Agent Survival Guide Podcast: Recent Episodes

Sarah J. Rueppel | Ritter Insurance Marketing

Improve the way you sell insurance with the Agent Survival Guide Podcast – start your senior market agent training here! Learn marketing tips and strategies for selling. Stay compliant with the latest CMS marketing guidelines. Find out how Ritter Insurance Marketing tools can streamline your business.

No matter what your experience level, the ASG Podcast has you covered!

Empowering insurance agents selling Medicare Supplements, Medicare Advantage, Medicare Part D, Long-Term Care, Life, Annuities, and Final Expense.

Survive today. Thrive tomorrow.

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Sarah reflects on the insurance licensing process one year after passing the exam. Listen as she outlines her journey, how to get started, and what she learned along the way.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://lnk.to/asg658

Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025

Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025

Summer 2025 Survival Guide: https://lnk.to/asgf20250606

What is AHIP Certification and How Do I Get It? https://lnk.to/asg672

References:“Insurance Departments by State.” Content.Naic.Org, NAIC, content.naic.org/state-insurance-departments. Accessed 10 June 2025.

“Multiple Choice Test Taking Strategies.” Dmu.Edu, Des Moines University, www.dmu.edu/wp-content/uploads/MULTIPLE-CHOICE-TEST-TAKING-STRATEGIES.pdf. Accessed 10 June 2025.

“NAIC - National Association of Insurance Commissioners.” Naic.Org, NAIC, content.naic.org/. Accessed 10 June 2025.

“NIPR - National Insurance Producer Registry.” Nipr.Com, National Insurance Producer Registry, nipr.com/. Accessed 10 June 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Thinking about becoming an insurance agent? In this episode, we weigh the pros and cons of selling insurance, so you’ll have the information you need before you make that big decision!Read the text versionGet Started by Registering with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/Learn More with These Resources:2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://lnk.to/dFX1s1

2025 State of the Senior Market Address: In Review: https://ritterim.com/blog/2025-state-of-the-senior-market-address-in-review/

5 Perks of Being a Part-Time Insurance Agent: https://lnk.to/YGJ3KX

Agent Survival Guide Podcast: https://lnk.to/asgpodcast

Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/

Contact the Ritter Sales Team: https://ritterim.com/contact/

Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://ritterim.com/blog/four-reasons-why-ritter-should-be-your-fmo-insurance-agency/

Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF

How Insurance FMOs Work: https://ritterim.com/how-insurance-fmos-work/?utm_source=asg_podcast_link

How Much Can Agents Make Selling Under-65 Insurance? https://lnk.to/TlGBGH

How Much Can Insurance Agents Make Selling Medicare? https://ritterim.com/blog/how-much-can-insurance-agents-make-selling-medicare/

How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

REWIND: 8 Relationship Marketing Strategies for Insurance Agents: https://lnk.to/9b3cTl

Ritter Insurance Marketing eBooks & Guides: https://ritterim.com/guides/

Ritter Insurance Marketing Events: https://ritterim.com/events/

The Advantages of Being a Field vs. Call Center Insurance Agent: https://ritterim.com/blog/the-advantages-of-being-a-field-vs-call-center-insurance-agent/

The Guide to Earning a Living Selling Health Insurance: https://ritterim.com/earning-a-living-selling-insurance/?utm_source=asg_podcast_link

Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/?utm_source=asg_podcast_link

References:Cubanski, Juleette. “A Current Snapshot of the Medicare Part D Prescription Drug Benefit.” KFF.Org, KFF, 9 Oct. 2024, www.kff.org/medicare/issue-brief/a-current-snapshot-of-the-medicare-part-d-prescription-drug-benefit/.

“Marketplace 2025 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Jan. 2025, www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-2.

Rosanes, Mark. “Want to Build a Career Selling Insurance? Here Are the Pros and Cons.” Insurance Business America, Insurance Business, 22 Jan. 2024, www.insurancebusinessmag.com/us/guides/want-to-build-a-career-selling-insurance-here-are-the-pros-and-cons-473774.aspx.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Value is more than just a care model for Neil Reich. He recently joined Sarah to chat about his background in the Medicare Advantage space, his focus on value-based care, and how providing value still drives his business today.Find Neil Reich Online:Care Connect Agency: https://careconnectagency.com/advisors/

Get the Playbook: https://careconnectadvisors.com/agent-playbook-download-form/

LinkedIn: https://www.linkedin.com/in/neil-reich-3382498

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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The Friday Five for June 13, 2025:* Field Notes 6.13.2025 * Apple Renames OS Versions * Apple Liquid Glass * Apple iPad Windowing * New Apple Features: Sarah’s Picks

Register for the ICHRA Introduction Webinar from Ritter & NexbenField Notes for June 13, 2025:“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 10 June 2025.

ICHRA Webinar Information & Registration: https://events.teams.microsoft.com/event/20edcbcf-3b83-4971-8e26-b1c7854a8180@70dbad32-6e58-4114-88e8-84f5666158df

“NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 10 June 2025.

Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/

Apple Renames OS Versions:Shibu, Sherin, and Melissa Malamut. “Apple Is Making a Major Change to Its Operating Systems Across All Products. Here’s What We Know.” Entrepreneur.Com, Entrepreneur, 29 May 2025, www.entrepreneur.com/business-news/apple-is-renaming-its-operating-systems-for-iphone-ipad/492439.

Mendes, Marcus. “Apple’s New OS Naming Could Make ‘iPhone 17’ Sound Even Weirder.” 9to5Mac.Com, 9to5Mac, 28 May 2025, 9to5mac.com/2025/05/28/apples-new-os-naming-vs-iphone-17/.

Preston, Dominic. “Apple Renames Its Operating Systems.” Theverge.Com, The Verge, 9 June 2025, www.theverge.com/news/679221/apple-ios-macos-watchos-ipados-26-name.

Apple Liquid Glass:Peters, Jay. “Apple’s Liquid Glass Was a Wild Change to My iPhone.” Theverge.Com, The Verge, 10 June 2025, www.theverge.com/apple/683914/apple-iphone-ios-26-changes-liquid-glass.

Mickle, Tripp, and Brian X. Chen. “Apple’s New Software Focuses on Design Aesthetics Over A.I.” Nytimes.Com, New York Times, 9 June 2025, www.nytimes.com/2025/06/09/technology/apple-wwdc-ios-26.html.

Perez, Sarah. “Apple Redesigns Its Operating Systems with ‘Liquid Glass’ at WWDC 25.” TechCrunch.Com, TechCrunch, 9 June 2025, techcrunch.com/2025/06/09/apple-redesigns-its-operating-systems-with-liquid-glass/.

Lovejoy, Ben. “Here’s a Closer Look at the Liquid Glass Design in iOS 26 on the iPhone.” 9to5Mac.Com, 9to5Mac, 10 June 2025, 9to5mac.com/2025/06/10/heres-a-closer-look-at-the-liquid-glass-design-in-ios-26-on-the-iphone/.

Apple iPad Windowing:Shanklin, Will. “Apple’s Walled Garden Is the iPad’s Biggest Roadblock to Becoming a Mac.” Engadget.Com, Engadget, 9 June 2025, www.engadget.com/mobile/tablets/apples-walled-garden-is-the-ipads-biggest-roadblock-to-becoming-a-mac-223014619.html.

“iPadOS 26 Introduces Powerful New Features That Push the Capabilities and Versatility of iPad Even Further.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/ipados-26-introduces-powerful-new-features-that-push-ipad-even-further/.

Christoffel, Ryan. “PSA: iPadOS 26 Removes Split View and Slide Over Multitasking Features.” 9to5Mac.Com, 9to5Mac, 9 June 2025, 9to5mac.com/2025/06/09/psa-ipados-26-removes-split-view-and-slide-over-multitasking-features/.

New Apple Features (Sarah’s Picks):“Apple Elevates the iPhone Experience with iOS 26.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/apple-elevates-the-iphone-experience-with-ios-26/.

“Apple finally brings Journal to iPad & Mac for better writing, sketching & reflection” appleinsider.com, Apple Insider, 9 June 2025, https://appleinsider.com/articles/25/06/09/apple-finally-brings-journal-to-ipad-for-better-writing-sketching-reflection.

Malik, Aisha. “Apple Unveils watchOS 26 with New Design, Wrist-Flick Gesture, and AI Workout Buddy Feature.” Techcrunch.Com, TechCrunch, 9 June 2025, techcrunch.com/2025/06/09/apple-unveils-watchos-26-with-new-design-wrist-flick-gesture-and-ai-workout-buddy-feature/.

“Journal App Finally Coming to Mac and iPad.” Macrumors.com, MacRumors, 9 June 2025, https://www.macrumors.com/2025/06/09/journal-app-finally-coming-to-mac-and-ipad/.

“watchOS 26 Delivers More Personalized Ways to Stay Active, Healthy, and Connected.” Apple.Com, Apple, 10 June 2025, www.apple.com/newsroom/2025/06/watchos-26-delivers-more-personalized-ways-to-stay-active-and-connected/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Be sure your clients are aware of their dental, vision, and hearing coverage options. We outline 4 steps to help you educate clients and pitch products!Read the text versionResources:3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656

4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670

4 Ways Insurance Agents Should Be Utilizing Ask Integrity: https://ritterim.com/blog/4-ways-insurance-agents-should-be-utilizing-ask-integrity/

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/

Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/

Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025

References:“The Importance of Eye Care and Annual Exams – Tapestry 360 Health.” Tap360Health.Org, Tapestry 360 Health, https://tap360health.org/the-importance-of-eye-care-and-annual-exams/. Accessed 15 May 2025.

“Why Dental Care Is Important for Your Overall Health.” Hospital.Uillinois.Edu, UI Health - UIC - Mile Square Health Center, https://hospital.uillinois.edu/mile-square-health-center/patient-resources/blog-and-news/dental-health-is-important. Accessed 15 May 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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This week, Sarah unpacks all kinds of content to help you and your clients survive Summer 2025!Field Notes:Malik, Aisha. “Adobe Launches Beta Version of Its Photoshop App on Android.” Techcrunch.Com, TechCrunch, 3 June 2025, techcrunch.com/2025/06/03/adobe-launches-beta-version-of-its-photoshop-app-on-android/.

“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 3 June 2025.

“NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 3 June 2025.

Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/

Summer Podcast Listening for Kids:Kids Summer Podcast Sampler Playlist: https://www.podchaser.com/lists/summer-kids-podcast-sampler-11SKLQjpO2

Shippen, Lauren. “Maxine Miles and the Loose Ends - An Interactive Mystery!” Atypicalartists.Co, ATYPICAL ARTISTS, www.atypicalartists.co/loose-ends. Accessed 4 June 2025.

Shippen, Lauren. “Maxine Miles - A YA Mystery Fiction Podcast.” Atypicalartists.Co, Atypical Artists, www.atypicalartists.co/maxine. Accessed 4 June 2025.

“Summer Listening Challenge: Listen to a Summer of Stories!” Jonincharacter.Com, Jonathan Cormur, 20 May 2025, jonincharacter.com/summer-listening/.

Summer Reading Challenges & Recommendations:“Barnes & Noble Summer Reading Program.” Barnesandnobleinc.Com, Barnes & Noble Inc, www.barnesandnobleinc.com/our-stores-communities/summer-reading-program/. Accessed 4 June 2025.

“Beanstack Mobile App.” Landing.Beanstack.Com, Beanstack, landing.beanstack.com/mobile-app. Accessed 4 June 2025.

“Fun Summer Reading Challenges for Kids.” Scholastic.Com, Scholastic, 29 May 2025, www.scholastic.com/parents/books-and-reading/raise-a-reader-blog/reading-challenges-kids.html.

“Hot Ones: Readers’ 80 Most Anticipated New Summer Books.” Goodreads.Com, Goodreads, www.goodreads.com/blog/show/2922. Accessed 4 June 2025.

“Pizza Hut Book It!® Program.” Bookitprogram.Com, Pizza Hut, www.bookitprogram.com/. Accessed 4 June 2025.

Maxine Miles: https://lnk.to/maxinemilespod

“Pizza Hut Debuts First-Ever BOOK IT!® App.” Blog.Pizzahut.Com, Pizza Hut, 27 May 2025, blog.pizzahut.com/pizza-hut-debuts-first-ever-book-it-app/.

“Scholastic Summer Reading.” Scholastic.Com, Scholastic, www.scholastic.com/site/summer-reading.html. Accessed 4 June 2025.

Vance, Usha. “Summer Reading Challenge.” Whitehouse.Gov, The White House, 2 June 2025, www.whitehouse.gov/read/.

Diamond, Anna. “Summer Reading Challenges Aren’t Just for Kids.” Nytimes.Com, New York Times, 30 May 2025, www.nytimes.com/2025/05/30/books/summer-reading-adults.html.

NYT Staff. “The New York Times’s Summer Reading Bucket List.” Nytimes.Com, New York Times, 30 May 2025, www.nytimes.com/2025/05/30/books/summer-reading-bucket-list.html.

“The Ultimate Middle School Summer Reading List.” Scholastic.Com, Scholastic, www.scholastic.com/parents/books-and-reading/book-lists-and-recommendations/summer-reading-list-for-middle-school.html. Accessed 4 June 2025.

Staying Hydrated During Summer:“6 Refreshing Summer Drinks You Can Make at Home​.” Economictimes.Indiatimes.Com, The Economic Times, economictimes.indiatimes.com/news/india/6-refreshing-summer-drinks-you-can-make-at-home/classic-lemonade/slideshow/121248292.cms. Accessed 4 June 2025.

DeAngelis, Danielle. “9 Drinks to Keep You Healthy & Hydrated This Summer.” Eatingwell.Com, EatingWell, 11 June 2024, www.eatingwell.com/drinks-to-keep-healthy-hydrated-this-summer-8661651.

Walsh, Karla. “10 Ways Your Body Changes When You’re Drinking Enough Water.” Allrecipes.Com, Allrecipes, www.allrecipes.com/article/drinking-enough-water/. Accessed 4 June 2025.

Joshi, Priyankaa. “13 Best Electrolyte Drinks to Keep You Hydrated This Summer, Approved by Nutritionists.” Goodhousekeeping.Com, Good Housekeeping. www.goodhousekeeping.com/uk/product-reviews/health-leisure/g60319999/best-electrolyte-powders-drinks/. Accessed 4 June 2025.

Wimberly, Camryn Alexa. “23 Drinks to Keep You Healthy & Hydrated This Summer.” Eatingwell.Com, EatingWell, 1 June 2025, www.eatingwell.com/drink-recipes-to-keep-you-hydrated-this-summer-2025-11745692.

Biggs, Suzanne. “How to Make Electrolyte Water (Plus Easy Recipes to Try at Home).” Lifemd.Com, LifeMD, 19 Nov. 2024, lifemd.com/learn/how-to-make-electrolyte-water.

Killeen, Breana Lai. “Spinach-Apple Juice Recipe.” Eatingwell.Com, Eating Well, 18 Apr. 2024, www.eatingwell.com/recipe/250846/spinach-apple-juice/.

Capritto, Amanda, and Nasha Addarich Martinez. “Summer Hydration: Your Daily Water Requirements Guide.” Cnet.Com, CNET, 31 May 2025, www.cnet.com/health/medical/summer-hydration-daily-water-requirements/.

Kumer, Emma B. “The Best and Worst Drinks to Keep You Hydrated.” Tasteofhome.Com, Taste of Home, 11 Jan. 2025, www.tasteofhome.com/article/best-and-worst-hydrating-drinks-ranked/.

“There’s More To Staying Hydrated Than Just Drinking Water.” Delish.Com, Delish, www.delish.com/food-news/a61624242/how-to-stay-hydrated-in-heat/. Accessed 4 June 2025.

Schneider, Jamie. “This Green Smoothie Recipe Is As Hydrating As 3 Cups Of Water, Says An MD.” Mindbodygreen.Com, mindbodygreen, 10 Apr. 2025, www.mindbodygreen.com/articles/functional-mds-green-smoothie-recipe-for-max-hydration.

Kanya, Laura. “Watermelon-Basil Agua Fresca.” Eatingwell.Com, EatingWell, www.eatingwell.com/recipe/7967577/watermelon-basil-agua-fresca/. Accessed 4 June 2025.

On-The-Go Summer Eating:Bjarnadottir, Adda. “9 Fast-Food Restaurants That Serve Healthy Foods.” Edited by Alissa Palladino, Healthline.Com, Healthline Media, 14 May 2025, www.healthline.com/nutrition/healthy-fast-food-restaurants.

Rajput, Priyanka. “10 Items You Can Eat at Fast-Food Chains If You’re on the Mediterranean Diet.” Businessinsider.Com, Business Insider, 4 Feb. 2025, www.businessinsider.com/fast-food-chain-items-mediterranean-diet-2025-2#little-hamburger-at-five-guys-10.

Madormo, Carrie. “25 Healthy Fast-Food Orders That You Can Grab and Go.” Tasteofhome.Com, Taste of Home, 2 Jan. 2025, www.tasteofhome.com/collection/healthy-fast-food/.

Jung, Alyssa. “45 Healthiest Fast-Food Orders, According to Experts.” Edited by Valerie Agyeman, Goodhousekeeping.Com, Good Housekeeping, 6 Jan. 2025, www.goodhousekeeping.com/health/diet-nutrition/g4622/healthiest-fast-food/.

Groth, Leah. “Dunkin’ Just Introduced Wild New Summer Menu.” Eatthis.Com, Eat This, Not That!, 3 June 2025, www.eatthis.com/dunkin-summer-menu-2025-new-items/.

Boesch, Samantha. “I Tried the 7 Healthiest Fast-Food Meals—Here’s What I’ll Actually Order Again.” Eatthis.Com, Eat This, Not That! , 10 Aug. 2024, www.eatthis.com/healthy-fast-food-taste-test/.

Losciale, Marisa. “McDonald’s Snack Wrap Officially Gets Release Date.” Parade.Com, Parade, 3 June 2025, parade.com/food/mcdonalds-snack-wrap-release-date-confirmed-returning-july-2025.

Resources:Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025

How to Avoid Elderspeak: https://lnk.to/asgf20250530

Location Sharing Apps: https://lnk.to/ASGA84

Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025

Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Wondering what the difference between Medicare and Medicaid is? Learn all about it in this episode!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655

2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

FREE DOWNLOAD – The Guide to Earning a Living Selling Health Insurance: https://ritterim.com/earning-a-living-selling-insurance/

How Much Can Agents Make Selling Under-65 Insurance? https://lnk.to/TlGBGH

Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025

Ritter Insurance Marketing: https://ritterim.com/

References:Alice Burns, Elizabeth Hinton. “10 Things to Know about Medicaid.” KFF, 10 Apr. 2025, https://www.kff.org/medicaid/issue-brief/10-things-to-know-about-medicaid/.

Nall, Rachel. “Am I Eligible for Medicare Part D?” Medicalnewstoday.com, Medical News Today, 21 Apr. 2020, https://www.medicalnewstoday.com/articles/am-i-eligible-for-medicare-part-d.

“Compare Original Medicare & Medicare Advantage.” Medicare.Gov, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/your-coverage-options/compare-original-medicare-medicare-advantage. Accessed 15 May 2025.

(DCD), Digital Communications Division. “What’s the Difference between Medicare and Medicaid?” HHS.Gov, U.S. Department of Health and Human Services, 7 Dec. 2022, https://www.hhs.gov/answers/medicare-and-medicaid/what-is-the-difference-between-medicare-medicaid/index.html.

“Does Medicaid Cover Dental Care?” HHS.Gov, U.S. Department of Health and Human Services, 8 Dec. 2022, https://www.hhs.gov/answers/medicare-and-medicaid/does-medicaid-cover-dental-care/index.html.

“Medicare Adult Dental Benefits Coverage by State.” Chcs.org, Center for Health Care Strategies, Inc., Sept. 2019, https://www.chcs.org/media/Medicaid-Adult-Dental-Benefits-Overview-Appendix_091519.pdf

“What’s the Difference between Medicare Part a and Part B?” Healthline, 25 Feb. 2020, https://www.healthline.com/health/medicare/medicare-part-a-vs-b.

‌”Understanding Medicare Advantage Plans.” Medicare.gov, Feb. 2025, https://www.medicare.gov/publications/12026-understanding-medicare-advantage-plans.pdf

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

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Not affiliated with or endorsed by Medicare or any government agency.

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Learn more about AHIP requirements, how certification works for insurance agents, and more! Don't stress - we've got plenty of tips to help you survive certification and the start of AEP prep season.Read the text versionResources:5 Things from the CMS 2026 MA and Part D Final Rule: https://lnk.to/asgf20250502

Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025

Register with Ritter: https://app.ritterim.com/public/registration/

Ritter Insurance Marketing Certification Center: https://docs.ritterim.com/products/certification/

References:“AHIP Corporate Partnerships.” Ahip.Org, AHIP, www.ahip.org/corporate-partnerships. Accessed 12 May 2025.

“Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training. Accessed 12 May 2025.

“AHIP Member Organization.” Ahip.Org, AHIP, www.ahip.org/members. Accessed 12 May 2025.

“AHIP Official Website.” Ahip.Org, AHIP, www.ahip.org/. Accessed 12 May 2025.

“AHIP Unveils Refreshed Brand, Updated Mission to Improve Health Care for All Americans.” Ahip.Org, AHIP, www.ahip.org/news/press-releases/ahip-unveils-refreshed-brand-updated-mission-to-improve-health-care-for-all-americans. Accessed 12 May 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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The Friday Five for May 30, 2025:* Field Notes for This Week * Helpful Keyboard Shortcuts * Mozilla Pocket Alternatives * YouTube Adds Top Podcasts Chart * How to Avoid Using Elderspeak

Field Notes:“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 28 May 2025.

“NABIP Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare. Accessed 28 May 2025.

Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/

Helpful Keyboard Shortcuts:Wawro, Alex. “9 MacBook Keyboard Shortcuts You Need to Know First.” Tomsguide.Com, Tom’s Guide, 20 Apr. 2025, www.tomsguide.com/computing/macos/9-macbook-keyboard-shortcuts-you-need-to-know-first.

Kasiya, Chifundo. “12 Windows Key Shortcuts I Use Every Day.” Howtogeek.Com, How-To Geek, 23 Feb. 2025, www.howtogeek.com/windows-key-shortcuts-i-use-every-day/.

Brookes, Tim. “13 Mac Keyboard Shortcuts I Couldn’t Live Without.” Howtogeek.Com, How-To Geek, 10 Apr. 2025, www.howtogeek.com/mac-keyboard-shortcuts-i-couldnt-live-without/.

“Mac Split Screen: How to Chop Your Screen in Half for Multitasking.” Cnet.Com, CNET, 3 Feb. 2025, www.cnet.com/tech/services-and-software/mac-split-screen-how-to-chop-your-screen-in-half-for-multitasking/.

Aamoth, Doug. “These 10 Windows 11 Keyboard Shortcuts Will Boost Your Productivity.” Fastcompany.Com, Fast Company, 27 May 2025, www.fastcompany.com/91337250/best-windows-11-keyboard-shortcuts.

Fisher, Tim. “Windows Keyboard Shortcuts to Know in 2025.” Lifewire.Com, Lifewire, 14 Jan. 2025, www.lifewire.com/best-windows-keyboard-shortcuts-6503973.

Mozilla Pocket Alternatives:Reddy, Ramesh. “6 Best Pocket Alternatives to Save and Read Articles Later [2025].” Techpp.Com, TechPP, 24 May 2025, techpp.com/2025/05/24/best-pocket-alternatives/.

Manuel, Beatrice. “Best Read-It-Later Apps in 2025: Top Ways to Save Web Pages & Content.” Edited by Samuel Chapman and Eugenie Tiu, Cloudwards.Net, Cloudwards, 16 May 2025, www.cloudwards.net/best-read-it-later-apps/.

Instapaper: https://instapaper.com/

Matter: https://hq.getmatter.com/

Blake, Alex. “Mozilla Is Shutting down Pocket – Here Are the 3 Best Bookmarking Alternatives.” TechRadar, techradar.com, 23 May 2025, www.techradar.com/computing/websites-apps/mozilla-is-shutting-down-pocket-here-are-the-3-best-bookmarking-alternatives.

Delima, David. “Mozilla’s Pocket Shuts down in July: Try These Four Pocket Alternatives.” Gadgets360.Com, Gadgets 360, 24 May 2025, www.gadgets360.com/apps/features/mozilla-pocket-shutdown-alternatives-bookmarks-app-8497286.

Krasnoff, Barbara. “Pocket Alternatives for Bookmarking Your Content.” Theverge.Com, The Verge, 23 May 2025, www.theverge.com/22927750/bookmarks-pocket-firefox-instapaper-raindrop.

Raindrop.io: https://raindrop.io/

Mehta, Ivan, and Sarah Perez. “Read-It-Later App Pocket Is Shutting down - Here Are the Best Alternatives.” Techcrunch.Com, TechCrunch, 27 May 2025, techcrunch.com/2025/05/27/read-it-later-app-pocket-is-shutting-down-here-are-the-best-alternatives/.

Peckham, James. “Read-It-Later Pocket App Will Shut down on July 8.” Pcmag.Com, PCMAG, 23 May 2025, www.pcmag.com/news/pocket-shut-down-the-read-it-later-app-will-close-on-july-8.

Pot, Justin. “The 4 Best Read It Later Apps.” Zapier.Com, Zapier, 15 Aug. 2024, zapier.com/blog/best-bookmaking-read-it-later-app/.

YouTube Adds Top Podcasts Chart:“Apple Podcast Charts.” Podcasts.Apple.Com, Apple, podcasts.apple.com/us/charts. Accessed 28 May 2025.

“Spotify Podcast Charts.” Podcastcharts.Byspotify.Com, Spotify, podcastcharts.byspotify.com/. Accessed 28 May 2025.

“YouTube Podcast Charts.” Charts.Youtube.Com, YouTube, charts.youtube.com/podcasts. Accessed 28 May 2025.

How to Avoid Using Elderspeak:Senior Speak: Talking to Medicare Clients Age 65 & Older: https://ritterim.com/blog/senior-speak-talking-to-medicare-clients-age-65-and-older/

Shaw, Clarissa A., et al. “The Iowa Coding Scheme for Elderspeak: Development and Validation.” Academic.Oup.Com, Oxford Academic, 4 Mar. 2025, academic.oup.com/gerontologist/article/65/6/gnaf093/8051882.

Span, Paula. “Honey, Sweetie, Dearie: The Perils of Elderspeak.” Nytimes.Com, The New York Times, 3 May 2025, www.nytimes.com/2025/05/03/health/elderly-treatment-aides.html.

Rueppel Recommends:Ridgely, Charlie. “Everything Coming to Netflix, Disney+, Max & Other Streaming Services in June 2025.” ComicBook.Com, Comic Book, 26 May 2025, comicbook.com/movies/news/new-streaming-movies-tv-june-2025-netflix-disney-hbo-services/.

Resources:4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670

Apps for Comparing Healthcare & Prescriptions: https://lnk.to/ASGA85

Community Engagement & ACA Marketing Suggestions for Agents: https://lnk.to/ASG665

Reassuring Your Clients During Difficult Times: https://lnk.to/asg671

Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf20250523

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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How are your clients doing right now? Have you reached out? Have they? If you’re not sure what to say or where to start, we’ve got some easy-to-implement suggestions in this episode.Resources:3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656

4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655

5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321

Client Check-in Call Script: https://ritterim.com/documents/client-check-in-phone-script.docx

Client Check-in Email Template: https://ritterim.com/documents/client-check-in-email-template.docx

How Plan Crosswalks Work in the ACA Marketplace: https://lnk.to/ASG664

Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025

Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025

References:“2025 Tech Trends and Adults 50-Plus.” AARP.Org, AARP, https://www.aarp.org/content/dam/aarp/research/topics/technology/internet-media-devices/2025-technology-trends-older-adults.doi.10.26419-2fres.00891.001.pdf. Accessed 7 May 2025.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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No need to reinvent the wheel. Sometimes, you just need to add a spoke! Robert Rothschild joins Sarah to chat about his background and what keeps him striving for more.Find Robert Rothschild Online:LinkedIn: https://www.linkedin.com/in/robert-a-rothschild-mba-a89a2133/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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What products can agents cross-sell with Medicare? Learn how plan pairings work between the different Medicare insurance options. We can help you build up your portfolio with ancillary product options for your clients.Read the text versionResources:A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/

Boost Business Selling Hospital Indemnity Insurance: https://ritterim.com/blog/boost-business-selling-hospital-indemnity-insurance/

Building the Foundation for Success ft. Roy Snarr: https://agentsurvivalguide.podbean.com/e/building-the-foundation-for-success-ft-roy-snarr/

How Relationship Marketing Can Make the Difference in Your Agency: https://agentsurvivalguide.podbean.com/e/how-relationship-marketing-can-make-the-difference-in-your-agency/

Operating From a People-First Mentality ft. Scott Zimmerman: https://agentsurvivalguide.podbean.com/e/operating-from-a-people-first-mentality-ft-scott-zimmerman/

Sense Success with Dental, Vision, and Hearing Plans: https://ritterim.com/blog/sense-success-with-dental-vision-and-hearing-plans/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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The Friday Five for May 23, 2025:* Field Notes 5.23.2025 * Google Announces NotebookLM App * AI Actions in Microsoft Windows 11 * TikTok Sleep Meditation for Teens * 2025 Social Media Marketing Industry Report

Field Notes 5.23.2025:Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/

Google Announces NotebookLM App:Beaty, Artie. “Google’s Popular AI Tool Gets Its Own Android App - How to Use NotebookLM on Your Phone.” Zdnet.Com, ZDNET, 19 May 2025, www.zdnet.com/article/googles-popular-ai-tool-gets-its-own-android-app-how-to-use-notebooklm-on-your-phone/.

Peters, Jay. “Google Releases Its NotebookLM Mobile App.” Theverge.Com, The Verge, 19 May 2025, www.theverge.com/news/669828/google-releases-its-notebooklm-mobile-app.

Wang, Biao. “Understand Anything, Anywhere with the New NotebookLM App.” Blog.Google, Google Blog, 19 May 2025, blog.google/technology/ai/notebooklm-app/.

Microsoft Announces AI Actions in Windows 11:Warren, Tom. “Microsoft Is Putting AI Actions into the Windows File Explorer.” Theverge.Com, The Verge, 20 May 2025, www.theverge.com/news/670251/microsoft-windows-11-ai-actions-file-explorer-context-menu.

Whitney, Lance. “Microsoft’s New AI Tool Lets You Edit Images and Summarize Docs Right in File Explorer.” Zdnet.Com, ZDNET, 20 May 2025, www.zdnet.com/article/microsofts-new-ai-tool-lets-you-edit-images-and-summarize-docs-right-in-file-explorer/.

TikTok Sleep Meditation for Teens:Hasan, Sadiba. “Can TikTok Help Young People Take a Break From Screens?” Nytimes.Com, The New York Times, 19 May 2025, www.nytimes.com/2025/05/17/style/tiktok-guided-meditation-sleep.html.

Malik, Aisha. “Tiktok Rolls out a New Meditation Feature to Help You Get off the App and Sleep.” Techcrunch.Com, TechCrunch, 15 May 2025, techcrunch.com/2025/05/15/tiktok-rolls-out-a-new-meditation-feature-to-help-you-get-off-the-app-and-sleep/.

Roth, Emma. “Tiktok Will Show Teens Guided Meditation after 10pm.” Theverge.Com, The Verge, 15 May 2025, www.theverge.com/news/668051/tiktok-guided-meditation-wind-down-10pm.

2025 Social Media Marketing Industry Report:Stelzner, Michael A. “2025 Social Media Marketing Industry Report.” Socialmediaexaminer.Com, Social Media Examiner, www.socialmediaexaminer.com/social-media-marketing-industry-report-2025/. Accessed 21 May 2025.

Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644

Order Your Copy of Delight in the Limelight: https://lindaugelow.com/delight-in-the-limelight/

Resources:5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131

Best Video Editing Apps for Social Media: https://lnk.to/8xfGo0

Community Engagement & ACA Marketing Suggestions: https://lnk.to/ASG665

From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025

Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/

The Best Books for Insurance Agents: https://ritterim.com/blog/the-best-books-for-insurance-agents/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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This week we’ve got apps that can help you with searching and comparing healthcare and prescriptions!ZocDoc: https://www.zocdoc.com/
GoodRX: https://www.goodrx.com/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Building the Foundation for Success ft. Roy Snarr: https://lnk.to/snarr2025

Healthy Habits for Feeling in Control: https://lnk.to/MM202547

Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025

References:“Free Goodrx VS Gold Comparison Guide – Support.” GoodRx, https://support.goodrx.com/hc/en-us/articles/115004952903-Free-GoodRx-vs-Gold-Comparison-Guide. Accessed 30 Apr. 2025.

“How Does Goodrx Rewards Work? – Support.” GoodRx, https://support.goodrx.com/hc/en-us/articles/4416674577179-How-does-GoodRx-Rewards-work. Accessed 30 Apr. 2025.

“How Do I Join My Video Visit? | Help Center.” ZocDoc, https://www.zocdoc.com/patient-help/en/articles/8711864-how-do-i-join-my-video-visit. Accessed 30 Apr. 2025.

“Prescription Prices, Coupons & Pharmacy Information - Goodrx.” Goodrx.Com, https://www.goodrx.com/. Accessed 30 Apr. 2025.

“Zocdoc | Find a Doctor near You | Book Doctors Online.” ZocDoc, https://www.zocdoc.com/. Accessed 30 Apr. 2025.

“Zocdoc’s Turnaround: From an Unsustainable Path to Profitable Growth | Zocdoc.” ZocDoc, https://www.zocdoc.com/about/news/zocdocs-turnaround-from-an-unsustainable-path-to-profitable-growth/. Accessed 30 Apr. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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We’ve got details on the CMS decision to reverse their decision on the Disaster/Emergency SEP for Medicare Beneficiaries.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Myths about Selling ACA Health Plans: https://lnk.to/asg660
Building the Foundation for Success ft. Roy Snarr: https://lnk.to/snarr2025
Does Your Medicare Sales Approach Satisfy Different Budgets? https://lnk.to/G6g1fm

Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/

References:“Medicare Advantage and Part D Enrollment and Disenrollment Guidance Updated: 2024.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/files/document/cy2025cdenrollmentanddisenrollmentguidancepdf.pdf. Accessed 22 Apr. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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There’s no substitute for hard work, or “making your own luck.” Michael Krantz, one of New York’s top insurance producers, joined Sarah to talk about success and what drives him to keep going in this industry.Find Michael Krantz Online:LinkedIn: https://www.linkedin.com/in/michael-krantz-2004401b

Official Website: https://www.withavid.com/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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The Friday Five for May 16th, 2025:* Dunkin’ and Starbucks Summer 2025 Menus * Viral Music Charts for Content Creation * Potential Heart Benefit in Shingles Vaccine * Possible Hints at ACA Subsidy Direction for 2026 * AHIP 2026 Certification Dates

Dunkin’ and Starbucks Summer 2025 Menus:“Dunkin’ Summer Menu.” Dunkindonuts.Com, Dunkin’, www.dunkindonuts.com/en/summer-menu. Accessed 13 May 2025.

Fink, Bailey. “Starbucks Is Bringing Back Customers’ ‘Favorite Drink Ever’ This Summer.” Allrecipes.Com, Allrecipes, 17 Apr. 2025, www.allrecipes.com/starbucks-summer-menu-2025-11717043.

Baker, Nicolette. “Starbucks’ Summer Menu Just Dropped — Including a Brand-New Iced Beverage.” Foodandwine.Com, Food & Wine, 15 Apr. 2025, www.foodandwine.com/starbucks-summer-menu-2025-11715175.

Viral Music Charts for Content Creation:“100 Top Trending Songs on TikTok.” Tokchart.Com, Tokchart, tokchart.com/. Accessed 14 May 2025.

Bowe, Tucker. “Apple Quietly Gave Your Iphone a Simple yet Fun New Feature.” Gearpatrol.Com, Gear Patrol, 12 May 2025, www.gearpatrol.com/tech/apple-music-shazam-viral-chart/.

“Shazam Viral Global Chart .” Shazam.Com, Shazam, www.shazam.com/charts/viral/world. Accessed 14 May 2025.

“Spotify Viral 50 - Global.” Spotify.Com, Spotify, open.spotify.com/playlist/37i9dQZEVXbLiRSasKsNU9?si=4zvmJR7bQnajf6_StIGfuw. Accessed 14 May 2025.

“Viral Chart on Apple Music.” Music.Apple.Com, Apple Music, music.apple.com/us/playlist/viral-chart/pl.b127c05305ad413fb742e8585599ec84. Accessed 14 May 2025.

Potential Heart Health Benefit in Shingles Vaccine:McLendon, Russell. “Shingles Vaccine Can Reduce Risk of Stroke And Heart Attack, Study Finds.” Sciencealert.Com, ScienceAlert, 12 May 2025, www.sciencealert.com/shingles-vaccine-can-reduce-risk-of-stroke-and-heart-attack-study-finds.

Rudy, Melissa. “Shingles Vaccine Has Unexpected Effect on Heart Health.” Foxnews.Com, FOX News Network, 9 May 2025, www.foxnews.com/health/shingles-vaccine-has-unexpected-effect-heart-health.

“Shingles Vaccine Lowers the Risk of Heart Disease for up to Eight Years.” Escardio.Org, European Society of Cardiology, 6 May 2025, www.escardio.org/The-ESC/Press-Office/Press-releases/shingles-vaccine-lowers-the-risk-of-heart-disease-for-up-to-eight-years.

Griesser, Kameryn. “Shingles Vaccine Reduces Risk of Heart Disease by 23%, Study of One Million People Finds.” Cnn.Com, Cable News Network, 12 May 2025, www.cnn.com/2025/05/09/health/shingles-heart-disease-vaccine-shots-wellness.

Possible Hints at ACA Subsidy Direction for 2026:Tong, Noah. “CMS Hints at Possible Cost-Sharing Reduction Payments for Insurers, Impacting ACA Enrollment.” Fiercehealthcare.Com, Fierce Healthcare, 7 May 2025, www.fiercehealthcare.com/payers/cms-hints-possible-cost-sharing-reduction-payments-insurers-impacting-aca-enrollment.

“Explaining Health Care Reform: Questions About Health Insurance Subsidies.” Kff.Org, KFF, 25 Oct. 2024, www.kff.org/affordable-care-act/issue-brief/explaining-health-care-reform-questions-about-health-insurance-subsidies/.

“Offering of Off-Exchange-Only Plans without ‘CSR Loading.’” Cms.Gov, Centers for Medicare & Medicaid Services, 2 May 2025, www.cms.gov/files/document/offering-exchange-only-plans-without-csr-loading.pdf.

“Plan Year 2026 Individual Market Rate Filing Instructions.” Cms.Gov, Centers for Medicare & Medicaid Services, 2 May 2025, www.cms.gov/files/document/py-26-individual-market-rate-filing-instructions.pdf.

AHIP 2026 Certification Dates:“AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com, AHIP, www.ahipmedicaretraining.com/page/login. Accessed 13 May 2025.

Resources:5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411
CMS Updates to MA and Part D for CY 2026: https://lnk.to/asgf20250425
Fact vs. Fiction: Examining the Medicare Part B Premium Giveback: https://lnk.to/asg667

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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We breakdown the 2025 Marketplace Proposed Rule and highlight what we think agents like you should know!Read the text versionContact our Under-65 Sales Team!Resources:CMS Finalizes Improvements to Marketplace Plan Selection with 2026 Final Rule: https://ritterim.com/blog/cms-finalizes-improvements-to-marketplace-plan-selection-with-2026-final-rule/

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/qzlRwV

Lawsuit Changes DACA Recipients’ Affordable Care Act Eligibility: https://ritterim.com/blog/lawsuit-changes-daca-recipients-affordable-care-act-eligibility/

Learn with Knight School: https://ritterim.com/knight-school/

Meet Ritter’s Under-65 Sales Team: https://ritterim.com/meet-your-sales-team/

Steps to Get Ready for OEP: Federal Exchange States & State Based Exchanges: https://lnk.to/SyqM9T

References: “2025 Marketplace Integrity and Affordability Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-proposed-rule Accessed 23 Apr. 2025.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Join the ASGPodcast as we talk about the Medicare Part B Premium Giveback, how it’s been overhyped and misrepresented, and how to stay compliant when talking about it.Read the text versionResources:5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411

Do's and Don'ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/

Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647

How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C

What Not to Say During Medicare Educational and Sales Events: https://ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/

References:“Costs.” Medicare.Gov, Medicare, www.medicare.gov/basics/costs/medicare-costs. Accessed 15 Apr. 2025.

“Misleading Medicare Marketing: What to Look Out For.” Ncoa.Org, National Council on Aging, www.ncoa.org/article/misleading-medicare-marketing-dont-be-fooled-during-medicare-open-enrollment/. Accessed 15 Apr. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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The Friday Five for May 9, 2025:* Rite Aid Files for Chapter 11 Bankruptcy Again * Apple WWDC 2025 Dates & Rumors * Discount Medicare Insurance Scam Alert * Rueppel Recommends Books & Streaming Picks May 2025 * Aetna Health Plans to Exit ACA Marketplace for CY 2026

Rite Aid Files for 2nd Chapter 11 Bankruptcy:Download the “Rite Aid Letter to Customers - May 5, 2025.” Restructuring.Ra.Kroll.Com, Kroll Restructuring Administration, restructuring.ra.kroll.com/RiteAid/Home-DownloadPDF?id1=MzM0MTA2Mg%3D%3D&id2=0. Accessed 6 May 2025.

Grothaus, Michael. “Rite Aid Bankruptcy: What to Know about Store Closings, Prescription Transfers, Layoffs, Gift Cards, and More.” Fastcompany.Com, Fast Company, 6 May 2025, www.fastcompany.com/91329223/rite-aid-bankruptcy-2025-stores-closing-prescription-transfers-gift-cards.

Arias, Pilar. “Rite Aid Files for Bankruptcy for Second Time in Less than 2 Years.” Foxbusiness.Com, Fox Business, 6 May 2025, www.foxbusiness.com/economy/rite-aid-files-bankruptcy-second-time-less-than-2-years.

Powel, James. “Rite Aid Files for Chapter 11 Bankruptcy, Promises ‘smooth Transfer’ of Prescriptions.” Usatoday.Com, Gannett Satellite Information Network, 6 May 2025, www.usatoday.com/story/money/retail/2025/05/05/rite-aid-chapter-11-bankruptcy/83467189007/.

“Rite Aid Store Locater.” Riteaid.Com, Rite Aid, www.riteaid.com/locations/. Accessed 6 May 2025.

Urie, Daniel. “Rite Aid Tells Vendors It ‘Has Generally Stopped Purchasing Goods and Services.’” Pennlive.Com, PennLive, 5 May 2025, www.pennlive.com/business/2025/05/rite-aid-tells-vendors-it-has-generally-stopped-purchasing-goods-and-services.html.

Mills, Sean I. “What to Do with Your Prescriptions Now That Rite Aid Is Closing All Stores.” Romesentinel.Com, Daily Sentinel, 6 May 2025, www.romesentinel.com/news/rome-new-hartford-rite-aid-store-closings/article_98f2300b-600c-4937-b8d0-686ece8d36e9.html.

Apple WWDC 2025 Dates & Rumors:Lovejoy, Ben. “90% of People Shouldn’t Buy the iPhone 17 Air, per Apple.” 9to5mac.Com, 9to5Mac, 6 May 2025, 9to5mac.com/2025/05/06/90-of-people-shouldnt-buy-the-iphone-17-air-per-apple/.

Schroeder, Stan. “Apple Is Planning a New iPhone Launch Schedule, Report Claims.” Mashable, Mashable, 5 May 2025, mashable.com/article/apple-iphone-launch-schedule.

“iOS 7 vs iOS 6 Side-by-Side Visual Comparisons.” Osxdaily.Com, OS X Daily, osxdaily.com/2013/06/11/ios-7-vs-ios-6-visual-comparison/. Accessed 6 May 2025.

Christoffel, Ryan. “iOS 19: Three New Features Are Being Announced next Month.” 9to5mac.Com, 9to5Mac, 5 May 2025, 9to5mac.com/2025/05/05/ios-19-three-new-features-are-being-announced-next-month/.

Clover, Juli. “iOS 19: Everything We Know.” Macrumors.Com, MacRumors, 5 May 2025, www.macrumors.com/roundup/ios-19/.

Discount Medicare Insurance Scam Alert:“Emerging Discount Medical Insurance Scams.” Ic3.Gov, Internet Crime Complaint Center (IC3), 30 Apr. 2025, www.ic3.gov/PSA/2025/PSA250430.

Dimuro, Claudia. “FBI Alerts Public in Pa., beyond to Emerging Scam: Here’s What to Know.” Pennlive.Com, PennLive, 5 May 2025, www.pennlive.com/life/2025/05/fbi-alerts-public-in-pa-beyond-to-emerging-scam-heres-what-to-know.html.

Burman, Theo. “FBI Issues New Warning Over Health Insurance Scams.” Newsweek.Com, Newsweek, 6 May 2025, www.newsweek.com/fbi-issues-new-warning-over-health-insurance-scams-2068626.

Rueppel Recommends:Wynn-Williams, Sarah. “Careless People: A Cautionary Tale of Power, Greed, and Lost Idealism.” Spotify, Flatiron Books, open.spotify.com/show/279JRLPYDjvmsS81C7SOzg?si=215e5504c3ea4510. Accessed 6 May 2025.

Ridgely, Charlie. “Everything Coming to Netflix, Max, Disney+ & Other Streaming Services in May 2025.” ComicBook.Com, ComicBook, 30 Apr. 2025, comicbook.com/tv-shows/news/new-streaming-movies-tv-shows-may-2025-netflix-disney-max/.

Bet-David, Patrick. “Your Next Five Moves: Master the Art of Business Strategy.” Spotify, Gallery Books, https://open.spotify.com/show/1mCTkhoZxUOH6iA9b8Dx2y?si=b11263c88e3a43ff. Accessed 6 May 2025.

Bet-David, Patrick. Your Next Five Moves, Gallery Books, www.yournextfivemoves.com/. Accessed 6 May 2025.

Aetna Health Plans to Exit ACA Marketplace for CY 2026:Minemyer, Paige. “Aetna to Exit the ACA Exchanges in 2026.” Fiercehealthcare.Com, Fierce Healthcare, 1 May 2025, www.fiercehealthcare.com/payers/aetna-exit-aca-exchanges-2026.

Pifer, Rebecca. “CVS Plans to Exit ACA Individual Exchanges, Strikes Wegovy Deal with Novo Nordisk.” Healthcaredive.Com, Healthcare Dive, 1 May 2025, www.healthcaredive.com/news/cvs-aetna-exit-aca-novo-nordisk-wegovy-deal/746833/.

Japsen, Bruce. “CVS Plans To Exit Obamacare In 2026, Affecting 1 Million Aetna Members.” Forbes.Com, Forbes Magazine, 1 May 2025, www.forbes.com/sites/brucejapsen/2025/05/01/cvs-plans-to-exit-obamacare-in-2026-impacting-1-million-aetna-members/.

How Plan Crosswalks Work in the ACA Marketplace: https://lnk.to/ASG664

Resources:5 Myths About Selling ACA Health Insurance Plans: https://lnk.to/asg660

5 Things from the CMS 2026 MA and Part D Final Rule: https://lnk.to/asgf20250502

Agent Requirements for ACA Sales: https://lnk.to/ASG662

Learn How to Sell ACA Products During the Off-Season ft. Danica Stover: https://lnk.to/asg661

Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Get tips on how to get involved with your community, find potential ACA clients, and market your brand – all in this episode!Read the text versionThe Insurance Agent’s Guide to Establishing Successful Affinity Partnerships FREE eBook Download

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Insurance Marketing Tips to Help Agents Stand Out in Crowd: https://lnk.to/asgf20250321

5 Things to Consider When Creating Your Personal Brand: https://lnk.to/asgf20250404

5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131

6 Ways to Generate ACA Leads: https://lnk.to/ASG663

ACA Consumer Authorization Form FREE PDF Download: https://ritterim.com/documents/aca-consumer-authorization-form-template.pdf

Apps for Content Creation: https://lnk.to/ASGA81

Best Video Editing Apps for Social Media: https://lnk.to/8xfGo0

Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/

Free Insurance eBooks & Guides: https://ritterim.com/guides/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Register with Ritter: https://app.ritterim.com/public/registration/

Shop at Ritter Insurance Marketing: https://shopritterim.com/

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/

References:“Age Distribution of Internet Users Worldwide 2024.” Statista.Com, https://www.statista.com/statistics/272365/age-distribution-of-internet-users-worldwide/. Accessed 14 Apr. 2025.

Instagram, https://www.instagram.com/. Accessed 14 Apr. 2025.

“Log in or Sign Up.” https://www.facebook.com/. Accessed 14 Apr. 2025.

“Make Your Day.” TikTok, https://www.tiktok.com/en/. Accessed 14 Apr. 2025.

“Most Popular Social Networks Worldwide as of February 2025, by Number of Monthly Active Users.” Statista.Com, Statista, Feb. 2025, www.statista.com/statistics/272014/global-social-networks-ranked-by-number-of-users/.

“The Growth Engine: Superior Customer Experience In ...” McKinsey.Com, https://www.mckinsey.com/~/media/mckinsey/industries/financial%20services/our%20insights/the%20growth%20engine%20superior%20customer%20experience%20in%20insurance/the_growth_engine_superior_customer_experience_in_insurance_may_2016.pdf. Accessed 14 Apr. 2025.

YouTube, YouTube, https://www.youtube.com/. Accessed 14 Apr. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Need to keep track of everyone during a busy week or a night out? Check out these location sharing apps!Glympse App Official Website: https://corp.glympse.com/Google Maps: https://www.google.com/maps/ SnapChat: https://www.snapchat.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Apps to Take with You on Your Next Road Trip: https://lnk.to/asga77

Best Apps for Sports Fans: https://lnk.to/asga78

The Power of Listening & Laughter: https://lnk.to/kDjaoK

References:Google Maps, Google, https://www.google.com/maps/. Accessed 17 Apr. 2025.

“Less Social Media. More Snapchat.” Snapchat, https://www.snapchat.com/. Accessed 17 Apr. 2025.

“Share Your Real-Time Location with Others in Google Maps.” Google Maps Help, Google, https://support.google.com/maps/answer/15437054?hl=en&co=GENIE.Platform%3DAndroid. Accessed 17 Apr. 2025.

“Streamline Operations and Enhance Productivity with Real-Time Location Intelligence.” Glympse, https://corp.glympse.com/. Accessed 17 Apr. 2025.

What Is Family Center? – Snapchat Support, https://help.snapchat.com/hc/en-us/articles/7121384944788-What-is-Family-Center. Accessed 17 Apr. 2025.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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What are plan crosswalks in the Affordable Care Act Marketplace? Find out what this means for your clients and how agents can help in the process.Read the text versionRegister with Ritter: https://app.ritterim.com/public/registration/Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Everything Agents Need to Know About Selling in Sate-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/qzlRwV

Knight School: https://ritterim.com/knight-school/

Steps to Get Ready for OEP: Federal Exchange States & State-Based Exchanges: https://lnk.to/SyqM9T

The Ritter Blog: https://ritterim.com/blog/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Under-65 Health: https://ritterim.com/products/under-65/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

References:“2025 Marketplace Integrity and Affordability Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-proposed-rule. Accessed 10 Apr. 2025.

“ECFR :: 45 CFR 164.512 -- Uses and Disclosures for Which an Authorization or Opportunity to Agree or Object Is Not Required.” Code of Federal Regulations, https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-B/part-155/subpart-D/section-155.335. Accessed 8 Apr. 2025.

“Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, https://www.healthcare.gov/lower-costs/. Accessed 8 Apr. 2025.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Putting others first in a me-first world? Scott Zimmerman joins Sarah to chat about this mentality that we’re all familiar with, and the powerful results it can have on your insurance business.Find Scott Zimmerman Online:Email: scott@corpstrat.com

Facebook: https://www.facebook.com/scott.zimmerman.75491

Instagram: https://www.instagram.com/thescottzimmerman/

LinkedIn: https://www.linkedin.com/in/scott-zimmerman-9463a12/

Official Website: https://www.corpstrat.com/

YouTube: https://www.youtube.com/channel/UCqxWt4UeW26lqlQ9Qdz3Uyw

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Join Sarah as she dives back into CMS regulations! This week, she highlights 5 regulations from the 2026 Medicare Advantage and Part D Final Rule.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411

CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314

CMS Updates to MA and Part D for CY 2026: https://lnk.to/asgf20250425

Expanded Medicare Telehealth Benefits Extended Through September 2025: https://ritterim.com/blog/expanded-medicare-telehealth-benefits-extended-through-september-2025/

Recent ACA Coverage Changes Reversed with 2025 Marketplace Proposed Rule: https://ritterim.com/blog/recent-aca-changes-reversed-with-2026-marketplace-proposed-rule/

References:“CMS Finalizes 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare and Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-2026-payment-policy-updates-medicare-advantage-and-part-d-programs.

“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Apr. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final.

“Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, 15 Apr. 2025, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Expand your Affordable Care Act client base with these six lead generation strategies!Read the text versionRegister with Ritter: https://app.ritterim.com/public/registration/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd: https://lnk.to/asgf20250321

5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131

Apps for Content Creation: https://lnk.to/ASGA81

Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/

Carriers with Ritter: https://ritterim.com/products/by-carrier/

Community Engagement & ACA Marketing Suggestions for Agents: https://ritterim.com/blog/community-engagement-aca-marketing-suggestions-for-agents/

How to Better Market Yourself: https://ritterim.com/blog/how-to-better-market-yourself/

Marketing & Incentives: https://ritterim.com/marketing-incentives/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Why Being a Likable Agent Is Good for Your Business: https://ritterim.com/blog/why-being-a-likable-agent-is-good-for-your-business/

References: “Children’s Health Insurance Program (CHIP).” Medicaid.Gov, https://www.medicaid.gov/chip. Accessed 3 Apr. 2025.

“CMS.Gov Enterprise Portal.” Portal.Cms.Gov, https://portal.cms.gov/portal/. Accessed 3 Apr. 2025.

“FFM Agent Broker Registration and Termination Status Page.” Data.Healthcare.Gov, https://data.healthcare.gov/ffm_ab_registration_lists. Accessed 3 Apr. 2025.

“FAQs for Marketplace Agents and Brokers.” AgentBrokerFaq.Cms.Gov, https://www.agentbrokerfaq.cms.gov/s/article/Where-can-I-update-my-public-facing-agent-broker-profile-information-so-that-consumers-can-find-me-and-request-assistance. Accessed 3 Apr. 2025.

“Find Local Help.” HealthCare.Gov, https://www.healthcare.gov/find-local-help/. Accessed 3 Apr. 2025.

“Get Help Applying & More.” HealthCare.Gov, https://www.healthcare.gov/find-assistance/. Accessed 3 Apr. 2025.

“Help on Demand: Training and Registration Guide.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf. Accessed 3 Apr. 2025.

Instagram, https://www.instagram.com/. Accessed 3 Apr. 2025.

“Log in or Sign Up.” Facebook, https://www.facebook.com/. Accessed 3 Apr. 2025.

“Log in or Sign Up.” LinkedIn, https://www.linkedin.com/home. Accessed 3 Apr. 2025.

“Returning Agents’ and Brokers’ Guide to Plan Year 2025 ...” CMS.Gov, https://www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 3 Apr. 2025.

“Shop Health Insurance Overview.” HealthCare.Gov, https://www.healthcare.gov/small-businesses/choose-and-enroll/shop-marketplace-overview/. Accessed 3 Apr. 2025.

“Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, https://www.healthcare.gov/. Accessed 3 Apr. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Ready to break out of your comfort zone and start scaling your insurance business? Christian Brindle, host of the Seven Figures or Bust podcast, joins Sarah to talk about next steps for agents, regardless of where you’re at in the industry today.Read the text versionThe 7 Figures or Bust Community:Facebook Group: https://www.facebook.com/groups/551409828919739

Podcast: https://lnk.to/qxXT4M

Register for the Seven Figures Summit: https://sevenfiguremedicareagentsummit.com/

University: https://sevenfigureu.com/

Find Christian Brindle Online:Instagram: https://www.instagram.com/christianbrindle/

LinkedIn: https://www.linkedin.com/in/christian-brindle-a4411ab4/

YouTube: https://www.youtube.com/channel/UCa1Nb2ZB5TbBJ3-jYO90chQ

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Discover the steps to get ready-to-sell in the Affordable Care Act Marketplace. We’re talking certifications, client authorization, and more!Read the text versionRegister with RitterContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.ACA Forms:ACA Consumer Authorization Live Call Script: https://ritterim.com/documents/aca-consumer-authorization-live-call-script.pdf

Eligibility Application Attestation: https://ritterim.com/documents/aca-eligibility-application-attestation.pdf

Eligibility Application Attestation Live Call Script: https://ritterim.com/documents/aca-consumer-eligibility-application-attestation-live-call-script.pdf

Marketplace Consent Form: https://ritterim.com/documents/aca-consumer-marketplace-authorization-form.pdf

Resources:2025 ACA Exchange & FFM Certification Info: https://lnk.to/ZvnhS8

Contract & Get Appointment to Sell with Health Insurance Companies: https://ritterim.com/blog/contract-get-appointed-to-sell-with-health-insurance-companies/

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/ (check podcast)

Free eBooks & Guides: https://ritterim.com/guides/

How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/

How to Become Certified for Aca Marketplace Sales with Federally Facilitated Marketplace (FFM) Training) https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/ (check podcast version)

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/qzlRwV

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

New Required Documents Agents Need for ACA Sales: https://ritterim.com/blog/new-required-documents-agents-need-for-aca-sales/

OEP Ready-to-Sell Checklist for New Agents: https://ritterim.com/documents/oep-ready-to-sell-checklist.pdf

Recent ACA Coverage Changes Reversed with 2025 Marketplace Proposed Rule: https://ritterim.com/blog/recent-aca-changes-reversed-with-2026-marketplace-proposed-rule/

The Ritter Blog: https://ritterim.com/blog/

The Ritter Platform: https://ritterim.com/the-ritter-platform/

Under-65 Health: https://ritterim.com/products/under-65/

References:“CMS Update on Actions to Prevent Unauthorized Agent and Broker Marketplace Activity.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/newsroom/press-releases/cms-update-actions-prevent-unauthorized-agent-and-broker-marketplace-activity. Accessed 31 Mar. 2025.

“Returning Agents’ and Brokers’ Guide to Plan Year 2025 ...” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 31 Mar. 2025.

“The Marketplace in Your State.” HealthCare.Gov, https://www.healthcare.gov/marketplace-in-your-state/. Accessed 31 Mar. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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The Friday Five for April 25, 2025:* Dr. Oz shares MAHA vision as CMS admin * CY 2026 Part D Coverage Cost Breakdown * CY 2026 Selected Drug Subsidy Cost Breakdown * Provisions Not Finalized in 2026 MA and Part D Final Rule * Impact of Non-Finalized Provisions on Agents

Dr. Oz shares MAHA vision as CMS admin:Simmons-Duffin, Selena. “5 Things to Know as Dr. Oz Prepares to Lead Medicare and Medicaid.” NPR.Org, NPR, 3 Apr. 2025, www.npr.org/sections/shots-health-news/2025/03/25/g-s1-55766/dr-mehmet-oz-medicare-medicaid-cms-trump.

“Dr. Mehmet Oz Shares Vision for CMS.” CMS.Gov, Centers for Medicare & Medicaid Services, 25 Apr. 2025, www.cms.gov/newsroom/press-releases/dr-mehmet-oz-shares-vision-cms.

Olsen, Emily. “Dr. Oz Sworn in as CMS Administrator.” Healthcaredive.Com, Healthcare Dive, 21 Apr. 2025, www.healthcaredive.com/news/dr-mehmet-oz-sworn-in-cms-administrator/745880/.

CY 2026 Part D Coverage Cost Breakdown:“Final CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/final-cy-2026-part-d-redesign-program-instructions. Accessed 23 Apr. 2025.

“Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, 15 Apr. 2025, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare.

CY 2026 Selected Drug Subsidy Cost Breakdown:John, Stephnie A., and Abdie Santiago. “The IRA in 2025: The Future of Medicare Part D.” Mintz.Com, Mintz, 13 Feb. 2025, www.mintz.com/insights-center/viewpoints/2146/2025-02-13-ira-2025-future-medicare-part-d.

“Medicare Prescription Drug Benefit Manual – Chapter 5.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/chapter-5-benefits-and-beneficiary-protection-v92011.pdf. Accessed 23 Apr. 2025.

“Factsheet: Medicare Drug Price Negotiation Program.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-selected-drug-negotiation-list-ipay-2026.pdf. Accessed 23 Apr. 2025.

Provisions Not Finalized in 2026 MA and Part D Final Rule:“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final. Accessed 24 Apr. 2025.

Tong, Noah. “Medicare Advantage Final Rule Excludes Anti-Obesity Drug Coverage under Medicare, Medicaid.” Fiercehealthcare.Com, Fierce Healthcare, 4 Apr. 2025, www.fiercehealthcare.com/payers/medicare-advantage-final-rule-excludes-anti-obesity-drug-coverage-under-medicare-medicaid.

“Medicare and Medicaid Programs; Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” Federalregister.Gov, Federal Register, www.federalregister.gov/documents/2025/04/15/2025-06008/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare. Accessed 24 Apr. 2025.

“Medicare Coverage of Anti-Obesity Medications.” Aspe.Hhs.Gov, Assistant Secretary for Planning and Evaluation, 26 Nov. 2024, aspe.hhs.gov/sites/default/files/documents/127bd5b3347b34be31ac5c6b5ed30e6a/medicare-coverage-anti-obesity-meds.pdf.

Resources:2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656

4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655

5 Things About the 2026 CMS MA and Part D Rate Announcement: https://lnk.to/asgf20250411

CMS Updates, Content Library, & More! https://lnk.to/asgf20250328

Recent ACA Coverage Changes Reversed with 2025 Marketplace Proposed Rule: https://ritterim.com/blog/recent-aca-changes-reversed-with-2026-marketplace-proposed-rule/

Subscribe to the Ritter Blog: https://ritterim.com/blog/

The Best Appointment Schedulers for Insurance Agents: https://lnk.to/asg657

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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No green thumb? No worries! Tina has two apps that guide you in the gardening process!From Seed to Spoon Official Website: https://www.seedtospoon.net/ GrowIt Mobile Official Website: https://growitmobile.com/Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Apps for Content Creation: https://lnk.to/ASGA81

How to Better Market Yourself: https://ritterim.com/blog/how-to-better-market-yourself/

How to Create a Healthy Balance Between Work and Life: https://lnk.to/asg643

Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary

References:“From Seed to Spoon Vegetable Garden Planner Mobile App.” From Seed to Spoon Vegetable Garden Planner Mobile App, 31 Jan. 2025, https://www.seedtospoon.net/.

“Garden App.” Garden and Plant Care, 4 Feb. 2023, https://growitmobile.com/category/garden-app/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Join Sarah and Danica as they discuss how agents in the Medicare industry can easily step into the Under-65 market!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:ACA 101: Selling Under-65 Health Insurance: https://lnk.to/chQNkw

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/qzlRwV

Sign’s It’s Time to Expand Your Insurance Portfolio & Make the Move! https://ritterim.com/blog/signs-its-time-to-expand-your-insurance-portfolio-and-make-the-move/

The State of the ACA Market in 2025: https://ritterim.com/blog/the-state-of-the-aca-market-in-2025/

Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Don’t let fear hold you back from expanding your business! The under-65 market is brimming with opportunities. That’s why we’re debunking 5 common myths about the ACA market to help you get started.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA: https://ritterim.com/blog/6-reasons-insurance-agencies-selling-medicare-products-should-sell-aca/

8 Reasons Why Insurance Agents Should Sell ACA Plans: https://lnk.to/SNNOSG

ACA 101 Selling Under-65 Health Insurance: https://lnk.to/chQNkw

FAQs About ACA Certification and Training: https://ritterim.com/blog/faqs-about-aca-certification-and-training/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

How Much Can Agents Make Selling Under-65 Insurance?: https://lnk.to/TlGBGH

Key Changes for ACA Open Enrollment 2025 ft. Ross Baker from HealthSherpa: https://lnk.to/UXgO5Q

Lawsuit Changes DACA Recipients’ Affordable Care Act Eligibility: https://ritterim.com/blog/lawsuit-changes-daca-recipients-affordable-care-act-eligibility/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Ritter Docs Site: https://docs.ritterim.com/

Simplify Marketplace Enrollments with HealthSherpa: https://lnk.to/2chDBN

References:“Eligibility for the Premium Tax Credit.” IRS, Internal Revenue Service, https://www.irs.gov/affordable-care-act/individuals-and-families/eligibility-for-the-premium-tax-credit/. Accessed 21 Mar. 2025

FAQs for Marketplace Agents and Brokers, CMS, https://www.agentbrokerfaq.cms.gov/s/. Accessed 21 Mar. 2025.

“Find out What Immigration Statuses Qualify for Coverage in the Marketplace.” HealthCare.Gov, https://www.healthcare.gov/immigrants/immigration-status/. Accessed 21 Mar. 2025.

“General Resources.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/marketplace/agents-brokers/general-resources. Accessed 21 Mar. 2025.

“Learn What to Do If You Already Have Medicare Health Coverage.” HealthCare.Gov, https://www.healthcare.gov/medicare/medicare-and-the-marketplace/. Accessed 21 Mar. 2025.

“The Patient Protection and Affordable Care Act.” Democrats.Senate.Gov, https://www.dpc.senate.gov/healthreformbill/healthbill04.pdf. Accessed 21 Mar. 2025.

“Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, https://www.healthcare.gov/. Accessed 21 Mar. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Need some support on your fitness journey? We review two apps that offer free workouts, progress tracking, and community. Click play to learn more!Body by Blogilates on the App Store: https://apps.apple.com/us/app/body-by-blogilates/id1520242025
Body by Blogilates on Google Store: https://play.google.com/store/apps/details?id=com.blogilates.body&hl=en_US
FitOn App: https://fitonapp.com/
Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Apps for Cyber Security: https://lnk.to/asga80
Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651
How to Better Market Yourself: https://ritterim.com/blog/how-to-better-market-yourself/
How Medicare Helps Your Clients Stay Healthy: https://ritterim.com/blog/how-medicare-helps-your-clients-stay-healthy/
How to Create a Healthy Balance Between Work and Life: https://lnk.to/asg643

References:“#1 Free Fitness App, Stop Paying for Home Workouts.” FitOn, https://fitonapp.com/. Accessed 19 Mar. 2025.
Jones, Autumn. “9 Workout Motivation Tips That Keep You Accountable | Planet Fitness.” Planet Fitness, https://www.planetfitness.com/community/articles/9-workout-motivation-tips-keep-you-accountable. Accessed 19 Mar. 2025.
Warren, Homa. “Benefits of Exercise Classes and Groups.” Baylor College of Medicine Blog Network, 15 Feb. 2024, https://blogs.bcm.edu/2024/02/13/benefits-of-exercise-classes-and-groups/.
“Body by Blogilates.” App Store, https://apps.apple.com/us/app/body-by-blogilates/id1520242025.
“Blogilates - Apps on Google Play.” Google, https://play.google.com/store/apps/details?id=com.blogilates.body&hl=en_US. Accessed 19 Mar. 2025.
Taylor, Ian. “Group Workouts Can Make You Fitter – If You Do It Right.” BBC Science Focus Magazine, 22 Aug. 2023, https://www.sciencefocus.com/comment/group-workouts-fitter.
Dutta, Tania. “Is Working out in a Group Better for You? Science May Say Yes!” Zeel, 5 Oct. 2024, https://www.zeel.com/blog/fitness-training/is-working-out-in-a-group-better-for-you-science-may-say-yes/.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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What does success look like for your insurance business? For Roy Snarr, it starts with building a solid foundation. Listen to learn more about Roy’s story and the advice he has for insurance agents.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Find Roy Snarr Online:Annuity Producers: https://www.annuityproducers.com/

Facebook: https://www.facebook.com/roysnarrretirementsolutions

LinkedIn: https://www.linkedin.com/company/sfi-snarr-financial-insurance-services/

Website: https://roysnarr.com/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Universal life insurance can be confusing for clients. In this episode we break down the three main types and helpful tips for educating clients!  

Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Life Insurance Myths Your Clients May Believe: https://ritterim.com/blog/5-life-insurance-myths-your-clients-may-believe/

Get Your Portfolio Review: https://ritterim.com/portfolio/>/p>

Identifying Ideal Clients for Universal Life Products: https://ritterim.com/blog/identifying-ideal-clients-for-universal-life-products/

Life Insurance for Each of Life’s Stages: https://ritterim.com/blog/life-insurance-for-each-of-lifes-stages/

Register with Ritter: https://app.ritterim.com/public/registration/

The Complete Guide on How to Sell Final Expense Insurance FREE eBook Download: https://ritterim.com/final-expense-ebook/

References:Kagan, Julia. “Term Life Insurance: What It Is, Different Types, Pros and Cons.” Investopedia, Investopedia, https://www.investopedia.com/terms/t/termlife.asp. Accessed 18 Mar. 2025.

Powers, Stephanie. “What Is Indexed Universal Life Insurance (IUL)?” Investopedia, Investopedia, https://www.investopedia.com/articles/insurance/09/indexed-universal-life-insurance.asp. Accessed 18 Mar. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Hit the road with Paul Montemayor! We talk about what agents can expect when attending Ritter Roadshows!Upcoming Events & Webinars for Insurance Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Not registered with Ritter? See what our FMO is all about: https://ritterim.com/Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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From FMO to IMO and MGA to GA, we’re unpacking what these acronyms mean and how insurance hierarchies work. Learn more about these organizations and where your insurance business falls on the spectrum!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:3 Advantages of Being an Independent Insurance Agent: https://ritterim.com/blog/3-advantages-of-being-an-independent-insurance-agent/

5 Perks of Being a Part-Time Insurance Agent: https://lnk.to/YGJ3KX

Best Practices for Training Downline Agents: https://lnk.to/DA1sIn

How Insurance FMOs Work: https://ritterim.com/how-insurance-fmos-work/

Learn More About Integrity Tools: https://ritterim.com/integrity-tools/

Life Insurance for Each of Life's Stages: https://ritterim.com/blog/life-insurance-for-each-of-lifes-stages/

The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

What Are Insurance Hierarchies & How Do They Work? https://ritterim.com/blog/what-are-insurance-hierarchies-how-do-they-work/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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CMS just released the 2026 MA and Part D Rate Announcement! Listen to learn more about what this means for the upcoming coverage year.Resources:3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656

4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655

CMS Updates, Content Library, & More! https://lnk.to/asgf20250328

Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary

The Best Appointment Schedulers for Insurance Agents: https://lnk.to/asg657

References:“2026 Medicare Advantage and Part D Advance Notice Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-advance-notice-fact-sheet.

“2026 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-rate-announcement.

“Announcement of Calendar Year (CY) 2026 Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/files/document/2026-announcement.pdf.

Tong, Noah. “CMS Finalizes 5.06% Medicare Advantage Benchmark Increase.” Fiercehealthcare.Com, Fierce Healthcare, 8 Apr. 2025, www.fiercehealthcare.com/payers/cms-finalizes-506-medicare-advantage-benchmark-increase.

“CMS Finalizes 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/press-releases/cms-finalizes-2026-payment-policy-updates-medicare-advantage-and-part-d-programs.

“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription-final.

“Final CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, 7 Apr. 2025, www.cms.gov/newsroom/fact-sheets/final-cy-2026-part-d-redesign-program-instructions.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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Get on track with Sabine Barrett! We chat about Ritter Roadshows and what agents can expect when they attend.Upcoming Events & Webinars for Insurance Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Not registered with Ritter? See what our FMO is all about: https://ritterim.com/Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Expand your portfolio with C-SNPs! Learn about the benefits Chronic Special Needs Plans can offer to your clients and your business in Ritter’s Guide to Prospecting and Selling C-SNPS.Download your copy today!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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In this episode, Jake McGeoy takes the wheel, chatting with Sarah about upcoming Ritter Roadshows.Upcoming Events & Webinars for Insurance Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Not registered with Ritter? See what our FMO is all about: https://ritterim.com/Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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When feeling stressed or helpless, it’s important to take care of yourself. In this episode we share things you can do to combat feelings of uncertainty.   Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Apps to Use Instead of Social Media: https://lnk.to/asga79

Best eBook & Audiobook Apps: https://lnk.to/WsIGZ5

How to Create a Healthy Balance Between Life and Work: https://lnk.to/asg643

References: Klynn, Bethany. “Emotional Regulation: Skills, Exercises, & Strategies to Regulate.” BetterUp, BetterUp, 28 Nov. 2024, https://www.betterup.com/blog/emotional-regulation-skills.

Blain, Tiara. “How to Manage the Feeling of Life Being out of Control.” Verywell Mind, Verywell Mind, 9 Apr. 2024, https://www.verywellmind.com/what-to-do-when-life-feels-out-of-control-5217728.

“How to Take Control of Your Life: 10 Ways to Empower Yourself.” Calm Blog, Calm Blog, 9 Feb. 2024, https://www.calm.com/blog/how-to-take-control-of-your-life.

Crafts: “7 Easy Crafts Using Common Household Items.” Assisting Hands, Assisting Hands Home Care, 3 Apr. 2023, https://assistinghands.com/blog/7-easy-crafts-using-common-household-items/.

Anderson, Amy. “50 Crafts to Do at Home.” Mod Podge Rocks, 20 Apr. 2024, https://modpodgerocksblog.com/crafts-to-do-at-home/.

Recipes: Jameson, Melissa. “28 Five-Ingredient Dinner Recipes That Are Oh-so-Simple.” Tasty.Co, Tasty, 4 Mar. 2024, https://tasty.co/article/melissaharrison/five-ingredient-dinners.

Sevier, Joe. “29 Mocktails Worthy of a Second Round.” Bon Appétit, Bon Appétit, 15 Mar. 2024, https://www.bonappetit.com/gallery/best-mocktail-recipes.

Szewczyk, Jesse, and Kimberley Wehby. “32 Easy Work Lunches You Can Pack in the Morning.” Tasty.Co, Tasty, 14 Jan. 2025, https://tasty.co/article/jesseszewczyk/easy-make-ahead-work-lunches.

Mental Health Resources: Mental Health America, https://mhanational.org/. Accessed 11 Mar. 2025.

“Mental Health Resources.” Mental Health First Aid, 29 Jan. 2025, https://www.mentalhealthfirstaid.org/mental-health-resources/ .

“Mental Health Resources.” Centers for Disease Control and Prevention, Centers for Disease Control and Prevention, https://www.cdc.gov/mental-health/caring/index.html. Accessed 11 Mar. 2025.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Hit the road with Anthony Budhar! We talk about what agents can expect when attending Ritter Roadshows!Upcoming Events & Webinars for Insurance Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Not registered with Ritter? See what our FMO is all about: https://ritterim.com/Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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In this episode, Steve Telander takes the wheel, chatting with Sarah about upcoming Ritter Roadshows.Upcoming Events & Webinars for Insurance Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Mentioned in This Episode:The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://lnk.to/ASGtedsims

Not registered with Ritter? See what our FMO is all about: https://ritterim.com/Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Develop your personal brand with help from the Agent Survival Guide Podcast! Set yourself apart from the competition and formulate your marketing strategy at the same time!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321

5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131

Apps for Content Creation: https://lnk.to/ASGA81

Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/

CMS Updates, Content Library, & More! https://lnk.to/asgf20250328

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary

Marketing Trends for 2025: https://lnk.to/asg639

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

References:Sheldon, Robert. “What Is a Unique Selling Point (USP)?” Techtarget.Com, TechTarget, www.techtarget.com/whatis/definition/unique-selling-point-USP. Accessed 2 Apr. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Free up your work week by using a digital appointment scheduler. Spend more time with clients and less time managing your calendar.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:3 Insurance Business Tools You Absolutely Can’t Live Without: https://ritterim.com/the-ultimate-agent-resource-list/

Best Practices for Video Calls: https://lnk.to/8jc7x9

Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/

Free eBooks & Guides: https://ritterim.com/guides/

Get Your PlanEnroll Site: https://ritterim.com/planenroll/

How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C

Meet Your Sales Specialist: https://ritterim.com/meet-your-sales-team/

MedicareCENTER: https://ritterim.com/integrity-tools/#medicarecenter

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

What Are Agents Responsible for Under HIPAA: https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

The Ultimate Agent Resource List Pt 3: Staying Organized: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/

1XU0htQOoBWpMzQpkTNp

Appointment Schedulers:Acuity: https://acuityscheduling.com/

Google Workspace: https://workspace.google.com/resources/appointment-scheduling/

Microsoft Bookings: https://www.microsoft.com/en-us/microsoft-365/business/scheduling-and-booking-app

OnceHub: https://oncehub.com/

SimployBook.me: https://simplybook.me/en/

References:Lurie, Matt. “20 Integrable Scheduling Tools for Small Business Systems.” Ruby, 11 Nov. 2024, https://www.ruby.com/blog/20-of-the-best-small-business-appointment-scheduling-tools-and-apps/.

“Acuity Scheduling: Online Appointment Scheduling Software.” Acuity, https://acuityscheduling.com/. Accessed 3 Mar. 2025.

“Acuity Scheduling and HIPAA.” Acuity : Scheduling, https://help.acuityscheduling.com/hc/en-us/articles/16689567523597-Acuity-Scheduling-and-HIPAA. Accessed 3 Mar. 2025.

“Agencybloc’s AMS+ Solution for Health, Group Benefits, & Senior Insurance.” AgencyBloc Insurance Agency CRM, https://www.agencybloc.com/ams/. Accessed 3 Mar. 2025.

“Appointment Scheduler.” Radius Help Center, https://help.radiusbob.com/en/articles/5448715-appointment-scheduler. Accessed 3 Mar. 2025.

“Compare All Microsoft 365 Plans.” Microsoft, https://www.microsoft.com/en-us/microsoft-365/business/compare-all-microsoft-365-business-productss. Accessed 3 Mar. 2025.

“Free Appointment Booking System.” SimplyBook.Me - Free Appointment Booking System, https://simplybook.me/en/. Accessed 3 Mar. 2025.

“Google Workspace.” Google Workspace: Secure Online Productivity & Collaboration Tools, Google, https://workspace.google.com/. Accessed 3 Mar. 2025.

“Health Insurance Portability and Accountability Act (HIPAA) & Health Information Technology for Economic and Clinical Health (HITECH) Act - Microsoft Compliance.” Microsoft Compliance | Microsoft Learn, https://learn.microsoft.com/en-us/compliance/regulatory/offering-hipaa-hitech. Accessed 3 Mar. 2025.

“HIPAA Compliance with Google Workspace and Cloud Identity.” Google Workspace Admin Help, Google, https://support.google.com/a/answer/3407054. Accessed 3 Mar. 2025.

“HIPAA for Professionals.” HHS.Gov, 19 July 2024, https://www.hhs.gov/hipaa/for-professionals/index.html.

“Microsoft 365 - Subscription for Productivity Apps: Microsoft 365.” Microsoft 365 - Subscription for Productivity Apps | Microsoft 365, https://www.microsoft.com/en-us/microsoft-365. Accessed 3 Mar. 2025.

“Online Appointment Booking Software - Unmatched Free Plan.” OnceHub, https://oncehub.com/. Accessed 3 Mar. 2025.

“Online Appointment Scheduling with Google Calendar.” Google Workspace, Google, https://workspace.google.com/resources/appointment-scheduling/. Accessed 3 Mar. 2025.

“Online Bookings and Appointment Scheduling: Microsoft 365.” Online Bookings and Appointment Scheduling | Microsoft 365, Microsoft, https://www.microsoft.com/en-us/microsoft-365/business/scheduling-and-booking-app. Accessed 3 Mar. 2025.

“Productivity Apps for Business Owners & Entrepreneurs | Google Workspace Individual.” Google Workspace, Google, https://workspace.google.com/individual/. Accessed 3 Mar. 2025.

Alder, Steven. “The Use of Technology and HIPAA Compliance.” The HIPAA Journal, https://www.hipaajournal.com/the-use-of-technology-and-hipaa-compliance/. Accessed 3 Mar. 2025.

“What Is a HIPAA Business Associate Agreement (BAA)?: TechTarget.” Healthtech Security, TechTarget, 14 Feb. 2022, https://www.techtarget.com/healthtechsecurity/feature/What-Is-a-HIPAA-Business-Associate-Agreement-BAA.

“What Is Our Online Scheduler Solution?” Producer Max The Agent-Centric Platform, https://www.producermax.com/Online-Scheduler.html. Accessed 3 Mar. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

View Details

Listen to learn about powerful strategies for closing insurance sales!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655

4 Tips for Making a Better Insurance Sales Pitch: https://ritterim.com/blog/4-tips-for-making-a-better-insurance-sales-pitch/

Empower Your Prospects to Act Before Turning 65: https://ritterim.com/blog/empower-your-prospects-to-act-before-turning-65/

Interview – Developing a Client Retention Mindset: https://ritterim.com/blog/interview-developing-a-client-retention-mindset/

Interview – Relationship Marketing Strategies for Insurance Agents: https://ritterim.com/blog/interview-relationship-marketing-strategies-for-insurance-agents/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

References:Schultz, Mike. “50 Powerful Sales Questions.” RAIN Group Sales Training, RAIN Group, 27 June 2024, https://www.rainsalestraining.com/blog/50-powerful-sales-questions.

Curtis, Matthew. “‘Don’t Answer a Question with a Question!’ Were You Ever Told as a Child It’s Rude?” M4C Business Leadership & Sales Consultancy, 6 Sept. 2019, https://www.m4cltd.com/don-t-answer-a-question-with-a-question-were-you-ever-told-as-a-child-it-s-rude.

Schipperen, Thomas. “Mastering Sales Uncertainty: Adapting the Ben Franklin Technique for Modern Consumers.” Lepaya, https://www.lepaya.com/blog/ben-franklin-sales-technique. Accessed 28 Feb. 2025.

Brooks, Alison Wood, and Leslie K. John. “The Surprising Power of Questions.” Harvard Business Review, Harvard Business Review, 1 May 2018, https://hbr.org/2018/05/the-surprising-power-of-questions.

Aljets, Paul. “What Ben Franklin Got Right (and Wrong) about Data-Driven Decision-Making.” LinkedIn, 1 Aug. 2019, https://www.linkedin.com/pulse/what-ben-franklin-got-right-wrong-data-driven-paul-aljets/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Do your clients know how versatile life insurance can be? Educate them about tax advantages and other ways life policies can help save money in the long run!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources:Diversify Your Insurance Portfolio & Reap Rewards: https://lnk.to/asg651

Secure a Bigger, Better Business with Ancillary Products: https://ritterim.com/blog/secure-a-bigger-better-business-with-ancillary-products/

Signs It’s Time to Expand your Insurance Portfolio & Make the Move: https://ritterim.com/blog/signs-its-time-to-expand-your-insurance-portfolio-and-make-the-move/

The Advisor Approach: Cross-Selling by Fact-Finding: https://lnk.to/PFzk9L

The Top 5 Products to Sell During Medicare’s Lock-In Period: https://ritterim.com/blog/the-top-5-products-to-sell-during-medicares-lock-in-period/#med-supp-underwriting-guide

References:Lambert, George D. “A Look at Single-Premium Life Insurance.” Investopedia, Investopedia, https://www.investopedia.com/articles/pf/05/singlepremlife.asp. Accessed 17 Mar. 2025.

“Estate Tax.” IRS, Internal Revenue Service, https://www.irs.gov/businesses/small-businesses-self-employed/estate-tax. Accessed 17 Mar. 2025.

Reynolds, Paul. “Estate Taxes: Who Pays? And How Much?” Investopedia, Investopedia, https://www.investopedia.com/articles/personal-finance/120715/estate-taxes-who-pays-what-and-how-much.asp. Accessed 17 Mar. 2025.

Wells, Sara A. “IRS Announces Increased Gift and Estate Tax Exemption Amounts for 2025.” Morgan Lewis, 24 Oct. 2024, https://www.morganlewis.com/pubs/2024/10/irs-announces-increased-gift-and-estate-tax-exemption-amounts-for-2025.

Brooks, Ashlyn. “Is Life Insurance Taxable?” Bankrate, 11 Feb. 2025, https://www.bankrate.com/insurance/life-insurance/life-insurance-taxes/.

“Life Insurance & Disability Insurance Proceeds.” Internal Revenue Service, IRS, https://www.irs.gov/faqs/interest-dividends-other-types-of-income/life-insurance-disability-insurance-proceeds. Accessed 17 Mar. 2025.

Gudema, Jonathan. “Understanding Probate: A Comprehensive Guide to the Probate Process.” Planned Giving Marketing Trusted Authority | Official Site, 12 Mar. 2025, https://www.plannedgiving.com/understanding-probate-a-comprehensive-guide-to-the-probate-process/.

Randolph, Mary. “What Assets Must Go through Probate?” Www.Alllaw.Com, All Law, 6 June 2023, https://www.alllaw.com/articles/nolo/wills-trusts/what-assets-go-through-probate.html.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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The Friday Five for March 28, 2025:* CMS Medicare $2 Drug List Model Cancelled * Oz Confirmed by Senate Finance Committee * CMS Withdraws Changes to MA and Part D FEMA SEP * Sarah Appears on The Seven Figures or Bust Podcast * Content Library for Insurance Agents Launches

CMS Medicare $2 Drug List Model Cancelled:“CMS Innovation Center Announces Model Portfolio Changes to Better Protect Taxpayers and Help Americans Live Healthier Lives.” CMS.Gov, Centers for Medicare & Medicaid Services, 12 Mar. 2025, www.cms.gov/newsroom/fact-sheets/cms-innovation-center-announces-model-portfolio-changes-better-protect-taxpayers-and-help-americans.

Bell, Allison. “Trump Administration Ends Medicare’s $2 Drug Project.” Thinkadvisor.Com, ThinkAdvisor, 14 Mar. 2025, www.thinkadvisor.com/2025/03/14/trump-administration-ends-medicares-2-drug-project/.

Dr. Oz Confirmed by Senate Finance Committee:Simmons-Duffin, Selena. “5 Things to Know as Dr. Oz Gets One Step Closer to Leading Medicare and Medicaid.” Npr.Org, NPR, 25 Mar. 2025, www.npr.org/sections/shots-health-news/2025/03/25/g-s1-55766/dr-mehmet-oz-medicare-medicaid-cms-trump.

Tong, Noah. “Oz Confirmation Vote Advances out of Senate Finance Committee.” Fiercehealthcare.Com, Fierce Healthcare, 25 Mar. 2025, www.fiercehealthcare.com/payers/oz-confirmation-vote-advances-out-senate-finance-committee.

Hubbard, Kaia. “Senate Committee Advances Dr. Mehmet Oz’s Nomination to Head the Centers for Medicare and Medicaid Services.” Cbsnews.Com, CBS News, 25 Mar. 2025, www.cbsnews.com/news/dr-oz-centers-for-medicare-and-medicaid-senate-finance-committee-vote/.

Olsen, Emily. “Senate Committee Advances Dr. Oz to Lead CMS.” Healthcaredive.Com, Healthcare Dive, 26 Mar. 2025, www.healthcaredive.com/news/dr-oz-nomination-cms-clears-senate-finance-committee/743570/.

CMS Withdraws Changes to MA and Part D FEMA SEP:CMS Withdraws Changes to Disaster SEP Availability for Medicare Beneficiaries: https://ritterim.com/blog/cms-withdraws-changes-to-disaster-sep-availability-for-medicare-beneficiaries/

Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/

Sarah Appears on The Seven Figures or Bust Podcast:Episode 79 – What Is CMS Doing? w/ Special Guest Sarah Rueppel! https://lnk.to/qzTwIw

The Seven Figures or Bust Podcast: https://sevenfigure.com/seven-figures-podcast/

The Seven Figure Medicare Agent Summit: https://sevenfiguremedicareagentsummit.com/

Content Library for Insurance Agents Launches:Check Out the Content Library: https://library.ritterim.com/

Introducing a Content Marketing Solution for Insurance Agents: https://lnk.to/contentlibrary

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Resources:5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321

Apps for Content Creation: https://lnk.to/ASGA81

CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314

Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Create eye catching social media content for your business with these apps! GoDaddy Studio: https://www.godaddy.com/studio
Mojo: https://mojo-app.com/ Get Your Free PlanEnroll Site: https://ritterim.com/planenroll/ Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Agents Guide to Digital Marketing Resources: https://lnk.to/D18qeY

Apps to Use Instead of Social Media: https://lnk.to/asga79

How to Better Market Yourself: https://ritterim.com/blog/how-to-better-market-yourself/

Social Media Marketing for Insurance Agents FREE eBook Download: https://ritterim.com/social-media-ebook/

Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640

References: Casanova, Nancy. “9 Best Apps and Tools for Content Creation.” NancyCasanova.Com, 22 May 2023, https://www.nancycasanova.com/apps-and-tools-for-content-creation/.

Somanathan, Sudarshan. “10 Brand Kit Examples to Inspire Building Yours.” ClickUp, 20 Aug. 2024, https://clickup.com/blog/brand-kit-examples/.

“Boost Your Brand with GoDaddy Studio.” GoDaddy, https://www.godaddy.com/studio. Accessed 24 Feb. 2025.

“How to Create an Effective Brand Kit (plus Benefits and Tips).” Indeed, https://www.indeed.com/career-advice/career-development/brand-kit. Accessed 24 Feb. 2025.

“Social Video and Content App for Small Businesses.” Mojo, https://mojo-app.com/. Accessed 24 Feb. 2025.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Ritter Insurance Marketing just launched a brand-new marketing resource for agents - the Content Library! Learn how to use industry-specific (and compliant!) content to start, scale, and sustain your digital marketing efforts. We outline the details in this can't miss episode!Check Out the Content Library for Insurance Agents: https://library.ritterim.com/Resources:Not a Ritter agent? Get registered now: https://app.ritterim.com/public/registration/

5 Insurance Marketing Tips to Help Agents Stand Out in a Crowd: https://lnk.to/asgf20250321

5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644

Marketing Trends for 2025: https://lnk.to/asg639

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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We’ve got tips and examples for closing sales in the insurance industry! Check out this episode to learn 4 tried and true methods and learn how to close with confidence.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:9 Essential Tools for Beginner Insurance Agents: https://ritterim.com/blog/9-essential-tools-for-beginner-insurance-agents/

Getting Started Selling Medicare Supplements: https://ritterim.com/blog/getting-started-selling-medicare-supplements/

Meet Your Sales Team at Ritter: https://ritterim.com/meet-your-sales-team/

Medicare Advantage Open Enrollment Do’s and Don’ts: https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/

Medicare Advantage Trial Rights Explained for Agents: https://ritterim.com/blog/medicare-advantage-trial-rights-explained-for-agents/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

References:Van Edwards, Vanessa. “23 Essential Body Language Examples and Their Meanings.” Science of People, 26 Mar. 2024, https://www.scienceofpeople.com/body-language-examples/.

“Customer Pain Points: 4 Examples and How to Eliminate Them | Indeed.Com.” Indeed, https://www.indeed.com/career-advice/career-development/customer-pain-points. Accessed 30 Jan. 2025.

“How to Become Confident 12 Powerful Strategies to Unleash Confidence.” Tony Robbins, Tony Robbins, https://www.tonyrobbins.com/building-confidence/how-to-be-confident/.

“How Do Medicare’s and Medicare Advantage’s Open Enrollment Differ?” National Council on Aging, NCOA, https://www.ncoa.org/article/whats-the-difference-between-medicares-open-enrollment-period-and-medicare-advantage-open-enrollment/. Accessed 30 Jan. 2025.

Howard, Chris. “5 Best Practices for Building Trust with Clients.” Canopy, Canopy, 1 Feb. 2024, https://www.getcanopy.com/blog/best-practices-for-building-trust-with-your-clients.

“Learn about Carvana 7-Day Money Back Guarantee Limits | Carvana.” Carvana, https://www.carvana.com/help/purchasing-a-car/what-are-the-limits-of-the-7-day-money-back-guarantee. Accessed 30 Jan. 2025.

“Mastering the Puppy Dog Close a Comprehensive Guide.” Tomba, Tomba, 3 Aug. 2024, https://tomba.io/blog/mastering-the-puppy-dog-close-a-comprehensive-guide-to-sales-success/.

“Researcher Investigates How Our Snap Judgments Affect Society.” FABBS, 25 Jan. 2024, https://fabbs.org/news/2023/09/researcher-investigates-how-our-snap-judgments-affect-society/.

SOCO Sales Training. “The Assumptive Close: A Powerful Tool for Increasing Sales.” SOCO Sales Training, 30 Aug. 2024, https://www.socoselling.com/the-assumptive-close/.

Miller, Serena. “Top 10 Closing Techniques (with Examples, How-to’s, and Scenarios).” Outreach, https://www.outreach.io/resources/blog/sales-closing-techniques. Accessed 30 Jan. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Clients with marketplace coverage may not be aware of specific tax forms they need to file. Be an advocate for your clients by helping them understand what steps to take during tax time.Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:How to Assist Clients with Marketplace Household Income Estimations: https://ritterim.com/blog/how-to-assist-clients-with-marketplace-household-income-estimations/

FAQs About Selling On-Exchange & Off-Exchange under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

Knight School Online Training: https://ritterim.com/knight-school/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd

The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships FREE eBook Download: https://ritterim.com/insurance-affinity-partnerships/

Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn

References:“Browse All 8 Trusted Partners.” IRS Free File | Internal Revenue Service, https://apps.irs.gov/app/freeFile/browse-all-offers/. Accessed 4 Mar. 2025.

“Essential Tax Forms for the Affordable Care Act (ACA).” TurboTax Tax Tips & Videos, Intuit Turbotax, https://turbotax.intuit.com/tax-tips/health-care/essential-tax-forms-for-the-affordable-care-act/L7VURKAae. Accessed 4 Mar. 2025.

“Health Plan Categories: Bronze, Silver, Gold & Platinum.” HealthCare.Gov, https://www.healthcare.gov/choose-a-plan/plans-categories/. Accessed 4 Mar. 2025.

“Health Coverage Tax Tool.” Health Coverage Tax Tool | HealthCare.Gov, https://www.healthcare.gov/tax-tool/#/. Accessed 4 Mar. 2025.

“How to Use Form 1095-A, Health Insurance Marketplace® Statement.” HealthCare.Gov, https://www.healthcare.gov/tax-form-1095/. Accessed 4 Mar. 2025.

“How to Find Your Form 1095-A Online.” HealthCare.Gov, https://www.healthcare.gov/downloads/how-to-find-form-1095-a-online.pdf. Accessed 4 Mar. 2025.

“How to Reconcile Your Premium Tax Credit.” HealthCare.Gov, https://www.healthcare.gov/taxes-reconciling/. Accessed 4 Mar. 2025.

“Premium Tax Credit (PTC).” IRS.Gov, Department of the Treasury Internal Revenue Service, https://www.irs.gov/pub/irs-pdf/f8962.pdf. Accessed 4 Mar. 2025.

“Understanding Your Letter 12C.” Internal Revenue Service, https://www.irs.gov/individuals/understanding-your-letter-12c. Accessed 4 Mar. 2025.

“What Is Affinity Marketing? (With Benefits and Tips) | Indeed.Com.” Indeed, https://www.indeed.com/career-advice/career-development/affinity-marketing. Accessed 4 Mar. 2025.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Why fit in when you can stand out and really shine? We highlight strategies insurance agents can use to elevate your marketing and set yourself apart in this industry.Read the text versionExpand Your Insurance Industry Knowledge with Knight School!Resources:5 Tips for Creating Your Personal Brand: https://ritterim.com/blog/5-tips-for-creating-your-personal-brand/

Best Practices for Writing an Email to Your Insurance Clients: https://ritterim.com/blog/best-practices-for-writing-an-email-to-your-insurance-clients/

Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/

CMS 2025 Marketplace Integrity & Affordability Proposed Rule: https://lnk.to/asgf20250314

Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651

How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

Keys to Client Retention: Face-to-Face Communication: https://ritterim.com/blog/keys-to-client-retention-face-to-face-communication/

Keys to Client Retention: Digital Communication: https://ritterim.com/blog/keys-to-client-retention-digital-communication/

Knight School Online Training: https://ritterim.com/knight-school/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Should You Become a Certified Insurance Counselor? https://ritterim.com/blog/should-you-become-a-certified-insurance-counselor/

References:Bicaku, Enina. “16 Striking Business Card Trends of 2025 (+ 54 Examples).” Looka.Com, Looka, 2 Feb. 2025, looka.com/blog/business-card-trends/.

Khatri, Dimple. “28 Business Card Statistics That Will Surprise You in 2024.” Printtobrand.Com, Print To Brand, 2 Jan. 2025, printtobrand.com/business-cards-statistics/.

“AHIP.” Ahip.Org, AHIP, www.ahip.org/. Accessed 18 Mar. 2025.

“Business Cards Templates & Designs.” Vistaprint.Com, VistaPrint, www.vistaprint.com/business-cards/standard/templates. Accessed 18 Mar. 2025.

“English Language & Usage Stack Exchange.” English.Stackexchange.Com/, English Language & Usage Stack Exchange, english.stackexchange.com/. Accessed 18 Mar. 2025.

“Fonts That Get Your Business Card Noticed.” Psprint.Com, PsPrint, www.psprint.com/resources/powerful-business-card-fonts/. Accessed 18 Mar. 2025.

“Grammarly.” Grammarly.Com, Grammarly, www.grammarly.com/. Accessed 18 Mar. 2025.

“Grammarly Blog.” Grammarly.Com, Grammarly, www.grammarly.com/blog/. Accessed 18 Mar. 2025.

“How to Choose the Perfect Colors for Your Business Card.” Vistaprint.Com, VistaPrint, www.vistaprint.com/hub/business-card-colors. Accessed 18 Mar. 2025.

Laws, Jasmine. “Map Shows Most Spoken Languages in Each State Besides English and Spanish.” Newsweek.Com, Newsweek, 3 Dec. 2024, www.newsweek.com/map-shows-most-spoken-languages-each-state-besides-english-spanish-1993046.

“NABIP: Who We Are.” NABIP.Org, NABIP, nabip.org/who-we-are. Accessed 18 Mar. 2025.

Naifa. “National Association of Insurance and Financial Advisors.” Naifa.Org, National Association of Insurance and Financial Advisors, belong.naifa.org/. Accessed 18 Mar. 2025.

Fogarty, Mignon. “Grammer Girl Podcast.” Quickanddirtytips.Com, Quick and Dirty Tips, www.quickanddirtytips.com/grammar-girl/. Accessed 18 Mar. 2025.

Venditti, Bruno. “The Most Spoken Language in Every U.S. State (Besides English and Spanish).” Visualcapitalist.Com, Visual Capitalist, 31 Oct. 2023, www.visualcapitalist.com/cp/the-most-spoken-language-in-every-u-s-state-besides-english-and-spanish/.

Geri. “The Psychology of Colors in Business Cards.” Clcme.Eu, Click Me Smart Card, 19 Feb. 2025, clcme.eu/the-psychology-of-colors-in-business-cards/.

Lockwood, Amy. “Why Business Cards Are Still Relevant in 2025.” Emailsignaturerescue.Com, Email Signature Rescue, 18 Dec. 2024, www.emailsignaturerescue.com/blog/why-business-cards-are-still-relevant-in-2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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Want to really understand dual-eligible special needs plans? Get ready to take a deep dive with our explainer! Discover what agents need to know about selling D-SNPs in our newest eBook!Download Your Free eBook Today! https://ritterim.com/d-snp-guideFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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Expand your marketing reach! Find new leads and more with Integrity’s PlanEnroll!   Read the text version      Learn more about becoming a PlanEnroll Network Agent Resources: LeadCENTER: https://leads.integrity.com/login
MedicareCENTER: https://integrity.com/medicarecenter/
MedicareCENTER FAQs: https://lnk.to/asg645
PlanEnroll FAQs: https://lnk.to/asg646
PlanEnroll Network Agent Training Registration: https://trainings.planenroll.com/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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Every client has a unique set of needs. In this episode, we’re looking at how to work with clients who have a power of attorney or are under a conservatorship. Listen to learn how these circumstances affect enrollment, and how you can assist the process! Read the text version  Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ Elder Abuse Prevention & Resources Resources:How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/Lw5Dmc
How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C
Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/
Why Are Part D Prescription Drug Plans So Different? https://ritterim.com/blog/why-are-part-d-prescription-drug-plans-so-different/

References:“Authorization to Disclose Personal Health ...” Centers for Medicare & Medicaid, https://www.cms.gov/medicare/cms-forms/cms-forms/downloads/cms10106.pdf. Accessed 14 Feb. 2025.
“Britney Spears’s Conservatorship Terminated after Nearly 14 Years.” The Guardian, Guardian News and Media, 12 Nov. 2021, https://www.theguardian.com/music/2021/nov/12/britney-spears-conservatorship-terminated.
“Conservatorship and Guardianship.” Family Caregiver Alliance, https://www.caregiver.org/resource/conservatorship-and-guardianship/. Accessed 19 Feb. 2025.
Kenton, Will. “Conservatorship Definition, How It Works, Types, Alternatives.” Investopedia, Investopedia, https://www.investopedia.com/terms/c/conservatorship.asp. Accessed 14 Feb. 2025.
“Elder Abuse Statistics.” Justice.Gov, U.S. Department of Justice, https://www.justice.gov/file/970666/dl?inline=. Accessed 14 Feb. 2025.
“Financial Exploitation Resources.” Financial Exploitation Resources | Department of Aging | Commonwealth of Pennsylvania, Commonwealth of Pennsylvania, https://www.pa.gov/agencies/aging/aging-programs-and-services/advocacy-education-protection/financial-exploitation-resources.html. Accessed 14 Feb. 2025.
“GAO-10-1046 Highlights, Guardianships.” GAO.Gov, United States Government Accountability Office, https://www.gao.gov/assets/gao-10-1046-highlights.pdf. Accessed 14 Feb. 2025.
“Get the Facts on Elder Abuse.” NCOA, National Council on Aging, https://www.ncoa.org/article/get-the-facts-on-elder-abuse/. Accessed 14 Feb. 2025.
“New California Law Limits Conservatorships after Britney Spears Saga.” Mortensen & Reinheimer, PC, Mortensen & Reinheimer, PC, https://www.ocestateplanning.net/law-blog/2023/january/new-california-law-limits-conservatorships-after/. Accessed 14 Feb. 2025.
“Power of Attorney.” AmericanBar.Org, American Bar Association, https://www.americanbar.org/groups/real_property_trust_estate/resources/estate-planning/power-of-attorney/. Accessed 19 Feb. 2025.
“Rules and Model Language for Proof of Representation Vs ...” Centers for Medicare & Medicaid, https://www.cms.gov/files/document/por-vs-ctrpdf. Accessed 14 Feb. 2025.
“Using a Power of Attorney to Enroll a Beneficiary in a Medicare Drug Plan.” ElderLawAnswers for Attorneys - Affordable Content Marketing for Busy Elder Law Attorneys, ElderLawAnswers for Attorneys, https://attorney.elderlawanswers.com/using-a-power-of-attorney-to-enroll-a-beneficiary-in-a-medicare-drug-plan-6414. Accessed 14 Feb. 2025.
“What is a medical power of attorney.” FreeWill, https://www.freewill.com/learn/what-is-a-medical-power-of-attorney/. Accessed 19 Feb. 2025.
Firm, The Karp Law. “Your Power of Attorney Is Not Enough for Medicare, Social Security.” Karp Law Firm, https://karplaw.com/your-power-of-attorney-is-not-enough-for-medicare-social-security/. Accessed 14 Feb. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for March 14, 2025:* Design Overhaul Coming to Apple OS? * Google, Chrome & uBlock Origin * Content Marketing Gamification * Ritter Roadshows are Back for 2025! * CMS 2025 Marketplace Integrity & Affordability Proposed Rule

Design Overhaul Coming to Apple OS?Clark, Adam. “Apple Plans Major Software Overhaul, Says Report. Why the iPhone Maker Needs a Change.” Barrons.Com, Barron’s, 11 Mar. 2025, www.barrons.com/articles/apple-price-stock-iphone-ios-update-10249921.

Mehta, Ivan. “Apple’s next Major OS Updates Will Bring the Biggest Design Overhaul in Years.” Techcrunch.Com, TechCrunch, 11 Mar. 2025, techcrunch.com/2025/03/11/apples-next-major-os-updates-will-bring-the-biggest-design-overhaul-in-years/.

Jackson, Fiona. “iPhone 17 Leaks Show Off Groundbreaking Designs.” Techrepublic.Com, TechRepublic, 10 Mar. 2025, www.techrepublic.com/article/apple-iphone-17-leaks/.

Barr, Kyle. “Your iPhone Home Screen Could Look Entirely Different Very Soon.” Gizmodo.Com, Gizmodo, 11 Mar. 2025, gizmodo.com/your-iphone-home-screen-could-look-entirely-different-really-soon-2000574330.

Google, Chrome & uBlock Origin:Weatherbed, Jess. “Google’s Chrome Extension Cull Hits More uBlock Origin Users.” Theverge.Com, The Verge, 3 Mar. 2025, www.theverge.com/news/622953/google-chrome-extensions-ublock-origin-disabled-manifest-v3.

Maxwell, Thomas. “Google Is Hobbling Popular Ad Blocker uBlock Origin on Chrome.” Gizmodo.Com, Gizmodo, 4 Mar. 2025, gizmodo.com/google-is-hobbling-popular-ad-blocker-ublock-origin-on-chrome-2000570878.

Wallen, Jack. “Once uBlock Origin Stops Working on Chrome, You Have 2 Options.” Zdnet.Com, ZDNET, 4 Mar. 2025, www.zdnet.com/article/once-ublock-origin-stops-working-on-chrome-you-have-2-options/.

Yee, Alaina. “Ublock Origin Is Officially Dead for Chrome, but Ad Blockers Live On.” Pcworld.Com, PCWorld, 25 Feb. 2025, www.pcworld.com/article/2595287/ublock-origin-is-officially-dead-for-chrome-but-ad-blockers-live-on.html.

Content Marketing Gamification:Sadick, Barbara. “6 Most Expensive Medical Procedures, Ranked.” Health.Usnews.Com, U.S. News & World Report, 3 Mar. 2025, health.usnews.com/health-care/patient-advice/articles/most-expensive-medical-procedures-ranked.

Ritter Roadshows are Back for 2025:Learn More About the 2025 Season of Ritter Roadshows: https://ritterim.com/roadshows/

CMS 2025 Marketplace Integrity & Affordability Proposed Rule:“2025 Marketplace Integrity and Affordability Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/fact-sheets/2025-marketplace-integrity-and-affordability-proposed-rule.

“CMS Takes Aim to Reduce Improper Enrollments and Promote More Affordable Health Insurance Marketplaces for Millions of Consumers.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/newsroom/press-releases/cms-takes-aim-reduce-improper-enrollments-and-promote-more-affordable-health-insurance-marketplaces.

“Enhanced Premium Tax Credits for ACA Health Plans: Who They Help, and Who Gets Hurt If They’re Not Extended.” Commonwealthfund.Org, Commonwealth Fund, 18 Feb. 2025, www.commonwealthfund.org/publications/explainer/2025/feb/enhanced-premium-tax-credits-aca-health-plans.

“Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability .” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Mar. 2025, www.cms.gov/files/document/MarketplacePIRule2025.pdf.

Resources:Clarification on HHS Proposed Rule Comment Periods: https://lnk.to/asgf20250307

CMS Finalizes Improvements to Marketplace Plan Selection with 2026 Final Rule: https://lnk.to/asg652

Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651

On the Road with Damon Logan: https://lnk.to/FCJ7Mg

On the Road with Jason Meyers: https://lnk.to/j6QzBq

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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In this episode, Dawn Myers takes the wheel, chatting with Sarah about upcoming Ritter Roadshows.Upcoming Events & Webinars for Insurance Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Not registered with Ritter? See what our FMO is all about: https://ritterim.com/Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Don’t fall asleep at the wheel! Robert Rothschild is here to talk Ritter Roadshows and what agents attending can expect.Upcoming Events & Webinars for Insurance Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Not registered with Ritter? See what our FMO is all about: https://ritterim.com/Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Press play to hear the breakdown of the 2026 ACA final rule affects you and your clients!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/Resources:2025 ACA Open Enrollment Hits All-Time High: https://lnk.to/asgf20250124

Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/

Carriers with Ritter Insurance Marketing: https://ritterim.com/products/by-carrier/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://lnk.to/Lw5Dmc

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd

What ACA Agents Can Expect From the 2026 Proposed Marketplace Rule: https://ritterim.com/blog/what-aca-agents-can-expect-from-the-2026-proposed-marketplace-rule/

Understanding ACA Plan Metal Tiers: https://ritterim.com/documents/understanding-aca-plan-metal-tiers.pdf

Forms:ACA Consumer Authorization Live Call Script: https://ritterim.com/documents/aca-consumer-authorization-live-call-script.pdf

ACA Consumer Marketplace Authorization Form: https://ritterim.com/documents/aca-consumer-marketplace-authorization-form.pdf

ACA Eligibility Application Attestation Form: https://ritterim.com/documents/aca-eligibility-application-attestation.pdf

ACA Eligibility Application Attestation Script: https://ritterim.com/documents/aca-consumer-eligibility-application-attestation-live-call-script.pdf

References:“CMS Model Content Form for Marketplace Agents and Brokers” CMS, Centers for Medicare & Medicaid, https://www.cms.gov/files/document/cms-model-consent-form-marketplace-agents-and-brokers.pdf. Accessed 3 Feb. 2025.

“HHS Notice of Benefit and Payment Parameters for 2026 Final Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-final-rule. Accessed 3 Feb. 2025.

“HHS Notice of Benefit and Payment Parameters for 2026 Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-proposed-rule. Accessed 3 Feb. 2025.

“HHS Notice of Benefit and Payment Parameters for 2024 Final Rule.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-final-rule. Accessed 3 Feb. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Get on track with Damon Logan! We chat about Ritter Roadshows and what agents can expect when they attend.Upcoming Events & Webinars for Insurance Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Not registered with Ritter? See what our FMO is all about: https://ritterim.com/Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Hit the road with Jason Meyers! We talk about what agents can expect when attending Ritter Roadshows.Upcoming Events & Webinars for Insurance Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for upcoming Ritter Summits: https://summits.ritterim.com/

Not registered with Ritter? See what our FMO is all about: https://ritterim.com/Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Ready to scale, but not sure where to start? Maximize your reach by building out your sales portfolio! We explain the benefits of a diverse insurance portfolio complete with the “how-to-do-it” framework.Read the text versionClaim Your FREE Portfolio Review Today!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/

Are You Self-Sabotaging Your Insurance Sales Success? https://ritterim.com/blog/are-you-self-sabotaging-your-insurance-sales-success/

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Interview: Boost Your Commissions with a New Hospital Indemnity Sales Strategy: https://ritterim.com/blog/interview-boost-your-commissions-with-a-new-hospital-indemnity-sales-strategy/

Interview: Relationship Marketing Strategies for Insurance Agents: https://lnk.to/9b3cTl

Knight School Expand & Dominate Learning Path: https://ritterim.com/knight-school/expand-dominate/

Learn About the Ritter Certification Center: https://ritterim.com/ritter-certification-center/

Meet Your Ritter Sales Specialist: https://ritterim.com/meet-your-sales-team/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

REWIND: 8 Relationship Marketing Strategies for Insurance Agents: https://lnk.to/9b3cTl

Ritter Insurance Marketing Webinar and Events: https://ritterim.com/events/

The Beginner’s Guide to D-SNPs: https://lnk.to/asg648

The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook/

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/

References:Lopes, Lunna, et al. “Americans’ Challenges with Health Care Costs.” KFF.Org, KFF, 7 May 2024, www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/.

Moynihan, Kyle. “Fidelity Investments® Releases 2024 Retiree Health Care Cost Estimate as Americans Seek Clarity Around Medicare Selection.” Fidelity, Fidelity, 8 Aug. 2024, newsroom.fidelity.com/pressreleases/fidelity-investments--releases-2024-retiree-health-care-cost-estimate-as-americans-seek-clarity-arou/s/7322cc17-0b90-46c4-ba49-38d6e91c3961.

Cottrill, Alex, et al. “Income and Assets of Medicare Beneficiaries in 2023.” KFF.Org, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/.

Vandenboss, Kevin. “The Average Millionaire Has 7 Sources Of Income - Here Are 3 You Can Start Building Today.” Finance.Yahoo.Com, Yahoo! Finance, 30 May 2024, finance.yahoo.com/news/average-millionaire-7-sources-income-164311915.html.

Farrell, Chris. “Why Multigenerational Households Are Making a Comeback in a Big Way.” Marketplace.Org, Marketplace, 3 Apr. 2024, www.marketplace.org/2024/04/03/multigenerational-households-housing-affordability/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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We walk through some compliance practices you should be following during the Medicare Advantage Open Enrollment Period (MA OEP)!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/Resources:2025 Medicare Part D Redesign Updates: https://ritterim.com/blog/2025-medicare-part-d-redesign-updates/

How to Stay Compliant During All Medicare Sales: https://lnk.to/41gE4C

Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/

Things to Think About Post-AEP: https://ritterim.com/blog/things-to-think-about-post-aep/

The Ultimate Agent Resource List Pt. 2: Keeping in Touch with Clients: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-2-keeping-in-touch-with-clients/

Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn

References:“Limited Income and Resources.” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/training-education/partner-outreach-resources/low-income-subsidy-lis. Accessed 10 Feb. 2025.

“Special Enrollment Periods.” Medicare.Gov, Medicare, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 10 Feb. 2025.

“When Does Medicare Coverage Start?” Medicare, https://ritterim.com/blog/medicare-advantage-open-enrollment-dos-and-donts/ Accessed 5 Feb. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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The Friday Five for February 28, 2025:* Budget Reconciliation & Healthcare * More iPhone Silent Alarm Issues * Adobe Launches Photoshop Mobile * Streaming Picks for March 2025 * SNP Summit Registration is Live

Register for the Ritter Insurance Marketing SNP Summit!Budget Reconciliation & Healthcare:Tong, Noah. “House Budget Plan Advances, Paving Way for Major Medicaid Cuts.” Fiercehealthcare.Com, Fierce Healthcare, 26 Feb. 2025, www.fiercehealthcare.com/payers/house-budget-plan-advances-paving-way-major-medicaid-cuts.

“Overview of Potential Medicaid Changes in 2025 Budget Reconciliation Bill.” Gih.Org, Grantmakers In Health, 25 Feb. 2025, www.gih.org/publication/issue-focus-overview-of-potential-medicaid-changes-in-2025-budget-reconciliation-bill/.

Sanger-katz, Margot, and Alicia Parlapiano. “The House Wants to Pass Trump’s Agenda in One Big Bill. Here’s What’s in It.” Nytimes.Com, The New York Times, 25 Feb. 2025, www.nytimes.com/interactive/2025/02/21/upshot/house-gop-budget-blueprint.html.

Wendling, Mike. “US House Narrowly Passes Trump-Backed Spending Bill.” Bbc.Com, BBC News, 26 Feb. 2025, www.bbc.com/news/articles/cp9yx7e13ryo.

More iPhone Silent Alarm Issues:Shakir, Umar. “Apple’s Weird iPhone Alarm Problems Are Still Happening.” Theverge.Com, The Verge, 10 Jan. 2025, www.theverge.com/2025/1/9/24340238/apple-iphone-alarm-broken-timing-failed.

Neely, Amber. “If Your iPhone Alarms Aren’t Going off, You’re Not Alone.” AppleInsider.Com, AppleInsider, 23 Jan. 2025, appleinsider.com/articles/25/01/23/if-your-iphone-alarms-arent-going-off-youre-not-alone.

Bologna, Caroline. “Some iPhone Users Are Reporting A Major Issue With Their Alarm. Here’s What’s Happening.” HuffPost.Com, HuffPost, 24 Feb. 2025, www.huffpost.com/entry/iphone-alarm-silent-issue_l_67bc894be4b05645f4fee06e.

Streaming Picks for March 2025:Koc, Demet. “Coming to Streaming in March 2025.” Nexuspointnews.Com, Nexus Point News, 25 Feb. 2025, www.nexuspointnews.com/post/coming-to-streaming-in-march-2025.

Adobe Launches Photoshop Mobile:Weatherbed, Jess. “Adobe’s New Photoshop App for iPhone Is More like the Real Thing.” Theverge.Com, The Verge, 25 Feb. 2025, www.theverge.com/news/618859/adobe-photoshop-mobile-iphone-android-app-availability.

“Adobe Photoshop Brings World’s Leading Image and Design App to Mobile to Empower Next Generation of Creators.” News.Adobe.Com, Adobe, 25 Feb. 2025, news.adobe.com/news/2025/02/photoshop-mobile-web.

Wilson, Mark. “At Last, Adobe Photoshop Comes to the iPhone (and It Just Might Be Great).” Fastcompany.Com, Fast Company, 25 Feb. 2025, www.fastcompany.com/91283790/at-last-adobe-photoshop-comes-to-the-iphone-and-it-just-might-be-great.

SNP Summit Registration & Other Events for Agents:Integrity Webinars: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

Ritter Insurance Marketing Events: https://ritterim.com/events/

Registration for Ritter SNP Summit: https://summits.ritterim.com/

Resources:4 Myths About Dual Eligible Special Needs Plans (D-SNP) Sales: https://lnk.to/asg650

Apps for Cyber Security: https://lnk.to/asga80

Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647

The Beginner's Guide to D-SNPs: https://lnk.to/asg648

The Postseason Game Plan for Agents: https://lnk.to/asgf20250214

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Keeping your information safe online is vital to protect you and your loved ones. Learn about how these cyber security apps can help guard against bad actors.Aura: https://www.aura.com/
BitWarden: https://bitwarden.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Events & Webinars with Ritter Insurance Marketing: https://ritterim.com/events/

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Medicare Supplements Fill the Gaps in Your Portfolio: https://ritterim.com/blog/medicare-supplements-fill-the-gaps-in-your-portfolio/

Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644

The Guide to Making Money Selling Health Insurance FREE eBook: https://ritterim.com/making-money-selling-insurance/

References: “Best Password Manager for Business, Enterprise & Personal: Bitwarden.” Bitwarden, https://bitwarden.com/. Accessed 28 Jan. 2025.

“Intelligent Digital Safety for the Whole Family.” Aura, https://www.aura.com/. Accessed 28 Jan. 2025.

Fragoso, Jason. “Is Identity Guard Legit? What You Need to Know.” Aura, Aura, 22 Nov. 2024, https://www.aura.com/learn/is-identity-guard-legit.

“Healthcare Data Breach Statistics.” HIPAA Journal, https://www.hipaajournal.com/healthcare-data-breach-statistics/. Accessed 30 Jan. 2025.

“More than 1.7 Billion Individuals Had Personal Data Compromised in 2024.” HIPAA Journal, https://www.hipaajournal.com/1-7-billion-individuals-data-compromised-2024/. Accessed 30 Jan. 2025.

“Why Medical Records Are 10 Times More Valuable than Credit Card Info.” Why Medical Records Are 10 Times More Valuable Than Credit Card Info, Cyber Policy, https://www.cyberpolicy.com/cybersecurity-education/why-medical-records-are-10-times-more-valuable-than-credit-card-info. Accessed 30 Jan. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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You might have heard some misconceptions about Dual Eligible Special Needs Plans. In this episode we’re busting those myths and highlighting D-SNPs’ potential!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Agent’s Guide to Digital Marketing Resources: https://lnk.to/D18qeY

Building Client Loyalty: More than Just a Plan: https://ritterim.com/blog/building-client-loyalty-more-than-just-a-plan/

Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://lnk.to/tj8oG1

Diversify Your Insurance Portfolio & Reap Real Rewards: https://ritterim.com/blog/diversify-your-insurance-portfolio-and-reap-real-rewards/

Get Your Insurance Portfolio Reviewed for FREE: https://ritterim.com/portfolio/

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

The Beginner’s Guide to D-SNPs: https://lnk.to/asg648

References:Freed, Salama, et al. “10 Things to Know about Medicare Advantage Dual-Eligible Special Needs Plans (D-Snps).” KFF, KFF, https://www.kff.org/medicare/issue-brief/10-things-to-know-about-medicare-advantage-dual-eligible-special-needs-plans-d-snps/. Accessed 31 Jan. 2025.

Pena, Maria T., et al. “A Profile of Medicare-Medicaid Enrollees (Dual Eligibles).” KFF, KFF, 17 Feb. 2023, https://www.kff.org/medicare/issue-brief/a-profile-of-medicare-medicaid-enrollees-dual-eligibles/.

“Beneficiaries Dually Eligible for Medicare & Medicaid.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/outreach-and-education/medicare-learning-network-mln/mlnproducts/downloads/medicare_beneficiaries_dual_eligibles_at_a_glance.pdf. Accessed 31 Jan. 2025.

Biniek, Jeannie Fuglesten, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/.

Johnston, Kenton J., et al. “Nationwide Availability of and Enrollment in Medicare and Medicaid Dual-Eligible Special Needs Plans With Exclusively Aligned Enrollment.” Jama Network, Jama Health Forum, https://jamanetwork.com/journals/jama-health-forum/fullarticle/2824902. Accessed 31 Jan. 2025.

“New Special Enrollment Periods (Seps) for Dually Eligible ...” CMS.Gov, Centers for Medicare & Medicaid, https://www.cms.gov/files/document/duals-lissepsjobaid01012025.pdf. Accessed 31 Jan. 2025.

“Seniors & Medicare and Medicaid Enrollees.” Medicaid.Gov, https://www.medicaid.gov/medicaid/eligibility/seniors-medicare-and-medicaid-enrollees/index.html. Accessed 31 Jan. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for February 21, 2025:* Golden Birthday Cake Oreos Return * Amazon Kindle Update * RFK Jr. Confirmed as HHS Secretary * ACA Navigator Program Funding Cut * Nursing Home Demand Projections

Golden Birthday Cake Oreos Return:Fink, Bailey. “Oreo Is Releasing 2 New Flavors—and Making One Permanent.” Allrecipes.Com, Allrecipes, 18 Feb. 2025, www.allrecipes.com/oreo-new-cookies-february-2025-11680020.

Bivins, Kenn. “Oreo Just Brought Back a ‘GOAT’ Flavor That Has Fans ‘Beyond Excited.’” Parade.Com, Parade, 19 Feb. 2025, parade.com/food/oreo-golden-birthday-cake-returns-2025.

Robledo, Anthony. “Oreo Reveals New Flavors: Double Chocolate Cakesters and Golden Birthday Cake.” USA Today, Gannett Satellite Information Network, 19 Feb. 2025, www.usatoday.com/story/money/food/2025/02/18/oreo-new-flavors/79126601007/.

Amazon Kindle Update:Liszewski, Andrew. “Amazon’s Killing a Feature That Let You Download and Backup Kindle Books.” Theverge.Com, The Verge, 14 Feb. 2025, www.theverge.com/news/612898/amazon-removing-kindle-book-download-transfer-usb.

“Download Your Kindle Books ASAP - before Amazon Kills This Feature next Week.” Zdnet.Com, ZDNET, 18 Feb. 2025, www.zdnet.com/article/download-your-kindle-books-asap-before-amazon-kills-this-feature-next-week/.

Younker, Scott. “Hurry! Download Your Kindle eBooks before Amazon Won’t Let You Anymore.” Tomsguide.Com, Tom’s Guide, 19 Feb. 2025, www.tomsguide.com/tablets/e-readers/hurry-download-your-kindle-ebooks-before-amazon-wont-let-you-anymore.

Heinzman, Andrew. “Kindle Is Making It Harder to Switch to Rival eReader Brands.” Howtogeek.Com, How-To Geek, 14 Feb. 2025, www.howtogeek.com/kindle-discontinues-download-transfer-via-usb/.

RFK Jr. Confirmed as HHS Secretary:Simmons-Duffin, Selena. “RFK Jr. Confirmed as Trump’s Health Secretary, over Democrats’ Loud Objections.” Npr.Org, NPR, 13 Feb. 2025, www.npr.org/sections/shots-health-news/2025/02/13/nx-s1-5294591/rfk-jr-trump-health-human-services-hhs-vaccines.

Weber, Lauren, and Rachel Roubein. “RFK Jr. Confirmed, Elevating Anti-Vaccine Activist to Nation’s Top Health Post.” Washingtonpost.Com, Washington Post, 13 Feb. 2025, www.washingtonpost.com/health/2025/02/13/robert-kennedy-hhs-secretary-confirmation-vote/.

Beavins, Emma, and Dave Muoio. “RFK Jr. Sworn in as Head of HHS Following 52-48 Senate Vote.” Fiercehealthcare.Com, Fierce Healthcare, 13 Feb. 2025, www.fiercehealthcare.com/regulatory/senate-confirms-rfk-jr-head-hhs-52-48-vote.

Cueto, Isabella. “Robert F. Kennedy Jr. Confirmed by Senate as U.S. Health Secretary.” Statnews.Com, STAT, 13 Feb. 2025, www.statnews.com/2025/02/13/rfk-jr-confirmed-hhs-secretary-vote-vaccine-critic-to-top-trump-health-official/.

ACA Navigator Program Funding Cut:Pestaina, Kaye. “A 90% Cut to the ACA Navigator Program.” KFF.Org, KFF, 18 Feb. 2025, www.kff.org/quick-take/a-90-cut-to-the-aca-navigator-program/.

“Biden-Harris Administration Awards $100 Million to Navigators Who Will Help Millions of Americans — Especially in Underserved Communities — Sign Up for Health Coverage.” CMS.Gov, Centers for Medicare and Medicaid Services, 26 Aug. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-awards-100-million-navigators-who-will-help-millions-americans.

“CMS Announcement on Federal Navigator Program Funding.” CMS.Gov, Centers for Medicare & Medicaid Services, 14 Feb. 2025, www.cms.gov/newsroom/press-releases/cms-announcement-federal-navigator-program-funding.

Tong, Noah. “CMS Slashes ACA Navigator Program Funding 90% to $10M.” Fiercehealthcare.Com, Fierce Healthcare, 14 Feb. 2025, www.fiercehealthcare.com/payers/cms-slashes-aca-navigator-program-funding-10-million.

Nursing Home Demand Projections:“CDC WONDER Database.” Wonder.Cdc.Gov, Centers for Disease Control and Prevention, https://wonder.cdc.gov/. Accessed 18 Feb. 2025.

Shuman, Taylor. “How Will America’s ‘Silver Tsunami’ Impact Demand for Nursing Homes?” SeniorLiving.Org, SeniorLiving.org, 23 Jan. 2025, www.seniorliving.org/nursing-homes/nursing-home-demand-projections/.

Berger, Chloe. “The Boomer Housing Crisis Is Pacing to Get Even Worse: ‘We’ve Never Had a Population Pyramid That Looks like This.’” Msn.Com, MSN, 12 Feb. 2025, www.msn.com/en-us/money/realestate/the-boomer-housing-crisis-is-pacing-to-get-even-worse-we-ve-never-had-a-population-pyramid-that-looks-like-this/ar-AA1yUKUG.

“The US Population Is Aging.” Urban.Org, Urban Institute, www.urban.org/policy-centers/cross-center-initiatives/program-retirement-policy/projects/data-warehouse/what-future-holds/us-population-aging. Accessed 18 Feb. 2025.

“State Health Facts: Average Number of Certified Nursing Facility Beds.” KFF.Org, KFF, 5 Dec. 2024, https://www.kff.org/other/state-indicator/average-number-of-certified-nursing-facility-beds/.

“State Health Facts: Total Number of Certified Nursing Facilities.” KFF.Org, KFF, 5 Dec. 2024, https://www.kff.org/other/state-indicator/number-of-nursing-facilities/.

Resources:5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131

Best eBook & Audiobook Apps: https://lnk.to/WsIGZ5

Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647

MedicareCENTER FAQs: https://lnk.to/asg645

PlanEnroll FAQs: https://lnk.to/asg646

The Postseason Game Plan for Agents: https://lnk.to/asgf20250214

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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Medicare Supplement Plans offer many options to cover gaps in your client’s coverage. Learn more about plans K, L, M, and N to help your client find the right one for them.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:2025 Medicare Part A and Part B Premiums and Deductibles: https://ritterim.com/blog/2025-medicare-part-a-and-part-b-premiums-and-deductibles/

Events & Webinars with Ritter: https://ritterim.com/events/

Get a FREE Portfolio Review: https://ritterim.com/portfolio/

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://lnk.to/ASGtedsims

References:“Compare Medigap Plan Benefits.” Medicare, Medicare, https://www.medicare.gov/health-drug-plans/medigap/basics/compare-plan-benefits. Accessed 29 Jan. 2025.

Freed, Meredith, Nancy Ochieng, et al. “Key Facts about Medigap Enrollment and Premiums for Medicare Beneficiaries.” KFF, KFF, 18 Oct. 2024, https://www.kff.org/medicare/issue-brief/key-facts-about-medigap-enrollment-and-premiums-for-medicare-beneficiaries/.

“Market Advisor.” CSG Actuarial, CSG Actuarial, https://csg-actuarial-wordpress.appspot.com/software/market-advisor/. Accessed 29 Jan. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Learn about the value of Dual Eligible Special Needs Plans (D-SNPs) and how to get started selling!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:4 Myths about Dual Eligible Special Needs Plans (D-SNPs): https://ritterim.com/blog/4-myths-about-dual-eligible-special-needs-plan-d-snp-sales/

Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/

Do’s and Don’ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/

How to Check Medicare Extra Help Eligibility for Your Client: https://lnk.to/asg630b

How Selling Insurance Helps Give Back: https://ritterim.com/blog/how-selling-insurance-helps-give-back/

Keys to Client Retention: Digital Communication: https://lnk.to/fEvo5r

Rules for Hosting a Compliant Medicare Educational Event: https://ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/

Should You Sell D-SNPs? https://ritterim.com/blog/should-you-sell-d-snps/

SNPs: the Secret to Surviving Lock-In: https://ritterim.com/blog/snps-the-secret-to-surviving-lock-in/

Stay Busy Outside of AEP With Special Enrollment Periods: https://ritterim.com/blog/stay-busy-outside-of-aep-with-special-enrollment-periods/

What Not to Say During Medicare Educational Sales Events: https://ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/

Why Client Retention Should be Your Top Priority: https://lnk.to/NMDqSn

References:“CY 2021 Cost Plan Enrollment and Disenrollment Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/Medicare/Eligibility-and-Enrollment/MedicareMangCareEligEnrol/Downloads/CY_2019_MA_Enrollment_and_Disenrollment_Guidance.pdf. Accessed 27 Jan. 2025.

“Medicare Managed Care Eligibility and Enrollment.” CMS.Gov, Centers of Medicare & Medicaid Services, www.cms.gov/medicare/enrollment-renewal/managed-care-eligibility-enrollment. Accessed 27 Jan. 2025.

“New Special Enrollment Periods (Seps) for Dually Eligible ...” Centers of Medicare & Medicaid, https://www.cms.gov/files/document/cy2025cdenrollmentanddisenrollmentguidancepdf.pdf. Accessed 23 Jan. 2025.

“The Federal Register.” Federal Register :: Request Access, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 23 Jan. 2025.

“The Federal Register.” Federal Register :: Request Access, https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V. Accessed 23 Jan. 2025.

“Special Enrollment Periods.” Medicare, https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods. Accessed 23 Jan. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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The Friday Five for February 14, 2024:* Apple iOS 18.3.1 Updates * Trend Alert: Smart Ankle Watch? * Egg Substitutions for Baking & Protein * Healthcare Regulatory Update (of sorts) * The Postseason Game Plan

Download Your FREE Copy of The Postseason Game Plan Now!Apple iOS 18.3.1 Updates:Adorno, José. “IOS 18.3.1 Now Available Ahead of Big Ios 18.4 Upgrade.” Bgr.Com, BGR, 10 Feb. 2025, bgr.com/tech/ios-18-3-1-now-available-ahead-of-big-ios-18-4-upgrade/.

Disotto, John-Anthony. “iOS 18.4 Could Be the Biggest iPhone Upgrade Ever – Here’s Why.” TechRadar.Com, TechRadar, 11 Feb. 2025, www.techradar.com/phones/iphone/ios-18-4-could-be-the-biggest-iphone-upgrade-ever-heres-why.

Phelan, David. “Apple iOS 18.4 Release Date: The Major iPhone Update Is On Its Way.” Forbes.Com, Forbes Magazine, 8 Feb. 2025, www.forbes.com/sites/davidphelan/2025/02/08/apple-ios-184-release-date-the-major-free-iphone-update-is-on-its-way/.

Rossignol, Joe. “iOS 18.4 Will Include These New Features for Your iPhone.” MacRumors.Com, MacRumors, 5 Feb. 2025, www.macrumors.com/2025/02/05/ios-18-4-expected-features/.

Trend Alert: Smart Ankle Watch?Lovejoy, Ben. “The Five Reasons Some People Wear Their Apple Watch on Their Ankle.” 9to5Mac.Com, 9to5Mac, 10 Feb. 2025, 9to5mac.com/2025/02/10/the-five-reasons-some-people-wear-their-apple-watch-on-their-ankle/.

Skwarecki, Beth. “Why (and How) to Wear Your Apple Watch on Your Ankle.” Lifehacker.Com, Lifehacker, 11 Feb. 2025, lifehacker.com/health/why-and-how-to-wear-an-apple-watch-on-your-ankle.

Heater, Brian. “Tiktok Influencers Are Wearing Apple Watches on Their Ankles.” Techcrunch.Com, TechCrunch, 10 Feb. 2025, techcrunch.com/2025/02/10/tiktok-influencers-are-wearing-apple-watches-on-their-ankles/.

Egg Substitutes for Baking & Protein:David, Lauren. “8 Egg Substitutes for Cooking and Baking.” Aarp.Org, AARP, 10 Feb. 2025, www.aarp.org/home-family/your-home/info-2025/egg-substitutes-cooking-baking.html.

Valente, Lisa. “10 Foods with More Protein Than an Egg.” Eatingwell.Com, EatingWell, 18 Nov. 2024, www.eatingwell.com/article/291485/10-foods-with-more-protein-than-an-egg/.

McDonell, Kayla. “13 Effective Substitutes for Eggs.” Healthline.Com, Healthline Media, 7 Feb. 2024, www.healthline.com/nutrition/egg-substitutes.

Phaneuf, Taryn. “Egg Prices Are Rising Again. Here’s Why They’re So High.” Edited by Laura McMullen, Nerdwallet.Com, NerdWallet, 11 Feb. 2025, www.nerdwallet.com/article/finance/why-are-eggs-so-expensive.

Lannon, KJ. “Egg Prices Got You Scrambling? Here’s 3 Substitutes to Use in Your Cake Mix.” Tastingtable.Com, Tasting Table, 10 Feb. 2025, www.tastingtable.com/1780478/egg-substitutes-boxed-cake-mix/.

Healthcare Regulatory Update (of sorts)Bell, Allison. “10 House GOP Health Program and Tax Change Ideas.” Thinkadvisor.Com, ThinkAdvisor, 24 Jan. 2025, www.thinkadvisor.com/2025/01/24/10-house-gop-health-program-and-tax-change-ideas/.

Muoio, Dave. “Consumer Financial Protection Bureau Shake-up Leaves Medical Debt Reform in Limbo.” Fiercehealthcare.Com, Fierce Healthcare, 6 Feb. 2025, www.fiercehealthcare.com/regulatory/consumer-financial-protection-bureau-shakeup-leaves-medical-debt-reform-limbo.

Muoio, Dave, et al. “Healthcare Lobbying 2025: Here Are the Top Policy Issues for Hospitals, Payers, Docs and Tech.” Fiercehealthcare.Com, Fierce Healthcare, 12 Feb. 2025, www.fiercehealthcare.com/regulatory/healthcare-lobbying-2025-here-are-top-policy-issues-hospitals-payers-docs-and-tech.

The Postseason Game Plan:https://postseasongameplan.com/

Resources:5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131

Best Apps for Sports Fans: https://lnk.to/asga78

Guidelines for Sharing Personal Beneficiary Data with Other TPMOs: https://lnk.to/asg647

MedicareCENTER FAQs: https://lnk.to/asg645

PlanEnroll FAQs: https://lnk.to/asg646

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Want something to replace scrolling on social media? Tina has some apps to help you be more intentional with your screen time.Blinkist: https://www.blinkist.com/
Pocket App: https://getpocket.com/home

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:4 Helpful Podcasts for Busy Insurance Agents: https://ritterim.com/blog/4-helpful-podcasts-for-busy-insurance-agents/

Apps to Take on Your Next Road Trip: https://lnk.to/asga77

How to Host a Successful Medicare Educational Event FREE eBook download: https://ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/ASGgenZblogredirect

References:Blinkist: Best Book Summaries & Audio Book Guides.” Blinkist, https://www.blinkist.com/. Accessed 24 Jan. 2025.

Build a Home for Everything That Interests You.” Pocket, https://getpocket.com/home. Accessed 24 Jan. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Stay compliant while sharing beneficiary data with other TPMOs. We explain the CMS rules for agents obtaining prior express written consent.Read the text versionResources:2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/

Contact the Ritter Insurance Marketing Compliance Team by emailing complianceofficer@ritterim.com

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://lnk.to/IO4lRf

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

TCPA Regulations: https://docs.ritterim.com/compliance/sales-communication-practices/#tcpa

What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales: https://ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/

Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

References:“.Com Disclosures: How to Make Effective Disclosures in Digital Advertising.” Ftc.Gov, Federal Trade Commission, www.ftc.gov/sites/default/files/attachments/press-releases/ftc-staff-revises-online-advertising-disclosure-guidelines/130312dotcomdisclosures.pdf. Accessed 27 Jan. 2025.

“Clear and Conspicuous Definition.” Ecfr.Gov, The Federal Register, www.ecfr.gov/current/title-16/chapter-I/subchapter-B/part-255#p-255.0(f). Accessed 27 Jan. 2025.

“Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Apr. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f.

“Integrity Compliance Guidelines Third Party Marketing Organization (‘TPMO’) Sharing of Personal Beneficiary Data with Other TPMOs.” Ritter Insurance Marketing, Integrity, ritterim.com/documents/personal-beneficiary-data-sharing-tpmo-guidelines.pdf. Accessed 27 Jan. 2025.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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The Friday Five for February 7, 2025:* Valentine’s Day Gift Ideas * RFK Jr. HHS Nomination Update * Apple Announces Invites * Tapestry from The IconFactory * 2025 Senior Market Symposium

Register for the 2025 Senior Market Symposium!RFK Jr. HHS Nomination Update:Halleman, Sydney, et al. “RFK Jr. Clears Key Hurdle on Path to HHS Secretary.” Healthcaredive.Com, Healthcare Dive, 4 Feb. 2025, www.healthcaredive.com/news/rfk-jr-clears-key-hurdle-on-path-to-hhs-secretary/739096/.

Nix, Jessica. “RFK Jr. Clears Senate Committee, Heads to Full Vote to Lead HHS.” Thinkadvisor.Com, ThinkAdvisor, 4 Feb. 2025, www.thinkadvisor.com/2025/02/04/rfk-jr-clears-senate-committee-heads-to-full-vote-to-lead-hhs/.

Diamond, Dan, et al. “RFK Jr. Closes in on HHS Cabinet Post after Senate Panel Vote.” Washingtonpost.Com, Washington Post, 6 Feb. 2025, www.washingtonpost.com/health/2025/02/04/rfk-jr-confirmation-committee-vote-hhs-secretary/.

Korecki, Natasha, et al. “Senate Panel Advances RFK Jr.’s Nomination to Be Health Secretary.” NBCNews.Com, NBC Universal News Group, 4 Feb. 2025, www.nbcnews.com/politics/congress/senate-panel-advances-rfk-jrs-nomination-health-secretary-rcna190438.

Apple Announces Invites:Apple Invites: https://apps.apple.com/us/app/apple-invites/id6472498645

Peterson, Jake. “Apple’s New ‘Invites’ App Is Coming for Partiful.” Lifehacker.Com, Lifehacker, 4 Feb. 2025, lifehacker.com/tech/apple-new-invites-app.

Christoffel, Ryan. “Here Are Five Apple Invites Features You Might Have Missed.” 9to5mac.Com, 9to5Mac, 5 Feb. 2025, 9to5mac.com/2025/02/05/here-are-five-apple-invites-features-you-might-have-missed/.

“Introducing Apple Invites, a New App That Brings People Together.” Apple.Com, Apple Newsroom, 4 Feb. 2025, www.apple.com/newsroom/2025/02/introducing-apple-invites-a-new-app-that-brings-people-together/.

Tapestry from The IconFactory:Perez, Sarah. “A Review of Tapestry, an App Powered by the Growing Open Web.” Techcrunch.Com, TechCrunch, 4 Feb. 2025, techcrunch.com/2025/02/04/a-review-of-tapestry-an-app-powered-by-the-growing-open-web/.

Scott, Steven, and Shaun Preece. “Tapestry Combines Social Media, Podcasts & YouTube in One App.” Spotify, Double Tap Podcast, 4 Feb. 2025, open.spotify.com/episode/6klC52wDtTANVIpBO9AH0O.

Tapestry by Iconfactory: https://apps.apple.com/us/app/tapestry-by-iconfactory/id6448078074

Mehta, Ivan. “Team behind Twitterrific Launches a Multi-Feed App Called Tapestry.” Techcrunch.Com, TechCrunch, 4 Feb. 2025, techcrunch.com/2025/02/04/team-behind-twitterrific-launches-a-multi-feed-app-called-tapestry/.

Pierce, David. “The Timeline Apps Are Here, and They’re Awesome.” Theverge.Com, The Verge, 4 Feb. 2025, www.theverge.com/apps/605756/tapestry-reeder-surf-timeline-apps.

Christoffel, Ryan. “Twitterrific Team Launches New ‘Tapestry’ iPhone App for Bluesky, Mastodon, RSS, More.” 9to5mac.Com, 9to5Mac, 4 Feb. 2025, 9to5mac.com/2025/02/04/twitterrific-team-launches-new-iphone-app-tapestry-for-bluesky-mastodon-more/.

2025 Senior Market Symposium:Register to Attend the 2025 Ritter Insurance Marketing Senior Market Symposium

Resources:5 Types of Content to Share on Social Media: https://lnk.to/asgf20250131

How to Create a Healthy Balance Between Work and Life: https://lnk.to/asg643

Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644

MedicareCENTER FAQs: https://lnk.to/asg645

PlanEnroll FAQs: https://lnk.to/asg646

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Sarah and Tina team up in the studio to tackle your questions about PlanEnroll. Learn how to create your site, work with clients, and boost your marketing with this tool!Read the text versionGet in touch with your Ritter Sales Specialists: 1 800-769-1847 or email ASGpodcast@ritterim.comContact Integrity at 888-818-3760 or email support@clients.integrity.comResources:4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://ritterim.com/blog/4-ways-planenroll-will-make-this-your-best-aep-yet/

Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://ritterim.com/blog/get-access-to-exclusive-leads-when-you-become-a-planenroll-network-agent/

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

PlanEnroll Lead Program Training: https://trainings.planenroll.com/

Register with Integrity: https://identity.integrity.com/register?client_id=AEPortal

Register with Ritter: https://app.ritterim.com/public/registration/

Integrity Marketing Group: https://integrity.com/

Integrity Webinars: https://www.gotostage.com/channel/2f479406ce584483bb89936bf3e03ee7

Webinars & Events with Ritter: https://ritterim.com/events/

Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Get the details on MedicareCENTER! Join Sarah and Tina for a deep dive into frequently asked agent questions.Read the text versionGet started with MedicareCENTER: https://identity.integrity.com/register Resources:4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://lnk.to/cdV0H1

Contact the Ritter Sales Team: https://ritterim.com/meet-your-sales-team/

FAQs About the Medicare Call Recording Requirements: https://lnk.to/ueDEY0

Integrity Official Site: https://integrity.com/

Integrity On Demand Trainings: https://www.gotostage.com/channel/2f479406ce584483bb89936bf3e03ee7

Integrity Support Email: support@clients.integrity.com

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ (Don’t forget to choose “Agent Survival Guide” as how you heard about Ritter!)

Ritter Events, Training, & Webinar List: https://ritterim.com/events/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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At a loss for what to post on your business socials? Sarah highlights 5 types of content agents can share on social media – and they’re not all insurance related!Resources:5 Marketing Podcasts to Follow: https://lnk.to/asg638

Boost Sales and Productivity with Our Medicare Sales Planner: https://ritterim.com/blog/boost-sales-and-productivity-with-our-medicare-sales-planner

How to Create a Healthy Balance Between Work and Life: https://lnk.to/asg643

Learning to Delight in the Limelight ft. Linda Ugelow: https://lnk.to/asg644

Marketing Trends for 2025: https://lnk.to/asg639

Setting SMART Goals in 2025: https://lnk.to/asgf20250103

Stay Organized with the Busy ACA Agent’s Sales Calendar: https://ritterim.com/blog/stay-organized-with-the-busy-aca-agents-sales-calendar/

References:Pierre, Yasmin. “Social Media Holiday Calendar 2025.” Brandwatch.Com, Brandwatch, 5 Dec. 2024, www.brandwatch.com/blog/social-media-holiday-calendar/.

“Your Ultimate Social Media Calendar Guide for 2025.” Theblogsocial.Com, The Blog Social, 7 Nov. 2024, www.theblogsocial.com/social-media-calendar-guide-2025/.

Marino, Susie. “The Big List of 500+ Social Media Holidays for Every Month of 2025.” Localiq.Com, Local IQ, 11 Dec. 2024, localiq.com/blog/social-media-holidays/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Are you a sports fan? You need to check out these apps to stay up to date with your favorite teams!ESPN App: https://www.espn.com/espn/apps/espn
Bleacher Report: https://bleacherreport.com/
Apple Sports: https://apps.apple.com/us/app/apple-sports/id6446788829

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:
Apps to Take on Your Next Road Trip: https://lnk.to/asga77

How to Find Balance Between Life & Work: https://ritterim.com/blog/how-to-find-balance-between-life-and-work/

Marketing Trends for 2025: https://lnk.to/asg639

Live Webinars & Events with Ritter Insurance Marketing: https://ritterim.com/events/

Ritter Can Help You Stay in Touch with Your Clients: https://ritterim.com/blog/ritter-can-help-you-stay-in-touch-with-your-clients/

References:
“B/R Sports on Max.” Max, https://bleacherreport.com/team-stream-now. Accessed 16 Jan. 2025.

Apple. “Apple Sports.” App Store, 21 Feb. 2024, https://apps.apple.com/us/app/apple-sports/id6446788829.

“Bleacher Report.” Bleacher Report | Sports. Highlights. News. Now., https://bleacherreport.com/. Accessed 16 Jan. 2025.

“ESPN App - Download on IOS App Store & Google Play.” ESPN, ESPN Internet Ventures, https://www.espn.com/espn/apps/espn. Accessed 16 Jan. 2025.

“Team Stream Now.” Bleacher Report, https://help.max.com/US/Answer/Detail/000002560. Accessed 16 Jan. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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How unstoppable would you be if you lost the fear of being seen? Linda Ugelow, author of Delight in the Limelight, joins Sarah to talk about how agents can overcome the fear of public speaking, conquer the fear of being on camera, and learn to rightfully bask in the limelight.Mentioned in this episode:Linda Ugelow Official Website: https://lindaugelow.com/

Listen to Linda’s Podcast: https://lindaugelow.com/ditl-podcast/

Order Your Copy of Delight in the Limelight: https://lindaugelow.com/delight-in-the-limelight/

Read Linda’s Blog From My Mind to Yours: https://lindaugelow.com/blog/

Follow Linda Ugelow on Social Media:Linda on Facebook, https://www.facebook.com/lindaugelowbiz/ Instagram, https://www.instagram.com/lindaugelow/

LinkedIn, https://www.linkedin.com/in/linda-ugelow-61858813/ TikTok, https://www.tiktok.com/@lindaugelow and YouTube, https://www.youtube.com/user/lindaugelow

Resources:Creating Margin & Taking Back Control of Your Time: https://lnk.to/asgmm9

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Setting SMART Goals in 2025: https://lnk.to/asg639

The Power of Listening & Laughter: https://lnk.to/kDjaoK

References:Ugelow, Linda. Delight in the Limelight: Overcome Your Fear of Being Seen and Realize Your Dreams. Page Two Books, Inc, 2021.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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It can be difficult to manage the different aspects of our lives. In this episode, we cover how to recognize and prevent burnout, how to implement personal care, and more. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Get Focused with These Apps: https://lnk.to/asga76

Lessons Learned in 2024: https://lnk.to/asg637

Setting SMART Goals in 2025: https://lnk.to/asgf20250103

Tech Takeaways for Forward-Thinking Insurance: https://ritterim.com/blog/tech-takeaways-for-forward-thinking-insurance-agents/

Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640

References: Tartakovsky, Margarita. “7 Reasons You Might Resist Rest and How to Get Mental Rest.” Psych Central, Psych Central, 12 Jan. 2023, https://psychcentral.com/blog/how-to-really-rest.

“America’s Alarming (Lack of) Work-Life Balance.” ELVTR, ELVTR, 14 Oct. 2024, https://elvtr.com/blog/americas-alarming-lack-of-work-life-balance.

Nastasi, Jessica A., et al. “Breaks and productivity: An exploratory analysis.” Journal of Applied Behavior Analysis, vol. 56, no. 3, 11 May 2023, pp. 539–548, https://onlinelibrary.wiley.com/doi/10.1002/jaba.995?utm_campaign=WRH_6_5_23.

Godreau, Jeanette. “Embrace These 7 Types of Rest.” Mindful Health Solutions, 12 June 2023, https://mindfulhealthsolutions.com/embrace-these-7-types-of-rest/.

“Hello Sunshine.” CU Anschutz Newsroom, University of Colorado Anschutz Medical Campus, 30 May 2024, https://news.cuanschutz.edu/health-and-wellness/hello-sunshine.

“Stay Focused, Be Present.” Forest, https://www.forestapp.cc/. Accessed 9 Jan. 2025.

Raeburn, Alicia. “The Productivity Hack That Actually Works [2024].” Asana, Asana, 14 Oct. 2024, https://asana.com/resources/pomodoro-technique.

“Why Our Attention Spans Are Shrinking, with Gloria Mark, Phd.” American Psychological Association, American Psychological Association, https://www.apa.org/news/podcasts/speaking-of-psychology/attention-spans. Accessed 9 Jan. 2025.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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The Friday Five for January 24, 2025:* Regulatory Freeze * TikTok Ban Update * Instagram Announces Edits * Optimal Ambient Temperature for Seniors * 2025 ACA Enrollment Hits All-Time High

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Regulatory Freeze:Isaac, Mike. “Instagram Debuts New Video-Editing App, as TikTok Deals With a Ban.” Nytimes.Com, The New York Times, 19 Jan. 2025, www.nytimes.com/2025/01/19/technology/instagram-video-app-tiktok-ban.html.

“Regulatory Freeze Pending Review.” Whitehouse.Gov, The United States Government, 20 Jan. 2025, www.whitehouse.gov/presidential-actions/2025/01/regulatory-freeze-pending-review/.

Treisman, Rachel. “Trump Is Signing a Flurry of Executive Orders. Here’s How Those Work.” Npr.Org, NPR, 21 Jan. 2025, www.npr.org/2025/01/21/nx-s1-5269600/trump-executive-actions-orders-memoranda-proclamation.

TikTok Ban Update:“Application of Protecting Americans from Foreign Adversary Controlled Applications Act to TikTok.” Whitehouse.Gov, The United States Government, 21 Jan. 2025, www.whitehouse.gov/presidential-actions/2025/01/application-of-protecting-americans-from-foreign-adversary-controlled-applications-act-to-tiktok/.

Duffy, Clare, and David Goldman. “TikTok Is Back Online after Trump Pledged to Restore It.” Cnn.Com, CNN, 20 Jan. 2025, www.cnn.com/2025/01/19/tech/tiktok-ban/index.html.

Allyn, Bobby. “TikTok Is Back Online in the U.S., Following Trump’s Promise to Pause the Ban.” Npr.Org, NPR, 19 Jan. 2025, www.npr.org/2025/01/19/nx-s1-5267568/tiktok-back-online.

Lagatta, Eric. “TikTok Still Not Available on App Stores after Trump’s Executive Order: What We Know.” USA Today, Gannett Satellite Information Network, 22 Jan. 2025, www.usatoday.com/story/tech/2025/01/22/tiktok-ban-download-app-stores-update/77872210007/.

Instagram Announces Edits:Davis, Wes. “Instagram Announces a Blatant CapCut Clone.” Theverge.Com, The Verge, 19 Jan. 2025, www.theverge.com/2025/1/19/24347358/instagram-edits-capcut-video-app-tiktok-ban.

Schoon, Ben. “Instagram ‘edits’ Coming to Android in February as CapCut Remains Banned.” 9to5google.Com, 9 To 5 Google, 20 Jan. 2025, 9to5google.com/2025/01/20/instagram-edits-app-android-february/.

Optimal Home Temperature for Senior Brain Health:Pappas, Stephanie. “How Heat Affects the Mind.” Apa.Org, American Psychological Association, 1 June 2024, https://www.apa.org/monitor/2024/06/heat-affects-mental-health.

“Home Ambient Temperature and Self-Reported Attention in Community-Dwelling Older Adults.” Pubmed.Ncbi.Nlm.Nih.Gov, U.S. National Library of Medicine, 3 Dec. 2024, pubmed.ncbi.nlm.nih.gov/39656181/.

“Indoor Temperatures Affect Cognitive Function in Older Adults.” Neurosciencenews.Com, Neuroscience News, 14 Jan. 2025, neurosciencenews.com/temperature-aging-cognition-28353/.

Thompson, Dennis. “Is Your Home Too Warm for Seniors’ Brain Health?” Healthday.Com, HealthDay, 16 Jan. 2025, www.healthday.com/health-news/senior-health/is-your-home-too-warm-for-seniors-brain-health.

“Scientists Warn: Your Home Temperature Could Be Increasing Your Risk of Cognitive Decline.” SciTechDaily.Com, SciTechDaily, 22 Jan. 2025, scitechdaily.com/scientists-warn-your-home-temperature-could-be-increasing-your-risk-of-cognitive-decline/.

2025 ACA Enrollment Hits All-Time High:Pifer, Rebecca. “ACA Enrollment Breaks Records Again in 2025.” Healthcaredive.Com, Healthcare Dive, 21 Jan. 2025, www.healthcaredive.com/news/aca-enrollment-2025-record-high-final/737679/.

“Over 24 Million Consumers Selected Affordable Health Coverage in ACA Marketplace for 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Jan. 2025, www.cms.gov/newsroom/press-releases/over-24-million-consumers-selected-affordable-health-coverage-aca-marketplace-2025.

“State-Based Marketplaces: 2025 Open Enrollment.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/state-exchange-oe-chart-py-2025.pdf. Accessed 22 Jan. 2025.

Resources:5 Business Podcasts to Follow: https://lnk.to/asg636

8 Strategies to Prevent Rapid Disenrollments from Medicare Plans: https://lnk.to/asg641

CMS Draft Legislation for CY 2026: https://lnk.to/asgf20250117

How Relationship Marketing Can Make the Difference in Your Agency: https://lnk.to/asg642

Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Engage your clients regularly and keep them coming back for more! Rob Oxenford joins Sarah to talk best practices and how switching your focus can be a game-changer for insurance agents.Mentioned in this episode:AgentMethods Official Website: https://www.agentmethods.com/

Follow AgentMethods on Social!AgentMethods on Facebook, https://www.facebook.com/AgentMethods AgentMethods on LinkedIn, https://www.linkedin.com/company/agentmethods-llc/ AgentMethods on X, https://twitter.com/AgentMethods AgentMethods on YouTube, https://www.youtube.com/user/AgentMethods

Resources:5 Marketing Podcasts to Follow: https://lnk.to/asg638

How Client Retention Boosts Insurance Sales: https://lnk.to/evzCML

Marketing Trends for 2025: https://lnk.to/asg639

Setting SMART Goals in 2025: https://lnk.to/asgf20250103

Why Client Retention Should Be Your Top Priority: https://lnk.to/NMDqSn

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Not affiliated with or endorsed by Medicare or any government agency.

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The Friday Five for January 17, 2025:* TikTok Ban & Popular Alternatives * Part D Cost-Sharing * Successor Regulation Rules * Creditable Coverage Determination * MA and Part D Advance Notice

TikTok Ban & Rising Alternatives:“A Possible Tiktok Ban Is Just Days Away. A List of Other Apps Available.” Apnews.Com, AP News, 14 Jan. 2025, apnews.com/article/tiktok-alternative-social-media-platforms-ban-49af1bfd2a1543a09b327544c380f217.

Rosenblatt, Kalhan. “Chinese TikTok Alternative RedNote Tops App Charts Ahead of Potential TikTok Ban.” NBCNews.Com, NBCUniversal News Group, 14 Jan. 2025, www.nbcnews.com/tech/social-media/rednote-chinese-tiktok-alternative-tops-app-charts-ahead-ban-rcna187497.

Habeshian, Sareen. “Tiktok Ban Timeline: Here’s Where Things Stand.” Axios.Com, Axios, 13 Jan. 2025, www.axios.com/2025/01/13/tiktok-ban-timeline.

“TikTok Prepares for US Shutdown from Sunday, Sources Say.” Reuters.Com, Reuters, 15 Jan. 2025, www.reuters.com/technology/tiktok-preparing-us-shut-off-sunday-information-reports-2025-01-15/.

CMS Draft CY 2026 Part D Redesign Program:“CMS Releases Proposed 2026 Payment Policy Updates for Medicare Advantage and Part D Programs.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/press-releases/cms-releases-proposed-2026-payment-policy-updates-medicare-advantage-and-part-d-programs.

“Draft CY 2026 Part D Redesign Program Instructions Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/draft-cy-2026-part-d-redesign-program-instructions-fact-sheet.

“Draft CY 2026 Part D Redesign Program Instructions.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/draft-cy-2026-part-d-redesign-program-instructions.pdf. Accessed 14 Jan. 2025

“Final CY 2025 Part D Redesign Program Instructions.” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/files/document/final-cy-2025-part-d-redesign-program-instructions.pdf.

CMS 2026 Medicare Advantage and Medicare Part D Advance Notice:“2025 Medicare Advantage and Part D Advance Notice Fact Sheet.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/2025-advance-notice-fact-sheet-and-faq.pdf. Accessed 14 Jan. 2025.

“2025 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 Apr. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-advantage-and-part-d-rate-announcement.

“2026 Medicare Advantage and Part D Advance Notice Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/newsroom/fact-sheets/2026-medicare-advantage-and-part-d-advance-notice-fact-sheet.

“Advance Notice of Methodological Changes for Calendar Year (CY) 2026 for Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies.” Cms.Gov, Centers for Medicare & Medicaid Services, 10 Jan. 2025, www.cms.gov/files/document/2026-advance-notice.pdf.

Goldman, Maya. “Biden Proposes $21B Pay Increase for MA Insurers.” Axios.Com, Axios, 13 Jan. 2025, www.axios.com/2025/01/13/biden-proposes-insurer-pay-increase .

Pifer, Rebecca. “CMS Revised Medicare Advantage Star Ratings. Here’s Which Payers Benefited.” Healthcaredive.Com, Healthcare Dive, 9 July 2024, www.healthcaredive.com/news/cms-revised-medicare-advantage-star-ratings-plan-scores/720697/.

Resources:2025 ACA Enrollment Updates: https://lnk.to/asgf20250110

CMS Announces Part D Savings & 2026 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs: https://lnk.to/BkBrUZ

How to Find Balance Between Life & Work: https://ritterim.com/blog/how-to-find-balance-between-life-and-work/

Instagram Basics for Insurance Agents: https://lnk.to/asg634

The Medicare Part D Creditable Coverage Determination Changes for 2025 or Beyond: https://ritterim.com/blog/the-medicare-part-d-creditable-coverage-determination-changes-for-2025-or-beyond/

Top 5 Apps of 2024: https://lnk.to/QkLB8T

Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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Rapid disenrollments don't have to happen to you! Learn how better communication can smooth over most Medicare plan disenrollment issues.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://lnk.to/cdV0H1

7 Reasons Clients Switch Medicare Plans During AEP: https://lnk.to/ij9pUb

Do's and Don'ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/

Fact-Finder PDF Download: https://ritterim.com/documents/ritter-fact-finder.pdf

Get Your PlanEnroll Site: https://ritterim.com/planenroll/

Helping Clients Navigate Medicare’s Durable Medical Equipment Coverage: https://ritterim.com/blog/helping-clients-navigate-medicares-durable-medical-equipment-coverage/

How Much Money Can Agents Make Selling Ancillary Health Insurance? https://ritterim.com/blog/how-much-money-can-agents-make-selling-ancillary-health-insurance/

How to Follow up with Medicare Clients Compliantly: https://ritterim.com/blog/how-to-follow-up-with-medicare-clients-compliantly/

Integrity Tools for Insurance Agents: https://ritterim.com/integrity-tools/

Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/

Medicare Advantage Open Enrollment Do's and Don'ts: https://lnk.to/LFWWKK

Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them: https://ritterim.com/blog/medicare-grievances-how-insurance-agents-can-try-to-prevent-them/

Medicare Advantage Trial Rights Explained for Agents: https://lnk.to/rQY3Hp

Start Selling 5-Star Medicare Advantage Plans All Year: https://ritterim.com/blog/start-selling-5-star-medicare-advantage-plans-all-year/

What Beneficiaries Value Most in Medicare Advantage Plans: https://ritterim.com/blog/what-beneficiaries-value-most-in-medicare-advantage-plans/

What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales: https://ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/

References:“Low Incomes, Little Savings: Many Medicare Beneficiaries Have Modest Financial Resources to Draw Upon in Retirement.” KFF.Org, KFF, 5 Feb. 2024, www.kff.org/medicare/press-release/low-incomes-little-savings-many-medicare-beneficiaries-have-modest-financial-resources-to-draw-upon-in-retirement/.

“Medicare Advantage Communication Requirements.” Code of Federal Regulations, National Archives and Records Administration, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 6 Jan. 2025.

“Outbound Education and Verification Calls to All New Enrollees.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/downloads/MMGSection70-6Rev.pdf. Accessed 6 Jan. 2025.

“Part D Communication Requirements.” Code of Federal Regulations, National Archives and Records Administration, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V. Accessed 6 Jan. 2025.

Sparks, Grace, et al. “Public Opinion on Prescription Drugs and Their Prices.” KFF.Org, KFF, 4 Oct. 2024, www.kff.org/health-costs/poll-finding/public-opinion-on-prescription-drugs-and-their-prices/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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These apps can save you time and money on your next road trip. Listen to learn more!PlugShare: https://www.plugshare.com/
GasBuddy: https://www.gasbuddy.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Business Podcasts to Follow: https://lnk.to/asg636

Agent Apps | Best Video Editing Apps for Social Media: https://lnk.to/8xfGo0

Tips for Insurance Agents Working on the Road: https://ritterim.com/blog/tips-for-insurance-agents-working-on-the-road/

Why Gen Z is a Good Fit for Selling insurance: https://lnk.to/asg640

References: “Ev Charging Station Map - Find a Place to Charge.” PlugShare, https://www.plugshare.com/. Accessed 8 Jan. 2025.

“Cheapest Gas Station Finder App with Money Saving Benefits.” GasBuddy, https://www.gasbuddy.com/. Accessed 8 Jan. 2025.

“Find EV Charging Stations along Your Route - Waze Help.” Google, Google, https://support.google.com/waze/answer/13259753?hl=en. Accessed 8 Jan. 2025.

Foster, Andrew. “New Ways to Power up Your Electric Vehicle Adventures with Google Maps.” Google, Google, 17 Apr. 2024, https://blog.google/products/maps/new-ways-to-power-up-your-electric-vehicle-adventures-with-google-maps/.

“Here’s How to Redeem Your Gasback Rewards.” GasBuddy, GasBuddy, https://www.gasbuddy.com/go/how-redeem-gasback. Accessed 8 Jan. 2025.

“This Is How to Earn Gasback with Gasbuddy.” GasBuddy, GasBuddy, https://www.gasbuddy.com/go/how-earn-gasback. Accessed 8 Jan. 2025.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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January 10, 2025:* Sarah’s 2025 Goals * Highlights from CES 2025 * First HIPAA Update Since 2013 * ACA DACA Enrollment Eligibility Update * 2025 ACA Enrollment Snapshot #2

Sarah’s 2025 Goals:Cement City: https://www.cementcity.org/

Highlights from CES 2025:Carlson, Jeff. “CES 2025: We’re Obsessed With These 28 New Products So Far.” CNET.Com, CNET, 9 Jan. 2025, www.cnet.com/pictures/ces-2025-were-obsessed-with-these-28-new-products-so-far/.

Kastrenakes, Jacob. “CES 2025: All the News, Gadgets, and Surprises.” Theverge.Com, The Verge, 4 Jan. 2025, www.theverge.com/2025/1/4/24307731/ces-2025-tvs-gaming-smart-home-wearables-news.

Halliday AI Glasses: https://hallidayglobal.com/products/reservation

Ortiz, Sabrina. “Halliday Just Unveiled the AI Glasses That Meta, Google and Apple Have Been Trying to Build.” ZDNET.Com, ZDNET, 8 Jan. 2025, www.zdnet.com/article/halliday-just-unveiled-the-ai-glasses-that-meta-google-and-apple-have-been-trying-to-build/.

Mirumi: https://mirumi.ux-xu.com/

Segway Navimov X3 Series: https://navimow.segway.com/uk/product/navimow-x.html

Stolyar, Brenda. “The 31 Best Gadgets From CES 2025 You Can Buy Right Now.” Wired.Com, Conde Nast, 9 Jan. 2025, www.wired.com/story/the-gadgets-from-ces-2025-you-can-buy-right-now/.

Weatherbed, Jess. “These Smart Glasses Have a Tiny Little Screen Hidden in the Frame.” Theverge.Com, The Verge, 6 Jan. 2025, www.theverge.com/2025/1/5/24334030/halliday-smart-glasses-ai-tiny-display-frame-availability-price-ces.

First HIPAA Update Since 2013:Olsen, Emily. “HHS Proposes HIPAA Update to Boost Healthcare Cybersecurity.” Healthcaredive.Com, Healthcare Dive, 3 Jan. 2025, www.healthcaredive.com/news/hhs-hipaa-security-rule-update-cybersecurity/736451/.

Beavins, Emma. “HHS Proposes New Cybersecurity Requirements as First Major HIPAA Update in 10 Years.” Fiercehealthcare.Com, Fierce Healthcare, 7 Jan. 2025, www.fiercehealthcare.com/regulatory/hhs-proposes-cybersecurity-updates-healthcare-organizations.

“HIPAA Security Rule To Strengthen the Cybersecurity of Electronic Protected Health Information.” Federalregister.Gov, Federal Register, 6 Jan. 2025, www.federalregister.gov/documents/2025/01/06/2024-30983/hipaa-security-rule-to-strengthen-the-cybersecurity-of-electronic-protected-health-information.

ACA DACA Enrollment Eligibility Update:“DACA Eligibility Update.” Khbe.Ky.Gov, Kynect Health Coverage, khbe.ky.gov/Agents-kynectors/Documents/kynector-FAQ.pdf. Accessed 9 Jan. 2025.

“HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens.” CMS.Gov, Centers for Medicare & Medicaid Services, 3 May 2024, www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain.

“Immigration Status to Qualify for the Marketplace.” HealthCare.Gov, Centers for Medicare & Medicaid Services, www.healthcare.gov/immigrants/immigration-status/. Accessed 9 Jan. 2025.

“Kansas et al. v. United States of America et Al..” Litigationtracker.Law.Georgetown.Edu, Georgetown University, 2 Jan. 2025, litigationtracker.law.georgetown.edu/litigation/kansas-et-al-v-united-states-of-america-et-al/.

Pillair, Drishti, and Samantha Artiga. “Overview and Implications of the ACA Marketplace Expansion to DACA Recipients.” KFF.Org, KFF, 6 Jan. 2025, www.kff.org/racial-equity-and-health-policy/issue-brief/overview-and-implications-of-the-aca-marketplace-expansion-to-daca-recipients/.

“Recent Court Decisions Impacting the Marketplace.” HealthCare.Gov, Centers for Medicare & Medicaid Services, www.healthcare.gov/court-decisions/. Accessed 9 Jan. 2025.

“State-Based Marketplaces: 2025 Open Enrollment.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Oct. 2024, www.cms.gov/files/document/state-exchange-oe-chart-py-2025.pdf.

“State Health Insurance Marketplace Types, 2025.” KFF.Org, KFF, 26 Oct. 2024, www.kff.org/affordable-care-act/state-indicator/state-health-insurance-marketplace-types/.

“State of Kansas, et al. Appellees v. United States of America and Centers for Medicare & Medicaid Services Appellants.” Litigationtracker.Law.Georgetown.Edu, Georgetown University, litigationtracker.law.georgetown.edu/wp-content/uploads/2024/12/Kansas_2024.12.16_ORDER.pdf. Accessed 9 Jan. 2025.

2025 ACA Enrollment Snapshot #2:“Marketplace 2024 Open Enrollment Period Report: Final National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 24 Jan. 2024, www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-final-national-snapshot.

“Marketplace 2025 Open Enrollment Period Report: National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Jan. 2025, www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-1.

“Nearly 24 Million Consumers Have Selected Affordable Health Coverage in ACA Marketplace, With Time Left to Enroll.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Jan. 2025, www.cms.gov/newsroom/press-releases/nearly-24-million-consumers-have-selected-affordable-health-coverage-aca-marketplace-time-left.

Resources:5 Tips for Finding Supplemental Coverage for ACA Plans: https://lnk.to/xDtALf

Lessons Learned in 2024: https://lnk.to/asg637

Marketing Trends for 2025: https://lnk.to/asg639

Setting SMART Goals in 2025: https://lnk.to/asgf20250103

Why Gen Z is a Good Fit for Selling Insurance: https://lnk.to/asg640

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Generation Z is eager for meaningful careers opportunities. Learn why becoming an insurance agent is a great match for Gen Z to utilize their strengths and find success.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:3 Additional Effective Techniques for Closing Insurance Sales: https://ritterim.com/blog/3-additional-effective-techniques-for-closing-insurance-sales

How Much Can Insurance Agents Make Selling Under-65 Insurance? https://pod.fo/e/28aaf7

How Insurance Agents Can Use Stories to Sell Insurance: https://pod.fo/e/28ab07

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f

The Insurance Agent’s Guide to Establishing Successful Affinity Partnership FREE eBook Download: https://ritterim.com/insurance-affinity-partnerships/

References:“2023 United States Job Market Trends Report | Joblist.” Joblist, https://www.joblist.com/jobs-reports/2023-trends-united-states-job-market-report/. Accessed 3 Dec. 2024.

“5 Reasons to Hire Generation Z Employees.” Glu Recruit, 19 July 2023, www.glurecruit.co.uk/advice-center/employer/5-reasons-to-hire-generation-z-employees/.

“Adobe Future Workforce Study: What U.S. Employers Need to Know about Gen Z in the Workplace: Adobe Blog.” Adobe Future Workforce Study: What U.S. Employers Need to Know About Gen Z in the Workplace | Adobe Blog, Adobe, https://blog.adobe.com/en/publish/2023/09/27/adobe-future-workforce-study-what-us-employers-need-know-about-gen-z-workplace. Accessed 3 Dec. 2024.

“Benefits and Perks That Attract Gen Z Employees.” Monster.Com, 17 Apr. 2024, https://hiring.monster.com/resources/recruiting-strategies/emerging-workforce/attract-gen-z-employees/.

“Gen Z Is Working for More than a Paycheck.” Imercer, https://www.imercer.com/articleinsights/Attracting-new-graduates-and-Gen-Z-with-the-right-pay-and-perks/. Accessed 3 Dec. 2024.

“Don’t Believe the Hype about Gen Z Workers Being ...” Fast Company, https://www.fastcompany.com/90956270/gen-z-workplace-mentorship-skills-training-2023-adobe/.Accessed 3 Dec. 2024.

“Generation Influence: Reaching Gen Z in the New Digital Paradigm.” WP Engine, 29 Sept. 2024, https://wpengine.com/resources/gen-z-2020-full-report/.

“Gen Z in the Workplace: How Should Companies Adapt?” Imagine, 20 Nov. 2024, https://imagine.jhu.edu/blog/2023/04/18/gen-z-in-the-workplace-how-should-companies-adapt/. Dhar, Julia.

“Gen Z: They Want to Work Remotely and in the Office.” Forbes, Forbes Magazine, 19 Sept. 2024, www.forbes.com/sites/juliadhar/2024/09/18/gen-z-they-want-to-work-remotely-and-in-the-office/.

Khan, Alyssa. Gen Z Trends in Mentoring for Career Building, https://www.fastcompany.com/90956270/gen-z-workplace-mentorship-skills-training-2023-adobe. Accessed 3 Dec. 2024.

Gould, Robbie. “The Top Advantages of Having Gen Z in the Workplace.” Rasmussen University, 8 Aug. 2023, www.rasmussen.edu/student-experience/college-life/the-top-advantages-of-having-gen-z-in-the-workplace/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Affordable Care Act Plans offer 10 essential benefits, but your clients may want to additional coverage for dental, vision, hearing, and more. In this episode, learn 5 tips to determine if supplemental coverage is a good option for your clients.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:2025 ACA Exchange & FFM Certification Info: https://lnk.to/ZvnhS8

4 Steps to Selling Dental, Vision, and Hearing Insurance: https://ritterim.com/blog/4-steps-to-selling-dental-vision-and-hearing-insurance/

Diversify Your Insurance Portfolio & Reap Real Rewards: https://ritterim.com/blog/diversify-your-insurance-portfolio-and-reap-real-rewards/

Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/

Halfway Through ACA OEP ft. Danica Stover & Olivia Williams: https://lnk.to/asg635

Meet Your Ritter Sales Team: https://ritterim.com/meet-your-sales-team/

Questions to Ask Clients Shopping for an ACA Plan: https://lnk.to/ZmW0rd

References:Lunna Lopes, Alex Montero. “Americans’ Challenges with Health Care Costs.” KFF, 7 May 2024, https://www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/.

Published: Oct 25, 2024. “Explaining Health Care Reform: Questions about Health Insurance Subsidies.” KFF, 25 Oct. 2024, https://www.kff.org/affordable-care-act/issue-brief/explaining-health-care-reform-questions-about-health-insurance-subsidies/.

“Find out What Marketplace Health Insurance Plans Cover.” HealthCare.Gov, https://www.healthcare.gov/coverage/what-marketplace-plans-cover/. Accessed 12 Dec. 2024.

“HHS Notice of Benefit and Payment Parameters for 2025 Final Rule.” CMS.Gov, https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2025-final-rule/. Accessed 12 Dec. 2024.

“Health Plan Categories: Bronze, Silver, Gold & Platinum.” HealthCare.Gov, https://www.healthcare.gov/choose-a-plan/plans-categories/.Accessed 12 Dec. 2024.

“NHE Fact Sheet.” CMS.Gov, https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/nhe-fact-sheet/. Accessed 12 Dec. 2024.

“Out-of-Pocket Maximum/Limit - Glossary.” HealthCare.Gov, https://www.healthcare.gov/glossary/out-of-pocket-maximum-limit/. Accessed 12 Dec. 2024.

Assistant Secretary for Public Affairs (ASPA). “Pre-Existing Conditions.” HHS.Gov, 17 Mar. 2022, https://www.hhs.gov/healthcare/about-the-aca/pre-existing-conditions/index.html.

“Report: The Importance of Health Coverage: AHA.” American Hospital Association, https://www.aha.org/guidesreports/report-importance-health-coverage/. Accessed 12 Dec. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Join Sarah as she forecasts marketing trends for 2025 and how those trends apply to insurance agents like you!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Things from the CMS 2026 MA and Part D Proposed Rule: https://pod.fo/e/28c9d2

How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://pod.fo/e/27a354

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f

References:Jantsch, John. “ 5 Marketing Trends That Will Disrupt 2025 (And How to Stay Ahead).” Ducttapemarketing.Com, Duct Tape Marketing, 4 Dec. 2024, https://ducttapemarketing.com/2025-marketing-trends-how-to-stay-ahead/.

Chaffey, Dave. “10 Actionable Digital Marketing Trends for 2025.” Smartinsights.Com, Smart Insights, 11 Dec. 2024, https://www.smartinsights.com/digital-marketing-strategy/digital-marketing-trends-2025/.

Rand, Stephanie. “10 Key Marketing Trends for the US in 2025.” Askattest.Com, Attest, 30 Oct. 2024, https://www.askattest.com/blog/articles/marketing-trends.

Dionne, Jazmyn. “12 Digital Marketing Trends to Look Out For in 2025.” Hiilite.Com, Hiilite Web Design + Marketing + SEO, 27 Nov. 2024, https://hiilite.com/12-digital-marketing-trends-to-look-out-for-in-2025/.

Howarth, Josh. “13 Top Marketing Trends (2024 & 2025).” Explodingtopics.Com, Exploding Topics, 11 June 2024, https://explodingtopics.com/blog/marketing-trends.

Stahl, Stephanie. “40+ Content Marketing Trends Experts Predict Will Matter for Success in 2025.” Contentmarketinginstitute.Com, Content Marketing Institute, 4 Dec. 2024, https://contentmarketinginstitute.com/articles/trends-content-marketing/.

“2025 Marketing Trends to Watch Out For: Part 1.” Northbeam Blog, Northbeam, 17 July 2024, https://www.northbeam.io/post/2025-marketing-trends-to-watch-out-for-part-1.

Early, Morgan. “2025 Marketing Trends.” Fullcircleinsights.Com, Full Circle Insights, 6 Dec. 2024, https://fullcircleinsights.com/blog/2025-marketing-trends/.

Bevel, Christopher. “2025 Outlook: 10 Media and Marketing Trends to Watch.” Amapittsburgh.Org, American Marketing Association Pittsburgh, 19 Oct. 2024, https://amapittsburgh.org/blog/2025-outlook-10-media-and-marketing-trends-to-watch/.

Bansal, Deepak. “Digital Marketing Trends for 2025 and Beyond.” Forbes, Forbes Magazine, 13 Nov. 2024, https://www.forbes.com/councils/forbesbusinesscouncil/2024/11/13/digital-marketing-trends-for-2025-and-beyond/.

“Digital Marketing Trends for 2025: Content Strategy.” Spinutech.Com, Spinutech, 26 Nov. 2024, https://www.spinutech.com/digital-marketing/content/strategy/digital-marketing-trends-for-2025-content-strategy/.

Perry, Hanif. “Four Trends to Feed 2025 Marketing Planning.” Prophet.Com, Prophet Brand Strategy, 2 Dec. 2024, https://prophet.com/2024/08/four-trends-to-feed-2025-marketing-planning/.

Schultz, Mike. “How Many Touches Does It Take to Make a Sale?” Rainsalestraining.Com, RAIN Group Sales Training, 19 Dec. 2023, https://www.rainsalestraining.com/blog/how-many-touches-does-it-take-to-make-a-sale.

Krafft, Natalie. “Marketing in 2025: Six Key Trends That Will Drive the Future.” Oppizi.Com, Oppizi, 17 Oct. 2024, https://www.oppizi.com/blog/marketing-trends/marketing-in-2025-five-key-trends-that-will-drive-the-future/.

“Marketing Trends 2025.” Kantar.Com, Kantar, https://www.kantar.com/campaigns/marketing-trends. Accessed 12 Dec. 2024.

“Marketing Trends 2025: 13 Trends to Help You Power Through.” Mediatool.Com, Mediatool, 12 Nov. 2024, https://mediatool.com/blog/marketing-trends-2025.

Yakuel, Pini. “Marketing Trends 2025: Predictions, Tips, & Technologies to Thrive.” Optimove.Com, Optimove, 25 Nov. 2024, https://www.optimove.com/blog/marketing-trends-2025-top-predictions.

“Ready for 2025? The Marketing Trends That Could Change Everything.” Obaninternational.Com, Oban International, 29 Oct. 2024, https://obaninternational.com/blog/the-marketing-trends-set-to-rule-2025/.

Concannon, Lance. “The Biggest Marketing Trends for 2025.” Meltwater, Meltwater, 22 Nov. 2024, https://www.meltwater.com/en/blog/marketing-trends-2025.

“The Top Digital Marketing Trends You Need to Know for 2025.” Abstraktmg.Com, Abstrakt Marketing Group, 29 Oct. 2024, https://www.abstraktmg.com/digital-marketing-trends/.

Phil, Wilson. “Top 2025 Digital Marketing Trends: AI, MMM, and More.” Thinkwithgoogle.Com, Google, Dec. 2024, https://www.thinkwithgoogle.com/intl/en-emea/consumer-insights/consumer-trends/digital-marketing-trends-2025/.

Treanor, Tom. “What Is First-Party Data? How To Build a First-Party Data Strategy.” Cdp.Com, The Customer Data Platform Resource, https://cdp.com/articles/what-is-first-party-data-and-why-is-it-so-important/. Accessed 12 Dec. 2024.

Yakuel, Pini. “Zero-Party Data, Infinite Potential: Marketing Trends to Watch in 2025.” CMSWire.Com, CMSWire, 10 Dec. 2024, https://www.cmswire.com/digital-marketing/zero-party-data-infinite-potential-marketing-trends-to-watch-in-2025/.

“Zero Party Data vs First, Second & Third Party Data Explained.” Usercentrics.Com, Usercentrics, 1 Nov. 2024, https://usercentrics.com/knowledge-hub/zero-first-and-third-party-data/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Take a moment with Tina as she reflects on the past year. Hear about the lessons she’s learned and the mindset she’s taking into 2025.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Build Your Brand with Community Involvement: https://ritterim.com/blog/build-your-brand-with-community-involvement/

Creating Margin & Taking Back Control of Your Time: https://pod.fo/e/2870fb

Finding Motivation: https://pod.fo/e/28a23f

Top 5 Apps of 2024: https://pod.fo/e/28f3cb

References:“Mind-Body Connection: What Is It and How to Strengthen It.” Calm Blog, Calm Blog, 6 Mar. 2024, https://www.calm.com/blog/mind-body-connection.

“Calm Body, Calm Mind - Meditation.” Headspace, https://www.headspace.com/content/meditation/calm-body-calm-mind/8282. Accessed 18 Dec. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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No resolutions, just goals! Join Sarah as she explains how to set SMART goals for your insurance business in 2025.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Business Podcasts to Follow: https://pod.fo/e/2921db

5 Things from the CMS 2026 MA and Part D Proposed Rule: https://pod.fo/e/28c9d2

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f

References:Alexander, Lucy. “How I Write SMART Goals and Make Them a Reality.” Blog.Hubspot.Com, HubSpot Blog, 26 July 2024, blog.hubspot.com/marketing/how-to-write-a-smart-goal-template.

Dan Harris, Ph.D. “How to Make Your SMART Goals Even SMARTER.” Quantumworkplace.Com, Quantum Workplace, www.quantumworkplace.com/podcast/how-to-make-your-smart-goals-even-smarter. Accessed 9 Dec. 2024.

“How to Set Goals for 2025.” AFP, Association for Financial Professionals, 20 Nov. 2024, www.afponline.org/training-resources/resources/articles/Details/how-to-set-goals-for-2025.

Boogaard, Kat. “How to Write Smart Goals (with Examples).” Atlassian.Com, Atlassian, 12 Sept. 2024, www.atlassian.com/blog/productivity/how-to-write-smart-goals.

Bell, Simon. “SMART Goals.” Edited by Cat McLeod, Mindtools.Com, MindTools, www.mindtools.com/a4wo118/smart-goals. Accessed 9 Dec. 2024.

“The SMARTER Method To Help You Define and Manage Your Business Goals.” Solocom, Solocom, solocom.ca/en/smarter-method/. Accessed 9 Dec. 2024.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Do you want to manage your time better? Are you checking your phone when you should be focusing? Check out these apps to help you focus and take back your time! Freedom Official Site: https://freedom.to/

Toggl Track Official Site: https://toggl.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources:5 Ways to Generate ACA Leads: https://pod.fo/e/28139a
Finding Motivation: https://pod.fo/e/28a23f
The Guide to Making Money Selling Insurance FREE eBook Download: https://ritterim.com/making-money-selling-insurance/
Top 10 Holiday Toys of 2024: https://pod.fo/e/287dd6

References:Be Incredibly Focused & Productive.” Freedom, https://freedom.to/. Accessed 5 Dec. 2024.
“TOGGL Track: Time Tracking Software for Any Workflow.” Toggl Track: Time Tracking Software for Any Workflow, https://toggl.com/. Accessed 5 Dec. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Prepare your business for a fresh new year by listening to these 5 podcasts!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.5 Marketing Podcasts to Follow:Agent Survival Guide Podcast: https://ritterim.com/podcast/

Do This, Not That! https://jayschwedelson.com/podcast/

The Influencer Podcast: https://juliesolomon.net/podcast/

The Mindful Marketing Podcast: https://onlinedrea.com/podcast/

The Online Marketing Made Easy Podcast: https://www.amyporterfield.com/digital-marketing-podcast/

Resources:Best Video Editing Apps for Social Media: https://pod.fo/e/28aaf5

How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://pod.fo/e/27a354

How to Ask Your Current Clients for Referrals: https://pod.fo/e/28aae7

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f

Modern Medicare Marketing for Today’s Agents FREE eBook Download: https://ritterim.com/modern-marketing-guide/

Simplify Marketplace Enrollments with HealthSherpa: https://pod.fo/e/27a351

Social Media Marketing for Insurance Agents FREE eBook Download: https://ritterim.com/social-media-ebook/

References:“Digital Marketing & Social Media Podcast To Grow Your Business.” OnlineDrea, 5 July 2024, https://onlinedrea.com/podcast/.

“Do This, Not That! For Marketers Only!” Jay Schwedelson, 8 Dec. 2023, https://jayschwedelson.com/podcast/.

“Online Marketing Made Easy Business Podcast: Amy Porterfield.” Amy Porterfield | Online Marketing Expert, 21 Aug. 2024, https://www.amyporterfield.com/digital-marketing-podcast/.

“The Agent Survival Guide Podcast.” Ritter Insurance Marketing, https://ritterim.com/podcast/. Accessed 3 Dec. 2024.

“The Influencer Podcast.” Julie Solomon, 8 Feb. 2023, https://juliesolomon.net/podcast/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Join Sarah as she counts down the top 5 Agent Survival Guide Podcast episodes of 2024! Find out if your favorite episode made the cut… and thanks for listening this year!Number Five: [02:22]

Number Four: [21:29]

Number Three: [31:18]

Number Two: [39:18]

Number One: [01:04:19]

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Links to Individual Episodes:5 Perks of Being a Part-Time Insurance Agent: https://pod.fo/e/28ab20

Agent’s Guide to Email Communication Resources: https://pod.fo/e/28ab27

Developing a Retention Mindset ft. Blake Amos: https://pod.fo/e/28ab52

Key Changes for ACA Open Enrollment 2025 ft. Ross Baker: https://pod.fo/e/28aaeb

Using a SWOT Analysis to Review Your Insurance Business: https://pod.fo/e/28ab7f

Additional Episodes You Might Like:5 Things About Prepping for the Insurance License Exam: https://pod.fo/e/28ab2c

9 Essential Tools for Beginner Insurance Agents: https://pod.fo/e/28ab2e

How Much Can Agents Make Selling Under-65 Insurance: https://pod.fo/e/28aaf7

Simplify Marketplace Enrollments with HealthSherpa: https://pod.fo/e/27a351

Steps to Get Ready for OEP: Federal & State Exchanges: https://pod.fo/e/28aaf6

What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://pod.fo/e/28aafb

Resources for Insurance Agents:Developing an Agency — Your Guide to Getting Started: https://www.ritterim.com/agency-guide/

Email Template for Client Check-in: https://ritterim.com/documents/client-check-in-email-template.docx

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://ritterim.com/blog/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-whats-the-difference/

How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://www.ritterim.com/blog/increase-sales-and-productivity-with-the-busy-medicare-agents-sales-planner/

Modern Medicare Marketing for Today's Agents: https://www.ritterim.com/modern-marketing-guide/

Request a Portfolio Review from Ritter Insurance Marketing: https://ritterim.com/portfolio/

Ritter Agent Handbook: https://docs.ritterim.com/documents/compliance/Ritter-Agent-Handbook-2024.pdf

Ritter Insurance Marketing Official Site: https://ritterim.com/

Stay Organized with the Busy ACA Agent’s Sales Calendar: https://www.ritterim.com/blog/stay-organized-with-the-busy-aca-agents-sales-calendar/

The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/

The Ultimate Agent Resource List Pt. 1: Market Yourself: https://www.ritterim.com/blog/the-ultimate-agent-resource-list-pt.-1-market-yourself/

Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/?utm_source=asg_podcast_link

Not affiliated with or endorsed by Medicare or any government agency.

The resources in Agent's Guide to Email Communication Reesources are the opinions of staff and agents who work with Ritter Insurance Marketing. We cannot guarantee that an agent’s business will succeed if utilizing these recommendations. An agents is solely responsible for making all decisions and taking actions related to their business.

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Celebrate the upcoming Ho-Ho-Holidays with these podcast recommendations! Sarah has picks that will keep you in a jolly, festive mood as you make your preparations.Mentioned in this Episode:Nicked: Official Site | Apple | Spotify

Scrooge: A Christmas Carol Podcast: Official Site | Apple | Spotify

The Nutcracker Podcast: Official Site | Apple | Spotify

‘Tis the Grinch Holiday Podcast: Apple | Spotify | Wondery

Welcome to Tinsel Town: Apple | Spotify

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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There are apps for just about everything! In this episode, Tina reviews apps to help you on your wellness journey.Balance Official Website: https://balanceapp.com/

Daylio Official Website: https://daylio.net/

Macros Calorie Counter Official Website: https://macros.app/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@RitterIM.com or call 1-717-562-7211 and leave a voicemail. Resources:Budget-Friendly Streaming Services: https://pod.fo/e/28aaea

Eating Frogs & Slaying Dragons: https://pod.fo/e/2870fc

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f

Tips for Insurance Agents Working on the Road: https://ritterim.com/blog/tips-for-insurance-agents-working-on-the-road/

Top 10 Holiday Toys of 2024: https://pod.fo/e/287dd6

Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e

References:“Discover Macros.” Macros App - Calorie Counter, https://macros.app/. Accessed 27 Nov. 2024.

“Discover Personalized Meditation with the Balance App.” Discover Personalized Meditation with the Balance App,

https://balanceapp.com/. Accessed 27 Nov. 2024.

“Journal, Diary and Mood Tracker.” Daylio, https://daylio.net/. Accessed 27 Nov. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (FKA) Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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We searched the internet to compile a list of the top 5 business podcasts in 2024. Listen to find out what shows made the list, and let us know what you’ve been listening to this year! Contact the Agent Survival Guide Podcast! Email us ASGPodcast@RitterIM.com or call 1-717-562-7211 and leave a voicemail.

Business Podcasts to Follow:Pivot: https://podcasts.voxmedia.com/show/pivot

The $100 MBA: https://100mba.net/mba2549/

Business Breakdowns: https://joincolossus.com/series/business-breakdowns/

The Tim Ferriss Show: https://tim.blog/podcast/

Money Rehab: https://chartable.com/podcasts/money-rehab-with-nicole-lapin

Resources:Agent Apps | Best eBook & Audiobook Apps: https://pod.fo/e/27a355

Agent Apps | Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e

Top 10 Holiday Toys of 2024: https://pod.fo/e/287dd6

The Power of Listening & Laughter: https://pod.fo/e/2870fa

References:Han, Juliette. “3 Great Business Podcasts for Business Leaders and Builders.” Forbes, Forbes Magazine, 20 Feb. 2024, https://www.forbes.com/sites/juliettehan/2024/02/17/3-great-business-podcasts-for-business-leaders-and-builders/.

Schooley, Skye. “Best Business Podcasts of 2024.” Business.Com, https://www.business.com/articles/best-business-podcasts/. Accessed 26 Nov. 2024.

“Business on Apple Podcasts.” Apple Podcasts, podcasts.apple.com/us/genre/1321. Accessed 26 Nov. 2024.

“Business Podcasts 2024.” Winners Webby Awards, The Webby Awards, winners.webbyawards.com/winners/podcasts/shows/business?years=0. Accessed 26 Nov. 2024. “The 20 Best

Business Podcasts in 2024.” The Investor’s Podcast Network, 6 Aug. 2024, https://www.theinvestorspodcast.com/podcasts/20-best-business-podcasts/.

Lower Street. “The 18 Best Business Podcasts Worth Listening To.” Lower Street, lowerstreet.co/blog/best-business-podcasts. Accessed 26 Nov. 2024.

Howarth, Josh. “Top 18 Business Podcasts (2024).” Exploding Topics, Exploding Topics, 3 June 2024, explodingtopics.com/blog/business-podcasts.

“Top Free Business Podcasts.” Audible.Com, https://www.audible.com/charts/free-business-podcasts/23593497011. Accessed 26 Nov. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Join Sarah and Tina as they chat about their favorite gifts to give during this festive (and busy!) time of year. Consider this your survival guide for holiday gift-giving!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Mentioned in this episode:Alter Eco Foods: https://www.alterecofoods.com/

Penzeys Spices: https://www.penzeys.com/

Torchbearer Sauces: https://www.torchbearersauces.com/

Unreal Snacks: https://unrealsnacks.com/

Other episodes you might like:Best Mobile Group Games! https://pod.fo/e/28b5ed

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f

Top Holiday Toys of 2024: https://pod.fo/e/287dd6

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Tina searched all the top lists and poured over user reviews to bring you the top 5 apps of 2024. Listen to find out which apps made the list!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Partiful: https://partiful.com/

Temu: https://www.temu.com/temu-app.html

Slack: https://slack.com/

QuickBooks: https://quickbooks.intuit.com/

Monopoly Go: https://www.monopolygo.com/

ResourcesApps for Tracking Business Expenses: https://pod.fo/e/28ab04

Best Video Editing Apps for Social Media: https://pod.fo/e/28aaf5

Does Your Medicare Sales Approach Satisfy Different Budgets? https://pod.fo/e/27f3bc

How to Check Medicare Extra Help Eligibility for Your Client: https://pod.fo/e/282827

Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e

References:“Free Online Party Invites.” Partiful, https://partiful.com/. Accessed 21 Nov. 2024.
Bright, Sam. “Google Play’s Best Apps and Games of 2024.” Google, Google, 18 Nov. 2024, blog.google/products/google-play/google-play-best-apps-games-2024/.

“Monopoly Go!” MONOPOLY GO!, www.monopolygo.com/. Accessed 21 Nov. 2024.

“Most Popular Apps 2024: Global Stats & Rankings.” Backlinko, 21 Nov. 2024, https://backlinko.com/most-popular-apps.

“Most Popular Apps (2024).” Business of Apps, 5 Nov. 2024, https://www.businessofapps.com/data/most-popular-apps/.

Slack. “Ai Work Management & Productivity Tools.” Slack, https://slack.com/. Accessed 21 Nov. 2024.

“Temu App.” Temu, https://www.temu.com/temu-app.html. Accessed 21 Nov. 2024.

Feng, Emily. “Why Hundreds of Online Merchants Are Protesting What They Call Temu’s Arbitrary Fines.” NPR, NPR, 2 Aug. 2024, https://www.npr.org/2024/08/02/nx-s1-5058537/why-hundreds-of-online-merchants-are-protesting-what-they-call-temus-arbitrary-fines.

“QuickBooks®: Official Site: Smart Tools. Better Business.” QuickBooks®: Official Site | Smart Tools. Better Business., https://quickbooks.intuit.com/. Accessed 21 Nov. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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You made it halfway through the Affordable Care Act Open Enrollment! We’ve got market updates, sales and lead generation tips, and more with special guests Danica Stover and Olivia Williams from Ritter Insurance Marketing’s Under-65 Health Team. Get in touch with the Under-65 Health Team at u65healthsupport@ritterim.com or call 1-800-469-1847. Contact the Agent Survival Guide Podcast!Resources:ACA Basics – Knight School Training: https://ritterim.com/knight-school/solid-foundation/aca-basics/1/

Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/

ASG Content Info: Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Consumer Authorization Form: https://ritterim.com/documents/aca-consumer-authorization-form-template.pdf

Ritter Docs Site Under 65 Health: https://docs.ritterim.com/products/under-65-health/

Simplify Marketplace Enrollments with HealthSherpa: https://pod.fo/e/27a351

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download: https://ritterim.com/aca-ebook/

Under-65 Health Products: https://ritterim.com/products/under-65/

Guides to Marketing & Communications:Agent's Guide to Digital Marketing Resources: https://pod.fo/e/28ab4d

Agent's Guide to Email Communication Resources: https://pod.fo/e/28ab27

Agent's Guide to Mail Communication Resources: https://pod.fo/e/28ab0b

Agent's Guide to Partner Marketing Resources: https://pod.fo/e/28ab4b

Agent's Guide to Phone Communication Resources: https://pod.fo/e/28ab12

Agent's Guide to Social Media Communication Resources: https://pod.fo/e/28ab16

Agent's Guide to Text Communication Resources: https://pod.fo/e/28ab24

Agent's Guide to Traditional Marketing Resources: https://pod.fo/e/28ab4e

Agent's Guide to Video Communication Resources: https://pod.fo/e/28ab2b

References:“Home Page.” Health Reform Beyond the Basics, Center on Budget and Policy Priorities, 8 Nov. 2023, https://www.healthreformbeyondthebasics.org/.

“Marketplace 2025 Open Enrollment Fact Sheet.” CMS.Gov, https://www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-fact-sheet/. Accessed 6 Dec. 2024.

“Nearly 988,000 New Consumers Selected Affordable Health Coverage in ACA Marketplace so Far.” CMS.Gov, https://www.cms.gov/newsroom/press-releases/nearly-988000-new-consumers-selected-affordable-health-coverage-aca-marketplace-so-far/. Accessed 6 Dec. 2024.

“Plan Year 2025 Qualified Health Plan Choice and Premiums in HealthCare.Gov Marketplaces.” CMS, Centers for Medicare and Medicaid, https://www.cms.gov/files/document/2025-qhp-premiums-choice-report.pdf/. Accessed 6 Dec. 2024.

Lo, Justin, et al. “Ten Things to Watch for 2025 ACA Open Enrollment.” KFF, 30 Oct. 2024, https://www.kff.org/policy-watch/ten-things-to-watch-for-2025-aca-open-enrollment/.

“The Premium Tax Credit and Related Spending.” CBO, Congressional Budget Office, https://www.cbo.gov/system/files/2024-07/60523-2024-07-premium-tax-credit.pdf/. Accessed 6 Dec. 2024.

“With ACA Subsidies Set to Expire in 2025, Millions of Americans Stand to Lose Health Insurance.” CBS News, CBS Interactive, https://www.cbsnews.com/news/trump-aca-subsidies-health-insurance-affordable-care-act-congress/. Accessed 6 Dec. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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This week, join Sarah as she takes a closer look at 5 provisions from the CMS 2026 MA and Part D Proposed Rule.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Best Mobile Group Games! https://pod.fo/e/28b5ed

Instagram Basics for Insurance Agents: https://pod.fo/e/28803f

The Power of Listening & Laughter: https://pod.fo/e/2870fa

References:“Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-P).” CMS.Gov, Centers for Medicare & Medicaid Services, 26 Nov. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription.

“Medicare and Medicaid Programs: Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly.” FederalRegister.Gov, Federal Register, www.federalregister.gov/public-inspection/2024-27939/medicare-and-medicaid-programs-contract-year-2026-policy-and-technical-changes-to-the-medicare. Accessed 4 Dec. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Stay entertained with family and friends with these games for large parties!Gogogo! App Store: https://apps.apple.com/us/app/gogogo-the-party-game/id1517869671

Gogogo! Google Play: https://play.google.com/store/apps/details?id=com.Studiosaurus.Gogogothegame&hl=en_US

Jackbox Games Official Website: https://www.jackboxgames.com/games/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Best Video Editing Apps for Social Media: https://pod.fo/e/28aaf5

Budget-Friendly Streaming Services: https://pod.fo/e/28aaea

Educate Clients on OTC Benefits in Medicare Advantage Plans: https://pod.fo/e/27a352

How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://pod.fo/e/27a354

Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec

References:“Are Your Games Family Friendly? What Are They Rated? – Jackbox Games.” Support Jackbox Games, support.jackboxgames.com/hc/en-us/articles/15794785491351-Are-your-games-family-friendly-What-are-they-rated. Accessed 14 Nov. 2024.

Wiki, Contributors to Jackbox Games. “The Jackbox Party Pack (Series).” Jackbox Games Wiki, Fandom, Inc., www.jackboxgames.fandom.com/wiki/The_Jackbox_Party_Pack_(series)#The_Jackbox_Party_Pack_10. Accessed 14 Nov. 2024.

“Party! Play Silly Party Games with Friends.” Gogogo, gogogo.gg/. Accessed 14 Nov. 2024.

“Plan Your next Family Game Night with Jackbox Games.” Jackbox Games, hello.jackboxgames.com/jackbox-for-families/. Accessed 14 Nov. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Truth? Sometimes it’s tough to get motivated. Here’s how Sarah gets in the zone when she needs to focus and get stuff done.Questions? Reach out to your Ritter Sales Specialist: https://ritterim.com/meet-your-sales-team/ send us an Email: ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Creating Margin & Taking Back Control of Your Time: https://pod.fo/e/2870fb

Eating Frogs & Slaying Dragons: https://pod.fo/e/2870fc

Integrity Inspire Podcast: https://integrity.com/inspire/

Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec

The Power of Listening & Laughter: https://pod.fo/e/2870fa

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Sarah loves Instagram, but does that mean it’s a viable marketing tool for insurance agents? Listen as she evaluates the ‘gram for agent use and learn how you can do the same.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Social Media Trends for Insurance Agents in 2024: https://pod.fo/e/28ab30

Agent's Guide to Social Media Communication Resources: https://pod.fo/e/28ab16

Facebook Basics for Insurance Agents: https://pod.fo/e/28ab15

How to Create a Google Business Profile: https://pod.fo/e/28ab05

LinkedIn Basics for Insurance Agents: https://pod.fo/e/28ab08

Ritter Insurance Marketing on Instagram: https://www.instagram.com/ritter.insurance.marketing/

Sarah’s Instagram Profile: https://www.instagram.com/thesarahjrueppel/

Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/

TikTok Basics for Insurance Agents: https://pod.fo/e/28ab1c

X (Twitter) Basics for Insurance Agents: https://pod.fo/e/28ab0f

References:“About Professional Accounts on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/138925576505882/. Accessed 5 Nov. 2024.

“Convert an Instagram Personal Profile to a Business Profile .” Help.Hootsuite.Com, Hootsuite, 27 Oct. 2024, help.hootsuite.com/hc/en-us/articles/1260804251950-Convert-an-Instagram-Personal-profile-to-a-Business-profile.

“How to Set up a Business Account on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/502981923235522/. Accessed 5 Nov. 2024.

“How to Set up a Creator Account on Instagram.” Help.Instagram.Com, Instagram, help.instagram.com/2358103564437429/. Accessed 5 Nov. 2024.

Watson, Amelia. “Instagram Business vs Creator Accounts: Pros & Cons Compared.” Socialthink.Io, Social Think, 18 Aug. 2024, socialthink.io/blog/instagram-business-vs-creator-accounts/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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It’s here… our official list of the top 10 holiday toys! Sarah’s done the research, created the spreadsheets, and compiled her list of the must-have toys for 2024.Agent Survival Guide Podcast Toy List 2024:Barbie Mini Barbieland Dolls, Playsets, Vehicles: Amazon | Official Site | Target | Walmart

Bitzee Interactive Digital Pet: Amazon | Official Site | Target | Walmart

Bluey 3-in-1 Airplane: Amazon | Official Site| Target | Walmart

Hatchimals Alive Mystery Hatch: Amazon | Official Site | Target | Walmart

Kanoodle Ultimate Champion: Amazon | Official Site | Target | Walmart

Kinetic Sand Squish Motion Playset: Amazon | Official Site | Target | Walmart

Little Tikes Story Dream Machine: Amazon | Official Site | Target | Walmart

Magna Tiles: Amazon | Official Site | Target | Walmart

Makery Freezy Cakez Playset: Amazon | Official Site | Target | Walmart

Mr. Beast Lab Mutators: Amazon | Official Site | Target | Walmart

Ms. Rachel Speak & Sing Doll: Amazon | Official Site | Target | Walmart

Owala: Amazon | Official Site | Target | Walmart

Play-Doh Pizza Scooter: Amazon | Official Site | Target | Walmart

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

References:Gruber, Lauren. “15 Toys Worth Buying From Walmart’s Top Toy List 2024.” Goodhousekeeping.Com, Good Housekeeping, 19 Sept. 2024, www.goodhousekeeping.com/childrens-products/g62135228/walmart-top-toys-2024/.

Phillimore, Zoe. “18 Best Kids’ Toys for Christmas 2024 – These Gifts Have Real Wow Factor.” The-Independent.Com, The Independent, 3 Oct. 2024, https://www.the-independent.com/extras/indybest/kids/toys-activities/best-kids-toys-b2621837.html.

Handley, Sarah. “18 Top Christmas Toys 2024 - Including Lego, Tonies, Stitch and More.” Goodto.Com, Good to Know, 13 Sept. 2024, www.goodto.com/family/top-christmas-toys-boys-girls-400783.

Hillman, Marisa. “25 Hottest Christmas Toys That’ll Be Flying Off the Shelves in 2024.” Msn.Com, MSN, www.msn.com/en-us/money/other/25-hottest-christmas-toys-that-ll-be-flying-off-the-shelves-in-2024/ss-AA1oVAJ7. Accessed 29 Oct. 2024.

“25 Hottest Holiday Toys of 2024.” Farmandfleet.Com, Blain’s Farm & Fleet, 14 Oct. 2024, www.farmandfleet.com/blog/hottest-holiday-toys/.

Hillman, Marisa. “27 Gifts for Boys That Are Just as Cool as He Is.” Rd.Com, Reader’s Digest, 24 Oct. 2024, www.rd.com/list/gifts-for-boys/.

O’Connell, Rebecca. “35 Cool Gift Ideas for Kids That Santa May Want to Start Perusing now.” Buzzfeed.Com, BuzzFeed, 28 Oct. 2024, www.buzzfeed.com/bekoconnell/cool-gift-ideas-kids-trendy-2024.

Bowen, Cat. “60 Best Christmas Gifts for Kids Your Little Ones Are Dreaming About This Year.” Bestproducts.Com, Best, 16 Oct. 2024, www.bestproducts.com/parenting/kids/g97/top-christmas-gifts-for-kids/.

“Bring the Magic — Bullseye’s Top Toys List Is Back and Better Than Ever.” Corporate.Target.Com, Target, 8 Oct. 2024, corporate.target.com/news-features/article/2024/10/bullseyes-top-toys-holiday-2024.

Goertzen, Brenley. “Every Holiday Gift Guide From the Strategist.” Nymag.Com, New York Magazine, 23 Oct. 2024, nymag.com/strategist/article/best-christmas-gift-ideas.html.

“Geoffrey’s Hot Toy List.” Toysrus.Com, Toys “R” Us, www.toysrus.com/collections/hot-toy-list. Accessed 29 Oct. 2024.

“Kohl’s Top Holiday Toys of 2024.” Kohls.Com, Kohl’s, interactive.kohls.com/top-toys-holiday-2024/p/1. Accessed 29 Oct. 2024.

Lascala, Marisa. “Our Ultimate List of the Best Gifts for Kids of All Ages.” Goodhousekeeping.Com, Good Housekeeping, 25 Sept. 2024, www.goodhousekeeping.com/childrens-products/a61827377/best-gifts-for-kids/.

Rosmarin, Remi. “The 40 Best Gifts for Kids of All Ages in 2024.” Edited by Lisa Sabatini, Businessinsider.Com, Business Insider, 21 Oct. 2024, www.businessinsider.com/guides/gifts/best-gifts-for-kids.

Winder, Christine. “The 50 Best Gifts for Kids You Can Buy Online.” Realsimple.Com, Real Simple, 8 Oct. 2024, www.realsimple.com/holidays-entertaining/gifts/cool-gifts-kids.

Stessman, Emma. “The Hottest Holiday Toys of 2024, as Low as $5 — According to Walmart, Amazon and More.” TODAY.Com, TODAY, 24 Oct. 2024, www.today.com/shop/hot-holiday-toys-2024-rcna169970.

Foley, Emily. “The Hottest Holiday Toys of 2023: Barbie, Gel Blasters, Throwbacks and More.” Retailmenot.Com, Retail Me Not, 4 Oct. 2024, www.retailmenot.com/blog/hot-holiday-toys-you-should-buy-now.html.

Lascala, Marisa. “The Hottest Toys to Shop From Amazon’s ‘Toys We Love’ 2024 List.” Goodhousekeeping.Com, Good Housekeeping, 4 Oct. 2024, www.goodhousekeeping.com/childrens-products/toy-reviews/g62114364/best-amazon-holiday-toys-2024/.

Keegan, Ashley. “The Top Holiday 2024 Toy Predictions — And Where to Buy Them Now.” Blackfriday.Com, BlackFriday.com, 2 Oct. 2024, blackfriday.com/news/toy-trends-predictions.

“Toys We Love.” Amazon.Com, Amazon, www.amazon.com/gcx/Toys-we-love/gfhz/events?categoryId=toys-we-love. Accessed 29 Oct. 2024.

Zahn, James. “The Toy Insider Unwraps the Hottest Holiday Toys for 2024!” Toybook.Com, The Toy Book, 16 Sept. 2024, toybook.com/toy-insider-unwraps-the-hottest-holiday-toys-for-2024/.

“Top Christmas Toys of 2024.” Scheels.Com, Scheels, www.scheels.com/e/post/top-christmas-toys/. Accessed 29 Oct. 2024.

“Walmart Unwraps the Holiday Season with 2024 Top Toys List and New, Exclusive Barbie World Collection.” Corporate.Walmart.Com, Walmart, corporate.walmart.com/news/2024/09/09/walmart-unwraps-the-holiday-season-with-2024-top-toys-list-and-new-exclusive-barbie-world-collection. Accessed 29 Oct. 2024.

Schulz, Bailey. “What Are the Most Popular Toys of 2024? Put These on Your Christmas List Early.” Usatoday.Com, Gannett Satellite Information Network, 10 Sept. 2024, www.usatoday.com/story/money/shopping/2024/09/09/walmart-top-toys-list-2024/75101154007/.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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How do you take on the workday and keep your cool? Joining Sarah in the studio, Samantha Galeano, Ritter's Human Resources Director, talks about her strategies - active listening, laughter, and caffeine, just not quite in that order.What strategy keeps you motivated? We want to hear about it! Send a message by email to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Stay Motivated with These Episodes:Creating Margin & Taking Back Control of Your Time: https://pod.fo/e/2870fb

Eating Frogs & Slaying Dragons: https://pod.fo/e/2870fc

Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec

You're Not Alone This AEP! https://pod.fo/e/27d8f4

Not affiliated with or endorsed by Medicare or any government agency.

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Discover the time management secret that is creating margin. Sarah talks about using this technique to better manage your time, keep a sustainable schedule, and reach your goals.How do you stay motivated? What method works for you? Let us know! Send a message to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More Episodes You'll Like:Eating Frogs & Slaying Dragons: https://pod.fo/e/2870fc

Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec

The Power of Listening & Laughter: https://pod.fo/e/2870fa

You're Not Alone This AEP! https://pod.fo/e/27d8f4

References:“Time Blocking.” Todoist.Com, Todoist, todoist.com/productivity-methods/time-blocking. Accessed 22 Nov. 2024.

Not affiliated with or endorsed by Medicare or any government agency.

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Get ready to put procrastination in its place! Sarah talks about eating frogs and slaying dragons, helping motivate you to organize your to-do list and Get. Stuff. Done.How do you stay motivated? Are you an eat-the-frog type, or does another method work for you? Let us know! Send a message to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Want more motivation? Try these episodes:Creating Margin & Taking Back Control of Your Time: https://pod.fo/e/2870fb

Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec

The Power of Listening & Laughter: https://pod.fo/e/2870fa

You're Not Alone This AEP! https://pod.fo/e/27d8f4

References:“Eat the Frog.” Todoist.Com, Todoist, todoist.com/productivity-methods/eat-the-frog. Accessed 22 Nov. 2024.

Laoyan, Sarah. “Why You Should Eat the Frog First.” Asana, Asana, 24 Feb. 2024, asana.com/resources/eat-the-frog.

Not affiliated with or endorsed by Medicare or any government agency.

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Expand your sales success with these strategies for selling in the ACA market!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Ways to Generate ACA Leads: https://pod.fo/e/28139a

ACA 101: Selling Under-65 Health Insurance: https://pod.fo/e/27a368

Agent Registration: https://app.ritterim.com/public/registration/

Building Client Loyalty: More than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

Keys to Client Retention: Digital Communication: https://agentsurvivalguide.podbean.com/e/keys-to-client-retention-digital-communication-2024/

How Insurance Agents Can Learn About Their Social Media Audience: https://ritterim.com/blog/how-insurance-agents-can-learn-about-their-social-media-audience/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

The Complete Guide to Selling Affordable Care Insurance Plans: https://ritterim.com/aca-ebook/

The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/

References:“All Topics.” HealthCare.Gov, www.healthcare.gov/topics/. Accessed 7 Nov. 2024.

“Decision Fatigue: What It Is and How to Avoid It.” Washington State University Carson College of Business, https://onlinemba.wsu.edu/blog/decision-fatigue. Accessed 7 Nov. 2024.

“Fast, Easy ACA Enrollment.” HealthSherpa, www.healthsherpa.com/agents/features/. Accessed 7 Nov. 2024.

“Internet, Broadband Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/internet-broadband/?tabItem=9a15d0d3-3bff-4e9e-a329-6e328bc7bcce.

“In-Person Assistance in the Health Insurance Marketplaces.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/in-person-assisters/programs-procedures/in-person-assistance. Accessed 7 Nov. 2024.

“One Platform to Connect.” Zoom, www.zoom.com/. Accessed 7 Nov. 2024.

Petrosyan, Ani, and Feb 29. “Internet Usage by Age in U.S. 2023.” Statista, 29 Feb. 2024, www.statista.com/statistics/266587/percentage-of-internet-users-by-age-groups-in-the-us/.

“Log into Facebook.” Facebook, www.facebook.com/. Accessed 7 Nov. 2024.

“Log in or Sign Up.” LinkedIn, www.linkedin.com/. Accessed 7 Nov. 2024.

“Video Conferencing, Meetings, Calling: Microsoft Teams.” Video Conferencing, Meetings, Calling | Microsoft Teams, Microsoft, www.microsoft.com/en-us/microsoft-teams/group-chat-software. Accessed 7 Nov. 2024.

“X.Com.” X (Formerly Twitter), www.x.com/?lang=en. Accessed 7 Nov. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for November 22, 2024:* Bluesky Lists & Starter Packs * Missing Apple Notes Solution * KFF Updated FAQs on Medicare Drug Price Negotiation * New Section 1115 Demonstrations for Medicaid & CHIP * KFF 2025 Medicare Advantage Spotlight

Bluesky Lists & Starter Packs:“Bluesky Start Packs - Bluesky Directory.” Blueskydirectory.Com, Bluesky Directory, blueskydirectory.com/starter-packs/all. Accessed 20 Nov. 2024.

Cooper, Gael. “Bluesky Explained: Why This Social Media Network Has 20 Million Users and Is Growing.” CNET.Com, CNET, 19 Nov. 2024, https://www.cnet.com/tech/bluesky-explained-why-this-social-media-network-is-now-growing-by-1-million-users-daily/.

Isaac, Mike. “How Bluesky, Alternative to X and Facebook, Is Handling Explosive Growth.” Nytimes.Com, The New York Times, 17 Nov. 2024, https://www.nytimes.com/2024/11/17/technology/bluesky-growing-pains.html.

Cunningham, Joel. “This Is the Best Way to Find People to Follow on Bluesky.” Lifehacker.Com, Lifehacker, 19 Nov. 2024, lifehacker.com/tech/best-way-to-find-people-to-follow-on-bluesky.

Cappelli, Amanda. “What Is Bluesky, the Online Platform Welcoming Users Leaving Elon Musk’s X?” CBS News, CBS Interactive, 17 Nov. 2024, https://www.cbsnews.com/news/what-is-bluesky-why-are-people-leaving-x-platform/.

Missing Apple Notes Solution:Christoffel, Ryan. “Apple Confirms Fix for Disappearing Notes after iCloud Terms Issue.” 9to5Mac.Com, 9to5Mac, 18 Nov. 2024, 9to5mac.com/2024/11/18/apple-confirms-fix-for-disappearing-notes-after-icloud-terms-issue/.

Phelan, David. “Apple Confirms iPhone Missing Notes Bug And Shows How To Fix It.” Forbes, Forbes Magazine, 18 Nov. 2024, www.forbes.com/sites/davidphelan/2024/11/17/apple-confirms-iphone-missing-notes-bug-and-shows-how-to-fix-it-iphone-16-pro-max-icloud-data/.

Smith, Chris. “This Is Apple’s Official Fix for the Bug That Makes Notes Disappear in iOS 18.” BGR.Com, BGR, 19 Nov. 2024, bgr.com/tech/apple-official-fix-for-the-ios-18-disappearing-notes-bug/.

KFF Updated FAQs on Medicare Drug Price Negotiation:Cubanski, Juliette. “FAQs about the Inflation Reduction Act’s Medicare Drug Price Negotiation Program.” KFF.Org, KFF, 19 Nov. 2024, www.kff.org/medicare/issue-brief/faqs-about-the-inflation-reduction-acts-medicare-drug-price-negotiation-program/.

New Section 1115 Demonstrations for Medicaid & CHIP:“About Section 1115 Demonstrations.” Medicaid.Gov, Medicaid, www.medicaid.gov/medicaid/section-1115-demonstrations/about-section-1115-demonstrations/index.html. Accessed 20 Nov. 2024.

“Biden-Harris Administration Announces Approvals in Five States That Will Keep Eligible Children and Adults Enrolled in Medicaid and CHIP.” CMS.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-announces-approvals-five-states-will-keep-eligible-children-and-adults .

“Colorado Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/co-continuum-dmnstrtn-aprvl-11142024.pdf.

“Hawaii Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/hi-quest-integr-dmnstrtn-aprvl-11142024.pdf.

“Minnesota Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/mn-pmap-dmnstrtn-aprvl-11142024.pdf.

“New York Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/ny-medicaid-rdsgn-team-dmnstrtn-appvl-11142024.pdf.

“Pennsylvania Section 1115 Demonstration Amendment.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 14 Nov. 2024, www.medicaid.gov/medicaid/section-1115-demonstrations/downloads/pa-former-foster-care-youth-diff-state-sud-dmnstrtn-appvl-11142024.pdf.

KFF 2025 Medicare Advantage Spotlight:Freed, Meredith, Jeannie Fuglesten Biniek, et al. “Medicare Advantage 2025 Spotlight: A First Look at Plan Offerings.” KFF.Org, KFF, 15 Nov. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-2025-spotlight-a-first-look-at-plan-offerings/.

Freed, Meredith, Jeannie Fuglesten Biniek, et al. “Medicare Advantage 2025 Spotlight: A First Look at Plan Premiums and Benefits.” KFF.Org, KFF, 15 Nov. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-2025-spotlight-a-first-look-at-plan-premiums-and-benefits/.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Ways to Generate ACA Leads: https://pod.fo/e/28139a

7 Reasons Clients Switch Medicare Plans During AEP: https://pod.fo/e/284479

Halfway Through AEP 2025: https://pod.fo/e/2830c1

Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e

VA Benefits, Tricare for Life, and Medicare for Veteran Clients: https://pod.fo/e/281399

You're Not Alone This AEP!: https://pod.fo/e/27d8f4

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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We asked our HQ staff what their top apps are, listen to this episode to learn their answers! Did your favorite app make the list?Facebook: https://www.facebook.com/
Google Calendar: https://workspace.google.com/intl/en-US/products/calendar/
EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar?snid=free-tools.budgeting.everydollar-budget-app
Giant Food Stores App Store: https://apps.apple.com/us/app/giant-food-stores/id491014869
Giant Food Stores Google Play: https://play.google.com/store/apps/details?id=com.giantfoods.mobile.droid&hl=en
Meta Business Suite: https://www.facebook.com/business/tools/meta-business-suite
Canva: https://www.canva.com/
Adobe Express: https://www.adobe.com/express/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://pod.fo/e/28aafc

Best Free Writing & Grammar Apps: https://pod.fo/e/28ab3d

Best Video Editing Apps for Social Media: https://pod.fo/e/28aaf5

How to Create a Google Business Profile: https://pod.fo/e/28ab05

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://pod.fo/e/28aaf1

Modern Medicare Marketing for Today’s Agents FREE eBook Download: https://ritterim.com/modern-marketing-guide/

Social Media Marketing for Insurance Agents FREE eBook Download: https://ritterim.com/social-media-ebook/

References:“Everydollar: Make a Budget and Track Expenses.” Ramsey Solutions, www.ramseysolutions.com/ramseyplus/everydollar?snid=free-tools.budgeting.everydollar-budget-app.

Dixon, Stacy Jo. “Facebook Monthly Active Users Worldwide 2023.” Statista.Com, Statista, 21 May 2024, www.statista.com/statistics/264810/number-of-monthly-active-facebook-users-worldwide/.

“Free Design Tool: Presentations, Video, Social Media | CANVA.” Canva, www.canva.com/. Accessed 30 Oct. 2024.

“Free Design, Photo, and Video Tool - Design Made Easy | Adobe Express.” Adobe, www.adobe.com/express/. Accessed 30 Oct. 2024.

“Giant - Apps on Google Play.” Google Play, Google, https://www.play.google.com/store/apps/details?id=com.giantfoods.mobile.droid&hl=en. Accessed 30 Oct. 2024.

“Giant Choice Rewards.” Giant, https://www.giantfoodstores.com/rewards/. Accessed 30 Oct. 2024. LLC, Giant Food Stores.

“Giant Food Stores.” App Store, 4 Jan. 2012, https://www.apps.apple.com/us/app/giant-food-stores/id491014869.

“Log into Facebook.” Facebook, www.facebook.com/. Accessed 30 Oct. 2024.

“The 20 Most Popular Social Media Platforms in 2024.” Backlinko, 26 July 2024, www.backlinko.com/social-media-platforms.

“Meta Business Suite.” Facebook, www.facebook.com/business/tools/meta-business-suite. Accessed 30 Oct. 2024.

Dixon, Stacy Jo. “Meta Global Community Monthly Active Users 2023.” Statista.Com, Statista, 26 Apr. 2024, www.statista.com/statistics/947869/facebook-product-mau/.

“Pricing: Compare Free & Premium Plans | Adobe Express.” Adobe, www.adobe.com/express/pricing. Accessed 30 Oct. 2024.

“Shareable Online Calendar and Scheduling.” Google Calendar, Google, www.workspace.google.com/intl/en-US/products/calendar/. Accessed 30 Oct. 2024. Accessed 30 Oct. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Change happens, and this year, there’s been a lot of it. Learn more about why beneficiaries switch plans so you can be the agent to help them.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/

2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/

Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://pod.fo/e/28aae8

Does Your Medicare Sales Approach Satisfy Different Budgets: https://pod.fo/e/27f3bc

How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

The 2025 COLA Increase & How It Affects Your Clients: https://pod.fo/e/28aae6

The Benefits of Selling D-SNPs: https://ritterim.com/blog/the-benefits-of-selling-d-snps/

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://pod.fo/e/27a36a

References:Emerson, Jakob. “28 Health Systems Dropping Medicare Advantage Plans: 2024.” Beckershospitalreview.Com, Becker’s Hospital Review, 14 Oct. 2024, www.beckershospitalreview.com/finance/15-health-systems-dropping-medicare-advantage-plans-2024.html.

“2024 Medicare Advantage and Part D Star Ratings.” CMS.Gov, Centers for Medicare & Medicaid Services, 13 Oct. 2023, www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-star-ratings.

Coleman, Kathryn A., and Lindsay P. Barnette. “Dual Eligible Special Needs Plan ‘Look-Alike’ Transitions for Contract Year 2025.” Hhs.Gov, Department of Health & Human Services, 5 Apr. 2024, www.hhs.gov/guidance/sites/default/files/hhs-guidance-documents/CY25_DSNP_LookAlike_Transition_Memo040524_G.pdf.

Pifer, Rebecca. “Humana and CVS Are Downsizing Their Medicare Advantage Plans for 2025. Which Insurers Could Benefit?” Healthcaredive.Com, Healthcare Dive, 10 June 2024, www.healthcaredive.com/news/humana-cvs-medicare-advantage-benefit-plan-cuts-2025-unitedhealth/716764/.

Freed, Meredith, Anthony Damico, et al. “Medicare Advantage 2024 Spotlight: First Look.” KFF, KFF, 15 Nov. 2023, www.kff.org/medicare/issue-brief/medicare-advantage-2024-spotlight-first-look/.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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CMS requires marketing, sales, and enrollment calls between agents and clients to be recorded. If you have questions about these call requirements, this is the episode for you!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Cybersecurity Best Practices for Insurance Agents: https://link.chtbl.com/ASG515

Contact Integrity Support: support@clients.integrity.com

FAQs About Third-Party Marketing Organizations (TPMOs) Disclaimers: https://link.chtbl.com/ASG6225

Helping Medicare Clients Who Have Powers of Attorney or Conservatorships: https://link.chtbl.com/ASG505

Learn more about MedicareCENTER: https://integrity.com/MedicareCENTER/

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://link.chtbl.com/ASG622

Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them: https://ritterim.com/blog/medicare-grievances-how-insurance-agents-can-try-to-prevent-them/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Register with Ritter: https://app.ritterim.com/public/registration/

Ritter Blog Compliance Section: https://ritterim.com/blog/compliance/

Rules for Hosting a Compliant Medicare Educational Event: https://ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/

Rules for Hosting a Compliant Medicare Sales Event: https://ritterim.com/blog/rules-for-hosting-a-compliant-medicare-sales-event/

Terms of Service for Integrity: https://integrity.com/terms-of-service/

The Ritter Compliance Program: https://docs.ritterim.com/compliance/compliance-at-ritter/

What to Know About SOAs in Medicare Health and Prescription Drug Sales: https://ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/

Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

References:“Agent Broker Marketing Frequently Asked Questions.” CMS, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/agent-broker-marketing-faqs-10-19-2022.pdf. Accessed 4 Oct. 2024.

“Employer Group Waiver Plans (EQWPs).” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/coverage/prescription-drug-coverage-contracting/employer-group-waiver-plans-egwps. Accessed 4 Oct. 2024.

“Security Overview.” Twilio, Twilio, www.twilio.com/en-us/legal/security-overview. Accessed 4 Oct. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for November 15, 2024:* FOMC November 2024 Meeting * Bluesky, Threads, X App Downloads vs. Site Traffic * 2025 Medicare Part A/B Premiums & Deductibles * NordPass Top Passwords of 2024 List * Halfway Through AEP 2025

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.FOMC November 2024 Meeting:“Consumer Price Index - October 2024.” Bls.Gov, Bureau of Labor & Statistics, 13 Nov. 2024, www.bls.gov/news.release/pdf/cpi.pdf.

“Consumer Price Index Summary - October 2024.” Bls.Gov, U.S. Bureau of Labor Statistics, 10 Oct. 2024, www.bls.gov/news.release/cpi.nr0.htm.

“Meeting Calendars and Information.” Federalreserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 13 Nov. 2024.

“Personal Income and Outlays, September 2024.” Bea.Gov, Bureau of Economic Analysis, 31 Oct. 2024, www.bea.gov/news/2024/personal-income-and-outlays-september-2024.

“Transcript of Chair Powell’s Press Conference November 7, 2024.” Federalreserve.Gov, The Federal Reserve, www.federalreserve.gov/mediacenter/files/FOMCpresconf20241107.pdf. Accessed 13 Nov. 2024.

Bluesky, Threads, X App Downloads vs. Site Traffic:“Adam Mosseri (@mosseri) on Threads.” Threads, Meta, 3 Nov. 2024, www.threads.net/@mosseri/post/DB6zNlQSsJN?xmt=AQGzC2OVsSCAHSwTsMzAMlVJzFvTppOz8Np1TG7sEIM3bA.

“Bluesky Announces Series A to Grow Network of 13M+ Users.” Bsky.Social, Bluesky, 24 Oct. 2024, bsky.social/about/blog/10-24-2024-series-a.

“Social Media Fact Sheet.” Pewresearch.Org, Pew Research Center, 13 Nov. 2024, www.pewresearch.org/internet/fact-sheet/social-media/.

“Top Websites in United States - October 2024 Most Visited & Popular Rankings.” Semrush.Com, Semrush, www.semrush.com/website/top/united-states/all/. Accessed 14 Nov. 2024.

Kirshner, Alex. “Sick of X and Elon Musk? This App Might Be for You.” Slate.Com, Slate, 12 Nov. 2024, slate.com/technology/2024/11/bluesky-app-twitter-exodus-x-elon-musk.html.

Holtermann, Callie. “With Surge in New Users, Bluesky Emerges as X Alternative.” Nytimes.Com, The New York Times, 14 Nov. 2024, www.nytimes.com/2024/11/12/style/bluesky-users-election.html.

“Top Apps & Games for Iphone on the IOS App Store in the United States.” Appfigures.Com, Appfigures, appfigures.com/top-apps/ios-app-store/united-states/iphone/top-overall. Accessed 14 Nov. 2024.

“Top Apps for Android on Google Play in the United States.” Appfigures.Com, Appfigures, appfigures.com/top-apps/google-play/united-states/top-apps. Accessed 14 Nov. 2024.

Tenbarge, Kat, and Kevin Collier. “X Sees Largest User Exodus since Musk Takeover.” NBCNews.Com, NBC Universal News Group, 13 Nov. 2024, www.nbcnews.com/tech/tech-news/x-sees-largest-user-exodus-musk-takeover-rcna179793.

2025 Medicare Part A/B Premiums & Deductibles:“2025 Medicare Parts A & B Premiums and Deductibles.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Nov. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles.

2025 Medicare Part A and Part B Premiums and Deductibles: Episode | Post

NordPass Top Passwords of 2024 List:Novak, Matt. “Americans Are Using the Dumbest Possible Passwords (2024 Edition).” Gizmodo.Com, Gizmodo, 14 Nov. 2024, gizmodo.com/americans-are-using-the-dumbest-possible-passwords-2024-edition-2000524147.

Kan, Michael. “Here Are 2024’s Most Used (and Worst) Passwords: Is Yours on the List?” Pcmag.Com, PCMAG, 14 Nov. 2024, https://www.pcmag.com/news/most-common-worst-passwords-2024-nordpass-is-yours-on-the-list .

Hill, Allan Rose. “Here Is the Latest List of Passwords You Should Never Use.” Boingboing.Net, Boing Boing, 13 Nov. 2024, boingboing.net/2024/11/13/here-is-the-latest-list-of-passwords-you-should-never-use.html.

Wong, Abel. “The Most Used Passwords of 2024 Are out - and It’s 123456 Again.” Technave.Com, TechNave, 14 Nov. 2024, technave.com/gadget/The-most-used-passwords-of-2024-are-out-and-it-s-123456-again-40655.html.

Roth, Emma. “These Are the Passwords You Definitely Shouldn’t Be Using.” Theverge.Com, The Verge, 13 Nov. 2024, www.theverge.com/2024/11/13/24295543/most-common-passwords-list-2024.

“Top 200 Most Common Passwords.” NordPass.Com, NordPass, nordpass.com/most-common-passwords-list/. Accessed 14 Nov. 2024.

Resources:5 Ways to Generate ACA Leads: https://link.chtbl.com/ASG6287

2025 Medicare Part A and B Premiums and Deductibles: https://link.chtbl.com/ASGN20241113

Apps to Stay Productive This AEP! https://link.chtbl.com/ASGA20241106

Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies: https://link.chtbl.com/ASG630

How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://link.chtbl.com/ASG6255

How to Check Medicare Extra Help Eligibility for Your Client: https://link.chtbl.com/ASG630R5

How to Survive AEP: Wellness Tips for Insurance Agents: https://link.chtbl.com/ASG553

KFF 2025 ACA Open Enrollment Report & Tools: https://link.chtbl.com/ASGF20241108

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710

You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Get the details on Medicare Extra Help (Low Income Subsidy) in this ASG Podcast explainer. Find out how agents can look up this info for clients, the income limits, and more! Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:7 Powerful Practices for Selling Prescription Drug Plans: https://ritterim.com/blog/7-powerful-practices-for-selling-prescription-drug-plans/

Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012

How to Help Clients Avoid Medicare Late Enrollment Penalties: https://ritterim.com/blog/how-to-help-clients-avoid-medicare-late-enrollment-penalties/

How to Save Your Clients Money on Prescription Drugs: https://ritterim.com/blog/how-to-save-your-clients-money-on-prescription-drugs/

The Beginner's Guide to D-SNPs: https://ritterim.com/blog/the-beginners-guide-to-dsnps/

The Part D SEP Triggers That Can Help You Post-AEP: https://ritterim.com/blog/the-part-d-sep-triggers-that-can-help-you-post-aep/

What Agents Can't Say During Medicare Sales Appointments: https://ritterim.com/blog/what-agents-cant-say-during-medicare-sales-appointments/

What Agents Forget to Do When Preparing for Appointments: https://link.chtbl.com/ASG6245

References: “Apply for Medicare Part D Extra Help Program.” SSA.Gov, Social Security Administration, www.ssa.gov/medicare/part-d-extra-help. Accessed 25 Oct. 2024.

“Extra Help with Medicare Prescription Drug Plan Costs, Social Security.” SSA.Gov, Social Security Administration, secure.ssa.gov/i1020/Ee001View.action. Accessed 25 Oct. 2024.

“Guide to Consumer Mailings from CMS, Social Security, and Plans in 2024/2025.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/prescription-drug-coverage/limitedincomeandresources/downloads/consumer-mailings.pdf. Accessed 25 Oct. 2024.

“Low Income Subsidy for Medicare Prescription Drug Coverage.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/enrollment-renewal/part-d-plans/low-income-subsidy. Accessed 25 Oct. 2024.

“Medicare Savings Programs Eligibility and Coverage.” NCOA.Org, National Council on Aging, 27 Feb. 2024, www.ncoa.org/article/medicare-savings-programs-eligibility-coverage/.

“News and General Resources.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/inflation-reduction-act-and-medicare/resources-0. Accessed 25 Oct. 2024.

“State Health Insurance Assistance Program (SHIP).” Shiphelp.Org, State Health Insurance Assistance Program, www.shiphelp.org/. Accessed 25 Oct. 2024.

“Supplemental Security Income (SSI).” SSA.Gov, Social Security Administration, www.ssa.gov/ssi. Accessed 25 Oct. 2024.

“Understanding the Extra Help with Your Medicare Prescription Drug Plan.” SSA.Gov, Social Security Administration, 1 Feb. 2024, www.ssa.gov/pubs/EN-05-10508.pdf.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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We’re at the midway mark for AEP! It’s time to stop, listen to this episode, and assess if your sales strategy could use some improvements.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925

7 Powerful Practices for Selling Prescription Drug Plans: https://ritterim.com/blog/7-powerful-practices-for-selling-prescription-drug-plans/

Ask Integrity: https://www.askintegrity.com/

Events with Ritter Insurance Marketing: https://ritterim.com/events/

Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607

FAQs About Third-Party Marketing Organizations (TPMOS) Disclaimers: https://link.chtbl.com/ASG6225

Free eBook & Guides: https://ritterim.com/guides/

Get Your Medicare Advantages Sales Contracts Here – Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/

Get Your Portfolio Reviewed: https://ritterim.com/portfolio/

Get Your PlanEnroll Site: https://ritterim.com/planenroll/

How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://link.chtbl.com/ASG6255

How Client Retention Boosts Insurance Sales: https://link.chtbl.com/ASG580

How to Survive AEP: Wellness Tips for Insurance Agents: https://link.chtbl.com/ASG553

Insurance Agents as TPMOS: What CMS Compliance Regulations Mean for You: https://link.chtbl.com/ASG622

Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG578

Knight School Online Training: https://ritterim.com/knight-school/

Learn About Integrity’s Tools: https://ritterim.com/integrity-tools/

Learn more about PlanEnroll: https://ritterim.com/planenroll/

MedicareCENTER: https://integrity.com/medicarecenter/

Meet Your Ritter Sales Team: https://ritterim.com/meet-your-sales-team/

PlanEnroll Lead Program Training Registration: https://trainings.planenroll.com/

Should You Hire an Assistant for Your Insurance Business: https://ritterim.com/blog/should-you-hire-an-assistant-for-your-insurance-business/

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710

Surviving AEP Resource List: https://ritterim.com/aep/

The Beginner’s Guide to D-SNPs: https://ritterim.com/blog/the-beginners-guide-to-dsnps/

The Hidden Value of Selling Medicare Supplements During AEP: https://ritterim.com/blog/the-hidden-value-of-selling-medicare-supplements-during-aep/

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

When Do Med Supp Plans K, L, M, & N Make Sense: https://ritterim.com/blog/when-do-med-supp-plans-k-l-m-and-n-make-sense/

X (fka Twitter) Basics for Insurance Agents: https://link.chtbl.com/ASG609

What Agents Forget to Do When Preparing for Appointments: https://link.chtbl.com/ASG6245

You’re Not Alone This AEP! https://link.chtbl.com/ASGM20241104

References:Diamond, Dan. “10,000 People Are Now Enrolling in Medicare - Every Day.” Forbes, Forbes Magazine, 11 June 2024, www.forbes.com/sites/dandiamond/2015/07/13/aging-in-america-10000-people-enroll-in-medicare-every-day/#1ebb581f3657.

“Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency; Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency.” Federal Register, www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 31 Oct. 2024.

Fichtner, Jason J. “The Peak 65® Zone Is Here Creating a New Framework for America’s Retirement Security.” Protected Income, Protected Lifetime Income Alliance for Lifetime Income, www.protectedincome.org/wp-content/uploads/2024/01/Whitepaper_Fichtner.pdf. Accessed 31 Oct. 2024.

Neil Kokemuller. “Why Do People Buy Brand Names?” Small Business - Chron.Com, Chron.com, 29 Jan. 2019, www.smallbusiness.chron.com/people-buy-brand-names-69654.html.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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BREAKING: 2025 Medicare Part A and B premium and deductible numbers are out! Get the details on the cost of Medicare for your clients in coverage year 2025.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004

Apps to Stay Productive This AEP! https://link.chtbl.com/ASGA20241106

Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012

Does Your Medicare Sales Approach Satisfy Different Budgets? https://link.chtbl.com/ASG628R3

How to Stay Compliant During All Medicare Sales: https://link.chtbl.com/ASG628

REWIND: Unretiring and What it Means for Your Medicare Clients ft. Dan Ford: https://link.chtbl.com/ASG628R5

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024

The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104

References:“2025 Medicare Parts A & B Premiums and Deductibles.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Nov. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-parts-b-premiums-and-deductibles.

“CMS Fast Facts.” CMS.Gov, Centers for Medicare & Medicaid Services, data.cms.gov/fact-sheet/cms-fast-facts. Accessed 11 Nov. 2024.

“Social Security Changes - Cola Fact Sheet.” Ssa.Gov, Social Security Administration, www.ssa.gov/news/press/factsheets/colafacts2025.pdf. Accessed 11 Nov. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Discover how you can help veteran clients utilize VA Benefits, Tricare, and Medicare. Press play to learn more about how these benefits work together!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Affinity Partnerships for Insurance Agents: https://link.chtbl.com/ASG617

How to Ask Your Current Clients for Referrals: https://link.chtbl.com/ASG623

The Complete Guide to Client Loyalty and Retention FREE eBook: https://ritterim.com/client-retention-guide/

The Complete Guide on How to Sell Prescription Drug Plans FREE eBook: https://ritterim.com/pdp-ebook/

The Definite Guide to Getting Leads and Prospecting for Medicare Sales FREE eBook: https://ritterim.com/lead-generation-guide/

Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581

References:“3 Ways to Avoid the Part D Late Enrollment Penalty.” Medicare.Gov, www.medicare.gov/drug-coverage-part-d/costs-for-medicare-drug-coverage/part-d-late-enrollment-penalty/3-ways-to-avoid-the-part-d-late-enrollment-penalty. Accessed 25 Oct. 2024.

“About VA health benefits.” U.S. Department of Veterans Affairs, www.va.gov/health-care/about-va-health-benefits/. Accessed 25 Oct. 2024.

“Current VA Health Care Copay Rates.” U.S. Department of Veterans Affairs, www.va.gov/health-care/copay-rates/. Accessed 25 Oct. 2024.

“Getting Urgent Care at VA or In-Network Community Providers.” U.S. Department of Veterans Affairs, www.va.gov/resources/getting-urgent-care-at-va-or-in-network-community-providers/. Accessed 25 Oct. 2024.

“Pharmacy Benefits Management Services.” U.S. Department of Veterans Affairs, 23 Oct. 2013, www.pbm.va.gov/nationalformulary.asp.

Schaeffer, Katherine. “The Changing Face of America’s Veteran Population.” Pew Research Center, 8 Nov. 2023, www.pewresearch.org/short-reads/2023/11/08/the-changing-face-of-americas-veteran-population/.

“Tricare for Life.” TRICARE, www.tricare.mil/Plans/HealthPlans/TFL. Accessed 25 Oct. 2024.

“Understanding Medicare, Veteran Benefits, and Tricare for Life.” Policy Engineer, 15 Aug. 2024, www.policyengineer.com/understanding-medicare-veteran-benefits-and-tricare-for-life/.

“VA Health Care and Other Insurance.” U.S. Department of Veterans Affairs, www.va.gov/health-care/about-va-health-benefits/va-health-care-and-other-insurance/. Accessed 25 Oct. 2024.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Utilize these resources to generate Affordable Care Act leads in your community! At Ritter Insurance Marketing, we’re here to help you expand your insurance business.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd: https://ritterim.com/blog/5-insurance-marketing-tips-to-help-agents-stand-out-from-the-crowd/

ACA 101: Selling Under-65 Health Insurance: https://link.chtbl.com/ASG6248

Carriers & Products with Ritter Insurance Marketing: https://ritterim.com/products/by-carrier/

Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533

Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552

Effective Marketing Strategies for Agents: https://link.chtbl.com/ASG523

Marketing & Incentives with Ritter Insurance Marketing: https://ritterim.com/marketing-incentives/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Register with Ritter: https://app.ritterim.com/public/registration/

Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/

The Complete Guide to Client Loyalty and Retention FREE eBook: https://ritterim.com/client-retention-guide/

Why Client Retention Should be Your Top Priority: https://link.chtbl.com/ASG581

Why Being a Likeable Agent Is Good for Your Business: https://ritterim.com/blog/why-being-a-likable-agent-is-good-for-your-business/

References:“Children’s Health Insurance Program (CHIP).” Medicaid, www.medicaid.gov/chip/index.html. Accessed 22 Oct. 2024.

“CMS.Gov Enterprise Portal.” CMS Enterprise Portal, https://portal.cms.gov/portal/. Accessed 22 Oct. 2024.

“FAQs for Marketplace Agents and Brokers.” Centers for Medicare & Medicaid Services, www.agentbrokerfaq.cms.gov/s/article/Where-can-I-update-my-public-facing-agent-broker-profile-information-so-that-consumers-can-find-me-and-request-assistance. Accessed 22 Oct. 2024.

“FFM Agent Broker Registration and Termination Status Page.” Data.Healthcare.Gov, www.data.healthcare.gov/ffm_ab_registration_lists. Accessed 22 Oct. 2024.

“Find Local Help.” HealthCare.Gov, www.healthcare.gov/find-local-help/. Accessed 22 Oct. 2024.

“Help on Demand: Training and Registration Guide.” Centers for Medicare & Medicaid Services, https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf. Accessed 22 Oct. 2024.

Instagram, www.instagram.com/. Accessed 22 Oct. 2024.

“Log into Facebook.” Facebook, www.facebook.com/. Accessed 22 Oct. 2024.

“Log in or Sign Up.” LinkedIn, www.linkedin.com/home. Accessed 22 Oct. 2024

“Returning Agents’ and Brokers’ Guide to Plan Year 2025 Marketplace Registration and Training.” Centers for Medicare & Medicaid Services, www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 22 Oct. 2024.

“Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, www.healthcare.gov/. Accessed 22 Oct. 2024.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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The Friday Five for November 8, 2024:* Spotify Custom Cover Art for Playlists * Instagram AI “Adult Classifier” * Starbucks & Dunkin’ Holiday Drink Menus * Streaming Picks for November 2024 * KFF 2025 ACA Open Enrollment Report & Tools

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Spotify Custom Cover Art for Playlists:Aurelie.Corinthios@groupsjr.com. “Take Your Spotify Playlists to the Next Level With Custom Cover Art.” Newsroom.Spotify.Com, Spotify, 22 Oct. 2024, newsroom.spotify.com/2024-10-22/create-cover-art-playlists-custom-beta/.

Spotify Playlists:Interviews on the Agent Survival Guide Podcast

News for Insurance Agents

Social Media Marketing for Insurance Agents

Instagram AI “Adult Classifier:”Barlow, Graham. “Instagram to Use AI to Catch Teens Lying about Their Age and Automatically Move Them to Restricted Accounts.” TechRadar.Com, TechRadar, 6 Nov. 2024, www.techradar.com/computing/artificial-intelligence/instagram-to-use-ai-to-catch-teens-lying-about-their-age-and-automatically-move-them-to-restricted-accounts.

Basu, Suswati. “Instagram Uses AI to Detect Underage Users and Move Them to Teen Accounts.” Edited by Sam Shedden, Readwrite.Com, readwrite, 6 Nov. 2024, https://readwrite.com/instagram-ai-detect-underage-users/.

Borak, Masha. “Meta Announces New Age-Checking Measures for Young Instagram Users.” Biometricupdate.Com, Biometric Update | Biometrics News, Companies and Explainers, 5 Nov. 2024, www.biometricupdate.com/202411/meta-announces-new-age-checking-measures-for-young-instagram-users.

Bonifacic, Igor. “Meta Details ‘Adult Classifier’ Tool for Catching Teens Who Lie about Their Age on Instagram.” Engadget.Com, Engadget, 4 Nov. 2024, www.engadget.com/social-media/meta-details-adult-classifier-tool-for-catching-teens-who-lie-about-their-age-on-instagram-164439051.html.

Starbucks & Dunkin’ Holiday Menus:“Starbucks Holiday Menu Returns with Festive New Refreshers & Food, Beginning Nov.7.” About.Starbucks.Com, Starbucks, 6 Nov. 2024, about.starbucks.com/stories/2024/starbucks-holiday-menu-returns-with-festive-new-refreshers-and-food-beginning-nov-7.

“‘Tis the Season at Dunkin’®: Introducing New Holiday Cookie Signature Latte, Almond Croissant, and the Return of Free Donut Wednesdays.” News.Dunkindonuts.Com, Dunkin’, 29 Oct. 2024, news.dunkindonuts.com/news/dunkin-holiday-menu-announcement.

Streaming Picks for November 2024:Ridgely, Charlie. “Everything Coming to Netflix, Disney+ & Other Major Streaming Services in November 2024.” ComicBook.Com, ComicBook, 28 Oct. 2024, comicbook.com/movies/news/new-streaming-november-2024-movies-tv-shows-netflix-disney-max-prime-video/.

KFF 2025 ACA Open Enrollment Report & Tools:“Health Insurance Marketplace Calculator.” KFF.Org, KFF, 30 Oct. 2024, www.kff.org/interactive/subsidy-calculator/.

Ortaliza, Jared, et al. “Ten Things to Watch for 2025 ACA Open Enrollment.” KFF.Org, KFF, 30 Oct. 2024, www.kff.org/policy-watch/ten-things-to-watch-for-2025-aca-open-enrollment/.

“Build a Custom State Report.” KFF.Org, KFF, www.kff.org/statedata/custom/. Accessed 6 Nov. 2024.

“Temporary Special Enrollment Period (SEP) for Consumers Losing Medicaid or Children’s Health Insurance Program (CHIP) Coverage Due to Unwinding of the Medicaid Continuous Enrollment Condition Operations for Plan Year 2024.” Medicaid.Gov, Centers for Medicare & Medicaid Services, 28 Mar. 2024, www.medicaid.gov/resources-for-states/downloads/extn-sep-cnsmrs-lsg-chip-cvrg-adndm-faq.pdf.

Resources:Apple Intelligence iOS 18.1 Features: https://link.chtbl.com/ASGF20241101

Apps to Stay Productive This AEP! https://link.chtbl.com/ASGA20241106

Best eBook & Audiobook Apps: https://link.chtbl.com/ASGA71

Budget-Friendly Streaming Services: https://link.chtbl.com/ASGA70

You're Not Alone This AEP! https://link.chtbl.com/ASGM20241104

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

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All clients have different needs, health concerns, and budgets! Learn how to approach budget conversations tactfully to help clients find plans that fit their varying needs.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Ancillary Products at Ritter Insurance Marketing: https://ritterim.com/products/ancillary/

A Review of Integrity's Top Medicare Quoting Tools: https://ritterim.com/blog/a-review-of-the-integrity-offered-medicare-quoting-software

Carrier Partners at Ritter Insurance Marketing: https://ritterim.com/products/by-carrier/

How Insurance FMOs Work: https://ritterim.com/how-insurance-fmos-work/

Learn more about PlanEnroll: https://ritterim.com/planenroll/

Learn more about MedicareCENTER: https://integrity.com/medicarecenter/

Medicare Products at Ritter Insurance Marketing: https://ritterim.com/products/medicare/

Not partnered with Integrity? Register here: https://identity.integrity.com/register

PlanEnroll Client User Guide PDF: https://learningcenter.tawebhost.com/Client-Sync-Consumer-User-Guide.pdf

Ritter Insurance Marketing Registration: https://app.ritterim.com/public/registration/

The Basics of Selling Insurance from Home: https://ritterim.com/blog/the-basics-of-selling-insurance-from-home/

The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

References:“Compare Medigap Plan Benefits.” Medicare.Gov, Medicare, www.medicare.gov/health-drug-plans/medigap/basics/compare-plan-benefits. Accessed 22 Oct. 2024.

Cottrill, Alex, et al. “Income and Assets of Medicare Beneficiaries in 2023.” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/.

“Fidelity® Releases 2023 Retiree Health Care Cost Estimate: For the First Time in Nearly a Decade, Retirees See Relief as Estimate Stays Flat Year-over-Year.” Newsroom.Fidelity.Com, Fidelity, 21 June 2023, newsroom.fidelity.com/pressreleases/fidelity--releases-2023-retiree-health-care-cost-estimate--for-the-first-time-in-nearly-a-decade--re/s/b826bf3a-29dc-477c-ad65-3ede88606d1c.

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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We’re in the middle of the busy season! Check out these task management apps to help keep you on track.Zoho Projects: https://www.zoho.com/projects/

Joplin: https://joplinapp.org/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Affinity Partnerships for Insurance Agents: https://link.chtbl.com/ASG617

Apps for Tracking Business Expenses: https://link.chtbl.com/ASGA67

Best Video Editing Apps for Social Media: https://link.chtbl.com/ASGA69

Organization Tips and Tricks for the Medicare Annual Enrolment Period: https://ritterim.com/blog/organization-tips-and-tricks-for-the-medicare-annual-enrollment-period/

What Agents Forget to Do When Preparing for Appointments: https://ritterim.com/blog/what-agents-forget-to-do-when-preparing-for-appointments/

References:Joplin, www.joplinapp.org/. Accessed 14 Oct. 2024.

“Joplin Cloud Plans.” Joplin, www.joplinapp.org/plans/. Accessed 14 Oct. 2024.

“Team Communication Software: Business & Team Chat App - Zoho Cliq.” Zoho, www.zoho.com/cliq/. Accessed 14 Oct. 2024.

“Zoho Projects Pricing Plans.” Zoho, www.zoho.com/projects/zohoprojects-pricing.html. Accessed 14 Oct. 2024.

“Zoho Projects: Online Project Management Platform.” Zoho, www.zoho.com/projects/. Accessed 14 Oct. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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You’re not alone this AEP! The Ritter family is dedicated to help you have the best AEP yet. Discover tips to avoid burnout by working smarter, not harder. Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:3 Insurance Business Tools You Absolutely Can’t Live Without: https://ritterim.com/the-ultimate-agent-resource-list/

Affinity Partnerships for Insurance Agents: https://link.chtbl.com/ASG617

Apps for Tracking Business Expenses: https://link.chtbl.com/ASGA67

Cultivating Growth in Your Insurance Agency and Life ft. Jen Flere: https://link.chtbl.com/ASGM20230410

Discover More About MedicareCENTER & Ask Integrity: https://ritterim.com/integrity-tools/

How Ritter Supports Agents: https://ritterim.com/support/

Habit & Mood Tracker Apps: https://link.chtbl.com/ASGA048

Overcome Stress with Niksen: The Art of Doing Nothing: https://link.chtbl.com/ASGM20240520

References:“4 Steps to Beating Burnout.” Harvard Business Review, www.hbr.org/2016/11/beating-burnout . Accessed 28 Oct. 2024.

“5 Consequences of Overworking Employees for Your Business.” ActivTrak, 5 May 2024, www.activtrak.com/blog/consequences-of-overworking-employees/.

Edú-Valsania, Sergio, et al. “Burnout: A Review of Theory and Measurement.” MDPI, Multidisciplinary Digital Publishing Institute, 4 Feb. 2022, www.mdpi.com/1660-4601/19/3/1780.

Harper, Caitlin. “How to Build a Support System for Your Mental Health.” MyWellbeing, 22 June 2023, www.mywellbeing.com/therapy-101/how-to-build-a-support-system.

Fraga, Juli. “How to Identify and Prevent Burnout.” Healthline, Healthline Media, www.healthline.com/health/tips-for-identifying-and-preventing-burnout. Accessed 28 Oct. 2024.

“Is Work Overload Hurting Your Organization’s Performance?” Calm, 29 July 2024, www.business.calm.com/resources/blog/is-work-overload-hurting-your-organizations-performance/.

“Preventing Burnout: 7 Strategies and When to Seek Help.” Medical News Today, www.medicalnewstoday.com/articles/preventing-burnout. Accessed 28 Oct. 2024.

“The Health Benefits of Good Friends.” Mayo Clinic, Mayo Foundation for Medical Education and Research, 15 Oct. 2024, www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/friendships/art-20044860.

“The Research Is Clear: Long Hours Backfire for People and for Companies.” Harvard Business Review, 28 Dec. 2015, www.hbr.org/2015/08/the-research-is-clear-long-hours-backfire-for-people-and-for-companies.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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Retirement doesn't always mean the end of work. Your Medicare client may want or need to go back to work. What then? We talked to Danny Ford about the steps insurance agents should take when their client is considering a return to the workforce.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:10 Tips to Submitting an Error-Free Medicare Enrollment Application: https://ritterim.com/blog/10-tips-to-submitting-an-error-free-medicare-enrollment-application/

A Review of Integrity's Top Medicare Quoting Tools: https://ritterim.com/blog/a-review-of-the-integrity-offered-medicare-quoting-software/

KFF 2025 Medicare Part D Snapshot Report: https://link.chtbl.com/ASGF20241018

The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015

The Complete Guide on How to Sell Medicare Advantage Plans: https://ritterim.com/medicare-advantage-ebook/

The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://ritterim.com/lead-generation-guide/

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024

What Agents Forget to Do When Preparing for Appointments: https://link.chtbl.com/ASG6245

What CMS Requires Medicare Agents to Discuss Prior to Enrollments: https://ritterim.com/blog/what-cms-requires-medicare-agents-to-discuss-prior-to-enrollments/

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for November 1, 2024:* CMS Updates Enrollment Process for EDE & DE Platforms * WPS Data Breach Leads to Issue of New Medicare Beneficiary Identifiers * Student Loan Forgiveness Update * Apple AirPods Pro Hearing Tools Launch * Apple Intelligence iOS 18.1 Features

CMS Updates Enrollment Process for EDE & DE Platforms:“CMS Roundup (October. 18, 2024).” CMS.Gov, Centers for Medicare & Medicaid Services, 18 Oct. 2024, www.cms.gov/newsroom/cms-round-up/cms-roundup-october-18-2024.

“Direct Enrollment and Enhanced Direct Enrollment.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/direct-enrollment-partners. Accessed 31 Oct. 2024.

“HealthCare.Gov Contact Information.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/contact-us/. Accessed 31 Oct. 2024.

“HealthSherpa for Agents.” HealthSherpa.Com, HealthSherpa, www.healthsherpa.com/agents/features. Accessed 31 Oct. 2024.

WPS Data Breach Leads to Issue of New Medicare Beneficiary Identifiers:Alder, Steve. “CMS Confirms 3.1 Million Individuals Affected by MOVEit Hack on Wisconsin Physicians Service.” Hipaajournal.Com, The HIPAA Journal, 25 Sept. 2024, www.hipaajournal.com/cms-wisconsin-physicians-service-moveit-hack/.

“CMS Notifies Additional Individuals Potentially Impacted by MOVEit Data Breach.” CMS.Gov, Centers for Medicare & Medicaid Services, 16 Nov. 2023, www.cms.gov/newsroom/press-releases/cms-notifies-additional-individuals-potentially-impacted-moveit-data-breach.

“CMS Notifies Individuals Potentially Impacted by Data Breach.” CMS.Gov, Centers for Medicare & Medicaid Services, 6 Sept. 2024, www.cms.gov/newsroom/press-releases/cms-notifies-individuals-potentially-impacted-data-breach.

“CMS Responding to Data Breach at Contractor.” CMS.Gov, Centers for Medicare & Medicaid Services, 28 July 2023, www.cms.gov/newsroom/press-releases/cms-responding-data-breach-contractor.

Olsen, Emily. “CMS Says Data Breach at Contractor Could Affect More than 946,000 Medicare Beneficiaries.” Healthcare Dive, Healthcare Dive, 9 Sept. 2024, www.healthcaredive.com/news/cms-wisconsin-physicians-service-insurance-corporation-moveit-data-breach/726416/.

Goodin, Dan. “Casualties Keep Growing in This Month’s Mass Exploitation of Moveit 0-Day.” Arstechnica.Com, Ars Technica, 27 June 2023, arstechnica.com/security/2023/06/casualties-keep-growing-in-this-months-mass-exploitation-of-moveit-0-day/.

“Over 940,000 Medicare Beneficiaries Impacted by Data Breach.” Jdsupra.Com, JD Supra, 24 Oct. 2024, www.jdsupra.com/legalnews/over-940-000-medicare-beneficiaries-1539983/.

Reed, Jonathan. “The MOVEIT Breach Impact and Fallout: How Can You Respond?” Securityintelligence.Com, Security Intelligence, 23 Oct. 2024, securityintelligence.com/news/the-moveit-breach-impact-and-fallout-how-can-you-respond/.

Student Loan Forgiveness Update:Gibson, Kate. “Biden Administration Extends Repayment Freeze for 8 Million Student Loan Borrowers.” Edited by Alain Sherter, Cbsnews.Com, CBS News, 21 Oct. 2024, www.cbsnews.com/news/student-loan-forgiveness-payment-biden/.

Cavanaugh, Lynn. “Biden Freezes Student Loan Repayments for 6 Months for 8M Borrowers.” Benefitspro.Com, BenefitsPro, 22 Oct. 2024, www.benefitspro.com/2024/10/22/biden-freezes-student-loan-repayments-for-6-months-for-8m-borrowers/.

“Biden-Harris Administration Releases Proposed Rules to Authorize Debt Relief to Nearly Eight Million Borrowers Experiencing Hardship.” Ed.Gov, U.S. Department of Education, 25 Oct. 2024, www.ed.gov/about/news/press-release/biden-harris-administration-releases-proposed-rules-authorize-debt-relief.

Cavanaugh, Lynn. “Biden’s New Student Loan Forgiveness Plan: A 3rd Attempt at Debt Cancellation for 8M.” Benefitspro.Com, BenefitsPro, 28 Oct. 2024, www.benefitspro.com/2024/10/28/bidens-new-student-loan-forgiveness-plan-a-3rd-attempt-at-debt-cancellation-for-8m/.

Johnston, Courtney. “Biden’s New Student Loan Forgiveness Plan Could Offer Debt Relief to 8 Million Borrowers.” Cnet.Com, CNET, 25 Oct. 2024, www.cnet.com/personal-finance/loans/bidens-new-student-loan-forgiveness-plan-could-offer-debt-relief-to-8-million-borrowers/.

“Department of Education Updates on Saving on a Valuable Education (SAVE Plan).” Ed.Gov, U.S. Department of Education, 24 Oct. 2024, www.ed.gov/higher-education/manage-your-loans/save-plan.

“SAVE Plan Court Actions: Impact on Borrowers.” Studentaid.Gov, Federal Student Aid, 2 Oct. 2024, studentaid.gov/announcements-events/save-court-actions.

“Student Debt Relief Hardship.” Ed.Gov, U.S. Department of Education, www.ed.gov/media/document/nprm-hardship-sldr. Accessed 30 Oct. 2024.

Zimmer, Evan. “Student Loan Payment Pause Extended for 6 More Months for SAVE Borrowers.” Cnet.Com, CNET, 21 Oct. 2024, www.cnet.com/personal-finance/loans/student-loan-payment-pause-extended-for-6-more-months-for-save-borrowers/.

Apple AirPods Pro Hearing Tools Launch:“Airpods Pro 2 - Hearing Health.” Apple, Apple, www.apple.com/airpods-pro/hearing-health/. Accessed 31 Oct. 2024.

Welch, Chris. “Apple’s Airpods pro Just Got Much Better - No Matter What Port Is on the Case.” Theverge.Com, The Verge, 18 Sept. 2023, www.theverge.com/23878402/apple-airpods-pro-usb-c-adaptive-audio-conversation-awareness-test-review.

Steele, Billy. “Apple’s Airpods pro Hearing Health Tools Could Normalize Wearing Earbuds Everywhere.” Engadget.Com, Engadget, 29 Oct. 2024, www.engadget.com/audio/headphones/apples-airpods-pro-hearing-health-tools-could-normalize-wearing-earbuds-everywhere-140054858.html.

“Apple Introduces Airpods 4 and a Hearing Health Experience with Airpods Pro 2.” Apple.Com, Apple, 29 Oct. 2024, www.apple.com/newsroom/2024/09/apple-introduces-airpods-4-and-a-hearing-health-experience-with-airpods-pro-2/.

“How Apple Developed the World’s First End-to-End Hearing Health Experience.” Apple.Com, Apple, 30 Oct. 2024, www.apple.com/newsroom/2024/10/how-apple-developed-the-worlds-first-end-to-end-hearing-health-experience/.

Welch, Chris. “How to Take the Apple Hearing Test.” Theverge.Com, The Verge, 28 Oct. 2024, www.theverge.com/24278477/apple-hearing-test-how-to.

Shastri, Devi. “Apple Airpods Pro’s New Hearing Aid Feature Could Help People Face a Problem They’d Rather Ignore.” Apnews.Com, AP News, 28 Oct. 2024, apnews.com/article/hearing-aids-airpods-apple-android-fsa-hsa-e0f243bcaff9b4c5b5068b546012b338.

Cadwell, Blake. “How to Use Airpods as Hearing Aids (with Screenshots).” Edited by Amy Sarow, Soundly.Com, Soundly., 28 Oct. 2024, www.soundly.com/blog/airpods-as-hearing-aids.

Ulanoff, Lance. “I’m Done Being Rude to People Thanks to Adaptive Audio on Airpods Pro 2.” Techradar.Com, TechRadar, 19 Sept. 2023, www.techradar.com/audio/im-done-being-rude-to-people-thanks-to-adaptive-audio-on-airpods-pro-2.

Carey, Bridget. “I Tested the Apple Airpod pro 2 Hearing Aid Software Early. Here’s Everything You Need to Know.” Cnet.Com, CNET, 21 Oct. 2024, www.cnet.com/tech/mobile/i-tested-the-apple-airpod-pro-2-hearing-aid-software-early-heres-everything-you-need-to-know/.

Apple Intelligence iOS 18.1 Features:Crouse, Megan. “Apple Intelligence Cheat Sheet: A Complete Guide for 2024.” Techrepublic.Com, TechRepublic, 29 Oct. 2024, www.techrepublic.com/article/apple-intelligence-cheat-sheet/.

Disotto, John-Anthony. “Apple Intelligence Features Explained - Everything You Need to Know about Apple AI and When You Can Use It.” Techradar.Com, TechRadar, 11 Sept. 2024, www.techradar.com/computing/artificial-intelligence/apple-intelligence-features-explained-everything-you-need-to-know-about-apple-ai-and-when-you-can-use-it.

“Apple Intelligence Is Available Today on iPhone, iPad, and Mac.” Apple.Com, Apple Newsroom, 29 Oct. 2024, www.apple.com/newsroom/2024/10/apple-intelligence-is-available-today-on-iphone-ipad-and-mac/.

Ortiz, Sabrina. “Can’t Find Apple’s AI Features after Upgrading to iOS 18.1? Do This.” Zdnet.Com, ZDNET, 29 Oct. 2024, www.zdnet.com/article/cant-find-apples-ai-features-after-upgrading-to-ios-18-1-do-this/.

Carlson, Jeff. “If You Want Apple Intelligence on Your iPhone, Here’s What You Need to Do.” Cnet.Com, CNET, 29 Oct. 2024, www.cnet.com/tech/services-and-software/if-you-want-apple-intelligence-on-your-iphone-heres-what-you-need-to-do/.

Miller, Chance. “iOS 18.2 with New Apple Intelligence Features Coming in December, Apple Confirms.” 9to5mac.Com, 9to5Mac, 28 Oct. 2024, 9to5mac.com/2024/10/28/ios-18-2-release-date/.

Michaels, Philip. “iOS 18 Memory Movie Is One of Apple Intelligence’s Best Features - Here’s How to Use It.” Tomsguide.Com, Tom’s Guide, 26 Sept. 2024, www.tomsguide.com/phones/iphones/how-to-create-a-memory-movie-with-apple-intelligence-on-your-iphone.

Priday, Richard. “I Tried All New Apple Intelligence Features in IOS 18.1 - Here’s the Best (and Worst).” Tomsguide.Com, Tom’s Guide, 28 Oct. 2024, www.tomsguide.com/phones/iphones/i-tried-all-new-apple-intelligence-features-in-ios-18-1-heres-the-best-and-worst.

Carlson, Jeff. “These 3 Apple Intelligence Features in IOS 18.1 Are the Ones You’ll Actually Use.” Cnet.Com, CNET, 30 Oct. 2024, www.cnet.com/tech/services-and-software/these-3-apple-intelligence-features-in-ios-18-1-are-the-ones-youll-actually-use/.

Resources:1 Million New Medicare Beneficiary Identifiers to be Issued After WPS Data Breach: https://ritterim.com/blog/1-million-new-medicare-beneficiary-identifiers-to-be-issued-after-wps-data-breach/

ACA 101: Selling Under-65 Health Insurance: https://link.chtbl.com/ASG6248

CMS Implements Marketplace Security Enhancements for EDE & DE Pathways: https://ritterim.com/blog/cms-implements-marketplace-security-enhancements-for-ede-and-de-pathways/

How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://link.chtbl.com/ASG6255

How to Ask Your Current Clients for Referrals: https://link.chtbl.com/ASG623

How to Stay Compliant During All Medicare Sales: https://link.chtbl.com/ASG628

Key Changes for ACA Open Enrollment 2025 ft. Ross Baker from HealthSherpa: https://link.chtbl.com/ASG2024RossBaker

Simplify Marketplace Enrollments with HealthSherpa: https://link.chtbl.com/ASG627

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Not affiliated with or endorsed by Medicare or any government agency.

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Prepare for potential CMS secret shoppers! We outline best practices to help agents stay compliant during calls, whether you’re talking to a client, lead, or potential secret shopper.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Common Questions From Secret Shoppers PDF: https://ritterim.com/documents/infographics/common-questions-for-secret-shoppers.pdf

FAQs About the Medicare Call Recording Requirements: https://ritterim.com/blog/faqs-about-the-medicare-call-recording-requirements/

Get Your PlanEnroll Site: https://ritterim.com/planenroll/

How to Keep Clients Safe from Insurance Fraud: https://link.chtbl.com/ASG619

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://link.chtbl.com/ASG622

Join the Integrity Family: https://identity.integrity.com/register

Learn More About Integrity Tools: https://ritterim.com/integrity-tools/

What Agents Can’t Say During Medicare Sales Appointments: https://link.chtbl.com/ASG6245

What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales: https://ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/

Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

References:“2024 Medicare Advantage and Part D Final Rule (CMS-4201-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 5 Apr. 2023, www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f.

“Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Apr. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f.

“Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency; Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency.” Federal Register, www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 23 Oct. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Not affiliated with or endorsed by Medicare or any government agency.

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There’s more than one way to enroll clients into marketplace plans. Learn the advantages of using HealthSherpa as your ACA enrollment platform in this episode!Read the text versionThe Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download: https://ritterim.com/aca-ebook/Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/

ACA 101:Selling Under-65 Health Insurance: https://link.chtbl.com/ASG6248

Carriers & Products with Ritter: https://ritterim.com/products/by-carrier/

Create a HealthSherpa Account Through Ritter: https://docs.ritterim.com/products/under-65-health/#create-a-healthsherpa-account

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/

Key Changes for ACA Open Enrollment 2025 ft. Ross Baker from HealthSherpa: https://link.chtbl.com/ASG2024RossBaker

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

New Required Document Agents Need for ACA Sales: https://ritterim.com/blog/new-required-documents-agents-need-for-aca-sales/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

References:“Agent Help Center.” HealthSherpa Help Center, HealthSherpa, www.faq.healthsherpa.com/en/collections/166253-agent-help-center. Accessed 21 Oct. 2024.

“Direct Enrollment and Enhanced Direct Enrollment.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/direct-enrollment-partners. Accessed 21 Oct. 2024.

“Enhanced Direct Enrollment.” HealthSherpa, www.healthsherpa.com/ede. Accessed 21 Oct. 2024.

“Free Preventive Care & the Affordable Care Act.” HealthSherpa, www.healthsherpa.com/preventive-care-services. Accessed 21 Oct. 2024.

“HealthSherpa Privacy Notice.” HealthSherpa, 5 Oct. 2020, www.healthsherpa.com/privacy_notice.

“Maximize Your ACA Revenue with HealthSherpa.” HealthSherpa, www.healthsherpa.com/carrier. Accessed 21 Oct. 2024.

“Member Defense Network: Ensuring Health Insurance Marketplace Integrity.” Member Defense Network, www.memberdefense.org/. Accessed 21 Oct. 2024.

“Secure Your ACA Book with Two-Factor Authentication.” HealthSherpa Blog, HealthSherpa, https://blog.healthsherpa.com/agents/agent-2fa/. Accessed 21 Oct. 2024.

“Welcome to the Health Insurance Marketplace®.” HealthCare.Gov, www.healthcare.gov/. Accessed 21 Oct. 2024.

“Work your ACA book faster and easier.” HealthSherpa, www.healthsherpa.com/agents/features. Accessed 21 Oct. 2024.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Your clients may not be aware of extra benefits in select Medicare Advantage plans. Learn about OTC benefits and how you can educate your clients about them.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:How to Ask Your Current Clients for Referrals: https://ritterim.com/blog/how-to-ask-your-current-clients-for-referrals/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Signs It’s Time to Expand Your Insurance Portfolio & Make the Move: https://link.chtbl.com/ASG605

The Insurance Agent’s Guide to Generating Referrals FREE eBook download: https://ritterim.com/insurance-referral-generation/

Understanding Medicare Advantage Training: https://ritterim.com/knight-school/solid-foundation/understanding-medicare-advantage/1/

References:GA Foods, GA Foods, www.gafoods.com/. Accessed 16 Aug. 2024.

Freed, Meredith, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/.

Freed, Meredith, et al. “Medicare Advantage in 2024: Premiums, Out-of-Pocket Limits, Supplemental Benefits, and Prior Authorization.” KFF, KFF, 8 Aug. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-premiums-out-of-pocket-limits-supplemental-benefits-and-prior-authorization/.

“Medicare Monthly Enrollment.” Centers for Medicare & Medicaid Services Data, Centers for Medicare & Medicaid

Services, 16 July 2024, https://data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment.

Mom’s Meals, Mom’s Meals, www.momsmeals.com/. Accessed 16 Aug. 2024.

SilverSneakers, SilverSneakers, https://tools.silversneakers.com/. Accessed 16 Aug. 2024.

“Silver&Fit.” Silverandfit.com, Silver&Fit, www.silverandfit.com/. Accessed 16 Aug. 2024.

Levy, Alexis, et al. “Supplemental Benefit Trends 2023.” HealthScape, Chartis, 14 Feb. 2023, www.healthscape.com/insights/supplemental-benefit-trends-2023/.

Badger, Cary. “The Rise of Over-the-Counter Programs in Medicare Advantage Plans.” HealthScape, Chartis, 30 Apr. 2019, www.healthscape.com/insights/the-rise-of-over-the-counter-otc-benefits-in-medicare-advantage/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for October 25, 2024:* Adobe Fresco Now Completely Free for Everyone * Amazon and Walmart Announce Pharmacy Delivery Expansions * Stride 2025 Open Enrollment Study * KFF Analysis on Med Supp Enrollment Data * Medigap Deductibles and OOP Costs for 2025

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Adobe Fresco Now Completely Free for Everyone:Foley, Joe. “Adobe Fresco Is Now Completely Free for All.” Creative Bloq, Creative Bloq, 23 Oct. 2024, www.creativebloq.com/art/digital-art/adobe-fresco-is-now-completely-free-for-all.

Gan, Jeremy. “Adobe Fresco’s Previously Paywalled Features Are Now Free for Everyone.” Engadget, Engadget, 23 Oct. 2024, www.engadget.com/apps/adobe-frescos-previously-paywalled-features-are-now-free-for-everyone-141956420.html.

Weatherbed, Jess. “Adobe Made Its Painting App Completely Free to Take on Procreate.” The Verge, The Verge, 23 Oct. 2024, www.theverge.com/2024/10/23/24277533/adobe-fresco-painting-app-free-availablility-procreate.

“Digital Painting and Drawing App | Adobe Fresco.” Adobe.Com, Adobe, www.adobe.com/products/fresco.html. Accessed 24 Oct. 2024.

Amazon and Walmart Announce Pharmacy Delivery Expansions:Accelerating Convenience: Walmart Launches Nationwide Same-Day Pharmacy Delivery, Helping Customers Live Better, 22 Oct. 2024, corporate.walmart.com/news/2024/10/22/accelerating-convenience-walmart-launches-nationwide-same-day-pharmacy-delivery-helping-customers-live-better.

“Amazon Pharmacy Plans to Expand Same-Day Delivery of Medications to Nearly Half the US in 2025.” Amazon.Com, Amazon, 9 Oct. 2024, www.aboutamazon.com/news/retail/amazon-pharmacy-expands-same-day-prescription-delivery-united-states.

Dr. Sai Balasubramanian, M.D. “Amazon Pharmacy’s Rapid Growth Will Soon Make Instant Access to Medication the New Normal.” Forbes.Com, Forbes, 16 Oct. 2024, www.forbes.com/sites/saibala/2024/10/14/amazon-pharmacys-rapid-growth-will-soon-make-instant-access-to-medication-the-new-normal/.

Palmer, Annie. “Amazon Same-Day Prescription Delivery Expanding to Nearly Half of U.S. in 2025.” Cnbc.Com, CNBC, 9 Oct. 2024, www.cnbc.com/2024/10/09/amazon-same-day-prescription-delivery-expanding-to-half-of-us-in-2025.html.

Tong, Noah. “Walmart Offers Same-Day Prescription Delivery with Plans to Reach 49 States.” Fiercehealthcare.Com, Fierce Healthcare, 22 Oct. 2024, www.fiercehealthcare.com/retail/hlth24-walmart-simplify-online-pharmacy-orders-49-states.

Gibson, Kate. “Walmart Plans to Deliver Prescriptions Nationwide in as Little as 30 Minutes.” Edited by Alain Sherter, Cbsnews.Com, CBS, 22 Oct. 2024, www.cbsnews.com/news/walmart-prescription-delivery-amazon/.

Stride 2025 ACA Open Enrollment Study:“2025 Annual Open Enrollment Survey - A New Report from Stride.” Blog.Stridehealth.Com, Stride Health, 17 Oct. 2024, blog.stridehealth.com/open-enrollment-2025survey.

Popke, Michael. “Almost 75% of ACA Buyers Will Not Compare Plans for 2025.” Benefitspro.Com, BenefitsPro, 21 Oct. 2024, www.benefitspro.com/2024/10/21/almost-75-of-aca-buyers-will-not-compare-plans-for-2025/.

KFF Analysis on Med Supp Enrollment Data:Freed, Meredith, Nancy Ochieng, et al. “Key Facts about Medigap Enrollment and Premiums for Medicare Beneficiaries.” KFF, KFF, 18 Oct. 2024, www.kff.org/medicare/issue-brief/key-facts-about-medigap-enrollment-and-premiums-for-medicare-beneficiaries/.

“Medicare Supplement Enrollment Down Slightly in 2023.” Markfarrah.Com, Mark Farrah Associates, 28 May 2024, www.markfarrah.com/mfa-briefs/medicare-supplement-enrollment-down-slightly-in-2023.

Freed, Meredith, Nancy Ochieng, et al. “Medigap May Be Elusive for Medicare Beneficiaries with Pre-Existing Conditions - Issue Brief - 10506.” KFF, KFF, 18 Oct. 2024, www.kff.org/report-section/medigap-may-be-elusive-for-medicare-beneficiaries-with-pre-existing-conditions-issue-brief/.

Medigap Deductibles and OOP Costs for 2025:“F, G & J Deductible Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/medigap/f-g-j-deductible-announcements. Accessed 23 Oct. 2024.

“K & L Out-of-Pocket Limits Announcements.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/medigap/k-l-out-of-pocket-limits-announcements. Accessed 23 Oct. 2024.

Resources:

ACA 101: Selling Under-65 Health Insurance: https://link.chtbl.com/ASG6248

Helping Clients with Marketplace Eligibility Appeals: https://link.chtbl.com/ASG624

How to Ask Your Current Clients for Referrals: https://link.chtbl.com/ASG623

KFF 2025 Medicare Part D Snapshot Report: https://link.chtbl.com/ASGF20241018

The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Discover the tech solutions packed into Ask Integrity™, our industry's first AI-powered digital assistant just for insurance agents.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Ask Integrity™ and its features: https://integrity.com/ask-integrity/

Integrity Tools: https://ritterim.com/integrity-tools/

MedicareCENTER: https://integrity.com/medicarecenter/

Not partnered with Integrity? Register here: https://identity.integrity.com/register

Ritter Registration: https://app.ritterim.com/public/registration/

What to Do If Your Medicare Part D Plans Become Non-Commissionable: https://ritterim.com/blog/what-to-do-if-your-medicare-part-d-plans-become-non-commissionable/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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This episode is for the bibliophiles! Check out Tina’s finds for the best eBook and audiobook apps.Libby: https://libbyapp.com/

Everand: https://www.everand.com/

Kobo Books: https://www.kobo.com/us/en

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Agent’s Guide to Phone Communication Resources: https://link.chtbl.com/ASG608

Apps for Tracking Business Expenses: https://link.chtbl.com/ASGA67

Best Video Editing Apps for Social Media: https://link.chtbl.com/ASGA69

Modern Medicare Marketing for Today’s Agents FREE eBook Download: https://ritterim.com/modern-marketing-guide/

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

References:“Ebooks, Audiobooks & More - Read Free for 30 Days.” Everand, www.everand.com/. Accessed 8 Oct. 2024.

“Kobo.Com United States Store - Ebooks, Audiobooks, Ereaders and Reading Apps.” Kobo, www.kobo.com/us/en. Accessed 8 Oct. 2024.

Libby, www.libbyapp.com/. Accessed 8 Oct. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Affordable Care Act Marketplace can be a lucrative market for agents in Medicare. Listen to find out 8 reasons why selling ACA plans will benefit your business and help your clients and their families.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA: https://ritterim.com/blog/6-reasons-insurance-agencies-selling-medicare-products-should-sell-aca/

ACA 101: Selling Under-65 Health Insurance: https://ritterim.com/blog/aca-101-selling-under-65-health-insurance/

Medicare Isn’t Just for Seniors: Selling to the Under-65 Market: https://ritterim.com/blog/medicare-isnt-just-for-seniors-selling-to-the-under-65-market/

Meet Your Sales Team: https://app.ritterim.com/public/registration/

Products & Carriers with Ritter Insurance Marketing: https://ritterim.com/products/by-carrier/

Register with Ritter: https://app.ritterim.com/public/registration/

State of the ACA Market in 2024: https://link.chtbl.com/ASG610

Steps to Get Ready for OEP: Federal Exchange States & State-Based Exchanges: https://link.chtbl.com/ASG6215

References:“CMS Extends Open Enrollment Period and Launches Initiatives to Expand Health Coverage Access Nationwide.” CMS.Gov, Centers for Medicare & Medicaid Services, 17 Sept. 2021, www.cms.gov/newsroom/press-releases/cms-extends-open-enrollment-period-and-launches-initiatives-expand-health-coverage-access-nationwide.

McDermott, Daniel, and Cynthia Cox. “Insurer Participation on the ACA Marketplaces, 2014-2021.” KFF, KFF, 23 Feb. 2021, www.kff.org/private-insurance/issue-brief/insurer-participation-on-the-aca-marketplaces-2014-2021/.

“New, Lower Costs on Marketplace Marketplace Coverage.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/more-savings/. Accessed 3 Oct. 2024.

Keith, Katie. “New Special Enrollment Period for Low-Income People Could Boost Coverage.” Commonwealth Fund, The Commonwealth Fund, 7 Sept. 2021, www.commonwealthfund.org/blog/2021/new-special-enrollment-period-low-income-people-could-boost-coverage.

“Registration and Training for Marketplace Agents and Brokers.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/registration-training. Accessed 3 Oct. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Interested in joining the Under-65 Insurance Market? Listen to this episode to get the basics of selling ACA to your clients.Read the text versionUnderstanding ACA Plan Metal Tiers FREE Printable PDF Download: https://ritterim.com/documents/understanding-aca-plan-metal-tiers.pdf Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/

6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA: https://ritterim.com/blog/6-reasons-insurance-agencies-selling-medicare-products-should-sell-aca/

8 Reasons Why Medicare Agents Should Sell ACA Plans: https://ritterim.com/blog/8-reasons-why-medicare-agents-should-sell-aca-plans/

2024 Medicare Advantage & Part D Certification Info: https://ritterim.com/blog/2024-medicare-advantage-and-part-d-certification-info/

ACA Eligibility Application Attestation Live Call Script: https://ritterim.com/documents/aca-consumer-eligibility-application-attestation-live-call-script.pdf

ACA Consumer Authorization Live Call Script: https://ritterim.com/documents/aca-consumer-eligibility-application-attestation-live-call-script.pdf

Consumer Authorization Form FREE Printable PDF Download: https://ritterim.com/documents/aca-consumer-authorization-form-template.pdf

Eligibility Application Attestation FREE Printable PDF Download: https://ritterim.com/documents/aca-eligibility-application-attestation.pdf

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/

FAQs About ACA Certification and Training: https://ritterim.com/blog/faqs-about-aca-certification-and-training/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How Much Can Agents Make Selling Under-65 Insurance: https://link.chtbl.com/ASG620

How to Ask Your Current Clients for Referrals: https://link.chtbl.com/ASG623

How to Assist Clients with Marketplace Household Income Estimates: https://link.chtbl.com/ASG602

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

How to Help Clients Navigate ACA Marketplace Subsides & Taxes: https://link.chtbl.com/ASG579

Guiding Your Clients from the Marketplace to Medicare: https://link.chtbl.com/ASG510

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://ritterim.com/aca-ebook/

The State of the ACA Market in 2024: https://link.chtbl.com/ASG610

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

References:“CMS.Gov Enterprise Portal.” CMS Enterprise Portal, www.portal.cms.gov/portal/. Accessed 2, Oct. 2024.

“Health Insurance Marketplaces 2024 Open Enrollment Report.” CMS, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/health-insurance-exchanges-2024-open-enrollment-report-final.pdf. Accessed 2 Oct. 2024.

Healthcare.Gov, Healthcare.gov, www.healthcare.gov/login. Accessed 2 Oct 2024.

Nova, Annie. “How the Affordable Care Act Transformed Our Health-Care System.” CNBC, CNBC, 29 Dec. 2019, www.cnbc.com/2019/12/29/how-the-affordable-care-act-transformed-the-us-health-care-system.html. Accessed 2 Oct. 2024.

“In-Person Assistance in the Health Insurance Marketplaces.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/in-person-assisters/programs-procedures/in-person-assistance. Accessed 2 Oct. 2024.

Norris, Louise. “IRS Regulations Fix the ACA’s ‘family Glitch’ as of 2023.” Healthinsurance.Org, HealthInsurance.org, 26 June 2024, www.healthinsurance.org/obamacare/irs-regulations-fix-the-acas-family-glitch-as-of-2023/.

Norris, Louise. “Is There a Penalty for Being Uninsured in 2024?” Verywell Health, Verywell Health, 9 Aug. 2024, www.verywellhealth.com/obamacare-penalty-for-being-uninsured-4132434.

“New Agents’ and Brokers’ Guide to Plan Year 2025 Marketplace Registration and Training.” CMS, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/new-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 2 Oct. 2024.

“Poverty Guidelines.” ASPE, ASPE, www.aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Accessed 2 Oct. 2024.

“Yearly Guidelines & Thresholds | Coverage Year 2025.” Beyond the Basics, Health Reform Beyond the Basics, www.healthreformbeyondthebasics.org/wp-content/uploads/2024/08/REFERENCE_YearlyGuidelines_CY2025.pdf. Accessed 2 Oct. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for October 18, 2024:* Elevance to Require Paper Apps for 2025 MAPD PPO Plans in Most States * Federal Trade Commission Announces “Click to Cancel” Rule * New Apple iPad Mini & Amazon Kindle ColorSoft * Impact of Medicare Part D Changes by State * KFF 2025 Medicare Part D Snapshot Report

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Elevance Requires Paper Apps for 2025 MAPD PPO Plans in Most States:Elevance to Require Paper Apps for 2025 MAPD PPO Plans in Most States: https://ritterim.com/blog/elevance-to-require-paper-apps-for-2025-mapd-ppo-plans-in-most-states/

Federal Trade Commission Announces “Click to Cancel” Rule:Selyukh, Alina. “Canceling Subscriptions Has to Be as Easy as Signing up, FTC Says in a New Rule.” NPR, NPR, 16 Oct. 2024, www.npr.org/2024/10/16/nx-s1-5154814/click-to-cancel-subscriptions-memberships-ftc-rule.

Solomon Ensor, Julia. “Click to Cancel: The FTC’s Amended Negative Option Rule and What It Means for Your Business.” FTC.Gov, Federal Trade Commission, 16 Oct. 2024, www.ftc.gov/business-guidance/blog/2024/10/click-cancel-ftcs-amended-negative-option-rule-what-it-means-your-business.

“Federal Trade Commission Announces Final ‘Click-to-Cancel’ Rule Making It Easier for Consumers to End Recurring Subscriptions and Memberships.” FTC.Gov, Federal Trade Commission, 16 Oct. 2024, www.ftc.gov/news-events/news/press-releases/2024/10/federal-trade-commission-announces-final-click-cancel-rule-making-it-easier-consumers-end-recurring.

“Rule Concerning Recurring Subscriptions and Other Negative Option Programs.” FTC.Gov, Federal Trade Commission, www.ftc.gov/system/files/ftc_gov/pdf/p064202_negative_option_rule.pdf. Accessed 16 Oct. 2024.

“The FTC’s ‘Click to Cancel’ Rule.” FTC.Gov, Federal Trade Commission, 16 Oct. 2024, www.ftc.gov/system/files/ftc_gov/pdf/NegOptions-1page.pdf.

Roth, Emma. “The FTC Is Finally Making It Easier to Cancel Your Gym Membership.” Theverge.Com, The Verge, 16 Oct. 2024, www.theverge.com/2024/10/16/24271649/ftc-click-to-cancel-subscriptions-final-rule.

da Silva, João. “US ‘click to Cancel’ Rule to Tackle Subscription Traps.” BBC News, BBC, 17 Oct. 2024, www.bbc.com/news/articles/c07nlvmyl05o.

Apple iPad Mini & Amazon Kindle ColorSoft:“Apple Introduces Powerful New iPad Mini Built for Apple Intelligence.” Apple.Com, Apple, 15 Oct. 2024, www.apple.com/newsroom/2024/10/apple-introduces-powerful-new-ipad-mini-built-for-apple-intelligence/.

Fried, Ina. “Amazon Debuts Color Screen Kindle, Updates Other e-Readers.” Axios.Com, Axios, 17 Oct. 2024, www.axios.com/2024/10/17/amazon-color-screen-kindle-e-reader-updates.

Staff, Amazon. “Amazon Reveals First Color Kindle, New Kindle Scribe, and More.” Aboutamazon.Com, Amazon, 16 Oct. 2024, www.aboutamazon.com/news/devices/new-kindle-color-scribe-paperwhite-entry.

“Amazon Reveals Its First Color Kindle E-Reader after Years of Development | Reuters.” Reuters.Com, Reuters, 16 Oct. 2024, www.reuters.com/technology/amazon-reveals-its-first-color-kindle-e-reader-after-years-development-2024-10-16/.

LeClair, Dave. “IPad Mini 7 Unveiled with A17 Pro Chip - Release Date, Specs, Price and More.” Tomsguide.Com, Tom’s Guide, 15 Oct. 2024, www.tomsguide.com/tablets/ipads/ipad-mini-7-unveiled-with-a17-pro-chip-release-date-specs-price-and-more.

Kennemer, Quentyn. “You Can Now Preorder the New iPad Mini.” Verge.Com, The Verge, 15 Oct. 2024, www.theverge.com/2024/10/15/24268182/ipad-mini-2024-preorder-how-to-buy-price-release-date.

Impact of Medicare Part D Changes by State:Bell, Allison. “11 Worst States for Medicare Drug Plan Menu Cuts.” Thinkadvisor.Com, ThinkAdvisor, 9 Oct. 2024, www.thinkadvisor.com/2024/10/09/11-worst-states-for-medicare-drug-plan-menu-cuts/.

2025 Medicare Part D Snapshot Report:Cubanski, Juliette. “A Current Snapshot of the Medicare Part D Prescription Drug Benefit.” KFF.Org, KFF, 9 Oct. 2024, www.kff.org/medicare/issue-brief/a-current-snapshot-of-the-medicare-part-d-prescription-drug-benefit/.

Cubanski, Juliette. “Medicare Part D Premiums Are Increasing for Many but Not All Stand-Alone Plans in 2025, Reflecting Effects of New Premium Stabilization Demonstration.” KFF.Org, KFF, 7 Oct. 2024, www.kff.org/policy-watch/medicare-part-d-premiums-are-increasing-for-many-but-not-all-stand-alone-plans-in-2025-reflecting-effects-of-new-premium-stabilization-demonstration/.

Resources:A Review of Integrity's Top Medicare Quoting Tools: https://ritterim.com/blog/a-review-of-the-integrity-offered-medicare-quoting-software/

CMS Announces Medicare $2 Drug List Model RFI: https://link.chtbl.com/ASGF20241011

Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012

Cigna to Sell Medicare Business to HCSC: https://ritterim.com/blog/cigna-to-sell-medicare-business-to-hcsc/

How to Ask Your Current Clients for Referrals: https://link.chtbl.com/ASG623

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

The 2025 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20241015

The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.chtbl.com/ASGTedSims2024

What CMS Requires Medicare Agents to Discuss Prior to Enrollments: https://ritterim.com/blog/what-cms-requires-medicare-agents-to-discuss-prior-to-enrollments/

When Do Med Supp Plans K, L, M, & N Make Sense? https://ritterim.com/blog/when-do-med-supp-plans-k-l-m-and-n-make-sense/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Flip the script from disruption to opportunity! Ted Sims from Integrity Marketing Group joins Sarah to chat about how to prepare for potential Medicare beneficiary shopping as well as how agents can use Integrity tools to streamline work and save time.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Register for Ted Sims' Plan N for the Win Webinar!Resources:Ask Integrity Guide: https://learningcenter.tawebhost.com/Integrity-Getting-Started-Ask-Integrity.pdf

Learn about Ask Integrity™: https://integrity.com/ask-integrity/

Learn more about PlanEnroll: https://ritterim.com/planenroll/

Integrity Learning Center: https://clients.integrity.com/learning-center

Integrity Training Schedule: https://learningcenter.tawebhost.com/MedicareCENTER-Webinar-Schedule.pdf

MedicareCENTER:https://integrity.com/medicarecenter/

Not partnered with Integrity? Register here: https://identity.integrity.com/register

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710

Tech News Roundup: https://link.chtbl.com/ASGF20240927

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

References:Haubensak, Carrie. “2023 Medicare Supplement Loss Ratios by Plan.” CSG Actuarial, CSG Actuarial, csg-actuarial-wordpress.appspot.com/news/2023-medicare-supplement-loss-ratios-by-plan. Accessed 16 Oct. 2024.

“2023 Minnesota Statutes.” Revisor.MN.Gov, Minnesota Office of the Revisor of Statutes, www.revisor.mn.gov/statutes/. Accessed 16 Oct. 2024.

Feekin, Doug. “Average Medicare Supplement Rate Increases Lower in 2021.” CSG Actuarial, CSG Actuarial, 15 Sept. 2021, www.csgactuarial.com/news/average-medicare-supplement-rate-increases-lower-in-2021/.

“Does Your Provider Accept Medicare as Full Payment?” Medicare.Gov, Medicare, www.medicare.gov/basics/costs/medicare-costs/provider-accept-Medicare. Accessed 16 Oct. 2024.

“GA R&R - Guaranteed Issue for Eligible Persons.” Rules.Sos.GA.Gov, State of Georgia, rules.sos.ga.gov/GAC/120-2-8-.12?urlRedirected=yes&data=admin&lookingfor=120-2-8-.12. Accessed 16 Oct. 2024.

“Health Care Practitioners Medicare Fee Control Act.” Legis.State.Pa.Us, PA General Assembly, 10 July 1990, www.legis.state.pa.us/WU01/LI/LI/US/PDF/1990/0/0081..PDF.

“March 2023 Report to the Congress: Medicare Payment Policy.” MedPAC.Gov, Med Pac, 15 Mar. 2023, www.medpac.gov/document/march-2023-report-to-the-congress-medicare-payment-policy/.

“Massachusetts Bulletin for People with Medicare.” Mass.Gov, Commonwealth of Massachusetts, https://www.mass.gov/doc/addendumpdf/download. Accessed 16 Oct. 2024.

“Medicare Balance Billing Brochure.” ODH.Ohio.Gov, Ohio Department of Health, odh.ohio.gov/know-our-programs/medicare-balance-billing/resources/medicare-balance-billing-brochure. Accessed 16 Oct. 2024.

“Medicare E-Visits.” Medicare.Gov, Medicare, www.medicare.gov/coverage/e-visits-0. Accessed 16 Oct. 2024.

“Medicare Participating Physician or Supplier Agreement.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 Nov. 2022, www.cms.gov/medicare/cms-forms/cms-forms/downloads/cms460.pdf.

“Medicare Participation Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/medicare-participation-announcement.pdf. Accessed 16 Oct. 2024.

“Medigap Plan N Benefits & Costs 2024.” MedicareSupplement.Com, TZ Insurance Solutions, www.medicaresupplement.com/medigap/plans/n/?force_destination=c3cee4730cf2fe66. Accessed 16 Oct. 2024.

“Medicare Supplement Insurance Minimum Standards.” Rules.Sos.Ri.Gov, Rhode Island Department of State, rules.sos.ri.gov/regulations/part/230-20-30-7. Accessed 16 Oct. 2024.

“Medicare Supplement Insurance Minimum Standards Regulations.” Dfr.Vermont.Gov, State of Vermont Department of Financial Regulation, dfr.vermont.gov/reg-bul-ord/medicare-supplement-insurance-minimum-standards-regulations. Accessed 16 Oct. 2024.

“Medicare Supplement Premium Rates – Looking to the Past and Planning for the Future.” GenRe.Com, Gen Re, 24 Oct. 2023, www.genre.com/us/knowledge/publications/2023/october/medicare-supplement-premium-rates-en.

Noga, Russel. “Rate Increase History for Medigap Plans.” Medisupps.Com, Medisupps.com, 10 Jan. 2024, www.medisupps.com/rate-increase-history-for-medigap-plans/.

Boccuti, Cristina. “Paying a Visit to the Doctor: Current Financial Protections for Medicare Patients When Receiving Physician Services.” KFF, KFF, 9 Jan. 2017, www.kff.org/medicare/issue-brief/paying-a-visit-to-the-doctor-current-financial-protections-for-medicare-patients-when-receiving-physician-services/.

“Revised Questions and Answers Regarding Implementation of Medicare Supplement Plan N Copayment, Deductible and Coinsurance .” CMS.Gov, Centers for Medicare & Medicaid Services, 10 Apr. 2010, www.cms.gov/medicare/health-plans/medigap/medigap-news-email-updates-items/cms1234920.

“Supplemental Insurance (Medigap) Plans in Georgia.” Medicare.Gov, Medicare, www.medicare.gov/medigap-supplemental-insurance-plans/#/m/plans?fips=13057&zip=30115&year=2025⟨=en. Accessed 16 Oct. 2024.

Fuglesten Biniek, Jeannie, et al. “Traditional Medicare Spending Fell Almost 6% in 2020 as Service Use Declined Early in the COVID-19 Pandemic.” KFF, KFF, 1 June 2022, www.kff.org/medicare/issue-brief/traditional-medicare-spending-fell-almost-6-in-2020-as-service-use-declined-early-in-the-covid-19-pandemic/.

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Do you have everything you’ll need for a full day of sales appointments? This small list of actionable to-dos can make a big impact on staying organized and stress-free this AEP!Read the text versionResources:2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004

Get started with MedicareCENTER: https://identity.integrity.com/register

How to Prepare for AEP Like a Pro: https://ritterim.com/blog/how-to-prepare-for-aep-like-a-pro/

Learn more about Ask Integrity: https://www.askintegrity.com/

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

References:“5 Tips for Using a Cell Phone Car Charger.” Nonda.Co, Nonda, 21 June 2018, www.nonda.co/blogs/news/5-tips-for-using-a-cell-phone-car-charger.

Nesmith, Meghan. “Clean IQ: What’s Really in Those Tide to Go Pens? And Why Don’t You Have to Rinse Them?” Apartment Therapy, Apartment Therapy, 3 May 2019, www.apartmenttherapy.com/tide-to-go-how-to-use-268453.

Braverman, Jody. “What Are the Side Effects of Not Eating? | Livestrong.” LIVESTRONG.COM, Leaf Group, www.livestrong.com/article/134155-what-are-side-effects-not-eating/. Accessed 7 Oct. 2024.

Naftulin, Julia. “What Is ‘Hangry’? Feeling Angry from Not Eating Is a Real Thing.” Health.Com, Health, 24 Sept. 2024, www.health.com/nutrition/what-is-hangry.

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Your client receives a letter saying they are ineligible for Marketplace Coverage. What can they do? Learn how to assist your clients with filing Marketplace eligibility appeals!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/

Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/

Everything Agents Need to Know About Selling in Sate-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

Free eBooks & Guides: https://ritterim.com/guides/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Register with Ritter: https://app.ritterim.com/public/registration/

Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

References:“Find Out What Marketplace Health Insurance Plans Cover.” HealthCare.Gov, Health Insurance Marketplace, www.healthcare.gov/coverage/what-marketplace-plans-cover/. Accessed 22 Aug. 2024.

“What to Do If Your Marketplace Appeal Is ‘Invalid.’” Centers for Medicare & Medicaid, Health Insurance Marketplace, www.cms.gov/marketplace/outreach-and-education/marketplace-appeal-invalid.pdf. Accessed 22 Aug. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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This just in! Social Security announced the Cost of Living Adjustment for 2025. Get the official numbers and learn more about how the COLA increase impacts your clients.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004

CMS Announces Medicare $2 Drug List Model RFI: https://link.chtbl.com/ASGF20241011

Optimize Client Acquisition by Becoming a Registered Social Security Analyst ft. Tom Drapala: https://link.chtbl.com/2024TomDrapala

Preparing Clients for the New Medicare Prescription Payment Plan Program: https://link.chtbl.com/ASG621

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

References:“Consumer Price Index - September 2024.” BLS.Gov, US Bureau of Labor & Statistics, 10 Oct. 2024, www.bls.gov/news.release/pdf/cpi.pdf.

“Create Your Personal My Social Security Account Today.” SSA, Social Security Administration, www.ssa.gov/myaccount/. Accessed 11 Oct. 2024.

Bogle, Darlynda. “How the Hold Harmless Provision Protects Your Benefits.” Blog.SSA.Gov, Social Security Administration, 19 Aug. 2024, blog.ssa.gov/how-the-hold-harmless-provision-protects-your-benefits/.

“Social Security Cost of Living Adjustment.” SSA.Gov, Social Security Administration, 10 Oct. 2024, www.ssa.gov/cola/.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Your clients are a great resource to generate new leads. Happy and loyal clients will tell friends and family about your remarkable service. Find out how to build a referral network with current clients to grow your business!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Building Client Loyalty: More Than Just a Plan: https://link.chtbl.com/ASG496

Generate Medicare Leads Using Marketing Materials from ShopRitterIM: https://ritterim.com/blog/generate-medicare-leads-using-marketing-materials-from-shopritterim/

How Insurance Agents Can Learn About Their Social Media Audience: https://ritterim.com/blog/how-insurance-agents-can-learn-about-their-social-media-audience/

Integrity Tools: https://ritterim.com/integrity-tools/

Register with Ritter: https://app.ritterim.com/public/registration/

Shop Ritter Insurance Marketing: https://shopritterim.com/

The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships FREE eBook: https://ritterim.com/insurance-affinity-partnerships/

The Insurance Agent’s Guide to Generating Referrals FREE eBook: https://ritterim.com/insurance-referral-generation/

The Ritter Blog: https://ritterim.com/blog/

Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

References:“Free Design Tool: Presentations, Video, Social Media | CANVA.” Canva, Canva, www.canva.com/. Accessed 31 July 2024.

“Free Online Document Editing with Microsoft Word: Microsoft 365.” Free Online Document Editing with Microsoft Word | Microsoft 365, Microsoft, www.microsoft.com/en-us/microsoft-365/word. Accessed 25 Sept. 2024.

“Global Trust in Advertising and Brand Messages.” Nielsen, The Nielsen Company, 21 July 2022, www.nielsen.com/insights/2012/global-trust-in-advertising-and-brand-messages-2/.

Max Freedman. “Why Word of Mouth Beats Traditional Advertising.” Business News Daily, Business News Daily, 17 Jan. 2024, www.businessnewsdaily.com/2353-consumer-ad-trust.html.

“Medicare Marketing Guidelines.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 25 Sept. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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CMS recently announced changes that will affect Dual Eligible Special Needs Plans. Press play to learn how this affects you and your D-SNP clients for the upcoming plan year!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5

2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://link.chtbl.com/ASGN20240808

2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/

2025 Medicare Part D Redesign Updates: https://ritterim.com/blog/2025-medicare-part-d-redesign-updates/

CMS Announces Part D Savings & 2025 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs: https://link.chtbl.com/ASG619R5

Get Your Portfolio Reviewed by Ritter: https://ritterim.com/portfolio/

Learn more about PlanEnroll: https://ritterim.com/planenroll/

The Beginner’s Guide to D-SNPs: https://ritterim.com/blog/the-beginners-guide-to-dsnps/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Ritter Fact Finder Free PDF Download: https://ritterim.com/documents/ritter-fact-finder.pdf

References:Barnette, Lindsay P. “Guidance for States Seeking to Leverage New ...” CMS, Centers for Medicare & Medicaid Services, 25 Aug. 2022, www.cms.gov/files/document/stateoppsintegratedcareprogs.pdf.

Freed, Salama, et al. “10 Things to Know About Medicare Advantage Dual-Eligible Special Needs Plans (D-SNPs).” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/10-things-to-know-about-medicare-advantage-dual-eligible-special-needs-plans-d-snps/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for October 11, 2024:* CMS Final Guidance on Round 2 of Medicare Drug Price Negotiations * HHS Releases ACA Marketplace 2026 Proposed Rule * Apple Intelligence Features Coming October 28? * Setting the Record Straight on Cigna & HCSC * CMS Announces Medicare $2 Drug List Model Request for Information

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.CMS Final Guidance on Round 2 of Medicare Drug Price Negotiations:“HHS Releases Final Guidance for Second Cycle of Historic Medicare Drug Price Negotiation Program.” CMS.Gov, Centers for Medicare & Medicaid Services, 2 Oct. 2024, www.cms.gov/newsroom/press-releases/hhs-releases-final-guidance-second-cycle-historic-medicare-drug-price-negotiation-program.

“Medicare Drug Price Negotiation Program Final Guidance ...” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-drug-price-negotiation-program-ipay-2027-final-guidance-and-mfp-effectuation.pdf. Accessed 9 Oct. 2024.

HHS Releases ACA Marketplace 2026 Proposed Rule:Tong, Noah. “CMS Proposes Risk Adjustment Changes, Broker Fraud Crackdown for 2026 Plan Year.” Fierce Healthcare, Fierce Healthcare, 4 Oct. 2024, www.fiercehealthcare.com/payers/cms-proposes-risk-adjustment-changes-fraud-crackdown-and-more.

“HHS Notice of Benefit and Payment Parameters for 2026 Proposed Rule.” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Oct. 2024, www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2026-proposed-rule.

Apple Intelligence Features Coming October 28?Chen, Brian X. “Apple’s A.I. Is Landing Soon on iPhones. Here’s What It’s Like.” NYTimes.Com, The New York Times, 2 Oct. 2024, www.nytimes.com/2024/10/02/technology/personaltech/apple-intelligence-iphone.html.

Clover, Juli. “Here Are All of the Apple Intelligence Features in IOS 18.1.” MacRumors, MacRumors, 8 Oct. 2024, www.macrumors.com/guide/ios-18-1-apple-intelligence/.

Shakir, Umar. “Here’s What Your iPhone 16 Will Do with Apple Intelligence - Eventually.” The Verge, The Verge, 10 Sept. 2024, www.theverge.com/2024/9/10/24237714/apple-intelligence-generative-ai-features-update-schedule.

Davis, Wes. “Your iPhone 16 May Get Its First Apple Intelligence Features Later This Month.” The Verge, The Verge, 6 Oct. 2024, www.theverge.com/2024/10/6/24263398/ios-18-iphone-16-apple-intelligence-coming-october-update-ai-notification-summaries.

Setting the Record Straight on Cigna & HCSC:“CIGNA Healthcare Offers Medicare Customers Value, Stability and Choice with 2025 Plans.” Cigna Healthcare Newsroom, Cigna, 1 Oct. 2024, newsroom.cigna.com/cigna-healthcare-medicare-2025-plans.

Minemyer, Paige. “Cigna Inks Deal to Sell Medicare Business to HCSC for $3.7B.” Fierce Healthcare, Fierce Healthcare, 31 Jan. 2024, www.fiercehealthcare.com/payers/cigna-inks-deal-sell-medicare-business-hcsc-37b-deal.

“HCSC Agrees to Acquire Medicare Businesses and CareAllies from Cigna.” HCSC Agrees to Acquire Medicare Businesses and CareAllies from Cigna, Health Care Service Corporations (HCSC), 31 Jan. 2024, www.hcsc.com/newsroom/news-releases/2024/agreement-acquire-cigna-medicare-careallies-businesses.

CMS Announces Medicare $2 Drug List Model Request for Information:“Biden-Harris Administration Takes Next Step on Proposed Model to Lower Prescription Drug Costs for People with Medicare.” CMS.Gov, Centers for Medicare & Medicaid Services, 8 Oct. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-takes-next-step-proposed-model-lower-prescription-drug-costs-people.

Fowler, Liz, and Vino Mitta. “CMS Innovation Center’s One-Year Update on the Executive Order to Lower Prescription Drug Costs for Americans.” CMS.Gov, Centers for Medicare & Medicaid Services, 11 Oct. 2023, www.cms.gov/blog/cms-innovation-centers-one-year-update-executive-order-lower-prescription-drug-costs-americans.

“Executive Order on Lowering Prescription Drug Costs for Americans.” The White House, The United States Government, 14 Oct. 2022, www.whitehouse.gov/briefing-room/presidential-actions/2022/10/14/executive-order-on-lowering-prescription-drug-costs-for-americans/.

“Medicare Two Dollar Drug List Model.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/priorities/innovation/innovation-models/medicare-two-dollar-drug-list-model. Accessed 9 Oct. 2024.

“Medicare $2 Drug List Model - Request for Information (RFI) - Responses Due December 9, 2024.” Cms.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/priorities/innovation/files/x/newdirection-rfi.pdf. Accessed 9 Oct. 2024.

Resources:2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004

Cigna to Sell Medicare Business to HCSC: https://ritterim.com/blog/cigna-to-sell-medicare-business-to-hcsc

Key Changes for ACA Open Enrollment 2025 ft. Ross Baker from HealthSherpa: https://link.chtbl.com/ASG2024RossBaker

Preparing Clients for the New Medicare Prescription Payment Plan Program: https://link.chtbl.com/ASG621

Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710

Webinars & Events: https://ritterim.com/events/

What to Do if Your Medicare Part D Plans Become Non-Commissionable: https://link.chtbl.com/ASGN20241005

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Find movie and TV streaming services that fit your budget. Join Tina as she reviews free and wallet-friendly streaming apps.Plex: https://www.plex.tv/

Tubi: https://tubitv.com/

Kanopy: https://www.kanopy.com/en

PBS Kids: https://pbskids.org/

YouTube Movies & TV: https://www.youtube.com/feed/storefront

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Agent’s Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606

Apps to Create a Dumb Phone: https://link.chtbl.com/ASGA65

How to Create a Google Business Profile: https://link.chtbl.com/ASG614

LinkedIn Basics for Insurance Agents: https://link.chtbl.com/ASG612

References:“Meet Your TV Concierge.” Plex, 3 Sept. 2024, www.plex.tv/.

“Movies and Shows.” YouTube, YouTube, www.youtube.com/feed/storefront. Accessed 23 Sept. 2024.

“PBS Kids.” PBS KIDS, www.pbskids.org/. Accessed 23 Sept. 2024.

“Stream Classic Cinema, Indie Film and Top Documentaries.” Kanopy, www.kanopy.com/en. Accessed 23 Sept. 2024.

“Watch Free TV & Movies Online: Stream Full Length Videos.” Tubi, www.tubitv.com/. Accessed 23 Sept. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Discover what's new for the ACA Market in PY 2025. HealthSherpa's Ross Baker joins Sarah to discuss changes and updates for the upcoming Open Enrollment Period.Read the text versionMentioned in this episode:HealthSherpa Official Site: https://www.healthsherpa.com/agents/features

Follow HealthSherpa on Social:Facebook: https://www.facebook.com/healthsherpas/

Instagram: https://www.instagram.com/healthsherpas/

LinkedIn: https://www.linkedin.com/company/healthsherpa/

X: https://x.com/healthsherpas

YouTube: https://www.youtube.com/@Healthsherpas

Additional Ritter Resources:How Much Can Agents Make Selling Under-65 Insurance: https://link.chtbl.com/ASG620

Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

Steps to Get Ready for OEP: Federal & State Exchanges: https://link.chtbl.com/ASG6215

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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You’ve likely heard that this AEP is going to be challenging. That might be true, but we like to help agents thrive under pressure. Don’t miss our list of ways to keep calm and carry on selling through this annual enrollment period – challenging or otherwise!Have questions? Send them our way for answers! Email ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:4 Helpful Podcasts for Busy Insurance Agents: https://ritterim.com/blog/4-helpful-podcasts-for-busy-insurance-agents/

Celebrating Every Step of the Process: https://link.chtbl.com/ASGM10242022

Creating Margin & Taking Back Control of Your Time: https://link.chtbl.com/ASGM20230130

How to Take on an Upset Client in the Insurance Industry: https://ritterim.com/blog/how-to-take-on-an-upset-client-in-the-insurance-industry/

Integrity “Inspire” Podcast: https://integrity.com/inspire/

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

The Power of Listening & Laughter: https://link.chtbl.com/ASGM20230306

Tips on Dealing with a Difficult Client: https://ritterim.com/blog/tips-on-dealing-with-a-difficult-client/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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We’re hitting rewind on one of our favorite podcast interviews! Join Sarah as she chats with Luke Acree and Andrew Saksa from ReminderMedia. You’ll learn how to combine passive and proactive marketing, explore relationship marketing, and so much more! Already a Ritter Agent? Sign up with ReminderMedia!

Not a Ritter Agent? Get more information on getting started with Ritter & ReminderMedia!

Register for your FREE RitterIM.com account

Mentioned in this episode:Be Advised – Building Relationships Through Magazines with Andrew Saksa (Ep. 48): https://podcasts.apple.com/us/podcast/building-relationships-through-magazines-with-andrew/id1522693623?i=1000568108877

Ritter & ReminderMedia Partnerships Offers Agents New Marketing Solutions: https://ritterim.com/blog/ritter-and-remindermedia-partnership-offers-agents-new-marketing-solutions/

Stay Paid Podcast: https://remindermedia.com/podcast/

The Ed Mylett Show: https://www.edmylett.com/podcast

The Game with Alex Hormozi: https://podcasts.apple.com/us/podcast/the-game-w-alex-hormozi/id1254720112

The Tim Feriss Show: https://tim.blog/podcast/

Follow ReminderMedia on Social: Facebook: https://www.facebook.com/ReminderMedia

Instagram: https://www.instagram.com/remindermedia/

LinkedIn: https://www.linkedin.com/company/remindermedia/posts/?feedView=all

X: https://twitter.com/remindermedia

YouTube: https://www.youtube.com/remindermedia

Andrew Saksa on Instagram: https://www.instagram.com/saksa13/

Luke Acree on Instagram: https://www.instagram.com/lukeacree/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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Carriers not paying commissions on PDP business? We understand the frustration! Listen for ideas on how to move forward while still serving the best interests of your clients.Read the text versionClaim your free portfolio review with Ritter!Resources:2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/

4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/

Find and contact your dedicated sales specialist here at Ritter: https://ritterim.com/meet-your-sales-team/

How to Ask Your Current Clients for Referrals: https://ritterim.com/blog/how-to-ask-your-current-clients-for-referrals/

How Much Money Can Agents Make Selling Ancillary Health Insurance? https://ritterim.com/blog/how-much-money-can-agents-make-selling-ancillary-health-insurance/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Signs It's Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605

The Advisor Approach: Cross-Selling by Fact-Finding: https://link.chtbl.com/ASG587

The Complete Guide on How to Sell Medicare Advantage Plans: https://ritterim.com/medicare-advantage-ebook/

The Insurance Agent’s Guide to Generating Referrals: https://ritterim.com/insurance-referral-generation/

Why Being a Likable Agent Is Good for Your Business: https://ritterim.com/blog/why-being-a-likable-agent-is-good-for-your-business/

References:“Agent Broker Compensation.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-marketing-guidelines/agent-broker-compensation. Accessed 7 Oct. 2024.

“Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, Centers for Medicare & Medicaid Services, 4 Apr. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f.

Freed, Meredith, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/.

Kelly, Susan. “Most Medicare Advantage Enrollees like Their Plans, Survey Finds.” Healthcaredive.Com, Healthcare Dive, 14 June 2022, www.healthcaredive.com/news/most-medicare-advantage-enrollees-like-plans-ehealth/625429/.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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The Friday Five for October 4, 2024:* KFF Study on Medicare Beneficiaries’ Tendency to Shop * Ritter’s First Annual ACA Summit * Agent Reaction to MedicareCENTER & Upcoming Webinar * Instagram Best Practices & New Pro Dashboard Features * 2025 Medicare Advantage and Medicare Part D Premiums

KFF Study on Medicare Beneficiaries’ Tendency to Shop:Ochieng, Nancy, et al. “Nearly 7 in 10 Medicare Beneficiaries Did Not Compare Plans during Medicare’s Open Enrollment Period.” KFF, KFF, 27 Sept. 2024, www.kff.org/medicare/issue-brief/nearly-7-in-10-medicare-beneficiaries-did-not-compare-plans-during-medicares-open-enrollment-period/.

Ritter’s First Annual ACA Summit:Register to Attend the Inaugural ACA Summit

Agent Reaction to MedicareCENTER & Upcoming Webinar:Learn more about MedicareCENTER: https://integrity.com/medicarecenter/

Register to Attend: Sales Tech Train & Talk - Understanding MedicareCENTER

Instagram Best Practices & New Pro Dashboard Features:“About the Instagram Professional Dashboard.” Help.Instagram.Com, Instagram, help.instagram.com/257516379077270. Accessed 3 Oct. 2024.

“How Can I Check My Account Type on Instagram?” SocialBu Help, SocialBu, help.socialbu.com/article/331-how-can-i-check-my-account-type-on-instagram. Accessed 3 Oct. 2024.

Sato, Mia. “Instagram’s ‘Best Practices’ Tell Creators How They Should Post.” The Verge, The Verge, 1 Oct. 2024, www.theverge.com/2024/10/1/24259462/instagram-best-practices-business-profiles-tips-reach.

“Introducing Best Practices, an Education Hub for Creators on Instagram.” Abaout.Fb.Com, Meta, 30 Sept. 2024, about.fb.com/news/2024/10/best-practices-education-hub-creators-instagram/.

“Instagram Creator Education: Best Practices.” Instagram for Creators, Instagram, creators.instagram.com/best-practices#instagram. Accessed 3 Oct. 2024.

Instagram Creators Account, Meta, www.instagram.com/creators/. Accessed 3 Oct. 2024.

2025 Medicare Advantage and Medicare Part D Premiums:“Medicare Advantage and Medicare Prescription Drug Programs to Remain Stable as CMS Implements Improvements to the Programs in 2025.” CMS.Gov, Centers for Medicare & Medicaid Services, 27 Sept. 2024, www.cms.gov/newsroom/fact-sheets/medicare-advantage-and-medicare-prescription-drug-programs-remain-stable-cms-implements-improvements.

Freed, Meredith, et al. “Medicare Advantage in 2024: Enrollment Update and Key Trends.” KFF, KFF, 8 Aug. 2024, www.kff.org/medicare/issue-brief/medicare-advantage-in-2024-enrollment-update-and-key-trends/.

“Medicare Enrollment for June 2024.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/tools/medicare-enrollment-dashboard. Accessed 2 Oct. 2024.

“Medicare Monthly Enrollment.” Data.CMS.Gov, Centers for Medicare & Medicaid Services Data, data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment. Accessed 2 Oct. 2024.

Resources:4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5

Best Video Editing Apps for Social Media: https://link.chtbl.com/ASGA69

Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendations-for-2025/

Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/

Tech News Roundup: https://link.chtbl.com/ASGF20240927

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Under CMS regulations, agents are considered Third-Party Marketing Organizations. We’ve got the FAQs to keep you informed!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://link.chtbl.com/ASGN20230515B

Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

How to Host a Successful Medicare Sales Event FREE eBook Direct Download: https://ritterim.com/documents/how-to-host-a-successful-medicare-sales-event.pdf

How to Host a Successful Medicare Educational Event FREE eBook Direct Download: https://ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf

Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540

Rules for Hosting a Compliant Medicare Sales Event: https://link.chtbl.com/ASG541

What Not to Say During Medicare Educational and Sales Events: https://link.chtbl.com/ASG476

The Ritter Compliance Program – Ritter Docs: https://docs.ritterim.com/compliance/compliance-at-ritter/

References:“CMS Issues New Rule Limiting Third-Parties Who Conduct Medicare Advantage Marketing: Perspectives: Reed Smith LLP.” Reed Smith, 6 June 2022, www.reedsmith.com/en/perspectives/2022/06/cms-issues-new-rule-limiting-thirdparties.

“Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, 4 Apr. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f.

“Medicare Communications and Marketing Guidelines...” Center of Medicare and Medicaid, 9 Feb. 2022, www.cms.gov/files/document/medicare-communications-and-marketing-guidelines-3-16-2022.pdf.

“Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs...” Federal Register, http://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 5 Sept. 2024

“Title 42 Chapter IV Subchapter B Part 422 Subpart V—Medicare Advantage Communication Requirements.” Federal Register, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 5 Sept. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Agents and agencies are considered Third-Party Marketing Organizations (TPMOs) by CMS. Listen to learn about marketing guidelines and how to stay compliant!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://link.chtbl.com/ASGN20230515B

Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

How to Host a Successful Medicare Sales Event FREE eBook Direct Download: https://ritterim.com/documents/how-to-host-a-successful-medicare-sales-event.pdf

How to Host a Successful Medicare Educational Event FREE eBook Direct Download: https://ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf

Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540

Rules for Hosting a Compliant Medicare Sales Event: https://link.chtbl.com/ASG541

What Not to Say During Medicare Educational and Sales Events: https://link.chtbl.com/ASG476

The Ritter Compliance Program – Ritter Docs: https://docs.ritterim.com/compliance/compliance-at-ritter/

References:“CMS Issues New Rule Limiting Third-Parties Who Conduct Medicare Advantage Marketing: Perspectives: Reed Smith LLP.” Reed Smith, 6 June 2022, www.reedsmith.com/en/perspectives/2022/06/cms-issues-new-rule-limiting-thirdparties.

“Contract Year 2025 Medicare Advantage and Part D Final Rule (CMS-4205-F).” CMS.Gov, 4 Apr. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2025-medicare-advantage-and-part-d-final-rule-cms-4205-f.

“Medicare Communications and Marketing Guidelines...” Center of Medicare and Medicaid, 9 Feb. 2022, www.cms.gov/files/document/medicare-communications-and-marketing-guidelines-3-16-2022.pdf.

“Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs...” Federal Register, www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and. Accessed 5 Sept. 2024.

“Title 42 Chapter IV Subchapter B Part 422 Subpart V—Medicare Advantage Communication Requirements.” Federal Register, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V. Accessed 5 Sept. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Learn more about the new Medicare prescription payment plan program ahead of the 2025 Annual Enrollment Period. Get the information you need now so you can answer client questions this AEP!Read the text versionResources:5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

The Complete Guide on How to Sell Prescription Drug Plans: https://ritterim.com/pdp-ebook/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

References:“Fact Sheet: Medicare Prescription Payment Plan.” CMS.Gov, Centers for Medicare and Medicaid Services, www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf Accessed 23 August 2024.

“Fact Sheet: Medicare Prescription Payment Plan Final Part One Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-one-guidance.pdf Accessed 23 August 2024.

“Fact Sheet: Medicare Prescription Payment Plan Final Part Two Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-two-guidance.pdf. Accessed 23 August 2024.

Cottrill, Alex, et al. “Income and Assets of Medicare Beneficiaries in 2023.” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/.

“Inflation Reduction Act and Medicare.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/inflation-reduction-act-and-medicare Accessed 23 August 2024.

Cubanski, Juliette, and Anthony Damico. “Medicare Part D in 2024: A First Look at Prescription Drug Plan Availability, Premiums, and Cost Sharing.” KFF, KFF, 8 Nov. 2023, www.kff.org/medicare/issue-brief/medicare-part-d-in-2024-a-first-look-at-prescription-drug-plan-availability-premiums-and-cost-sharing/.

“Medicare Prescription Payment Plan Implementation Timeline.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 July 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf

Seshamani, Meena. “Medicare Prescription Payment Plan Draft Part Two Guidance” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-draft-part-two-guidance.pdf

Seshamani, Meena. “Medicare Prescription Payment Plan Part 1 Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/files/document/medicare-prescription-payment-plan-part-1-guidance.pdf

“Welcome to Medicare.” Medicare, Centers for Medicare & Medicaid Services, www.medicare.gov/. Accessed 23 Aug. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Celebrate International Podcast Day with the Agent Survival Guide Podcast!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for September 27, 2024:* The Ritter Report & Ask Integrity Shoppers * Spotify AI Playlists in Beta for U.S. Premium Accounts * Hands-On with Apple iPhone 16 Pro * Meta Ray-Ban Smart Glasses Update & New Frames * Self-Care Tips for Agents During AEP

The Ritter Report & Ask Integrity Shoppers:Learn about Ask Integrity™: https://integrity.com/ask-integrity/

Learn more about PlanEnroll: https://ritterim.com/planenroll/

MedicareCENTER: https://integrity.com/medicarecenter/

Not partnered with Integrity? Register here: https://identity.integrity.com/register

Register for The Ritter Report Call: https://bit.ly/4dltNfa

Spotify AI Playlists in Beta for U.S. Premium Accounts:“Ai Playlist Is Rolling out in Beta in the US, Canada, Ireland, and New Zealand-Get Started with These pro Tips.” Spotify, Spotify, 24 Sept. 2024, newsroom.spotify.com/2024-09-24/ai-playlist-expanding-usa-canada-ireland-new-zealand/.

Shanklin, Will. “Spotify’s AI Playlists Are Rolling out for Premium Users in the US.” Engadget, Engadget, 24 Sept. 2024, www.engadget.com/ai/spotifys-ai-playlists-are-now-available-for-premium-users-in-the-us-130008423.html.

Weatherbed, Jess. “Spotify’s AI Playlist Builder Is Now Available in the US.” The Verge, The Verge, 24 Sept. 2024, www.theverge.com/2024/9/24/24252971/spotify-ai-playlist-builder-beta-available-us-canada.

Hands-On with Apple iPhone 16 Pro:“iPhone - Compare Models.” Apple, Apple, www.apple.com/iphone/compare/?modelList=iphone-16-pro-max%2Ciphone-14-pro-max. Accessed 25 Sept. 2024.

“iPhone 16 Pro and iPhone 16 Pro Max.” Apple, Apple, www.apple.com/iphone-16-pro/. Accessed 25 Sept. 2024.

Meta Ray-Ban Smart Glasses Update & New Frames:“Discover Ray-Ban | Meta Smart Glasses: Specs & Features | Ray-Ban® US.” Ray-Ban.Com, Ray-Ban, www.ray-ban.com/usa/discover-ray-ban-meta-smart-glasses/clp. Accessed 26 Sept. 2024.

“Ray-Ban Meta Smart Glasses.” Meta, MEta, www.meta.com/smart-glasses. Accessed 26 Sept. 2024.

Shakir, Umar. “The Biggest News from Meta Connect 2024.” The Verge, The Verge, 25 Sept. 2024, www.theverge.com/24254101/meta-connect-2024-announcements-products.

Rueppel Recommends:ComicBook. “Disney+: Every Movie and TV Show Arriving in October 2024.” Comicbook.Com, Comicbook.com, 19 Sept. 2024, comicbook.com/tv-shows/news/disney-plus-streaming-movies-tv-shows-new-october/#18.

Ridgely, Charlie. “Everything Coming to Hulu in October 2024.” Comicbook.Com, Comicbook.com, 22 Sept. 2024, comicbook.com/tv-shows/news/hulu-streaming-october-2024-new-movies-tv-shows/#20.

Ridgely, Charlie. “Netflix: Every Movie and TV Show Arriving in October 2024.” Comicbook.Com, Comicbook.com, 25 Sept. 2024, comicbook.com/tv-shows/news/netflix-october-2024-new-movies-tv-shows-streaming/.

“Scamanda.” Apple Podcasts, Lionsgate Sound, podcasts.apple.com/us/podcast/scamanda/id1685691481. Accessed 26 Sept. 2024.

“Scamanda.” Spotify, Lionsgate Sound, open.spotify.com/show/3UNxeZPD5fDSzm26mqTjgc. Accessed 26 Sept. 2024.

Resources:4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5

Apps for Tracking Business Expenses: https://link.chtbl.com/ASGA67

Are You Self-Sabotaging Your Insurance Sales Success? https://link.chtbl.com/ASG616

Ask ASG Mailbag: Send Us Your Questions: https://link.chtbl.com/ASGF20240920

What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://link.chtbl.com/ASG618

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Create eye-catching content for your social media audience with these video editing apps. CapCut Official Website: https://www.capcut.com/

YouCut – The App Store: https://apps.apple.com/us/app/youcut-ai-video-editor/id1620499741

YouCut – Play Store: https://play.google.com/store/apps/details?id=com.camerasideas.trimmer&hl=en_US

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Affinity Partnerships for Insurance Agents: https://ritterim.com/blog/affinity-partnerships-for-insurance-agents/

Are Your Medicare Marketing Materials Compliant? https://ritterim.com/blog/are-your-medicare-marketing-materials-compliant/

Best Practices for Video Calls: https://link.chtbl.com/ASG597

How to Create a Google Business Profile: https://link.chtbl.com/ASG614

LinkedIn Basics for Insurance Agents: https://link.chtbl.com/ASG612

Social Media Marketing for Insurance Agents FREE eBook download: https://ritterim.com/social-media-ebook/

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

References:“Adobe Premiere Rush.” Adobe, www.adobe.com/products/premiere-rush.html. Accessed 30 Aug. 2024.

“CapCut Commerce Pro: Shoppable Content Creation Made Easy.” CapCut Commerce Pro, www.commercepro.capcut.com/. Accessed 30 Aug. 2024.

“CapCut No Watermark Tutorial: How to Remove Watermark in CapCut.” Capcut.Com, www.capcut.com/resource/capcut-no-watermark. Accessed 30 Aug. 2024.

“Free Design Tool: Presentations, Video, Social Media | CANVA.” Canva, www.canva.com/. Accessed 30 Aug. 2024.

“YouTube Audio Library.” YouTube, www.youtube.com/audiolibrary. Accessed 30 Aug. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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If you want to be ready-to-sell by the ACA Open Enrollment Period, you’ll want to listen! Review our checklist of steps to help you get certified, organized, and ready to serve clients.Read the text versionDownload the OEP Ready-to-Sell Checklist: https://ritterim.com/documents/oep-ready-to-sell-checklist.pdf Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Tips for Finding Supplemental Coverage for ACA Plans: https://ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/

2024 ACA Exchange & FFM Certification Info: https://ritterim.com/blog/2024-aca-exchange-ffm-certification-info/

Carriers Partnered with Ritter: https://ritterim.com/products/by-carrier/

Community Engagement & ACA Marketing Suggestions for Agents: https://ritterim.com/blog/community-engagement-aca-marketing-suggestions-for-agents/

Contract & Get Appointed to Sell with Health Insurance Companies: https://ritterim.com/blog/contract-get-appointed-to-sell-with-health-insurance-companies/

Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

FAQs About ACA Certification and Training: https://link.chtbl.com/ASG532

Five Ways to Generate ACA Leads: https://ritterim.com/blog/five-ways-to-generate-aca-leads/

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

Knight School Training: https://ritterim.com/knight-school/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Questions to Ask Clients Shopping for an ACA Plan: https://link.chtbl.com/ASG615

Register with Ritter: https://app.ritterim.com/public/registration/

Ritter Events Calendar: https://ritterim.com/events/

Surviving OEP: https://ritterim.com/oep/

The Agent Survival Guide Podcast: https://ritterim.com/podcast/

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://ritterim.com/aca-ebook/

The Ritter Blog: https://ritterim.com/blog/

The Ritter Platform: https://app.ritterim.com/

Under-65 Health Products: https://ritterim.com/products/under-65/

References:“Agents and Brokers.” Virginia SCC - Agents and Brokers, www.scc.virginia.gov/pages/Agents-and-Brokers. Accessed 4 Sept. 2024.

“CMS.Gov Enterprise Portal.” CMS Enterprise Portal, portal.cms.gov/portal/. Accessed 4 Sept. 2024.

“Connecting Pennsylvanians to Health Coverage.” Pennie, https://pennie.com/. Accessed 4 Sept. 2024.

“FFM Agent Broker Registration and Termination Status Page.” Data.Healthcare.Gov, https://data.healthcare.gov/ffm_ab_registration_lists. Accessed 4 Sept. 2024.

“Find out How Much Insurance May Cost.” Get Covered New Jersey, nj.gov/getcoverednj/. Accessed 4 Sept. 2024.

“Help on Demand: Training and Registration Guide.” CMS.Gov, https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf. Accessed 4 Sept. 2024

“Local Assistance for Health Insurance Application.” HealthCare.Gov, localhelp.healthcare.gov/. Accessed 4 Sept. 2024.

“Maryland Health Connection.” Maryland Health Connection, 27 July 2024, www.marylandhealthconnection.gov/.

“Registration and Training for Marketplace Agents and Brokers.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/registration-training. Accessed 4 Sept. 2024.

“Returning Agents’ and Brokers’ Guide to Plan Year 2025 ...” CMS.Gov, Center for Medicare & Medicaid, www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 4 Sept. 2024.

“The Marketplace in Your State.” HealthCare.Gov, www.healthcare.gov/marketplace-in-your-state/. Accessed 4 Sept. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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If you’re on the fence about adding ACA plans to your portfolio, let this episode be a sign to take action! Discover how much you could make selling Affordable Care Act plans. Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/

CMS Rules ACA Broker Commissions for SEP & OEP Sales Must Be Equal: https://ritterim.com/blog/cms-rules-aca-broker-commissions-for-sep-oep-sales-must-be-equal/

How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/

How Insurance FMOs Work FREE eBook: https://ritterim.com/how-insurance-fmos-work/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Register with Ritter: https://app.ritterim.com/public/registration/

State of the ACA Market in 2024: https://link.chtbl.com/ASG610

Under-65 Carriers Ritter Docs: https://docs.ritterim.com/products/under-65-health/

What Are Insurance Hierarchies & How Do They Work? https://link.chtbl.com/ASG517

References:“FAQ Agent Broker Compensation and Guaranteed Availability of Coverage.” CMS, Centers for Medicare & Medicaid, www.cms.gov/files/document/agent-broker-compensation-and-guaranteed-availability-coverage.pdf. Accessed 27 Aug. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The first round of Medicare Part D negotiated drug prices is here! Find out which prescriptions are included and the savings your clients can see beginning in CY 2026!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808

CMS Announces First 10 Drugs for Medicare Drug Price Negotiation: https://ritterim.com/blog/cms-announces-first-10-drugs-for-medicare-drug-price-negotiation/

CMS Announces 2025 Part D Bid & Premium Stabilization Demonstration Program: https://link.chtbl.com/ASGF20240809

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

References:“Fact Sheet: Biden-Harris Administration Announces New, Lower Prices for First Ten Drugs Selected for Medicare Price Negotiation to Lower Costs for Millions of Americans.” The White House, The United States Government, 15 Aug. 2024, www.whitehouse.gov/briefing-room/statements-releases/2024/08/15/fact-sheet-biden-harris-administration-announces-new-lower-prices-for-first-ten-drugs-selected-for-medicare-price-negotiation-to-lower-costs-for-millions-of-americans/.

“Fact Sheets Medicare Drug Price Negotiation Program: Negotiated Prices for Initial Price Applicability Year 2026.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/fact-sheets/medicare-drug-price-negotiation-program-negotiated-prices-initial-price-applicability-year-2026.

Seshamani, Meena. “Medicare Drug Price Negotiation Program: Draft Guidance, Implementation of Sections 1191 – 1198 of the Social Security Act for Initial Price Applicability Year 2027 and Manufacturer Effectuation of the Maximum Fair Price (MFP) in 2026 and 2027.” CMS.Gov, Centers for Medicare & Medicaid Services, 3 May 2024, www.cms.gov/files/document/medicare-drug-price-negotiation-draft-guidance-ipay-2027-and-manufacturer-effectuation-mfp-2026-2027.pdf.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for September 20, 2024:* AEP Countdown & Ask Integrity Shoppers * FOMC September 2024 Meeting * New Features From iOS 18 Release * Instagram Teen Account Changes * Ask ASG Mailbag: Send Us Your Questions

Ask ASG Mailbag: Send Your Insurance Marketing & Sales Questions to ASGPodcast@RitterIM.comAEP Countdown & Ask Integrity Shoppers:Learn about Ask Integrity™: https://integrity.com/ask-integrity/

Learn more about PlanEnroll: https://ritterim.com/planenroll/

MedicareCENTER: https://integrity.com/medicarecenter/

Not partnered with Integrity? Register here: https://identity.integrity.com/register

FOMC September 2024 Meeting:“Consumer Price Index - August 2024.” BLS.Gov, U.S. Bureau of Labor & Statistics, 11 Sept. 2024, www.bls.gov/news.release/pdf/cpi.pdf.

“Employment Situation Summary - 2024 M08 Results.” BLS.Gov, U.S. Bureau of Labor Statistics, 6 Sept. 2024, www.bls.gov/news.release/empsit.nr0.htm.

Mercado, Darla. “Fed Blog Recap: Chair Jerome Powell Defends Central Bank’s Decision to Go Big with First Cut.” CNBC, CNBC, 18 Sept. 2024, www.cnbc.com/2024/09/18/fed-meeting-live-updates-traders-await-september-interest-rate-cut.html.

“Federal Reserve Issues FOMC Statement.” FederalReserve.Gov, Board of Governors of the Federal Reserve System, 18 Sept. 2024, www.federalreserve.gov/newsevents/pressreleases/monetary20240918a.htm.

Mena, Bryan, et al. “First Fed Rate Cut since Covid.” CNN, Cable News Network, 18 Sept. 2024, www.cnn.com/business/live-news/federal-reserve-interest-rate-09-18-24/index.html.

“Meeting Calendars and Information.” FederalReserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 18 September 2024.

“Personal Income and Outlays, July 2024.” BEA.Gov, U.S. Bureau of Economic Analysis (BEA), 30 Aug. 2024, www.bea.gov/news/2024/personal-income-and-outlays-july-2024.

New Features from iOS 18 Release:Nield, David. “How to Use Apple’s Distraction Control Feature in Safari.” Wired, Conde Nast, 6 Sept. 2024, www.wired.com/story/how-to-use-safari-distraction-control-feature/.

“iOS 18: Get Rid of Website Distractions in Safari.” MacRumors.Com, MacRumors, 16 Sept. 2024, www.macrumors.com/how-to/ios-18-get-rid-of-website-distractions-in-safari/.

“iOS 18 Is Available Today, Making iPhone More Personal and Capable than Ever.” Apple.Com, Apple, 16 Sept. 2024, www.apple.com/newsroom/2024/09/ios-18-is-available-today-making-iphone-more-personal-and-capable-than-ever/.

“Watchos 11 Is Available Today.” Apple.Com, Apple Newsroom, 18 Sept. 2024, www.apple.com/newsroom/2024/09/watchos-11-is-available-today/.

Instagram Teen Account Changes:Roth, Emma. “Instagram Is Putting Every Teen into a More Private and Restrictive New Account.” Verge.Com, The Verge, 17 Sept. 2024, www.theverge.com/2024/9/17/24246423/instagram-teen-account-private-restrictive.

“Instagram’s New Privacy Protections for Minors Could Hamper App’s Ads Biz.” Thedrum.Com, The Drum, 17 Sept. 2024, www.thedrum.com/news/2024/09/17/instagram-s-new-privacy-protections-minors-could-hamper-the-app-s-ads-biz-experts.

Ortutay, Barbara. “Instagram Makes Teen Accounts Private as Pressure Mounts on the App to Protect Children.” AP News, Associated Press, 17 Sept. 2024, apnews.com/article/instagram-meta-teen-accounts-kids-425a05cc37f81b6ff2b7439d3884c54a.

“Introducing Instagram Teen Accounts: Built-in Protections for Teens, Peace of Mind for Parents.” About.Fb.Com, Meta, 17 Sept. 2024, about.fb.com/news/2024/09/instagram-teen-accounts/.

“New Protections to Give Teens More Age-Appropriate Experiences on Our Apps.” About.Fb.Com, Meta, 11 Jan. 2024, about.fb.com/news/2024/01/teen-protections-age-appropriate-experiences-on-our-apps/.

Ask ASG Mailbag:Send Your Insurance Marketing & Sales Questions to ASGPodcast@RitterIM.com

Resources:4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5

How to Keep Clients Safe from Insurance Fraud: https://link.chtbl.com/ASG619

Organization Tips and Tricks for the Medicare Annual Enrollment Period: https://ritterim.com/blog/organization-tips-and-tricks-for-the-medicare-annual-enrollment-period/

The Hidden Value of Selling Medicare Supplements During AEP: https://ritterim.com/blog/the-hidden-value-of-selling-medicare-supplements-during-aep/

What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://link.chtbl.com/ASG618

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Protect your clients from potential insurance scams. Help them identify the red flags and steer clear of fraudulent behavior.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808

3 Tips to Help Your Clients Avoid Health Insurance Scams: https://ritterim.com/blog/3-tips-to-help-your-clients-avoid-health-insurance-scams/

Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607

How to Stay Compliant During All Medicare Sales: https://ritterim.com/blog/how-to-stay-compliant-during-all-medicare-sales/

References: Nici, Dawn. “The Latest Medicare Enrollment Scams and How You Can Avoid Becoming a Victim.” Forbes, Forbes, 23 July 2024, www.forbes.com/health/medicare/medicare-scams/.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

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Use fact-finding and open communication to learn your clients’ budget and coverage needs. We’ve got statistics, tips, and strategies for agents to help clients navigate today’s financial environment.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Does Your Medicare Sales Approach Satisfy Different Budgets? https://ritterim.com/blog/does-your-medicare-sales-approach-satisfy-different-budgets/

How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/

How to Keep Clients Safe From Insurance Fraud: https://ritterim.com/blog/how-to-keep-clients-safe-from-insurance-fraud/

Knight School Training: Cross-Selling Long-Term Care Insurance: https://ritterim.com/knight-school/expand-dominate/cross-sell/7/

Knight School Training: D-SNP Eligibility: https://ritterim.com/knight-school/solid-foundation/understanding-special-needs-plans/3/

Knight School Training: Understand What’s Important to Your Client: https://ritterim.com/knight-school/learning-to-sell/assessing-needs/7/

Ritter Fact Finder PDF: https://ritterim.com/documents/ritter-fact-finder.pdf

Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/

References:Lee, Anne Marie. “Americans Are Spending the Biggest Share of Their Income on Food in 3 Decades.” CBS News, CBS Interactive, 26 Feb. 2024, www.cbsnews.com/news/inflation-consumer-spending-food-and-restaurants-disposable-income-2024/.

“Cost of Long Term Care by State: Cost of Care Report.” Genworth, Genworth Financial, Inc, https://www.genworth.com/aging-and-you/finances/cost-of-care. Accessed 1 Aug. 2024.

“Federal Poverty Level (FPL) - Glossary.” HealthCare.Gov, https://www.healthcare.gov/glossary/federal-poverty-level-fpl/. Accessed 1 Aug. 2024.

“Food Prices and Spending.” USDA ERS - Food Prices and Spending, USDA, 27 June 2024, www.ers.usda.gov/data-products/ag-and-food-statistics-charting-the-essentials/food-prices-and-spending/?topicId=2b168260-a717-4708-a264-cb354e815c67.

Committee of the Future Health Care Workforce for Older Americans, et al. “Health Status and Health Care Service Utilization.” Retooling for an Aging America: Building the Health Care Workforce, National Academic Press (US), Washington D.C., 2008, https://www.ncbi.nlm.nih.gov/books/NBK215400/. Accessed 1 Aug. 2024.

Jayashankar, Aparna, and Anthony Murphy. “High Inflation Disproportionately Hurts Low-Income Households.” Federal Reserve Bank of Dallas, Federal Reserve Bank of Dallas, 10 Jan. 2023, www.dallasfed.org/research/economics/2023/0110.

“How Much Care Will You Need?” ACL Administration for Community Living, 18 Feb. 2020, https://www.acl.gov/ltc/basic-needs/how-much-care-will-you-need.

Pollitz, Karen, et al. “KFF Survey of Consumer Experiences with Health Insurance.” KFF, KFF, 19 Dec. 2023, www.kff.org/private-insurance/poll-finding/kff-survey-of-consumer-experiences-with-health-insurance/.

Alex Cottrill, Juliette Cubanski. “Income and Assets of Medicare Beneficiaries in 2023.” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/.

Klein, Michael. “Inflation and Prices.” Econofact, Econofact, 12 Feb. 2024, econofact.org/inflation-and-prices.

Glasmeier, Amy K. “New Data Posted: 2023 Living Wage Calculator.” Living Wage Calculator, Massachusetts Institute of Technology, 1 Feb. 2023, https://livingwage.mit.edu/articles/103-new-data-posted-2023-living-wage-calculator.

Taaka, Brian. “The Power of Reading the Room: A Vital Skill for Success in Life and Business.” LinkedIn, LinkedIn, 13 July 2023, https://www.linkedin.com/pulse/power-reading-room-vital-skill-success-life-business-brian-taaka.

Klien, Michael. “U.S. Inflation Trends and Outlook in 2024.” Forbes, Forbes Magazine, 12 Feb. 2024, www.forbes.com/sites/forrester/2024/02/02/us-inflation-trends-and-outlook-in-2024/.

Miglani, Jitender. “US Inflation Trends and Outlook, 2024.” Forrester, Forrester, 28 Jan. 2024, www.forrester.com/blogs/us-inflation-trends-and-outlook-2024/.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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We've got the scoop on PlanEnroll, part of the Integrity Suite of Solutions. Learn more about the features, how agents can get started, where to find training, and so much more.Read the text versionGet PlanEnroll by registering for your MedicareCENTER account: https://identity.medicarecenter.com/registerResources:5 FAQs About the Shop & Enroll Phaseout: https://agentsurvivalguide.podbean.com/e/5-faqs-about-the-shop-enroll-phaseout/

Become a PlanEnroll Network Agent! Register for PlanEnroll Lead Program Training: https://trainings.planenroll.com/

Learn more about the Integrity Suite of Solutions: https://ritterim.com/integrity-tools/

Learn more about the Shop & Enroll Phaseout: https://ritterim.com/shop-and-enroll/

PlanEnroll Customization User Guide: https://learningcenter.tawebhost.com/PlanEnroll-Customization-User-Guide.pdf

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Shop & Enroll Phaseout Frequently Asked Questions: https://ritterim.com/documents/shop-and-enroll-phaseout-faq.pdf

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Love coffee? Whether you enjoy crafting a brew at home or sipping latte at a café, we’ve got the apps for you!Beanconqueror Official Website: https://beanconqueror.com/

European Coffee Trip Official Website: https://europeancoffeetrip.com/

Roasters Official Website: https://www.roasters.app/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:App Trends in 2024: https://link.chtbl.com/ASGA63

Best Practices for Video Calls: https://link.chtbl.com/ASG597

How Much Can Agents Make Selling Under-65-Insurance: https://ritterim.com/blog/how-much-can-agents-make-selling-under-65-insurance/

How to Ask Your Current Clients for Referrals: https://ritterim.com/blog/how-to-ask-your-current-clients-for-referrals/

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

The Insurance Agent’s Guide to Generating Referrals FREE eBook: https://ritterim.com/insurance-referral-generation/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Listen for important details on the 2025 ACA Exchange and FFM certification – training deadlines, continuing education credits, recertification requirements, and more!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:2025 ACA Certifications – Ritter Docs: https://docs.ritterim.com/products/certification/#2025-aca-certifications

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

OEP Ready-to-Sell Checklist PDF: https://ritterim.com/documents/oep-ready-to-sell-checklist.pdf

Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

Register with Ritter: https://app.ritterim.com/public/registration/

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://ritterim.com/aca-ebook/

References:“FAQs For Marketplace Agents and Brokers.” Agent Broker FAQ CMS, Center for Medicare & Medicaid Services, www.agentbrokerfaq.cms.gov/s/article/What-is-the-Marketplace-Learning-Management-System-and-how-do-I-access-it. Accessed 21 Aug. 2024.

“For Certified Brokers - Connect for Health Colorado.” Connect for Health Colorado, Connect for Health Colorado, www.connectforhealthco.com/for-certified-brokers/. Accessed 21 Aug. 2024.

“Registration and Training for Marketplace Agents and Brokers.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/registration-training. Accessed 21 Aug. 2024.

“Your Health. Your Way.” Georgia Access, Georgia Access, 2 Mar. 2024, www.georgiaaccess.gov/.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Broaden your reach by combining forces with a like-minded affinity partner! If you're looking to grow your insurance business, affinity marketing is a great strategy that won't break the bank. Read the text versionDownload the eBook: The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships

Resources:Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585

Learn more about Ritter Insurance Marketing: https://ritterim.com/

LinkedInBasics for Insurance Agents: https://link.chtbl.com/ASG612

Ritter Insurance Marketing Registration: https://app.ritterim.com/public/registration/

Why Go About Your Business in an Ethical, Compliant Fashion? https://ritterim.com/blog/why-go-about-your-business-in-an-ethical-compliant-fashion/

Your Guide to Forming an Insurance Agent Network: https://ritterim.com/blog/your-guide-to-forming-an-insurance-agent-network/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for September 6, 2024:* Countdown to AEP 2025 * How to get ‘Contract Now’ access * Apple Podcasts on the web * More new features from Instagram * 2nd Round of Ritter Summits

Countdown to AEP 2025:2025 Medicare Market Disruption Information: https://ritterim.com/follow-medicare-changes/

How to get ‘Contract Now’ access:Contract faster online with ‘Contract Now’: https://ritterim.com/the-ritter-platform/#contract-now

List of Ritter Sales Specialists: https://ritterim.com/meet-your-sales-team/

Apple Podcasts on the web:Apple Podcasts: https://podcasts.apple.com/us/browse

Cridland, James. “Apple Podcasts Is Now on the Web... and Android.” Podnews, Podnews, 20 Aug. 2024, podnews.net/update/apple-podcasts-web-2.

Forristal, Lauren. “Apple Podcasts Launches on the Web.” TechCrunch, TechCrunch, 19 Aug. 2024, techcrunch.com/2024/08/19/apple-podcasts-on-web-browser/.

Mayo, Benjamin. “Apple Podcasts Launches Web App, Listen to Your up next Queue and Library in a Browser.” 9to5Mac, 9to5Mac, 19 Aug. 2024, 9to5mac.com/2024/08/19/apple-podcasts-web-app/.

Peters, Jay. “Apple Podcasts Now Has a Web App.” The Verge, The Verge, 19 Aug. 2024, www.theverge.com/2024/8/19/24223811/apple-podcasts-web-app.

ASG Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/agent-survival-guide-podcast/id1310637866

Bouvard, Pierre. “YouTube’s Growth as a Podcast Power Player Revealed in Cumulus Media and Signal Hill Insights’ Podcast Download – Spring 2024 Report.” Westwood One, Westwood One, 8 July 2024, www.westwoodone.com/blog/2024/07/08/youtubes-growth-as-a-podcast-power-player-revealed-in-cumulus-media-and-signal-hill-insights-podcast-download-spring-2024-report/.

More new features from Instagram:Forristal, Lauren. “As More Instagram Users Engage with Stories, the App Adds a Comments Feature.” TechCrunch, TechCrunch, 3 Sept. 2024, techcrunch.com/2024/09/03/instagram-stories-public-comments-feature/.

Peters, Jay. “Instagram Adds What Photos Have Always Needed: Words.” The Verge, The Verge, 27 Aug. 2024, www.theverge.com/2024/8/27/24228983/instagram-photos-text-editor-stickers.

Connellan, Shannon. “Instagram Now Lets You Add Words on Posts like Reels.” Mashable, Mashable, 28 Aug. 2024, mashable.com/article/instagram-words.

Clover, Juli. “Instagram Now Supports Adding Text and Stickers to Photos.” MacRumors, MacRumors, 27 Aug. 2024, www.macrumors.com/2024/08/27/instagram-text-stickers-photos/.

2nd Round of Ritter Summits:Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/

Resources:5 Must-Haves for Every Agent During AEP 2025: https://link.chtbl.com/ASGF20240830

Are You Self-Sabotaging Your Insurance Sales Success? https://link.chtbl.com/ASG616

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

FAQs About the Medicare Call Recording Requirements: https://ritterim.com/blog/faqs-about-the-medicare-call-recording-requirements/

How Insurance Agents Can Use Stories to Sell Insurance: https://link.chtbl.com/ASG613

How to Create a Google Business Profile: https://link.chtbl.com/ASG614

How to Get Your Medicare Enrollment Kits on Time: https://ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Is your insurance business living up to its potential? Find out if you’re self-sabotaging sales success with these 3 questions.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Carrier Partners at Ritter Insurance Marketing: https://docs.ritterim.com/products/carriers/

How to Host a Successful Medicare Sales Event PDF: https://ritterim.com/documents/how-to-host-a-successful-medicare-sales-event.pdf

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/

Prepare for Success Have You Reviewed Your Portfolio? https://ritterim.com/portfolio/

Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540

Signs It’s Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605

The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Stay on track during ACA presentations with this list of questions! Fact-finding helps you get to the bottom of your client's health insurance wants and needs - and doubles as a rough outline for your conversation.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:5 Tips for Finding Supplemental Coverage for ACA Plans: https://ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/

ACA Basics Knight School Training: https://ritterim.com/knight-school/solid-foundation/aca-basics/

CMS Changes to ACA Plan Switching Process: https://link.chtbl.com/ASGF20240802

Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579

Learn more about Ritter Insurance Marketing: https://ritterim.com/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/?utm_source=asg_podcast_link

Sales Specialist Contact Info: https://ritterim.com/meet-your-sales-team/

Surviving ACA OEP: https://ritterim.com/oep/

There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560

The State of the ACA Market in 2024: https://link.chtbl.com/ASG610

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

References:“Health Plan Categories: Bronze, Silver, Gold & Platinum.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/choose-a-plan/plans-categories/. Accessed 5 Aug. 2024.

“Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/lower-costs/. Accessed 5 Aug. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Are these essentials part of your strategy for this Annual Enrollment Period? They should be! Listen as we highlight how agents can simplify marketing and enrollment efforts for AEP 2025.Read the text versionRegister for your MedicareCENTER account: https://identity.medicarecenter.com/registerResources: 5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/

9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/

Download the Guide - Modern Medicare Marketing for Today's Agents: https://ritterim.com/modern-marketing-guide/

Get Your PlanEnroll Site: https://ritterim.com/planenroll/

Learn More About Integrity Tools: https://ritterim.com/integrity-tools/

The Survivor's AEP Checklist: https://ritterim.com/blog/the-survivors-aep-checklist/

What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

References:Lankford, Kimberly. “What Caregivers Should Know about Medicare Coverage.” AARP, American Association of Retired Persons, 5 June 2024, www.aarp.org/health/medicare-insurance/info-2024/medicare-caregiving-support.html.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Tired of sifting through mountains of receipts when tracking business expenses? Save time and energy by tracking money with these apps!Zoho Expense Official Website: https://www.zoho.com/us/expense/

Everlance Official Website: https://www.everlance.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Agent’s Guide to Phone Communication Resources: https://link.chtbl.com/ASG608

Apps for Travel Deals: https://link.chtbl.com/ASGA62

Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607

How to Recruit Insurance Agents to Your Downline: https://ritterim.com/blog/how-to-recruit-insurance-agents-to-your-downline/

Signs It’s Time to Expand Your Insurance Portfolio & Make the Move: https://link.chtbl.com/ASG605

The Ultimate Agent Resource List: https://ritterim.com/the-ultimate-agent-resource-list/

References:“Choose a Plan That Suits Your Organizational Needs.” Pricing Plan Comparison | Zoho Expense, Zoho, www.zoho.com/us/expense/pricing-comparison/. Accessed 12 Aug. 2024.

“Integrations.” Addons and Integrations | Expense Software | Zoho Expense, Zoho Expense, www.zoho.com/us/expense/addons/. Accessed 13 Aug. 2024.

“Pricing Plans.” Everlance, Everlance, www.everlance.com/pricing. Accessed 12 Aug. 2024.

“Zoho Expense Integrations.” Zoho Expense, Zoho Expense, www.zoho.com/us/expense/addons/. Accessed 13 Aug. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Quite literally put your business on the map by creating a Google Business Profile. Learn how to create a profile, optimize it, and reach larger audiences online, all in this episode and more.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:App Trends in 2024: https://link.chtbl.com/ASGA63

Agent’s Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606

Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596

Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

References:“Get Listed on Google.” Google Business Profile, Google, www.google.com/business/. Accessed 23 July 2024.

“Sign up for Business Profile.” Google Business Profile Help, Google, www.support.google.com/business/answer/10514137?hl=en#zippy=%2Ccreate-a-business-profile-on-google. Accessed 23 July 2024.

“Check & View Your Business Profile Performance.” Google Business Profile Help, Google, www.support.google.com/business/answer/9918094?hl=en. Accessed 23 July 2024.

“Get Listed on Google.” Google Business Profile, Google, www.google.com/intl/en_us/business/. Accessed 23 July 2024.

“Verify Your Business on Google.” Google Business Profile Help, Google, www.support.google.com/business/answer/7107242?hl=en. Accessed 23 July 2024.

“How to Use a Service Area on Google for Service-Area & Hybrid Businesses.” Google Business Profile Help, Google, www.support.google.com/business/answer/9157481?co=GENIE.Platform%3DAndroid&hl=en. Accessed 23 July 2024.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for August 23, 2024:* Ritter Insurance Marketing Summits Next Week * Instagram Testing Rectangular Profile Grid * FTC Ban on Noncompete Agreements Overturned * "Time is Money" Initiative from Biden-Harris Administration * CMS Announces First 10 Part D Negotiated Drug Prices

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Register for Ritter Insurance Marketing Annual Summits: https://summits.ritterim.com/Instagram Testing Rectangular Profile Grid:Hutchinson, Andrew. “Instagram Chief Flags Coming Changes to Profile Grid Displays.” Social Media Today, Social Media Today, 18 Aug. 2024, www.socialmediatoday.com/news/instagram-chief-flags-coming-changes-profile-grid-displays/724532/.

Moon, Mariella. “Instagram’s Experimental Profile Grid Has Rectangular Images Instead of Squares.” Engadget, Engadget, 17 Aug. 2024, www.engadget.com/social-media/instagrams-experimental-profile-grid-has-rectangular-images-instead-of-squares-160007086.html.

Mishra, Prakruti. “Instagram Explores Vertical Profile Grid in Shift from Classic Squares.” Business Standard, Business Standard, 19 Aug. 2024, www.business-standard.com/technology/tech-news/instagram-explores-vertical-profile-grid-in-shift-from-classic-squares-124081900317_1.html.

Peters, Jay. “Instagram Is Testing Vertical Profile Grids - and Knows That Might Mess up Layouts.” The Verge, The Verge, 16 Aug. 2024, www.theverge.com/2024/8/16/24222022/instagram-vertical-profile-grids-mess-up-layouts.

FTC Ban on Noncompete Agreements Overturned:“FTC’s Bid to Ban Noncompete Agreements Rejected by Federal Judge in Texas.” Dallas News, 21 Aug. 2024, www.dallasnews.com/news/2024/08/21/ftcs-bid-to-ban-noncompete-agreements-rejected-by-federal-judge-in-texas/.

Freedman, Robert. “FTC Exceeded Its Authority with Noncompete Ban, Judge Says.” Legal Dive, Legal Dive, 21 Aug. 2024, www.legaldive.com/news/ftc-exceeded-authority-noncompete-ban-judge-ada-brown/724871/.

Stoddart, Michelle, and Elizabeth Schulze. “FTC Ban on Worker Noncompete Agreements Blocked by Federal Judge.” ABC News, ABC News Network, 20 Aug. 2024, abcnews.go.com/Politics/federal-trade-commissions-ban-worker-noncompete-agreements-blocked/story?id=113001832.

Hsu, Andrea. “Federal Judge Throws out U.S. Ban on Noncompetes.” NPR, NPR, 21 Aug. 2024, www.npr.org/2024/08/21/g-s1-18376/federal-judge-tosses-ftc-noncompetes-ban.

Weatherbed, Jess. “The FTC’s Noncompete Agreements Ban Is Blocked.” The Verge, The Verge, 21 Aug. 2024, www.theverge.com/2024/8/21/24225112/ftc-noncompete-agreement-ban-blocked-judge.

“Time is Money” Initiative from Biden-Harris Administration:“Biden-Harris Administration Announces Broad New Actions to Protect Consumers from Billions in Junk Fees.” The White House, The United States Government, 11 Oct. 2023, www.whitehouse.gov/briefing-room/statements-releases/2023/10/11/biden-harris-administration-announces-broad-new-actions-to-protect-consumers-from-billions-in-junk-fees/.

Haslett, Cheyenne. “Canceling Subscriptions Should Be as Easy as Signing up, Newly Proposed Federal Rule Says.” ABC News, ABC News Network, 12 Aug. 2024, abcnews.go.com/Politics/canceling-subscriptions-easy-signing-new-federal-rule/story?id=112724977.

“Fact Sheet: Biden-Harris Administration Launches New Effort to Crack down on Everyday Headaches and Hassles That Waste Americans’ Time and Money.” The White House, The United States Government, 13 Aug. 2024, www.whitehouse.gov/briefing-room/statements-releases/2024/08/12/fact-sheet-biden-harris-administration-launches-new-effort-to-crack-down-on-everyday-headaches-and-hassles-that-waste-americans-time-and-money/.

Rosalsky, Greg. “The White House Plan to Stop Companies from Wasting Our Time.” NPR, NPR, 20 Aug. 2024, www.npr.org/sections/planet-money/2024/08/19/g-s1-17604/the-white-house-plan-to-stop-companies-from-wasting-our-time.

CMS Announces First Part D Negotiated Drug Prices:“Factsheet: Medicare Drug Price Negotiation Program.” CMS.Gov, Centers for Medicare & Medicaid Services, Aug. 2023, www.cms.gov/files/document/fact-sheet-medicare-selected-drug-negotiation-list-ipay-2026.pdf.

“Fact Sheets Medicare Drug Price Negotiation Program: Negotiated Prices for Initial Price Applicability Year 2026.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/fact-sheets/medicare-drug-price-negotiation-program-negotiated-prices-initial-price-applicability-year-2026.

“HHS Selects the First Drugs for Medicare Drug Price Negotiation.” HHS.Gov, Department of Health & Human Services, 8 Feb. 2024, www.hhs.gov/about/news/2023/08/29/hhs-selects-the-first-drugs-for-medicare-drug-price-negotiation.html.

“Negotiating for Lower Drug Prices Works, Saves Billions.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/press-releases/negotiating-lower-drug-prices-works-saves-billions.

Resources:2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808

CMS Announces Part D Savings & 2026 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs: https://ritterim.com/blog/cms-announces-part-d-savings-and-2026-maximum-fair-prices-for-first-10-medicare-negotiated-drugs/

How Insurance Agents Can Use Stories to Sell Insurance: https://link.chtbl.com/ASG613

LinkedIn Basics for Insurance Agents: https://link.chtbl.com/ASG612

Supreme Court Overrules Chevron Deference: https://link.chtbl.com/ASGF20240705

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Captivate and engage your clients through storytelling. Use real world examples of how plans have benefited clients in a time of need.Read the text versionRegister with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:4 Effective Techniques for Closing Insurance Sales: https://link.chtbl.com/ASG535

Best Practices for Video Calls: https://link.chtbl.com/ASG597

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581

Why Go About Your Business in an Ethical, Compliant Fashion? https://ritterim.com/blog/why-go-about-your-business-in-an-ethical-compliant-fashion/

Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/

References:“5 Elements of Plot and How to Use Them to Build Your Novel.” Author Learning Center, Author Learning Center, www.authorlearningcenter.com/writing/fiction/w/plot-planning/7309/5-elements-of-plot-and-how-to-use-them-to-build-your-novel. Accessed 29 July 2024.

Chierotti, Logan. “Harvard Professor Says 95% of Purchasing Decisions Are Subconscious.” Inc.Com, Inc, 26 Mar. 2018, www.inc.com/logan-chierotti/harvard-professor-says-95-of-purchasing-decisions-are-subconscious.html.

Hughes, Melissa. “Storytelling Changes Our Brain and Our Behavior.” Melissahughes.Rocks, Melissa Hughes, 12 Jan. 2024, www.melissahughes.rocks/post/storytelling-changes-our-brain-and-our-behavior.

Glatch, Sean. “The 5 Stages of Freytag’s Pyramid: Intro to Dramatic Structure.” Writers.Com, Writers.com, 31 May 2024, www.writers.com/freytags-pyramid.

Nunn, Patrick D. “The Oldest True Stories in the World.” Sapiens.Org, Sapiens, 18 Oct. 2018, www.sapiens.org/language/oral-tradition/.

Cleary, Richard T. “The Power of Storytelling.” Hoopis.Com, Hoopis.com, www.hoopis.com/wp-content/uploads/2022/02/White-Paper-The-Power-of-Storytelling.pdf. Accessed 29 July 2024.

Belknap, Leslie. “The Science of Storytelling for Presentations (Infographic).” Ethos3 Blog, Ethos3, www.ethos3.com/the-science-of-storytelling-for-presentations-infographicthe-neuroscience-of-storytelling-infographic/. Accessed 29 July 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Find out why Sarah calls LinkedIn a must-have for insurance agents. Learn more about the power of the networking platform, including tips and strategies agents of all levels can use.Download our FREE eBook – Social Media Marketing for Insurance AgentsResources:Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

References:“About Linkedin.” LinkedIn, LinkedIn, about.linkedin.com/. Accessed 2 Aug. 2024.

“Linkedin Users in United States of America - July 2024.” NapoleonCat, NapoleonCat, napoleoncat.com/stats/linkedin-users-in-united_states_of_america/2024/07/. Accessed 2 Aug. 2024.

“Social Media Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/social-media/.

Walsh, Shelley. “The Top 10 Social Media Sites & Platforms.” Search Engine Journal, Search Engine Journal, 4 July 2024, www.searchenginejournal.com/social-media/social-media-platforms/.

Follow Us on Social:Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Join Sarah as she recaps what she learned at the 2024 Global Leadership Summit.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Mentioned in this episode:Craig Groeschel Leadership Podcast: Official | Apple | Spotify | YouTube

Global Leadership Summit: https://globalleadership.org/summit/

Kindra Hall Storytelling Books: https://www.kindrahall.com/books

Moriah Smallbone Official Website: https://www.moriahofficial.com/

Mind Shift with Erwin & Aaron McManus: Apple | Spotify | YouTube

The Seven Frequencies of Communication: https://www.thesevenfrequencies.com/

Resources:Best Practices for Training Downline Agents: https://link.chtbl.com/ASG589

Developing an Agency: Your Guide to Getting Started: https://ritterim.com/agency-guide/

How to Be an Adaptable Insurance Agent: https://link.chtbl.com/ASG582

How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

References:“7 Workplace Personality Tests That Can Help Improve Your Team.” LinkedIn, LinkedIn, https://www.linkedin.com/business/talent/blog/learning-and-development/workplace-personality-tests-that-can-improve-your-team. Accessed 13 Aug. 2024.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Looking for some help with keeping track of your food intake and wellness goals? We’ve got some great apps to help you along your journey. Listen to learn more!Cronometer Official Website: https://cronometer.com/

My Fitness Pal Official Website: https://www.myfitnesspal.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Apps to Help You Stay Healthy: https://link.chtbl.com/ASGA53

Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523

How to Prepare for AEP Like a Pro: https://ritterim.com/blog/how-to-prepare-for-aep-like-a-pro/

How to Successfully Set Smart Goals: https://link.chtbl.com/ASG565

References:“Calorie Tracker & BMR Calculator to Reach Your Goals.” MyFitnessPal, MyFitnessPal, www.myfitnesspal.com. Accessed 5 Aug. 2024.

“Eat Smarter. Live Better.” Cronometer, Cronometer, www.cronometer.com. Accessed 5 Aug. 2024.

“Exploring the Benefits of Tracking Food Intake.” MUSC Health | Charleston SC, MUSC Health Medical University of South Carolina, 12 Jan. 2024, www.muschealth.org/medical-services/weight-loss-surgery/wls/2024/01/exploring-the-benefits-of-tracking-food-intake.

McManus, Katherine D. “Why Keep a Food Diary?” Harvard Health, Harvard Health Publishing, 31 Jan. 2019, www.health.harvard.edu/blog/why-keep-a-food-diary-2019013115855.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Consider this episode your cheat sheet for resources, tips, and strategies for keeping in touch with clients the old fashion way, through mail!

Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Mail Communication Resources:Canva: https://www.canva.com/

Lead Concepts: https://leadconcepts.com/direct-mail/

Lunacy: https://icons8.com/lunacy

Microsoft Designer: https://designer.microsoft.com/

MOO: https://www.moo.com/us/

Office Depot: https://www.officedepot.com/l/print-and-copy/print-services

ReminderMedia: https://remindermedia.com/postcard/

Staples: https://www.staples.com/services/printing/

Vistaprint: https://www.vistaprint.com/

Resources:Agent Compliance Handbook: https://docs.ritterim.com/documents/compliance/Ritter-Agent-Handbook-2024.pdf

Agent’s Guide to Email Marketing Communication Resources: https://link.chtbl.com/ASG598

Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565

ShopRitterIM: https://shopritterim.com/

The Ultimate Agent Resource List Pt 1: Market Yourself: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-1-market-yourself/

References:“Direct Mail Marketing Campaigns.” Lead Concepts, Lead Concepts, 1 May 2024, www.leadconcepts.com/direct-mail/.

“Free Design Tool: Presentations, Video, Social Media | CANVA.” Canva, Canva, www.canva.com/. Accessed 31 July 2024.

“Have You Thought about Postcards?” Custom Online Business Printing & Design | MOO US, MOO, www.moo.com/us/. Accessed 31 July 2024.

“Lunacy – Free Design Software for WIN, Mac, Linux.” Lunacy – Free Design Software for Win, Mac, Linux, Lunacy, www.icons8.com/lunacy. Accessed 31 July 2024.

“Medicare Marketing Guidelines.” CMS.Gov, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 31 July 2024.

“Microsoft Designer - Stunning Designs in a Flash.” Microsoft Designer - Stunning Designs in a Flash, Microsoft, www.designer.microsoft.com/. Accessed 31 July 2024.

“Postcards.” ReminderMedia, ReminderMedia, 19 Dec. 2023, www.remindermedia.com/postcard/.
Plummer, Michael.

“Council Post: Three Reasons Mailers Aren’t Dead in 2022.” Forbes, Forbes Magazine, 15 July 2022, www.forbes.com/sites/forbestechcouncil/2022/07/14/three-reasons-mailers-arent-dead-in-2022/.

“Printing & Marketing Services.” Staples.Com, Staples, www.staples.com/services/printing/. Accessed 31 July 2024.

“Print & Copy Services: Office Depot.” Officedepot.com, Office Depot, www.officedepot.com/l/print-and-copy/print-services. Accessed 31 July 2024.

“VistaPrint.” VistaPrint Official Website: Online Printing Services, VistaPrint, www.vistaprint.com/. Accessed 31 July 2024.

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Disruption in 2025 Medicare Part D plan pricing could be less than anticipated thanks to a new CMS program! Get the details on CMS plans to offset the cost of Inflation Reduction Act changes for beneficiaries.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Reach out to your sales specialist at Ritter Insurance Marketing: https://ritterim.com/meet-your-sales-team/Resources:5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726

2024 State of the Senior Market Address: In Review: https://ritterim.com/blog/2024-state-of-the-senior-market-address-in-review/

CMS Changes to ACA Plan Switching Process: https://link.chtbl.com/ASGF20240802

Signs It's Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

References:“Fact Sheets CMS Releases 2025 Medicare Part D Bid Information and Announces Premium Stabilization Demonstration.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 July 2024, www.cms.gov/newsroom/fact-sheets/cms-releases-2025-medicare-part-d-bid-information-and-announces-premium-stabilization-demonstration.

“News Alert CMS Releases Preliminary 2025 Medicare Part D Bid Information and Announces Premium Stabilization Demonstration.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 July 2024, www.cms.gov/newsroom/news-alert/cms-releases-preliminary-2025-medicare-part-d-bid-information-and-announces-premium-stabilization.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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UPDATE! Because of current pending litigation, CMS adjusted 2025 maximum broker commissions for Medicare Advantage and Medicare Part D plans. Get the details on the changes to commission amounts for agents writing MA and PDP business for CY 2025.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Reach out to your sales specialist at Ritter Insurance Marketing: https://ritterim.com/meet-your-sales-team/References:“CMS Reverses Changes to Agent and Broker Compensation Rules.” DLA Piper, DLA Piper, www.dlapiper.com/en/insights/publications/2024/07/cms-reverses-changes-to-agent-broker-compensation-rules. Accessed 5 Aug. 2024.

“Fact Sheets 2025 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 Apr. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-advantage-and-part-d-rate-announcement.

“The Federal Register.” Ecfr.Gov, Federal Register, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V/section-422.2274. Accessed 5 Aug. 2024.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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We’ve got the breakdown of the ACA Market in 2024 plus how certain changes will affect your clients in the future. Listen to learn more! Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:2024 Marketplace Final Rule Changes Agents Should Know: https://link.chtbl.com/ASGN20230515

ACA Basics – Online Learning Knight School: https://ritterim.com/knight-school/solid-foundation/aca-basics/1/

CMS Announces First 10 Drugs for Medicare Drug Price Negotiation: https://ritterim.com/blog/cms-announces-first-10-drugs-for-medicare-drug-price-negotiation/

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

How Plan Crosswalks Work in the ACA Marketplace: https://link.chtbl.com/ASG549

How to Assist Clients with Marketplace Household Income Estimates: https://link.chtbl.com/ASG602

Is the ACA Sticking Around Long Term? https://link.chtbl.com/ASG462

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Medicaid Unwinding: What Is It & The Opportunity for Agents: https://link.chtbl.com/ASG502

New ACA: Sell AmeriHealth Caritas Next Through Ritter! https://ritterim.com/blog/new-aca-sell-amerihealth-caritas-next-through-ritter/

New Required Documents Agents Need for ACA Sales: https://ritterim.com/blog/new-required-documents-agents-need-for-aca-sales/

Priority Health Medicare & ACA Plan Contracting Now Available Through Ritter! https://ritterim.com/blog/priority-health-medicare-aca-plan-contracting-now-available-through-ritter/

Register with Ritter: https://app.ritterim.com/public/registration/

The End of the COVID-19 Public Health Emergency & What It Means for Your Clients: https://ritterim.com/blog/the-end-of-the-covid-19-public-health-emergency-and-what-it-means-for-your-clients/

The State of the ACA Market in 2023: https://link.chtbl.com/ASG518

Under-65 Health Products: https://ritterim.com/products/under-65/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://link.chtbl.com/ASG463

References:“Consumer Prices up 3.1 Percent from January 2023 to January 2024.” U.S. Bureau of Labor Statistics, U.S. Bureau of Labor Statistics, 22 Feb. 2024, www.bls.gov/opub/ted/2024/consumer-prices-up-3-1-percent-from-january-2023-to-january-2024.htm

“Fact Sheets Marketplace 2024 Open Enrollment Period Report: Final National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 24 Jan. 2024, www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-final-national-snapshot

“About Georgia Access.” Georgia Access, Georgia Access, 18 Jan. 2024, georgiaaccess.gov/about-georgia-access/

“Home - Centers for Medicare & Medicaid Services.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/cms-cciio-draft-py-24-public-facing-map10262023v1.pdf. Accessed 23 July 2024.

Cox, Cynthia, and Jared Ortaliza. “Where ACA Marketplace Enrollment Is Growing the Fastest, and Why.” KFF, KFF, 16 May 2024, www.kff.org/policy-watch/where-aca-marketplace-enrollment-is-growing-the-fastest-and-why/

“What Is the ‘Unwinding Special Enrollment Period (SEP)’ and How Can Consumers Qualify?” Agentbrokerfaq.Cms.Gov, Centers for Medicare & Medicaid Services, 16 Apr. 2024, www.agentbrokerfaq.cms.gov/s/article/What-is-the-Unwinding-SEP-and-how-can-consumers-qualify

“The Biden-⁠Harris Administration Immediate Priorities.” The White House, The United States Government, 20 Sept. 2021, www.whitehouse.gov/priorities/

“FY-2025-Budget-in-Brief.PDF.” HHS.Gov, Department of Health and Human Services, www.hhs.gov/sites/default/files/fy-2025-budget-in-brief.pdf Accessed 23 July 2024.

Kearney, Audrey, et al. “KFF Health Tracking Poll February 2024: Voters on Two Key Health Care Issues: Affordability and ACA.” KFF, KFF, 20 Mar. 2024, www.kff.org/affordable-care-act/poll-finding/kff-health-tracking-poll-february-2024-voters-on-two-key-health-care-issues-affordability-and-aca/

“Remarks by President Biden at an Affordable Care Act Anniversary Event.” The White House, The United States Government, 23 Mar. 2023, www.whitehouse.gov/briefing-room/speeches-remarks/2023/03/23/remarks-by-president-biden-at-an-affordable-care-act-anniversary-event/

“Fact Sheet: The Biden-Harris Administration Urges Congress to Lower Drug Costs for Americans with Commercial Insurance.” HHS.Gov, Department of Health and Human Services, 11 Mar. 2024, www.hhs.gov/about/news/2024/03/11/fact-sheet-biden-harris-administration-urges-congress-lower-drug-costs-americans-with-commercial-insurance.html

Levitt, Larry, et al. “Q&A: Implications of the Ruling on the ACA’s Preventive Services Requirement.” KFF, KFF, 25 June 2024, www.kff.org/policy-watch/qa-implications-of-the-ruling-on-the-acas-preventive-services-requirement/

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Discover basic 5 steps insurance agents can use when creating an X (Twitter) business profile. Learn how to find your audience, setting up your profile, content examples, and a lot more!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Agent Apps | Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Agent’s Guide to Email Communication Resources: https://link.chtbl.com/ASG598

Affinity Partnerships for Insurance Agents: https://ritterim.com/blog/affinity-partnerships-for-insurance-agents/

Apps for Social Medicare Marketing: https://link.chtbl.com/ASGA52

FREE eBook - The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://ritterim.com/lead-generation-guide/

FREE eBook – Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

References:Dixon, Stacy Jo. “Biggest Social Media Platforms by Users 2024.” Statista, Statista ,10 July 2024, www.statista.com/statistics/272014/global-social-networks-ranked-by-number-of-users/

Dixon, Stacy Jo. “Global X/Twitter User Age Distribution 2024.” Statista, Statista, 26 June 2024, www.statista.com/statistics/283119/age-distribution-of-global-twitter-users/

“Help Center.” Help Center, X, help.x.com/en. Accessed 30 July 2024.

“Twitter.Com Traffic Analytics, Ranking & Audience [June 2024].” Similarweb, Similarweb, 1 June 2024, www.similarweb.com/website/twitter.com/

“Social Media Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/social-media/#which-social-media-platforms-are-most-common

“The Sprout Social Index Edition XIX: Breakthrough.” Sprout Social, Sprout Social, 8 Mar. 2024, www.sproutsocial.com/insights/index/

Dixon, Stacy Jo. “Top Types of Posts on X/Twitter Worldwide 2022.” Statista, Statista, 25 Sept. 2023, www.statista.com/statistics/1310989/most-liked-type-of-content-on-twitter/

Zote, Jacqueline. “What Is Twitter Spaces? – Bring Your Twitter Conversations to Life with Audio.” Sprout Social, Sprout Social, 6 Sept. 2023, www.sproutsocial.com/insights/twitter-spaces/

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The Friday Five for August 2, 2024:* Target Denim Take Back Event * New Maps and Waze Updates from Google * Disney+, Hulu, Max Bundle Now Available * FOMC July 2024 Meeting * CMS Changes to ACA Plan Switching Process

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Target Denim Take Back Event:Garlin, Shannon. “Target Announces a Limited-Time Denim Trade-in Program - How to Save.” TODAY.Com, TODAY, 29 July 2024, www.today.com/shop/target-denim-take-back-event-savings-rcna164033.

“Target Announces First Official Denim Take Back Event, Offering 20% off New Styles in Exchange for Previously-Worn Denim.” Target, Target, 29 July 2024, corporate.target.com/press/release/2024/07/target-announces-first-official-denim-take-back-event,-offering-20-off-new-styles-in-exchange-for-p.

Bregel, Sarah. “Target Will Give You Coupons If You Swap Your Old Jeans for Its Own Denim Styles.” FastCompany.Com, Fast Company, 29 July 2024, www.fastcompany.com/91164305/target-back-to-school-shopping-coupons-discounts-sales-denim-trade-in.

New Maps and Waze Updates from Google:Shakir, Umar. “Google Maps Is Getting Even More like Waze.” The Verge, The Verge, 31 July 2024, www.theverge.com/2024/7/31/24209969/google-maps-destination-guidance-waze-camera-events.

Sorrentino, Mike. “Google Maps, Waze Make It Easier to Report Crashes, Cameras and Slowdowns.” CNET, CNET, 31 July 2024, www.cnet.com/tech/mobile/google-maps-waze-make-it-easier-to-report-crashes-cameras-and-slowdowns/.

Fielding, Sarah. “Google Maps Will Show You Where to Enter Your Destination.” Engadget, Engadget, 31 July 2024, www.engadget.com/google-maps-will-show-you-where-to-enter-your-destination-130021496.html.

Li, Abner. “New Google Maps Incident Reporting Comes to Mobile & Android Auto, Waze Gets Lockscreen Navigation.” 9to5Google, 9to5Google, 31 July 2024, 9to5google.com/2024/07/31/google-maps-incident-reporting/.

Disney+, Hulu, Max Bundle Now Available:“Disney+, Hulu, Max Bundle.” Disney+, Disney+, www.disneyplus.com/welcome/disney-hulu-max-bundle. Accessed 31 July 2024.

“Disney+, Hulu, Max Bundle.” Hulu, Hulu, www.hulu.com/disney-hulu-max-bundle. Accessed 31 July 2024.

“Disney+, Hulu, Max Bundle.” Max Help Center, Max, help.max.com/us/Answer/Detail/000002578. Accessed 31 July 2024.

Manfredi, Lucas. “How to Change Your Plan to the Disney+, Hulu, Max Bundle as an Existing Subscriber.” TheWrap, The Wrap, 25 July 2024, www.thewrap.com/disney-hulu-max-bundle-how-to-change-plan/.

Weatherbed, Jess. “The Disney Plus, Hulu, and Max Streaming Bundle Is Now Available.” The Verge, The Verge, 25 July 2024, www.theverge.com/2024/7/25/24205865/disney-plus-hulu-max-streaming-bundle-price-availability.

FOMC July 2024 Meeting:“Consumer Price Index - June 2024.” Bls.Gov, Bureau of Labor Statistics, 11 July 2024, www.bls.gov/news.release/pdf/cpi.pdf.

Cox, Jeff. “Fed Holds Rates Steady and Notes Progress on Inflation.” CNBC, CNBC, 31 July 2024, www.cnbc.com/2024/07/31/fed-rate-decision-july-2024.html.

Curran, Enda. “Fed Meeting Today: Live Analysis on Interest Rates, Powell Speech.” Edited by Michael Arnold and Chris Anstey, Bloomberg.Com, Bloomberg, 31 July 2024, www.bloomberg.com/news/live-blog/2024-07-31/fomc-rate-decision-and-fed-chair-news-conference.

Smialek, Jeanna. “Fed Opens Door to September Rates Cut If Inflation Stays Cool.” The New York Times, The New York Times, 31 July 2024, www.nytimes.com/2024/07/31/business/economy/fed-meeting-interest-rates.html.

Guida, Victoria. “Fed Poised to Cut Rates, Ignoring Trump and GOP Lawmakers.” Politico, Politico, 31 July 2024, www.politico.com/news/2024/07/31/fed-interest-rate-cuts-trump-republican-backlash-00171918.

“Meeting Calendars and Information.” FederalReserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 31 July 2024.

“Personal Income and Outlays, June 2024.” Bea.Gov, Bureau of Economic Analysis, 26 July 2024, www.bea.gov/news/2024/personal-income-and-outlays-june-2024.

CMS Changes to ACA Plan Switching Process:Appleby, Julie. “Biden Administration Tightens Broker Access to Healthcare.Gov to Thwart Rogue Sign-Ups.” Fierce Healthcare, KFF Health News, 22 July 2024, www.fiercehealthcare.com/payers/biden-administration-tightens-broker-access-healthcaregov-thwart-rogue-sign-ups.

“CMS Statement on Agent and Broker Marketplace Activity.” CMS.Gov Centers for Medicare & Medicaid Services, Centers for Medicare & Medicaid Services, 12 Apr. 2024, www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity.

“CMS Statement on Agent and Broker Marketplace Activity, Update.” CMS.Gov, Centers for Medicare & Medicaid Services, 6 May 2024, www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update.

“CMS Statement on System Changes to Stop Unauthorized Agent and Broker Marketplace Activity.” CMS.Gov, Centers for Medicare & Medicaid Services, 19 July 2024, www.cms.gov/newsroom/press-releases/cms-statement-system-changes-stop-unauthorized-agent-and-broker-marketplace-activity.

Resources:5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726

Agent's Guide to Phone Communication Resources: https://link.chtbl.com/ASG608

Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606

Events & Webinars for Insurance Agents: https://ritterim.com/events/

Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607

How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/

Marketplace Call Center: 1-800-318-2596

Ritter Insurance Marketing Summits 2024: https://link.chtbl.com/ASDF20240719

Signs It's Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605

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Trying to spend less time doom scrolling on your phone? Want to have more time for family, friends, and productivity? Try out these apps for creating a dumb phone that minimizes distractions and keeps you accountable!Blank Spaces: Minimal Launcher: https://www.blankspaces.app/

minimalist phone: https://www.minimalistphone.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:App Trends in 2024: https://link.chtbl.com/ASGA63

Best Practices for Video Calls: https://link.chtbl.com/ASG597

Get Focused with These Apps: https://link.chtbl.com/ASGA20

Knight School Online Training Resource: https://ritterim.com/knight-school/

The Guide to Making Money Selling Health Insurance FREE eBook: https://ritterim.com/making-money-selling-insurance/

Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51

References:Koa, Tim. “I Turned My iPhone into a ‘Lite Phone.’” YouTube, YouTube, 29 Apr. 2024, www.youtube.com/watch?v=10iUIoVBRI8

Garde, Paolo. “My Minimalist iPhone Setup.” YouTube, YouTube, 24 July 2021, www.youtube.com/watch?v=PBzFqWYTT8E

“Phone Screen Time Addiction- New Survey Data & Statistics.” Harmony Healthcare IT, Harmony Healthcare IT, 8 Jan. 2024, www.harmonyhit.com/phone-screen-time-statistics/

Perez, Sarah. “This Week in Apps: Apple’s iPhone App of the Year Finalists, plus 7 Hidden Gems.” TechCrunch, TechCrunch, 17 Nov. 2023, techcrunch.com/2023/11/17/this-week-in-apps-apples-iphone-app-of-the-year-finalists-plus-7-hidden-gems

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Your phone is one of the best tools to keep in touch with clients and follow up on leads. We’ve gathered a list of applications that make compliant communication through the phone a lot easier. Listen to learn more!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Phone & VoIP Resources:AgencyBloc: https://www.agencybloc.com/

Phone.com: https://www.phone.com/

RingCentral: https://www.ringcentral.com/

Zoom Phone: https://www.zoom.com/en/products/voip-phone/

Call Recording Application Resources:Agency Bloc’s Plus Suite: https://www.agencybloc.com/software-solutions/

Integrity’s MedicareCENTER Call Recording Solution: https://integrity.com/MedicareCENTER/

Recordia Telephony Service: https://recordia.net/en/recordia-telephony-service-2-en/

Senior Market Sales CallRecording Solution: https://www.seniormarketsales.com/training-library/videos/phonedotcom

TTEC’s Mobile Record and Store Now: https://www.ttec.com/industries/healthcare

Resources:A Review of the Top Call Recording Applications for Compliant Medicare Business: https://ritterim.com/blog/a-review-of-the-top-call-recording-applications-for-compliant-medicare-business/

CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://link.chtbl.com/ASGN20230515B

Sales and Communication Practices: https://docs.ritterim.com/compliance/sales-communication-practices/

What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

Where It All Begins Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

References:Tautimes, Mari. “Should Insurance Agents Use Text Messages to Communicate with Clients?” Western Asset Protection Blog, Western Asset Protection, 16 May 2019, info.westernassetprotection.com/blog/should-insurance-agents-use-text-messages-to-communicate-with-clients

Dice, Zach. “VoIP vs. Company Cell Phones: Which Is Best for Your Business?” Dice Communications Blog, Dice Communications, 3 Nov. 2022, dicecommunications.com/six-key-differentiators-between-company-cell-phones-and-voip

Alder, Steve. “HIPAA Training Requirements.” HIPAA Journal, HIPAA Journal, 21 May 2023, www.hipaajournal.com/hipaa-training-requirements/

“Telephone Consumer Protection Act 47 USC § 227.” Federal Communications Commission, Federal Communications Commission, www.fcc.gov/sites/default/files/tcpa-rules.pdf Accessed 22 July 2024.

Alder, Steve. “The Use of Technology and HIPAA Compliance.” HIPAA Journal, HIPAA Journal, 27 Nov. 2023, www.hipaajournal.com/the-use-of-technology-and-hipaa-compliance/

“Worldwide Texting Statistics.” Vermont State Highway Safety Office, State of Vermont, 20 June 2018, shso.vermont.gov/sites/ghsp/files/documents/Worldwide%20Texting%20Statistics.pdf

Staff in the Office of Technology. “Can-SPAM Act: A Compliance Guide for Business.” Federal Trade Commission, 17 Jan. 2024, www.ftc.gov/business-guidance/resources/can-spam-act-compliance-guide-business

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There are many creative ways to use augmented reality on your phone! Tina found some apps that are fun for the whole family to explore the 3D world of AR.Stellarium Official Site: https://stellarium-labs.com/

Smash Tanks – AR Board Game: https://apps.apple.com/us/app/smash-tanks-ar-board-game/id1286732547

Angry Birds AR: Isle of Pigs: https://apps.apple.com/us/app/angry-birds-ar-isle-of-pigs/id1456120259

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

Agent’s Guide to Email Communication Resources: https://link.chtbl.com/ASG598

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Fun With Multiplayer Mobile Games: https://link.chtbl.com/ASGA031

Grow With These Plant and Nature Apps: https://link.chtbl.com/ASGA30

References:Stellarium Labs. “Stellarium VR on Meta Quest.” Meta, Meta, www.meta.com/experiences/6628847520574290/ Accessed 23 July 2024.

“Telescope Control in Stellarium Mobile Plus.” Stellarium Labs, Stellarium Labs, stellarium-labs.com/telescope-control-in-stellarium-mobile-plus/ Accessed 23 July 2024.

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Join Sarah for a special Friday Five episode all about the Medicare Prescription Payment Plan. Find out what insurance agents need to know – including how to get client-facing marketing materials that detail the Inflation Reduction Act changes coming to Medicare Part D in 2025.Interested in the marketing materials Sarah mentioned during this episode?Contact our sales team at Ritter Insurance Marketing at https://www.ritterim.com/meet-your-sales-team

Email the podcast at ASGPodcast@Ritterim.com

Call our hotline and leave a voicemail at 1-717-562-7211

Learn more about MedicareCENTER at https://integrity.com/medicarecenter/

Resources:5 FAQs About the Shop & Enroll Phaseout: https://link.chtbl.com/ASGF20240712

Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606

Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607

Medicare Advantage & Part D Certification Info: https://link.chtbl.com/ASGN20240715

Preparing Clients for the New Medicare Prescription Payment Plan Program: https://ritterim.com/blog/preparing-clients-for-the-new-medicare-prescription-payment-plan-program/

Ritter Insurance Marketing Summits 2024: https://link.chtbl.com/ASDF20240719

The Medicare Part D Creditable Coverage Determination Changes for 2025 or Beyond: https://ritterim.com/blog/the-medicare-part-d-creditable-coverage-determination-changes-for-2025-or-beyond/

References:“The Biden-Harris Administration Releases Final Part Two Guidance to Help People with Medicare Prescription Drug Coverage Manage Prescription Drug Costs.” CMS.Gov, Centers for Medicare & Medicaid Services, 16 July 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-releases-final-part-two-guidance-help-people-medicare-prescription-drug

“Biden-Harris Administration Issues Final Guidance to Help People with Medicare Prescription Drug Coverage Manage Prescription Drug Costs.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 Feb. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-issues-final-guidance-help-people-medicare-prescription-drug-coverage

“CMS Issues Additional Guidance on Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/newsroom/press-releases/cms-issues-additional-guidance-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs

“CMS Issues Draft Guidance on New Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/newsroom/press-releases/cms-issues-draft-guidance-new-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs

“CMS National Training Program Live Events.” CMS National Training Program, Centers for Medicare and Medicaid Services, cmsnationaltrainingprogram.cms.gov/live-events Accessed 25 July 2024.

“Fact Sheets Draft CY 2025 Part D Redesign Program Instructions Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 31 Jan. 2024, www.cms.gov/newsroom/fact-sheets/draft-cy-2025-part-d-redesign-program-instructions-fact-sheet

“Fact Sheet: Medicare Prescription Payment Plan.” CMS.Gov, Centers for Medicare and Medicaid Services, www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf Accessed 25 July 2024.

“Fact Sheet: Medicare Prescription Payment Plan Final Part One Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-one-guidance.pdf Accessed 25 July 2024.

“Fact Sheet: Medicare Prescription Payment Plan Final Part Two Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-two-guidance.pdf Accessed 25 July 2024.

“Inflation Reduction Act and Medicare.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/inflation-reduction-act-and-medicare Accessed 25 July 2024.

“Medicare Prescription Payment Plan Implementation Timeline.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 July 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf

Seshamani, Meena. “Medicare Prescription Payment Plan Draft Part Two ...” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-draft-part-two-guidance.pdf

Seshamani, Meena. “Medicare Prescription Payment Plan Part 1 Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/files/document/medicare-prescription-payment-plan-part-1-guidance.pdf

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Does Facebook fit into your social media strategy? In this episode, we highlight best practices for insurance agents developing their online presence.Download our FREE eBook – Social Media Marketing for Insurance AgentsResources:5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524

Advertising Medicare Through Facebook: https://ritterim.com/blog/advertising-medicare-through-facebook/

Agent Survival Guide Podcast Facebook Business Page: https://www.facebook.com/p/Agent-Survival-Guide-Podcast-100095559792814

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

References:“Social Media Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/social-media/

“Top Websites Ranking - Most Visited Websites in June 2024.” Similarweb, Similarweb, 1 July 2024, www.similarweb.com/top-websites/

“Most Visited Websites in Worldwide 2024: Open .Trends.” Semrush, Semrush, 1 June 2024, www.semrush.com/trending-websites/global/all

Gottfried, Jeffrey. “Americans’ Social Media Use.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/2024/01/31/americans-social-media-use/

Haan, Katherine. “Is Social Media the New Google? Gen Z Turn to Google 25% Less than Gen X When Searching.” Edited by Kiran Aditham, Forbes, Forbes Magazine, 14 June 2024, www.forbes.com/advisor/business/software/social-media-new-google/

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Building a social media presence takes the right tools and resources. Don't miss our list of recommendations - from official Ritter partners and third-party vendors we've vetted, to the resources we use ourselves!Read the text versionSocial Media Communication Resources:$99 Social: https://www.99dollarsocial.com/

AgentMethods: https://www.agentmethods.com/brokers-and-agents

ConciergeBee: https://conciergebee.com/social-media-specialist

Constant Contact: https://www.constantcontact.com/features/social-media-tools

Facebook Post Scheduler: https://www.facebook.com/help/389849807718635

Firebelly: https://www.firebellymarketing.com/services/social-media-management

HubSpot Social Media Strategy Guide: https://blog.hubspot.com/marketing/social-media-strategy-for-your-business

Hubstaff Talent: https://hubstafftalent.net/

Ignite Visibility: https://ignitevisibility.com/

Instagram Post Scheduler: https://help.instagram.com/439971288310029

LinkedIn: https://www.linkedin.com/feed/

LinkedIn Post Scheduler: https://www.linkedin.com/help/linkedin/answer/a1419179

LYFE Marketing: https://www.lyfemarketing.com/services/social-media-marketing-services/

Mailchimpe: https://mailchimp.com/solutions/social-media-marketing-tools/

Meta Business Help Center: https://www.facebook.com/business/help/942827662903020?id=916550222172854

ReminderMedia: https://remindermedia.com/email-social-media-marketing/

SEO Discovery: https://www.seodiscovery.com/social-media-agency-india.php

SocialBee: https://socialbee.com/

TikTok Video Scheduler: https://www.tiktok.com/business/en-US/blog/introducing-video-scheduler-now-you-can-plan-tiktoks-in-advance

Upwork: https://www.upwork.com/

X for Business Post Scheduler: https://business.x.com/en/help/campaign-editing-and-optimization/scheduled-tweets.html

Additional Resources:5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524

Social Media Marketing Apps: https://link.chtbl.com/ASGA52

Social Media Marketing for Insurance Agents eBook: https://ritterim.com/social-media-ebook/

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for July 19, 2024:* Target No Longer Accepts Personal Checks * Apple Watch Series 10 Rumors * Why Should Insurance Agents Hold In-Person Seminars? * Asset-Based LTCi vs. Traditional LTCi * Ritter Summits 2024

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Target No Longer Accepts Personal Checks:Target will stop accepting personal checks: https://www.nbcnews.com/business/consumer/target-will-stop-accepting-personal-checks-rcna160702

Target will stop accepting personal checks next week. Are the days of the payment method numbered? https://apnews.com/article/target-stop-accepting-personal-checks-d42d5e5d1f3c9a5f08c1899526c305bb

Target will stop accepting this old-school form of payment: https://www.cnn.com/2024/07/10/business/target-personal-checks/index.html

Apple Watch Series 10 Rumors:Apple May Be Bringing an Ultra-Sized Screen to the Series Watch 10: https://hypebeast.com/2024/7/apple-watch-ultra-screen-series-10-lineup

Apple Watch 10 tipped to get these 3 new features — but blood-pressure sensor faces 'snags': https://mashable.com/article/apple-watch-10-3-features-rumored-blood-pressure-sensor

Report: Apple Watch Series 10 to Offer Larger Screens and Faster Chip, but New Health Features in Trouble: https://www.macrumors.com/2024/07/07/series-10-larger-screens-and-faster-chip/

What’s Next for the Apple Watch: Bigger Screens But a Similar Look: https://www.bloomberg.com/news/newsletters/2024-07-07/apple-watch-series-10-ultra-3-details-bigger-screens-blood-pressure-challenge-lybjqp0q

Ritter Insurance Marketing Summits 2024:Register for Ritter Summits: https://summits.ritterim.com/

Resources:App Trends in 2024: https://link.chtbl.com/ASGA63

Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/

Medicare Supplement Plan Breakdown for Agents: https://link.chtbl.com/ASG604

Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/

Supreme Court Overrules Chevron Deference: https://link.chtbl.com/ASGF20240705

TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Is it time to expand your portfolio? Listen and learn to identify the signs, optimize your insurance portfolio, and how Ritter can help you in the process.Click here to get your portfolio review!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:4 Steps to Selling Dental, Vision, and Hearing Insurance: https://link.chtbl.com/ASG323

5 Out-of-the-Box Ideas for Selling Final Expense Insurance: https://link.chtbl.com/ASG591

5 Myths About Selling ACA Health Plans: https://link.chtbl.com/ASG451

Getting Started Medicare Supplements: https://link.chtbl.com/ASG497

How Insurance FMOs Work FREE eBook download: https://ritterim.com/how-insurance-fmos-work/

Learning from Lost Medicare Insurance Sales: https://link.chtbl.com/ASG576

The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook download: https://ritterim.com/aca-ebook/

There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560

The Perfect Portfolio – Knight School Training: https://ritterim.com/knight-school/expand-dominate/perfect-portfolio/1/

Tips for Cross-Selling Medicare Products: https://link.chtbl.com/ASG410

Register with Ritter: https://app.ritterim.com/public/registration/

Ritter Blog Bulletin: https://ritterim.com/blog/bulletin/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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This just in: CMS announced the 2025 maximum broker commissions for Medicare Advantage and Medicare Part D plans. Discover how much you can earn writing MA and PDP business for the 2025 coverage year.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Organize your AEP prep with help from tools like our Certification Center and Weekly Roundups. Stay on track with MA and Part D certifications as they're released and stay ahead of the rush!  

Read the text version  

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources:9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595

Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos

eBooks and Guides from Ritter Insurance Marketing: https://ritterim.com/guides/

FAQs About AHIP: https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/

FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/

Register with Ritter Insurance Marketing (RitterIM.com): https://app.ritterim.com/public/registration/

Ritter Certification Center: https://docs.ritterim.com/products/certification/

The Latest Available 2025 MA & PDP Carrier Certifications: https://ritterim.com/blog/the-latest-available-2025-ma-and-pdp-carrier-certifications/

Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437

What Does 'Ready-to-Sell' Mean for Medicare Agents? https://link.chtbl.com/ASG529

What Is AHIP Certification and How Do I Get It? https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/

References:AHIP Certification Official Site: https://www.ahipmedicaretraining.com/page/login

Miramar:Agent FWA Training: https://miramar-agent.com/KnowledgeBase/Article?kb=5

NABIP Certification Official Site: https://nabip.org/professional-development/medicare-advantage-certification

Pinpoint Global Communications: https://www.pinpointglobal.com/medicare-certification-systems

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Ritter Insurance Marketing is saying goodbye to Shop & Enroll as we transition to Integrity’s PlanEnroll platform. Find out what agents need to know as we hear from Craig and answer some frequently asked questions.Learn More About the Shop & Enroll Phaseout: https://ritterim.com/shop-and-enroll/Shop & Enroll Phaseout Frequently Asked Questions: https://ritterim.com/documents/shop-and-enroll-phaseout-faq.pdfStill have questions about Shop & Enroll? Email us at ASGPodcast@RitterIM.com or call 1-717-562-7211 and leave a voicemail

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Finding gaps in your client’s Original Medicare coverage? Make sure your clients are getting the coverage they need by offering Medicare Supplements. Get the 101 breakdown and more in this episode!Understanding Medicare Supplements Knight School - FREE Online TrainingContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:A Comprehensive Guide to Medicare Supplement Underwriting FREE eBook Download: https://ritterim.com/med-supp-underwriting-guide/

Finding the Best Medicare Supplement Plan Letter for Your Client: https://link.chtbl.com/ASG480

Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG497

Knight School Med Supp benefit PDF: https://ritterim.com/downloads/knight-school-medicare-supplement-breakdown.pdf

The Complete Guide on How to Sell Medicare Supplements FREE eBook Download: https://ritterim.com/med-supp-ebook/

References:Compare Medigap Plan Benefits: https://www.medicare.gov/health-drug-plans/medigap/basics/compare-plan-benefits

Get Medigap Basics: https://www.medicare.gov/health-drug-plans/medigap/basics

What’s Medicare Supplement Insurance (Medigap)? https://www.medicare.gov/health-drug-plans/medigap

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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You asked, and we answered! Join Tina and Sarah as they share expert advice, statistics, and strategies for creating a successful business TikTok.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Affinity Partnerships for Insurance Agents: https://ritterim.com/blog/affinity-partnerships-for-insurance-agents/

Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596

Apps for Social Media Marketing: https://link.chtbl.com/ASGA52

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Best Practices for Video Calls: https://link.chtbl.com/ASG597

How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588

Interview: Tips for Hiring & Building an Insurance Agency: https://ritterim.com/blog/interview-tips-for-hiring-and-building-an-insurance-agency/

FREE eBooks & Guides:A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/

Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/

The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook/

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/

The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships: https://ritterim.com/blog/interview-tips-for-hiring-and-building-an-insurance-agency/

References:4 TikTok Analytic Tools That Do the Math for You: https://blog.hootsuite.com/tiktok-analytics/

7 Top Tips for Making TikTok Videos: https://www.tiktok.com/business/library/Top_Tips_One_Pager_SMB.pdf

About TikTok Business Account: https://ads.tiktok.com/help/article/tiktok-business-account

Americans’ Social Media Use: https://www.pewresearch.org/internet/2024/01/31/americans-social-media-use/

Digital Global Overview Report 2024 Meltwater: https://www.slideshare.net/slideshow/2024digital-global-overview-report-2024-meltwaterpdf/267675960

How to win at TikTok ads in 2024: https://sproutsocial.com/insights/tiktok-ads/

Introducing Video Schedular: Now You can plan TikToks in advance! https://www.tiktok.com/business/en-US/blog/introducing-video-scheduler-now-you-can-plan-tiktoks-in-advance

Social Media Fact Sheet: https://www.pewresearch.org/internet/fact-sheet/social-media/

The 2024 Guide to TikTok Marketing: Tips, Examples, & Tools: https://blog.hootsuite.com/tiktok-marketing/

TikTok marketing: The complete guide for brands in 2024: https://sproutsocial.com/insights/tiktok-marketing/

TikTok Tutorial Series: TikTok Analytics: https://newsroom.tiktok.com/en-us/product-tutorial-tiktok-analytics

TikTok User Age, Gender, & Demographics 2024: https://explodingtopics.com/blog/tiktok-demographics

Types of TikTok and TikTok for Business Accounts: https://ads.tiktok.com/help/article/tiktok-and-tiktok-business-account-types?lang=en

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for July 5, 2024:* AEP Prep & Upcoming Webinars and Events * Streaming Services Raising Prices This Summer * Streaming Picks July 2024 * 2024 Q3 Medicare Part B Drug Rebate List * Supreme Court Overrules Chevron Deference

AEP Prep & Upcoming Webinars and Events:How to Present Short Term Care

New Agent Orientation

Ritter Docs Certification Center

Ritter Summits

Ritter's Weekly Roundup

Tech Tip Tuesdays (July)

The Ritter Report

Understanding the Integrity Platform

Streaming Services Raising Prices This Summer:Another streaming platform will raise prices this summer: https://www.kgw.com/article/news/nation-world/paramount-plus-price-increase-details/507-349a34cd-e595-4c44-a348-bc6b6d8f86cc

Disney+, Hulu, Max Bundle: https://help.max.com/us/Answer/Detail/000002578

Netflix is starting to phase out its cheapest ad-free plan: https://www.theverge.com/2024/7/2/24190632/netflix-ad-free-basic-plan-discontinued

How to Watch the 2024 Summer Olympics Without Cable: https://www.pcmag.com/picks/the-best-ways-to-watch-the-olympics-without-cable

Paramount+ Prices to Increase for Most Subscribers Starting This August: https://variety.com/2024/tv/news/paramount-plus-price-streaming-increase-1236046774/

Peacock Price Increase: https://www.peacocktv.com/help/article/price-increase

Peacock's Pricier Plans: What to Know About the Subscription Increase: https://www.cnet.com/tech/services-and-software/peacock-pricier-plans-what-to-know-about-subscription-increase/

Spotify is increasing US prices again: https://www.theverge.com/2024/6/3/24170301/spotify-us-price-increase-plans

Spotify Launches Cheaper $10.99/Month Premium Plan Without Audiobooks: https://www.macrumors.com/2024/06/21/spotify-cheaper-premium-plan/

Spotify Plans More Price Increases in 2024: Report: https://www.billboard.com/business/streaming/spotify-price-increases-1235648181/

Warner Bros. Discovery hikes prices for Max streaming service: https://www.cnbc.com/2024/06/04/max-price-increases.html

What streaming costs in 2024: The price of Netflix, Disney Plus and more: https://www.tomsguide.com/news/what-streaming-costs-in-2024-the-price-of-netflix-disney-plus-and-more

Streaming Picks July 2024:Everything Coming to Netflix, Disney+, Max & Other Streaming Services in July 2024: https://comicbook.com/tv-shows/news/streaming-new-july-2024-netflix-max-disney-hulu-paramount-prime-video-peacock/#18

2024 Q3 Medicare Part B Drug Rebate List:Biden administration to lower costs for 64 drugs through inflation penalties on drugmakers: https://www.cnbc.com/2024/06/26/biden-to-lower-some-drug-costs-through-inflation-penalties.html

HHS Announces Cost Savings for 64 Prescription Drugs Thanks to the Medicare Rebate Program Established by the Biden-Harris Administration’s Lower Cost Prescription Drug Law: https://www.cms.gov/newsroom/press-releases/hhs-announces-cost-savings-64-prescription-drugs-thanks-medicare-rebate-program-established-biden

Medicare Rebate for 64 Medications to Start Rolling Out: Here's What to Know: https://www.cnet.com/health/medical/medicare-rebate-for-64-medications-to-start-rolling-out-heres-what-to-know/

Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/

Reduced Coinsurance for Certain Part B Rebatable Drugs Under the Medicare Prescription Drug Inflation Rebate Program (Q3 2024): https://www.cms.gov/files/document/reduced-coinsurance-certain-part-b-rebatable-drugs-july-1-september-30-2024.pdf

Supreme Court Overrules Chevron Deference:5 Ways a New Supreme Court Ruling Could Shape Life, Health and Advice Regs: https://www.thinkadvisor.com/2024/06/28/5-ways-a-new-supreme-court-ruling-could-shape-life-health-and-advice-regs/

Chevron deference: https://www.law.cornell.edu/wex/chevron_deference

Chevron takeaways: Supreme Court ruling removes frequently used tool from federal regulators: https://apnews.com/article/supreme-court-chevron-regulations-environment-biden-536cb6a7e4bc744bbaa3f058637bbf6c

Loper Bright Enterprises v. Raimondo: https://www.law.cornell.edu/supremecourt/text/22-451#writing-22-451_CONCUR_5

How the Supreme Court’s blockbuster ‘Chevron’ ruling puts countless regulations in jeopardy: https://www.cnn.com/2024/06/30/politics/chevron-ruling-explained-supreme-court-meaning/index.html

How the Supreme Court's massive Chevron decision will affect climate policy: https://www.axios.com/2024/07/01/supreme-court-post-chevron-climate-policy

New Health Insurance Suit Could Affect DOL Fiduciary Rule Litigation: https://www.thinkadvisor.com/2024/05/24/new-health-insurance-suit-could-affect-dol-fiduciary-rule-litigation/

Supreme Court’s ‘Chevron’ ruling means changes for writing laws: https://rollcall.com/2024/06/28/supreme-courts-chevron-ruling-means-changes-for-writing-laws/

Supreme Court overrules Chevron deference, dealing blow to federal healthcare agencies: https://www.fiercehealthcare.com/regulatory/supreme-court-overrules-chevron-deference-dealing-blow-federal-healthcare-agencies

Supreme Court rules for fishermen in landmark ‘Chevron deference’ case: https://www.nationalfisherman.com/national-international/supreme-court-rules-for-fishermen-in-landmark-chevron-deference-case

Three NJ herring fishermen made history at the Supreme Court, but their fight isn't over: https://www.app.com/story/news/local/courts/2024/07/01/supreme-court-favors-nj-herring-fishermen-in-historic-chevron-case/74246290007/

Resources:5 Perks of Being a Part-Time Insurance Agent: https://link.chtbl.com/ASG6005

5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524

Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60

Best Practices for Video Calls: https://link.chtbl.com/ASG597

Contact the ASG Podcast by Email: ASGPodcast@Ritterim.com or phone: 1-717-562-7211

Summer Podcast Recommendations: https://link.chtbl.com/ASG600

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Phones are getting smarter, apps are getting more complex, and AI has changed the way we use the internet. Join Tina as she talks about the top app trends of 2024 so far.Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524

Best Practices for Video Calls: https://link.chtbl.com/ASG597

Agent’s Guide to Text Communication Resources: https://link.chtbl.com/ASG599

Apps for Social Media Marketing: https://link.chtbl.com/ASGA52

Apps for Travel Deals: https://link.chtbl.com/ASGA62

Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51

Summer Podcast Recommendations: https://link.chtbl.com/ASG600

What’s a Widget? Event Tracker Widgets and More: https://link.chtbl.com/ASGA59

References:8 Ways You Can Turn Your Smartphone Into a Dumbphone: https://lifehacker.com/8-ways-you-can-turn-your-smartphone-into-a-dumbphone-1850192492

A Brief History of Augmented Reality (+ Future Trends & Impact) https://www.g2.com/articles/history-of-augmented-reality

How I turned my smartphone into a dumb phone: https://catherineprice.substack.com/p/how-i-turned-my-smartphone-into-a

Generative AI in Search: Let Google do the searching for you: https://blog.google/products/search/generative-ai-google-search-may-2024/

Generative AI vs. other types of AI. https://www.adobe.com/products/firefly/discover/generative-ai-vs-other-ai.html

Introducing Duolingo Max, a learning experience powered by GPT-4: https://blog.duolingo.com/duolingo-max/

Skeumorphism > Minimalism > Neumorphism: The Evolution of Infographics: https://www.linkedin.com/pulse/skeuomorphism-minimalism-neumorphism-evolution-infographics-amit-pal-0r1tc

The New Trend in UI Design: An Overview of Neumorphism: https://www.toptal.com/designers/ui/neumorphic-ui-design

Time Spent Using Smartphones (2024 Statistics) https://explodingtopics.com/blog/smartphone-usage-stats

Transforming Your Smartphone into a ‘Dumb Phone’: The Smart Way to Stay Connected: https://medium.com/@filippoberti57/transforming-your-smartphone-into-a-dumb-phone-the-smart-way-to-stay-connected-6813eeacd9b6

What Is Artificial Intelligence for Social Media: https://www.marketingaiinstitute.com/blog/what-is-artificial-intelligence-for-social-media

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Be your client’s trusted advisor when it comes to navigating the ACA Marketplace. We’ve got the breakdown of how you can help your clients calculate their household income.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:FREE eBooks & Guides: https://ritterim.com/guides/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579

Knight School Training: https://ritterim.com/knight-school/

Medicaid Unwinding: What It Is & The Opportunity for Agents: https://link.chtbl.com/ASG502

Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download: https://ritterim.com/aca-ebook/

References:Annual Income Letter of Explanation: https://www.healthcare.gov/downloads/annual-income-letter-explanation.pdf

Count income & household size: https://www.healthcare.gov/income-and-household-information/household-size/

HealthCare.Gov Login: https://www.healthcare.gov/login

HealthSherpa Login: https://www.healthsherpa.com/sessions/new

Tips & Troubleshooting: https://www.healthcare.gov/tips-and-troubleshooting/uploading-documents/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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What if you could give being an insurance agent a practice run before giving up your full-time job? We get it! Learn how to start out as a part-time insurance agent before making the jump to a new career.Read text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources:5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607

9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595

How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

Request a Portfolio Review from Ritter Insurance Marketing: https://ritterim.com/portfolio/

Ritter Insurance Marketing Official Site: https://ritterim.com/

The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437

What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://ritterim.com/blog/what-todays-financial-environment-means-for-medicare-beneficiaries-and-agents/

Why Now is the Time to Start Selling Insurance: https://ritterim.com/blog/why-now-is-the-time-to-start-selling-insurance/

Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/

References:Captive Agent: What it is, How it Works, Pros and Cons: https://www.investopedia.com/terms/c/captive-agent.asp

Five Tips for the Part-Time Agent: https://www.insurance-forums.com/practice-building/hiring-staffing/five-tips-for-the-part-time-agent/

Independent Agent: What It Is and What They Do: https://www.investopedia.com/terms/i/independent-agent.asp

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Looking to expand your client base and insurance portfolio? Check out this episode to learn how insurance agents like you can step into the Medicare insurance market and start selling!Read text versionGain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/ Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:ACA 101: Selling Under-65 Health Insurance: https://ritterim.com/blog/aca-101-selling-under-65-health-insurance/

Final Expense Insurance: How Much Can Clients Expect It To Cover? https://link.chtbl.com/ASG519

3 Growth Strategies for Your Insurance Sales Territory: https://link.chtbl.com/ASG5875

How to Get Started in Medicare Sales: https://link.chtbl.com/ASG569

Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG497

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Medicare Isn’t Just for Seniors: Selling to the Under-65 Market: https://ritterim.com/blog/medicare-isnt-just-for-seniors-selling-to-the-under-65-market/

Medicare Quote Engine: https://ritterim.com/the-ritter-platform/#medicare-quote-engine

Out of the Box Ideas for Selling Final Expense Insurance: https://link.chtbl.com/ASG592

Ritter Can Help You Stay in Touch with Your Clients: https://link.chtbl.com/ASG488

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Kick off the summer season with Sarah's latest list of podcast recommendations! This time around we've got a mix of audio fiction, documentaries, and kid-friendly podcast options.Share your podcast recommendations with us! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Podcast Recommendations:A2Z: https://gzmshows.com/shows/listing/a2z/

Decoder Ring: https://slate.com/podcasts/decoder-ring

Doctor Who Redacted: https://www.bbc.co.uk/sounds/brand/p0c0krqf

Ghost Herd: https://www.ghostherd.org/

Havana Syndrome: https://open.spotify.com/show/4ecx3ViNwVPer9CZCKG6n4

Murder in HR: https://www.murderinhr.com/

Murphy’s Inc: https://murphysincshow.podbean.com/

Six Minutes: https://gzmshows.com/shows/listing/six-minutes/

Sound Detectives: https://www.sounddetectivespodcast.com/

The Rez: https://gzmshows.com/shows/listing/the-rez/

The Sicilian Inheritance: https://open.spotify.com/show/0Hl3XvJlxuXVvof3FXM4qU

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Past Podcast Recommendation Episodes:Winter 2023 Podcast Recommendations: https://link.chtbl.com/ASG564

Podcast Recommendations for Summer 2023: https://link.chtbl.com/ASGTT20230620

Winter 2022 Podcast Recommendations: https://link.chtbl.com/ASG491

Top 5 Podcasts of 2022: https://link.chtbl.com/ASG489

International Podcast Day 2022: https://link.chtbl.com/IPD2022

Podcast Recommendations for Summer 2022: https://link.chtbl.com/ASGTT20220621

Winter 2021 Podcast Recommendations: https://link.chtbl.com/ASG20211230

Top 5 Podcasts of 2021: https://link.chtbl.com/ASG20211223

International Podcast Day 2021: https://link.chtbl.com/IPD2021

Podcast Recommendations for Summer 2021: https://link.chtbl.com/ASG20210629

March 12, 2021 | The Friday Five: https://link.chtbl.com/ASGF20210312

Podcasts We're Currently Listening To (Winter 2021): https://link.chtbl.com/ASGF20210101

Top 5 Podcasts of 2020: https://link.chtbl.com/ASGF20201225

International Podcast Day 2020: https://link.chtbl.com/IPD2020

Podcast Recommendations for Summer 2020: https://link.chtbl.com/ASGTT20200623

Podcasts We're Currently Listening To: https://link.chtbl.com/ASGF20191227R

Top 5 Podcasts of 2019: https://link.chtbl.com/ASGF20191220

International Podcast Day 2019: https://link.chtbl.com/IPD2019

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2025 AHIP training is now live! Listen to get informed about training updates and resources to help you prepare and succeed.Read text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Best Practices for Training Downline Agents: https://link.chtbl.com/ASG589

Marketplace Training Resources for Health Insurance Agents: https://ritterim.com/blog/marketplace-training-resources-for-health-insurance-agents/

Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593

Ritter Certification Center: https://docs.ritterim.com/products/certification/

What Is AHIP Certification and How Do I Get It? https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/

References:AHIP Self-Study Courses: https://www.ahip.org/courses

Medicare + Fraud, Waste, and Abuse Training: https://www.ahip.org/courses/medicare-fraud-waste-and-abuse-training

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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This episode is packed with tips, strategies, and resources on text communication for your insurance business. Listen for HIPAA compliant apps, client scenarios, and so much more!Read text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Text Communication Resources:AgencyBloc: https://www.agencybloc.com/

RingCentral: https://www.ringcentral.com/

Zoom Phone: https://www.zoom.com/en/products/voip-phone/

Resources:2025 Marketplace Final Rule Changes Agents Should Know: https://ritterim.com/blog/2025-marketplace-final-rule-changes-agents-should-know/

Agent Apps | Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906

Agent Apps | Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034

How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567

How to Stay Compliant During All Medicare Sales: https://link.chtbl.com/ASG550

TCPA Compliance Rules: https://docs.ritterim.com/compliance/sales-communication-practices/#tcpa

The Ultimate Agent Resource List Pt 1: Market Yourself: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-1-market-yourself/

What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

References:HIPAA Training Requirements: https://www.hipaajournal.com/hipaa-training-requirements/

Should Insurance Agents Use Text Messages to Communicate with Clients? https://info.westernassetprotection.com/blog/should-insurance-agents-use-text-messages-to-communicate-with-clients

Six Key Differentiators Between Company Cell Phones and VolP: https://dicecommunications.com/six-key-differentiators-between-company-cell-phones-and-voip

Worldwide Texting Statistics: https://shso.vermont.gov/sites/ghsp/files/documents/Worldwide%20Texting%20Statistics.pdf

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Looking to book your next trip? Check out these two apps for finding deals on flights, hotels, car rentals, and more!Official Hopper Website: https://hopper.com/

Official Kiwi Website: https://www.kiwi.com/us/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607

Apps to Help You Stay Healthy: https://link.chtbl.com/ASGA53

Apps to Take with You While Traveling: https://link.chtbl.com/ASGA12

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

Why Marketplace Agents Should Connect With Adults Turning 26: https://ritterim.com/blog/why-marketplace-agents-should-connect-with-young-adults-turning-26/

References:Eden: People+Planet (formally Eden Reforestation Projects) https://www.edenprojects.org/

Hopper Celebrates Planting 25 Million Trees Through its Hopper Trees Program: https://media.hopper.com/news/hopper-celebrates-planting-25-million-trees-through-its-trees-program

The Trick to Finding Cheap Flights in 2024: https://travel.usnews.com/features/how-to-find-cheap-flights

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for June 21, 2024:* AHIP 2024 Certification Down, CY 2025 Coming Soon * Medicare Part D Creditable Coverage in Employer Plans * Biden Administration Proposes Rule on Medical Debt * Done Telehealth & The CDC Advisory on Stimulant ADHD Meds * Amazon RxPass Expands to Medicare Beneficiaries

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:2025 Medicare Advantage & Part D Certification Info: https://ritterim.com/blog/2025-medicare-advantage-and-part-d-certification-info/

Are You Self-Sabotaging Your Insurance Sales Success? https://ritterim.com/blog/are-you-self-sabotaging-your-insurance-sales-success/

5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607

Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos

Join Us at the Summits! https://ritterim.com/blog/join-us-at-the-summits/

Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437

AHIP 2024 Certification Down, CY 2025 Coming Soon:Medicare + Fraud, Waste, and Abuse Training: https://www.ahip.org/courses/medicare-fraud-waste-and-abuse-training

What Is AHIP Certification and How Do I Get It? https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/

Biden Administration Proposes Rule on Medical Debt:CFPB Proposes to Ban Medical Bills from Credit Reports: https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-to-ban-medical-bills-from-credit-reports/

Even if Medical Debt Isn't on Your Credit Report, It Can Drag Down Your Credit: https://money.usnews.com/credit-cards/articles/even-if-medical-debt-isnt-on-your-credit-report-it-can-drag-down-your-credit

In sweeping change, Biden administration to ban medical debt from credit reports: https://abcnews.go.com/Politics/sweeping-change-biden-administration-ban-medical-debt-credit/story?id=110997906

Will CFPB’s Ban On Medical Debts From Credit Reports Help Patients? https://www.forbes.com/sites/gebai/2024/06/16/cfpbs-ban-on-medical-debts-from-credit-reports-will-harm-patients/

Done Telehealth & The CDC Advisory on Stimulant ADHD Meds:CDC warns access to ADHD meds may be disrupted after arrests of health-care startup executives: https://www.cnn.com/2024/06/13/health/cdc-adhd-medication-alert/index.html

Disrupted Access to Prescription Stimulant Medications Could Increase Risk of Injury and Overdose: https://emergency.cdc.gov/han/2024/han00510.asp#print

FDA Drug Shortages Portal: https://www.fda.gov/drugs/drug-safety-and-availability/drug-shortages

Feds arrest Adderall telehealth CEO under Controlled Substances Act: https://www.theverge.com/2024/6/13/24178049/done-adhd-telehealth-controlled-substances-act-doj-fraud

Founder/CEO and Clinical President of Digital Health Company Arrested for $100M Adderall Distribution and Health Care Fraud Scheme: https://www.justice.gov/opa/pr/founderceo-and-clinical-president-digital-health-company-arrested-100m-adderall-distribution

Telehealth startup Done's CEO and clinical president arrested, charged with fraud: https://www.fiercehealthcare.com/health-tech/telehealth-startup-dones-ceo-and-clinical-president-arrested-charged-fraud

Amazon RxPass Expands to Medicare Beneficiaries:Amazon Pharmacy expands RxPass subscription service to Medicare patients: https://www.fiercehealthcare.com/health-tech/amazon-pharmacy-expands-rxpass-subscription-service-medicare-patients

Amazon RxPass: https://pharmacy.amazon.com/rxpass

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Discover our top recommendations for email marketing. Keep in touch with clients, reach larger audiences, and grow your business with these tools.Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Email Communication Resources:AgencyBloc: https://www.agencybloc.com/

AgentMethods’ AMPlify: https://www.agentmethods.com/amplify/

Canva: https://www.canva.com/

Constant Contact: https://www.constantcontact.com/

Google Workspace: https://workspace.google.com/products/gmail/

MailChimp: https://mailchimp.com/

Microsoft 365: https://www.microsoft.com/en-us/microsoft-365/outlook/email-and-calendar-software-microsoft-outlook

ReminderMedia: https://remindermedia.com/

Ritter Insurance Marketing: https://ritterim.com/the-ritter-platform/

SquareSpace: https://www.squarespace.com/email-marketing/

Zoho Mail: https://www.zoho.com/mail/

Resources:5 Things About Working with Ritter Insurance Marketing: https://ritterim.com/blog/interview-5-things-about-working-with-ritter-insurance-marketing/

Agent Compliance Handbook: https://docs.ritterim.com/documents/compliance/Ritter-Agent-Handbook-2024.pdf

Developing a Client Retention Mindset: https://ritterim.com/blog/interview-developing-a-client-retention-mindset/

FREE DOWNLOAD - Email Template for Client Check-in: https://ritterim.com/documents/client-check-in-email-template.docx

How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Ritter Can Help You Stay in Touch with Your Clients: https://link.chtbl.com/ASG488

Why Client Retention Should be Your Top Priority: https://link.chtbl.com/ASG581

References:Add, move, or import Google contacts: https://support.google.com/contacts/answer/1069522?hl=en&co=GENIE.Platform%3DDesktop

CAN-SPAM Act: A Compliance Guide for Business: https://www.ftc.gov/business-guidance/resources/can-spam-act-compliance-guide-business

Create, or edit .cvs files to import into Outlook: https://support.microsoft.com/en-us/office/create-or-edit-csv-files-to-import-into-outlook-4518d70d-8fe9-46ad-94fa-1494247193c7

Email Users Statistics and Facts: https://market.us/statistics/internet/email-users/

HIPAA Compliance Microsoft Office 365 and Microsoft Teams: https://www.microsoft.com/en-us/microsoft-365/blog/wp-content/uploads/sites/2/2019/04/HIPAA-Compliance-Microsoft-Office-365-and-Microsoft-Teams.pdf

Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Exercise your cognitive functions with these brain training apps. Improve memory, vocabulary, and focus, all while having fun!Elevate: https://elevateapp.com/

Lumosity: https://www.lumosity.com/en/

NeuroNation: https://www.neuronation.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Interview: The 5 Pillars of Integrity: https://ritterim.com/blog/interview-the-5-pillars-of-integrity/

Lifelong Learning Online Education Resources: https://link.chtbl.com/ASG482

Marketplace Training Resources for Health Insurance Agents: https://ritterim.com/blog/marketplace-training-resources-for-health-insurance-agents/

Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

Overcome Stress with Nikson: The Art of Doing Nothing: https://link.chtbl.com/ASGM20240520

Relaxing Logic Games: https://link.chtbl.com/ASGA045

Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51

The Ultimate Agent Resource List Pt 3: Staying Organized: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/

References:5 Main Benefits of Braining Training Games: https://www.hhmglobal.com/knowledge-bank/news/5-main-benefits-of-brain-training-games

Train your brain: https://www.health.harvard.edu/mind-and-mood/train-your-brain

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for June 14, 2024:* AHIP 2025 Certification Reminder * May 2024 CPI Report * June 2024 FOMC Meeting & Projections * Apple OS Updates from WWDC 2024 * Apple Intelligence Features

Register for the Webinar - How to Market Yourself Online: https://bit.ly/marketyourself2024Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.AHIP 2025 Certification Reminder:AHIP Medicare + Fraud, Waste, and Abuse Online Course Site: https://www.ahipmedicaretraining.com/

Updates to the 2025 AHIP Certification You Should Know: https://ritterim.com/blog/updates-to-the-2025-ahip-certification-you-should-know/

May 2024 CPI Report:Consumer Price Index May 2024: https://www.bls.gov/news.release/pdf/cpi.pdf

June 2024 FOMC Meeting & Projections:Fed holds rates steady, indicates only one cut coming this year: https://www.cnbc.com/2024/06/12/fed-meeting-today-on-interest-rate.html

The Fed expects to cut rates just once this year: https://www.cnn.com/business/live-news/markets-fed-meeting-06-12-24/index.html

Apple OS Updates from WWDC 2024:Apple iOS 18 Preview: https://www.apple.com/ios/ios-18-preview/

Apple WatchOS Preview: https://www.apple.com/watchos/watchos-preview/

Live blog: Apple’s AI plans, iOS 18, and more at WWDC 2024: https://www.theverge.com/2024/6/10/24173603/wwdc-2024-live-blog-apple-event-ios-18-ai

watchOS 11 — Apple Watch is finally getting the fitness feature I’ve been waiting for: https://www.tomsguide.com/wellness/smartwatches/watchos-11-apple-watch-is-finally-getting-the-fitness-feature-ive-been-waiting-for

Apple Intelligence Features:Apple Intelligence: https://www.apple.com/apple-intelligence/

Apple is giving Siri an AI upgrade in iOS 18: https://www.theverge.com/2024/6/10/24171936/apple-siri-ai-update-ios18-features-wwdc

iPhone Genmoji and Image Playground Let You Use AI to Create Emoji Responses That Don't Exist: https://www.cnet.com/tech/mobile/iphone-genmoji-and-image-playground-let-you-use-ai-to-create-emoji-responses-that-dont-exist/

Resources:5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524

5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607

Agent's Guide to Video Communication Resources: https://link.chtbl.com/ASG596

Best Practices for Video Calls: https://link.chtbl.com/ASG597

Medicare Coverage for Mental Health Services & Substance Use Disorder: https://ritterim.com/blog/medicare-coverage-for-mental-health-services-and-substance-use-disorder/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Be your best on camera by taking your virtual meetings to the next level. We’ve got tips on lighting, cameras, virtual etiquette, and more!Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596

How Agents Can Use Stories to Sell Insurance: https://ritterim.com/blog/how-agents-can-use-stories-to-sell-insurance/

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG578

The Complete Guide to Client Loyalty and Retention FREE eBook Download: https://ritterim.com/client-retention-guide/

The Ultimate Agent Resource List Pt 3: Staying Organized: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/

What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

References:7 Tips For Making Webcam Videos Look Good (And Pants Are Optional) https://www.panopto.com/blog/7-tips-for-making-webcam-videos-look-good-pants-optional/

Video conferencing etiquette: 10 tips for a successful video conference: https://resources.owllabs.com/blog/video-conferencing-etiquette

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Here are our recommendations for apps and software to easily connect with your team and clients.Read text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Video Conferencing Resources:Google Meet: https://workspace.google.com/products/meet/ Google Workspace: https://workspace.google.com/

Microsoft Meet: https://www.microsoft.com/en-us/microsoft-teams/small-medium-business

Phone.com: https://www.phone.com/video-meetings/

RingCentral: https://www.ringcentral.com/video.html

Zoho Webinar: https://www.zoho.com/webinar/

Zoho Meeting: https://www.zoho.com/meeting/

Zoom Webinars: https://www.zoom.com/en/products/webinars/

Zoom Workplace: https://www.zoom.com/en/products/collaboration-tools/

Resources:Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034

Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

Best Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

References:5 Tips to Stand Out on Zoom: How to Look Best on Video Calls: https://www.youtube.com/watch?v=4xr4vmPJDE0

8 tips for video conferencing etiquette: https://www.ringcentral.com/us/en/blog/video-conferencing-etiquette-2022/

Best Practices for Effective Video Conferencing: https://uit.stanford.edu/videoconferencing/best-practices

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Getting ready to take your insurance license exam? A must-listen for those brand-new to the industry, Sarah outlines the process, where to get started, and what she learned while preparing to take her insurance license exam.Questions about getting licensed to sell insurance? Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:Getting Licensed Knight School Module: https://ritterim.com/knight-school/selling-insurance/getting-licensed/1/

How Insurance FMOs Work eBook: https://ritterim.com/how-insurance-fmos-work/

Interested in Selling Insurance Knight School Module: https://ritterim.com/knight-school/selling-insurance/interested-selling-insurance/1/

Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593

Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437

Understanding FMOs Knight School Module: https://ritterim.com/knight-school/selling-insurance/understanding-fmos/1/

References:Multiple Choice Test Taking Strategies: https://www.dmu.edu/wp-content/uploads/MULTIPLE-CHOICE-TEST-TAKING-STRATEGIES.pdf

NAIC Map of State Insurance Department Resources: https://content.naic.org/state-insurance-departments

National Association of Insurance Commissioners Official Site: https://content.naic.org/

National Insurance Provider Registry Online (NIPR): https://nipr.com/

VARK® Modalities: What do Visual, Aural, Read/write & Kinesthetic really mean? https://vark-learn.com/introduction-to-vark/the-vark-modalities/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for May 31, 2024:* Medicare Sales Planner & ACA Agent Calendar * The Fitbit Ace LTE * New Study on AI Adoption * KFF Health Policy 101 Resource * AHIP 2025 Certification Dates

How do you like to learn? Answer this week’s question of the week here: https://bit.ly/asgquestionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.[01:39] Medicare Sales Planner & ACA Agent Calendar:ACA Agent Sales Calendar PDF: https://ritterim.com/documents/the-busy-aca-agents-sales-calendar.pdf

Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://link.chtbl.com/ASG570

Medicare Agent Sales Planner PDF: https://ritterim.com/documents/busy-medicare-agent-sales-planner.pdf

Stay Organized with the Busy ACA Agent’s Sales Calendar: https://link.chtbl.com/ASG571

[02:39] Fitbit Ace LTE:Google announced a smartwatch for kids — and it looks pretty good: https://www.businessinsider.com/google-smartwatch-kids-fitbit-ace-lte-2024-5

Introducing Fitbit Ace LTE: the smartwatch kids and parents will both love: https://blog.google/products/fitbit/fitbit-ace-lte-smartwatch-kids/

Smartwatches Can Learn a Lot From Fitbit's New Kid-Focused Watch: https://www.cnet.com/tech/mobile/smartwatches-can-learn-a-lot-from-fitbits-new-kid-focused-watch/

The Fitbit Ace LTE is like a Nintendo smartwatch for kids: https://www.theverge.com/2024/5/29/24166168/fitbit-ace-lte-kids-smartwatch-wearables

[06:22] New Study on AI Adoption:AI products like ChatGPT much hyped but not much used, study says: https://www.bbc.com/news/articles/c511x4g7x7jo

Hardly any of us are using AI tools like ChatGPT, study says – here’s why: https://www.techradar.com/computing/artificial-intelligence/hardly-any-of-us-are-using-ai-tools-like-chatgpt-study-says-heres-why

What does the public in six countries think of generative AI in news? https://reutersinstitute.politics.ox.ac.uk/what-does-public-six-countries-think-generative-ai-news

[10:29] KFF Health Policy 101:Full Resource: https://www.kff.org/health-policy-101/

KFF's Health Policy 101 Chapters:The Affordable Care Act: https://www.kff.org/health-policy-101-the-affordable-care-act/

Congress, the Executive Branch, and Health Policy: https://www.kff.org/health-policy-101-congress-and-the-executive-branch-and-health-policy/

Employer-Sponsored Health Insurance: https://www.kff.org/health-policy-101-employer-sponsored-health-insurance/

Health Care Costs and Affordability: https://www.kff.org/health-policy-101-health-care-costs-and-affordability/

Health Policy Issues in Women's Health: https://www.kff.org/health-policy-101-health-policy-issues-in-womens-health/

International Comparison of Health Systems: https://www.kff.org/health-policy-101-international-comparison-of-health-systems/

Medicaid: https://www.kff.org/health-policy-101-medicaid/

Medicare: https://www.kff.org/health-policy-101-medicare/

Race, Inequality, and Health: https://www.kff.org/health-policy-101-race-inequality-and-health/

The Politics of Health Care and the 2024 Election: https://www.kff.org/health-policy-101-the-politics-of-health-care-and-the-2024-election/

The Regulation of Private Health Insurance: https://www.kff.org/health-policy-101-the-regulation-of-private-health-insurance/

The Uninsured Population and Health Coverage: https://www.kff.org/health-policy-101-the-uninsured-population-and-health-coverage/

The U.S. Government and Global Health: https://www.kff.org/health-policy-101-the-u-s-government-and-global-health/

[14:27] AHIP 2025 Certification Dates:AHIP Medicare + Fraud, Waste, and Abuse Online Course Site: https://www.ahipmedicaretraining.com/

Resources:5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524

9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595

AI Highlights from Google I/O 2024: https://link.chtbl.com/ASGF20240517

Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Knight School Online Video Training Library: https://ritterim.com/knight-school/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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If you’re just starting out in the insurance industry, this episode is a must listen! Discover key tools and resources for establishing your business, gaining leads, marketing, compliance, and more!Read text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:A Review of the Top Medicare Quote Engines for Insurance Agents: https://ritterim.com/blog/a-review-of-the-top-medicare-quote-engines-for-insurance-agents/

CallVault: https://ritterim.com/the-ritter-platform/#callvault

CMS’ New Definition of Marketing & How it Affects Agents Selling Medicare Plans: https://ritterim.com/blog/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://link.chtbl.com/ASG508

Free eBooks & Guides: https://ritterim.com/guides/

How Insurance FMOs Work FREE eBook download: https://ritterim.com/how-insurance-fmos-work/

Knight School Training: https://ritterim.com/knight-school/

Lead Center: https://leads.integrity.com/login

Meet Your Sales Team at Ritter: https://ritterim.com/meet-your-sales-team/

Medicare Center: https://integrity.com/MedicareCENTER/

Medicare Quote Engine Prospectus PDF: https://ritterim.com/documents/prospectus/medicare-quote-engine-prospectus.pdf

Round Table Facebook Group: https://www.facebook.com/groups/RittersRoundTable/

Ritter Events Calendar: https://ritterim.com/events/

Ritter Insurance Marketing Joins Integrity Marketing Group: https://ritterim.com/blog/ritter-insurance-marketing-joins-integrity-marketing-group/

Shop & Enroll: https://ritterim.com/shop-and-enroll/

The Best Software for Tracking Your Medicare Commissions: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/

The Ritter Blog: https://ritterim.com/blog/

The Ritter Platform: https://ritterim.com/the-ritter-platform/

The Ritter Platform – Elevate Your Sales Process PDF: https://ritterim.com/documents/prospectus/the-ritter-platform-prospectus.pdf

The Ultimate Agent Resource List Pt 1: Market Yourself: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-1-market-yourself/

The Ultimate Agent Resource List Pt. 3: Staying Organized: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/

Your Guide to Compliant Medicare Call Recording with CallVault PDF: https://ritterim.com/documents/prospectus/your-guide-to-compliant-medicare-call-recording-with-callvault.pdf

Your Step-By-Step Guide to Getting Started in Insurance Sales eBook: https://ritterim.com/free-guide/

References:Acuity Scheduling: https://acuityscheduling.com/

AgentMethods: https://www.agentmethods.com/

Appointment scheduling with Google Calendar: https://workspace.google.com/resources/appointment-scheduling/

Calendly: https://calendly.com/

HubSpot Free Meeting Schedular: https://www.hubspot.com/products/sales/schedule-meeting

Market Advisor: https://csg-actuarial-wordpress.appspot.com/software/market-advisor/

Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency; Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and

Microsoft Bookings: https://www.microsoft.com/en-us/microsoft-365/business/scheduling-and-booking-app

The Best 24 Appointment Scheduling Apps and Booking Software: https://blog.hubspot.com/sales/best-scheduling-app

TrustedForm: https://activeprospect.com/trustedform/

Verisk Marketing Solutions: https://marketing.verisk.com/compliance/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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What happens when a Medicare Advantage client wants to switch to Original Medicare? Depending on WHEN they enrolled, they may qualify for the Medicare Advantage Trial Right Period. Listen to learn more about how it works and who qualifies.Read text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Helping Clients Navigate Medicare’s Durable Medical Equipment Coverage: https://ritterim.com/blog/helping-clients-navigate-medicares-durable-medical-equipment-coverage/

How to Be an Adaptable Insurance Agent: https://link.chtbl.com/ASG582

How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/

Interview: Training Opportunities for Agents at Ritter Insurance Marketing: https://ritterim.com/blog/interview-training-opportunities-for-agents-at-ritter-insurance-marketing/

Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/

Medicare Advantage Open Enrollment Do's and Don'ts: https://link.chtbl.com/ASG574

Surviving AEP: https://ritterim.com/aep/

What Beneficiaries Value Most in Medicare Advantage Plans: https://link.chtbl.com/ASG555

References: Joining a Medicare Health Plan: https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan

Learn How Medigap Works: https://www.medicare.gov/health-drug-plans/medigap/basics/how-medigap-works

Medigap Open Enrollment Period: https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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How do recent social media trends work (or not work!) for insurance agents? Sarah and Tina discuss the latest trends to help agents with their social strategies. Listen ‘til the end for a special invitation to a comprehensive social media marketing event tailored specifically to agents.Register for the Webinar - How to Market Yourself Online: https://bit.ly/marketyourself2024Don’t forget to answer this week’s question of the week: https://bit.ly/asgquestionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.Resources:AI Highlights from Google I/O 2024: https://link.chtbl.com/ASGF20240517

Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60

How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809

How to Keep Social Media Professional and Personal Simultaneously: https://link.chtbl.com/ASG443

Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/

References:11 social media trends you need to know in 2024: https://sproutsocial.com/insights/social-media-trends/

12 Emerging Social Media Trends in 2024: https://www.cmswire.com/digital-experience/12-emerging-social-media-trends-in-2024/

2024 Digital Media Trends: https://www2.deloitte.com/us/en/insights/industry/technology/digital-media-trends-consumption-habits-survey.html

Social Media Trends 2024: https://www.hootsuite.com/research/social-trends

The HubSpot Blog's 2024 Social Media Marketing Report: Data from 1400+ Global Marketers: https://blog.hubspot.com/marketing/hubspot-blog-social-media-marketing-report

The Top Marketing Trends of 2024 & How They've Changed Since 2023 [Data from 1400+ Global Marketers]: https://blog.hubspot.com/marketing/marketing-trends

THIS is how social media will change in 2024: https://www.youtube.com/watch?v=EAyUPsJ4JWY

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Take your notes to the next level! Customize your to-do lists, projects, thoughts, calendar, and more with these free apps.Kilonotes Pocket Apple: https://apps.apple.com/us/app/kilonotes-pocket/id1574139091

Kilonotes PDF Apple: https://apps.apple.com/us/app/kilonotes-notes-pdf-reading/id1514322479

Kilonotes Playstore: https://play.google.com/store/apps/details?id=com.topstack.kilonotes.pad&hl=en_US≷=US

Notion Official Website: https://www.notion.so/product

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Agent Apps | Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Agent Apps | What’s a Widget? Event Tracker Widgets and More: https://link.chtbl.com/ASGA59

How Much Money Can Health Insurance Agents Make? https://ritterim.com/blog/how-much-money-can-health-insurance-agents-make/

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

Marketplace Training Resources for Health Insurance Agents: https://ritterim.com/blog/marketplace-training-resources-for-health-insurance-agents/

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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When's the last time you dropped everything and just... did nothing? Learn how Niksen - the counterintuitive act of doing nothing - can reduce anxiety, stress, and possibly prevent burnout!How do you stay motivated? What method works for you? Let us know! Send a message to ASGPodcast@Ritterim.com or call us at 1-717-562-7211.

Resources:Breathwork and Meditation Apps: https://link.chtbl.com/ASGA25

Celebrating Every Step of the Process: https://link.chtbl.com/ASGM10242022

Creating Margin & Taking Back Control of Your Time: https://link.chtbl.com/ASGM20230130

How to Create a Healthy Balance Between Work and Life: https://link.chtbl.com/ASG439

Is Toxic Positivity Real? (And How to Avoid It): https://link.chtbl.com/ASG434

Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

The Power of Listening & Laughter: https://link.chtbl.com/ASGM20230306

What I've Learned About Imposter Syndrome (So Far): https://link.chtbl.com/ASG426

References:Do Nothing for 2 Minutes: http://www.donothingfor2minutes.com/

Niksen Is the Dutch Lifestyle Concept of Doing Nothing—And You’re About to See It Everywhere: https://time.com/5622094/what-is-niksen/

Niksen: The Dutch Art of Purposefully Doing Nothing: https://www.bluezones.com/2019/11/niksen-the-dutch-art-of-purposefully-doing-nothing/

The art of doing nothing: have the Dutch found the answer to burnout culture? https://www.theguardian.com/lifeandstyle/2024/feb/07/the-art-of-doing-nothing-have-the-dutch-found-the-answer-to-burnout-culture

The Dutch 'Doing Nothing' Trend Which Could Beat Your Burnout In 2024: https://www.newsweek.com/what-niksen-dutch-lifestyle-trend-doing-nothing-1853433

The Dutch solution to busyness that captivated the world: https://www.bbc.com/travel/article/20230522-the-dutch-solution-to-busyness-that-captivated-the-world

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for May 17, 2024:* Camp Ritter Employee Training Event Next Week * Talkspace Official Enters Medicare Market * IRS Announces HSA & HDHP Amounts for CY 2025 * Apple Announces New Accessibility Features * Highlights from 2024 Google I/O Conference

How comfortable are you with AI? Answer this week’s question of the week: https://bit.ly/asgquestionTalkspace Officially Enters Medicare Market:Online therapy covered by Medicare: https://www.talkspace.com/coverage/insurance/medicare

Talkspace Expands Access to Tele-Mental Healthcare With Medicare Launch: https://www.businesswire.com/news/home/20240514596587/en/Talkspace-Expands-Access-to-Tele-Mental-Healthcare-With-Medicare-Launch

Talkspace expands online mental health therapy to millions of Medicare members: https://www.fiercehealthcare.com/digital-health/talkspace-expands-online-therapy-millions-medicare-members

Talkspace rolls out teletherapy access to 13 million Medicare members: https://vator.tv/news/2024-05-14-talkspace-rolls-out-teletherapy-access-to-13-million-medicare-members

Virtual Mental Health Provider Talkspace Taps Into Medicare Market: https://bhbusiness.com/2024/05/14/virtual-mental-health-provider-talkspace-taps-into-medicare-market/

IRS Announces HSA and HDHP Amounts for CY 2025:IRS Announces 2025 HSA, HDHP Limits: https://www.shrm.org/topics-tools/news/benefits-compensation/irs-announces-2025-hsa--hdhp-limits

IRS announces HSA, HDHP limits for 2025: https://www.benefitspro.com/2024/05/13/irs-announces-hsa-hdhp-limits-for-2025/

IRS releases HSA and high-deductible health plan limits for 2025: https://global.lockton.com/us/en/news-insights/irs-releases-hsa-and-high-deductible-health-plan-limits-for-2025

Savings Boost: IRS Raises HSA Contribution Limits for 2025: https://www.hrmorning.com/news/irs-announces-new-hsa-contribution-limits/

Apple Announces New Accessibility Features:Apple announces new accessibility features, including Eye Tracking, Music Haptics, and Vocal Shortcuts: https://www.apple.com/newsroom/2024/05/apple-announces-new-accessibility-features-including-eye-tracking/

Apple’s new accessibility features let you control an iPhone or iPad with your eyes: https://www.theverge.com/2024/5/15/24157271/apple-eye-tracking-speech-motion-sickness-accessibility-features

Highlights from 2024 Google I/O Conference:Google I/O 2024 – the 7 biggest AI announcements, from Gemini to Android 15: https://www.techradar.com/phones/android/the-7-biggest-ai-announcements-from-google-io-2024

Google I/O 2024: Everything revealed including Gemini AI, Android 15 and more: https://www.engadget.com/google-io-2024-everything-revealed-including-gemini-ai-android-15-and-more-210414423.html

Google now offers ‘web’ search — and an AI opt-out button: https://www.theverge.com/2024/5/14/24074314/google-now-offers-web-search

Resources:5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Greater Access to Health Coverage for DACA Recipients: https://link.chtbl.com/ASGF20240510

Interview: The 5 Pillars of Integrity: https://ritterim.com/blog/interview-the-5-pillars-of-integrity/

Interview: Training Opportunities for Agents at Ritter Insurance Marketing: https://ritterim.com/blog/interview-training-opportunities-for-agents-at-ritter-insurance-marketing/

Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

Tips for Becoming a Top Producing Insurance Agency: https://ritterim.com/blog/tips-for-becoming-a-top-producing-insurance-agency/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Field Marketing Organizations can take your business to the next level. In this episode, learn ten things to consider when doing your research, and all the benefits and resources Ritter Insurance Marketing has to offer!Read the text versionRegister with Ritter Insurance Marketing

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575

Do’s and Don’ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://link.chtbl.com/ASG508

How Insurance FMOs Work FREE eBook: https://ritterim.com/how-insurance-fmos-work/

Shop & Enroll: https://ritterim.com/shop-and-enroll/

The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

The Ritter Platform: https://ritterim.com/the-ritter-platform/

What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Learn the benefits of offering final expense insurance to your clients in this free eBook.Download a copy of our free eBook!

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:
Final Expense Insurance: How Much Can Clients Expect It To Cover? https://link.chtbl.com/ASG519/

How to Be an Adaptable Insurance Agent: https://link.chtbl.com/ASG582/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

What Does ‘Ready-to-Sell- Mean for Agents? https://link.chtbl.com/ASG529/

Why Should Agents Register with Ritter Insurance Marketing: https://link.chtbl.com/ASGWhyRitter/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for May 10, 2024:* Summer 2024 Menus from Dunkin’ & Starbucks * What Apple Announced at their "Let Loose" Event * CMS Update on ACA Unauthorized Enrollment & Switching * Medicare Trust Fund Solvency Extended Through 2036 * Greater Access to Health Coverage for DACA Recipients

Are you Team Dunkin’ or Team Starbucks? Choose your side in this week’s ASG Podcast Question of the Week: https://bit.ly/asgquestion

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Summer 2024 Menus from Dunkin’ & Starbucks:Dunkin’ Unleashes Its Sips Of Summer: Debuts Kiwi Watermelon Dunkin’ Refresher With $3 Deal For Rewards Members: https://news.dunkindonuts.com/news/early-summer-menu-2024

Summer’s On at Starbucks with New Summer-Berry Starbucks Refreshers Beverages: https://stories.starbucks.com/press/2024/summers-on-at-starbucks-with-new-summer-berry-starbucks-refreshers-beverages/

What Apple Announced at their "Let Loose" Event:Apple iPad event: all the news from Apple’s ‘Let Loose’ reveal: https://www.theverge.com/2024/5/7/24150047/apple-ipad-let-loose-event-news-announcements

Everything announced at Apple's Let Loose iPad event: https://www.engadget.com/everything-announced-at-apples-let-loose-ipad-event-161005007.html

Everything Apple unveiled at its 'Let Loose' event: iPad Pro, Air, Pencil, M4, and more: https://www.zdnet.com/article/everything-apple-unveiled-at-its-let-loose-event-ipad-pro-air-pencil-m4-and-more/

Here’s Everything Apple Announced at Its 'Let Loose' iPad Event: https://gizmodo.com/everything-announced-at-apple-let-loose-ipad-event-1851461307

CMS Update on ACA Unauthorized Enrollment & Switching:Alert: Unauthorized Agent and Broker Activity on ACA Marketplace: https://www.cms.gov/files/document/agent-broker-infographic-2024-final.pdf

CMS Statement on Agent and Broker Marketplace Activity, Update: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update

CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity

Medicare Trust Fund Solvency Extended Through 2036:2024 Medicare Trustees Report: https://www.cms.gov/oact/tr/2024

Fact Sheet: 2024 Social Security and Medicare Trustees Reports: https://home.treasury.gov/system/files/136/TR-2024-Fact-Sheet.pdf

Medicare hospital trust fund extended by 5 years to 2036: https://www.fiercehealthcare.com/payers/medicare-hospital-trust-fund-extended-five-years-2036

Medicare Trust Fund Extends Solvency Another 5 Years: https://www.ajmc.com/view/medicare-trust-fund-extends-solvency-another-5-years

Medicare Hospital Trust Fund to Stay Solvent Until 2036, Trustees' Report Says: https://www.medpagetoday.com/publichealthpolicy/medicare/109997

Medicare Posts $12B Loss for 2023: https://www.thinkadvisor.com/2024/05/07/medicare-posts-12b-loss-for-2023/

Greater Access to Health Coverage for DACA Recipients:Biden-Harris Administration Finalizes Policies to Increase Access to Health Coverage for DACA Recipients: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-finalizes-policies-increase-access-health-coverage-daca-recipients

Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens for a Qualified Health Plan through an Exchange, Advance Payments of the Premium Tax Credit, Cost-Sharing Reductions, and a Basic Health Program: https://www.federalregister.gov/documents/2024/05/08/2024-09661/clarifying-the-eligibility-of-deferred-action-for-childhood-arrivals-daca-recipients-and-certain

HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens: https://www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain

Resources:2024 State of the Senior Market Address: In Review: https://ritterim.com/blog/2024-state-of-the-senior-market-address-in-review/

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

DOJ to Reschedule Marijuana: https://link.chtbl.com/ASGF20240503

How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-for-unauthorized-aca-plan-switching/

How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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What’s a widget? We’re looking at widgets to help you keep track of important dates. Find out the fun and usefulness of smartphone widgets in this episode. Days Counter Event Tracker App Store: https://apps.apple.com/lt/app/days-counter-event-tracker/id1604856248

Days Counter Event Tracker Playstore: https://play.google.com/store/apps/details?id=com.ibuild.dayscounter&hl=en_US≷=US

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:Agents Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034

Best Weather Apps: https://link.chtbl.com/ASGA046

Project Management Apps: https://link.chtbl.com/ASGA27

References:Add Apps, shortcuts & widgets to your Home screens: https://support.google.com/android/answer/9450271?hl=en

How to add and edit widgets on your iPhone: https://support.apple.com/en-us/118610

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Final expense insurance can be a difficult topic to bring up with clients and prospects. We cultivated these creative sales strategies to make your next sales appointment go smoother!Read text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:4 Steps to Every Final Expense Sale: https://link.chtbl.com/ASG591

5 Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362

The Advisor Approach: Cross-Selling by Fact-Finding:https://link.chtbl.com/ASG587

Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365

Ritter Fact Finder Sheet: https://ritterim.com/documents/ritter-fact-finder.pdf

The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook-digital/

References:Brace Yourself: This is how much America’s 1% has saved: https://www.marketwatch.com/story/brace-yourself-this-is-how-much-americas-1-has-saved-2018-08-24

How Much Does the Average Funeral Cost? https://smartasset.com/life-insurance/how-much-does-the-average-funeral-cost

How much does a funeral cost in 2024? https://www.usatoday.com/money/blueprint/life-insurance/how-much-does-a-funeral-cost/

The Average Savings Account Balance: https://www.usnews.com/banking/articles/the-average-savings-account-balance

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The Friday Five for May 3, 2024:* iPhone Silent Alarm Bug Fix * LinkedIn: Gaming & X Replacement? * FOMC April/May 2024 Meeting * Walmart Health to Shut Down * DOJ to Reschedule Marijuana

Which NYT game is your favorite? Answer our ASG Podcast question of the week here: https://bit.ly/asgquestioniPhone Alarms Bug:Apple confirms bug that is keeping some iPhone alarms from sounding: https://arstechnica.com/gadgets/2024/04/apple-confirms-bug-that-is-keeping-some-iphone-alarms-from-sounding/

If your iPhone alarm has gone quiet, Apple says it’s working on a fix: https://www.theverge.com/2024/4/30/24145296/apple-iphone-alarm-sounds-broken-ios-bug-fix-coming

Ring the alarm bells, the iPhone alarm isn’t working: https://techcrunch.com/2024/04/30/ring-the-alarm-bells-the-iphone-alarm-isnt-working/

LinkedIn: Gaming & X Replacement?LinkedIn is the latest company to get in on gaming: https://www.theverge.com/24145605/linkedin-gaming-puzzle-game-nyt-wordle-netflix-games

LinkedIn is the Twitter/X rival no one is talking about: https://techcrunch.com/2024/05/01/linkedin-is-the-twitter-x-rival-no-one-is-talking-about/

LinkedIn launches gaming: 3 logic puzzles aimed at extending time spent on its networking platform: https://techcrunch.com/2024/05/01/linkedin-launches-gaming-three-logic-puzzles-aiming-to-extend-time-spent-on-its-networking-platform/

FOMC April/May 2024 Meeting:Consumer Price Index - March 2024: https://www.bls.gov/news.release/pdf/cpi.pdf/

Personal Income and Outlays, March 2024: https://www.bea.gov/news/2024/personal-income-and-outlays-march-2024

Fed announces reduction in balance sheet runoff pace: https://www.reuters.com/markets/us/fed-announces-reduction-balance-sheet-runoff-pace-2024-05-01/

Fed holds interest rates at 23-year high as inflation continues to push back timing of a rate cut: https://www.cnn.com/business/live-news/markets-federal-reserve-meeting-05-01-24/index.html

Fed meeting recap: Powell pretty much rules out a hike as the central bank’s next move: https://www.cnbc.com/2024/05/01/fed-meeting-today-live-updates-on-may-fed-rate-decision.html

Federal Open Market Committee Meeting Schedule: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm

The Fed rate decision meeting is today. Here's their rate decision. https://www.cbsnews.com/news/federal-reserve-interest-rate-meeting-may-1-2024/

Walmart Health to Shut Down:Walmart closing health care clinics, ending virtual services: https://thehill.com/policy/healthcare/4632752-walmart-closing-health-care-clinics-ending-virtual-services/

Walmart Health Is Closing: https://corporate.walmart.com/news/2024/04/30/walmart-health-is-closing

Walmart shuttering all 51 health centers, citing lack of profitability: https://www.fiercehealthcare.com/providers/walmart-shuttering-all-51-health-centers-virtual-care

Walmart will close all of its health care clinics: https://www.cnn.com/2024/04/30/business/walmart-closes-health-clinics/index.html

DOJ to Reschedule Marijuana:Biden gives cannabis industry a badly needed win: https://www.axios.com/2024/05/01/biden-marijuana-reclassification-cannabis-industry

Drug Scheduling: https://www.dea.gov/drug-information/drug-scheduling

Justice Dept plans to reschedule marijuana as a lower-risk drug: https://www.cnn.com/2024/04/30/economy/dea-marijuana-rescheduling/index.html

Justice Dept. Recommends Easing Restrictions on Marijuana: https://www.nytimes.com/2024/04/30/us/politics/justice-department-reclassify-marijuana.html

US moves to reclassify marijuana in historic shift: https://www.bbc.com/news/world-us-canada-68932612

US poised to ease restrictions on marijuana in historic shift, but it’ll remain controlled substance: https://apnews.com/article/marijuana-biden-dea-criminal-justice-pot-f833a8dae6ceb31a8658a5d65832a3b8

What rescheduling marijuana would look like: https://thehill.com/policy/healthcare/4634174-rescheduling-marijuana-look-like/

Resources:5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329

2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

How Agents Can Break into the Medicare World: https://ritterim.com/blog/how-agents-can-break-into-the-medicare-world/

How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588

Improve Your Customer Service with the Soft Skill of Negotiation: https://ritterim.com/blog/improve-your-customer-service-with-the-soft-skill-of-negotiation/

Interview: Learn How to Sell ACA Products During the Offseason: https://ritterim.com/blog/interview-learn-how-to-sell-aca-products-during-the-offseason/

Medicaid Unwinding One Year Later: https://link.chtbl.com/ASGF20240426

Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/

The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Tackle your next final expense sale with our winning formula. Discover four tried and true steps for educating your clients on life insurance and making the sale!Read the text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Register with Ritter

Resources:4 Reasons Why Ritter Should Be Your FMO Insurance Agency: https://link.chtbl.com/ASG391

4 Steps to Selling More Final Expense Insurance Infographic PDF: https://ritterim.com/documents/infographics/how-to-close-more-final-expense-sales-infographic.pdf

Final Expense Insurance: How Much Can Clients Expect It to Cover? https://link.chtbl.com/ASG519

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

More Than Medicare: https://docs.ritterim.com/products/more-than-medicare/

Ritter Fact Finder PDF: https://ritterim.com/documents/ritter-fact-finder.pdf

Ritter Insurance Marketing Final Expense Carrier Sweet Spots: https://docs.ritterim.com/products/more-than-medicare/#carrier-sweet-spots

The Advisor Approach: Cross-Selling by Fact-Finding: https://link.chtbl.com/ASG587

Tips for Cross-Selling Medicare Products: https://link.chtbl.com/ASG410

References:Funeral Cost Statistics: https://nfda.org/news/statistics
Life Insurance Is on People Minds: https://lifehappens.org/research/life-insurance-is-on-peoples-minds/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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We asked our team about their favorite books for sales, business, and influencing people. Listen to hear their recommendations!Read text versionContact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Book Recommendations:Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones: https://www.amazon.com/dp/B07D23CFGR

Go for No! Yes is the Destination, No is How You Get There: https://www.amazon.com/dp/B00507TDJM

How to Win Friends and Influence People: Updated for the Next Generation of Leaders: https://www.amazon.com/dp/B09LVWLKXB

Influence, New and Expanded: The Psychology of Persuasion: https://www.amazon.com/dp/B08HZ57WYN

Jeffrey Gitomer “Little” Books: https://www.buygitomer.com/collections/books

The Psychology of Selling: Increase Your Sales Faster and Easier Than You Ever Thought: https://www.amazon.com/dp/B000SEQKRK

Think and Grow Rich: A Black Choice: A Guide to Success for Black Americans: https://www.amazon.com/dp/B0054KLWOE

The Trusted Advisor: 20th Anniversary Edition: https://www.amazon.com/dp/B000FC0VWA

The Trusted Advisor Fieldbook: A Comprehensive Toolkit for Leading with Trust: https://www.amazon.com/dp/B006ES4GI4

Ritter Insurance Marketing’s free eBooks & Guides: https://ritterim.com/guides/

Resources:Agent Apps | Reading Books on the Go - Library Apps: https://link.chtbl.com/ASGA08

Everything You Get With Your Ritter Registration: https://link.chtbl.com/ASG503

How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://link.chtbl.com/ASG498

Lifelong Learning Online Educational Resources: https://link.chtbl.com/ASG482

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for April 26, 2024:* Ritter Roadshows & MTM Summit * Apple Announces Let Loose Event * TikTok Ban Provision Passed * FTC Bans Noncompete Agreements * Medicaid Unwinding One Year Later

Answer this week’s poll: https://bit.ly/asgquestionUpcoming Ritter Events:Ritter Roadshows:

Florida (Boca Raton, FL)

Illinois (Schaumberg, IL)

Wisconsin (Wauwatosa, WI)

More Than Medicare (MTM) Summit: https://summits.ritterim.com/

Apple Announces Let Loose Event:Apple announces May 7th event for new iPads: https://www.theverge.com/2024/4/23/24078670/apple-may-product-event-ipad-date

Apple announces special event for May 7: ‘Let Loose’: https://9to5mac.com/2024/04/23/apple-announces-special-event-for-may-7-let-loose/

Ross Young: New iPad Air won’t feature mini-LED after all, but a new mystery iPad is coming in Q4: https://9to5mac.com/2024/04/24/ross-young-new-ipad-air-wont-feature-mini-led-after-all-but-a-new-mystery-ipad-is-coming-in-q4/

Tim Cook hints at new Apple Pencil 3 coming next month – here’s what the rumors say: https://9to5mac.com/2024/04/23/tim-cook-hints-apple-pencil-3/

TikTok Ban Provision Passed:Biden signs a bill that could ban TikTok — after the 2024 election: https://www.nbcnews.com/politics/congress/congress-biden-bill-ban-tiktok-when-2024-election-rcna148792

President Biden signs law to ban TikTok nationwide unless it is sold: https://www.npr.org/2024/04/24/1246663779/biden-ban-tiktok-us

FTC Bans Noncompete Agreements:After 26,000 public comments, FTC to vote on rule banning noncompete agreements: https://www.npr.org/2024/04/23/1246430110/noncompete-agreements-ftc-ban-lina-khan

Business groups are fighting to keep your non-competes on the books: https://www.businessinsider.com/ban-noncompete-agreements-approved-ftc-challenges-await-2024-4

Fact Sheet on FTC’s Proposed Final Noncompete Rule: https://www.ftc.gov/news-events/news/press-releases/2024/04/fact-sheet-ftcs-proposed-final-noncompete-rule

FTC Announces Rule Banning Noncompetes: https://www.ftc.gov/news-events/news/press-releases/2024/04/ftc-announces-rule-banning-noncompetes

Noncompete Rule: https://www.ftc.gov/legal-library/browse/rules/noncompete-rule

Non-Compete Clause Final Rule: https://www.ftc.gov/system/files/ftc_gov/pdf/noncompete-rule.pdf

U.S. bans noncompete agreements for nearly all jobs: https://www.npr.org/2024/04/23/1246655366/ftc-bans-noncompete-agreements-lina-khan

Medicaid Unwinding One Year Later:Halfway Through Medicaid Unwinding: https://link.chtbl.com/ASGF20240216

KFF Survey of Medicaid Unwinding: https://www.kff.org/medicaid/poll-finding/kff-survey-of-medicaid-unwinding/

Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/

Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/

NAHU Rebrand, Medicaid Unwinding, & the State of the Senior Market 2023: https://link.chtbl.com/ASGF20230106

Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405

Where Medicaid unwinding and disenrollments stand at the one-year mark: https://www.healthinsurance.org/blog/where-medicaid-unwinding-and-disenrollments-stand-at-the-one-year-mark/

Resources:2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412

Agent’s Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583

Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

Drug Shortage Resources & ACA Unauthorized Switching Update: https://link.chtbl.com/ASGF20240419

Health Care Provisions in Biden’s 2025 Budget: https://link.chtbl.com/ASGF20240315

Interview: Developing a Client Retention Mindset: https://ritterim.com/blog/interview-developing-a-client-retention-mindset/

Interview: Learn How to Sell ACA Products During the Offseason: https://ritterim.com/blog/interview-learn-how-to-sell-aca-products-during-the-offseason/

Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/

Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405

The Guide to Making Money Selling Health Insurance: https://ritterim.com/making-money-selling-insurance/

Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Ever press send on an email and immediately notice a spelling mistake? Use these apps to write clearly, concisely, and confidently!Scribens Website: https://www.scribens.com/

HemingwayEditor Website: https://hemingwayapp.com/

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

ResourcesAgent Apps | Apps for Social Media Marketing: https://link.chtbl.com/ASGA52

Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

Agent’s Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583

Best Practices for Writing an Email to Your Insurance Clients: https://ritterim.com/blog/best-practices-for-writing-an-email-to-your-insurance-clients/

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Modern Medicare Marketing for Today’s Agents free eBook DOWNLOAD: https://ritterim.com/modern-marketing-guide/

Social Media Marketing for Insurance Agents free eBook DOWNLOAD: https://ritterim.com/social-media-ebook/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Expand your business by forming an insurance agency. Not sure where to start? We’ve got your guide right here!Download a copy of our free eBook!

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575

7 Ways to Overcome the Fear of Rejection: https://link.chtbl.com/ASG547

FAQs About Shop & Enroll ft. Jimmy Weber: https://link.chtbl.com/ASG537

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for April 19, 2024:* Instagram-Like TikTok Notes Begins Rollout * Rebel Moon Part 2 & The Tortured Poets Department * CPI Data for March 2024 * Drug Shortage Resource for Agents * ACA Unauthorized Plan Switching Update

Vote for your favorite Taylor Swift album in our ASG Podcast Question of the Week Poll!

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Instagram-Like TikTok Notes Begins Rollout:TikTok Notes is basically Instagram for your TikTok account: https://www.engadget.com/tiktok-notes-is-basically-instagram-for-your-tiktok-account-170151958.html

TikTok Notes is the new competitor to Instagram. What is the app and how does it work? https://www.theguardian.com/media/2024/apr/18/tiktok-notes-instagram-competitor-launch-canada-australia-what-is-it-explainer

TikTok Notes starts rolling out as a new rival to Instagram: https://www.theverge.com/2024/4/17/24133311/tiktok-notes-photos-text-app-instagram

The Tortured Poets Department:Apple Music: https://music.apple.com/us/album/the-tortured-poets-department/1736268193

Spotify: https://open.spotify.com/prerelease/5JeTM9iqdtLFfSFedipKdD?si=6ace8084c0f443c3

CPI Data for March 2024Consumer Price Index - March 2024: https://www.bls.gov/news.release/pdf/cpi.pdf

Consumer Price Index (CPI) for March 2024 is Projected to Rise 3.4% Yera-Over-Year: https://insight.factset.com/consumer-price-index-cpi-for-march-2024-is-projected-to-rise-3.4-year-over-year

Consumer prices rose 3.5% from a year ago in March, more than expected: https://www.cnbc.com/2024/04/10/cpi-inflation-march-2024-consumer-prices-rose-3point5percent-from-a-year-ago-in-march.html

Here’s what would happen to the US economy if there are no rate cuts this year: https://www.cnn.com/2024/04/16/economy/what-if-no-rate-cuts-this-year/index.html

Inflation Back in the Picture as Markets Adapt to Delayed Interest Rate Cuts: https://www.usnews.com/news/economy/articles/2024-04-08/inflation-back-in-the-picture-as-markets-adapt-to-delayed-interest-rate-cuts

Stocks end the day higher even as blowout jobs report pushes some Fed officials to consider another rate hike: https://www.cnn.com/business/live-news/march-jobs-report-04-05-24/index.html

Stocks wobble after Powell warns that rate cuts will likely come later than expected: https://www.cnn.com/2024/04/16/business/chair-powell-discussion/index.html

The Fed may have pumped so much money into the economy that it's now taking way longer to cut rates: https://www.businessinsider.com/fed-powell-pump-money-us-economy-delayed-cut-interest-rate-2024-4

This Fed meeting is dangerous for markets. Here’s why: https://www.cnn.com/2024/03/20/investing/premarket-stocks-trading/index.html

US economy adds 303K jobs in March, much stronger than expected: https://www.foxbusiness.com/economy/us-jobs-report-march-2024

Watch Fed Chair Powell speak live during a policy forum in Washington: https://www.cnbc.com/2024/04/16/watch-fed-chair-powell-speak-live-during-a-policy-forum-in-washington.html

Drug Shortage Resource for Agents:ASHP Calls for Policy Solutions as Drug Shortages Reach All-Time High: https://www.ashp.org/about-ashp/ceo-blogs/recent-blogs/ashp-calls-for-policy-solutions-as-drug-shortages-reach-all-time-high

Drug Shortages (FDA): https://www.fda.gov/drugs/drug-safety-and-availability/drug-shortages

Drug Shortages List from the American Society of Health-System Pharmacists (ASHP): https://www.ashp.org/drug-shortages/current-shortages/drug-shortages-list

Drug Shortages Statistics: https://www.ashp.org/drug-shortages/shortage-resources/drug-shortages-statistics

Healthy Returns: U.S. drug shortages reach record high, hitting Wegovy, ADHD medications: https://www.cnbc.com/2024/04/16/healthy-returns-us-drug-shortages-reach-record-high-hitting-wegovy.html

Hundreds of drugs are in short supply around the U.S., pharmacists warn: https://www.cbsnews.com/news/drug-shortages-adderall-adhd-chemo/

ACA Unauthorized Plan Switching Update:CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity

Resources:2025 Marketplace Final Rule: https://link.chtbl.com/ASGF20240412

Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585

Medicaid Unwinding SEP Extended Through November 2024: https://ritterim.com/blog/medicaid-unwinding-sep-extended-through-november-2024/

Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405

QR Code Scanner Apps: https://link.chtbl.com/ASGA56

The Guide to Making Money Selling Health Insurance: https://ritterim.com/making-money-selling-insurance/

Useful Apps that Teach You How to Cook: https://link.chtbl.com/ASGA57

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Gather resources to equip your downlines for success. Be a guide for your downline agents; listen for new agent resources, hands-on-training tips, and more.Read the text versionRegister with Ritter!

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:4 Tips for Making a Better Insurance Sales Pitch: https://link.chtbl.com/ASG469

Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Agent Apps | Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906

Before You Recruit: Setting Up Your Agency for Success: https://ritterim.com/blog/before-you-recruit-setting-up-your-agency-for-success/

Developing an Agency – Your Guide to Getting Started free eBook DOWNLOAD: https://ritterim.com/agency-guide/

Free eBooks & Guides: https://ritterim.com/guides/

How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://ritterim.com/blog/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/

How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

How to Recruit Insurance Agents to Your Downline: https://link.chtbl.com/ASG588

MA & PDP Complaint Sales Checklist: https://docs.ritterim.com/documents/compliance/ma-pdp-compliance-sales-checklist.pdf

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Knight School Training: https://ritterim.com/knight-school/

Should You Hire an Assistant for Your Insurance Business? https://link.chtbl.com/ASG336

Ritter Agency Docs: https://docs.ritterim.com/agencies/dashboard/

Ritter Events Calendar: https://ritterim.com/events/

Ritter Summits Registration: https://summits.ritterim.com/

The Best Books for Insurance Agents: https://ritterim.com/blog/the-best-books-for-insurance-agents/

The Ritter Blog: https://ritterim.com/blog/

The Ritter Platform: https://ritterim.com/the-ritter-platform/

Tips for Becoming a Top Producing Insurance Agency: https://link.chtbl.com/ASG452

What Are Insurance Hierarchies & How Do They Work? https://link.chtbl.com/ASG517

Your Guide to Forming an Insurance Network: https://link.chtbl.com/ASG461

References:4 Types of Learning Styles: How to Accommodate a Diverse Group of Students: https://www.rasmussen.edu/degrees/education/blog/types-of-learning-styles/

5 Benefits of Incorporating Hands On Learning into Training: https://www.linkedin.com/pulse/5-benefits-incorporating-hands-learning-training-allie-golon/

10 Best Virtual Meeting Platforms & Software: https://teambuilding.com/blog/virtual-meeting-platforms

11 Benefits of Collaborative Learning (Plus Tips to Use It) https://www.indeed.com/career-advice/career-development/benefits-of-collaborative-learning

How do Birds Learn How to Fly? https://www.allthingsnature.org/how-do-birds-learn-how-to-fly.htm

Level Up: The Values of Sales Shadowing for New Insurance Agents: https://blog.newhorizonsmktg.com/level-up-the-value-of-sales-shadowing-for-new-insurance-agents

Mentoring Guide: https://www.rackham.umich.edu/downloads/more-mentoring-guide-for-mentors.pdf

Mind-Blowing Statistics that Prove the Value of Employee Training and Development: https://www.shiftelearning.com/blog/statistics-value-of-employee-training-and-development

Ongoing Training: Its Benefits and Why You Should Consider It: https://www.apty.io/blog/ongoing-training-benefits-and-impact/

Profiting from Learning: Do Firms’ Investments in Education and Training Pay Off? https://businesstrainingexperts.com/knowledge-center/training-roi/profiting-from-learning/

Reflective Practice: https://www.skillsyouneed.com/ps/reflective-practice.html

The 5 Most Effective Teaching Styles (Pros & Cons of Each) https://www.thinkific.com/blog/teaching-styles/

The 40 Reflection Questions: https://www.edutopia.org/pdfs/stw/edutopia-stw-replicatingPBL-21stCAcad-reflection-questions.pdf

The Complete Guide to Independent Contractor Taxes: https://www.nerdwallet.com/article/small-business/independent-contractor-tax-guide

Why Communication Consistency Is Vital To Your Business: https://www.forbes.com/sites/forbesnycouncil/2018/08/22/why-communication-consistency-is-vital-to-your-business/?sh=4526564466e0

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Looking to expand your business by hiring downline agents? We’ve got tips on where to find applicants, training resources, and more!Read the text versionAsk the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Resources:7 Ways to Get Involved with Your Community: https://link.chtbl.com/ASG453

Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Before You Recruit: Setting Up Your Agency for Success: https://ritterim.com/blog/before-you-recruit-setting-up-your-agency-for-success/

Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522

Best Practices for Conducting an Interview ft. Dylan Cook: https://link.chtbl.com/ASG5335

Developing an Agency – Your Guide to Getting Started eBook DOWNLOAD: https://ritterim.com/agency-guide/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Shop & Enroll: https://ritterim.com/shop-and-enroll/

Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556

Your Step-By-Step Guide to Getting Started in Insurance Sales eBook DOWNLOAD: https://ritterim.com/free-guide/

References:Craigslist: https://washingtondc.craigslist.org/

How Much Is That Bad Hire Really Costing Your Business? https://www.businessnewsdaily.com/9066-cost-of-bad-hire.html

How to Post a Job on Facebook For Free (2024 Guide) https://www.forbes.com/advisor/business/how-to-post-job-on-facebook/

LinkedIn: https://www.linkedin.com/

Millennials Overtake Baby Boomers as America’s largest generation: https://www.pewresearch.org/short-reads/2020/04/28/millennials-overtake-baby-boomers-as-americas-largest-generation/

Monster: https://www.monster.com/
Rethinking the Extraverted Sales Ideal: The Ambivert Advantage: https://faculty.wharton.upenn.edu/wp-content/uploads/2013/06/Grant_PsychScience2013.pdf

The True Cost of a Bad Hire – It’s More Than You Think: https://www.forbes.com/sites/falonfatemi/2016/09/28/the-true-cost-of-a-bad-hire-its-more-than-you-think/?sh=16da43b84aa4

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for April 12, 2024:* Ritter Insurance Marketing Roadshows * ACA Unauthorized Plan Switching * Spotify AI Playlist * 2024 Senior Market Symposium * 2025 CMS Marketplace Final Rule

What kind of pet(s) do you have at home? Vote in our Question of the Week Poll!

Ritter Roadshows:Indiana (Carmel, IN)

Ohio (Columbus, OH)

Michigan (Ypsilanti, MI)

ACA Unauthorized Plan Switching:2024 Unauthorized Plan Switch (UPS) Update: https://kffhealthnews.org/wp-content/uploads/sites/2/2024/03/UPS-Cross-_Year-_Updates-022624-5CR-022224.pdf

ACA Plans Are Being Switched Without Enrollees’ OK: https://kffhealthnews.org/news/article/aca-obamacare-plans-switched-without-enrollee-permission-investigation/

Unauthorized ACA plan switches drive call for action against rogue agents: https://www.npr.org/sections/health-shots/2024/04/08/1243328699/health-insurance-obamacare-aca-plan-switch-rogue-agents

Unauthorized sign-ups cast shadow on Obamacare’s record enrollment: https://www.washingtonpost.com/politics/2024/04/04/unauthorized-sign-ups-cast-shadow-obamacares-record-enrollment/

Spotify AI Playlist:Spotify adds new ‘AI Playlist’ feature that uses text prompts: https://9to5google.com/2024/04/08/spotify-ai-playlist/

Spotify Premium Users Can Now Turn Any Idea Into a Personalized Playlist With AI Playlist in Beta: https://newsroom.spotify.com/2024-04-07/spotify-premium-users-can-now-turn-any-idea-into-a-personalized-playlist-with-ai-playlist-in-beta/

2024 Senior Market Symposium:Craig Ritter’s Senior Market Symposium Keynote: https://ritterim.wistia.com/medias/3djxgzf9ex

2025 CMS Marketplace Final Rule:2025 Marketplace Final Rule Changes Agents Should Know: https://ritterim.com/blog/2025-marketplace-final-rule-changes-agents-should-know/

HHS Finalizes Policies to Make Marketplace Coverage More Accessible and Expand Essential Health Benefits: https://www.cms.gov/newsroom/press-releases/hhs-finalizes-policies-make-marketplace-coverage-more-accessible-and-expand-essential-health

HHS Notice of Benefit and Payment Parameters for 2025 Final Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2025-final-rule

Resources:3 Growth Strategies for Your Insurance Sales Territory: https://link.chtbl.com/ASG5875

5 Alternative Apps to Replace Google Podcasts: https://link.chtbl.com/ASGF20240329

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Navigating the Latest in Legislative & Regulatory Updates: https://link.chtbl.com/ASGF20240405

QR Code Scanner Apps: https://link.chtbl.com/ASGA56

The Advisor Approach: Cross-Selling by Fact-Finding: https://link.chtbl.com/ASG587

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Ready to spice up weekly meal planning and improve your home chef skills? Tina’s got two apps that will be your little helper next time you’re in the kitchen!SideChef Official Website: https://www.sidechef.com/

Kitchen Stories Official Website: https://www.kitchenstories.com/en

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Agent Apps | Best of Agent Apps: https://link.chtbl.com/ASGA50
Agent Apps | Breathwork & Meditation Apps: https://link.chtbl.com/ASGA25
Agent Apps | Grow with These Plant & Nature Apps: https://link.chtbl.com/ASGA30
Agent Apps | Instacart Review: https://link.chtbl.com/ASGA49

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Grow your territory, grow your business. Simple, right? Thing is, there are many paths agents can take to "growth" and "success." Which one is right for you? We've got a sampling of strategies to help you pinpoint the path that's right for you.Read text versionAsk the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman

Agent's Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585

Agent's Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583

CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://link.chtbl.com/ASGN20230414

Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos

Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

How Client Retention Boosts Your Insurance Sales: https://link.chtbl.com/ASG580

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/

Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581

References:Federal Register Website: https://www.federalregister.gov/

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

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The Friday Five for April 5, 2024: Streamlining Enrollment in CHIP & Medicaid * Medicaid Unwinding SEP Extended * Short-Term Medical Insurance Changes * Final CY 2025 Part D Redesign Program * 2025 CY MA and Part D Rate Announcement

*Note: This episode was recorded prior to the release of the CY 2025 MA and Part D Final Rule. Stay tuned for more information!

Which social media app would you like to learn more about? Cast your vote!

Have questions about marketing and sales? Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Streamlining Enrollment in CHIP & Medicaid:Biden-Harris Administration Builds on the Success of the Affordable Care Act by Streamlining Enrollment in Medicaid and CHIP Coverage: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-builds-success-affordable-care-act-streamlining-enrollment-medicaid-and

Medicaid Program; Streamlining the Medicaid, Children's Health Insurance Program, and Basic Health Program Application, Eligibility Determination, Enrollment, and Renewal Processes: https://www.federalregister.gov/documents/2024/04/02/2024-06566/medicaid-program-streamlining-the-medicaid-childrens-health-insurance-program-and-basic-health

Medicaid Unwinding Extended:HHS Takes Additional Actions to Help People Stay Covered During Medicaid and CHIP Renewals: https://www.cms.gov/newsroom/press-releases/hhs-takes-additional-actions-help-people-stay-covered-during-medicaid-and-chip-renewals

Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/

Short-Term Medical Insurance Changes:Biden-Harris Administration Protects Consumers from Low-Quality Coverage by Limiting “Junk” Health Plans: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-protects-consumers-low-quality-coverage-limiting-junk-health-plans

Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage: https://public-inspection.federalregister.gov/2024-06551.pdf

Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage (CMS-9904-F) Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/short-term-limited-duration-insurance-and-independent-noncoordinated-excepted-benefits-coverage-cms#_ftn1

STLDI Final Rules to Affect Short-Term Medical & Hospital Indemnity Plans: https://ritterim.com/blog/stldi-final-rules-to-affect-short-term-medical-and-hospital-indemnity-plans/

Final CY 2025 Part D Redesign Program:Final CY 2025 Part D Redesign Program Instructions Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/final-cy-2025-part-d-redesign-program-instructions-fact-sheet

2025 CY MA and Part D Rate Announcement:2025 Medicare Advantage and Part D Rate Announcement: https://www.cms.gov/newsroom/fact-sheets/2025-medicare-advantage-and-part-d-rate-announcement

CMS Finalizes Payment Updates for 2025 Medicare Advantage and Medicare Part D Programs: https://www.cms.gov/newsroom/press-releases/cms-finalizes-payment-updates-2025-medicare-advantage-and-medicare-part-d-programs

Fact Sheet: 2024 Medicare Advantage and Part D Rate Announcement: https://www.cms.gov/newsroom/fact-sheets/fact-sheet-2024-medicare-advantage-and-part-d-rate-announcement

Medicare Moves Toward Election Season Clash With Insurers: https://www.thinkadvisor.com/2024/04/02/medicare-moves-toward-election-season-clash-with-insurers/

Payers say MA rate cut puts affordable care at risk: https://www.fiercehealthcare.com/ai-and-machine-learning/medicare-advantage-rate-cut-remains-feds-keep-pressure

Resources:5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329

BOI Reporting for LLCs & ACA Enrollment Updates: https://link.chtbl.com/ASGF20240105

Halfway Through Medicaid Unwinding: https://link.chtbl.com/ASGF20240216

Health Care Provisions in Biden's 2025 Budget: https://link.chtbl.com/ASGF20240315

References:Federal Register Website: https://www.federalregister.gov/

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Break free from the salesy (and stereotypical!) mold that clients sometimes associate with insurance agents. Learn how to switch up your approach and transform your sales success.Read text versionAsk the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Ancillary Cross-Sales to Show Clients You Care: https://ritterim.com/blog/four-ancillary-cross-sales-to-show-clients-you-care/

Download A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/

Insurance Cross-Sales: Everything You Need to Know to Get Started featuring Josh Hurley: https://link.chtbl.com/ASG408

Secure a Bigger, Better Business with Ancillary Products: https://link.chtbl.com/ASG586

Tips for Cross-Selling Medicare Products: https://link.chtbl.com/ASG410

Watch the Cross-Sell to Fill Coverage Gaps or Unmet Needs Knight School Module: https://ritterim.com/knight-school/expand-dominate/cross-sell/

Where & How to Start Cross-Selling to Fill Insurance Coverage Gaps: https://link.chtbl.com/ASG548

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Boost your book of business with ancillary insurance! Discover the value of cross selling these products, the ideal clients, and more in this episode.Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Ancillary Infographic: What’s Your Legacy? https://ritterim.com/documents/infographics/whats-your-legacy-dental-vision-infographic.pdf

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products FREE eBook: https://ritterim.com/selling-ancillary-with-medicare/

Building Client Loyalty: More Than Just a Plan: https://link.chtbl.com/ASG496

Knight School Training: https://ritterim.com/knight-school/

Ritter Insurance Marketing’s Events Calendar: https://ritterim.com/events/

The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/

Tips for Cross-Selling Medicare Products: https://link.chtbl.com/ASG410

Where & How to Start Cross-Selling to Fill Insurance Coverage Gaps: https://link.chtbl.com/ASG548

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Educate yourself to spread the knowledge about how ancillary products can benefit your clients. We’ve got expert tips, product definitions, sales pitches, and so much more in our free eBook!Download a copy of our free eBook!Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Steps to Selling Dental, Vision, and Hearing Insurance: https://link.chtbl.com/ASG323

Common Sales Mistakes You Might Be Making (And How to Fix Them) https://link.chtbl.com/ASG483

Register with Ritter: https://app.ritterim.com/public/registration/

Tips for Cross-Selling Medicare Products: https://link.chtbl.com/ASG408

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Searching for a Google Podcasts replacement? We’ve got you covered! Sarah and Tina reviewed 5 podcast players (that aren’t Apple or Spotify) to highlight unique features and give our recommendations.Which of the 5 podcast apps are you most likely to try? VOTE HERE!Podcast Addict: Android | Web

Overcast: iOS | Web

Podbean: Android | iOS | Web

Pocket Casts: Android | iOS | Web*

*Plus subscription required for web, Apple Watch, and Wear OS apps

YouTube Music: Android | iOS | Web

References:Google Podcasts Is Going Away. Here’s How to Transfer Your Subscriptions: https://www.wired.com/story/google-podcasts-how-to-transfer-your-subscriptions/

It could’ve been great: An abridged Google Podcasts history: https://9to5google.com/2024/03/25/google-podcasts-history/

Migrate your podcast shows from Google Podcasts (US Only 🇺🇸): https://support.google.com/youtubemusic/thread/249139848/migrate-your-podcast-shows-from-google-podcasts-us-only-%F0%9F%87%BA%F0%9F%87%B8?hl=en

Why I'm happy to see the end of Google Podcasts: https://www.androidpolice.com/happy-end-google-podcasts/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Learn all about QR Codes, their uses for marketing, and making life more convenient!QR & Bar Code Scanner by TeaCapps Playstore: https://play.google.com/store/apps/details?id=com.teacapps.barcodescanner

QR & Bar Code Scanner by TeaCapps Apple: https://apps.apple.com/kz/app/qr-code-barcode-scanner/id1048473097

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Agent Apps | Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51

Agent Apps | Professional & Networking Apps: https://link.chtbl.com/ASGA20230823

Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

References:QR Code Security: What are QR Codes and are they safe to use? https://usa.kaspersky.com/resource-center/definitions/what-is-a-qr-code-how-to-scan/

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Sometimes it takes a village for a business to flourish. Discover ways to market your business with affinity partnerships and community involvement. All that and more in this episode!Read the text versionAsk the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman

Are Your Medicare Marketing Materials Compliant? https://link.chtbl.com/ASG538

Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533

Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552

Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Medicare Advantage Open Enrollment Do's and Don’ts: https://link.chtbl.com/ASG574

Ritter Blog – Compliance Section: https://ritterim.com/blog/compliance/

Rules for Hosting a Compliant Medicare Sales Event: https://link.chtbl.com/ASG541

Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540

References:Affinity Marketing Definition: https://www.techtarget.com/whatis/definition/affinity-marketing

Complementary Business Definition: https://www.lawinsider.com/dictionary/complementary-business

Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines

Medicare Program; Contract Year 2024 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly: https://www.federalregister.gov/documents/2023/04/12/2023-07115/medicare-program-contract-year-2024-policy-and-technical-changes-to-the-medicare-advantage-program

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The Friday Five for March 22, 2024:* #FierceMadness * EWG’s Dirty Dozen & Clean Fifteen * iPad Update & This Week’s Streaming Pick * FOMC March 2024 Meeting * The DUALS Act of 2024

What would you rather? Read a story, listen to it, or watch the movie? VOTE HERE!#FierceMadness:#FierceMadness: Grab a bracket and vote for the most overused buzzword in healthcare! https://www.fiercehealthcare.com/special-reports/fiercemadness-grab-bracket-and-help-us-find-biggest-buzzword-healthcare

Fierce Madness Bracket PDF: https://s3.amazonaws.com/publiceditorial.qtxasset.com/Fierce+Madness+Round+1+Bracket.pdf

Environment Working Group’s Dirty Dozen & Clean Fifteen:2024′s ‘Dirty Dozen’: The 12 fruits and vegetables with the most pesticides—and tips for enjoying them safely: https://www.cnbc.com/2024/03/20/dirty-dozen-2024-12-fruits-and-vegetables-with-the-most-pesticides.html

Blueberries, strawberries again on the ‘Dirty Dozen’ list: https://www.cnn.com/2024/03/19/health/dirty-dozen-produce-pesticides-2024-wellness/index.html

'Dirty Dozen' Guide Shows 95% of These Fruits and Veggies Tested Positive for Pesticides: https://www.commondreams.org/news/ewg-2024-dirty-dozen-pesticides

EWG’s 2024 Shopper’s Guide to Pesticides in Produce™: The Dirty Dozen™ is packed with fungicides that can disrupt human hormones: https://www.ewg.org/news-insights/news-release/2024/03/ewgs-2024-shoppers-guide-pesticides-producetm-dirty-dozentm

The Clean Fifteen (EWG Official List): https://www.ewg.org/foodnews/clean-fifteen.php

The Dirty Dozen (EWG Official List): https://www.ewg.org/foodnews/dirty-dozen.php

RR – iPad Update & This Week's Streaming PickApple's iPad Pro could come with a matte display: https://mashable.com/article/apple-ipad-pro-matte-display-rumors

Claim of iPad announcement on March 26 ‘not true’ – Gurman: https://9to5mac.com/2024/03/21/ipad-announcement/

Gurman: No iPad Announcement Planned for March 26: https://www.macrumors.com/2024/03/21/gurman-no-ipad-announcement-march-26/

New iPad Air already shipping to US ahead of launch — and there’s a new size this time around: https://www.tomsguide.com/tablets/ipads/new-ipad-air-already-shipping-to-us-ahead-of-launch-and-theres-a-new-size-this-time-around

New iPad Pros and iPad Airs could land on March 26, but one model might be missing: https://www.techradar.com/tablets/ipad/new-ipad-pros-and-ipad-airs-could-land-on-march-26-but-one-model-might-be-missing

The Three-Body Problem: The 'unfilmable' Chinese sci-fi novel set to be Netflix's new hit 3 Body Problem: https://www.bbc.com/culture/article/20240319-3-body-problem-china-censored-sci-fi-netflix-hit

FOMC March 2024 Meeting:Consumer Price Index (CPI) February 2024: https://www.bls.gov/news.release/pdf/cpi.pdf

Consumer prices up 3.1 percent from January 2023 to January 2024: https://www.bls.gov/opub/ted/2024/consumer-prices-up-3-1-percent-from-january-2023-to-january-2024.htm

Fed Holds Rates Steady and Projects Three Cuts This Year: https://www.nytimes.com/2024/03/20/business/fed-meeting-interest-rates.html

Federal Open Market Committee 2024 Calendar: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm

Fed meeting recap: Everything Powell said during Wednesday’s market-moving news conference: https://www.cnbc.com/2024/03/20/fed-meeting-today-live-updates-on-march-fed-rate-decision.html

Personal Income and Outlays, January 2024: https://www.bea.gov/news/2024/personal-income-and-outlays-january-2024

The DUALS Act of 2024:Cassidy, Carper, Cornyn, Warner, Scott, Menendez Comprehensive Legislation Improve Care For Patients Jointly Enrolled In Medicare And Medicaid: https://www.cassidy.senate.gov/newsroom/press-releases/cassidy-carper-cornyn-warner-scott-menendez-comprehensive-legislation-improve-care-for-patients-jointly-enrolled-in-medicare-and-medicaid/

Medicare, Medicaid Plans Could Drastically Change: https://www.newsweek.com/duals-act-new-bill-medicare-medicaid-integration-1879855

The Delivering Unified Access to Lifesaving Services Act of 2024: https://www.cassidy.senate.gov/wp-content/uploads/2024/03/Duals-Legislation-One-Pager-Final.pdf

Vulnerable Americans are stuck in a Medicare-Medicaid maze. Is a fix in sight? https://www.npr.org/sections/health-shots/2024/03/14/1238386157/vulnerable-americans-are-stuck-in-a-medicare-medicaid-maze-is-a-fix-in-sight

Resources:Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

Agent’s Guide to Traditional Marketing Resources: https://link.chtbl.com/ASG583

Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos

Health Care Provisions in Biden’s 2025 Budget: https://link.chtbl.com/ASGF20240315

How to Be an Adaptable Insurance Agent: https://link.chtbl.com/ASG582

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Elevate your business and move into the modern world of digital marketing. We’ve compiled the ultimate guide; listen for best practices, resources, and expert tips!Read the text versionAsk the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Full-Service Digital Marketing Resources:$99 Social: https://www.99dollarsocial.com/

AgentMethods: https://www.agentmethods.com/

ConcierageBee: https://conciergebee.com/

Disruptive Advertising: https://disruptiveadvertising.com/

Firebelly Marketing: https://www.firebellymarketing.com/

Ignite Visibility: https://ignitevisibility.com/

KlientBoost: https://www.klientboost.com/

Lyfe Marketing: https://www.lyfemarketing.com/

ReminderMedia: https://remindermedia.com/

SEO Discovery: https://www.seodiscovery.com/

Self-Service Digital Marketing Resources:Constant Contact: https://www.constantcontact.com/

HostGator : https://www.hostgator.com/

HubSpot: https://www.hubspot.com/

Google Ads: https://ads.google.com/home/

Google Business Profile: https://www.google.com/business/

GoDaddy: https://www.godaddy.com/

MailChimp: https://mailchimp.com/

SocialBee: https://socialbee.com/

Squarespace: https://www.squarespace.com/

Wix: https://www.wix.com/

WordPress: https://wordpress.com/

Freelance Resources:Hubstaff Talent: https://hubstafftalent.net/

LinkedIn: https://www.linkedin.com/

Upwork: https://www.upwork.com/

Tutorials:How to Create a Facebook Business Page in 7 Steps: https://www.entrepreneur.com/business-news/how-to-create-a-facebook-business-page-in-7-steps/309107

How to Create a Google Business Profile: https://www.constantcontact.com/blog/how-to-create-a-google-my-business-profile/

How to Set Up and Optimize Google My Business in 5 Minutes: https://blog.hootsuite.com/google-my-business/

How to Use Meta (Facebook) Business Manager: Complete Guide: https://blog.hootsuite.com/facebook-business-manager-guide/

Ritter Resources:8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia’s Luke Acree and Andrew Saksa: https://link.chtbl.com/ASG448

Agent Apps | Apps for Social Media Marketing: https://link.chtbl.com/ASGA52

Agent Apps | Project Management Apps: https://link.chtbl.com/ASGA27

Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011

Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://link.chtbl.com/ASG391

Generate Medicare Leads Using Marketing Materials from ShopRitterIM: https://link.chtbl.com/ASG511

How to Keep Social Media Professional and Personal Simultaneously: https://link.chtbl.com/ASG443

Registration Link: https://app.ritterim.com/public/registration/

Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions: https://ritterim.com/blog/ritter-and-remindermedia-partnership-offers-agents-new-marketing-solutions/

Shop & Enroll Information: https://ritterim.com/shop-and-enroll/

The Ultimate Agent Resource List Pt 2: Keeping in Touch with Clients: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-2-keeping-in-touch-with-clients/

References:187 Must Know Digital Marketing Statistics: https://www.demandsage.com/digital-marketing-statistics/

Medicare Communications and Marketing Guidelines: https://www.cms.gov/files/document/medicare-communications-marketing-guidelines-2-9-2022.pdf

Online Marketing: The Who, The What, Why, & How of Digital Marketing: https://blog.hubspot.com/marketing/what-is-digital-marketing

Share of those 65 and older who are tech users has grown in the past decade: https://www.pewresearch.org/short-reads/2022/01/13/share-of-those-65-and-older-who-are-tech-users-has-grown-in-the-past-decade/

The Ultimate Guide to Content Marketing in 2023: https://blog.hubspot.com/marketing/content-marketing

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Learn the ins and outs of traditional marketing insurance agents can use to promote their business. We cover the whole process: types of marketing materials, use cases, and where to source them!Read text versionDesign Resources:99Designs: https://99designs.com/

Fiverr: https://www.fiverr.com/

Freelancer: https://www.freelancer.com/

Upwork: https://www.upwork.com/

Print Resources:4imprint: https://www.4imprint.com/

Carvertise: https://carvertise.com/

FASTSIGNS: https://www.fastsigns.com/

Lead Concepts: https://leadconcepts.com/

MOO: https://www.moo.com/us/

Office Depot Printing Services: https://www.officedepot.com/l/print-and-copy/print-services

Printful: https://www.printful.com/

Staples Print & Marketing Services: https://www.staples.com/services/printing/

Sticker Mule: https://www.stickermule.com/

Vistaprint: https://www.vistaprint.com/

Wrapify: https://wrapify.com/

Ritter Resources:Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://link.chtbl.com/ASG391

8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia’s Luke Acree and Andrew Saksa: https://link.chtbl.com/ASG448

Generate Medicare Leads Using Marketing Materials from ShopRitterIM: https://link.chtbl.com/ASG511

Registration Link: https://app.ritterim.com/public/registration/

Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions: https://ritterim.com/blog/ritter-and-remindermedia-partnership-offers-agents-new-marketing-solutions/

Shop & Enroll Information: https://ritterim.com/shop-and-enroll/

ShopRitterIM.com Resources:General: https://shopritterim.com/

Leads: https://shopritterim.com/ProductCategory?cat=leads

Pens: https://shopritterim.com/ProductCategory?cat=pens

Print Products: https://shopritterim.com/ProductCategory?cat=print

Promotional/Tradeshow Products: https://shopritterim.com/ProductCategory?cat=promo

Specialty Resources:AllOver Media: https://allovermedia.com/

ReminderMedia Branded Magazine Info: https://remindermedia.com/branded-magazines/

Ritter Agents working with ReminderMedia: https://remindermedia.com/ritter-insurance-get-started-today/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Want your insurance business to thrive in the modern world? Discover ways to implement adaptability in your day to day and watch your business grow.Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546

4 Strategies for Effectively Working with a Team: https://link.chtbl.com/ASG490

How Slowing Down Can Speed Up Innovation: https://link.chtbl.com/ASG563

Improve Your Customer Service with this Soft Skill: Negotiation: https://link.chtbl.com/ASG536

Shop & Enroll: https://ritterim.com/shop-and-enroll/

The Ritter Platform: https://ritterim.com/the-ritter-platform/

The Ritter Platform Launches 3 New Tools & Shared Client Records: https://ritterim.com/blog/the-ritter-platform-launches-3-new-tools-and-shared-client-records/

Tips on Dealing with a Difficult Client: https://link.chtbl.com/ASG381

Why Being a Likable Agent Is Good for Your Business: https://link.chtbl.com/ASG433

References:Adaptability in the Workplace: Benefits and Importance: https://www.indeed.com/career-advice/career-development/adaptability-in-the-workplace

Coping strategies to overcome personal and professional challenges: https://community.thriveglobal.com/coping-strategies-personal-professional-challenges/

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

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The Friday Five for March 15, 2024:* Ritter's Senior Market Symposium * Amazon to Deliver LillyDirect Prescriptions * Microsoft Teams Consolidating App Versions * House Passes Bill that Might Ban TikTok * Health Care Provisions in Biden’s 2025 Budget

Should each Friday Five mention be numbered, or can we go numberless? VOTE HERE!Have feedback for the Agent Survival Guide Podcast team? Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos

Free Webtoon & Comic Book Apps: https://link.chtbl.com/ASGA55

Medicare Part D Prescription Payment Plan Updates: https://link.chtbl.com/ASGF20240308

Optimize Client Acquisition by Becoming a Registered Social Security Analyst ft. Tom Drapala: https://link.chtbl.com/2024TomDrapala

Talkspace Plans to Enter Medicare Market: https://link.chtbl.com/ASGF20240301

Ritter's Senior Market Symposium:Register for Ritter’s Senior Market Symposium: https://www.ritterim.com/symposium

Amazon to Deliver LillyDirect Prescriptions:Eli Lilly strikes deal with Amazon Pharmacy for home delivery of Zepbound, other drugs: https://www.marketwatch.com/story/eli-lilly-strikes-deal-with-amazon-pharmacy-for-home-delivery-of-zepbound-other-drugs-7cddddcb

Eli Lilly strikes drug dispensing deal with Amazon: https://www.ft.com/content/64730a98-7744-4c16-abd3-b1f1e0aa43c7

Eli Lilly teams with Amazon to offer home delivery of its Zepbound weight-loss drug: https://www.cbsnews.com/news/weight-loss-zepbound-eli-lilly-amazon/

Microsoft Teams Consolidating App Versions:Microsoft Teams is finally moving to a single app for personal and work: https://www.theverge.com/2024/3/13/24099723/microsoft-teams-unified-app-personal-work-accounts

Microsoft Teams will merge into single app for work and personal: https://www.zdnet.com/article/microsoft-teams-will-merge-into-single-app-for-work-and-personal/

House Passes Bill that Might Ban TikTok:House passes bill that could lead to US ban of TikTok: https://www.cnn.com/politics/live-news/tiktok-ban-bill-house-vote-03-13-24/index.html

House Passes Bill to Force TikTok Sale From Chinese Owner or Ban the App: https://www.nytimes.com/2024/03/13/technology/tiktok-ban-house-vote.html

H.R. 7521 the "Protecting Americans from Foreign Adversary Controlled Applications Act" Text: https://docs.house.gov/billsthisweek/20240311/HR%207521%20Updated.pdf

The House passed a TikTok ban bill. But is the app really a national security threat? https://www.npr.org/2024/03/14/1238435508/tiktok-ban-bill-congress-china

TikTok ban timeline: Congress' yearslong case against ByteDance: https://www.axios.com/2024/03/12/tiktok-ban-explain-why-china-congress

Health Care Provisions in Biden’s 2025 Budget:Biden budget focuses on unfinished health care business: https://www.axios.com/2024/03/12/biden-budget-drug-costs-insurance

Breaking down Biden's $7.3T proposed budget for 2025: Here are his top health priorities: https://www.fiercehealthcare.com/payers/breaking-down-bidens-2025-proposed-budget-here-are-his-top-health-priorities

Budget of the U.S. Government Fiscal Year 2025: https://www.whitehouse.gov/wp-content/uploads/2024/03/budget_fy2025.pdf

Fact Sheet: The Biden-Harris Administration Urges Congress to Lower Drug Costs for Americans with Commercial Insurance: https://www.hhs.gov/about/news/2024/03/11/fact-sheet-biden-harris-administration-urges-congress-lower-drug-costs-americans-with-commercial-insurance.html

FACT SHEET: The President’s Budget Protects and Increases Access to Quality, Affordable Healthcare: https://www.whitehouse.gov/omb/briefing-room/2024/03/11/fact-sheet-the-presidents-budget-protects-and-increases-access-to-quality-affordable-healthcare/

President Biden’s Drug Pricing Policy: State Of The Union Takeaways: https://www.forbes.com/sites/gebai/2024/03/10/president-bidens-drug-pricing-policy-state-of-the-union-says-it-all/?sh=7b0cc7575f7d

Remarks of President Joe Biden — State of the Union Address As Prepared for Delivery: https://www.whitehouse.gov/briefing-room/speeches-remarks/2024/03/07/remarks-of-president-joe-biden-state-of-the-union-address-as-prepared-for-delivery-2/

Statement by Secretary Becerra on the President’s Fiscal Year 2025 Budget: https://www.hhs.gov/about/news/2024/03/11/statement-by-secretary-becerra-on-the-presidents-fiscal-year-2025-budget.html

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Love reading comics? Looking for a new form of entertainment? Whatever the case, Tina found apps where you can read webtoons and comic books for free. Listen to find out more!Webtoon: https://www.webtoons.com/en/

ComiXology on Amazon: https://www.amazon.com/kindle-dbs/comics-store/home

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Agent Apps | Best Budgeting Apps: https://link.chtbl.com/ASGA036

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Stay Organized with the Busy ACA Agent’s Sales Calendar: https://link.chtbl.com/ASG571

The Power of Listening & Laughter | Monday Motivation: https://link.chtbl.com/ASGM20230306

References:Difference Between Webtoon Originals and Canvas: https://www.webtoons.com/en/canvas/canvas-corner/whats-the-difference-between-canvas-and-originals/viewer?title_no=367518&episode_no=12&serviceZone=GLOBAL

Does Amazon Prime include ComiXology? Yes, and it comes with one big perk: https://www.businessinsider.com/guides/tech/does-amazon-prime-include-comixology

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Create lasting client relationships with the retention mindset. Learn how as Blake Amos from Cigna Healthcare shares his expertise. In this interview, he explains what client retention is, how to implement retention-focused strategies, and elevating your retention efforts.Read text version

Send Client Retention Feedback and Questions to Blake Amos: blake.amos@cignahealthcare.comFeedback for the Agent Survival Guide Podcast? Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Cigna Healthcare Client Retention Resources*:A Retention Mindset’s Perfectly Timed Follow-up: https://cignamedicareproducers.com/Portal/Search?id=122&type=mediaroomasset

Broker Resource Guide: https://cignamedicareproducers.com/Portal/GlobalActions/RedirectToContentUrl?LearningContentId=5170

Doctors, Drugs, and Dental: https://cignamedicareproducers.com/Portal/Search?id=118&type=mediaroomasset

Retention Playbook: https://cignamedicareproducers.com/Portal/GlobalActions/RedirectToContentUrl?LearningContentId=8068

Why Retention Mindset Sells More: https://cignamedicareproducers.com/Portal/Search?id=92&type=mediaroomasset

Why Retention Mindset Connects to Supplemental Benefits: https://cignamedicareproducers.com/Portal/Search?id=117&type=mediaroomasset

*A Cigna broker login is required to access these resources.

Other Helpful Resources:Building Client Loyalty: More Than Just a Plan: https://link.chtbl.com/ASG496

FREE DOWNLOAD: The Complete Guide to Client Loyalty and Retention: https://ritterim.com/client-retention-guide/

How Client Retention Boosts Your Insurance Sales: https://link.chtbl.com/ASG580

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG578

Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for March 8, 2024:* Contract Now Feature Changes for New Agents * Medicare Prescription Payment Plan Program Updates * Medicare Advantage Enrollment Trends Study from Chartis * Waze Updates App Features * How to Disable X (fka Twitter) Calling Feature

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Info on Ritter’s Tools for Agents:5 Things About Working with Ritter Insurance Marketing: https://link.chtbl.com/ASGF20230512

Everything You Get With Your Ritter Registration: https://link.chtbl.com/ASG503

FAQs About Working with Ritter Insurance Marketing: https://link.chtbl.com/ASG492

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Medicare Prescription Payment Plan Program UPDATES:Biden-Harris Administration Issues Final Guidance to Help People with Medicare Prescription Drug Coverage Manage Prescription Drug Costs: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-issues-final-guidance-help-people-medicare-prescription-drug-coverage

Fact Sheet: Medicare Prescription Payment Plan Final Part One Guidance: https://www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-one-guidance.pdf

KFF Poll on Affordability & ACA: Takeaways for Agents (February 23, 2024 Friday Five episode): https://link.chtbl.com/ASGF20240223

Timeline: Medicare Prescription Payment Plan Implementation: https://www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf

Medicare Advantage Enrollment Trends Study from Chartis:Chartis: A look at Medicare Advantage enrollment trends in 2024: https://www.fiercehealthcare.com/payers/chartis-look-medicare-advantage-enrollment-trends-2024

Mounting headwinds in Medicare Advantage market haven’t stopped growth: https://www.chartis.com/insights/mounting-headwinds-medicare-advantage-market-havent-stopped-growth

Waze Updates App Features:Waze update: 6 new features added to make driving safer, easier: https://mashable.com/article/waze-update-6-new-features

Waze will warn you about speed bumps and sharp curves soon: https://www.theverge.com/2024/3/5/24091139/google-waze-maps-new-alerts-speed-bumps-parking-traffic-circles

How To Disable X (fka Twitter) Calling Feature:A new call feature on X is on by default, and you should probably turn it off: https://appleinsider.com/inside/iphone/tips/a-new-call-feature-on-x-is-on-by-default-and-you-should-probably-turn-it-off

How to Make Free Video and Audio Calls on X (Twitter): https://tech.co/news/how-to-make-free-video-audio-calls-x-twitter

How to turn off the feature on X that people are freaking out about: https://www.businessinsider.com/how-to-turn-off-audio-video-calls-x-twitter-ip-2024-3

Nobody Wants Phone Calls From Twitter. Here's How to Turn Them Off: https://www.cnet.com/tech/services-and-software/nobody-wants-phone-calls-from-twitter-heres-how-to-turn-them-off/

Twitter Adds Voice And Video Calls: Here's How To Disable It: https://www.slashgear.com/1430439/twitter-how-to-disable-voice-video-calling/

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Download and utilize strategies for client retention in our free eBook. Build a strong foundation of trust and communication with your clients. Satisfied and happy clients will help your business grow!Download your copy of Ritter’s free eBook – The Complete Guide to Client Loyalty and Retention!Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552

Increase Sales and Productivity with the Busy Medicare Agent's Sales Planner: https://link.chtbl.com/ASG570

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Learning from Lost Medicare Sales: https://link.chtbl.com/ASG576

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

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Keep your clients coming back for more! Learn client retention strategies and practical steps to implement when marketing your insurance business. Read text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:How Client Retention Boosts Insurance Sales: https://link.chtbl.com/ASG580

Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://link.chtbl.com/ASG570

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG578

Learning From Lost Medicare Sales: https://link.chtbl.com/ASG576

Stay Organized with the Busy ACA Agent's Sales Calendar: https://link.chtbl.com/ASG571

References:51 customer service statistics you need to know: https://www.zendesk.com/blog/customer-service-statistics/

70 Customer Retention Statistics for 2024: Loyalty Programs & Strategies: https://financesonline.com/customer-retention-statistics/

2023: The year of customer service-led growth: https://www.zendesk.com/blog/2022-the-year-of-customer-service-led-growth/

Customer experience: A comprehensive guide for 2024: https://www.zendesk.com/blog/why-companies-should-invest-in-the-customer-experience/

Salesforce Report: Nearly 90% Of Buyers Say Experience a Company Provides Matters as Much as Products or Services: https://www.salesforce.com/news/stories/customer-engagement-research/

Zendesk Customer Experience Trends Report 2020: https://d1eipm3vz40hy0.cloudfront.net/pdf/cxtrends/cx-trends-2020-full-report.pdf

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Investments aren’t just numbers on a spreadsheet, they can be people too! Discover what clients value in a business and how you can make them feel valued as their insurance agent.Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Tips for Making a Better Insurance Sales Pitch: https://link.chtbl.com/ASG469

Common Sales Mistakes You Might Be Making (And How to Fix Them) https://link.chtbl.com/ASG483

Guiding Your Clients from the Marketplace to Medicare: https://link.chtbl.com/ASG510

How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567

Improve Your Customer Service with This Soft Skill: Negotiation: https://link.chtbl.com/ASG536

The Complete Guide to Client Loyalty and Retention FREE eBook: https://ritterim.com/client-retention-guide/

Why Being a Likable Agent is Good for Business: https://link.chtbl.com/ASG433

References:2017 State of Global Customer Service Report: https://info.microsoft.com/rs/157-GQE-382/images/EN-CNTNT-Report-DynService-2017-global-state-customer-service-en-au.pdf

15 Statistics That Should Change The Business World – But Haven’t: https://www.linkedin.com/pulse/20130604134550-284615-15-statistics-that-should-change-the-business-world-but-haven-t

70 Customer Retention Statistics for 2024: Loyalty Programs & Statistics: https://financesonline.com/customer-retention-statistics/

107 Customers Service Statistics and Facts You Should Ignore: https://www.helpscout.com/75-customer-service-facts-quotes-statistics/

Consumers Want Enhanced Experiences: https://www.propelsoftware.com/lp/what-customers-want

Customer Acquisition Vs. Retention Costs – Statistics And Trends: https://www.invespcro.com/blog/customer-acquisition-retention/

Customer Retention Statistics – The Ultimate Collection for Small Business: https://smallbiztrends.com/2023/12/customer-retention-statistics.html

Customer Retention Marketing vs. Customer Acquisition Marketing: https://www.outboundengine.com/blog/customer-retention-marketing-vs-customer-acquisition-marketing/

Five Customer Retention Tips for Entrepreneurs: https://www.forbes.com/sites/alexlawrence/2012/11/01/five-customer-retention-tips-for-entrepreneurs/?sh=186878cc5e8d

Zendesk Customer Experience Trends Report 2020: https://d1eipm3vz40hy0.cloudfront.net/pdf/cxtrends/cx-trends-2020-full-report.pdf

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The Friday Five for March 1, 2024:* Google Maps Glanceable Directions * Top Medicare Advantage Carriers * Interview with RSSA®’s Tom Drapala * Apple Rumor Roundup * Talkspace Plans to Enter Medicare Market

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Talkspace To Expand Into Medicare:Earnings call: Talkspace anticipates profitability in 2024 with strong growth: https://www.investing.com/news/stock-market-news/earnings-call-talkspace-anticipates-profitability-in-2024-with-strong-growth-3313596

Talkspace targets strong revenue growth in 2024 as it doubles down on payer, enterprise strategy: https://www.fiercehealthcare.com/health-tech/talkspace-targets-strong-revenue-growth-2024-it-doubles-down-payer-enterprise-strategy

Talkspace To Make Long-Held Medicare Expansion a Reality in 2024: https://bhbusiness.com/2024/01/11/talkspace-to-make-long-held-medicare-expansion-a-reality-in-2024/

Google Maps Glanceable Directions:Google Maps: A new time-saving feature is finally here: https://mashable.com/article/google-maps-new-feature-glanceable-directions-rollout

Google Maps Finally Rolls Out Glanceable Directions: https://www.macrumors.com/2024/02/28/google-maps-rolls-out-glanceable-directions/

Google Maps' new 'glanceable directions' feature means safer driving with less battery drain: https://www.zdnet.com/article/google-maps-new-glanceable-directions-feature-means-safer-driving-with-less-battery-drain/

Top Medicare Advantage Carriers (by Enrollment):10 Biggest Medicare Advantage Players: 2024: https://www.thinkadvisor.com/2024/02/12/10-biggest-medicare-advantage-players-2024/

Payers ranked by Medicare Advantage enrollment in 2024: https://www.beckerspayer.com/payer/payers-ranked-by-medicare-advantage-enrollment-in-2024.html

Interview with RSSA®’s Tom Drapala:Optimize Client Acquisition by Becoming a Registered Social Security Analyst ft. Tom Drapala: https://link.chtbl.com/2024TomDrapala

Registration link (with Ritter discount) for the Registered Social Security Analyst (RSSA®) program: https://rssa.com/ritter/

Turn Social Security Prospects into Medicare Clients: Become a Registered Social Security Analyst: https://ritterim.com/blog/turn-social-security-prospects-into-medicare-clients-become-a-registered-social-security-analyst/

Apple Rumor Roundup:Apple's 2024 iPad Air Lineup: What to Expect: https://www.macrumors.com/guide/2024-ipad-air/

Apple Events 2024: Apple’s event plans: https://www.macworld.com/article/672537/when-is-apples-next-event.html

Apple Spring Event: OLED iPad Pro, M3 MacBook Air, new iPhone 15 color, and more rumors: https://bgr.com/tech/apple-spring-event-what-to-expect-ipad-mac-iphone-rumors/

New iPad, MacBook Air, Mac mini: What to expect from a spring Apple event: https://appleinsider.com/articles/24/02/14/new-ipad-macbook-air-mac-mini-what-to-expect-from-a-spring-apple-event

Rumor: These are the devices that will support iOS 18 and iPadOS 18: https://9to5mac.com/2024/02/27/ios-18-devices-rumor/

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Combine the power of Social Security knowledge with your Medicare expertise and watch your insurance business flourish! Learn how the Registered Social Security Analyst (RSSA®) certification works and why it’s a great move for agents selling health insurance.Get started on your Registered Social Security Analyst (RSSA®) Certification!Read the text versionFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Turn Social Security Prospects into Medicare Clients: Become a Registered Social Security Analyst: https://ritterim.com/blog/turn-social-security-prospects-into-medicare-clients-become-a-registered-social-security-analyst/

References:Official Registered Social Security Analysts (RSSA®) Website: https://rssa.com/

Registration link (with Ritter discount) for the Registered Social Security Analyst (RSSA®) program: https://rssa.com/ritter/

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Looking for reliable and trustworthy news apps? Listen to find out what Tina has in store for you!Register with Ritter to gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/

Ground News Official Site: https://ground.news/app

Reuters Official Site: https://www.reuters.com/account/register/sign-up/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Agent Apps | Apps for Social Media Marketing: https://link.chtbl.com/ASGA52

Agent Apps | Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034

Everything You Get with Your Ritter Registration: https://link.chtbl.com/ASG503

FAQs About Shop & Enroll ft. Jimmy Webber: https://link.chtbl.com/ASG537

Lifelong Learning Online Education Resources: https://link.chtbl.com/ASG482

Why Should Agents Register with Ritter Insurance Marketing? https://link.chtbl.com/ASGWhyRitter

References:Reuters Fact Check: https://www.reuters.com/fact-check/about/

Reuters Fact Check Media Bias: https://www.allsides.com/news-source/reuters-fact-check-media-bias

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Be a resource for your clients by guiding them through Affordable Care Act subsidies this tax season. Learn which forms are used, deadlines, FAQs, and more in this episode!Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Myths About Selling ACA Health Plans: https://link.chtbl.com/ASG451

7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453

Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://link.chtbl.com/ASG436

Learn How to Sell ACA Products During the Off-Season ft. Danica Stover: https://link.chtbl.com/ASG428

Knight School Training: https://ritterim.com/knight-school/

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://ritterim.com/aca-ebook/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://link.chtbl.com/ASG463

References:Essential Tax Forms for the Affordable Care Act (ACA) https://turbotax.intuit.com/tax-tips/health-care/essential-tax-forms-for-the-affordable-care-act/L7VURKAae

Form 8962 - Premium Tax Credit PDF: https://www.irs.gov/pub/irs-pdf/f8962.pdf

Health coverage tax tool: https://www.healthcare.gov/tax-tool/#/

How to find your Form 1095-A online: https://www.healthcare.gov/downloads/how-to-find-form-1095-a-online.pdf

How to pick a health insurance plan: https://www.healthcare.gov/choose-a-plan/plans-categories/

How to reconcile your premium tax credit: https://www.healthcare.gov/taxes-reconciling/

How to use Form 1095-A: https://www.healthcare.gov/tax-form-1095/

IRS Trusted Tax Preparation Partners: https://apps.irs.gov/app/freeFile/browse-all-offers/

Understanding Your Letter 12C: https://www.irs.gov/individuals/understanding-your-letter-12c

What Is Affinity Marketing? (With Benefits and Tips) https://www.indeed.com/career-advice/career-development/affinity-marketing

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The Friday Five for February 23, 2024:* Apple Music Replay Monthly * FDA Approves Severe Frostbite Treatment * New Audio Features from Samsung * Medicare Prescription Payment Plan Program * KFF Poll on Affordability & ACA: Takeaways for Agents

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575

A Financial Snapshot of Medicare Beneficiaries in 2023: https://link.chtbl.com/ASGF20240209

Halfway Through Medicaid Unwinding: https://link.chtbl.com/ASGF20240216

Learning from Lost Medicare Insurance Sales: https://link.chtbl.com/ASG576

Social Media Marketing Apps: https://link.chtbl.com/ASGA52

Apple Music Replay Monthly:Apple Music introduces a monthly version of Replay: https://techcrunch.com/2024/02/20/apple-music-introduces-a-monthly-version-of-replay/

Apple Music Reply will recap listening habits monthly: https://www.theverge.com/2024/2/20/24078224/apple-music-reply-will-recap-listening-habits-monthly

FDA Approves Severe Frostbite Treatment:FDA approves first treatment for severe frostbite: https://www.cnn.com/2024/02/14/health/iloprost-frostbite-fda/index.html

FDA Approves Iloprost for Severe Frostbite: https://www.medscape.com/viewarticle/fda-approves-iloprost-severe-frostbite-2024a10003cn?form=fpf

US FDA approves first treatment for severe frostbite: https://www.reuters.com/business/healthcare-pharmaceuticals/us-fda-approves-first-treatment-severe-frostbite-2024-02-14/

New Audio Features from Samsung:Samsung details a host of audio upgrades coming to its phones, tablets, and TVs: https://www.theverge.com/2024/2/20/24078026/samsung-galaxy-buds-auracast-360-audio-auto-switch-support

Samsung is upgrading a bunch of audio capabilities on its phones, tablets and earbuds: https://www.engadget.com/samsung-is-upgrading-a-bunch-of-audio-capabilities-on-its-phones-tablets-and-earbuds-133533584.html

Medicare Prescription Payment Plan Program:CMS Issues Additional Guidance on Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments: https://www.cms.gov/newsroom/press-releases/cms-issues-additional-guidance-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs

Draft CY 2025 Part D Redesign Program Instructions Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/draft-cy-2025-part-d-redesign-program-instructions-fact-sheet

Fact Sheet: Medicare Prescription Payment Plan: https://www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf

Maximum Monthly Cap on Cost-Sharing Payments Under Prescription Drug Plans: Draft Part One Guidance on Select Topics, Implementation of Section 1860D-2 of the Social Security Act for 2025, and Solicitation of Comments: https://www.cms.gov/files/document/medicare-prescription-payment-plan-part-1-guidance.pdf

Medicare Prescription Payment Plan: Draft Part Two Guidance on Select Topics, Implementation of Section 1860D-2 of the Social Security Act for 2025, and Solicitation of Comments: https://www.cms.gov/files/document/medicare-prescription-payment-plan-draft-part-two-guidance.pdf

Timeline: Medicare Prescription Payment Plan Implementation: https://www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf

KFF Poll on Affordability & ACA: Takeaways for Agents:Boost Your Commissions with a New HI Sales Strategy ft. Harry Rittner & Damon Logan: https://link.chtbl.com/ASG494

Cross-Selling Cancer, Heart Attack and Stroke, and Critical Illness Insurance: https://ritterim.com/knight-school/expand-dominate/cross-sell/6/

How to Cross-Sell Insurance: The Advisor Approach: https://link.chtbl.com/ASG409

KFF Health Tracking Poll February 2024: Voters on Two Key Health Care Issues: Affordability and ACA: https://www.kff.org/affordable-care-act/poll-finding/kff-health-tracking-poll-february-2024-voters-on-two-key-health-care-issues-affordability-and-aca/

Questions for our Sales Team? Reach out for answers: https://ritterim.com/meet-your-sales-team/

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Build strong connections with your clients through effective face-to-face communication. We've got best practices and more in this episode!Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:7 Ways to Get Involved with Your Community: https://link.chtbl.com/ASG453

Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Agent Apps | Apps for Social Media Marketing: https://link.chtbl.com/ASGA52

Building Client Loyalty: More than Just a Plan: https://link.chtbl.com/ASG496

How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567

Improve Your Customer Service with this Soft Skill: Negotiation: https://link.chtbl.com/ASG536

Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577

Senior Speak: Talking to Medicare Clients Age 65 & Older: https://link.chtbl.com/ASG412

Why Being a Likable Agent is Good for Your Business: https://link.chtbl.com/ASG433

References:6 Benefits of Effective Communication: https://whatsupusana.com/2017/02/benefits-effective-communication/

13 Powerful Body Language Tips To Instantly Boost Your Confidence: https://liveboldandbloom.com/10/self-confidence/confident-body-language

15 Tips for Effective Communication in Leadership: https://www.ccl.org/articles/leading-effectively-articles/communication-1-idea-3-facts-5-tips/

Active Listening: https://www.mindtools.com/az4wxv7/active-listening

Body Language: https://www.mindtools.com/aejjzul/body-language

Is Nonverbal Communication a Numbers Game? https://www.psychologytoday.com/us/blog/beyond-words/201109/is-nonverbal-communication-a-numbers-game

Is ‘Sweetie’ and ‘Dear’ a Hurt for the Elderly? https://www.nytimes.com/2008/10/07/us/07aging.html

The Importance of Effective Communication: https://www.stevenson.edu/online/about-us/news/importance-effective-communication/

The Mistakes We Make Communicating with Elders (and How to Fix Them) https://lifehacker.com/the-mistakes-we-make-communicating-with-elders-and-how-1575782036

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Carry your business into modern times by utilizing digital communications to the fullest. Learn how you can create quality interactions via email, phone, and social media.Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Basic Care Tips for Your Electronic Devices: https://link.chtbl.com/ASG484

8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia’s Luke Acree and Andrew Saksa: https://link.chtbl.com/ASG448

Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809

Agent Apps | Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906

Building Client Loyalty: More Than Just a Plan: https://link.chtbl.com/ASG496

Cybersecurity Best Practices for Insurance Agents: https://link.chtbl.com/ASG515

Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/

Do You Have What It Takes to Be a Great Insurance Agent? https://link.chtbl.com/ASG326

Empowering Agents Through Technology ft. Aaron Kassover: https://link.chtbl.com/ASG458

How Client Retention Boosts Your Insurance Sales: https://link.chtbl.com/ASG305

Ritter Can Help You Stay in Touch with Your Clients: https://link.chtbl.com/ASG488

Social Media Marketing for Insurance Agents FREE eBook download: https://ritterim.com/social-media-ebook/

Why Being a Likeable Agent is Good for Your Business: https://link.chtbl.com/ASG433

References:5 Reasons Why Multitasking Makes You Less Productive: https://www.yourdigitalresource.com/post/youre-less-productive-when-youre-multitasking

11 Free Email Hacks to Step Up Your Productivity: https://blog.hubspot.com/marketing/email-hacks-productivity

80 Customer Service Statistics: 8 Lessons to Fuel Growth in 2020 and Beyond: https://www.groovehq.com/customer-service-statistics

Behind the Sciences: How to Write A Professional Email Fast: https://www.yesware.com/blog/how-to-write-a-professional-email/

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

Share of those 65 and older who are tech users has grown in the past decade: https://www.pewresearch.org/short-reads/2022/01/13/share-of-those-65-and-older-who-are-tech-users-has-grown-in-the-past-decade/

Six Telephone Communication Skills Tips for Customer Service: https://www.skillsyouneed.com/rhubarb/customer-service-telephone-skills.html

The Science Behind Answering the Phone with a Smile: https://www.smiledog.io/smiling-on-phone/

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Find solutions to improve your sales tactics after lost insurance sales opportunities. We’ve got strategies and resources to help you get back up on your feet. Keep moving and improving your insurance business!Read the text versionRegister with Ritter here!

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Steps to Selling Dental, Vision, and Hearing Insurance: https://link.chtbl.com/ASG323

7 Powerful Practices for Selling Prescription Drug Plans: https://link.chtbl.com/ASG309

Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522

Developing an Agency – Your Guide to Getting Started FREE eBook: https://ritterim.com/agency-guide/

Get Your Portfolio Review: https://ritterim.com/portfolio/

How Insurance FMOs Work FREE eBook: https://ritterim.com/how-insurance-fmos-work/

How to Streamline Your Insurance Sales Process: https://link.chtbl.com/ASG520

Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

Organization Tips and Trick for the Medicare Annual Enrollment Period: https://ritterim.com/blog/organization-tips-and-tricks-for-the-medicare-annual-enrollment-period/

Senior Speak: Talking to Medicare Clients Age 65 & Older: https://link.chtbl.com/ASG412

Should You Hire an Assistant for Your Insurance Business? https://link.chtbl.com/ASG336

Shop & Enroll: https://ritterim.com/shop-and-enroll/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales FREE eBook: https://ritterim.com/lead-generation-guide/

The Benefits of Joining a Top Insurance FMO: https://link.chtbl.com/ASG425

The Ritter Platform: https://ritterim.com/the-ritter-platform/

References:26 Habits of Incredibly Successful Salespeople: https://blog.hubspot.com/sales/habits-to-become-a-more-effective-salesperson

Active Listening: https://www.mindtools.com/az4wxv7/active-listening

The Negative Effects of Elderspeak: https://www.nextavenue.org/negative-effects-elderspeak/

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The Friday Five for February 16, 2024:* Gmail Spam Protection Rolling Out * Threads Testing New Feature * 2025 MA and Part D Advance Notice * Draft of CY 2025 Part D Redesign * Halfway Through Medicaid Unwinding

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575

A Financial Snapshot of Medicare Beneficiaries in 2023: https://link.chtbl.com/ASGF20240209

Apps to Help You Stay Healthy: https://link.chtbl.com/ASGA53

Things to Think About Post-OEP: https://link.chtbl.com/ASG572

What You Need to Know About 1035 Exchanges: https://link.chtbl.com/ASG573

Gmail Spam Protection Rolling Out:New Mass Gmail Rejections To Start April 2024, Google Says: https://www.forbes.com/sites/daveywinder/2024/02/14/google-warns-of-mass-gmail-message-blocks-new-email-security-rules/?sh=4c19402532fa

Tired of spam emails? Google has new protections for Gmail users: https://www.techradar.com/computing/tired-of-spam-emails-google-has-new-protections-for-gmail-users

Threads Testing New Feature:In battle with X, Threads gets trending topics where politics will be allowed: https://techcrunch.com/2024/02/12/in-battle-with-x-threads-gets-trending-topics-where-politics-will-be-allowed/

Threads is testing ‘Today’s topics’ to tell users what’s trending in the US: https://www.theverge.com/2024/2/12/24071014/threads-topics-testing-us-test

CMA 2025 MA and Part D Advance Notice:2024 Medicare Advantage and Part D Advance Notice Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-advance-notice-fact-sheet

2025 Medicare Advantage and Part D Advance Notice Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/2025-medicare-advantage-and-part-d-advance-notice-fact-sheet

CMS Draft of CY 2025 Part D Redesign:Draft CY 2025 Part D Redesign Program Instructions Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/draft-cy-2025-part-d-redesign-program-instructions-fact-sheet

Halfway Through Medicaid Unwinding:Halfway through 'unwinding,' Medicaid enrollment is down about 10M: https://www.fiercehealthcare.com/regulatory/halfway-through-unwinding-medicaid-enrollment-down-about-10-million

Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/

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Discover two apps that assist you in your journey to a healthier lifestyle.Smoke Free Official Website: https://smokefreeapp.com/

Yuka Official Website: https://yuka.io/en/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:7 Ways to Overcome the Fear of Rejection: https://link.chtbl.com/ASG547

Agent Apps | Habit & Mood Tracker Apps: https://link.chtbl.com/ASGA048

Agent Apps | Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

Agent Apps | Instacart Review: https://link.chtbl.com/ASGA49

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Discover how joining a field marketing organization can boost your insurance business growth in 2024. Whether you're just starting out, or you've recently become independent, we've got resources to help!Join Our FMO! Register with Ritter Insurance Marketing

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things About Working with Ritter Insurance Marketing: https://link.chtbl.com/ASGF20230512

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://link.chtbl.com/ASG508

How Insurance FMOs Work: https://link.chtbl.com/ASGT20240208

Meet the sales team here at Ritter: https://www.ritterim.com/meet-your-sales-team/

The Benefits of Joining a Top Insurance FMO: https://link.chtbl.com/ASG425

Why Should Agents Work with Ritter Insurance Marketing? https://link.chtbl.com/ASGWhyRitter

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The Friday Five for February 9, 2024:* Google Bard now Google Gemini * Last-Minute Valentine's Day Gifts * Normalizing Loud Budgeting * Gallup Poll on U.S. Healthcare Costs * A Medicare Beneficiary Financial Snapshot

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Increase Sales and Productivity with the Busy Medicare Agent's Sales Planner: https://link.chtbl.com/ASG570

Legislation on Social Media for Kids: https://link.chtbl.com/ASGF20240202

Medicare Advantage Open Enrollment Do's and Don'ts: https://link.chtbl.com/ASG574

Social Media Marketing Apps: https://link.chtbl.com/ASGA52

Stay Organized with the Busy ACA Agent's Sales Calendar: https://link.chtbl.com/ASG571

What You Need to Know About 1035 Exchanges: https://link.chtbl.com/ASG573

Google Bard now Google Gemini:Google Assistant Just Got Supercharged With AI. It Might Be the Biggest Update in Google's History. https://gizmodo.com/google-bard-now-gemini-in-assistant-new-subscription-1851237014

Google rebrands Bard AI to Gemini and launches a new app and subscription: https://www.cnbc.com/2024/02/08/google-gemini-ai-launches-in-new-app-subscription.html

Google rebrands Bard chatbot as Gemini, rolls out paid subscription: https://www.reuters.com/technology/google-rebrands-bard-chatbot-gemini-rolls-out-paid-subscription-2024-02-08/

Last-Minute Valentine's Day Gifts:28 Best Last-Minute Valentine’s Day Gifts That’ll Ship In Time: https://www.forbes.com/sites/forbes-personal-shopper/2024/02/07/last-minute-valentines-day-gifts/?sh=53b150b5b570

33 Valentine's Day Gifts They'll Think Cost You A Fortune But Are Under $50: https://www.buzzfeed.com/jordanagrigs/valentines-day-gifts-seem-expensive-under-50-an

40 Best Valentine's Day Gifts to Make Them Feel All the Love: https://www.goodhousekeeping.com/holidays/valentines-day-ideas/g46613524/valentines-day-gifts/

64 Of The Best Valentine’s Day Gifts For Him That Are Sure To Impress: https://www.forbes.com/sites/forbes-personal-shopper/2024/02/05/best-valentines-day-gifts-for-him/?sh=76a668a12b83

The Verge’s 2024 Valentine’s Day gift guide: https://www.theverge.com/24048257/valentines-day-2024-gift-ideas-boyfriend-girlfriend-couples-husband-wife-partner

Normalizing Loud Budgeting:Financial experts love TikTok's “loud budgeting” trend — here’s why: https://www.today.com/life/loud-budgeting-tiktok-financial-trend-rcna136988

‘Loud budgeting’ is having a moment — here’s how to take advantage of it: https://www.cnbc.com/2024/02/07/loud-budgeting-is-having-a-moment-heres-how-to-take-advantage.html

Loud budgeting is in, quiet luxury is out. Meet the TikToker who started the financial trend: https://www.cnn.com/2024/02/05/economy/loud-budgeting-financial-trend-tiktok/index.html

Gallup Poll on U.S. Healthcare Costs:Few Americans Know How Much Their Healthcare Costs: https://news.gallup.com/poll/609434/few-americans-know-healthcare-costs.aspx

Few Americans say they know how much health care will cost: Gallup: https://thehill.com/policy/healthcare/4439775-few-americans-know-how-much-health-care-costs-gallup/

A Medicare Beneficiary Financial Snapshot:10 Reasons Why Medicare Advantage Enrollment is Growing and Why It Matters: https://www.kff.org/medicare/issue-brief/10-reasons-why-medicare-advantage-enrollment-is-growing-and-why-it-matters/

Income and Assets of Medicare Beneficiaries in 2023: https://www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/

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FMO, what does it stand for? Field Marketing Organization, that’s what we are at Ritter Insurance Marketing! Download our eBook to learn about the types of marketing organizations, how they work, and how agents can benefit.How Insurance FMOs Work Free eBook Download

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Reasons Why Ritter Should Be Your FMO Agency: https://link.chtbl.com/ASG391

5 Things About Working with Ritter Insurance Marketing: https://link.chtbl.com/ASGF20230512

FAQs About Working with Ritter Insurance Marketing: https://link.chtbl.com/ASG492

FMO vs IMO vs NMO vs MGA vs GA: What's the Difference? https://link.chtbl.com/ASG508

How to Get Started in Medicare Sales: https://link.chtbl.com/ASG569

The Benefits of Joining a Top FMO: https://link.chtbl.com/ASG425

Why Should Agents Register with Ritter Insurance Marketing? https://link.chtbl.com/ASGWhyRitter

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Stay on top of compliance this Medicare Advantage Open Enrollment period. Listen for best practices and what not to do during MA OEP.Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567

The Complete Guide on How to Sell Medicare Advantage Plans FREE eBook: https://www.ritterim.com/medicare-advantage-ebook/

Things to Think About Post-AEP: https://link.chtbl.com/ASG558

What Beneficiaries Value Most in Medicare Advantage Plans: https://link.chtbl.com/ASG555

References:Limited Income and Resources: https://www.cms.gov/training-education/partner-outreach-resources/low-income-subsidy-lis

Medicare Managed Care Manual CH 2 – Medicare Advantage Enrollment and Disenrollment: https://www.cms.gov/files/document/cy-2024-ma-enrollment-and-disenrollment-guidance.pdf

Special Enrollment Periods: https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods

When Does Medicare Coverage Start? https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start

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Taxes are normally a snooze fest, but the 1035 Exchange has us excited! Find out how this form can help your clients switch certain policies without penalty. Listen to learn more.Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Out-of-the-Box Long-Term Care Insurance Solutions: https://www.ritterim.com/blog/4-out-of-the-box-long-term-care-insurance-solutions/

4 Ways to Calculate Your Clients' Life Insurance Policy Needs: https://link.chtbl.com/ASG561

Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://link.chtbl.com/ASG506

Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365

Identifying Ideal Clients for LTCi: https://www.ritterim.com/blog/identifying-ideal-clients-for-ltci/

There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560

The Complete Guide on How to Sell Final Expense Insurance FREE eBook download: https://www.ritterim.com/final-expense-ebook/

What to Do If Your Clients Can No Longer Afford Their Permanent Life Insurance Premiums: https://link.chtbl.com/ASG568

References:26 U.S. Code § 1035 – Certain exchange of insurance policies (Tax Code 1035): https://www.law.cornell.edu/uscode/text/26/1035

The Pension Protection Act of 2006 and How It Still Helps Retirement: https://www.investopedia.com/articles/retirement/06/ppa2006.asp

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The Friday Five for February 2, 2024:* FOMC January 2024 Meeting * Cigna Sells Medicare Business to HCSC * Bipartisan Tax Package * Instagram Threads * Legislation on Social Media for Kids

Find your Ritter Sales Specialist: https://ritterim.com/meet-your-sales-team/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:ACA 2024 Open Enrollment Final Numbers: https://link.chtbl.com/ASGF20240126

Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://link.chtbl.com/ASG570

Social Media Marketing Apps: https://link.chtbl.com/ASGA52

Stay Organized with the Busy ACA Agent's Sales Calendar: https://link.chtbl.com/ASG571

Things to Think About Post-OEP: https://link.chtbl.com/ASG572

FOMC January 2024 Meeting:A Comparison of PCE and CPI: https://www.bls.gov/osmr/research-papers/2017/st170010.htm

Consumer Price Index (CPI) December 2023: https://www.bls.gov/news.release/pdf/cpi.pdf

Fed Keeps Rates Steady: https://www.nytimes.com/live/2024/01/31/business/fed-meeting-interest-rates

Fed meeting: Stocks slump as Powell says March rate cut unlikely: https://www.marketwatch.com/livecoverage/fed-meeting-s-p-500-futures-slip-as-investors-juggle-megacap-earnings-fomc-decision

Federal Open Market Committee Meeting Schedule 2024: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm

Federal Reserve holds interest rates steady as consumer confidence improves and inflation slows: https://www.nbcnews.com/business/economy/federal-reserve-interest-rate-decision-january-2024-increase-decrease-rcna136429

Personal Consumption Expenditures (CPE) December 2023: https://www.bea.gov/news/2024/personal-income-and-outlays-december-2023

Cigna Sells Medicare Business to HCSC:Cigna inks deal to sell Medicare business to HCSC for $3.7B: https://www.fiercehealthcare.com/payers/cigna-inks-deal-sell-medicare-business-hcsc-37b-deal

Cigna to sell Medicare business to HCSC for $3.3B: https://www.modernhealthcare.com/mergers-acquisitions/cigna-health-care-service-corporation-medicare-advantage-deal

The Cigna Group to Sell Medicare Businesses and CareAllies to Health Care Service Corporation (HCSC): https://www.prnewswire.com/news-releases/the-cigna-group-to-sell-medicare-businesses-and-careallies-to-health-care-service-corporation-hcsc-302049322.html

Bipartisan Tax Package:H.R.7024 - Tax Relief for American Families and Workers Act of 2024: https://www.congress.gov/bill/118th-congress/house-bill/7024

House passes bill to enhance child tax credit, revive key tax breaks for businesses: https://apnews.com/article/child-tax-credit-house-republicans-speaker-johnson-4da25a4188ad27693e9d8755e7481b76

House passes bipartisan tax bill to expand child tax credit: https://www.npr.org/2024/01/31/1228209266/house-passes-child-tax-credit-expansion

Instagram Threads:Instagram Threads triples downloads in December, reaching the top 10; X falls to No. 36: https://techcrunch.com/2024/01/30/instagram-threads-triples-downloads-in-december-reaching-the-top-10-x-falls-to-no-36/

Meta's Threads climbs the ranks of world's most downloaded apps again: https://www.zdnet.com/article/metas-threads-climbs-the-ranks-of-worlds-most-downloaded-apps-again/

Sarah on Threads: https://www.threads.net/@thesarahjrueppel

Threads App Downloads Spike as Interest in Musk's X Wanes: https://www.pcmag.com/news/threads-app-downloads-spike-as-interest-in-musks-x-wanes

Legislation on Social Media for Kids:200 groups push Senate to vote on Kids Online Safety Act in 2024: https://www.nbcnews.com/tech/social-media/kosa-kids-online-safety-act-speech-censor-rcna128249

Bill to ban minors from social media and terminate youths' accounts passes Florida House: https://www.usatoday.com/story/news/politics/2024/01/25/florida-social-media-ban-bill/72351219007/

Bipartisan Bill Aims to Protect Children Online: https://www.nytimes.com/2024/01/31/technology/congress-social-media-safety.html

CS/HB 1: Social Media Use for Minors: https://www.flsenate.gov/Session/Bill/2024/1

Florida House of Representatives approves bill to ban social media for kids under 16: https://abcnews.go.com/GMA/Family/florida-house-representatives-approves-bill-ban-social-media/story?id=106672586

Florida Senate HB-1 Bill Text: https://www.flsenate.gov/Session/Bill/2024/1/BillText/e1/PDF

Kids Online Safety Act (S.1409): https://www.congress.gov/bill/118th-congress/senate-bill/1409/text

Introducing Stricter Message Settings for Teens on Instagram and Facebook: https://about.fb.com/news/2024/01/introducing-stricter-message-settings-for-teens-on-instagram-and-facebook/

Meta’s Mark Zuckerberg issues dramatic apology at Senate hearing on child safety: https://www.ft.com/content/87840b12-08b5-4b90-9afc-bc8fba730ff9

Meta, TikTok, and other tech companies go to Congress: all the news: https://www.theverge.com/2024/1/31/24056136/congress-child-safety-hearing-kosa-meta-x-discord-snap-tiktok

Ohio, more states push for social media laws to limit kids’ access: Where they stand: https://www.usatoday.com/story/news/nation/2024/01/12/social-media-laws-parental-consent-teens-kids-netchoice-lawsuits/72182348007/

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Feeling stumped with managing social media for your business? Tina has some great apps that will help your social media presence grow. Listen to find out more!Hookle Official Website: https://www.hookle.net/

Hashtags: AI Follower Booster Playstore: https://play.google.com/store/apps/details?id=hashtagmanager.app&hl=en_US≷=US

Hashtags: AI Follower Booster Apple: https://apps.apple.com/us/app/hashtag-smart-ai-like-booster/id1547974925

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Agent Apps | Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034

Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809

Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011

Are Your Medicare Marketing Materials Compliant? https://link.chtbl.com/ASG538

Social Media Marketing for Insurance Agents FREE eBook Download: https://www.ritterim.com/social-media-ebook/

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

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Get ahead of the game with these expert tips and strategies. With the close of the Affordable Care Act OEP, your work isn't quite done yet. Click play to learn more!Read the text version

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:7 Ways to Get Involved with Your Community: https://link.chtbl.com/ASG453

8 Reasons Why Medicare Agents Should Sell ACA Plans: https://link.chtbl.com/ASG395

ACA Client Letter Template PDF: https://www.ritterim.com/documents/aca-client-letter-template.docx

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products FREE ebook: https://www.ritterim.com/selling-ancillary-with-medicare/
Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809

Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533

Knight School Cross-sell to Fill Coverage Gaps or Unmet Needs: https://www.ritterim.com/knight-school/expand-dominate/cross-sell/12/
FAQs About Selling On-Exchange & Off-Exchange under-65 Plans: https://link.chtbl.com/ASG436

Four Ancillary Cross-Sales to Show Clients You Care: https://www.ritterim.com/blog/four-ancillary-cross-sales-to-show-clients-you-care/
Five Ways to Generate ACA Leads: https://www.ritterim.com/blog/five-ways-to-generate-aca-leads/

Free eBooks & Guides: https://www.ritterim.com/guides/

Guiding Your Clients from the Marketplace to Medicare: https://link.chtbl.com/ASG510

How Professional Organizations Make You a Better Agent: https://www.ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

How to Cross-Sell Insurance: The Avisor Approach: https://link.chtbl.com/ASG409

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565

Knight School: https://www.ritterim.com/knight-school/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook/

The Best Books for Insurance Agents: https://www.ritterim.com/blog/the-best-books-for-insurance-agents/

The Complete Guide to Selling Affordable Care Act Insurance FREE eBook: https://www.ritterim.com/aca-ebook/

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

References:Health benefits & coverage: https://www.healthcare.gov/coverage/what-marketplace-plans-cover/
Nextdoor App: https://nextdoor.com/

State Health Insurance Marketplace Types, 2024: https://www.kff.org/health-reform/state-indicator/state-health-insurance-marketplace-types

Status of State Medicaid Expansion Decisions Interactive Map: https://www.kff.org/medicaid/issue-brief/status-of-state-medicaid-expansion-decisions-interactive-map/
Qualifying health coverage: https://www.healthcare.gov/glossary/qualifying-health-coverage/

View Details

The Friday Five for January 26, 2024:* Apple iOS 17.3 Features * Another Rabbit R1 Update * Google Podcasts Being Discontinued * 2023 Tax Brackets & Refunds * ACA 2024 Open Enrollment Final Numbers

Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:9 Essential Tools for Beginner Insurance Agents: https://www.ritterim.com/blog/9-essential-tools-for-beginner-insurance-agents/

KFF Study on Medicare Part D Benefit Awareness: https://link.chtbl.com/ASGF20240119

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565

How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567

Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://link.chtbl.com/ASG570

Stay Organized with the Busy ACA Agent's Sales Calendar: https://link.chtbl.com/ASG571

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

References:2023-2024 Tax Brackets and Federal Income Tax Rates: https://www.nerdwallet.com/article/taxes/federal-income-tax-brackets

2024 tax refunds could be larger than last year due to new IRS brackets. Here's what to expect: https://www.cbsnews.com/news/tax-refund-2024-what-to-expect-when-will-i-get/

Google announces April 2024 shutdown date for Google Podcasts: https://arstechnica.com/gadgets/2023/12/google-podcasts-dies-april-2024-youtube-music-migration-tool-goes-live/

Google Podcasts is going away after March — but there are alternatives: https://www.theverge.com/23891397/google-podcasts-youtube-spotify-alternatives-pocket-casts

iOS 17.3—Update Now Warning Issued To All iPhone Users: https://www.forbes.com/sites/kateoflahertyuk/2024/01/24/ios-173-update-now-warning-issued-to-all-iphone-users/?sh=50454e6a683d

iOS 17.3 Features: What's New in iOS 17.3: https://www.macrumors.com/guide/ios-17-3-features/

IRS provides tax inflation adjustments for tax year 2023: https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2023

Historic 21.3 Million People Choose ACA Marketplace Coverage: https://www.cms.gov/newsroom/press-releases/historic-213-million-people-choose-aca-marketplace-coverage

How to Transfer Your Google Podcasts to YouTube Music and Other Platforms: https://www.makeuseof.com/how-to-transfer-podcast-subscriptions/

Marketplace 2024 Open Enrollment Period Report: Final National Snapshot: https://www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-final-national-snapshot

Migrate your podcast shows from Google Podcasts: https://support.google.com/youtubemusic/thread/249139848/migrate-your-podcast-shows-from-google-podcasts-us-only-%F0%9F%87%BA%F0%9F%87%B8?hl=en

Proposed child tax credit changes might create confusion on 2023 returns: https://www.freep.com/story/money/personal-finance/susan-tompor/2024/01/24/child-tax-credit-2023-bill-2024-increase/72315968007/

The Rabbit R1 will receive live info from Perplexity’s AI ‘answer engine’: https://www.theverge.com/2024/1/18/24043490/rabbit-r1-ai-perplexity-pro-live-search-info-answers

View Details

Take full advantage of your success by using our ACA calendar. Find important dates, events, and space for you to fill in what you need to keep you and your business on track.Read the text versionDownload The Busy ACA Agent’s Sales Calendar

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Quarter One:[02:06]

ACA 101: Selling Under-65 Health Insurance: https://www.ritterim.com/blog/aca-101-selling-under-65-health-insurance/

Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565

Quarter Two:[05:08]

5 Tips for Finding Supplemental Coverage for ACA Plans: https://www.ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://www.ritterim.com/blog/how-to-help-clients-navigate-aca-marketplace-subsidies-taxes/

Quarter Three:[08:14]

2024 ACA Exchange & FFM Certification Info: https://www.ritterim.com/blog/2024-aca-exchange-ffm-certification-info/

Contract & Get Appointed to Sell with Health Insurance Companies: https://www.ritterim.com/blog/contract-get-appointed-to-sell-with-health-insurance-companies/

FAQs About ACA Certification and Training: https://link.chtbl.com/ASGN20230918

OEP Ready-to-Sell Checklist PDF: https://www.ritterim.com/documents/oep-ready-to-sell-checklist.pdf

Ritter Summits: https://summits.ritterim.com/

Steps to Get Ready for OEP: Federal & State Exchanges: https://link.chtbl.com/ASG539

Quarter Four:[10:19]

8 Reasons Why Medicare Agents Should Sell ACA Plans: https://link.chtbl.com/ASG395

Everything You Need to Know About the ACA OEP: https://link.chtbl.com/ASG545R

Guiding Your Clients from the Marketplace to Medicare: https://link.chtbl.com/ASG510

Simplify Marketplace Enrollments with HealthSherpa: https://www.ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

General Resources:Free eBooks & Guides: https://www.ritterim.com/guides/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Register with Ritter: https://app.ritterim.com/public/registration/

References:HealthSherpa Privacy Notice: https://www.healthsherpa.com/privacy_notice

Mental health & substance abuse coverage: https://www.healthcare.gov/coverage/mental-health-substance-abuse-coverage/

Preventive care benefits for adults: https://www.healthcare.gov/preventive-care-adults/

Transgender health care: https://www.healthcare.gov/transgender-health-care/

View Details

Stay organized and on top of sales with Ritter's planner just for insurance agents selling Medicare! We walk through the year, highlighting what agents should focus on during each quarter.Read text versionDownload your Months of Medicare At a Glance planner NOW!

Test Drive the Tools Ritter Insurance Marketing Offers

Quarter One:[03:23]

Every 'Second' Counts: Why Sell Cancer, Heart Attack and Stroke Insurance? https://www.ritterim.com/blog/every-second-counts-why-sell-cancer-heart-attack-and-stroke-insurance/

How to Follow up with Medicare Clients Compliantly: https://link.chtbl.com/ASG417

Ritter Can Help You Stay in Touch with Your Clients: https://link.chtbl.com/ASG488

The Benefits of Selling D-SNPs: https://www.ritterim.com/blog/the-benefits-of-selling-d-snps/

The Complete Guide to Client Loyalty and Retention: https://www.ritterim.com/client-retention-guide/

The Top 5 Products to Sell During Medicare's Lock-In Period: https://link.chtbl.com/ASG513

Quarter Two:[06:10]

AHIP Test Tips and Tricks for Medicare Certification: https://www.ritterim.com/blog/ahip-test-tips-and-tricks-for-medicare-certification/

Build Your Brand with Community Involvement: https://www.ritterim.com/blog/build-your-brand-with-community-involvement/

Carrier Pages: https://docs.ritterim.com/products/carriers/

Certification Center: https://docs.ritterim.com/products/certification/

Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533

FAQs About NABIP Medicare Certification: https://www.ritterim.com/blog/faqs-about-nabip-medicare-certification/

Sense Success with Dental, Vision, and Hearing Plans: https://www.ritterim.com/blog/sense-success-with-dental-vision-and-hearing-plans/

The Advisor Approach: Cross-Selling by Fact-Finding: https://link.chtbl.com/ASG409

The Benefits of Selling D-SNPs: https://www.ritterim.com/blog/the-benefits-of-selling-d-snps/

What Is AHIP Certification and How Do I Get It? https://link.chtbl.com/ASG525

Where & How to Start Cross-Selling to Fill Insurance Coverage Gaps: https://www.ritterim.com/blog/where-how-to-start-cross-selling-to-fill-insurance-coverage-gaps/

Quarter Three:[09:43]

3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP: https://www.ritterim.com/blog/3-benefits-of-contracting-to-sell-medicare-advantage-plans-outside-of-aep/

Get a Portfolio Review from Ritter Insurance Marketing: https://www.ritterim.com/portfolio/?utm_source=asg_podcast_link

Quarter Four:[12:26]

ACA 101: Selling Under-65 Health Insurance: https://www.ritterim.com/blog/aca-101-selling-under-65-health-insurance/

ACA Basics Knight School Training: https://www.ritterim.com/knight-school/solid-foundation/aca-basics/1/

Everything You Need to Know About the ACA OEP: https://link.chtbl.com/ASG545R

Five Reasons Clients Switch Medicare Plans During AEP: https://link.chtbl.com/ASG471R

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/

Things to Think About Post-AEP: https://www.ritterim.com/blog/things-to-think-about-post-aep/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

General Resources:Do's and Don'ts of Medicare Compliance: https://link.chtbl.com/ASG542

Meet Your Sales Team at Ritter: https://www.ritterim.com/meet-your-sales-team/

Shop & Enroll: https://www.ritterim.com/shop-and-enroll/

Ritter Registration: https://app.ritterim.com/public/registration/

The Ritter Blog: https://www.ritterim.com/blog/

The Ritter Platform: https://www.ritterim.com/the-ritter-platform/

References:10 Volunteering Opportunities in Your Community: https://www.dosomething.org/us/articles/volunteering-opportunities-in-your-community

40 Volunteer Statistics That Will Blow Your Mind: https://volunteerhub.com/blog/40-volunteer-statistics

2023 Heart Disease and Stroke Statistics Update Fact Sheet: https://professional.heart.org/-/media/PHD-Files-2/Science-News/2/2023-Heart-and-Stroke-Stat-Update/2023-Statistics-At-A-Glance-final_1_17_23.pdf

American Heart Association: https://www.heart.org/

Dual Eligible Special Needs Plans (D-SNPs): https://www.cms.gov/medicare/enrollment-renewal/special-needs-plans/dual-eligible

Surprising Statistics about Strategic Planning: https://fundingforgood.org/statistics-about-strategic-planning/

View Details

Let your curiosity become knowledge with our eBook on getting started in the insurance sales industry. Find out what kind of motivations, training, and tools it will take to earn this new career!Get your FREE eBook here: https://www.ritterim.com/free-guide/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547

Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565

How Insurance FMOs Work FREE eBook: https://www.ritterim.com/how-insurance-fmos-work/

Knight School Training: https://www.ritterim.com/knight-school/

Medicare in 2030: Gen X and Beyond ft. Gabe Issacson: https://link.chtbl.com/ASG554

The Complete Guide to Client Loyalty and Retention FREE eBook: https://www.ritterim.com/client-retention-guide/

View Details

The Friday Five for January 19, 2024:* Apple Stolen Device Protection * Agents as Early Adopters * Rabbit R1 Update * Notion Calendar App * KFF Study on Medicare Part D Benefit Awareness

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Get Focused with These Apps! https://link.chtbl.com/ASGA20

Goals That Matter MOST & CES 2024: https://link.chtbl.com/ASGF20240112

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565

Project Management Apps: https://link.chtbl.com/ASGA27

Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51

The Complete Guide to Client Loyalty and Retention: https://www.ritterim.com/client-retention-guide/

To-Do or Not To-Do Lists? Personal Planner Apps: https://link.chtbl.com/ASGA004

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

References:10 Reasons to Be an Early Adopter: https://www.thinkadvisor.com/2024/01/16/be-an-early-adopter/

Apple Releasing iOS 17.3 Next Week With These New Features: https://www.macrumors.com/2024/01/17/apple-releasing-ios-17-3-next-week/

Apple to release iOS 17.3 next week, bringing Stolen Device Protection, collaborative playlists: https://techcrunch.com/2024/01/17/apple-to-release-ios-17-3-next-week/

FAQs about the Inflation Reduction Act’s Medicare Drug Price Negotiation Program: https://www.kff.org/medicare/issue-brief/faqs-about-the-inflation-reduction-acts-medicare-drug-price-negotiation-program/

How to Cut Down Your Screen Time but Still Get Stuff Done: https://www.nytimes.com/2024/01/17/technology/personaltech/screen-time-phone.html

How to turn on iPhone Stolen Device Protection; and should you? https://9to5mac.com/2023/12/23/turn-on-iphone-stolen-device-protection/

KFF Health Tracking Poll: Health Care Issues Emerge as Important Topics on 2024 Campaign Trail, Plus Concerns Loom Large Around Medicaid Unwinding: https://www.kff.org/health-reform/poll-finding/kff-health-tracking-poll-november-2023/

Notion launches a stand-alone calendar app: https://techcrunch.com/2024/01/17/notion-launches-a-calendar-app/

Notion turns its Cron acquisition into an integrated calendar app: https://www.engadget.com/notion-turns-its-cron-acquisition-into-an-integrated-calendar-app-215644220.html

Notion unveils a calendar app you’ll actually want to use: https://www.fastcompany.com/91010971/notion-unveils-a-calendar-app-youll-actually-want-to-use

Rabbit, Ballie, and the other gadgets of CES 2024: https://pod.link/vergecast/episode/2de8d23da3b7f8af465d13f9f5123f12

The Rabbit R1: all the latest news about this hare-raising AI gadget: https://www.theverge.com/2024/1/18/24042688/rabbit-r1-ai-gadget-handheld-news-updates-storystream

The New Help for Medicare Beneficiaries with High Drug Costs That Few Seem to Know About: https://www.kff.org/policy-watch/the-new-help-for-medicare-beneficiaries-with-high-drug-costs-that-few-seem-to-know-about/

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Endless scrolling on the internet can lead to a poor mood and a lot of lost time. Break the cycle of doom scrolling and learn something new with these micro-learning apps!Deepstash Official Website: https://deepstash.com/

Headway Official Website: https://makeheadway.com/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Get Focused with These Apps: https://link.chtbl.com/ASGA20

How Slowing Down Can Speed Up Innovation: https://link.chtbl.com/ASG563

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565

Project Management Apps: https://link.chtbl.com/ASGA27

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

References:What is Doomscrolling and Can it Harm Me? https://www.webmd.com/balance/what-is-doomscrolling

What Is Doomscrolling? Experts Explain Why We Do it—And How to Stop: https://www.health.com/mind-body/what-is-doomscrolling

View Details

If you're looking for a 101 on Medicare sales, you found it! From training and certifications to carriers and FMOs, this episode has what you need to know to start your sales journey.Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

In this episode:AHIP training overview [03:37]

Portfolio review [08:49]

Carrier contracting [10:28]

Product certification [11:26]

Follow ups & retention [13:10]

Agent website [15:04]

Shop & Enroll [16:40]

The Ritter Platform [19:11]

Medicare enrollment periods [25:18]

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Reasons Clients Switch Medicare Plans During AEP: https://link.chtbl.com/ASG471R

2024 Medicare Advantage & Part D Certification Info: https://link.chtbl.com/ASGN20230711

Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG497

Marketing & Incentives: https://www.ritterim.com/marketing-incentives/

Medicare Advantage Open Enrollment Do's and Don'ts: https://link.chtbl.com/ASG501

Ritter Agent Training Opportunities: https://www.ritterim.com/documents/prospectus/ritter-agent-training-opportunities-prospectus.pdf

Ritter Docs – Certifications: https://docs.ritterim.com/products/certification/Shop & Enroll: https://www.ritterim.com/shop-and-enroll/

The Beginner’s Guide to D-SNPs: https://link.chtbl.com/ASG388

The Benefits of Joining a Top Insurance FMO: https://link.chtbl.com/ASG425

The Ritter Platform: https://www.ritterim.com/the-ritter-platform/

What Does 'Ready-to-Sell' Mean for Medicare Agents? https://link.chtbl.com/ASG529

What Is AHIP Certification and How Do I Get It? https://link.chtbl.com/ASG525

Why People Are Choosing Part C Over Original Medicare: https://www.ritterim.com/blog/why-people-are-choosing-part-c-over-original-medicare/

References:Disability & Medicare eligibility and enrollment – What you need to know in 2023: https://www.uhc.com/news-articles/medicare-articles/help-i-have-a-disability-and-i-want-to-enroll-in-medicare

Fact Sheet Medicare Medical Savings Accounts (MSAs) Plans: https://www.cms.gov/Medicare/Health-Plans/MSA/downloads/MSAFactSheet-3-13-08.pdf

How to avoid paying Medicare late enrollment penalties: https://www.uhc.com/news-articles/medicare-articles/try-to-avoid-medicare-late-enrollment-premium-penalties

Internet/Broadband Fact Sheet: https://www.pewresearch.org/internet/fact-sheet/internet-broadband/

Medicare Advantage Special Enrollment Periods: https://www.ncoa.org/article/medicare-advantage-special-enrollment-periods

Medicare Advantage Special Enrollment and Disenrollment Rules: https://www.ncoa.org/article/medicare-advantage-enrollment-and-disenrollment-rules

Medicare Advantage Enrollment and Disenrollment: https://www.cms.gov/files/document/cy-2024-ma-enrollment-and-disenrollment-guidance.pdf

Medicare + Fraud, Waste, and Abuse (MFWA) Online Course: https://www.ahipmedicaretraining.com/page/login

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The Friday Five for January 12, 2024:* Blue Monday & Light Therapy * Pennie extends OEP 2024 Deadline * TRICARE Info for Veteran Clients * The 5 Resets and Goals That Matter MOST * CES 2024 Highlights

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:BOI Reporting for LLCs & ACA Enrollment Updates: https://link.chtbl.com/ASGF20240105

How Slowing Down Can Speed Up Innovation: https://link.chtbl.com/ASG563

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565

How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567

Why You Should Give Away Your Secret Sauce in 2024: https://link.chtbl.com/ASG562

VA Benefits, Tricare for Life, and Medicare for Veteran Clients: https://link.chtbl.com/ASG478

References:896: Dr. Aditi Nerurkar | How to Rewire Your Brain and Body for Less Stress and More Resilience on Travis Makes Friends: https://travischappell.com/episodes/896-dr-aditi-nerurkar-how-to-rewire-your-brain-and-body-for-less-stress-and-more-resilience

CES 2024: all the TVs, laptops, smart home gear, and more from the show floor: https://www.theverge.com/23971966/ces-2024-news-announcements-products#stream-entry-d240bf4c-88cc-479f-9ef1-823f49b46991

Clicks Official Website: https://www.clicks.tech/

Dr. Aditi Nerurker Live Discussing Her New Book "The 5 Resets" on StreetSmart Wisdom: https://wisdomfeed.com/streetsmart-podcast/

Effects of light on human circadian rhythms, sleep and mood: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6751071/

How Should I Obtain a Light Box? https://medicine.yale.edu/psychiatry/research/programs/clinical_people/winter/obtain/

LG OLED T is a transparent 77-inch TV that will arrive in 2024: https://arstechnica.com/gadgets/2024/01/lg-oled-t-is-a-transparent-77-inch-tv-that-will-arrive-in-2024/

Lux and lumen: What are they and what are the differences? https://faro.es/en/blog/es-lux-y-lumen

Morning light is crucial for happiness. Here’s how to get it — even if you hate mornings. https://www.vox.com/even-better/24022918/morning-light-happiness-seasonal-depression-sad

Pennie: https://pennie.com/

Pennsylvania extends ACA open enrollment final deadline for Pennie health insurance plans: https://whyy.org/articles/pennsylvania-aca-pennie-open-enrollment-deadline-extended-jan-19/

Seasonal Affective Disorder (SAD): https://www.psychiatry.org/patients-families/seasonal-affective-disorder

Startups Are Racing to Create the iPhone of AI: https://time.com/6553910/ai-device-rabbit-r1-humane/

The Best Light Therapy Lamp: https://www.nytimes.com/wirecutter/reviews/best-light-therapy-lamp/

The Rabbit R1 is an AI-powered gadget that can use your apps for you: https://www.theverge.com/2024/1/9/24030667/rabbit-r1-ai-action-model-price-release-date

This iPhone Physical Keyboard Case Works Better Than You Might Expect: https://www.cnet.com/tech/mobile/i-tried-the-buzzy-clicks-keyboard-iphone-case-typing-with-real-buttons-on-an-iphone/

TRICARE® Plans Overview: https://tricare.mil/Publications/Fact-Sheets/plans

The Myth of Blue Monday: https://www.psychiatrictimes.com/view/the-myth-of-blue-monday

Want to stress less in 2024? A new book offers '5 resets' to tame toxic stress: https://www.npr.org/sections/health-shots/2024/01/04/1221730997/want-to-stress-less-in-2024-a-new-book-offers-5-resets-to-tame-toxic-stress

What to Know About Seasonal Depression: https://www.nytimes.com/article/seasonal-depression-what-to-know.html

What To Know Before Getting Care With Your TRICARE Plan: https://newsroom.tricare.mil/News/TRICARE-News/Article/3639662/what-to-know-before-getting-care-with-your-tricare-plan

World-Leading Stress Doctor Reveals the Biggest Myths on STRESS (And How to Handle It) | Dr. Aditi Nerurkar on Growth Minds: https://open.spotify.com/episode/6nHMNe0uGRLNd1FVVf5yOu?si=38da3dc56fe44780

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We’ve got five solutions that can help your clients under financial stress with their permanent life insurance premiums. Listen to find out what those solutions are!Read the text versionAsk the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Ways to Calculate Your Clients’ Life Insurance Needs: https://link.chtbl.com/ASG561
Final Expense Insurance: How Much Can Clients Expect It to Cover? https://link.chtbl.com/ASG519

How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://link.chtbl.com/ASG498

Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365

Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362

The Complete Guide on How to Sell Final Expense Insurance FREE eBook download: https://www.ritterim.com/final-expense-ebook/

When to Recommend Life Insurance Based on Its Tax Advantages: https://www.ritterim.com/blog/when-to-recommend-life-insurance-based-on-its-tax-advantages/

References:2017 Insurance Barometer LIMRA: https://theasagroup.com/wp-content/uploads/2017-Insurance-Barometer_FINAL.pdf

Creating an irrevocable burial trust: https://www.legalzoom.com/articles/creating-an-irrevocable-burial-trust

Lapse: Definition, How It Works With Insurance, and Consequences: https://www.investopedia.com/terms/l/lapse.asp

Majority of Americans feeling financially stressed and living paycheck to paycheck according to CNBC Your Money Survey: https://www.cnbc.com/2023/09/07/majority-of-americans-feeling-financially-stressed-and-living-paycheck-to-paycheck-according-to-cnbc-your-money-survey.html

In the US, high interest rates are forcing Americans to cut back: https://www.aljazeera.com/economy/2023/10/30/in-the-us-higher-interest-rates-are-forcing-people-to-cut-back

The Current Inflation Rate is 3.1%. Here’s Why It Matters: https://www.nerdwallet.com/article/investing/inflation

United States Inflation Rate: https://tradingeconomics.com/united-states/inflation-cpi

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We can’t change the previous negative experiences of our clients… that’s on their former agent. But what do you do when your client is understandably hesitant, frustrated, and has some preconceived notions about insurance agents? Learn how to show up and engage with them so their experience with you is a positive (and compliant) one.Read the text versionAsk the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Common Sales Mistakes You Might Be Making (And How to Fix Them!): https://link.chtbl.com/ASG483

Shop & Enroll: https://www.ritterim.com/shop-and-enroll/

Ritter Can Help You Stay In Touch with Your Clients: https://link.chtbl.com/ASG488

The Complete Guide to Client Loyalty and Retention eBook: https://www.ritterim.com/client-retention-guide/

Tips on Dealing with a Difficult Client: https://link.chtbl.com/ASG381

Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG358

References:Americans Confused By Basic Health Insurance Terms But Happy With Their Plans: https://www.forbes.com/advisor/health-insurance/confused-by-health-insurance-terms/

Do Customers Trust Their Agents? https://www.insurancethoughtleadership.com/agent-broker/do-consumers-trust-their-agents

How Fine Print Ruins Customer Experience: https://www.insurancethoughtleadership.com/customer-experience/how-fine-print-ruins-customer-experience

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Wondering how to keep your business burning bright outside of AEP? We’ve got sales strategies, products to add to your portfolio, and a lot more in this episode!Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Ways to Calculate Your Client's Life Insurance Needs: https://link.chtbl.com/ASG561

Building Client Loyalty: More than Just a Plan: https://link.chtbl.com/ASG496

Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://link.chtbl.com/ASG391

Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG497

Marketing & Incentives: https://www.ritterim.com/marketing-incentives/

Medicare Advantage Open Enrollment Do's and Don'ts: https://link.chtbl.com/ASG501

Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540

Secure a Bigger, Better Business with Ancillary Products: https://link.chtbl.com/ASG313

References:2012 Facts From LIMRA: https://www.scribd.com/document/191507513/2012-Facts-From-LIMRA

Beyond martech: building trust with consumers and engaging where sentiment is high: https://www.nielsen.com/insights/2021/beyond-martech-building-trust-with-consumers-and-engaging-where-sentiment-is-high/

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The Friday Five for January 5, 2024:* Americans for Beneficiary Choice Petition * ACA Enrollment Snapshot #2 * BOI Reporting for LLCs * Apple Guided Access * Bing Chat Now Microsoft Copilot

Sign the Petition: https://beneficiarychoice.org/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Best of Agent Apps: https://link.chtbl.com/ASGA50

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565

There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

Why You Should Give Away Your Secret Sauce in 2024: https://link.chtbl.com/ASG562

References:Americans for Beneficiary Choice Petition: https://beneficiarychoice.org/

BOI Small Entity Compliance Guide: https://www.fincen.gov/sites/default/files/shared/BOI_Small_Compliance_Guide.v1.1-FINAL.pdf

Dunkin' Welcomes Back the Beloved Pink Velvet Macchiato Alongside New Menu: https://news.dunkindonuts.com/news/dunkin-winter-menu-2024

Marketplace 2023 Open Enrollment Period Report: National Snapshot #2: https://www.cms.gov/newsroom/fact-sheets/marketplace-2023-open-enrollment-period-report-national-snapshot-2

Marketplace 2024 Open Enrollment Period Report: National Snapshot #2: https://www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-national-snapshot-2

Microsoft’s Copilot app is now available on iOS: https://www.theverge.com/2023/12/29/24019288/microsoft-copilot-app-available-iphone-ipad-ai

New for 2024: Federal Reporting Requirement Affects Most Small Businesses: https://firemark.com/2023/12/22/new-for-2024-federal-reporting-requirement-affects-most-small-businesses/

Starbucks Reveals a New Winter Menu — and an Updated 'Bring Your Own Cup' Policy: https://people.com/starbucks-new-winter-menu-bring-your-own-cup-policy-8421726

U.S. Beneficial Ownership Information Registry Now Accepting Reports: https://www.fincen.gov/news/news-releases/us-beneficial-ownership-information-registry-now-accepting-reports

Use Guided Access with iPhone, iPad, and iPod touch: https://support.apple.com/en-us/HT202612

View Details

To celebrate our 50th Agent Apps episode, Tina is looking back at some noteworthy apps to see if they hold up today. Listen to find out what those apps are!Habitica Official Website: https://habitica.com/

Fetch Rewards Official Website: https://fetch.com/

Libby Official Website: https://libbyapp.com/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Strategies for Effectively Working with a Team: https://link.chtbl.com/ASG490

Instacart Review: https://link.chtbl.com/ASGA49

Spotify Wrapped: https://link.chtbl.com/ASGF20231208

Why You Should Give Away Your Secret Sauce in 2024: https://link.chtbl.com/ASG562

Winter 2023 Podcast Recommendations: https://link.chtbl.com/ASG564

Wix vs. WordPress: https://link.chtbl.com/ASGA20231011

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Looking to make 2024 another successful year? Set believable and achievable goals using the SMART goals method. We’ve got the breakdown and more in this episode!Read the text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546

7 Ways to Overcome the Fear of Rejection: https://link.chtbl.com/ASG547

How to Survive AEP: Wellness Tips for Insurance Agents: https://link.chtbl.com/ASG553

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

What is AHIP Certification and How Do I Get It? https://link.chtbl.com/ASG525

Why Taking it Slow is Good for Business: https://link.chtbl.com/ASG420

References:Three Reasons Unrealistic Goals Create a Culture of Failure: https://www.huffpost.com/entry/how-to-set-goals_b_1975286?guccounter=1

What are SMART Goals? https://corporatefinanceinstitute.com/resources/management/smart-goal/

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We’re counting down the top 5 Agent Survival Guide Podcast episodes of 2023! Did your favorite episode make the cut? Join Sarah as she highlights the year’s most popular episodes.Episode Number Five: [01:31]

Episode Number Four: [15:38]

Episode Number Three: [40:09]

Episode Number Two: [50:02]

Episode Number One: [56:29]

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Links to Individual Episodes:How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://link.chtbl.com/2023DanFord

Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523

Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://link.chtbl.com/ASG506

4 Perks of Being a Part-Time Insurance Agent: https://link.chtbl.com/ASG521

FMO vs. IMO vs. NMO vs MGA vs GA: What’s the Difference? https://link.chtbl.com/ASG508

Resources:3 Email Marketing Campaigns Insurance Agents Should Be Sending: https://link.chtbl.com/ASGAgentMethods2

5 Things About Working with Ritter Insurance Marketing: https://link.chtbl.com/ASGF20230512

7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453

8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia's Luke Acree and Andrew Saksa: https://link.chtbl.com/ASG448

Agent Survival Guide Podcast Official Site: https://www.ritterim.com/podcast

Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034

Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522

College Majors That Work Well In the Insurance Industry: https://link.chtbl.com/ASG516

Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533

Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/

Different Types of Annuities Explained: https://www.ritterim.com/blog/understanding-the-details-of-annuities/#different-types-of-annuities

Empowering Agents Through Technology featuring Aaron Kassover from AgentMethods: https://link.chtbl.com/ASG458

Find your Sales Specialist at Ritter Insurance Marketing: https://www.ritterim.com/meet-your-sales-team/

Fixed Annuities vs. Indexed Annuities: What’s the Difference? https://link.chtbl.com/ASG495

How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration

Understanding Single-Premium Immediate Annuities: https://www.ritterim.com/blog/understanding-single-premium-immediate-annuities/

Understanding the Details of Annuities: https://link.chtbl.com/ASG343

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

What Are Insurance Hierarchies & How Do They Work? https://link.chtbl.com/ASG517

Your Step-by-Step Guide to Getting Started in Insurance Sales eBook: https://www.ritterim.com/free-guide/

References:Agent Methods Official Site: https://www.agentmethods.com/

CMS Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines

CMS Memo [May 10, 2023] Definition of Marketing: https://www.ritterim.com/documents/cms-memos/cms-definition-of-marketing-5-10-23.pdf

Medicare Advantage Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

ReminderMedia Official Site: https://remindermedia.com/

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Winter is here and so are more podcast recommendations! Pull up a chair and listen, Sarah’s got a great mix of options this time around.Links to Shows Sarah Mentioned:Ad Lucem: https://qcodemedia.com/ad-lucem

Aftershock: https://www.iheart.com/podcast/1119-aftershock-83996090/

Case 63: https://open.spotify.com/show/4c9ZKaFtEKweSYOlYvxfvp

Mina & Lucy’s Guide to Slaying Dracula: https://gzmshows.com/shows/listing/mina-lucys-guide-to-slaying-dracula/

The Banksy Story: https://www.bbc.co.uk/sounds/brand/m001nwhs

The Kingmaker Histories: https://open.spotify.com/show/1LywUmd1MOScQdaPPoSsgs

Who Killed JFK? https://www.iheart.com/podcast/1119-who-killed-jfk-127000428/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Past Podcast Recommendation Episodes:Podcast Recommendations for Summer 2023: https://link.chtbl.com/ASGTT20230620

Winter 2022 Podcast Recommendations: https://link.chtbl.com/ASG491

Top 5 Podcasts of 2022: https://link.chtbl.com/ASG489

International Podcast Day 2022: https://link.chtbl.com/IPD2022

Podcast Recommendations for Summer 2022: https://link.chtbl.com/ASGTT20220621

Winter 2021 Podcast Recommendations: https://link.chtbl.com/ASG20211230

Top 5 Podcasts of 2021: https://link.chtbl.com/ASG20211223

International Podcast Day 2021: https://link.chtbl.com/IPD2021

Podcast Recommendations for Summer 2021: https://link.chtbl.com/ASG20210629

March 12, 2021 | The Friday Five: https://link.chtbl.com/ASGF20210312

Podcasts We're Currently Listening To (Winter 2021): https://link.chtbl.com/ASGF20210101

Top 5 Podcasts of 2020: https://link.chtbl.com/ASGF20201225

International Podcast Day 2020: https://link.chtbl.com/IPD2020

Podcast Recommendations for Summer 2020: https://link.chtbl.com/ASGTT20200623

Podcasts We're Currently Listening To: https://link.chtbl.com/ASGF20191227R

Top 5 Podcasts of 2019: https://link.chtbl.com/ASGF20191220

International Podcast Day 2019: https://link.chtbl.com/IPD2019

Behind the Scenes of the Agent Survival Guide Podcast: https://link.chtbl.com/ASG100

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Discover how slowing down to re-energize and refocus can help creativity and innovation.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546

7 Ways to Overcome the Fear of Rejection: https://link.chtbl.com/ASG547

Agent Apps | Get Focused with These Apps: https://link.chtbl.com/ASGA20

Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809

Agent Apps | Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

Things to Think About Post-AEP: https://link.chtbl.com/ASG558

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556

References:How Nature Can Make You Kinder, Happier, and More Creative: https://greatergood.berkeley.edu/article/item/how_nature_makes_you_kinder_happier_more_creative

How nature nurtures: Amygdala activity decreases as the result of a one-hour walk in nature: https://www.nature.com/articles/s41380-022-01720-6

How to achieve more by doing less: https://www.uwlax.edu/currents/how-to-achieve-more-by-doing-less/

‘Physical activity is like Miracle-Gro’: Simple steps to boost your brain as you age: https://www.irishexaminer.com/lifestyle/healthandwellbeing/arid-40251431.html

Psychology Today - Burnout: https://www.psychologytoday.com/us/basics/burnout

Stimulating creativity via the exposure to other people’s ideas: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6870350/

The science behind creativity: https://apa.org/monitor/2022/04/cover-science-creativity

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Truth: Your clients won't know what makes you and your insurance business AWESOME if you keep it a secret. Find out how to get rid of the secret sauce mentality and lean into a new way of thinking.Ask the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556
7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547
365 Days of Motivation: https://link.chtbl.com/ASGF20231110
How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/
Modern Medicare Marketing for Today's Agents: https://www.ritterim.com/modern-marketing-guide/
Things to Think About Post-AEP: https://link.chtbl.com/ASG558
Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

References:5 Reasons You Need to Give Away The Recipe For Your Secret Sauce: https://www.convinceandconvert.com/content-marketing/5-reasons-you-need-to-give-away-the-recipe-for-your-secret-sauce/
Give Away Your Secret Sauce: https://www.lillianlink.com/resources/give-away-your-secret-sauce
Giving away the secret sauce – why you should create free and valuable content for your customers: https://www.kyliefennell.com/giving-away-the-secret-sauce-why-you-should-create-free-and-valuable-content-for-your-customers/
Why You Should Give Away The Secret Sauce: https://www.rdtcontentmarketing.com/why-you-should-give-away-the-secret-sauce/
Why You Should Give Away Your 'Secret Sauce': https://www.forbes.com/sites/forbescommunicationscouncil/2018/02/06/why-you-should-give-away-your-secret-sauce/

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We’re here to help you survive and thrive this holiday season! If you’ve still got some shopping to do, no worries! Join the rest of us in the procrastination station for some great last-minute holiday gift ideas you should still be able to find in stores.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Last-Minute Holiday Gift Ideas: https://link.chtbl.com/ASGF20221223

Apps for the Holiday Season: https://link.chtbl.com/ASGA21

Fun & Educational Apps for Kids: https://link.chtbl.com/ASGA035

Instacart Review: https://link.chtbl.com/ASGA049

Top 5 Premium Podcast Subscriptions for the Holidays: https://link.chtbl.com/ASGF20221125

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Sometimes you don’t have the time or energy to go shopping. There are a lot of options for grocery delivery and pickup. In this episode Tina reviews her favorite delivery service, Instacart. Listen to find out if the app could work for you!Instacart Official Website: https://www.instacart.com/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453

Agent Apps | Best Budgeting Apps: https://link.chtbl.com/ASGA036

Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

References:Are Instacart Prices Higher Than in Store? Why? https://www.ridester.com/are-instacart-prices-higher/

Instacart Refund & Returns Policy: https://www.instacart.com/help/article/returns-policy

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Help your clients determine the amount of life insurance they need using these 4 methods! Click play to learn more.Read text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362
Calculate Your Client’s Life Insurance Needs FREE Worksheet PDF: https://www.ritterim.com/documents/calculate-your-clients-life-insurance-needs-worksheet.pdf
How to Make the Most of Life Insurance Awareness Month: https://link.chtbl.com/ASG360
Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365
Selling Life Insurance to Clients with Budget Concerns: https://link.chtbl.com/ASG367
There’s more to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560

References:College Free in the United States: Tuition Types & Financial Aids: https://research.com/universities-colleges/college-fees-in-the-united-states
How Much Life Insurance Do I Need? https://www.forbes.com/advisor/life-insurance/how-much-life-insurance-do-you-really-need/

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This week, we've got a reminder about ACA Enrollment, a new gift card scam to warn your clients about, holiday streaming picks, and so much more.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Habit & Mood Tracker Apps: https://link.chtbl.com/ASGA048

Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

Spotify Wrapped 2023: https://link.chtbl.com/ASGF20231208

Thanksgiving Leftovers & Holiday Allsorts: https://link.chtbl.com/ASGF20231201

Things to Think About Post-AEP: https://link.chtbl.com/ASG558

Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559

References:2023 Obamacare Open Enrollment Dates by State: https://www.ehealthinsurance.com/resources/individual-and-family/obamacare-open-enrollment-dates-by-state

Apple’s New Journal App May Be the Only Thing to Keep You Sane This Holiday: https://gizmodo.com/apple-iphone-15-journal-app-ios-emotions-1851090952

Apple Pencil 3: Everything We Know: https://www.macrumors.com/guide/apple-pencil-3/

Apple responds to the Beeper iMessage saga: ‘We took steps to protect our users’: https://www.theverge.com/2023/12/9/23995150/beeper-imessage-android-apple-statement

Apple says iPhones will support RCS in 2024: https://www.theverge.com/2023/11/16/23964171/apple-iphone-rcs-support

Attorney General Henry: How to Protect Yourself From 'Card Draining' - A Common Holiday Scam in Pennsylvania and Nationwide: https://www.attorneygeneral.gov/taking-action/attorney-general-henry-how-to-protect-yourself-from-card-draining-a-common-holiday-scam-in-pennsylvania-and-nationwide/

Apple reportedly plans big overhaul to iPad family to make it less confusing: https://www.cnbc.com/2023/12/11/apple-ipad-pro-ipad-air-and-ipad-mini-refresh-coming-next-year-report.html

Avoiding and Reporting Gift Card Scams - Contact Info: https://consumer.ftc.gov/articles/avoiding-and-reporting-gift-card-scams#contact

Beeper Mini restores its iMessage app for Android and makes it free, but will it last? https://9to5google.com/2023/12/11/beeper-mini-restored-apple/

Cigna calls off pursuit of Humana: https://www.axios.com/2023/12/10/cigna-calls-off-humana-merger

Everything Coming to Netflix, Disney+, Max & Other Major Streaming Services in December 2023: https://comicbook.com/movies/news/streaming-december-2023-netflix-disney-max-hulu-movies-tv/#28

Flying solo without Cigna will keep Humana focused on 2 big priorities in the year ahead: https://www.cnbc.com/2023/12/11/flying-solo-without-cigna-will-keep-humana-focused-on-2-big-priorities-in-2024.html

Here's What the iPad Lineup Could Look Like in 2024: https://www.macrumors.com/2023/12/11/what-the-2024-ipad-lineup-could-look-like/

iOS 17.2 Brings Apple's Journal App to the iPhone. It's Not What I Expected: https://www.cnet.com/tech/mobile/ios-17-2-brings-apples-journal-app-to-the-iphone-its-not-what-i-expected/

iOS 17.2 and Apple's new Journal app are now available: https://www.engadget.com/ios-172-and-apples-new-journal-app-are-now-available-181348877.html

Officials warning of gift card scam as holiday shopping ramps up: https://www.wbtv.com/2023/12/13/officials-warning-gift-card-scam-holiday-shopping-ramps-up/

Police warn holiday shoppers about card draining: What to know about the gift card scam: https://www.usatoday.com/story/money/shopping/2023/12/11/gift-card-scam-card-draining-holiday-shoppers-christmas/

What is ‘card draining?’ Buying a gift card? You need to look out for this scam: https://www.al.com/news/2023/12/what-is-card-draining-buying-a-gift-card-you-need-to-look-out-for-this-scam.html

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Discover how life insurance can help protect your client’s loved ones and provide them stability in a time of need.Read text versionGain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Ways to Calculate Your Clients' Life Insurance Needs: https://www.ritterim.com/blog/4-ways-to-calculate-your-clients-life-insurance-needs/
5 Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362
FastTrack with Shop & Enroll: https://www.ritterim.com/shop-and-enroll/
Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365
Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/
Ritter Insurance Marketing Fact Finder PDF: https://www.ritterim.com/documents/ritter-fact-finder.pdf
Selling Life Insurance to Clients with Budget Concerns: https://link.chtbl.com/ASG367
The Ritter Platform: https://www.ritterim.com/the-ritter-platform/
What to Do If Your Clients Can No Longer Afford Their Permanent Life Insurance Premiums: https://www.ritterim.com/blog/what-to-do-if-your-clients-can-no-longer-afford-their-permanent-life-insurance-premiums/

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What does your business strategy look like for 2024? Now is the time to review and plan with a SWOT analysis! We’ll help you get organized so you can evaluate your insurance business and plan what comes next.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556

365 Days of Motivation: https://link.chtbl.com/ASGF20231110

Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034

Building a Business Plan Knight School Module: https://www.ritterim.com/knight-school/solid-foundation/building-a-business-plan/

Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533

Developing an Agency — Your Guide to Getting Started: https://www.ritterim.com/agency-guide/

Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523

Empowering Agents Through Technology: https://www.ritterim.com/blog/interview-empowering-agents-through-technology/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://link.chtbl.com/ASG508

Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://www.ritterim.com/blog/increase-sales-and-productivity-with-the-busy-medicare-agents-sales-planner/

Modern Medicare Marketing for Today's Agents: https://www.ritterim.com/modern-marketing-guide/

Stay Organized with the Busy ACA Agent’s Sales Calendar: https://www.ritterim.com/blog/stay-organized-with-the-busy-aca-agents-sales-calendar/

Things to Think About Post-AEP: https://link.chtbl.com/ASG558

The Ultimate Agent Resource List Pt. 1: Market Yourself: https://www.ritterim.com/blog/the-ultimate-agent-resource-list-pt.-1-market-yourself/

References:20+ SWOT Analysis Templates, Examples & Best Practices: https://venngage.com/blog/swot-analysis-templates/

SWOT Analysis: https://www.mindtools.com/amtbj63/swot-analysis

SWOT analysis: Examples and templates: https://asana.com/resources/swot-analysis

SWOT Analysis: How To Do One: https://blog.hubspot.com/marketing/swot-analysis

SWOT Analysis: How To With Table and Example: https://www.investopedia.com/terms/s/swot.asp

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Congratulations, we made it to the end of AEP 2024! As we move forward from another busy season, listen for some tips on how to transition to more administrative work, like reviewing, organizing, and planning. We’re highlighting some important things to think about while AEP is still fresh in your mind.Read text versionHave a question? Ask the Agent Survival Guide Podcast! Reach out to our team at ASGPodcast@Ritterim.com and get connected with answers!

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP: https://www.ritterim.com/blog/3-benefits-of-contracting-to-sell-medicare-advantage-plans-outside-of-aep/

5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925

7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547

Carrier Pages on Ritter Docs: https://docs.ritterim.com/products/carriers/

Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://www.ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/

Empowering Agents Through Technology ft. Aaron Kassover from AgentMethods: https://link.chtbl.com/ASG458

How to Successfully Set SMART Goals: https://link.chtbl.com/ASG390

Medicare in 2030: Gen X and Beyond ft. Gabe Isaacson: https://link.chtbl.com/ASG554

Medicare Quote Engine Prospectus: https://www.ritterim.com/documents/prospectus/medicare-quote-engine-prospectus.pdf

Register with RitterIM.com: https://app.ritterim.com/public/registration/

Ritter’s Carriers by State: https://www.ritterim.com/products/by-carrier/

See How the Ritter Platform Works: https://www.ritterim.com/the-ritter-platform/

Shop & Enroll from Ritter Insurance Marketing: https://www.ritterim.com/shop-and-enroll/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://www.ritterim.com/lead-generation-guide/

What Beneficiaries Value Most in Medicare Advantage Plans: https://link.chtbl.com/ASG555

Where & How to Start Cross-Selling to Fill Insurance Coverage Gaps: https://link.chtbl.com/ASG548

References: The 10 Best Scheduling Apps for Insurance: https://smith.ai/blog/the-10-best-scheduling-apps-for-insurance-make-more-time-for-more-leads-and-streamline-your-scheduling-with-these-free-and-paid-tools

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We’re wrapping up a year of listening on Spotify and unwrapping the stats! Join Sarah for the ASG Podcast Spotify Wrapped review, plus a few highlights from her own listening report.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Tips on How to Improve Adaptability in the Workspace: https://link.chtbl.com/ASG546

365 Days of Motivation: https://link.chtbl.com/ASGF20231110

Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

The Future of Medicare Part D: The Push Toward MAPD: https://link.chtbl.com/ASG514

Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://link.chtbl.com/2023BenMiller

References:2023 Obamacare Open Enrollment Dates by State: https://www.ehealthinsurance.com/resources/individual-and-family/obamacare-open-enrollment-dates-by-state

Agent Survival Guide Podcast on Spotify: https://open.spotify.com/show/1mfx0kUpLU6O4yr8IuFpzF

Nothing Much Happens Podcast: https://www.nothingmuchhappens.com/

The Anime Phenomenon: What is Otacore and Why it Resonates Globally? https://primesound.org/otacore

The Sound of Otacore Playlist: https://open.spotify.com/playlist/5UBQfw8fKxi6ADXxUdUT2K

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Use these apps to implement and track new habits into your life.Fresh Tri Official Website: https://freshtri.com/

Mood Tracker: Self-Care Habits - Playstore: https://play.google.com/store/apps/details?id=moodtracker.selfcare.habittracker.mentalhealth&hl=en≷=US

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

Resources:Agent Apps | Best Weather Apps: https://link.chtbl.com/ASGA046
Agent Apps | Cloud Storage Apps: https://link.chtbl.com/ASGA047
Top 5 Holiday Movies: https://link.chtbl.com/ASGF20231124
Top 10 Holiday Toys 2023: https://link.chtbl.com/ASGTT20231121

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Great leadership comes in all different shapes and sizes. But there are a few traits that many outstanding leaders share. Click the play button to discover what they are!Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASGF20231110
5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925
365 Days of Motivation: https://link.chtbl.com/ASGF20231110
How to Successfully Set SMART Goals: https://link.chtbl.com/ASG390
Improve Your Customer Service with This Soft Skill: Negotiation: https://link.chtbl.com/ASG536

References: 8 Common Leadership Styles (Plus How to Find Your Own): https://www.indeed.com/career-advice/career-development/10-common-leadership-styles
Defining Accountability in Management: https://www.indeed.com/career-advice/career-development/accountability-definition-in-management

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The Friday Five for December 1, 2023: Rabbit, Rabbit! We’re back from Thanksgiving break, it’s a new month, and we’re heading into the home stretch of AEP 2024. Keep that motivation going with this week’s #FridayFive episode!Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Archive Listens Mentioned in This Episode:4 Tips for Making a Better Sales Pitch: https://link.chtbl.com/ASG469

20 Ways to Relax and Relieve Stress: https://link.chtbl.com/ASG481

Common Sales Mistakes You Might Be Making (And How to Fix Them): https://link.chtbl.com/ASG483

Eating Frogs & Slaying Dragons: https://link.chtbl.com/ASGM20221205

References:Cigna, Humana deal? Health insurance giants in talks for a blockbuster merger: https://www.benefitspro.com/2023/11/29/cigna-humana-deal-health-insurance-giants-in-talks-for-a-blockbuster-merger/

Here's Everything to Know About Name Drop on Apple Watch: https://www.cnet.com/tech/mobile/heres-everything-to-know-about-name-drop-on-apple-watch/

How to find your 2023 Spotify Wrapped: https://www.theverge.com/23980858/spotify-wrapped-2023-how-to

How to turn off NameDrop in iOS 17: https://www.theverge.com/23884415/ios-17-namedrop-how-to-iphone-apple

Is Apple’s New ‘NameDrop’ Contact Sharing Feature Safe? Experts Say Yes—Despite Warnings From Police: https://www.forbes.com/sites/brianbushard/2023/11/27/is-apples-new-namedrop-contact-sharing-feature-safe-experts-say-yes-despite-warnings-from-police/?sh=7807b36bcfb0

Medicare Advantage 2024 Spotlight First Look: https://www.kff.org/medicare/issue-brief/medicare-advantage-2024-spotlight-first-look/

Spotify Wrapped 2023: https://newsroom.spotify.com/2023-wrapped/

US health insurers Humana, Cigna in talks to merge -source: https://www.reuters.com/markets/deals/us-health-insurers-humana-cigna-talks-merge-wsj-2023-11-29/

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Notice a difference in the air at your workplace? Do the vibes feel off? In this episode, learn how to uncover the root cause, and 3 tried and true ways to boost office morale! Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453
Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823
Agent Apps | Mental Health and Mindfulness Apps: https://link.chtbl.com/ASGA20231018
Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522
The Power of Listening & Laughing | Motivation Monday: https://link.chtbl.com/ASGM20230306

References:Happy workers are 13% more productive: https://www.ox.ac.uk/news/2019-10-24-happy-workers-are-13-more-productive
New study shows we work harder when we are happy: https://warwick.ac.uk/newsandevents/pressreleases/new_study_shows/

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When it comes to comparing Medicare Advantage plans, beneficiaries may surprise you with their preferences in benefits. Discover what benefits they prefer and what you can do as an agent, all in this episode.Read text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013

4 Reasons Why Agents Should Sell Medicare Advantage Plans for 2024: https://www.ritterim.com/2024-medicare-advantage-opportunity/

How Medicare Helps Your Clients Stay Healthy: https://link.chtbl.com/ASG307

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans: https://link.chtbl.com/ASG349

Medicare for Snowbirds, Sunbirds, & Travel Enthusiasts: https://link.chtbl.com/ASG383

What CMS Requires Medicare Agents to Discuss Prior to Enrollments: https://www.ritterim.com/blog/what-cms-requires-medicare-agents-to-discuss-prior-to-enrollments/

References:Five-Star Quality Rating System: https://www.cms.gov/medicare/health-safety-standards/certification-compliance/five-star-quality-rating-system

How are Seniors Choosing and Changing Health Insurance Plans? https://www.kff.org/medicare/report/how-are-seniors-choosing-and-changing-health-insurance-plans/

Medicare Advantage in 2023: Enrollment Update and Key Trends: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2023-enrollment-update-and-key-trends/

Medicare Beneficiaries Rarely Change Their Coverage During Open Enrollment: https://www.kff.org/medicare/issue-brief/medicare-beneficiaries-rarely-change-their-coverage-during-open-enrollment/

Nielsen: Global Consumers More Likely to Buy New Products from Familiar Brands: https://www.businesswire.com/news/home/20130121005056/en/Nielsen-Global-Consumers-More-Likely-to-Buy-New-Products-from-Familiar-Brands

The Art of Giving and Receiving Advice: https://hbr.org/2015/01/the-art-of-giving-and-receiving-advice

To Switch or Not to Switch: Are Medicare Beneficiaries Switching Drug Plans To Save Money? https://www.kff.org/medicare/issue-brief/to-switch-or-not-to-switch-are-medicare-beneficiaries-switching-drug-plans-to-save-money/

The Value of Building Brand Trust: https://www.salsify.com/resources/report/content-2022-salsify-consumer-research-the-value-of-building-brand-trust

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2030 marks the year Gen X begins to age into Medicare. What changes will a new generation bring? Gabe Isaacson, Associate Partner at McKinsey & Company joins Sarah to discuss how the Medicare program might shift with this change in demographics, as well as many principals that will remain the same.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546

5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925

5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013

7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547

365 Days of Motivation: https://link.chtbl.com/ASGF20231110

2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman

Medicare Switching & AEP 2024 : https://link.chtbl.com/ASGF20230908

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

References:McKinsey & Company Official Site: https://www.mckinsey.com/

McKinsey Blog: https://www.mckinsey.com/about-us/new-at-mckinsey-blog

Preparing for generations of Medicare growth: https://gisthealthcare.com/preparing-generations-medicare-growth/

Sweeping changes to Medicare Advantage: How payers could respond: https://www.mckinsey.com/industries/healthcare/our-insights/sweeping-changes-to-medicare-advantage-how-payers-could-respond

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The results are in! Sarah unveils our list of the Top 5 Holiday Movies, chosen by our listeners and the staff here at Ritter Insurance Marketing.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes you’ll like:365 Days of Motivation: https://link.chtbl.com/ASGF20231110

Apps for the Holiday Season: https://link.chtbl.com/ASGA21

Fun With Multiplayer Mobile Games: https://link.chtbl.com/ASGA031

Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

New Features Coming to Popular Apps: https://link.chtbl.com/ASGF20231117

Relaxing Logic Games: https://link.chtbl.com/ASGA045

Top 10 Holiday Toys 2023: https://link.chtbl.com/ASGTT202112

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Need access to your files on the go? Try a cloud storage service. Listen to hear Tina’s review of two popular cloud storage apps.Official Dropbox website: https://www.dropbox.com/
Official Box website: https://www.box.com/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes you’ll like:Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Agent Apps | Protect Your Privacy Password Manager Apps: https://link.chtbl.com/ASGA09

Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

References:Everything You Need to Know About AES-256 Encryption: https://www.kiteworks.com/risk-compliance-glossary/aes-256-encryption/

How Dropbox keeps your files secure: https://help.dropbox.com/security/how-security-works

Why You Should Use AES 256 Encryption to Secure Your Data: https://www.progress.com/blogs/use-aes-256-encryption-secure-data

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No misfit toys here! Just Sarah and a special guest elf counting down the top 10 toys of the holidays. Which toy will be number one? What should’ve made the list? You’ll have to listen to find out!List of Holiday Toys:Beast Lab: Amazon | Official Site | Target | Walmart

Bitzee Interactive Digital Pet: Amazon | Official Site | Target | Walmart

Fisher-Price Laugh & Learn Mix & Learn DJ Table: Amazon | Official Site | Target | Walmart

Hasbro Furby (purple): Amazon | Official Site | Target | Walmart

Hogwart’s Legacy (Nintendo Switch): Amazon | Target | Official Site | Walmart

Magic Mixies Pixlings: Amazon | Official Site | Target | Walmart

MINTiD Dog-E Interactive Robot Dog: Amazon | Official Site | Target | Walmart

Sesame Street Elmo Slide Plush: Amazon | Official Site | Target | Walmart

Squishmallows: Amazon | Official Site | Target | Walmart

Super Mario Bros. Wonder (Nintendo Switch): Amazon | Official Site | Target | Walmart

Taco Cat Goat Cheese Pizza: Amazon | Official Site | Target | Walmart

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes you’ll like:Top 10 Holiday Toys 2022: https://link.chtbl.com/ASGTT20221122

Top 10 Holiday Toys 2021: https://link.chtbl.com/ASGTT20211123

Top 10 Holiday Toys 2020: https://link.chtbl.com/ASGTT20201124

Top 10 Holiday Toys 2019: https://link.chtbl.com/ASGTT20191126

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The Annual Enrollment Period is a critical time of year for insurance agents. Take care of business and your well-being with these healthy habit tips!Read text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance
Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel
Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 12 Science-Based Benefits of Meditation: https://blog.shopandenroll.com/the-health-benefits-of-meditation

Agent Apps | Breathwork & Meditation Apps: https://link.chtbl.com/ASGA25

Agent Apps | Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

Bicycling for Seniors: A Healthy Hobby: https://blog.shopandenroll.com/bicycling-for-seniors-a-healthy-hobby

Early to Bed, Early to Rise: The Benefits of Genuine Sleep: https://blog.shopandenroll.com/early-to-bed-early-to-rise-the-benefits-of-genuine-sleep

FastTrack Enrollment with Shop & Enroll: https://www.ritterim.com/shop-and-enroll/

Getting More Out of Your Walks: https://blog.shopandenroll.com/getting-more-out-of-your-walks

Jogging Turns Back Your Clock: https://blog.shopandenroll.com/jogging-turns-back-your-clock

Planning Ahead: Great for Your Diet and Wallet: https://blog.shopandenroll.com/planning-ahead-great-for-your-diet-and-wallet

Marketing & Incentives: https://www.ritterim.com/marketing-incentives/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Meditation: Mindfulness for Your Health: https://blog.shopandenroll.com/meditation-mindfulness-for-your-health

Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG241

Stress Relief Tips to Get You Through AEP: https://www.ritterim.com/blog/stress-relief-tips-to-get-you-through-aep/

The Health Benefits of Meditation: https://blog.shopandenroll.com/the-health-benefits-of-meditation

The Mental Health Benefits of Exercise: https://blog.shopandenroll.com/the-mental-health-benefits-of-exercise

Woodworking: A Healthy Hobby for Seniors: https://blog.shopandenroll.com/woodworking-a-healthy-hobby-for-seniors

References: 3 Tips to Manage Stress: https://www.heart.org/en/healthy-living/healthy-lifestyle/stress-management/3-tips-to-manage-stress

15 Stress-Relieving Hobbies You Should Try Now: https://kentuckycounselingcenter.com/15-stress-relieving-hobbies/

28 Food Snacks To Boost Your Memory & Productivity: https://snacknation.com/blog/brain-food-snacks/

Endorphins – Cleveland Clinic: https://my.clevelandclinic.org/health/body/23040-endorphins

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

Sleep Deprivation and Deficiency – Why Is Sleep Important? https://www.nhlbi.nih.gov/node/4605

Why Am I So Tired? 12 Reasons (Plus Solutions) https://www.healthline.com/nutrition/10-reasons-you-are-tired

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The Friday Five for November 17, 2023: It’s new feature Friday here on the ASG Podcast! We’re talking about recently announced updates from Google Maps, Microsoft Teams, Threads, Instagram, and Amazon. Kicking it all off, the cost of Thanksgiving Dinner in 2023, an annual Q4 inflation benchmark.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:365 Days of Motivation: https://link.chtbl.com/ASGF20231110

4 Strategies for Effectively Working with a Team: https://www.ritterim.com/blog/4-strategies-for-effectively-working-with-a-team/

Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552

Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies: https://link.chtbl.com/ASG551

How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809

How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/

Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

The 2024 COLA Increase & How It Affects Your Clients: https://www.ritterim.com/blog/the-2024-cola-increase-how-it-affects-your-clients/

The Ritter Platform Creates Organization for Scopes of Appointment: https://www.ritterim.com/blog/the-ritter-platform-creates-organization-for-scopes-of-appointment/

References:Amazon is merging the Comixology app with Kindle: https://www.theverge.com/2023/11/15/23962577/amazon-comixology-app-kindle-comics

Amazon is officially killing the Comixology app, forcing users over to Kindle: https://www.engadget.com/amazon-is-officially-killing-the-comixology-app-forcing-users-over-to-kindle-213911500.html

Comixology Unlimited: https://www.amazon.com/kindle-dbs/cu/signup

Consumer Price Index Summary: https://www.bls.gov/news.release/cpi.nr0.htm

Google Maps tweaks transit directions, adds emoji reactions and collaborative lists: https://www.theverge.com/2023/11/15/23962007/google-maps-transit-collaborative-list-emoji-reactions

Instagram adds new features, including custom AI stickers, photo filters, a clip hub and more:

https://techcrunch.com/2023/11/15/instagram-adds-new-features-including-custom-ai-stickers-photo-filters-a-clip-hub-and-more/?guccounter=1

Instagram Adds New Filters, Support for Custom Stickers From Photos: https://www.macrumors.com/2023/11/15/instagram-new-filters-stickers/

Instagram gets new filters for the first time in forever: https://www.theverge.com/2023/11/15/23962500/instagram-new-photo-filters-announced-easier-reels

Microsoft Teams adds AI backgrounds as it moves to the metaverse: https://www.pcworld.com/article/2136698/microsoft-teams-adds-ai-backgrounds-as-it-moves-to-the-metaverse.html

Microsoft Teams launches creepy AI webcam trick that cleans up your dirty room: https://mashable.com/article/microsoft-teams-ai-webcam-trick

New Ways to Create Content on Instagram: https://about.fb.com/news/2023/11/new-ways-to-create-content-on-instagram/

Thanksgiving Dinner Cost Relief, But Still High Relative to Recent Years: https://www.fb.org/market-intel/thanksgiving-dinner-cost-relief-but-still-high-relative-to-recent-years

Thanksgiving dinner prices falling from record high: https://www.axios.com/2023/11/15/thanksgiving-turkey-price-drop-2023-holiday-meal

Threads starts testing hashtags…without the hash: https://techcrunch.com/2023/11/15/threads-starts-testing-hashtags-without-the-hash/

Threads Will Finally Let Users Delete Their Accounts Without Losing Instagram Too: https://www.nytimes.com/2023/11/14/technology/threads-instagram-meta-delete.html

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How can agents selling Affordable Care Act (ACA) plans market themselves? Start in your community! Listen to discover how to reach and connect with the under-65 crowd.Read text versionRegister with Ritter: https://app.ritterim.com/public/registration/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Easy Ways to Build Your Insurance Sales Territory: https://link.chtbl.com/ASG311

5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd: https://link.chtbl.com/ASG364

7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453

ACA 101: Selling Under-65 Health Insurance: https://link.chtbl.com/ASG531

Agent Apps | Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034

Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Agent Apps | Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906

Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809

Agent Apps | Protect Your Privacy: Password Manager Apps: https://link.chtbl.com/ASGA09

Consumer Authorization Form PDF: https://www.ritterim.com/documents/aca-consumer-authorization-form-template.pdf

Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533

Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523

FAQs About ACA Certification and Training: https://link.chtbl.com/ASG532

Five Ways to Generate ACA Leads: https://www.ritterim.com/blog/five-ways-to-generate-aca-leads/

How Plan Crosswalks Work in the ACA Marketplace: https://link.chtbl.com/ASG549

Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://link.chtbl.com/ASG428

Shop Ritter Insurance Marketing: https://shopritterim.com/

References:Distribution of internet users worldwide as of 2021, by age group: https://www.statista.com/statistics/272365/age-distribution-of-internet-users-worldwide/

Thanks a billion! – TikTok: https://newsroom.tiktok.com/en-us/1-billion-people-on-tiktok

The Growth Engine Superior Customer Experience in Insurance: https://www.mckinsey.com/industries/financial-services/our-insights/the-growth-engine-superior-customer-experience-in-insurance

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You made it to the halfway point of the Annual Enrollment Period! Now is a great time to step back and reflect on your strategies and customer service methods. We’ve got tips on how to review what’s serving you and what’s not!Read text versionAsk the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Steps to Finding the Perfect PDP for Your Client: https://www.ritterim.com/blog/4-steps-to-finding-the-perfect-pdp-for-your-client/
4 Tips for Making a Better Insurance Sales Pitch: https://link.chtbl.com/ASG469
5 Tips for Selling Medicare Advantage Plans: https://link.chtbl.com/ASG457
5 Tips for Using Shop & Enroll to Sell More Medicare Plans: https://www.ritterim.com/blog/5-tips-for-using-shop-enroll-to-sell-more-medicare-plans/
Free eBooks & Guides: https://www.ritterim.com/guides/
Here’s How You Can Record Your Medicare Sales Calls Like a Pro Using CallVault: https://www.ritterim.com/blog/heres-how-you-can-record-your-medicare-sales-calls-like-a-pro-using-callvault/
How to Add Technology to Your Insurance Business: https://link.chtbl.com/ASG223
How to Follow up with Medicare Clients Compliantly: https://link.chtbl.com/ASG417
Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/
Knight School Training: https://www.ritterim.com/knight-school/
Methods to Boost Your Medicare Business: https://www.ritterim.com/blog/methods-to-boost-your-medicare-business/
Organization Tips and Tricks for the Medicare Annual Enrollment Period: https://www.ritterim.com/blog/organization-tips-and-tricks-for-the-medicare-annual-enrollment-period/
Reach out to our sales team here at Ritter: https://www.ritterim.com/meet-your-sales-team/
Ritter Events Calendar: https://www.ritterim.com/events/
Rules for Hosting a Compliant Medicare Sales Event: https://link.chtbl.com/ASG540
Senior Speak: Talking to Medicare Clients Age 65 & Older: https://link.chtbl.com/ASG412
Shop & Enroll: https://www.ritterim.com/shop-and-enroll/
Stress Relief Tips to Get You Through AEP: https://www.ritterim.com/blog/stress-relief-tips-to-get-you-through-aep/
Surviving AEP: https://www.ritterim.com/aep/
The Hidden Value of Medicare Supplements During AEP: https://link.chtbl.com/ASG257
The Ritter Platform: https://www.ritterim.com/the-ritter-platform/
When Do Med Supp Plans K, L, M, & N Make Sense? https://link.chtbl.com/ASG255
Why Being a Likable Agent Is Good for Your Business: https://link.chtbl.com/ASG433

References:Why Do People Buy Brand Names: https://smallbusiness.chron.com/people-buy-brand-names-69654.html
10,000 People Are Now Enrolling In Medicare – Every Day: https://www.forbes.com/sites/dandiamond/2015/07/13/aging-in-america-10000-people-enroll-in-medicare-every-day/

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Prepare for CMS secret shoppers with these best practices. Also included, what kind of things do Medicare secret shoppers look for? Read text versionFollow along with our show!https://link.chtbl.com/asgpodcast

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman

5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013

CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://link.chtbl.com/ASGN20230414

CMS Recap for Agents Selling Medicare During AEP 2024: https://link.chtbl.com/ASGF20231020

Common Questions from Secret Shoppers: https://www.ritterim.com/documents/infographics/common-questions-for-secret-shoppers.pdf

Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542

Get more info on the Ritter Platform: https://www.ritterim.com/the-ritter-platform/

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/

Learn more about Shop & Enroll: https://www.ritterim.com/shop-and-enroll/

Ready to get started with Ritter? Register here: https://app.ritterim.com/public/registration

What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales: https://www.ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/

Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://www.ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

References:CMS Monitoring Activities and Best Practices during the Annual Election Period: https://www.documentcloud.org/documents/23168640-cms-memo-101922-medicare-advantage-marketing

Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://www.ritterim.com/lead-generation-guide/

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The Friday Five for November 10, 2023:* Waze Crash History Feature * Best U.S. Cities to Retire in 2024 * Generative AI Model Autophagy Disorder (MAD) * New YouTube "For You" Feed * 365 Days of Motivation

What’s your favorite Holiday movie? Let us know! Vote in the poll here: https://bit.ly/ASGHoliday
Reach out via email: ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925

7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547

Agent Requirements for ACA Sales: https://www.ritterim.com/blog/agent-requirements-for-aca-sales/

How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/

How to Check Medicare Extra Help Eligibility for Your Client: https://www.ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/

Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

Ritter Insurance Marketing YouTube Channel: https://www.youtube.com/user/RitterInsurance

Relaxing Logic Games: https://link.chtbl.com/ASGA045

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

References:365 Micro-Challenges and Daily Tips to Keep You Motivated and Inspired Every Day in 2023: https://www.inc.com/minda-zetlin/365-micro-challenges-daily-tips-to-keep-you-motivated-inspired-every-day-in-2023.html

2024 Best Places to Retire in the U.S.: https://realestate.usnews.com/places/rankings/best-places-to-retire

Has Generative AI Peaked? https://hbr.org/2023/11/has-generative-ai-peaked

Move over, Florida: Retirees are flocking to Pennsylvania: https://www.axios.com/2023/11/07/best-retirement-cities-us

SAG-AFTRA tentative agreement to end strike will get nearly 200,000 New Yorkers back to work in film and tv: https://www.cbsnews.com/newyork/news/sag-aftra-tentative-agreement-to-end-strike-will-get-nearly-200000-new-yorkers-back-to-work-in-film-and-tv/

Striking Actors and Hollywood Studios Agree to a Deal: https://www.nytimes.com/2023/11/08/business/media/actors-strike-deal.html

The Curse of Recursion: Training Generated Data Makes Models Forget: https://arxiv.org/pdf/2305.17493.pdf

Waze just got a big safety upgrade — what you need to know: https://www.tomsguide.com/news/waze-just-got-a-big-safety-upgrade-what-you-need-to-know

Waze rolls out crash history alerts for accident-prone roads: https://www.theverge.com/2023/11/7/23950441/google-waze-crash-history-alerts

YouTube adding ‘For You’ channel section that tailors video recommendations for new viewers: https://9to5google.com/2023/11/08/youtube-for-you-channels-recommendations/

YouTube will soon show visitors a personalized For You section on channel pages: https://www.engadget.com/youtube-will-soon-show-visitors-a-personalized-for-you-section-on-channel-pages-213402443.html

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Not sure what’s in the forecast for your next outing? Stay alert and prepared with these weather apps.

Plume Labs: https://plumelabs.com/en/
Weather Underground (Wunderground) https://www.wunderground.com/

Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance  

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

More episodes you’ll like:Agent Apps | Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

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Discover the components of Affordable Care Act crosswalking. What to be aware of, and how to help your clients when their ACA coverage is discontinued. All that and more in this episode!Read text versionRegister with Ritter: https://app.ritterim.com/public/registration/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Everything Agents Need to Know About Selling in State-Based Marketplaces:
https://www.ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/
Everything You Need to Know About the ACA OEP: https://link.chtbl.com/ASG545R
FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://link.chtbl.com/ASG436
How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://www.ritterim.com/blog/how-to-help-clients-navigate-aca-marketplace-subsidies-taxes/
Is the ACA Sticking Around Long Term? https://link.chtbl.com/ASG462
Knight School Training: https://www.ritterim.com/knight-school/
Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/
The State of the ACA Market in 2023: https://link.chtbl.com/ASG518
Under-65 Health: https://www.ritterim.com/products/under-65/
What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://link.chtbl.com/ASG463

References:Annual eligibility redetermination: https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-B/part-155/subpart-D/section-155.335
Saving money on health insurance: https://www.healthcare.gov/lower-costs/

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Build out your portfolio and grow your book of business! We outline the steps to get started cross-selling.Read text version

Unlock Ritter’s cross-selling support by registering with our site: https://app.ritterim.com/public/registration/

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP: https://www.ritterim.com/blog/3-benefits-of-contracting-to-sell-medicare-advantage-plans-outside-of-aep/

4 Tips for Making a Better Insurance Sales Pitch: https://www.ritterim.com/blog/4-tips-for-making-a-better-insurance-sales-pitch/

5 Myths About Selling ACA Health Plans: https://link.chtbl.com/ASG451

5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013

Find out How the Ritter Platform Works: https://www.ritterim.com/the-ritter-platform/

Knight School Video Training for Insurance Agents: https://www.ritterim.com/knight-school/

Our MTM Team Is Transitioning to a New Name — Meet CAPS: https://www.ritterim.com/blog/our-mtm-team-is-transitioning-to-a-new-name-meet-caps/

Ritter Insurance Marketing Carriers & Products: https://www.ritterim.com/products/by-carrier/

Ritter Insurance Marketing eBooks & Guides: https://www.ritterim.com/guides/

Secure a Bigger, Better Business with Ancillary Products: https://www.ritterim.com/blog/secure-a-bigger-better-business-with-ancillary-products/

Sense Success with Dental, Vision, and Hearing Plans: https://www.ritterim.com/blog/sense-success-with-dental-vision-and-hearing-plans/

The Advisor Approach: Cross-Selling by Fact-Finding: https://www.ritterim.com/blog/the-advisor-approach-cross-selling-by-fact-finding/

The Top 5 Products to Sell During Medicare's Lock-In Period: https://link.chtbl.com/ASG513

What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales: https://www.ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/

References:Medicare study reveals confusing, complicated enrollment process: https://insurancenewsnet.com/innarticle/medicare-study-reveals-confusing-complicated-enrollment-process

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The Friday Five for November 3, 2023:* ACA Open Enrollment 2024 * Daylight Savings Time * Biden’s Executive Order on AI * Facebook & Instagram Ad-Free Subscriptions * AI Chatbot Coming to Instagram?

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2023 ACA Exchange & FFM Certification Info: https://www.ritterim.com/blog/2023-aca-exchange-ffm-certification-info/

3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546

4 Strategies for Effectively Working with a Team: https://www.ritterim.com/blog/4-strategies-for-effectively-working-with-a-team/

5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013

7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547

How to Check Medicare Extra Help Eligibility for Your Client: https://www.ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/

Medicare Open Enrollment FAQs & Marketplace Open Enrollment Reminders: https://link.chtbl.com/ASGF20231027

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

References:FACT SHEET: President Biden Issues Executive Order on Safe, Secure, and Trustworthy Artificial Intelligence: https://www.whitehouse.gov/briefing-room/statements-releases/2023/10/30/fact-sheet-president-biden-issues-executive-order-on-safe-secure-and-trustworthy-artificial-intelligence/

Biden Issues Executive Order to Create A.I. Safeguards: https://www.nytimes.com/2023/10/30/us/politics/biden-ai-regulation.html

Biden to sign sweeping executive order pursuing 'safe, secure and trustworthy' AI development: https://www.fiercehealthcare.com/ai-and-machine-learning/biden-sign-sweeping-executive-order-pursuing-safe-secure-and-trustworthy-ai

Effectuated Enrollment: Early 2023 Snapshot and Full Year 2022 Average: https://www.cms.gov/files/document/early-2023-and-full-year-2022-effectuated-enrollment-report.pdf

Executive Order on the Safe, Secure, and Trustworthy Development and Use of Artificial Intelligence: https://www.whitehouse.gov/briefing-room/presidential-actions/2023/10/30/executive-order-on-the-safe-secure-and-trustworthy-development-and-use-of-artificial-intelligence/

Facebook and Instagram launch a paid ad-free subscription: https://www.theverge.com/2023/10/30/23938283/facebook-instagram-ad-free-subscription-eu

Facebook and Instagram to Offer Subscription for No Ads in Europe: https://about.fb.com/news/2023/10/facebook-and-instagram-to-offer-subscription-for-no-ads-in-europe/

Instagram spotted developing a customizable ‘AI friend’: https://techcrunch.com/2023/11/01/instagram-spotted-developing-a-customizable-ai-friend/

Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/

Sleep tips to help you get the most out of daylight saving time: https://abc13.com/daylight-saving-time-2023-when-is-savings-sleep-tips/13998849/

What are the deadlines for the ACA’s open enrollment period? https://www.healthinsurance.org/faqs/what-are-the-deadlines-for-the-acas-open-enrollment-period/

What to Watch in the 2024 ACA Open Enrollment: https://www.kff.org/policy-watch/what-to-watch-in-2024-aca-open-enrollment/

Why efforts to make daylight saving time permanent are stalled: https://www.axios.com/2023/11/01/daylight-savings-time-change-2023-sunshine-protection

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The busy season is upon us, give yourself a little brain break with these calming logic games.Infinity Loop: Relaxing Puzzle – Apple: https://apps.apple.com/us/app/infinity-loop-relaxing-puzzle/id977028266
Infinity Loop: Relaxing Puzzle – Playstore: https://play.google.com/store/apps/details?id=com.balysv.loop&hl=en_US≷=US
Official Mekorama Website: https://www.mekorama.com/
Lines the Game – Apple: https://apps.apple.com/us/app/lines-the-game/id904207373
Lines – Physics Drawing Puzzle – Playstore: https://play.google.com/store/apps/details?id=com.leodesol.games.linesthegame&hl=en_US≷=US

Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

More episodes you’ll like: Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823

Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809

Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011

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Don't get spooked! We've got tips to help insurance agents overcome the stress and anxiety that tend to accompany the fear of rejection.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925

5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013

CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman

eBooks and Guides for Insurance Agents: https://www.ritterim.com/guides/

Events & Webinars available through Ritter Insurance Marketing: https://www.ritterim.com/events/

Fact-Finder to use when meeting with clients: https://www.ritterim.com/downloads/knight-school-path-4-knight-school-fact-finder-worksheet.pdf

Knight School Online Training for Insurance Agents: https://www.ritterim.com/knight-school/

MA & PDP Compliant Sales Checklist: https://docs.ritterim.com/documents/compliance/ma-pdp-compliance-sales-checklist.pdf

Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

References:5 ways to Overcome the Fear of No and Turn Rejections into Positives: https://www.creativelive.com/blog/overcome-the-fear-of-no/

19 Ways to Conquer Fear of Rejection in Sales: https://replyco.com/brainery/ways-to-conquer-fear-of-rejection-in-sales/

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The Friday Five for October 27, 2023: Addressing Whole Health in Medicare Advantage Act, KFF Medicare Open Enrollment FAQs, CMS 2024 Marketplace Open Enrollment Fact Sheet, choosing between Apple pencils, and Holiday menus for Dunkin' and Starbucks.Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013

10 Tips to Submitting an Error-Free Application: https://link.chtbl.com/ASG544

CMS Recap for Agents Selling Medicare During AEP 2024: https://link.chtbl.com/ASGF20231020

How to Stay Compliant During All Medicare Sales: https://www.ritterim.com/blog/how-to-stay-compliant-during-all-medicare-sales/

Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/

The Ritter Platform Launches Health Risk Assessment Info & Access for Submissions: https://www.ritterim.com/blog/the-ritter-platform-launches-health-risk-assessment-info-access-for-submissions/

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

What Are Agents Responsible for Under HIPAA? https://www.ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

References:Apple announces entry-level Apple Pencil with USB-C charging: https://www.theverge.com/2023/10/17/23919994/apple-pencil-stylus-usb-c-price-updates

Dunkin's Holiday Menu Was Leaked—Here's What To Expect: https://www.delish.com/food-news/a45548117/dunkin-holiday-menu-2023/

FAQs: Health Insurance Marketplace and the ACA (KFF): https://www.kff.org/faqs/faqs-health-insurance-marketplace-and-the-aca/

Here’s Everything On The Leaked Starbucks Winter Menu: https://www.brit.co/starbucks-winter-menu/

Insurer-Backed Bill Could Expand Access to Medicare Advantage Extras: https://www.thinkadvisor.com/2023/10/10/insurer-backed-bill-could-expand-access-to-medicare-advantage-extras/

Marketplace Plan Year 2024 Open Enrollment Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/marketplace-plan-year-2024-open-enrollment-fact-sheet

Medicare Open Enrollment FAQs (KFF): https://www.kff.org/faqs/medicare-open-enrollment-faqs/

Meet The Dunkin’ Holiday Menu For 2023, Including New Loaded Hash Browns: https://www.brit.co/dunkin-holiday-menu/

Preguntas frecuentes sobre la inscripción abierta de Medicare (KFF): https://www.kff.org/es/faqs/preguntas-frecuentes-sobre-la-inscripcion-abierta-de-medicare/

Starbucks Holiday Coffees and More Return to Grocery Store Shelves Nationwide: https://stories.starbucks.com/press/2023/starbucks-holiday-coffees-and-more-return-to-grocery-store-shelves-nationwide/

Starbucks Shares the Merriest Gifts for the Holiday Season: https://stories.starbucks.com/press/2023/starbucks-shares-the-merriest-gifts-for-the-holiday-season/

Ultimate showdown: New Apple Pencil USB-C vs old Apple Pencils: https://appleinsider.com/inside/apple-pencil/vs/ultimate-showdown-new-apple-pencil-usb-c-vs-old-apple-pencils

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In the modern workforce and the fast-paced insurance industry, adaptability is key. Learn best practices for opening your mind and adapting to whatever comes your way. Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg Email us at asgpodcast@ritterim.com

or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman

2024 Medicare Part A and B Premiums and Deductibles: https://link.chtbl.com/ASGN20231013

Cultivating Growth in Your Insurance Agency and Life: https://link.chtbl.com/ASGM20230410

Improve Your Customer Service with This Soft Skill: Negotiation: https://link.chtbl.com/ASG536

The 2024 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20231017

Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

References:Emotional Intelligence: How We Perceive, Evaluate, Express, and Control Emotions: https://www.verywellmind.com/what-is-emotional-intelligence-2795423

What Are Cognitive Abilities? (Definition and Types): https://www.indeed.com/career-advice/career-development/cognitive-ability

Why cognitive agility matters - BetterUp: https://www.betterup.com/blog/why-cognitive-agility-matters

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Get prepared to help your clients for the 2024 ACA OEP! We’ve got the essentials you need to know for a successful Open Enrollment Period.Read text versionRegister with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:ACA's Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://agentsurvivalguide.podbean.com/e/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://www.ritterim.com/blog/how-to-help-clients-navigate-aca-marketplace-subsidies-taxes/

Simplify Marketplace Enrollments with HealthSherpa: https://www.ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

Steps to Get Ready for OEP: Federal & State Exchanges: https://agentsurvivalguide.podbean.com/e/steps-to-get-ready-for-oep-federal-state-exchanges/

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/

The State of the ACA Market 2023: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2023/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

When Do Short-Term Health Plans Make Sense for Your Clients? https://www.ritterim.com/blog/when-do-short-term-health-plans-make-sense-for-your-clients/

References:HealthCare.gov Website: https://www.healthcare.gov/login

HealthSherpa: https://www.healthsherpa.com/agents/features

Special Enrollment Opportunities: https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/

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Avoid coverage (and commissions!) delays on your Medicare applications this AEP. Learn how to write clean apps that won’t get flagged during the submissions process. We’ve got 10 easy-to-implement best practices for insurance agents. Read text versionContact Your Sales Specialist

Learn More About Shop & Enroll

Follow Us on Social!Ritter Insurance Marketing on Facebook, Instagram, LinkedIn, TikTok, X, and Youtube

Agent Survival Guide Podcast on Facebook

Sarah on LinkedIn, Instagram, and Threads

Tina on LinkedIn

Resources:5 Things Medicare Beneficiaries Report About Their Coverage in 2023

2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman

2024 Medicare Part A and B Premiums and Deductibles

CMS’ 2024 MA and Part D Final Rule Changes for Agents

The 2024 COLA Increase & How It Affects Your Clients

Learn How Shop & Enroll Can FastTrack Your Online Medicare Enrollments

The Ritter Platform

The Ritter Platform Launches 3 New Tools & Shared Client Records

The Ritter Platform Launches New eScope, FastTrack App, & Profile Features

What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales

Work-On-The-Go: Document Scanner Apps

References:How to use AirDrop on your iPhone or iPad

Share of adults in the United States who use the internet in 2021, by age group

Social Security Administration (SSA) Monthly Data for Retirement Insurance Applications

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The Friday Five for October 20, 2023:* 2024 Medicare Part A and B Premiums and Deductibles * Medicare Supplement Deductibles and OOP Costs for 2024 * The 2024 COLA Increase & How It Affects Your Clients * 2024 Medicare Advantage and Part D Star Ratings * X (fka Twitter) to Test Annual Subscription Fee

Ask the Agent Survival Guide Podcast! Fill out the form, email us, or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social! Ritter Insurance Marketing on Facebook, Instagram, LinkedIn, TikTok, X, and Youtube

Agent Survival Guide Podcast on Facebook

Sarah on LinkedIn, Instagram, and Threads

Tina on LinkedIn

Resources:5 Things Medicare Beneficiaries Report About Their Coverage in 2023

2024 Medicare Part A and B Premiums and Deductibles

CMS Releases 2024 Medicare Advantage and Part D Costs

Compare Medigap Plan Benefits

Here's What Medicare Costs in 2024

The 2024 COLA Increase & How It Affects Your Clients: Episode | Blog Post

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

References:2024 Medicare Advantage and Part D Star Ratings

Biden-Harris Administration Prepares to Kick Off Medicare Open Enrollment and Releases 2024 Medicare Advantage and Part D Star Ratings

K & L Out-of-Pocket Limits Announcements

Medicare Advantage plan star ratings decline again in 2024

Not A Bot

What You'll Pay in Out-of-Pocket Medicare Costs in 2024

X, formerly known as Twitter, will begin charging new users $1 a year to access key features including the ability to tweet and retweet

X will start charging new users in two countries $1 per year

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Identify your emotions and relieve stress with these mental health and mindfulness apps.Balance App Website: https://balanceapp.com/

Smiling Mind Website: https://www.smilingmind.com.au/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes like this:20 Ways to Relax & Relieve Stress in 2022: https://agentsurvivalguide.podbean.com/e/20-ways-to-relax-relieve-stress-in-2022/

Agent Apps | Breathwork and Meditation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-breathwork-and-meditation-apps/

Stress Relief Tips to Get You Through AEP: https://agentsurvivalguide.podbean.com/e/stress-relief-tips-to-get-you-through-aep/

Mental Health Resources:CDC Tools and Resources for Mental Health: https://www.cdc.gov/mentalhealth/tools-resources/index.htm

National Institute of Mental Health: https://www.nimh.nih.gov/health/

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Stay up to date on industry news to keep your clients informed. In this episode we've got the details for the 2024 Cost of Living Adjustment, listen to find out more!Read text versionAsk the Agent Survival Guide Podcast!
Fill out the form: https://bit.ly/askasg
Email us: asgpodcast@ritterim.com
Or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://agentsurvivalguide.podbean.com/e/2024-cms-compliance-regulation-updates-for-agents-ft-alyson-seighman/

2024 Medicare Part A & B Premiums and Deductibles: https://agentsurvivalguide.podbean.com/e/2024-medicare-part-a-and-b-premiums-and-deductibles/

5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://agentsurvivalguide.podbean.com/e/5-things-medicare-beneficiaries-report-about-their-coverage-in-2023/

Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/

Register with Ritter, Get Access to Our Full Suite of Tools: https://app.ritterim.com/public/registration/

Thrive Tomorrow Kits: https://www.ritterim.com/kit-thrive/

References:2024 Medicare Parts A & B Premiums and Deductibles: https://www.cms.gov/newsroom/fact-sheets/2024-medicare-parts-b-premiums-and-deductibles

CMS Fast Facts: https://data.cms.gov/fact-sheet/cms-fast-facts

Here’s how much more you’ll pay for Medicare Part B in 2020: https://www.cnbc.com/2019/11/11/heres-how-much-more-youll-pay-for-medicare-part-b-in-2020.html

Social Security Fact Sheet: https://www.ssa.gov/news/press/factsheets/colafacts2024.pdf

U.S. Bureau of Labor Statistics Consumer Price Index: https://www.bls.gov/cpi/

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THIS JUST IN: 2024 Medicare Part A and B premium and deductible numbers are live! Listen for details on the cost of Medicare for your clients in CY2024… just in time for the beginning of AEP.Read text version

Ask the Agent Survival Guide Podcast!

Fill out the form: https://bit.ly/askasg

Email us: asgpodcast@ritterim.com

Or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Ways to Calculate Your Clients' Life Insurance Needs: https://www.ritterim.com/blog/4-ways-to-calculate-your-clients-life-insurance-needs/

5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://agentsurvivalguide.podbean.com/e/5-things-medicare-beneficiaries-report-about-their-coverage-in-2023/

Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/

Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023/

Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2023/

The 2024 COLA Increase & How It Affects Your Clients: https://www.ritterim.com/blog/the-2024-cola-increase-how-it-affects-your-clients/

Thrive Tomorrow Kits: https://www.ritterim.com/kit-thrive/

Ways to Stay Productive on the Go: https://agentsurvivalguide.podbean.com/e/ways-to-stay-productive-on-the-go/

What Are Agents Responsible for Under HIPAA? https://www.ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

What Beneficiaries Value Most in Medicare Advantage Plans: https://www.ritterim.com/blog/what-beneficiaries-value-most-in-medicare-advantage-plans/

References:A Snapshot of Sources of Coverage Among Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/a-snapshot-of-sources-of-coverage-among-medicare-beneficiaries

2024 Social Security Changes - COLA Fact Sheet: https://www.ssa.gov/news/press/factsheets/colafacts2024.pdf

2024 Medicare Parts A & B Premiums and Deductibles: https://www.cms.gov/newsroom/fact-sheets/2024-medicare-parts-b-premiums-and-deductibles

CMS Fast Facts: https://data.cms.gov/fact-sheet/cms-fast-facts

Social Security cost-of-living adjustment will be 3.2% in 2024, well below this year’s record-setting increase: https://www.cnbc.com/2023/10/12/social-security-announces-the-cost-of-living-adjustment-for-2024.html

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What do Medicare beneficiaries think about enrollment and their coverage? Join Sarah for a deep dive into a recent KFF focus group report. Get the key takeaways for insurance agents selling Medicare during AEP 2024.Ask the Agent Survival Guide Podcast! Fill out the form, email us, or call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and Youtube

Agent Survival Guide Podcast on Facebook

Sarah on LinkedIn, Instagram, and Threads

Tina on LinkedIn

Resources:5 Pillars of Integrity ft. Jason Meyers

2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman

Agent Apps | Wix vs. WordPress

Are Your Medicare Marketing Materials Compliant?

Do’s and Don’ts of Medicare Compliance

How to Get Your Medicare Enrollment Kits on Time

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

Ways to Stay Productive on the Go

References:KFF Official Site

Marketing Private Medicare Plans Series

What Do People with Medicare Think About the Role of Marketing, Shopping for Medicare Options, and Their Coverage? (Summary)

What Do People with Medicare Think About the Role of Marketing, Shopping for Medicare Options, and Their Coverage? (Report)

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Looking to create your own website but aren’t sure what program to use? Tina reviews the top two website builders, Wix and WordPress. Click play to find out all the details!Wix: https://www.wix.com/

WordPress: https://wordpress.com/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://agentsurvivalguide.podbean.com/e/2024-cms-compliance-regulation-updates-for-agents-ft-alyson-seighman/

Agent Apps | Free Video Conferencing Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-free-video-conferencing-apps/

Agent Apps | Social Media Alternatives to X (fka Twitter): https://agentsurvivalguide.podbean.com/e/agent-apps-social-media-alternatives-to-x-fka-twitter/

Are Your Medicare Marketing Materials Compliant? https://agentsurvivalguide.podbean.com/e/are-your-medicare-marketing-materials-compliant-2023/

Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/

FAQs About Shop & Enroll ft. Jimmy Weber: https://agentsurvivalguide.podbean.com/e/faqs-about-shop-enroll-ft-jimmy-weber/

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Stay focused and driven while you're out on the road. We’ll help you plan, get organized, know what to take along, and so much more! Find out how your insurance business can run smoother with these hacks.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Pillars of Integrity ft. Jason Meyers: https://agentsurvivalguide.podbean.com/e/5-pillars-of-integrity-ft-jason-meyers/

2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://agentsurvivalguide.podbean.com/e/2024-cms-compliance-regulation-updates-for-agents-ft-alyson-seighman/

Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/

Learning from Lost Medicare Insurance Sales: https://agentsurvivalguide.podbean.com/e/learning-from-lost-medicare-insurance-sales/

Pros and Cons of Having an Office Space Outside of Your Home: https://agentsurvivalguide.podbean.com/e/pros-and-cons-of-having-an-office-space-outside-of-your-home/

The Quest for Navigation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-the-quest-for-navigation-apps/

To-Do or Not To-Do Lists? Personal Planner Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-to-do-or-not-to-do-lists-personal-planner-apps/

References:Everything You Need to Know About Mobile Hotspots: https://www.gearpatrol.com/tech/a555121/best-mobile-hotspots/

How to set up mobile hotspot on Android: https://www.androidauthority.com/mobile-hotspot-setup-631280/

How to set up a Personal Hotspot on your iPhone or iPad: https://support.apple.com/en-us/HT204023

How to Sync and Access Your Data Across Devices: https://www.wired.com/story/how-to-sync-your-data-everywhere/

How to Turn Your Phone Into a Wi-Fi Hotspot: https://www.pcmag.com/how-to/how-to-turn-your-phone-into-a-wi-fi-hotspot

How to Use Your iPhone or Android Phone as a Mobile Hotspot: https://www.cnet.com/tech/mobile/how-to-use-your-iphone-and-android-phone-as-a-mobile-hotspot/

Multicosts of Multitasking: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7075496/

Multitasking doesn’t work—here’s what does. https://asana.com/resources/multitasking

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The Friday Five for October 6, 2023:* 9 Days 'Til AEP 2024 * Shop & Enroll Webinars * Tom Hanks Dental Plan Deepfake * Spotify Announces Audiobook Offerings * 2024 COLA Coming Soon + Shoutouts!

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Shop & Enroll Webinars:Sales Technology Overview: Join your Sales Technology Team as they do an overview of the tools you have through your partnership with Ritter Insurance Marketing and Integrity Marketing Group, including Shop & Enroll, the Ritter Platform, Market Advisor, LeadCENTER and MedicareCENTER.

Shop & Enroll Quoting & the CRM: Join Jimmy Weber, Megan Shaw, and Denise Getz to learn how to use the Ritter Platform to store your clients information, run prescription and provider quotes, and set up consumer accounts.

Writing Business with Shop & Enroll: Join Jimmy Weber, Megan Shaw, and Denise Getz as they do a deep dive into collecting Scopes of Appointment and applications with Shop & Enroll, covering both in-person and remote use of the FastTrack prefilled application option.

Resources:2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://agentsurvivalguide.podbean.com/e/2024-cms-compliance-regulation-updates-for-agents-ft-alyson-seighman/

Countdown to AEP 2024: https://agentsurvivalguide.podbean.com/e/countdown-to-aep-2024/

Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/

FastTrack Your Online Medicare Enrollments with Shop & Enroll: https://www.ritterim.com/agent-tools/shop-and-enroll/

Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2023/

Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023/

References:A Deep Fake Tom Hanks Is Promoting a Dental Plan, But the Actor Has 'Nothing to Do With It': https://gizmodo.com/deep-fake-tom-hanks-is-promoting-a-dental-plan-1850891358

October 12 Is a Big Day for Social Security Recipients. Here's Why: https://www.fool.com/retirement/2023/10/04/october-12-is-a-big-day-for-social-security-recipi/

Social Security COLA 2024: Doubtful Next Year’s COLA Will Come Close To 2023’s: https://www.forbes.com/advisor/retirement/social-security-cola-2024/

Spotify now lets you exclude certain playlists from its recommendations: https://www.theverge.com/2023/2/8/23591289/spotify-exclude-from-your-taste-profile-playlist-made-for-you

Spotify now lets you select which playlists you’d like to impact your recommendations less: https://techcrunch.com/2023/02/08/spotify-now-lets-you-select-which-playlists-youd-like-to-impact-your-recommendations-less/

Spotify Premium Will Include Instant Access to 150,000+ Audiobooks: https://www.newsroom.spotify.com/2023-10-03/audiobooks-included-in-spotify-premium/?utm_source=podnews.net&utm_medium=web&utm_campaign=podnews.net:2023-10-04

Spotify to include a selection of 150K audiobooks with its Premium subscription: https://techcrunch.com/2023/10/03/spotify-to-include-a-selection-of-audiobooks-with-its-premium-subscription/

Tom Hanks calls out dental ad for using AI likeness of him: https://www.engadget.com/tom-hanks-calls-out-dental-ad-for-using-ai-likeness-of-him-161548459.html

Tom Hanks says dental plan video uses ‘AI version of me’ without permission: https://www.cnn.com/2023/10/02/entertainment/tom-hanks-ai-dental-plan-video-intl-scli/index.html

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As a certified insurance agent, staying CMS compliant is a crucial component to your success. Listen to this episode for a mini crash course on best practices, guidelines, and resources to stay compliant.Read text versionQuestions? Ask the ASG!

Learn more about Shop & Enroll

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/

Defining the True Value of $0 Premium for Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/defining-the-true-value-of-0-premium-for-medicare-advantage-plans-asg179/

FAQs About the Ritter Platform’s CallVault: https://www.ritterim.com/blog/faqs-about-the-ritter-platforms-callvault/

FastTrack Your Enrollments with Shop & Enroll: https://www.ritterim.com/agent-tools/shop-and-enroll/

Helping Your Clients Find Their Medicare Beneficiary Identifier (MBI): https://agentsurvivalguide.podbean.com/e/helping-your-clients-find-their-medicare-beneficiary-identifier-mbi-2022/

How to Market Yourself Effectively: https://agentsurvivalguide.podbean.com/e/how-to-market-yourself-effectively/

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/

Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/

Ritter Tools - Marketing & Incentives: https://www.ritterim.com/agent-tools/marketing-incentives/

Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023/

Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2023/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

What's New in the 2020 Medicare Communications and Marketing Guidelines? https://agentsurvivalguide.podbean.com/e/whats-new-in-the-2020-medicare-communications-and-marketing-guidelines-asg-news-update/

Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://www.ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/

References:Federal Register Website: https://www.federalregister.gov/

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

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Sales events are a great way to generate Medicare leads. Learn best practices and how to stay CMS compliant while hosting a Medicare sales event in this episode!Read text versionFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Easy Ways to Build Your Insurance Sales Territory: https://agentsurvivalguide.podbean.com/e/3-easy-ways-to-build-your-insurance-sales-territory/

4 Effective Techniques for Closing Insurance Sales: https://agentsurvivalguide.podbean.com/e/4-effective-techniques-for-closing-insurance-sales/

Apps for Professional Networking & Events: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-professional-networking-events/

Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/

How to Overcome Common Insurance Sales Objections ft Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Ritter Docs Site - Carriers: https://docs.ritterim.com/products/carriers/

Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023

References:Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

View Details

Ensure CMS compliance by reviewing rules and guidelines before hosting a Medicare educational event. Find out what you need to know, plus resources to learn more! all in this episode.Read text versionHave questions?Ask the ASG online: https://bit.ly/askasg

Email us at ASGPodcast@Ritterim.com

Call 1-717-562-7211 and leave a voicemail.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Agent Apps | Apps for Professional Networking & Events: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-professional-networking-events/

CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/

CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/

Cybersecurity Best Practices for Insurance Agents: https://agentsurvivalguide.podbean.com/e/cybersecurity-best-practices-for-insurance-agents/

Do’s and Don’ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/

How to Organize a Turning 65 Seminar on a Budget: https://agentsurvivalguide.podbean.com/e/how-to-organize-a-turning-65-seminar-on-a-budget/

How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/

References:Medicare Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines

The Federal Register: https://www.federalregister.gov/

View Details

The Friday Five for September 29, 2023:* Countdown to AEP 2024 * 2024 Medicare Advantage Premiums and Deductibles * Medicare & Social Security Nuances to Remember * Medicaid Redetermination Issues * Meta Enters the AI Fray

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Pillars of Integrity ft. Jason Meyers: https://agentsurvivalguide.podbean.com/e/5-pillars-of-integrity-ft-jason-meyers/

2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://agentsurvivalguide.podbean.com/e/2024-cms-compliance-regulation-updates-for-agents-ft-alyson-seighman/

Ask the Agent Survival Guide! https://agentsurvivalguide.podbean.com/e/ask-the-asg/

How AI Chat Bots Can Assist with Marketing & Social Media: https://agentsurvivalguide.podbean.com/e/agent-apps-how-ai-chat-bots-can-assist-with-marketing-social-media/

Medicare Switching & AEP 2024: https://agentsurvivalguide.podbean.com/e/medicare-switching-aep-2024/

References:7 Social Security and Medicare Quirks That Trip Up Advisors: https://www.thinkadvisor.com/2023/09/22/7-social-security-and-medicare-quirks-that-trip-up-advisors/

Biden teases forthcoming executive order on AI: https://www.cnn.com/2023/09/27/tech/joe-biden-executive-order-artificial-intelligence/index.html

CMS says 500K will regain Medicaid coverage as it takes aim at autorenewal issues: https://www.fiercehealthcare.com/regulatory/cms-says-500k-will-regain-medicaid-coverage-it-takes-aim-autorenewal-issues

Coverage for Half a Million Children and Families Will Be Reinstated Thanks to HHS’ Swift Action: https://www.cms.gov/newsroom/press-releases/coverage-half-million-children-and-families-will-be-reinstated-thanks-hhs-swift-action

Everything Coming to Netflix, Disney+, MAX & Other Major Streaming Services in October 2023: https://comicbook.com/movies/news/october-2023-streaming-new-movies-tv-shows-netflix-disney-plus-max/#4

Facebook and Instagram will soon get a slew of AI-powered creator tools: https://www.theverge.com/2023/9/27/23892231/meta-generative-ai-image-editing-stickers-instagram-facebook-whatsapp

Hollywood Writers Strike Ends: Deal Finalized After 148 Days Of Work Stoppage: https://www.forbes.com/sites/anafaguy/2023/09/27/hollywood-writers-strike-ends-deal-finalized-after-148-day-work-stoppage/?sh=378d343e8cbf

IRMAA 2023 For Medicare: What You Need To Know: https://www.forbes.com/health/medicare/irmaa-for-medicare/

Medicare Advantage and Medicare Prescription Drug Programs to Remain Stable in 2024: https://www.cms.gov/newsroom/press-releases/medicare-advantage-and-medicare-prescription-drug-programs-remain-stable-2024

Meta unleashes its own AI assistant for Instagram, WhatsApp, and Messenger: https://www.androidpolice.com/meta-ai-chatbot-coming-to-whatsapp-and-messenger/

View Details

Sarah interviews Alyson Seighman, Compliance & Risk Management Lead for Ritter Insurance Marketing. Join them as they discuss the recent compliance regulation updates from CMS. If you're an agent selling Medicare Advantage and Medicare Part D, you don't want to miss this episode.Mentioned in This Episode:Ritter Compliance Program*: https://docs.ritterim.com/compliance/compliance-at-ritter/

Email our compliance team at complianceofficer@ritterim.com with your compliance questions!

TPMO Disclaimer for agents that DO NOT represent all MA/Part D plans within a service area:

“We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.”

TPMO Disclaimer for agents that represent ALL MA/Part D plans within a service area:

“Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.”

*Must be registered and logged into ritterim.com for access.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Are Your Medicare Marketing Materials Compliant? https://agentsurvivalguide.podbean.com/e/are-your-medicare-marketing-materials-compliant-2023/

CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/

CMS’ New Definition of Marketing & How it Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/

References:2024 Medicare Advantage and Part D Final Rule (CMS-4201-F): https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f

CMS 2024 Final Rule for Medicare Advantage and Part D: https://public-inspection.federalregister.gov/2023-07115.pdf

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

View Details

Sarah talks with Jason Meyers, West Director of Sales at Ritter Insurance Marketing. He’s back to discuss the core values of Integrity Marketing Group and how these values have shaped his career. Listen as they chat about Ritter becoming an Integrity partner and how to apply the five pillar philosophies in real life. They also reminisce about their days in radio, break out in song, discuss the future of AI, and more!Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Mentioned in this episode:Ask the Agent Survival Guide! https://bit.ly/askasg

Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/

Creating Margin & Taking Back Control of Your Time: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/

Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/

Eating Frogs & Slaying Dragons: https://agentsurvivalguide.podbean.com/e/eating-frogs-slaying-dragons/

How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/

Integrity Marketing Group Inspire Podcast: https://www.integritymarketing.com/inspire/

Ritter Insurance Marketing eBooks & Guides: https://www.ritterim.com/guides/

Ritter Insurance Marketing Events & Webinars: https://www.ritterim.com/events/

Steve Smith Interview Part 1: https://www.allaccess.com/power-player/archive/34076/steve-smith---part-1

Steve Smith Interview Part 2: https://www.allaccess.com/power-player/archive/34129/steve-smith---part-2

Ten Lessons for a Post-Pandemic World by Fareed Zakaria: https://www.amazon.com/Ten-Lessons-Post-Pandemic-World/dp/B089XCBMCY/

Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://agentsurvivalguide.podbean.com/e/understanding-the-c-snp-product-opportunity-ft-ben-miller-zing-health/

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The Friday Five for September 22, 2023:* Apple releases iOS17, iPadOS 17, and WatchOS 10 * X (fka Twitter) could charge "small monthly payment" * Q4 Medicare Part B drug rebate list * Federal Open Market Committee meeting September 2023 * Coming soon on the ASG Podcast

Have questions for the ASG Podcast team? Fill out the form to get answers! Whether it’s related to general insurance or a detailed insurance marketing question… we’ll get you the answer! We’re here to help you survive today and thrive tomorrow. Remember… the only bad question is the one you don’t ask. Reach out and let us help!

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Ask the ASG Official Form: https://bit.ly/askasg

Social Media Alternatives to X (fka Twitter): https://agentsurvivalguide.podbean.com/e/agent-apps-social-media-alternatives-to-x-fka-twitter/

References:DOL Consumer Price Index Report August 2023: https://www.bls.gov/news.release/pdf/cpi.pdf

Elon Musk: Social media platform X, formerly Twitter, could go behind paywall: https://www.bbc.com/news/technology-66850821

Elon Musk suggests X will start charging all users "small monthly payment": https://www.cbsnews.com/news/elon-musk-x-twitter-monthly-payment/

Fed Chair Jerome Powell details the central bank’s economic and rate outlook: https://www.cnbc.com/2023/09/20/live-updates-fed-decision-september-2023.html

Federal Open Market Committee Information: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm

Fed to hold rates steady, but signal policy path in meeting this week: https://www.reuters.com/markets/rates-bonds/fed-hold-rates-steady-signal-policy-path-meeting-this-week-2023-09-19/

Here’s everything the Fed is expected to do Wednesday: https://www.cnbc.com/2023/09/19/heres-everything-the-fed-is-expected-to-do-wednesday.html

Inflation Reduction Act Continues to Lower Out-of-Pocket Prescription Drug Costs for Drugs with Price Increases Above Inflation: https://www.cms.gov/newsroom/press-releases/inflation-reduction-act-continues-lower-out-pocket-prescription-drug-costs-drugs-price-increases-0

Musk says X will charge everyone to use the platform: https://www.axios.com/2023/09/19/musk-x-twitter-charge-all-users-monthly-subscription-fees

Reduced Coinsurance for Certain Part B Rebatable Drugs under the Medicare Prescription Drug Inflation Rebate Program: https://www.cms.gov/files/document/reduced-coinsurance-part-b-rebatable-drugs-oct-dec-2023.pdf

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If you’re looking for social media alternatives to the app formerly known as Twitter, now called X, Tina has got some for you! Listen to find out what apps can help you find community and fill the empty space in your app library.Threads by Instagram: https://www.threads.net/

Bluesky: https://bsky.app/

Discord: https://discord.com/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Agent Apps | Apps for Professional Networking & Events: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-professional-networking-events/

Agent Apps | Free Video Conferencing Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-free-video-conferencing-apps/

Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://agentsurvivalguide.podbean.com/e/agent-apps-how-ai-chat-bots-can-assist-with-marketing-social-media/

Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/

References:Is Bluesky the one? A Twitter alternative takes off: https://mashable.com/article/Bluesky-takes-off-twitter-alternative

What’s next for Threads: https://www.theverge.com/2023/7/14/23795138/whats-next-for-instagram-threads-twitter

What Is Bluesky? Everything to know about the app trying to replace Twitter: https://techcrunch.com/2023/07/24/what-is-Bluesky-everything-to-know-about-the-app-trying-to-replace-twitter/

What is Discord? A Beginner’s Guide to Discord for Business: https://blog.hootsuite.com/what-is-discord/

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Open Enrollment starts November 1. We've broken down the five big steps to get ready-to-sell ACA plans for OEP. Listen to learn when, how, and why you should start preparing now.Read text versionAsk the ASG! Send in your questions: https://bit.ly/askasg

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Tips for Finding Supplemental Coverage for ACA Plans: https://www.ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/

2024 ACA Exchange & FFM Certification Info: https://agentsurvivalguide.podbean.com/e/2024-aca-exchange-ffm-certification-info/

Contract & Get Appointment to Sell with Health Insurance Companies: https://www.ritterim.com/blog/contract-get-appointed-to-sell-with-health-insurance-companies/

Community Engagement & ACA Marketing Suggestions for Agents: https://www.ritterim.com/blog/community-engagement-aca-marketing-suggestions-for-agents/

Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://www.ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://www.ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://www.ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

FAQs About ACA Certification and Training: https://agentsurvivalguide.podbean.com/e/faqs-about-aca-certification-and-training/

Five Ways to Generate ACA Leads: https://www.ritterim.com/blog/five-ways-to-generate-aca-leads/

Knight School Training: https://www.ritterim.com/knight-school/

Meet Your Sales Team at Ritter: https://www.ritterim.com/meet-your-sales-team/

OEP Ready-to-Sell Checklist PDF for New Agents: https://www.ritterim.com/documents/oep-ready-to-sell-checklist.pdf

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Ritter Events Calendar: https://www.ritterim.com/events/

Ritter Insurance Marketing Carrier & Product Map: https://www.ritterim.com/products/by-carrier/

Surviving OEP: https://www.ritterim.com/oep/

The Complete Guide to Selling Affordable Care Act Insurance Plans eBook: https://www.ritterim.com/aca-ebook/

The Ritter Platform: https://app.ritterim.com/

The Ritter Blog: https://www.ritterim.com/blog/

Under-65 Health Products: https://www.ritterim.com/products/under-65/

References:CMS Enterprise Portal: https://portal.cms.gov/portal/

Confirm Your NPN! FFM Agent Broker Registration and Termination Status Page: https://data.healthcare.gov/ffm_ab_registration_lists

Find Local Help: https://localhelp.healthcare.gov/

Help On Demand: Training and Registration Guide PDF: https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Downloads/Help-On-Demand-Training-Registration-Guide.pdf

Plan Year 2024 Registration and Training is Live! https://www.cms.gov/marketplace/agents-brokers/registration-training

Returning Agents’ and Brokers’ Guide to Plan Year 2024 Marketplace Registration and Training: https://www.cms.gov/files/document/returning-agents-and-brokers-guide-marketplace-registration-and-training.pdf

State Corporation Commission: https://www.scc.virginia.gov/pages/Agents-and-Brokers

The Marketplace in your state: https://www.healthcare.gov/marketplace-in-your-state/

View Details

Prepare for the ACA Open Enrollment Period with the Agent Survival Guide Podcast. Get details on training, certifications, and more, including our ready-to-sell OEP checklist!Read the text versionFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Certification Center: https://docs.ritterim.com/products/certification/#certification

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://www.ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://www.ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://www.ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

OEP Ready-to-Sell Checklist: https://www.ritterim.com/documents/oep-ready-to-sell-checklist.pdf

Register with RitterIM.com: https://app.ritterim.com/public/registration/

Simplify Marketplace Enrollments with HealthSherpa: https://www.ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/

The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/

References:CMS Info on Plan Year 2024 Marketplace Registration and Training: https://www.cms.gov/marketplace/agents-brokers/registration-training

CMS Plan Year 2024 Health Insurance Marketplace® Registration and Training for New Agents and Brokers: https://www.ritterim.com/documents/2024-health-insurance-marketplace-registration-and-training-info.pdf

Georgia Access Certification Training Registration Quick Reference Guide: https://georgiaaccess.gov/wp-content/uploads/2023/07/Agents_Registration-QRGLMS.pdf

INSXCloud Official Site: https://www.insxcloud.com/

What is the Marketplace Learning Management System (MLMS), and how do I access it? https://www.agentbrokerfaq.cms.gov/s/article/What-is-the-Marketplace-Learning-Management-System-and-how-do-I-access-it

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Sit down with Sarah and Tina as they review CMS compliance rules and guidelines for marketing. Learn all about the resources available to agents. Keep listening until the end to hear a special opportunity for Ritter agents!Read the text versionAsk the ASG!Questions about selling insurance? Not sure how to market your insurance business? Stuck when it comes to social media? Fill out the form and ask the Agent Survival Guide team! We’re here to help you survive today and thrive tomorrow. Remember… the only bad question is the one you don’t ask. Reach out and let us help!

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/

Major Compliance Changes Coming to Medicare Advantage & Part D for 2024: https://agentsurvivalguide.podbean.com/e/major-compliance-changes-coming-to-medicare-advantage-part-d-for-2024/

Modern Medicare Marketing for Today’s Agents FREE eBook: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/

Register for Free with Ritter: https://app.ritterim.com/public/registration/

Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook

The Ritter Certification Center: https://docs.ritterim.com/products/certification/

What Does ‘Ready-to-Sell Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/

References:Compilation Of The Social Security Laws: https://www.ssa.gov/OP_Home/ssact/title11/1140.htm

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

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Be sure your AEP prep involves getting Medicare enrollment supplies by October 15, or earlier! Learn the best practices to stay ahead of the game in this episode. Read the text version Ask the ASG! Questions about selling insurance? Not sure how to market your insurance business? Stuck when it comes to social media? Fill out the form and ask the Agent Survival Guide team! We’re here to help you survive today and thrive tomorrow. Remember… the only bad question is the one you don’t ask. Reach out and let us help!

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/

AEP/Ready-to-Sell Checklist DIRECT DOWNLOAD: https://www.ritterim.com/documents/aep-ready-to-sell-in-5-steps.pdf

FastTrack Your Online Medicare Enrollments: https://www.ritterim.com/agent-tools/medicareful/

Get Registered with Ritter: https://app.ritterim.com/public/registration/

Reach Out to Your Local Sales Rep: https://www.ritterim.com/meet-your-sales-team/

Stress Relief Tips to Get You Through AEP: https://agentsurvivalguide.podbean.com/e/stress-relief-tips-to-get-you-through-aep/

The Benefits of Joining a Top Insurance FMO: https://agentsurvivalguide.podbean.com/e/the-benefits-of-joining-a-top-insurance-fmo/

The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-2023/

What Is AHIP Certification and How Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/

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Be part of the Agent Survival Guide Podcast! Send in your questions and keep listening as we answer them right here on the show. Questions about sales strategies? Not sure how to market your business? Feeling stuck when it comes to social media? Ask the ASG!

Ask the ASG! Send in your questions: https://bit.ly/askasg

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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The Friday Five for September 8, 2023:* AEP Countdown * Ritter Summits Pt. 2 * Medicare Switching Patterns Study * Instagram Upload Setting * More Pumpkin Spice

Register to attend Ritter Summits in New Jersey, New York, or Florida!Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:CMS Unveils First Medicare Drug Price Negotiation List: https://agentsurvivalguide.podbean.com/e/cms-unveils-first-medicare-drug-price-negotiation-list/

FAQs About Shop & Enroll ft. Jimmy Weber: https://agentsurvivalguide.podbean.com/e/faqs-about-shop-enroll-ft-jimmy-weber/

How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/

Improve Your Customer Service with This Soft Skill: Negotiation: https://agentsurvivalguide.podbean.com/e/improve-your-customer-service-with-this-soft-skill-negotiation/

Ritter Summits Registration for New Jersey, New York, & Florida still open! https://summits.ritterim.com/

Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://agentsurvivalguide.podbean.com/e/understanding-the-c-snp-product-opportunity-ft-ben-miller-zing-health/

References:Beneficiaries switching from traditional Medicare helped fuel huge growth in MA: https://www.fiercehealthcare.com/payers/individuals-switching-traditional-medicare-helped-fuel-huge-growth-medicare-ad-vantage

Medicare Switching: Patterns Of Enrollment Growth In Medicare Advantage, 2006–22: https://www.healthaffairs.org/doi/full/10.1377/hlthaff.2023.00224

This one setting could be making your Instagram posts look worse — maybe: https://www.theverge.com/23861711/instagram-best-quality-posts-reels-stories-upload

Wendy’s to debut first ever pumpkin spice flavored Frosty, new cold brew: https://ktla.com/news/nationworld/wendys-to-debut-first-ever-pumpkin-spice-flavored-frosty-new-cold-brew/

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Goodbye, Medicareful... Hello, Shop & Enroll! Sarah talks with Jimmy Weber about the Medicareful rebrand and what agents can expect from Shop & Enroll. Get the details on features, why agents should use this tool, how to get started, and more!Learn More About Shop & Enroll HereShop & Enroll FAQs discussed in this episode:[2:22] What is Shop & Enroll?

[3:29] Why should I use Shop & Enroll? What makes it different from other quoting tools?

[5:42] How do I use Shop & Enroll?

[7:57] Is Shop & Enroll compliant with CMS? Does Shop & Enroll have compliance rules?

[11:12] Can I use Shop & Enroll for face-to-face enrollment and remote sales?

[14:52] How difficult is adding Shop & Enroll to my sales process?

[16:15] How do I register and qualify for my own Shop & Enroll page?

[19:07] What video conferencing tools do you recommend for remote insurance sales?

[20:54] What call recording tools do you recommend for capturing and storing client conversations?

[22:49] What if another agent in my area is also using Shop & Enroll?

[24:22] What’s coming to Shop & Enroll for 2024?

Also mentioned in this episode:Contact the Team at Ritter Insurance Marketing: https://www.ritterim.com/meet-your-sales-team/

Learn more about Shop & Enroll: https://www.ritterim.com/agent-tools/medicareful/

Register for your FREE RitterIM.com account: https://app.ritterim.com/public/registration/

Upcoming Ritter Events: https://www.ritterim.com/events/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes you'll love:4 Effective Techniques for Closing Insurance Sales: https://agentsurvivalguide.podbean.com/e/4-effective-techniques-for-closing-insurance-sales/

Best Practices for Conducting an Interview featuring Dylan Cook: https://agentsurvivalguide.podbean.com/e/best-practices-for-conducting-an-interview-featuring-dylan-cook/

Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/

How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/

Improve Your Customer Service with This Soft Skill: Negotiation: https://agentsurvivalguide.podbean.com/e/improve-your-customer-service-with-this-soft-skill-negotiation/

We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/

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Discover apps that make video conferencing easier. Spend more time collaborating with others instead of worrying about getting disconnected. Jitsi Meet: https://meet.jit.si/

Webex by CISCO: https://web.webex.com/

Whereby: https://whereby.com/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes you’ll like: Agent Apps | Apps for Professional Networking & Events: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-professional-networking-events/

Agent Apps | Apps to Make Your Small Business More Efficient: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-make-your-small-business-more-efficient/

Agent Apps | Safe and Secure Messaging Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-safe-and-secure-messaging-apps/

Best Practices for Conducting an Interview featuring Dylan Cook: https://agentsurvivalguide.podbean.com/e/best-practices-for-conducting-an-interview-featuring-dylan-cook/

Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/

References: Announcing HIPAA Compliance for the Embedded Platform: https://whereby.com/blog/announcement-hipaa-compliance-for-the-whereby-embedded-platform/

Cisco SaaS Terms of Service: https://www.webex.com/terms-of-service.html/

Does Jitsi support end-to-end encryption? https://jitsi.org/e2ee-in-jitsi/

Insider Apps Whereby App Not Available on Google Play How to Find it: https://insiderapps.com/content/whereby-app-not-available-google-play-how-find-it

Jitsi Meet A Safe Alternative to Zoom and Co. https://appvisory.com/en/news-en/jitsi-meet-a-safe-alternative-to-zoom-and-co

Jitsi Terms & Conditions: https://jitsi.org/meet-jit-si-terms-of-service/

Whereby Terms of Service: https://whereby.com/information/tos

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Set yourself apart from the rest with this essential skill: negotiation. Learn how to sharpen your customer service skills by implementing negotiation in your day-to-day routine as an insurance agent.Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Easy Ways to Build Your Insurance Sales Territory: https://agentsurvivalguide.podbean.com/e/3-easy-ways-to-build-your-insurance-sales-territory/

5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/

7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/

How to Take on an Upset Client in the Insurance Industry: https://agentsurvivalguide.podbean.com/e/how-to-take-on-an-upset-client-in-the-insurance-industry-2022/

How to Streamline Your Insurance Sales Process: https://agentsurvivalguide.podbean.com/e/how-to-streamline-your-insurance-sales-process/

How to Organize a Turning 65 Seminar: https://agentsurvivalguide.podbean.com/e/how-to-organize-a-turning-65-seminar-on-a-budget/

Ritter Can Help You Stay in Touch with Your Clients: https://agentsurvivalguide.podbean.com/e/ritter-can-help-you-stay-in-touch-with-your-clients-1671024716/

The Complete Guide to Client Loyalty and Retention FREE eBook: https://www.ritterim.com/client-retention-guide/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales FREE eBook: https://www.ritterim.com/lead-generation-guide/

References:9 Soft Skills You Need to Master as a Customer Service Rep: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/

50 Stats Showing The Power Of Personalization: https://www.forbes.com/sites/blakemorgan/2020/02/18/50-stats-showing-the-power-of-personalization/?sh=6c7146692a94

MESO Negotiation: The Benefits of Making Multiple Equivalent Simulations Offers in Business Negotiations: https://www.pon.harvard.edu/daily/dealmaking-daily/the-benefits-of-multiple-offers/

Negotiating for More: The Multiple Equivalent Simultaneous Offer: https://www.jacr.org/article/S1546-1440(13)00361-X/pdf

New Epsilon research indicates 80% of consumers are more likely to make a purchase when brands offer personalized experiences: https://www.epsilon.com/us/about-us/pressroom/new-epsilon-research-indicates-80-of-consumers-are-more-likely-to-make-a-purchase-when-brands-offer-personalized-experiences

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Unpacking the first Medicare drug price negotiation list, the NAIFA, FSP, and Life Happens merger, Apple’s Wonderlust Event and more! Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Effective Techniques for Closing Insurance Sales: https://agentsurvivalguide.podbean.com/e/4-effective-techniques-for-closing-insurance-sales/

Best Practices for Conducting an Interview featuring Dylan Cook: https://agentsurvivalguide.podbean.com/e/best-practices-for-conducting-an-interview-featuring-dylan-cook/

CMS Announces First 10 Drugs for Medicare Drug Price Negotiation: https://www.ritterim.com/blog/cms-announces-first-10-drugs-for-medicare-drug-price-negotiation/

How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/

Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://agentsurvivalguide.podbean.com/e/understanding-the-c-snp-product-opportunity-ft-ben-miller-zing-health/

References:5 actual clues in Apple’s iPhone 15 Wonderlust event invite: https://www.macworld.com/article/2046187/wonderlust-event-invite-clues-colors-apple-watch-iphone-15-airpods.html

Apple announces the iPhone 15 launch event: https://www.theverge.com/2023/8/29/23819494/apple-september-event-iphone-15-pro-watch-ultra-date

Apple Events: https://www.apple.com/apple-events/

Blood thinners, diabetes meds among first 10 drugs for US price negotiations: https://www.reuters.com/business/healthcare-pharmaceuticals/us-name-first-10-drugs-medicare-price-negotiation-2023-08-29/

Eliquis, Jardiance, Xarelto headline CMS' price negotiation list: https://www.fiercehealthcare.com/payers/eliquis-jardiance-xarelto-headline-cms-price-negotiated-drug-list

Factsheet: Medicare Drug Price Negotiation Program: https://www.cms.gov/files/document/fact-sheet-medicare-selected-drug-negotiation-list-ipay-2026.pdf

HHS Selects the First Drugs for Medicare Drug Price Negotiation: https://www.hhs.gov/about/news/2023/08/29/hhs-selects-the-first-drugs-for-medicare-drug-price-negotiation.html

Medicare Price Negotiation: Ten Drugs That Made the List, and Ten That Should Have: https://prospect.org/health/2023-08-30-medicare-price-negotiation-first-ten-drugs/

NAIFA, FSP and Life Happens announce plan to unite: https://insurancenewsnet.com/innarticle/naifa-fsp-and-life-happens-announce-plan-to-unite

Strike Force Five: https://open.spotify.com/show/3YnUJC2alA6I1F2V7CdDa2?si=781e5bb1354e4406

The Late-Night Dudes Are Doing a Daytime Pod: https://www.vulture.com/article/late-night-hosts-podcast-strike-force-five.html

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Do you know how to counter Medicare sales objections? Dan Ford joins Sarah to share his field expertise handling sales objections and more!

Questions for our team? Email us at ASGPodcast@RitterIM.com (We’ve even filled out the subject line for you!)

Call us at 1-717-562-7211 and leave a voicemail. We’ll answer your question on the show. Want to remain anonymous? Let us know in your voicemail!

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/

Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/

How to Prepare for AEP Like a Pro: https://agentsurvivalguide.podbean.com/e/how-to-prepare-for-aep-like-a-pro-2023/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/?utm_source=asg_podcast_link

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Discover the untapped potential of Chronic Condition Special Needs Plans. Ben Miller (Zing Health) discusses the C-SNP product and its growing market. Learn more about the opportunity available for insurance agents selling this specialized plan.

Learn more about Zing Health and request contracting: https://docs.ritterim.com/products/zing-health/

Get started with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

Zing Health Resources & Social Links: Official Website: https://www.myzinghealth.com/

Facebook: https://www.facebook.com/MyZingHealth

Instagram: https://www.instagram.com/myamazinghealth/

LinkedIn: https://www.linkedin.com/company/zing-health

YouTube: https://www.youtube.com/channel/UCXMnOoDiUTO_dEiQ58qp_YA

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More Episode Like This One: 4 Effective Techniques for Closing Insurance Sales: https://agentsurvivalguide.podbean.com/e/4-effective-techniques-for-closing-insurance-sales/

Apps for Professional Networking & Events: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-professional-networking-events/

Best Practices for Conducting an Interview featuring Dylan Cook: https://agentsurvivalguide.podbean.com/e/best-practices-for-conducting-an-interview-featuring-dylan-cook/

How to Prepare for AEP Like a Pro: https://agentsurvivalguide.podbean.com/e/how-to-prepare-for-aep-like-a-pro-2023/

The Beginner’s Guide to C-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-c-snps/

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The Friday Five for August 25, 2023: * The power of R&R * Ritter Summits Pt. 1 * Instagram Threads Update * CMS Site Revamp * A little housekeeping

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Mentioned in this episode: CMS Newsroom: https://www.cms.gov/newsroom

Follow along with our show where you like to listen: https://link.chtbl.com/asgpodcast

Get more info on Ritter Summits and register for NJ and NY! https://summits.ritterim.com

Instagram Threads: https://www.threads.net/

More episode you’ll like: 4 Effective Techniques for Closing Insurance Sales: https://agentsurvivalguide.podbean.com/e/4-effective-techniques-for-closing-insurance-sales/

Best Practices for Conducting an Interview featuring Dylan Cook: https://agentsurvivalguide.podbean.com/e/best-practices-for-conducting-an-interview-featuring-dylan-cook/

How AI Chat Bots Can Assist with Marketing & Social Media: https://agentsurvivalguide.podbean.com/e/agent-apps-how-ai-chat-bots-can-assist-with-marketing-social-media/

How to Organize a Turning 65 Seminar on a Budget: https://agentsurvivalguide.podbean.com/e/how-to-organize-a-turning-65-seminar-on-a-budget/

How to Prepare for AEP Like a Pro: https://agentsurvivalguide.podbean.com/e/how-to-prepare-for-aep-like-a-pro-2023/

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Looking for ways to get involved in your community and connect with other professionals? Use these apps to make finding and hosting events a lot easier! EventBrite: https://www.eventbrite.com/

MeetUp: https://www.meetup.com/

Ritter Calendar: https://www.ritterim.com/events/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/

7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

Agent Apps | How AI Chat Bot Can Assist with Marketing & Social Media: https://agentsurvivalguide.podbean.com/e/agent-apps-how-ai-chat-bots-can-assist-with-marketing-social-media/

Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

How to Host a Successful Medicare Educational Event FREE eBook (DIRECT DOWNLOAD): https://www.ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf

Modern Medicare Marketing for Today’s Agents FREE eBook: https://www.ritterim.com/modern-marketing-guide/

Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook/

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Implement these 4 closing tactics at your next sales appointment. Learn techniques to earn trust and rapport with clients, and how to close with confidence. All of that and more in this episode! Read text version Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/

Empowering Others & The Power of Mindfulness | Monday Motivation: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/

Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/

How to Cross-Sell Insurance: The Advisor Approach: https://agentsurvivalguide.podbean.com/e/how-to-cross-sell-insurance-the-advisor-approach-2022/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Medicare Advantage Open Enrollment Do’s and Don’ts: https://agentsurvivalguide.podbean.com/e/medicare-advantage-open-enrollment-do-s-and-don-ts/

Medicare Advantage Trial Rights Explained for Agents: https://agentsurvivalguide.podbean.com/e/medicare-advantage-trial-rights-explained-for-agents/

References: 10 Ways to Build Trust in a Relationship: https://positivepsychology.com/build-trust/

16 Essential Body Language Examples and Their Meanings: https://www.scienceofpeople.com/body-language-examples/

18 Tips for Being Confident From Within: https://www.tonyrobbins.com/building-confidence/how-to-be-confident/

Brain Scans Show We Make Snap Judgments About Trusting Strangers: https://www.huffpost.com/entry/brain-judges-trustworthiness-faces_n_5656014

How Long Before Your Customers Trust You? Two Years: https://www.entrepreneur.com/growing-a-business/how-long-before-your-customers-trust-you-two-years/237579

How To Use The Alternate Choice Close: https://www.5percentinstitute.com/how-to-use-the-alternate-choice-close/

Pain Points & Sales – Your Ultimate Guide: https://www.5percentinstitute.com/pain-points-sales-your-ultimate-guide/

The Assumptive Close: A Powerful Tool for Increasing Sales: https://www.socoselling.com/the-assumptive-close/

The Summary Close In Sales – How It Works: https://www.5percentinstitute.com/the-summary-close-in-sales-how-it-works/

What are the limits of the 7-Day Money Back Guarantee? https://www.carvana.com/help/purchasing-a-car/what-are-the-limits-of-the-7-day-money-back-guarantee

What Is the Puppy Dog Close? https://blog.hubspot.com/sales/puppy-dog-close

What’s the Difference Between Medicare’s Open Enrollment Period and Medicare Advantage Open Enrollment? https://ncoa.org/article/whats-the-difference-between-medicares-open-enrollment-period-and-medicare-advantage-open-enrollment

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The 2024 Annual Enrollment Period is coming up fast! Use these six steps to help you prepare your portfolio and certifications. Don’t just survive…thrive this AEP! Read text version Register with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products FREE eBook: https://www.ritterim.com/selling-ancillary-with-medicare/

FAQs Abou NABIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/

Get Your Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/

Get Your Portfolio Reviewed by Ritter: https://www.ritterim.com/portfolio/

How to Get Your Medicare Enrollment Kits on Time: https://www.ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/

How to Qualify for a Medicareful Site: https://docs.ritterim.com/medicareful/getting-started/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/

Online Contracting Made Simple & Smart with Contract Now: https://www.ritterim.com/agent-tools/online-contracting/

Ritter Blog: https://www.ritterim.com/blog/

Ritter Certification Center: https://docs.ritterim.com/products/certification/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/

What Does ‘Ready-to-Sell’ Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/

Why People Are Choosing Part C Over Original Medicare: https://agentsurvivalguide.podbean.com/e/why-people-are-choosing-part-c-over-original-medicare/

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Accompanying Tina in the the studio is Ritter’s Recruiting Specialist, Dylan Cook. Join them as they evaluate the best practices for conducting a job interview. Learn how to prepare, what questions to ask, how to follow up with candidates, and more!

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/

Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/

Developing an Agency – Your Guide to Getting Started FREE eBook: https://www.ritterim.com/agency-guide/

How to Recruit Insurance Agents to You Downline: https://agentsurvivalguide.podbean.com/e/how-to-recruit-insurance-agents-to-your-downline-1622221250/

Should You Hire an Assistant for Your Insurance Business? https://agentsurvivalguide.podbean.com/e/should-you-hire-an-assistant-for-your-insurance-business-1622140677/

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Sarah’s back with 2023 Medicare Advantage enrollment stats, 2024 CMS Part D premium projections, updated info on Medicaid renewals, marketing resources for Life Insurance Awareness Month (LIAM), plus dates and details on fall coffee menus coming sooner than ever before.

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/

How AI Chat Bots Can Assist with Marketing & Social Media: https://agentsurvivalguide.podbean.com/e/agent-apps-how-ai-chat-bots-can-assist-with-marketing-social-media/

Join Us at Ritter’s 2023 Summits! https://agentsurvivalguide.podbean.com/e/join-us-at-ritter-s-2023-summits/

Proposed Rule on Mental Health Parity and Addiction Equity Act: https://agentsurvivalguide.podbean.com/e/proposed-rule-on-mental-health-parity-and-addiction-equity-act/

Ritter Summits information and registration: https://summits.ritterim.com/

The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-2023/

What Does ’Ready-to-Sell’ Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/

References: 2023 LIAM Marketing Guide for Producers: https://lifehappens.widen.net/s/wrgsfkxw8n/document_liam_2023_marketing_guide_producers

CMS Releases 2024 Projected Medicare Part D Premium and Bid Information: https://www.cms.gov/newsroom/news-alert/cms-releases-2024-projected-medicare-part-d-premium-and-bid-information

Dunkin’ Just Announced Their Fall Menu For 2023, So Here’s Your First Look: https://www.letseatcake.com/dunkin-fall-menu-2023/

LifeHappensPro: https://lifehappenspro.org/life-insurance-awareness-month

Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/medicaid/issue-brief/medicaid-enrollment-and-unwinding-tracker/

Medicare Advantage in 2023: Enrollment Update and Key Trends: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2023-enrollment-update-and-key-trends/

One-third of Medicaid members say health plan didn't reach out about renewing coverage: https://www.fiercehealthcare.com/payers/some-medicaid-enrollees-say-their-health-plan-didnt-try-renew-their-coverage

Starbucks' Pumpkin Spice Latte and Other Fall Drinks May Return Sooner Than Expected: https://parade.com/food/starbucks-fall-menu-possible-return-date-august-2023

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Wondering what all the hype about AI chatbots is? Discover with Tina how Bing and Google’s generative AI chatbots can help with social media and business marketing. Bing: Chat with AI & GPT-4 Playstore: https://play.google.com/store/apps/details?id=com.microsoft.bing&hl=en_US≷=US

Bing: Chat with AI & GPT-4 Apple: https://apps.apple.com/cz/app/bing-chat-with-ai-gpt-4/id345323231

The New Bing: https://www.bing.com/new

Google Bard: https://bard.google.com/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

Are Your Medicare Marketing Materials Compliant? https://agentsurvivalguide.podbean.com/e/are-your-medicare-marketing-materials-compliant-2022/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

How Insurance Agents Can Learn About Their Social Media Audience: https://agentsurvivalguide.podbean.com/e/how-insurance-agents-can-learn-about-their-social-media-audience/

How to Keep Social Media Professional and Personal Simultaneously: https://agentsurvivalguide.podbean.com/e/how-to-keep-social-media-professional-and-personal-simultaneously/

Modern Medicare Marketing for Today’s Agents FREE eBook: https://www.ritterim.com/modern-marketing-guide/

Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook/

Why Should Agents Register with Ritter Insurance Marketing? https://agentsurvivalguide.podbean.com/e/why-should-agents-register-with-ritter-insurance-marketing/

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Discover how you can get grow your business by using community-based marketing methods. How to find communities near you, how to get involved and make lasting personal connections. Get out there and make a difference!

Read text version

Check out Ritter’s Event Calendar: https://www.ritterim.com/events/

Register with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/

Building Client Loyalty: More Than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/

Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://www.ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/

Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/

Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/

Modern Medicare Marketing for Today’s Agents FREE eBook: https://www.ritterim.com/modern-marketing-guide/

Ritter’s Round Table Facebook Group: https://www.facebook.com/groups/RittersRoundTable/

Ritter Support Page: https://www.ritterim.com/support/

Should You Hire an Assistant for Your Insurance Business? https://agentsurvivalguide.podbean.com/e/should-you-hire-an-assistant-for-your-insurance-business-1622140677/

Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook/

Ways to Get Medicare Leads: https://agentsurvivalguide.podbean.com/e/ways-to-get-medicare-leads/

Your Guide to Forming an Insurance Network: https://agentsurvivalguide.podbean.com/e/your-guide-to-forming-an-insurance-network/

References: Brand Community – Journal of Consumer Research: https://www.jstor.org/stable/10.1086/319618?seq=7#metadata_info_tab_contents

Community-Based Marketing: The Future of Business: https://www.socialmediaexaminer.com/community-based-marketing-the-future-of-business/

Covid-19 pandemic led to increase in loneliness around the world: https://www.apa.org/news/press/releases/2022/05/covid-19-increase-loneliness

Digital Marketing Definition: https://mailchimp.com/marketing-glossary/digital-marketing/

Nextdoor – Neighborhood Networking App: https://about.nextdoor.com/

Proven Tactics & Examples for Community Based Marketing You Can Use: https://www.duel.tech/blog/community-based-marketing-guide-including-tactics-and-examples

Reddit – Health Insurance Topics: https://www.reddit.com/search/?q=health%20insurance

What is a Brand Community? https://blog.smile.io/what-is-a-brand-community/

What is Affinity Marketing? (With Benefits and Tips): https://www.indeed.com/career-advice/career-development/affinity-marketing

What Is Traditional Marketing? – Channels & Examples: https://www.feedough.com/traditional-marketing/

What is Web3? https://www.forbes.com/sites/digital-assets/article/what-is-web3/?sh=7d24d27967a4

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Expand your business to the under-65 market by selling Affordable Care Act plans. Join Sarah and Tina as they cover the FAQs on ACA certification and training. Read text version

Register with Ritter today: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 2024 Medicare Certification – Ritter Certification Center: https://docs.ritterim.com/products/certification/#2024-aca-certifications

5 Myths About Selling ACA Health Plans: https://agentsurvivalguide.podbean.com/e/5-myths-about-selling-aca-health-plans/

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://www.ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://agentsurvivalguide.podbean.com/e/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://agentsurvivalguide.podbean.com/e/learn-how-to-sell-aca-products-during-the-off-season-featuring-danica-stover/

Meet Your Ritter Sales Specialists: https://www.ritterim.com/meet-your-sales-team/#Sales

The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://www.ritterim.com/aca-ebook/

Your Step-By-Step Guide to Getting Started in Insurance Sales FREE eBook: https://www.ritterim.com/free-guide/

References: AB Registration Completion List: https://data.healthcare.gov/ab-registration-completion-list

CMS Portal: https://portal.cms.gov/portal/

Find Your State Marketplace: https://www.healthcare.gov/marketplace-in-your-state/

Get Covered NJ: https://nj.gov/getcoverednj/

New Agents’ and Brokers’ Guide to Plan Year 2023 Marketplace Registration and Training PDF: https://www.cms.gov/files/document/new-agents-and-brokers-guide-py23-marketplace-registration-and-training.pdf

Pennsylvania State Health Coverage - Pennie: https://pennie.com/

Plan Year 2023 Registration and Training: https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Marketplace-Registration-and-Training

Returning Agents’ and Brokers’ Guide to Plan Year 2023 Marketplace Registration and Training PDF: https://www.cms.gov/files/document/returning-agents-and-brokers-guide-py23-marketplace-registration-and-training.pdf

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Mark your calendars for Ritter’s 2023 Summits! Hear from carrier representatives, check out vendors, enter raffles, meet with our staff, and most importantly have a good time. Plus, make lasting professional connections by joining us in person. We want you there, so snag your spot today!

Snag your spot, register for Ritter Summits: https://summits.ritterim.com/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Check Out Ritter’s Resources for Agents: Knight School Training: https://www.ritterim.com/knight-school/

The Complete Guide on How to Sell Medicare Advantage Plans FREE eBook: https://www.ritterim.com/medicare-advantage-ebook/

The Complete Guide on How to Sell Medicare Advantage: https://www.ritterim.com/medicare-advantage-ebook/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

Thrive Tomorrow Kits – AEP and Lock-In: https://www.ritterim.com/kit-thrive/

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It’s the Agent Survival Guide explainer on selling Affordable Care Act Marketplace Plans! Learn about how these plans work and why they're a great addition to your portfolio. All that and more in this episode! Read the text version

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 5 Myths About Selling ACA Health Plans: https://agentsurvivalguide.podbean.com/e/5-myths-about-selling-aca-health-plans/

6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA: https://www.ritterim.com/blog/6-reasons-insurance-agencies-selling-medicare-products-should-sell-aca/

8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/

2024 Medicare Advantage & Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/

ACA’s Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/

Everything Agents Need to Know About Selling in State-Based Marketplaces: https://www.ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/

How the Affordable Care Act transformed our health-care system: https://www.cnbc.com/2019/12/29/how-the-affordable-care-act-transformed-the-us-health-care-system.html

How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://www.ritterim.com/blog/how-to-help-clients-navigate-aca-marketplace-subsidies-taxes/

In-Person Assistance in Health Insurance Marketplaces: https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/assistance

The Complete Guide to Selling Affordable Care Act Insurance Plans eBook: https://www.ritterim.com/aca-ebook/

The State of the ACA Market in 2023: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2023/

What is AHIP Certification and How Do I Get It? https://www.ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/

References: CMS Enterprise Portal: https://portal.cms.gov/portal/

Health Insurance Marketplace Website: https://www.healthcare.gov/

Income Eligibility for Individuals and Households Pennsylvania: https://dced.pa.gov/housing-and-development/weatherization/income-eligibility/

Is There a Penalty for Being Uninsured in 2023? https://www.verywellhealth.com/obamacare-penalty-for-being-uninsured-4132434

Notice of Benefit and Payment Parameters for 2022 Final Rule Part Two Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/notice-benefit-and-payment-parameters-2022-final-rule-part-two-fact-sheet

Plan Year 2023 Registration and Training: https://www.cms.gov/cciio/programs-and-initiatives/health-insurance-marketplaces/marketplace-registration-and-training

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The Friday Five for July 28, 2023: * ChatGPT for Android * New features come to Threads * Twitter is X now * Spotify price increases * Proposed Rule on Mental Health Parity and Addiction Equity Act

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes you’ll like: 2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/

AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/

Language Translation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-language-translation-apps/

Proposed Changes for STC and Hospital Indemnity Plans, Spotify partners with Calm, & More: https://agentsurvivalguide.podbean.com/e/proposed-changes-for-stc-and-hospital-indemnity-plans-spotify-partners-with-calm-more/

What Does ’Ready-to-Sell’ Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/

References: 'Gimme a break!' Biden blasts insurance hassles for mental health treatment: https://www.npr.org/sections/health-shots/2023/07/26/1190138272/biden-health-insurance-coverage-mental-health-parity

Biden administration aims to crack down on inadequate insurance for mental health care: https://www.cnbc.com/2023/07/25/biden-mental-health-care-push-targets-insurers.html

Biden admin proposes new mental health parity regulations: https://www.fiercehealthcare.com/regulatory/biden-admin-proposes-new-mental-health-parity-regulations

ChatGPT for Android is now available: https://www.theverge.com/2023/7/25/23807012/chatgpt-android-ai-chatbot-openai-llm

Departments of Labor, Health and Human Services, Treasury announce proposed rules to strengthen Mental Health Parity and Addiction Equity Act: https://www.hhs.gov/about/news/2023/07/25/departments-labor-health-human-services-treasury-announce-proposed-rules-strengthen-mental-health-parity-addiction-equity-act.html

FACT SHEET: Biden-⁠Harris Administration Takes Action to Make it Easier to Access In-Network Mental Health Care: https://www.whitehouse.gov/briefing-room/statements-releases/2023/07/25/fact-sheet-biden-harris-administration-takes-action-to-make-it-easier-to-access-in-network-mental-health-care/

FAQs on Mental Health and Substance Use Disorder Coverage in Medicare: https://www.kff.org/medicare/issue-brief/faqs-on-mental-health-and-substance-use-disorder-coverage-in-medicare/

It’s Spotify’s turn to increase prices: https://www.theverge.com/2023/7/24/23805364/spotify-us-price-increase-10-99-a-month-9-99-month-twelve-years

Threads Engagement Drops 70%. Here's How It Can Recover: https://www.forbes.com/sites/rogerdooley/2023/07/25/threads-engagement-drop-not-shocking/?sh=28f5b40d659c

Police halt removal of Twitter sign at company HQ as Elon Musk rebrands to 'X': https://www.nbcnews.com/tech/tech-news/police-halt-removal-twitter-sign-company-hq-elon-musk-rebrands-x-rcna96166

Spotify increases prices for its premium subscription plans: https://www.cnbc.com/2023/07/24/spotify-increases-prices-for-its-premium-subscription-plans.html

Spotify Premium Plans: https://support.spotify.com/us/article/premium-plans/

Twitter begins its transition to 'X' after changing its iconic bird logo: https://www.engadget.com/twitter-begins-its-transition-to-x-100901444.html

X's and Xeets: What we know about Twitter's rebrand, new logo so far: https://www.washingtonpost.com/technology/2023/07/24/elon-musk-x-twitter-rebrand-logo/

You can’t just leave Threads in the Following feed: https://www.theverge.com/2023/7/25/23807340/threads-following-feed-for-you-default-instagram-meta

X's and Xeets: What we know about Twitter's rebrand, new logo so far: https://www.usatoday.com/story/money/2023/07/25/twitter-rebrand-new-logo-faqs/70465203007/

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Love mysteries and have a knack for solving puzzles? Tina has two chilling and captivating mystery games for you to play! Listen to the episode for the full review of why you’ll love them. Unsolved: Hidden Mystery Games Apple: https://apps.apple.com/us/app/unsolved-hidden-mystery-games/id1522149479

Unsolved: Hidden Mystery Games Google Play: https://play.google.com/store/apps/details?id=com.artifexmundi.mopa1.gp&hl=en_US≷=US

NOX – Mystery Adventure Escape Google Play: https://play.google.com/store/apps/details?id=com.everbytestudio.escape.room.hidden.object.puzzle.games&hl=en_US≷=US

NOX – Mystery Adventure Escape Apple: https://apps.apple.com/us/app/nox-escape-games/id1476086732

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes you’d like:

Agent Apps | Best Budgeting Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-best-budgeting-apps/

Agent Apps | Fun & Educational Apps for Kids: https://agentsurvivalguide.podbean.com/e/agent-apps-fun-educational-apps-for-kids/

Agent Apps | Fun With Multiplayer Mobile Games: https://agentsurvivalguide.podbean.com/e/agent-apps-fun-with-multiplayer-mobile-games/

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Reach your community and find perspective Medicare clients simultaneously by hosting a Turning 65 educational event. Listen for tips and strategies to get started! Read the text version

Register with Ritter:https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

2024 Marketplace Final Rule Changes Agents Should Know: https://www.ritterim.com/blog/2024-marketplace-final-rule-changes-agents-should-know/

Agent Tools – Marketing & Incentives with Ritter: https://www.ritterim.com/agent-tools/marketing-incentives/

Build Your Brand with Community Involvement: https://agentsurvivalguide.podbean.com/e/build-your-brand-with-community-involvement/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

Rules for Hosting a Compliant Medicare Educational Event: https://www.ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/

Shop for Marketing Materials from Ritter: https://shopritterim.com/

What Not to Say During Medicare Educational and Sales Events: https://www.ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/

References: Financial Seminar Services: https://www.financialseminarservices.com/

ReminderMedia: https://remindermedia.com/ritter-insurance/

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The Friday Five for July 21, 2023: * 988 crisis hotline celebrates 1 year milestone * Spotify partners with Calm meditation app * Proposed changes for STC and Hospital Indemnity plans * Ozempic & Wegovy & Medicare * Prospecting mistakes to avoid

Have a topic recommendation for the Friday Five? Email us at asgpodcast@ritterim.com!

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/

2024 Maximum Broker Commissions for Medicare Advantage and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/

AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/

FAQs About NABIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/

Language Translation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-language-translation-apps/

Ritter Insurance Marketing on YouTube: https://www.youtube.com/user/RitterInsurance

The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-2023/

What Does 'Ready-to-Sell' Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/

Calm Podcasts on Spotify: Breathe Into It: https://open.spotify.com/episode/3JtCRiwXroThdUlIOxzToX?si=7a05e43221bd4d6c

Calm for Beginners: https://open.spotify.com/show/6HxXdhHyZOsA3vGCeJaG5U?si=1f72a6612e454d0c

Calm for Kids: https://open.spotify.com/show/40mswlqdJCaHDIbWj9jE3z?si=2fec733a909c4042

Calm for Meditation: https://open.spotify.com/show/58RqUofZBwyEmnTq0LMw9T?si=9448026ab43f4a6e

Calm for Sleep: https://open.spotify.com/show/1UvVIjKpMiKBVqxSg6Jkq9?si=4d7f8fdb16234880

Calm for Stress & Anxiety: https://open.spotify.com/show/03UAxl8raYWRF94y7sj5TH?si=156e37a41adc412d

References: 19 Prospecting Mistakes to Avoid: https://www.thinkadvisor.com/2023/07/10/19-prospecting-mistakes-to-avoid/

988 mental health crisis line gets 5 million calls, texts and chats in first year: https://www.npr.org/sections/health-shots/2023/07/15/1187862144/988-mental-health-crisis-line-gets-5-million-calls-texts-and-chats-in-first-year

988 Suicide & Crisis Lifeline Adds Spanish Text and Chat Service Ahead of One-Year Anniversary: https://www.hhs.gov/about/news/2023/07/13/988-suicide-crisis-lifeline-adds-spanish-text-chat-service-ahead-one-year-anniversary.html

Battle for the 'Taco Tuesday' trademark is over as Taco John's ends dispute with Taco Bell: https://abc7.com/taco-tuesday-phrase-trademark-bell-johns/13520744/

Biden Administration Moves to Ban Fee-for-Service Indemnity Health: https://www.thinkadvisor.com/2023/07/10/biden-administration-moves-to-ban-fee-for-service-indemnity-health/

Bidenomics Is Working: The President’s Plan Grows the Economy from the Middle Out and Bottom Up—Not the Top Down: https://www.whitehouse.gov/briefing-room/statements-releases/2023/06/28/bidenomics-is-working-the-presidents-plan-grows-the-economy-from-the-middle-out-and-bottom-up-not-the-top-down/

Calm and Spotify partner to make mental health content more accessible: https://blog.calm.com/blog/get-calm-on-spotify

Calm is bringing sleep, meditation and relaxation shows to Spotify: https://www.engadget.com/calm-is-bringing-sleep-meditation-and-relaxation-shows-to-spotify-130009932.html

Does Medicare Cover Ozempic? https://www.medicare.org/articles/does-medicare-cover-ozempic/

FACT SHEET: President Biden Announces New Actions to Lower Health Care Costs and Protect Consumers from Scam Insurance Plans and Junk Fees as Part of “Bidenomics” Push: https://www.whitehouse.gov/briefing-room/statements-releases/2023/07/07/fact-sheetpresident-biden-announces-new-actions-to-lower-health-care-costs-and-protect-consumers-from-scam-insurance-plans-and-junk-fees-as-part-of-bidenomics-push/

Meta Teams Up With Microsoft, Qualcomm on Llama 2 AI Large Language Model: https://www.cnet.com/tech/meta-teams-up-with-microsoft-qualcomm-on-llama-2-ai-large-language-model/

Meta Unveils a More Powerful A.I. and Isn’t Fretting Over Who Uses It: https://www.nytimes.com/2023/07/18/technology/meta-ai-open-source.html

New Proposed Restrictions on Short-Term Medical & Hospital Indemnity Plans: https://www.ritterim.com/blog/new-proposed-restrictions-on-short-term-medical-hospital-indemnity-plans/

Short-Term, Limited-Duration Insurance; Independent, Noncoordinated Excepted Benefits Coverage; Level-Funded Plan Arrangements; and Tax Treatment of Certain Accident and Health Insurance: https://www.federalregister.gov/documents/2023/07/12/2023-14238/short-term-limited-duration-insurance-independent-noncoordinated-excepted-benefits-coverage

Spotify Teams Up With Calm To Release Wellness-Focused Content: https://hypebeast.com/2023/7/spotify-calm-wellness-content-partnership

Statement by HHS Secretary Xavier Becerra Celebrating the One-Year Anniversary of the Launch of 988: https://www.hhs.gov/about/news/2023/07/16/statement-hhs-secretary-xavier-becerra-celebrating-one-year-anniversary-launch-988.html

The Risks of Taking Drugs Like Ozempic When You’re Over 65: https://www.nytimes.com/2023/07/17/well/ozempic-wegovy-risks-older.html

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Achieve 'ready-to-sell ' status with help from the Agent Survival Guide. Not sure what RTS means? It’s more than just a feeling! Learn about carrier requirements and steps agents take to become officially ready to sell. Read the text version

Create your free RitterIM profile by Registering with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 2024 Maximum Broker Commissions for Medicare Advantage and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/

Contracting Made Simple & Smart: https://www.ritterim.com/agent-tools/online-contracting/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

FAQs About AHIP: https://agentsurvivalguide.podbean.com/e/faqs-about-ahip-2023/

FAQs About NABIP: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/

How to Get Your Medicare Enrollment Kits on Time: https://www.ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/

Instructions to check ‘ready-to-sell’ status on Ritter Docs: https://docs.ritterim.com/agents/contracts/

Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

What is AHIP Certification and How Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/

Why sell Medicare plans? Learn more about the products agents can sell through Ritter Insurance Marketing: https://www.ritterim.com/products/medicare/

Why Should Agents Register with Ritter Insurance Marketing? https://agentsurvivalguide.podbean.com/e/why-should-agents-register-with-ritter-insurance-marketing/

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Need some help with translating conversations and text? In this episode, Tina compares three popular language translation apps you can take with you when you travel!

DeepL website: https://www.deepl.com/en/app/

Google Translate website: https://translate.google.com/

Papago by Naver website: https://papago.naver.com/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes you’ll like: Agent Apps | Apps for Pet Owners: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-pet-owners/

Agent Apps | Apps to Take With You When Traveling: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-take-with-you-when-traveling/

Agent Apps | Best Free Language Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-the-best-language-apps/

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Learn the rules for taking the AHIP test, information on discounts and reimbursement, how to prepare yourself, test-taking tips, legit tech hacks, and more! Before you begin your first attempt at AHIP certification, be sure to listen to this ASG Podcast episode, updated for the 2024 Annual Enrollment Period. Read the text version

Get on the Ritter Platform (and get access to our amazing tools!) by Registering with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 2024 Maximum Broker Commissions for Medicare Advantage and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

4 Reasons Why Agents Should Sell Medicare Advantage Plans for 2024: https://www.ritterim.com/2024-medicare-advantage-opportunity/

Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://agentsurvivalguide.podbean.com/e/4-reasons-why-ritter-should-be-your-fmo-insurance-agency/

FAQs about AHIP: https://agentsurvivalguide.podbean.com/e/faqs-about-ahip-2023/

How to Survive AEP: Wellness Tips for Insurance Agents: https://agentsurvivalguide.podbean.com/e/how-to-survival-aep-wellness-tips-for-insurance-agents-asg177/

Medicare Part D – Could Be Just What the Doctor Ordered: https://agentsurvivalguide.podbean.com/e/medicare-part-d-could-be-just-what-the-doctor-ordered-%c7%80-asg065/

What is AHIP Certification and How to Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/

Why Insurance Agents Fail & How No To! https://agentsurvivalguide.podbean.com/e/why-insurance-agents-fail-how-not-to/

Why You Need to Make Time for Medicare Training & Where to Find Great Resources: https://agentsurvivalguide.podbean.com/e/why-you-need-to-make-time-for-medicare-training-where-to-find-great-resources/

References: 6 Benefits of Managing Your Stress Better: https://psychcentral.com/stress/the-benefits-of-stress-management

AHIP Certification Training Website: https://www.ahipmedicaretraining.com/

How to Connect a Laptop to a Monitor: https://www.wikihow.com/Connect-a-Laptop-to-a-Monitor

Positive thinking: Stop negative self-talk to reduce stress: https://www.mayoclinic.org/healthy-lifestyle/stress-management/in-depth/positive-thinking/art-20043950

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The 2024 Annual Enrollment Period will be here before you know it. We’ve broken down the path to a successful AEP in 5 steps, tap that play button to find out what they are!

Read the text version

Ritter Events Calendar: https://www.ritterim.com/events/

Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP: https://agentsurvivalguide.podbean.com/e/3-benefits-to-contracting-to-sell-medicare-advantage-outside-of-aep/

10 Tips to Submitting an Error-Free Application: https://agentsurvivalguide.podbean.com/e/10-tips-to-submitting-an-error-free-application/

Carrier Pages on Ritter Docs: https://docs.ritterim.com/products/carriers/

FAQs About AHIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-ahip-2023/

FAQs About NABIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/

How to Check for Your First Looks: https://www.ritterim.com/blog/how-to-check-for-your-first-looks/

How to Cross-Sell Insurance: The Advisor Approach: https://agentsurvivalguide.podbean.com/e/how-to-cross-sell-insurance-the-advisor-approach-2022/

How to Get Your Medicare Enrollment Kits on Time: https://www.ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Preparing for AEP Ritter Webinar: https://screenpal.com/watch/c31vqCV0qtV

Ritter’s Certification Center on Ritter Docs: https://docs.ritterim.com/products/certification/

Sense Success with Dental, Vision, and Hearing Plans: https://agentsurvivalguide.podbean.com/e/sense-success-with-dental-vision-and-hearing-plans/

The Complete Guide on How to Sell Medicare Advantage Plans eBook DOWNLOAD: https://www.ritterim.com/medicare-advantage-ebook/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

What is AHIP Certification and How Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/

Why Insurance Agents Fail (& How Not To!) https://agentsurvivalguide.podbean.com/e/why-insurance-agents-fail-how-not-to/

References: 71% of Consumers More Likely To Buy A Product Or Service From A Name They Recognize: https://www.globalbankingandfinance.com/71-of-consumers-more-likely-to-buy-a-product-or-service-from-a-name-they-recognise/

Miramar:Agent: https://miramar-agent.com/

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The Friday Five for July 14, 2023: * Fed announces CPI report for June 2023 * CDC swears in 20th Director – Dr. Mandy Cohen * Senator Schumer calls for FDA to investigate Prime Energy * Update on Student Loan Forgiveness * Join Sarah at the Ritter Summits!

Like what you hear? Follow along with our show for more!

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/

2024 Maximum Broker Commissions for Medicare Advantage and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/

CMS Revises Medicare Drug Negotiations, $35 Cap on Part B Insulin, & Instagram Threads Launch: https://agentsurvivalguide.podbean.com/e/cms-revises-medicare-drug-negotiations-35-cap-on-part-b-insulin-instagram-threads-launch/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

FAQs About NABIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/

Register to attend the Ritter Summits: https://summits.ritterim.com/

References: CPI report live updates: Inflation cools again in June as gains in grocery prices slow: https://www.usatoday.com/story/money/economy/2023/07/12/june-cpi-report-live-updates/70399319007/

Everything Coming to Netflix, Disney+, Max & Other Major Streaming Services in July 2023: https://comicbook.com/movies/news/new-streaming-july-2023-netflix-disney-max-hulu-movies-tv/#31

Inflation: Consumer prices in June rose at slowest annual rate since March 2021: https://finance.yahoo.com/news/june-cpi-inflation-data-july-13-2023-123148137.html

Inflation Continues to Cool: Live Updates: https://www.nytimes.com/live/2023/07/12/business/cpi-inflation-fed

Inflation rose just 0.2% in June, less than expected as consumers get a break from price increases: https://www.cnbc.com/2023/07/12/inflation-rose-just-0point2percent-in-june-less-than-expected-as-consumers-get-a-break-from-price-increases.html

Joe Biden’s New Student Debt Relief Plan Might Actually Work This Time: https://slate.com/news-and-politics/2023/07/joe-biden-new-student-debt-plan-supreme-court-analysis.html

Logan Paul's PRIME Energy drink prompts concerns about the risks of caffeine for kids: https://www.nbcnews.com/health/health-news/logan-paul-prime-energy-drink-risks-caffeine-kids-rcna93422

New CDC director brings health care, public health experience to agency facing aftermath of pandemic: https://www.cnn.com/2023/07/11/health/cdc-director-mandy-cohen/index.html

Prime Hydration vs. Liquid IV: Key Differences Explained: https://dejittr.com/prime-hydration-vs-liquid/

'Prime' responds to concerns about the safety of its energy drinks: https://www.cnn.com/videos/world/2023/07/11/exp-prime-energy-drink-health-concerns-tirrell-lok-071103aseg1-cnni-world.cnn

Statement by CDC Director Rochelle P. Walensky on the Appointment of Dr. Mandy Cohen as the 20th CDC Director: https://www.cdc.gov/media/releases/2023/s0616-cohen.html

The Untold Truth Of Jolt Cola: https://www.mashed.com/910680/the-untold-truth-of-jolt-cola/

‘This fight is not over’: What to know about Biden’s new plan to forgive student debt: https://www.cnbc.com/2023/07/12/could-student-loan-forgiveness-still-happen-biden-is-working-on-it.html

What to know about Prime and other caffeinated energy drinks: https://www.washingtonpost.com/wellness/2023/07/11/prime-energy-drink-concerns-caffeine/

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No more struggling to keep certification details straight… get all the info in one place! Find out how we keep you informed during prep season so you can breathe easier and still enjoy summer. Read the text version. Not registered with RitterIM.com yet? No problem! Get started here: https://app.ritterim.com/public/registration/ (Tell them the Agent Survival Guide sent you 😉)

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance

Sarah on Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: Carrier Certification Weekly Roundup: https://www.ritterim.com/blog/the-latest-available-2024-ma-pdp-carrier-certifications/

eBooks and Guides for Insurance Agents selling Medicare: https://www.ritterim.com/guides/

Ritter’s Certification Center: https://docs.ritterim.com/products/certification/

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The Friday Five for July 7, 2023: * CMS Revisions to Medicare Drug Price Negotiation Program * $35 Cap on Medicare Part B Insulin in Effect * Twitter Announces Read Limits and Tweet Deck Changes * Bluesky Social Updates, Still in Beta * Launch of Instagram Threads & First Impressions

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/

2024 Maximum Broker Commissions for Medicare Advantage and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

Instagram Threads: https://www.threads.net

Podcast Recommendations for Summer 2023: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2023/

The Inflation Reduction Act’s Part B Insulin Price Takes Effect July 1: https://www.medicarerights.org/medicare-watch/2023/06/29/the-inflation-reduction-acts-part-b-insulin-price-takes-effect-july-1

What You Need to Know About the Medicare Insulin Cost Cap: https://www.aarp.org/politics-society/advocacy/info-2023/medicare-insulin-questions-answers.html

References: Elon Musk blames data scraping by AI startups for his new paywalls on reading tweets: https://www.theverge.com/2023/7/1/23781198/twitter-daily-reading-limit-elon-musk-verified-paywall

Explaining the Prescription Drug Provisions in the Inflation Reduction Act: https://www.kff.org/medicare/issue-brief/explaining-the-prescription-drug-provisions-in-the-inflation-reduction-act/

Fact Sheet: Medicare Drug Price Negotiation Program Revised Guidance: https://www.cms.gov/files/document/fact-sheetrevised-drug-price-negotiation-program-guidance-june-2023.pdf

How Will the Prescription Drug Provisions in the Inflation Reduction Act Affect Medicare Beneficiaries? https://www.kff.org/medicare/issue-brief/how-will-the-prescription-drug-provisions-in-the-inflation-reduction-act-affect-medicare-beneficiaries/

New $35 Insulin Cost Cap Applies to More Medicare Enrollees: https://www.thinkadvisor.com/2023/07/03/new-35-insulin-cost-cap-applies-to-more-medicare-enrollees/

Threads, Instagram’s ‘Twitter Killer,’ Has Arrived: https://www.nytimes.com/2023/07/05/technology/threads-app-meta-twitter-killer.html

Twitter's new 'rate limit' rule worries users, could restrict life-saving information: https://www.usatoday.com/videos/tech/2023/07/03/heres-why-twitters-read-limit-rule-could-cause-turmoil-users/12204121002/

'Twitter rate limit exceeded'? How many tweets you can read per day now - and why: https://www.zdnet.com/article/twitter-rate-limit-exceeded-heres-how-many-tweets-you-can-read-per-day-now-and-why/

Twitter silently removes login requirement for viewing tweets: https://techcrunch.com/2023/07/05/twitter-silently-removes-login-requirement-for-viewing-tweets/

Twitter to put TweetDeck behind a paywall: https://www.cnn.com/2023/07/04/business/tweetdeck-verified-twitter/index.html

What is Twitter’s rate limit, and can you bypass it? https://cointelegraph.com/news/what-is-twitter-s-rate-limit

Instagram Threads is live, threatening Twitter's reign: What to know about the new Meta app: https://www.nbcnews.com/tech/internet/instagram-threads-meta-twitter-competitor-what-to-know-rcna92689

Zuckerberg says Threads, Instagram's new Twitter-like app, has 30 million users; Elon Musk responds: https://www.foxbusiness.com/technology/zuckerberg-says-threads-instagrams-new-twitter-like-app-launched-5-million-users-elon-musk-responds

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The ASG Team answers frequently asked questions about NABIP Medicare Certification to help you get prepared for the exam. Listen, take notes, and study away! Read the text version Question about NABIP certification? Reach out to our team: https://www.ritterim.com/meet-your-sales-team/ or send us an email at asgpodcast@ritterim.com

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 2024 Maximum Broker Commissions for MA and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/

Best Budgeting Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-best-budgeting-apps/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

How to Streamline Your Insurance Sales Process: https://agentsurvivalguide.podbean.com/e/how-to-streamline-your-insurance-sales-process/

NAHU Rebrand, Medicaid Unwinding, & the State of the Senior Market 2023: https://agentsurvivalguide.podbean.com/e/nahu-rebrand-medicaid-uncoupling-the-state-of-the-senior-market-2023-the-friday-five/

Why Should Agents Register with Ritter Insurance Marketing? https://agentsurvivalguide.podbean.com/e/why-should-agents-register-with-ritter-insurance-marketing/

References: Carriers Accepting NABIP Certification: https://nabip.org/professional-development/medicare-advantage-certification/carriers

Check your state's approved CE hours here: https://www.netstudy.com/nabip/site/coursedetails/1702

NABIP 2024 Medicare Certification: https://www.ritterim.com/blog/nabip-2024-medicare-certification/

NABIP Corporate Partnership Information: https://nabip.org/membership/corporate-partnership

NABIP's helpful Medicare Advantage Certification Training User Guide: https://www.netstudy.com/nabip/site/coursedetails/1702

NABIP Online Learning Institute: https://nabip.inreachce.com/

NABIP State Rules for Insurance Continuing Education: https://www.netstudy.com/nabip/site/staterules

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Unlock your full potential by saying goodbye to negativity and self-doubt! Learn how to use these 5 tips to build new confidence in your skills and abilities. Let's move forward strategically, together! Map out your next steps with confidence – we can help! Reach out to our team: https://www.ritterim.com/meet-your-sales-team/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 20 Ways to Relax & Relieve Stress in 2022: https://agentsurvivalguide.podbean.com/e/20-ways-to-relax-relieve-stress-in-2022/

Creating Margin & Taking Back Control of Your Time: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/

Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/

How to Successfully Set SMART Goals: https://agentsurvivalguide.podbean.com/e/how-to-successfully-set-smart-goals-1639071365/

Is Toxic Positivity Real? (And How to Avoid It): https://agentsurvivalguide.podbean.com/e/is-toxic-positivity-real-and-how-to-avoid-it/

The Power of Listening & Laughter: https://agentsurvivalguide.podbean.com/e/the-power-of-listening-laughter-monday-motivation/

Using a SWOT Analysis to Review Your Insurance Business: https://agentsurvivalguide.podbean.com/e/using-a-swot-analysis-to-review-your-insurance-business/

References: 5 Steps for Increasing Your Self-Esteem and Confidence: https://www.psychologytoday.com/us/blog/fixing-families/202208/5-steps-increasing-your-self-esteem-and-confidence

10 Ways To Build Confidence: https://www.forbes.com/sites/francesbridges/2017/07/21/10-ways-to-build-confidence/

10 Ways to Build Your Confidence at Work: https://www.inc.com/john-brandon/10-ways-to-build-your-confidence-at-work.html

15 Tips to Build Confidence in Business: https://www.deliberatedirections.com/confidence/

18 Keys to be at your Self-Confident Best in 2023: https://www.linkedin.com/pulse/18-keys-your-self-confident-best-2023-ramanathan-pmp-cssgb-ains-au/

How to Be Confident: 8 Tips for Building Confidence: https://www.masterclass.com/articles/how-to-be-more-confident

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It’s here! CMS 2024 maximum broker commissions for Medicare Advantage and Medicare Part D plans are out. Listen to find out how much you can earn writing MA and PDP business this coming year. Read the text version

Ready to get started with Ritter Insurance Marketing? Register at: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: CMS 2024 MA & Part D Rate Announcement, Medicaid Redeterminations, The 27th Webby Awards: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-rate-announcement-medicaid-redeterminations-the-27th-webby-awards/

CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/

How Insurance FMOs Work eBook: https://www.ritterim.com/how-insurance-fmos-work/

Knight School: https://www.ritterim.com/knight-school/

Major Compliance Changes Coming to Medicare Advantage & Part D for 2024: https://agentsurvivalguide.podbean.com/e/major-compliance-changes-coming-to-medicare-advantage-part-d-for-2024/

The Complete Guide on How to Sell Prescription Drug Plans: https://www.ritterim.com/pdp-ebook/

The Complete Guide on How to Sell Medicare Advantage Plans: https://www.ritterim.com/medicare-advantage-ebook/

The Future of Medicare Part D: The Push Toward MAPD: https://agentsurvivalguide.podbean.com/e/the-future-of-medicare-part-d-the-push-toward-mapd/

The Ideal Client for Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/the-ideal-client-for-medicare-advantage-plans/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

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Looking for ways to make budgeting easier? This week we’ve got two apps that help you balance your budget, track transactions, and collaborate with family members. GoodBudget: https://goodbudget.com/

HoneyDue: https://www.honeydue.com/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes you’ll like: Agent Apps | Apps All-Around Staff Picks Summer 2022: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-all-around-staff-picks-summer-2022/

Agent Apps | Apps to Make Your Small Business More Efficient: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-make-your-small-business-more-efficient/

Agent Apps | Apps to Take With You When Traveling: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-take-with-you-when-traveling/

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Did you complete your AHIP certification yet? Not sure what the AHIP exam is? Don’t stress! We’ve got details on requirements, how certification works for agents, and more! Read the text version

Get access to Ritter’s Certification Center by registering with our site: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: AHIP Test Tips and Tricks for Medicare Certification: https://www.ritterim.com/blog/ahip-test-tips-and-tricks-for-medicare-certification/

FAQs about AHIP: https://agentsurvivalguide.podbean.com/e/faqs-about-ahip-2023/

The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-1625588974/

Ritter Insurance Marketing’s Certification Center: https://docs.ritterim.com/products/certification/

We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/

References: AHIP Corporate Partnerships: https://www.ahip.org/corporate-partnerships

AHIP Issues: https://www.ahip.org/issues

AHIP Member Organizations: https://www.ahip.org/members

AHIP Online Courses: https://www.ahip.org/courses

AHIP Unveils Refreshed Brand, Updated Mission to Improve Health Care for All Americans: https://www.ahip.org/news/press-releases/ahip-unveils-refreshed-brand-updated-mission-to-improve-health-care-for-all-americans

Medicare + Fraud, Waste, and Abuse Training: https://www.ahip.org/courses/medicare-fraud-waste-and-abuse-training

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The Friday Five for June 23, 2023: * Drug Companies Sue Government over Medicare Drug Inflation Rebate Program * President Biden Announces His Pick for New CDC Director * Amazon “Dark Patterns” Lawsuit, Prime Day for 2023 * Spotify Reveals “Supremium” Subscription Tier with New Features * Updates on AHIP & NABIP Certification, Ritter Summits Registration

Get in touch with the ASG Podcast Team! Send us an email at asgpodcast@ritterim.com

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: AEP Prep, Medicare Drug Rebates for Q3, & Medicaid Unwinding Tracker: https://agentsurvivalguide.podbean.com/e/aep-prep-medicare-drug-rebates-for-q3-medicaid-unwinding-tracker/

FAQs About AHIP: https://agentsurvivalguide.podbean.com/e/faqs-about-ahip-2023

Podcast Recommendations for Summer 2023: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2023/

Ritter Summits Registration Link: https://summits.ritterim.com/

References: Amazon Announces the Dates for Its Annual Prime Day Event: https://gizmodo.com/amazon-announces-the-dates-for-its-prime-day-event-1850561243

Amazon Prime Day 2023 is July 11th and 12th — and great deals are already live: https://www.yahoo.com/lifestyle/amazon-prime-day-2023-is-july-11th-and-12th-105718819.html

Amazon ‘tricked’ customers into paying for Prime, new FTC suit alleges: https://www.washingtonpost.com/technology/2023/06/21/amazon-ftc-lawsuit-prime/

Biden selects Mandy Cohen as next CDC director: https://thehill.com/policy/healthcare/4053616-biden-announces-mandy-cohen-as-pick-for-next-cdc-director/

Biden taps former North Carolina health official Mandy Cohen as new director of CDC: https://www.fiercehealthcare.com/payers/initial-response-bidens-appointment-mandy-cohen-new-cdc-director-positive

Drugmakers want to stop Medicare from negotiating prices. Here’s what you should know: https://www.cnn.com/2023/06/15/politics/medicare-drug-price-negotiations-lawsuits/index.html

Drugmakers aim to strike down Medicare drug-price negotiations at Supreme Court: https://www.cnbc.com/2023/06/20/drug-prices-drugmakers-aim-to-fight-medicare-negotiations-at-scotus.html

I Was Caroline Calloway Seven years after I met the infamous Instagram star, I’m ready to tell my side of the story. https://www.thecut.com/2019/09/the-story-of-caroline-calloway-and-her-ghostwriter-natalie.html

Netflix's Tudum 2023: Everything Announced: https://www.ign.com/articles/netflixs-tudum-2023-everything-announced

Spotify’s long-anticipated HiFi tier might require a more expensive subscription: Spotify’s long-anticipated HiFi tier might require a more expensive subscription: https://www.theverge.com/2023/6/20/22746337/spotify-hifi-lossless-new-premium-tier-supremium

Spotify Plans New Premium Tier, Expected to Include HiFi Audio: https://www.bloomberg.com/news/articles/2023-06-20/spotify-plans-new-premium-tier-expected-to-include-hifi-audio

Spotify Rumoured to be Introducing New "Supremium" Subscription Band Later This Year: https://mixmag.net/read/spotify-introduce-more-expensive-subscription-2023-hifi-news

Statement by HHS Secretary Xavier Becerra on Appointment of Dr. Mandy Cohen as Next Director of the CDC: https://www.hhs.gov/about/news/2023/06/16/statement-by-hhs-secretary-xavier-becerra-on-appointment-of-dr-mandy-cohen-as-next-director-of-cdc.html

The Essay That Started It All In her book Adult Drama, Natalie Beach reckons with her decision to write about Caroline Calloway and what came next. https://www.thecut.com/2023/06/natalie-beach-adult-drama-excerpt.html

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Have questions about AHIP? We've got answers! In this episode, Tina joins Sarah in the studio with some frequently Email us at ASGPodcast@Ritterim.com

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: AHIP Test Tips and Tricks for Medicare Certification: https://www.ritterim.com/blog/ahip-test-tips-and-tricks-for-medicare-certification/

AHIP 2024, MA Enrollment Milestone, & Apple Personal Voice: https://agentsurvivalguide.podbean.com/e/ahip-2024-ma-enrollment-milestone-apple-personal-voice/

FAQs About NABIP Medicare Certification: https://www.ritterim.com/blog/faqs-about-nabip-medicare-certification/

NABIP 2024 Medicare Certification: https://www.ritterim.com/blog/nabip-2024-medicare-certification/

NABIP Certification, CHATGPT Scams, and Innovation for Field Agents: https://agentsurvivalguide.podbean.com/e/nabip-certification-chatgpt-scams-and-innovation-for-field-agents/

Ritter Docs – Carriers: https://docs.ritterim.com/products/carriers/

The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-1625588974/

Updates to the 2024 AHIP Certification You Should Know: https://www.ritterim.com/blog/updates-to-the-2024-ahip-certification-you-should-know/

References: Medicare + Fraud, Waste, and Abuse (MFWA) Training: https://www.ahipmedicaretraining.com/page/login

Test Anxiety: Can it be treated? https://www.mayoclinic.org/diseases-conditions/generalized-anxiety-disorder/expert-answers/test-anxiety/faq-20058195

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We’re kicking off summer with a full “Rueppel Recommends” episode featuring 10 new podcast recommendations! Sarah highlights shows that get her ready for the day, family-friendly podcasts for vacation, audio fiction to unwind with, plus summer podcast debuts she can’t wait for!

Links to Shows Sarah Mentioned: Articles of Interest: https://www.radiotopia.fm/podcasts/articles-of-interest

Before Breakfast: https://lauravanderkam.com/before-breakfast-podcast/

Cascadia: https://podcasts.apple.com/us/podcast/cascadia/id1599994016

Case 63: https://open.spotify.com/show/4c9ZKaFtEKweSYOlYvxfvp

Classy with Jonathan Menjivar: https://www.pineapple.fm/

Dream Breachers (Pinna) https://pinna.fm/library/kids-shows/pinna-podcasts/dream-breachers

Dream Breachers (Spotify) https://open.spotify.com/show/3JuT0YIYma7ZJi4YdU3nT3

Nightingale: https://open.spotify.com/show/1gltyfpI9GopcupOLJ7moo

Six Minutes: Out of Time: https://gzmshows.com/shows/listing/six-minutes-out-of-time/

Strange Air: https://www.strangeairpodcast.com/

The Hustle Daily Show: https://www.thehustledaily.show/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Past Podcast Recommendation Episodes: Winter 2022 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2022-podcast-recommendations/

Top 5 Podcasts of 2022: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2022/

International Podcast Day 2022: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2022/

Podcast Recommendations for Summer 2022: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2022/

Winter 2021 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2021-podcast-recommendations/

Top 5 Podcasts of 2021: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2021/

International Podcast Day 2021: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2021-1632944993/

Podcast Recommendations for Summer 2021: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2021/

March 12, 2021 | The Friday Five: https://agentsurvivalguide.podbean.com/e/march-12-2021-the-friday-five/

Podcasts We're Currently Listening To (Winter 2021): https://agentsurvivalguide.podbean.com/e/january-1-2021-the-friday-five/

Top 5 Podcasts of 2020: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2020-the-friday-five/

International Podcast Day 2020: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2020/

Podcast Recommendations for Summer 2020: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2020-the-tuesday-ten/

Podcasts We're Currently Listening To: https://agentsurvivalguide.podbean.com/e/podcasts-we-re-currently-listening-to-the-friday-five/

Top 5 Podcasts of 2019: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2019-the-friday-five/

International Podcast Day 2019: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2019/

Behind the Scenes of the Agent Survival Guide Podcast: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-%C7%80-asg100-%F0%9F%8E/

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The Friday Five for June 16, 2023: * Certification for 2024 AEP begins next week * June FMOC: May CPI data and interest rates hold * HHS announces Medicare drug rebate list for Q3 * Subreddits go dark to protest new API pricing * KFF Medicaid Unwinding Tracker

Register with RitterIM for access to Carrier Pages with AHIP incentives, simplified contracting, organizing your book of business, and more!

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/

Carrier Pages on Ritter Docs: https://docs.ritterim.com/products/carriers/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

Fun & Educational Apps for Kids: https://agentsurvivalguide.podbean.com/e/agent-apps-fun-educational-apps-for-kids/

We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/

Why Should Agents Register with Ritter Insurance Marketing? https://agentsurvivalguide.podbean.com/e/why-should-agents-register-with-ritter-insurance-marketing/

References: https://www.kff.org/medicaid/issue-brief/10-things-to-know-about-the-unwinding-of-the-medicaid-continuous-enrollment-provision/

API pricing protests caused Reddit to crash for 3 hours: https://arstechnica.com/gadgets/2023/06/api-pricing-protests-caused-reddit-to-crash-for-3-hours/

Federal Reserve holds interest rates steady, forecasts two more rate hikes this year: https://finance.yahoo.com/news/federal-reserve-interest-rate-policy-decision-june-14-2023-180115494.html

Federal Reserve holds interest rates steady, signals more hikes ahead: https://www.axios.com/2023/06/14/federal-reserve-interest-rates-inflation

Federal Reserve issues FOMC statement: https://www.federalreserve.gov/newsevents/pressreleases/monetary20230614a.htm

Here’s the inflation breakdown for May 2023, in one chart: https://www.cnbc.com/2023/06/13/heres-the-inflation-breakdown-for-may-2023-in-one-chart.html

HHS unveils second wave of inflation-capped Medicare Part B prescription drugs: https://www.fiercehealthcare.com/payers/hhs-unveils-second-wave-inflation-capped-medicare-part-b-prescription-drugs

Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/medicaid/issue-brief/medicaid-enrollment-and-unwinding-tracker/

Reddit moderators vow to continue blackout in API access fees row: https://www.theguardian.com/technology/2023/jun/14/reddit-moderators-vow-to-continue-blackout-in-api-access-fees-row

Reduced Coinsurance for Certain Part B Rebatable Drugs under the Medicare Prescription Drug Inflation Rebate Program: https://www.cms.gov/files/document/reduced-coinsurance-part-b-rebatable-drugs-6823.pdf

Subreddits Are Planning an Indefinite Blackout in Response to Leaked Reddit CEO Memo: https://gizmodo.com/subreddits-are-planning-an-indefinite-blackout-in-respo-1850537972

The Reddit blackout shows no signs of stopping: https://www.cnn.com/2023/06/14/tech/reddit-blackout/index.html

United States Inflation Rate: https://tradingeconomics.com/united-states/inflation-cpi

What To Expect From The Fed’s Upcoming 2023 Meetings:

https://www.forbes.com/sites/simonmoore/2023/04/08/what-to-expect-from-the-feds-upcoming-2023-meetings

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Need some summer activities for your kiddos? Don’t worry, Tina reviewed some apps that are safe, fun, and educational to keep the kids in your life occupied and learning. Khan Academy Kids: https://learn.khanacademy.org/khan-academy-kids/

Mimo: https://mimo.org/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: Agent Apps | Apps to Help Get Organized with Household Chores: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-help-get-organized-with-household-chores/

Agent Apps | Fun With Multiplayer Mobile Games: https://agentsurvivalguide.podbean.com/e/agent-apps-fun-with-multiplayer-mobile-games/

Agent Apps | Grow With These Plant and Nature Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-grow-with-these-plant-and-nature-apps/

Agent Apps | Reading Books on the Go: Library Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-reading-books-on-the-go-free-library-apps/

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Why should you register with Ritter Insurance Marketing? What perks do Ritter agents get? We answer those questions and more in this explainer episode! Discover the tools, resources, and advantages you get when partnering with Ritter Insurance Marketing!

Have questions about working with Ritter Insurance Marketing? Email us for answers! ASGPodcast@RitterIM.com

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 2023 Medicare Part A & Part B Premiums and Deductibles: https://agentsurvivalguide.podbean.com/e/2023-medicare-part-a-b-premiums-and-deductibles/

4 Perks of Being a Part-Time Insurance Agent: https://agentsurvivalguide.podbean.com/e/4-perks-of-being-a-part-time-insurance-agent-2023/

5 Things About CallVault (Compliant Medicare Sales Call Recording: https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/

5 Tips for Selling Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/5-tips-for-selling-medicare-advantage-plans-2022/

Apps to Make Your Small Business More Efficient: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-make-your-small-business-more-efficient/

Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

Free eBooks and Guides: https://www.ritterim.com/guides/

Insurance Agents as TPMOs: What 2023 Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/

Knight School Online Learning Resource: https://www.ritterim.com/knight-school/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Medicareful: https://www.ritterim.com/agent-tools/medicareful/

Ritter Docs Site: https://docs.ritterim.com/

The Ritter Platform: https://app.ritterim.com/

The Ritter Platform Launches New eScope, FastTrack App, & Profile Features: https://www.ritterim.com/blog/the-ritter-platform-launches-new-escope-fasttrack-app-profile-features/

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications: https://agentsurvivalguide.podbean.com/e/the-ritter-platform-launches-new-drug-cost-estimator-and-prefilled-applications/

The Ritter Platform Launches 3 New Tools & Shared Client Records: https://www.ritterim.com/blog/the-ritter-platform-launches-3-new-tools-and-shared-client-records/

The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/

We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/

References: Integrity Marketing Group Website: https://www.integritymarketing.com/

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Join Sarah as she recaps announcements made by Apple at this year’s Worldwide Developer’s Conference. Discover new features, hear what we’re excited about, and learn how this tech can help insurance agents better connect with clients!

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: AHIP 2024, MA Enrollment Milestone, & Apple Personal Voice: https://agentsurvivalguide.podbean.com/e/ahip-2024-ma-enrollment-milestone-apple-personal-voice/

Apps to Make Your Small Business More Efficient: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-make-your-small-business-more-efficient/

Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/

Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/

We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/

References: Apple iOS 17 Preview: https://www.apple.com/ios/ios-17-preview/

Apple Vision Pro: https://www.apple.com/apple-vision-pro/

Coca-Cola’s newest flavor is aimed at gamers: https://www.cnn.com/2023/06/07/business/coca-cola-league-of-legends/index.html

Coca-Cola Ultimate unlocks a new flavor level for Coca-Cola Creations: https://foodsided.com/2023/06/07/coca-cola-ultimate-coca-cola-creations/

iPhone Will Let You Set a Custom Image or Memoji for Your Calls With iOS 17: https://www.cnet.com/tech/services-and-software/iphone-will-let-you-set-a-custom-image-or-memoji-for-your-calls-with-ios-17/

Journal is Apple’s new journaling app for iOS: https://www.theverge.com/2023/6/5/23738869/apple-journal-app-ios-iphone-wwdc-2023

McDonald's announces new ‘Grimace Birthday Meal and Shake,' with a first-ever menu item: https://www.nbcchicago.com/news/local/mcdonalds-grimace-birthday-meal-and-shake-purple-shake/3155810/

McDonald’s Grimace gets his own shake — and it’s perfectly purple: https://www.today.com/food/restaurants/mcdonalds-purple-grimace-shake-rcna87791

Personal Voice on iPhone: How to create yours with iOS 17: https://9to5mac.com/2023/06/07/personal-voice-on-iphone-ios-17-set-up/

What is Apple Live Voicemail and how does it work on iPhone?: https://www.pocket-lint.com/what-is-apple-live-voicemail-how-does-it-work-iphone/

You Can Log Your Moods and Emotions in iOS 17: https://www.macrumors.com/2023/06/05/ios-17-mood-logging/

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Transform your insurance business with marketing strategies and resources from the experts! Learn how to brand your insurance business, create a compliant website and social media presence, retention tips that work, where to find compliant marketing materials, content marketing strategies, and more! Questions about the tips mentioned in this episode? Email Sarah at ASGPodcast@RitterIM.com

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 3 Email Marketing Campaigns You Should Be Sending: https://agentsurvivalguide.podbean.com/e/3-email-marketing-campaigns-insurance-agents-should-be-sending/

7 Ways to Get Involved In Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia's Luke Acree and Andrew Saksa: https://agentsurvivalguide.podbean.com/e/8-relationship-marketing-strategies-for-insurance-agents-featuring-remindermedia-s-luke-acree-and-andrew-saksa/

Apps to Make Your Small Business More Efficient: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-make-your-small-business-more-efficient/

Best Practices for Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/

Building Client Loyalty: More Than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/

CMS' 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/

CMS' New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/

Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/

Empowering Agents Through Technology featuring Aaron Kassover from AgentMethods: https://agentsurvivalguide.podbean.com/e/empowering-agents-through-technology-ft-aaron-kassover-from-agent-methods/

Find your Sales Specialist at Ritter Insurance Marketing: https://www.ritterim.com/meet-your-sales-team/

Generate Medicare Leads Using Marketing Materials from ShopRitterIM: https://www.ritterim.com/blog/generate-medicare-leads-using-marketing-materials-from-shopritterim/

ReminderMedia special offer for Ritter Insurance Marketing agents: https://remindermedia.com/ritter-insurance-get-started-today/

Using a SWOT Analysis to Review Your Insurance Business: https://agentsurvivalguide.podbean.com/e/using-a-swot-analysis-to-review-your-insurance-business/

We’re Rebranding Medicareful for the 2024 Annual Enrollment Period: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/

What Are Insurance Hierarchies & How Do They Work? https://agentsurvivalguide.podbean.com/e/what-are-insurance-hierarchies-how-do-they-work/

References: Agent Methods Official Site: https://www.agentmethods.com/

CMS Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines

CMS Memo [May 10, 2023] Definition of Marketing: https://www.ritterim.com/documents/cms-memos/cms-definition-of-marketing-5-10-23.pdf

Medicare Advantage Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

ReminderMedia Official Site: https://remindermedia.com/

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Medicareful is getting a new name and a brand-new look! We answer frequently asked questions on the rebrand of Ritter's revolutionary quoting and enrollment tool! Read the text version

Question for Sales Specialist: https://www.ritterim.com/meet-your-sales-team/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources: 4 Perks of Being a Part-Time Insurance Agent: https://agentsurvivalguide.podbean.com/e/4-perks-of-being-a-part-time-insurance-agent-2023/

Agent Apps | Apps to Take With You When Traveling: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-take-with-you-when-traveling/

AHIP 2024, MA Enrollment Milestone, & Apple Personal Voice: https://agentsurvivalguide.podbean.com/e/ahip-2024-ma-enrollment-milestone-apple-personal-voice/

CMS' New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://www.ritterim.com/blog/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/

CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://www.ritterim.com/blog/cms-2024-ma-and-part-d-final-rule-changes-for-agents/

How to Streamline Your Insurance Sales Process: https://agentsurvivalguide.podbean.com/e/how-to-streamline-your-insurance-sales-process/

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/

Medicaid Work Requirements, Renewal Help, & Drug Price Transparency: https://agentsurvivalguide.podbean.com/e/medicaid-work-requirements-renewal-help-drug-price-transparency/

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Seize the opportunity to pass along your knowledge to your downline agents. We outline the many practices you can follow to prepare new agents for the field of sales and client engagement. Listen to find out what those are!Read the text version

Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Tips for Making a Better Insurance Sales Pitch: https://agentsurvivalguide.podbean.com/e/4-tips-for-making-a-better-insurance-sales-pitch-2022/

4 Strategies for Effectively Working With a Team: https://agentsurvivalguide.podbean.com/e/4-strategies-for-effectively-working-with-a-team/

Contact Info for the Ritter Sales Team: https://www.ritterim.com/meet-your-sales-team/

Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/

Ritter Docs Site: https://docs.ritterim.com/

How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://www.ritterim.com/blog/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/

How Professional Organizations Make You a Better Agent: https://www.ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

How to Recruit Insurance Agents to Your Downline: https://agentsurvivalguide.podbean.com/e/how-to-recruit-insurance-agents-to-your-downline-1622221250/

Knight School Training: https://www.ritterim.com/knight-school/

Ritter’s eBooks and Guides: https://www.ritterim.com/guides/

Ritter Summits: https://summits.ritterim.com/

The Best Books for Insurance Agents: https://www.ritterim.com/blog/the-best-books-for-insurance-agents/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

Tips for Becoming a Top Producing Insurance Agency: https://agentsurvivalguide.podbean.com/e/tips-for-becoming-a-top-producing-insurance-agency-2022/

What Are Insurance Hierarchies & How Do They Work: https://agentsurvivalguide.podbean.com/e/what-are-insurance-hierarchies-how-do-they-work/

Your Guide to Forming an Insurance Agent Network: https://agentsurvivalguide.podbean.com/e/your-guide-to-forming-an-insurance-network/

References:4 Types of Learning Styles: How to Accommodate a Diverse Group of Students: https://www.rasmussen.edu/degrees/education/blog/types-of-learning-styles/

5 Benefits of Incorporating Hands On Learning into Training: https://www.linkedin.com/pulse/5-benefits-incorporating-hands-learning-training-allie-golon/

5 Self-Employed retirement Plans to Consider: https://www.nerdwallet.com/article/investing/retirement-plans-self-employed

10 Best Virtual Meeting Platforms & Software: https://teambuilding.com/blog/virtual-meeting-platforms

11 Benefits of Collaborative Learning (Plus Tips To Use It): https://www.indeed.com/career-advice/career-development/benefits-of-collaborative-learning

Four Steps to Reflection PDF: https://education.usask.ca/documents/fieldexperiences/tools-resources/focus/four-steps-reflection.pdf

How do Birds Learn How to Fly: https://www.allthingsnature.org/how-do-birds-learn-how-to-fly.htm

Level Up: The Value of Sales Shadowing for New Insurance Agents: https://blog.newhorizonsmktg.com/level-up-the-value-of-sales-shadowing-for-new-insurance-agents

Mentoring Guide PDF: https://www.rackham.umich.edu/downloads/more-mentoring-guide-for-mentors.pdf

Mind-blowing Statistics that Prove the Value of Employee Training and Development: https://www.shiftelearning.com/blog/statistics-value-of-employee-training-and-development

Ongoing Training: Benefits and Impact: https://www.apty.io/blog/ongoing-training-benefits-and-impact/

Reflective Practice: https://www.skillsyouneed.com/ps/reflective-practice.html

Self-employed Health Coverage: https://www.healthcare.gov/self-employed/

The Complete Guide to Independent Contractor Taxes: https://www.nerdwallet.com/article/small-business/independent-contractor-tax-guide

The 5 Most Effective Teaching Styles (Pros & Cons of Each): https://www.thinkific.com/blog/teaching-styles/

Why Communication Consistency Is Vital To Your Business: https://www.forbes.com/sites/forbesnycouncil/2018/08/22/why-communication-consistency-is-vital-to-your-business/?sh=2890b16566e0

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The Friday Five for June 2, 2023: Medicaid work requirements in debt ceiling bill nixed, Medicaid enrollees unaware of Medicaid redeterminations and unsure of renewal process, Medicaid prescription drug transparency proposal, register to attend Ritter Summits, and RIMGO, Ritter’s AEP-prep game is back!

Next Steps After Listening: Get Ready to Summit with Ritter Insurance Marketing! https://summits.ritterim.com/

Reach out to your sales specialist! Click on the rep for your state here: https://www.ritterim.com/meet-your-sales-team/

RIMGO is Back: Ritter's Business-Boosting BINGO Competition! https://www.ritterim.com/blog/rimgo-is-back-ritters-business-boosting-bingo-competition

What Summit is Sarah attending? Email the podcast with a question to get the answer at ASGPodcast@RitterIM.com

Recent Episodes: Apps to Make Your Small Business More Efficient

Whether you’re working for yourself or a have a small team, these apps will help your business get organized and save time!

4 Perks of Being a Part-Time Insurance Agent

Looking for a new part-time profession? Want flexibility and make your own schedule? Selling insurance part-time may be right for you!

AHIP 2024, MA Enrollment Milestone, & Apple Personal Voice

AHIP 2024 certification dates, Medicare Advantage enrollment reaches 50 percent, one in five seniors skipping meds to cut costs, Apple Personal Voice feature, and Meta’s new Twitter clone

How to Streamline Your Insurance Sales Process

Are you having trouble meeting your personal and career goals, or feel your sales methods seem outdated? Perhaps you’re in a good spot, but you want to increase your sales? If any of those sound like you, it’s time to streamline your sales process!

NABIP Certification, ChatGPT Scams, and Innovation for Field Agents

NABIP 2024 certification release date, Chat GPT fleeceware scams, Craig Ritter’s panel at Medicarians, new HSA and HDHP limits from the IRS, and TikTok Sans.

References: Biden-Harris Administration Announces Proposal to Advance Prescription Drug Transparency in Medicaid: https://www.hhs.gov/about/news/2023/05/23/biden-harris-administration-announces-proposal-advance-prescription-drug-transparency-medicaid.html

Debt deal claws back COVID relief, spares Medicaid: https://www.axios.com/2023/05/30/debt-deal-claws-back-covid-relief-spares-medicaid

HR 2811, the Limit, Save, Grow Act of 2023: https://docs.house.gov/billsthisweek/20230529/BILLS-118hrPIH-fiscalresponsibility.pdf

Medicaid Drug Price Verification Survey and Pharmacy Benefit Manager Drug Price Transparency: https://www.cms.gov/newsroom/fact-sheets/medicaid-drug-price-verification-survey-and-pharmacy-benefit-manager-drug-price-transparency

Medicaid Program; Misclassification of Drugs, Program Administration and Program Integrity Updates Under the Medicaid Drug Rebate Program: https://www.federalregister.gov/documents/2023/05/26/2023-10934/medicaid-program-misclassification-of-drugs-program-administration-and-program-integrity-updates

Medicaid work requirements dropped in debt ceiling deal: https://www.fiercehealthcare.com/regulatory/medicaid-work-requirements-dropped-debt-ceiling-deal

New Details in Debt Limit Deal: Where $136 Billion in Cuts Will Come From: https://www.nytimes.com/2023/05/29/business/debt-ceiling-agreement.html

The Unwinding of Medicaid Continuous Enrollment: Knowledge and Experiences of Enrollees: https://www.kff.org/medicaid/poll-finding/the-unwinding-of-medicaid-continuous-enrollment-knowledge-and-experiences-of-enrollees/

Tough Tradeoffs Under Republican Work Requirement Plan: Some People Lose Medicaid or States Could Pay to Maintain Coverage: https://www.kff.org/medicaid/issue-brief/tough-tradeoffs-under-republican-work-requirement-plan-some-people-lose-medicaid-or-states-could-pay-to-maintain-coverage/

Understanding the Intersection of Medicaid & Work: A Look at What the Data Say: https://www.kff.org/medicaid/issue-brief/understanding-the-intersection-of-medicaid-work-a-look-at-what-the-data-say/

What Happens When the U.S. Hits Its Debt Ceiling? https://www.cfr.org/backgrounder/what-happens-when-us-hits-its-debt-ceiling

White House and G.O.P. Strike Debt Limit Deal to Avert Default: https://www.nytimes.com/2023/05/27/us/politics/debt-ceiling-deal.html

With Medicaid redeterminations underway, many are unaware of the process: KFF: https://www.fiercehealthcare.com/regulatory/medicaid-redeterminations-underway-many-are-unaware-process-kff

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Whether you’re working for yourself or a have a small team, these apps will help your business get organized and save time! Listen to learn more.Buffer: https://buffer.com/

ClickUp: https://clickup.com/

TimeCamp: https://www.timecamp.com/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More Social Media and Tech Resources:5 Basic Care Tips for Your Electronic Devices: https://agentsurvivalguide.podbean.com/e/5-basic-care-tips-for-your-electronic-devices/

Agent Apps | Project Management Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-project-management-apps/

Agent Apps | Protect Your Privacy: Password Manager Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-protect-your-privacy-password-manager-apps/

How Insurance Agents Can Learn About Their Social Media Audience: https://agentsurvivalguide.podbean.com/e/how-insurance-agents-can-learn-about-their-social-media-audience/

How to Keep Social Media Professional and Personal Simultaneously: https://agentsurvivalguide.podbean.com/e/how-to-keep-social-media-professional-and-personal-simultaneously/

Social Media Marketing for Insurance Agents eBook: https://www.ritterim.com/social-media-ebook/

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Looking for a new part-time profession? Want flexibility and make your own schedule? Selling insurance part-time may be right for you! Discover the perks in this episode.Read the text version

Get on the Ritter Platform by Registering with Ritter:https://app.ritterim.com/public/registration/

Email us at ASGPodcast@Ritterim.com or call us at 717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things About Working with Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/5-things-about-working-with-ritter-insurance-marketing/

College Majors That Work Well In the Insurance Industry: https://agentsurvivalguide.podbean.com/e/college-majors-that-work-well-in-the-insurance-industry/

Do You have What it Takes to Be a Great Insurance Agent: https://agentsurvivalguide.podbean.com/e/do-you-have-what-it-takes-to-be-a-great-insurance-agent/

How Professional Organizations Make You a Better Agent: https://www.ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/

Selling Medicare Products – Why It’s Definitely Worth Your While: https://agentsurvivalguide.podbean.com/e/selling-medicare-products-%e2%80%93-why-it-s-definitely-worth-your-while/

The Advantages of Being a Field vs. Call Center Insurance Agent: https://agentsurvivalguide.podbean.com/e/the-advantages-of-being-a-field-vs-call-center-insurance-agent/

The Benefits of Joining a Top Insurance FMO https://agentsurvivalguide.podbean.com/e/the-benefits-of-joining-a-top-insurance-fmo/

Understanding FMOs: How They Work and What You Need to Know: https://agentsurvivalguide.podbean.com/e/understanding-fmos-how-they-work-and-what-you-need-to-know/

Why Now is the Time to Start Selling Insurance: https://agentsurvivalguide.podbean.com/e/why-now-is-the-time-to-start-selling-insurance/

Your Step-by-Step Guide to Getting Started in Insurance Sales eBook: https://www.ritterim.com/free-guide/

References:Captive Agent Definition: https://www.investopedia.com/terms/c/captive-agent.asp

Five Tips for the Part-Time Agent: https://insurance-forums.com/practice-building/hiring-staffing/five-tips-for-the-part-time-agent/

Independent Agent: What it is, How it Works: https://www.investopedia.com/terms/i/independent-agent.asp

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The Friday Five for May 26, 2023:* AHIP 2024 Certification Dates * MA Enrollment Reaches 50 Percent * 1 in 5 Seniors Skipping Meds to Cut Costs * Apple Personal Voice feature * Meta’s New Twitter Clone

What’s your favorite social media platform? Let us know by email at ASGPodcast@RitterIM.com or call and leave a voicemail at 717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things About Working with Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/5-things-about-working-with-ritter-insurance-marketing/

2024 Marketplace Final Rule Changes Agents Should Know: https://agentsurvivalguide.podbean.com/e/2024-marketplace-final-rule-changes-agents-should-know/

CMS’ New Definition of Marketing & How it Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/

How to Streamline Your Insurance Sales Process: https://agentsurvivalguide.podbean.com/e/how-to-streamline-your-insurance-sales-process/

NABIP Certification, ChatGPT Scams, and Innovation for Field Agents: https://agentsurvivalguide.podbean.com/e/nabip-certification-chatgpt-scams-and-innovation-for-field-agents/

References:1 in 5 U.S. Seniors Now Skip Meds Because of Cost: https://www.usnews.com/news/health-news/articles/2023-05-22/1-in-5-u-s-seniors-now-skip-meds-because-of-cost

Cost-Related Medication Nonadherence and Desire for Medication Cost Information Among Adults Aged 65 Years and Older in the US in 2022: https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2805012

Everyone should use Personal Voice; it does in 15 minutes what currently takes several weeks: https://9to5mac.com/2023/05/19/everyone-should-use-personal-voice/

Everything Coming to Hulu In June 2023: https://www.highonfilms.com/hulu-in-june-2023/

Half of All Eligible Medicare Beneficiaries Are Now Enrolled in Private Medicare Advantage Plans: https://www.kff.org/policy-watch/half-of-all-eligible-medicare-beneficiaries-are-now-enrolled-in-private-medicare-advantage-plans/

Here’s Everything Coming To & Leaving Netflix In June 2023: https://www.bustle.com/entertainment/new-on-netflix-june-2023-tv-shows-movies-coming-to-leaving-streaming

More Americans skipped the doctor last year because of costs: https://www.axios.com/2023/05/23/medical-costs-american-healthcare

More people are delaying medical care due to cost, Federal Reserve finds: https://www.marketplace.org/2023/05/24/more-people-delaying-medical-care-due-to-cost-fed-survey-finds/

Netflix begins its password sharing crackdown in the US and global markets: https://techcrunch.com/2023/05/23/netflix-begins-its-password-sharing-crackdown-in-the-u-s/

New iPhone feature can replicate user’s voice in 15 minutes: Apple: https://thehill.com/homenews/4011420-new-iphone-feature-can-replicate-users-voice-in-15-minutes-apple/

What's Coming to Disney+ in June 2023 (US): https://whatsondisneyplus.com/whats-coming-to-disney-in-june-2023-us/

Register with Ritter Banner

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Are you having trouble meeting your personal and career goals, or feel your sales methods seem outdated? Perhaps you’re in a good spot, but you want to increase your sales? If any of those sound like you, it’s time to streamline your sales process! Find out how in this episode.Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/

Create Your Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Tips for Making a Better Insurance Sales Pitch: https://agentsurvivalguide.podbean.com/e/4-tips-for-making-a-better-insurance-sales-pitch-2022/

Boost Your Commissions with a New HI Sales Strategy ft. Harry Rittner & Damon Logan: https://agentsurvivalguide.podbean.com/e/boost-your-commissions-with-a-new-hi-sales-strategy-ft-harry-rittner-damon-logan/

Celebrating Every Step of the Process | Monday Motivation: https://agentsurvivalguide.podbean.com/e/celebrating-every-step-of-the-process-monday-motivation/

Common Sales Mistakes You Might Be Making (And How to Fix Them!): https://agentsurvivalguide.podbean.com/e/common-sales-mistakes-you-might-be-making-and-how-to-fix-them/

Creating Margin & Taking Back Control of Your Time | Monday Motivation: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/

Remote Sales Tips for Insurance Agents: https://agentsurvivalguide.podbean.com/e/remote-sales-tips-for-insurance-agents/

Learning from Lost Medicare Insurance Sales: https://agentsurvivalguide.podbean.com/e/learning-from-lost-medicare-insurance-sales/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Medicareful Overview: https://docs.ritterim.com/medicareful/overview/

The Ritter Platform Overview: https://docs.ritterim.com/ritter-platform/dashboard/

What Does Success Look Like? | Monday Motivation: https://agentsurvivalguide.podbean.com/e/what-does-success-look-like-monday-motivation/

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The Friday Five for May 19, 2023: NABIP 2024 certification release date, Chat GPT fleeceware scams, Craig Ritter’s panel at Medicarians, new HSA and HDHP limits from the IRS, and TikTok Sans.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:FAQs About NABIP Medicare Certification: https://www.ritterim.com/blog/faqs-about-nabip-medicare-certification/

NABIP 2024 Medicare Certification: https://www.ritterim.com/blog/nabip-2024-medicare-certification/

References:Carriers Accepting NABIP Certification: https://nabip.org/professional-development/medicare-advantage-certification/carriers

ChatGPT Scams Are Infiltrating the App Store and Google Play: https://www.wired.com/story/chatgpt-scams-apple-app-store-google-play/

Innovation for Field Agents | Medicarians | AgentSync: https://www.youtube.com/watch?v=lKPHyy1jZK4

Introducing TikTok Sans: TikTok's new bespoke typeface: https://newsroom.tiktok.com/en-us/introducing-tiktok-sans

IRS announces 2024 HSA, HDHP limits: https://www.benefitspro.com/2023/05/17/irs-announces-2024-hsa-hdhp-limits/

IRS Gives Big Boost to HSA, HDHP Limits in 2024: https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/2024-irs-contribution-limits-for-hsas-and-high-deductible-health-plans.aspx

Montana becomes the first state to ban TikTok: https://www.npr.org/2023/05/18/1176805559/montana-tiktok-ban

National Association of Benefits and Insurance Professionals (NABIP) Official Website: https://nabip.org/

NABIP Online Learning Portal: https://nabip.inreachce.com/

TikTok has a new font / TikTok Sans. https://www.theverge.com/2023/5/17/23727052/tiktok-sans-new-font

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Travel can be for fun, part of your job, or both! Make your trip a little easier by taking these three apps with you on your next adventure.Booking.com: https://www.booking.com/

HotelTonight: https://www.hoteltonight.com/

OpenTable: https://www.opentable.com/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More episodes like this:

Agent Apps | Apps for Getting a Good Night’s Sleep While Traveling – White Noise Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-tips-for-getting-a-good-night-s-sleep-while-traveling-white-noise-apps/

Agent Apps | Best Free Language Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-the-best-language-apps/

Agent Apps | Photo Capture & Editing Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-photo-capture-editing-apps/

Agent Apps | Reading Books on the Go - Library Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-reading-books-on-the-go-free-library-apps/

Agent Apps | The Quest for Navigation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-the-quest-for-navigation-apps/

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Your clients may be asking if they need final expense insurance, how much it will cost and what it will cover. Make sure you've got all the answers, you can start by listening to this episode to learn more!Read the text version

Connect with us at ASGPodcast@ritterim.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Steps to Every Final Expense Sale: https://agentsurvivalguide.podbean.com/e/4-steps-to-every-final-expense-sale/

5 Out-of-the-Box Ideas for Selling Final Expense Insurance: https://agentsurvivalguide.podbean.com/e/5-out-of-the-box-ideas-for-selling-final-expense-insurance/

Final Expense Insurance Sales Opportunities You May Be Missing: https://agentsurvivalguide.podbean.com/e/final-expense-insurance-sales-opportunities-you-may-be-missing/

How to Explain to Cost of a Funeral & Help Your Clients Plan for One: https://agentsurvivalguide.podbean.com/e/how-to-explain-the-cost-of-a-funeral-help-your-clients-plan-for-one/

Life Insurance for Each of Life’s Stages: https://agentsurvivalguide.podbean.com/e/life-insurance-for-each-of-life-s-stages/

Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/

Ritter Products: Final Expense: https://www.ritterim.com/products/final-expense/

References:Average Funeral Cost by State: https://worldpopulationreview.com/state-rankings/average-funeral-cost-by-state

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CMS recently updated their definition of marketing for agents selling Medicare Advantage, Medicare Part D, and Medicare Cost Plans, with changes that apply to both the intent and content of marketing. Listen to learn if your marketing materials will be affected and how Ritter can help.Read the text versionCompliance questions? We have answers! Send your questions to our compliance team: complianceofficer@ritterim.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/

CMS Definition of Marketing Memo: https://www.ritterim.com/documents/cms-memos/cms-definition-of-marketing-5-10-23.pdf

Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/

Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/

Generate Medicare Leads Using Marketing Materials From ShopRitterIM: https://agentsurvivalguide.podbean.com/e/generate-medicare-leads-using-marketing-materials-from-shopritterim/

References:2024 Medicare Advantage and Part D Final Rule (CMS-4201-F): https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f

CMS 2024 Final Rule for Medicare Advantage and Part D: https://public-inspection.federalregister.gov/2023-07115.pdf

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

Ritter Insurance Marketing Products (ShopRitterIM): https://shopritterim.com/

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Learn what's new for marketplace agents selling ACA plans for PY2024. We outline the key takeaways from CMS' HHS Notice of Benefit and Payment Parameters for 2024 final rule.Read the text version

Download Ritter’s Free ACA Consumer Authorization Form

Questions for our compliance office? Email complianceofficer@ritterim.com to get them answered!

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:ACA 101: Selling Under-65 Health Insurance: https://agentsurvivalguide.podbean.com/e/aca-101-selling-under-65-health-insurance/

ACA Consumer Authorization Form Download: https://www.ritterim.com/documents/aca-consumer-authorization-form-template.pdf

Medicaid Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/

References:Facilitating Consumer Choice: Standardized Plans in Health Insurance Marketplaces: https://aspe.hhs.gov/sites/default/files/documents/222751d8ae7f56738f2f4128d819846b/Standardized-Plans-in-Health-Insurance-Marketplaces.pdf

HHS Notice of Benefit and Payment Parameters for 2024 Final Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-final-rule

Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2024: https://www.federalregister.gov/documents/2023/04/27/2023-08368/patient-protection-and-affordable-care-act-hhs-notice-of-benefit-and-payment-parameters-for-2024

Temporary Special Enrollment Period (SEP) for Consumers Losing Medicaid or the Children’s Health Insurance Program (CHIP) Coverage Due to Unwinding of the Medicaid Continuous Enrollment Condition– Frequently Asked Questions (FAQ): https://www.cms.gov/technical-assistance-resources/temp-sep-unwinding-faq.pdf

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We shine the spotlight on Ritter Insurance Marketing - the field marketing organization that powers the Agent Survival Guide Podcast! Curious about partnering with Ritter? Need help with leads and marketing? Get those details and more in this special episode!Want more information on field marketing organizations? Download our eBook: How Insurance FMOs Work

Have questions about working with Ritter Insurance Marketing? Email us at ASGPodcast@RitterIM.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:4 Reasons Why Ritter Should Be Your FMO Insurance Agency: https://agentsurvivalguide.podbean.com/e/4-reasons-why-ritter-should-be-your-fmo-insurance-agency/

College Majors That Work Well In the Insurance Industry: https://agentsurvivalguide.podbean.com/e/college-majors-that-work-well-in-the-insurance-industry/

How Insurance FMOs Work eBook: https://www.ritterim.com/how-insurance-fmos-work/

FMO vs. IMO vs. NMO vs. MGA vs. GA – What’s the Difference?: https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/

Ready to Join an FMO? 10 Things to Consider: https://agentsurvivalguide.podbean.com/e/ready-to-join-an-fmo-10-things-to-consider/

Ritter’s Tools & Resources for Insurance Agents featuring Harry Rittner: https://agentsurvivalguide.podbean.com/e/ritter-s-tools-resources-for-insurance-agents-featuring-harry-rittner/

The Benefits of Joining a Top Insurance FMO: https://agentsurvivalguide.podbean.com/e/the-benefits-of-joining-a-top-insurance-fmo/

Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/training-opportunities-for-insurance-agents-at-ritter/

What Are Insurance Hierarchies & How Do They Work? https://agentsurvivalguide.podbean.com/e/what-are-insurance-hierarchies-how-do-they-work/

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A lot of changes took effect over the last year in the Affordable Care Act Marketplace. Learn how these changes to the under-65 health insurance market affect your clients and your business.Read the text version

Register with Ritter: https://app.ritterim.com/public/registration/

Email us at ASGPodcast@Ritterim.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/

2023 COLA, ACA Family Glitch Fix, and AEP Begins | The Friday Five Oct 14, 2022: https://agentsurvivalguide.podbean.com/e/2023-cola-aca-family-glitch-fix-and-aep-begins-the-Friday-five/

ACA’s Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://agentsurvivalguide.podbean.com/e/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://agentsurvivalguide.podbean.com/e/learn-how-to-sell-aca-products-during-the-off-season-featuring-danica-stover/

Meet Your Sales Team at Ritter: https://www.ritterim.com/meet-your-sales-team/

The State of the ACA Market in 2022: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2022/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

References:Analysis Estimates 5.1 Million People Fall into the Affordable Care Act’s “Family Glitch”: https://www.kff.org/health-reform/press-release/analysis-estimates-5-1-million-people-fall-into-the-affordable-care-acts-family-glitch/

An SEP if your income doesn’t exceed 150% of the federal poverty level: https://www.healthinsurance.org/special-enrollment-guide/an-sep-if-your-income-doesn’t-exceed-150-of-the-federal-poverty-level/

Biden-Harris Administration Announces Record Breaking 16.3 Million People Sign Up for Health Care Coverage in ACA: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-announces-record-breaking-163-million-people-signed-health-care-coverage

CMS Waivers, Flexibilities, and the Transition Forward from the COVID-19 Public Health Emergency: https://www.cms.gov/newsroom/fact-sheets/cms-waivers-flexibilities-and-transition-forward-covid-19-public-health-emergency

FACT SHEET: Biden Harris Administration Proposes Rule to Fix “Family Glitch” and Lower Health Care Costs: https://www.whitehouse.gov/briefing-room/statements-releases/2022/04/05/fact-sheet-biden-harris-administration-proposes-rule-to-fix-family-glitch-and-lower-health-care-costs/

Fact Sheet: COVID-19 Public Health Emergency Transition Roadmap: https://www.hhs.gov/about/news/2023/02/09/fact-sheet-covid-19-public-health-emergency-transition-roadmap.html

Five Things to Know about the Renewal of Extra Affordable Care Act Subsidies in the Inflation Reduction Act: https://www.kff.org/policy-watch/five-things-to-know-about-renewal-of-extra-affordable-care-act-subsidies-in-inflation-reduction-act/

Health Insurance Marketplaces 2023 Open Enrollment Report: https://www.cms.gov/files/document/health-insurance-exchanges-2023-open-enrollment-report-final.pdf

Key Facts about the Uninsured Population: https://www.kff.org/uninsured/issue-brief/key-facts-about-the-uninsured-population/

Medicare Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/

Nine Changes to Watch in ACA Open Enrollment 2023: https://www.kff.org/policy-watch/nine-changes-to-watch-in-open-enrollment-2023/

Status of State Medicaid Expansion Decisions: Interactive Map: https://www.kff.org/medicaid/issue-brief/status-of-state-medicaid-expansion-decisions-interactive-map/

The Biden-Harris Administration Immediate Priorities: https://www.whitehouse.gov/priorities/

Unwinding the Medicaid Continuous Enrollment Provision: Projected Enrollment Effects and Policy Approaches: https://www.kff.org/health-reform/press-release/analysis-estimates-5-1-million-people-fall-into-the-affordable-care-acts-family-glitch/

When to contact your State Medicaid Agency: https://www.medicaid.gov/about-us/beneficiary-resources/index.html#when2contactstate

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Fantastically magical opportunity? OK, so that’s not what FMO really stands for, but our field marketing organization does deliver with opportunities for insurance agents. Learn about how FMOs work, what we bring to the table, and how partnering with one could be a game-changer for your insurance business.Get your FREE copy of our How Insurance FMOs Work eBook: https://www.ritterim.com/how-insurance-fmos-work

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Cybersecurity Best Practices for Insurance Agents: https://agentsurvivalguide.podbean.com/e/cybersecurity-best-practices-for-insurance-agents/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/

Safe and Secure Messaging Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-safe-and-secure-messaging-apps/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

What Are Insurance Hierarchies & How Do They Work? https://agentsurvivalguide.podbean.com/e/what-are-insurance-hierarchies-how-do-they-work/

More Free eBooks & Guides for Insurance Agents:A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://www.ritterim.com/selling-ancillary-with-medicare/

Developing an Agency — Your Guide to Getting Started: https://www.ritterim.com/agency-guide/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://www.ritterim.com/lead-generation-guide/

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During your career as an insurance agent, you may move to different levels of the hierarchy. How does this hierarchy work? Learn more about the levels of the insurance hierarchy and what makes each type different.Read the text version

Get in touch with us at: ASGPodcast@Ritterim.com

Meet Your Sales Team! https://www.ritterim.com/meet-your-sales-team/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://www.ritterim.com/blog/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/

Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/

How to Recruit Insurance Agents to Your Downline: https://agentsurvivalguide.podbean.com/e/how-to-recruit-insurance-agents-to-your-downline-1622221250/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/

Read to Join an FMO? 10 Things to Consider: https://agentsurvivalguide.podbean.com/e/ready-to-join-an-fmo-10-things-to-consider/

References:Multi-Level Marketing or Illegal Pyramid Scheme? https://www.michigan.gov/ag/consumer-protection/consumer-alerts/consumer-alerts/invest/mlm-illegal-pyramid-scheme

What Is an MLM? How Multilevel Marketing Works: https://www.investopedia.com/terms/m/multi-level-marketing.asp

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The Friday Five for May 5, 2023: new LLPA home mortgage rate schedule, FDIC insurance deposit reform proposal, Fed interest rate increase, Apple WWDC 2023 rumors, and the 2023 Writers Guild of America strike.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/

Cybersecurity Best Practices for Insurance Agents: https://agentsurvivalguide.podbean.com/e/cybersecurity-best-practices-for-insurance-agents/

Safe and Secure Messaging Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-safe-and-secure-messaging-apps/

Summits Registration LIVE, Mislabeled Melatonin, & Netflix Password Sharing: https://agentsurvivalguide.podbean.com/e/summits-registration-live-mislabeled-melatonin-netflix-password-sharing/

The Future of Medicare Part D: The Push Toward MAPD: https://agentsurvivalguide.podbean.com/e/the-future-of-medicare-part-d-the-push-toward-mapd/

References:Apple will launch a journaling app in iOS 17, but that’s bad news for some devs: https://arstechnica.com/gadgets/2023/04/apple-plans-mental-health-focused-journaling-app-for-ios-17/

Apple’s Worldwide Developers Conference returns June 5, 2023: https://www.apple.com/newsroom/2023/03/apples-worldwide-developers-conference-returns-june-5/

As Writers Strike, AI Could Covertly Cross the Picket Line: https://www.hollywoodreporter.com/business/business-news/writers-strike-ai-chatgpt-1235478681/

FACT SHEET: The Biden-⁠Harris Administration Advances Equity and Opportunity for Black Americans and Communities Across the Country: https://www.whitehouse.gov/briefing-room/statements-releases/2023/02/27/fact-sheet-the-biden-%E2%81%A0harris-administration-advances-equity-and-opportunity-for-black-americans-and-communities-across-the-country/

Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix PRIOR TO MAY 1, 2023: https://singlefamily.fanniemae.com/media/33201/display

Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix EFFECTIVE MAY, 1 2023: https://singlefamily.fanniemae.com/media/9391/display

FDIC recommends raising insured deposit limit for businesses: https://apnews.com/article/fdic-banks-insurance-first-republic-0a8bc823eec4e3bef0825206c610de15

FDIC Releases Comprehensive Overview of Deposit Insurance System, Including Options for Deposit Insurance Reform: https://www.fdic.gov/news/press-releases/2023/pr23035.html

F.D.I.C. Proposes Broadening Bank Insurance for Businesses: https://www.nytimes.com/2023/05/01/business/fdic-bank-insurance-proposals.html

Fed Raises Rates but Opens Door to Pause: https://www.nytimes.com/live/2023/05/03/business/fed-interest-rates

Fed recap: Here are Chair Powell’s market-moving comments after the latest rate hike: https://www.cnbc.com/2023/05/03/live-updates-fed-decision-may-2023.html

Federal Reserve raises interest rates to 16-year high as fight to tame inflation persists: https://www.nbcnews.com/business/economy/federal-reserve-next-interest-rate-hike-may-2023-how-much-rcna82277

First Republic Bank collapse spurs fears for banking system, broader economy: https://thehill.com/business/banking-financial-institutions/3982011-first-republic-bank-collapse-spurs-fears-for-banking-system-broader-economy/

From mini rooms to streaming, things have changed since the last big writers' strike: https://www.npr.org/2023/05/03/1173439467/writers-guild-strike-2023-comparison-2007

Hot Pod writer Amrita Khalid on how “A potential writers strike impacts fiction podcasts”: https://twitter.com/askhalid/status/1652074131222048770

How The Writers Strike May Affect Your TV Viewing This Week (And Beyond): https://www.huffpost.com/entry/writers-strike-tv-shows_l_6452606be4b0bc1dad7a71f9

iOS 17 Coming Soon for iPhones and Rumored to Include These 8 New Features: https://www.macrumors.com/2023/05/03/ios-17-rumor-recap/

iOS 17 to Include Mood Tracker and Health App for iPad, AI-Based Health Coaching Service Coming in 2024: https://www.macrumors.com/2023/04/25/ios-17-health-app-updates/

Mortgage fees to rise for buyers with high credit scores, fall for those with lower scores: https://www.mercurynews.com/2023/05/01/mortgage-fees-to-rise-for-buyers-with-high-credit-scores-fall-for-those-with-lower-scores/

New fee structure on May 1 will make mortgages cheaper for some and pricier for others: https://www.businessinsider.com/personal-finance/biden-fhfa-new-mortgage-fee-structure-2023-4

New Loan-level Price Adjustment Framework Memo from Fannie Mae: https://singlefamily.fanniemae.com/media/33241/display

Scripted and fiction podcast writers required to stop working on projects immediately as part of WGA strike: https://www.podpod.com/article/1821507/scripted-fiction-podcast-writers-required-stop-working-projects-immediately-part-wga-strike

Today's Fed Meeting: https://www.barrons.com/livecoverage/fed-may-meeting-rate-decision-powell-speech-today

Writers Go on Strike and Late Shows Go Dark: https://www.nytimes.com/2023/05/02/business/media/late-shows-writers-strike.html

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An app can’t give your pet the love and care they need, but it can help you gain pet knowledge and help you find a sitter! Tina’s got apps to get tips on pet care, training, and more.Pet First Aid American Red Cross – Playstore: https://play.google.com/store/apps/details?id=com.cube.arc.pfa&hl=en_US≷=US

Pet First Aid American Red Cross – Apple: https://apps.apple.com/us/app/pet-first-aid/id780415389

Rover Website: https://www.rover.com/

GoodPup Website: https://goodpup.com/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Many college majors offer a diverse set of skills and experiences that can help you with your career. Have a degree and aren’t sure what to do with it? In this episode Tina examines how different degrees can set you up for success in the Medicare sales industry.Have Questions? Send us an email at ASGpodcast@ritterim.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Advantages of Being an Independent Insurance Agent: https://agentsurvivalguide.podbean.com/e/3-advantages-of-being-an-independent-insurance-agent/

4 Strategies for Effectively Working With a Team: https://agentsurvivalguide.podbean.com/e/4-strategies-for-effectively-working-with-a-team/

5 Ways to Build Confidence: https://agentsurvivalguide.podbean.com/e/5-ways-to-build-your-confidence-the-Friday-five/

Agent Apps | Project Management Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-project-management-apps/

Do You Have What it Takes to Be a Great Insurance Agent?: https://agentsurvivalguide.podbean.com/e/do-you-have-what-it-takes-to-be-a-great-insurance-agent/

How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://agentsurvivalguide.podbean.com/e/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/

Life Long Learning: Online Educational Resources: https://agentsurvivalguide.podbean.com/e/lifelong-learning-online-educational-resources/

Why College Grads Are Choosing to Be Insurance Agents: https://agentsurvivalguide.podbean.com/e/why-college-grads-are-choosing-to-be-insurance-agents/

Why Young Professionals Should Consider Becoming Insurance Agents: https://agentsurvivalguide.podbean.com/e/why-young-professionals-should-consider-becoming-insurance-agents/

Your Step-By-Step Guide to Getting Started in Insurance Sales: https://www.ritterim.com/free-guide/

References:5 Benefits of Studying Project Management: https://www.torrens.edu.au/blog/5-benefits-of-studying-project-management

10 Benefits of Having a College Degree: https://www.northeastern.edu/bachelors-completion/news/is-a-bachelors-degree-worth-it/

25 Best Business Majors: https://www.worldwidelearn.com/education-rankings/25-best-business-majors/

Is a Finance Degree Worth it? https://www.indeed.com/career-advice/career-development/is-finance-degree-worth-it

Types of Business Majors: https://www.indeed.com/career-advice/finding-a-job/types-of-business-majors

What skills will be needed for work in 2022? The Mindspa’s 7 Top Soft Skill Predictions for this Year: https://www.linkedin.com/pulse/what-skills-needed-work-2022-mindspas-7-top-soft-skill-pretorius/

What skills will I learn with a BA in Communications? https://learn.org/articles/What_Skills_will_I_Learn_with_a_BA_in_Communications.html

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The Friday Five for April 28, 2023: Summits registration is live at https://www.summits.ritterim.com, JAMA Network reports on mislabeled melatonin, learning about emotional intelligence, a Pew Research Center study on podcast listening, and Netflix password sharing to end soon.Register for SUMMITS from Ritter Insurance Marketing

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:SUMMITS Official Website & Registration: https://summits.ritterim.com/

References:5 Revealing Questions to Assess Whether You (or Your Boss) Have Emotional Intelligence: https://www.inc.com/marcel-schwantes/5-revealing-questions-to-assess-whether-you-or-your-boss-has-emotional-intelligence.html

22 Out of 25 Melatonin Products Were Mislabeled, Study Finds: https://www.nytimes.com/2023/04/25/well/live/melatonin-gummies-mislabeled-sleep.html

Americans name a long, diverse list of podcasts they listen to most: https://www.pewresearch.org/short-reads/2023/04/20/americans-name-a-long-diverse-list-of-podcasts-they-listen-to-most/

A New Leadership Paradigm: The EQ Multiplier: https://www.forbes.com/sites/heatherhartnett1/2023/04/25/a-new-leadership-paradigm-the-eq-multiplier/?sh=56586389444a

Disney+ Announces New TV and Movie Arrivals for May 2023: https://comicbook.com/tv-shows/news/disney-plus-may-2023-new-movies-tv-shows/#11

Everything You Need to Know About Netflix Cracking Down on Password Sharing: https://time.com/6251148/netflix-password-sharing-crackdown-rules/

Melatonin for kids: Is it effective? Is it safe? https://answers.childrenshospital.org/melatonin-for-children/

Melatonin in sleep-aid gummies can be off by up to 350%, study finds: https://arstechnica.com/science/2023/04/crazy-variability-of-melatonin-in-sleep-aid-gummies-may-keep-you-up-at-night/

Netflix Plans & Pricing: https://help.netflix.com/en/node/24926

Netflix reveals new timeline for its password-sharing crackdown: https://www.cbsnews.com/news/netflix-password-crackdown-timeline-sharing-paid-earnings-q1-2023/

Paying to Share Netflix Outside Your Household: https://about.netflix.com/en/news/paying-to-share-netflix-outside-your-household

Quantity of Melatonin and CBD in Melatonin Gummies Sold in the US: https://jamanetwork.com/journals/jama/fullarticle/2804077

Quiz Yourself: Do You Lead with Emotional Intelligence? https://hbr.org/2015/06/quiz-yourself-do-you-lead-with-emotional-intelligence

Sharing Your Netflix Password? You'll Be Paying Extra Real Soon: https://www.cnet.com/tech/services-and-software/sharing-your-netflix-password-youll-be-paying-extra-real-soon/

The 5 elements of emotional intelligence: https://www.icaew.com/insights/student-insights/the-5-elements-of-emotional-intelligence

What’s coming to Netflix in May 2023?: https://readysteadycut.com/2023/04/26/whats-coming-to-netflix-in-may-2023/

Why Emotional Intelligence Is Important In Leadership: https://online.hbs.edu/blog/post/emotional-intelligence-in-leadership

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Cybersecurity threats are on the rise. It's vital to not only keep your data protected, but as an insurance agent you have the responsibility to protect your clients' data. Find out best practices for internet safety by listening to this episode.Read the text version

Email us at ASGPodcast@Ritterim.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Basic Care Tips for Your Electronic Devices: https://agentsurvivalguide.podbean.com/e/5-basic-care-tips-for-your-electronic-devices/

Agent Apps | Protect Your Privacy - Password Manager Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-protect-your-privacy-password-manager-apps/

How to Successfully Set SMART Goals: https://agentsurvivalguide.podbean.com/e/how-to-successfully-set-smart-goals-1639071365/

What Are Insurance Agents Responsible for Under HIPAA: https://agentsurvivalguide.podbean.com/e/what-are-insurance-agents-responsible-for-under-hipaa-1637595382/

Why We Added Multi-Factor Authentication to Ritter Logins: https://www.ritterim.com/blog/why-we-added-multi-factor-authentication-to-ritter-logins/

References:10 Things to Do if Your Identity Is Stolen: https://money.usnews.com/money/personal-finance/family-finance/articles/things-to-do-after-your-identity-is-stolen

Anti Malware Software Program – What is it? https://www.digitaldefense.com/blog/anti-malware-software-program-what-is-it-digital-defense/

Best Identity Theft Protection Services of 2023: https://www.usnews.com/360-reviews/privacy/identity-theft-protection

Confronting Heightened Cybersecurity Threats Amid COVID-19: https://www.cisa.gov/resources-tools/resources/confronting-heightened-cybersecurity-threats-amid-covid-19

Definition of antimalware: https://www.techtarget.com/searchsecurity/definition/antimalware

“End-of-Life”/ “EOL”, “Unsupported”, and “Out of Support” – What Does it All Mean? https://thecomputercellar.com/unsupported/

HHS Strengthens HIPAA Enforcement: https://wayback.archive-it.org/3926/20131018161347/http:/www.hhs.gov/news/press/2009pres/10/20091030a.html

How long does it take to correct identity theft? https://www.allstateidentityprotection.com/content-hub/how-long-does-it-take-to-correct-identity-theft

Multi-Factor Authentication: https://www.cisa.gov/sites/default/files/publications/MFA-Fact-Sheet-Jan22

The HIPAA Privacy Rule: https://www.hhs.gov/hipaa/for-professionals/privacy/index.html

The HIPAA Security Rule: https://www.hhs.gov/hipaa/for-professionals/security/index.html

Omnibus HIPAA Rulemaking: https://www.hhs.gov/hipaa/for-professionals/privacy/laws-regulations/combined-regulation-text/omnibus-hipaa-rulemaking/index.html

Senior scam statistics 2023: https://www.comparitech.com/identity-theft-protection/senior-scam-statistics/

Tip Sheet - Protected Health Information and Personal Identifying Information: https://ora.research.ucla.edu/OHRPP/Documents/Policy/6/PHI_PII.pdf

What hackers actually do with your stolen medical records: https://www.advisory.com/daily-briefing/2019/03/01/hackers

What is a phishing attack: https://www.imperva.com/learn/application-security/phishing-attack-scam/

What is Malware? The Ultimate Guide to Malware: https://www.avg.com/en/signal/what-is-malware

What is the Deep and Dark Web? https://www.kaspersky.com/resource-center/threats/deep-web

What is a VPN? How It Works, Types of VPN: https://www.kaspersky.com/resource-center/definitions/what-is-a-vpn

Why is PHI Valuable to Criminals? https://compliancy-group.com/why-is-phi-valuable-to-criminals/

Why is PHI Valuable to Hackers? https://www.accountablehq.com/post/why-is-phi-valuable-to-hackers

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Ritter’s online library keeps growing! Look through the pages of our newest guide Medicare Supplement Underwriting Guide. Read as it guides you the process of gaps that Medicare Supplements fill, medical underwriting, how to prepare your client, and more.Request your FREE copy of our Medicare Supplement Underwriting GuideFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:The Complete Guide on How to Sell Medicare Supplements: https://www.ritterim.com/med-supp-ebook

Agent Survival Kits: Beginners or Experts: https://www.ritterim.com/kit

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

Episodes on Medicare Supplements:Finding the Best Medicare Supplement Plan Letter for Your Client: https://agentsurvivalguide.podbean.com/e/finding-the-best-medicare-supplement-plan-letter-for-your-client/

How to Write a Medicare Supplement Call Script that Really Works: https://agentsurvivalguide.podbean.com/e/how-to-write-a-medicare-supplement-call-script-that-really-works-2022/

Medicare Supplements Fill the Gaps in Your Portfolio: https://agentsurvivalguide.podbean.com/e/medicare-supplements-fill-the-gaps-in-your-portfolio/

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Join us for an episode written by Ritter Insurance Marketing’s CEO Craig Ritter. Explore recent enrollment trends and get the details of CMS’ plan for new legislation in the coming years.Read the text versionRethinking the Senior Market webinar: https://insurancenewsnet.com/innarticle/rethinking-the-senior-market-a-look-at-new-products-medicare-challenges

Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Getting Started Selling Medicare Supplements: https://agentsurvivalguide.podbean.com/e/getting-started-selling-medicare-supplements/

How Medicare Helps Your Clients Stay Healthy: https://agentsurvivalguide.podbean.com/e/how-medicare-helps-your-clients-stay-healthy/

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/how-to-help-your-clients-get-the-most-out-of-their-medicare-advantage-plans/

What’s the Difference Between an HMO and a PPO: https://living.medicareful.com/whats-the-difference-between-an-hmo-and-a-ppo

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

What Seniors Value Most in an MA Plan: https://agentsurvivalguide.podbean.com/e/what-seniors-value-most-in-an-ma-plan-asg175/

Why People Are Choosing Part C Over Original Medicare: https://agentsurvivalguide.podbean.com/e/why-people-are-choosing-part-c-over-original-medicare/

References:Explaining the Prescription Drug Provisions in the Inflation Reduction Act: https://www.kff.org/medicare/issue-brief/explaining-the-prescription-drug-provisions-in-the-inflation-reduction-act/

HHS Secretary Responds to the President’s Executive Order on Drug Prices: https://www.cms.gov/newsroom/press-releases/hhs-secretary-responds-presidents-executive-order-drug-prices

How Will the Prescription Drug Provisions in the Inflation Reduction Act Affect Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/how-will-the-prescription-drug-provisions-in-the-inflation-reduction-act-affect-medicare-beneficiaries/

Key Facts About Medicare Part D Enrollment and Costs in 2022: https://www.kff.org/medicare/issue-brief/key-facts-about-medicare-part-d-enrollment-and-costs-in-2022/

Lowering Prescription Drug Costs for Americans: https://www.federalregister.gov/documents/2022/10/19/2022-22834/lowering-prescription-drug-costs-for-americans

Medicare Costs: https://www.medicare.gov/basics/costs/medicare-costs

Removal of Safe Harbor Protection for Rebates Involving Prescription Pharmaceuticals: https://www.cms.gov/Research-Statistics-Data-and-Systems/Research/ActuarialStudies/RxSafeHarbor

Who Didn’t Get a Second Shingrix Shot? Implications for Multidose COVID-19 Vaccines: https://www.kff.org/medicare/issue-brief/who-didnt-get-a-second-shingrix-shot-implications-for-multidose-covid-19-vaccines/

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The Friday Five for April 21, 2023: HHS Notice of Benefit and Payment Parameters for 2024 Final Rule, Medicaid redeterminations and dental coverage, updates on the national Adderall shortage, testing out Meta verified on Instagram, and Bluesky Social public beta.Get in touch with our sales team: https://www.ritterim.com/meet-your-sales-team/

Email the Agent Survival Guide Podcast team (especially if you have Bluesky invite codes, but we’d love your questions, too!) at ASGPodcast@RitterIM.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/

Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/

Fun With Multiplayer Mobile Games: https://agentsurvivalguide.podbean.com/e/agent-apps-fun-with-multiplayer-mobile-games/

Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/

The Advantages of Being a Field vs. Call Center Insurance Agent: https://agentsurvivalguide.podbean.com/e/the-advantages-of-being-a-field-vs-call-center-insurance-agent/

References:5 Things About the ACA Marketplace (December 16, 2022 Friday Five): https://agentsurvivalguide.podbean.com/e/5-things-about-the-aca-marketplace-the-friday-five/

About Meta Verified on Instagram: https://help.instagram.com/738055111270671

Bluesky Social: https://bsky.app/

CMS raises cap on nonstandard plans in final ACA exchange rule: https://www.fiercehealthcare.com/regulatory/cms-raises-cap-nonstandard-plans-final-aca-exchange-rule

HHS Notice of Benefit and Payment Parameters for 2024 Final Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-final-rule

HHS Notice of Benefit and Payment Parameters for 2024 Proposed Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-proposed-rule

HHS Finalizes Policies to Make Coverage More Accessible and Expand Behavioral Health Care Access for Millions of Americans in 2024: https://www.cms.gov/newsroom/press-releases/hhs-finalizes-policies-make-coverage-more-accessible-and-expand-behavioral-health-care-access

Jack Dorsey's Twitter-like Bluesky app arrives on Android: https://www.engadget.com/jack-dorseys-twitter-like-bluesky-app-arrives-on-android-063526715.html

New CareQuest Institute Analysis: More Than 14 Million People May Lose Dental Coverage Under Medicaid Redetermination: https://www.businesswire.com/news/home/20230419005247/en/New-CareQuest-Institute-Analysis-More-Than-14-Million-People-May-Lose-Dental-Coverage-Under-Medicaid-Redetermination

Pharmacies are still turning people away as the Adderall shortage continues: https://www.nbcnews.com/health/health-news/adderall-shortage-pharmacies-still-unable-stock-enough-drug-patients-rcna80260

Testing Meta Verified to Help Creators Establish Their Presence: https://about.fb.com/news/2023/02/testing-meta-verified-to-help-creators/

The ongoing, unnecessary Adderall shortage, explained: https://www.vox.com/policy/2023/4/10/23671128/adhd-medication-adderall-shortage-2023

Why the Adderall Shortage Has Lasted So Long: https://time.com/6272668/adderall-shortage-update/

Xanax and Adderall Access Is Being Blocked by Secret Drug Limits: https://www.bloomberg.com/news/articles/2023-04-03/adderall-shortages-are-made-worse-by-the-opioid-crisis

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Looking for a spontaneous family night or long-distance game night? Tina’s got you covered with these multiplayer mobile games for all ages! Listen to the episode to start the fun.UNO! https://www.letsplayuno.com/

Badlands Brawl: https://www.badlandbrawl.com/

Rumble Stars Soccer: https://www.rumblestars.com/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Looking for ways to earn commissions outside of AEP? We’ve got the top five additional plan types that should be a part of every insurance agent’s portfolio!Read the text versionGet on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/

Read up on ways to boost your portfolio on the Ritter blog: https://www.ritterim.com/blog/portfolio/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Cancer/Critical Illness Plans:4 Steps to Selling Cancer Insurance: https://www.ritterim.com/blog/4-steps-to-selling-cancer-insurance/

Critical Illness Plans: Your Cure for Unhealthy Sales: https://agentsurvivalguide.podbean.com/e/critical-illness-plans-your-cure-for-unhealthy-sales-%c7%80-asg044/

Every ‘Second’ Counts: Why Sell Cancer, Heart Attack and Stroke Insurance? https://agentsurvivalguide.podbean.com/e/every-second-counts-why-sell-cancer-heart-attack-and-stroke-insurance-1615473798/

These Plans Are Critical to Your Business Strategy: https://agentsurvivalguide.podbean.com/e/these-plans-are-critical-to-your-business-strategy-%c7%80-asg043/

Why Is Cancer Insurance Worth Selling? https://agentsurvivalguide.podbean.com/e/why-is-cancer-insurance-worth-selling-1634760846/

Dental, Vision, Hearing Insurance:4 Steps to Selling Dental, Vision, and Hearing Insurance: https://agentsurvivalguide.podbean.com/e/4-steps-to-selling-dental-vision-and-hearing-insurance-1618232783/

Sense Success with Dental, Vision, and Hearing Plans: https://agentsurvivalguide.podbean.com/e/sense-success-with-dental-vision-and-hearing-plans/

Hospital Indemnity Insurance:Boost Business Selling Hospital Indemnity Insurance: https://agentsurvivalguide.podbean.com/e/boost-business-selling-hospital-indemnity-insurance/

Cover those Copays with Hospital Indemnity Plans: https://agentsurvivalguide.podbean.com/e/cover-those-copays-with-hospital-indemnity-plans/

Medicare MSA Plans & Hospital Indemnity Insurance: The Perfect Pair: https://agentsurvivalguide.podbean.com/e/medicare-msa-plans-hospital-indemnity-insurance-the-perfect-pair/

Selling Hospital Indemnity with Medicare Advantage: Is It Worth It? https://agentsurvivalguide.podbean.com/e/selling-hospital-indemnity-insurance-with-medicare-advantage-is-it-worth-it/

Life Insurance:3 Ways to Calculate Your Clients’ Life Insurance Needs: https://agentsurvivalguide.podbean.com/e/3-ways-to-calculate-your-clients-life-insurance-needs/

5 Life Insurance Myths Your Clients May Believe: https://agentsurvivalguide.podbean.com/e/5-life-insurance-myths-your-clients-may-believe-1630614007/

Life Insurance for Each of Life’s Stages: https://agentsurvivalguide.podbean.com/e/life-insurance-for-each-of-life-s-stages/

The Complete Guide on How to Sell Final Expense Insurance eBook: https://www.ritterim.com/final-expense-ebook/

When to Recommend Life Insurance Based on Its Tax Advantages: https://agentsurvivalguide.podbean.com/e/when-to-recommend-life-insurance-based-on-its-tax-advantages-%c7%80-asg122/

Long-Term Care/Short-Term Care Insurance:4 Ways to Fund Long-Term Care: Hybrid Insurance: https://agentsurvivalguide.podbean.com/e/4-ways-to-fund-long-term-care-hybrid-insurance-asg186/

4 Out-of-the-Box Long-Term Care insurance Solutions: https://www.ritterim.com/blog/4-out-of-the-box-long-term-care-insurance-solutions/

Are You Offering Multiple LTC Insurance Options: https://agentsurvivalguide.podbean.com/e/are-you-offering-multiple-ltc-insurance-options/

Short-Term Insurance: A Top LCTi Alternative for Clients: https://agentsurvivalguide.podbean.com/e/short-term-care-insurance-a-long-term-care-insurance-alternative-for-clients/

STCi Solutions for LTCi Prospects: https://www.ritterim.com/documents/infographics/stci-solutions-for-ltci-prospects-infographic.pdf

The Real Cost of Long-Term Care: https://agentsurvivalguide.podbean.com/e/the-real-cost-of-long-term-care/

Special Needs Plans:How to Transition From AEP to D-SNPs: https://agentsurvivalguide.podbean.com/e/how-to-transition-from-aep-to-d-snps-1638826396/

Should You Sell D-SNPs? https://www.ritterim.com/blog/should-you-sell-d-snps/

The Beginner’s Guide to C-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-c-snps/

The Beginner’s Guide to D-SNPS: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-d-snps/

The Benefits of Selling D-SNPs: https://agentsurvivalguide.podbean.com/e/the-benefits-of-selling-d-snps/

References:Cancer Stat Facts: Cancer of Any Site: https://seer.cancer.gov/statfacts/html/all.html

Cardiovascular Disease: A Costly Burden for America – Projections Through 2035: https://www.heart.org/-/media/Files/About-Us/Policy-Research/Fact-Sheets/Public-Health-Advocacy-and-Research/CVD-A-Costly-Burden-for-America-Projections-Through-2035.pdf

Chronic Condition Special Needs Plans (C-SNPs): https://www.cms.gov/Medicare/Health-Plans/SpecialNeedsPlans/C-SNPs

Column: Why these unique Medicare Advantage plans poised for popularity: https://www.pbs.org/newshour/economy/making-sense/column-why-these-unique-medicare-advantage-plans-are-poised-for-popularity

Dual Eligible Special Needs Plans (D-SNPs): https://www.cms.gov/Medicare/Health-Plans/SpecialNeedsPlans/D-SNPs

Facts & Figures 2019: US Cancer Death Rate has Dropped 27% in 25 Years: https://www.cancer.org/latest-news/facts-and-figures-2019.html

What is Long-Term Care (LTC) and Who Needs it? https://acl.gov/ltc

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CMS published their 2024 Medicare Advantage and Part D Final Rule. This episode of the Agent Survival Guide Podcast has the key takeaways for insurance agents. We'll help you prepare early so you'll be compliant when the rules go into effect for AEP 2024!Read the text version

Compliance questions? We have answers! Send your questions to our compliance team: complianceofficer@ritterim.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Behind the Scenes of the ASG Podcast Redesign: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-redesign/

CMS 2024 MA and Part D Rate Announcement, Medicaid Redeterminations, & the 27th Webby Awards: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-rate-announcement-medicaid-redeterminations-the-27th-webby-awards/

Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/

Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/

Generate Medicare Leads Using Marketing Materials From ShopRitterIM: https://agentsurvivalguide.podbean.com/e/generate-medicare-leads-using-marketing-materials-from-shopritterim/

References:2024 Medicare Advantage and Part D Final Rule (CMS-4201-F): https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f

CMS 2024 Final Rule for Medicare Advantage and Part D: https://public-inspection.federalregister.gov/2023-07115.pdf

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

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Call Center Insurance Agent vs Field Insurance Agent, which should you choose? Join us on the exploration of how field and call center agents differ and why being a field agent is the better option for building a career selling health insurance.Read the text versionSend us an email at ASGPodcast@RitterIM.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Advantages of Being an Independent Insurance Agent: https://agentsurvivalguide.podbean.com/e/3-advantages-of-being-an-independent-insurance-agent/

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare eBook: https://www.ritterim.com/selling-ancillary-with-medicare/

Building Client Loyalty: More than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/

Developing an Agency – Your Guide to Getting Started eBook: https://www.ritterim.com/agency-guide/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/

Get Your Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/

Knight School: Understanding FMOs: https://www.ritterim.com/knight-school/selling-insurance/understanding-fmos/2/

Meet Your Ritter sales Team: https://www.ritterim.com/meet-your-sales-team/

Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/

Online Contracting with Ritter: https://www.ritterim.com/agent-tools/online-contracting/

Ritter Insurance Marketing – Get More from Your FMO: https://www.ritterim.com/documents/prospectus/get-more-from-your-fmo-ritter-overview.pdf

Secure a Bigger, Better Business with Ancillary Products: https://agentsurvivalguide.podbean.com/e/secure-a-bigger-better-business-with-ancillary-products/

Shop Ritter Insurance Marketing: https://shopritterim.com/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales eBook: https://www.ritterim.com/lead-generation-guide/

The Pros and Cons of Selling Insurance: https://agentsurvivalguide.podbean.com/e/the-pros-and-cons-of-selling-insurance/

The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/

Training & Education Resources with Ritter: https://www.ritterim.com/documents/prospectus/ritter-agent-training-opportunities-prospectus.pdf

What to Know About SOAs in Senior Market Sales: https://agentsurvivalguide.podbean.com/e/what-to-know-about-soas-in-senior-market-sales/

You Guide to Compliant Medicare Call Recording with CallVault: https://www.ritterim.com/documents/prospectus/your-guide-to-compliant-medicare-call-recording-with-callvault.pdf

References:Captive Agent Definition: https://www.investopedia.com/terms/c/captive-agent.asp

Independent Agent Definition: https://www.investopedia.com/terms/i/independent-agent.asp

Independent Contractor Definition, How Taxes Work, and Example: https://www.investopedia.com/terms/i/independent-contractor.asp

Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and

Requirement for a Medicare Call Center: https://www.youtube.com/watch?v=GLeo2faAims

Simply Contact Insurance Call Center: https://simplycontact.com/insurance-call-center/

What is a book of Business? https://www.insuranceopedia.com/definition/1015/book-of-business-insurance

What is a W2 Employee? https://www.checkcity.com/taxes-101/what-is-a-w2-employee

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Growth requires change, but that change doesn’t have to happen overnight. (Phew!) Discover how to grow your insurance agency without overextending yourself. Sarah chats with Ritter Insurance Marketing’s National Agency Director, Jennifer Flere on growing a business and also growing yourself along the way. What strategy do you use to stay motivated during the week? We’d love to hear your story! Send a message to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More Episodes You'll Like:Developing a Service Mindset: https://agentsurvivalguide.podbean.com/e/developing-a-service-mindset-monday-motivation/

Eating Frogs & Slaying Dragons: https://agentsurvivalguide.podbean.com/e/eating-frogs-slaying-dragons/

Empowering Others & The Power of Mindfulness: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/

Finding Inspiration Outside of Work: https://agentsurvivalguide.podbean.com/e/finding-inspiration-outside-of-work-monday-motivation/

What Does Success Look Like? https://agentsurvivalguide.podbean.com/e/what-does-success-look-like-monday-motivation/

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The Friday Five for April 7, 2023: the CMS 2024 Medicare Advantage and Part D rate announcement, Medicaid redeterminations begin, FDA announces mail-back envelopes for opioid prescriptions, eFile.com malware issue, and the 27th Annual Webby Awards.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Behind the Scenes of the ASG Podcast Redesign: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-redesign/

Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/

Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/

New Features in Apple iOS 16.4 & More UPDATE: https://agentsurvivalguide.podbean.com/e/new-features-in-apple-ios-164-more-update/

Medicaid Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/

References:Fact Sheet: 2024 Medicare Advantage and Part D Rate Announcement: https://www.cms.gov/newsroom/fact-sheets/fact-sheet-2024-medicare-advantage-and-part-d-rate-announcement

FDA Moves Forward with Mail-back Envelopes for Opioid Analgesics Dispensed in Outpatient Settings: https://www.fda.gov/news-events/press-announcements/fda-moves-forward-mail-back-envelopes-opioid-analgesics-dispensed-outpatient-settings

HHS: 15M people could drop off Medicaid rolls after COVID-19 emergency ends: https://www.fiercehealthcare.com/payers/hhs-15m-people-could-drop-medicaid-rolls-after-covid-19-emergency-ends

HHS Updates 2024 Medicare Advantage Program and Part D Payment Policies: https://www.cms.gov/newsroom/press-releases/hhs-updates-2024-medicare-advantage-program-and-part-d-payment-policies

IRS-authorized tax service eFile was found sending out malware: https://www.techradar.com/news/this-irs-authorized-tax-service-was-found-sending-out-malware

Mail-Back Envelopes Will Be Dispensed With Outpatient Opioid Scripts: https://www.medpagetoday.com/neurology/painmanagement/103846

Tax Prep Site eFile.com Delivered Malware to Users for Weeks: https://www.pcmag.com/news/tax-prep-site-efilecom-delivered-malware-to-users-for-weeks

Tax Return Filing Service eFile.com Caught Serving Malware: https://www.securityweek.com/tax-return-filing-service-efile-com-caught-serving-malware/

The 27th Annual Webby Awards: https://www.webbyawards.com/

Urban: 18M could lose Medicaid coverage after COVID-19 emergency expires, likely next year: https://www.fiercehealthcare.com/payers/urban-18m-could-lose-medicaid-coverage-after-covid-19-emergency-expires-likely-next-year

2023 Webby Award Nominees Podcast Recommendations:

5Things: This week in social: https://open.spotify.com/show/6oXVXJViYbHbJz5rJz7Mel

All Things Undone: https://www.allthingsundonepodcast.com/

Creativity in Captivity: https://www.creativityincaptivity.fun/

Girl Tales: https://girltalespodcast.com/

Sound Worlds: https://soundworlds.org/

The Call of the Void: https://www.acornartsandentertainment.com/thevoid

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Whether you want tips and tricks for taking care of your plants or if you get the itch to explore nature, these apps will come in handy!Seek by iNaturalist Apple: https://apps.apple.com/us/app/seek-by-inaturalist/id1353224144

Seek by iNaturalist Playstore: https://play.google.com/store/apps/details?id=org.inaturalist.seek&hl=en_US≷=US

NatureID Apple: https://apps.apple.com/us/app/natureid-ai-plant-identifier/id1476047194

NatureID Playstore: https://apps.apple.com/us/app/natureid-ai-plant-identifier/id1476047194

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:

Agent Apps | Photo Capture & Editing Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-photo-capture-editing-apps/

Agent Apps | Journey to Find the Best Hiking Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-the-journey-to-find-the-best-hiking-apps/

Agent Apps | Reading Books on the Go: Library Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-reading-books-on-the-go-free-library-apps/

References:

National Geographic – Citizen Science: https://education.nationalgeographic.org/resource/citizen-science/

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Did you know Ritter has its own online store? Agents registered and producing with Ritter get access to all kinds of swag and marketing materials to help you generate more Medicare leads. Find out just what kind of swag in today's episode!

Read the text version

Get on the Ritter Platform by Registering with Ritter:

ShopRitterIM Website: https://shopritterim.com/

Email us at ASGPodcast@ritterim.com

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:

5 Tips for Creating Your Own Personal Brand: https://agentsurvivalguide.podbean.com/e/5-tips-for-creating-your-personal-brand/

7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

Contracting Made Simple & Smart with the Ritter Platform: https://www.ritterim.com/agent-tools/online-contracting/

Get Your Medicareful Website: https://www.ritterim.com/agent-tools/medicareful/

Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2022/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales eBook: https://www.ritterim.com/lead-generation-guide/

Ways to Get Medicare Leads: https://agentsurvivalguide.podbean.com/e/ways-to-get-medicare-leads/

References:

Centers for Medicare & Medicaid Services Third Party Marketing Memo: https://www.ritterim.com/documents/cms-memos/2021-10-08-cms-memo.pdf

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The Friday Five for March 31, 2023: awaiting the CMS Medicare Advantage and Part D Final Rule for CY 2024, FDA approval for Narcan OTC, a smart TV scam, and new features in Apple iOS 16.4.What would you like to hear on the Friday Five? Email us and let us know!

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Agent Apps | Safe and Secure Messaging Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-safe-and-secure-messaging-apps/

Behind the Scenes of the ASG Podcast Redesign: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-redesign/

Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/

References:12 iOS 16.4 features that are about to make your iPhone even better: https://www.digitaltrends.com/mobile/12-ios-164-features-that-are-about-to-make-your-iphone-even-better/

Apple Announces WWDC 2023 Event Taking Place June 5 to 9: https://www.macrumors.com/2023/03/29/apple-announces-wwdc-2023/

BBB Scam Alert: Scammers may be targeting your smart TV: https://www.bbb.org/article/scams/28221-bbb-scam-alert-scammers-may-be-target-your-smart-tv

Contract Year 2024 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs Proposed Rule (CMS-4201-P): https://www.cms.gov/newsroom/fact-sheets/contract-year-2024-policy-and-technical-changes-medicare-advantage-and-medicare-prescription-drug

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in April 2023: https://comicbook.com/tv-shows/news/everything-coming-to-netflix-disney-hbo-max-other-major-streaming-services-in-april-2023/

iOS 16.4: What’s new for Apple Podcasts: https://podcasters.apple.com/4844-ios-164-whats-new-for-apple-podcasts

Major Compliance Changes Are Coming to Medicare Advantage & Part D for 2024: https://www.ritterim.com/blog/major-compliance-changes-are-coming-to-medicare-advantage-part-d-for-2024

‘You don’t want to fall for this’: BBB warns of smart TV scam: https://thehill.com/homenews/3925096-you-dont-want-to-fall-for-this-bbb-warns-of-smart-tv-scam/

Drug Overdose Deaths in the United States, 2001–2021: https://www.cdc.gov/nchs/products/databriefs/db457.htm

F.D.A. Approves Narcan for Over-the-Counter Sales: https://www.nytimes.com/2023/03/29/health/narcan-over-the-counter.html

FDA Approves First Over-the-Counter Naloxone Nasal Spray: https://www.fda.gov/news-events/press-announcements/fda-approves-first-over-counter-naloxone-nasal-spray

U.S. FDA Approves Over-the-Counter Designation for Emergent BioSolutions’ NARCAN® Nasal Spray, a Historic Milestone for the Opioid Overdose Emergency Treatment: https://investors.emergentbiosolutions.com/news-releases/news-release-details/us-fda-approves-over-counter-designation-emergent-biosolutions

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When your client ages into Medicare from their marketplace insurance, you can continue the journey with them. Selling both ACA and Medicare insurance plans is a great way to expand your portfolio, retain clients, and earn more each year!Read the text versionGet on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/

Free eBooks & Guides: https://www.ritterim.com/guides/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Tips for Selling Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/5-tips-for-selling-medicare-advantage-plans-2022/

2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://agentsurvivalguide.podbean.com/e/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/

Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/

Five Reasons Clients Switch Medicare Plans During AEP: https://agentsurvivalguide.podbean.com/e/five-reasons-clients-switch-medicare-plans-during-aep/

How SPAPs and Their SEPs Can Bring You New Business: https://www.ritterim.com/blog/how-spaps-and-their-seps-can-bring-you-new-business/

How to Check Medicare Extra Help Eligibility for Your Client: https://www.ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/

How to Help Clients Avoid Medicare Late Enrollment penalties: https://agentsurvivalguide.podbean.com/e/how-to-help-clients-avoid-medicare-late-enrollment-penalties/

Should I Enroll in Medicare When I’m First Eligible? https://living.medicareful.com/should-i-enroll-in-medicare-when-im-first-eligible

The Beginner’s Guide to D-SNPS: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-d-snps/

The Ideal Client for Medicare Supplement Plans: https://agentsurvivalguide.podbean.com/e/the-ideal-client-for-medicare-supplement-plans/

Tips for Cross-Selling Medicare Products: https://agentsurvivalguide.podbean.com/e/tips-for-cross-selling-medicare-products-2022/

References:10 Essential Health Benefits Insurance Plans Must Cover Under the Affordable Care Act: https://familiesusa.org/resources/10-essential-health-benefits-insurance-plans-must-cover-under-the-affordable-care-act/

Healthcare.gov Contact Page: https://www.healthcare.gov/contact-us/

When does Medicare coverage start? https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start

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Empower your local community to educate themselves about Medicare. Help prospective clients prepare and take the necessary steps BEFORE they turn 65. Read the text versionChecklist for Medicare Enrollment DOWNLOAD: https://www.ritterim.com/documents/checklist-for-medicare-enrollment.pdf

Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

Agent Tools – Medicareful: https://www.ritterim.com/agent-tools/medicareful/

Build Your Brand with Community Involvement: https://agentsurvivalguide.podbean.com/e/build-your-brand-with-community-involvement/

How to Host a Successful Medicare Educational Event eBook DIRECT DOWNLOAD: https://www.ritterim.com/documents/the-complete-guide-on-how-to-host-an-educational-event.pdf

Insurance Agents as TPMOS » What 2-23 CMS Compliance Regulation Means for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/

Methods to Boost Your Medicare Business: https://www.ritterim.com/blog/methods-to-boost-your-medicare-business/

Medicareful Living Blog: https://living.medicareful.com/

Medicareful Living Family Cookbook eBook: https://living.medicareful.com/family-cookbook

Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2022/

Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2022/

Shop Ritter Insurance Marketing Products: https://shopritterim.com/

The Complete Guide to Client Loyalty and Retention eBook: https://www.ritterim.com/client-retention-guide/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://www.ritterim.com/lead-generation-guide/

The Value of Working with an Insurance Agent: https://living.medicareful.com/the-value-of-working-with-an-insurance-agent

Ways to Get Medicare Leads: https://agentsurvivalguide.podbean.com/e/ways-to-get-medicare-leads/

References:4 Benefits of Self Study: https://www.upskilled.edu.au/skillstalk/benefits-of-self-study

Affinity Marketing Definition: https://www.techtarget.com/whatis/definition/affinity-marketing

Get Started with Medicare: https://www.medicare.gov/basics/get-started-with-medicare

Purposes of Political and Civic Leadership – Empowerment: https://www.researchgate.net/publication/316451077_Empowerment

Reasons Independence Is Important for Seniors: https://vantageaging.org/blog/independence-is-important-for-seniors/

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The Friday Five for March 24, 2023: the ASG Podcast rebrand, interest rates, the TikTok hearing, CDC investigating recalled eye drops, and a new webinar series for insurance agents!New webinar series! Register for Client Considerations: Working Past Age 65

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Agent Survival Guide Podcast Official Website: https://www.ritterim.com/podcast

2023 State of the Senior Market: In Review: https://agentsurvivalguide.podbean.com/e/2023-state-of-the-senior-market-in-review/

Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://agentsurvivalguide.podbean.com/e/annuities-vs-401ks-examining-differences-that-can-matter-to-clients/

Behind the Scenes of the ASG Podcast Redesign: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-redesign/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/

More People Working Past Age 65 – What It Means for Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/more-people-working-past-age-65-%e2%80%93-what-it-means-for-agents-selling-medicare-plans-2022/

Safe and Secure Messaging Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-safe-and-secure-messaging-apps/

Unretiring and What it Means for Your Medicare Clients featuring Danny Ford: https://agentsurvivalguide.podbean.com/e/unretiring-and-what-it-means-for-your-medicare-clients/

References:Exclusive: TikTok’s CEO on the App’s Future in the U.S.: https://www.wsj.com/podcasts/the-journal/exclusive-tiktoks-ceo-on-the-apps-future-in-the-us/533a1bc7-c308-44a2-992d-5e0087b132ab

Fed hikes rates by a quarter percentage point, indicates increases are near an end: https://www.cnbc.com/2023/03/22/fed-rate-hike-decision-march-2023.html

Fed raises interest rates a quarter point despite recent banking turmoil: https://www.foxbusiness.com/economy/fed-raises-interest-rates-quarter-point-recent-banking-turmoil

Fed Raises Rates Amid Banking Turmoil: Live Updates: https://www.nytimes.com/live/2023/03/22/business/fed-interest-rates

Outbreak of Extensively Drug-resistant Pseudomonas aeruginosa Associated with Artificial Tears: https://www.cdc.gov/hai/outbreaks/crpa-artificial-tears.html

The CDC is investigating recalled eyedrops after infections cause death and blindness: https://www.npr.org/2023/03/22/1165268600/eyedrop-recall-bacteria-infection-cdc

The Fed is likely to hike rates by a quarter point but it must also reassure it can contain a banking crisis: https://www.cnbc.com/2023/03/21/fed-likely-to-raise-rates-by-a-quarter-point-but-it-must-also-reassure-markets-on-banking-system.html

TikTok CEO testifies before Congress for the first time: https://www.cnn.com/2023/03/23/tech/tiktok-ceo-hearing/index.html

TikTok's most popular House lawmaker says app's security concerns are real but doesn't see a ban as inevitable: https://www.nbcnews.com/politics/congress/tiktoks-popular-house-lawmaker-discusses-security-concerns-rcna76245

What to Know About the Recent Eye Drop Recalls: https://www.nytimes.com/article/eye-drops-recall-explained.html

What to Know About Today’s Congressional Hearing on TikTok: https://www.nytimes.com/2023/03/23/technology/tiktok-congress-hearing.html

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Introducing our brand-new look! Meet the redesigned Agent Survival Guide Podcast (or ASG Podcast for short!) It's a show for insurance agents just like you. Join Sarah for a behind-the-scenes conversation with team members about the podcast rebrand process.Be a guest on the ASG Podcast! Email us at ASGPodcast@RitterIM.com to get the conversation started!Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Recent episodes:2023 State of the Senior Market: In Review: https://agentsurvivalguide.podbean.com/e/2023-state-of-the-senior-market-in-review/

Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://agentsurvivalguide.podbean.com/e/annuities-vs-401ks-examining-differences-that-can-matter-to-clients/

FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/

Medicare Inflation Rebate Drug List, Mint Mobile, and More: https://agentsurvivalguide.podbean.com/e/medicare-inflation-rebate-drug-list-mint-mobile-and-more/

Safe & Secure Messaging Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-safe-secure-messaging-apps/

The Power of Listening & Laughter: https://agentsurvivalguide.podbean.com/e/the-power-of-listening-laughter-monday-motivation/

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Privacy and data protection are vital on the internet. We send messages across many channels throughout our day. Tina as she shares messenger apps that protect your privacy and data.Signal App: https://signal.org/en/

WhatsApp: https://www.whatsapp.com/

Telegram App: https://telegram.org/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Basic Care Tips for Your Electronic Devices: https://agentsurvivalguide.podbean.com/e/5-basic-care-tips-for-your-electronic-devices/

Agent Apps Protect Your Privacy: Password Manager Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-protect-your-privacy-password-manager-apps/

Agent Apps | Work-On-The-Go: Document Scanner Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-work-on-the-go-document-scanner-apps/

References:iPhone Privacy: Messages, FaceTime, and Mail: https://www.apple.com/privacy/features/#:~:text=Messages%2C%20FaceTime%2C%20and%20Mail,Mail%20lets%20you%20go%20incognito.

How to Enable End-to-End Encryption in Android Messages: https://www.makeuseof.com/how-to-enable-end-to-end-encryption-in-android-messages/

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We've got a lot of jargon for agents to keep up with in the insurance industry. In this episode, we unpack the acronyms for the types of individuals and organizations that exist in the industry to help you make your some of your business decisions a whole lot easier.Read the text versionSee the tools and resources Ritter has to offer by registering for your FREE account at RitterIM.com!

Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Advantages of Being an Independent Insurance Agent: https://www.ritterim.com/blog/3-advantages-of-being-an-independent-insurance-agent/

4 Perks of Partnering with an FMO: https://agentsurvivalguide.podbean.com/e/4-perks-of-partnering-with-an-fmo/

4 Reasons Why Ritter Should Be Your FMO Insurance Agency: https://agentsurvivalguide.podbean.com/e/4-reasons-why-ritter-should-be-your-fmo-insurance-agency/

Agent Survival Guide Podcast Official Site: https://www.ritterim.com/podcast

Everything You Get With Your Ritter Registration:https://www.ritterim.com/blog/everything-you-get-with-your-ritter-registration/

FAQs About Working with Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/faqs-about-working-with-ritter-insurance-marketing/

Ready to Join an FMO? 10 Things to Consider: https://www.ritterim.com/blog/ready-to-join-an-fmo-10-things-to-consider/

The Benefits of Joining a Top Insurance FMO: https://www.ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

What an FMO Can Do For Your Business: https://agentsurvivalguide.podbean.com/e/what-an-fmo-can-do-for-your-business/

What is the Medicare Quote Engine? https://www.ritterim.com/agent-tools/medicare-quote-engine/

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The Friday Five for March 17, 2023: The first Medicare inflation rebate drug list; possible legislation coming for PBMs; February CPI, bank failures, and interest rates; Mint Mobile; and Meta’s “Year of Efficiency.”Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance AgentsFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2023 State of the Senior Market: In Review: https://agentsurvivalguide.podbean.com/e/2023-state-of-the-senior-market-in-review/

Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://agentsurvivalguide.podbean.com/e/annuities-vs-401ks-examining-differences-that-can-matter-to-clients/

Helping Medicare Clients Who Have Powers of Attorney or Conservatorships: https://agentsurvivalguide.podbean.com/e/helping-medicare-clients-who-have-powers-of-attorney-or-conservatorships/

Medicare Solvency, Connecting with Medicaid Beneficiaries, & More: https://agentsurvivalguide.podbean.com/e/medicare-solvency-connecting-with-medicaid-beneficiaries-more/

The Power of Listening & Laughter: https://agentsurvivalguide.podbean.com/e/the-power-of-listening-laughter-monday-motivation/

References:Explaining the Prescription Drug Provisions in the Inflation Reduction Act: https://www.kff.org/medicare/issue-brief/explaining-the-prescription-drug-provisions-in-the-inflation-reduction-act/#bullet02

Fact Sheet: Medicare Prescription Drug Inflation Rebate Program Initial Guidance: https://www.cms.gov/files/document/inflation-rebate-fact-sheet-february-2023.pdf

FACT SHEET: Seniors Across the Country Are Saving Millions of Dollars in Health Care Costs Because of President Biden’s Prescription Drug Law: https://www.whitehouse.gov/briefing-room/statements-releases/2023/03/15/fact-sheet-seniors-across-the-country-are-saving-millions-of-dollars-in-health-care-costs-because-of-president-bidens-prescription-drug-law/

Inflation Reduction Act Tamps Down on Prescription Drug Price Increases Above Inflation: https://www.hhs.gov/about/news/2023/03/15/inflation-reduction-act-tamps-down-prescription-drug-price-increases-above-inflation.html

Is My Money Safe?: https://www.aarp.org/money/investing/info-2023/fdic-and-more-insurance-faqs.html

Meta gives up on NFTs for Facebook and Instagram: https://www.theverge.com/2023/3/13/23638572/instagram-nft-meta-facebook-quits-digital-collectibles

Meta is cutting its Reels Play bonus program on Instagram and Facebook: https://www.theverge.com/2023/3/9/23633249/meta-ends-reels-play-bonus-instagram-facebook

Meta is laying off 10,000 more employees in a series of cuts: https://www.theverge.com/2023/3/14/23629726/meta-layoffs-mark-zuckerberg-facebook-tech-recruiting

Novo Nordisk to slash U.S. insulin prices by up to 75%, following move by Eli Lilly: https://www.cnbc.com/2023/03/14/novo-nordisk-to-slash-us-insulin-prices-by-up-to-75percent-after-eli-lilly.html

PBMs face scrutiny as House committee opens investigation: https://www.benefitspro.com/2023/03/14/pbms-face-scrutiny-as-house-committee-opens-investigation

Something broke, but the Fed is still expected to go through with rate hikes: https://www.cnbc.com/2023/03/13/something-broke-but-the-fed-is-still-expected-to-go-through-with-rate-hikes.html

T-Mobile buys Ryan Reynolds' Mint Mobile in a $1.35 billion deal: https://www.npr.org/2023/03/15/1163743380/t-mobile-buys-mint-mobile-ryan-reynolds

T-Mobile to Buy Low-Cost Carrier Mint Mobile: https://www.nytimes.com/2023/03/16/business/ryan-reynolds-mint-t-mobile.html

‘That’s how capitalism works,’ Biden says of SVB, Signature Bank investors who lost money in failed banks: https://www.cnbc.com/2023/03/13/thats-how-capitalism-works-biden-says-of-svb-signature-bank-investors-who-lost-money-in-failed-banks.html

The Ambies 2023 Winners & Nominees: https://www.ambies.com/2023-winners

The forgotten rescue plan that could prevent another SVB-like collapse: https://www.cnn.com/2023/03/15/investing/premarket-stocks-trading/index.html

US inflation eases but stays high, putting Fed in tough spot: https://apnews.com/article/inflation-federal-reserve-interest-rates-banks-economy-40c98d52a8bc71e21a228ed5c1cbde86

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In case you missed it, we’re recapping our State of the Senior Market 2023 event. Craig Ritter reported on Medicare enrollment stats, industry trends, and upcoming regulations proposed by CMS in their 2024 Advance Notice.Read the text versionFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things About CallVault (Compliant Sales Call Recording): https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/

2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://agentsurvivalguide.podbean.com/e/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/

Here’s How You Can Record Your Medicare Sales Calls Like a Pro Using CallVault: https://www.ritterim.com/blog/heres-how-you-can-record-your-medicare-sales-calls-like-a-pro-using-callvault/

Health Risk Assessment Instructions - The Ritter Platform: https://docs.ritterim.com/products/hra/ (Requires RitterIM.com login)

How to Write a Medicare Supplement Call Script that Really Works: https://agentsurvivalguide.podbean.com/e/how-to-write-a-medicare-supplement-call-script-that-really-works-2022/

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/

Major Compliance Changes Are Coming to Medicare Advantage & Part D for 2024: https://agentsurvivalguide.podbean.com/e/major-compliance-changes-coming-to-medicare-advantage-part-d-for-2024/

Ritter Insurance Marketing Joins Integrity Marketing Group: https://www.ritterim.com/blog/ritter-insurance-marketing-joins-integrity-marketing-group/

Ritter Carriers: https://www.ritterim.com/products/by-carrier/

The Future of Medicare Part D: The Push Toward MAPD: https://www.ritterim.com/blog/the-future-of-medicare-part-d-the-push-toward-mapd/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/

Watch the full State of the Senior Market presentation by Craig Ritter: https://www.ritterim.com/blog/2023-state-of-the-senior-market-in-review/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

Why We Added Multi-Factor Authentication to Ritter Logins: https://www.ritterim.com/blog/why-we-added-multi-factor-authentication-to-ritter-logins/

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401(k) or Annuity? Build your knowledge so you know which option to recommend to your clients! We talk definitions, differences, and more!Read the text versionSchedule a Call with Ritter’s More Than Medicare Experts: https://outlook.office365.com/owa/calendar/RitterProducts@ritterim.com/bookings/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Things Highly Successful Annuity Agents Do Right: https://www.ritterim.com/blog/3-things-highly-successful-annuity-agents-do-right/

3 Steps for Preparing for Retirement: https://living.medicareful.com/3-steps-for-preparing-for-retirement

Different Types of Annuities Explained: https://www.ritterim.com/blog/understanding-the-details-of-annuities/#different-types-of-annuities

Fixed Annuities vs. Indexed Annuities: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fixed-annuities-vs-indexed-annuities-what-s-the-difference/

Funding Your Retirement: https://living.medicareful.com/funding-your-retirement

Ritter's More Than Medicare Experts: https://www.ritterim.com/meet-your-sales-team/#Product

Understanding Single-Premium Immediate Annuities: https://www.ritterim.com/blog/understanding-single-premium-immediate-annuities/

Understanding the Details of Annuities: https://agentsurvivalguide.podbean.com/e/understanding-the-details-of-annuities/

References:Annuity Vs. 401(k): Understanding The Similarities And Differences: https://www.forbes.com/advisor/retirement/annuity-vs-401k/

401(k) Contribution Limits For 2023: https://www.forbes.com/advisor/retirement/401k-contribution-limits/

401(k) Plans: https://www.irs.gov/retirement-plans/401k-plans

What Is the Best Age To Buy an Annuity? https://www.annuity.org/annuities/buy/best-age-to-buy-an-annuity/

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The Friday Five for March 10, 2023: Biden’s got a solution for Medicare solvency, how agents can help Medicaid beneficiaries losing SNAP benefits, Life Insurance numbers and free marketing resources, spring coffee menus from Starbucks and Dunkin’, and a huge THANK YOU to State of the Senior Market attendees. Have questions or suggestions? Email us at ASGPodcast@RitterIM.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Email Marketing Campaigns Insurance Agents Should Be Sending: https://agentsurvivalguide.podbean.com/e/3-email-marketing-campaigns-insurance-agents-should-be-sending/

Everything You Get With Your Ritter Registration: https://agentsurvivalguide.podbean.com/e/everything-you-get-with-your-ritter-registration/

Helping Medicare Clients Who Have Powers of Attorney or Conservatorships: https://agentsurvivalguide.podbean.com/e/helping-medicare-clients-who-have-powers-of-attorney-or-conservatorships/

Photo Capture & Editing Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-photo-capture-editing-apps/

The Power of Listening & Laughter: https://agentsurvivalguide.podbean.com/e/the-power-of-listening-laughter-monday-motivation/

References:3 Email Marketing Campaigns Insurance Agents Should Be Sending: https://agentsurvivalguide.podbean.com/e/3-email-marketing-campaigns-insurance-agents-should-be-sending/

Dunkin' Doubles Down on Chocolate with Caramel: https://news.dunkindonuts.com/news/spring-menu-2023

Everything You Get With Your Ritter Registration: https://agentsurvivalguide.podbean.com/e/everything-you-get-with-your-ritter-registration/

Helping Medicare Clients Who Have Powers of Attorney or Conservatorships: https://agentsurvivalguide.podbean.com/e/helping-medicare-clients-who-have-powers-of-attorney-or-conservatorships/

Photo Capture & Editing Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-photo-capture-editing-apps/

Starbucks Springs into the Season with New Cinnamon Caramel Cream Nitro Cold Brew: https://stories.starbucks.com/press/2023/starbucks-springs-into-the-season-with-new-cinnamon-caramel-cream-nitro-cold-brew/

The Power of Listening & Laughter: https://agentsurvivalguide.podbean.com/e/the-power-of-listening-laughter-monday-motivation/

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You assist your clients with a lot, but you can't do everything for them. At a certain point clients may be unable to make major life decisions. Learn all about power of attorney and conservatorships and how to navigate those interactions as an insurance agent.Read the text versionGet on the Ritter Platform by Registering with Ritter: https://www.ritterim.com/agent-tools/the-ritter-platform/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Email Marketing Campaigns Insurance Agents Should Be Sending: https://agentsurvivalguide.podbean.com/e/3-email-marketing-campaigns-insurance-agents-should-be-sending/

Everything You Get With Your Ritter Registration: https://agentsurvivalguide.podbean.com/e/everything-you-get-with-your-ritter-registration/

Ritter Can Help You Stay in Touch with Your Clients: https://agentsurvivalguide.podbean.com/e/ritter-can-help-you-stay-in-touch-with-your-clients-1671024716/

Senior Speak: Talking to Medicare Clients Age & Older: https://agentsurvivalguide.podbean.com/e/senior-speak-talking-to-medicare-clients-age-65-older/

References:Authorization to Disclose Personal Health Information Form PDF: https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/Downloads/CMS10106.pdf

Britney Spears’s conservatorship terminated after nearly 14 years: https://www.theguardian.com/music/2021/nov/12/britney-spears-conservatorship-terminated

Cases of Financial Exploitation, Neglect, and Abuse of Seniors: https://www.gao.gov/assets/gao-10-1046-highlights.pdf

Conservatorship and Guardianship: https://www.caregiver.org/resource/conservatorship-and-guardianship/

Guardianship and Conservatorship FAQs: https://www.lawhelp.org/dc/resource/guardianship-and-conservatorship-frequently-a

National Center on Elder Abuse Research, Statistics and Data: https://ncea.acl.gov/What-We-Do/Research/Statistics-and-Data.aspx#prevalence

Power of Attorney: https://www.americanbar.org/groups/real_property_trust_estate/resources/estate_planning/power_of_attorney/

Power of Attorney is Not Enough for Medicare: https://www.sjslawpc.com/2020/08/25/power-of-attorney-is-not-enough-for-medicare/

Rules and Model Language for “Proof of Representation” vs. “Consent to Release” for Medicare Secondary Payer Liability Insurance (Including Self-Insurance), No-Fault Insurance, or Workers’ Compensation: https://www.cms.gov/files/document/por-vs-ctrpdf

Using a Power of Attorney to Enroll a Beneficiary in a Medicare Drug Plan: https://attorney.elderlawanswers.com/using-a-power-of-attorney-to-enroll-a-beneficiary-in-a-medicare-drug-plan-6414

What is a Conservatorship? https://attorney.elderlawanswers.com/using-a-power-of-attorney-to-enroll-a-beneficiary-in-a-medicare-drug-plan-6414

What is a medical power of attorney? https://www.freewill.com/learn/what-is-a-medical-power-of-attorney

What is a Representative Payee and Who Can Become One? https://www.ncoa.org/article/what-is-a-representative-payee-and-who-can-become-one

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How do you take on the workday and keep your cool? Joining Sarah in the studio, Samantha Galeano, Ritter's Human Resources Director, talks about her strategies - active listening, laughter, and caffeine, just not quite in that order.What strategy keeps you motivated? We want to hear about it! Send a message by email to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Stay Motivated with These Episodes:5 Ways to Build Your Confidence: https://agentsurvivalguide.podbean.com/e/5-ways-to-build-your-confidence-the-friday-five/

Celebrating Every Step of the Process: https://agentsurvivalguide.podbean.com/e/celebrating-every-step-of-the-process-monday-motivation/

Creating Margin & Taking Back Control of Your Time: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/

Eating Frogs & Slaying Dragons: https://agentsurvivalguide.podbean.com/e/eating-frogs-slaying-dragons/

Empowering Others & The Power of Mindfulness: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/

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The Friday Five for March 3, 2023: New DEA proposal for telemedicine prescriptions, protecting your clients from scams, TikTok screen time limits, new Spotify plus button, and our last call for State of the Senior Market 2023 registrations!Attend the 2023 State of the Senior MarketFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Email Marketing Campaigns Insurance Agents Should Be Sending: https://agentsurvivalguide.podbean.com/e/3-email-marketing-campaigns-insurance-agents-should-be-sending/

Everything You Get With Your Ritter Registration: https://agentsurvivalguide.podbean.com/e/everything-you-get-with-your-ritter-registration/

Medicaid Unwinding Stats, Meta Verification, & Spotify DJ: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-stats-meta-verification-spotify-dj/

Photo Capture & Editing Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-photo-capture-editing-apps/

How to Make Stovetop Popcorn: https://living.medicareful.com/how-to-make-stovetop-popcorn

Registration link for the 2023 State of the Senior Market: https://www.ritterim.com/sotsm/?utm_source=asg_podcast_link

References:Biden Proposal Would Ban Online Prescribing of Certain Drugs: https://www.nytimes.com/2023/02/25/science/dea-telemedicine-opioids-prescription.html

DEA Announces Proposed Rules for Permanent Telemedicine Flexibilities: https://www.dea.gov/press-releases/2023/02/24/dea-announces-proposed-rules-permanent-telemedicine-flexibilities

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in March 2023: https://comicbook.com/movies/news/streaming-new-movies-tv-march-2023-netflix-disney-plus-hbo-max/

Expansion of Induction of Buprenorphine via Telemedicine Encounter: https://www.federalregister.gov/documents/2023/03/01/2023-04217/expansion-of-induction-of-buprenorphine-via-telemedicine-encounter

How Scammers Are Targeting Your Clients: https://www.thinkadvisor.com/2023/02/24/how-scammers-are-targeting-your-clients/

How to Recognize a Phone Scam: https://consumer.ftc.gov/articles/phone-scams#how%20to%20recognize

Scamming Up A Storm: 2022 Mid-Year Phone Scam Report: https://firstorion.com/midyearscamreport/

Telemedicine Prescribing of Controlled Substances When the Practitioner and the Patient Have Not Had a Prior In-Person Medical Evaluation: https://www.federalregister.gov/documents/2023/03/01/2023-04248/telemedicine-prescribing-of-controlled-substances-when-the-practitioner-and-the-patient-have-not-had

TikTok sets automatic one-hour screen time limit for teens: https://www.cnbc.com/2023/03/01/tiktok-sets-screen-time-limits-for-teens.html

TikTok sets new default time limits for minors: https://apnews.com/article/tiktok-minors-social-media-china-time-limit-f735bd496ea3513abfc6480e5637abd8

We’re upgrading our Heart to a Plus: https://newsroom.spotify.com/2023-02-27/save-your-favorite-songs-podcasts-and-more-with-spotifys-plus-button/

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We all love taking photos and sharing them with others. Take your photos to the next level! Check out these capture and editing apps that will make your photos just as unforgettable as the snapshot of the moment.OldRoll – Vintage Film Camera Apple: https://apps.apple.com/us/app/oldroll-vintage-film-camera/id1570093460

Disposable Camera – OldRoll: https://play.google.com/store/apps/details?id=com.accordion.analogcam&hl=en_US≷=US

VSCO Website: https://www.vsco.co/

VSCO – Apple: https://apps.apple.com/us/app/vsco-photo-video-editor/id588013838

VSCO – Playstore: https://play.google.com/store/apps/details?id=com.vsco.cam&hl=en_US≷=US

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More Episodes You’ll Like:

Agent Apps | Apps That Help You When Moving: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-that-help-you-when-moving/

Agent Apps | Get Focused with These Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-get-focused-with-these-apps/

Agent Apps | Project Management Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-project-management-apps/

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Want to make your job a lot easier? Skip the hassle of paper applications! With Ritter’s easy-to-use Medicareful enrollment tool, you can streamline your business with clients and carriers and stay compliant with the latest CMS rules. Learn all about it in this episode.Read the text versionGet your own Medicareful site: https://www.ritterim.com/agent-tools/medicareful/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Email us at ASGPodcast@Ritterim.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things About CallVault (Compliant Medicare Sales Recording) | The Friday Five: https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/

5 Tips for Using Medicareful to Sell More Medicare Plans: https://agentsurvivalguide.podbean.com/e/5-tips-for-using-medicareful-to-sell-more-medicare-plans/

A Review of the Top Medicare Quote engines for Insurance Agents: https://www.ritterim.com/blog/a-review-of-the-top-medicare-quote-engines-for-insurance-agents/

Everything You Get With Your Ritter Registration: https://agentsurvivalguide.podbean.com/e/everything-you-get-with-your-ritter-registration/

FAQs About the Ritter Platform’s CallVault: https://ritterim.com/blog/faqs-about-the-ritter-platforms-callvault/

Here’s How You Can Record Your Medicare Sales Calls Like a Pro Using CallVault: https://www.ritterim.com/blog/heres-how-you-can-record-your-medicare-sales-calls-like-a-pro-using-callvault/

The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP: https://www.ritterim.com/blog/the-ritter-platform-launches-provider-lookup-fasttrack-lead-sharing-for-the-2022-aep/

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The Friday Five for February 24, 2023: Medicaid Unwinding Survey, Amazon & One Medical, Meta Paid Verification, Microsoft Teams 2.0, and Spotify’s AI DJ.Register for your FREE RitterIM.com account

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

References:Amazon closes $3.9 billion deal to acquire One Medical: https://www.cnn.com/2023/02/22/tech/ftc-amazon-one-medical-deal/index.html

Amazon officially becomes a health care provider after closing purchase of One Medical: https://www.engadget.com/amazon-completes-one-medical-acquisition-163431975.html

Facebook and Instagram to get paid verification as Twitter charges for two-factor SMS authentication: https://www.theguardian.com/technology/2023/feb/20/facebook-instagram-paid-meta-verification-twitter-charge-2fa-two-factor-authentication-via-sms

iOS 16.4 New Emoji Roundup: We're Finally Getting a Pink Heart: https://www.cnet.com/tech/services-and-software/ios-16-4-new-emoji-roundup-were-finally-getting-a-pink-heart/

Instagram and Facebook launch new paid verification service, Meta Verified: https://www.npr.org/2023/02/20/1158334690/instagram-facebook-meta-verified-zuckerberg

Medicaid Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/

Microsoft is about to launch its rebuilt and faster version of Teams: https://bgr.com/tech/microsoft-is-about-to-launch-its-rebuilt-and-faster-version-of-teams/

Microsoft Teams is getting big performance improvements next month: https://www.theverge.com/2023/2/20/23607037/microsoft-teams-performance-improvements-less-cpu-memory

NAHU Rebrand, Medicaid Unwinding, & the State of the Senior Market 2023: https://agentsurvivalguide.podbean.com/e/nahu-rebrand-medicaid-uncoupling-the-state-of-the-senior-market-2023-the-friday-five/

New Microsoft Teams will deliver massive performance boost and use less battery, says report: https://www.windowscentral.com/software-apps/new-microsoft-teams-will-deliver-massive-performance-boost-and-use-less-battery-says-report

One Medical joins Amazon to make it easier for people to get and stay healthier: https://www.aboutamazon.com/news/company-news/one-medical-joins-amazon-to-make-it-easier-for-people-to-get-and-stay-healthier

Spotify Debuts a New AI DJ, Right in Your Pocket: https://newsroom.spotify.com/2023-02-22/spotify-debuts-a-new-ai-dj-right-in-your-pocket/

Spotify launches ‘DJ,’ a new feature offering personalized music with AI-powered commentary: https://techcrunch.com/2023/02/22/spotify-launches-dj-a-new-personalized-music-lineup-that-includes-ai-powered-commentary/

Testing Meta Verified to Help Creators Establish Their Presence: https://about.fb.com/news/2023/02/testing-meta-verified-to-help-creators/

Urban: Majority surveyed not aware of looming Medicaid eligibility redeterminations: https://www.fiercehealthcare.com/payers/urban-majority-surveyed-not-aware-looming-medicaid-eligibility-redeterminations

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Why should you register with Ritter Insurance Marketing? Well, listen to find out! This episode is an overview of all the tools, resources, and advantages you will get when partnering with Ritter. You don’t want to miss out.Read the text versionGet on the Ritter Platform by Registering with Ritter: https://www.ritterim.com/agent-tools/the-ritter-platform/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:2023 Medicare Part A & Part B Premiums and Deductibles: https://agentsurvivalguide.podbean.com/e/2023-medicare-part-a-b-premiums-and-deductibles/

5 Things About CallVault - Compliant Medicare Sales Call Recording: https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/

5 Tips for Selling Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/5-tips-for-selling-medicare-advantage-plans-2022/

Free eBooks and Guides: https://www.ritterim.com/guides/

Insurance Agents as TPMOs: What 2023 Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/

Knight School Online Learning Resource: https://www.ritterim.com/knight-school/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Medicareful: https://www.ritterim.com/agent-tools/medicareful/

Ritter Docs Site: https://docs.ritterim.com/

The Ritter Platform: https://app.ritterim.com/

The Ritter Platform Launches New eScope, FastTrack App, & Profile Features: https://www.ritterim.com/blog/the-ritter-platform-launches-new-escope-fasttrack-app-profile-features/

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications: https://agentsurvivalguide.podbean.com/e/the-ritter-platform-launches-new-drug-cost-estimator-and-prefilled-applications/

The Ritter Platform Launches 3 New Tools & Shared Client Records: https://www.ritterim.com/blog/the-ritter-platform-launches-3-new-tools-and-shared-client-records/

The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/

References:Integrity Marketing Group Website: https://www.integritymarketing.com/

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Join Aaron Kassover, founder of AgentMethods, back to talk about why client outreach is more than just birthday emails. Learn about the three types of email you should be sending your clients. Aaron and Sarah also chat about how AgentMethods AMPlify helps automate those emails and so much more!Ready to AMPlify your insurance sales, renewals and referrals? Turn up the volume with AgentMethods: https://www.agentmethods.com/amplify

More words of wisdom from Aaron:On Birthday Emails:“If that's when you're reaching out, and the rest of the year, it's crickets. It's not going to work very well.”

“There's no relationship, there's no value to add, you're just trying to disrupt somebody. But if there's a relationship, if there's trust, if there's value, it's a different story.”

When creating a call-to-action (CTA) on your website:“If you stand five feet away from your computer and you squint, you can still see the call to action. Yes. One thing to do.”

Why content should be tailored to your audience:“It’s kind of like a fingerprint, every agent’s customers are a little different. Some agents are super analytical and are all about percentages and those number details. And others are about relationships and family and people are drawn to you because of that. So, the kinds of content that you’re going to share, that’s going to get your audience to respond is going to be very different for those two agents.”

Highlights:[1:45] Why is email marketing so effective and how can insurance agents get started?

[2:15] Aaron's new Thanksgiving story

[4:28] The biggest mistake most agents make when sending out birthday emails

[7:39] What else can insurance agents do with email marketing?

[8:32] Email Marketing Campaign #1

[9:32] Email Marketing Campaign #2

[10:36] Great discourse on call-to-action strategy and how to make your CTAs effective

[16:02] How does AgentMethods help insurance agents with no email marketing experience whatsoever?

[17:25] AMPlify: AgentMethods email automation platform

[18:44] How many leads in one day?!?

[19:38] Email Marketing Campaign #3

[20:38] More than just email with AMPlify from AgentMethods

[22:44] The magic of AMPlify

Follow AgentMethods on Social!AgentMethods on Facebook, https://www.facebook.com/AgentMethods AgentMethods on LinkedIn, https://www.linkedin.com/company/agentmethods-llc/ AgentMethods on Twitter, https://twitter.com/AgentMethods AgentMethods on YouTube, https://www.youtube.com/user/AgentMethods

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:AgentMethods Official Website: https://www.agentmethods.com/

Agent Apps | Project Management Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-project-management-apps/

Building Client Loyalty: More Than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/

Creating Margin & Taking Back Control of Your Time: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/

Empowering Agents Through Technology ft. Aaron Kassover from AgentMethods: https://agentsurvivalguide.podbean.com/e/empowering-agents-through-technology-ft-aaron-kassover-from-agent-methods/

How to Add Technology to Your Insurance Business: https://agentsurvivalguide.podbean.com/e/how-to-add-technology-to-your-insurance-business/

How to Market Yourself Effectively: https://agentsurvivalguide.podbean.com/e/how-to-market-yourself-effectively/

Should Insurance Agents Have Their Own Website? https://agentsurvivalguide.podbean.com/e/should-insurance-agents-have-their-own-website-2022/

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Come April 1st Medicaid eligibility reviews will commence, and millions of Americans may lose coverage. What does that mean for insurance agents? Find the solutions in this episode!Read the text versionGet on the Ritter Platform by Registering with Ritter: https://www.ritterim.com/agent-tools/the-ritter-platform/

Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/

ACA 101: Selling Under-65 Health Insurance: https://agentsurvivalguide.podbean.com/e/aca-101-selling-under-65-health-insurance/

ACA’s Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/

Guiding Your Clients from the Marketplace to Medicare: https://www.ritterim.com/blog/guiding-your-clients-from-the-marketplace-to-medicare/

How Much Can Agents Make Selling Under-65 Insurance? https://www.ritterim.com/blog/how-much-can-agents-make-selling-under-65-insurance/

How Much Can Insurance Agents Make Selling Medicare? https://agentsurvivalguide.podbean.com/e/how-much-can-insurance-agents-make-selling-medicare-2023/

Knight School: https://www.ritterim.com/knight-school/

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents: https://agentsurvivalguide.podbean.com/e/medicare-medicaid-compared-how-both-programs-benefit-insurance-agents/

The Benefits of Selling D-SNPs: https://agentsurvivalguide.podbean.com/e/the-benefits-of-selling-d-snps/

The Beginner’s Guide to D-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-d-snps/

The State of the ACA Market in 2022: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2022/

Sign Up for Your Free Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/

Updated Medicare Enrollment Rules for 2023: https://agentsurvivalguide.podbean.com/e/updated-medicare-enrollment-rules-for-2023/

References:10 Things to Know About the Unwinding of the Medicaid Continuous Enrollment Provision: https://www.kff.org/medicaid/issue-brief/10-things-to-know-about-the-unwinding-of-the-medicaid-continuous-enrollment-provision/

Analysis of Recent National Trends in Medicaid and CHIP Enrollment: https://www.kff.org/coronavirus-covid-19/issue-brief/analysis-of-recent-national-trends-in-medicaid-and-chip-enrollment/

From telehealth to Medicare cuts: Here are the health policies in Congress’ $1.7T omnibus: https://www.fiercehealthcare.com/providers/telehealth-medicare-cuts-here-are-health-policies-congress-17t-omnibus

Health Insurance Coverage Status and Type by Geography: 2019 and 2021: https://www.census.gov/content/dam/Census/library/publications/2022/acs/acsbr-013.pdf

Medicaid Beneficiary Resources: https://www.medicaid.gov/about-us/beneficiary-resources/index.html#when2contactstate

Medicaid Income Edibility Limits for Adults as a Percent of the Federal Poverty Level: https://www.kff.org/health-reform/state-indicator/medicaid-income-eligibility-limits-for-adults-as-a-percent-of-the-federal-poverty-level/

Statement of Administration Policy H.R 382 & H.J. Res 7: https://www.whitehouse.gov/wp-content/uploads/2023/01/SAP-H.R.-382-H.J.-Res.-7.pdf

What Happens When COVID-19 Emergency Declarations End? Implications for Coverage, Costs, and Access: https://www.kff.org/coronavirus-covid-19/issue-brief/what-happens-when-covid-19-emergency-declarations-end-implications-for-coverage-costs-and-access/

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The Friday Five for February 17, 2023: Google Bard vs. Microsoft Bing, CVS & Oak Street Health Deal, Cigna Rebrands, Spotify Social Ambitions, and 2023 Ambies Nominees.Register for your FREE RitterIM.com account

There’s still time to register for Ritter's State of the Senior Market: https://www.ritterim.com/sotsm

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Recently:Project Management Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-project-management-apps/

Major Compliance Changes Are Coming to Medicare Advantage & Part D for 2024: https://www.ritterim.com/blog/major-compliance-changes-are-coming-to-medicare-advantage-part-d-for-2024/

Phytonutrients: What Plant Color Says About Nutrition: https://living.medicareful.com/phytonutrients-what-plant-color-says-about-nutrition

References:2023 Ambies Nominees (Podcast Recommendation Megalist): https://www.ambies.com/2023-nominees-1

CVS digs into primary care with $9.5 bln Oak Street Health deal: https://www.reuters.com/markets/deals/cvs-health-buy-oak-street-health-95-bln-2023-02-08/

CVS finally makes primary care play, scooping up Oak Street Health in $10.6B deal: https://www.fiercehealthcare.com/providers/cvs-finally-makes-primary-care-play-scooping-oak-street-health-106b

CVS to buy Medicare-focused primary care operator Oak Street Health for $10.6 billion: https://www.usatoday.com/story/money/2023/02/08/cvs-buys-oak-street-health/11210327002/

Cigna Evolves Brands to Reflect Growing Portfolio: https://newsroom.thecignagroup.com/cigna-evolves-brands-to-reflect-growing-portfolio

Cigna launches rebrand as it continues to build out portfolio: https://www.fiercehealthcare.com/payers/cigna-launches-rebrand-it-continues-build-out-portfolio

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in February 2023: https://comicbook.com/movies/news/streaming-new-movies-tv-february-2023-netflix-disney-plus-hbo-max/#28

Father of internet warns: Don’t rush investments into A.I. just because ChatGPT is ‘really cool’: https://www.cnbc.com/2023/02/14/father-of-the-internet-warns-dont-rush-investments-into-chat-ai.html

Google Vice President Warns That AI Chatbots Are Hallucinating: https://www.iflscience.com/google-vice-president-warns-that-ai-chatbots-are-hallucinating-67534

How Oak Street Health’s Value-Based Care Structure is Bolstering Health Equity in Underserved Communities: https://www.oakstreethealth.com/osh-value-based-care-751584

How the Spotify layoffs impact its podcasting business: https://www.theverge.com/2023/1/24/23569956/spotify-layoff-podcast-ostroff-rogan

Microsoft’s Bing A.I. made several factual errors in last week’s launch demo: https://www.cnbc.com/2023/02/14/microsoft-bing-ai-made-several-errors-in-launch-demo-last-week-.html

Spotify’s new activist investor is keeping a close eye on podcast spending: https://www.theverge.com/2023/2/14/23599864/spotify-investor-podcast-valueact-youtube-rihanna-super-bowl

Spotify’s test of a Friends tab on mobile hints at expanded social ambitions: https://techcrunch.com/2023/01/31/spotifys-test-of-a-friends-tab-on-mobile-hints-at-expanded-social-ambitions/

The AI photo app trend has already fizzled, new data shows: https://techcrunch.com/2023/02/13/the-ai-photo-app-trend-has-already-fizzled-new-data-shows

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Looking for ways to help get your team organized? Tina reviews project management apps that will help you stay on target.Asana App: https://asana.com/

Monday App: https://monday.com/

Resources:

4 Strategies for Effectively Working With a Team: https://agentsurvivalguide.podbean.com/e/4-strategies-for-effectively-working-with-a-team/

Agent Apps | To-Do or Not To-Do Lists? Personal Planner Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-to-do-or-not-to-do-lists-personal-planner-apps/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Have you ever had a client call you at start of the year and tell you they’re unsatisfied with their Medicare Advantage plan? Don’t worry, you can help them, and Ritter will help you! Listen to find out the Medicare Advantage Open Enrollment regulations you should be aware of.Read the text versionGet on the Ritter Platform by Registering with Ritter: https://www.ritterim.com/agent-tools/the-ritter-platform/

For compliance related questions, email complianceofficer@ritterim.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Stay Busy Outside of AEP with Special Enrollment Periods: https://agentsurvivalguide.podbean.com/e/stay-busy-outside-of-aep-with-special-enrollment-periods-asg194/

Things to Think About Post-AEP: https://agentsurvivalguide.podbean.com/e/things-to-think-about-post-aep-2022/

References:Limited Income and Resources: https://www.cms.gov/medicare/prescription-drug-coverage/limitedincomeandresources

Medicare Managed Care Manual Chapter 2 – Medicare Advantage Enrollment and Disenrollment: https://www.cms.gov/Medicare/Eligibility-and-Enrollment/MedicareMangCareEligEnrol/Downloads/CY_2019_MA_Enrollment_and_Disenrollment_Guidance.pdf

Special circumstances (Special Enrollment Periods): https://www.medicare.gov/sign-up-change-plans/joining-a-health-or-drug-plan/special-circumstances-special-enrollment-periods

When does Medicare coverage start: https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start

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The Friday Five for February 10, 2023:* COVID-19 Public Health Emergency End Date * CMS 2024 MA and Part D Advance Notice * CMS & The Universal Foundation * Bard, ChatGPT, and JEF from The Rez * Instagram Founders Unveil New App Artifact

Register for your FREE RitterIM.com account

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Ways to Build Your Confidence: https://agentsurvivalguide.podbean.com/e/5-ways-to-build-your-confidence-the-friday-five/

Creating Margin & Taking Back Control of Your Time: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/

How Much Can Insurance Agents Make Selling Medicare?: https://agentsurvivalguide.podbean.com/e/how-much-can-insurance-agents-make-selling-medicare-2023/

How to Get Health and Life Insurance Continuing Education Credits As An Agent: https://agentsurvivalguide.podbean.com/e/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/

Understanding Medicare Coverage for Mental Health & Substance Use Disorder: https://agentsurvivalguide.podbean.com/e/understanding-medicare-coverage-for-mental-health-substance-use-disorder/

References:2023 Medicare Advantage and Part D Advance Notice Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/2023-medicare-advantage-and-part-d-advance-notice-fact-sheet

2024 Medicare Advantage and Part D Advance Notice Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-advance-notice-fact-sheet

A deep dive into the end of the COVID PHE: https://www.advisory.com/daily-briefing/2023/02/03/covid-phe-aftermath

Advance Notice of Methodological Changes for Calendar Year (CY) 2024 for Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies: https://www.cms.gov/files/document/2024-advance-notice.pdf

Aligning Quality Measures across CMS — The Universal Foundation: https://www.nejm.org/doi/full/10.1056/NEJMp2215539

CMS Releases 2024 Advance Notice with Proposed Payment Updates for the Medicare Advantage and Part D Prescription Drug Programs: https://www.cms.gov/newsroom/press-releases/cms-releases-2024-advance-notice-proposed-payment-updates-medicare-advantage-and-part-d-prescription

CMS seeks to make quality measures more 'universal' in rollout of new program: https://www.fiercehealthcare.com/payers/cms-seeks-make-quality-measures-more-universal-rollout-new-program

Google’s AI chatbot Bard makes factual error in first demo: https://www.theverge.com/2023/2/8/23590864/google-ai-chatbot-bard-mistake-error-exoplanet-demo

Hands-on with Bing’s new ChatGPT-like features: https://techcrunch.com/2023/02/08/hands-on-with-the-new-bing/

International Classification of Diseases, (ICD-10-CM/PCS) Transition - Background: https://www.cdc.gov/nchs/icd/icd10cm_pcs_background.htm

Instagram’s co-founders are back with Artifact, a kind of TikTok for text: https://www.theverge.com/2023/1/31/23579552/artifact-instagram-cofounders-kevin-systrom-mike-krieger-news-app

Instagram’s co-founders introduce a new social app…for news reading: https://techcrunch.com/2023/01/31/instagrams-co-founders-introduce-a-new-social-app-for-news-reading/

The 6 Major Differences Between ICD-9 And ICD-10 Codes: https://www.coronishealth.com/blog/the-6-major-differences-between-icd-9-and-icd-10-codes/

What the End of the Covid Public Health Emergency Could Mean for You: https://www.nytimes.com/2023/02/01/well/live/covid-public-health-emergency.html

What The End Of The Covid-19 Public Health Emergency Will Mean For Older Adults: https://www.forbes.com/sites/howardgleckman/2023/02/01/what-the-end-of-the-covid-19-public-health-emergency-will-mean-for-older-adults/?sh=671854adb922

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Think the conversation around mental health has shifted? You should see the Medicare coverage! Stay updated and informed with our newest explainer on mental health and substance use disorder coverage for your Medicare clients.Question for the ASG Podcast? Ask away! ASGPodcast@RitterIM.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things About CMS’ CY 2024 MA and Part D Proposed Rule: https://agentsurvivalguide.podbean.com/e/5-things-about-cms-cy-2024-ma-and-part-d-proposed-rule-the-friday-five/

Boost Your Commissions with a New HI Sales Strategy ft. Harry Rittner & Damon Logan: https://agentsurvivalguide.podbean.com/e/boost-your-commissions-with-a-new-hi-sales-strategy-ft-harry-rittner-damon-logan/

Common Sales Mistakes You Might Be Making (And How to Fix Them!): https://agentsurvivalguide.podbean.com/e/common-sales-mistakes-you-might-be-making-and-how-to-fix-them/

FAQs About Working with Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/faqs-about-working-with-ritter-insurance-marketing/

Major Compliance Changes Coming to Medicare Advantage & Part D for 2024: https://agentsurvivalguide.podbean.com/e/major-compliance-changes-coming-to-medicare-advantage-part-d-for-2024/

References:Does Medicare cover mental health? https://www.aarp.org/health/medicare-qa-tool/does-medicare-cover-mental-health/

Does Medicare Cover Mental Health Services? https://www.nerdwallet.com/article/insurance/medicare/does-medicare-cover-mental-health-services

FAQs on Mental Health and Substance Use Disorder Coverage in Medicare: https://www.kff.org/medicare/issue-brief/faqs-on-mental-health-and-substance-use-disorder-coverage-in-medicare/

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It's time to say goodbye to the negativity and self-doubt that's holding us back! Learn how to use these 5 tips to gain a new confidence in your skills and abilities. Let's move forward strategically, together!Map out your next steps with confidence – we can help! Reach out to our team: https://www.ritterim.com/meet-your-sales-team/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:20 Ways to Relax & Relieve Stress in 2022: https://agentsurvivalguide.podbean.com/e/20-ways-to-relax-relieve-stress-in-2022/

Creating Margin & Taking Back Control of Your Time: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/

How to Successfully Set SMART Goals: https://agentsurvivalguide.podbean.com/e/how-to-successfully-set-smart-goals-1639071365/

Is Toxic Positivity Real? (And How to Avoid It): https://agentsurvivalguide.podbean.com/e/is-toxic-positivity-real-and-how-to-avoid-it/

Using a SWOT Analysis to Review Your Insurance Business: https://agentsurvivalguide.podbean.com/e/using-a-swot-analysis-to-review-your-insurance-business/

References:5 Steps for Increasing Your Self-Esteem and Confidence: https://www.psychologytoday.com/us/blog/fixing-families/202208/5-steps-increasing-your-self-esteem-and-confidence

10 Ways To Build Confidence: https://www.forbes.com/sites/francesbridges/2017/07/21/10-ways-to-build-confidence/

10 Ways to Build Your Confidence at Work: https://www.inc.com/john-brandon/10-ways-to-build-your-confidence-at-work.html

15 Tips to Build Confidence in Business: https://www.deliberatedirections.com/confidence/

18 Keys to be at your Self-Confident Best in 2023: https://www.linkedin.com/pulse/18-keys-your-self-confident-best-2023-ramanathan-pmp-cssgb-ains-au/

How to Be Confident: 8 Tips for Building Confidence: https://www.masterclass.com/articles/how-to-be-more-confident

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Keep your brain sharp and your skills up to date with continuing education. It’s a requirement for health insurance agents, but that doesn’t mean it has to be hard! This episode has the resources to help!Read the text versionMeet Your Sales Team and ask about that WebCE discount: https://www.ritterim.com/meet-your-sales-team/

Give us a Call at 1-717-562-7211

Email the podcast at ASGpodcast@ritterim.com

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Ritter Summits: https://summits.ritterim.com/

2023 State of the Senior Market: https://www.ritterim.com/sotsm/

References:America’s Health Insurance Plans (AHIP): https://www.ahip.org/need-ce-credits

Kaplan FAQ CE Credits: https://www.kaplanfinancial.com/insurance-continuing-education/faq

Pennsylvania Insurance Continuing Education State Requirements: https://www.kaplanfinancial.com/insurance-continuing-education/pennsylvania/state-requirements

The National Association of Benefits and Insurance Professionals (NABIP) Courses: https://nabip.org/professional-development/courses

WebCE: https://www.webce.com/

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Discover the time management secret that is creating margin. Sarah talks about using this technique to better manage your time, keep a sustainable schedule, and reach your goals.How do you stay motivated? What method works for you? Let us know! Send a message to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

More Episodes You'll Like:Developing a Service Mindset: https://agentsurvivalguide.podbean.com/e/developing-a-service-mindset-monday-motivation/

Eating Frogs & Slaying Dragons: https://agentsurvivalguide.podbean.com/e/eating-frogs-slaying-dragons/

FAQs About Working with Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/faqs-about-working-with-ritter-insurance-marketing/

The Quest for Navigation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-the-quest-for-navigation-apps/

Using a SWOT Analysis to Review Your Insurance Business: https://agentsurvivalguide.podbean.com/e/using-a-swot-analysis-to-review-your-insurance-business/

References:5 Ways To Create Space in Your Life: https://thelivingwell.com/5-ways-to-create-space-in-your-life/

Block Out “Unscheduled Time” In Your Day for Proactive Tasks: https://lifehacker.com/block-out-unscheduled-time-in-your-day-for-proactive-1660458027

Five reasons why project managers use buffer time and why you should too: https://www.emma.ai/blog/five-reasons-why-project-managers-use-buffer-time-and-why-you-should-too

How to Create Margin in Your Life: https://www.holisticwellnesspractice.com/hwp-blog/2021/11/23/how-to-create-margin-in-your-life

I leave 30% of my day unscheduled, and it's done wonders for my creativity and focus. Here's how it works. https://www.businessinsider.com/30-rule-unscheduled-time-improve-creativity-focus-at-work-2022-3

Time Blocking: https://todoist.com/productivity-methods/time-blocking

Your Schedule Needs a Buffer: https://medium.com/swlh/your-schedule-needs-a-buffer-3930bebc0cfa

Why Scheduling “Nothing Time” is More Important than Ever: https://www.caitlynbeattiecoaching.com/blog/scheduling-nothing-time

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The Friday Five for January 27, 2023:* Medicare Drug Price Negotiation Update * Dollar General Mobile Healthcare * Medicare Hearing Aid Coverage Act of 2023 * Instagram Quiet Mode and Other Updates * State of the Senior Market 2023 Details

Register for Ritter's State of the Senior Market 2023

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:ACA Enrollment Snapshot, Apple HomePod, & Egg Alternatives: https://agentsurvivalguide.podbean.com/e/aca-enrollment-snapshot-apple-homepod-egg-alternatives-the-friday-five/

Boost Your Commissions with a New HI Sales Strategy ft. Harry Rittner and Damon Logan: https://agentsurvivalguide.podbean.com/e/boost-your-commissions-with-a-new-hi-sales-strategy-ft-harry-rittner-damon-logan/

FAQs About Working with Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/faqs-about-working-with-ritter-insurance-marketing/

Major Compliance Changes Coming to Medicare Advantage & Part D for 2024: https://agentsurvivalguide.podbean.com/e/major-compliance-changes-coming-to-medicare-advantage-part-d-for-2024/

Winter 2022 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2022-podcast-recommendations/

References:Dollar General pilots mobile clinics as it targets a bigger presence in healthcare: https://www.fiercehealthcare.com/providers/dollar-general-pilots-mobile-clinics-it-targets-bigger-presence-healthcare

HHS Announces Key Dates for the First Year of the Inflation Reduction Act’s Medicare Drug Price Negotiation Program: https://www.cms.gov/newsroom/press-releases/hhs-announces-key-dates-first-year-inflation-reduction-acts-medicare-drug-price-negotiation-program

H.R. 244 Medicare Hearing Aid Coverage Act of 2023: https://www.congress.gov/bill/118th-congress/house-bill/244/text

How to use Quiet Mode on Instagram: https://www.tomsguide.com/how-to/how-to-use-quiet-mode-on-instagram

Instagram adds a new 'Quiet Mode' and recommendation controls: https://www.engadget.com/instagram-introduces-quiet-mode-new-content-controls-140011575.html

Instagram launches quiet mode to help you focus: https://mashable.com/article/quiet-mode-instagram-pause-notifications-how-to

Lawmakers Introduce Bipartisan Medicare Hearing Aid Benefits Bill: https://www.thinkadvisor.com/2023/01/12/lawmakers-introduce-bipartisan-medicare-hearing-aid-benefits-bill/

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Looking for ways to help boost your physical activity? One way to stick with healthy habits is to track your journey. Join Tina as she reviews two apps that will help you toward your 2023 fitness goal!Map My Walk – App Store: https://apps.apple.com/us/app/map-my-walk-by-under-armour/id307861492

Map My Walk – Playstore:

https://play.google.com/store/apps/details?id=com.mapmywalk.android2&hl=en_US≷=US

Google Fit: Activity Tracker – App Store: https://apps.apple.com/us/app/google-fit-activity-tracker/id1433864494

Google Fit: Activity Tracker – Playstore: https://play.google.com/store/apps/details?id=com.google.android.apps.fitness&hl=en_US≷=US

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Expand your portfolio with Medicare Supplements. We guide you through basics, benefits, even how to create side-by-side comparisons with Ritter’s Medicare Quote Engine. Read the text versionRSVP for the 2023 State of the Senior Market: https://www.ritterim.com/sotsm/Register with Ritter: https://app.ritterim.com/public/registration

Request a smart sheet from our sales team: https://www.ritterim.com/portfolio/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Finding the Best Medicare Supplement Plan Letter for Your Client: https://agentsurvivalguide.podbean.com/e/finding-the-best-medicare-supplement-plan-letter-for-your-client/

Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/

Ritter’s Quest for Cash is Back 2023: https://www.ritterim.com/blog/ritters-quest-for-cash-is-back/

The Complete Guide on How to Sell Medicare Supplements eBook: https://www.ritterim.com/med-supp-ebook/

The Hidden Value of Selling Medicare Supplements During AEP: https://agentsurvivalguide.podbean.com/e/the-hidden-value-of-medicare-supplements-during-aep/

When Do Med Supp Plans K, L, M, & N Make Sense? https://agentsurvivalguide.podbean.com/e/when-do-med-supp-plans-k-l-m-n-make-sense/

References:Implementation Guidance for MACRA Revisions to Medigap Model Regulation: https://content.naic.org/sites/default/files/inline-files/2019%20MACRA%20FAQ%20-%20updated%20for%202020.pdf

Retirement Statistics for 2022: 15 Important Face You Should Know: https://legaljobs.io/blog/retirement-statistics/

When can I buy Medigap?: https://www.medicare.gov/supplements-other-insurance/when-can-i-buy-medigap

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The Friday Five for January 20, 2023:* 2023 Marketplace OEP Snapshot #3 * COVID-19 PHE extended by Becerra * We reached the debt ceiling. Now what? * Alternatives for expensive eggs * Apple brings HomePod back

Attend Ritter's State of the Senior Market 2023Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things About the ACA Marketplace: https://agentsurvivalguide.podbean.com/e/5-things-about-the-aca-marketplace-the-friday-five/

Boost Your Commissions with a New HI Sales Strategy ft. Harry Rittner & Damon Logan: https://agentsurvivalguide.podbean.com/e/boost-your-commissions-with-a-new-hi-sales-strategy-ft-harry-rittner-damon-logan/

Major Compliance Changes Coming to Medicare Advantage & Part D for 2024: https://agentsurvivalguide.podbean.com/e/major-compliance-changes-coming-to-medicare-advantage-part-d-for-2024/

NAHU Rebrand, Medicaid Uncoupling, & the State of the Senior Market 2023: https://agentsurvivalguide.podbean.com/e/nahu-rebrand-medicaid-uncoupling-the-state-of-the-senior-market-2023-the-friday-five/

Winter 2022 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2022-podcast-recommendations/

References:Apple announces revamped full-size HomePod two years after discontinuing original: https://www.theverge.com/2023/1/18/23553366/apple-homepod-2022-price-release-date-specs-features

Apple HomePod: https://www.apple.com/homepod/

Becerra renews COVID-19 public health emergency another 90 days, possibly for last time: https://www.fiercehealthcare.com/payers/becerra-renews-covid-19-public-health-emergency-another-90-days-possibly-last-time

Egg prices are soaring. Here’s how to substitute in cooking, baking. https://www.washingtonpost.com/food/2023/01/18/egg-substitutes-cooking-baking/

'Egg-scuse me, this carton is how much?' Here's why egg prices are soaring across the US: https://www.usatoday.com/story/money/food/2023/01/18/egg-prices-avian-flu-inflation/11067700002/

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in January 2023: https://comicbook.com/movies/news/streaming-new-movies-tv-january-2023-netflix-disney-plus-hbo-max/#29

Foods With More Protein Than an Egg: https://www.webmd.com/diet/ss/slideshow-more-protein-than-egg

How to Prescribe Controlled Substances to Patients During the COVID-19 Public Health Emergency: https://www.deadiversion.usdoj.gov/GDP/(DEA-DC-023)(DEA075)Decision_Tree_(Final)_33120_2007.pdf

Marketplace 2023 Open Enrollment Period Report: National Snapshot #3: https://www.cms.gov/newsroom/fact-sheets/marketplace-2023-open-enrollment-period-report-national-snapshot-3

Marketplace 2023 Open Enrollment Period Report: National Snapshot #2: https://www.cms.gov/newsroom/fact-sheets/marketplace-2023-open-enrollment-period-report-national-snapshot-2

Pandemic deadline threatens access to Adderall, hormone therapies: https://www.axios.com/2023/01/18/pandemic-prescription-drugs-telehealth

The avian flu is hammering U.S. poultry farmers, leaving experts to ask: What has changed? https://www.nbcnews.com/science/science-news/avian-bird-flu-egg-prices-rcna66273

The Cheapest Ways to Get Your Protein Right Now: https://lifehacker.com/the-cheapest-ways-to-get-your-protein-right-now-1850001760

The Debt Limit Through the Years: https://bipartisanpolicy.org/debt-limit-through-the-years/

The US will likely reach its debt limit on Thursday. What comes next is predictable: https://www.cnn.com/2023/01/18/politics/us-debt-ceiling-what-matters/index.html

U.S. braces for ‘extraordinary’ steps to avoid debt ceiling: https://www.washingtonpost.com/business/2023/01/19/debt-ceiling-default/

What Happens When COVID-19 Emergency Declarations End? Implications for Coverage, Costs, and Access: https://www.kff.org/coronavirus-covid-19/issue-brief/what-happens-when-covid-19-emergency-declarations-end-implications-for-coverage-costs-and-access/#telehealth

What’s Behind the Adderall Shortage and What Does It Mean for Those Being Treated for ADHD? https://www.bu.edu/articles/2022/behind-the-adderall-shortage/

What is the US debt ceiling and what happens if it isn’t raised? https://www.theguardian.com/business/2023/jan/19/what-is-us-debt-ceiling-explainer

Why Are Eggs So Expensive, and WTF Do I Cook Instead? https://www.bonappetit.com/story/egg-price-substitution

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Build and sustain client loyalty with these four tips for better business practices. Maintaining positive relationships with your clients is one essential part of being a well-rounded agent. Your work isn't over after that first sale, it's all about continuing your effort. Read the text versionGet on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things About CallVault (Compliant Medicare Sales Recording) | The Friday Five: https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/

8 Relationship Marketing Strategies for Insurance Agents ft. ReminderMedia's Luke Acree and Andrew Saksa: https://agentsurvivalguide.podbean.com/e/8-relationship-marketing-strategies-for-insurance-agents-featuring-remindermedia-s-luke-acree-and-andrew-saksa/

Are You Offering Multiple LTC Insurance Options: https://agentsurvivalguide.podbean.com/e/are-you-offering-multiple-ltc-insurance-options/

Boost Business Selling Hospital Indemnity Insurance: https://agentsurvivalguide.podbean.com/e/boost-business-selling-hospital-indemnity-insurance/

Empowering Agents Through Technology ft. Aaron Kassover from AgentMethods: https://agentsurvivalguide.podbean.com/e/empowering-agents-through-technology-ft-aaron-kassover-from-agent-methods/

Learn more about the Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/

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Learn more about fixed and indexed annuities, both great options for funding retirement. We compare both types of annuities, talk about interest calculation and other particulars, and how to help your clients choose between the two.Read the text versionFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:3 Things Highly Successful Annuity Agents Do Right: https://agentsurvivalguide.podbean.com/e/3-things-highly-successful-annuity-agents-do-right-%c7%80-asg026/

3 Steps for Preparing for Retirement: https://living.medicareful.com/3-steps-for-preparing-for-retirement

5 Strategies to Boost Your Annuity Sales: https://agentsurvivalguide.podbean.com/e/5-strategies-to-boost-your-annuity-sales-%c7%80-asg028/

Funding Your Retirement: https://living.medicareful.com/funding-your-retirement

Protect the Nest Egg with Fixed Index Annuities: https://www.ritterim.com/blog/protect-the-nest-egg-with-fixed-index-annuities/

Ritter Fact Finder: https://www.ritterim.com/documents/ritter-fact-finder.pdf

Understanding the Details of Annuities: https://agentsurvivalguide.podbean.com/e/understanding-the-details-of-annuities/

References:2022 Data: Americans Have Less Than Half the Recommended Retirement Savings: https://anytimeestimate.com/research/retirement-savings-2022/

FINRA Overview on Annuities: https://www.finra.org/investors/investing/investment-products/annuities

Here’s How Much Americans Have Saved for Retirement at Every Age: https://www.cnbc.com/2022/07/30/vanguard-how-much-americans-have-saved-for-retirement-by-age.html

Emerging from the COVID-19 Pandemic: A Compendium About U.S. Workers’ Retirement Outlook: https://transamericainstitute.org/docs/default-source/research/emerging-from-covid-19-pandemic-compendium-worker-retirement-outlook-report.pdf

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Get the details on CMS compliance changes coming to Medicare Advantage and Part D in 2024. We highlight the major regulations agents need to know to stay compliant, all in this can't-miss episode!Read the text versionMedicare compliance questions? Email our Compliance Officer for clarification!

Questions for the podcast? Recommendations for an episode? Email the ASG Podcast!

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:5 Things About CMS’ CY 2024 MA and Part D Proposed Rule: https://agentsurvivalguide.podbean.com/e/5-things-about-cms-cy-2024-ma-and-part-d-proposed-rule-the-friday-five/

All About State Health Insurance Assistance Programs: https://living.medicareful.com/all-about-state-health-insurance-assistance-programs

CMS Compliance Memo & TPMO Frequently Asked Questions: https://agentsurvivalguide.podbean.com/e/cms-compliance-memo-tpmo-frequently-asked-questions-the-friday-five/

Do's and Don'ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/

FAQs About the Ritter Platform’s CallVault: https://www.ritterim.com/blog/faqs-about-the-ritter-platforms-callvault/

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/

NAHU Rebrand, Medicaid Uncoupling, & the State of the Senior Market: https://agentsurvivalguide.podbean.com/e/nahu-rebrand-medicaid-uncoupling-the-state-of-the-senior-market-2023-the-friday-five/

Ritter's State of the Senior Market 2023 Registration: https://www.ritterim.com/sotsm

Updated Medicare Enrollment Rules for 2023: https://agentsurvivalguide.podbean.com/e/updated-medicare-enrollment-rules-for-2023/

References:Contract Year 2024 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs Proposed Rule: https://www.cms.gov/newsroom/fact-sheets/contract-year-2024-policy-and-technical-changes-medicare-advantage-and-medicare-prescription-drug

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

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It’s common practice to exercise and train our bodies, but what about our minds? Put your mind through mental gymnastics and breathe deep to relieve stress with these apps!FitMind: Mindtraining: https://fitmind.com/

Breathe: relax & focus Apple: https://apps.apple.com/us/app/breathe-relax-focus/id1506712199

Breathe: relax & focus Playstore: https://play.google.com/store/apps/details?id=com.havabee.breathe&hl=en_US≷=US

Follow Us on Social!Ritter on Facebook, Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:20 Ways to Relax & Relieve Stress in 2022: https://agentsurvivalguide.podbean.com/e/20-ways-to-relax-relieve-stress-in-2022/

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Still thinking of Hospital Indemnity as a cross-sale? Discover a new way of thinking about this product, how it pairs with plans in your portfolio, a new strategy for pitching HI, and how to overcome the anxiety that's causing you to leave money on the table!Email Us to Learn More!ASG Podcast: ASGPodcast@RitterIM.com

Damon Logan: Damon.Logan@RitterIM.com

Harry Rittner: Harold.Rittner@RitterIM.com

Highlights:[01:15] Hospital Indemnity definition & product basics

[02:32] The Hospital Gap in Medicare Advantage

[06:12] Compliance!

[10:26] 🔮 Hospital Indemnity as a companion plan to Medicare Advantage. (Not dissimilar to Med Supp for Original Medicare)

[13:46] The Elephant in the Room

[15:09] Due Diligence and a New Strategy

[20:28] Fear of Losing the Sale

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Cover Those Copays with Hospital Indemnity Plans: https://agentsurvivalguide.podbean.com/e/cover-those-copays-with-hospital-indemnity-plans/

How Does a Hospital Indemnity Plan Work with Medicare? A Case Study: https://agentsurvivalguide.podbean.com/e/how-does-a-hospital-indemnity-plan-work-with-medicare-a-case-study/

How to Sell Hospital Indemnity Plans and Combat Health Care Costs: https://agentsurvivalguide.podbean.com/e/how-to-sell-hospital-indemnity-plans-and-combat-health-care-costs/

Medicare MSA Plans & Hospital Indemnity Insurance: The Perfect Pair: https://agentsurvivalguide.podbean.com/e/medicare-msa-plans-hospital-indemnity-insurance-the-perfect-pair/

Selling Hospital Indemnity Insurance with Medicare Advantage: Is It Worth It? https://agentsurvivalguide.podbean.com/e/selling-hospital-indemnity-insurance-with-medicare-advantage-is-it-worth-it/

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The Friday Five for January 6, 2023:* NAHU is now NABIP * The Great Medicaid Uncoupling * CMS CY 2024 MA and PDP Leads Proposal * State of the Senior Market 2023 * The Joy Workout and Other Mental Health Tips

Attend Ritter's State of the Senior Market 2023

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:5 Things About CMS' CY 2024 MA and Part D Proposed Rule: https://agentsurvivalguide.podbean.com/e/5-things-about-cms-cy-2024-ma-and-part-d-proposed-rule-the-friday-five/

Register for Ritter's State of the Senior Market Event: https://www.ritterim.com/sotsm/

References:10 Things to Know About the Unwinding of the Medicaid Continuous Enrollment Requirement: https://www.kff.org/medicaid/issue-brief/10-things-to-know-about-the-unwinding-of-the-medicaid-continuous-enrollment-requirement/

Consolidated Appropriations Act, 2023: https://rules.house.gov/sites/democrats.rules.house.gov/files/BILLS-117hr2617eas2.pdf

From telehealth to Medicare cuts: Here are the health policies in Congress' $1.7T omnibus: https://www.fiercehealthcare.com/providers/telehealth-medicare-cuts-here-are-health-policies-congress-17t-omnibus

Medicare Advantage Managers Propose 2024 Ban on Lead Sales: https://www.thinkadvisor.com/2022/12/16/medicare-advantage-managers-propose-2024-ban-on-lead-sales/

Medicare Program; Contract Year 2024 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, Medicare Parts A, B, C, and D Overpayment Provisions of the Affordable Care Act and Programs of All-Inclusive Care for the Elderly; Health Information Technology Standards and Implementation Specifications: https://public-inspection.federalregister.gov/2022-26956.pdf

National Association of Benefits & Insurance Professionals (NABIP) Name Change Info: https://nabip.org/chapter-resources/hod/name-change

NAHU Proposed Rebranding: https://nabip.org/media/7283/nahu-rebranding-final.pdf

Small Steps to Improve Your Mental Health in 2023: https://www.nytimes.com/2022/12/26/well/mind/mental-health-advice-2023.html

The Joy Workout: https://www.nytimes.com/2022/05/24/well/move/joy-workout-exercises-happiness.html

Why Democrats warmed to severing Medicaid eligibility from the Covid public health emergency: https://www.politico.com/news/2022/12/19/democrats-medicaid-covid-00074563

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Partnering with an FMO is a big choice… we understand that you might have questions! We answer our most frequently asked questions about working with Ritter Insurance Marketing in this ASG Podcast episode. Curious about marketing? Need tech solutions? Not sure how joining a field marketing organization can help you insurance business? We answer those questions and more! Get started with Ritter Insurance Marketing today and gain access to the Ritter Platform, CallVault, the Medicare Quote Engine, and more! https://app.ritterim.com/public/registration/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:

4 Reasons Why Ritter Should Be Your FMO Insurance Agency: https://agentsurvivalguide.podbean.com/e/4-reasons-why-ritter-should-be-your-fmo-insurance-agency/

FMO vs. IMO vs. NMO vs. MGA vs. GA – What’s the Difference?: https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-%e2%80%93-what-s-the-difference/

Ready to Join an FMO? 10 Things to Consider: https://agentsurvivalguide.podbean.com/e/ready-to-join-an-fmo-10-things-to-consider/

Ritter’s Tools & Resources for Insurance Agents featuring Harry Rittner: https://agentsurvivalguide.podbean.com/e/ritter-s-tools-resources-for-insurance-agents-featuring-harry-rittner/

The Benefits of Joining a Top Insurance FMO: https://agentsurvivalguide.podbean.com/e/the-benefits-of-joining-a-top-insurance-fmo/

Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/training-opportunities-for-insurance-agents-at-ritter/

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CMS just released the Contract Year 2024 Medicare Advantage and Medicare Prescription Drug Benefit Programs Proposed Rule. Listen for our initial take on these policy and technical changes and what they mean for independent insurance agents like you!Register for your FREE RitterIM.com account

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

References:Contract Year 2024 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs Proposed Rule (CMS-4201-P): https://www.cms.gov/newsroom/fact-sheets/contract-year-2024-policy-and-technical-changes-medicare-advantage-and-medicare-prescription-drug

CMS releases the 2024 Medicare Advantage Proposed Rule: What it means for Star ratings, prior authorization, and marketing requirements: https://www.risehealth.org/insights-articles/cms-releases-the-2024-medicare-advantage-proposed-rule-what-it-means-for-star-ratings-prior-authorization-and-marketing-requirements

Medicare Program; Contract Year 2024 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, Medicare Parts A, B, C, and D Overpayment Provisions of the Affordable Care Act and Programs of All-Inclusive Care for the Elderly; Health Information Technology Standards and Implementation Specifications: https://public-inspection.federalregister.gov/2022-26956.pdf

Medicare Program: Contract Year 2024 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, etc.: https://www.federalregister.gov/public-inspection/2022-26956/medicare-program-contract-year-2024-policy-and-technical-changes-to-the-medicare-advantage-program

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And the podcast recommendations keep coming! Whether you want to get more into podcasts or you blew through your entire listening queue over the holidays, Sarah has something for you in this episode.What are you listening to and loving right now? Let us know! Email the show at ASGPodcast@ritterim.com or give us a call at 1-717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Podcast Recommendations:Articles of Interest: https://www.radiotopia.fm/podcasts/articles-of-interest

Quiet Part Loud: https://gimletmedia.com/shows/quiet-part-loud

The Mistholme Museum: https://thatsnotcanon.com/themistholmemuseum

The Superhero Complex: https://www.iheart.com/podcast/1119-the-superhero-complex-94326228/

Young Ben Franklin: https://gzmshows.com/shows/listing/young-ben-franklin/

More Recommendations:Top Podcasts of 2022: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2022/

International Podcast Day 2022: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2022/

Podcast Recommendations for Summer 2022: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2022/

Winter 2021 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2021-podcast-recommendations/

Top 5 Podcasts of 2021: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2021/

International Podcast Day 2021: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2021-1632944993/

Podcast Recommendations for Summer 2021: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2021/

March 12, 2021 | The Friday Five: https://agentsurvivalguide.podbean.com/e/march-12-2021-the-friday-five/

Podcasts We're Currently Listening To (Winter 2021): https://agentsurvivalguide.podbean.com/e/january-1-2021-the-friday-five/

Top 5 Podcasts of 2020: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2020-the-friday-five/

International Podcast Day 2020: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2020/

Podcast Recommendations for Summer 2020: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2020-the-tuesday-ten/

Podcasts We're Currently Listening To: https://agentsurvivalguide.podbean.com/e/podcasts-we-re-currently-listening-to-the-friday-five/

Top 5 Podcasts of 2019: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2019-the-friday-five/

International Podcast Day 2019: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2019/

Behind the Scenes of the Agent Survival Guide Podcast: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-%C7%80-asg100-%F0%9F%8E/

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Moving anytime soon? These apps are like having your own personal relocation assistant. Whether that’s across town, or across the ocean, these two apps will help you be prepared!MovingBoxes Playstore: https://play.google.com/store/apps/details?id=de.scalan.movingbox&hl=en_US≷=US

Room Planner Home Interior 3D Apple: https://apps.apple.com/us/app/room-planner-home-design-3d/id1076159017

Room Planner Home Interior 3D Playstore: https://play.google.com/store/apps/details?id=com.icandesignapp.all&hl=en_US≷=US

Room Planner Home Interior for Windows: https://store.steampowered.com/app/1066110/Room_Planner__Design_Home_3D__Pro/

Moving Organizer Pro Apple: https://apps.apple.com/us/app/moving-organizer-pro/id1113065688

Moving Organizer Pro Playstore: https://play.google.com/store/apps/details?id=com.theartofsignal.movingcompanion.pro&hl=en_US≷=US

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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You spend time networking and building connections with clients, but don’t forget about the people you're side by side with every day, your coworkers! Tina created a list of the best practices for team building. Listen to learn more!Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Other episodes you’ll like:7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

Empowering Others & The Power of Mindfulness | Monday Motivation: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/

Finding Inspiration Outside of Work | Monday Motivation: https://agentsurvivalguide.podbean.com/e/finding-inspiration-outside-of-work-monday-motivation/

Why Being a Likeable Agent is Good for Your Business: https://agentsurvivalguide.podbean.com/e/why-being-a-likable-agent-is-good-for-your-business/

Your Guide to Forming an Insurance Network: https://agentsurvivalguide.podbean.com/e/your-guide-to-forming-an-insurance-network/

References:The importance of teamwork (as proven by science): https://www.atlassian.com/blog/teamwork/the-importance-of-teamwork

The Importance of Teamwork (Plus 11 Ways a Team Benefits From It): https://www.indeed.com/career-advice/career-development/teamwork-important

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Don't let the stress of gift-giving get you down! Grab a coffee, (or cocoa!) take a break, and listen for Sarah's list of last-minute holiday gifts!  

Follow Us on Social! 

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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Join Sarah for a glimpse back through 2022 via her Spotify Wrapped. These are the podcasts she listened to more than any others complete with honest reviews and favorite episodes. Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Podcasts Mentioned in This Episode:Tomorrow: https://gzmshows.com/shows/listing/tomorrow/

Arcadia, CA: https://arcadiacalifornia.lawofnames.com/

Nothing Much Happens: https://www.nothingmuchhappens.com/stories

Pillow Forts and Tree Houses: https://www.nothingmuchhappens.com/stories/2022/3/13/season-9-episode-eleven-pillow-forts-and-treehouses

ICYMI: https://slate.com/podcasts/icymi

How AIM Changed the Internet 4ever: https://slate.com/podcasts/icymi/2022/01/aol-instant-messenger-we-can-never-log-off

We TikTok About Bruno: https://slate.com/podcasts/icymi/2022/01/viral-videos-made-bruno-bigger-than-let-it-go

The Instagram Feed We Thought We Wanted: https://slate.com/podcasts/icymi/2022/03/instagram-chronological-feed-vs-algorithm-how-change

Why Etsy Sellers Are Going on Strike: https://slate.com/podcasts/icymi/2022/04/etsy-strike-boycott-sellers-fees-explained

Tumblr Changed How We Watch Movies: https://slate.com/podcasts/icymi/2022/08/black-film-archive-tumblr-film-online-archiving

Where AI Art Can Go Wrong: https://slate.com/podcasts/icymi/2022/09/ask-a-tech-reporter-ai-art-data-tracking

Goodnight, World: https://goodnight-world.simplecast.com/

Other Episodes Full of Podcast Recommendations:Behind the Scenes of the Agent Survival Guide Podcast: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-%C7%80-asg100-%F0%9F%8E/

International Podcast Day 2019: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2019/

Top 5 Podcasts of 2019: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2019-the-friday-five/

Podcasts We're Currently Listening To: https://agentsurvivalguide.podbean.com/e/podcasts-we-re-currently-listening-to-the-friday-five/

Podcast Recommendations for Summer 2020: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2020-the-tuesday-ten/

International Podcast Day 2020: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2020/

Top 5 Podcasts of 2020: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2020-the-friday-five/

Podcasts We're Currently Listening To (Winter 2021): https://agentsurvivalguide.podbean.com/e/january-1-2021-the-friday-five/

March 12, 2021 | The Friday Five: https://agentsurvivalguide.podbean.com/e/march-12-2021-the-friday-five/

Podcast Recommendations for Summer 2021: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2021/

International Podcast Day 2021: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2021-1632944993/

Top 5 Podcasts of 2021: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2021/

Winter 2021 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2021-podcast-recommendations/

Podcast Recommendations for Summer 2022: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2022/

International Podcast Day 2022: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2022/

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Client retention is more important than client acquisition, but it's not always easy to know how or when to reach out. Listen to learn more about client outreach touchpoints. Then, use our free templates to keep in touch and strengthen your client relationships.Read the text version

For postcard and letter templates, contact your Ritter Sales Rep or request them by calling 800-769-1847.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Resources:Keys to Client Retention: Digital Communication: https://agentsurvivalguide.podbean.com/e/keys-to-client-retention-digital-communication/

Ritter Template Client Phone Check-In: https://www.ritterim.com/documents/client-check-in-phone-script.docx

Ritter Template Client Email Check-In: https://www.ritterim.com/documents/client-check-in-email-template.docx

Why Client Retention Should be Your Top Priority: https://agentsurvivalguide.podbean.com/e/why-client-retention-should-be-your-top-priority/

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This week, it's all about the ACA! CMS released the 2024 Notice of Benefit and Payment Parameters Proposed Rule AND the 2nd snapshot of 2023 Marketplace Open Enrollment. Sarah pulls out the details agents should know!Have questions about the ACA Market? Ask the Agent Survival Guide Podcast! Email us at ASGPodcast@RitterIM.com or call 1-717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

More episodes about ACA Marketplace Sales:5 Myths About Selling ACA Health Plans: https://agentsurvivalguide.podbean.com/e/5-myths-about-selling-aca-health-plans/

8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/

ACA 101: Selling Under-65 Health Insurance: https://agentsurvivalguide.podbean.com/e/aca-101-selling-under-65-health-insurance/

How to Become Certified for ACA Marketplace Sales with Federally Facilitate Marketplace (FFM) Training: https://agentsurvivalguide.podbean.com/e/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

Is the ACA Sticking Around Long Term? https://agentsurvivalguide.podbean.com/e/is-the-aca-sticking-around-long-term/

Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://agentsurvivalguide.podbean.com/e/learn-how-to-sell-aca-products-during-the-off-season-featuring-danica-stover/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

References:12 Eco-Friendly Wrapping Paper Alternatives: https://www.treehugger.com/eco-friendly-alternatives-wrapping-paper-4858648

Eight of the Best Reusable Alternatives to Traditional Wrapping Paper: https://lifehacker.com/eight-of-the-best-reusable-alternatives-to-traditional-1849881129

Furoshiki: The Art of Japanese Fabric Wrapping: https://www.invaluable.com/blog/furoshiki/

HHS Notice of Benefit and Payment Parameters for 2024 Proposed Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-proposed-rule

Marketplace 2023 Open Enrollment Period Report: National Snapshot #2: https://www.cms.gov/newsroom/fact-sheets/marketplace-2023-open-enrollment-period-report-national-snapshot-2

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Review, organize, and plan for 2023 with a SWOT analysis! Discover what SWOT is and how it can help you create a plan for your insurance business.Have a topic you'd like us to cover? Reach out to our team at ASGPodcast@RitterIM.com or by calling 1-717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:20+ SWOT Analysis Templates, Examples & Best Practices: https://venngage.com/blog/swot-analysis-templates/

Building a Business Plan Knight School Module: https://www.ritterim.com/knight-school/solid-foundation/building-a-business-plan/

How to Do a SWOT Analysis [With Template & Examples]: https://blog.hubspot.com/marketing/swot-analysis

How to Successfully Set SMART Goals: https://agentsurvivalguide.podbean.com/e/how-to-successfully-set-smart-goals-1639071365/

SWOT Analysis: https://www.mindtools.com/amtbj63/swot-analysis

SWOT Analysis: How To With Table and Example: https://www.investopedia.com/terms/s/swot.asp

Things to Think About Post-AEP: https://agentsurvivalguide.podbean.com/e/things-to-think-about-post-aep-2022/

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This week’s games help you channel your inner perfectionist and clean freak. Join Tina as she shares her favorite apps that satisfy that cleaning itch in our brains.Power Gun – Washing Simulator Playstore: https://play.google.com/store/apps/details?id=com.power.wash.job.simulator

Power Wash! – Water Gun Games Apple: https://apps.apple.com/us/app/power-wash-water-gun-games/id1592311276

Sunday Lawn Apple: https://apps.apple.com/us/app/sunday-lawn/id313199385

Sunday Lawn Seasons Apple: https://apps.apple.com/us/app/sunday-lawn-seasons/id726147252

Sunday Lawn Playstore: https://play.google.com/store/apps/details?id=com.donutgames.sundaylawn

Sunday Lawn Seasons Playstore: https://play.google.com/store/apps/details?id=com.donutgames.sundaylawnseasons

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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Another AEP is in the books! Congratulations!!! As we move out of the busy season, we've got some tips on how to transition to reviewing, organizing, and planning. Just a few things to think about while AEP is still fresh in your mind.Read the text versionHave a question? Reach out to the ASG Podcast team at ASGPodcast@RitterIM.com or by calling 1-717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia's Luke Acree and Andrew Saksa: https://agentsurvivalguide.podbean.com/e/8-relationship-marketing-strategies-for-insurance-agents-featuring-remindermedia-s-luke-acree-and-andrew-saksa/

2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://agentsurvivalguide.podbean.com/e/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/

Empowering Agents Through Technology ft. Aaron Kassover from AgentMethods: https://agentsurvivalguide.podbean.com/e/empowering-agents-through-technology-ft-aaron-kassover-from-agent-methods/

How to Successfully Set SMART Goals: https://agentsurvivalguide.podbean.com/e/how-to-successfully-set-smart-goals-1639071365/

Medicareful: https://www.ritterim.com/agent-tools/medicareful/

Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/

Ritter Docs Carrier Pages: https://docs.ritterim.com/products/carriers/

Ritter Platform: https://www.ritterim.com/agent-tools/medicare-quote-engine/

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://www.ritterim.com/lead-generation-guide/

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The Friday Five for December 9, 2022:* AEP 2023 is over. What's next? * CMS Prior Authorization Rule * COVID, Cold, Flu, Allergies, or RSV? * Mental Health Benefits of Cleaning * Lensa AI Art Generating App

Register for your FREE RitterIM.com account

Have question for the Agent Survival Guide Podcast? Reach out to our team at ASGPodcast@RitterIM.com or by calling 1-717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

More Episodes You'll Like:Lifelong Learning: Online Educational Resources: https://agentsurvivalguide.podbean.com/e/lifelong-learning-online-educational-resources/

Top 5 Premium Podcast Subscriptions for the Holidays: https://agentsurvivalguide.podbean.com/e/top-5-premium-podcast-subscriptions-for-the-holidays-the-friday-five/

Top 10 Holiday Toys 2022: https://agentsurvivalguide.podbean.com/e/top-10-holiday-toys-2022-the-tuesday-ten/

References:CMS Proposes Rule to Expand Access to Health Information and Improve the Prior Authorization Process: https://www.cms.gov/newsroom/press-releases/cms-proposes-rule-expand-access-health-information-and-improve-prior-authorization-process

How Is Everyone Making Those A.I. Selfies? https://www.nytimes.com/2022/12/07/style/lensa-ai-selfies.html

The Difference between COVID-19, the Flu, Allergies, RSV, and a Cold: https://tulsaer.com/the-difference-between-covid-19-the-flu-allergies-rsv-and-a-cold/

The Mental Health Benefits Of A Clean Home: https://www.forbes.com/health/mind/mental-health-clean-home/

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Rapid disenrollments don't have to happen to you! Learn how better communication can smooth over most Medicare plan disenrollment issues. We outline 7 strategies that are simple for agents to implement.Read the text versionFollow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:5 Reasons Clients Switch Medicare Plans During AEP: https://agentsurvivalguide.podbean.com/e/five-reasons-clients-switch-medicare-plans-during-aep/

Do's and Don'ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/

How to Follow up with Medicare Clients Compliantly: https://agentsurvivalguide.podbean.com/e/how-to-follow-up-with-medicare-clients-compliantly-1648559155/

How to Save Your Clients Money on Prescription Drugs: https://www.ritterim.com/blog/how-to-save-your-clients-money-on-prescription-drugs/

Is Your Doctor in Your Medicare Plan's Network? How to Tell: https://living.medicareful.com/is-your-doctor-in-your-medicare-plans-network-how-to-tell

What Seniors Value Most in an MA Plan: https://www.ritterim.com/blog/what-seniors-value-most-in-an-ma-plan/

Why Client Retention Should be Your Top Priority: https://agentsurvivalguide.podbean.com/e/why-client-retention-should-be-your-top-priority/

Your Formulary: Knowing What's Covered: https://living.medicareful.com/your-formulary-knowing-whats-covered

References:40% of the American middle class face poverty in retirement: https://www.cnbc.com/2018/10/12/40percent-of-american-middle-class-face-poverty-in-retirement-study-says.html

6 Outbound Education and Verification Calls to All New Enrollees: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/downloads/MMGSection70-6Rev.pdf

Medicare and the High Cost of Prescription Drugs: https://www.investmentnews.com/medicare-and-the-high-cost-of-prescription-drugs-78332

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

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We all use smart phones and electronic devices throughout our day, but we sometimes forget the basic care and maintenance that go with them. We created a list of 5 basic care tips you should implement into your routine to help prolong the life of your devices.Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:Agent Apps | Protect Your Privacy: Password Manager Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-protect-your-privacy-password-manager-apps/

Agent Apps | Work-On-The-Go: Document Scanner Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-work-on-the-go-document-scanner-apps/

Mastodon, QR Codes, & NightWare | The Friday Five: https://agentsurvivalguide.podbean.com/e/mastodon-qr-codes-nightware-the-friday-five/

References:How Often Should You Turn Off Your Phone? https://www.batteriesplus.com/blog/tech/should-you-turn-off-your-phone

How to Clear Your Web Browser Cache: https://support.google.com/accounts/answer/32050?hl=en&co=GENIE.Platform%3DDesktop

Mobile phones: Reservoirs for the transmission of nosocomial pathogens: https://www.usatoday.com/story/tech/2019/02/26/your-smartphone-screen-probably-disgusting-heres-how-clean/2950106002/

The Best Antivirus Software for 2022: https://www.pcmag.com/picks/the-best-antivirus-protection

True or False: You need antivirus protection for your phone: https://www.komando.com/security-privacy/antivirus-protection-for-your-phone/792161/

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Get ready to put procrastination in its place! Sarah talks about eating frogs and slaying dragons, helping motivate you to organize your to-do list and Get. Stuff. Done.How do you stay motivated? Are you an eat-the-frog type, or does another method work for you? Let us know! Send a message to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Want more motivation? Try these episodes:Agent Apps | Get Focused with These Apps! https://agentsurvivalguide.podbean.com/e/agent-apps-get-focused-with-these-apps/

Celebrating Every Step of the Process: https://agentsurvivalguide.podbean.com/e/celebrating-every-step-of-the-process-monday-motivation/

Empowering Others & The Power of Mindfulness: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/

What Does Success Look Like? https://agentsurvivalguide.podbean.com/e/what-does-success-look-like-monday-motivation/

Your Guide to Forming an Insurance Network: https://agentsurvivalguide.podbean.com/e/your-guide-to-forming-an-insurance-network/

References:Eat the Frog: https://todoist.com/productivity-methods/eat-the-frog

Why you should eat the frog first: https://asana.com/resources/eat-the-frog

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The Friday Five for December 2, 2022:* Last Days of AEP 2023 – Make Them Count! * Senate Calling for Medicare & Me Handbook Changes * Recapping 2022 Medicare Bills * Expert Takes on TikTok Viral Health Trends * Hive Social Offline for Security Fixes

Register for your FREE RitterIM.com account

Follow Us on Social!Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:Common Sales Mistakes You Might Be Making (And How to Fix Them!): https://agentsurvivalguide.podbean.com/e/common-sales-mistakes-you-might-be-making-and-how-to-fix-them/

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in December 2022: https://comicbook.com/movies/news/streaming-new-movies-tv-december-2022-netflix-disney-plus-hbo-max/#4

Hive Social, a Twitter and Instagram Alternative, is Exploding in Popularity: https://petapixel.com/2022/11/30/hive-social-a-twitter-and-instagram-alternative-is-exploding-in-popularity/

Hive Social Temporarily Shuts Down Severs to Address Security Issues: https://www.ign.com/articles/hive-social-temporarily-shuts-down-severs-to-address-security-issues

Monday Motivation episodes from ASG Podcast: https://agentsurvivalguide.podbean.com/category/monday-motivation

Senate bill seeks to improve Medicare handbook amid spike in marketing complaints: https://www.fiercehealthcare.com/payers/senate-bill-seeks-improve-medicare-handbook-amid-spike-marketing-complaints

Social Networks Are Going Much, Much Smaller: https://slate.com/technology/2022/11/mastodon-discord-small-social-networks.html

Top 10 Medicare Bills of 2022, So Far: https://www.thinkadvisor.com/2022/11/30/top-10-medicare-bills-of-2022-so-far/

What Nutritionists Think Of TikTok Health Trends, From Healthy Coke To Lettuce Water: https://www.huffpost.com/entry/tiktok-health-food-trends_l_6374fd2de4b0e818be4854d0

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Close more sales by avoiding these 5 common mistakes. Learn how to identify these bad habits and what to do instead!

Ask questions & get answers! Reach out to the team at Ritter Insurance Marketing: https://www.ritterim.com/meet-your-sales-team/

Marketing & Incentives – Learn more about lead programs available when you work with Ritter Insurance Marketing: https://www.ritterim.com/agent-tools/marketing-incentives/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

More Episodes Like This One:

4 Tips for Making a Better Insurance Sales Pitch: https://agentsurvivalguide.podbean.com/e/4-tips-for-making-a-better-insurance-sales-pitch-2022/

10 Tips to Submitting an Error-Free Application: https://agentsurvivalguide.podbean.com/e/10-tips-to-submitting-an-error-free-application/

Agent Apps | Get Focused with These Apps! https://agentsurvivalguide.podbean.com/e/agent-apps-get-focused-with-these-apps/

Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies: https://agentsurvivalguide.podbean.com/e/halfway-through-aep-reflect-renew-your-medicare-sales-strategies/

How to Prevent Insurance Agent Negligence: https://agentsurvivalguide.podbean.com/e/how-to-prevent-insurance-agent-negligence-2022/

References:

5 Ways to Work with Pre Qualified Leads: https://blog.hubspot.com/sales/pre-qualified-lead

8 Reasons Your Salespeople Are Not Closing Sales: https://salesdrive.info/reasons-salespeople-not-closing-sales/

10 Steps To Effective Listening: https://www.forbes.com/sites/womensmedia/2012/11/09/10-steps-to-effective-listening/?sh=58cb45823891

24 Sales Mistakes to Avoid in 2022 (and Beyond): https://blog.hubspot.com/sales/sales-closing-mistakes

55 Open-Ended Sales Questions To Qualify And Close More Leads: https://spotio.com/blog/open-ended-sales-questions/

How to Close a Sale: 10 Strategies for Success: https://www.fool.com/the-ascent/small-business/crm/articles/how-to-close-a-sale/

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Golf is a popular part of business culture, it’s a great way to network and relieve stress. Chase Arnold, Ritter’s social media specialist, shares what his favorite golf apps are. Listen to find out more and get into the swing of things!

GolfNow: https://www.golfnow.com/mobile

SwingU: https://www.swingu.com/

LeaderBoard: https://www.leaderboardgolf.co/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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Have you thought of furthering your education? Tina found some online resources to help you get active in your learning! Send us an email at ASGPodcast@ritterim.com or give us a call at 1-717-562-7211.

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Knight School: https://www.ritterim.com/knight-school/ Coursera: https://www.coursera.org/ EdX: https://www.edx.org

References:

Learning a New Skill Can Slow Cognitive Aging: https://www.health.harvard.edu/blog/learning-new-skill-can-slow-cognitive-aging-201604279502

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Feeling stagnant? Listen to find ways to get out of your bubble and find inspiration outside the office!

Email us at ASGPodcast@ritterim.com or give us a call at 1-717-562-7211.

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

20 Ways to Relax & Relieve Stress in 2022: https://agentsurvivalguide.podbean.com/e/20-ways-to-relax-relieve-stress-in-2022/

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Sarah loves podcasts, so in this week's episode, she highlights her top five premium podcast subscription options to gift this holiday season. And if you want to gift one or more of these to yourself, well, we won't tell!

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Premium Podcast Subscriptions From This Episode:

Pinna: https://account.pinna.fm/sign-up

Pinna Boredom Busters: https://podcasts.apple.com/us/channel/boredom-busters/id6442457880

Pinna Chill or Thrills: https://podcasts.apple.com/us/channel/chill-or-thrills/id6442457909

Pinna Podcast Playdates: https://podcasts.apple.com/us/channel/podcast-playdates/id6442457914

QCode+: https://podcasts.apple.com/us/channel/qcode/id6442456136

Realm on Apple Podcasts: https://podcasts.apple.com/us/channel/realm/id6442463487

Realm Unlimited Pricing Info: https://www.realm.fm/w/unlimited

Spotify Premium: https://www.spotify.com/us/premium/

Wondery+ Plan Info & Pricing: https://wondery.com/plus/

Wondery on Apple Podcasts: https://podcasts.apple.com/us/channel/wondery/id6442475667

Wondery Kids on Apple Podcasts: https://podcasts.apple.com/us/channel/wondery-kids/id6442504168

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Survive and thrive this holiday season! Sarah has created her list, checked it twice, and now she's ready to share this year's must-have toys. Listen for her Top Holiday Toy picks for 2022.

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Shop the List:

Baby Alive Princess Grows Up Doll – Amazon | Target | Walmart

Barbie Dreamcamper Vehicle – Amazon | Target | Walmart

Barbie Dreamhouse – Amazon | Target | Walmart

Bluey Ultimate Lights & Sounds Playhouse with Lucky – Amazon | Target | Walmart

CoCoMelon Boo Boo JJ Interactive Light Up Plush – Amazon | Target | Walmart

Disney Encanto EZ Link Karaoke Machine – Target | Walmart

Disney Junior Alice's Wonderland Bakery– Amazon | Target | Walmart

Fisher-Price DJ Bouncin' Beats Interactive Musical Learning Toy – Amazon | Target | Walmart

RurReal Cinnamon My Stylin' Pony Toy – Amazon | Target | Walmart

Gabby's Dollhouse Purrfect Dollhouse Playset – Target | Walmart

LeapFrog Clean Sweep Learning Caddy – Amazon | Target | Walmart

Lego Disney Encanto The Madrigal House – Amazon | Target | Walmart

Lego Super Mario Adventures with Peach Starter Course – Amazon | Target | Walmart

Little Live Pets Mama Surprise –Walmart

LOL Fashion Show Hair Edition – Amazon | Target | Walmart

LOL Fashion Show Mega Runway – Amazon | Target | Walmart

Magic Mixies Magical Misting Crystal Ball – Amazon | Target | Walmart

Monster Jam Garage Playset – Amazon | Target

Nerf Elite 2.0 Motoblitz motorized Nerf Blaster – Amazon | Target | Walmart

Osmo – Amazon | Target | Walmart

Play-Doh Kitchen Creations Ultimate Ice Cream Truck – Amazon | Target | Walmart

Pop It! Pro Light-Up Fidget Toy – Target | Walmart

Squishmallows 16" Plush – Amazon | Target | Walmart

Squishmallows Mystery Box – Amazon | Walmart

Vtech LevelUp Gaming Chair – Amazon | Target | Walmart

More episodes you'll love:

20 Ways to Relax & Relieve Stress in 2022: https://agentsurvivalguide.podbean.com/e/20-ways-to-relax-relieve-stress-in-2022/

Agent Apps | Apps for the Holiday Season: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-the-holiday/

Mastodon, QR Codes, & NightWare | The Friday Five: https://agentsurvivalguide.podbean.com/e/mastodon-qr-codes-nightware-the-friday-five/

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Thanksgiving means thinking thankfulness and gratitude. How do you practice that in real life? This week, Sarah has 5 new ways to practice gratitude.

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

More ASG Podcast episodes like this one:

7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/

20 Ways to Relax & Relieve Stress in 2022: https://agentsurvivalguide.podbean.com/e/20-ways-to-relax-relieve-stress-in-2022/

Build Your Brand with Community Involvement: https://agentsurvivalguide.podbean.com/e/build-your-brand-with-community-involvement/

Celebrating Every Step of the Process: https://agentsurvivalguide.podbean.com/e/celebrating-every-step-of-the-process-monday-motivation/

Developing a Service Mindset: https://agentsurvivalguide.podbean.com/e/developing-a-service-mindset-monday-motivation/

Empowering Others & The Power of Mindfulness: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/

How Selling Insurance Helps Give Back: https://agentsurvivalguide.podbean.com/e/how-selling-insurance-helps-give-back/

What Does Success Look Like? https://agentsurvivalguide.podbean.com/e/what-does-success-look-like-monday-motivation/

Resources:

13 Most Popular Gratitude Exercises & Activities: https://positivepsychology.com/gratitude-exercises/

14 Simple Ways To Practice Gratitude In Your Everyday Professional Life: https://www.forbes.com/sites/theyec/2021/12/01/14-simple-ways-to-practice-gratitude-in-your-everyday-professional-life/?sh=15e677d1521d

40 Simple Ways To Practice Gratitude: https://www.lifehack.org/articles/communication/40-simple-ways-practice-gratitude.html

How to Practice Gratitude: https://www.mindful.org/an-introduction-to-mindful-gratitude/

How to Practice Gratitude: 23 Tips: https://www.choosingtherapy.com/how-to-practice-gratitude/

Journey App: https://journey.cloud/

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The Friday Five for November 18, 2022: * KFF Medicare Advantage Spotlight 2023 * KFF MA Spotlight: MA Benefits and Plan Switchers * Medicare Client Refuses Call Recording. Now What? * Senate Democrats Suggest MA Changes to CMS * Thanksgiving Side Dishes!

Love the podcast? Have a question about compliant call recording? Want to tell us what your favorite Thanksgiving side dish is? Email us at ASGPodcast@RitterIM.com or call and leave a message at 1-717-562-7211.

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

References:

26 Easy Thanksgiving Sides That Still Taste Impressive: https://tasty.co/article/melissaharrison/easy-thanksgiving-side-dishes

105 Classic Thanksgiving Side Dishes To Make For The Holiday: https://www.delish.com/holiday-recipes/g248/easy-thanksgiving-side-dishes/

Butternut Squash and Italian Sausage Soup: https://www.foodnetwork.com/recipes/butternut-squash-and-italian-sausage-soup-3645724

Extra Benefits Offered by Medicare Advantage Firms Vary: https://www.kff.org/medicare/issue-brief/extra-benefits-offered-by-medicare-advantage-firms-varies/

FAQs About the Ritter Platform’s CallVault: https://www.ritterim.com/blog/faqs-about-the-ritter-platforms-callvault/

French's Green Bean Casserole: https://www.mccormick.com/frenchs/recipes/salads-sides/frenchs-green-bean-casserole

Here’s How You Can Record Your Medicare Sales Calls Like a Pro Using CallVault: https://www.ritterim.com/blog/heres-how-you-can-record-your-medicare-sales-calls-like-a-pro-using-callvault/

Medicare Beneficiaries Rarely Change Their Coverage During Open Enrollment: https://www.kff.org/medicare/issue-brief/medicare-beneficiaries-rarely-change-their-coverage-during-open-enrollment/

November 11 MA Marketing Letter to CMS: https://www.finance.senate.gov/imo/media/doc/111122%20MA%20Marketing%20Letter%20to%20CMS.pdf

Senate Dems press CMS for more consumer protections in Medicare Advantage: https://www.fiercehealthcare.com/payers/senate-dems-press-cms-more-consumer-protections-medicare-advantage

Thanksgiving meal prices rise to new record high: https://www.axios.com/2022/11/16/thanksgiving-2022-dinner-prices-inflation

The Average Medicare Beneficiary Has a Choice of 43 Medicare Advantage Plans and 24 Part D Stand-Alone Plans for Coverage in 2023: https://www.kff.org/medicare/press-release/the-average-medicare-beneficiary-has-a-choice-of-43-medicare-advantage-plans-and-24-part-d-stand-alone-plans-for-coverage-in-2023/

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Overcome stress and anxiety with natural methods of relief. We've got quite the list of tips and techniques to battle feelings of stress and combat burnout.

We want to hear from you! Email us at ASGPodcast@RitterIM.com

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

More Episodes You'll Love:

AEP 2023 Kickoff! https://agentsurvivalguide.podbean.com/e/aep-2023-kickoff-monday-motivation/

Apps to Help Get Organized with Household Chores: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-help-get-organized-with-household-chores/

Celebrating Every Step of the Process: https://agentsurvivalguide.podbean.com/e/celebrating-every-step-of-the-process-monday-motivation/

Empowering Others & The Power of Mindfulness: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/

Fitness Apps for Busy People: https://agentsurvivalguide.podbean.com/e/agent-apps-fitness-for-busy-people/

Mental Health & Wellness Apps (August 6, 2021 | The Friday Five): https://agentsurvivalguide.podbean.com/e/august-6-2021-the-friday-five/

Tips for Getting a Good Night’s Sleep While Traveling - White Noise Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-tips-for-getting-a-good-night-s-sleep-while-traveling-white-noise-apps/

Resources: Title:

10 Ways You Can Relieve Stress Right Now: https://health.clevelandclinic.org/how-to-relieve-stress/

14 Ways to Deal With Stress in 2022: https://declutterthemind.com/blog/deal-with-stress/

15 Simple Ways to Relieve Stress: https://www.healthline.com/nutrition/16-ways-relieve-stress-anxiety15 Stress-Reducing Activities You Can Do at Home, According to Experts: https://www.stress.org/15-stress-reducing-activities-you-can-do-at-home-according-to-experts

25 Quick Ways to Reduce Stress: https://www.colorado.edu/law/25-quick-ways-reduce-stress

27 Stress Relief Activities to Keep Your Cool: https://www.berries.com/blog/stress-relief-activities

Breathing exercises to reduce stress: https://www.headspace.com/meditation/breathing-exercises

Calm: https://www.calm.com/

Calm on Youtube: https://www.youtube.com/channel/UChSpME3QaSFAWK8Hpmg-Dyw

Fun And Calming Activities To Relieve Stress: https://www.henryford.com/blog/2020/06/fun-calming-activities-relieve-stress

Goodnight, World: https://goodnight-world.simplecast.com/

Headspace: https://www.headspace.com/

Headspace on Youtube: https://www.youtube.com/c/headspace

How to Deal with Stress: 16 Expert Ways to Cope: https://www.innerbody.com/how-to-deal-with-stress

How to Relieve Stress: https://www.headspace.com/articles/how-to-relieve-stress

Managing Stress: https://www.nami.org/Your-Journey/Individuals-with-Mental-Illness/Taking-Care-of-Your-Body/Managing-Stress

Nothing Much Happens Podcast: https://www.nothingmuchhappens.com/stories

Original Ways to Show More Appreciation In Everyday Life: https://www.fatherly.com/life/original-ways-to-show-more-appreciation-in-everyday-life

Sayana App: https://www.sayana.app/

Stress-Relief Activities Your Family Can Try Together: https://www.familyaware.org/stress-relief-activities/

Stress relievers: Tips to tame stress: https://www.mayoclinic.org/healthy-lifestyle/stress-management/in-depth/stress-relievers/art-20047257

What Is a Bullet Journal? (And How to Get Started): https://www.oprahdaily.com/life/work-money/a32155559/how-to-start-a-bullet-journal/

What to Know About 4-7-8 Breathing: https://www.webmd.com/balance/what-to-know-4-7-8-breathing

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Tina has apps to make the holiday season easier, educational, and fun!

Google Santa Tracker: https://santatracker.google.com/

Elfster: https://www.elfster.com/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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We break down what to look for and what questions to ask when pitching Med Supps. Ritter and our resources are here to help your find the right path of coverage for your client.

Read the text version Register with Ritter: https://app.ritterim.com/public/registration/

Free Infographic: Download and print the Standard Med Supp Plans & Benefits Chart to show clients: https://www.ritterim.com/documents/standard-medicare-supplement-plans-and-benefits-infographic.pdf

Download and print the Med Supp Pick-a-Letter Chart: https://www.ritterim.com/documents/med-supp-pick-a-letter-chart.pdf

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

3 Ways to Build Your Insurance Sales Territory: https://agentsurvivalguide.podbean.com/e/3-easy-ways-to-build-your-insurance-sales-territory/

Keys to Client Retention: Face-to-Face Communication: https://agentsurvivalguide.podbean.com/e/keys-to-client-retention-face-to-face-communication/

Knight School – Understanding Medicare Supplements: https://www.ritterim.com/knight-school/solid-foundation/understanding-medicare-supplements/

Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/

Med Supp Plans K & L Out-of-Pocket Limits, the Medicare Enrollment Protection Act, and More |The Friday Five: https://agentsurvivalguide.podbean.com/e/med-supp-plans-k-l-out-of-pocket-limits-the-medicare-enrollment-protection-act-and-more-the-friday-five/

The Complete Guide to Client Loyalty and Retention: https://www.ritterim.com/client-retention-guide/

The Complete Guide on How to Sell Medicare Supplements: https://www.ritterim.com/med-supp-ebook/

The Ideal Client for Medicare Supplement Plans: https://agentsurvivalguide.podbean.com/e/the-ideal-client-for-medicare-supplement-plans/

What are the New Medicare Advantage & Part D Communication Requirements for 2022: https://agentsurvivalguide.podbean.com/e/what-are-the-new-medicare-advantage-part-d-communication-requirements-for-2022/

When Do Med Supp Plans K, L, M, & N Make Sense?: https://agentsurvivalguide.podbean.com/e/when-do-med-supp-plans-k-l-m-n-make-sense/

References:

What Many Seniors Are Getting Wrong About The 2020 Exit Of Medigap Plan C And Plan F: https://www.forbes.com/sites/forbesfinancecouncil/2019/10/15/what-many-seniors-are-getting-wrong-about-the-2020-exit-of-medigap-plan-c-and-plan-f/?sh=6a49b8ff764d

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Success looks different for everyone. Join Tina as she shares how to define success for yourself in this Monday Motivation!

Want an extra dose of Motivation? Check out these past episodes:

AEP 2023 Kickoff! https://link.chtbl.com/ASGM20221017

Celebrating Every Step of the Process: https://link.chtbl.com/ASGM10242022

Developing a Service Mindset: https://link.chtbl.com/ASGM20221031

Empowering Others & The Power of Mindfulness: https://link.chtbl.com/ASGM20221107

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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The Friday Five for November 11, 2022: * Alternatives to Twitter, including Mastodon * Meta Q3 Earnings & Layoffs * How to Read a QR Code * NightWare App to Fight PTSD Nightmares * Tech Tools for Insurance Agents

Email the Agent Survival Guide Podcast team your questions at ASGPodcast@RitterIM.com

OR give us a call at 1-717-562-7211!

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Ritter's Tech Tools for Insurance Agents:

CallVault: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/

Medicareful: https://www.ritterim.com/agent-tools/medicareful/

Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

References:

A beginner’s guide to Mastodon, the Twitter alternative that’s on 🔥: https://www.cnn.com/2022/11/08/tech/mastodon-twitter-explainer-trnd/index.html

Considering joining the Twitter migration? Check out these platform alternatives. https://www.usatoday.com/story/tech/2022/11/06/twitter-alternatives-mastodon-bluesky-countersocial-more/8287038001/

How Apple Watch is helping veterans and active service members deal with nightmares from PTSD: https://9to5mac.com/2022/11/07/apple-watch-nightware-veterans/

How to Scan a QR Code on an iPhone or Android: https://www.hellotech.com/guide/for/how-to-scan-qr-code-iphone-android

Mastodon Official Site: https://joinmastodon.org/

Mastodon: What is the social network hailed as a Twitter alternative? https://www.reuters.com/technology/mastodon-what-is-social-network-hailed-twitter-alternative-2022-11-07/

Meta Lays Off More Than 11,000 Employees: https://www.nytimes.com/2022/11/09/technology/meta-layoffs-facebook.html

Meta’s Profit Slides by More Than 50 Percent as Challenges Mount: https://www.nytimes.com/2022/10/26/technology/meta-facebook-q3-earnings.html

Meta Reports Third Quarter 2022 Results: https://investor.fb.com/investor-news/press-release-details/2022/Meta-Reports-Third-Quarter-2022-Results/default.aspx

Meta shares plummet on weak fourth-quarter forecast and earnings miss: https://www.cnbc.com/2022/10/26/facebook-parent-meta-earnings-q3-2022.html

Nightware: https://nightware.com/

Veterans find relief from nightmares with NightWare and Apple Watch: https://www.apple.com/newsroom/2022/11/veterans-find-relief-from-nightmares-with-nightware-and-apple-watch/

What Is Mastodon and Why Are People Leaving Twitter for It? https://www.nytimes.com/2022/11/07/technology/mastodon-twitter-elon-musk.html

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We're halfway through AEP 2023! Now that we've reached the midpoint, it's time to reflect on how it's going. What's going well? How can you improve? Let's maximize your sales potential for the remaining half of the Annual Enrollment Period. Learn how to reflect, renew, and re-energize your sales! Read text version Get a FREE Portfolio Review from Ritter: https://www.ritterim.com/portfolio/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

CMS Compliance Memo & TPMO Frequently Asked Questions: https://agentsurvivalguide.podbean.com/e/cms-compliance-memo-tpmo-frequently-asked-questions-the-friday-five/

Contracting Made Simple & Smart: https://www.ritterim.com/agent-tools/online-contracting/

How to Follow up with Medicare Clients Compliantly: https://www.ritterim.com/agent-tools/online-contracting

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/

Learn How to Get Your Medicareful Website: https://www.ritterim.com/agent-tools/medicareful

Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2022/

Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2022/

See How the Ritter Platform Works! https://www.ritterim.com/agent-tools/the-ritter-platform

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Veterans give so much to serve and protect this country. Find out how you can help veteran clients utilize VA Benefits, Tricare, and Medicare. Learn more about how this coverage works to get veterans the care they need!

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

The Complete Guide on How to Sell Prescription Drug Plans: https://www.ritterim.com/pdp-ebook The Complete Guide on How to Sell Medicare Advantage Plans: https://www.ritterim.com/medicare-advantage-ebook

References:

2021 Survey of Veteran Enrollees’ Health and Use of Health care: https://www.va.gov/VHASTRATEGY/SOE2021/2021_Enrollee_Data_Findings_Report-508_Compliant.pdf

Medicare-Eligible Beneficiaries: https://www.tricare.mil/CoveredServices/Pharmacy/Eligibility/Medicare

TRICARE and VA Benefit Comparison: https://tricare.mil/LifeEvents/InjuredonAD/TransitionVA/BenefitComparison.aspx

TRICARE and VA Benefits with Medicare: https://www.medicareyourway.com/tricare-va-and-medicare.html

TRICARE For Life: https://www.tricare.mil/Plans/HealthPlans/TFL

United States Census Bureau American Community Survey S2101 Veteran Status: https://data.census.gov/cedsci/table?q=veteran&tid=ACSST1Y2021.S2101

VA priority groups: https://www.va.gov/health-care/eligibility/priority-groups/

Veterans Affairs Facilities: https://www.tricare4u.com/wps/portal/tdb/tricare4u/benefits/use-of-veterans-affairs-va-facilities/

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Mindfulness is a powerful practice to build into your routine. Join Sarah as she chats with Ritter's Marketing Director, Lisa Rider to learn more about mindfulness and what motivates her.

Want more motivation to keep you going? Listen to these episodes:

AEP 2023 Kickoff! https://link.chtbl.com/N_naqgUT

Celebrating Every Step of the Process: https://link.chtbl.com/ASGM10242022

Developing a Service Mindset: https://link.chtbl.com/ASGM20221031

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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The Friday Five for November 4, 2022: * ACA Open Enrollment Underway * 4th Consecutive Fed Interest Rate Hike * Twitter Under Elon Musk * Book Industry Antitrust Case * Holiday Menus at Dunkin' & Starbucks

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

5 Myths About Selling ACA Health Plans: https://agentsurvivalguide.podbean.com/e/5-myths-about-selling-aca-health-plans/

8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/

2023 COLA, ACA Family Glitch Fix, and AEP Begins! https://agentsurvivalguide.podbean.com/e/2023-cola-aca-family-glitch-fix-and-aep-begins-the-friday-five/

ACA 101: Selling Under-65 Health Insurance: https://agentsurvivalguide.podbean.com/e/aca-101-selling-under-65-health-insurance/

CMS Rules ACA Broker Commissions for SEP & OEP Sales Must Be Equal: https://www.ritterim.com/blog/cms-rules-aca-broker-commissions-for-sep-oep-sales-must-be-equal

How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://agentsurvivalguide.podbean.com/e/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

Is the ACA Sticking Around Long Term? https://agentsurvivalguide.podbean.com/e/is-the-aca-sticking-around-long-term/

Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://agentsurvivalguide.podbean.com/e/learn-how-to-sell-aca-products-during-the-off-season-featuring-danica-stover/

What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/

The State of the ACA Market in 2022: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2022/

References:

Biden-Harris Administration Launches 10th Year of Marketplace Open Enrollment with Four Out of Five Customers Eligible for Coverage at $10 or Less, Thanks to Subsidies: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-launches-10th-year-marketplace-open-enrollment-four-out-five-customers

Dunkin's Holiday Menu Includes a New Cookie Butter Cold Brew: https://people.com/food/dunkins-holiday-lineup-cookie-butter-cold-brew/

Elon Musk lays out his ideas for Twitter’s new verification system: https://www.cnbc.com/2022/11/01/elon-musk-lays-out-his-ideas-for-twitters-new-verification-system.html

Elon Musk wants Twitter users to pay for their blue checks. What could possibly go wrong? https://www.nbcnews.com/think/opinion/elon-musk-just-changed-meaning-twitters-coveted-blue-check-rcna55121

Elon Musk wastes no time changing Twitter: https://www.theverge.com/2022/10/30/23430008/elon-musk-twitter-homepage-subscriptions-changes

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in November 2022: https://comicbook.com/movies/news/november-new-streaming-movies-tv-netflix-disney-plus-hbo-max/#24

Fed Orders Another Big Rate Increase, Keeps Options Open for Next Moves: https://www.nytimes.com/live/2022/11/02/business/fed-interest-rates-inflation

Missing Pages: https://thepodglomerate.com/shows/missing-pages/

Season’s Treatings: Dunkin’s Holiday Menu Sleighs with Host of New Seasonal Beverages and On-the-Go Snacks: https://news.dunkindonuts.com/news/seasons-treatings-dunkins-holiday-menu-sleighs-with-host-of-new-seasonal-beverages-and-on-the-go-snacks

Starbucks holiday beverages arrive on Nov. 3: https://stories.starbucks.com/stories/2022/starbucks-holiday-beverages-arrive-on-nov-third/

Starbucks' Red Cups Are Back — and So Are Their Beloved Holiday Drinks: https://people.com/food/starbucks-red-cups-are-back-return-of-holiday-drinks/

The Fed makes history with a fourth straight three-quarter-point rate hike: https://www.cnn.com/2022/11/02/economy/federal-reserve-meeting-inflation/index.html

The messy true story of the last time we beat inflation: https://www.vox.com/2022/11/2/23433474/federal-reserve-interest-rate-inflation-volcker

Twitter is planning to start charging $20 per month for verification: https://www.theverge.com/2022/10/30/23431931/twitter-paid-verification-elon-musk-blue-monthly-subscription

What to expect from the Federal Reserve meeting: https://www.cnn.com/2022/11/02/economy/federal-reserve-meeting-inflation/index.html

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Eligibility doesn’t mean ideal, help your clients find the coverage best suited for them. The ASG team gives you the breakdown of what makes someone an ideal client for Prescription Drug Plans. Read the text version

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://link.chtbl.com/ASG391

Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG154

How to Help Clients Avoid Medicare Late Enrollment Penalties: https://link.chtbl.com/ASG413

More People Working Past Age 65: What It Means for Agents Selling Medicare Plans: https://link.chtbl.com/ASG418

Sign Up for Your Free Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/

The Survivor’s AEP Checklist: https://www.ritterim.com/blog/the-survivors-aep-checklist/

The Complete Guide on How to Sell Prescription Drug Plans eBook: https://www.ritterim.com/pdp-ebook/

References:

A Record 3,834 Medicare Advantage Plans Will be Available in 2022, While the Numbers of Medicare Part D Stand-Alone Plans is Decreasing: https://www.kff.org/medicare/press-release/a-record-3834-medicare-advantage-plans-will-be-available-in-2022-up-8-percent-from-2021-while-the-number-of-medicare-part-d-stand-alone-plans-is-decreasing-mainly-due-to-firm-consolidations/

Contact Summary July 2022: https://www.cms.gov/httpswwwcmsgovresearch-statistics-data-and-systemsstatistics-trends-and/contract-summary-2022-07-0

Data Note: Prescription Drugs and Older Adults: https://www.kff.org/health-reform/issue-brief/data-note-prescription-drugs-and-older-adults/

Eligibility for Premium-free Part A if you are over 65 and Medicare-eligible: https://www.medicareinteractive.org/get-answers/medicare-health-coverage-options/original-medicare-costs/eligibility-for-premium-free-part-a-if-you-are-over-65-and-medicare-eligible

Medicare Prescription Drug Benefit Manual: https://www.cms.gov/files/document/cy2021-pdp-enrollment-and-disenrollment-guidance.pdf

Original Medicare (Part A and B) Eligibility and Enrollment: https://www.cms.gov/Medicare/Eligibility-and-Enrollment/OrigMedicarePartABEligEnrol

Overview of Drug Therapy in Older Adults: https://www.merckmanuals.com/professional/geriatrics/drug-therapy-in-older-adults/overview-of-drug-therapy-in-older-adults

Part D Late Enrollment Penalty: https://www.cms.gov/files/document/cy2021-pdp-enrollment-and-disenrollment-guidance.pdf

Prescription Drugs (outpatient): https://www.medicare.gov/coverage/prescription-drugs-outpatient

What’s Medicare Supplement Insurance (Medigap): https://www.medicare.gov/supplements-other-insurance/whats-medicare-supplement-insurance-medigap

What Is a Medicare Cost Plan?: https://www.healthline.com/health/medicare/what-is-a-medicare-cost-plan

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Tina searched high and low for the best apps to keep you off your phone and stay focused! Check out these apps and start spending your time more wisely. Forest App: https://www.forestapp.cc/

Focus Quest Apple: https://apps.apple.com/sa/app/focus-quest-pomodoro-timer/id1516624331

Focus Quest Playstore: https://play.google.com/store/apps/details?id=com.shikudo.focus.study.forest.pomodoro.productivity.hero.rpg.android&hl=en_US≷=US

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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Hosting Medicare Sales and Educational events is a great way to expand your reach to the community. Check out this episode for what you can’t say during these events per CMS and resources to help you stay compliant! Read the text version

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Are Your Medicare Marketing Materials Compliant?: https://link.chtbl.com/ASG450

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://link.chtbl.com/ASG460

Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG473

What Agents Can’t Say During Medicare Sales Appointments: https://link.chtbl.com/ASG472

What to Know About SOAs in Senior Market Sales: https://link.chtbl.com/ASG303

References:

Are Medicare Advantage Plans Cherry Picking Healthier Members?: https://www.fiercehealthcare.com/payer/are-medicare-advantage-plans-cherry-picking-healthier-members

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

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Agency owner Burman Clark has been in the industry since 1988 and there's one philosophy that keeps him going. Listen to learn more about what motivates him and refresh your own mindset!

Want an extra dose of Motivation? Check out these past episodes:

AEP 2023 Kickoff!: https://link.chtbl.com/N_naqgUT

Celebrating Every Step of the Process: https://link.chtbl.com/ASGM10242022

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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Did you see the compliance memo CMS sent out last week? We did, and we're doing a deep dive on what CMS found, actions they're taking, and what agents like you should focus on!

Need a call recording solution? Learn more about CallVault: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/ Email the Agent Survival Guide Podcast at ASGPodcast@RitterIM.com (Send us your questions, let us know what topics you love, what do you want to hear more about?)

Call the Agent Survival Guide Podcast at 1-717-562-7211 (Ask us questions, recommend episode topics, be a guest on our show!)

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Compliance Resources:

5 Things About CallVault (Compliant Medicare Sales Call Recording): https://link.chtbl.com/ASGF20220923

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean For You: https://link.chtbl.com/ASG460

Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG473

Rules for Hosting a Compliant Medicare Sales Event: https://link.chtbl.com/ASG474

What Agents Can’t Say During Medicare Sales Appointments: https://link.chtbl.com/ASG472

References:

CMS Monitoring Activities and Best Practices during the Annual Election Period: https://www.ritterim.com/documents/2022-10-19-cms-memo.pdf

Contract Year 2023 Medicare Advantage Marketing Policies – Frequently Asked Questions: https://www.cms.gov/files/document/agent-broker-marketing-faqs-10-19-2022.pdf

Elon Musk makes splashy visit to Twitter headquarters carrying sink: https://www.theguardian.com/technology/2022/oct/26/elon-musk-twitter-visit-sink

Elon Musk: Twitter won't become a "free-for-all hellscape": https://www.axios.com/2022/10/27/elon-musk-twitter-free-speech-advertisers

Elon Musk visits Twitter carrying sink as deal looms: https://www.bbc.com/news/business-63408384

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The Agent Survival Guide team has put together 10 Tips for submitting a pristine application. We’re here to make your business run smoother and your AEP less stressful! Read the text version Call Ritter at 1-800-769-1847

Contact Your Sales Specialist: https://www.ritterim.com/meet-your-sales-team/

Leave a voicemail for the podcast: 1-717-562-7211

Not registered with Ritter yet? Fill out a short form to get started! https://app.ritterim.com/public/registration/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Agent Apps | Work-On-the-Go: Document Scanner Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-work-on-the-go-document-scanner-apps/

Do’s and Don’ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/

Learn More About How to Get Your Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/

The Ritter Platform – See how it works and get registered: https://www.ritterim.com/agent-tools/the-ritter-platform/

The Ritter Platform Launches New eScope, FastTrack App, & Profile Features: https://www.ritterim.com/blog/the-ritter-platform-launches-new-escope-fasttrack-app-profile-features/

What to Know about SOA’s in Senior Market Sales: https://www.ritterim.com/blog/what-to-know-about-soas-in-senior-market-sales/

References:

How to use Airdrop with your iPhone or iPad: https://support.apple.com/en-us/HT204144

Share of those 65 and older who are tech users has grown in the past decade: https://www.pewresearch.org/fact-tank/2022/01/13/share-of-those-65-and-older-who-are-tech-users-has-grown-in-the-past-decade/

Social Security Administration (SSA) Monthly Data for Retirement Insurance Applications Filed via the Internet: https://www.ssa.gov/open/data/retirement-insurance-online-apps-2012-onward.html

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Join the ASG for another Monday Motivation! This week Tina shares what motivates her to reach her goals and how she tracks progress.  

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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The Friday Five for October 21, 2022: * COVID-19 Public Health Emergency & The Great Unwinding * Update on COVID-19 Bivalent Boosters for Kids * Federal Student Loan Debt Forgiveness Info * IRS Announces 2023 Inflation Adjustments * Apple Unveils New iPads, Release Date for iPad OS 16

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

References:

10 Things to Know About the Unwinding of the Medicaid Continuous Enrollment Requirement: https://www.kff.org/medicaid/issue-brief/10-things-to-know-about-the-unwinding-of-the-medicaid-continuous-enrollment-requirement/

Apple’s new entry-level iPad just got more expensive: https://www.washingtonpost.com/technology/2022/10/18/apple-ipad-2022-redesign-price/

Apple unveils completely redesigned iPad in four vibrant colors: https://www.apple.com/newsroom/2022/10/apple-unveils-completely-redesigned-ipad-in-four-vibrant-colors/

CDC Expands Updated COVID-19 Vaccines to Include Children Ages 5 Through 11: https://www.cdc.gov/media/releases/2022/s1012-COVID-19-Vaccines.html

Declarations of a Public Health Emergency: https://aspr.hhs.gov/legal/PHE/Pages/default.aspx

FACT SHEET: President Biden Announces Student Loan Relief for Borrowers Who Need It Most: https://www.whitehouse.gov/briefing-room/statements-releases/2022/08/24/fact-sheet-president-biden-announces-student-loan-relief-for-borrowers-who-need-it-most/

Feds release preliminary application for student loan forgiveness; relief to come later: https://www.usatoday.com/story/news/education/2022/10/14/student-loan-forgiveness-beta-application-form-test/10502156002/

Inflation Adjustments Mean Lower Tax Rates for Some in 2023: https://www.nytimes.com/2022/10/18/business/irs-tax-rates-inflation-2023.html

IRS provides tax inflation adjustments for tax year 2023: https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2023

IRS Sets Higher 2023 Tax Brackets, Standard Deductions And Other Inflation Adjustments: https://www.forbes.com/sites/janetnovack/2022/10/18/irs-sets-higher-2023-tax-brackets-standard-deductions-and-other-inflation-adjustments/

KFF Analysts Find That Between 5.3 Million and 14.2 Million People Could Lose Medicaid Coverage Following the End of the Public Health Emergency and Continuous Enrollment Requirement, With an Unknown Number Able to Find New Coverage: https://www.kff.org/medicaid/press-release/kff-analysts-find-that-between-5-3-million-and-14-2-million-people-could-lose-medicaid-coverage-following-the-end-of-the-public-health-emergency-and-continuous-enrollment-requirement-with-an-unknown/

Lifetime Estate And Gift Tax Exemption Will Hit $12.92 Million In 2023: https://www.forbes.com/sites/janetnovack/2022/10/18/new-higher-estate-and-gift-tax-limits-for-2023-couples-can-pass-on-extra-172-million-tax-free/

Remarks by President Biden on the Student Debt Relief Portal Beta Test: https://www.whitehouse.gov/briefing-room/speeches-remarks/2022/10/17/remarks-by-president-biden-on-the-student-debt-relief-portal-beta-test/

The Great Unwinding: The opportunity for brokers: https://insurancenewsnet.com/innarticle/the-great-unwinding-the-opportunity-for-brokers

U.S. extends COVID-19 public health emergency declaration: https://www.reuters.com/world/us/us-extends-covid-19-public-health-emergency-declaration-2022-10-13/

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Looking for ways to make household chores more organized and simpler? Tina has two apps for you that gamify chores and get the whole family involved. Sweepy: https://sweepy.app/

OurHome: http://ourhomeapp.com/

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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We're kicking off AEP 2023 with a brand-new series! Join Sarah as she talks about reframing, how it helped her tame anxious thoughts, and how agents can use it as a sales strategy.

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

4 Tips for Making a Better Insurance Sales Pitch: https://agentsurvivalguide.podbean.com/e/4-tips-for-making-a-better-insurance-sales-pitch-2022/

2023 COLA, ACA Family Glitch Fix, and AEP Begins! | The Friday Five:

Agent Apps | HelloFresh vs EveryPlate: Honest Review: https://agentsurvivalguide.podbean.com/e/agent-apps-hello-fresh-vs-every-plate-honest-review/

How to Use Sales Psychology to Change Buyers' Mindsets: https://blog.thecenterforsalesstrategy.com/how-to-use-sales-psychology-to-change-buyers-mindsets

Is Toxic Positivity Real? (And How to Avoid It): https://agentsurvivalguide.podbean.com/e/is-toxic-positivity-real-and-how-to-avoid-it/

What I’ve Learned About Imposter Syndrome (So Far): https://agentsurvivalguide.podbean.com/e/what-i-ve-learned-about-imposter-syndrome-so-far/

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The Friday Five for October 14, 2022: * AEP 2023 Resources * 2023 Social Security COLA Announced * Fix for ACA "Family Glitch" Finalized * Ways of Thinking * On-the-Go Healthy Food Options

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

4 Tips for Making a Better Insurance Sales Pitch: https://agentsurvivalguide.podbean.com/e/4-tips-for-making-a-better-insurance-sales-pitch-2022/

5 Must-Haves for Every Agent This AEP: https://agentsurvivalguide.podbean.com/e/5-must-haves-for-every-agent-this-aep/

Keys to Client Retention: Face-to-Face Communication: https://agentsurvivalguide.podbean.com/e/keys-to-client-retention-face-to-face-communication/

Keys to Client Retention: Digital Communication: https://agentsurvivalguide.podbean.com/e/keys-to-client-retention-digital-communication/

The COLA Increase for 2023 & What This Means for Your Clients: https://www.ritterim.com/blog/the-cola-increase-for-2023-what-this-means-for-your-clients/

Tips for Working on the Road: https://agentsurvivalguide.podbean.com/e/tips-for-working-on-the-road/

References:

6 Ways You're Thinking Wrong--and What You Can Do About Them: https://www.inc.com/magazine/202210/woo-kyoung-ahn/thinking-101-book-excerpt-2022.html

14 Surprisingly Healthy Fast-Food Orders, According to Dietitians: https://www.eatthis.com/healthy-fast-food/

2023 Social Security Changes Fact Sheet: https://www.ssa.gov/news/press/factsheets/colafacts2023.pdf

2023 Social Security COLA Largest in Decades: https://living.medicareful.com/2023-social-security-cola-largest-in-decades

Affordability of Employer Coverage for Family Members of Employees: https://public-inspection.federalregister.gov/2022-22184.pdf

Analysis Estimates 5.1 Million People Fall into the Affordable Care Act’s “Family Glitch”: https://www.kff.org/health-reform/press-release/analysis-estimates-5-1-million-people-fall-into-the-affordable-care-acts-family-glitch/

Biden administration finalizes rule to get rid of ACA's 'family glitch': https://www.fiercehealthcare.com/payers/biden-administration-finalizes-rule-get-rid-acas-family-glitch

Fixing the ACA’s Medicare Glitch: https://www.healthinsurancecolorado.net/fixing-the-acas-medicare-glitch/

Health Insurance Subsidies When You Add or Subtract Family Members: https://www.verywellhealth.com/obamacare-subsidies-change-with-family-size-4065153

IRS regulations fix the ACA’s ‘family glitch’ as of 2023: https://www.healthinsurance.org/obamacare/no-family-left-behind-by-obamacare/

Social Security Announces 8.7 Percent Benefit Increase for 2023: https://www.ssa.gov/news/press/releases/2022/#10-2022-2

Social Security Cost-Of-Living Adjustments Chart: https://www.ssa.gov/oact/cola/colaseries.html

Statement by President Joe Biden on “Family Glitch” Final Rule: https://www.whitehouse.gov/briefing-room/statements-releases/2022/10/11/statement-by-president-joe-biden-on-family-glitch-final-rule/

The Midnight Symphony Podcast: https://www.themidnightsymphony.com/

Thinking 101 by Woo-Kyoung Ahn: https://us.macmillan.com/books/9781250805959/thinking101

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Life happens, client’s circumstances and health may change year to year. That’s why it’s important to know the reason beneficiaries switch plans, and how you can help them this AEP. Read the text version

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Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Medicareful: https://medicareful.com/

Start Selling 5-Star Medicare Advantage Plans All Year: https://agentsurvivalguide.podbean.com/e/start-selling-5-star-medicare-advantage-plans-all-year/

Your Clients May Not Be Automatically Enrolled in Medicare: https://agentsurvivalguide.podbean.com/e/your-clients-may-not-be-automatically-enrolled-in-medicare/

References:

2023 Medicare Advantage and Part D Star Ratings: https://www.cms.gov/newsroom/fact-sheets/2023-medicare-advantage-and-part-d-star-ratings

Explore Your Medicare Coverage Options: https://www.medicare.gov/plan-compare/#/?year=2022⟨=en

How are Seniors Choosing and Changing Health Insurance Plans?: https://www.kff.org/medicare/report/how-are-seniors-choosing-and-changing-health-insurance-plans/

Joining a health or drug plan: https://www.medicare.gov/sign-up-change-plans/joining-a-health-or-drug-plan

The Medicare Annual Election Period (AEP): https://www.ehealthinsurance.com/medicare/enrollment/medicare-annual-election-period-aep/

Medicare Advantage: How Robust Are Plans’ Physician Networks?: https://www.kff.org/medicare/report/medicare-advantage-how-robust-are-plans-physician-networks/

Medicare Advantage in 2022 – Enrollment Update and Key Trends: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-enrollment-update-and-key-trends/

Medicare Advantage in 2022 – Premiums, Out-of-Pocket Limits, Cost Sharing, Supplemental Benefits, Prior Authorization, and Star Ratings: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-premiums-out-of-pocket-limits-cost-sharing-supplemental-benefits-prior-authorization-and-star-ratings/

Medicare Advantage Plan Switching: Exception or Norm?: https://www.kff.org/report-section/medicare-advantage-plan-switching-exception-or-norm-issue-brief/

Narrow Primary Care Networks in Medicare Advantage: https://link.springer.com/article/10.1007/s11606-020-06534-2

No Itch to Switch: Few Medicare Beneficiaries Switch Plans During Open Enrollment Period: https://www.kff.org/medicare/issue-brief/no-itch-to-switch-few-medicare-beneficiaries-switch-plans-during-the-open-enrollment-period/

Understanding Medicare Advantage & Medicare Drug Plan Enrollment Periods: https://www.medicare.gov/Pubs/pdf/11219-understanding-medicare-part-c-d.pdf

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Helping your clients get the coverage they need starts with knowing what to look for. Find out what circumstances can make Medicare Advantage Plans a good fit. Read the text version

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

How to Pitch Medicare Medical Savings Accounts (MSAs): https://www.ritterim.com/blog/how-to-pitch-medicare-medical-savings-accounts-msas/

Medicare Advantage Trial Rights Explained for Agents: https://agentsurvivalguide.podbean.com/e/medicare-advantage-trial-rights-explained-for-agents/

Organization Tips and Tricks for the Medicare Annual Enrollment Period: https://www.ritterim.com/blog/organization-tips-and-tricks-for-the-medicare-annual-enrollment-period/

Stay Busy Outside of AEP With Special Enrollment Periods: https://www.ritterim.com/blog/stay-busy-outside-of-aep-with-special-enrollment-periods/

The Beginner’s Guide to C-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-c-snps/

The Benefits of Selling D-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-d-snps/

Working with New Medicare Clients in Poor Health: https://agentsurvivalguide.podbean.com/e/working-with-new-medicare-clients-in-poor-health/

References:

In a Crowded Medicare Advantage Market, Know Thy Customer: https://www.bcg.com/publications/2022/understanding-customer-in-crowded-medicare-advantage-market

Income and Poverty in the United States: 2020: https://www.census.gov/library/publications/2021/demo/p60-273.html

Medicare Advantage in 2022: Enrollment Update and Key Trends: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-enrollment-update-and-key-trends/

Percent of U.S. Adults 55 and Over with Chronic Conditions: https://www.cdc.gov/nchs/health_policy/adult_chronic_conditions.htm

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The Friday Five for October 7, 2022: * Med Supp Plans K & L OOP Limits * Medicare Enrollment Protection Act * New Study on Consumer Health Care Concerns * New Guidelines for "Healthy" Foods Proposed by FDA * McDonald's Happy Meals Target Millennial Nostalgia

Register for your FREE RitterIM.com account

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

2023 Medicare Part A & B Premiums and Deductibles: https://agentsurvivalguide.podbean.com/e/2023-medicare-part-a-b-premiums-and-deductibles/

When Do Med Supp Plans K, L, M, & N Make Sense? https://agentsurvivalguide.podbean.com/e/when-do-med-supp-plans-k-l-m-n-make-sense/

References:

Dietary Guidelines for Americans 2020-2025: https://www.dietaryguidelines.gov/sites/default/files/2020-12/Dietary_Guidelines_for_Americans_2020-2025.pdf

FDA Proposes Updated Definition of ‘Healthy’ Claim on Food Packages to Help Improve Diet, Reduce Chronic Disease: https://www.fda.gov/news-events/press-announcements/fda-proposes-updated-definition-healthy-claim-food-packages-help-improve-diet-reduce-chronic-disease

Food Labeling: Nutrient Content Claims; Definition of Term “Healthy”: https://www.federalregister.gov/documents/2022/09/29/2022-20975/food-labeling-nutrient-content-claims-definition-of-term-healthy

How to compare Medigap policies: https://www.medicare.gov/supplements-other-insurance/how-to-compare-medigap-policies

K & L Out-of-Pocket Limits Announcements: https://www.cms.gov/medicare/health-plans/medigap/kandl

McDonald’s ‘Boo Bucket’ Halloween Pails Are Officially Coming Back: https://thetakeout.com/mcdonalds-boo-bucket-halloween-pails-return-date-2022-1849620747

McDonald's Officially Announces Return of Halloween Pails: https://comicbook.com/irl/news/mcdonalds-halloween-pails-confirmed-how-to-get/

New Study Shows Consumer Concern for Rising Healthcare Costs This Open Enrollment Season: https://www.prnewswire.com/news-releases/new-study-shows-consumer-concern-for-rising-healthcare-costs-this-open-enrollment-season-301639999.html

Some seniors make this costly Medicare enrollment mistake. A bipartisan bill looks to fix it: https://www.cnbc.com/2022/10/02/a-costly-medicare-enrollment-mistake-is-target-of-a-bipartisan-bill.html

"They Doubled In Price": 34 Common Grocery Items That People Say Are Costing Them Way, Way More Than They Used To: https://www.buzzfeed.com/meganeliscomb/grocery-price-inflation-2022

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Join Tina as she gives her honest reviews of the popular meal kit delivery services HelloFresh and EveryPlate. Find out the pros and cons to each, and which one may be a better fit for your lifestyle!

Email us your questions: ASGPodcast@Ritterim.com

Register with Ritter: https://app.ritterim.com/public/registration/

HelloFresh: https://www.hellofresh.com/

EveryPlate: https://www.everyplate.com/

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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Enrollment in Medicare plans can happen a few different ways, across a variety of enrollment periods, even depending on the type of plan! What are the different Medicare enrollment periods? How and when do clients qualify for them? Listen to our enrollment period explainer for insurance agents to find out!

FastTrack Your Online Medicare Enrollments: https://www.ritterim.com/agent-tools/medicareful/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

5 Reasons Clients Switch Medicare Plans During AEP: https://agentsurvivalguide.podbean.com/e/5-reasons-clients-switch-medicare-plans-during-aep-asg178/

Definitive Guidelines for the New Open Enrollment Period: https://www.ritterim.com/blog/definitive-guidelines-for-the-new-open-enrollment-period/

FastTrack Your Online Medicare Enrollments with Medicareful: https://www.ritterim.com/agent-tools/medicareful/

How to Get Started in Medicare Sales: https://agentsurvivalguide.podbean.com/e/how-to-get-started-in-medicare-sales/

Stay Busy Outside of AEP With Special Enrollment Periods: https://www.ritterim.com/blog/stay-busy-outside-of-aep-with-special-enrollment-periods/

Your Clients May Not Be Automatically Enrolled in Medicare: https://agentsurvivalguide.podbean.com/e/your-clients-may-not-be-automatically-enrolled-in-medicare/

References:

CY 2019 MA Enrollment and Disenrollment Guidance: https://www.cms.gov/Medicare/Eligibility-and-Enrollment/MedicareMangCareEligEnrol/Downloads/CY_2019_MA_Enrollment_and_Disenrollment_Guidance.pdf

Disability & Medicare eligibility and enrollment – What you need to know in 2022: https://www.uhc.com/news-articles/medicare-articles/help-i-have-a-disability-and-i-want-to-enroll-in-medicare

Fact Sheet on Medicare Medical Savings Account (MSA) Plans: https://www.cms.gov/Medicare/Health-Plans/MSA/downloads/MSAFactSheet-3-13-08.pdf

How to avoid paying Medicare late enrollment penalties: https://www.uhc.com/news-articles/medicare-articles/try-to-avoid-medicare-late-enrollment-premium-penalties

Initial Coverage Election Period (ICEP): https://www.ehealthinsurance.com/medicare/enrollment/medicare-advantage-enrollment-periods-including-initial-coverage-election-period-icep/

Medicare Advantage Enrollment and Disenrollment Rules: https://www.ncoa.org/article/medicare-advantage-enrollment-and-disenrollment-rules

Medicare Advantage Enrollment Periods, Including the Medicare Advantage Special Enrollment Periods: https://www.ncoa.org/article/medicare-advantage-special-enrollment-periods

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We're back with more podcast recommendations all in the name of celebrating International Podcast Day 2022! Sarah has updates, recommendations, and a brand-new feature this year. Listen, like, and follow along... we hope you find some new favorites!

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Podcast Recommendations:

Afterschock: https://www.iheart.com/podcast/1119-aftershock-83996090/

Arcadia, CA: https://arcadiacalifornia.lawofnames.com/

Articles of Interest: https://www.radiotopia.fm/podcasts/articles-of-interest

The Beautiful Liar: https://qcodemedia.com/the-beautiful-liar

Bridgewater: https://www.grimandmild.com/bridgewater

From Now: https://qcodemedia.com/from-now

The Midnight Symphony: https://www.themidnightsymphony.com/

Missing Pages: https://thepodglomerate.com/shows/missing-pages/

Normal Gossip: https://defector.com/tag/normal-gossip/

Overleaper: https://www.realm.fm/shows/overleaper

The Polybius Conspiracy: https://www.radiotopia.fm/showcase/the-polybius-conspiracy

Sam Archer Third Grade Detective: https://www.gokidgo.com/samarcher

The Trojan Horse Affair: https://www.nytimes.com/interactive/2022/podcasts/trojan-horse-affair.html

X Marks the Spot: https://podcasts.apple.com/us/podcast/x-marks-the-spot-the-legend-of-forrest-fenn/id1626203378

Young Ben Franklin: https://gzmshows.com/shows/listing/young-ben-franklin/

More Recommendations:

Behind the Scenes of the Agent Survival Guide Podcast: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-%C7%80-asg100-%F0%9F%8E/

International Podcast Day 2019: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2019/

Top 5 Podcasts of 2019: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2019-the-friday-five/

Podcasts We're Currently Listening To: https://agentsurvivalguide.podbean.com/e/podcasts-we-re-currently-listening-to-the-friday-five/

Podcast Recommendations for Summer 2020: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2020-the-tuesday-ten/

International Podcast Day 2020: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2020/

Top 5 Podcasts of 2020: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2020-the-friday-five/

Podcasts We're Currently Listening To (Winter 2021): https://agentsurvivalguide.podbean.com/e/january-1-2021-the-friday-five/

March 12, 2021 | The Friday Five: https://agentsurvivalguide.podbean.com/e/march-12-2021-the-friday-five/

Podcast Recommendations for Summer 2021: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2021/

International Podcast Day 2021: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2021-1632944993/

Top 5 Podcasts of 2021: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2021/

Winter 2021 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2021-podcast-recommendations/

Podcast Recommendations for Summer 2022: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2022/

References:

Bridgewater Season 2 Update from Twitter: https://twitter.com/BridgewaterPod/status/1570019391907004418?s=20&t=YRxCMwOz98h2Txojk_49XA

Podcast Statistics and Data [August 2022]: https://www.buzzsprout.com/blog/podcast-statistics

Radiotopia from PRX Announces Forthcoming Series from Acclaimed Indie Podcasters Avery Trufelman, Ian Chillag, and Kaitlin Prest: https://medium.com/prxofficial/radiotopia-from-prx-announces-forthcoming-series-from-acclaimed-indie-podcasters-cd4d42db8447

The Infinite Dial 2022: http://www.edisonresearch.com/wp-content/uploads/2022/03/Infinite-Dial-2022-Webinar-revised.pdf

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Some exciting changes are coming to Medicare enrollment in 2023, thanks to the Consolidated Appropriations Act. Learn more about how these changes improve the enrollment experience for your clients! Read text version Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

References:

CMS Proposes Updates to Reduce Barriers to Coverage, Simplify Medicare Enrollment and Expand Access:

https://www.cms.gov/newsroom/press-releases/cms-proposes-updates-reduce-barriers-coverage-simplify-medicare-enrollment-and-expand-access

Implementing Certain Provisions of the Consolidated Appropriations Act, 2021 and other Revisions to Medicare Enrollment and Eligibility Rules (CMS-4199-P): https://www.cms.gov/newsroom/fact-sheets/implementing-certain-provisions-consolidated-appropriations-act-2021-and-other-revisions-medicare-1

Stay Busy Outside of AEP With Special Enrollment Periods: https://agentsurvivalguide.podbean.com/e/stay-busy-outside-of-aep-with-special-enrollment-periods-asg194/

The Beginner's Guide to C-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-c-snps/

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Breaking news! CMS announced the 2023 Medicare Part A and B premiums and deductibles. Get the details on the cost of Medicare for your clients in CY2023!

Read the text version Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/

Need a solution for compliant Medicare Sales Call Recording? Learn more about CallVault from Ritter Insurance Marketing: https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

References:

2023 Medicare Parts A & B Premiums and Deductibles 2023 Medicare Part D Income-Related Monthly Adjustment Amounts: https://www.cms.gov/newsroom/fact-sheets/2023-medicare-parts-b-premiums-and-deductibles-2023-medicare-part-d-income-related-monthly

CMS Fast Facts: https://data.cms.gov/fact-sheet/cms-fast-facts

CMS Fact Facts PDF (August 2022 Version): https://data.cms.gov/sites/default/files/2022-08/4f0176a6-d634-47c1-8447-b074f014079a/CMSFastFactsAug2022.pdf

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Everyone makes mistakes, but as an insurance agent, errors can cost you and your clients a lot of time and money. In this episode, learn what “agent negligence” means and some tips to a avoid it. Hint: Compliance! Read the text version Have questions? Give us a call at 1 (717) 562-7211 or email at asgpodcast@ritterim.com

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Do’s and Don’ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/

The Complete Guide to Client Loyalty and Retention: https://www.ritterim.com/client-retention-guide/

References:

Code of Federal Regulations – Title 42 – Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Code of Federal Regulations – Title 42 – Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

HG Legal Resources Insurance Agent Negligence Claim: https://www.hg.org/legal-articles/insurance-agent-negligence-claim-20750

Insurance Agent Negligence or Misrepresentation: https://www.findlaw.com/consumer/insurance/insurance-agent-negligence-or-misrepresentation.html

Negligence and the 'Reasonable Person': https://www.findlaw.com/injury/accident-injury-law/standards-of-care-and-the-reasonable-person.html

Types of Insurance Loss: https://www.merlinlawgroup.com/types-of-loss/

What are the Elements of Negligence: https://www.findlaw.com/injury/accident-injury-law/proving-fault-what-is-negligence.html

What is Insurance Law? https://www.findlaw.com/hirealawyer/choosing-the-right-lawyer/insurance-law.html

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We just launched CallVault, a compliant sales call recording tool for insurance agents! Find out more about this new feature from Ritter Insurance Marketing including how you can get started using it. Register for your FREE RitterIM.com account Compliant Call Recording with CallVault! Register to attend our webinars and learn about Ritter's brand-new Agent-Client Call Recording tool:

Register for September 28, 2022 @ 10AM EST

Register for September 28, 2022 @ 2PM EST

Can't make those times? Reach out to our team with your questions: https://www.ritterim.com/contact/

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Learn more about the Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/

Our Plan to Help Agents Record Calls for Medicare Sales & SOAs: https://www.ritterim.com/blog/our-plan-to-help-agents-record-calls-for-medicare-sales-soas/

Ritter Integrates Compliant Sales Call Recording Capability to Their High-Functioning Client Management Platform: https://www.globenewswire.com/news-release/2022/09/13/2515099/0/en/Ritter-Integrates-Compliant-Sales-Call-Recording-Capability-to-Their-High-Functioning-Client-Management-Platform.html

The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/

References:

Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and#p-1291

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There's no such thing as a “perfect” plan. Learn why beneficiaries are choosing Part C over Original Medicare and how you can help your clients navigate finding the right fit for them. Read the text version Download your FREE copy of The Complete Guide on How to Sell Medicare Advantage Plans: https://www.ritterim.com/medicare-advantage-ebook/

Email us your questions: ASGPodcast@Ritterim.com

Register with Ritter: https://app.ritterim.com/public/registration/

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/how-to-help-your-clients-get-the-most-out-of-their-medicare-advantage-plans/

Meet Your Ritter Sales Team: https://www.ritterim.com/meet-your-sales-team/

Medicare Advantage Trial Rights Explained for Agents: https://agentsurvivalguide.podbean.com/e/medicare-advantage-trial-rights-explained-for-agents/

Selling Hospital Indemnity with Medicare Advantage: Is It Worth It: https://www.ritterim.com/blog/selling-hospital-indemnity-with-medicare-advantage-is-it-worth-it/

Start Selling 5-Star Medicare Advantage Plans All Year: https://agentsurvivalguide.podbean.com/e/start-selling-5-star-medicare-advantage-plans-all-year/

Understanding Your Medicare Advantage Plan MOOP Limit: https://living.medicareful.com/understanding-your-medicare-advantage-moop-limit

What’s the Difference Between an HMO and a PPO: https://living.medicareful.com/whats-the-difference-between-an-hmo-and-a-ppo

References:

Key Drivers Behind Continued Medicare Advantage Penetration: https://www.lek.com/sites/default/files/insights/pdf-attachments/2135-Medicare-Advantage-Penetration.pdf

Maximum out-of-pocket limit Medicare Advantage Plan overview: https://www.medicareinteractive.org/get-answers/medicare-health-coverage-options/medicare-advantage-plan-overview/maximum-out-of-pocket-limit

Medicare Advantage Enrollment Continues to Surge in an Increasingly Complex and Competitive Landscape: https://www.chartis.com/insights/medicare-advantage-enrollment-continues-surge-increasingly-complex-and-competitive

Medicare Advantage 2022 Spotlight First Look: https://www.kff.org/medicare/issue-brief/medicare-advantage-2022-spotlight-first-look/

Medicare Advantage in 2022: Premiums, Out-of-Pocket Limits, Cost Sharing, Supplemental Benefits, Prior Authorization, and Star Ratings: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-premiums-out-of-pocket-limits-cost-sharing-supplemental-benefits-prior-authorization-and-star-ratings/

Medigap Guaranteed Issue Rights: https://www.medicare.gov/supplements-other-insurance/when-can-i-buy-medigap/guaranteed-issue-rights

Most Medicare Advantage enrollees like their plans, survey finds: https://www.healthcaredive.com/news/most-medicare-advantage-enrollees-like-plans-ehealth/625429/

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Thank you all for supporting the Agent Apps series thus far! In this episode Tina shares two apps that she uses frequently to order dinner and keep her ideas organized! Slice: https://slicelife.com/

Pinterest: https://www.pinterest.com/

Tina on LinkedIn: https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

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At some point you may be in a situation where a client has a grievance about you or their coverage. There are ways to help prevent these situations, but as an agent you should also be prepared with how to go through the process with a client. Learn what Medicare grievances are and how to help prevent and handle them in this episode.

Read the text version Register with Ritter: https://app.ritterim.com/public/registration/

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Do's and Don'ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/

Get Your Medicareful Website: https://www.ritterim.com/agent-tools/medicareful/

Learning from Lost Medicare Sales: https://www.ritterim.com/blog/learning-from-lost-medicare-insurance-sales/

Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/

Our Plan to Help Agents Record Calls for Medicare Sales & SOAs: https://www.ritterim.com/blog/our-plan-to-help-agents-record-calls-for-medicare-sales-soas/

The Complete Guide on How to Sell Medicare Advantage Plans: https://www.ritterim.com/medicare-advantage-ebook/

The Complete Guide on How to Sell Prescription Drug Plans: https://www.ritterim.com/pdp-ebook/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

What Agents Can’t Say During Medicare Sales Appointments: https://www.ritterim.com/blog/what-agents-cant-say-during-medicare-sales-appointments/

What Are the New Medicare Advantage & Part D Communication Requirements for 2022: https://www.ritterim.com/blog/what-are-the-new-medicare-advantage-part-d-communication-requirements-for-2022/

What to Know About SOAs in Senior Market Sales: https://www.ritterim.com/blog/what-to-know-about-soas-in-senior-market-sales/

What Not to Say During Medicare Educational and Sales Events: https://www.ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/

References:

Closed Confirmed Consumer Complaints by Coverage Type: https://content.naic.org/cis_agg_type.htm

Closed Confirmed Consumer Complaints by Reason: https://content.naic.org/cis_agg_reason.htm

CMS website: https://www.cms.gov/

How to File a Complaint (Grievance): https://www.medicare.gov/claims-appeals/how-to-file-a-complaint-grievance

How Do I File an Appeal: https://www.medicare.gov/claims-appeals/how-do-i-file-an-appeal

Marketing and Communications Requirements on MA and Part D Plans to Assist Their Enrollees: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and#p-106

Medicare website: https://www.medicare.gov/

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The Friday Five for September 16, 2022: * Updated COVID-19 Boosters * August 2022 Inflation Report * Productivity Tips from The WERK Life * Apple Watch OS 9 * Apple iOS 16

Register for your FREE RitterIM.com account

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

References:

3-2-1 Productivity Rule: https://www.youtube.com/watch?v=4kDaWB6odHM

20 Ways to Fill an Empty Notebook: https://www.thewerklife.com/20-ways-to-fill-an-empty-notebook/

Apple's "magic" iOS 16 photo cutout hack wows iPhone users: https://www.creativebloq.com/news/ios-16-photo-cutout

Apple Releases watchOS 9 With Medication Tracking, New Watch Faces, Sleep Updates, and More: https://www.macrumors.com/2022/09/12/apple-releases-watchos-9/

CDC Recommends the First Updated COVID-19 Booster: https://www.cdc.gov/media/releases/2022/s0901-covid-19-booster.html

Consumer Price Index - August 2022: https://www.bls.gov/news.release/pdf/cpi.pdf

Inflation: Consumer prices rise 8.3% over last year in August, tanking stocks and clinching rate hikes: https://finance.yahoo.com/news/august-inflation-data-cpi-september-13-211038620.html

Social Security COLA for 2023 Estimated at 8.7%: https://www.thinkadvisor.com/2022/09/13/social-security-cola-for-2023-estimated-at-8-7/

The WERK Life: https://www.thewerklife.com/

Updated COVID-19 Vaccines Providing Protection Against Omicron Variant Available at No Cost: https://www.cms.gov/newsroom/news-alert/updated-covid-19-vaccines-providing-protection-against-omicron-variant-available-no-cost

US Inflation Tops Forecasts, Cementing Odds of Big Fed Hike: https://www.bloomberg.com/news/articles/2022-09-13/us-inflation-tops-forecasts-cementing-odds-of-big-fed-hike

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In August 2022 Biden signed the Inflation Reduction Act into law. That means there are a lot of big changes coming for agents and clients alike. Listen to find out how those changes affect you and your business.

Read the text version Register with Ritter: https://app.ritterim.com/public/registration/

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Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

8 Reasons Why Medicare Agents Should Sell ACA Plans: https://www.ritterim.com/blog/8-reasons-why-medicare-agents-should-sell-aca-plans/

CMS Announces 2022 Medicare Advantage and Part D Costs: https://living.medicareful.com/cms-announces-2022-medicare-advantage-and-part-d-costs

CMS Projects Lower 2023 Part D Average Costs: https://living.medicareful.com/cms-announces-lower-projected-2023-part-d-average-costs

Methods to Boost Your Medicare Business: https://www.ritterim.com/blog/methods-to-boost-your-medicare-business/

The State of the ACA Market in 2022: https://www.ritterim.com/blog/the-state-of-the-aca-market-in-2022/

Tips for Cross-Selling Medicare Products: https://www.ritterim.com/blog/tips-for-cross-selling-medicare-products/

References:

Americans’ Challenges with Health Care Costs: https://www.kff.org/health-costs/issue-brief/americans-challenges-with-health-care-costs/

Extending Health Subsidies Averts Premium Hikes, Risks Inflation: https://news.bloomberglaw.com/health-law-and-business/extending-health-subsidies-averts-premium-hikes-risks-inflation

Fact Sheet: What happens to premiums if the extra help from the American Rescue Plan expires: https://www.hhs.gov/about/news/2022/06/22/fact-sheet-what-happens-premiums-if-extra-help-american-rescue-plan-expires.html

Five Things to Know About the Renewal of Extra Affordable Care Subsidies in the Inflation Reduction Act: https://www.kff.org/policy-watch/five-things-to-know-about-renewal-of-extra-affordable-care-act-subsidies-in-inflation-reduction-act/

How Will the Prescription Drug Provisions in the Inflation Reduction Act Affect Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/how-will-the-prescription-drug-provisions-in-the-inflation-reduction-act-affect-medicare-beneficiaries/

Inflation Rebate Penalty for Drug Companies: https://www.commonwealthfund.org/publications/explainer/2021/jun/inflation-rebate-penalty-drug-companies

Marketplace Enrollment, 2014-2022: https://www.kff.org/health-reform/state-indicator/marketplace-enrollment/

Part D Senior Savings Model: https://innovation.cms.gov/innovation-models/part-d-savings-model

Public’s Top Priority for 2022: Strengthening the Nations Economy: https://www.pewresearch.org/politics/2022/02/16/publics-top-priority-for-2022-strengthening-the-nations-economy/

Why Insulin Is So Expensive in the U.S.—And What the Inflation Reduction Act Does About It: https://time.com/6206569/insulin-prices-inflation-reduction-act/

The Inflation Reduction Act is a Milestone Achievement in Lowering Americas’ Health Care Costs: https://www.commonwealthfund.org/blog/2022/inflation-reduction-act-milestone-achievement-lowering-americans-health-care-costs

What Are the Prescription Drug Provisions in the Inflation Reduction Act: https://www.kff.org/slideshow/what-are-the-prescription-drug-provisions-in-the-inflation-reduction-act/

What the Inflation Reduction Act Means to Older Adults: https://www.ncoa.org/article/what-the-inflation-reduction-act-means-to-older-adults

What would ACA Subsidies Have Been in 2022 if COVID-19 Relief Had not passed: https://www.kff.org/interactive/subsidy-calculator-without-arpa/

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Ritter’s newest resource is “The Complete Guide to Selling Affordable Care Act Insurance Plans”. Find out how the ACA has changed since the beginning. Learn the benefits of selling ACA plans, how to market them, and so much more in our new eBook! Get started by downloading your free copy of the eBook to find out more.

Get your FREE copy of The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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The Affordable Care Act has been around for over a decade, is it here to stay? Listen to learn more about the history and changes the ACA has withstood and where it's headed in the future.

Read the text version The Complete Guide to Selling Affordable Care Act Insurance: https://www.ritterim.com/aca-ebook/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Meet Your Ritter Sales Team: https://www.ritterim.com/meet-your-sales-team/

5 Myths About Selling ACA Health Plans: https://agentsurvivalguide.podbean.com/e/5-myths-about-selling-aca-health-plans/

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://agentsurvivalguide.podbean.com/e/faqs-about-selling-on-exchange-off-exchange-under-65-plans/

The State of the ACA Market in 2022: https://www.ritterim.com/blog/the-state-of-the-aca-market-in-2022/

References:

State Actions to Improve Affordability on Health Insurance in the Individual Market: https://www.kff.org/health-reform/issue-brief/state-actions-to-improve-the-affordability-of-health-insurance-in-the-individual-market/

Healthcare Reform Overview: https://obamawhitehouse.archives.gov/healthreform/healthcare-overview

5 Charts About Public Opinion on the Affordable Care Act: https://www.kff.org/health-reform/poll-finding/5-charts-about-public-opinion-on-the-affordable-care-act-and-the-supreme-court/

Executive Order 1395 An American-First Healthcare Plan: https://www.govinfo.gov/content/pkg/DCPD-202000722/pdf/DCPD-202000722.pdf

Obamacare Enrollment is Shrinking After Trump’s Sabotage: https://www.vox.com/policy-and-politics/2017/10/11/16447504/obamacare-open-enrollment-trump-sabotage

Six Ways Trump Has Sabotaged the Affordable Care Act: https://www.brookings.edu/blog/fixgov/2020/10/09/six-ways-trump-has-sabotaged-the-affordable-care-act/

Explaining California v. Texas: https://www.kff.org/health-reform/issue-brief/explaining-california-v-texas-a-guide-to-the-case-challenging-the-aca/

The Supreme Court Throws Out the ACA Lawsuit, Not the ACA: https://www.commonwealthfund.org/blog/2021/supreme-court-throws-out-aca-lawsuit-not-aca

The Chaos of Repealing the Affordable Care Act During the Coronavirus Pandemic: https://www.americanprogress.org/article/chaos-repealing-affordable-care-act-coronavirus-pandemic/

A Closer Look at the Uninsured Marketplace Eligible Population Following the American Rescue Plan Act: https://www.kff.org/private-insurance/issue-brief/a-closer-look-at-the-uninsured-marketplace-eligible-population-following-the-american-rescue-plan-act/

Chuck Grassley Says He Won’t Vote to Repeal Affordable Care Act: https://iowastartingline.com/2022/04/12/chuck-grassley-says-he-wont-vote-to-repeal-affordable-care-act/

The Effect of Eliminating the Individual Mandate Penalty and the Role of Behaviors Facts: https://iowastartingline.com/2022/04/12/chuck-grassley-says-he-wont-vote-to-repeal-affordable-care-act/

Why do so many American’s opposed the Affordable Care Act?: https://pubmed.ncbi.nlm.nih.gov/25731135/

Status of State Medicaid Expansion Decisions Interactive Map: https://www.kff.org/medicaid/issue-brief/status-of-state-medicaid-expansion-decisions-interactive-map/

The ACA Family Glitch and Affordability of Employer Coverage: https://www.kff.org/health-reform/issue-brief/the-aca-family-glitch-and-affordability-of-employer-coverage/

The Affordable Care Act in the Biden Era: Identifying Federal Priorities for Administrative Action: https://www.commonwealthfund.org/publications/issue-briefs/2021/may/affordable-care-act-biden-era-federal-priorities

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The Friday Five for September 9, 2022: * Life Insurance Awareness Month 2022 * Apple iOS 16 Release Date * Apple Watch Series 8, SE, and Ultra * The Deep Purple Apple iPhone 14 Pro Max (and other iPhones) * CallVault: Ritter's New Agent-Client Call Recording Tool

Register for your FREE RitterIM.com account

Compliant Call Recording with CallVault! Register to attend our webinars and learn about Ritter's brand-new Agent-Client Call Recording tool:

Register for September 28, 2022 @ 10AM EST

Register for September 28, 2022 @ 2PM EST

Can't make those times? Reach out to our team with your questions: https://www.ritterim.com/contact/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

5 Life Insurance Myths Your Clients May Believe: https://agentsurvivalguide.podbean.com/e/5-life-insurance-myths-your-clients-may-believe-1630614007/

How to Make the Most of Life Insurance Awareness Month: https://agentsurvivalguide.podbean.com/e/how-to-make-the-most-of-life-insurance-awareness-month/

Life Insurance for Each of Life’s Stages: https://agentsurvivalguide.podbean.com/e/life-insurance-for-each-of-life-s-stages/

References:

Apple iPhone 14, Watch Ultra, New AirPods Pro Hands-On: All You Need For Modern Life: https://gizmodo.com/apple-iphone-14-plus-pro-watch-ultra-airpods-hands-on-1849509107

Apple’s low power mode isn’t just for the new watches: https://www.theverge.com/2022/9/7/23342001/apple-watch-low-power-mode-series-4-watchos-9

Apple might have fixed the notch by putting it on an island: https://www.theverge.com/23341555/apple-iphone-14-pro-max-notch-dynamic-island-fix

Apple's Official Website: https://www.apple.com/

Apple Watch 8 Hands-On: Early Impressions of All Those New Sensors: https://www.cnet.com/tech/mobile/apple-watch-8-hands-on-early-impressions-of-all-those-new-sensors/

Apple Watch Series 8, SE, and Ultra hands-on: triple the fun: https://www.theverge.com/23324010/apple-watch-series-8-se-ultra-hands-on-features-apple-event

iOS 16 update: 5 Things NEW you will see instantly on your iPhone: https://tech.hindustantimes.com/mobile/news/ios-16-update-5-things-you-will-see-new-instantly-on-your-iphone-71662638337862-4.html

First Look: Hands On With Apple's iPhone 14 Lineup: https://www.pcmag.com/news/first-look-hands-on-with-apples-iphone-14-lineup

Life Happens: https://lifehappens.org/

Life Insurance Awareness Month Arrives Amid COVID-19 Lull: https://www.thinkadvisor.com/2022/09/02/life-insurance-awareness-month-arrives-amid-covid-19-lull/

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Connecting with other like-minded insurance agents can expand your knowledge, business, and so much more! Use these five resources to surround yourself with other passionate agents.

Read the text version Register with Ritter: https://app.ritterim.com/public/registration/

Network with other agents at our Ritter Summits: https://summits.ritterim.com/

Find out about upcoming Ritter events: https://www.ritterim.com/events/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

A20h! Rewards: https://nccagent.com/wp-content/uploads/a2oh-rewards-uhc-1.1.22-12.1.22.pdf

American Association for Medicare Supplement Insurance Travel Tours: https://medicaresupp.org/travel-tours-with-agents/

How to Keep Social Media Professional and Personal Simultaneously: https://agentsurvivalguide.podbean.com/e/how-to-keep-social-media-professional-and-personal-simultaneously/

How to Recruit Insurance Agents to Your Downline: https://www.ritterim.com/blog/how-to-recruit-insurance-agents-to-your-downline/

Insurance Forums: https://insurance-forums.com/community/register

Medicarians Website: https://medicarians.com/

Methods to Boost Your Medicare Business: https://www.ritterim.com/blog/methods-to-boost-your-medicare-business/

The NAHU Membership: https://nahu.org/membership/why-join-nahu

The NAHU Events: https://nahu.org/events/list

The NAHU B2B Discussion Groups: https://nahu.org/membership-resources/b2b-discussion-groups

National Association of Health Underwriters Facebook Group: https://www.facebook.com/nahusocial/

Pennsylvania Association of Health Underwriters: https://pahu.org/membership/

Ritter’s Round Table: https://www.facebook.com/groups/RittersRoundTable

Senior Supplement Insurance Rewards 2022 Aetna: https://nccagent.com/wp-content/uploads/aetna2022_SSIRewardsFlyer.pdf

Tips for Becoming a Top Producing Insurance Agency: https://www.ritterim.com/blog/tips-for-becoming-a-top-producing-insurance-agency/

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Back to school, early Christmas, birthdays, you don’t need an excuse to get great deals on shopping! Tina shares her favorite shopping apps that will help you be thrifty.

Fetch Rewards Apple: https://apps.apple.com/us/app/fetch-rewards/id1182474649

Fetch Rewards Playstore: https://play.google.com/store/apps/details?id=com.fetchrewards.fetchrewards.hop&hl=en_US≷=US

Capital One Shopping: https://apps.apple.com/us/app/capital-one-shopping/id1089294040

Capital One Shopping: https://play.google.com/store/apps/details?id=com.wikibuy.prod.main&hl=en_US≷=US

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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CMS implemented new Third-Party Marketing Organization (TPMO) compliance regulations in their Final Rule for 2023. Get the details on disclaimers and a checklist to help you review your marketing materials (website included!) prior to AEP. Read the text version

Have compliance questions? Reach out to our compliance team by email: ComplianceOfficer@RitterIM.com

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

Our Plan to Help Agents Record Calls for Medicare Sales & SOAs: https://www.ritterim.com/blog/our-plan-to-help-agents-record-calls-for-medicare-sales-soas/

What Not to Say During Medicare Educational and Sales Events: https://www.ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/

References:

CMS Issues New Rule Liming Third-Parties Who Conduct Medicare Advantage Marketing: https://www.reedsmith.com/en/perspectives/2022/06/cms-issues-new-rule-limiting-thirdparties

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

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Before we take on AEP 2023, we're taking a deep dive into Medicare Advantage stats. Join Sarah for this special Friday Five installment: 5 Things About Medicare Advantage Enrollment in 2022

Have questions? Reach out to our Agent Survival Guide team by phone at 1-717-562-7211 or email ASGPodcast@RitterIM.com

Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

References:

Facebook, Instagram and WhatsApp could soon have exclusive features for those willing to pay: https://www.engadget.com/meta-paid-features-instagram-facebook-whatsapp-232419989.html

Medicare Advantage in 2022: Enrollment Update and Key Trends: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-enrollment-update-and-key-trends/

Medicare Advantage in 2022: Premiums, Out-of-Pocket Limits, Cost Sharing, Supplemental Benefits, Prior Authorization, and Star Ratings: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-premiums-out-of-pocket-limits-cost-sharing-supplemental-benefits-prior-authorization-and-star-ratings/

Meta is planning more paid features for Facebook and Instagram: https://www.theverge.com/2022/8/31/23331342/meta-plans-paid-features-facebook-instagram-whatsapp

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Start your AEP Prep with the Agent Survival Guide Podcast! The countdown is on to Annual Enrollment. Use our tips to get your ducks in a row with plenty of time to spare.

Read the text version Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources: 4 Reasons Why Agents Should Sell Medicare Advantage Plans for 2022: https://www.ritterim.com/2022-medicare-advantage-opportunity/

AHIP Test Tips and Tricks for Medicare Certification: https://www.ritterim.com/blog/ahip-test-tips-and-tricks-for-medicare-certification/

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://www.ritterim.com/selling-ancillary-with-medicare/

Do's and Don'ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/

FAQs About NAHU Medicare Certification: https://www.ritterim.com/blog/faqs-about-nahu-medicare-certification/

FastTrack Your Online Medicare Enrollments with Medicareful: https://www.ritterim.com/agent-tools/medicareful/

Medicareful Site Qualification Requirements: https://docs.ritterim.com/medicareful/getting-started/

Online Contracting Made Simple & Smart: https://www.ritterim.com/agent-tools/online-contracting/

Preparing for AEP Webinar: https://screencast-o-matic.com/watch/c31vqCV0qtV

Request Your Free Portfolio Review & Smart Sheet: https://www.ritterim.com/portfolio/

Ritter Insurance Marketing Carrier Certification Center: https://docs.ritterim.com/carriers/certification/

Ritter Insurance Marketing Products (Carrier & Product Map): https://www.ritterim.com/products/by-carrier/

Ritter Referral Program: https://www.ritterim.com/ritterreferral/

The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

The Ritter Platform Launches New eScope, FastTrack App, & Profile Features: https://www.ritterim.com/blog/the-ritter-platform-launches-new-escope-fasttrack-app-profile-features/

Ritter’s Carrier & Product Map: https://www.ritterim.com/products/by-carrier/

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Download Your Copy Today: https://www.ritterim.com/lead-generation-guide/ Did you ever play the game Hot and Cold as a kid? Finding leads and prospecting Medicare Sales can feel a lot like that game. You might be asking yourself what are the right practices to turn cold leads into hot ones? Here at Ritter Insurance Marketing, we can help get you warmer!

When seeking out potential clients, it’s important to stay ethical, compliant, and protect vulnerable populations in your sales endeavors.

With the help of Ritter’s new eBook “The Definitive Guide to Getting Leads and Prospecting for Medicare Sales”, you can be assured what the right practices are to prospect new clients and generate more leads!

In this eBook, learn how to host Medicare sales events, the importance of getting involved in your community, and just as importantly, what NOT to do when prospecting clients. Cold-calls and door-to-door sales are a no-go in the Medicare world!

There is also a chapter on how you can use social media, marketing, and word of mouth to boost your advertising, and many more topics!

As an insurance agent, it’s your job to provide clients with the care they need. To get to that point, it’s vital to be a trusted and respectful advocate for clients and potential clients.

This guide features tips for new insurance agents learning the trade and helps to keep seasoned agents up to date on compliance and generating leads!

The Definitive Guide to Leads and Prospecting for Medicare Sales Guide: https://www.ritterim.com/lead-generation-guide/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

August 26, 2022 | The Friday Five: https://agentsurvivalguide.podbean.com/e/august-26-2022-the-friday-five/

Does Your Medicare Sales Approach Satisfy Different Budgets? https://agentsurvivalguide.podbean.com/e/does-your-medicare-sales-approach-satisfy-different-budgets-2022/

How to Create a Healthy Balance Between Work and Life: https://agentsurvivalguide.podbean.com/e/how-to-create-a-healthy-balance-between-work-and-life/

Tips for Becoming a Top Producing Insurance Agency: https://agentsurvivalguide.podbean.com/e/tips-for-becoming-a-top-producing-insurance-agency-2022/

Unretiring and What it Means for Your Medicare Clients featuring Danny Ford: https://agentsurvivalguide.podbean.com/e/unretiring-and-what-it-means-for-your-medicare-clients/

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Innovation moves fast. The industry changes. Technology evolves. Sarah talks with AgentMethods founder Aaron Kassover about what that means for insurance agents and his company's mission to make agents successful online. From building your website and scheduling appointments to marketing outreach and social media, AgentMethods can help your insurance business!

Agent Methods Official Website: https://www.agentmethods.com/

Download 159 Marketing Tips for Insurance Agents: https://resources.agentmethods.com/159-marketing-tips

Some words of wisdom from Aaron Kassover:

"They have to trust you, and if they get an email from you and they don't know who you are, they don't know why they got it, at best, they're going to say 'delete.' At worst, they're going to say, 'Who is this scammer? This is spam.'

"And then we also have a scheduling automation system. We call it 'The Scheduler." We built it specifically for AEP, but you can use it year-round. And so, what it does, it automates scheduling appointments for you."

"I love the power of email. I think that nothing beats it as a really cost-effective way to make things happen fast."

Highlights:

[6:31] Agent Methods services & products

[9:14] The Agent Methods website build process

[13:30] What is the process like for an agent without any background in tech or website creation?

[28:20] What's the future of technology in relation to the insurance market? What does insuretech mean for insurance agents?

Follow AgentMethods on Social:

AgentMethods on Facebook, https://www.facebook.com/AgentMethods AgentMethods on LinkedIn, https://www.linkedin.com/company/agentmethods-llc/ AgentMethods on Twitter, https://twitter.com/AgentMethods AgentMethods on YouTube, https://www.youtube.com/user/AgentMethods

Follow Us on Social:

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

How to Add Technology to Your Insurance Business: https://agentsurvivalguide.podbean.com/e/how-to-add-technology-to-your-insurance-business/

How to Market Yourself Effectively: https://agentsurvivalguide.podbean.com/e/how-to-market-yourself-effectively/

Should Insurance Agents Have Their Own Website? https://agentsurvivalguide.podbean.com/e/should-insurance-agents-have-their-own-website-2022/

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The Friday Five for August 26, 2022: * Anthony Fauci Retires. Sort of. * New Healthcare Customer Satisfaction Survey * Time Management During AEP * Apple confirms "Far Out" Event * Finding Nuance in Quiet Quitting

Reach out to the Agent Survival Guide team by phone at 1-717-562-7211 or email ASGPodcast@RitterIM.com

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

References:

3 millennials on their experience of quiet quitting: ‘I’m not going to overwork myself anymore’: https://www.cnbc.com/2022/08/19/quiet-quitting-millennials-with-experience-explain.html

9 Time Management Tips That Will Boost Your Productivity: https://www.entrepreneur.com/article/432430

Agent Apps | Tips for Getting a Good Night’s Sleep While Traveling - White Noise Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-tips-for-getting-a-good-night-s-sleep-while-traveling-white-noise-apps/

Americans frustrated with insurance coverage and costs: https://www.ipsos.com/en-us/news-polls/americans-frustrated-insurance-coverage-costs

Anthony Fauci Says Retirement Timing “Not At All” About Avoiding GOP Investigation: “I Have Nothing To Hide”: https://deadline.com/2022/08/fauci-retirement-not-about-gop-investigation-1235098718/

Apple expected to unveil new iPhones at 'far out' event on September 7: https://www.cnn.com/2022/08/24/tech/apple-event-iphones/index.html

Apple's 'Far Out' Launch Event Will Be Sept. 7, iPhone 14 and Apple Watch 8 on Tap: https://www.cnet.com/tech/mobile/apples-far-out-launch-event-will-be-sept-7-iphone-14-and-apple-watch-8-on-tap/

Apple’s iPhone 14 launch event is happening September 7th: https://www.theverge.com/2022/8/24/23310522/apple-iphone-14-event-announcement-date-time-september-2022

Best TV Series Coming to Amazon Prime Video in September 2022: https://movieweb.com/amazon-prime-video-tv-series-september-2022/

Consumers express dissatisfaction with healthcare coverage: https://www.fiercehealthcare.com/payers/consumers-express-dissatisfaction-healthcare-coverage

Does Apple’s ‘Far out’ invite artwork hint at iPhone 14 features? Here are some guesses: https://9to5mac.com/2022/08/24/iphone-14-event-invite-artwork/

Don’t try quiet quitting, says Kevin O’Leary: It’s ‘a really bad idea’: https://www.cnbc.com/2022/08/20/kevin-oleary-quiet-quitting-is-a-really-bad-idea.html?forYou=true

Everything new streaming on Hulu in September 2022: https://bgr.com/entertainment/everything-new-streaming-on-hulu-in-september-2022/

Fauci plans to step down in December after half a century in government: https://www.washingtonpost.com/health/2022/08/22/fauci-retiring/

Full PhRMA/Ipsos poll on insurance coverage costs: https://www.ipsos.com/sites/default/files/ct/news/documents/2022-02/PhRMA%20Topline%20FINAL.pdf

Health Care — Fauci era in government coming to a close: https://thehill.com/policy/healthcare/overnights/3611601-health-care-fauci-era-in-government-coming-to-a-close/

Here’s Everything Coming To & Leaving Netflix In September: https://www.bustle.com/entertainment/new-on-netflix-september-2022-all-the-tv-shows-movies-coming-to-leaving-streaming

New Disney+ TV Shows and Movies Coming in September 2022: https://www.tvguide.com/news/new-disney-plus-tv-shows-and-movies-september-2022/

Nothing Much Happens Podcast: https://www.nothingmuchhappens.com/stories

Quiet quitting is the latest workplace trend, but it doesn't mean what you think: https://www.cnn.com/2022/08/22/business/quiet-quitting-tiktok-work-wellness/index.html

‘Quiet quitting’ isn’t really about quitting. Here are the signs. https://www.washingtonpost.com/business/2022/08/21/quiet-quitting-what-to-know/

Sayana Sleep App: https://apps.apple.com/fi/app/sayana-sleep-stories-sounds/id1548985672

Unengaged workers are fired up about “quiet quitting”: https://www.marketplace.org/2022/08/22/unengaged-workers-are-fired-up-about-quiet-quitting/

What Is Quiet Quitting? Inside the Work Trend Taking Over TikTok: https://www.nbcnewyork.com/news/national-international/what-is-quiet-quitting-inside-the-work-trend-taking-over-tiktok/3825531/

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Annual Enrollment is on the horizon! It’s the time to renew those certifications and polish your portfolio. Medicare Advantage plans are a great addition to your list of products. If you don’t have these plans in your portfolio, check our list of resources to get started. In this episode we came up with 5 tips to best utilize these plans for your insurance business. Listen to learn more. Read the text version Contact the Team at Ritter Insurance Marketing: https://www.ritterim.com/contact/

Download The Complete Guide on How to Sell Medicare Advantage Plans: https://www.ritterim.com/medicare-advantage-ebook/

Email Us Your Questions at ASGPodcast@RitterIM.com

FastTrack Your Online Medicare Enrollments with Medicareful: https://www.ritterim.com/agent-tools/medicareful/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

Resources:

4 Reasons Why Agents Should Sell Medicare Advantage Plans for 2022: https://www.ritterim.com/2022-medicare-advantage-opportunity/

Are Your Medicare Marketing Materials Compliant? https://www.ritterim.com/blog/are-your-medicare-marketing-materials-compliant/

Do's and Don'ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/

Rules for Hosting a Compliant Medicare Educational Event: https://www.ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/

Rules for Hosting a Compliant Medicare Sales Event: https://www.ritterim.com/blog/rules-for-hosting-a-compliant-medicare-sales-event/

What Agents Can't Say During Medicare Sales Appointments: https://www.ritterim.com/blog/what-agents-cant-say-during-medicare-sales-appointments/

What is AHIP Certification and How Do I Get Ihttps://www.ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/

References:

Medicare + Fraud, Waste, and Abuse (MFWA) Online Course: https://www.ahipmedicaretraining.com/page/login

Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V

Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

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This week Tina has apps that help you create an office away from home! Register for your FREE RitterIM.com account

Mentioned in this episode:

The Ritter Platform Adobe Scan: PDF & OCR Scanner | Apple Store Adobe Scan: PDF Scanner, ORC | Play Store Microsoft Lens: PDF Scanner Microsoft Lens: PDF Scanner

More episodes you’ll like:

7 Ways to Get Involved in Your Community How to Create a Healthy Balance Between Work and Life Tips for Working on the Road

Articles to Share with Your Clients:

4 Ways to Cool Down on a Hot Day How Often Should You Shower? Tips to Make Flying and Airports Less Stressful

The latest from Ritter’s Blog: 2023 Medicare Advantage & Part D Certification Info FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans Innovate Your Medicare Business Marketing with Medicareful Living

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

Connect on social:

Facebook LinkedIn Twitter YouTube Instagram TikTok Sarah’s LinkedIn Sarah’s Instagram

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Soft skills are essential for helping clients through difficult times. Learn how you can support your clients by reaching out, staying informed, and assisting with technology. Read the text version Test drive our tools before AEP! Register for your FREE Ritter account today: https://app.ritterim.com/public/registration/?utm_source=asg_podcast_link

Questions about getting started with Ritter? Reach out, we've got answers! https://www.ritterim.com/contact/

Resources:

8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia's Luke Acree and Andrew Saksa:

https://agentsurvivalguide.podbean.com/e/8-relationship-marketing-strategies-for-insurance-agents-featuring-remindermedia-s-luke-acree-and-andrew-saksa/

Agent Survival Guide Blog: https://www.ritterim.com/blog/

How to Follow Up with Medicare Clients Compliantly: https://agentsurvivalguide.podbean.com/e/how-to-follow-up-with-medicare-clients-compliantly-1648559155/

Ritter Can Help You Stay in Touch with Your Clients: https://agentsurvivalguide.podbean.com/e/ritter-can-help-you-stay-in-touch-with-your-clients/

References:

More Seniors Are Embracing Technology. But Can They Use It? UCSD Researchers Suggest Asking Them. https://www.forbes.com/sites/robinseatonjefferson/2019/06/28/more-seniors-are-embracing-technology-but-can-they-use-it-ucsd-researchers-suggest-asking-them/?sh=2475bca32323

The Top 5 Benefits of Positive Thinking: https://wlmtesting.stillnessproject.com/benefits-of-positive-thinking/

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

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The Friday Five for August 19, 2022: * Inflation Reduction Act Signed by President Biden * Over-The-Counter Hearing Aids Coming Mid-October * Morning Routines, Motivation, and a Call to Agents Listening * Checking In With Snapchat Plus Numbers * Apple Event Coming on September 7th?!?

Reach out to the Agent Survival Guide team by phone at 1-717-562-7211 or email ASGPodcast@RitterIM.com

Follow Us on Social!

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

References:

4 entrepreneurs who’ve raised millions on the morning routines that set them up for success: https://www.cnbc.com/2022/08/18/the-morning-routines-of-four-entrepreneurs-whove-raised-millions.html

Access To Hearing Care Services Among Older Medicare Beneficiaries Using Hearing Aids: https://www.healthaffairs.org/doi/10.1377/hlthaff.2018.05217

Apple may unveil iPhone 14 and other devices on September 7: https://www.zdnet.com/article/apple-may-unveil-iphone-14-and-other-devices-on-september-7/

Apple reportedly plans iPhone and Apple Watch event for September 7th: https://arstechnica.com/gadgets/2022/08/report-apple-will-hold-next-iphone-focused-event-on-september-7/

August 12, 2022 | The Friday Five: https://agentsurvivalguide.podbean.com/e/august-12-2022-the-friday-five/

Cheaper Over-the-Counter Hearing Aids Should Be in Stores by October, FDA Says:

https://www.usnews.com/news/health-news/articles/2022-08-16/cheaper-over-the-counter-hearing-aids-should-be-in-stores-by-october-fda-says

H.R. 5376 – Inflation Reduction Act of 2022: https://www.congress.gov/bill/117th-congress/house-bill/5376/text

iPhone 14 rumored release date, price, specs and all the latest leaks: https://www.tomsguide.com/news/iphone-14

Over-the-counter hearing aids expected this fall in US: https://www.yahoo.com/news/over-counter-hearing-aids-expected-141603488.html

Proud to Pumpkin at Dunkin’: Introducing Smooth Pumpkin Sippin’, Limited-Time Bakery Line-Up and Brand-New Dunkin’ Refresher: https://news.dunkindonuts.com/news/fall-menu-2022

Snapchat’s paid subscription is already a hit: https://www.theverge.com/2022/8/15/23306268/snapchat-plus-subscription-one-million-users-new-features

Snap says Snapchat+ now has 1 million subscribers, introduces new features: https://techcrunch.com/2022/08/15/snap-says-snapchat-now-has-1-million-subscribers-introduces-new-features/

US regulators lay out plan for over-the-counter hearing aids: https://apnews.com/article/science-business-health-0908cbc7cfc2ee95cbc507128d5688eb

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Introducing Knight School, an online training experience for insurance agents! Jake Fyrster and Derrick Pershing are back to chat about Ritter's on-demand video training platform. They talk about how to get started, chat about behind-the-scenes details, and so much more!

Start Your Knight School Quest Today: https://school.ritterim.com/

Questions About Knight School? Email Us!

Register with Ritter, Get Access to the Ritter Platform: https://app.ritterim.com/public/registration/

"[Knight School] It's really designed to be or an agent that whatever level your career is at, so whether you're a well-seasoned agent or just considering getting started, there's going to be some content in there that you'll find helpful." Jake Fyrster, Sales Learning and Resource Development Supervisor

"We're going to continue to put out new content, especially as there are changes in our industry. We want to be putting out new content and putting out new resources to help our agents grow." Derrick Pershing, Senior Learning & Resource Development Coordinator

"Eventually you realize you're leaving some money on the table, some opportunities, some ways to help your clients that they may be seeking out that coverage from other agents anyway. So, to be able to offer those additional plans to your clients, get out of your comfort zone, add some new opportunity to your book of business is just an all-around great move." Jake Fyrster, Sales Learning and Resource Development Supervisor

Highlights: [02:39] Knight School has five distinct learning paths, which correspond to an agent's journey from starting their career through retirement.

[17:03] How to access Knight School

[17:50] Why you should register with Ritter Insurance Marketing

Hear Derrick & Jake's First Episode on Training Opportunities (and what qualifies as a sandwich): https://agentsurvivalguide.podbean.com/e/training-opportunities-for-insurance-agents-at-ritter/

Listen to "Adventures in Knight School," the podcast trailer: https://agentsurvivalguide.podbean.com/e/adventures-in-knight-school/

Watch George as the Ritter Knight in the official Knight School trailer: https://www.youtube.com/watch?v=rR7fu_P0sv4

Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/

Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/

View Details

Hear ye, hear ye… Knight School from Ritter Insurance Marketing has arrived! Find out more about this online training experience for insurance agents, and start your own quest for knowledge.

Start Your Knight School Adventure Sarah: Welcome to Knight School! Are you ready for your training?

Knight: Yes, I'm eager to learn.

Sarah: Great! Simply choose your quest.

Knight: Hmm I think I'll go with swordplay.

Sarah: What? Sir you realize this is for insurance agents, right?

Knight: You mean I'm not going to learn how to ride on horseback?

Sarah: No

Knight: Or joust?

Sarah: Nope.

Knight: What about going on a crusade?

Sarah: Not at all.

Knight: Then what is knight school?

Sarah: Well, I'm glad you asked. Knight school is a multimedia training experience that insurance agents can use to learn on their own schedule. It was developed by our experienced sales training staff right here at Ritter.

Knight: Huh, that does sound interesting. Almost like a crusade!

Sarah: Not a crusade, per se, but there are 5 pathways that consist of short videos with transcripts and downloadable resources. The courses cover product fundamentals and sales tactics, as well as using our software applications to grow a business. And this is a self-guided learning experience so wherever you are in your journey, we’ve got you covered.

So are you ready to take on this new adventure?

Knight: Still sounds like a crusade, but yes, I think I am! One question, can I keep the suit?

Sarah: Oh, why not, after all this is Knight School!

Sarah: Hey there! It's me, Sarah Rueppel, host of the Agent Survival Guide, and also part of the Knight School team here at Ritter Insurance Marketing.

Knight School is our interactive training experience specifically for insurance agents.

We separate the learning experience into paths depending on where you are in your selling journey.

Then, within each path, we break learning down into modules. Each module contains a series of lessons so you can learn in bite-sized chunks.

Best of all, Knight School works on your schedule. It's on-demand learning for when you have time to complete it… whether it's morning, afternoon, or night.

You can get started on your own Knight School quest by visiting school.ritterim.com. That's school.ritterim.com.

As per our usual, we will have the link to Knight School in the episode notes, along with the other usuals, additional podcast episodes, eBooks and Guides, articles from our blog, and articles you can share with your clients.

Lots of great stuff in the notes, and we put all of that there because this is your survival guide to life as an insurance agent.

It doesn't matter what part of the journey you're on right now, we've got resources to come alongside you where you are and we can also help you get where you want to go.

Make sure you're following along with us, because the conversation about Knight School and all things insurance will continue, and you can be a part of that!

If you've got a topic you'd like us to tackle here on the show, let us know!

You can email us at ASGPodcast@ritterim.com call in to the hotline at 717-562-7211, reach out on our social accounts, we would love to here from you.

Thanks for listening, we'll see you next episode!

Mentioned in this episode:

Ask the Agent Survival Guide! Be a Guest On Our Podcast Contact the Team at Ritter Insurance Marketing Email the Agent Survival Guide Team Free eBook and Guides from Ritter Insurance Marketing Knight School Official Website Learn More About Knight School

More episodes you’ll like:

August 5, 2022 | The Friday Five 8 Relationship Marketing Strategies for Insurance Agents featuring Luke Acree and Andrew Saksa 2023 Medicare Advantage and Part D Certification Info How to Keep Social Media Professional and Personal Simultaneously Tips for Becoming a Top Producing Insurance Agency

Articles to Share with Your Clients:

Do the 3 Most Common Natural Supplements Actually Work? How to Care for Your Cast Iron Cookware What are Medicare Pilot Programs?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts The Complete Guide on How to Sell Final Expense Insurance The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Help Medicare & Medicaid Clients Secure SNAP Benefits Innovate Your Medicare Business Marketing with Medicareful Living Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions

Connect on social:

Facebook LinkedIn Twitter YouTube Instagram TikTok Sarah’s LinkedIn Sarah’s Instagram

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

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Every client is different and so are their budgets! Find out the tactful ways to work with clients to find plans that fit their needs and their wallet. Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing A Review of the Top Medicare Quote Engines for Insurance Agents Clients’ Health-Case Spending Gets Closer Look From Advisors as Costs Squeeze Budgets How to Compare Medigap Policies Learn About Medicareful - a Tool for Insurance Agents Medicareful Living Medicare Quote Engine Online Contracting with Ritter Ritter Insurance Marketing Carrier & Product Map The Basics of Selling Insurance from Home The Ritter Platform The Ritter Platform Launches New Drug Cost Estimator What is Medicareful?

More episodes you’ll like:

Boost Business Selling Hospital Indemnity Insurance Examining the Medicare Part B Premium Giveback Sense Success with Dental, Vision, and Hearing Plans The Benefits of Joining a Top Insurance FMO

Articles to Share with Your Clients:

Is It Better to Work Out Harder or Longer? Understanding Your Medicare Advantage MOOP Limit Understanding Your Medicare Explanation of Benefits

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Are Your Medicare Marketing Materials Compliant? The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Medicare Supplements The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Learning from Lost Medicare Insurance Sales How To Sell Health Insurance to Every Family Member 8 Reasons Why Medicare Agents Should Sell ACA Plans

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

Connect on social:

Facebook LinkedIn Twitter YouTube Instagram TikTok Sarah’s LinkedIn Sarah’s Instagram

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

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The Friday Five for August 12, 2022: * Inflation Reduction Act: Medicare Changes * Inflation Reduction Act: ACA Subsidies * Ritter Summits Registration Reminder! * New Home Screen Coming to the Spotify App * An Update on Instagram

Don't miss out... Register for the Ritter Summits!

Mentioned in this episode:

7 Senate Budget Package Highlights for Retirement Advisors

CBO: Extending enhanced ACA subsidies permanently may net 4.8M increase in sign-ups each year

Coca-Cola Dreamworld Invites Fans to Experience Dreams in the Real World

Coke's latest bizarre flavor is here

Democrats fighting for their political lives are quickly promoting the lower prescription costs in the new spending bill

Dems on the brink of sweeping Medicare changes

Facebook and Instagram are having a 'midlife crisis': Here are the ways Meta's companies have borrowed from competitors over the years

In a massive victory for Democrats, Medicare is poised to negotiate drug prices

Instagram Is Walking Back Its Changes For Now - Adam Mosseri Explains Why

Register to Attend a Ritter Summit Near You!

Spotify’s New Home Feeds Make Discovering Your New Favorites Easy

Spotify is reorganizing its app to better separate podcasts and music

Spotify updates its home screen with new discovery feeds for music and podcasts

The health care winners and losers in Democrats' economic package

More episodes you’ll like:

August 5, 2022 | The Friday Five (An Instagram Audio-Essay)

Agent Apps | Cozy Mobile Games

5 Myths About Selling ACA Health Plans

7 Ways to Get Involved in Your Community

Tips for Becoming a Top Producing Insurance Agency

Articles to Share with Your Clients:

CMS Projects Lower 2023 Part D Average Costs

Dealing with Canceled Flights

The Health Benefits of Omega-3 Fatty Acids

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

How to Host a Successful Medicare Educational Event

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

How to Check for Your First Looks

Join Us at the Summits!

Our Plan to Help Agents Record Calls for Medicare Sales & SOAs

Connect on social:

Facebook LinkedIn Twitter YouTube Instagram TikTok Sarah’s LinkedIn Sarah’s Instagram

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

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Are you looking for ways to influence and get connected with your community? The ASG Podcast has the answers for you!

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 20+ Reasons You Should Join the Local Chamber of Commerce Agent Apps | Reading Books on the Go: Library Apps How to Keep Social Media Professional and Personal Simultaneously Informational Interviewing What is a Local Chamber of Commerce and Should Your Small Business Join One?

More episodes you’ll like:

Agent Apps | Protect Your Privacy: Password Manager Apps How Insurance Agents Can Learn About Their Social Media Audience LinkedIn Groups | Social Media 101 Why Being a Likable Agent Is Good for Your Business

Articles to Share with Your Clients:

Dishes to Impress Your Friends: Spring Rolls The Mental Health Benefits of Exercise What are Federally Qualified Health Centers?

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started How to Host a Successful Medicare Educational Event Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

2023 Medicare Advantage & Part D Certification Info Our Plan to Help Agents Record Calls for Medicare Sales & SOAs The Survivor’s AEP Checklist

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

Connect on social:

Facebook LinkedIn Twitter YouTube Instagram TikTok Sarah’s LinkedIn Sarah’s Instagram

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Join Tina and get cozy as she reviews games that you can unwind and relax to.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Luna Story I: A forgotten tale | Playstore Luna Story I: A forgotten tale | Apple Magic Mushrooms | Playstore Magic Mushrooms | Apple

More episodes you’ll like:

Agent Apps | Cut Loose with These Free Apps for Music Lovers Google Ad Changes for Health Insurance Advertising Require Certification How to Keep Social Media Professional and Personal Simultaneously

Articles to Share with Your Clients:

Confronting a Loved One About Hurtful Behavior Is It Better to Work Out Harder or Longer? The Health Benefits of Omega-3 Fatty Acids

The latest from Ritter’s Blog:

How to Check for First Looks Innovate Your Medicare Business Marketing with Medicareful Living The State of the ACA Market in 2022

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

Connect on social:

Facebook LinkedIn Twitter YouTube Instagram TikTok Sarah’s LinkedIn Sarah’s Instagram

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Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 3 Easy Ways to Build Your Insurance Sales Territory Build Your Brand with Community Involvement Developing an Agency – Your Guide to Getting Started How to Recruit Insurance Agents to Your Downline How to Successfully Set SMART Goals Medicareful Modern Medicare Marketing for Today’s Agents Stay Busy Outside of AEP with Special Enrollment Periods The Best Software for Tracking Your Medicare Commissions The Ritter Platform

More episodes you’ll like:

8 Relationship Marketing Strategies for Insurance Agents ft. Luke Acree and Andrew Saksa How to Create a Healthy Balance Between Work and Life Why Being a Likeable Agent is Good for Your Business

Articles to Share with Your Clients:

Are Weight Loss Medications Healthy? Confronting a Loved One About Hurtful Behavior What Does Creditable Coverage Mean for Medicare?

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

2023 Medicare Advantage & Part D Certification Info FAQs About NAHU Medicare Certification Innovate Your Medicare Business Marketing with Medicareful Living

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

Connect on social:

Facebook LinkedIn Twitter YouTube Instagram TikTok Sarah’s LinkedIn Sarah’s Instagram

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Sarah takes a deep, deep dive on Instagram and what's been going on with the app lately. Join her for an audio essay that doubles as an entertaining trip down the rabbit hole! Register for your FREE RitterIM.com account

Mentioned in this episode:

4 steps you can take right now to improve your Instagram feed Adam Mosseri July 26th Video Statement Adam Mosseri confirms it: Instagram is over After getting slammed by the Kardashians, Instagram CEO puts out a video to explain changes to the app Instagram chases TikTok with a new full-screen feed, changes to photos and navigation to come Instagram head responds to backlash by saying video is inevitable Instagram keeps trying to be TikTok. Fight back with these 2 simple hacks Instagram knows you don’t like its changes. It doesn’t care. Kylie Jenner Calls Out Instagram for “Trying to be TikTok,” Instagram CEO Responds More tweets from Adam Mosseri

More episodes you’ll like:

July 29, 2022 | The Friday Five 8 Relationship Marketing Strategies for Insurance Agents featuring Luke Acree and Andrew Saksa How Insurance Agents Can Learn About Their Social Media Audience How to Keep Social Media Professional and Personal Simultaneously How to Scrub Your Social Media Profiles | Social Media 101

Articles to Share with Your Clients:

Do Pre-Existing Conditions Affect Medicare Coverage? Using Za'atar in Your Cooking Why Seniors Are Flocking to Social Media

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event The Complete Guide on How to Sell Medicare Advantage Plans The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans Medicare Not Charging Late Enrollment Penalties Due to 2022 Social Security Delays Start Selling 5-Star Medicare Advantage Plans All Year

Connect on social:

Facebook LinkedIn Twitter YouTube Instagram TikTok Sarah’s LinkedIn Sarah’s Instagram

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

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Get the facts on ACA insurance sales from the Agent Survival Guide team! Listen as we set the record straight. Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 8 Reasons Why Medicare Agents Should Sell ACA Plans ACA 101: Selling Under-65 Health Insurance CMS Expands HealthCare.gov 2022 Open Enrollment Period & Under-65 Health Options CMS Programs and Initiatives: General Resources Carrier Pages on Ritter Docs Eligibility for the Premium Tax Credit FAQs for Agents & Brokers (CMS) Healthcare.gov Official Website How the Affordable Care Act transformed our health-care system How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training

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Let’s learn about what is okay and not okay to feature on insurance marketing materials. Listen to these FAQs to help you stay on top of CMS compliance. Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Compilation of the Social Security Laws Do’s and Don’ts of Medicare Compliance Email the Agent Survival Guide Team Medicare Advantage Communication Requirements Modern Medicare Marketing for Today’s Agents Part D Communication Requirements Ritter Certification Center Social Media Marketing for Insurance Agents

More episodes you’ll like:

2023 Medicare Advantage and Part D Certification Info Google Ad Changes for Health Insurance Advertising Require Certification How to Keep Social Media Professional and Personal Simultaneously

Articles to Share with Your Clients:

Do Pre-Existing Conditions Affect Medicare Coverage? The Health Benefits of Omega-3 Fatty Acids Which is Better: A Bath or Shower?

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

FAQs About NAHU Medicare Certification What Agents Can’t Say During Medicare Sales Appointments What Are Agents Responsible for Under HIPAA?

Connect on social:

Facebook LinkedIn Twitter YouTube Instagram TikTok Sarah’s LinkedIn Sarah’s Instagram

Subscribe & Follow:

Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

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The Friday Five for July 29, 2022: * Fed updates from the July 2022 meeting * Schumer and Manchin's deal on ACA and Medicare Part D * Defining terms like coinsurance, copayments, and deductibles * Morning routines and your mental health * Excel formulas, shortcuts, and hacks to save time

Register for your FREE RitterIM.com account

Mentioned in this episode:

3 things you can do before work to improve your mental health and increase productivity 11 Tips for a Morning Routine That Supports Mental Health 15 Excel Formulas, Keyboard Shortcuts & Tricks That'll Save You Lots of Time Americans Confused By Basic Health Insurance Terms But Happy With Their Plans Everything new coming to Prime Video in August 2022 Fed makes history with second massive rate hike in as many months Full recap of the Federal Reserve’s rate hike and Powell’s market-boosting comments Federal Reserve hikes interest rates for the fourth time this year HBO Max: What’s Coming and Going in August 2022 Health Care — Wyden floats longer extension of health subsidies In a major boost to Democrats, Manchin and Schumer announce deal for energy and health care bill Insurance IQ: Consumers don't understand basic health insurance, survey finds Morning Routines for Stress Relief Netflix: Every Movie & TV Show Releasing In August 2022 Ron Wyden Floats Increased IRS Audits to Fund Enhanced Obamacare Subsidies Understanding Copays, Coinsurance and Deductibles Understanding Your Medicare Advantage MOOP Limit What’s Coming To Disney+ In August 2022 (US)

More episodes you’ll like:

July 22, 2022 | The Friday Five 8 Relationship Marketing Strategies for Insurance Agents featuring Luke Acree and Andrew Saksa Agent Apps | Cut Loose with These Free Apps for Music Lovers Cross-Selling During AEP featuring Megan Morrow How to Keep Social Media Professional and Personal Simultaneously

Articles to Share with Your Clients:

Confronting a Loved One About Hurtful Behavior Dealing with Canceled Flights What Does Creditable Coverage Mean for Medicare?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide to Client Loyalty and Retention The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

How to Check for Your First Looks Our Plan to Help Agents Record Calls for Medicare Sales & SOAs The Survivor's AEP Checklist

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Tune in for Tina’s review of the best free apps for every music enthusiast. Register for your FREE RitterIM.com account

Mentioned in this episode:

Jango Radio Website Jango Radio for Android Jango Radio for iOS Bandsintown WebsiteBandsintown for Android Bandsintown for iOS

More episodes you’ll like:

Agent Apps | Free TV & Movie Streaming Apps Google Ad Changes for Health Insurance Advertising Require Certification How to Keep Social Media Professional and Personal Simultaneously

Articles to Share with Your Clients:

All About Medicare Duel Eligible Special Needs Plans Do Pre-Existing Conditions Affect Medicare Coverage Which is Better: A Bath Or Shower?

The latest from Ritter’s Blog:

The State of the ACA Marketing in 2022 The Ideal Client f or Medicare Supplement Plans FAQs About NAHU Medicare Certification

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Take your insurance marketing from passive to proactive! Join Sarah as she chats with Luke Acree and Andrew Saksa from ReminderMedia. Explore relationship marketing and learn actionable tips and strategies for your business! Already a Ritter Agent? Sign up with ReminderMedia! Not a Ritter Agent? Get more information on getting started with Ritter & ReminderMedia! Register for your FREE RitterIM.com account

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Also Mentioned in this episode:

Andrew Saksa on Instagram Be Advised – Leading with Value Be Advised- Building Relationships Through Magazines with Andrew Saksa (Ep. 48) Luke Acree on Instagram Register for your FREE RitterIM.com account Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions Stay Paid Podcast The Ed Mylett Show The Game with Alex Hormozi The Tim Ferriss Show

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July 22, 2022 | The Friday Five Google Ad Changes for Health Insurance Advertising Require Certification How to Keep Social Media Professional and Personal Simultaneously Start Selling 5-Star Medicare Advantage Plans All Year Unretiring and What it Means for Your Medicare Clients featuring Danny Ford

Articles to Share with Your Clients:

Dealing with Canceled Flights The Health Benefits of Omega-3 Fatty Acids What Does Creditable Coverage Mean for Medicare?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts Developing an Agency – Your Guide to Getting Started The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

How to Check for Your First Looks Innovate Your Medicare Business Marketing with Medicareful Living Medicare Not Charging Late Enrollment Penalties Due to 2022 Social Security Delays

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The Friday Five for July 22, 2022: * ACA Subsidy Cliff Update * HHS Extends COVID-19 PHE * Ritter Summits are BACK * DALL-E AI Image Generator Public Beta * NYT Adds Feature to Wordle

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Mentioned in this episode:

5 ways to get Craiyon, formerly Dall-E mini, to bend to your will A million people on DALL-E’s waitlist will get access to the AI image generator Covid-19 public health emergency extended in the US Craiyon AI Image Generator DALL-E's powerful AI image generator is now available in beta Democrats are full speed ahead on drug pricing bill HHS renews COVID-19 public health emergency Manchin agrees to 2-year extension for ACA subsidy boost in drug prices deal: report Prescription Drug Pricing Reform Bill Register to Attend the Ritter Summits Today! Schumer: Dems will push ahead on pared down economic measure Senate Democrats Release Updated Prescription Drug Pricing Bill Surreal or too real? Breathtaking AI tool DALL-E takes its images to a bigger stage The New York Times is fixing one of Wordle’s most annoying problems

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July 15, 2022 | The Friday Five 2023 Medicare Advantage and Part D Certification Info FAQs About NAHU Medicare Certification How to Keep Social Media Professional and Personal Simultaneously Unretiring and What it Means for Your Medicare Clients featuring Danny Ford

Articles to Share with Your Clients:

Dealing with Canceled Flights Do Pre-Existing Conditions Affect Medicare Coverage? Using Za'atar in Your Cooking

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event Modern Medicare Marketing for Today’s Agents The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

CMS Rules ACA Broker Commissions for SEP & OEP Sales Must Be Equal FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans Our Plan to Help Agents Record Calls for Medicare Sales & SOAs

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There's a whole area of insurance with untapped potential, just waiting for you and your clients! Learn the perks of selling fraternal benefit society life insurance. Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 3 Things Highly Successful Annuity Agents Do Right 4 Steps to Every Final Expense Sale American Fraternal Alliance A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Build Your Brand with Community Involvement How Selling Insurance Helps Give Back Life Insurance for Each of Life’s Stages The Basics of Selling Insurance from Home What is a Fraternal Benefit Society

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2023 Medicare Advantage and Part D Certification Info Life Insurance for Each of Life’s Stages Selling Life Insurance to Client’s with Budget Concerns

Articles to Share with Your Clients:

Are Weight Loss Medications Healthy? Healthy Strategies for Anger Management Healthy Ways to Spice Up Your Water

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event The Complete Guide on How to Sell Final Expense Insurance The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

FAQs About NAHU Medicare Certification Start Selling 5-Star Medicare Advantage Plans All Year How to Check for First Looks

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Not sure how to make your business stand out? Find out how you can use non-traditional ways to market your insurance business and build client trust at the same time! Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Register with Medicareful 5 Tips to Make the Most of AEP CAN-SPAM: Unwanted Commercial E-Mail Do’s and Don’ts of Medicare Compliance How and When Can I Change Medicare Plans? Learn about Medicareful Modern Medicare Marketing for Today’s Agents Medicareful Living Medicareful Living Family Cookbook Medicareful | Youtube Social Media Marketing for Insurance Agents What to Do If Your Medicare Card is Lost or Stolen Ways to Get Medicare Leads Ways Seniors Can Save on Travel What Video Marketers Should Know in 2022 According to Wyzowl Research Who Implements Non-Traditional Marketing? Why Client Retention Should be Your Top Priority

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3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP AEP: Ready to Sell in 5 Steps Agent Apps | Free TV & Movie Streaming Apps Medicareful: Frequently Asked Questions Featuring Jimmy Weber

Articles to Share with Your Clients:

All About Medicare Dual Eligible Special Needs Plans The Difference Between Common Cooking Papers and Foils The Healthy Benefits of Omega-3 Fatty Acids

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

The Survivor’s AEP Checklist Is the ACA Sticking Around Long Term? 2023 Medicare Advantage & Part D Certification Info

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The Friday Five for July 15, 2022: * ACA Subsidy Cliff: Subsidy Loss Implications * ACA Subsidy Cliff: Cost Implications * 988 Crisis Hotline Launch * Content Levels and More User Control on TikTok * World Emoji Day

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Mentioned in this episode:

988 Suicide and Crisis Lifeline 99% Invisible – "Person in Lotus Position" Delays Extending The American Rescue Plan’s Health Insurance Subsidies Will Raise Premiums And Reduce Coverage Health Premiums Will Rise Steeply for Millions if Rescue Plan Tax Credits Expire Here's what expiring Obamacare subsidies could mean for consumers Insurers propose premium increases as subsidy cliff looms Marketplace officials are in town to stump for insurance subsidies New emoji for iOS and Android include a high five and shaking face New Emojis In 2022-2023 Not Past It – "The Birth of Emojis" Our mental health crisis is getting worse. New 988 suicide hotline can be our fresh start. Senate hits the gas on Biden agenda bill as House Democrats plan abortion votes Senator Shaheen ACA Enhanced PTC Letter State-Based Marketplaces Say Many Will Lose Affordable Coverage if Premium Assistance Expires The 988 Suicide Hotline Number Is Ready to Launch, but Are Call Centers Prepared? The Lifeline and 988 TikTok is giving you new ways to control your For You page TikTok Releases New 'Content Levels' To Make App Safer for Minors To Use TikTok to roll out content filters and maturity ratings in pledge to make app safer TikTok to Roll Out 'Content Levels' Rating System to Protect Teens Unless Congress Acts, Health Care Costs Will Soon Skyrocket for People Who Buy Their Own Insurance What Is 988? Behind the New Mental Health Crisis Lifeline Number What to Know About 988, the New Mental Health Crisis Hotline

More episodes you’ll like:

July 8, 2022 | The Friday Five 2023 Medicare Advantage and Part D Certification Info AEP: Ready to Sell in 5 Steps FAQs About NAHU Medicare Certification Unretiring and What it Means for Your Medicare Clients featuring Danny Ford

Articles to Share with Your Clients:

The Health Benefits of Omega-3 Fatty Acids When Should I Seek Mental Health Help? Which is Better: A Bath or Shower?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts How to Host a Successful Medicare Educational Event The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

2023 Medicare Advantage & Part D Certification Info Join Us at the Summits! The Survivor's AEP Checklist

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Planning to run Google ads for your insurance business this AEP? Google recently updated their rules so anyone advertising health and medical insurance needs G2 certification. We've got the details you need! Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Email Verisk Financial G2 at healthinsurancecertification@verisk.com G2 Health Insurance Providers Certification Health Insurance Providers Certification Price and States/Locales

More episodes you’ll like:

How to Keep Social Media Professional and Personal Simultaneously Important 2023 AHIP Certification Training Updates You Should Know Training Opportunities for Insurance Agents at Ritter

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Is It Better to Work Out Harder or Longer? The Health Benefits of Omega-3 Fatty Acids What are Medicare I-SNPs?

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

The Survivor’s AEP Checklist Is the ACA Sticking Around Long Term? 2023 Medicare Advantage & Part D Certification Info

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Tina reviews the best hiking apps to take with you on your next adventure… happy trails! Register for your FREE RitterIM.com account

Mentioned in this episode:

All Trails Cairn Impact of Throwing Away Food Waste When Climbing or Hiking

More episodes you’ll like:

How to Create a Healthy Balance Between Work and Life Podcast Recommendations for Summer 2022 Stress Relief Tips to Get You Through AEP

Articles to Share with Your Clients:

Healthy Ways to Spice Up Your Water Is it Better to Work Out Harder or Longer? Tips for Vacationing with Pets

The latest from Ritter’s Blog:

How Health Share Plans Measure Up to Real Health Insurance FAQs About NAHU Medicare Certification Our Plan to Help Agents Record Calls for Medicare Sales & SOAs

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We answer the frequently asked questions about NAHU Medicare Certification to help you get prepared. Listen, take notes, and study away! Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Carriers Accepting NAHU Certifications National Association of Health Underwriters - NAHU NAHU 2023 Medicare Certification Training NAHU Benefit Specialist Online Learning Institute NAHU Corporate Partnership Medicare Advantage Certification Training User Guide State Rules for Insurance Continuing Education The Survivor’s AEP Checklist

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Agent Apps | Protect Your Privacy: Password Manager Apps Important 2023 AHIP Certification Training Updates You Should Know Training Opportunities for Insurance Agents at Ritter

Articles to Share with Your Clients:

Identifying Toxic Relationships in Your Life The Difference Between Common Cooking Papers and Foils What are Medicare I-SNPs?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts Social Media Marketing for Insurance Agents The Complete Guide on How to Sell Medicare Advantage Plans Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

CMS Rules ACA Broker Commissions for SEP & OEP Sales Must Be Equal How Health Share Plans Measure Up to Real Health Insurance Our Plan to Help Agents Record Calls for Medicare Sales & SOAs

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The Friday Five for July 8, 2022: * How to Keep Conversation Flowing * Educating Your Clients vs. Selling Them * Getting Dimensional (New Social Media App) * Color-Changing Hydrangeas * Book Recommendations from NPR

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Mentioned in this episode:

9 Questions to Get People Talking and Draw Them Out Agent Apps | Reading Books on the Go: Library Apps Books We Love (NPR Book Recommendation MegaList) Dimensional App Educating vs. Selling — This Unique Marketing Style Will Help You Grow Your Business How to Make Your Hydrangeas Change Color The nontoxic social media app that tells you your toxic traits

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July 1, 2022 | The Friday Five Agent Apps | Free TV & Movie Streaming Apps How to Create a Healthy Balance Between Work and Life How to Keep Social Media Professional and Personal Simultaneously Podcast Recommendations for Summer 2022

Articles to Share with Your Clients:

How to Read More this Year Start Your Green Thumb with a Windowsill Garden The Health Benefits of Omega-3 Fatty Acids

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started How to Host a Successful Medicare Educational Event The Complete Guide to Client Loyalty and Retention The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

2023 Medicare Advantage & Part D Certification Info Join Us at the Summits! Our Plan to Help Agents Record Calls for Medicare Sales & SOAs

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Don't get overwhelmed by certification and training details this AEP. Let Ritter keep track of them for you! Our Certification Center has been updated for the 2023 Annual Enrollment Period with Medicare Advantage and Medicare Part D cert and training info. Find out how to access carrier AHIP, MA and PDP certification, and product training details. Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing AHIP Medicare Training FAQs About NAHU Medicare Certification Free eBooks and Guides for Insurance Agents Get Started with Ritter – register here! NAHU Medicare Advantage (MA) Certification Ritter's Carrier Certification Center The Latest Available 2023 MA & PDP Carrier Certifications What Does 'Ready-to-Sell" Mean for Medicare Agents? What Is AHIP Certification and How Do I Get It?

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2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Training Opportunities for Insurance Agents at Ritter Important 2023 AHIP Certification Training Updates You Should Know July 1, 2022 | The Friday Five What is AHIP Certification and How Do I Get It?

Articles to Share with Your Clients:

How to Get Involved in Your Community The Health Benefits of Omega-3 Fatty Acids Understanding Your Medicare Advantage MOOP Limit

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event The Complete Guide on How to Sell Medicare Advantage Plans The Definitive Guide to Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

Join Us at the Summits! NAHU 2023 Medicare Certification Training Our Plan to Help Agents Record Calls for Medicare Sales & SOAs

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Social media can be a great tool for agents to engage with clients and other businesses. Learn how to stay professional and compliant while also making real connections. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 5 Reasons to Keep Your Personal and Professional Social Media Separate 15 Things You Should Never, Ever Share On Social Media CMS Medicare Communications and Marketing Guidelines CMS Medicare Advantage Communication Requirements CMS Part D Communication Requirements Medicareful Living Social Media Marketing eBook for Insurance Agents

Episodes you’ll like:

Agent Apps | Protect Your Privacy: Password Manager Apps How to Follow Up with Medicare Clients Compliantly Should Insurance Agents Have Their Own Websites?

Articles to Share with Your Clients:

Are Medicare Part B Giveback Plans Worth It? The Hidden Health Benefits of Bowling Tips for Traveling With Your Pet

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started How to Host a Successful Medicare Educational Event Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

5 Myths About Selling ACA Health Plans The State of the Aca Marketing in 2022 Start Selling 5-Star Medicare Advantage Plans All Year

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Prepare for the annual enrollment period with help from our ASG team. Use these steps to get ready to sell and ready to rock AEP 2023! Read the text version (and download a PDF!) Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Training Site FAQs About NAHU Medicare Certification NAHU 2023 Medicare Certification Training Register to Attend Ritter Summits! Ritter's Certification Center The Latest Available 2023 MA & PDP Carrier Certifications What Is AHIP Certification and How Do I Get It?

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June 24, 2022 | The Friday Five 3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP How to Create a Healthy Balance Between Work and Life Podcast Recommendations for Summer 2022 Unretiring and What it Means for Your Medicare Clients featuring Danny Ford

Articles to Share with Your Clients:

Lower 2023 Medicare Part B Premium Could Be on the Way Tips for Vacationing with Pets Using Basil in Your Cooking

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Prescription Drug Plans The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

Join Us at the Summits! Our Plan to Help Agents Record Calls for Medicare Sales & SOAs The Latest Available 2023 MA & PDP Carrier Certifications

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The Friday Five for July 1, 2022: * Updates on ACA Exchange Trainings * Family Glitch Fix Might Not Happen * Gmail Redesign Is Here * Snapchat Subscription for Superfans * Roku Now Offers Free News Channels

Register for your FREE RitterIM.com account

Mentioned in this episode:

Agent Apps | Free TV & Movie Streaming Apps

Biden’s Proposed Fix To The “Family Glitch” Illegally Sidesteps Congress

Contact the Team at Ritter Insurance Marketing

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in July 2022

Gmail’s new look is about to appear for more people, even if they didn’t ask for it

Gmail's redesigned interface including Chat and Meet is now the new default

Gmail Redesign Is Now Rolling Out: Here’s What to Expect

Snapchat adds paid subscription with more features for power users

Snapchat+ is a new $4 monthly subscription service for 'passionate' users

Snap announces Snapchat+ subscription plan that costs $3.99 a month

The IRS Cannot "Fix" The "Family Glitch"

Your Roku Now Has Free Local News Channels Built-In

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June 24, 2022 | The Friday Five

3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP

How to Create a Healthy Balance Between Work and Life

Podcast Recommendations for Summer 2022

Unretiring and What it Means for Your Medicare Clients featuring Danny Ford

Articles to Share with Your Clients:

3 Classic Summer ‘Mocktails’ for Seniors

Is It Better to Work Out Harder or Longer?

The Difference Between Common Cooking Papers and Foils

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Prescription Drug Plans

The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

2023 Medicare Advantage & Part D Certification Info

FAQs About NAHU Medicare Certification

Our Plan to Help Agents Record Calls for Medicare Sales & SOAs

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Retirement doesn't always mean the end of work. Your Medicare client may want or need to go back to work. What then? We talked to Danny Ford about the steps insurance agents should take when their client is considering a return to the workforce.

Mentioned in this episode:

Call the Agent Survival Guide Podcast with Questions at 1-717-562-7211 Email the Agent Survival Guide Podcast

More episodes you’ll like:

June 24, 2022 | The Friday Five How to Create a Healthy Balance Between Work and Life Start Selling 5-Star Medicare Advantage Plans All Year Training Opportunities for Insurance Agents at Ritter What is AHIP Certification and How Do I Get It?

Articles to Share with Your Clients:

Healthy Ways to Spice Up Your Water Tips for Traveling with Your Pet What are Medicare I-SNPs?

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

AHIP Test Tips and Tricks for Medicare Certification Join Us at the Summits! Our Plan to Help Agents Record Calls for Medicare Sales & SOAs

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In this Agent Apps episode, Tina found free streaming services for you to use on your next movie night!

Register for your FREE RitterIM.com account

Mentioned in this episode:

PeacockTV Tubi Youtube Movies & Shows

More episodes you’ll like:

Agent Apps | Reading Books on the Go: Library Apps How to Write a Medicare Supplement Call Script That Really Works Is Toxic Positivity Real? (And How to Avoid It)

Articles to Share with Your Clients:

Does Medicare Cover Occupational Therapy? How to Make Dried Herbs at Home Medicareful Travels: A Senior’s Guide to All-Inclusive Resorts

The latest from Ritter’s Blog:

Join Us at Summits! NAHU 2023 Medicare Certification Training What is AHIP Certification and How Do I Get It?

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Beat the AEP rush and get a jump on contracting. Did you know you don’t have to wait till to start contracting and certifications? Find out how you can save time and energy before Annual Enrollment. Read the text version Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 4 Reasons Why Agents Should Sell Medicare Advantage Plans for 2022 5 Tips for Selling Medicare Advantage Plans How to Get Started in Medicare Sales Methods to Boost Your Medicare Business Next Generation of Medicare Beneficiaries Stay Busy Outside of AEP With Special Enrollment Periods The Benefits of Joining a Top Insurance FMO The Benefits of Selling D-SNPs What Does ‘Ready-to-Sell’ Mean for Medicare Agents What is a AHIP Certification and How Do I Get It?

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Stress Relief Tips to Get You Through AEP Start Selling 5-Star Medicare Advantage Plans All Year How to Prepare for AEP Like a Pro

Articles to Share with Your Clients:

Medicareful Travels: A Senior Guide To All-Inclusive Resorts Does Medicare Cover Occupational Therapy? Lower 2023 Medicare Part B Premium Could Be on the Way

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Medicare Advantage Plans Agent Survival Kits: Beginners or Experts

Social Media Marketing for Insurance Agents Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

What is AHIP Certification and How Do I Get It? Generate Medicare Leads Using Marketing Materials from ShopRitterIM CMS Rules ACA Broker Commissions for SEP & OEP Sales Must Be Equal

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The Friday Five for June 24, 2022: * Ritter's Plan to Help Agents Record Calls Per New CMS Rule * AHIP and NAHU Certifications for CY2023 Live * AEP Prep Webinar featuring AEP Checklist PDF * How to Break Out of the Procrastination Station * Google News Debuts a New Look

Register for your FREE RitterIM.com account

Mentioned in this episode:

AHIP Medicare + Fraud, Waste, and Abuse Online Course Gary Keller — How to Focus on the One Important Thing (#401) Get Access to the Ritter Platform Google News gets more personal with desktop redesign Google News redesign puts a greater emphasis on local stories Krispy Kreme debuts soft serve ice cream in 10 markets. And yes, it tastes like doughnuts Learn How to Add Clients in the Ritter Platform List of Carriers Accepting NAHU Certification NAHU Medicare Certification Our Plan to Help Agents Record Calls for Medicare Sales & SOAs Preparing for AEP with the Ritter Platform Webinar Registration Research Shows This Is How You Stop Procrastinating for Good The One Thing Summary Training Opportunities for Insurance Agents at Ritter featuring Jake Fyrster and Derrick Pershing

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June 17, 2022 | The Friday Five Agent Apps | Apps All-Around: Staff Picks Summer 2022 Important 2023 AHIP Certification Training Updates You Should Know Podcast Recommendations for Summer 2022 What is AHIP Certification and How Do I Get It?

Articles to Share with Your Clients:

All About Medicare Dual Eligible Special Needs Plans Healthy Ways to Spice Up Your Water Identifying Toxic Relationships in Your Life

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

CMS Rules ACA Broker Commissions for SEP & OEP Sales Must Be Equal Join Us at the Summits! NAHU 2023 Medicare Certification Training

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Do often you struggle to put your feet up and relax? Or do you bring work home with you? You’re not alone! The ASG Podcast has advice on how to create a better work and life balance.

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Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Why Working in 90-Minute Intervals is Powerful for Your Body and Job, According to Science Relax! You’ll Be More Productive Happiness and Productivity Why Does the Brain Need So Much Power? Does Thinking Really Hard Burn More Calories?

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Is Toxic Positivity Real? (And How to Avoid It) Why Being a Likeable Agent Is Good for Your Business Agent Apps | Reading Books on the Go: Library Apps

Articles to Share with Your Clients:

Tips for Vacationing With Pets Which is Better: Natural or Artificial Sweeteners? 3 Surprising Ways to Feel Better When You’re Sad

Ritter Insurance Marketing eBooks & Guides:

Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D FAQs About Selling On-Exchange & Off Exchange Under-65 Plans Lower 2023 Medicare Part B Premium Expected After Reassessment by CMS

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AEP prep season is here and we've got details on AHIP requirements, how certification works for insurance agents, info on AHIP discounts and so much more. Get ready for AEP 2023 is the Agent Survival Guide Podcast! Read the text version. Register for your FREE RitterIM.com account

Frequently Asked Questions about AHIP: [07:25] Do I need to pass AHIP if I already passed last year?

[08:09] Do I need to complete the AHIP training review questions?

[08:34] How many attempts at the AHIP test do I get?

[08:59] How long must I take between failed attempts?

[09:30] Do I have to take AHIP directly through their website?

[10:00] Do I have to take the training on a computer?

[10:14] How much does AHIP cost?

[10:25] Can I get an AHIP certification discount?

[10:47] Is it possible to get a $125 AHIP reimbursement?

[11:02] Is there a deadline to pass AHIP to sell in 2022?

[11:23] Is AHIP an open-book test?

[11:32] Is AHIP a timed test?

[11:54] What score do I need to pass?

[12:03] How much should I prepare?

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Training Site Advocating for Health Insurance Providers and the Patients and Communities They Serve America’s Health Insurance Plans (AHIP) Description Find Your Ritter Sales Specialist Register for your FREE RitterIM.com account Ritter's Carrier Certification Center Ritter Carrier Product Info The Survivor’s AEP Checklist

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2023 Maximum Broker Commissions for Medicare Advantage and Medicare Part D AHIP Test Tips & Tricks for Medicare Certification How to Check for Your First Looks How to Recruit Insurance Agents to Your Downline Important 2023 AHIP Certification Training Updates You Should Know

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Dishes to Impress Your Friends: Spring Rolls Ways Seniors Can Save on Groceries What is Medicare's Secondary Payer Program?

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Agent Survival Kits: Beginners or Experts The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Prescription Drug Plans The Complete Guide to Client Loyalty and Retention The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans How to Check for Your First Looks Lower 2023 Medicare Part B Premium Expected After Reassessment by CMS

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Summertime and the listening is easy… but if you don't know what to listen to, let us help! Sarah's got a fresh new list of ten podcast recommendations for Summer 2022.

Mentioned in this episode:

Academicasaurus | Apple | Spotify | Podchaser Apollyon Black Box Cybernautica Dream Breachers | Pinna | Spotify Last Known Position Maxine Miles Rabbits Tejana Tomorrow

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Winter 2021 Podcast Recommendations Need some podcast recommendations? The Agent Survival Guide Team has you covered with their podcast recommendations for Winter 2021! Top 5 Podcasts of 2021 It's that time of year again! Sarah's looking back at the year that was, through the lens of her Top 5 Podcasts of 2021. These are the shows she went back to again and again, favorite episodes included! International Podcast Day 2021 Celebrate International Podcast Day with the Agent Survival Guide Podcast! We ♥ podcasts, so we’re back with another fun episode of podcast recommendations. Sarah shares what she’s been listening to AND what’s coming soon that she’s excited about! Podcasts We’re Currently Listening To (Winter 2021) | The Friday Five We’re kicking off the first Friday Five episode of 2021 with podcast recommendations! Here are five podcasts that our host, Sarah is currently listening to. 🎧 Top 5 Podcasts of 2020 | The Friday Five We don’t just make a podcast, we love listening to them, too! Despite 2020 effectively cancelling her commute, our host Sarah listened to over 7,000 minutes of podcast audio. Which shows made it into her top 5 for 2020? Listen to find out in this bonus Friday Five episode! International Podcast Day 2020 Happy International Podcast Day! 2020 has certainly been a year to, er, remember. There’s a lot of that reflected in this year’s episode. But there’s also a fair bit of fun. Sarah shares it all in this episode – podcast recommendations, standout episodes, updates, bonus content, and more, including what makes her want to listen. Podcast Recommendations for Summer 2020 | The Tuesday Ten Summer is here! 🌞 That means it’s time for MORE podcast recommendations! If you need something to listen to during a long drive, while you’re on a vacation, staycation, or just walking around the neighborhood after dinner… Sarah has 10 new podcast recommendations for your listening enjoyment. Podcasts We’re Currently Listening To | The Friday Five Need more podcast recommendations? (Who doesn’t?!) For our last Friday Five of 2019, Sarah gives you a glimpse of what she’s currently listening to. Top 5 Podcasts of 2019 | The Friday Five We love podcasts! Our host, Sarah listened to over 8,500 minutes of podcast audio this year. Which shows made the cut for her top 5 of 2019? Find out in this special Friday Five episode! International Podcast Day 2019 It's International Podcast Day and we're celebrating! This special episode has updates on our favorite podcasts, MORE podcast recommendations, and Sarah talks about how she got into podcasts. You don’t want to miss it! 🎙🎧🤓 Behind the Scenes of the ASG Podcast ǀ ASG100 Celebrate 100 episodes of the Agent Survival Guide Podcast! In this special episode, we talk about how Agent Survival Guide and the ASG Podcast started, what we’ve got planned for 2019, podcast recommendations from our team, and more! 💯🎉

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AHIP certification for 2023 is LIVE! Get the details and learn about Ritter's tool for keeping carrier requirements straight! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Training America’s Health Insurance Plans Official Website Register for your FREE RitterIM.com account Ritter’s Certification Center

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2023 Maximum Broker Commissions for Medicare Advantage and Medicare Part D FAQs about AHIP Start Selling 5-Star Medicare Advantage Plans All Year The Benefits of Joining a Top Insurance FMO What is AHIP and Why Do You Need It?

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Medicareful Travels: A Senior Guide to All-Inclusive Resorts The Causes and Treatments of Nasal Congestion What is Medicare's Secondary Payer Program?

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The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans How to Check for Your First Looks Lower 2023 Medicare Part B Premium Expected After Reassessment by CMS

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The Friday Five for June 17, 2022:

  • AHIP Certification for CY2023
  • Fed Meeting & Rate Hike
  • FTC announces Cerebral Investigation
  • Farewell, Internet Explorer
  • Summertime & Mosquito Repellant

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Mentioned in this episode:

10 Natural Ingredients That Repel Mosquitoes Cerebral under federal investigation for possible violations of controlled substances law Domestic cat damage to plant leaves containing iridoids enhances chemical repellency to pests Fed Hikes 75 Basis Points, Powell Says 75 or 50 Likely in July Fed hikes its benchmark interest rate by 0.75 percentage point, the biggest increase since 1994 FTC investigating mental health startup Cerebral's business practices: media report How To Treat Bug Bites The Way Dermatologists Do At Home Instagram and TikTok pull ads from startup Cerebral linking ADHD to obesity Kyle Robertson Is Out As CEO Of Mental Health Startup Cerebral New Study Finds Catnip Protects Cats from Mosquitoes RIP, Internet Explorer Updates to the 2023 AHIP Certification You Should Know Why cats go so crazy for catnip

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June 10, 2022 | The Friday Five FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans Training Opportunities for Insurance Agents at Ritter

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All About Medicare Dual Eligible Special Needs Plans The Signs of Heatstroke and Heat Exhaustion Want to Get Back to Work? 3 Great Jobs for Seniors

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention

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Meet the team in charge of training and agent development here at Ritter. Their job? Helping agents like you stay sharp, keep up with industry changes, and find success! Check out Ritter's Events & Webinars

Mentioned in this episode:

Email Your Questions About Insurance Agent Training Register for your FREE RitterIM.com account

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Articles to Share with Your Clients:

Are Medicare Part B Giveback Plans Worth It? Mentorship: The Importance of Passing on Knowledge Ways Seniors Can Save on Groceries

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A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide to Client Loyalty and Retention The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

The latest from Ritter’s Blog:

FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans How to Check for Your First Looks Lower 2023 Medicare Part B Premium Expected After Reassessment by CMS

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This week Tina asked the Ritter marketing staff what their favorite apps were and complied a list of apps for everyone! Register for your FREE RitterIM.com account

Mentioned in this episode:

Intuit Mint Good Pizza, Great Pizza sensa.health Stardew Valley

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Agent apps | Protect Your Privacy: Password Manager Apps What I’ve Learned About Imposter Syndrome (So Far) Why College Grads Are Choosing to Be Insurance Agents

Articles to Share with Your Clients:

Which is Better: Natural Or Artificial Sweeteners Tips For Vacationing With Pets Are Medicare Part B Giveback Plans Worth It?

The latest from Ritter’s Blog:

How to Check for First Looks 5 Myths About Selling ACA Health Plans Innovate Your Medicare Business Marketing with Medicare Living

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Get started selling in Under-65 ACA market with help from the Agent Survival Guide! Join us as we answer the top 10 questions about selling on-exchange and off-exchange plans. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing ASPE Data Point Get Health Insurance Coverage Healthcare.Gov Health Reimbursement Arrangements Initial Guidance to States on Exchanges Meet Your Under-65 Sales Specialist at Ritter Premium Tax Credit – The Basics The Marketplace in Your State The State of the ACA Market in 2022

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Learn How to Sell ACA Products During the Off-Season featuring Danica Stover Agent Apps | Protect Your Privacy: Password Manager apps Start Selling 5-Star Medicare Advantage Plans All Year

Articles to Share with Your Clients:

The Truth About MSG Is It Better to Work Out Harder or Longer? Are Medicare Part B Giveback Plans Worth It?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Medicare Supplements The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

Lower 2023 Medicare Part B Premium Expected After Reassessment by CMS How to Check for Your First Looks 5 Myths About Selling ACA Health Plans

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The Friday Five for June 10, 2022: * CMS publishes clarification on SEP ACA commissions * New Security Requirements for FFM Certification * NAHU Announces 2023 Certification Date * Elon Musk and Twitter Update * Apple WWDC 2022 Announcements

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Mentioned in this episode:

A Closer Look at the Uninsured Marketplace Eligible Population Following the American Rescue Plan Act Agent CMS MFA requirement Apple just cut off these iPhones, iPads, Macs, and Apple Watches from updates Apple unveils an all-new Lock Screen experience and new ways to share and communicate in iOS 16 Apple WWDC 2022: the 16 biggest announcements Carriers Accepting NAHU Certification Elon Musk threatens to walk away from Twitter deal Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in June 2022 Exclusive: Wendy's is finally selling this 'highly anticipated' Frosty flavor FAQs About NAHU Medicare Certification Health insurers cut commissions for brokers in bid to curb ACA signups In reversal, Twitter plans to comply with Musk’s demands for data Managing Multi-Factor Authentication (MFA) Many Medicaid Recipients Could Lose Coverage as Pandemic Ends NAHU Medicare Advantage Certification Twitter will give Elon Musk ‘firehose’ data access to settle bot complaints UPDATE: HHS and CMS Take Steps to Help Keep Families Connected to Coverage After the Eventual End of the COVID-19 Public Health Emergency WWDC 2022: Catch up on everything you missed right here Wendy's is serving a Strawberry Frosty. Here's how you can order one.

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June 3, 2022 | The Friday Five 2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Helping Your Clients Find Their Medicare Beneficiary Identifier (MBI) Is Toxic Positivity Real? (And How to Avoid It) Start Selling 5-Star Medicare Advantage Plans All Year

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4 More Easy Ways to Cool Down on a Hot Day Is It Better to Work Out Harder or Longer? Tips for Vacationing with Pets

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AHIP Test Tips and Tricks for Medicare Certification How to Check for Your First Looks Lower 2023 Medicare Part B Premium Expected After Reassessment by CMS Updates to the 2023 AHIP Certification You Should Know What Is AHIP Certification and How Do I Get It?

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This just in... CMS 2023 maximum broker commissions for Medicare Advantage and Medicare Part D! Find out how much you could make writing MA and PDP business during AEP the upcoming 2023 plan year. Read the text version. Register for your FREE RitterIM.com account

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June 3, 2022 | The Friday Five Helping Your Clients Find Their Medicare Beneficiary Identifier (MBI) Start Selling 5-Star Medicare Advantage Plans All Year

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Is It Better to Work Out Harder or Longer? Lower 2023 Medicare Part B Premium Could Be on the Way Which is Better: Natural or Artificial Sweeteners?

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The latest from Ritter’s Blog:

How to Check for Your First Looks Lower 2023 Medicare Part B Premium Expected After Reassessment by CMS The State of the ACA Market in 2022

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It’s vital for your clients to have access to their Medicare Beneficiary Identifier. Find out the multiple ways for a client to locate their MBI and why it’s important. Read the text version. Register for your FREE RitterIM.com account

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Contact the Team at Ritter Insurance Marketing CMS Completes New Medicare Card Distribution Early Contact Medicare Medicare Beneficiary Identifiers (MBIs) My Medicare Social Security What You Need to Know About New Medicare Cards What to Do If Your Medicare Card is Lost or Stolen

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Is It Better to Work Out Harder or Longer? Tips for Vacationing With Pets Which is Better: Natural or Artificial Sweeteners?

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CMS just reexamined the 2022 Medicare Part B Premium. Why the analysis, and what did they find? Most importantly, what does it mean for Medicare beneficiaries like your clients?

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Mentioned in this episode:

A “disgraceful decision:” Researchers blast FDA for approving Alzheimer’s drug Aduhelm price cut, limited coverage leads CMS to lower Medicare premiums in 2023 Alzheimer's drug approved despite doubts about effectiveness Biogen halves Aduhelm's price and plots cost cuts as Medicare decision on controversial Alzheimer's drug nears CMS finalizes narrow coverage for Aduhelm, unveils second pathway for broader access to Alzheimer's drug CMS Proposes Medicare Coverage Policy for Monoclonal Antibodies Directed Against Amyloid for the Treatment of Alzheimer’s Disease CMS Releases Analysis on 2022 Medicare Part B Premium Reexamination High inflation continues to point to bigger Social Security cost-of-living adjustment in 2023 Experts: CMS should act quickly on a national coverage decision for Biogen's newly approved Alzheimer's drug Medicare limits coverage of Biogen's $28,000-a-year Alzheimer's drug Medicare Owes Retirees a Refund, Says Powerful Senior Group Medicare recipients to see premium cut — but not until 2023 Reexamination of the 2022 Medicare Part B Premium Statement from HHS Secretary Becerra: 2022 Medicare Part B Premium Increase Attributable to Alzheimer’s Drug Aduhelm Will Be Adjusted and Incorporated Into Upcoming 2023 Medicare Premium Determination Social Security recipients could get an 8.6% cost-of-living increase in 2023 as inflation spikes

Past ASG Podcast Coverage:

New controversial Alzheimer's drug (June 11, 2021 | The Friday Five) Social Security announces official 2022 COLA (October 22, 2021 | The Friday Five) 2022 Medicare Part A & B Premiums and Deductibles (November 19, 2021 | The Friday Five) CMS announces Aduhelm decision (January 14, 2022 | The Friday Five) CMS to Change Part B Premium? (January 21, 2022 | The Friday Five)

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May 27, 2022 | The Friday Five Learn How to Sell ACA Products During the Off-Season featuring Danica Stover Start Selling 5-Star Medicare Advantage Plans All Year

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Lower 2023 Medicare Part B Premium Could Be on the Way FDA Approves First Alzheimer's Drug Since 2003 Why Did My Medicare Part B Premiums Change?

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Lower 2023 Medicare Part B Premium Expected After Reassessment by CMS Does Your Medicare Sales Approach Satisfy Different Budgets? Medicare Not Charging Late Enrollment Penalties Due to 2022 Social Security Delays

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Too much of a good thing can be bad. Learn how the overuse of positivity can be toxic and ways to combat this unhealthy behavior! Register for your FREE RitterIM.com account

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Contact the Team at Ritter Insurance Marketing The Dangers of Toxic Positivity Dealing with Strong Emotions Crisis Text Line Veterans Crisis Line What You Need to Know About Toxic Positivity

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Agent Apps | Unlocking the Best Puzzle Apps! Senior Speak: Talking to Medicare Clients Age 65 & Older Why Taking it Slow is Good for Business

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The Dangers of Toxic Positivity The Health Benefits of Friendship What is Grief Counseling? When Should I Seek Mental Health Help? Why It's OK to Be Sad Sometimes

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How to Host a Successful Medicare Educational Event Modern Medicare Marketing for Today’s Agents Social Media Marketing for Insurance Agents Your Step-By-Step Guide to Getting Started in Insurance Sales

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Medicare Not Charging Enrollment Penalties Due to 2022 Social Security Delays Learning From Lost Medicare Sales 4 Helpful Podcasts for Busy Insurance Agents

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You lock up your valuable items in a safe place, but what about your passwords? This episode is all about how to protect and manage your passwords! Register for your FREE RitterIM.com account

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LastPass BitWarden Guidelines for Strong Passwords

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What I’ve Learned About Imposter Syndrome (So Far) Tips for Working on the Road Why College Grads Are Choosing to Be Insurance Agents

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Internet Safety Tips for Seniors Medicareful Yum – Manicotti Recipe The Causes And Treatments of Nasal Congestion

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5 Myths About Selling ACA Health Plans Start Selling 5-Star Medicare Advantage Plans All Year The Ideal Client for Medicare Supplement Plans

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It’s a myth that being nice won’t get you anywhere. Kindness is a key component to being a reputable agent and growing your business. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Don’t Underestimate the Power of Kindness at Work Do You Have What it Takes to Be a Great Insurance Agent? My Boss Bit Into My Sandwich Without My Permission Nice People Finish First: How Being Kind is a Recipe for Success in Business The Value of Kindness in Business Why Client Retention Should Be Your Top Priority

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What are State Pharmaceutical Assistance Programs? Important Terms and Tips When Reading a Health Article or Study Health Benefits of Gift-Giving

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Developing an Agency – Your Guide to Getting Started Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales

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5 Myths About Selling ACA Health Plans Innovate Your Medicare Business Marketing with Medicareful Living Updates to the 2023 AHIP Certification You Should Know

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The Friday Five for May 27, 2022: * CMS Updates Medicare.gov * Ruling on Medicaid Rebate Accumulator Rule * HHS Announces State Grants for Opioid Response * Social Security Administration Funding * AHIP 2023 Certification Dates

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Mentioned in this episode:

AHIP Medicare + Fraud, Waste, and Abuse Training Biden Administration Announces $1.5 Billion Funding Opportunity for State Opioid Response Grant Program CMS Unveils More User-Friendly Medicare Website Federal district court strikes down CMS Medicaid rebate "accumulator" rule Instagram announces visual refresh with brighter icon, new typography, no iPad app Instagram’s brand refresh brings new typeface and “new energy” Instagram's Brand Refresh Interactive Instagram created custom fonts called ‘Instagram Sans,’ and some of them are truly wild Instagram rolls out a new typeface, slightly tweaked logo and more in ‘visual refresh’ Judge strikes down CMS' Medicaid copay rule, handing PhRMA major win Medicaid Program; Establishing Minimum Standards in Medicaid State Drug Utilization Review (DUR) and Supporting Value-Based Purchasing (VBP) for Drugs Covered in Medicaid, Revising Medicaid Drug Rebate and Third Party Liability (TPL) Requirements Official Medicare.gov Website People aren't loving Instagram's bright new app icon Social Security Official Asks House for More Customer Service Funding State Opioid Response Grants

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May 20, 2022 | The Friday Five Start Selling 5-Star Medicare Advantage Plans All Year The Ideal Client for Medicare Supplement Plans

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Agent Survival Kits: Beginners or Experts A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Developing an Agency – Your Guide to Getting Started The Definitive Guide to Getting Leads and Prospecting for Medicare Sales

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Listen to learn more about getting your clients the best coverage for them with 5-Star Medicare Advantage Plans. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 5-Star Special Enrollment Period Meet Your Sales Team Medicareful Medicare Quote Engine Part C and D Performance Data The Ritter Platform Special Enrollment Periods for Medicare Advantage Plans and Medicare Part D Drug Plans What the Medicare Star Rating Means for You

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What I’ve Learned About Imposter Syndrome (So Far) The Benefits of Joining a Top Insurance FMO More People Working Past Age 65 – What It Means for Agents Selling Medicare Plans

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Introducing the Medicareful Living Family Cookbook! Do the 3 Most Common Natural Supplements Actually Work? What is Medicare’s Secondary Payer Program?

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Developing an Agency – Your Guide to Getting Started How to Host a Successful Medicare Educational Event The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales

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Innovate Your Medicare Business Marketing with Medicareful Living Updates to the 2023 AHIP Certification You Should Know The State of the ACA Market in 2022

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Just like in-person sales, your over-the-phone selling strategy should with start with getting prepared! Determine your sales goals, write your script, and measure your progress to stay on track all in today’s episode. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

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Agent Apps | Best Free Language Apps Senior Speak: Talking to Medicare Clients Age 65 & Older How to Sell Health Insurance to Every Family Member

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Introducing The Medicareful Living Family Cookbook! The Causes and Treatments of Nasal Congestion Can Your Knee Really Predict the Weather?

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The Complete Guide on How to Sell Final Expense Insurance The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Medicare Supplements The Complete Guide on How to Sell Prescription Drug Plans The Complete Guide to Client Loyalty and Retention

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The State of the ACA Market in 2022 Start Selling 5-Star Medicare Advantage Plans All Year The Ideal Client for Medicare Supplement Plans

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The Friday Five for May 20, 2022: * Ritter Insurance Marketing Joins Integrity Marketing Group * NAHU talking with CMS about Medicare Final Rule * CBO Projects Costs for Medicare at Age 60 * 8 More COVID-19 Tests Available for Households * Tik Tok Adds Feature to create "Culture of Credit"

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Mentioned in this episode:

Budgetary Effects of a Policy That Would Lower the Age of Eligibility for Medicare to 60 Covid.gov Official Website for Test Kits Cutting Medicare Age to 60 Could Add $155B to U.S. Debt Over 6 Years Dunkin’® Debuts Vibrant Flavors, Delicious New Ingredients & the Return of Fan Favorites to Make the Most of Sunnier Days Ahead FAQs on Medicare Financing and Trust Fund Solvency Integrity Acquires Ritter Insurance Marketing Integrity Marketing Group Official Site Medicare for All Act of 2022 (S. 4202) NAHU | BREAKING NEWS: NAHU Gets Clarification from CMS about Medicare Final Rule Ritter Insurance Marketing and Integrity Announce Transformational Partnership to Help More Americans Starbucks Chocolate Cream Cold Brew is the newest way to cool down with cold coffee this summer The federal government is offering another round of free COVID tests TikTok users can now credit specific videos to make sure viral creators get their due

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Medicare Not Charging Late Enrollment Penalties Due to 2022 Social Security Delays Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions The State of the ACA Market in 2022

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Is there such thing as an ideal client? Yes! Learn to recognize the perfect Med Supp candidates to know which clients will be more likely to enroll in a plan! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing The State of Medicare Supplement Coverage When Can I Buy Medigap? How Many Seniors Live in Poverty? Standard Medicare Supplement Plans & Benefits In Some States, More Than Half of Older Residents Live in Rural Areas Medicare for Snowbirds, Sunbirds, & Travel Enthusiasts Seasonal Migration of Elderly Adults in Florida When Do Med Supp Plans K, L ,M, & N Make Sense? The Complete Guide on How to Sell Medicare Supplements Meet Ritter’s Sales Team Four Reasons Why Ritter Should Be Your FMO Insurance Agency

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Agent Apps | Tips for Getting a Good Night’s Sleep While Traveling – White Noise Apps Tips for Working on the Road Why College Grads Are Choosing to Be Insurance Agents

Articles to Share with Your Clients:

Agent Apps | Tips for Getting a Good Night’s Sleep While Traveling – White Noise Apps Tips for Working on the Road Why College Grads Are Choosing to Be Insurance Agents

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Medicare Supplements The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

The Agent Health and Life Insurance Carrier News Hub Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions The State of the ACA Market in 2022

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There are many ways to access books and media through your local library. Check out this episode to find out what are the best apps for free reading! Register for your FREE RitterIM.com account

Mentioned in this episode:

Kanopy Sora Libby Hoopla Arthur: Library Card Song

More episodes you’ll like:

Tips for Working on the Road Ritter’s Tools & Resources for Insurance Agents featuring Harry Rittner Pros and Cons of Having an Office Space Outside of Your Home

Articles to Share with Your Clients:

Dishes to Impress Your Friends: Spring Rolls Medicare Freezes Late Enrollment Penalties for Qualifying Enrollees Can Your Knee Really Predict the Weather?

The latest from Ritter’s Blog:

Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions Start Selling 5-Star Medicare Advantage Plans All Year

The Ideal Client for Medicare Supplement Plans

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Let’s talk about the Medicare product that you can sell all year round, helping you expand and grow your portfolio! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Carriers with Ritter Final Expense Plans

More episodes you’ll like:

May 13, 2022 | The Friday Five 5 Steps to Selling Medicare Supplements Successfully How to Sell Health Insurance to Every Family Member What to Know When Replacing Existing Med Supp Plans for Clients When Do Med Supp Plans K, L, M, & N Make Sense?

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Introducing the Medicareful Living Family Cookbook! Medigap Plans: Is It Covered? The Mental Health Benefits of Exercise The Different Types of Potatoes & When to Use Them What are Medicare Supplements?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide on How to Sell Final Expense Insurance The Complete Guide on How to Sell Medicare Supplements

The latest from Ritter’s Blog:

The Agent Health and Life Insurance Carrier News Hub The State of the ACA Marketing in 2022 Start Selling 5-Star Medicare Advantage Plans All Year

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Get started selling under-65 ACA products. ACA Specialist Danica Stover joins Sarah to talk about how Medicare agents can easily add this product to their portfolio.

Register for the Webinar – Selling ACA as a Medicare Agent

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Register for your FREE RitterIM.com account

More episodes you’ll like:

The Benefits of Joining a Top Insurance FMO The State of the ACA Market in 2022 What I’ve Learned About Imposter Syndrome (So Far)

Articles to Share with Your Clients:

Does Vitamin C Boost Your Immune System? Introducing the Medicareful Living Family Cookbook! The Dangers of Toxic Positivity

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts Developing an Agency – Your Guide to Getting Started The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

The Agent Health and Life Insurance Carrier News Hub Medicare Not Charging Late Enrollment Penalties Due to 2022 Social Security Delays Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions

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The Friday Five for May 13, 2022: * Medicaid Enrollment and the current PHE * KFF: Facts About Medicare Spending Interactive * Be a Mental Health Ally * Develop Your Insurance Agency with Ritter * So Long, iPod

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Mentioned in this episode:

Apple to pull the plug on iPod After 20 years A Visual History of the Apple iPod Developing an Agency – Your Guide to Getting Started Farewell to the iPod Fiscal and Enrollment Implications of Medicaid Continuous Coverage Requirement During and After the PHE Ends How to Be a Mental Health Ally KFF: Up to 14M enrollees could lose Medicaid coverage as states restart eligibility checks Knight School – Building a Business Plan RIP iPod, you walked so smartphones could run The Facts About Medicare Spending The iPod is finally dead. Long live the iPod. Up to 14M people could lose Medicaid coverage when health emergency ends: study

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May 6, 2022 | The Friday Five Agent Apps | Tips for Getting a Good Night’s Sleep While Traveling - White Noise Apps The Benefits of Joining a Top Insurance FMO The State of the ACA Market in 2022 What I’ve Learned About Imposter Syndrome (So Far)

Articles to Share with Your Clients:

Introducing the Medicareful Living Family Cookbook! Medicare Coverage for Treatment of PTSD What is Inflammation?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Medicareful 2021 Year-in-Review: The Records We Set Together Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions The Agent Health and Life Insurance Carrier News Hub

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Let’s talk about what’s happening in the under-65 health insurance market and how it might affect insurance agents. We’ve got the stats in today’s ACA episode! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 8 Reasons Why Medicare Agents Should Sell ACA Plans 2021 Federal Health Insurance Exchange Weekly Enrollment Snapshot: Final Snapshot ACA 101: Selling Under-65 Health Insurance American Rescue Plan An SEP If Your Income Doesn’t Exceed 150% of the Federal Poverty Level Improving Health for All Americans Marketplace 2022 Open Enrollment Period Report: Final National Snapshot President Biden Moves to Fix a ‘Glitch’ in the Affordable Care Act The ACA Family Glitch and Affordability of Employer Coverage The State of the ACA Report Unwinding and Returning to Regular Operations after Covid-19

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How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Medicare Not Charging 2022 Late Enrollment Penalties Due to SSA Delays More People Are Working Past Age 65 – What It Means for Agents Selling Medicare Plans Ritter’s Tools & Resources for Insurance Agents featuring Harry Rittner Tips for Working on the Road

Articles to Share with Your Clients:

3 Surprising Ways to Feel Better When You’re Sad Medicare Coverage for Treatment of PTSD The Difference of Cooking with Fresh and Dry Herbs

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

Start Selling 5-Star Medicare Advantage Plans All Year Medicare Not Charging Late Enrollment Penalties Due to 2022 Social Security Delays Help Medicare & Medicaid Clients Secure SNAP Benefits

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Join Sarah as she shares her journey with Imposter Syndrome. Learn more about this unhealthy mindset as well as tips and strategies to overcome fraudulent feelings and self-doubt.

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Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Imposter Syndrome Upside? Not Exactly... The Impostor Phenomenon The Positive Consequences Of Imposter Syndrome What Is Imposter Syndrome? You’re Not an Imposter. You’re Actually Pretty Amazing.

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May 6, 2022 | The Friday Five Lessons Learned After 400 Episodes Pros and Cons of Having an Office Space Outside of Your Home Tips for Working on the Road Why Taking it Slow is Good for Business

Articles to Share with Your Clients:

Does Medicare Cover Obesity Screening and Behavioral Therapy? Embrace Your Inner Hemingway: Why Seniors Should Write Introducing the Medicareful Living Family Cookbook!

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts Developing an Agency – Your Guide to Getting Started Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

2022 State of the Senior Market: In Review Medicare Not Charging Late Enrollment Penalties Due to 2022 Social Security Delays Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions

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The Friday Five for May 6, 2022: * Long Covid Still a Bit of a Mystery * Frequency Therapeutics Potential Hearing Restoration * Cerebral and ADHD Prescription Changes * Fed Announces Interest Rate Increase Afer May Meeting * New Study on Sleep for Ages 38-73

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Mentioned in this episode:

A clash over online Adderall prescriptions is raising new questions about telehealth Agent Apps | Tips for Getting a Good Night’s Sleep While Traveling - White Noise Apps Cerebral Announces Program Changes and Process Improvements to Preserve the Highest Level of Clinical Quality and Patient Safety Fed issues biggest rate hike in 22 years Fed raises interest rates by 0.50%, largest move since 2000 Plans for Reducing the Size of the Federal Reserve's Balance Sheet MIT scientists found a way to reverse hearing loss that may be as easy as Lasik New Study Reveals Exactly How Much Sleep Those Middle Aged and Up Should Be Getting Telehealth startup to stop prescribing Adderall for new ADHD patients Their virus symptoms were minor. Then they had long Covid. Truepill halts Adderall prescriptions, heart algorithm taps Apple Watch data, and home health sees a goldrush

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April 29, 2022 | The Friday Five Medicare Not Charging 2022 Late Enrollment Penalties Due to SSA Delays The Benefits of Joining a Top Insurance FMO

Articles to Share with Your Clients:

The Causes and Treatments of Nasal Congestion What is a 5-Star Medicare Plan? What You Should Know When Buying Cast Iron Cookware

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Developing an Agency – Your Guide to Getting Started Modern Medicare Marketing for Today’s Agents

The latest from Ritter’s Blog:

Medicareful 2021 Year-in-Review: The Records We Set Together Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions The Agent Health and Life Insurance Carrier News Hub

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Independent agents listen up… this episode has all the right reasons to partner with a Field Marketing Organization (FMO) for maximum success! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 3 Advantages of Being an Independent Insurance Agent 4 Steps to Selling Dental, Vision, and Hearing Insurance 2022 State of the Senior Market: In Review Get Your Medicareful Page Four Reasons Why Ritter Should Be Your FMO Insurance Agency Ritter Insurance Marketing Carrier & Product Map Marketing & Incentives with Ritter Medicare Quote Engine Online Contracting with Ritter Tech Takeaways for Forward-Thinking Insurance Agents The Agent Survival Guide The Ritter Platform

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FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? Medicareful 2021 Year-in-Review: The Records We Set Together Medicareful: Frequently Asked Questions featuring Jimmy Weber Ready to Join an FMO? 10 Things to Consider Ritter’s Tools & Resources for Insurance Agents featuring Harry Rittner

Articles to Share with Your Clients:

Dishes To Impress Your Friends: Spring Rolls What’s Medicare’s Secondary Payer Program? The Causes and Treatments of Nasal Congestion

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event Modern Medicare Marketing for Today’s Agents The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

Help Medicare & Medicaid Clients Secure SNAP Benefits Medicare Not Charging Late Enrollment Penalties Due to 2022 Social Security Delays Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions

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If you’re traveling, getting a good night’s sleep can be difficult. In this episode we review apps to help you sleep and tips for making sleeping away from home comfortable. Register for your FREE RitterIM.com account

Mentioned in this episode:

Tips for Working on the Road Loop Earplugs Contact the Team at Ritter Insurance Marketing White Noise Generator | Play Store White Noise Lite | Apple White Noise Lite | Play Store

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How to Follow up with Medicare Clients Compliantly Agent Apps | To-Do or Not To-Do Lists? Personal Planner Apps Learning from Lost Medicare Insurance Sales

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3 Fun Ways to Boost Your Cooking Creativity Early to Bed, Early to Rise: The Benefits of Genuine Sleep What is a 5-Star Medicare Plan?

The latest from Ritter’s Blog:

Help Medicare & Medicare Clients Secure SNAP Benefits 4 Helpful Podcasts for Busy Insurance Agents How to Sell Health Insurance to Every Family Member

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Clients experiencing SSA delays? 🙋🏽‍♀️ We've heard that's the case from a lot of agents, and so has Medicare. Get the details on what's being done in this can't miss news episode! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing How to Apply Online for Medicare Only How to Help Clients Avoid Medicare Late Enrollment Penalties Ready to sign up for Part A & Part B Telephone Problems Affecting Customer Service

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April 29, 2022 | The Friday Five How to Follow Up with Medicare Clients Compliantly Learning from Lost Medicare Insurance Sales Medicareful 2021 Year-in-Review: The Records We Set Together Tips for Working on the Road

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Dishes to Impress Your Friends: Spring Rolls Medicare Freezes Late Enrollment Penalties for Qualifying Enrollees What Are Comprehensive Outpatient Rehabilitative Facilities?

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Medicare Supplements The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicaid Clients Secure SNAP Benefits Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions

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The Friday Five for April 29, 2022: * CMS Proposed Rule CMS-4199-P (Consolidated Appropriations Act) * Elon Musk Really Buying Twitter * Low-Dose Aspirin Now a No-Go? * How to Cut Down on Doomscrolling * New Way to Save on Gas Prices

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Mentioned in this episode:

Aspirin Use to Prevent Cardiovascular Disease: Preventive Medication CMS Proposes Updates to Reduce Barriers to Coverage, Simplify Medicare Enrollment and Expand Access Disney+: Every New Movie & TV Show Coming In May 2022 Every movie and TV show coming to Netflix in May 2022 How to Delete Your Twitter Account, and Reactivate It if You Change Your Mind How to Stop Doomscrolling—With Psychology Implementing Certain Provisions of the Consolidated Appropriations Act, 2021 and other Revisions to Medicare Enrollment and Eligibility Rules (CMS-4199-P) Industry Voices—The consequences of doomscrolling: How to protect your mental health Medicare Program; Implementing Certain Provisions of the Consolidated Appropriations Act, 2021 and Other Revisions to Medicare Enrollment and Eligibility Rules Older adults shouldn't start a routine of daily aspirin, task force says TechScape: 25 tweet-long takes on Twitter’s future under Elon Musk There’s a Reason No Smart Buyer Already Purchased Twitter Walmart+ Increases Fuel Discount and Expands to Exxon and Mobil Stations, Pumping Additional Savings Into Member Wallets Walmart Plus will double its fuel discount to 10 cents a gallon, add 12,000 Exxon Mobil stations

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April 22, 2022 | The Friday Five Agent Apps | Best Free Language Apps Medicareful 2021 Year-in-Review: The Records We Set Together More People Working Past Age 65 – What It Means for Agents Selling Medicare Plans Tips for Working on the Road

Articles to Share with Your Clients:

All About Community Gardens Dishes to Impress Your Friends: Spring Rolls The Causes and Treatments of Nasal Congestion

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Developing an Agency – Your Guide to Getting Started The Complete Guide on How to Sell Medicare Advantage Plans

The latest from Ritter’s Blog:

2022 State of the Senior Market: In Review BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions

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Are you or a friend looking for a career after graduation? One that offers flexibility, creating your own hours and being your own boss? Here’s are reasons to look into the job of an insurance agent.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 3 Advantages of Being an Independent Insurance Agent 2020 Census Will Help Policymakers Prepare for the Incoming Wave of Aging Boomers A Dozen Facts About Medicare Advantage in 2020 Biggest Industries by Revenue in the US in 2022 Create Your Medicareful Website Four Reasons Why Ritter Should Be Your FMO Insurance Agency How Original Medicare Works How to Become an Insurance Sales Agent Insurance Agent Job Outlook Insurance Agent Income National Insurance Producer Registry Ready to Join an FMO? 10 Things to Consider Selling Medicare Products – Why It’s Definitely Worth Your While Why Now is the Time to Start Selling Insurance

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Why Taking it Slow is Good for Business Pros and Cons of Having an Office Space Outside of Your Home Why Young Professionals Should Consider Becoming Insurance Agents

Articles to Share with Your Clients:

What is a 5-Star Medicare Plan? 3 Surprising Ways to Feel Better When You’re Sad Dishes to Impress Your Friends: Spring Rolls

Ritter Insurance Marketing eBooks & Guides: Agent Survival Kits: Beginners or Experts Developing an Agency – Your Guide to Getting Started Social Media Marketing for Insurance Agents Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

The Ideal Client for Medicare Supplement Plans Medicare Not Changing Late Enrollment Penalties Due to 2022 Social Security Delays Start Selling 5-Star Medicare Advantage Plans All Year

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Take a look at the ways Medicareful helped agents achieve high success in 2021. And discover how your business can keep growing in 2022 with this tool! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

5 Tips for Using Medicareful to Sell More Medicare Plans A Review of Top Medicare Quote Engines for Insurance Agents Contact Your Ritter Sales Specialist Medicareful Frequently Asked Questions Featuring Jimmy Weber

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Agent Apps | Best Free Language Apps Learning from Lost Medicare Insurance Sales Ritter’s Tools & Resources for Insurance Agents featuring Harry Rittner

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Measuring Your Health Apart from Weight Loss What is a 5-Star Medicare Plan? What is Inflammation?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts How to Host a Successful Medicare Educational Event The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicaid Clients Secure SNAP Benefits Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions

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The Friday Five for April 22, 2022: * Washington Cares Fund Delayed * Long-Term Care Expectations vs. Reality – Still * Savings in Medicare Advantage compared to Fee-For-Service * Updates to Student Loan Programs * Reminder: More than Medicare Agent Tools Webinar

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Mentioned in this episode:

A Long-Term Care Market Snapshot An Alternative Approach to Long-Term Care Planning Changes to student loan programs could bring millions closer to getting out of debt, Education Department says Department of Education Announces Actions to Fix Longstanding Failures in the Student Loan Programs Mexican Pizza Is Finally Returning to the Taco Bell Menu Millions move closer to student loan forgiveness with one-time government waivers. Register for the More Than Medicare Webinar: Agent Improvement – Tool Time! Ritter’s Tools & Resources for Insurance Agents featuring Harry Rittner Student loan borrowers will get help after an NPR report and years of complaints Study: Medicare Advantage Saves Seniors Nearly $2,000 a Year Compared to FFS Medicare WA Cares Fund Washington state retools first-in-nation payroll tax plan for long-term care costs

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Help Medicare & Medicaid Clients Secure SNAP Benefits How to Follow Up with Medicare Clients Compliantly Learning from Lost Medicare Insurance Sales More People Working Past Age 65 – What It Means for Agents Selling Medicare Plans Tips for Working on the Road

Articles to Share with Your Clients:

5 Healthy Ways to Stay Busy on a Rainy Day Medicare Freezes Late Enrollment Penalties for Qualifying Enrollees What is PTSD?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide on How to Sell Final Expense Insurance The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicaid Clients Secure SNAP Benefits Ritter & ReminderMedia Partnership Offers Agents New Marketing Solutions

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Stay focused and driven while you're out on the road! We've got tips to help you plan, know what to take along, and more. From appointments to conferences and everything in-between, find out how your insurance business can run smoother. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 12 Reasons to Stop Multitasking Now! How to Turn Your Phone Into a Wi-Fi Hotspot Multitasking: Switching Costs This is Your Brain on Multitasking

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Agent Apps | To-Do or Not To-Do Lists? Personal Planner Apps Agent Apps | The Quest for Navigation Apps Learning from Lost Medicare Insurance Sales Pros and Cons of Having an Office Space Outside of Your Home Ritter’s Tools & Resources for Insurance Agents featuring Harry Rittner

Articles to Share with Your Clients:

What is Inflammation? The Different Types of Potatoes & When to Use Them What is a 5-Star Medicare Plan?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicaid Clients Secure SNAP Benefits Ritter's Quest for Cash Is Back Again for 2022!

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This week we have language learning apps! Find out how you can brush up on or learn a new language for free! Register for your FREE RitterIM.com account

Mentioned in this episode:

Memrise Easy Language Learning | Apple Memrise Easy Language Learning | Playstore InterSign ASL | Apple InterSign ASL | Playstore

More episodes you’ll like:

Agent Apps | To-Do or Not To-Do Lists? Senior Speak: Talking to Medicare Clients Age 65 & Older 3 Advantages of Being an Independent Agent

Articles to Share with Your Clients:

What You Should Know When Buying Cast Iron Cookware What Are Federally Qualified Health Centers? What is Inflammation?

The latest from Ritter’s Blog:

Help Medicare & Medicaid Clients Secure SNAP Benefits BuyCarePlus Medicare Advantage Contracting Now Available with Ritter! How to Sell Health Insurance to Every Family Member

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Discover the must-have tools for insurance agents! Join Harry and Sarah as they talk through the tools and resources offered by Ritter Insurance Marketing. Register for More Than Medicare: Agent Improvement – Tool Time!

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Learn More About Medicareful Register for your FREE RitterIM.com account Ritter’s Fact Finder The Ritter Platform

More episodes you’ll like:

How to Help Clients Avoid Medicare Late Enrollment Penalties Insurance Cross-Sales: Everything You Need to Know to Get Started featuring Josh Hurley Learning from Lost Medicare Insurance Sales

Articles to Share with Your Clients:

Do the 3 Most Common Natural Supplements Actually Work? Using Garlic in Your Cooking What is a 5-Star Medicare Plan?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Modern Medicare Marketing for Today’s Agents The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

2022 State of the Senior Market: In Review Help Medicare & Medicaid Clients Secure SNAP Benefits How to Help Clients Avoid Medicare Late Enrollment Penalties

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The Friday Five for April 15, 2022: * Task Force Suggests Kids 8 and Older Could Benefit from Anxiety Screenings * March CPI Highest Since December 1981 – 8.5% Increase * Elon Musk Won’t Join Twitter Board, Faces New Lawsuit * What To Do If You’re Getting Text Spam * Spotify Car Thing Adds More Features

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Mentioned in this episode:

All Children 8 and Older Should Be Screened for Anxiety, U.S. Task Force Says Consumer price inflation hit a new 40-year high in March Did You Receive a Text Message From Yourself? You’re Not Alone. Elon Musk is no free speech messiah Elon Musk Sued by Twitter Investor Over Illegal Stock Purchase Secrecy Fed to raise rates aggressively in coming months, say economists: Reuters poll How to Block Spam Messages on Your iPhone Using the Settings and Your Carrier's Help In major reversal, Elon Musk won’t join Twitter board I want Spotify’s Car Thing, but without the Spotify Spotify's Car Thing can now take calls and control other apps This Is How an Elon Musk Twitter Takeover Could Work U.S. Preventive Services Draft Recommendation Statement: Screening for Anxiety in Children and Adolescents US inflation jumped 8.5% in past year, highest since 1981

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April 8, 2022 | The Friday Five Agent Apps | Unlocking the Best Puzzle Apps! How to Follow Up with Medicare Clients Compliantly More People Working Past Age 65 – What It Means for Agents Selling Medicare Plans Pros and Cons of Having an Office Space Outside of Your Home

Articles to Share with Your Clients:

Finding Relief from Seasonal Allergies Start Your Green Thumb with a Windowsill Garden Using Basil in Your Cooking

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Developing an Agency – Your Guide to Getting Started The Complete Guide on How to Sell Medicare Supplements

The latest from Ritter’s Blog:

2022 State of the Senior Market: In Review BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicaid Clients Secure SNAP Benefits

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It’s hard to slow down anything in our fast-paced world. But going slow and steady with your business can lead to a lot of success down the road!

Read the text version.

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Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 16 Stats That Prove You Should Put Your Clients First Do’s and Don’ts of Medicare Compliance How to Recruit Insurance Agents to Your Downline Healthline: A Guide to Burnout Ritter’s Round Table

More episodes you’ll like:

Learning from Lost Medicare Insurance Sales More People Working Past Age 65 – What it Means for Agents Selling Medicare Plans Agent Apps | Unlocking the Best Puzzles Apps!

Articles to Share with Your Clients:

What is a 5-Star Medicare Plan? Gun Safety Rules for Seniors What is Inflammation?

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

How to Help Clients Avoid Medicare Late Enrollment Penalties Help Medicare & Medicaid Clients Secure SNAP Benefits Ritter's Quest for Cash is Back Again for 2022!

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Wondering if it’s time to expand your business outside of the home? The ASG came up with the pros and cons to help you decide your next step! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Developing an Agency – Your Guide to Getting Started How to Recruit Insurance Agents to Your Downline How Far Do Americans Drive to Work on Average? Lonely Freelancer? 7 Ways a Coworking Space Can Boost Your Business

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More People Working Past Age 65 – What It Means for Agents Selling Medicare Plans Agent Apps | Unlocking the Best Puzzle Apps! How to Follow Up with Medicare Clients Compliantly

Articles to Share with Your Clients:

What You Should Know When Buying Cast Iron Cookware What is PTSD? 3 Surprising Ways to Feel Better When You’re Sad

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started Modern Medicare Marketing for Today’s Agents The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicaid Clients Secure SNAP Benefits How to Help Clients Avoid Medicare Late Enrollment Penalties

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The Friday Five for April 8, 2022: * CMS 2023 Medicare Advantage and Part D Rate Announcement * Biden Administration to Address the ACA Family Glitch * New Efforts to Address Long COVID * Google Maps Update * Elon Musk Becomes Twitter’s Largest Shareholder

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Mentioned in this episode:

2023 Medicare Advantage and Part D Rate Announcement Agent Apps | The Quest for Navigation Apps Biden administration ramps up long Covid research efforts following criticism CMS 2023 Rate Announcement PDF Everything You Need to Know About the First Private Mission to the International Space Station Google Maps adds more traffic information and new iPhone features Google Maps is getting toll pricing and other route details Health care: Obamacare 'family glitch' is finally getting an overhaul President Biden Moves to Fix a 'Glitch' in the Affordable Care Act SpaceX rolls Falcon 9 rocket, Dragon capsule out to pad for Ax-1 astronaut launch (photos) The ACA Family Glitch and Affordability of Employer Coverage Twitter plans edit button, says Elon Musk’s poll had nothing to do with it What Elon Musk Could Mean for Twitter

More episodes you’ll like:

April 1, 2022 | The Friday Five How to Follow Up with Medicare Clients Compliantly Learning from Lost Medicare Insurance Sales

Articles to Share with Your Clients:

The Different Types of Potatoes & When to Use Them What is Inflammation? What is Medicare's Secondary Payer Program?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Modern Medicare Marketing for Today’s Agents The Complete Guide on How to Sell Final Expense Insurance

The latest from Ritter’s Blog:

2022 State of the Senior Market: In Review Ritter's Quest for Cash Is Back Again for 2022! Tips for Cross-Selling Medicare Products

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How does Medicare work for clients over the age of 65? We get this question from our agents frequently! Listen to learn how to help clients enroll in Medicare when they plan to continue working. We'll even cover how to help a client that's already on Medicare who wants to "unretire" and rejoin the workforce! Read the text version.

Mentioned in this episode:

4 Perks of Being a Part-Time Insurance Agent 4 Tips for Making a Better Insurance Sales Pitch Am I Eligible for Medicare? Labor force projections to 2024: the labor force is growing, but slowly More older Americans are “unretiring” Should I Enroll in Medicare When I’m First Eligible Should I get Parts A & B? Social Security Field Office Locator Staying Ahead of the Curve 2013: The AARP Work and Career Study What is the Social Security Retirement Age? Where can I buy Medigap? Your Clients May Not Be Automatically Enrolled in Medicare

More episodes you’ll like:

5 Life Insurance Myths Your Clients May Believe How to Help Clients Avoid Medicare Late Enrollment Penalties How to Follow up with Medicare Clients Compliantly How to Sell Health Insurance to Every Family Member The Value of Staying in Touch with Clients

Articles to Share with Your Clients:

What is Inflammation? What is Medicare's Secondary Payer Program? What is PTSD?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts The Complete Guide on How to Sell Prescription Drug Plans The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicaid Clients Secure SNAP Benefits 4 Helpful Podcasts for Busy Insurance Agents

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Mobile games are a great way to pass the time.

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Contact the Team at Ritter Insurance Marketing .projekt - Steam .projekt – Apple Store .projekt – Google Play Store Naboki – Google Play Store Naboki – Apple Store Naboki - Steam

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Agent Apps | Fitness for Busy People How SPAPs and Their SEPs Can Bring You New Business Why Now is the Time to Start Selling Insurance

Articles to Share with Your Clients:

COVID Tests to be Covered by Medicare The Mental Health Benefits of Exercise Which is Better: Fresh or Frozen Meat?

The latest from Ritter’s Blog:

How to Sell Health Insurance to Every Family Member How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace FFM Training 4 Helpful Podcasts for Busy Insurance Agents

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After closing a sale, your job isn’t done yet! Following up with clients is a critical part of being a successful Medicare sales agent. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

2019 Medicare OEP: You Never Get a Second Chance to Make a First Impression 4 Ways to Keep Your Medicare Business Warm This Winter Building Client Loyalty: More than Just a Plan Contact the Team at Ritter Insurance Marketing Code of Federal Regulations Title 42 Chapter IV Subchapter B Part 422 Subpart IV Code of Federal Regulations Title 42 Chapter IV Subchapter B Part 423 Subpart V Center for Medicare & Medicare Services Definitive Guidelines for the New Open Enrollment Period Four Reasons Why Ritter Should Be Your FMO Insurance Agency How Medicare Helps Your Clients Stay Healthy How to Get Started in Medicare Sales Humana Ignite: The 3-30-60-90 Day Conversation Guide Keys to Client Retention: Face-to-Face Communication SilverSneakers Silver&Fit What is a Medicare Wellness Visit?

More episodes you’ll like:

Medicareful: Frequently Asked Questions featuring Jimmy Weber Agent Apps | To-Do or Not To-Do Lists? Personal Planner Apps Senior Speak: Talking to Medicare Clients Age 65 & Older

Articles to Share with Your Clients:

What You Should Know When Buying Cast Iron Cookware Different Types of Potatoes & When to Use Them Gun Safety Rules for Seniors

Ritter Insurance Marketing eBooks & Guides:

Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicare Clients Secure SNAP Benefits

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The Friday Five for April 1, 2022:

  • 2022 State Of The Senior Market Q&A
  • Biden-Harris Fiscal Year 2023 Budget Highlights
  • Making (and keeping!) New Habits
  • Instagram Chronological Feeds
  • Insta Testing Tik-Tok-Like Feed?

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Mentioned in this episode:

2022 State of the Senior Market Q&A Video Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in April 2022 Habitica – Official Website Habitica for iOS Habitica for Android Instagram's Chronological Feed Is Back, Baby Instagram’s new chronological mode is exactly what a feed should be Instagram's Testing a New, Full-Screen Main Feed of Feed Posts, Stories and Reels Content Netflix Shares Interactive 3D Series ‘Battle Kitty’ Trailer Statement by HHS Secretary Becerra on the President’s Fiscal Year 2023 Budget Two New Ways to Control Your Instagram Feed

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March 25, 2022 | The Friday Five Help Medicare & Medicaid Clients Secure SNAP Benefits Insurance Cross-Sales: Everything You Need to Know to Get Started featuring Josh Hurley Learning from Lost Medicare Insurance Sales Medicareful: Frequently Asked Questions featuring Jimmy Weber

Articles to Share with Your Clients:

Do These 3 Most Common Natural Supplements Actually Work? Seasonal Picks: 3 Foods You Should Try This Spring What are State Pharmaceutical Assistance Programs?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Modern Medicare Marketing for Today’s Agents The Complete Guide on How to Sell Medicare Supplements

The latest from Ritter’s Blog:

BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicaid Clients Secure SNAP Benefits How to Help Clients Avoid Medicare Late Enrollment Penalties

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Nothing hits quite like a lost sale. And, while it's easy to focus on the loss, we choose to focus on solutions. Find out how you can, too, and make lost opportunities few and far between. Read the text version.

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Call Ritter Insurance Marketing at 1-800-769-1847

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 4 Steps to Selling Dental, Vision, and Hearing Insurance 7 Powerful Practices for Selling Prescription Drug Plans 26 Habits of Incredibly Successful Salespeople Active Listening - Hear What People Are Really Saying Learn More About Medicareful Online Contracting with Ritter Insurance Marketing Organization Tips and Tricks for the Medicare Annual Enrollment Period Request an Insurance Sales Portfolio Review from Ritter Selling Hospital Indemnity with Medicare Advantage: Is It Worth It? Senior Speak: Talking to Medicare Clients Age 65 & Older Should You Hire an Assistant for Your Insurance Business? The Benefits of Joining a Top Insurance FMO The Negative Effects of Elderspeak The Ritter Platform Tips for Cross-Selling Medicare Products

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4 Tips for Making a Better Insurance Sales Pitch 5 MORE Real-Life Medicare Sales Scenarios and How to Handle Them 5 Real-Life Medicare Sales Scenarios and How to Handle Them How to Help Clients Avoid Medicare Late Enrollment Penalties How to Successfully Set SMART Goals

Articles to Share with Your Clients:

Can Your Knee Really Predict the Weather? The Difference of Cooking with Fresh and Dry Herbs Does Medicare Cover Allergy Treatment?

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started Modern Medicare Marketing for Today’s Agents The Complete Guide on How to Sell Medicare Supplements

The latest from Ritter’s Blog:

BayCarePlus Medicare Advantage Contracting Now Available with Ritter! Help Medicare & Medicaid Clients Secure SNAP Benefits How to Help Clients Avoid Medicare Late Enrollment Penalties

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Find out how you, as an insurance agent, can coordinate SNAP benefits for Medicare and Medicaid beneficiaries!

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

5 Tips for Selling Medicare Advantage Plans Adding SNAP Benefits for Older Adults in Medicare, Medicaid Can Reduce Hospital Visits, Healthcare Costs Are You Offering Multiple LTC Insurance Options? Building Client Loyalty: More than Just a Plan Four Ancillary Cross-Sales to Show Clients You Care Get the Facts on SNAP and Senior Hunger How Client Retention Boosts Insurance Sales Senior Food Insecurity Studies Supplemental Nutrition Assistance Program (SNAP) SNAP Retailer Locator SNAP Special Rules for the Elderly or Disabled SNAP State Directory of Resources The Beginner’s Guide to D-SNPs The Pros and Cons of Selling Insurance The Importance of a Good Breakfast Understanding the Details of Annuities

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Agent Apps | What’s Cooking? Meal Planner Apps Tips for Cross-Selling Medicare Products 4 Myths About Duel-Eligible Special Needs Plan (D-SNP) Sales

Articles to Share with Your Clients:

The Health Benefits of Cumin 3 Surprising Ways to Feel Better When You’re Sad What are Federally Qualified Health Centers?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts Social Media Marketing for Insurance Agents The Complete Guide to Client Loyalty and Retention Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

How to Help Clients Avoid Medicare Late Enrollment Penalties 2022 State of the Senior Market: In Review Ritter’s Quest for Cash is Back Again for 2022!

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The Friday Five for March 25, 2022: * Learn How to Cross-Sell Ancillary – Webinar * Chair Powell Doubles Down on Inflation * ACA Marketplace Turns 12 * Cool SXSW Health Tech * 2022 Ambies Winners PLUS Our Picks

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Mentioned in this episode:

2022 Ambies Winners List ACA 101: Selling Under-65 Health Insurance A look at the most interesting innovations at SXSW 2022: From holograms to the future of psychedelics Fed will raise rates more aggressively if needed, Powell says How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training How to Sell Health Insurance to Every Family Member More than Medicare Basic Training: The Basics of Ancillary Cross-Selling On 12-Year Anniversary of the Affordable Care Act, New HHS Report Shows Ways the Biden-Harris Administration’s American Rescue Plan Investments Are Lowering Health Care Costs and Expanding Coverage Powell says ‘inflation is much too high’ and the Fed will take ‘necessary steps’ to address The State of the ACA Report

More episodes you’ll like:

How to Help Clients Avoid Medicare Late Enrollment Penalties Insurance Cross-Sales: Everything You Need to Know to Get Started featuring Josh Hurley Medicareful: Frequently Asked Questions featuring Jimmy Weber

Articles to Share with Your Clients:

Can Your Knee Really Predict the Weather? The Different Types of Potatoes & When to Use Them Why Gardening Makes Seniors Happier & Healthier

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started Modern Medicare Marketing for Today’s Agents The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents How to Transition from AEP to D-SNPs The Part D SEP Triggers That Can Help You Post-AEP

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You've got Medicareful questions and we've got answers! Sarah talks Medicareful with Jimmy Weber. Get the details on features, why agents should use it, how to get started, and more!

Register for Medicareful Today!

Medicareful FAQs discussed in this episode:

2:48: What is Medicareful? 5:02: Why should I use Medicareful? What makes it different from other quoting tools? 8:18: How do you use Medicareful? 9:47: Can I use Medicareful for face-to-face enrollment and remote sales? 10:54: What video conferencing tools do you recommend for remote insurance sales? 12:19: How difficult is adding Medicareful to my sales process? 16:38: Let’s talk upcoming features. What’s coming to Medicareful? 17:45: Does Medicareful have compliance rules? Is Medicareful compliant with CMS? 21:08: How to I register and qualify for my own Medicareful page? 22:41: How long does it take to get my Medicareful page? 23:31: How does Medicareful help me get insurance leads? 24:36: Can Medicareful help me with marketing strategies? 31:36: What if another agent in my area is using Medicareful, too? 33:03: What do agents love about Medicareful?

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Learn More About Medicareful Reach out to the Medicareful Team Register for your FREE RitterIM.com account Ritter Docs Ritter Events Ritter Platform Weber Senior Solutions (Landing Page Example)

More episodes you’ll like:

5 Tips for Using Medicare to Sell More Medicare Plans How to Sell Health Insurance to Every Family Member Insurance Cross-Sales: Everything You Need to Know to Get Started featuring Josh Hurley

Articles to Share with Your Clients:

Can Your Knee Really Predict the Weather? The Health Benefits of Lemon What are State Pharmaceutical Assistance Programs?

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started Modern Medicare Marketing for Today’s Agents The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents 8 Reasons Why Medicare Agents Should Sell ACA Plans The Part D SEP Triggers That Can Help You Post-AEP

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Medicare enrollment penalties can be avoided with prior knowledge. Keep your clients informed so they don't incur these extra costs! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 80% of Medicare beneficiaries don't know this rule - or its penalties CMS Fact Sheet: Deciding Whether to Enroll in Medicare Part A and Part B When You Turn 65 Medicare Misunderstandings Could Put Millions of Seniors in Jeopardy Medicare Part D – Could Be Just What the Doctor Ordered Part A late enrollment penalty Part B late enrollment penalty Part D late enrollment penalty Ritter's Medicare Quote Engine The Ritter Platform

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3 Tips to Help Your Clients Avoid Health Insurance Scams 4 Helpful Podcasts for Busy Insurance Agents Remote Sales Tips for Insurance Agents

Articles to Share with Your Clients:

Can Your Knee Really Predict the Weather? The Health Benefits of Cumin What are Federally Qualified Health Centers?

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Prescription Drug Plans The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

8 Reasons Why Medicare Agents Should Sell ACA Plans How to Sell Health Insurance to Every Family Member Ritter's Quest for Cash Is Back Again for 2022!

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Do you like checking off lists? Or are you not naturally organized? Tina found some apps to help your busy work week run smoother! Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Microsoft To Do Any.do Habitica

More episodes you’ll like:

Agent Apps | The Quest for Navigation Apps Why Now is the Time to Start Selling Insurance How SPAPs and Their SEPs Can Bring You New Business

Articles to Share with Your Clients:

Important Terms and Tips When Reading a Health Article or Study Which is Better: Fresh or Frozen Meat? Do These 3 Most Common Natural Supplements Actually Work?

The latest from Ritter’s Blog:

How to Sell Health Insurance to Every Family Member Why Young Professionals Should Consider Becoming Insurance Agents 8 Reasons Why Medicare Agents Should Sell ACA Plans

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The Friday Five for March 18, 2022: * Fed Makes Changes to Interest Rates * How to Save on Gas Prices * DeepWell & Therapeutic Gaming * Daylight Saving Time No More? * iOS 15.4 Includes Update to Apple Podcasts

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Mentioned in this episode:

Apple Podcasts in iOS 15.4 gains new features including season episode filters As gas prices surge, here's how to get the most out of your tank DeepWell aims to create video games used as health care Fed raises interest rates for first time in 3 years as inflation soars Fed raises interest rates for the first time since 2018 Gas Buddy Here’s how Starbucks wants to phase out iconic disposable cups: Wash stations ahead? How to save gas without ruining your car How to Save Money on Gas: As Prices Rise, Limit the Damage to Your Budget iOS 15.4: Mask-Friendly Face ID Isn't the Only New Feature to Try iOS 15.4 is out now — all the new features for your iPhone Online Medicare Enrollment with Medicareful Starbucks is going away from paper cups. Here's how your coffee order could change. Starbucks plans to phase out paper cups in the U.S. and Canada The awfulness of daylight saving time, mapped What a Federal Reserve Rate Increase Means for You Why Congress nailed it on Daylight Saving Time

More episodes you’ll like:

March 11, 2022 | The Friday Five How to Sell Health Insurance to Every Family Member Insurance Cross-Sales: Everything You Need to Know to Get Started

Articles to Share with Your Clients:

Does Medicare Cover HIV Screenings and Treatment? Which is Better: Fresh or Frozen Meat? Why Bird-Watching Can Be Healthy for Seniors

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started Modern Medicare Marketing for Today’s Agents The Complete Guide on How to Sell Medicare Advantage Plans

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training How to Sell Health Insurance to Every Family Member

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It’s a common mistake to speak with baby-boomers using ‘elderspeak’. Learn what to do and what to avoid when speaking to the 65 plus population during insurance sales! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Addressing How We Talk About Aging Never Gets Old: ‘Whatever You Do, Don’t Say Elderly’ Building Client Loyalty: More than Just a Plan Four Reasons Why Ritter Should Be Your FMO Insurance Agency How Client Retention Boosts Insurance Sales How to Communicate Effectively with Older Adults Key to Client Retention: Face-to-Face Communication Longevity Increased by Positive Self-Perceptions of Aging Subpart V - Medicare Advantage Communication Requirements The Senior Side: What do you call a senior? The names we use for people over 50 The Mistakes We Make Communicating with Elders (and How to Fix Them) Times Have Changed; What Should We Call ‘Old People’? What Fitness Programs Are Available for Seniors?

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Remote Sales Tips for Insurance Agents Agent Apps | Fitness for Busy People How SPAPs and Their SEPs Can Bring You New Business

Articles to Share with Your Clients:

Covid Tests to Be Covered By Medicare Which is Better: Fresh or Frozen Meat? Do These 3 Most Common Natural Supplements Actually Work?

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Final Expense Insurance The Complete Guide on How to Sell Prescription Drug Plans The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Learning from Lost Medicare Insurance Sales How to Sell Health Insurance to Every Family Member 4 Helpful Podcasts for Busy Insurance Agents

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Health Insurance is more accessible now than ever. Learn how you can sell insurance plans to multiple generations in one household! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 4 Steps to Finding the Perfect PDP for Your Client 4 Steps to Every Final Expense Sale 4 Steps to Selling Cancer Insurance 5 Life Insurance Myths Your Clients May Believe 4 Steps to Selling Dental, Vision, and Hearing Insurance 8 Reasons Why Medicare Agents Should Sell ACA Plans 2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D ACA 101: Selling Under-65 Health Insurance Boost Business Selling Hospital Indemnity Insurance Critical Illness Plans: Your Cure for Unhealthy Sales Every ‘Second’ Counts: Why Sell Cancer Heart Attack and Stroke Insurance? Final Expense Insurance Sales Opportunities You May Be Missing How to Explain the Real Cost of a Funeral & Help Your Clients Plan for One How to Sell Hospital Indemnity Plans & Combat Health Care Costs Meet Your Sales Team New Study Reveals Multigenerational Living Nearly Quadrupled in the Past Decade Products by Carrier Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales Sense Success with Dental, Vision, and Hearing Plans Ready to Join an FMO? 10 Things to Consider

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Remote Sales Tips for Insurance Agents Agent Apps | Fitness for Busy People How to Explain the Cost of a Funeral & Help Your Clients Plan For One

Articles to Share with Your Clients:

The Mental Health Benefits of Exercise The Dangers of Toxic Positivity Do These 3 Most Common Natural Supplements Actually Work?

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Final Expense Insurance The Complete Guide on How to Sell Prescription Drug Plans The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Why Young Professionals Should Consider Becoming Insurance Agents

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The Friday Five for March 11, 2022: * Protecting mental health in times of stress * New study on mental health & Medicare eligibles * Biden wants to protect veterans exposed to burn pits * Medicare Advantage study from The Commonwealth Fund * Substack launches an App for iOS, Android coming soon

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Mentioned in this episode:

Biden visits Texas to push for better care for veterans exposed to burn pits Coca-Cola Starlight Is the news cycle stressing you out? Here are 4 ways to protect your mental health Seniors Speak Out on Mental Health Substack for Android Wait List Substack launches an iOS app for reading newsletters Substack Reader App Taking Stock of Medicare Advantage: Overview Taking Stock of Medicare Advantage: Risk Adjustment 'The best of us': Biden promises improved care for veterans

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March 4, 2022 | The Friday Five

How to Cross-Sell Insurance: The Advisor Approach Insurance Cross-Sales: Everything You Need to Know to Get Started featuring Josh Hurley Tips for Cross-Selling Medicare Products 3 Advantages of Being an Independent Insurance Agent

Articles to Share with Your Clients:

Can Your Knee Really Predict the Weather? Cooking for Beginners: Frying Tips What are State Pharmaceutical Assistance Programs?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Developing an Agency – Your Guide to Getting Started Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training How to Sell Health Insurance to Every Family Member

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Learn how to start cross-selling to your Medicare clients. Josh Hurley from Ritter's More Than Medicare team joins Sarah to talk ancillary products and cross-sales examples. Register for Ritter’s More Than Medicare Boot Camp!

Mentioned in this episode:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Connect with our More Than Medicare Team More Than Medicare on Ritter Docs Register for your FREE RitterIM.com account

More episodes you’ll like:

4 Ancillary Cross-Sales to Show Clients You Care How to Cross-Sell Insurance: The Advisor Approach How to Explain the Cost of a Funeral & Help Your Clients Plan for One Ritter is More Than Medicare & Our New Team Brand Shows Why Tips for Cross-Selling Medicare Products

Articles to Share with Your Clients:

The Dangers of Toxic Positivity The Health Benefits of Cumin Preparing for Your Welcome to Medicare Visit

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents 8 Reasons Why Medicare Agents Should Sell ACA Plans The Part D SEP Triggers That Can Help You Post-AEP

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Not sure what to make for dinner during the week? Tina reviews apps that make grocery shopping and meal prep easy! Register for your FREE RitterIM.com account  

Mentioned in this episode:  

Contact the Team at Ritter Insurance Marketing Whisk – The Ultimate Cooking App Meal Planning Made Easy – Yummly

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Want to improve your cross-selling business? We recommend being more than just a salesman to your clients. Here’s how you can start. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Four Ancillary Cross-Sales to Show Clients You Care

More episodes you’ll like:

March 4, 2022 | The Friday Five Insurance Cross-Sales: Everything You Need to Know to Get Started featuring Josh Hurley Tips for Cross-Selling Medicare Products

Articles to Share with Your Clients:

The Dangers of Toxic Positivity Do These 3 Most Common Natural Supplements Actually Work? Which is Better: Fresh or Frozen Meat?

Ritter Insurance Marketing eBooks & Guides:

Social Media Marketing for Insurance Agents The Complete Guide on How to Sell Final Expense Insurance The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

Learning from Lost Medicare Insurance Sales How to Sell Health Insurance to Every Family Member Why Young Professionals Should Consider Becoming Insurance Agents

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The Friday Five for March 4, 2022: * Biden Makes Supreme Court Nomination * National Mental Health Crisis Initiative * CDC Updates COVID-19 Guidance * Viatris Antitrust EpiPen Lawsuit Settled * Most Commonly Hacked Passwords

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Mentioned in this episode:

Biden Introduces Ketanji Brown Jackson, His Supreme Court Pick Biden to hold tech companies accountable on mental health Drugmaker settles EpiPen antitrust litigation for $264M EpiPen antitrust litigation settled; Viatris to pay $264 million Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in March 2022 FACT SHEET: President Biden to Announce Strategy to Address Our National Mental Health Crisis, As Part of Unity Agenda in his First State of the Union Implementing The 988 Hotline: A Critical Window To Decriminalize Mental Health Know Your COVID-19 Community Level New CDC Covid-19 metrics drop strong mask recommendations for most of the country The C.D.C. releases new guidance that will allow localities to ease masking and social distancing. These are the 20 most common passwords leaked on the dark web — make sure none of them are yours Viatris Agrees to Settle EpiPen Antitrust Litigation for $264 Million

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February 25, 2022 | The Friday Five 3 Advantages of Being an Independent Insurance Agent How to Cross-Sell Insurance: The Advisor Approach Insurance Cross-Sales: Everything You Need to Know to Get Started featuring Josh Hurley Tips for Cross-Selling Medicare Products

Articles to Share with Your Clients:

The Dangers of Toxic Positivity The Health Benefits of Cumin Preparing for Your Welcome to Medicare Visit

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents 8 Reasons Why Medicare Agents Should Sell ACA Plans The Part D SEP Triggers That Can Help You Post-AEP

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Increase your sales and profits by cross-selling insurance products! We cultivated a list to get you on the right track. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing Are You Offering Multiple LTC Insurance Options? Every ‘Second’ Counts: Why Sell Cancer, Hear Attack, and Stroke Insurance? Four Ancillary Cross-Sales to Show Clients You Care How Client Retention Boosts Insurance Sales How Medicare Helps Your Clients Stay Healthy 4 Tips for Making a Better Insurance Sales Pitch

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4 Ancillary Cross-Sales to Show Clients You Care 4 Helpful Podcasts for Busy Insurance Agents How to Become Certified For ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Secure a Bigger, Better Business with Ancillary Products Agent Apps | Fitness for Busy People

Articles to Share with Your Clients:

The Dangers of Toxic Positivity COVID Tests to be Covered by Medicare Important Terms and Tips When Reading a Health Article or Study

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide on How to Sell Medicare Advantage Plans The Complete Guide on How to Sell Medicare Supplements

The latest from Ritter’s Blog:

Learning from Lost Medicare Insurance Sales How to Sell Health Insurance to Every Family Member Why Young Professionals Should Consider Becoming Insurance Agents

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Did you know there are two types of Insurance Agents? There are pros and cons to both, but we highlight 3 advantages to being an Independent Insurance Agent. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing What is a Captive Agent? What is an Independent Agent? Captive vs. Independent Agents Top 5 Benefits of Using an Independent Agent 7 Reasons to Choose an Independent Agent Building Client Loyalty: More than Just a Plan Why Use an Insurance Agent? 4 Reasons Why Ritter Should Be Your FMO Insurance Agency What’s the Difference Between Captive and Independent Insurance Agents? The Benefits of Joining a Top Insurance FMO Medicare Quote Engine Medicareful Free Medicareful Website 4 Perks of Being a Part-Time Insurance Agent 3 Tips to Becoming an Insurance Agent

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Why Now is the Time to Start Selling Insurance Should Insurance Agents Have Their Own Website? How to Get Started in Medicare Sales

Articles to Share with Your Clients:

Do These 3 Most Common Natural Supplements Actually Work? The Mental Health Benefits of Exercise What are State Pharmaceutical Assistance Programs?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts Developing an Agency – Your Guide to Getting Started Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

8 Reasons Why Medicare Agents Should Sell ACA Plans 4 Helpful Podcasts for Busy Insurance Agents Why Young Professionals Should Consider Becoming Insurance Agents

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The Friday Five for February 25, 2022: * Senators voice support for Medicare Advantage * Free COVID-19 Tests? Double-check Expiration! * First Inflation, Next Interest Rates * Small Business Marketing Strategies * Reddit Announces New Features

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Mentioned in this episode:

10 Small Business Marketing Strategies That Actually Work 2023 Medicare Advantage and Part D Advance Notice Fact Sheet Advance Notice of Methodological Changes for Calendar Year (CY) 2023 for Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies February 11, 2022 | The Friday Five Fed's Bowman keeping open mind on possible half percentage point rate hike in March How long do at-home COVID-19 tests last? Introducing Our Discover Tab – A New Way to Find Content, Conversations, and Communities on Reddit Majority of U.S. Senators Express Support for Medicare Advantage Medicare Advantage Clinches Historic, Bipartisan Support in U.S. Senate Letter Reddit’s new Discover tab pushes the app into the modern social media era Senate Bipartisan Medicare Advantage Letter The market has adjusted its views of how the Federal Reserve will raise interest rates Those free at-home COVID-19 test kits might expire sooner than you think US Fed governor opens door to half-point rate hike in March

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February 18, 2022 | The Friday Five Agent Apps | The Quest for Navigation Apps Remote Sales Tips for Insurance Agents

Articles to Share with Your Clients:

COVID Tests to be Covered by Medicare The Dangers of Toxic Positivity The Health Benefits of Cumin

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products Developing an Agency – Your Guide to Getting Started

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents 8 Reasons Why Medicare Agents Should Sell ACA Plans The Part D SEP Triggers That Can Help You Post-AEP

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Funerals are expensive. Learn more about the full cost involved so you can help prepare and educate your clients. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing 2021 NFDA General Price List Study Shows Funeral Costs Not Rising as Fast as Rate of Inflation Final Expense Insurance Sales Opportunities You May Be Missing Final Expense with Ritter Insurance Marketing FTD Flower Delivery Ordering a Death Certificate Ritter Insurance Marketing Carrier & Product Map Ritter Insurance Marketing Life Insurance Pre-Screen Worksheet (PDF Download) Ritter Insurance Marketing Fact Finder (PDF Download) The Advisor Approach: Cross-Selling by Fact-Finding The Value of Staying in Touch with Clients Trust & Estate Planning

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February 18, 2022 | The Friday Five 4 Helpful Podcasts for Busy Insurance Agents Agent Apps | Fitness for Busy People How to Become Certified for ACA Marketplace Sales with Federally Facilitate Marketplace (FFM) Training Remote Sales Tips for Insurance Agents

Articles to Share with Your Clients:

The Dangers of Toxic Positivity The Mental Health Benefits of Exercise Which is Better: Fresh or Frozen Meat?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide on How to Sell Final Expense Insurance The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents 8 Reasons Why Medicare Agents Should Sell ACA Plans The Part D SEP Triggers That Can Help You Post-AEP

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Have you found the navigation apps you use to be out of date or incorrect? Have you had problems with losing signal? The ASG team has reviewed some apps for you! Register for your FREE RitterIM.com account

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Contact the Team at Ritter Insurance Marketing Map.me Waze Navigation App

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Agent Apps – Fitness Apps for Busy People Why Insurance Agents Fail (& How Not To!) Winter 2021 Podcast Recommendations

Articles to Share with Your Clients:

Does Medicare Cover Respite Care? Health Benefits of Gift-Giving The Differences of Cooking with Fresh and Dry Herbs

The latest from Ritter’s Blog:

8 Reasons Why Medicare Agents Should Sell ACA Plans The Part D SEP Triggers That Can Help You Post-AEP Why Young Professionals Should Consider Becoming Insurance Agents

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What happens when your client passes away? What can you do for their loved ones? We outline the proper steps to take in this difficult situation. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode: Contact the Team at Ritter Insurance Marketing Medicare: Report a Death What Do I Say After a Client Dies? 5 Real-Life Medicare Sales Scenarios & How to Handle Them Final Expense Insurance Sales Opportunities You May Be Missing

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Articles to Share with Your Clients: Measuring Your Health Apart from Weight Loss Using Cumin in Your Cooking What are State Pharmaceutical Assistance Programs?

Ritter Insurance Marketing eBooks & Guides: A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide on How to Sell Final Expense Insurance The Complete Guide to Client Loyalty and Retention

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The Friday Five for February 18, 2022: * 2022 State of the Senior Market * Direct Contracting Model for Medicare * Jessica Altman moves to Covered California * Google and the Privacy Sandbox * Top Audio Equipment for 2022

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Mentioned in this episode:

2022 State of the Senior Market – Register to Attend! Google plans privacy change similar to Apple’s, which wiped $230 billion off Facebook’s market cap Healthcare Groups Plead with HHS’ Becerra to Retain Direct Contracting Model Insurance Commissioner Jessica Altman to Depart Wolf Administration Introducing the Privacy Sandbox on Android Jayapal Leads More than 50 Lawmakers in Urging Biden Administration to Protect Medicare by Ending Trump-Era Privatization Effort Jessica Altman to Lead Covered California Over 50 Lawmakers Urge Administration to End Direct Contracting NAACOS, APG Urge HHS to Adjust Direct Contracting Model, Not Cancel Sony Just Reinvented Wireless Earbuds The Rolling Stone Audio Awards 2022 The Verge’s favorite audio gear for 2022

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February 11, 2022 | The Friday Five 4 Helpful Podcasts for Busy Insurance Agents How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Lessons Learned After 400 Episodes Remote Sales Tips for Insurance Agents

Articles to Share with Your Clients:

COVID Tests to be Covered by Medicare Jogging Turns Back Your Clock The Dangers of Toxic Positivity

Ritter Insurance Marketing eBooks & Guides:

Social Media Marketing for Insurance Agents The Complete Guide on How to Sell Medicare Supplements The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents 8 Reasons Why Medicare Agents Should Sell ACA Plans The Part D SEP Triggers That Can Help You Post-AEP

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Master the art of remote sales! We can't say for certain that virtual selling is the way of the future. But we do have tips on how you can make the most of working (and selling!) from home.

Register for your FREE RitterIM.com account Email the ASG Podcast or call the hotline at 1-717-562-7211!

Mentioned in this episode: Contact the Team at Ritter Insurance Marketing Four Tips For Matching Your Sales Style with A Prospect's Personality How to Use the 7-38-55 Rule to Negotiate Effectively State of Remote Work 2020 by Owl Labs

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Articles to Share with Your Clients: COVID Tests to be Covered by Medicare Measuring Your Health Apart from Weight Loss Which is Better: Fresh or Frozen Meat?

Ritter Insurance Marketing eBooks & Guides: The Complete Guide on How to Sell Final Expense Insurance The Complete Guide on How to Sell Medicare Supplements The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog: 4 Helpful Podcasts for Busy Insurance Agents 8 Reasons Why Medicare Agents Should Sell ACA Plans The Part D SEP Triggers That Can Help You Post-AEP

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Do you want to expand your sales portfolio? Learn with easy steps how you can get ACA certified online! Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode: Contact the Team at Ritter Insurance Marketing AB Registration Completion List Agent and Broker Marketplace Registration Tracker CMS Enterprise Portal Four Reasons Why Ritter Should Be Your FMO Insurance Agency Plan Year 2022 Health Insurance Marketplace Registan and Training for New Agents and Brokers Returning Agents’ and Brokers’ Guide to Plan Year 2022 Marketplace Registration and Training

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Articles to Share with Your Clients: Do These 3 Most Common Natural Supplements Actually Work? The Mental Health Benefits of Exercise The Difference of Cooking with Fresh and Dry Herbs

Ritter Insurance Marketing eBooks & Guides: Agent Survival Kits: Beginners or Experts How to Host a Successful Medicare Educational Event Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog: How Insurance Agents Can Learn About Their Social Media Audience The Part D SEP Triggers That Can Help You Post-AEP Why Young Professionals Should Consider Becoming Insurance Agents

Subscribe & Follow: Apple Podcasts Google Podcasts Overcast Podbean Spotify Stitcher

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The Friday Five for February 11, 2022: * CMS 2023 Medicare Advantage and Part D Advance Notice * OTC COVID-19 Test Kits for Medicare Beneficiaries * 2022 Medication Access Report * Senate Mental Health Package * Local Marketing Strategies

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Mentioned in this episode:

2022 Medication Access Report

2023 Medicare Advantage and Part D Advance Notice Fact Sheet

Advance Notice of Methodological Changes for Calendar Year (CY) 2023 for Medicare Advantage (MA) Capitation Rates and Part C and Part D Payment Policies

Agent Apps | Fitness for Busy People

Are Medicare Advantage Insurers Covering the Cost of At-Home COVID-19 Tests?

Biden-Harris Administration Will Cover Free Over-the-Counter COVID-19 Tests Through Medicare

CMS Releases 2023 Medicare Advantage and Part D Advance Notice

Community-Based Testing Sites for COVID-19

covermymeds 2022 Medication Access Data Guide

COVID-19 Over-the-Counter (OTC) Tests & Medicare Frequently Asked Questions

COVID Tests to be Covered by Medicare

Local Content Is Good Business for Your Business

Rabbits

Senators to craft major mental health package with focuses on reforming pay parity, expand telehealth

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4 Helpful Podcasts for Busy Insurance Agents

8 Reasons Why Medicare Agents Should Sell ACA Plans

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COVID Tests to be Covered by Medicare

Do These 3 Most Common Natural Supplements Actually Work?

The Difference of Cooking with Fresh and Dry Herbs

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Developing an Agency – Your Guide to Getting Started

Modern Medicare Marketing for Today’s Agents

The latest from Ritter’s Blog:

4 Helpful Podcasts for Busy Insurance Agents

8 Reasons Why Medicare Agents Should Sell ACA Plans

The Part D SEP Triggers That Can Help You Post-AEP

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Google Podcasts

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Agent life is busy, but don’t let that stop you from keeping up with the industry! Our list of podcasts can help the busiest of insurance agents stay current.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Agent Survival Guide Blog

ASG Podcast Friday Five Series

Contact the Team at Ritter Insurance Marketing

Healthcare Happy Hour – Apple | Google | Podbean | Spotify

How to Listen to the Agent Survival Guide Podcast

The Infinite Dial 2021

The Next Big Thing in Health – Apple | Google | Podbean | Spotify

The Next Big Thing in Health – “What to Expect in 2022: Highmark Health | 37”

The Regulators – Apple | Google | Podbean | Spotify

The State of Podcast Listening for 2021: Podcasting Finds a Way

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Do’s and Don’ts of Medicare Compliance

Lessons Learned After 400 Episodes

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COVID Tests to be Covered by Medicare

Do These 3 Most Common Natural Supplements Actually Work?

The Difference of Cooking with Fresh and Dry Herbs

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Modern Medicare Marketing for Today’s Agents

The Complete Guide on How to Sell Medicare Supplements

The latest from Ritter’s Blog:

8 Reasons Why Medicare Agents Should Sell ACA Plans

The Part D SEP Triggers That Can Help You Post-AEP

Why Young Professionals Should Consider Becoming Insurance Agents

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Get moving with these holistic fitness apps! This brand new series introduces you to apps that will make daily life and your business run smoother.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Centr by Chris Hemsworth

Nike Training Club

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Is Magnesium Healthy for You?

Recharging After a Bad Night’s Sleep

This Year, Focus on Health, Not Weight

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4 Ways Medicareful Living Can Help Your Sales Strategy

9 Tips to Submitting an Error-Free Application

Rules for Hosting a Compliant Medicare Educational Event

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Keep your business running 365! Find out how SPAPs and their SEPs can boost your sales year-round.

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

2022 Social Security Changes

By the Numbers: The Impact of Chronic Disease on Aging Americans

CDC National Center for Health Statistics – Therapeutic Drug Use

Data Note: Prescription Drugs and Older Adults

Health: United States Report 2016

Social Security Administration Fact Sheet

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4 Myths About Dual-Eligible Special Needs Plan (D-SNP) Sales

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Cooking for Beginners: Frying Tips

Health Benefits of Gift Giving

What You Should Know About the COVID Booster

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event

Modern Medicare Marketing for Today’s Agents

The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

The Part D SEP Triggers That Can Help You Post-AEP

How Insurance Agents Can Learn About Their Social Media Audience

Why Young Professionals Should Consider Becoming Insurance Agents

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The Friday Five for February 4, 2022: * ACA Marketplace Enrollment Stats * IBM Watson Health Sold * Case Study on Social Determinants of Health for MA Beneficiaries * Will Sonos Create Headphones Next? * Valentine's Day 2022

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Mentioned in this episode:

12 Organizations Inspiring Health Care with a Focus on Social Determinants of Health

A look at how Medicare Advantage plans are addressing members' social needs

Biden-Harris Administration Announces 14.5 Million Americans Signed Up for Affordable Health Care During Historic Open Enrollment Period

Case Studies Highlight Innovative Approaches to Addressing Social Determinants of Health for Medicare Advantage Beneficiaries

Coffee + Chocolate Tasting Box

Homesick Candles

IBM Sells Some Watson Health Assets for More Than $1 Billion

Innovative Approaches to Addressing Social Determinants of Health for Medicare Advantage Beneficiaries

I've Found The Most Fascinating Fact I Can About Every US State, And Folks, They're Good

Little Debbie Is Launching an Ice Cream Line Inspired By Its Snack Cakes

Marketplace 2022 Open Enrollment Period Report: Final National Snapshot

Marketplace Sign-ups Increased by 21% in 2022

Sonos Headphones May Soon Be on the Way

The Downfall of One of the World’s Biggest Brains

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January 28, 2022 | The Friday Five

Lessons Learned After 400 Episodes

Should Insurance Agents Have Their Own Website?

Why Now is the Time to Start Selling Insurance

Why Young Professionals Should Consider Becoming Insurance Agents

Articles to Share with Your Clients:

Do These 3 Most Common Natural Supplements Actually Work?

The Difference of Cooking with Fresh and Dry Herbs

What are State Pharmaceutical Assistance Programs?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Developing an Agency – Your Guide to Getting Started

Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

8 Reasons Why Medicare Agents Should Sell ACA Plans

The Part D SEP Triggers That Can Help You Post-AEP

Why Young Professionals Should Consider Becoming Insurance Agents

Subscribe & Follow:

Apple Podcasts

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After 400+ episodes of the Agent Survival Guide Podcast, we've learned some things! Rather than keep that knowledge to ourselves, we're sharing it with you... and asking for your stories, too!!! What’s the best business lesson you ever learned? We want to know! Email the ASG Podcast or call the hotline at 1-717-562-7211!

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Register for your FREE RitterIM.com account

Should You Hire an Assistant for Your Insurance Business?

More episodes you’ll like:

4 Myths About Dual-Eligible Special Needs Plan (D-SNP) Sales

8 Reasons Why Medicare Agents Should Sell ACA Plans

How Insurance Agents Can Learn About Their Social Media Audience

How to Successfully Set SMART Goals

Winter 2021 Podcast Recommendations

Articles to Share with Your Clients:

Getting Your Home Ready for Winter Storms

The Difference of Cooking with Fresh and Dry Herbs

What are State Pharmaceutical Assistance Programs?

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started

Modern Medicare Marketing for Today’s Agents

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

8 Reasons Why Medicare Agents Should Sell ACA Plans

The Part D SEP Triggers That Can Help You Post-AEP

Why Young Professionals Should Consider Becoming Insurance Agents

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There’s no better time than now! We did the research for you. Here are the reasons you should start a new career as an insurance agent.

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Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

5 Myths About Selling Medicare…Debunked!

90% Of Seniors Satisfied with Their Medicare Supplemental Plans, New Study Shows

A Dozen Facts About Medicare Advantage

Bureau of Labor Statistics

Do You Have What it Takes to Be a Great Insurance Agent?

Fitch 2018 Outlook: U.S. Health Insurance

Fitch Ratings 2022 Outlook: U.S. Health Insurance

How Satisfied Are U.S. Workers With Their Salaries?

Medicare Advantage 2021 Spotlight: First Look

Medicare Advantage in 2021: Enrollment Update and Key Trends

Medicare Quote Engine

Medicareful Site Creation

Medicareful

What is AHIP Certification and How Do I Get It?

What Millennials Want from a Career in Insurance

Why Client Retention Should be Your Top Priority

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Getting Started Selling Dental, Vision, and Hearing Insurance

How to Get Started in Medicare Sales

Starting Your Own Insurance Agency featuring Craig Ritter and Dave Dietz

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Dangers of a Cold Home for Seniors

Does Medicare Cover Respite Care?

Quick and Easy Recipes for One

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Developing an Agency – Your Guide to Getting Started

Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

8 Reasons Why Medicare Agents Should Sell ACA Plans

The Part D SEP Triggers That Can Help You Post-AEP

4 Myths About Dual Eligible Special Needs Plan (D-SNP) Sales

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The Friday Five for January 28, 2022: * January 2022 Fed Meeting Recap * CVS Health & Uber Health Team Up * Cigna Study on Telehealth * Government N-95 Mask Program * Employee Happiness & Retention

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Mentioned in this episode:

CVS Health and Uber Health collaborate to advance health equity in communities nationwide

CVS Health and Uber Health partner on free medical transportation to reduce barriers to care

CVS Health Zones

Convenient, Cost-Effective, and High-Quality Virtual Care Is Here To Stay

Does Virtual Care Save Money? (PDF Download)

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in February 2022

FOMC: Meeting calendars, statements, and minutes (2017-2022)

Fed plans to raise rates starting in March to cool inflation

Free N95 masks are arriving at pharmacies and grocery stores. Here's how to get yours

Free N95 masks roll out at pharmacies like CVS and Walgreens this week: here's how to get yours

Many stores expect to offer free government-issued N95 masks this week

The Fed, citing high inflation and a strong job market, signals rate increase ‘soon.’

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January 21, 2022 | The Friday Five

4 Myths About Dual-Eligible Special Needs Plan (D-SNP) Sales

8 Reasons Why Medicare Agents Should Sell ACA Plans

How to Sell Hospital Indemnity Plans and Combat Health Care Costs

Why Young Professionals Should Consider Becoming Insurance Agents

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Is Being a Snowbird for You? What You Should Know

The Difference of Cooking with Fresh and Dry Herbs

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The latest from Ritter’s Blog:

Why Young Professionals Should Consider Becoming Insurance Agents

8 Reasons Why Medicare Agents Should Sell ACA Plans

The Part D SEP Triggers That Can Help You Post-AEP

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Do think creating a website requires you to learn code? Is making a website complicated and expensive? The answer to all of these is no! Find out how and why you should create a website to expand your insurance business.

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Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

10 Social Media Statistics You Need to Know in 2020

How to Better Market Yourself

Internet/Broadband Fact Sheet

Learn More About Medicareful

Social Media Fact Sheet

Social Media Marketing for Insurance Agents

The Ritter Platform Launches 3 New Tools & Shared Client Records

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Are you fresh out of college or looking for a career change and don’t want a traditional 9-to-5? Find out the reasons you should consider becoming an insurance agent.

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

3 Advantages of Being an Independent Insurance Agent

A Dozen Facts About Medicare Advantage in 2020

Bureau of Labor Statistics

Congressional Budget Office

Contact the Team at Ritter Insurance Marketing

Create Your Own Medicareful Site

Do You Have What it Takes to Be a Great Insurance Agent?

Events at Ritter Insurance Marketing

Free eBooks & Guides

Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2022

Medicareful

Medicare Quote Engine

Online Contracting with Ritter Insurance Marketing

Percentage of people covered by Medicare in the United States from 1990 to 2020

The Basics of Selling Insurance from Home

The Benefits of Joining a Top Insurance FMO

Why Being a Likable Agent Is Good for Your Business

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January 21, 2022 | The Friday Five

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Why Insurance Agents Fail (& How Not To!)

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Does Medicare Cover Respite Care?

Measuring Your Health Apart From Weight Loss

Using Cumin In Your Cooking

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Developing an Agency – Your Guide to Getting Started

Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

4 Myths About Dual Eligible Special Needs Plans (D-SNP) Sales

8 Reasons Why Medicare Agents Should Sell ACA Plans

How Insurance Agents Can Learn About Their Social Media Audience

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The Friday Five for January 21, 2022: * CMS to Change Part B Premium? * HHS Renews COVID Emergency * Free COVID-19 Tests * California, Health Insurance & Dependent Parents * 3 States with New Medigap Birthday Rules

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Mentioned in this episode:

AB-570 Dependent parent health care coverage.

Biden administration extends public health emergency for Covid-19

California First to Let Kids Add Parents to Insurance Plans

COVID-19 Test Kit Official Government Site

Lawmakers ratchet up pressure on CMS to change Part B premiums after Aduhelm price drop

Medicare’s Coverage Decision for the New Alzheimer’s Drug and Why It Matters

Medicare to Consider Lowering Part B Premiums

New 'Birthday Rules' to Help Some Medigap Users Switch Plans

Parent Healthcare Act (AB 570) Allows Californians to Add Parents to Their Healthcare

Renewal of De​​termination That A Public Health Em​ergency Exists

What you need to know about Biden’s free rapid test program

Wordle

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January 14, 2022 | The Friday Five

8 Reasons Why Medicare Agents Should Sell ACA Plans

How to Sell Hospital Indemnity Plans and Combat Health Care Costs

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Dangers of a Cold Home for Seniors

How Can I Trust My Insurance Agent Has My Best Interests at Heart?

Using Cumin in Your Cooking

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Developing an Agency – Your Guide to Getting Started

The Complete Guide on How to Sell Medicare Supplements

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Myths About Dual Eligible Special Needs Plan (D-SNP) Sales

How Insurance Agents Can Learn About Their Social Media Audience

The Part D SEP Triggers That Can Help You Post-AEP

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What can you do to protect your clients from high out-of-pocket costs related to hospital stays or emergencies? Learn how to talk to your clients about Hospital Indemnity plans!

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

5 Strategies to Boost Your Annuity Sales

Boost Business Selling Hospital Indemnity Insurance

Contact the Team at Ritter Insurance Marketing

Cover those Copays with Hospital Indemnity Plans

Four Ancillary Cross-Sales to Show Clients You Care

How Does a Hospital Indemnity Plan Work with Medicare? A Case Study

Schedule a Call with Ritter Insurance Marketing

Selling Hospital Indemnity with Medicare Advantage Plans: Is It Worth It?

The Value of Staying in Touch with Clients

This is the Real Reason Most Americans File for Bankruptcy

Why Am I in Observational Status for Medicare?

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4 Reasons Why Ritter Should Be Your FMO Insurance Agency

Winter 2021 Podcast Recommendations

Selling Life Insurance to Clients with Budget Concerns

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This Year, Focus On Health, Not Weight

Does Medicare cover Respite Care?

Cooking for Beginners: Frying Tips

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

How to Transition from AEP to D-SNPs

8 Reasons Why Medicare Agents Should Sell ACA Plans

The Part D SEP Triggers That Can Help You Post-AEP

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Amplify your reach with ACA sales! We've said it before – build your portfolio, grow your insurance business. The ASG team explores why Medicare agents should sell Under 65 plans, too.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

ACA 101: Selling Under-65 Health Insurance

ACA Marketplace Plan Year 2022 Registration and Training

CMS Extends Open Enrollment Period and Launches Initiatives to Expand Health Coverage Access Nationwide

Four Reasons Why Ritter Should Be Your FMO Insurance Agency

Insurer Participation on the ACA Marketplaces, 2014-2021

Medicare Isn’t Just for Seniors: Selling to the Under-65 Market

New, lower costs on Marketplace coverage

New Special Enrollment Period for Low-Income People Could Boost Coverage

Ritter Insurance Marketing Carrier & Product Map

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ACA 101: Selling Under-65 Health Insurance

Medicare Isn’t Just for Seniors: Selling to the Under-65 Market

Why Insurance Agents Fail (& How Not To!)

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Here’s What Medicare Costs in 2022

This Year, Focus on Health, Not Weight

Using Cumin in Your Cooking

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

4 Myths About Dual Eligible Special Needs Plan (D-SNP) Sales

How Insurance Agents Can Learn About Their Social Media Audience

The Part D SEP Triggers That Can Help You Post-AEP

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The Friday Five for January 14, 2022: * December 2021 CPI Report * CMS announces Aduhelm decision * CMS 2023 MA and Part D Proposed Rule * Headspace Health acquires Sayana * Scrolling Screenshot Guide

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Mentioned in this episode:

Alzheimer's drug approved despite doubts about effectiveness

Average Used Car Prices Soar to Over $30,000

CMS Proposes Medicare Coverage Policy for Monoclonal Antibodies Directed Against Amyloid for the Treatment of Alzheimer’s Disease

Consumer prices rose by 7 percent in December over previous year, marking third straight month of high inflation

CY 2023 Medicare Advantage and Part D Proposed Rule (CMS-4192-P)

Headspace Health

Headspace Health grabs startup Sayana to build out AI-based mental health tools

How to Take Scrolling Screenshots on Any Device

Medicare limits coverage of Biogen's $28,000-a-year Alzheimer's drug

Oreo's 110th Birthday

Oreo Is Celebrating Its 110th Birthday with New Chocolate Confetti Cake Cookies

Sayana

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4 Reasons Why Ritter Should Be Your FMO Insurance Agency

How to Successfully Set SMART Goals

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Winter 2021 Podcast Recommendations

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6 Winter Driving Safety Tips

This Year, Focus on Health, Not Weight

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Modern Medicare Marketing for Today’s Agents

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How Insurance Agents Can Learn About Their Social Media Audience

The Advisor Approach: Cross-Selling by Fact-Finding

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Think what you've heard about selling D-SNPs is true? We'll give you a hint... it's probably not! Listen as the #ASGPodcast breaks down myths to build up your knowledge. Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

Medicare Isn’t Just for Seniors: Selling to the Under-65 Market

Modern Medicare Marketing for Today’s Agents

3 Mistakes Medicare Agents Make When Selling D-SNPs

Dual Eligibles as a Percent of Total Medicare Beneficiaries

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Health Benefits of Gift-Giving

Common Behaviors That Can Lead to Cancer

Quick and Easy Recipes for One

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How to Host a Successful Medicare Educational Event

Modern Medicare Marketing for Today’s Agents

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

2022 Medicare Part A and Part B Premiums and Deductibles

9 Tips to Submitting an Error-Free Application

What Not to Say During Medicare Educational and Sales Events

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Want to start selling Final Expense Insurance, but aren’t sure where to begin? Check out our free eBook to get you started!

Thanks for listening! Don’t forget to download your FREE copy today!

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

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The Value of Working with an Insurance Agent

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Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

Selling Life Insurance to Clients with Budget Concerns

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Why are some insurance agents so successful, and others… not so much? Learn about the mistakes to avoid so your career (and business!) succeed.

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

5 Reasons Why Customer Retention Is Key To Your Business

The Complete Guide to Client Loyalty and Retention

What Is AHIP Certification and How Do I Get It?

How to Be an Adaptable Insurance Agent

Navigating Insurance Sales During the Medicare AEP & COVID

Keys to Client Retention: Face-to-Face Communication

Senior Speak: Talking to Medicare Clients Age 65 & Older

Does Your Medicare Sales Approach Satisfy Different Budgets?

Medicare for Snowbirds, Sunbirds, & Travel Enthusiasts

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Why Do We Feel Fear?

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The latest from Ritter’s Blog:

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Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

4 Ways Medicareful Living Can Help Your Sales Strategy

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The Friday Five for January 7, 2022: * BBB, inflation, and the 2022 CPI index weight update * 2021 Child Tax Credit and Letter 6419 * Elizabeth Holmes found guilty on 4 counts * Mental Wellness in 2022 * Spotify Star Ratings

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Mentioned in this episode:

August 6, 2021 | The Friday Five: Agent Apps Mental Health App Roundup

Elizabeth Holmes found guilty on four out of 11 federal charges

Families who got the child tax credit last year need to watch for this letter from the IRS

How to Improve Your Mental Health in 2022

Joe Manchin says he has had no talks about resurrecting Biden’s Build Back Better plan

Redditors Share Heartwarming Stories About Animal Crossing Providing Positive Results For Mental Health

Scoop: Manchin returns to Build Back Better negotiations with demands

Spotify is launching Apple-like ratings for podcasts

Tetris Helps My Stress and Anxiety Fall Away

The Elizabeth Holmes saga is far from over

U.S. Bureau of Labor Statistics Consumer Price Index

Unwind this Monday with the 5-4-3-2-1 Grounding Technique

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CMS Announces 2022 Medicare Advantage and Part D Costs

Does Medicare Cover Respite Care?

The Value of Family Recipes

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Developing an Agency – Your Guide to Getting Started

The Complete Guide on How to Sell Medicare Supplements

The latest from Ritter’s Blog:

2022 Medicare Part A and Part B Premiums and Deductibles

How Insurance Agents Can Learn About Their Social Media Audience

The Part D SEP Triggers That Can Help You Post-AEP

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Did you know that genomic sequencing is now a benefit in some cancer plans? Learn more about this newer form of treatment and how insurance can mitigate its cost.

Read the text version. Register for your FREE RitterIM.com account Schedule a Call with our More Than Medicare Team

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Milestones in Genomic Sequencing

Genome Sequencing Accelerates Cancer Detection

The Era of Massive Cancer Sequencing Projects Has Reached a Turning Point

Genomics and Cancer Treatment

Financial Problems Can Affect Cancer Survivors for Years

Cancer Patients Are Twice as Likely to Declare Bankruptcy

4 Steps to Selling Cancer Insurance

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4 Ways Medicareful Living Can Help Your Sales Strategy

9 Tips to Submitting an Error-Free Application

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Not sure where to start or grow your insurance agency? Ritter has you covered with our FREE eBook!

Thanks for listening! Don’t forget to download your FREE copy today!

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Starting Your Own Insurance Agency feat. Craig Ritter and Dave Dietz

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Ritter Insurance Marketing has a toolbox filled with tools and resources to share with agents like you. Here are four reasons you should choose us as your Field Marketing Organization Insurance Agency.

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Carrier Pages

Contact the Team at Ritter Insurance Marketing

Marketing & Incentives

Medicareful Living

Medicare Quote Engine

Online Contracting

2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

The Ritter Platform

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Ritter Can Help You Stay in Touch with Your Clients

5 Life Insurance Myths Your Clients May Believe

4 Tips for Making a Better Insurance Sales Pitch

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Can I Prevent Aneurysms or Ruptures?

Cooking for Beginners: Frying Tips

Ways Seniors Can Save on Travel

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Developing an Agency – Your Guide to Getting Started

Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

2022 Medicare Part A and Part B Premiums and Deductibles

4 Ways Medicareful Living Can Help Your Sales Strategy

9 Tips for Submitting an Error-Free Application

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Need some podcast recommendations? The Agent Survival Guide Team has you covered with their podcast recommendations for Winter 2021!

Mentioned in this episode:

Books Unbound

Ctrl-Alt-Destroy

Earth Eclipsed

Financial Feminist

Hello, Nature

Lost Hills

New York Times Book Review Podcast

Script Apart

Sidedoor: A Podcast from the Smithsonian

The Cipher

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Top 5 Podcasts of 2021

International Podcast Day 2021

Podcast Recommendations for Summer 2021

Podcasts We’re Currently Listening To (Winter 2021) | The Friday Five

Top 5 Podcasts of 2020 | The Friday Five

International Podcast Day 2020

Podcast Recommendations for Summer 2020 | The Tuesday Ten

Podcasts We’re Currently Listening To | The Friday Five

Top 5 Podcasts of 2019 | The Friday Five

International Podcast Day 2019

Behind the Scenes of the ASG Podcast ǀ ASG100

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Learn how to market your insurance business in the modern age with our FREE eBook!

Thanks for listening! Don’t forget to download your FREE copy today!

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

More episodes you’ll like:

5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd

Medicare Isn’t Just for Seniors: Selling to the Under-65 Market

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I’m Ready for Social Media: Which Platform is Right for Me?

Here’s What Medicare Costs in 2022

Mechanical Hobbies for Seniors

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

2022 Medicare Part A and Part B Premiums and Deductibles

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Searching for ways to achieve your SMART business goals? The Agent Survival Guide will help you set believable and achievable goals for the new plan year!

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Three Reasons Unrealistic Goals Create a Culture of Failure

What is a SMART Goal?

What is AHIP Certification and How Do I get it?

Why Taking it Slow is Good for Business

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Why Seniors Should Indulge Their Inner Artist

The Value of Working with An Insurance Agent

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started

How to Host a Successful Medicare Educational Event

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

2022 Medicare Part A and Part B Premiums and Deductibles

4 Ways Medicareful Living Can Help Your Sales Strategy

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It's that time of year again! Sarah's looking back at the year that was, through the lens of her Top 5 Podcasts of 2021. These are the shows she went back to again and again, favorite episodes included!

Mentioned in this episode:

Spotify Playlist: Top 5 Podcasts & Fave Episodes of 2021

Today Explained

Gamestock

MO Medicaid MO Problems

Who Owns Amanda Knox?

Havana syndrome

Out of stock

The Bright Sessions

Bright Sessions Episode 1: 101 - Patient #12-D-10 (Sam), Session 1

AM Archives Episode 1: 601 - For People Like You | The AM Archives

Order & Chaos Episode 1: 617 – Barba Tenus Sapientes

The College Tapes Episode 1: 701 – Qui Tu Vis Esse

99% Invisible

Artistic License

Hanko

I Can't Believe It's Pink Margarine

Stuccoed in Time

The House that Came in the Mail Again

Business Wars

Christmas Movie Wars | A Very Merry Rivalry | 1

Estée Lauder vs. L'Oréal | Telephone, Telegraph, Tell-A-Woman | 1

Fast Fashion | Fire Sale | 1

Late Night Wars | The Stars Realign | 1

ICYMI

"Body Positivity" Is Meaningless

Every Generation Has Its Cringe

Sorry SNL, Gen Z Didn't Invent That Slang

The Yassification of the Internet

You’re Using “Woke” Wrong

Goodnight, World

Bert & Ernie & The Clean Machines

Big Bird, Big City

The Count’s Bedtime Castle

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International Podcast Day 2021

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International Podcast Day 2020

Podcast Recommendations for Summer 2020 | The Tuesday Ten

Podcasts We’re Currently Listening To | The Friday Five

Top 5 Podcasts of 2019 | The Friday Five

International Podcast Day 2019

Behind the Scenes of the ASG Podcast ǀ ASG100

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Learn how you can get business year-round! Start cross-selling ancillary products with the help of our FREE guide!

Thanks for listening! Don’t forget to download your FREE copy today!

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

More episodes you’ll like:

Secure a Bigger, Better Business with Ancillary Products

4 Ancillary Cross-Sales to Show Clients You Care

December 17, 2021 | The Friday Five

Articles to Share with Your Clients:

3 Classic Christmas Cookie Recipes

Why Do We Celebrate That? Classic Christmas Tree Decorations

What Does It Mean to Be A Caregiver?

The latest from Ritter’s Blog:

Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

4 Ways Medicareful Living Can Help Your Sales Strategy

What Not to Say During Medicare Educational and Sales Events

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Keep your Medicare business alive, even in the dead of winter! Wondering what can you sell outside of AEP? We talk products for your portfolio, selling strategies, and compliant follow-up, and more!

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

2012 Facts from LIMRA

3 Ways to Calculate Your Client’s Life Insurance Needs

4 Reasons Why Ritter Should Be Your FMO Insurance Agency

Building Client Loyalty: More Than Just a Plan

Getting Started Selling Medicare Supplements

LIMRA’s Facts About Life 2021

Rules for Hosting a Compliant Medicare Educational Event

SNPs: The Secret to Surviving Lock-in

Secure a Bigger, Better business with Ancillary Products

The Hard Truth About Acquisition Costs (and How Your Customers Can Save You)

The Part D SEP Triggers That Can Help You Post-AEP

Try Cross-Selling Annuities to Fuel Sales

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December 17, 2021 | The Friday Five

Rules for Hosting a Compliant Medicare Sales Event

3 Tips to Help Your Clients Avoid Health Insurance Scams

Articles to Share with Your Clients:

The Value of Family Recipes

Does Vitamin C Boost Your Immune System?

CMS Announces 2022 Medicare Advantage and Part D Costs

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

2022 Medicare Part A and Part B premiums and Deductibles

How Insurance Agents Can Learn About Their Social Media Audience

Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

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The Friday Five for December 17, 2021: * Build Back Better Cuts * Debt Ceiling Limit Increases * December Fed Meeting Notes * Inflation & Retirement * At-Home COVID Test Kit Reimbursements

Register for your FREE RitterIM.com account

Mentioned in this episode:

Adam Mosseri explains how Instagram is bringing back the chronological feed

Congress Approves $2.5 Trillion Debt Limit Increase, Sending It to Biden

Debt Limit – U.S. Department of the Treasury

Fed Eyes 3 Rate Increases in 2022; Slows Stimulus as Prices Rise

Federal Reserve issues FOMC statement

Fed will aggressively dial back its bond buying, sees three rate hikes next year

Free COVID test kits coming soon: Here's where and how to get yours

House votes to raise debt ceiling, sends bill to Biden’s desk

Inflation surged 6.8% in November, even more than expected, to fastest rate since 1982

Instagram Is Bringing Back the Chronological Feed

Rising Inflation seen as Biggest Risk to Americans’ Retirement Plans in 2022

Senate passes bill to delay nearly 10% in Medicare cuts expected to start in January

Senate version of Build Back Better axes DSH cuts to hospitals in non-expansion states

What Retirement Savers Worry About Most

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3 Tips to Help Your Clients Avoid Health Insurance Scams

December 10, 2021 | The Friday Five

How to Transition from AEP to D-SNPs

How Insurance Agents Can Learn About Their Social Media Audience

Tips on Dealing with a Difficult Client

Articles to Share with Your Clients:

Does Vitamin C Boost Your Immune System?

Here’s What Medicare Costs in 2022

How to Make Homemade Candy Canes

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Developing an Agency – Your Guide to Getting Started

Modern Medicare Marketing for Today’s Agents

The latest from Ritter’s Blog:

2022 Medicare Part A and Part B Premiums and Deductibles

4 Myths About Dual Eligible Special Needs Plan (D-SNP) Sales

Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

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What is a Dual Eligible Special Needs Plan? How do you sell it? Who can you sell it to? Our D-SNP primer answers these questions and more!

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

3 Easy Ways to Build Your Insurance Sales Territory

4 Ways to Keep Your Medicare Business Warm This Winter

Build Your Brand with Community Involvement

CMS Medicare Advantage Communication Requirements

CMS Part D Communication Requirements

Do's and Don'ts of Medicare Compliance

Medicaid State Overviews

Medicare Manage Card Manual

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

Selling Medicare Products – Why It’s Definitely Worth Your While

SNPs: The Secret to Surviving Lock-in

Stay Busy Outside of AEP with Special Enrollment Periods

Why Client Retention Should be Your Top Priority

More episodes you’ll like:

3 Tips to Help Your Clients Avoid Health Insurance Scams

4 Tips for Making a Better Insurance Sales Pitch

How to Transition from AEP to D-SNPs

Staying Compliant Without Compromising Salesmanship

Tips on Dealing with a Difficult Client

Articles to Share with Your Clients:

Why Do We Celebrate Hanukkah Traditions

The Value of Family Recipes

What You Should Know About the COVID Booster

Ritter Insurance Marketing eBooks & Guides:

Developing an Agency – Your Guide to Getting Started

How to Host a Successful Medicare Educational Event

Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

2022 Medicare Part A and Part B Premiums and Deductibles

4 Ways Medicareful Living Can Help Your Sales Strategy

What Agents Can't Say During Medicare Sales Appointments

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Learn how to retain clients and ways to gain client loyalty with this eBook!

Thanks for listening! Don’t forget to download your FREE copy today!

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

The Complete Guide to Client Loyalty and Retention

15 Ways for Companies to Increase Customer Lifetime Value

More episodes you’ll like:

Tips on Dealing with a Difficult Client

Keys to Client Retention: Face-to-Face Communication

How to Follow Up with Medicare Clients Compliantly

Articles to Share with Your Clients:

How Can I Prevent Aneurysms or Ruptures?

3 Classic Cookie Recipes

Does Vitamin C Boost Your Immune System?

The latest from Ritter’s Blog:

2022 Medicare Part A and Part B Premiums and Deductibles

What Not to Say During Medicare Educational and Sales Events

9 Tips to Submitting an Error Free Application

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Short Summary: Learn how to shift your focus from the AEP to Dual Eligible Special Needs Plans. These are one way to keep a steady flow of business all year-round!

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

5 Major Things to Expect in the Medicare Advantage Market for 2020

Building Client Loyalty: More than Just a Plan

Build Your Brand with Community Involvement

Get your own CMS-compliant lead-generating Medicareful website

How Client Retention Boosts Insurance Sales

Medicare Advantage 2021 Spotlight: First Look

The Benefits of Selling D-SNPs

More episodes you’ll like:

The Benefits of Selling D-SNPs

The Top 5 Products to Sell During Medicare’s Lock-In Period

What Agents Can’t Say During Medicare Sales

Articles to Share with Your Clients:

Cooking for Beginners: Frying Tips

Can I Prevent Aneurysms or Ruptures?

6 Ways to Boost Your Lung Health

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event

Modern Medicare Marketing for Today’s Agents

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

2022 Medicare Part A and B Premiums and Deductibles

4 Ways Medicareful Living Can Help Your Sales Strategy

Offer Clients Cancer Insurance Featuring Genomic Sequencing

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The Friday Five for December 10, 2021: * AEP 2022 is over. Now what? * Build Back Better Act Update * 2021 Top Medicare Legislation * Google Introduces New Healthcare Search Options * Spotify Wrapped 2021

Register for your FREE RitterIM.com account

Mentioned in this episode:

10 things you didn't know are in the Democrats' Build Back Better bill

10 Top Medicare Bills Introduced in 2021

Google rolls out new search tools for health information on Medicare services, languages spoken by providers

Making healthcare options more accessible on Search

Pantone Color of the Year 2022

Senate revs up work on $2 trillion spending proposal, aiming to complete vote on Biden-backed bill before Christmas

Spotify Wrapped

Things to Think About Post-AEP

Top 10 Holiday Toys 2021 | The Tuesday Ten

Wall Street economists are confident Biden’s Build Back Better bill will become law – and boost infrastructure firms

More episodes you’ll like:

December 3, 2021 | The Friday Five

2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

3 Tips to Help Your Clients Avoid Health Insurance Scams

How Insurance Agents Can Learn About Their Social Media Audience

Tips on Dealing with a Difficult Client

Articles to Share with Your Clients:

3 Classic Christmas Cookie Recipes

Ways Seniors Can Save on Lighting Costs in the Winter

Why Do We Celebrate That? Hanukkah Traditions

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

How Insurance Agents Can Learn About Their Social Media Audience

Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

Why Client Retention Should be Your Top Priority

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Are you leveraging social media to grow your insurance business? We dig into social media analytics - a powerful tool for insurance agents! Learn how to use this insight to improve your results.

Read the text version.

Download your copy of Social Media Marketing for Insurance Agents

Mentioned in this episode:

11th Annual B2B Content Marketing Benchmarks, Budgets, and Trends

Contact the Team at Ritter Insurance Marketing

Facebook's annual revenue from 2009 to 2020, by segment

Facebook Audience Insights

Facebook - Statistics & Facts

Forecast of the number of LinkedIn users in the United States from 2017 to 2025

How To Create An Effective Poll: The Beginner’s Guide

How to Efficiently Use Demographics to Understand Your Target Audience

How to Recruit Insurance Agents to Your Downline

LinkedIn Page Analytics 101: A Crash Course

LinkedIn Page Analytics - Overview

LinkedIn Website Demographics

Number of monthly active Facebook users worldwide as of 2nd quarter 2021

Percentage of U.S. adults who use Facebook as of February 2021, by age group

Percentage of U.S. adults who use Twitter as of February 2021, by age group

Register for your FREE RitterIM.com account

Selected online companies ranked by total digital advertising revenue from 2012 to 2020

Social Media Fact Sheet

Twitter Analytics

What a Social Media Target Audience Is and How to Find It

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3 Tips to Help Your Clients Avoid Health Insurance Scams

Medicare for Snowbirds, Sunbirds, & Travel Enthusiasts

What are Insurance Agents Responsible for Under HIPAA?

Articles to Share with Your Clients:

The Benefits of Unplugging

The Importance of Digital Literacy

Why Seniors Are Flocking to Social Media

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

2022 Medicare Part A and Part B Premiums and Deductibles

Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

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We would like to congratulate you on surviving another AEP! Take time to relax, but don’t pause for too long, here at ASG we have steps to get organized after the busy season!

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

Contact the Team at Ritter Insurance Marketing

Four Reasons Why Ritter Should Be Your FMO Insurance Agency

Ritter Carrier Pages Submissions Tab in the Ritter Platform

Tech Takeaways for Forward-Thinking Insurance Agents

The Ritter Platform Launches 3 New Tools & Shared Client Records

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3 Tips to Help Your Clients Avoid Health Insurance Scams

Rules for Hosting a Compliant Medicare Educational Event

Get Your Medicare Advantage Sales Contracts Here – Recommendations for 2022

Articles to Share with Your Clients:

Does Medicare Cover Spouses or Dependents?

Using Chinese Five Spice in Your Cooking

The Value of Family Recipes

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Developing an Agency – Your Guide to Getting Started

Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

What Not to Say During Medicare Educational and Sales Events

2022 Medicare Part A and Part B Premiums and Deductibles

4 Ways Medicareful Living Can Help Your Sales Strategy

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The Friday Five for December 3, 2021: * Fed Chairman Powell on Tapering and “Transitory” * FTC Orders Supply Chain Info from Major Retailers & Wholesalers * Better Business Bureau Lists The 12 Scams of Christmas * Jack Dorsey Steps Down * British Regulator Tells Meta to Sell Giphy

Register for your FREE RitterIM.com account

Mentioned in this episode:

3 Tips to Help Your Clients Avoid Health Insurance Scams

2021 Spotify Wrapped

Better Business Bureau names its 12 scams to beware of for Christmas

Biden taps Jerome Powell for second term as Fed chair, spurning progressives

Dorsey’s Twitter Departure Hints at Tech Moguls’ Restlessness

Dow closes with 650-point loss after Fed Chair Powell says he wants to speed up ‘tapering’

Everything Coming to Netflix, Disney+, HBO Max & Other Streaming Services in December 2021

Facebook owner Meta told to sell Giphy as British regulator blocks acquisition

Fed Chairman Jerome Powell retires the word 'transitory' in describing inflation

FTC Launches Inquiry into Supply Chain Disruptions

Meta ordered to sell Giphy by UK antitrust authorities

The FTC wants information from Amazon, Walmart and other giant stores about empty shelves and rising prices

The Naughty List: BBB's 12 Scams of Christmas

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Top 10 Holiday Toys 2021 | The Tuesday Ten

4 Tips for Making a Better Insurance Sales Pitch

2022 Medicare Part A & B Premiums and Deductibles

Tips on Dealing with a Difficult Client

What are Insurance Agents Responsible for Under HIPAA?

Articles to Share with Your Clients:

Is Medicare the Only Health Insurance I Need?

The Value of Family Recipes

Why Do We Celebrate That? Hanukkah Traditions

Ritter Insurance Marketing eBooks & Guides:

Social Media Marketing for Insurance Agents

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

CMS Expands HealthCare.gov 2022 Open Enrollment Period & Under-65 Health Options

Selling Life Insurance to Clients with Budget Concerns

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At the Agent Survival Guide Podcast, we’ll help you stay HIPAA compliant! Find out what you’re responsible for under HIPAA regulations.

Read the text version. Download the PDF

Mentioned in this episode:

HHS Minimum Necessary Requirement

HHS: New rule protects patient privacy, secures health information

HHS Summary of the HIPAA Security Rule

Is Your Agency Ready for a HIPAA Audit?

Why Every Agency Should Work for HIPAA Compliance

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2022 Medicare Part A & B Premiums and Deductibles

Are Your Medicare Marketing Materials Compliant?

Do’s and Don’ts of Medicare Compliance

Social Media Privacy Tips for Insurance Agents

What Agents Can't Say During Medicare Sales Appointments

Articles to Share with Your Clients:

Here’s What Medicare Costs in 2022

The Value of Family Recipes

What Does It Mean to be a Caregiver?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Social Media Marketing for Insurance Agents

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies

Offer Clients Cancer Insurance Featuring Coverage For Genomic Sequencing

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Have clients who like to travel? Help them navigate to Medicare coverage that works for them. The ASG team has solutions for travelers of all kinds.

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Growing Old in America: Expectations vs. Reality

Medicare Advantage vs. Medicare Cost Plans: What’s the Difference?

Med Supp Changes on the Horizon Infographic

Why are Part D Prescription Drug Plans So Different?

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2022 Medicare Part A & B Premiums and Deductibles

3 Tips to Help Your Clients Avoid Health Insurance Scams

4 Tips for Making a Better Insurance Sales Pitch

Tips on Dealing with a Difficult Client

Top 10 Holiday Toys 2021

Articles to Share with Your Clients:

3 Ways to Use Thanksgiving Leftovers

Can I Prevent Aneurysms or Ruptures?

What is the Medicare Part B Premium Giveback?

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Medicare Supplements

The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

Be Prepared to Discuss Medicare Telehealth Coverage This AEP

Halfway through AEP: Reflect & Review Your Medicare Sales Strategies

Offer Clients Cancer Insurance Featuring Coverage For Genomic Sequencing

4 Ways Medicareful Living Can Help Your Sales Strategy

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Survive holiday toy shopping with Sarah! She's done her research, created the spreadsheets, and compiled her list of must-have toys. Listen to hear her picks for the Top Holiday Toys of 2021.

Mentioned in this episode:

Baby Alive Lulu Achoo – Amazon | Target | Walmart

Beyblade Burst Surge Speedstorm Motor Strike Battle Set – Amazon | Target | Walmart

Bluey Ultimate Caravan Adventures Caravan Playset – Amazon | Walmart

Chuckle & Roar Pop It! XL – Target

CoComelon Official Deluxe Interactive JJ Doll with Sounds – Amazon | Target | Walmart

Crayola Light Up Tracing Pad – Amazon | Target | Walmart

Disney Princess Ultimate Celebration Castle – Amazon | Target | Walmart

Fisher-Price 4-in-1 Ultimate Learning Bot – Amazon | Target | Walmart

Kinetic Sand Sandisfactory Set – Amazon | Target | Walmart

Lego Super Mario Adventures with Luigi Starter Course – Amazon | Target | Walmart

LOL Surprise OMG Movie Magic Studios – Amazon | Target | Walmart

Magic Mixies Magic Cauldron – Amazon | Target | Walmart

Nintendo Switch – Amazon | Target | Walmart

Osmo Math Wizard and the Magical Workshop – Amazon | Target

Pokemon 25th Anniversary Celebrations Elite Trainer Box – Amazon | Walmart

Purse Pets – Amazon | Target | Walmart

Squeakee The Balloon Dino – Amazon | Target | Walmart

Squishmallows – Amazon | Target | Walmart

Star Wars Galactic Snackin' Grogu – Amazon | Target

Tamagotchi Pix – Amazon | Target | Walmart

TeeTurtle The Original Reversible Octopus Plushie – Amazon | Walmart

Vtech KidiZoom PrintCam – Amazon | Target | Walmart

WowWee Got2Glow Fairy Finder – Amazon | Target | Walmart

WowWee My Squishy Little Dumplings – Amazon | Target | Walmart

More episodes you’ll like:

2022 Medicare Part A & B Premiums and Deductibles

3 Tips to Help Your Clients Avoid Health Insurance Scams

November 12, 2021 | The Friday Five

November 19, 2021 | The Friday Five

Tips on Dealing with a Difficult Client

Articles to Share with Your Clients:

3 Ways to Use Thanksgiving Leftovers

Getting Creative with Thanksgiving Classics

Holiday Dinner Survival Guide

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The Friday Five for November 19, 2021: * 2022 Medicare Part A & B Premiums and Deductibles * We're talking about the 4% rule... again * How to attend an event post-pandemic (when you don't really want to) * Spotify announces new acquisition in audio * Samsung Galaxy Buds Pro Earbuds Warning

Register for your FREE RitterIM.com account

Mentioned in this episode:

2022 Medicare Part A & B Premiums and Deductibles (ASG Podcast episode)

2022 Medicare Part A and Part B Premiums and Deductibles (ASG Blog article)

2022 Medicare Parts A & B Premiums and Deductibles/2022 Medicare Part D Income-Related Monthly Adjustment Amounts (CMS Fact Sheet)

Are Samsung's Galaxy Buds Pro Earbuds Causing Ear Infections?

Experts say the 4% rule, a popular retirement income strategy, is outdated

Lismio App | Apple | Android

Lismio on Spotify

October 22, 2021 | The Friday Five

PSA: The Galaxy Buds Pro and Buds 2 can cause ear infections for some users

Samsung Galaxy Buds Pro are infectious in all the wrong ways

Spotify is acquiring an audiobook company

Spotify Plans to Add Audiobooks to Its Already Cluttered App

The 4% rule is being debated — again — but here’s what you should do

When You Must Attend an Event You Wanted to Avoid

More episodes you’ll like:

November 12, 2021 | The Friday Five

4 Tips for Making a Better Insurance Sales Pitch

4 Ways Medicareful Living Can Help Your Sales Strategy

Staying Compliant Without Compromising Salesmanship

Tips on Dealing with a Difficult Client

Articles to Share with Your Clients:

3 Ways to Cook a Thanksgiving Turkey

Can Medicare Help Me Stop Smoking?

Here’s What Medicare Costs in 2022

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Modern Medicare Marketing for Today’s Agents

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies

How to Survive AEP: Wellness Tips for Insurance Agents

Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

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Save your clients from falling prey to insurance scams or fraud! Learn how to help your clients avoid scams and keep their information safe.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Are You Being Scammed? Telltale Signs to Look For

Four Reasons Why Ritter Should Be Your FMO Insurance Agency

How Can I Protect Myself from Scams?

How to report Medicare fraud

Insights on Medicare Genetic DNA Testing Fraud

Medicare Fraud and Abuse: What is It and How Can I Spot It?

Ritter Can Help You Stay in Touch with Your Clients

The Benefits of Joining a Top Insurance FMO

The top frauds of 2020

Understanding Your Medicare Explanation of Benefits

Your Medicare Card

What to Do If Your Medicare Card is Lost or Stolen

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November 12, 2021 | The Friday Five

4 Tips for Making a Better Insurance Sales Pitch

Staying Compliant Without Compromising Salesmanship

Stress Relief Tips to Get You Through AEP

Tips on Dealing with a Difficult Client

Articles to Share with Your Clients:

Can I Prevent Aneurysms or Ruptures?

The Benefits of Unplugging

Using Chinese Five Spice in Your Cooking

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Modern Medicare Marketing for Today’s Agents

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies

How to Survive AEP: Wellness Tips for Insurance Agents

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Have you ever had a difficult client? Check out our tips on how to work through three frustrating (but common!) situations insurance agents face in the field. We've got some advice on when to walk away, too!

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

How Client Retention Boosts Insurance Sales

Info on Ritter’s Medicare Quote Engine

Keys to Client Retention: Digital Communication

Keys to Client Retention: Face-to-Face Communication

Learn More about Medicareful

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November 12, 2021 | The Friday Five

Here are the Medicare Out-of-Pocket Expenses That Cost Beneficiaries the Most

Stress Relief Tips to Get You Through AEP

What Agents Can’t Say During Medicare Sales Appointments

Articles to Share with Your Clients:

It’s Flu Season! Should You Get a Flu Shot?

Using Chinese Five Spice in Your Cooking

What You Should Know About the COVID Booster

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

How to Survive AEP: Wellness Tips for Insurance Agents

What Agents Can't Say During Medicare Sales Appointments

Subscribe & Follow:

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CMS just announced the 2022 Medicare Part A and B premiums and deductibles. Find out what the cost of Medicare will be for your clients in the coming year.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

2022 Medicare Parts A & B Premiums and Deductibles/2022 Medicare Part D Income-Related Monthly Adjustment Amounts

CMS 2022 Medicare Parts A & B Premiums and Deductibles

CMS Announces 2022 Medicare Part B Premiums

CMS Fast Facts July 2022

More episodes you’ll like:

November 12, 2021 | The Friday Five

4 Ways Medicareful Living Can Help Your Sales Strategy

5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd

Here are the Medicare Out-of-Pocket Expenses That Cost Beneficiaries the Most

What Agents Can’t Say During Medicare Sales Appointments

Articles to Share with Your Clients:

Using Chinese Five Spice in Your Cooking

What are Medicare Deductibles?

What You Should Know About the COVID Booster

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Offer Clients Cancer Insurance Featuring Coverage for Genomic Sequencing

4 Ways Medicareful Living Can Help Your Sales Strategy

How to Survive AEP: Wellness Tips for Insurance Agents

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The Friday Five for November 12, 2021: * Bi-Partisan infrastructure bill passes * Vaccine mandate for large companies & health care workers * Noom Mood Mental Wellness Program * Twitter Blue Subscription Service * Instagram Creator Subscriptions

Register for your FREE RitterIM.com account

Mentioned in this episode:

Biden-Harris Administration Issues Emergency Regulation Requiring COVID-19 Vaccination for Health Care Workers

Blocked for now, Biden's vaccine-or-test rule for workers faces uncertain future

CBO says social spending bill score 'will take longer,' in potential blow to Democrats' timing

Centrist Democrats now hold the cards as infrastructure bill heads to Biden's desk

Disney Plus Day marks the streaming service's 2-year anniversary on November 12 with new releases like 'Shang-Chi' and 'Jungle Cruise'

FACT SHEET: The Bipartisan Infrastructure Deal Boosts Clean Energy Jobs, Strengthens Resilience, and Advances Environmental Justice

Instagram’s creator subscriptions nearing launch, App Store listing reveals

Instagram Preparing to Launch Subscriptions to Let Users Pay for 'Exclusive Content' From Creators

Noom Announces Noom Mood – A New Program Aimed at Reducing Stress and Improving Mental Wellness

Noom Mood Official Website

The bipartisan infrastructure bill is both historic and not nearly enough

Twitter Blue subscription now rolling out in US with undo button, custom app icons, more

Twitter will now let you pay to undo tweets and read ad-free news in the US

Vaccine rule for larger employers, federal contractors and certain health care workers to take effect January 4

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November 5, 2021 | The Friday Five

4 Tips for Making a Better Insurance Sales Pitch

Staying Compliant Without Compromising Salesmanship

Articles to Share with Your Clients:

Does Medicare Cover Spouses or Dependents?

Using Chinese Five Spice in Your Cooking

Why Seniors Should Indulge Their Inner Artist

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Developing an Agency – Your Guide to Getting Started

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

How to Survive AEP: Wellness Tips for Insurance Agents

What Agents Can't Say During Medicare Sales Appointments

Subscribe & Follow:

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We've hit the halfway point of AEP! It’s a great time to think about what you're doing well! But it’s also beneficial to consider what could be improved on to really maximize your sales potential. Learn how to reflect, renew, and re-energize your sales for the remainder of the Annual Enrollment Period.

Read the text version.

Register for your FREE RitterIM.com account

More episodes you’ll like:

November 5, 2021 | The Friday Five

October 29, 2021 | The Friday Five

4 Tips for Making a Better Insurance Sales Pitch

Get Your Medicare Advantage Sales Contracts Here – Recommendations for 2022

Stress Relief Tips to Get You Through AEP

Mentioned in this episode:

4 Steps to Finding the Perfect PDP for Your Client

Contracting Made Simple & Smart

Finish Work Faster Using e-Apps

How Client Retention Boosts Insurance Sales

How to Follow up with Medicare Clients Compliantly

Keys to Client Retention: Face-to-Face Communication

Learn More About Medicareful

Methods to Boost Your Medicare Business

Organization Tips and Tricks for AEP

Rules for Hosting a Compliant Medicare Sales Event

See How the Ritter Platform Works!

See What Lady Gaga’s Meat Dress Looks Like Now – 5 Years Later

Senior Speak: Talking to Medicare Clients Age 65 and Older

Surviving AEP

Tech Takeaways for Forward-Thinking Insurance Agents

The Beginner’s Guide to D-SNPs

The Hidden Value of Selling Medicare Supplements During AEP

The Ritter Platform Launches 3 New Tools and Shared Client Records

What Seniors Value Most in an MA Plan

Why Do People Buy Brand Names?

Articles to Share with Your Clients:

It’s Flu Season! Should You Get a Flu Shot?

Using Chinese Five Spice in Your Cooking

What You Should Know About the COVID Booster

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

How to Survive AEP: Wellness Tips for Insurance Agents

What Agents Can't Say During Medicare Sales Appointments

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Want to improve your selling skills? Learn how to make a better insurance sales pitch! We outline four game-changing sales presentation tips for insurance agents.

Read the text version Register for your FREE RitterIM.com account Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

10 positive body language techniques to help you succeed

Active Listening: The Art of Empathetic Conversation

Asking the Right Questions to Make the Sale

Consumer Behavior: How People Make Buying Decisions

Billy Mays OxiClean™ Versatile Stain Remover Commercial

Survey of Consumer Health Insurance Literacy Reveals Less Than Half of Americans Understand How Their Plan Works

Survey: Majority of us don't understand basic health insurance terms

The Hidden Reasons Why Customers Buy Your Products

The Important of Pace and The Power of Pause

What Happens When You Assume

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Are Your Medicare Marketing Materials Compliant?

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Mentorship: The Importance of Passing on Knowledge

Simple Ways to Cut Back on Sugar

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Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

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What Agents Can't Say During Medicare Sales Appointments

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Don’t let Medicare compliance overwhelm you. Listen to this episode! We outline three easy ways to stay compliant without having to sacrifice time that you could spend selling.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Are Your Medicare Marketing Materials Compliant?

How to Follow Up with Medicare Clients Compliantly

Learn more about the Ritter Platform

See How Medicareful Works!

What to Know About SOAs in Senior Market Sales

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Do’s and Don’ts of Medicare Compliance

October 29, 2021 | The Friday Five

October 22, 2021 | The Friday Five

October 15, 2021 | The Friday Five

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

Why Go About Your Business in an Ethical, Compliant Fashion

Articles to Share with Your Clients:

Cooking for Beginners: Basic Homemade Pasta Recipe

Do All Doctors Accept Medicare Assignment?

Ways Seniors Can Save on Groceries

Ritter Insurance Marketing eBooks & Guides:

Modern Medicare Marketing for Today’s Agents

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

How to Survive AEP: Wellness Tips for Insurance Agents

The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP

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The Friday Five for November 5, 2021: * Medicare Drug Price Negotiation * The Fed & Bond Tapering * COVID-19 Vaccine for Ages 5-11 * Meta, Facebook Files, and Facial Recognition * ‘Tis the Season for Seasonal Coffee

Register for your FREE RitterIM.com account

Mentioned in this episode:

CDC panel endorses COVID-19 vaccine for children ages 5 to 11

Democrats reach deal on drug pricing reform that caps costs, negotiates Parts D and B prices

Drug Pricing High Level Overview

Dunkin's Holiday Cups Are Here Plus a New Seasonal Menu

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in November 2021

Facebook Says It Will Shut Down Facial Recognition System

Fed to taper bond purchases by $15B a month as it unwinds pandemic-era stimulus

Fed decision, Powell press conference: LIVE Updates

Inflation is at a 30-year high. Here's how the Federal Reserve plans to deal with it

Pharmacies to offer COVID vaccines to kids: Walgreens, CVS, Rite Aid to begin shots

Schumer announces deal to lower prescription drug prices

Starbucks Brings Back Their Red Cups and Adds First-Ever Non-Dairy Holiday Drink to the Menu

The Journal Podcast (start with The Facebook Files, Part 1: The Whitelist)

The Facebook Files – A Wall Street Journal Investigation

Treasury yields fall slightly ahead of Fed policy verdict

Treasury yields mixed following Fed taper announcement

What's New on Netflix, Hulu, HBO Max, and More in November 2021

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October 29, 2021 | The Friday Five

Be Prepared to Discuss Medicare Telehealth Coverage This AEP

Interview with Jason Meyers: October 15, 2021 | The Friday Five

Stress Relief Tips to Get You Through AEP

What Agents Can’t Say During Medicare Sales Appointments

Articles to Share with Your Clients:

Mentorship: The Importance of Passing on Knowledge

Simple Ways to Cut Back on Sugar

The Difference Between the Flu and a Cold

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How to Host a Successful Medicare Educational Event

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

4 Ways Medicareful Living Can Help Your Sales Strategy

How to Survive AEP: Wellness Tips for Insurance Agents

What Agents Can't Say During Medicare Sales Appointments

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Did you know you can boost leads and sales while educating your clients about Medicare? Learn how you can use Medicareful Living as part of your insurance sales strategy.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Find Your Sales Specialist at Ritter Insurance Marketing

Medicareful Living Blog

Diet Articles from Medicareful Living

Health Articles from Medicareful Living

Lifestyle Articles from Medicareful Living

Medicare Articles from Medicareful Living

Learn How Medicareful Works

Medicare Basics Video Series

What Does That Mean? A Medicare Glossary

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Articles to Share with Your Clients:

Mechanical Hobbies for Seniors

Quick and Easy Recipes for One

Your Guide to the Medicare Annual Enrollment Period

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Agent Survival Kits: Beginners or Experts

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

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Navigating Insurance Sales During the Medicare AEP & COVID

What Agents Can't Say During Medicare Sales Appointments

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Not sure what you can or can't say during a Medicare sales appointment? We sifted through the CMS Medicare Advantage and Part D Communication Requirements to bring you 9 examples of what NOT to say the next time you make a Medicare sales pitch.

Read the text version.

Call Ritter Insurance Marketing at 800-769-1847

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

4 Tips for Making a Better Insurance Sales Pitch

Bribery Is Bad... For Business

Defining the True Value of $0 Premium for Medicare Advantage Plans

Do’s and Don’ts of Medicare Compliance

Exciting Changes to the 48-Hour Scope of Appointment Rule

Medicare Advantage Communication Requirements

Part D Communication Requirements

Register for your FREE RitterIM.com account

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Rules for Hosting a Compliant Medicare Sales Event

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Does Medicare Cover Spouses or Dependents?

I’ve Retired. Now What?

Using Garlic in Your Cooking

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A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Be Prepared to Discuss Medicare Telehealth Coverage This AEP

How to Survive AEP: Wellness Tips for Insurance Agents

Navigating Insurance Sales During the Medicare AEP & COVID

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The Friday Five for October 29, 2021: * New study: Stress in AmericaTM 2021 * Worry vs. Stress vs. Anxiety * Practicing Mindfulness * Journaling to Combat Worry * 5-4-3-2-1 Grounding

Mentioned in this episode:

An elderly pug has declared it a Bones Day Era and the internet is happy

Bones or No Bones? A Dog on TikTok Is Setting Today’s Mood.

In Defense of "No Bones"

Is Mindfulness Effective for Managing Anxiety Disorders?

Stress and decision-making during the pandemic - Stress in AmericaTM 2021

Stress from the pandemic has made even basic decision-making difficult, poll finds

The Difference Between Worry, Stress and Anxiety

Unwind this Monday with the 5-4-3-2-1 Grounding Technique

Worry And Stress: Why It Is Important To Understand The Difference

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How to Be an Adaptable Insurance Agent

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Stress Relief Tips to Get You Through AEP

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Cooking for Beginners: Even More Techniques and Tips

When Should I Seek Mental Health Help?

Why Do We Feel Fear?

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The Complete Guide to Client Loyalty and Retention

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How to Survive AEP: Wellness Tips for Insurance Agents

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It’s the Annual Enrollment Period, yes AEP is here! But that doesn’t mean you need to stress. Take a deep breath and listen to our tips on avoiding burn out during busy season.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

3 Tips to Manage Stress from the American Heart Association

9 Tips to Submitting an Error-Free Application

Boost Business Selling Hospital Indemnity Insurance

Do's and Don'ts of Medicare Compliance

Finish Work Faster Using e-Apps

How do you survive open enrollment season?

How to Motivate Your Employees: Give Them Compliments and Pizza

Ritter's Round Table Facebook Group

Stress management: Prevent setbacks

Stress relief from laughter? It's no joke

Therapy dog offers stress relief at work

Toxic self-talk habits that prevent sales success

Using Mobile Technology for Work Linked to Higher Stress

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5 Real-Life Medicare Sales Scenarios and How to Handle Them

5 MORE Real-Life Medicare Sales Scenarios and How to Handle Them

How to Build Rapport Selling Insurance Online and Over the Phone

Organization Tips and Tricks for AEP

What an FMO Can Do for Your Business

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The Physical Toll of Excessive Stress

When Should I Seek Mental Health Help?

Why Do We Feel Fear?

The latest from Ritter’s Blog:

2022 Plans Are Now Available on the Medicare Quote Engine

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

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Are you prepared to talk about Medicare telehealth benefits this AEP? Whether you call it telemedicine, telecare, or a virtual visit, these benefits are growing in popularity. Learn how your clients can utilize them, which beneficiaries are most likely to access them, and more!

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Register for your FREE RitterIM.com account

Mentioned in this episode:

78% of patients are satisfied with virtual health care, according to telehealth survey

CMS booklet on Telehealth Services

Contact the Team at Ritter Insurance Marketing

Does Medicare Cover Telehealth Services?

Medicare Telemedicine Health Care Provider Fact Sheet

Ritter Insurance Marketing Carrier & Product Map

Telehealth: Connecting Consumers to Care Everywhere

Telehealth statistics and telemedicine trends 2021

Trump Administration Finalizes Permanent Expansion of Medicare Telehealth Services and Improved Payment for Time Doctors Spend with Patients

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Social Media Marketing for Insurance Agents

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP

Subscribe & Follow:

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The Friday Five for October 22, 2021: * Social Security announces official 2022 COLA * Social Security 2100: A Sacred Trust * Over-the-counter Hearing Aids? * Medicare Beneficiaries & Plan Comparison * Headspace & Ginger Merger Finalized

Ask the Agent Survival Guide Team: Call 1-717-562-7211 or Email Your Question!

Mentioned in this episode:

AHIP Test Tips & Tricks for Medicare Certification

Bill to Change Social Security COLA, Expand Payroll Tax Coming Wednesday

FAQs about AHIP

FDA proposes rule to offer over-the-counter hearing aids

Headspace Health

Headspace, Ginger finalize merger to form $3B mental health company

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Seven in Ten Medicare Beneficiaries Did Not Compare Plans During Past Open Enrollment Period

Social Security 2100: A Sacred Trust

Social Security beneficiaries will soon see the biggest jump in monthly checks in 40 years. How to prepare

Social Security Benefits Increase in 2022

What is AHIP and Why Do You Need It?

What is AHIP Certification and How Do I Get It?

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Does Medicare Cover Spouses or Dependents?

Does Vitamin C Boost Your Immune System?

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How to Host a Successful Medicare Educational Event

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

2022 Plans Are Now Available on the Medicare Quote Engine

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

Subscribe & Follow:

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Unsure about adding cancer insurance to your sales portfolio? We outline the details of this ancillary product, including its benefits for your Medicare clients!

Read the text version.

Mentioned in this episode:

4 Steps to Selling Cancer Insurance

Death or Debt? National Estimates of Financial Toxicity in Person with Newly-Diagnosed Cancer

Every ‘Second’ Counts: Why Sell Cancer, Heart Attack and Stroke Insurance?

How much can a healthy lifestyle cut your risk of cancer?

Lifetime Risk of Developing or Dying From Cancer

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Does Vitamin C Boost Your Immune System?

Signs Food Has Started to Spoil

Your Guide to the Medicare Annual Enrollment Period

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A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Modern Medicare Marketing for Today’s Agents

The Complete Guide to Client Loyalty and Retention

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2022 Plans Are Now Available on the Medicare Quote Engine

Navigating Insurance Sales During the Medicare AEP & COVID

The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP

Subscribe & Follow:

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How much do your Medicare clients spend on their coverage in a year? Do your clients know what out-of-pocket expenses they can expect? In this episode, we explore the costs your clients pay out-of-pocket for Medicare, whether they've got Original Medicare, a Medicare Supplement, a stand-alone Medicare Part D plan, Medicare Advantage, or MAPD. We look beyond premiums, breaking down out-of-pocket exposure into deductibles, coinsurance, copays, prescription drug costs, medical supplies, ancillary expenses, networks, and other deciding factors. It's a must-listen for every insurance agent!

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

How Much Do Medicare Beneficiaries Spend Out of Pocket on Health Care?

2020 Medicare Part A and Part B Premiums and Deductibles

7 Powerful Practices for Selling Prescription Drug Plans

Are You Offering Multiple LTC Insurance Options?

Defining the True Value of $0 Premium for Medicare Advantage Plans

Durable medical equipment (DME) coverage

Getting Started Selling Medicare Supplements

How to Save Your Clients Money on Prescription Drugs

Is Your Doctor in Your Medicare Plan’s Network? How to Tell

Sense Success with Dental, Vision, and Hearing Plans

Your Formulary: Knowing What’s Covered

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The Complete Guide to Client Loyalty and Retention

Your Step-By-Step Guide to Getting Started in Insurance Sales

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The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP

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AEP 2022 has officially begun! We're kicking off annual enrollment period with tips agents can use during sales presentations. Jason Meyers, West Director of Sales for Ritter Insurance Marketing joins Sarah to share his sales expertise. You don't want to miss this episode of the Agent Survival Guide Podcast!

Email Jason Meyers Jason Meyers on LinkedIn Register for your FREE RitterIM.com account

Mentioned in this episode:

Do’s and Don’ts of Medicare Compliance

Medicareful Living Blog

Ritter Insurance Marketing Official Site

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Keys to Client Retention: Face to Face Communication

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CMS Announces 2022 Medicare Advantage and Part D Costs

Does Vitamin C Boost Your Immune System?

Mechanical Hobbies for Seniors

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Modern Medicare Marketing for Today’s Agents

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The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

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The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP

Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2022

Subscribe & Follow:

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Ready to hold a Medicare sales event? Don’t miss this updated episode! You'll learn best practices for planning, promoting, and presenting your sales event while staying compliant with the Medicare Advantage and Part D Communication Requirements!

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

3 Easy Ways to Build Your Insurance Sales Territory

CMS 2019 Medicare Communications and Marketing Guidelines

CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines

Do’s and Don’ts of Medicare Compliance

Federal Register 101

Medicare Advantage Communication Requirements

Navigating Insurance Sales During the Medicare AEP & COVID

Part D Communication Requirements

Rules for Hosting a Compliant Medicare Educational Event

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Articles to Share with Your Clients:

Mechanical Hobbies for Seniors

Quick and Easy Recipes for One

The Value of Working with an Insurance Agent

Ritter Insurance Marketing eBooks & Guides:

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The Complete Guide on How to Sell Medicare Advantage Plans

The latest from Ritter’s Blog:

Get Your Medicare Advantage Sales Contracts Here — Recommendations for 2022

The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP

Selling Life Insurance to Clients with Budget Concerns

Subscribe & Follow:

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Not sure about hosting a Medicare educational event this year? Get the details to make sure you’re compliant with the Medicare Advantage and Part D Communications Requirements! We’ve updated this episode to cover how to plan, promote, and present your next event, amidst the 2nd pandemic AEP.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

CMS 2019 Medicare Communications and Marketing Guidelines

CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines

Contact the Team at Ritter Insurance Marketing

Do’s and Don’ts of Medicare Compliance

Federal Register 101

Medicare Advantage Communication Requirements

Navigating Insurance Sales During the Medicare AEP & COVID

Part D Communication Requirements

What to Know About SOAs in Senior Market Sales

More episodes you’ll like:

Do’s and Don’ts of Medicare Compliance

Navigating Insurance Sales During the Medicare AEP & COVID

Staying Compliant Without Compromising Salesmanship

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Signs Food Has Started to Spoil

The Value of Working with an Insurance Agent

Why Seniors Should Indulge Their Inner Artist

Ritter Insurance Marketing eBooks & Guides:

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The Complete Guide on How to Sell Medicare Advantage Plans

Subscribe & Follow:

Apple Podcasts

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The Friday Five for October 8, 2021: * Medicare Advantage Plan Recommendations for 2022 * Illustrating Dental, Hearing, and Vision OOP Cost for your Clients * Best and Worst State for Medicare Part D Costs * Learning from the Facebook Outage * Pre-AEP Mental Health Check

Register for your FREE RitterIM.com account

Mentioned in this episode:

12 Cheapest States for Prescription Drugs

12 Most Expensive States for Prescription Drugs

Apple's Tim Cook talks mental health and 'mindless scrolling'

Dental, Hearing, and Vision Costs and Coverage Among Medicare Beneficiaries in Traditional Medicare and Medicare Advantage

Effective Sales Strategies for Your Second Medicare AEP During the COVID-19 Pandemic

Facebook’s outage frustrates advertisers heading into the holiday season

Get Your Medicare Advantage Sales Contracts Here – Recommendations for 2022 (Listen|Read)

Small business owners reveal just how much the Facebook outage affected them

Small Business Owners Who Depend On Social Media Are Exploring Other Options After The Facebook Outage

These 4 Red Flags Might Mean You're Due For A Mental Health Check-In

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Subscribe & Follow:

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AEP 2022 is coming, but the COVID-19 pandemic is still here. What does that mean for your insurance business? Learn the strategies to sell Medicare plans safely and compliantly during this time.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

4 Reasons Why Agents Should Sell Medicare Advantage Plans for 2022

2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

Comirnaty and Pfizer-BioNTech COVID-19 Vaccine

Comparing the COVID-19 Vaccines: How Are They Different?

COVID-19 Integrated County View

FDA Approves First COVID-19 Vaccine

Guiding Your Agency Through COVID-19

How to Address COVID-19 Vaccine Misinformation

How to Be an Adaptable Insurance Agent

Interim Public Health Recommendations for Fully Vaccinated People

Learn More about Medicareful

Medicareful 2020 Year-in-Review: Here's What We Accomplished

Navigating Insurance Sales During the Medicare AEP & COVID

Reassuring Clients During Difficult Times

See the Data on Breakthrough Covid Hospitalizations and Deaths by State

The Benefits of Selling D-SNPs

The Part D SEP Triggers That Can Help You Post-AEP

The Ritter Platform Launches Provider Lookup, FastTrack & Lead Sharing for the 2022 AEP

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COVID Vaccine Myths & Facts

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Modern Medicare Marketing for Today’s Agents

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The Ritter Platform Launches Provider Lookup, FastTrack, & Lead Sharing for the 2022 AEP

Selling Life Insurance to Clients with Budget Concerns

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Looking for Medicare Advantage portfolio recommendations? We’ve got the info you want – plan benefits and features, plus competitive states. We break it down carrier by carrier in this episode of our ASG Podcast!

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Mentioned in this episode:

Agent Survival Guide Blog

Agent Survival Guide Podcast Official Site

Register with RitterIM.com

Ritter Insurance Marketing Carrier & Product Map

Watch Summits Presentations

Carrier Appointment Links (requires RitterIM login):

Aetna

Alignment Healthcare

Anthem

Cigna

Devoted Health

EmblemHealth

Geisinger

Humana

Lasso Healthcare

Regence

SCAN

Wellcare

Zing

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The Friday Five for October 1, 2021: * AEP Marketing Begins! * Latest Update on Medicare Expansion * USPS Delays Start Today * COVID-19 Vaccine Trial Data for Kids 5-11 Submitted to FDA * YouTube bans vaccine misinformation videos and accounts

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Mentioned in this episode:

Delivering for America Fact Sheet

Delivering for America: Our Vision and Ten-Year Plan

Delta Variant: What We Know About the Science

Everything Coming to Netflix, Disney+, HBO Max & Other Major Streaming Services in October 2021

Fauci Sees Pfizer Vaccine Approval For Young Kids By End Of October

Managing harmful vaccine content on YouTube

New USPS price hikes and delays begin in October: What to know today

Pelosi Says Infrastructure, Social Safety Net Will Be Voted on Separately

Pfizer and BioNTech Submit Initial Data to U.S. FDA From Pivotal Trial of COVID-19 Vaccine in Children 5 to

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Celebrate International Podcast Day with the Agent Survival Guide Podcast! We ♥ podcasts, so we’re back with another fun episode of podcast recommendations. Sarah shares what she’s been listening to AND what’s coming soon that she’s excited about!

Mentioned in this episode:

70 Over 70

Bridgewater

Endless Thread

Goodnight, World

Impostors

Nice Try!

Not Past It

Rabbits

The Alarmist

The Atlas Obscura Podcast

The Dropout

The Infinite Dial 2021

The Just Enough Family

Today, Explained

Toxic: The Britney Spears Story

The Unexplainable Disappearance of Mars Patel

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Podcast Recommendations for Summer 2021

Podcasts We’re Currently Listening To (Winter 2021)

Top 5 Podcasts of 2020

International Podcast Day 2020

Podcast Recommendations for Summer 2020

Podcasts We’re Currently Listening To

Top 5 Podcasts of 2019

International Podcast Day 2019

Behind the Scenes of the ASG Podcast

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You want to talk life insurance, and your client says, “I’m on a budget.” Truth be told, most of us are! The thing is, this conversation about life insurance can keep going. Learn how you can move past this objection respectfully and clear up some common misconceptions along the way.

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Contact the More than Medicare Team at Ritter Insurance Marketing

Mentioned in this episode:

4 Steps to Selling Cancer Insurance

5 Life Insurance Myths Your Clients May Believe

10 Things Women Need To Know About Life Insurance

American Life Expectancy Dropped By a Full Year In 1st Half of 2020

Cheapest Life Insurance Companies of 2021

Does Your Medicare Sales Approach Satisfy Different Budgets?

Health Effects of Smoking & Tobacco Use

Life insurance facts and statistics 2021

Life Insurance For Smokers

Ritter’s More Than Medicare Team

Top Misconceptions About Life Insurance

Why do women live longer than men? It's more complicated than you think.

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Is Medicare the Only Health Insurance I Need?

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Why Siblings are Good for Your Health

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The Friday Five for September 24, 2021: * We're Hiring! * CMS Final Rule for 2022 * Federal Reserve Meeting Notes * Alternative to eat less, move more * Cool iOS 15 Features

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Mentioned in this episode:

19 Things You Can Do in iOS 15 That You Couldn't Do Before

36 of the Best New iOS 15 Features for iPhone

CMS Expands HealthCare.gov 2022 Open Enrollment Period & Under-65 Options

CMS Extends Open Enrollment Period and Launches Initiatives to Expand Health Coverage Access Nationwide

Digital Content and Production Assistant Opportunity at Ritter Insurance Marketing

Federal Reserve holds interest rates steady, says tapering of bond buying coming ‘soon’

iOS 15: How to Switch Back to the Original Safari Design

Patient Protection and Affordable Care Act; Updating Payment Parameters, Section 1332 Waiver Implementing Regulations, and Improving Health Insurance Markets for 2022 and Beyond Final Rule

The calories in, calories out concept is 'tragically flawed,' new research suggests

The carbohydrate-insulin model: a physiological perspective on the obesity pandemic

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How do agents prepare for the Medicare Annual Enrollment Period? What can you do before October 15th? What can’t you do? Listen to find out how to stay compliant as you prep for AEP!

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Mentioned in this episode:

Building Client Loyalty: More than Just a Plan

Contact the Team at Ritter Insurance Marketing

Have you done your Yearly Medicare Plan Review?

Six things to know about Fall Open Enrollment

The Benefits of Joining a Top Insurance FMO

Medicareful – Learn how it helps you take Medicare enrollments online

What MAPD Agent Can Do Prior To October 15th

What Seniors Value Most in an MA Plan

What to Know About SOAs in Senior Market Sales

Why Client Retention Should be Your Top Priority

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Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource

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Get ready to find out what selling Medicare Advantage is all about! Whether you’re already an insurance agent selling Medicare or you’re transitioning to MA sales, we want to help you build your career. Our eBook is packed with information on Medicare Advantage – certification, contracting, sales pitches, cross-selling tips, training, marketing, and more! Wondering who qualifies for MA plans or when you can enroll your clients? We answer those questions, and give you an AEP Ready-to-Sell Checklist, FAQs on AHIP, and info on enrolling clients online with Medicareful. Download your copy of our FREE eBook today! Grab Your FREE Copy of How to Sell Medicare Advantage Plans

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Get the eBook – The Complete Guide on How to Sell Medicare Advantage Plans

Register for your FREE RitterIM.com account

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Help your clients choose the right type of life insurance product! In this episode, we go over what life insurance means in every stage life including which products you can recommend.

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Mentioned in this Episode:

2018 Insurance Barometer Study

3 Ways to Calculate Your Clients' Life Insurance Needs

5 Tips for New Parents Considering Life Insurance

How Life Insurance Works in a Divorce

Life Insurance Sales Post Dramatic Gains Not Seen in Nearly Four Decades

Life Insurance for Married Couples

Life insurance for retirees: For some it makes sense

Life Insurance: What to Consider As a Business Owner

Retirement: Life insurance for empty nesters and retirees

The Value of Children's Life Insurance

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The Complete Guide on How to Sell Final Expense Insurance

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Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource

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The Friday Five for September 17, 2021: * Surviving AEP * COLA estimate for 2022 * Ginger Mental Health App in Spanish * Inflation & Shipping * California Streaming Recap

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Mentioned in this episode:

Apple Event Recap: iPhone 13, Apple Watch Series 7 and iPad Updates Revealed

Ginger Announces its On-Demand Mental Healthcare Offering in Spanish for all 25 Million People With Access to Ginger

Ginger's mental health app now available in Spanish with full rollout to all 25M users by early 2022

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Here’s why your food prices keep going up

“Melting face,” “pregnant person,” and 35 other emoji approved for Unicode 14.0

Social Security could get biggest cost-of-living increase in 40 years amid COVID-19-related inflation surge

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The Best New Emoji Maybe Ever Just Got Approved (Along With 36 Others)

The Friday Five Playlist

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Want to stand out from the rest of the insurance agents selling Medicare? Not sure how to get started? Use these tips to elevate your marketing to the next level!

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Register for your FREE RitterIM.com account

Mentioned in this episode:

5 Tips for Creating Your Personal Brand

6 Colors That Are Proven to Boost Sales

67.3 Million in the United States Spoke a Foreign Language at Home in 2018

America’s Health Insurance Plans

Build Your Brand with Community Involvement

Business Card Templates & Designs from VistaPrint

Contact the Team at Ritter Insurance Marketing

English Language & Usage Stack Exchange

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Grammar Girl Podcast

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Keys to Client Retention: Digital Communication

Keys to Client Retention: Face-to-Face Communication

Knight School from Ritter Insurance Marketing

Learn how Medicareful helps insurance agents

National Association of Health Underwriters (NAHU) – Who We Are

National Association of Insurance and Financial Advisors (NAIFA)

ShopRitterIM.com

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3 Simple Ways to Learn a New Language

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Looking for a refresher on Medicare compliance before AEP? We’ve got you covered with the important Medicare Guideline updates you need to know about, like how the MCMG are now the Medicare Advantage and Part D Communication Requirements. We outline what is and isn’t allowed in this updated episode of the ASG Podcast.

Read the text version.

Learn more about Medicareful

Mentioned in this episode:

Defining the True Value of $0 Premium for Medicare Advantage Plans

Exciting Changes to the 48-Hour Scope of Appointment Rule

Federal Register 101

Federal Register Site

Get Your FREE Medicareful Site!

How to Better Market Yourself

Marketing & Incentives from Ritter Insurance Marketing

Medicare Advantage Communication Requirements

Medicareful Direct Enrollment Site

Part D Communication Requirements

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

What to Know About SOAs in Senior Market Sales

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The Friday Five for September 10, 2021: * Updates on Budget Reconciliation Bill * Impact of Medicare Expansion * How many steps per day? * Hack to free up space in Gmail * Apple announces California Streaming

Register for your FREE RitterIM.com account

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Apple’s iPhone 13 event will take place on September 14th

Business groups aim to divide Democrats on $3.5T spending bill

Democrats hit the gas on Biden's multitrillion-dollar safety net bill

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Study Suggests a New Number of Daily Steps For Health Benefits, And It's Not 10,000

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We tackle 5 life insurance myths and why your clients may believe them. Learn how to counter these objections so your clients can truly understand life insurance and you can make the sale!

Read the text version. Register for your FREE RitterIM.com account

Mentioned in this episode:

2019 Insurance Barometer Study: Nearly Half of Americans More Likely to Buy Simplified Underwritten Life Insurance

2018 Insurance Barometer Study

4 Steps to Every Final Expense Sale

4 Tips for Making a Better Insurance Sales Pitch

Allianz Life Insurance Company of America’s 2019 Life Insurance Needs Survey

Consumer Expenditures - 2019

How to Make the Most of Life Insurance Awareness Month

Identifying Ideal Clients for Universal Life Products

Top Misconceptions About Life Insurance

When to Recommend Life Insurance Based on Its Tax Advantages

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Energy Drinks: Are They Bad for You?

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Ways Seniors Can Save on Travel

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Want to survive AEP? Get prepared with us! We've updated our Surviving AEP resource. The team talks AEP prep, AHIP, compliance, and more! Oh, and did we mention you can get a free portfolio review?

Surviving AEP with Ritter Insurance Marketing Register for your FREE RitterIM.com account

Mentioned in this episode:

2022 Medicare Advantage and Part D Certification Info

4 Tips for Making a Better Insurance Sales Pitch

5 Must-Haves for Every Agent This AEP

5 Reasons Clients Switch Medicare Plans During AEP

5 Tips to Make the Most of AEP

9 Tips to Submitting an Error-Free Application

AHIP Test Tips & Tricks for Medicare Certification

Do's and Don'ts of Medicare Compliance

How to Prepare for AEP Like a Pro

How to Survive AEP: Wellness Tips for Insurance Agents

Important 2022 AHIP Certification Training Updates You Should Know

The Hidden Value of Medicare Supplements During AEP

The Survivor's AEP Checklist

Tips for Working on the Road

What Agents Forget to Do When Preparing for Appointments

What Are the New Medicare Advantage & Part D Communication Requirements for 2022?

What is AHIP Certification and How Do I Get It?

What Seniors Value Most in a Medicare Advantage Plan

What to Know About SOAs in Senior Market Sales

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Historic 2022 COLA Prediction Increases to Largest Since 1980s

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Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

NAHU 2022 Medicare Certification Training

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Client retention is inextricably linked to trust. Find out why it's also a crucial strategy for a healthy insurance business.

Read the text version.

Register for your FREE RitterIM.com account Get Your FREE eBook: The Complete Guide to Client Loyalty and Retention

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

How to Be an Adaptable Insurance Agent

How to Prevent Insurance Agent Negligence

How to Take on an Upset Client in the Insurance Industry

Keys to Client Retention: Face-to-Face Communication

The Complete Guide to Client Loyalty and Retention

The Hard Truth About Acquisition Costs (and How Your Customers Can Save You)

The Importance of Trust in Sales

Why Client Retention Should be Your Top Priority

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Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

NAHU 2022 Medicare Certification Training

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The Friday Five for September 3, 2021: * Headspace Health * CMS Chief Dental Officer * Phrases to Avoid With Clients * Dollar General Health? * Google Maps Hacks

Register for your FREE RitterIM.com account Mentioned in this episode: 12 Phrases That Alienate Clients (and 12 to Use Instead)

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Ginger and Headspace Will Merge to Meet Escalating Global Demand for Mental Health Support

Ginger Official Website

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Social Media Marketing for Insurance Agents

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Ritter Acquires Executive Resource Insurance Network, Expands in Florida

Largest COLA Since 1983 Projected & How It Affects Part B Premiums

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

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September is National Life Insurance Awareness Month, or LIAM for short. Discover how you can use the momentum of this national campaign to boost your own marketing efforts.

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Mentioned in this episode:

Barometer Shows Greater Interest In Buying Life Insurance

Contact the Team at Ritter Insurance Marketing

Covid-19 Drives Interest in Life Insurance

Download - Ritter Fact Finder Sheet

Life Coverage Gap Grows: 2021 Insurance Barometer Study

Life Happens Pro Official Website

Life Insurance Awareness Month (LIAM) Official Site

Social Media Marketing for Insurance Agents

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Common Behaviors That Can Lead to Cancer

Does Medicare Cover Obesity Screening and Behavioral Therapy?

Why Seniors Should Indulge Their Inner Artist

Ritter Insurance Marketing eBooks & Guides:

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The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Largest COLA Since 1983 Projected & How It Affects Part B Premiums

What Are the New Medicare Advantage & Part D Communication Requirements for 2022?

What Does 'Ready-to-Sell' Mean for Medicare Agents?

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Don't get stressed out over AEP, get organized! The Annual Enrollment Period can be a stressful time for insurance agents - but it doesn't have to be for you! Listen to learn tips and tricks to make this AEP go smoother than ever.

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Register for your FREE RitterIM.com account

Mentioned in this episode:

Appointlet

Ask Our Medicareful Specialist About Lead Generation

Contact the Team at Ritter Insurance Marketing

DIY Desk Organizer: 18 Project Ideas

Learn More about Medicareful’s Newest Feature – FastTrack!

Medicareful Living Blog

Organize Your Office and Improve Your Design

Register to Attend Ritter’s Virtual Summits

Ritter’s Event Calendar

Ritter’s Medicare Quote Engine

Tech Takeaways for Forward-Thinking Insurance Agents

The Benefits of Joining a Top Insurance FMO

The Ritter Platform Launches New Tools & Shared Client Records

Things to Think About Post-AEP

Use your calendar effectively

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5 Real-Life Medicare Sales Scenarios and How to Handle Them

5 MORE Real-Life Medicare Sales Scenarios and How to Handle Them

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

What are the New Medicare Advantage & Part D Communication Requirements for 2022?

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All About Medicare Waiting Periods

Is Wine Healthy for You?

Why Seniors Should Indulge Their Inner Artist

Ritter Insurance Marketing eBooks & Guides:

How to Host a Successful Medicare Educational Event

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

Largest COLA Since 1983 Projected & How It Affects Part B Premiums

What Are the New Medicare Advantage & Part D Communication Requirements for 2022?

What Does 'Ready-to-Sell' Mean for Medicare Agents?

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The Friday Five for August 27, 2021: * Budget Reconciliation * Dental Coverage & Medicare Expansion * Productivity Hacks * Early Signs of Alzheimers? * COVID Vaccine News

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Mentioned in this episode:

6 Surprising Hacks to Make You More Productive Every Day

Johnson & Johnson booster shot prompts large increase in immune response, company says

Medicare and Dental Coverage: A Closer Look

Medicare would be expanded under $3.5 trillion budget resolution approved by House

Moderna wraps full FDA approval request of COVID-19 vaccine

Seeking Early Signals of Dementia in Driving and Credit Scores

Starbucks' Pumpkin Spice Latte & Pumpkin Cream Cold Brew Are Officially Back!

That $56,000 Drug? Blame Medicare.

What does it mean for the Pfizer vaccine to have full FDA approval? Our medical expert weighs in

What’s Coming to Disney+ in September 2021

What’s Coming to Netflix in September 2021

Your vaccine card is far too easy to lose. 7 ways to keep a digital copy on your phone

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August 20, 2021 | The Friday Five

Keys to Client Retention: Digital Communication

Keys to Client Retention: Face-to-Face Communication

What Are the New Medicare Advantage & Part D Communication Requirements for 2022?

What Does ‘Ready-to-Sell’ Mean for Medicare Agents?

Articles to Share with Your Clients:

Does Medicare Cover Obesity Screening and Behavioral Therapy?

Dishes to Impress Your Friends: Steak Frites

Why Seniors Should Indulge Their Inner Artist

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

What Are the New Medicare Advantage & Part D Communication Requirements for 2022?

What Does 'Ready-to-Sell' Mean for Medicare Agents?

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Communication can make or break your insurance sales. Keep your clients coming back for more by learning the art of face-to-face communication.

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Mentioned in this Episode:

6 Benefits of Effective Communication

9 Powerful Body Language Tips to Instantly Boost Your Confidence

Active Listening: Hear What People Are Really Saying

Body Language: Picking Up and Understanding Nonverbal Signals

Building Client Loyalty: More than Just a Plan

How Client Retention Boosts Insurance Sales

In ‘Sweetie’ and ‘Dear,’ a Hurt for the Elderly

Is Nonverbal Communication a Numbers Game?

The Importance of Effective Communication

The Mistakes We Make Communicating with Elders (and How to Fix Them)

Why Client Retention Should be Your Top Priority

Why Communication Is So Important for Leaders

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Dishes to Impress Your Friends: Homemade Lobster Ravioli Recipe

Historic 2022 COLA Prediction Increases to Largest Since 1980s

Is Magnesium Healthy for You?

Ritter Insurance Marketing eBooks & Guides:

Social Media Marketing for Insurance Agents

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Largest COLA Since 1983 Projected & How It Affects Part B Premiums

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

What Are the New Medicare Advantage & Part D Communications for 2022?

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Improve your digital communication skills, benefit your insurance business! But where do you start? In this episode, we talk tips and resources to help you retain your current clients.

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Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Social Media Use in 2021

3 reasons you shouldn't try to multitask

80 Customer Service Statistics: 8 Lessons to Fuel Growth in 2020 and Beyond

Behind the Scenes: How To Write A Professional Email Fast

Do You Have What it Takes to Be a Great Insurance Agent?

Don’t Be Surprised to See Your Grandparents on Social Media

Five Telephone Communication Skills Tips for Customer Service

How Client Retention Boosts Insurance Sales

Medicare Advantage Communication Requirements

Part D Communication Requirements

Smiling on the Phone: Does it Really Work?

Why Client Retention Should be Your Top Priority

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5 Real-Life Medicare Sales Scenarios and How to Handle Them

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Dealing with Bladder Control Issues

Historic 2022 COLA Prediction Increases to Largest Since 1980s

Is Magnesium Healthy for You?

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Social Media Marketing for Insurance Agents

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Join Us at the Summits!

Largest COLA Since 1983 Projected & How It Affects Part B Premiums

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

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The Friday Five for August 20, 2021: * 2022 COLA Estimate Increase * Medicare Part E * ADA Support for Medicare Expansion * COVID-19 Booster Shots * Ritter Summits!

How to attend our annual Summits for insurance agents: Step One: Register for your FREE RitterIM.com account Step Two: Register to attend the Ritter Summit

Mentioned in this episode:

ADA advocates for Medicare dental benefits to focus on low-income seniors amid federal budget discussions

ADA: Focus Medicare Dental Benefit Efforts on Those Who Need it Most—Low-income Seniors

Choose Medicare Act Summary

COVID-19 booster shot for Pfizer, Moderna vaccines will be available Sept. 20

COVID-19 booster shots will be offered to Americans in September, Biden administration says

Dunkin' bringing back pumpkin spice latte, coffee, donut early with new fall cold brew

Largest COLA Since 1983 Projected & How It Affects Part B Premiums

New Bill Creates Medicare Part E, Open to All

Ritter Summits – Official Website

1261 – Choose Medicare Act

Seniors Could Get a 6.2% Social Security Raise in 2022

Social Security COLA Estimate for 2022 Raised to 6.2%

There’s growing support within the Fed to announce the tapering of bond purchases in September

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What are the New Medicare Advantage & Part D Communication Requirements for 2022?

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Cooking for Beginners: Even More Techniques and Tips

COVID Vaccine Myths & Facts

Historic 2022 COLA Prediction Increases to Largest Since 1980s

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The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Prescription Drug Plans

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Join Us at the Summits!

Largest COLA Since 1983 Projected & How It Affects Part B Premiums

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

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How do insurance agents achieve 'ready-to-sell' status? Learn more about the requirements to sell Medicare Advantage and Medicare Part D plans during the Annual Enrollment Period. We'll help you get RTS just in time for AEP.

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Mentioned in this episode:

2022 Medicare Advantage & Part D Certification Info

Contract Status Descriptions on the Ritter Platform

FAQs About NAHU Medicare Certification

Medicare Products Available with Ritter

Online Contracting with Ritter Insurance Marketing

See How The Ritter Platform Works

The Ritter Platform App

What Is AHIP Certification and How Do I Get It?

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How to Prepare for AEP Like a Pro

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Am I Eligible for Medicaid?

Dealing with Bladder Control Issues

Is Magnesium Healthy for You?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

Join Us at the Summits!

What Are the New Medicare Advantage & Part D Communication Requirements for 2022?

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

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The Medicare Communications and Marketing Guidelines had a rebrand! What’s changed now that they’re the Medicare Advantage and Part D Communication Requirements? What’s staying the same? We’ve got all the details!

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Mentioned in this episode:

Code of Federal Regulations – Recent Changes

Contact the Team at Ritter Insurance Marketing

complianceofficer@ritterim.com

Federal Register 101

Federal Register Table of Contents

Medicare Advantage Communication Requirements

Part D Communication Requirements

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2022 Medicare Advantage & Part D Certification Info

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Get ready for the Annual Enrollment Period with the Agent Survival Guide team. Use our tips for the most successful AEP yet!

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Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Do’s and Don’ts of Medicare Compliance

FAQs About NAHU Medicare Certification

Learn More about the Medicare Quote Engine

Meet the Team at Ritter Insurance Marketing

Online Contracting with Ritter Insurance Marketing

Request a Portfolio Review for AEP

Ritter Insurance Marketing Carrier Products

Ritter Platform Contracting

Ritter Platform’s Events

Ritter’s Certification Center

Ritter’s Medicare Quote Engine

Safe, Easy Medicare Enrollments Online with Medicareful

The Ritter Referral Program

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The Friday Five for August 13, 2021: * Infrastructure Investment and Jobs Act * Budget Reconciliation & Medicare Expansion * Medicare Expansion Debate * Managing Stress * Back-to-School Lists & Tips

Register for your FREE RitterIM.com account

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12 must-have back-to-school supplies — starting at $7

16 Cool Back-to-School Supplies for 2021

29 Cute School Supplies That'll Make Doing Homework WAY More Fun

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Senate Passes $3.5 Trillion Budget Plan, Advancing Sweeping Safety Net Expansion

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Should Medicare Offer Dental, Vision and Hearing Benefits?

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Modern Medicare Marketing for Today’s Agents

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Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

The Survivor's AEP Checklist

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Ready for 5 more challenging insurance sales scenarios and their solutions? Listen to learn how you can handle these potential dilemmas and still close the sale.

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Register for your FREE RitterIM.com account

Mentioned in this episode:

4 Out-of-the-Box Long-Term Care Insurance Solutions

5 Must-Haves for Every Agent This AEP

ASG Podcast Official Website

COBRA and Medicare coordination

Contact the Team at Ritter Insurance Marketing

Do’s and Don’ts of Medicare Compliance

Four Ancillary Cross-Sales to Show Clients You Care

Get Your Own FREE Medicareful Site

How Medicare works with other insurance

How to Handle the Death of a Client

How VA Benefits Work with Medicare

Job-based insurance when you are disabled

Life Insurance for Each of Life’s Stages

Medicare disability coverage information

Part B late enrollment penalty

Ritter’s More Than Medicare Team

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

Stay Busy Outside of AEP with Special Enrollment Periods

Tricare for Life (TFL) basics

Two is Better than One: Combining the Power of VA Benefits & Medicare

Want to Reach & Retain More Customers? ASK for an Email Address

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How to Get Your Enrollment Kits on Time

Methods to Boost Your Medicare Business

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The Survivor’s AEP Checklist

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The Complete Guide to Client Loyalty and Retention

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Largest COLA In a Decade Projected & How It Affects Part B Premiums

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

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Just because a client's situation is more challenging, doesn't mean you can't help them get the coverage they need and complete the sale. In this episode, we help you prepare for some of the tougher cases you may encounter out in the field.

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Register for your FREE RitterIM.com account

Mentioned in this episode:

4 Steps to Finding the Perfect PDP for Your Client

4 Tips for Making a Better Insurance Sales Pitch

Contact the Team at Ritter Insurance Marketing

Extra Help basics

General Enrollment Period

How SPAPs and Their SEPs Can Bring You New Business

How to Save Your Clients Money on Prescription Drugs

Med Supp Underwriting Fast Facts

Medicare.gov Guaranteed Issue Rights

Meet Our Sales Team

Stay Busy Outside of AEP With Special Enrollment Periods

The Beginner’s Guide to D-SNPs

Your Clients May Not Be Automatically Enrolled in Medicare

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Remember to Use Sunscreen this Summer

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A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

The Complete Guide to Client Loyalty and Retention

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How to Check for Your First Looks

Largest COLA In a Decade Projected & How It Affects Part B Premiums

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

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We’re focusing on self-care in this mashup of Agent Apps and the Friday Five. Sarah talks about mental well-being, the importance of self-care, and 5 apps you can use to start practicing mindfulness.

Mentioned in this episode:

5 Minute Journal

9 Of The Best Meditation Apps To Soothe Your Anxiety And Keep You Grounded In 2021

Best Mental Health Apps

Best Self-Care Apps

Calm

Download These Self-Care Apps When Everything Sucks

Fabulous

Happify

Headspace

How to support someone going through a mentally tough time

Self-Care Has Never Been More Important, So We Found the Best Apps to Help You On Your Journey

Shine

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How Does a Hospital Indemnity Plan Work with Medicare? A Case Study

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

The Survivor's AEP Checklist

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Are these must-haves part of your strategy for this Annual Enrollment Period? They should be! Listen as we highlight five essentials to simplify your Medicare sales this AEP.

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Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

How To Better Market Yourself

How to Get Started in Medicare Sales

How to help a loved one sign up for Medicare

Learn More about Medicareful

The Ritter Platform

What Are Agents Responsible for Under HIPAA?

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2022 Medicare Advantage and Part D Certification Info

Are Your Medicare Marketing Materials Compliant?

How to Market Yourself Effectively

Staying Compliant Without Compromising Salesmanship

What an FMO Can Do For Your Business

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All About Medical Underwriting and Medicare

Cooking for Beginners: Even More Techniques and Tips

COVID Vaccine Myths & Facts

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

How Does a Hospital Indemnity Plan Work with Medicare? A Case Study

Medicare & Medicaid Compared: How Both Programs Benefit Insurance Agents

The Survivor's AEP Checklist

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Find out how Medicaid and Medicare compare in this explainer episode. These two different programs are often confused for each other. But they can also combine to provide your clients with powerful insurance coverage.

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Mentioned in this episode:

10 Things to Know about Medicaid: Setting the Facts Straight

Contact the Team at Ritter Insurance Marketing

Determine Medicaid Eligibility on Healthcare.gov

Healthcare.gov Official Website

How Do Medicare and Medicaid Work Together?

How Do You Qualify for a Medicare Savings Program?

Medicaid & CHIP coverage

Medicaid Eligibility

Medicaid Financing: The Basics

Medicaid’s Role for Medicare Beneficiaries

What’s Medicare?

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The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

AHIP Test Tips and Tricks for Medicare Certification

FAQs About NAHU Medicare Certification

NAHU 2022 Medicare Certification Training

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The Friday Five for July 30, 2021: * Medicare Part D OOP Cap Legislation * New Service from Ro Digital Health * Transparency Through No Surprises Act * CDC, Masking, and the Delta Variant * What's New, Spotify?

Register for your FREE RitterIM.com account

Mentioned in this episode:

3 things your plan participants should know about the No Surprises Act

H.R.3 - Elijah E. Cummings Lower Drug Costs Now Act

CDC to reverse indoor mask policy, saying fully vaccinated people should wear them indoors in Covid hot spots

Disney+: Every New Movie & TV Show Coming In August 2021

Here’s what’s coming to Netflix in August 2021 — and what’s leaving

Local officials across U.S. are starting to reimpose Covid mask rules as delta variant takes hold

Millions of Medicare Part D Enrollees Have Had Out-of-Pocket Drug Spending Above the Catastrophic Threshold Over Time

Ro launches virtual mental health services for anxiety, depression as demand for behavioral health grows

Ro – The Patient Company

Ro Mind

Spotify adds an attention-grabbing 'What's New' feed to addict users to its app

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Think it's too soon to get started on AEP Prep? It's not! We're giving agents the inside scoop on how to get enrollment kits and materials from carriers before the AEP rush.

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Register for your FREE RitterIM.com account

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

2022 Medicare Advantage & Part D Certification Info

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NAHU 2022 Medicare Certification Training

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Make a better Medicare Advantage sales presentation this AEP! Learn how to show your clients all the benefits they get with their new plan. Listen now, then try these tips during your next MA sales appointment!

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Contact the Team at Ritter Insurance Marketing

How Client Retention Boosts Insurance Sales

Silver&Fit

SilverSneakers

The Rise of Over-The-Counter (OTC) Programs in Medicare Advantage Plans

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How Does a Hospital Indemnity Plan Work with Medicare? A Case Study

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The Friday Five for July 23, 2021: * Ritter’s Certification Center is LIVE * Evernote Plan Updates * The Great Inflation * HalloApp * Staying Cool

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Mentioned in this episode:

Don’t worry about inflation

Evernote’s New Home Dashboard: Use Handy Widgets to Organize Your Notes

Evernote plan shake-up adds Tasks and better search – but not for all

Evernote Plan Comparison

Former WhatsApp employees target Facebook with private social network

Former WhatsApp Staff Wage War On Facebook With HalloApp

How To Heat-Proof Your Summer Workout

Liquid I.V.

Netflix’s games will be mobile-focused and free for subscribers

Netflix execs explain why they’re getting into video games — to learn from users

Ritter’s Certification Center

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How Does a Hospital Indemnity Plan Work with Medicare? A Case Study

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Ready to sell health insurance plans to the Under-65 market? Start by listening to this info-packed episode! We've got all the info you want on the ACA marketplace to feel confident pursuing this new line of business.

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Register for your FREE RitterIM.com account

Mentioned in this episode:

2022 Medicare Advantage & Part D Certification Info

CMS Enterprise Portal

Call Quick Insured Brokerage at 330-722-7070

Contact the Team at Ritter Insurance Marketing

HealthCare.gov Official Site

How the Affordable Care Act transformed our health-care system

Is There Still a Penalty for Being Uninsured in 2021?

New and Returning Agent or Broker: Plan Year 2021 Health Insurance Marketplace Registration and Training (Flowchart)

Notice of Benefit and Payment Parameters for 2022 Final Rule Part Two Fact Sheet

What is AHIP Certification and How Do I Get It?

Why So Many Insurers are Leaving Obamacare

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Seniors aren't the only beneficiaries in Medicare plans. Increase your Medicare sales by broadening your client demographics. Learn how in this can't miss episode!

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4 Steps to Finding the Perfect PDP for Your Client

Contact the Team at Ritter Insurance Marketing

Covering the Demographics of Enrollees in Medicare Advantage and Fee-For-Service Medicare

Facts about Social Security Disability Insurance

How Selling Insurance Helps Give Back

Info about Ritter’s Medicare Portfolio

Medicare Advantage Demographics Report, July 2016

Medicare beneficiary demographics – July 2020

Medicare's Role for People Under Age 65 with Disabilities

New Report Shows Significant Increase in Medicare Advantage Enrollment Among Minority and Dually-Eligible Beneficiaries

Q&A: Disability Annuities for Railroad Employees

Social Security Listing of Impairments

Social Security Quarter of Coverage (QC)

SNPs: The Secret to Surviving Lock-in

Stay Busy Outside of AEP With Special Enrollment Periods

The Beginner’s Guide to D-SNPs

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The Friday Five for July 16, 2021: * CMS names new Director of Center for Medicare * Infrastructure legislation & Medicare expansion * Amazon Care update * Inflation is still here * What to do when you can’t sleep

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Amazon Care reportedly seeking to partner with major insurers

Biden administration feels recent inflation burst could last quarters, not months

BlackRock CEO Fink does not see inflation as transitory

CMS Announces Director of Center for Medicare

Calm

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Goodnight, World!

Good Night Stories for Rebel Girls

Headspace

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Molly of Denali – start with “S1 EP1: The Birthday Cake Thief”

Nothing Much Happens

Senate Democrats Announce $3.5 Trillion Infrastructure Package

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Senate Dems aim to offer dental, hearing and vision to Medicare as part of $3.5T infrastructure deal

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Find out how Hospital Indemnity plans combine with Medicare for powerful coverage solutions. We take a look at a specific case in this episode.

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Meet Ritter’s More Than Medicare Team Register for your FREE RitterIM.com account

Mentioned in this episode:

Boost Business Selling Hospital Indemnity Insurance

Cover those Copays with Hospital Indemnity Plans

Medicare MSA Plans & Hospital Indemnity Insurance: The Perfect Pair

Selling Hospital Indemnity with Medicare Advantage: Is It Worth It?

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July 9, 2021 | The Friday Five

In this episode: Medicare DVH expansion, HHS & surprise medical bills, summer reading for Advisors, can breathing exercises lower blood pressure, and shrinkflation.

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Learn the ins and outs of annuity insurance sales. We've packed all the info in this explainer episode, what annuities are, the different types, how they work, and how to sell them.

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The Health Benefits of Volunteering

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The Truth About MSG

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Why Am I in Observation Status for Medicare?

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NAHU 2022 Medicare Certification Training

Like AHIP, NAHU is back offering a Medicare certification training for agents who’d like to sell 2022 Medicare Advantage and Part D products for the Annual Enrollment Period. NAHU’s 2022 certification opens July 1, 2021!

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Get 2022 Medicare Advantage and Medicare Part D agent certification and product training info - all in one place! Learn how to access your carrier AHIP, MA certification, PDP certification, even product training details in Ritter's Certification Center.

Read the text version.

Register for your FREE RitterIM.com account

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Contact the Team at Ritter Insurance Marketing

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FAQs About NAHU Medicare Certification

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Important 2022 AHIP Certification Training Updates You Should Know

2022 AHIP certification is LIVE! Find out what's changed from last year and where you can find carrier-specific cert requirements!

Largest COLA In a Decade Projected & How It Affects Part B Premiums

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Maximum Broker Commissions for Medicare Advantage & Medicare Part D

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NAHU 2022 Medicare Certification Training

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4 Easy Ways to Cool Down on a Hot Day

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The Benefits of Unplugging

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What Does Medically Necessary Mean?

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As an agent in the insurance market, what’s the first thing you think of when you hear the word annuities?

How to Check for Your First Looks

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2021 State of the Senior Market: In Review

Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

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The Friday Five for July 9, 2021: * Medicare DVH Expansion * HHS & Surprise Medical Bills * Summer Reading for Advisors * Breathing Exercises to Lower Blood Pressure? * Shrinkflation

Register for your FREE RitterIM.com account

Mentioned in this episode:

HHS Announces Rule to Protect Consumers from Surprise Medical Bills

5-Minute Daily Breathing Exercise May Equal Meds in Lowering Blood Pressure

10 Books Advisors Should Read This Summer

Baked Feta 'TikTok Pasta': We Need To Talk About Where It Really Came From

Beware Of 'Shrinkflation,' Inflation's Devious Cousin

Endless Thread – “Shrinkflation”

First rules to protect patients from unexpected medical bills issued by agencies

Most surprise medical bills to end under new rule

No Surprises Act Regs Leave Out Broker Comp Disclosure Regs

One way companies are concealing higher prices: Smaller packages

The Health 202: Expansions could be coming to Medicare

TikTok made me buy it

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Largest COLA In a Decade Projected & How It Affects Part B Premiums

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Dishes to Impress Your Friends: Steak Frites

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Limiting Charges and Excess Charges in Medicare

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The National Park Senior Pass: Lifetime Access to America the Beautiful

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How Does a Hospital Indemnity Plan Work with Medicare? A Case Study

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Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers!

AHIP Test Tips and Tricks for Medicare Certification

Planning on taking the AHIP Medicare training test for the first time? You don’t have to stress! We’ve put together a list of tips and tricks for passing AHIP that will help you, and even more experienced agents, improve your chances of getting AHIP certified on the first try!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

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Sarah’s Instagram

View Details

Prepare for AEP with the Agent Survival Guide! The Annual Enrollment Period will be here before you know it! Use our checklist to plan ahead, and you'll be "ready-to-sell" with plenty of time to spare.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

AHIP Website

Contact the Team at Ritter Insurance Marketing

Register with RitterIM.com

Ritter’s Carrier Pages

Ritter’s Certification Center

Ritter’s Event Calendar

Sense Success with Dental, Vision, and Hearing Plans

The Advisor Approach: Cross-Selling by Fact-Finding

What is AHIP Certification and How Do I Get It?

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FAQs About NAHU Medicare Certification

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How Professional Organizations Make You a Better Agent

Joining a professional organization could be just the boost your career needs. Learn 5 ways this strategy can benefit you and your insurance business.

Largest COLA In a Decade Projected & How It Affects Part B Premiums

What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode!

Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

NAHU 2022 Medicare Certification Training

NAHU's Medicare training certification is back for 2022. We talk about what's new with NAHU Medicare, Medicare Advantage, and compliance requirements training for the 2022 AEP.

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COVID Vaccine Myths & Facts

There are a lot of scary-sounding stories flying around the internet about COVID vaccines right now. Let's decipher which ones are myths and the truth about the COVID vaccines.

Using Basil in Your Cooking

Basil is one of the most versatile herbs, but you can lose a lot of its benefits if you prepare or cook it wrong. Here's how you can get the most out of using basil in your cooking!

What Does Medically Necessary Mean?

Whether Medicare considers something medically necessary or not can define your coverage and what you'll be paying out-of-pocket. Here's what you need to know!

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

AHIP Test Tips and Tricks for Medicare Certification

Planning on taking the AHIP Medicare training test for the first time? You don’t have to stress! We’ve put together a list of tips and tricks for passing AHIP that will help you, and even more experienced agents, improve your chances of getting AHIP certified on the first try!

3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP

Anyone in the Medicare industry is familiar with the rush to prepare for the Annual Enrollment Period. What if you could take care of a key sales task before AEP ramps up?

NAHU 2022 Medicare Certification Training

Like AHIP, NAHU is back offering a Medicare certification training for agents who’d like to sell 2022 Medicare Advantage and Part D products for the Annual Enrollment Period. NAHU’s 2022 certification is now open!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

Not sure how to use LinkedIn as an insurance agent? We talk through the steps like creating your page, recruiting, and more! If you're just starting to use LinkedIn for your insurance business, you won't want to miss this episode.

Read the text version.

Get the Guide: Social Media Marketing for Insurance Agents

Mentioned in this episode:

Agent Survival Guide Blog

Contact the Team at Ritter Insurance Marketing

How to Achieve All-Star Status on LinkedIn

How to Recruit Insurance Agents to Your Downline

Register for your FREE RitterIM.com account

Request a Recommendation on LinkedIn

Ritter Insurance Marketing on LinkedIn

Ritter Insurance Marketing on Youtube

Tech Takeaways for Forward-Thinking Insurance Agents

The Research & Science Behind Finding Your Best Profile Picture

Why Go About Your Business in an Ethical, Compliant Fashion?

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Advertising Medicare Through Facebook

Is your insurance business on Facebook? We walk you through getting started, networking, advertising, and so much more!

Podcast Recommendations for Summer 2021

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NAHU 2022 Medicare Certification Training

NAHU's Medicare training certification is back for 2022. We talk about what's new with NAHU Medicare, Medicare Advantage, and compliance requirements training for the 2022 AEP.

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Get the details on AHIP requirements, how certification works for insurance agents, ways to find discounts, and more. If you're getting ready for AEP, you don't want to miss this episode of the Agent Survival Guide Podcast!

Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

Articles to Share with Your Clients:

All About Community Gardens

Do you want to start a garden, but don't have the space or ability? Or, are you looking for something to bring your neighborhood together? You can do all that with a community garden!

The Health Benefits of Lemon

Lemon is a great ingredient to use in your cooking, but can it also be healthy for you? Yes! Lemons are packed with antioxidants and nutrients that can be great for your health.

What are Medicare Deductibles?

We've all dealt with deductibles before, in all sorts of insurance plans. They're so common that many people and plans don’t easily explain what they are and how they influence your coverage. We're answering so you don't have to ask – what are Medicare deductibles?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Social Media Marketing for Insurance Agents

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

AHIP Test Tips and Tricks for Medicare Certification

Planning on taking the AHIP Medicare training test for the first time? You don’t have to stress! We’ve put together a list of tips and tricks for passing AHIP that will help you, and even more experienced agents, improve your chances of getting AHIP certified on the first try!

3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP

Anyone in the Medicare industry is familiar with the rush to prepare for the Annual Enrollment Period. What if you could take care of a key sales task before AEP ramps up?

NAHU 2022 Medicare Certification Training

Like AHIP, NAHU is back offering a Medicare certification training for agents who’d like to sell 2022 Medicare Advantage and Part D products for the Annual Enrollment Period. NAHU’s 2022 certification is now open!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

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The Friday Five for July 2, 2021: * Third Installment of CMS Proposed Rule 2022 * Update on Attempts to add DVH to Medicare * Walmart & Novo Nordisk partner in new effort * How to take a mental health day * How to block and report text spam

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Mentioned in this episode:

CMS Proposed Rule to Increase Americans’ Access to Health Coverage for 2022

EXPLAINER: Dental, vision and hearing benefits for Medicare

Everything Coming to Netflix, Disney+, HBO Max, Hulu & Amazon Prime Video in July 2021

How to block and report text spam

How to know when you need a mental health break and ways to make the most of it

Walmart teams with Novo Nordisk to launch private brand analog insulin

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June 25, 2021 | The Friday Five

In this episode: KFF Medicare Advantage in 2021 studies, How CVS helps cut wasteful consumer spending, DVH benefits possibly coming to Medicare, American Rescue Plan Child Tax Credit info, and the Never Less, Never More strategy.

Podcast Recommendations for Summer 2021

Did someone say summer 2021 podcast recommendations? Back by popular demand, Sarah has 10 more podcast recommendations to fill the void in your summer vacation. Whether you’re taking a family vacation, staycation, traveling back into the office, or just need something new to listen to, we’ve got you covered! 🌞😎🎧

NAHU 2022 Medicare Certification Training

NAHU's Medicare training certification is back for 2022. We talk about what's new with NAHU Medicare, Medicare Advantage, and compliance requirements training for the 2022 AEP.

What is AHIP Certification and How Do I Get It?

Get the details on AHIP requirements, how certification works for insurance agents, ways to find discounts, and more. If you're getting ready for AEP, you don't want to miss this episode of the Agent Survival Guide Podcast!

Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

Articles to Share with Your Clients:

Camping Tips for Seniors

Camping is the perfect trip of the COVID era. It's outside, socially-distanced, and still fun. Make sure your trip is safe and fun with these camping tips for seniors looking to return to nature!

Limiting Charges and Excess Charges in Medicare

Limiting charges and excess charges are connected concepts with Medicare, but the link can be confusing. What are they and how do they affect your costs in Medicare?

The Truth About MSG

The chemical monosodium glutamate is a surprisingly controversial one. What's the truth behind MSG, and is it really that bad for you?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

How to Host a Successful Medicare Educational Event

The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

AHIP Test Tips and Tricks for Medicare Certification

Planning on taking the AHIP Medicare training test for the first time? You don’t have to stress! We’ve put together a list of tips and tricks for passing AHIP that will help you, and even more experienced agents, improve your chances of getting AHIP certified on the first try!

3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP

Anyone in the Medicare industry is familiar with the rush to prepare for the Annual Enrollment Period. What if you could take care of a key sales task before AEP ramps up?

NAHU 2022 Medicare Certification Training

Like AHIP, NAHU is back offering a Medicare certification training for agents who’d like to sell 2022 Medicare Advantage and Part D products for the Annual Enrollment Period. NAHU’s 2022 certification is now open!

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Learn the ins and outs of annuity insurance sales. We've packed all the info in this explainer episode, what annuities are, the different types, how they work, and how to sell them.

Read the text version.

Contact the More Than Medicare Team at Ritter Insurance Marketing

Mentioned in this episode:

Annuities: Insurance for Retirement

Funding Your Retirement

Fixed Annuities vs. Indexed Annuities: What’s the Difference?

How to Find New Annuity Leads

Protect the Nest Egg with Fixed Index Annuities

Understanding Single-Premium Immediate Annuities

More episodes you’ll like:

June 25, 2021 | The Friday Five

In this episode: KFF Medicare Advantage in 2021 studies, How CVS helps cut wasteful consumer spending, DVH benefits possibly coming to Medicare, American Rescue Plan Child Tax Credit info, and the Never Less, Never More strategy.

Fixed Annuities vs. Indexed Annuities: What’s the Difference?

Discover the differences between fixed and indexed annuities. Find out how to market them and how to help your clients choose the right one.

How to Find New Annuity Leads

Optimize your annuity sales process! Learn where you can find annuity leads to boost your business.

Protect the Nest Egg with Fixed Index Annuities

Build a retirement strategy for your clients with fixed income annuities. Learn how this kind of investment can pay off.

Understanding Single-Premium Immediate Annuities

Learn more about Single-Premium Immediate Annuities, how they work, and why you should recommend them to your clients!

Articles to Share with Your Clients:

3 Steps for Preparing for Retirement

If you’re about to retire, there will be many questions that you’ll face. How will you spend your time? How will you stay healthy? And how will you afford all of this?

Different Medicare Notices

Paperwork isn't the most fun or exciting topic, and you receive a lot with your Medicare plan already. But some of that paperwork may be important notices and forms that relate to your coverage!

Healthy Hacks for Your Favorite Snacks: Burgers

Burgers are a summer staple. Unfortunately, they tend to also be bad for us. With a little creativity, you can make healthy burgers with these healthy hacks!

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

The Complete Guide on How to Sell Final Expense Insurance

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

AHIP Test Tips and Tricks for Medicare Certification

Planning on taking the AHIP Medicare training test for the first time? You don’t have to stress! We’ve put together a list of tips and tricks for passing AHIP that will help you, and even more experienced agents, improve your chances of getting AHIP certified on the first try!

3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP

Anyone in the Medicare industry is familiar with the rush to prepare for the Annual Enrollment Period. What if you could take care of a key sales task before AEP ramps up?

NAHU 2022 Medicare Certification Training

Like AHIP, NAHU is back offering a Medicare certification training for agents who’d like to sell 2022 Medicare Advantage and Part D products for the Annual Enrollment Period. NAHU’s 2022 certification opens July 1, 2021!

Subscribe & Follow:

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Did someone say Summer 2021 Podcast Recommendations? Back by popular demand, Sarah has 10 more podcast recommendations to fill the void in your Summer vacation. Whether you’re taking a family vacation, staycation, traveling back into the office, or just need something new to listen to, we’ve got you covered! 🌞😎🎧

Mentioned in this episode:

Alba Salix, Royal Physician – Start with “Alba Salix E101: Well Met”

Blackout by QCode – Start with “Pilot | S1E1”

Dreamful Bedtime Stories

Eleanor Amplified – Start with “Ep 01: Pilot (Robot)

Memory Lane by Realm – Start with “None of this is Real”

Mockery Manor – Start with “1. Where Childhood Never Dies”

Newsy Jacuzzi

Passenger List by Radiotopia – Start with “Pre-Flight Announcement”

The A.M. Archives – Start with “601 – For People Like You | The AM Archives”

Wireframe with Khoi Vinh

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Podcasts We’re Currently Listening To (Winter 2021) | The Friday Five

We’re kicking off the first Friday Five episode of 2021 with podcast recommendations! Here are five podcasts that our host, Sarah is currently listening to. 🎧

Top 5 Podcasts of 2020 | The Friday Five

We don’t just make a podcast, we love listening to them, too! Despite 2020 effectively cancelling her commute, our host Sarah listened to over 7,000 minutes of podcast audio. Which shows made it into her top 5 for 2020? Listen to find out in this bonus Friday Five episode!

International Podcast Day 2020

Happy International Podcast Day! 2020 has certainly been a year to, er, remember. There’s a lot of that reflected in this year’s episode. But there’s also a fair bit of fun. Sarah shares it all in this episode – podcast recommendations, standout episodes, updates, bonus content, and more, including what makes her want to listen.

Podcast Recommendations for Summer 2020 | The Tuesday Ten

Summer is here! 🌞 That means it’s time for MORE podcast recommendations! If you need something to listen to during a long drive, while you’re on a vacation, staycation, or just walking around the neighborhood after dinner… Sarah has 10 new podcast recommendations for your listening enjoyment.

Podcasts We’re Currently Listening To | The Friday Five

Need more podcast recommendations? (Who doesn’t?!) For our last Friday Five of 2019, Sarah gives you a glimpse of what she’s currently listening to.

Top 5 Podcasts of 2019 | The Friday Five

We love podcasts! Our host, Sarah listened to over 8,500 minutes of podcast audio this year. Which shows made the cut for her top 5 of 2019? Find out in this special Friday Five episode!

International Podcast Day 2019

It's International Podcast Day and we're celebrating! This special episode has updates on our favorite podcasts, MORE podcast recommendations, and Sarah talks about how she got into podcasts. You don’t want to miss it! 🎙🎧🤓

Behind the Scenes of the ASG Podcast ǀ ASG100

Celebrate 100 episodes of the Agent Survival Guide Podcast! In this special episode, we talk about how Agent Survival Guide and the ASG Podcast started, what we’ve got planned for 2019, podcast recommendations from our team, and more! 💯🎉

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The Friday Five for June 25, 2021: * KFF Medicare Advantage in 2021 studies * How CVS helps cut wasteful consumer spending * DVH benefits coming to Medicare? * American Rescue Plan Child Tax Credit Info * The Never Less, Never More Strategy

Register for your FREE RitterIM.com account

Mentioned in this episode:

2021 Child Tax Credit: Here's who will get up to $1,800 per child in cash — and who will need to opt out

Advance Child Tax Credit Eligibility Assistant

CVS cut 72 drugs with 'hyperinflated' prices from its formulary last year

Medicare Advantage in 2021: Enrollment Update and Key Trends

Medicare Advantage in 2021: Premiums, Cost Sharing, Out-of-Pocket Limits and Supplemental Benefits

Medicare Advantage in 2021: Star Ratings and Bonuses

Schumer backing plan to add dental, vision and hearing coverage to Medicare

Schumer, Sanders working to add dental and vision coverage to Medicare

Why the Most Successful People Follow the Rule of Never Less, Never More

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June 18, 2021 | The Friday Five

The Friday Five for June 18, 2021: AHIP Certification News, AHIP Health Coverage Map, KFF Medicare Part D Enrollment Analysis, Apple Podcasts Subscriptions, and Federal Reserve Meeting + Inflation Clarification.

Important 2022 AHIP Certification Training Updates You Should Know

2022 AHIP certification is LIVE! Find out what's changed from last year and where you can find carrier-specific cert requirements!

Largest COLA In a Decade Projected & How It Affects Part B Premiums

What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode!

Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

NAHU 2022 Medicare Certification Training

NAHU's Medicare training certification is back for 2022. We talk about what's new with NAHU Medicare, Medicare Advantage, and Compliance Requirements training for the 2022 AEP.

Articles to Share with Your Clients:

COVID Vaccine Myths & Facts

There are a lot of scary-sounding stories flying around the internet about COVID vaccines right now. Let's decipher which ones are myths and the truth about the COVID vaccines.

FDA Approves First Alzheimer's Drug Since 2003

The Food & Drug Administration has approved the first Alzheimer's disease drug in almost twenty years, but with it has come controversy.

The Truth About MSG

The chemical monosodium glutamate is a surprisingly controversial one. What's the truth behind MSG, and is it really that bad for you?

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Social Media Marketing for Insurance Agents

The Complete Guide on How to Sell Medicare Advantage Plans

The latest from Ritter’s Blog:

2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

For the seventh year running, CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2022 renewals.

How to Check for Your First Looks

The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period!

2021 State of the Senior Market: In Review

Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

Subscribe & Follow:

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NAHU's Medicare training certification is back for 2022. We talk about what's new with NAHU Medicare, Medicare Advantage, and Compliance Requirements training for the 2022 AEP.

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

2022 Medicare, Medicare Advantage and Compliance Requirements (Goes live 7/1/2021!)

Carriers Accepting NAHU Certification

Contact the Team at Ritter Insurance Marketing

FAQs About NAHU Medicare Certification

How Professional Organizations Make You a Better Agent

NAHU Course Credit Details

NAHU Online Learning Institute

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FAQs About NAHU Medicare Certification

Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers! In this episode, we talk about the cost of NAHU certification, CE credits, training module topics, and more – you don’t want to miss it!!!

How Professional Organizations Make You a Better Agent

Joining a professional organization could be just the boost your career needs. Learn 5 ways this strategy can benefit you and your insurance business.

June 18, 2021 | The Friday Five

The Friday Five for June 18, 2021: AHIP Certification News, AHIP Health Coverage Map, KFF Medicare Part D Enrollment Analysis, Apple Podcasts Subscriptions, and Federal Reserve Meeting + Inflation Clarification.

Largest COLA In a Decade Projected & How It Affects Part B Premiums

What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode!

Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

Articles to Share with Your Clients:

Dealing with Allergies

Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?

Using Basil in Your Cooking

Basil is one of the most versatile herbs, but you can lose a lot of its benefits if you prepare or cook it wrong. Here's how you can get the most out of using basil in your cooking!

Where to Turn for Medicare Help

With a program as encompassing and broad as Medicare, it's understandable that you may have some questions. Here's where you can turn for Medicare help!

Ritter Insurance Marketing eBooks & Guides:

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Prescription Drug Plans

Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

For the seventh year running, CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2022 renewals.

How to Check for Your First Looks

The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period!

2021 State of the Senior Market: In Review

Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

Get the details on AHIP requirements, how certification works for insurance agents, ways to find discounts, and more. If you're getting ready for AEP, you don't want to miss this episode of the Agent Survival Guide Podcast!

Read the text version.

Register for your FREE RitterIM.com account

Frequently Asked Questions about AHIP: [5:56.086] Do I need to pass AHIP if I already passed last year?

[6:34.257] Do I need to complete the AHIP training review questions?

[6:55.029] How many attempts at the AHIP test do I get?

[7:15.357] How long must I take between failed attempts?

[7:41.793] Do I have to take AHIP directly through their website?

[8:07.803] Do I have to take the training on a computer?

[8:23.557] How much does AHIP cost?>

[8:32.321] Can I get an AHIP certification discount?

[9:04.170] Is it possible to get a $125 AHIP reimbursement?

[10:20.844] Is there a deadline to pass AHIP to sell in 2022?

[10:39.696] Is AHIP an open-book test?

[10:48.254] Is AHIP a timed test?

[11:06.595] What score do I need to pass?

[11:15.187] How much should I prepare?

Mentioned in this episode:

AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Training Site

America’s Health Insurance Plans (AHIP) Description

Find Your Ritter Sales Specialist

Important 2022 AHIP Certification Training Updates You Should Know

Register for your FREE RitterIM.com account

Ritter's Carrier Certification Info

Ritter Carrier Product Info

The Survivor’s AEP Checklist

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AHIP Test Tips & Tricks for Medicare Certification

Learn the rules for taking the AHIP test, information on discounts and reimbursement, how to prepare yourself, test-taking tips, legit tech hacks, and more! Before you begin your first attempt at AHIP certification, be sure to listen to this ASG Podcast episode!

How to Check for Your First Looks

Get your First Looks and get ready to succeed this AEP! In this episode, we talk carrier first looks, how to find them on the Ritter platform, and what you can do with the info you learn!

How to Recruit Insurance Agents to Your Downline

Want to build a successful downline for your insurance business? Don’t miss our best practices for recruiting agents to your agency! And be sure to check out the show notes for a link to grab your copy of our eBook – Developing an Agency – Your Guide to Getting Started.

Largest COLA In a Decade Projected & How It Affects Part B Premiums

What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode!

Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

Articles to Share with Your Clients:

Cookbooks vs. Cooking Books: What's the Difference?

If you're looking to improve your cooking, there are options you can try at home. Among these are cookbooks and cooking books. You may be surprised by the difference between the two.

FDA Approves First Alzheimer's Drug Since 2003

The Food & Drug Administration has approved the first Alzheimer's disease drug in almost twenty years, but with it has come controversy.

What Certifications & Training Does a Medicare Sales Agent Need?

Trust is essential in any relationship, especially one with someone who's supposed to help you find a Medicare plan. Luckily, agents who sell Medicare plans must complete specific certifications and trainings!

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Modern Medicare Marketing for Today’s Agents

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide to Client Loyalty and Retention

Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

For the seventh year running, CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2022 renewals.

How to Check for Your First Looks

The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period!

2021 State of the Senior Market: In Review

Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

2022 AHIP certification is LIVE! Find out what's changed from last year and where you can find carrier-specific cert requirements!

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Training

America’s Health Insurance Plans Official Website

Register for your FREE RitterIM.com account

Ritter’s Certification Center

More episodes you’ll like:

June 18, 2021 | The Friday Five

The Friday Five for June 18, 2021: AHIP Certification News, AHIP Health Coverage Map, KFF Medicare Part D Enrollment Analysis, Apple Podcasts Subscriptions, Federal Reserve Meeting + Inflation Clarification

Largest COLA In a Decade Projected & How It Affects Part B Premiums

What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode!

Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

Articles to Share with Your Clients:

Dishes to Impress Your Friends: Crêpes

Impressive meals don't just have to be at dinnertime. If you're having friends over for breakfast or brunch and want to flex your culinary muscles, try whipping up the amazing Crêpe Suzette!

The Signs of Heatstroke and Heat Exhaustion

It's not uncommon to feel hot during the summer, but when does it become a problem? What are some of the signs of heatstroke and heat exhaustion?

What to Do If Your Medicare Card is Lost or Stolen

Knowing what to do if your Medicare card is lost or stolen is important. Luckily, getting a replacement Medicare card is easy. Here’s how to get a new Medicare card!

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Prescription Drug Plans

The latest from Ritter’s Blog:

How to Check for Your First Looks

The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period!

2021 State of the Senior Market: In Review

Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

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Connect on social:

Facebook

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

The Friday Five for June 18, 2021: * AHIP Certification News * AHIP Health Coverage Map * KFF Medicare Part D Enrollment Analysis * Apple Podcasts Subscriptions * Federal Reserve Meeting + Inflation Clarification

Register for your FREE RitterIM.com Account

Mentioned in this episode:

AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Training

AHIP Health Coverage: State-to-State 2021

America’s Health Insurance Plans Official Website

Apple has reportedly considered launching its own primary healthcare service

Apple Podcasts Subscriptions and channels are now available worldwide

Federal Reserve boosts inflation expectations to 3.4 percent this year, moves up expectations for interest rate hike

Federal Reserve Now Projects Rate Increases in 2023 as Economy Heals

It’s not just you—the Apple podcast app is a disaster

Key Facts About Medicare Part D Enrollment, Premiums, and Cost Sharing in 2021

What’s Actually Causing Prices to Spike

What Next Podcast – “The Fight Over Rising Prices”

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June 11, 2021 | The Friday Five

The Friday Five for June 11, 2021: Apple Podcasts Update, First Looks for Ritter Agents, Walmart and Amazon Pharmacy updates, New controversial Alzheimer's drug, and a sales skills refresher.

Advertising Medicare Through Facebook

Is your insurance business on Facebook? We walk you through getting started, networking, advertising, and so much more!

How to Check for Your First Looks

Get your First Looks and get ready to succeed this AEP! In this episode, we talk carrier first looks, how to find them on the Ritter platform, and what you can do with the info you learn!

Largest COLA In a Decade Projected & How It Affects Part B Premiums

What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode!

Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

Articles to Share with Your Clients:

All About Community Gardens

Do you want to start a garden, but don't have the space or ability? Or, are you looking for something to bring your neighborhood together? You can do all that with a community garden!

Recharging After a Bad Night's Sleep

Have you ever woken up after a night of tossing and turning, begging for more sleep? Here are a few ways you can recover after a bad night's sleep!

The Health Benefits of Lemon

Lemon is a great ingredient to use in your cooking, but can it also be healthy for you? Yes! Lemons are packed with antioxidants and nutrients that can be great for your health.

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

How to Host a Successful Medicare Educational Event

The Complete Guide on How to Sell Medicare Advantage Plans

The latest from Ritter’s Blog:

2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

For the seventh year running, CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2022 renewals.

How to Check for Your First Looks

The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period!

2021 State of the Senior Market: In Review

Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

Is your insurance business on Facebook? We walk you through getting started, networking, advertising, and so much more!

Read the text version.

Register for your FREE RitterIM.com Account

Mentioned in this episode:

Do’s and Don’ts of Medicare Compliance

Facebook Reports Fourth Quarter and Full Year 2020 Results

How do I schedule a post and manage scheduled posts for my Facebook Page?

How to Better Market Yourself

How to Create a Facebook Page for Business

How to Run Facebook Ads: A Step-By-Step Guide to Advertising on Facebook

Learn more about how Medicareful helps your insurance business

Medicareful Living Blog

Percentage of U.S. adults who use Facebook as of February 2021, by age group

Register for your FREE RitterIM.com Account

Ritter’s Round Table – The Official Facebook Group for Ritter Insurance Marketing Agents

Set Up Automated Responses From Creator Studio

Social Media Marketing for Insurance Agents

The Value of Staying in Touch with Clients

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June 11, 2021 | The Friday Five

The Friday Five for June 11, 2021: Apple Podcasts Update, First Looks for Ritter Agents, Walmart and Amazon Pharmacy updates, New controversial Alzheimer's drug, and a sales skills refresher.

How to Know If Your Facebook Page Is Successful | Social Media 101

Improve your Facebook marketing strategy. Learn how to read the data collected from your Facebook business page and start using it to grow your brand.

How to Recruit Insurance Agents to Your Downline

Want to build a successful downline for your insurance business? Don’t miss our best practices for recruiting agents to your agency! And be sure to check out the show notes for a link to grab your copy of our eBook – Developing an Agency – Your Guide to Getting Started.

Insurance Agents & CMS Compliance | Social Media 101

Stay compliant with the CMS Medicare Communications and Marketing Guidelines — even while on social media. We outline the best practices for insurance agents to follow while using social media.

Social Media Privacy Tips for Insurance Agents | Social Media 101

Online privacy is a big deal. You want to use social media to market your insurance business. How do you protect yourself and your clients? We've got some best practices and a link to a very informative eBook that’s free to download. Listen to find out more!

Articles to Share with Your Clients:

Is the Mediterranean Diet Healthy for You?

Is it possible that a diet that consists of pasta, paella, and polenta could really be one of the best diets out there? Just how healthy is the Mediterranean diet? You might be surprised at the answers.

What to Do If Your Medicare Card is Lost or Stolen

Knowing what to do if your Medicare card is lost or stolen is important. Luckily, getting a replacement Medicare card is easy. Here’s how to get a new Medicare card!

Why Seniors Are Flocking to Social Media

We keep discovering benefits that social media use has for Americans over 65. Studies have shown that it can aid seniors both physically and mentally. With that in mind, if you’re not online, you should be.

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The latest from Ritter’s Blog:

2022 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

For the seventh year running, CMS has increased the maximum broker commissions for both Medicare Advantage and Part D initial enrollments and continued the growth of maximum Medicare broker commissions for 2022 renewals.

How to Check for Your First Looks

The moment when carrier First Looks become available is a very exciting time for insurance agents! It can put a spring in your step and help you get in the mood for the upcoming Annual Enrollment Period!

2021 State of the Senior Market: In Review

Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

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What does the annual Cost of Living Adjustment (COLA) look like for 2022? Does the COLA impact Medicare Part B premiums? What about inflation, and Social Security Income? We cover it all in this info-packed episode!

Read the text version.

Contact the Team at Ritter Insurance Marketing

Mentioned in this episode:

Cost-Of-Living Adjustments

CPI-Urban Wage Earners and Clerical Workers (Current Series)

How 2018 Social Security COLA Affects Part B Enrollees

How Medicare Premium Hikes, Small Social Security COLAs Squeeze Retirees

Social Security’s cost-of-living adjustment could be higher next year. But that doesn’t necessarily mean the money will go further

Social Security’s cost-of-living adjustment isn’t keeping up with prices retirees pay

Social Security: Cost-of-Living Adjustments

Social Security COLA for 2022 Expected to Be Biggest Since 2009

The Senior Citizen’s League

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Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

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What's the Difference Between an HMO and a PPO?

HMO and PPO Medicare Advantage plans can make a massive difference to your coverage options and what you pay for the care you need.

Ritter Insurance Marketing eBooks & Guides:

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How to Host a Successful Medicare Educational Event

The Complete Guide to Client Loyalty and Retention

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2021 State of the Senior Market: In Review

Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

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The Basics of Selling Insurance from Home

Your client base is in a different state, your country’s fighting a pandemic, or you just like working from home. Whatever the reason, you want to start running your insurance business remotely.

Subscribe & Follow:

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Google Podcasts

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The Friday Five for June 11, 2021: * Apple Podcasts Update * First Looks for Ritter Agents * Walmart and Amazon Pharmacy updates * New controversial Alzheimer's drug * Sales skills refresher

Contact the Team at Ritter Insurance Marketing Register with Ritter Insurance Marketing

Mentioned in this episode:

3 Sales Skills Everyone Should Know

A “disgraceful decision:” Researchers blast FDA for approving Alzheimer’s drug

Amazon and Walmart try – again – to upend prescription drug prices

Amazon Pharmacy to Offer Six Month Prescriptions Starting at $6

Experts: CMS should act quickly on a national coverage decision for Biogen's newly approved Alzheimer's drug

iOS 14.6 Beta Brings Tweaks to Podcasts App Following Complaints

New Alzheimer's drug could blow up health spending

Rabbits by Terry Miles

The Top 15 U.S. Pharmacies of 2020: Market Shares and Revenues at the Biggest Companies

Users Despair at Apple Podcasts App After iOS 14.5 Update

Walmart Adds Drug Discounts to Its Subscription Service. CVS and Walgreens Stock Are Down.

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Developing an Agency – Your Guide to Getting Started

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The Basics of Selling Insurance from Home

Your client base is in a different state, your country’s fighting a pandemic, or you just like working from home. Whatever the reason, you want to start running your insurance business remotely.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

CMS recently released the 2022 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

Read the text version.

Contact the Team at Ritter Insurance Marketing

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Using Basil in Your Cooking

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Developing an Agency – Your Guide to Getting Started

How to Host a Successful Medicare Educational Event

Modern Medicare Marketing for Today’s Agents

The Complete Guide to Client Loyalty and Retention

Your Step-By-Step Guide to Getting Started in Insurance Sales

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2021 State of the Senior Market: In Review

Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

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Google Podcasts

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View Details

Just starting out in Medicare sales? Get three of our sales training eBooks FREE when you register with Ritter! You'll learn how to sell Medicare Advantage, Medicare Supplements, and Prescription Drug Plans!

Register with Ritter and Claim Your Free eBooks!

Mastering Medicare Sales:

Are you just starting out in Medicare insurance sales? Become a Medicare sales champion with our eBook series! How? Simply register with Ritter and you’ll get our FREE Mastering Medicare Sales eBook Trio.

How to Sell Medicare Advantage Plans

How to Sell Medicare Supplements

How to Sell Prescription Drug Plans

Inside these three eBooks, there are hundreds of pages of info to help you get your footing! Our tips and tricks can help you succeed as an insurance agent selling Medicare.

But that’s not all!

When you register with Ritter Insurance Marketing, you get complete access to our FMO’s benefits.

We’re talking industry-leading CRM, quoting and enrollment tech, competitive contracts, regular training, annual Summits and so much more.

Even better? Our friendly 200+ expert staff is here to help with all your insurance agent needs. And we can’t wait to help you get started!

So, what are you waiting for?!

Claim your FREE eBooks now!

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Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

Get your First Looks and get ready to succeed this AEP! In this episode, we talk carrier first looks, how to find them on the Ritter platform, and what you can do with the info you learn!

Read the text version. Contact the Team at Ritter Insurance Marketing Register with Ritter Insurance Marketing

Mentioned in this episode:

FREE Registration with Ritter Insurance Marketing

Ritter Insurance Marketing Certification Center

The Survivor’s AEP Checklist

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Craig Ritter, CEO of Ritter Insurance Marketing, recently gave his annual State of the Senior Market address to 412 agents, who attended from all across the U.S.

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Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

The Friday Five for June 4, 2021: * The Medicare Plan Finder reviewed * CMS and Medicaid value-based price agreements * Amazon pharmacy rumors * How Medicare works on vacation * Twitter news and rumors

Contact the Team at Ritter Insurance Marketing

Mentioned in this episode:

Amazon is considering building physical pharmacies

Amazon Prime Day starts June 21. Here’s how to find the best deals

Apple Launches WWDC 2021 Live Stream on YouTube in Preparation for June 7 Keynote

CMS delays requirement for drugmakers to offer multiple best prices for Medicaid value-based deals

Medicare on the Go: How My Plan Works on Vacation

Premium Twitter Blue subscription launch looks imminent

The Medicare Plan Finder: Still A Work In Progress

Twitter is once again taking your requests for a blue verification badge

Twitter To Introduce 3-tier Labelling System To Combat Misinformation, Here's What It Is

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Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

Want to build a successful downline for your insurance business? Don’t miss our best practices for recruiting agents to your agency! And be sure to check out the show notes for a link to grab your copy of our eBook – Developing an Agency – Your Guide to Getting Started.

Read the text version.

Contact the Team at Ritter Insurance Marketing

Mentioned in this episode:

Call Ritter Insurance Marketing at 1-800-769-1847

Craigslist

Download the Guide: Developing an Agency: Your Guide to Getting Started

Learn More About Medicareful

LinkedIn

Millennials overtake Baby Boomers as America’s largest generation

Monster

Register with Ritter Insurance Marketing FMO

Rethinking the Extraverted Sales Idea: The Ambivert Advantage

Ritter Insurance Marketing Official Website

Starting Your Own Insurance Agency featuring Craig Ritter and Dave Dietz

Tech Takeaways for Forward Thinking Insurance Agents

The True Cost of A Bad Hire -- It's More That You Think

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Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

You're the agent who can do it all! But sometimes, you need a little help. How do you know when you've reached that point? When is it time to hire help for your insurance business?

Read the text version.

Register with Ritter Contact the Team at Ritter Insurance Marketing

Mentioned in this episode:

5 Reasons You Should Hire an Intern – and 3 Reason You Shouldn’t

5 Things to Note Before Hiring an Assistant

Building Client Loyalty: More Than Just a Plan

Do You Need an Assistant, or Do You Just Have to Work Harder?

How to Hire a Virtual Assistant: An Entrepreneur’s Guide to Outsourcing & Hiring Virtual Staff

Learn More About Medicareful

Official Ritter Insurance Marketing Website

Ritter’s Medicare Quote Engine

Stress Relief Tips to Get You Through AEP

The Ritter Platform

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Medicare Isn’t Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

The Friday Five for May 28, 2021: * New CMS Admin Confirmed * State of Medicare Advantage 2021 * Retirement Bill Reintroduced * Noom Hopes to Expand * Facebook, Instagram New Feature

Contact the Team at Ritter Insurance Marketing

Mentioned in this episode:

Chiquita Brooks-LaSure becomes the first Black administrator confirmed to lead Medicare and Medicaid.

How to Hide Like and View Counts on Instagram Posts

Instagram, Facebook give users option to hide likes

S.1770 - A bill to amend the Internal Revenue Code of 1986 to reform retirement provisions, and for other purposes.

Senate confirms Biden pick to lead Medicare, Medicaid office

Senate Revives Bill to Raise RMD Age, Boost Income Annuities

State of Medicare Advantage 2021

Weight loss app Noom hauls in $540M to expand into diabetes, high blood pressure

You can now hide like counts on Instagram and Facebook

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Articles to Share with Your Clients:

2022 COLA Predicted to be Largest in Over a Decade

Each year, the Social Security cost-of-living adjustment (COLA) tweaks how much you receive in your benefit. For 2022, experts are predicting the largest COLA increase in over a decade.

Dealing with Allergies

Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?

What are Medicare Deductibles?

We've all dealt with deductibles before, in all sorts of insurance plans. They're so common that many people and plans don’t easily explain what they are and how they influence your coverage. We're answering so you don't have to ask – what are Medicare deductibles?

The latest from Ritter’s Blog:

Advertising Medicare Through Facebook

In a world where social distancing has become the norm, we’ve all turned to social media to stay connected with others. Why not advertise Medicare on social media and grow your insurance business digitally?

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Medicare Isn’t Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

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Where can insurance agents find leads for DVH sales? We outline five prospecting tips for selling dental, vision, and hearing insurance.

Read the text version.

Contact the Team at Ritter Insurance Marketing

Mentioned in this episode:

4 Steps to Selling Dental, Vision, and Hearing Insurance

5 Prospecting Tips for Selling Dental, Vision, and Hearing

5 Steps to Selling Medicare Supplements Successfully

5 Tips for Selling Medicare Advantage Plans

6 Health Services Not Covered by Medicare

Four Ancillary Cross-Sales to Show Clients You Care

Keeping Teeth Strong & Healthy At Any Age

Learn More About the Ritter Platform

Register with Ritter Insurance Marketing

Ritter Can Help You Stay in Touch with Your Clients

Ritter’s Medicare Quote Engine

Ritter’s More than Medicare Team

Secure a Bigger, Better Business with Ancillary Products

Sense Success with Dental, Vision, and Hearing Plans

More episodes you’ll like:

4 Steps to Selling Dental, Vision, and Hearing Insurance

Not sure how to show your clients the benefits of dental, vision, and hearing insurance products? In this episode of the ASG Podcast, we walk you through the process of selling DVH insurance plans from start to finish. Don’t forget to visit the show notes for a full list of Ritter's free DVH sales resources.

Getting Started Selling Dental, Vision, and Hearing Insurance

Want to increase your insurance sales and your commissions? Learn how adding DVH insurance to your sales portfolio can open up those opportunities! Consider this your primer on dental, vision, and hearing insurance products.

How to Follow up with Medicare Clients Compliantly

Think your job as an agent is complete after the sale? Not so fast. We whole-heartedly believe that the fortune is found in the follow-up! If you’re not sure how to follow up with your clients, listening to this episode is a great place to start.

Articles to Share with Your Clients:

Does Medicare Cover Hearing Aids?

Millions of Americans suffer from hearing loss, but hearing aids can be extremely costly. Does Medicare cover hearing aids or are there other ways to make them more affordable?

Reusing Risotto to Make Delicious Arancini

Risotto is delicious, but it's easy to make too much and have plenty leftover. What if you could turn this into something amazing? Turn that leftover risotto into a delicious arancini!

What to Do If Your Medicare Card is Lost or Stolen

Knowing what to do if your Medicare card is lost or stolen is important. Luckily, getting a replacement Medicare card is easy. Here’s how to get a new Medicare card!

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Advertising Medicare Through Facebook

In a world where social distancing has become the norm, we’ve all turned to social media to stay connected with others. Why not advertise Medicare on social media and grow your insurance business digitally?

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Medicare Isn’t Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

Subscribe & Follow:

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Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

Why work with an FMO? What is a Field Marketing Organization? Whether you’re just starting out or on the fence about joining an FMO, this can’t-miss episode has all the details!

Register with Ritter Insurance Marketing

Mentioned in this episode:

Agent Survival Guide Blog

Four Reasons Why Ritter Should Be Your FMO Insurance Agency

Learn about Medicareful – a tool for insurance agents

Ritter Insurance Marketing Official Website

More episodes you’ll like:

4 Perks of Partnering with an FMO

What is a field marketing organization? Why should insurance agents partner with an FMO? If you've been debating joining an FMO, you don't want to miss this episode!

FMO vs. IMO vs. NMO vs. MGA vs. GA - What's the Difference?

We've got a lot of jargon to keep up with in the insurance industry. In this episode, we're going to unpack the acronyms for the types of individuals and organizations that exist in the industry to help you make your some of your business decisions a whole lot easier.

Ready to Join an FMO? 10 Things to Consider

Thinking about partnering with an FMO? Wondering how you can tell the good from the bad? Our top 10 list outlines what you need to know before you partner with a field marketing organization.

Articles to Share with Your Clients:

All About Community Gardens

Do you want to start a garden, but don't have the space or ability? Or, are you looking for something to bring your neighborhood together? You can do all that with a community garden!

COVID-Safe Ways to Stay Connected with Your Grandkids

The relationship many grandparents share with their grandkids is a highlight of their lives, and the separation due to the COVID-19 pandemic has been difficult. What are some COVID-safe ways you can keep connected?

Dealing with Allergies

Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?

Filing a Medicare Grievance

If you have an issue with the quality of your health care coverage and have Medicare, you can file a Medicare grievance. What does it do, and how can you file a grievance?

Using Lemon in Your Cooking

For many beginning home cooks, lemon is easily one of the most valuable, underutilized ingredients you can find in most grocery stores. Lemon can add brightness and balance, and that's not all!

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Medicare Isn't Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

The Friday Five for May 21, 2021: * CDC Masking Guidelines Update * HHS and Funding to Fight Addiction and Mental Health Crisis * April 2021 Fed Minutes, Jobs Report, and Inflation * Combatting Fake News * Ritter's State of the Senior Market 2021

Watch Ritter’s State of the Senior Market 2021

Mentioned in this episode:

A Strange Moment for the U.S. Economy – The Daily/New York Times

CDC says fully vaccinated don’t need to mask, physically distance in most cases

FY 2021 Community Mental Health Block Grant Program American Rescue Plan Supplemental Awards

FY 2021 Substance Abuse Prevention and Treatment Block Grant Program American Rescue Plan Supplemental Awards

Google tackles fake news in Search update. Here’s how it works

HHS Announces $3 Billion in American Rescue Plan Funding for SAMHSA Block Grans to Address Addiction, Mental Health Crisis

Job growth could surpass 1 million in April hiring boom as economy roars back

Jobs Growth Slowed in April, Muddling Expectations

Jobs report blows past expectations as payrolls boom by 916,000 in March

Mystery Recipe – America’s Test Kitchen Kids

Take this job and shove it – Today Explained/Vox

The Ambies – 2021 Winners

U.S. Federal Reserve Meeting Minutes: April 28 (Text)

More episodes you’ll like:

May 14, 2021 | The Friday Five

The Friday Five for May 14, 2021: ACA Signup Numbers, Anthem, COVID-19 & Senior Loneliness, It's OK Not to Be Perfect, New Spotify Podcast Features, and Ritter's State of the Senior Market 2021

4 Steps to Selling Dental, Vision, and Hearing Insurance

Not sure how to show your clients the benefits of dental, vision, and hearing insurance products? In this episode of the ASG Podcast, we walk you through the process of selling DVH insurance plans from start to finish. Don’t forget to visit the show notes for a full list of Ritter's free DVH sales resources.

LTC Planning in a COVID World – What’s Changed & Why It’s Essential

What does long-term care planning look like these days? How has the pandemic affected the industry? Find out what independent insurance agents should know in this can't-miss episode of our Agent Survival Guide Podcast.

Articles to Share with Your Clients:

COVID-Safe Ways to Stay Connected with Your Grandkids

The relationship many grandparents share with their grandkids is a highlight of their lives, and the separation due to the COVID-19 pandemic has been difficult. What are some COVID-safe ways you can keep connected?

Does Medicare Cover Allergy Treatment?

If you have an allergy that interferes with your life, treatment likely will become an important avenue to explore. But this can be expensive without insurance. Does Medicare cover allergy treatment and diagnosis?

Using Lemon in Your Cooking

For many beginning home cooks, lemon is easily one of the most valuable, underutilized ingredients you can find in most grocery stores. Lemon can add brightness and balance, and that's not all!

The latest from Ritter’s Blog:

Advertising Medicare Through Facebook

In a world where social distancing has become the norm, we’ve all turned to social media to stay connected with others. Why not advertise Medicare on social media and grow your insurance business digitally?

Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

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Twitter

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

Why sell Medicare insurance products? We outline the reasons to start a career as an independent insurance agent in the Medicare market. Listen now to learn more!

Read the text version.

Contact the Team at Ritter Insurance Marketing

Mentioned in this episode:

2020 Consumer Survey Insights: Medicare Enrollment Decisions

Do’s and Don’ts of Medicare Compliance

Four Reasons Why Ritter Should Be Your FMO Insurance Agency

Getting Started Selling Medicare Supplements

How are Seniors Choosing and Changing Health Insurance Plans?

KFF: A Dozen Facts About Medicare Advantage in 2020

KFF: Medicare Advantage Fact Sheet

Older People Projected to Outnumber Children for First Time in U.S. History

National Vital Statistics Reports – Births: Final Data for 2013

Ritter’s Medicare Quote Engine

SNPs: The Secret to Surviving Lock-in

Secure a Bigger, Better Business with Ancillary Products

Selling Hospital Indemnity with Medicare Advantage – Is It Worth It?

What is Original Medicare?

More episodes you’ll like:

Do You Have What it Takes to Be a Great Insurance Agent?

Searching for a new career? Get the details on becoming an insurance agent and learn why the industry could be your next career move!

How to Get Started in Medicare Sales

New to the Medicare insurance industry? Welcome, and congratulations! We packed this episode with all the agent essentials - training, tools, enrollment periods and more! Basically, everything you want to know when starting out!

The Pros and Cons of Selling Insurance

Becoming an insurance agent is a big decision. If you're thinking about joining the insurance industry, this is the episode for you! We weigh the pros and cons of selling insurance, so you'll have a better idea of what you're getting yourself into before you take that leap.

Articles to Share with Your Clients:

Dealing with Allergies

Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?

Dishes to Impress Your Friends: Crêpes

Impressive meals don't just have to be at dinnertime. If you're having friends over for breakfast or brunch and want to flex your culinary muscles, try whipping up the amazing Crêpe Suzette!

Why It's OK to Be Sad Sometimes

Sadness is a common emotion we all feel at some point, and often our response is to try to move on as quickly as possible. However, evidence points toward the importance of accepting your sadness and working through it.

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

The Complete Guide to Client Loyalty and Retention

Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Medicare Isn't Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

What does long-term care planning look like these days? How has the pandemic affected the industry? Find out what independent insurance agents should know in this can't-miss episode of our Agent Survival Guide Podcast.

Read the text version.

Contact the Team at Ritter Insurance Marketing

Mentioned in this episode:

4 Out-of-the-box Long-Term Care Insurance Solutions

4 Ways to Fund Long-Term Care: Hybrid Insurance

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Cost of Care Trends & Insights

Covid-19 Reinforces Need for Long-Term Care Planning

FAQs About Coronavirus and Long-Term Care Insurance

Genworth Cost of Care Study

Guidance for Infection Control and Prevention of Coronavirus Disease 2109 (COVID-19) in Nursing Homes

Home Care May Not Be Cheaper than Assisted Living or a Nursing Home

Long-Term Care in America: Expectations and Preferences for Care and Caregiving

Nearly One-Third of U.S. Coronavirus Deaths are Linked to Nursing Homes

Pa. to resume nursing home visits, with restrictions

What is the Lifetime Risk of Needing and Receive Long-Term Services and Supports?

What You Need to Know About 1035 Exchanges

Why Client Retention Should Be Your Top Priority

Why Seniors Should Avoid Isolation

More episodes you’ll like:

Are You Offering Multiple LTC Insurance Options?

Ready to offer more Long-Term Care insurance products in your portfolio? Learn the benefits and distinctions of each LTC insurance option – and how these products can boost your sales.

Do You Have What it Takes to Be a Great Insurance Agent?

Searching for a new career? Get the details on becoming an insurance agent and learn why the industry could be your next career move!

Identifying Ideal Long-Term Care Insurance Clients

Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!

The Pros and Cons of Selling Insurance

Becoming an insurance agent is a big decision. If you're thinking about joining the insurance industry, this is the episode for you! We weigh the pros and cons of selling insurance, so you'll have a better idea of what you're getting yourself into before you take that leap.

The Real Cost of Long-Term Care

Think your clients know all the costs associated with retirement? Learn more about the true cost of Long-Term Care so you can pass that knowledge – and peace of mind! – on to your clients.

Articles to Share with Your Clients:

Dealing with Allergies

Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?

What are Plant-Based Milk Alternatives?

There are many plant-based milk alternatives out there, and you may be wondering why. Is it worth trying a milk substitute?

What Are the Different Types of Nursing Homes and Care Facilities?

You’ve probably heard of nursing homes, but did you know that there are other kinds of residential care facilities? Today, we’re exploring the different types of nursing homes and senior care facilities!

The latest from Ritter’s Blog:

Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Medicare Isn't Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

The Friday Five for May 14, 2021: * ACA Signup Numbers * Anthem, COVID-19 & Senior Loneliness * It's OK Not to Be Perfect * New Spotify Podcast Features * Ritter's State of the Senior Market 2021

Register for Ritter’s State of the Senior Market 2021

Mentioned in this episode:

COVID-19 has only made loneliness worse among seniors. Here’s how Anthem is tackling this issue

How to delegate when you’re a die-hard perfectionist

National Center for Health Statistics: Health Insurance Coverage

Obamacare enrollment jump ‘is both good news and bad news’

Register for Ritter’s State of the Senior Market 2021

Statement by HHS Secretary Xavier Becerra on One Million Sign-Ups on HealthCare.gov During Special Enrollment Period

More episodes you’ll like:

May 7, 2021 | The Friday Five

The Friday Five for May 7, 2021: KFF Numbers on Healthcare Gross Margins, Prescription Drug Pricing Reform, Keep Going with SMART Goals, FCC Discount on Broadband Bills, and Ritter’s State of the Senior Market 2021

Identifying Ideal Long-Term Care Insurance Clients

Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!

Are You Offering Multiple LTC Insurance Options?

Ready to offer more Long-Term Care insurance products in your portfolio? Learn the benefits and distinctions of each LTC insurance option – and how these products can boost your sales.

Articles to Share with Your Clients:

All About Community Gardens

Do you want to start a garden, but don't have the space or ability? Or, are you looking for something to bring your neighborhood together? You can do all that with a community garden!

Filing a Medicare Grievance

If you have an issue with the quality of your health care coverage and have Medicare, you can file a Medicare grievance. What does it do, and how can you file a grievance?

Why Seniors Should Avoid Isolation

Feeling alone can be painful. When that feeling controls your life, it becomes a debilitating condition known as social isolation. If you’re a senior, knowing the signs and how to prevent it can be life-saving.

The latest from Ritter’s Blog:

Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Medicare Isn't Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

Think traditional Long-Term Care insurance is the only way to cover your client's future LTC expenses? Show your clients a different way with linked-benefit Life/LTC policies.

Read the text version.

Mentioned in this episode:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Cost of Long-Term Care by State

More episodes you’ll like:

Are You Offering Multiple LTC Insurance Options?

Ready to offer more Long-Term Care insurance products in your portfolio? Learn the benefits and distinctions of each LTC insurance option – and how these products can boost your sales.

Identifying Ideal Long-Term Care Insurance Clients

Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!

The Real Cost of Long-Term Care

Think your clients know all the costs associated with retirement? Learn more about the true cost of Long-Term Care so you can pass that knowledge – and peace of mind! – on to your clients.

Articles to Share with Your Clients:

Dishes to Impress Your Friends: Crêpes

Impressive meals don't just have to be at dinnertime. If you're having friends over for breakfast or brunch and want to flex your culinary muscles, try whipping up the amazing Crêpe Suzette!

Does Medicare Cover Long-Term Care?

At some point in your life, you may need some form of long-term care, or non-medical personal care. Does Medicare cover long-term care, and if not, what are your options?

The Benefits of Unplugging

Our lives have become even more connected to the digital world, and for good reason. But, there are benefits to unplugging sometimes.

The latest from Ritter’s Blog:

Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Medicare Isn't Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

Get to know the characteristics of Long-Term Care insurance buyers. Use these tips to comb through your book of business and find potential sales you might be missing out on!

Read the text version.

Learn more about LTC from Ritter

Mentioned in this episode: American Association for Long-Term Care Insurance

Life Happens

LIMRA – Life Insurance Marketing and Research Association

Long-Term Care Insurance Pre-Screen PDF

Long-Term Care Providers and Services Users in the United States: Data From the National Study of Long-Term Care Providers, 2013-2014

National Center for Health Statistics (NCHS) National Vital Statistics System

Ritter's Carrier Pages

Understanding Long-Term Care Buyers

More episodes you’ll like:

Are You Offering Multiple LTC Insurance Options?

Ready to offer more Long-Term Care insurance products in your portfolio? Learn the benefits and distinctions of each LTC insurance option – and how these products can boost your sales.

Secure a Bigger, Better Business with Ancillary Products

Ready to branch out from Medicare Advantage or Medicare Supplement Insurance sales? Learn how ancillary products can help you expand your reach and add more value to your portfolio.

The Real Cost of Long-Term Care

Think your clients know all the costs associated with retirement? Learn more about the true cost of Long-Term Care so you can pass that knowledge – and peace of mind! – on to your clients.

Articles to Share with Your Clients:

Dishes to Impress Your Friends: Crêpes

Impressive meals don't just have to be at dinnertime. If you're having friends over for breakfast or brunch and want to flex your culinary muscles, try whipping up the amazing Crêpe Suzette!

Extra Help for Medicare Part D

We all need help sometimes. If you have limited financial resources and need assistance with coverage for your prescription drugs, you may be able to get Extra Help with Medicare!

What to Do After Getting the COVID Vaccine

You've gotten your second shot of the COVID vaccine (or first if it was Johnson & Johnson). What are some things that are important to do after you've gotten the COVID vaccine?

Ritter Insurance Marketing eBooks & Guides:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

The Complete Guide to Client Loyalty and Retention

The latest from Ritter’s Blog:

Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Medicare Isn't Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

The Friday Five for May 7, 2021: * KFF Numbers on Healthcare Gross Margins * Prescription Drug Pricing Reform * Keep Going with SMART Goals * FCC Discount on Broadband Bills * Ritter’s State of the Senior Market 2021

Register for Ritter’s State of the Senior Market 2021 https://www.ritterim.com/video/sotsm-register/

Mentioned in this episode:

Analysis Suggests Health Insurers Remained Profitable Across Markets Amid Pandemic in 2020

Democrats Disagree About How to Spend Potential Prescription Drug Windfall

Here’s how you can apply to the FCC for the $50 discount on your broadband bill

House Republications push to make drug price legislation bipartisan

How to Successfully Set SMART Goals

Register for Ritter’s State of the Senior Market 2021

Stop Stopping

You need to see this brilliant Gmail trick that everyone should be using

More episodes you’ll like:

April 30, 2021 | The Friday Five

The Friday Five for April 30, 2021: CDC Updates Guidance on Outdoor Masking, Networking During a Pandemic, Modern Marketing Basics, Ritter's State of the Senior Market 2021, and Spotify Announces Podcast Subscriptions

The Pros and Cons of Selling Insurance

Becoming an insurance agent is a big decision. If you're thinking about joining the insurance industry, this is the episode for you! We weigh the pros and cons of selling insurance, so you'll have a better idea of what you're getting yourself into before you take that leap.

The Real Cost of Long-Term Care

Think your clients know all the costs associated with retirement? Learn more about the true cost of Long-Term Care so you can pass that knowledge – and peace of mind! – on to your clients.

Articles to Share with Your Clients:

Dealing with Allergies

Allergies are very common and can be a real drain on your quality of life. In worst cases, they can even be deadly. How can you go about life dealing with allergies?

What to Do After Getting the COVID Vaccine

You've gotten your second shot of the COVID vaccine (or first if it was Johnson & Johnson). What are some things that are important to do after you've gotten the COVID vaccine?

Why It's OK to Be Sad Sometimes

Sadness is a common emotion we all feel at some point, and often our response is to try to move on as quickly as possible. However, evidence points toward the importance of accepting your sadness and working through it.

The latest from Ritter’s Blog:

Prospecting for Clients for Dental, Vision, and Hearing Insurance Sales

If you’re considering selling dental, vision, and hearing (DVH) plans, where would you find leads? You might be surprised to learn that your DVH prospects could already be in your Medicare book of business!

How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans

As an agent, you want to make sure your clients are getting the most out of their coverage. This means informing them of all the benefits their plans offer.

Medicare Isn't Just for Seniors: Selling to the Under-65 Market

Although many agents and insurers market Medicare toward senior citizens, they aren’t the only people covered by this government program. In fact, more than eight million Medicare recipients are under the age of 65.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

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Ready to offer more Long-Term Care insurance products in your portfolio? Learn the benefits and distinctions of each LTC insurance option – and how these products can boost your sales.

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Mentioned in this episode:

Life Happens

LIMRA – Life Insurance Marketing and Research Association

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Think your clients know all the costs associated with retirement? Learn more about the true cost of Long-Term Care so you can pass that knowledge – and peace of mind! – on to your clients.

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Contact the Team at Ritter Insurance Marketing

Mentioned in this episode:

HHS Caregiver Resources & Long-Term Care

Life Happens

LIMRA – Life Insurance Marketing and Research Association

Top Misconceptions about Life Insurance

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Register for Ritter’s State of the Senior Market 2021

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CDC says many American can now go outside without a mask

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How to Market Yourself Effectively

Netflix’s new ‘Play Something’ shuffle feature is here to solve your movie night indecision

Register for Ritter’s State of the Senior Market 2021

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Becoming an insurance agent is a big decision. If you're thinking about joining the insurance industry, this is the episode for you! We weigh the pros and cons of selling insurance, so you'll have a better idea of what you're getting yourself into before you take that leap.

Read the text version.

Questions? Contact Our Team at Ritter Insurance Marketing Register to Join the Ritter Family

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4 Perks of Being a Part-Time Insurance Agent

17 Pros and Cons of Selling Insurance

21 Pros and Cons of Selling Insurance

Building Client Loyalty: More than Just a Plan

Four Reasons Why Ritter Should Be Your FMO Insurance Agency

Getting Started in Insurance Sales

Medicareful by Ritter Insurance Marketing

Ritter Insurance Marketing

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Searching for a new career? Get the details on becoming an insurance agent and learn why the industry could be your next career move!

Read the text version.

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Are your clients prepared for the cost of care in a nursing home? Find out how a Short-Term Care insurance plan can help them manage their costs.

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Is the hard sell making it harder for you to sell insurance? High-pressure tactics don't work like they used to. Find out what you can do differently and still make the sale.

Read the text version.

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3 Tips to Put Your Customer in the Right Mindset to Make a Purchase

4 Tips for Making a Better Insurance Sales Pitch

5 Ways to Implement Education Based Marketing

7 Reasons Salespeople Don’t Close the Deal

7 Strategies to Prevent Rapid Disenrollment from Medicare Plans

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Adaptive Selling for Relationship Building

An Alternative to High Pressure Selling

A new understanding: what makes people trust and rely on the news

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How Client Retention Boosts Insurance Sales

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Pushy salespeople are the worst.

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The Complete Guide to Client Loyalty and Retention

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Subscribe & Follow:

Apple Podcasts

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Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

The Friday Five for April 16, 2021: * FWA and COVID-19 * CMS proposals and Biden's health agenda * One vaccine for all coronaviruses? * Identifying your “natural market” * What exactly is an NFT?

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AHIP Marketing MA + FWA Training Site

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Car Thing by Spotify

CryptoKitties

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Spotify

Stitcher

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Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

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Not sure how to show your clients the benefits of dental, vision, and hearing insurance products? In this episode of the ASG Podcast, we walk you through the process of selling DVH insurance plans from start to finish. Don’t forget to visit the show notes for a full list of Ritter's free DVH sales resources.

Read the text version. Contact the Team at Ritter Insurance Marketing Learn more about Medicareful

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4 Tips for Making a Better Insurance Sales Pitch

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Building Client Loyalty: More than Just a Plan

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Within the world of insurance there are fraternal benefit societies. If you’re not familiar with these groups, there are untapped benefits for you and your clients that go way beyond insurance coverage and commissions!

Ritter’s Quest for Cash Is Here for 2021!

For 2021, Ritter’s hosting a Quest for Cash Medicare Supplement production incentive! We’re happy to say that you can expect some awesome prizes throughout the year!

The Basics of Selling Insurance From Home

Your client base is in a different state, your country’s fighting a pandemic, or you just like working from home. Whatever the reason, you want to start running your insurance business remotely.

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Avoid commissions and coverage delays on your Medicare applications! The secret? Writing clean applications that won’t get flagged during the submissions process – and we’ve done the research for you! Use the 9 helpful tips we outline in this episode to start writing cleaner applications!

Read the text version.

Contact our Team at Ritter Insurance Marketing

Mentioned in this episode:

Do’s and Don’ts of Medicare Compliance

Learn more about the Medicareful Program

What to Know About SOAs in Senior Market Sales

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3 Fun Ways to Boost Your Cooking Creativity

Want to take your home cooking to the next level, but don't know how? Here are three challenges that will boost your kitchen creativity and give you hands-on lessons that are fun and inspiring.

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Podiatry is a specialty in the medical field that many of us don't often think about. But, what if you have bunions or a foot injury? Does Medicare cover podiatry and foot care?

The Benefits of Unplugging

Our lives have become even more connected to the digital world, and for good reason. But, there are benefits to unplugging sometimes.

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Developing an Agency – Your Guide to Getting Started

How to Host a Successful Medicare Educational Event

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The Complete Guide on How to Sell Final Expense Insurance

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Medicare Supplements

The Complete Guide to Client Loyalty and Retention

Your Step-By-Step Guide to Getting Started in Insurance Sales

The latest from Ritter’s Blog:

Discover the Details of Fraternal Benefit Society Life Insurance

Within the world of insurance there are fraternal benefit societies. If you’re not familiar with these groups, there are untapped benefits for you and your clients that go way beyond insurance coverage and commissions!

Ritter’s Quest for Cash Is Here for 2021!

For 2021, Ritter’s hosting a Quest for Cash Medicare Supplement production incentive! We’re happy to say that you can expect some awesome prizes throughout the year!

Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Subscribe & Follow:

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Google Podcasts

Overcast

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View Details

The Friday Five for April 9, 2021: * AHIP Revamping Training Site * President Biden Moves Up Vaccine Deadline * Medicare COVID-19 Data Snapshot Update * Managing Mental Health & Wellness * New Spotify Features

Mentioned in this episode:

AHIP Marketing MA + FWA Training Site

Biden Says All Adults Will Be Vaccine Eligible By April 19

CMS Updates Medicare COVID-19 Data Snapshot

Do We Even Know How To Socialize Anymore?

‘Hey Spotify’ in-app virtual assistant now rolling out on iPhone

How To Do A Mental Health Day Right

Important 2022 AHIP Certification Training Updates You Should Know

NPR’s COVID-19 Vaccine Tracker

Preliminary Medicare COVID-19 Data Snapshot

Spotify leaks another look at the Car Thing, this time from within its own app

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How to Follow Up with Medicare Clients Compliantly

Think your job as an agent is complete after the sale? Not so fast. We whole-heartedly believe that the fortune is found in the follow-up! If you’re not sure how to follow up with your clients, listening to this episode is a great place to start.

Ways to Get Medicare Leads

How do insurance agents get Medicare leads? Find out in this episode of our ASG Podcast. We outline the best practices to help you stay compliant.

Why Client Retention Should Be Your Top Priority

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Why College Grads Are Choosing to Become Insurance Agents

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The Benefits of Unplugging

Our lives have become even more connected to the digital world, and for good reason. But, there are benefits to unplugging sometimes.

What is the Medicare Part B Premium Giveback?

Medicare is affordable health care coverage for many, but some Medicare Advantage plans have what's called a Medicare Part B Premium Giveback. What does that mean for you?

The latest from Ritter’s Blog:

Discover the Details of Fraternal Benefit Society Life Insurance

Within the world of insurance there are fraternal benefit societies. If you’re not familiar with these groups, there are untapped benefits for you and your clients that go way beyond insurance coverage and commissions!

Ritter’s Quest for Cash Is Here for 2021!

For 2021, Ritter’s hosting a Quest for Cash Medicare Supplement production incentive! We’re happy to say that you can expect some awesome prizes throughout the year!

Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

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Connect on social:

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View Details

What is a field marketing organization? Why should insurance agents partner with an FMO? If you've been debating joining an FMO, you don't want to miss this episode!

Register for FREE with Ritter Insurance Marketing!

Mentioned in this episode:

Contact the Team at Ritter Insurance Marketing

Do You Have What it Takes to Be a Great Insurance Agent?

Five Tips for the Part-Time Agent

How Professional Organizations Make You a Better Agent

Ritter Insurance Marketing Official Site

Selling Medicare Products – Why It’s Definitely Worth Your While

The Benefits of Joining a Top Insurance FMO

What is a Captive Agent?

What is an Independent Agent?

Why Now is the Time to Start Selling Insurance

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The Benefits of Healthy Proteins

Proteins are an important part of any meal, but too much can be unhealthy for our hearts. Here's why proteins are so healthy for us and sources of lean protein to incorporate in your diet.

The Physical Toll of Excessive Stress

Being stressed out isn't fun on its own, but when it becomes chronic, stress can have wide-ranging effects on our health. Here's a few of the most well-supported claims.

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Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

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Graduating college soon? Looking for a career change? Becoming an independent insurance agent can give you the flexibility and financial stability you're looking for!

Read the text version.

Register with Ritter Insurance Marketing!

Mentioned in this episode:

2020 Census Will Help Policymakers Prepare for the Incoming Wave of Aging Boomers

3 Advantages of Being an Independent Insurance Agent

A Dozen Facts About Medicare Advantage in 2020

Biggest Industries by Revenue in the US in 2021

Contact the Team at Ritter Insurance Marketing

Get the Details on the Ritter Platform

How Original Medicare Works

National Insurance Producer Registry

Occupational Outlook Handbook – Insurance Sales Agent

Ready to Join an FMO? 10 Things to Consider

Selling Medicare Products – Why It’s Definitely Worth Your While

Your Step-By-Step Guide to Getting Started in Insurance Sales

What is Medicareful? Learn more about this tool for insurance agents!

Why Now is the Time to Start Selling Insurance

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Developing an Agency – Your Guide to Getting Started

How to Host a Successful Medicare Educational Event

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The Complete Guide on How to Sell Final Expense Insurance

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Medicare Supplements

The Complete Guide to Client Loyalty and Retention

Your Step-By-Step Guide to Getting Started in Insurance Sales

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FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference?

We've got a lot of jargon to keep up with in the insurance industry. In this episode, we're going to unpack the acronyms for the types of individuals and organizations that exist in the industry to help you make your some of your business decisions a whole lot easier.

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Cookbooks vs. Cooking Books: What's the Difference?

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Ways Seniors Can Save on Groceries

Looking for ways seniors can save on their groceries each month? With a little planning, skill, and flexibility, you can make a sizable dent in your grocery bill!

What are the Parts of Medicare?

Medicare can seem very intimidating, but understanding it is very important. Here we detail a quick breakdown of the major parts.

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Why Insurance Agents Fail (& How Not To!)

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Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

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The Friday Five for April 2, 2021: * COVID-19 Vaccine Passports * Should I Laminate my Vaccine Card? * New Study on Medicare Advantage Beneficiary Savings * Ever Given's Trouble in the Suez Canal * Facebook Bringing Back Chronological Feeds?

Mentioned in this episode:

BMA: Medicare Advantage beneficiaries save more money on out-of-pocket costs than Medicare fee-for-service

Clearing the Suez Canal Took Days. Figuring Out the Costs May Take Years.

Don’t laminate your COVID vaccination card before doing these 5 things

Ever Given refloated and freed! How did they get the ship out of the Suez Canal?

Everything you need to know about vaccine passports

Facebook makes it easier for users to see News Feed stories in chronological order

February 12, 2021 | The Friday Five

Study: Medicare Advantage Saves Beneficiaries $1,640 Year, Delivering 40% Lower Cost-Burden than Traditional Medicare

Suez Canal Struggles to Clear Logjam as Stream of Arrivals Continues

‘Vaccine passports’ are on the way, but developing them won’t be easy

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How to Follow Up with Medicare Clients Compliantly

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We're here to answer more of your cooking questions, from the best way to thaw food to why food sticks to your nonstick pan!

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There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

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Connect on social:

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Sarah’s Instagram

View Details

Think your job as an agent is complete after the sale? Not so fast. We whole-heartedly believe that the fortune is found in the follow-up! If you’re not sure how to follow up with your clients, listening to this episode is a great place to start.

Read the text version.

Reach out to a member of our team!

Mentioned in this episode:

2019 Medicare OEP: You Never Get a Second Chance to Make a First Impression

Four Reasons Why Ritter Should Be Your FMO Insurance Agency

Building Client Loyalty: More than Just a Plan

CMS.gov Official Website

Definitive Guidelines for the New Open Enrollment Period

Download the Ritter Fact-Finder!

How Medicare Helps Your Clients Stay Healthy

How to Get Started in Medicare Sales

Humana Ignite 3-30-60-90 Conversation Guide

Silver&Fit

SilverSneakers

What is a Medicare Wellness Visit?

What’s New in the 2020 Medicare Communications and Marketing Guidelines

Ritter Insurance Marketing eBooks & Guides:

Agent Survival Kits: Beginners or Experts

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

Developing an Agency – Your Guide to Getting Started

How to Host a Successful Medicare Educational Event

Modern Medicare Marketing for Today’s Agents

Social Media Marketing for Insurance Agents

The Complete Guide on How to Sell Final Expense Insurance

The Complete Guide on How to Sell Medicare Advantage Plans

The Complete Guide on How to Sell Medicare Supplements

The Complete Guide to Client Loyalty and Retention

Your Step-By-Step Guide to Getting Started in Insurance Sales

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Subscribe & Follow:

Apple Podcasts

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Overcast

Podbean

Spotify

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Connect on social:

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Twitter

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

How do insurance agents get Medicare leads? Find out in this episode of our ASG Podcast. We outline the best practices to help you stay compliant.

Read the text version.

Register with Ritter Insurance Marketing!

Mentioned in this episode:

Affinity Marketing

Best website builder for 2021

Learn more about how Medicareful works

Pew Research Center Internet/Broadband Fact Sheet

Ritter Insurance Marketing – Marketing & Incentives

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

The Ritter Platform Launches 3 New Tools and Shared Client Records

What’s New in the 2020 Medicare Communications and Marketing Guidelines?

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Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

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If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

The Friday Five for March 26, 2021: * Xavier Becerra confirmed as HHS secretary * CMS Payment Model Updates * USPS Delivering for America 10-Year Plan * Anthem to acquire myNEXUS * Ritter Insurance Marketing Holding D-SNP Summit (Register Now!)

Mentioned in this episode:

Anthem, Inc. To Acquire myNEXUS, Home Health Benefits Manager

Becerra squeaks through confirmation vote to become HHS secretary

Delivering for America PDF

Delivering for America Summary PDF

Disney+: Every New Move & TV Show Coming in April 2021

Here are the payment models CMS has either pulled for review or delayed

Kids love Squishmallows: Here’s what they are, and why they’re so hard to find

Postmaster General announces 10-year plan including longer mail delivery times and cuts to post office hours

Register to attend Ritter Insurance Marketing’s D-SNP Summit!

Squishmallow toy craze: Where do I get one? What is the cost?

Squishmallows went viral in 2020 and are quickly becoming Gen Z’s Beanie Babies

What’s New on Netflix in April 2021

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The latest from Ritter’s Blog:

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There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

YouTube

Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

Discover how to keep existing clients coming back for more. We talk strategy and give you practical steps you can easily implement in your own insurance business.

Read the text version.

Download the Complete Guide to Client Retention and Loyalty!

Mentioned in this episode:

5 Clever Ways to Keep in Touch with Your Clients

Digital Are the Channels of Choice for Today’s Auto Insurance Shopper; Digital Leaders Setting the Pace for Premium Growth, Says J.D. Power Study

Get the Guide – The Complete Guide to Client Retention and Loyalty

How Surveys Influence Customers

Loyalty Rewards Infographic – What Makes Consumers Stay

Medicare for Snowbirds, Sunbirds, & Travel Enthusiasts

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Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

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Don't let a client's not-so-great medical history scare you away! Learn how to walk them through their options to find the Medicare coverage that fits their needs and budget.

Read the text version.

Mentioned in this episode:

CDC: Chronic Diseases in America

Defining the True Value of $0 Premium for Medicare Advantage Plans

Getting Started Selling Medicare Supplements

Medicare Advantage: CMS Should Use Data on Disenrollment and Beneficiary Health Status to Strengthen Oversight

Medicare Advantage Special Enrollment Periods

Medicare Supplement Plan G Costs 2020

Medigap Enrollment and Consumer Protections Vary Across States

The Beginner’s Guide to C-SNPs

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3 Easy Ways to Build Your Insurance Sales Territory

Maximize your reach and grow your selling territory! We outline the best practices for insurance agents to follow.

Medicare Advantage Trial Rights Explained for Agents

Learn more about the Medicare Advantage Trial Right Period. If you have a client who enrolled in Medicare Advantage but wants to go back to Original Medicare, they may qualify. Listen to find out more about how it works!

Secure a Bigger, Better Business with Ancillary Products

Ready to branch out from Medicare Advantage or Medicare Supplement Insurance sales? Learn how ancillary products can help you expand your reach and add more value to your portfolio.

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I've Gotten the COVID Vaccine. Now What?

Once you've received the COVID-19 vaccine, you may be wondering what's next? Can you return to normal life? The answer is a little complex.

Start Your Green Thumb with a Windowsill Garden

If you've ever wanted a garden, but don't have the space or time, you're in luck! Growing a windowsill garden can make it both easier and more convenient to have a garden.

What Is Kefir?

What is kefir? For something that's as easy to make or find, it's incredibly healthy — that's what it is!

The latest from Ritter’s Blog:

Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

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View Details

The Friday Five for March 19, 2021: * The American Rescue Plan Act of 2021 * Dr. B & leftover COVID vaccines * COVID vaccine hesitancy * Your Online Presence & Branding * The COVID-19 Pandemic - One Year Later

Mentioned in this episode:

American Rescue Plan Act of 2021: Key Healthcare Provisions

Combatting Vaccine Hesitancy and Public Confusion: 5 Tips for More Compelling Communications

Dr. B – The standby list for COVID vaccines

Everything We Felt In The First Pandemic Year, In Photos

Final Coverage Provisions In The American Rescue Plan And What Comes Next

H.R.1319 – American Rescue Plan Act of 2021

Need a COVID Vaccine? This Man’s Website Will Tell You When a Nearby Clinic Has a Dose for You

One Year into the Pandemic: Implications of COVID-19 for Social Determinants of Health

One year later: 15 ways life has changed since the onset of the COVID pandemic

One year later – To brighter days ahead

One Year Later

Sorrow and stamina, defiance and despair. It’s been a year.

The Cost

The First Steps to Take When Creating an Online Presence for Your Company

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March 12, 2021 | The Friday Five

Did someone say FriYAY Five? 🥳 We're kicking off the weekend AND celebrating our host's birthday today. Sarah's another year wiser and she's got five more podcast recommendations to share!

5 Tips for Creating Your Own Personal Brand

Branding yourself sets your insurance business apart from the competition. Check out our tips before you begin developing your personal brand.

Should Insurance Agents Have Their Own Website?

To have a website, or to not have a website? Does my insurance business really need its own website? What would I use it for other than contact information? How do I get started? We answer all these questions and more in this must-listen episode of our Agent Survival Guide Podcast!

Articles to Share with Your Clients:

I've Gotten the COVID Vaccine. Now What?

Once you've received the COVID-19 vaccine, you may be wondering what's next? Can you return to normal life? The answer is a little complex.

Start Your Green Thumb with a Windowsill Garden

If you've ever wanted a garden, but don't have the space or time, you're in luck! Growing a windowsill garden can make it both easier and more convenient to have a garden.

What Is Kefir?

What is kefir? For something that's as easy to make or find, it's incredibly healthy — that's what it is!

The latest from Ritter’s Blog:

Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

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Connect on social:

Facebook

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Twitter

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View Details

Ready to start selling Hospital Indemnity? This episode covers the benefits of these insurance plans and how to cross-sell them with existing products in your portfolio. *Ritter does not currently contract for hospital indemnity plans in AK, CA, NH, or NY.

Read the text version.

Mentioned in this episode:

A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products

FREE eBooks and Guides for Insurance Agents

Ritter’s Summits

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4 Ancillary Cross-Sales to Show Clients You Care

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Boost Business Selling Hospital Indemnity Insurance

Ready to grow your insurance business? Learn more about hospital indemnity insurance, a powerful ancillary tool for your portfolio. We cover what you need to know, from the basics to closing the sale!

How to Cross-Sell Insurance: The Advisor Approach

Ready to improve your cross-selling technique? Not sure where to start? We recommend using the advisor approach, a simple method any agent can use for insurance cross-sales.

Secure a Bigger, Better Business with Ancillary Products

Ready to branch out from Medicare Advantage or Medicare Supplement Insurance sales? Learn how ancillary products can help you expand your reach and add more value to your portfolio.

Selling Hospital Indemnity Insurance with Medicare Advantage: Is It Worth It?

How can you shield your Medicare clients from the rising cost of a hospital stay? With hospital indemnity insurance! Discover why this plan is a must-have for your selling portfolio.

Articles to Share with Your Clients:

Is Medicare the Only Health Insurance I Need?

In many situations, your Medicare plan has you covered at the best of times and the worst of times. But, it may be worth looking into these extra insurance plans.

I've Gotten the COVID Vaccine. Now What?

Once you've received the COVID-19 vaccine, you may be wondering what's next? Can you return to normal life? The answer is a little complex.

Start Your Green Thumb with a Windowsill Garden

If you've ever wanted a garden, but don't have the space or time, you're in luck! Growing a windowsill garden can make it both easier and more convenient to have a garden.

The latest from Ritter’s Blog:

Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

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Connect on social:

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Build a portfolio that shows clients you care. Cancer, heart attack, and stroke insurance plans provide coverage and peace of mind when your clients need it most.

Read the text version.

Mentioned in this episode:

4 Steps to Selling Cancer Insurance

CDC: Leading Causes of Death

Cancer Stat Facts: Cancer of Any Site

Cardiovascular Disease: A Costly Burden for America | Projections Through 2035

Critical Illness Plans: Your Cure for Unhealthy Sales

Getting Started Selling Medicare Supplements

Heart Disease and Stroke Statistics – 2021 Update

How heart attacks became less deadly

Long-Term Survival and Causes of Death After Stroke

Oncologists Worry About Rising Costs of Cancer Treatment

Why Is Cancer Insurance Worth Selling?

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How to Cross-Sell Insurance: The Advisor Approach

Ready to improve your cross-selling technique? Not sure where to start? We recommend using the advisor approach, a simple method any agent can use for insurance cross-sales.

Secure a Bigger, Better Business with Ancillary Products

Ready to branch out from Medicare Advantage or Medicare Supplement Insurance sales? Learn how ancillary products can help you expand your reach and add more value to your portfolio.

Tips for Cross-Selling Medicare Products

Maximize your business and your profits by cross-selling. We’ve put together a list of tips to help you get started!

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Does Medicare Cover Cancer Treatment?

Receiving treatment for a cancer diagnosis can be very expensive without the proper insurance coverage. With that in mind, let’s talk about Medicare coverage for cancer treatment.

How Spicy Food is Your Diet’s Secret Weapon

Spicy food isn’t for everyone. The hottest hot sauces can reduce people to tears. However, we’re learning that spicy foods have some interesting health benefits.

Start Your Green Thumb with a Windowsill Garden

If you've ever wanted a garden, but don't have the space or time, you're in luck! Growing a windowsill garden can make it both easier and more convenient to have a garden.

The latest from Ritter’s Blog:

Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

Did someone say FriYAY Five? 🥳 We're kicking off the weekend AND celebrating our host's birthday today. Sarah's another year wiser and she's got five more podcast recommendations to share!

Mentioned in this episode:

The Bridge Podcast

  • Mini-Episode 13: The Lighthouse

Decoder Ring

  • The Blue Steak Experiment

History of the 90’s

  • 90’s Gadgets | 42

Proof

  • Considering Blue Food

Thrilling Tales of Modern Capitalism

  • The Color of Money | Pantone

Twenty Thousand Hertz

  • 116 | I’m Lovin’ It

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March 5, 2021 | The Friday Five

The Friday Five for March 5, 2021: KFF Analysis on Healthcare Spending Using Medicare Rates, CMS Geographic Direct Contracting Model News, PET Imaging and CMS, Rural Medicare Beneficiaries & Switching Coverage, Work From Home Allergies

International Podcast Day 2020

Happy International Podcast Day! 2020 has certainly been a year to, er, remember. There’s a lot of that reflected in this year’s episode. But there’s also a fair bit of fun. Sarah shares it all in this episode – podcast recommendations, standout episodes, updates, bonus content, and more, including what makes her want to listen.

Podcasts We’re Currently Listening To (Winter 2021) | The Friday Five

We’re kicking off the first Friday Five episode of 2021 with podcast recommendations! Here are five podcasts that our host, Sarah is currently listening to.

Top 5 Podcasts of 2020 | The Friday Five

We don’t just make a podcast, we love listening to them, too! Despite 2020 effectively cancelling her commute, our host Sarah listened to over 7,000 minutes of podcast audio. Which shows made it into her top 5 for 2020? Listen to find out in this bonus Friday Five episode!

Top 10 Podcast Apps | Agent Apps

Which podcast app is the best? Do you listen on the number one app or a different one? What features are you missing out on? In the premiere episode of our newest series, Agent Apps, we explore the top 10 podcast listening apps and the features that make each one unique.

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Start Your Green Thumb with a Windowsill Garden

If you've ever wanted a garden, but don't have the space or time, you're in luck! Growing a windowsill garden can make it both easier and more convenient to have a garden.

The Truth About Expiration Dates

If you find food in the fridge that's past its Best By date, that means throw it out since it's expired, right? Let's look into the truth about Expiration Dates.

What Is Kefir?

What is kefir? For something that's as easy to make or find, it's incredibly healthy — that's what it is!

The latest from Ritter’s Blog:

Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

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Connect on social:

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Sarah’s Instagram

View Details

Ready to branch out from Medicare Advantage or Medicare Supplement Insurance sales? Learn how ancillary products can help you expand your reach and add more value to your portfolio.

Read the text version.

Mentioned in this episode:

Building Client Loyalty: More than Just a Plan

Cover those Copays with Hospital Indemnity Plans

Sense Success with Dental, Vision, and Hearing Plans

These Plans Are Critical to Your Business Strategy

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3 Easy Ways to Build Your Insurance Sales Territory

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4 Ancillary Cross-Sales to Show Clients You Care

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How Client Retention Boosts Your Insurance Sales

Master the art of treating your client as the renewal, not their policy. Learn why building relationships with your current clients is more beneficial (and cost effective!) than courting new ones.

Ritter is More Than Medicare & Our New Team Brand Shows Why

Does your Medicare sales portfolio have all the pieces of the coverage puzzle? In this episode, we talk about our new team brand and what More Than Medicare means for our agents.

Tips for Cross-Selling Medicare Products

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3 Senior Women Who Have Changed the World

Happy Women's History Month! To celebrate, we want to honor these three women who have shown you can achieve great things over the age of 65!

Cookbooks vs. Cooking Books: What's the Difference?

If you're looking to improve your cooking, there are options you can try at home. Among these are cookbooks and cooking books. You may be surprised by the difference between the two.

Start Your Green Thumb with a Windowsill Garden

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The latest from Ritter’s Blog:

Why Insurance Agents Fail (& How Not To!)

There are many reasons why insurance agents may “fail” or not be as successful as they originally set out to be. Let’s discuss some of those obstacles, and how to overcome them!

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

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Twitter

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Sarah’s LinkedIn

Sarah’s Instagram

View Details

Does your Medicare sales portfolio have all the pieces of the coverage puzzle? In this episode, we talk about our new team brand and what More Than Medicare means for our agents.

Read the text version.

Connect with our More Than Medicare Team

Mentioned in this episode:

Meet Ritter’s More Than Medicare Team

More Than Medicare on Ritter Docs

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March 5, 2021 | The Friday Five

The Friday Five for March 5, 2021: KFF Analysis on Healthcare Spending Using Medicare Rates, CMS Geographic Direct Contracting Model News, PET Imaging and CMS, Rural Medicare Beneficiaries & Switching Coverage, and Work From Home Allergies

3 Easy Ways to Build Your Insurance Sales Territory

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Should You Become a Certified Insurance Counselor?

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How is Medicare Funded?

We talk a lot about what Medicare costs to use, but not how the benefits are financed. Here's how Medicare is funded, and how we each help ensure enrollees receive affordable health care.

Living with Visual Impairment

Our vision is one of our most important senses, dictating much of how we interact with the world. If you're experiencing visual impairment, there are ways to not let it impact your quality of life as much.

The Truth About Expiration Dates

If you find food in the fridge that's past its Best By date, that means throw it out since it's expired, right? Let's look into the truth about Expiration Dates.

The latest from Ritter’s Blog:

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Ritter Continues Expansion, Acquires Ohio-Based Quick Insured Brokerage

Ritter has announced its merger with Ohio-based Quick Insured Brokerage (QIB), an independent wholesale brokerage agency.

Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

Ritter Insurance Marketing is excited to announce the merger of HTA Financial Services (HTA) and Ritter’s wholesale Medicare business.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

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Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

The Friday Five for March 5, 2021: * KFF Analysis on Healthcare Spending Using Medicare Rates * CMS Geographic Direct Contracting Model News * PET Imaging and CMS * Rural Medicare Beneficiaries & Switching Coverage * Work From Home Allergies

Mentioned in this episode:

Analysis: Spending on Health Care Would Drop by an Estimated $352 Billion in 2021 if Private Insurance Used Medicare Rates to Reimburse Hospitals and Other Health Care Providers

CMS finally relents after decade of not covering PET imaging for infection, inflammation

CMS pushes pause on controversial Geographic Direct Contracting model

Everything Coming to Netflix, Disney+, HBO Max, Hulu & Amazon Prime Video in March 2021

Geographic Direct Contracting Model (CMS Official Site)

Limiting Private Insurance Reimbursement to Medicare Rates Would Reduce Health Spending by About $350 Billion in 2021

More Than Half of All People on Medicare Do Not Compare Their Coverage Options Annually

Reese’s is launching a peanut butter cup without any chocolate

Rural Enrollees in Medicare Advantage Have Substantial Rates of Switching to Traditional Medicare

Study: Rural patients struggle with access under Medicare Advantage

The best Movies and TV Shows Coming to Netflix, HBO, Amazon Prime, and Hulu in March

Working from home? Beware of these 4 allergy hot spots in your home

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February 26, 2021 | The Friday Five

The Friday Five for February 26, 2021: President Biden nominates CMS Administrator, CMMI Admin picked by Biden Administration, Johnson & Johnson COVID-19 Vaccine News, Fighting Zoom Fatigue, and YouTube Supervised Experiences.

3 Easy Ways to Build Your Insurance Sales Territory

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How is Medicare Funded?

We talk a lot about what Medicare costs to use, but not how the benefits are financed. Here's how Medicare is funded, and how we each help ensure enrollees receive affordable health care.

Start Your Green Thumb with a Windowsill Garden

If you've ever wanted a garden, but don't have the space or time, you're in luck! Growing a windowsill garden can make it both easier and more convenient to have a garden.

The Truth About Expiration Dates

If you find food in the fridge that's past its Best By date, that means throw it out since it's expired, right? Let's look into the truth about Expiration Dates.

The latest from Ritter’s Blog:

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Ritter Continues Expansion, Acquires Ohio-Based Quick Insured Brokerage

Ritter has announced its merger with Ohio-based Quick Insured Brokerage (QIB), an independent wholesale brokerage agency.

Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

Ritter Insurance Marketing is excited to announce the merger of HTA Financial Services (HTA) and Ritter’s wholesale Medicare business.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

LinkedIn

Twitter

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Instagram

Sarah’s LinkedIn

Sarah’s Instagram

View Details

Maximize your reach and grow your selling territory! We outline the best practices for insurance agents to follow.

Read the text version.

Mentioned in this episode:

5 Tips for Creating Your Personal Brand

Build Your Brand with Community Involvement

Do’s and Don’ts of Medicare Compliance

Learn How Medicareful Saves Insurance Agents Time

What is Medicare? (Medicare 101 Video)

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

Why Client Retention Should be Your Top Priority

Why Traditional Marketing is Still Effective

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How Client Retention Boosts Your Insurance Sales

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Medicareful 2020 Year-in-Review: Here’s What We Accomplished

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Methods to Boost Your Medicare Business

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5 Ways to Get Dual Citizenship

You're interested in reclaiming your heritage with dual nationality, but how do you go about getting dual citizenship? You have a surprising number of options!

Signs of Eating Disorders to Watch for in Seniors

Eating disorders are often considered afflictions of the young and vain, but sadly, seniors also suffer from these deceptive, dangerous conditions.

When Can I Get a COVID-19 Vaccination?

There are many questions surrounding the rollout of the COVID-19 vaccination. When can you get one? Where? Is it safe? We're giving you some answers and resources where you can find additional information!

The latest from Ritter’s Blog:

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Ritter Continues Expansion, Acquires Ohio-Based Quick Insured Brokerage

Ritter has announced its merger with Ohio-based Quick Insured Brokerage (QIB), an independent wholesale brokerage agency.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Learn more about becoming a Certified Insurance Counselor (CIC). Take your agent status to expert level with this insurance industry designation!

Read the text version.

See what Ritter Insurance Marketing has to offer!

Mentioned in this episode:

4 Perks of Being a Part-Time Insurance Agent

Certified Insurance Counselor Program

IA&B Certified Insurance Counselor Program Info

Ritter Insurance Marketing Official Website

Top 5 Insurance Designations

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7 Powerful Practices for Selling Prescription Drug Plans

Get ready to improve your PDP selling strategy! We cover 7 best practices for insurance agents selling Medicare Part D prescription drug plans. These tips will help you save time and they're easy to implement.

Best Practices for Writing an Email to Your Insurance Clients

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Medicareful 2020 Year-in-Review: Here’s What We Accomplished

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Charles Bonnet Syndrome: Diagnosis and Care

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Do Doctors Have to Disclose Conflicts of Interest?

Conflicts of interest can influence a doctor's decision-making and ruin patient trust. Reporting and sharing medical conflicts of interest are essential to protecting against them.

The Benefits of Healthy Proteins

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The latest from Ritter’s Blog:

Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Ritter Continues Expansion, Acquires Ohio-Based Quick Insured Brokerage

Ritter has announced its merger with Ohio-based Quick Insured Brokerage (QIB), an independent wholesale brokerage agency.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for February 26, 2021: * President Biden nominates CMS Administrator * CMMI Admin picked by Biden Administration * Johnson & Johnson COVID-19 Vaccine News * Fighting Zoom Fatigue * YouTube Supervised Experiences

Mentioned in this episode:

Biden Picks Health Policy Veteran to Run CMS

Biden selects Chiquita Brooks-LaSure as first Black woman to run Medicare

Dunkin’ adds avocado toast, matcha-topped doughnut and blueberry matcha latte to its spring menu

FDA review confirms safety and efficacy of single-shot Johnson & Johnson coronavirus vaccine, especially against severe cases

Report: Obama administration veteran Fowler tapped to head CMMI

Sick of all those video calls? Four ways to get over ‘Zoom fatigue’

Youtube’s ‘supervised experiences’ help parents choose what content their kids can see

Youtube Will Introduce Supervised Accounts with Parental Controls for Teens and Tweens

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February 19, 2021 | The Friday Five

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Best Practices for Writing an Email to Your Insurance Clients

Write emails with confidence! We outline the best (and easy to implement!) practices for insurance agents to use when emailing clients.

Medicareful 2020 Year-in-Review: Here’s What We Accomplished

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Living with Visual Impairment

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The Truth About Expiration Dates

If you find food in the fridge that's past its Best By date, that means throw it out since it's expired, right? Let's look into the truth about Expiration Dates.

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Ritter is More Than Medicare & Our New Team Brand Shows Why

When selling Medicare Advantage and Medicare Supplement policies, it’s important to remember that More than Medicare products are the missing pieces of the puzzle.

Medicare Advantage Trial Rights Explained for Agents

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Ritter Continues Expansion, Acquires Ohio-Based Quick Insured Brokerage

Ritter has announced its merger with Ohio-based Quick Insured Brokerage (QIB), an independent wholesale brokerage agency.

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Get ready to improve your PDP selling strategy! We cover 7 best practices for insurance agents selling Medicare Part D prescription drug plans. These tips will help you save time and they're easy to implement.

Read the text version.

Mentioned in this episode:

2 Million Medicare Beneficiaries Missing Out On Discounted Drug Coverage

4 basic health insurance terms 96% of Americans don’t understand

4 Steps to Finding the Perfect PDP for Your Client

4 Tips for Making a Better Insurance Sales Pitch

Building Client Loyalty: More than Just a Plan

Extra Help with Medicare Prescription Drug Plan Costs

How to Save Your Clients Money on Prescription Drugs

Medicare’s Pharmaceutical Assistance Program

Medicare.gov Official Site

No Itch to Switch: Few Medicare Beneficiaries Switch Plans During the Open Enrollment Period

Safe, Easy Medicare Enrollments Online! Learn more about Medicareful

The Complete Guide to Client Loyalty and Retention

The Part D SEP Triggers That Can Help You Post-AEP

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

To Switch or Not to Switch: Are Medicare Beneficiaries Switching Drug Plans to Save Money?

Why are Part D Prescription Drug Plans So Different?

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How to Save Your Clients Money on Prescription Drugs

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Medicareful 2020 Year-in-Review: Here’s What We Accomplished

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Why are Part D Prescription Drug Plans So Different?

Become an expert on Part D Prescription Plans! We break down what these plans include, tips on how to sell them, and more!

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Internet Safety Tips for Seniors

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The Coverage Rules for Medicare Part D Plans

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Medicare Advantage Trial Rights Explained for Agents

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Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

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Write emails with confidence! We outline the best (and easy to implement!) practices for insurance agents to use when emailing clients.

Read the text version.

Register with Ritter Insurance Marketing

Mentioned in this episode:

19 Tips to Write Catchy Email Subject Lines [+ Examples]

Bad Writing Is Destroying Your Company’s Productivity

Do’s and Don’ts of Medicare Compliance

How to Follow up with Medicare Clients Compliantly

How to Get Started in Medicare Sales

How to Write a Professional Email

Ritter Can Help You Stay in Touch with Your Clients

The Costs of Poor Business Writing [Statistics, Examples, & Case Studies]

The danger of overusing exclamation marks

The Importance of Proofreading in the Workforce

What’s New in the 2019 Medicare Communications and Marketing Guidelines?

What’s New in the 2020 Medicare Communications and Marketing Guidelines?

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February 19, 2021 | The Friday Five

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Medicare Advantage Trial Rights Explained for Agents

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Medicareful 2020 Year-in-Review: Here’s What We Accomplished

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Do Doctors Have to Disclose Conflicts of Interest?

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Is Exercise for Seniors with Arthritis Good?

When it comes to easing arthritis pain, the right arthritis-friendly exercises can be a great solution. Here's why exercise for seniors with arthritis is such a good idea.

Mood Foods: A Breakfast That Boosts Your Mood

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Medicare Advantage Trial Rights Explained for Agents

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Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

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The Friday Five for February 19, 2021: * Humana launches new pilot program * Remote work tips for 2021 * KFF study on COVID-19 vaccination so far * News about LastPass and alternatives * Microsoft Edge Kids Mode

Mentioned in this episode:

At This Early Stage of the COVID-19 Vaccine Roll-Out, Most Older Adults Have Not Yet Been Vaccinated As Supply Remains Limited

Humana Launches Humana Care Support Pilot to Help Medicare Advantage Members to Better Manage Their Chronic Conditions

Humana to pilot new tech-enabled chronic care management platform

Microsoft Edge is getting a Kids Mode to add ‘guardrails’ to browsing the web

Remote Work Isn’t Going Anywhere in 2021. These 9 Tips Can Help Make It Better

Six free alternatives to the LastPass password manager

The iPhone is getting 217 new emojis in iOS 14.5

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February 12, 2021 | The Friday Five

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Does Your Medicare Sales Approach Satisfy Different Budgets?

Your portfolio likely includes different types of insurance for different coverage needs. But what about different financial needs? How do you factor cost into the equation compliantly?

How Client Retention Boosts Your Insurance Sales

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Medicare Advantage Trial Rights Explained for Agents

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Medicareful 2020 Year-in-Review: Here’s What We Accomplished

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5 Ways to Get Dual Citizenship

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Do Doctors Have to Disclose Conflicts of Interest?

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Medicare Advantage Trial Rights Explained for Agents

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Ritter Continues Expansion, Acquires Ohio-Based Quick Insured Brokerage

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Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

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Did you know that Medicare is about more than just those moments when your clients are sick? Learn more about the health and wellness side of selling insurance.

Read the text version.

See how Medicareful Works! https://www.ritterim.com/agent-tools/medicareful/

Medicareful Living Links

Add ?agent=YOURSLUG to the end of any Medicareful Living link you share, replacing YOURSLUG with your personal agent slug.

Example:

Medicareful Living link: https://living.medicareful.com/superfood-snack-hack-kale

Personalized Medicareful Living link: https://living.medicareful.com/superfood-snack-hack-kale?agent=YOURSLUG

Mentioned in this episode:

Flu shot: Your best bet for avoiding influenza

Getting Started Selling Medicare Supplements

Grow your Medicare Business with Medicareful

Investopedia: Preventive Services

Medicare coverage of preventive care services

Medicareful Living

New Study: Daily Walk Can Add 7 Years to Your Life

Welcome to Medicare preventive visit

What is a Medicare Wellness Visit?

What You Should Know and Do this Flu Season If You Are 65 Years and Older

Why Seniors Should Avoid Isolation

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5 Tips for Using Medicareful to Sell More Medicare Plans

Get the tool that can help you sell more Medicare plans - Medicareful! These are just some of the highlights: electronic PTC and SOA in one, quote and enroll clients remotely, and store client prescription drug info in the Ritter Platform! Learn more and get your own FREE Medicareful site today!

What to Know About SOAs in Senior Market Sales

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How Does Prior Authorization Affect Medicare Coverage?

Prior authorization can influence the care and coverage you receive through Medicare, but it influences different parts uniquely.

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Medicare Advantage Trial Rights Explained for Agents

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Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

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What is Medicareful? How does it work? If you've been looking for a tool that combines online enrollment, client-facing plan quotes, drug cost estimates, a free CMS-compliant website, and more... don't miss this episode! We review updates to the Medicareful platform over the past year, and what our agents achieved while using it!

Read the text version.

Mentioned in this episode:

5 Must-Haves for Every Agent This AEP

5 Tips for Using Medicareful to Sell More Medicare Plans

A Review of the Top Medicare Quote Engines for Insurance Agents

Connect with a member of the Ritter team!

Medicareful – Safe, Easy Medicare Enrollments Online. Learn More!

Prefilled Submissions for Clients on Medicareful

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Medicare Advantage Trial Rights Explained for Agents

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Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Ritter Continues Expansion, Acquires Ohio-Based Quick Insured Brokerage

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Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

Ritter Insurance Marketing is excited to announce the merger of HTA Financial Services (HTA) and Ritter’s wholesale Medicare business.

Subscribe & Follow:

Apple Podcasts

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Overcast

Podbean

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Connect on social:

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The Friday Five for February 12, 2021: * Clover Health News * Oscar Health News * Consumer Health Insurance Knowledge * Good Health Pass Collaborative * Removing that Zoom kitten filter

Mentioned in this episode:

19 Easy Recipes for Valentine’s Day

19 Valentine’s Day Dessert Recipes to WOW Your Honey

36+ Valentine’s Day Dessert Recipes

75 Best Valentine’s Day Desserts That Are Perfect for Two

Chamath Palihapitiya-backed Clover Health gets notice of SEC investigation

Clover Health feels it has software – and now funding – to capture Medicare Advantage market

Clover Health Official Statement – In Response to Short Seller Firm’s Questions

Consumers earn a ‘D’ on health insurance knowledge

Good Health Pass: A New Cross-Sector Initiative to Restore Global Travel and Restart the Global Economy

Oscar Health’s Could Go Public Later in February

There’s a scramble to create digital ‘health passports.’ These companies are teaming up to make sure they all work

Valentine’s Day Dinner Recipes

Zoom – Customizing your profile

Zoom filters gone wrong: Lawyer tells judge: ‘I’m not a cat’ during kitten filter mishap

Zoom – Removing your cat filter

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February 5, 2021 | The Friday Five

The Friday Five for February 5, 2021: Humana announces Chief Health Equity Officer, Elizabeth Warren Joins New Senate Committee, Comparing COVID-19 Vaccines, BBB Says No to Posting COVID-19 Vaccine Card on Social - Here's Why, Using GameStop Stock Profits for Good

How Client Retention Boosts Your Insurance Sales

Master the art of treating your client as the renewal, not their policy. Learn why building relationships with your current clients is more beneficial (and cost effective!) than courting new ones.

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Medicare Advantage Trial Rights Explained for Agents

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Do Doctors Have to Disclose Conflicts of Interest

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Medicare Advantage Trial Rights Explained for Agents

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Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

Ritter Insurance Marketing is excited to announce the merger of HTA Financial Services (HTA) and Ritter’s wholesale Medicare business.

Subscribe & Follow:

Apple Podcasts

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Overcast

Podbean

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View Details

Master the art of treating your client as the renewal, not their policy. Learn why building relationships with your current clients is more beneficial (and cost effective!) than courting new ones.

Read the text version.

Mentioned in this episode:

15 Statistics That Should Change The Business World - But Haven't

Five Customer Retention Tips for Entrepreneurs

Loyalty Rewards

Seeing Beyond the Illusion: It's Time You Invest More Wisely

The Complete Guide to Client Loyalty and Retention (Free Guide!)

Why Client Retention Should Be Your Top Priority

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Mood Foods: Foods That Boost Your Mood

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Mood Foods 2: More Foods That Boost Your Mood

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Medicare Advantage Trial Rights Explained for Agents

If you have a client who enrolled in a Medicare Advantage plan but wants to go (back) to Original Medicare, they may qualify for a Medicare Advantage trial right! This would allow them to update their coverage outside of the Annual Enrollment Period.

Ritter Continues Expansion, Acquires Ohio-Based Quick Insured Brokerage

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Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

Ritter Insurance Marketing is excited to announce the merger of HTA Financial Services (HTA) and Ritter’s wholesale Medicare business.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

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View Details

Learn more about the Medicare Advantage Trial Right Period. If you have a client who enrolled in Medicare Advantage but wants to go back to Original Medicare, they may qualify. Listen to find out more about how it works!

Read the text version.

Mentioned in this episode:

Definitive Guidelines for the New Open Enrollment Period

Guaranteed issue rights

Join, switch, or drop a Medicare Advantage Plan

Medigap & Medicare Advantage Plans

Stay Busy Outside of AEP With Special Enrollment Periods

What to Know When Replacing Existing Med Supp Plans for Clients

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Definitive Guidelines for the New Open Enrollment Period

Stay compliant during the new Medicare Advantage Open Enrollment Period. We outline everything you need to know ― including what you can and can’t do ― during this time frame!

How to Be an Adaptable Insurance Agent

Do you go with the flow, or do you like a little more control? Find out why adaptability is a great skill for insurance agents to master.

How to Check Medicare Extra Help Eligibility for Your Client

Is your client eligible for Medicare Extra Help (Low Income Subsidy/LIS)? Learn how insurance agents can look up that information, what the income limits are, and more in this can’t miss episode!

How to Get Started in Medicare Sales

New to the Medicare insurance industry? Welcome, and congratulations! We packed this episode with all the agent essentials - training, tools, enrollment periods and more! Basically, everything you want to know when starting out!

Stay Busy Outside of AEP With Special Enrollment Periods

Drive insurance sales year-round with Special Enrollment Periods. Learn how to find clients and what special kinds of plans should be in your portfolio.

The Part D SEP Triggers That Can Help You Post-AEP

A prospect wants to switch their Medicare Part D coverage, but AEP is over. Can you still help? YES! Listen to learn the different scenarios that can help qualify your client for coverage through a Special Election Period.

Understanding Medicare Advantage Enrollment Periods

Medicare Advantage has different enrollment periods than Medicare Supplements. What are the Med Advantage enrollment periods? How and when do your Medicare clients qualify for them? Get the answers to your MA enrollment period questions right now!

What to Do If Your Clients Can No Longer Afford Their Permanent Life Insurance Premiums

Have a client who's struggling to pay their permanent life insurance premium? Before they let their policy lapse, they DO have options! Help them salvage their benefits with our tips.

What to Know About SOAs in Senior Market Sales

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What to Know When Replacing Existing Med Supp Plans for Clients

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Internet Safety Tips for Seniors

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Mood Foods: Foods That Boost Your Mood

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When Can I Get a COVID-19 Vaccination?

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Best Practices for Writing an Email to Your Insurance Clients

A professional and effective business email takes some thought and care to construct. This is true across all industries — and even for insurance agents writing marketing or follow-up emails to their clients.

How to Be an Adaptable Insurance Agent

In today’s ever-changing world, being adaptable is not only good for business, it’s a necessity. As an insurance agent, you need this skill to keep up with the times and your clients’ unique needs.

How to Take on an Upset Client in the Insurance Industry

At least once in your sales career, you may meet an insurance client who had a negative experience with another agent, plan, or insurance in general. While these bad experiences were out of your control, you have the ability to make their next experience a positive one!

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View Details

The Friday Five for February 5, 2021: * Humana announces Chief Health Equity Officer * Elizabeth Warren Joins New Senate Committee * Comparing COVID-19 Vaccines * BBB Says No to Posting COVID-19 Vaccine Card on Social - Here's Why * Using GameStop Stock Profits for Good

Mentioned in this episode: 9 best last minute Valentine’s Day gift ideas for everyone in 2021

14 seriously great practical gifts your valentine will love

18 of our favorite Valentine’s Day gifts of all time

A college student made big bucks off GameStop stock. Now he’s donating video games to a children’s hospital

BBB Tip: Don’t share your COVID-19 vaccine card on social media

Chutes & Ladders–Humana names first chief health equity officer; Providence promotes execs in integration strategy

Different COVID-19 Vaccines (CDC)

Four COVID Vaccines Compared

GameStock on Today, Explained

How the COVID-19 Vaccines Compare to Each Other

Plunging GameStop Stock Tests the Will of Investors to Stick With the Ride

Warren to join Finance panel overseeing taxes, health care

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January 29, 2021 | The Friday Five

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How to Be an Adaptable Insurance Agent

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The Top 5 Products to Sell During Medicare’s Lock-In Period

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Internet Safety Tips for Seniors

The internet can be an entertaining and informative place, but there's also a darker side to it. It's easy to fall prey to scams, identity theft, or bad information. Here are a few internet safety tips so you can protect yourself online.

Mood Foods: Foods That Boost Your Mood

If you're feeling a bit down, the solution might be in your kitchen! We found some foods that boost your mood when you need a pick-me-up.

When Can I Get a COVID-19 Vaccination?

There are many questions surrounding the rollout of the COVID-19 vaccination. When can you get one? Where? Is it safe? We're giving you some answers and resources where you can find additional information!

The latest from Ritter’s Blog:

Best Practices for Writing an Email to Your Insurance Clients

A professional and effective business email takes some thought and care to construct. This is true across all industries — and even for insurance agents writing marketing or follow-up emails to their clients.

How to Be an Adaptable Insurance Agent

In today’s ever-changing world, being adaptable is not only good for business, it’s a necessity. As an insurance agent, you need this skill to keep up with the times and your clients’ unique needs.

How to Take on an Upset Client in the Insurance Industry

At least once in your sales career, you may meet an insurance client who had a negative experience with another agent, plan, or insurance in general. While these bad experiences were out of your control, you have the ability to make their next experience a positive one!

Subscribe & Follow:

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Google Podcasts

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Connect on social:

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View Details

Have questions about SOAs? Find the answers to your frequently asked questions in this episode all about Scopes of Appointment. We help you stay compliant, whether it’s inside or outside of AEP!

Read the text version.

Reach out to the Ritter New Biz Team

Mentioned in this episode:

CMS 2019 Medicare Communications and Marketing Guidelines (MCMG)

CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines

Do’s and Don’ts of Medicare Compliance

Exciting Changes to the 48-Hour Scope of Appointment Rule

See how Medicareful works!

Rules for Hosting a Compliant Medicare Sales Event

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Does Your Medicare Sales Approach Satisfy Different Budgets?

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FMO vs. IMO vs. NMO vs. MGA vs. GA – What’s the Difference?

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How to Get Started in Medicare Sales

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Internet Safety Tips for Seniors

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Best Practices for Writing an Email to Your Insurance Clients

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How to Be an Adaptable Insurance Agent

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How to Take on an Upset Client in the Insurance Industry

At least once in your sales career, you may meet an insurance client who had a negative experience with another agent, plan, or insurance in general. While these bad experiences were out of your control, you have the ability to make their next experience a positive one!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

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View Details

Do you go with the flow, or do you like a little more control? Find out why adaptability is a great skill for insurance agents to master.

Read the text version.

Mentioned in this episode:

Adaptability in the Workplace: Benefits and Importance

Adaptability skills and why you need it

Coping strategies to overcome personal and professional challenges

Learn More About Medicareful

Guiding Your Agency Through COVID-19

Navigating Insurance Sales During the Medicare AEP & COVID

See How the Ritter Platform Works

The Ritter Platform Launches 3 New Tools and Shared Client Records

Tips on Dealing with a Difficult Client

What’s New in the 2020 Medicare Communications and Marketing Guidelines?

Why Being a Likable Agent Is Good for Your Business

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January 29, 2021 | The Friday Five

The Friday Five for January 29, 2021: Ritter Insurance Marketing & Quick Insured Brokerage, Online Medical Accounts & COVID-19 Vaccine Registration, Do’s and Don’ts of the COVID-19 Vaccine, PPP Loan Tax Information for Small Businesses, and Blackstone & Allstate Life Insurance.

Guiding Your Agency Through COVID-19

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How to Get Started in Medicare Sales

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Navigating Insurance Sales During the Medicare AEP & COVID

AEP is coming and COVID-19 is still here. What does that mean for your Medicare sales and commissions this year? Learn how to pivot your sales strategy and adapt your business to sell Medicare Advantage, Med Supp, and Medicare Part D Prescription plans compliantly during AEP and the pandemic. We're here to help you do it!

The Top 5 Products to Sell During Medicare’s Lock-In Period

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Finding a Purpose Makes You Happier, Healthier

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When Can I Get a COVID-19 Vaccination?

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Best Practices for Writing an Email to Your Insurance Clients

A professional and effective business email takes some thought and care to construct. This is true across all industries — and even for insurance agents writing marketing or follow-up emails to their clients.

How to Be an Adaptable Insurance Agent

In today’s ever-changing world, being adaptable is not only good for business, it’s a necessity. As an insurance agent, you need this skill to keep up with the times and your clients’ unique needs.

How to Take on an Upset Client in the Insurance Industry

At least once in your sales career, you may meet an insurance client who had a negative experience with another agent, plan, or insurance in general. While these bad experiences were out of your control, you have the ability to make their next experience a positive one!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

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Spotify

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Connect on social:

Facebook

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View Details

The Friday Five for January 29, 2021: * Ritter Insurance Marketing & Quick Insured Brokerage * Online Medical Accounts & COVID-19 Vaccine Registration * Do’s and Don’ts of the COVID-19 Vaccine * PPP Loan Tax Information for Small Businesses * Blackstone & Allstate Life Insurance

Mentioned in this episode:

45% of adults over 65 lack online medical accounts that could help them sign up for COVID-19 vaccinations

Aldi Sells Heart-Shaped Pasta That Can Be Made Into Any Dish You Want

Blackstone to Buy an Allstate Life Insurance Business for $2.8 Billion

Do You Have to Pay Taxes on Your PPP Loan?

Get registered with RitterIM.com

Kraft Debuts Hot Pink Mac and Cheese for Valentine’s Day – And It Tastes Like Candy

Learn More About Medicareful

Nearly half of adults older than 65 don’t have online medical accounts that could connect them with COVID-19 vaccines

Ritter Continues Expansion, Acquires Ohio-Based Quick Insured Brokerage

Ritter Platform Info

What’s New on Netflix, Amazon, Hulu, Disney+, and More in February 2021

What to do, and not do, before and after your Covid vaccine shot

When Can I Get a COVID-19 Vaccination? (Medicareful Living Blog)

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January 22, 2021 | The Friday Five

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How to Get Started in Medicare Sales

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How to Check Medicare Extra Help Eligibility for Your Client

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5 Ways to Warm Up Quickly in the Winter

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Finding a Purpose Makes You Happier, Healthier

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When Can I Get a COVID-19 Vaccination?

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The latest from Ritter’s Blog:

Best Practices for Writing an Email to Your Insurance Clients

A professional and effective business email takes some thought and care to construct. This is true across all industries — and even for insurance agents writing marketing or follow-up emails to their clients.

How to Be an Adaptable Insurance Agent

In today’s ever-changing world, being adaptable is not only good for business, it’s a necessity. As an insurance agent, you need this skill to keep up with the times and your clients’ unique needs.

How to Take on an Upset Client in the Insurance Industry

At least once in your sales career, you may meet an insurance client who had a negative experience with another agent, plan, or insurance in general. While these bad experiences were out of your control, you have the ability to make their next experience a positive one!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Looking for insurance products to sell during the Medicare lock-in period? In this episode, we highlight the top 5 products insurance agents should include in their portfolio all year round!

Read the text version.

Mentioned in this episode: Register with Ritter

Ritter’s Round Table

6 Health Services Not Covered by Medicare

Cancer State Facts: Cancer of Any Site

Cardiovascular Disease: A Costly Burden for America – Projections through 2035

Chronic Condition Special Needs Plans (C-SNPs)

Column: Why these unique Medicare Advantage plans are poised for popularity

Defining the True Value of $0 Premium for Medicare Advantage Plans

Dual-Eligible Special Needs Plans (D-SNPs)

Facts & Figures 2019: US Cancer Death Rate has Dropped 27% in 25 Years

Is Medicare the Only Health Insurance I Need?

Long-term care: The Basics

Medicare Advantage Special Needs Plans

The Beginner’s Guide to C-SNPs

The Beginner’s Guide to D-SNPs

How to Transition from AEP to D-SNPs

The Benefits of Selling D-SNPs

Should You Sell D-SNPs?

Hospital Indemnity Insurance

Cover Those Copays with Hospital Indemnity Plans

Boost Business Selling Hospital Indemnity

Selling Hospital Indemnity with Medicare Advantage: Is It Worth It?

Medicare MSA Plans & Hospital Indemnity Insurance: The Perfect Pair

Dental, Vision, and Hearing Insurance

Sense Success with Dental, Vision, and Hearing Plans

4 Steps to Selling Dental, Vision, and Hearing Insurance

Cancer/Critical Illness Plans

4 Steps to Selling Cancer Insurance

Why Is Cancer Insurance Worth Selling?

Every ‘Second’ Counts: Why Sell Cancer, Heart Attack and Stroke Insurance?

These Plans Are Critical to Your Business Strategy

Critical Illness Plans: Your Cure for Unhealthy Sales

Why Critical Illness Insurance Can Breathe New Life into Your Business

Long-Term Care/Short-Term Care Insurance

The Real Cost of Long-Term Care

Are You Offering Multiple LTC Insurance Options?

4 Out-of-the-Box Long-Term Care Insurance Solutions

4 Ways to Fund Long-Term Care: Hybrid Insurance

Short-Term Care Insurance: A Top LTCi Alternative for Clients

STCi Solutions for LTCi Prospects (Infographic)

Life Insurance

5 Life Insurance Myths Your Clients May Believe

3 Ways to Calculate Your Clients’ Life Insurance Needs

Life Insurance for Each of Life’s Stages

When to Recommend Life Insurance Based on Its Tax Advantages

The Complete Guide on How to Sell Final Expense Insurance (eBook)

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Boost Business Selling Hospital Indemnity Insurance

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Critical Illness Plans: Your Cure for Unhealthy Sales

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Do’s and Don’ts of Medicare Compliance

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FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference?

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The Real Cost of Long-Term Care

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Short-Term Care Insurance: A Top LTCi Alternative for Clients

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5 Ways to Warm Up Quickly in the Winter

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How to Be an Adaptable Insurance Agent

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How to Take on an Upset Client in the Insurance Industry

At least once in your sales career, you may meet an insurance client who had a negative experience with another agent, plan, or insurance in general. While these bad experiences were out of your control, you have the ability to make their next experience a positive one!

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LinkedIn

View Details

New to the Medicare insurance industry? Welcome, and congratulations! We packed this episode with all the agent essentials - training, tools, enrollment periods and more! Basically, everything you want to know when starting out!

Read the text version.

Get started with Ritter Insurance Marketing as your FMO!

Mentioned in this episode:

[01:20] Consider Joining a Field Marketing Organization

The Benefits of Joining a Top Insurance FMO

[03:07] Complete Medicare Insurance Agent Training

What Is AHIP Certification and How Do I Get It?

[03:34] - AHIP Training Overview

[04:26] - Details on Completing the AHIP Training

AHIP Medicare and Fraud, Waste & Abuse (FWA) Training (Official Site)

[07:28] Create a Well-Rounded Medicare Portfolio

[07:56] - Which Medicare Products Should I Choose?

7 Powerful Practices for Selling Prescription Drug Plans

Selling Hospital Indemnity with Medicare Advantage: Is It Worth It?

4 Steps to Selling Dental, Vision, and Hearing Insurance

[08:29] - How Do I Choose the Right Medicare Products?

[09:29] Complete Medicare Contracts and Certifications

[10:04] - Medicare Contracting with Preferred Carriers

[11:00] - Medicare Product Certification

Ritter’s Certification Center

2021 Medicare Advantage & Part D Certification Info

[12:17] Secure Medicare Leads and Clients

What Does ‘Ready-to-Sell’ Mean for Medicare Agents?

[12:47] - FMO Lead and Marketing Programs

[13:37] - Follow-up to Keep Medicare Leads

[14:53] - Establish a Website to Create Medicare Leads

Demographics of Internet and Home Broadband Usage

[15:51] Use Efficient Medicare Sales Tools

[16:47] - What is Medicareful?

Medicareful – A CMS-Approved tool for insurance agents selling Medicare

[17:26] - Remote Medicare Sales Capabilities with Medicareful

Medicareful Enrollment Process Guide

[18:13] - Shared Client Records through Medicareful Accounts

[19:43] - The Ritter Platform

See how the Ritter Platform Works!

[20:25] - Medicare Quote Engine

[21:43] - Drug Cost Estimator

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

View the Drug Cost Estimator in action!

[22:35] - Clients

[23:41] - Tasks

[24:28] - Notes

[25:12] Understanding Medicare Enrollment Periods

[25:35] - Initial Enrollment Period (IEP)

The Medicare Initial Enrollment Period vs. the Medicare Initial Coverage Election Period

Late Enrollment Penalties

Enrolling in Medicare If You’re on Disability

Your Clients May Not Be Automatically Enrolled in Medicare

Getting Started Selling Medicare Supplements

[27:59] - Initial Coverage Election Period (ICEP)

Medicare Advantage: Enrollment and Disenrollment Basics

[29:26] - Annual Enrollment Period (AEP)

5 Tips to Make the Most of AEP

5 Reasons Clients Switch Medicare Plans During AEP

[30:44] - Medicare Advantage Open Enrollment Period (OEP)

CY 2019 MA Enrollment and Disenrollment Guidance

Definitive Guidelines for the New Open Enrollment Period

[32:17] - MSA Plan Enrollment Period

Fact Sheet on Medicare Medical Savings Account (MSA) Plans

How to Pitch Medicare Medical Savings Accounts (MSAs)

[33:57] - Special Enrollment Periods (SEPs)

Stay Busy Outside of AEP With Special Enrollment Periods

Medicare Advantage: Special Enrollment Periods

The Part D SEP Triggers That Can Help You Post-AEP

The Beginner’s Guide to D-SNPs

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The Friday Five for January 22, 2021: * Biden Names Dr. Rachel Levine in Cabinet Picks * Mark Cuban Announces Cost Plus Drugs * Mental Health and the Fake Commute * Talkspace To Go Public * Ritter Insurance Marketing and HTA Financial Services

Register for your FREE account with RitterIM.com!

Mentioned in this episode:

Biden selects transgender doctor Rachel Levine as assistant health secretary

Cost Plus Drugs

Information for HTA Agents New to Ritter Insurance Marketing

Mark Cuban launches low-cost generic drug company

Online therapy app Talkspace to go public in $1.4B deal with blank check firm

Ritter and HTA Financial Services Merge Medicare Wholesale Businesses

So, Is Apple Building a Netflix for Podcasts?

Talkspace

The rise of the fake commute, and why it’s good for your mental health

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Podbean

Spotify

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Facebook

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LinkedIn

View Details

Is your client eligible for Medicare Extra Help (Low Income Subsidy/LIS)? Learn how insurance agents can look up that information, what the income limits are, and more in this can’t miss episode! Read the text version.

Mentioned in this episode:

2 Million Medicare Beneficiaries Missing Out On Discounted Drug Coverage

Application for Extra Help With Medicare Prescription Drug Plan Costs (SSI.gov)

Extra Help with Medicare Prescription Drug Plan Costs

Low income subsidy for Medicare Prescription Drug Coverage

Medicare Low Income Subsidy: Get Extra Help Paying for Part D

Medicare Savings Programs Eligibility and Coverage Chart

State Health Insurance Assistance Programs (SHIP) Official Site

Supplemental Security Income Home Page

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FMO vs. IMO vs. NMO vs. MGA vs. GA – What’s the Difference?

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Different Ways to Save Money on Prescription Meds

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How Do Medicare and Medicaid Work Together?

If you’re on a fixed income, health care can be incredibly expensive. One program may not be enough. Can you have both Medicare and Medicaid coverage to help?

How Subsidized Rental Assistance Can Help Seniors

Rent can represent a large portion of our monthly expenses. If you’re on a fixed income or fall into a certain income group, subsidized rental assistance can help ease that burden.

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Facebook

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LinkedIn

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Have a client who's struggling to pay their permanent life insurance premium? Before they let their policy lapse, they DO have options! Help them salvage their benefits with our tips.

Read the text version.

Contact our “More Than Medicare” Team at Ritter Insurance Marketing

Mentioned in this episode:

2017 Insurance Barometer Study

Americans were already struggling to save for retirement. The pandemic is making it worse.

COVID-19 impact to life insurance and annuity companies

Creating an Irrevocable Burial Trust

Definition of Lapse

Get Information on Contracting with Single Premium Whole Life Carriers

Most Americans still struggling financially due to pandemic, study finds

The Complete Guide on How to Sell Final Expense Insurance

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The Friday Five for January 15, 2021: * CDC Updates Rules for Travelers Flying to U.S. * Apple announces Racial Equity and Justice Initiative projects * Student Loan Forgiveness Under Biden? * Consumer Electronics Show 2021 * Gut Microbes and Human Health

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Apple launches major new Racial Equity and Justice Initiative projects to challenge systemic racism, advance racial equality nationwide

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CDC to require all air travelers to US to show negative coronavirus test

CES 2021 products you can actually buy this year

Girl Scout Cookies Will Be Sold Online Nationwide This Year, Including Via Grubhub

Girl Scouts Official Website

How the Right Foods May Lead to a Healthier Gut, and Better Health

Landmark human study is first to reveal strong links between gut microbes, diet and health

The Best Tech of CES 2020: Where Are They Now?

The Propel Center

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Your portfolio likely includes different types of insurance for different coverage needs. But what about different financial needs? How do you factor cost into the equation compliantly?

Read the text version.

Register with RitterIM.com - https://app.ritterim.com/public/registration/

Mentioned in this episode:

Carrier Map for Ritter Insurance Marketing

Clients’ health-care spending gets closer look from advisors as costs squeeze budgets

How to compare Medigap policies

Learn More About Medicareful

Medicareful Living Blog

Medicareful User Guide on Ritter Docs

Online Contracting with Ritter Insurance Marketing

Ritter Insurance Marketing Products – Ancillary

Ritter Insurance Marketing Products – Medicare

Ritter’s Medicare Quote Engine (MQE)

The Ritter Platform

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What do you when your client is upset because of how another insurance agent treated them? Get tips on how to turn that past, negative experience into a positive, and a loyal client.

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Medicareful – Learn more about the tool from Ritter Insurance Marketing

Should Business Leaders Apologize? Why, When, and How an Apology Matters

YouGov Study – Trust in Insurance

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Buried in Pandemic Aid Bill: Billions to Soothe the Richest

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Centene to acquire Magellan Health in $2.2B deal

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A prospect wants to switch their Medicare Part D coverage, but AEP is over. Can you still help? YES! Listen to learn the different scenarios that can help qualify your client for coverage through a Special Election Period.

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We've got a lot of jargon to keep up with in the insurance industry. In this episode, we're going to unpack the acronyms for the types of individuals and organizations that exist in the industry to help you make your some of your business decisions a whole lot easier.

Read the text version Register with RitterIM.com

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We’re kicking off the first Friday Five episode of 2021 with podcast recommendations! Here are five podcasts that our host, Sarah is currently listening to. 🎧

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Are you a productive insurance agent? Is your way of doing business efficient? We talk efficiency, productivity, and how to find a balance between the two in this exclusive episode.

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We don’t just make a podcast, we love listening to them, too! Despite 2020 effectively cancelling her commute, our host Sarah listened to over 7,000 minutes of podcast audio. Which shows made it into her top 5 for 2020? Listen to find out in this bonus Friday Five episode!

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Suits: Articles of Interest #10

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The latest from Ritter’s Blog:

Does Your Medicare Sales Approach Satisfy Different Budgets?

We all know the saying, “money doesn’t grow on trees.” Many people have limited incomes, but you can help them with budgeting for a Medicare plan to afford the health care they may need.

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

What is AHIP Certification and How Do I Get It?

You have your leads in hand and your contracts signed, so you’re ready to sell, right? Well… almost. Did you complete your AHIP certification yet?

Subscribe & Follow:

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Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

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View Details

Could your sales pitch use some work? Learn how to transform a lackluster insurance presentation with storytelling!

Mentioned in this episode:

5 Steps to Telling a Better Story in Your Next Sales Presentation

6 Ways to Use Storytelling to Enhance Your Pitch

The Art of Immersion: Why Do We Tell Stories?

The Neuroscience Behind Storytelling in Sales

The Science of Storytelling: Why We Love Stories

Why Storytelling is Essential to Sales

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December 18, 2020 | The Friday Five

The Friday Five for December 18, 2020: The COVID-19 Vaccine Arrives, COVID-19 Vaccine Scams and Misinformation, Google's Year in Search Trends 2020, Netflix to Unveil Audio-Only Mode, and Top 10 New Business Books in 2020.

How Client Retention Boosts Insurance Sales

Master the art of treating your client as the renewal, not their policy. Learn why building relationships with your current clients is more beneficial (and cost effective!) than courting new ones.

Keys to Client Retention: Digital Communication

Improving your digital communication skills can benefit your business, but where do you start? Use the tips and resources outlined in this episode of the ASG Podcast!

Ritter Can Help You Stay in Touch With Your Clients

Client retention starts with outreach, but if you’re not sure how to do that, we’ve got you covered. Listen to get four ways to reach out and the details on some FREE templates you’ll want to get your hands on!

Why Client Retention Should Be Your Top Priority

Discover how to keep existing clients coming back for more. Our strategy includes practical steps you can easily implement into your business.

Articles to Share with Your Clients:

Does Medicare Cover COVID Testing?

Does Medicare cover COVID testing? It's an important question to be answered, since testing can give you peace of mind and help slow the spread of the pandemic.

Safe Ways to Celebrate Christmas During the COVID Pandemic

Looking for ways to celebrate Christmas during the COVID pandemic? It's possible, but we have to be smart and still follow the guidelines. Here's how.

The Coverage Rules for Medicare Part D Plans

You've come to rely on your Medicare Part D plan to give you coverage for your prescription drugs, but there are rules that govern this coverage and its limits. What are they?

The latest from Ritter’s Blog:

Does Your Medicare Sales Approach Satisfy Different Budgets?

We all know the saying, “money doesn’t grow on trees.” Many people have limited incomes, but you can help them with budgeting for a Medicare plan to afford the health care they may need.

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

What is AHIP Certification and How Do I Get It?

You have your leads in hand and your contracts signed, so you’re ready to sell, right? Well… almost. Did you complete your AHIP certification yet?

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

What does your online activity say about you? How about your insurance business? If you've never scrubbed your social media profiles or Googled yourself, this episode is a must-listen!

Mentioned in this episode:

7 steps to take when scrubbing your social media presence, according to branding and PR experts

8 Easy Ways to Clean Up Your Social Media (Because Hiring Managers Really Do Look at It)

Disqus – Remove and Edit Your Comments

How to Clean Up Your Old Social Media Posts

How to Clean Up Your Social Media Accounts Without Deleting Them

The Complete Social Media Clean Up Checklist

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Insurance Agents & CMS Compliance | Apple | Google | Spotify

Stay compliant with the CMS Medicare Communications and Marketing Guidelines — even while on social media. We outline the best practices for insurance agents to follow while using social media.

Social Media Privacy Tips for Insurance Agents | Apple | Google | Spotify

Online privacy is a big deal. You want to use social media to market your insurance business. How do you protect yourself and your clients? We've got some best practices and a link to a very informative eBook that’s free to download. Listen to find out more!

Internet Forums & Insurance Agents | Apple | Google | Spotify

Discover the power of forums. We unpack it all, how to get started, what you should post, etiquette rules, and more!

Articles to Share with Your Clients:

I’m Ready for Social Media: Which Platform is Right for Me?

Social media use has many benefits to seniors. But, which social media platform is right for you? We take a brief look at the four largest, analyzing the pros and cons of each.

Why Seniors Should Avoid Isolation

Feeling alone can be painful. When that feeling controls your life, it becomes a debilitating condition known as social isolation. If you’re a senior, knowing the signs and how to prevent it can be life-saving.

Why Seniors Are Flocking to Social Media

We keep discovering benefits that social media use has for Americans over 65. Studies have shown that it can aid seniors both physically and mentally. With that in mind, if you’re not online, you should be.

The latest from Ritter’s Blog:

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

LTC Planning in a COVID World: Why It’s Essential

Six months. It doesn’t seem like a long time, until you’re unexpectedly locked down, prohibited from seeing your family and friends, in a care facility that’s now a potential COVID hotspot.

2021 Medicare Part A and Part B Premiums and Deductibles

CMS recently released their numbers for 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Let’s see how these changes might affect your clients in the coming year.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for December 18, 2020: * The COVID-19 Vaccine Arrives * COVID-19 Vaccine Scams and Misinformation * Google's Year in Search Trends 2020 * Netflix to Unveil Audio-Only Mode? * Top 10 New Business Books in 2020

Mentioned in this episode:

Answers to Your Questions about the New Covid Vaccines in the U.S.

Google’s Year in Search Trends 2020 – Global Results

Google’s Year in Search Trends 2020 – United States Results

Fact check: Bell’s palsy among COVID-19 trial participants likely unrelated to Pfizer vaccine

First came news of a vaccine. Now come the scams.

Moderna nears its first-ever FDA authorization, for its COVID-19 vaccine

Netflix May Be Introducing an Audio-Only Mode for Listening to Shows with the Screen Off

Pfizer vs. Moderna COVID-19 vaccine: What’s the Difference?

US vaccinations ramp up as 2nd COVID-19 shot nears

Your Complete Guide to the Ten Best New Business Books of 2020

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December 11, 2020 | The Friday Five

The Friday Five for December 11, 2020: President-Elect Joe Biden’s pick for HHS Secretary, Potential health policy under Biden Administration, NPR creates COVID-19 hospital lookup with HHS data, Webex announces new features, and Managing Holiday stress

November 24, 2020 | The Tuesday Ten

It’s back! Our official list of 2020’s top 10 holiday toys! We did the research so you don’t have to! Sarah has a thing for research, spreadsheets, and really delights in the finding the perfect gift. Let her help you survive holiday toy shopping!

Ritter Can Help You Stay in Touch with Your Clients

Client retention starts with outreach, but if you’re not sure how to do that, we’ve got you covered. Listen to get four ways to reach out and the details on some FREE templates you’ll want to get your hands on!

The Beginner’s Guide to C-SNPs

Ready to learn more about C-SNPs? In this episode, we go over all the details of Chronic Condition Special Needs Plans, like what they are, who qualifies, and why you should be selling them!

The Benefits of Selling D-SNP’s

Keep your Medicare sales flowing outside of AEP! Get the details on adding D-SNPs (dual-eligible special needs plans) to your portfolio.

Articles to Share with Your Clients:

Does Medicare Cover COVID Testing?

Does Medicare cover COVID testing? It's an important question to be answered, since testing can give you peace of mind and help slow the spread of the pandemic.

Health for the Holidays: Christmas Cookies

What would the holidays be without Christmas cookies? While you’re celebrating the season, we’re looking at ways you can enjoy the cookies without busting your New Year’s resolution early!

Safe Ways to Celebrate Christmas During the COVID Pandemic

Looking for ways to celebrate Christmas during the COVID pandemic? It's possible, but we have to be smart and still follow the guidelines. Here's how.

The latest from Ritter’s Blog:

Does Your Medicare Sales Approach Satisfy Different Budgets?

We all know the saying, “money doesn’t grow on trees.” Many people have limited incomes, but you can help them with budgeting for a Medicare plan to afford the health care they may need.

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

What is AHIP Certification and How Do I Get It?

You have your leads in hand and your contracts signed, so you’re ready to sell, right? Well… almost. Did you complete your AHIP certification yet?

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Ready to learn more about C-SNPs? In this episode, we go over all the details of Chronic Condition Special Needs Plans, like what they are, who qualifies, and why you should be selling them!

Read the text version.

Learn more about C-SNPs in your area!

Mentioned in this episode:

Basics About COPD

Chronic Condition Special Needs Plans (C-SNPs)

Heart Disease and Stroke Statistics 2018 At-A-Glance

How Medicare Special Needs Plans (SNPs) Work

National Diabetes Statistics Report 2020

Statistics About Diabetes

Stroke Statistics

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December 11, 2020 | The Friday Five

The Friday Five for December 11, 2020: President-Elect Joe Biden’s pick for HHS Secretary, potential health policy under Biden Administration, NPR creates COVID-19 hospital lookup with HHS data, Webex announces new features, and managing holiday stress.

How to Transition from AEP to D-SNPs

With another AEP in the books and lock-in on the way, how can you maintain a steady flow of business? Diversification! Learn how to shift your focus from the Annual Enrollment Period to another MA product that can be sold year-round: Dual Eligible Special Needs Plans (D-SNPs).

The Beginner’s Guide to D-SNPs

What is a Dual Eligible Special Needs Plan? How do you sell it? Where do you find dual-eligible prospects? Our D-SNP primer answers these questions and more!

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Does Medicare Cover COVID Testing?

Does Medicare cover COVID testing? It's an important question to be answered, since testing can give you peace of mind and help slow the spread of the pandemic.

Is Salt as Bad for You as We Thought?

Salt has a bad reputation in heart health, but is it really that bad? We're checking out the salt debate to see if sodium is good or bad for you.

Popular Ways for Seniors to Celebrate Hanukkah

Chanukah, more commonly known as Hanukkah, is a great time to gather the family and celebrate Jewish heritage. Here are a few ways to enjoy the Festival of Lights!

The latest from Ritter’s Blog:

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

LTC Planning in a COVID World: Why It’s Essential

Six months. It doesn’t seem like a long time, until you’re unexpectedly locked down, prohibited from seeing your family and friends, in a care facility that’s now a potential COVID hotspot.

2021 Medicare Part A and Part B Premiums and Deductibles

CMS recently released their numbers for 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Let’s see how these changes might affect your clients in the coming year.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Keep your Medicare sales flowing outside of AEP! Get the details on adding D-SNPs (dual-eligible special needs plans) to your portfolio.

Read the text version.

Chat with your Ritter Representative about D-SNPs

Mentioned in this episode:

Do’s and Don’ts of Medicare Compliance

Dual Eligible Special Needs Plans (D-SNPs)

Getting Started Selling Medicare Supplements

How to Get Started in Medicare Sales

People Dually Eligible for Medicare and Medicaid

Selling Medicare Products – Why It’s Definitely Worth Your While

Stay Busy Outside of AEP with Special Enrollment Periods

The Beginner’s Guide to D-SNPs

Using CMS Data to Understand D-SNP Market Trends and Performance, Dual Eligible Characteristics, and State Medicaid Managed Care Programs

Why do identical twins have different fingerprints?

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December 11, 2020 | The Friday Five

The Friday Five for December 11, 2020: President-Elect Joe Biden’s pick for HHS Secretary, potential health policy under Biden Administration, NPR creates COVID-19 hospital lookup with HHS data, Webex announces new features, and managing holiday stress.

How to Transition from AEP to D-SNPs

With another AEP in the books and lock-in on the way, how can you maintain a steady flow of business? Diversification! Learn how to shift your focus from the Annual Enrollment Period to another MA product that can be sold year-round: Dual Eligible Special Needs Plans (D-SNPs).

The Beginner’s Guide to D-SNPs What is a Dual Eligible Special Needs Plan? How do you sell it? Where do you find dual-eligible prospects? Our D-SNP primer answers these questions and more!

Articles to Share with Your Clients:

Does Medicare Cover COVID Testing?

Does Medicare cover COVID testing? It's an important question to be answered, since testing can give you peace of mind and help slow the spread of the pandemic.

Is Salt as Bad for You as We Thought?

Salt has a bad reputation in heart health, but is it really that bad? We're checking out the salt debate to see if sodium is good or bad for you.

Popular Ways for Seniors to Celebrate Hanukkah

Chanukah, more commonly known as Hanukkah, is a great time to gather the family and celebrate Jewish heritage. Here are a few ways to enjoy the Festival of Lights!

The latest from Ritter’s Blog:

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

LTC Planning in a COVID World: Why It’s Essential

Six months. It doesn’t seem like a long time, until you’re unexpectedly locked down, prohibited from seeing your family and friends, in a care facility that’s now a potential COVID hotspot.

2021 Medicare Part A and Part B Premiums and Deductibles

CMS recently released their numbers for 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Let’s see how these changes might affect your clients in the coming year.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for December 11, 2020: * President-Elect Joe Biden’s pick for HHS Secretary * Potential health policy under Biden Administration * NPR creates COVID-19 hospital lookup with HHS data * Webex announces new features * Managing Holiday stress

Mentioned in this episode:

Biden picks thorn in Trump’s side as new health secretary

HHS Publishes COVOID-19 Hospital Facility-Level Data

Issue Brief – Potential Health Policy Administrative Actions Under President Biden

Managing Stress During the 2020 Holidays

Managing stress, prioritizing mental health during the holidays

New Data Reveal Which Hospitals Are Dangerously Full. Is Yours?

Overview – Potential Health Policy Administrative Actions Under President Biden

Webex beefs up its features to stay competitive with Zoom

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December 4, 2020 | The Friday Five | Apple | Google | Spotify

The Friday Five for December 4, 2020: CMS Finalizes Telehealth Expansion and Releases Annual Physician Fee Schedule; Who will Biden choose for HHS Secretary and CMS Administrator roles?; CDC Shortens COVID-19 Quarantine Time; Another Stimulus Update; and Salesforce buys Slack for $27.7 Billion.

November 24, 2020 | The Tuesday Ten (Top Holiday Toys 2020) | Apple | Google | Spotify

It’s back! Our official list of 2020’s top 10 holiday toys! We did the research so you don’t have to! Sarah has a thing for research, spreadsheets, and really delights in the finding the perfect gift. Let her help you survive holiday toy shopping!

How to Prevent Insurance Agent Negligence | Apple | Google | Spotify

Compliance is an important part of selling insurance for agents to remember. But what about preventing negligence? In this episode, we define insurance agent negligence and offer some tips on how to prevent it from happening to you.

How Much Can Insurance Agents Make Selling Medicare | Apple | Google | Spotify

Want to know how much money insurance agents can make selling Medicare? We talk commissions to give you a better idea of how lucrative expanding your portfolio into the senior market can be.

Build Your Brand with Community Involvement | Apple | Google | Spotify

Connect with your local community and grow your insurance business at the same time! Use our helpful tips to get started.

Articles to Share with Your Clients:

Does Medicare Cover COVID Testing?

Does Medicare cover COVID testing? It's an important question to be answered, since testing can give you peace of mind and help slow the spread of the pandemic.

Health for the Holidays: Christmas Cookies

What would the holidays be without Christmas cookies? While you’re celebrating the season, we’re looking at ways you can enjoy the cookies without busting your New Year’s resolution early!

Popular Ways for Seniors to Celebrate Hanukkah

Chanukah, more commonly known as Hanukkah, is a great time to gather the family and celebrate Jewish heritage. Here are a few ways to enjoy the Festival of Lights!

The latest from Ritter’s Blog:

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

LTC Planning in a COVID World: Why It’s Essential

Six months. It doesn’t seem like a long time, until you’re unexpectedly locked down, prohibited from seeing your family and friends, in a care facility that’s now a potential COVID hotspot.

2021 Medicare Part A and Part B Premiums and Deductibles

CMS recently released their numbers for 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Let’s see how these changes might affect your clients in the coming year.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Client retention starts with outreach, but if you’re not sure how to do that, we’ve got you covered. Listen to get four ways to reach out and the details on some FREE templates you’ll want to get your hands on! Read the text version & get your FREE templates!

Mentioned in this episode:

Email Template for Client Check-In (Download)

Keys to Client Retention: Digital Communication

Phone Scripts to Keep in Contact with Clients (Download)

The Value of Staying in Touch with Clients

Why Client Retention Should be Your Top Priority

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December 4, 2020 | The Friday Five

The Friday Five for December 4, 2020: CMS Finalizes Telehealth Expansion and Releases Annual Physician Fee Schedule; Who will Biden choose for HHS Secretary and CMS Administrator roles?; CDC Shortens COVID-19 Quarantine Time; Another Stimulus Update; and Salesforce buys Slack for $27.7 Billion.

November 24, 2020 | The Tuesday Ten (Top Holiday Toys 2020)

It’s back! Our official list of 2020’s top 10 holiday toys! We did the research so you don’t have to! Sarah has a thing for research, spreadsheets, and really delights in the finding the perfect gift. Let her help you survive holiday toy shopping!

How to Prevent Insurance Agent Negligence

Compliance is an important part of selling insurance for agents to remember. But what about preventing negligence? In this episode, we define insurance agent negligence and offer some tips on how to prevent it from happening to you.

How Much Can Insurance Agents Make Selling Medicare

Want to know how much money insurance agents can make selling Medicare? We talk commissions to give you a better idea of how lucrative expanding your portfolio into the senior market can be.

Build Your Brand with Community Involvement

Connect with your local community and grow your insurance business at the same time! Use our helpful tips to get started.

Articles to Share with Your Clients:

3 Ways to Use Thanksgiving Leftovers

Now that Thanksgiving is passed, what can you do with all the food you have left? Here are three ways to use Thanksgiving leftovers.

CMS Announces Permanent Telehealth Services Expansion & More

CMS has announced a permanent expansion to Medicare telehealth coverage, along with changes to how doctors are paid and coverage for non-physician care providers.

Home Improvements for Seniors Aging in Place

As we get older, our needs at home change. If you're planning on aging in place, these are a few house modifications for seniors that can make home safe and comfortable.

The latest from Ritter’s Blog:

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

LTC Planning in a COVID World: Why It’s Essential

Six months. It doesn’t seem like a long time, until you’re unexpectedly locked down, prohibited from seeing your family and friends, in a care facility that’s now a potential COVID hotspot.

2021 Medicare Part A and Part B Premiums and Deductibles

CMS recently released their numbers for 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Let’s see how these changes might affect your clients in the coming year.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for December 4, 2020: * CMS Finalizes Telehealth Expansion and Releases Annual Physician Fee Schedule * Who will Biden choose for HHS Secretary and CMS Administrator roles? * CDC Shortens COVID-19 Quarantine Time * Another Stimulus Update * Salesforce buys Slack for $27.7 Billion

Mentioned in this episode:

CDC says coronavirus quarantines can be shortened from 14 days

Here’s What’s New to Stream in December on Netflix, Amazon, Hulu, Disney+, and More

Salesforce to buy workplace app Slack in $27.7 billion deal

Stimulus package update: Negotiations circus expected to lead a bill by this weekend

Top picks for who could run HHS, CMS under Biden

Trump Administration Finalizes Permanent Expansion of Medicare Telehealth Services and Improved Payment for Time Doctors Spend with Patients

What Salesforce’s $27.7 Billion Acquisition of Slack Means for the Workplace

Will you get a stimulus check by December 31?

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November 24, 2020 | The Tuesday Ten

It’s back! Our official list of 2020’s top 10 holiday toys! We did the research so you don’t have to! Sarah has a thing for research, spreadsheets, and really delights in the finding the perfect gift. Let her help you survive holiday toy shopping!

How to Prevent Insurance Agent Negligence

Compliance is an important part of selling insurance for agents to remember. But what about preventing negligence? In this episode, we define insurance agent negligence and offer some tips on how to prevent it from happening to you.

How Much Can Insurance Agents Make Selling Medicare?

Want to know how much money insurance agents can make selling Medicare? We talk commissions to give you a better idea of how lucrative expanding your portfolio into the senior market can be.

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3 Ways to Use Thanksgiving Leftovers

Now that Thanksgiving is passed, what can you do with all the food you have left? Here are three ways to use Thanksgiving leftovers.

What Are the Steps to Entering a Nursing Home?

Moving into a nursing home can be a massive decision. Here are the general steps you should take for moving into a senior care facility.

The Coverage Rules for Medicare Part D Plans

You've come to rely on your Medicare Part D plan to give you coverage for your prescription drugs, but there are rules that govern this coverage and its limits. What are they?

The latest from Ritter’s Blog:

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

LTC Planning in a COVID World: Why It’s Essential

Six months. It doesn’t seem like a long time, until you’re unexpectedly locked down, prohibited from seeing your family and friends, in a care facility that’s now a potential COVID hotspot.

2021 Medicare Part A and Part B Premiums and Deductibles

CMS recently released their numbers for 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Let’s see how these changes might affect your clients in the coming year.

Subscribe & Follow:

Available now on Vurbl

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Compliance is an important part of selling insurance for agents to remember. But what about preventing negligence? In this episode, we define insurance agent negligence and offer some tips on how to prevent it from happening to you.

Read the text version.

Mentioned in this episode:

Insurance Agent Negligence Claim

Insurance Agent Negligence or Misinterpretation

Medicare Supplements Fill the Gaps in Your Portfolio

Negligence and the Reasonable Person

What’s New in the 2020 Medicare Communications and Marketing Guidelines?

What are the Elements of Negligence

What is Insurance Law?

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Do’s and Don’ts of Medicare Compliance

Need a recap on Medicare compliance this AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2021. We’ll go over what’s allowed — and what’s not — in this updated episode of the ASG Podcast.

Why Go About Your Business in an Ethical, Compliant Fashion

Maintaining CMS compliance while selling Medicare is crucial to the success of your insurance business. But why? In this episode, we're answering that question a few different ways as we look at the "why" behind running a compliant insurance agency.

Why You Need to Make Time for Medicare Training (& Where to Find Great Resources)

Gaining knowledge through training is more than just a necessity. It’s a strategy that helps you stand out from your competition and grow your insurance business.

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6 Winter Driving Safety Tips

Winter comes with its own unique driving concerns. If you’re nervous about being on the road at this time of year, check out these winter driving safety tips!

Home Improvements for Seniors Aging in Place

As we get older, our needs at home change. If you're planning on aging in place, these are a few house modifications for seniors that can make home safe and comfortable.

The Coverage Rules for Medicare Part D Plans

You've come to rely on your Medicare Part D plan to give you coverage for your prescription drugs, but there are rules that govern this coverage and its limits. What are they?

The latest from Ritter’s Blog:

Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

LTC Planning in a COVID World: Why It’s Essential

Six months. It doesn’t seem like a long time, until you’re unexpectedly locked down, prohibited from seeing your family and friends, in a care facility that’s now a potential COVID hotspot.

2021 Medicare Part A and Part B Premiums and Deductibles

CMS recently released their numbers for 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Let’s see how these changes might affect your clients in the coming year.

Subscribe & Follow:

Available now on Vurbl

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Want to know how much money insurance agents can make selling Medicare? We talk commissions to give you a better idea of how lucrative expanding your portfolio into the senior market can be.

Read the text version.

Mentioned in this episode:

2021 Maximum Broker Commissions for Medicare Advantage and Medicare Part D

4 Reasons Why Ritter Should Be Your FMO Insurance Agency

Assignment of Commissions Definition

Potential Medicare Commissions Calculator Template

Ready to Join an FMO? 10 Things to Consider

The Best Software for Tracking Your Medicare Commissions

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4 Perks of Partnering with an FMO

What exactly is a field marketing organization? Why partner with an FMO? If you've been debating joining an FMO, you don't want to miss this episode!

FAQs About Working with Ritter Insurance Marketing

Have questions about partnering with Ritter Insurance Marketing? Not sure what a field marketing organization is, or how joining one can help your insurance business? Curious about lead programs, CE credits, and other opportunities FMOs like Ritter have to offer? We talk with our sales team to answer common questions about working with FMOs and more!

FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference?

We've got a lot of jargon to keep up with in the insurance industry. In this episode, we're going to unpack the acronyms for the types of individuals and organizations that exist in the industry to help you make your some of your business decisions a whole lot easier.

Ready to Join an FMO? 10 Things to Consider

Thinking about partnering with an FMO? Wondering how you can tell the good from the bad? Our top 10 list outlines what you need to know before you partner with a field marketing organization.

What an FMO Can Do For Your Business

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Home Improvements for Seniors Aging in Place

As we get older, our needs at home change. If you're planning on aging in place, these are a few house modifications for seniors that can make home safe and comfortable.

How to Speed Up a Cold Recovery

While the cure for the common cold hasn't been found yet, there are ways to make your recovery from it as speedy as possible. Here are a few ways you can get over a cold faster when you're feeling ill.

The Coverage Rules for Medicare Part D Plans

You've come to rely on your Medicare Part D plan to give you coverage for your prescription drugs, but there are rules that govern this coverage and its limits. What are they?

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Ways to Get Medicare Leads

In the insurance industry, leads are what sustain your business. Of course, you need the contracts, training, and other skills to be a successful insurance agent, but without leads, you’ll just be spinning your wheels.

LTC Planning in a COVID World: Why It’s Essential

Six months. It doesn’t seem like a long time, until you’re unexpectedly locked down, prohibited from seeing your family and friends, in a care facility that’s now a potential COVID hotspot.

2021 Medicare Part A and Part B Premiums and Deductibles

CMS recently released their numbers for 2021 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Let’s see how these changes might affect your clients in the coming year.

Subscribe & Follow:

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View Details

It’s back! Our official list of 2020’s top 10 holiday toys! We did the research so you don’t have to! Sarah has a thing for research, spreadsheets, and really delights in the finding the perfect gift. Let her help you survive holiday toy shopping!

Mentioned in this episode:

Blume Rainbow Sparkle Surprise – Amazon | Target | Walmart

Hatchimals Pixies Crystal Flyers – Amazon | Target | Walmart

LEGO Super Mario Adventures with Mario Starter Course – Amazon | Target | Walmart

Little Live Pets Gotta Go Flamingo – Amazon | Target | Walmart

L.O.L. Surprise Clubhouse – Amazon | Target | Walmart

Na! Na! Na! Ultimate Surprise – Amazon | Target | Walmart

Nintendo Switch – Amazon | Target | Walmart

O.M.G. Remix Fashion Dolls – Amazon | Target | Walmart

PAW Patrol Dino Patroller – Amazon | Target | Walmart

Present Pets – Amazon | Target | Walmart

Squeakee the Balloon Dog – Amazon | Target | Walmart

Star Wars The Child Animatronic Edition – Amazon | Target

Vtech KidiZoom Creator Cam – Amazon | Target | Walmart

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Carriers and Plans Participating in CMS Model to Save Consumers on Insulin Costs

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Dishes to Impress Your Friends: Cariofi Alla Giudia

Carciofi alla Giudia is a classic Italian-Jewish fried artichoke dish that takes everything you love about potato chips and improves upon it. Ready to learn how to make them?

Subscription Boxes for Seniors Bring Wellness to Your Doorstep

Subscription boxes can be very beneficial for seniors, especially if they promote a hobby or healthy eating. We look at a few of the ways subscription boxes for seniors can be utilized.

Why Do We Celebrate That? Classic Christmas Traditions

Christmas is a holiday with many classic traditions, from the Christmas tree to parties and wassailing. But when you think about it, why do we celebrate that?

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2021 Medicare Part A and Part B Premiums and Deductibles

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How to Get Started in Medicare Sales

Starting out as an insurance agent in the Medicare industry can seem daunting. There are many ins and outs of selling Medicare and quite a list of things you need to decide and do.

Subscribe & Follow:

Apple Podcasts

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View Details

Connect with your local community and grow your insurance business at the same time! Use our helpful tips to get started.

Read the text version.

Mentioned in this episode:

About Community Outreach Programs

Building Client Loyalty: More Than Just a Plan

How Community Involvement Programs Can Grow Your Business

Methods to Boost Your Medicare Business

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How Selling Insurance Helps Give Back

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Tips on Working with a Difficult Client

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Being Together When You’re Apart

Social isolation can be very dangerous for seniors' mental and physical health. What are some ways you can stay connected while practicing social distancing?

Getting Creative with Thanksgiving Classics: Cranberry Sauce

Cranberry sauce is one of the must-have traditional sides at Thanksgiving each year, but it’s often loaded with sugar. By getting a little creative, we can fix that!

How to Speed Up a Cold Recovery

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Subscribe & Follow:

Apple Podcasts

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Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

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View Details

In the insurance industry, there's plenty of opportunities to give back. Discover how agents make a difference in their communities every day, and how you can, too!

Read the text version.

Mentioned in this episode:

3 Easy Ways to Build Your Insurance Sales Territory

Build Your Brand with Community Involvement

Cone Cause Evolution Study

Highmark’s Community Involvement

How Small Businesses Can Get Tax Deductions for Charitable Giving

How to Incorporate Charity Into Your Business Model

What Do Millennials Want In Their Careers?

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How Can I Help with Animal Conservation?

Do you want to get involved with animal conservation, but don’t know how? Today, we’re looking at different ways you can help save animals, no matter what your situation is!

How To Get Involved In Your Community

Staying involved in your neighborhood can give you a new purpose and add meaning to your life, especially during retirement. It also allows you to build friendships and stronger, healthier, thriving communities. Discover volunteer opportunities and other ways to get involved in communities!

Want to Start Volunteering? Answer These 3 Questions First!

Volunteering is a worthwhile and rewarding activity for thousands of people around the country. With so many deserving organizations, how do you choose the right one to help?

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2021 Medicare Part A and Part B Premiums and Deductibles

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Starting out as an insurance agent in the Medicare industry can seem daunting. There are many ins and outs of selling Medicare and quite a list of things you need to decide and do.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for November 20, 2020:

  • Amazon Pharmacy
  • Pfizer and BioNTech COVID-19 Vaccine
  • A Zoom Thanksgiving?
  • TikTok Rolls Out Parental Controls
  • Thanksgiving Desserts (and BONUS: sides!)

Mentioned in this episode:

19 Make-Ahead Recipes for Thanksgiving Day

30 Best Thanksgiving Desserts To Satisfy Your Sweet Tooth

36 Mini Thanksgiving Treats For When You’re Too Stuffed For Pie

Amazon jumps into the pharmacy business with online prescription fulfillment, free delivery for Prime members

Claim your ASG Podcast Sticker!

For Thanksgiving Day, Zoom will lift its 40-minute time limit for free meetings

How to use Netflix Party to stream movies with your friends

I Made A Thanksgiving Feast For 4 People On A $25 Budget

Netflix Party is now Teleparty

Pfizer and BioNTech say final analysis shows coronavirus vaccine is 95% effective with no safety concerns

Pumpkin Brookies from Delish

Pumpkin Cream Pie Recipe from Pioneer Woman

States Are Getting Ready to Distribute COVID-19 Vaccines. What Do Their Plans Tell Us So Far?

TikTok gives parents more control over what their teens can view and post

TikTok now lets parents make their teens’ accounts more private

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LTC Planning: Sales Strategies & Market Trends featuring Bob Vandy and Mike Baker

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3 Ways to Cook a Thanksgiving Turkey

Making a holiday dinner can be stressful, especially if you’re new to cooking. Here’s how you can cook your Thanksgiving turkey.

Getting Creative with Thanksgiving Classics

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Starting out as an insurance agent in the Medicare industry can seem daunting. There are many ins and outs of selling Medicare and quite a list of things you need to decide and do.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Think Long-Term Care insurance is your client’s only option? Explore Short-Term Care Insurance and its benefits.

Read the text version.

Mentioned in this episode:

Are You Offering Multiple LTC Insurance Options?

Buyers Ages for LTC Insurance Reported

Identifying Ideal Clients for LTCi

Longtermcare.gov: Who Needs Care?

The Key to Accessing High-Cost Care

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Subscribe & Follow:

Apple Podcasts

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Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Traditional isn't the only way to go when it comes to Long-Term Care insurance for your clients. We've got four non-traditional LTC solutions that just might do the trick.

Read the text version

Mentioned in this episode:

Cost of Care Survey

Fixed Annuities vs. Indexed Annuities: What’s the Difference?

Identifying Ideal Clients for Universal Life Products

Know the difference: Chronic illness vs. LTCi riders

Lack of Funds for LTC is Americans’ Greatest Fear About Aging

LTC Planning: Sales Strategies & Market Trends featuring Bob Vandy and Mike Baker

Short-Term Care Insurance: A Top LTCi Alternative for Clients

Tax Code 101(g)

Tax Code 7702B

The Increasing Value of Combining Life & LTC

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An Alternative Approach to Long-Term Care Planning

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The Real Cost of Long-Term Care

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Apple Podcasts

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Podbean

Spotify

Stitcher

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Twitter

YouTube

LinkedIn

View Details

What does the long-term care insurance market look like for agents in 2020 and beyond? We sat down with AIB's Bob Vandy and Ritter's Mike Baker to learn more. Find out the difference between long-term care planning and LTCi sales in addition to market trends and practical strategies for insurance agents.

Download the White Paper!

Mentioned in this episode:

AIB's Blog

A Senior (Life) Moment

Life Happens Official Website

Long-Term Care/Life Insurance Pre-Qualification Worksheet

Look Through the [LTCi] Windshield, NOT Through the Rear-View Mirror

Register for the AIB/Ritter LTC Monthly Webinar – The Art of Saving the LTCi Sale

Ritter's Agent Survival Guide Blog

Short-Term Care Insurance: A Top LTCi Alternative for Clients

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At some point in your life, you may need some form of long-term care, or non-medical personal care. Does Medicare cover long-term care, and if not, what are your options?

Does Medicare Cover Long-Term Care?

Original Medicare covers many things, but not everything. These are the services that Medicare usually doesn’t offer coverage for.

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Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Three years, more than three hundred episodes published, dozens of rabbit holes explored, and countless cups of coffee consumed. Thanks for sticking with us! Listen for details on our 3rd Birthday Giveaway! 🥳

Claim My Sticker!

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November 13, 2020 | The Friday Five | Apple | Google | Spotify

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Don’t let social distancing get in the way of your insurance sales! If you’re trying to foster trust with prospects, we’ve got six tips for building rapport over the phone or online, fast.

Subscribe & Follow:

Available now on Vurbl

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Google Podcasts

Overcast

Podbean

Spotify

Stitcher

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Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for November 13, 2020: * CMS Announces Medicare Part A and B Premiums and Deductibles * CMS Release Medicaid and CHIP Final Rule (CMS-2408-F) * Fed holding interest rates steady * Things you shouldn’t say to your clients or prospects * The 10 Happiest Songs Ever

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15 Things Never to Say to Clients or Prospects

2021 Medicare Part A & B Premiums and Deductibles | Apple | Google | Spotify

CMS Fact Sheet: 2021 Medicare Part A & B Premiums and Deductibles

Dr. Jacob Jolij uplifting playlist on Spotify

Fed holds rates at zero amid ‘considerable risks,’ as economy ‘continued to recover’

Happiness Makes Your Brain Work Better

Here’s What Medicare Costs in 2021

iPhone 12 Pro Max Camera Review: Zion NP

Medicaid & Children’s Health Insurance Program (CHIP) Managed Care Final Rule – CMS-2408-F

Neuroscience Says These Are the 10 Happiest Songs Ever

Review: The iPhone 12 Pro Max is worth its handling fee

The Amazing Things That Happen When You Play Music at Home

Trump Administration Announces Medicaid and CHIP Managed Care Final Rule, Continues Commitment to Transform

Medicaid by Delivering Greater Flexibility to States

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Is your client eligible for the Medicare Extra Help program? You could play a huge role in getting them financial assistance with prescription drug coverage and medications. What are the income limits for Part D Extra Help, and are there Medicare Extra Help look-up tools?

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Learn how to better connect with your sales prospects - even if those interactions are now happening virtually. We have 6 tips you can add to your insurance sales process today!

Read the text version.

Mentioned in this episode:

7 Strategies to Prevent Rapid Disenrollment from Medicare Plans

Benefits of Punctuality at Work

Brushing Teeth To Boost Your Confidence

Building Client Loyalty: More Than Just a Plan

Definition of Rapport

How to Build Rapport: A Powerful Technique

Parents are Struggling to Provide for Their Families During the Pandemic

Senior Speak: Talking to Medicare Clients Age 65 & Older

The Most Important Element of Sales: Preparation.

What Agents Forget to Do When Preparing for Appointments

Why Being a Likable Agent Is Good For Your Business

Why Listening Is Important in Sales

Why Rapport Matters To Your Business

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Keys to Client Retention: Digital Communication

Improving your digital communication skills can benefit your business, but where do you start? Use the tips and resources outlined in this episode of the ASG Podcast!

Navigating Insurance Sales During the Medicare AEP & COVID

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Reassuring Clients During Difficult Times

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Tips on How to Stay Productive While Working From Home

Maximize your productivity - even as you work from home! Let's face it, WFH is lasting longer than most of us thought. If you're struggling to stay productive right now, we get it! Try out our list of productivity hacks to get back on track.

What Agents Forget To Do When Preparing for Appointments

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Here’s What Medicare Costs in 2021

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Preparing for Your Welcome to Medicare Visit

If you've just signed up for Medicare, you're entitled to a fully-covered preventative meeting with your doctor. Here's how you should be preparing for your Welcome to Medicare visit.

The Health Benefits of Friendship

Did you know there are health benefits to friendship? That's right, your friends may be the secret to a longer, happier life!

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The Benefits of Joining a Top Insurance FMO

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How to Check Medicare Extra Help Eligibility for Your Client

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Rules for Hosting a Compliant Medicare Educational Event

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CMS just announced the 2021 Medicare Part A and B premiums and deductibles. Find out what the cost of Medicare will be for your clients in the coming year.

Join the Ritter family!

Mentioned in this episode:

CMS 2021 Medicare Parts A & B Premiums and Deductibles

CMS July 2020 Fast Facts

Here’s What Medicare Costs in 2021

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Carriers and Plans Participating in CMS Model to Save Consumers on Insulin Costs

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Examining the Medicare Part B Premium Giveback

Lower your clients’ Medicare Advantage costs with the Medicare Part B Premium Giveback! Learn more about how this unique plan benefit works.

Halfway Through AEP: Reflect and Renew Your Medicare Sales

We've hit the halfway point of AEP! Now is a great time to think about what you're doing well! It's also beneficial to consider what could be improved on to really maximize your sales potential. Listen to learn how to reflect, renew, and re-energize your sales for the remainder of the Annual Enrollment Period.

Major Changes Coming to the MA & PDP Market for 2021

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Navigating Insurance Sales During the Medicare AEP & COVID

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Here’s What Medicare Costs in 2021

CMS has announced the 2021 Medicare costs. Check them out so you know what to expect this AEP!

How Can a Diagnosis-Related Group Determine Your Care?

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The Difference Between The Flu and a Cold

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The Benefits of Joining a Top Insurance FMO

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How to Check Medicare Extra Help Eligibility for Your Client

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How to Build Rapport Selling Insurance Online Or Over the Phone

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We've hit the halfway point of AEP! Now is a great time to think about what you're doing well! It's also beneficial to consider what could be improved on to really maximize your sales potential. Listen to learn how to reflect, renew, and re-energize your sales for the remainder of the Annual Enrollment Period.

Read the text version.

Mentioned in this episode:

4 Tips for Making a Better Insurance Pitch

Finish Work Faster Using e-Apps

How Client Retention Boosts Insurance Sales

How to Follow up with Medicare Clients Compliantly

Learn More About Medicareful

Meet the Ritter Sales Team!

Methods to Boost Your Medicare Business

Online Contracting with Ritter

Organization Tips and Tricks for AEP

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

See What Lady Gaga’s Meat Dress Looks Like Now – 5 Years Later

Senior Speak: Talking to Medicare Clients Age 65 and Older

Stress Relief Tips to Get You Through AEP

The Hidden Value of Selling Medicare Supplements During AEP

The Ritter Platform Launches 3 New Tools and Shared Client Records

What Seniors Value Most in an MA Plan

Why Do People Buy Brand Names?

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November 6, 2020 | The Friday Five

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How to Add Technology to Your Insurance Business

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How to Survive AEP: Wellness Tips for Insurance Agents

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4 Health Benefits You Get From Your Favorite Book

Not only can reading help you unwind, it makes you smarter, slows brain-aging, and can even help fight Alzheimer’s! Maybe it’s time to visit your local library.

Go Outside, It’s Good For You

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The Physical Toll of Excessive Stress

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The Benefits of Joining a Top Insurance FMO

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How to Check Medicare Extra Help Eligibility for Your Client

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How to Build Rapport Selling Insurance Online Or Over the Phone

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The Friday Five for November 6, 2020: * KFF First Looks on Part D and Medicare Advantage for 2021 * Preparing for an Uncertain Future * How to Be Brave and Put Yourself Out There * Detecting the “COVID cough” * Ways to Repurpose Your Old Smartphone

Mentioned in this episode:

8 news uses for your old smartphone

Algorithm spots ‘Covid cough’ inaudible to humans

How to Master The Art of Putting Yourself Out There

Medicare Advantage 2021 Spotlight: First Look

Medicare Part D: A First Look at Medicare Prescription Drug Plans in 2021

These are the top 5 skills to learn right now, says futurist – and where to find free online courses

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October 30, 2020 | The Friday Five

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7 Strategies to Prevent Rapid Disenrollments from Medicare Plans

Learn how you can prevent rapid disenrollments from Medicare plans! Nothing is more frustrating for insurance agents than a rapid disenrollment. But there are some ways you can make sure this doesn't happen to you. We outline 7 best practices in this can't-miss episode!

Carriers and Plans Participating in CMS Model to Save Consumers on Insulin Costs

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Major Changes Coming to the MA & PDP Market for 2021

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The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

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Being Together When You’re Apart

Social isolation can be very dangerous for seniors' mental and physical health. What are some ways you can stay connected while practicing social distancing?

The Difference Between the Flu and a Cold

With cases peaking around the same time, it can be difficult to tell the difference between the flu and a cold. Since one can be much more severe than the other, it's important to know how to tell if you have a cold or the flu.

Dishes to Impress Your Friends: Risotto

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The Benefits of Joining a Top Insurance FMO

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How to Check Medicare Extra Help Eligibility for Your Client

Is your client eligible for the Medicare Extra Help program? You could play a huge role in getting them financial assistance with prescription drug coverage and medications. What are the income limits for Part D Extra Help, and are there Medicare Extra Help look-up tools?

How to Build Rapport Selling Insurance Online Or Over the Phone

Don’t let social distancing get in the way of your insurance sales! If you’re trying to foster trust with prospects, we’ve got six tips for building rapport over the phone or online, fast.

Subscribe & Follow:

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View Details

Get the scoop on the Part D Senior Savings Model! This new initiative brings major insulin savings to your Medicare clients. They could pay just $35 for a one-month supply of insulin. Learn all the details in this can't miss episode of our Agent Survival Guide Podcast.

Read the text version.

Mentioned in this episode:

CMS Part D Senior Savings Model

List of Part D Senior Savings Model Drugs

List of Participating Plans in Part D Senior Savings Model

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October 30, 2020 | The Friday Five

The Friday Five for October 30, 2020: new tax numbers from IRS for 2021, Walmart sues DOJ, Facebook, Google, Twitter, and Section 230, Securing a Strong Retirement Act of 2020, and handling stress During AEP, COVID-19, and an election cycle.

Major Changes Coming to the MA & PDP Market for 2021

Get the details on what's new in the Medicare Advantage and Part D industry for 2021! Learn about the improvements coming to these plans and how your clients will benefit from these changes!

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

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3 Simple Ways to Lower Your Blood Sugar

High blood sugar affects millions of Americans, especially seniors. It may not have to, though. These three tips can be simple to follow and effective in helping you reach a healthier blood glucose level.

How Does Medicare Cover Diabetes? Diabetes is a very common condition affecting millions of seniors around the country. Does Medicare cover diabetes treatment or prevention programs?

What is Diabetes, and How Can I Prevent or Manage It?

Diabetes is one of the most common health conditions facing Americans. What is this condition and how can you prevent it? If you have it, how can you manage it?

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How to Check Medicare Extra Help Eligibility for Your Client

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How to Build Rapport Selling Insurance Online Or Over the Phone

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What Does ‘Ready-to-Sell’ Mean for Medicare Agents

You have to be “ready-to-sell” with carriers before the Annual Enrollment Period if you want to sell Medicare products for the upcoming plan year, but what does it mean to be “ready-to-sell” Medicare plans?

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View Details

Learn how you can prevent rapid disenrollments from Medicare plans! Nothing is more frustrating for insurance agents than a rapid disenrollment. But there are some ways you can make sure this doesn't happen to you. We outline 7 best practices in this can't-miss episode!

Read the text version.

Mentioned in this episode:

40% of the American middle class face poverty in retirement, study concludes

5 Reasons Clients Switch Medicare Plans During AEP

CMS 2019 Medicare Communications and Marketing Guidelines

Do’s and Don’ts of Medicare Compliance

How to Follow up with Medicare Clients Compliantly

How to Save Your Clients Money on Prescription Drugs

Is Your Doctor in Your Medicare Plan’s Network? How to Tell

Medicare and the High Cost of Prescription Drugs

Outbound Education and Verification Calls

Your Formulary: Knowing What’s Covered

What Seniors Value Most in an MA Plan

Why Client Retention Should Be Your Top Priority

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October 30, 2020 | The Friday Five

The Friday Five for October 30, 2020: new tax numbers from IRS for 2021, Walmart sues DOJ, Facebook, Google, Twitter, and Section 230, Securing a Strong Retirement Act of 2020, and handling stress During AEP, COVID-19, and an election cycle.

Do’s and Don’ts of Medicare Compliance

Need a recap on Medicare compliance this AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2021. We’ll go over what’s allowed — and what’s not — in this updated episode of the ASG Podcast.

How Client Retention Boosts Insurance Sales

Master the art of treating your client as the renewal, not their policy. Learn why building relationships with your current clients is more beneficial (and cost effective!) than courting new ones.

Keys to Client Retention: Digital Communication

Improving your digital communication skills can benefit your business, but where do you start? Use the tips and resources outlined in this episode of the ASG Podcast!

Staying Compliant Without Compromising Salesmanship

If you're feeling overwhelmed by Medicare compliance, then this episode is one you simply must listen to! We've got three easy ways to stay compliant without having to sacrifice time that could be spent selling. Check out our show notes for a special bonus section with links to our compliance resources.

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How to Build Rapport Selling Insurance Online Or Over the Phone

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Rules for Hosting a Compliant Medicare Educational Event

While events are often a great way to generate leads, holding Medicare educational events during the COVID pandemic is a legal and ethical grey area. What is allowed at seminars for the 2021 AEP?

What Does ‘Ready-to-Sell’ Mean for Medicare Agents

You have to be “ready-to-sell” with carriers before the Annual Enrollment Period if you want to sell Medicare products for the upcoming plan year, but what does it mean to be “ready-to-sell” Medicare plans?

Subscribe & Follow:

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The Friday Five for October 30, 2020: * New Tax Numbers from IRS for 2021 * Walmart sues DOJ * Facebook, Google, Twitter, and Section 230 * Securing a Strong Retirement Act of 2020 * Handling Stress During AEP, COVID-19, and an election cycle

Mentioned in this episode:

10 New Tax Number Changes for 2021, for Life and Health Agents

IRS Revenue Procedure 20-45

Bud Light’s Ugly Sweater Spiked Seltzer Variety Pack Has Peppermint Pattie And Apple Crisp Flavors

Democrats and Republicans agree that Section 230 is flawed

Election Stress Getting To You? 4 Ways To Keep Calm

Everything Coming to Streaming in November

Facebook, Google, Twitter CEOs to tell senators changing liability law will destroy how we communicate online

Facebook, Twitter, Google CEOs Testify to Senate: What To Watch For

Hallmark’s Countdown to Christmas

Managing stress using the 4 Rs approach

New retirement bill has perks for seniors, student loan borrowers

Securing a Strong Retirement Act of 2020

Stressed about the election? You’re not alone. How to stay calm ahead of Nov. 3

Tech hearing live updates: Facebook, Google, Twitter CEOs clash with Congress in pre-election showdown

Walmart Sues DOJ and DEA Seeking Clarity for Pharmacists in Dispensing Prescription Opioids

Walmart sues United State government over opioid case

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October 23, 2020 | The Friday Five

The Friday Five for October 23, 2020: COLA legislation to up increase for 2021, Purdue Pharma and DOJ reach settlement, DOJ sues Google for antitrust activity, Whole Foods announces 1-hour grocery pickup, and Black Friday 2020.

Do’s and Don’ts of Medicare Compliance

Need a recap on Medicare compliance this AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2021. We’ll go over what’s allowed — and what’s not — in this updated episode of the ASG Podcast.

Major Changes Coming to the MA & PDP Market for 2021

Get the details on what's new in the Medicare Advantage and Part D industry for 2021! Learn about the improvements coming to these plans and how your clients will benefit from these changes!

Staying Compliant Without Compromising Salesmanship

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Why You Need to Make Time for Medicare Training (& Where to Find Great Resources!)

Gaining knowledge through training is more than just a necessity. It’s a strategy that helps you stand out from your competition and grow your insurance business.

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How to Build Rapport Selling Insurance Online Or Over the Phone

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Rules for Hosting a Compliant Medicare Educational Event

While events are often a great way to generate leads, holding Medicare educational events during the COVID pandemic is a legal and ethical grey area. What is allowed at seminars for the 2021 AEP?

What Does ‘Ready-to-Sell’ Mean for Medicare Agents

You have to be “ready-to-sell” with carriers before the Annual Enrollment Period if you want to sell Medicare products for the upcoming plan year, but what does it mean to be “ready-to-sell” Medicare plans?

Subscribe & Follow:

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View Details

Use these steps to sell your next (or first!) cancer insurance policy. Find out how to start the conversation, overcome common objections, and more.

Read the text version.

Mentioned in this episode:

1 in 4 cancer survivors is going broke fighting to stay alive

4 Tips for Making a Better Insurance Sales Pitch

Cancer Facts & Figures 2020

Cost of Cancer Care Reaches Nearly $150B Nationally

Every ‘Second’ Counts: Why Sell Cancer, Heart Attack and Stroke Insurance?

Financial toxicity: 1 in 3 cancer patients have to turn to friends or family to pay for care

High Cost of Cancer Treatment

Lifetime Risk of Developing or Dying From Cancer

Risk Factors for Cancer

Study: Almost half of new cancer patients lose their entire life savings

Why Client Retention Should be Your Top Priority

Why Critical Illness Insurance Can Breathe New Life into Your Business

Why is Cancer Insurance Worth Selling?

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4 Ancillary Cross-Sales to Show Clients You Care

Ready to get started cross-selling? What products can you cross-sell with Medicare? Build up your insurance portfolio with our list of must-have ancillary products!

Every ‘Second’ Counts: Why Sell Cancer, Heart Attack and Stroke Insurance?

Build a portfolio that shows clients you care. Cancer, heart attack, and stroke insurance plans provide coverage and peace of mind when your clients need it most.

Learn How to Cross-Sell Ancillary Insurance with Medicare Products

Ready to boost your Medicare business? Increase your sales commissions and improve client retention at the same time, all without additional certifications. Learn about the power of cross-selling and how you can get started today!

Secure a Bigger, Better Business with Ancillary Products

Want to branch out from Medicare Advantage or Medicare Supplement sales? Learn how ancillary products can help you expand your reach and add more value to your portfolio.

Why is Cancer Insurance Worth Selling?

How would an unexpected diagnosis affect your clients? Give them peace of mind with coverage that can help ease the stress of cancer treatment.

Why You Need to Make Time for Medicare Training (& Where to Find Great Resources!)

Gaining knowledge through training is more than just a necessity. It’s a strategy that helps you stand out from your competition and grow your insurance business.

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Major Changes Coming to the MA & PDP Market for 2021

Thinking of selling Medicare Advantage and prescription drug plans for 2021? Agents and beneficiaries can expect to see six major improvements in several categories associated with the 2021 MA & PDP market: enrollment, affordability, accessibility, value, and plan choice. Keep reading to get all the details!

Rules for Hosting a Compliant Medicare Educational Event

While events are often a great way to generate leads, holding Medicare educational events during the COVID pandemic is a legal and ethical grey area. What is allowed at seminars for the 2021 AEP?

Rules for Hosting a Compliant Medicare Sales Event

Are you considering holding a marketing event to get the attention of more Medicare clients? You’ll need to follow CMS’ rules for hosting sales events.

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Gaining knowledge through training is more than just a necessity. It’s a strategy that helps you stand out from your competition and grow your insurance business.

Read the text version.

Mentioned in this episode:

2021 Medicare Advantage & Part D Certification Info

Agent Survival Guide Podcast Official Site

AHIP Online Courses

AHIP News

AHIP Research

AHIP Test Tips and Tricks for Medicare Certification

Building Client Loyalty: Most than Just a Plan

Centers for Medicare & Medicaid Services Newsroom

Centers for Medicare & Medicaid Services Research, Statistics, Data & Systems

Find Out How Medicareful Works!

How to Pitch Medicare Medical Savings Accounts (MSAs)

Learn More About Ritter’s Summits

Need CE Credits? (AHIP)

Ritter Insurance Marketing FREE eBooks and Guides

Ritter’s Event Calendar

What’s New in the 2020 Medicare Communications and Marketing Guidelines?

What is AHIP and Why Do You Need It?

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5 Tips for Selling Medicare Advantage Plans

Ready to rock your Medicare Advantage sales goals this AEP? Learn five ways you can make this Annual Enrollment Period your most successful yet. Our tips can help you grow your commissions and your book of business.

Your Clients May Not Be Automatically Enrolled in Medicare

Will your clients be automatically enrolled in Medicare? Maybe not. There's more to Medicare enrollment than your clients may think. And there are a few factors that they should know about prior to turning 65 or retiring. In this episode of our Agent Survival Guide Podcast, we cover the ins and outs so you can teach your clients what you expect.

Understanding Medicare Advantage Enrollment Periods

Medicare Advantage has different enrollment periods than Medicare Supplements. What are the Med Advantage enrollment periods? How and when do your Medicare clients qualify for them? Get the answers to your MA enrollment period questions right now!

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How to Prevent Insurance Agent Negligence

As an insurance agent, you know by now how important it is to remain compliant. While following the Medicare Communications and Marketing Guidelines should be one of your top priorities, there is something else you’ll want to keep on your radar that you may have not yet considered: preventing insurance agent negligence.

Ritter Acquires Maryland-Based Secure Benefits Alliance

Ritter Insurance Marketing today announced the purchase of Secure Benefits Alliance (SBA), a Maryland-based health and life benefits agency. In order to expand and strengthen Ritter’s growing footprint, this deal will bring SBA agents into the Ritter fold, providing them with cutting-edge technology and support through Ritter’s service platform.

How to Keep Your Product Portfolio Fresh

As an agent in the Medicare insurance industry, you need to stay competitive. An effective way to do this is by routinely examining your portfolio to determine if you’re prepared to work at your full potential.

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View Details

The Friday Five for October 23, 2020: * COLA legislation to up increase for 2021 * Purdue Pharma and DOJ reach settlement * DOJ sues Google for antitrust activity * Whole Foods announces 1-hour grocery pickup * Black Friday 2020

Mentioned in this episode:

3% Social Security boost? $1,200 stimulus checks? How to get needed money to seniors

Amazon launches one-hour grocery pickup at all U.S. Whole Foods Stores

Emergency Bill Would Raise Social Security COLA to 3% for 2021

Google’s antitrust battles: Here’s what you need to know

Google is a search monopoly, Justice Department says in landmark antitrust lawsuit

iPhone 12’s four models compared: Differences between iPhone 12, Pro, Pro Max and Mini

Justice Department Sues Monopolistic Google For Violating Antitrust Laws

OxyContin maker to plead guilty to federal criminal charges, pay $8 billion, and will close company

Walmart, Lowe’s have announced Black Friday plans: Here’s how the holiday shopping season is different amid COVID-19

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October 16, 2020 | The Friday Five

The Friday Five for October 16, 2020: Medicare Advantage carrier recommendations for 2021, SSA announces COLA for 2021, webinars for insurance agents selling Medicare, ways to quickly relax, and a recap from Apple’s Hi, Speed event.

Do’s and Don’ts of Medicare Compliance

Need a recap on Medicare compliance this AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2021. We’ll go over what’s allowed — and what’s not — in this updated episode of the ASG Podcast.

Major Changes Coming to the MA & PDP Market for 2021

Get the details on what's new in the Medicare Advantage and Part D industry for 2021! Learn about the improvements coming to these plans and how your clients will benefit from these changes!

Navigating Insurance Sales During the Medicare AEP & COVID

Get the details on what's new in the Medicare Advantage and AEP is coming and COVID-19 is still here. What does that mean for your Medicare sales and commissions this year? Learn how to pivot your sales strategy and adapt your business to sell Medicare Advantage, Med Supp, and Medicare Part D Prescription plans compliantly during AEP and the pandemic. We're here to help you do it!

Staying Compliant Without Compromising Salesmanship

If you're feeling overwhelmed by Medicare compliance, then this episode is one you simply must listen to! We've got three easy ways to stay compliant without having to sacrifice time that could be spent selling. Check out our show notes for a special bonus section with links to our compliance resources.

The latest from Ritter’s Blog:

Major Changes Coming to the MA & PDP Market for 2021

Thinking of selling Medicare Advantage and prescription drug plans for 2021? This is the year to give it a try! Here’s why.

Get Your Medicare Advantage Sales Contracts Here – Recommendations for 2021

We’re now entering the AEP season, and there’s still an opportunity to contract with competitive plans in your area through Ritter. Agents can view a map of our available carriers and products in your state.

How Much Can Insurance Agents Make Selling Medicare?

If you’re considering selling Medicare, you likely want to know how much you can earn from it. We’re covering the basics, including how working with an FMO can affect your commissions, to give you a good idea!

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The Friday Five for October 16, 2020: * Medicare Advantage Carrier Recommendations for 2021 * SSA announces COLA for 2021 * Webinars for Insurance Agents selling Medicare * Ways to Quickly Relax * Recap from Apple’s Hi, Speed Event

Mentioned in this episode:

2021 Social Security Changes (COLA Tables on SSA.gov)

5 Ways to Relax in Under 5 Minutes

Facebook Messenger gets a new logo and a fresh design

Get Your Medicare Advantage Sales Contracts Here – Recommendations for 2021

iPhone 12 with 5G, HomePod Mini and more: Everything apple just announced

Medicareful Affinity Partner Marketing with Jimmy Weber

Medicareful Overview with Jimmy Weber

Ritter Agent Training & Development Webinar Series

Ritter Carrier Map

Ritter Insurance Marketing Events

Social Security COLA Set at 1.3% for 2021

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October 9, 2020 | The Friday Five

The Friday Five for October 9, 2020: Last Chance for a Stimulus Deal?; Walmart will sell Medicare plans this AEP; Clover Health Goes Public; CVSHealth's Aetna MA expansion for 2021; and Apple announces iPhone event.

5 Tips to Make the Most of AEP

Kick off AEP with these 5 sales and marketing tips. We want this Annual Enrollment Period to be your most successful season yet!

Examining the Medicare Part B Premium Giveback

Lower your clients’ Medicare Advantage costs with the Medicare Part B Premium Giveback! Learn more about how this unique plan benefit works.

Navigating Insurance Sales During AEP & COVID

AEP is coming and COVID-19 is still here. What does that mean for your Medicare sales and commissions this year? Learn how to pivot your sales strategy and adapt your business to sell Medicare Advantage, Med Supp, and Medicare Part D Prescription plans compliantly during AEP and the pandemic. We're here to help you do it!

Understanding Medicare Advantage Enrollment Periods

Medicare Advantage has different enrollment periods than Medicare Supplements. What are the Med Advantage enrollment periods? How and when do your Medicare clients qualify for them? Get the answers to your MA enrollment period questions right now!

The latest from Ritter’s Blog:

Do’s and Don’ts of Medicare Compliance

Life as an agent before Medicare’s Annual Enrollment Period is a flurry of contracting and certifying. But there’s another C that’s even more important: Compliance. It’s not just something to consider during the busy season.

Get Your Medicare Advantage Sales Contracts Here – Recommendations for 2021

We’re now entering the AEP season, and there’s still an opportunity to contract with competitive plans in your area through Ritter. Agents can view a map of our available carriers and products in your state.

How Much Can Insurance Agents Make Selling Medicare?

If you’re considering selling Medicare, you likely want to know how much you can earn from it. We’re covering the basics, including how working with an FMO can affect your commissions, to give you a good idea!

Subscribe & Follow:

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Get the details on what's new in the Medicare Advantage and Part D industry for 2021! Learn about the improvements coming to these plans and how your clients will benefit from these changes!

Read the text version.

Mentioned in this episode:

5 Major Things to Expect in the Medicare Advantage Market for 2020

7 Powerful Practices for Selling Prescription Drug Plans

CMS MA and Part D Landscape Files

CMS Medicare Advantage and Part D Landscape Fact Sheet (released 9/24/2020)

H.R.34 – 21st Century Cures Act Official Text

Be Prepared to Discuss Medicare Telehealth Coverage This AEP

Carriers and Plans Participating in CMS Model to Save Consumers on Insulin Costs

Defining the True Value of $0 Premium for Medicare Advantage Plans

How to Use the New Medicare Plan Finder & FAQs

Medicare Advantage: What Is Changing For Beneficiaries with End-Stage Renal Disease (ESRD) in 2021?

Navigating Insurance Sales During the Medicare AEP & COVID

Trump Administration Announces Historically Low Medicare Advantage Premiums and New Payment Model to Make Insulin Affordable Again for Seniors

Value-Based Care for Medicare Enrollees Is the Future

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October 9, 2020 | The Friday Five

The Friday Five for October 9, 2020: Last Chance for a Stimulus Deal?; Walmart will sell Medicare plans this AEP; Clover Health Goes Public; CVSHealth's Aetna MA expansion for 2021; and Apple announces iPhone event.

5 Tips to Make the Most of AEP

Kick off AEP with these 5 sales and marketing tips. We want this Annual Enrollment Period to be your most successful season yet!

Examining the Medicare Part B Premium Giveback

Lower your clients’ Medicare Advantage costs with the Medicare Part B Premium Giveback! Learn more about how this unique plan benefit works.

Navigating Insurance Sales During AEP & COVID

AEP is coming and COVID-19 is still here. What does that mean for your Medicare sales and commissions this year? Learn how to pivot your sales strategy and adapt your business to sell Medicare Advantage, Med Supp, and Medicare Part D Prescription plans compliantly during AEP and the pandemic. We're here to help you do it!

Understanding Medicare Advantage Enrollment Periods

Medicare Advantage has different enrollment periods than Medicare Supplements. What are the Med Advantage enrollment periods? How and when do your Medicare clients qualify for them? Get the answers to your MA enrollment period questions right now!

The latest from Ritter’s Blog:

Do’s and Don’ts of Medicare Compliance

Life as an agent before Medicare’s Annual Enrollment Period is a flurry of contracting and certifying. But there’s another C that’s even more important: Compliance. It’s not just something to consider during the busy season.

Get Your Medicare Advantage Sales Contracts Here – Recommendations for 2021

We’re now entering the AEP season, and there’s still an opportunity to contract with competitive plans in your area through Ritter. Agents can view a map of our available carriers and products in your state.

How Much Can Insurance Agents Make Selling Medicare?

If you’re considering selling Medicare, you likely want to know how much you can earn from it. We’re covering the basics, including how working with an FMO can affect your commissions, to give you a good idea!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

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View Details

Kick off AEP with these 5 sales and marketing tips. We want this Annual Enrollment Period to be your most successful season yet!

Read the text version.

Mentioned in this episode:

AHIP Medicare Training

How to Market Yourself Effectively

How to Prepare for AEP Like a Pro

Secure a Bigger, Better, Business with Ancillary Products

The Survivor’s AEP Checklist

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5 Must-Haves for Every Insurance Agent This AEP

Are these must-haves part of your strategy for this Annual Enrollment Period? They should be! Listen as we highlight five essentials to simplify your Medicare sales this AEP.

Be Prepared to Discuss Medicare Telehealth Coverage This AEP

Are you prepared to talk about Medicare telehealth benefits this AEP? Whether you call it telemedicine, telecare, or a virtual visit, these benefits are growing in popularity. Learn how your clients can utilize them, which beneficiaries are most likely to access them, and more!

How to Survive AEP

Get ready to make the most of AEP! We just launched our newest resource page - Surviving AEP - on the Agent Survival Guide Blog. If you want to really thrive this Annual Enrollment season, check it out! We talk AEP prep, AHIP, compliance, and more. There's even an opportunity for a portfolio review. Find "Surviving AEP" online at ritterim.com/aep!

Organization Tips and Tricks for AEP

Don't get stressed out over AEP, get organized! The Annual Enrollment Period can be a stressful time for insurance agents - but it doesn't have to be for you! Listen to learn tips and tricks to make this AEP go smoother than ever.

The Survivor’s AEP Checklist

Prepare for AEP with the Agent Survival Guide! The Annual Enrollment Period will be here before we know it! Use our checklist to plan ahead, and you'll be "ready-to-sell" with plenty of time to spare.

The latest from Ritter’s Blog:

How to Prevent Insurance Agent Negligence

As an insurance agent, you know by now how important it is to remain compliant. While following the Medicare Communications and Marketing Guidelines should be one of your top priorities, there is something else you’ll want to keep on your radar that you may have not yet considered: preventing insurance agent negligence.

Ritter Acquires Maryland-Based Secure Benefits Alliance

Ritter Insurance Marketing today announced the purchase of Secure Benefits Alliance (SBA), a Maryland-based health and life benefits agency. In order to expand and strengthen Ritter’s growing footprint, this deal will bring SBA agents into the Ritter fold, providing them with cutting-edge technology and support through Ritter’s service platform.

How to Keep Your Product Portfolio Fresh

As an agent in the Medicare insurance industry, you need to stay competitive. An effective way to do this is by routinely examining your portfolio to determine if you’re prepared to work at your full potential.

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Will your clients be automatically enrolled in Medicare? Maybe not. There's more to Medicare enrollment than your clients may think. And there are a few factors that they should know about prior to turning 65 or retiring. In this episode of our Agent Survival Guide Podcast, we cover the ins and outs so you can teach your clients what you expect.

Read the text version.

Mentioned in this episode:

CMS: Enrolling in Medicare Part A & Part B

How to Apply Online for Medicare Only

Should I Enroll in Medicare When I’m First Eligible?

Social Security Administration: Medicare Benefits

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5 Tips for Selling Medicare Advantage Plans

Ready to rock your Medicare Advantage sales goals this AEP? Learn five ways you can make this Annual Enrollment Period your most successful yet. Our tips can help you grow your commissions and your book of business.

Examining the Part B Premium Giveback

Lower your clients’ Medicare Advantage costs with the Medicare Part B Premium Giveback! Learn more about how this unique plan benefit works.

Understanding Medicare Advantage Enrollment Periods

Medicare Advantage has different enrollment periods than Medicare Supplements. What are the Med Advantage enrollment periods? How and when do your Medicare clients qualify for them? Get the answers to your MA enrollment period questions right now!

The latest from Ritter’s Blog:

How to Keep Your Product Portfolio Fresh

As an agent in the Medicare insurance industry, you need to stay competitive. An effective way to do this is by routinely examining your portfolio to determine if you’re prepared to work at your full potential.

5 Tips for Selling Medicare Advantage Plans

With the Annual Enrollment Period approaching, you may be strategizing to have more success selling Medicare Advantage plans this year.

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

Subscribe & Follow:

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The Friday Five for October 9, 2020: * Last Chance for a Stimulus Deal? * Walmart will sell Medicare plans this AEP * Clover Health Goes Public * CVSHealth's Aetna MA expansion for 2021 * Apple announces iPhone event

Mentioned in this episode:

Aetna 2021 Medicare plans focus on total health and making care more affordable and convenient

Apple Announces Digital-Only Event to Be Held on October 13: iPhone 12 Expected

Chamath Palihapitiya to take Clover Health public in another SPAC deal worth $3.7 billion

CVS Health’s Aetna To Sell Medicare Advantage In 115 More U.S. Counties

House approves $2.2 trillion stimulus plan from Democrats with no bipartisan deal in sight

iPhone 12, AirPods Studio: What else could Apple announce on Oct. 13?

Instagram’s 10th birthday release introduces a Stories Map, custom icons and more

Instagram Turns 10: How the App Helped Democratize Art

Instagram turns 20 on this day in 2030

Squawk Pod By CNBC – Apple | Spotify | Google

Tech investor Chamath Palihapitiya best big on Medicare Advantage provider

Trump calls on Congress to pass COVID relief after calling off negotiations

Trump makes U-turn on Covid stimulus Stephen Miller tests positive and the vice presidential debate

Walmart launches health insurance plans in time for Medicare open enrollment

Walmart to sell Medicare plans in latest healthcare push

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October 2, 2020 | The Friday Five

The Friday Five for October 2, 2020: 2021 Medicare Part B Premium, Stimulus relief talks start up again, Molina acquires Affinity Health Plan, CMS estimates low MA premiums for 2021, Anthem and Humana tackle food insecurity

5 Tips for Using Medicareful to Sell More Medicare Plans

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International Podcast Day 2020

Happy International Podcast Day! 2020 has certainly been a year to, er, remember. There’s a lot of that reflected in this year’s episode. But there’s also a fair bit of fun. Sarah shares it all in this episode – podcast recommendations, standout episodes, updates, bonus content, and more, including what makes her want to listen.

Navigating Insurance Sales During the Medicare AEP & COVID

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Understanding Medicare Advantage Enrollment Periods

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The latest from Ritter’s Blog:

How Much Can Insurance Agents Make Selling Medicare?

If you’re considering selling Medicare, you likely want to know how much you can earn from it. We’re covering the basics, including how working with an FMO can affect your commissions, to give you a good idea!

Carriers and Plans Participating in CMS Model to Save Consumers on Insulin Costs

Beginning with the 2021 plan year, select Part D sponsors will offer beneficiaries PDPs that “provide supplemental benefits for insulin in the coverage gap phase of the Part D benefit.”

2021 Plans Are Now Available on the Medicare Quote Engine

We have some exciting news to get you ready for AEP! All 2021 Medicare Advantage Prescription Drug plan details are now available on Ritter Insurance Marketing’s Medicare Quote Engine.

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Lower your clients’ Medicare Advantage costs with the Medicare Part B Premium Giveback! Learn more about how this unique plan benefit works.

Read the text version.

Mentioned in this episode:

2020 Medicare Parts A & B Premiums and Deductibles

Register with Ritter Insurance Marketing – It’s FREE!

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2021 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

CMS recently released the 2021 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

5 Tips for Selling Medicare Advantage Plans

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How to Sell Medicare Advantage Plans – FREE Guide

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How to Keep Your Product Portfolio Fresh

As an agent in the Medicare insurance industry, you need to stay competitive. An effective way to do this is by routinely examining your portfolio to determine if you’re prepared to work at your full potential.

5 Tips for Selling Medicare Advantage Plans

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The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

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View Details

Get the quoting tools that help simplify your insurance sales process! With the 2021 Annual Enrollment Period just around the corner, we’re talking tools, specifically Ritter’s Medicare Quote Engine. Learn how you can get access in time for AEP!

Read the text version.

Register for your FREE RitterIM.com account

Mentioned in this episode:

Learn more about Medicareful

Online Contracting with Ritter Insurance Marketing

Ritter’s Medicare Quote Engine

The Ritter Platform

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October 2, 2020 | The Friday Five

The Friday Five for October 2, 2020: 2021 Medicare Part B Premium, stimulus relief talks start up again, Molina acquires Affinity Health Plan, CMS estimates low MA premiums for 2021, Anthem and Humana tackle food insecurity.

5 Tips for Using Medicareful to Sell More Medicare Plans

Get the tool that can help you sell more Medicare plans - Medicareful! These are just some of the highlights: Electronic PTC and SOA in one, quote and enroll clients remotely, and store client prescription drug info in the Ritter Platform. Learn more and get your own FREE Medicareful site today!

International Podcast Day 2020

Happy International Podcast Day! 2020 has certainly been a year to, er, remember. There’s a lot of that reflected in this year’s episode. But there’s also a fair bit of fun. Sarah shares it all in this episode – podcast recommendations, standout episodes, updates, bonus content, and more, including what makes her want to listen.

Navigating Insurance Sales During the Medicare AEP & COVID

AEP is coming and COVID-19 is still here. What does that mean for your Medicare sales and commissions this year? Learn how to pivot your sales strategy and adapt your business to sell Medicare Advantage, Med Supp, and Medicare Part D Prescription plans compliantly during AEP and the pandemic. We're here to help you do it!

Understanding Medicare Advantage Enrollment Periods

Medicare Advantage has different enrollment periods than Medicare Supplements. What are the Med Advantage enrollment periods? How and when do your Medicare clients qualify for them? Get the answers to your MA enrollment period questions right now!

The latest from Ritter’s Blog:

7 Powerful Practices for Selling Prescription Drug Plans

Everyone on Medicare needs credible prescription drug coverage. If you’re offering Medicare Advantage only plans or Medigap plans, you can easily earn more selling prescription drug insurance. We’ll tell you how!

How to Use the New Medicare Plan Finder & FAQs

As the Annual Enrollment Period approaches, it’s important to be aware of changes affecting the tools and resources you use and understand how to navigate through any updates.

4 Steps to Finding the Perfect PDP for Your Client

One vital tool that we recommend every agent become familiar with is our new Drug Cost Estimator within the Ritter Platform. Knowing the tool exists is one thing, but making it work for you and your clients is another.

Subscribe & Follow:

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The Friday Five for October 2, 2020: * 2021 Medicare Part B Premium * Stimulus relief talks start up again * Molina acquires Affinity Health Plan * CMS estimates low MA premiums for 2021 * Anthem and Humana tackle food insecurity

Call the ASG Podcast Hotline at 1-717-562-7211 Mentioned in this episode: Congress may cap Medicare Part B premium spike for 2021

How Anthem, Humana quickly moved to meet food insecurity needs of MA members due to COVID-19

Joey King to Star and Exec Produce Netflix’s Adaptation of ‘Uglies’ With McG Directing

Mnuchin says he is ‘hopeful’ White House and Democrats can strike coronavirus stimulus deal

Molina To Buy Affinity Health Plan For $380 Million in Medicaid Deal

Trump Administration Announces Historically Low Medicare Advantage Premiums and New Payment Model to Make Insulin Affordable Again for Seniors

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September 25, 2020 | The Friday Five

The Friday Five for September 25, 2020: Walmart Testing Drone Delivery, Social Security Outflow 2021, Latest Microsoft Teams Updates, How Anxiety Affects You, and Apple iOS14 & Productivity

5 Tips for Using Medicareful to Sell More Medicare Plans

Get the tool that can help you sell more Medicare plans - Medicareful! These are just some of the highlights: Electronic PTC and SOA in one, quote and enroll clients remotely, and store client prescription drug info in the Ritter Platform. Learn more and get your own FREE Medicareful site today!

International Podcast Day 2020

Happy International Podcast Day! 2020 has certainly been a year to, er, remember. There’s a lot of that reflected in this year’s episode. But there’s also a fair bit of fun. Sarah shares it all in this episode – podcast recommendations, standout episodes, updates, bonus content, and more, including what makes her want to listen.

Navigating Insurance Sales During the Medicare AEP & COVID

AEP is coming and COVID-19 is still here. What does that mean for your Medicare sales and commissions this year? Learn how to pivot your sales strategy and adapt your business to sell Medicare Advantage, Med Supp, and Medicare Part D Prescription plans compliantly during AEP and the pandemic. We're here to help you do it!

Understanding Medicare Advantage Enrollment Periods

Medicare Advantage has different enrollment periods than Medicare Supplements. What are the Med Advantage enrollment periods? How and when do your Medicare clients qualify for them? Get the answers to your MA enrollment period questions right now!

The latest from Ritter’s Blog:

7 Powerful Practices for Selling Prescription Drug Plans

Everyone on Medicare needs credible prescription drug coverage. If you’re offering Medicare Advantage only plans or Medigap plans, you can easily earn more selling prescription drug insurance. We’ll tell you how!

How to Use the New Medicare Plan Finder & FAQs

As the Annual Enrollment Period approaches, it’s important to be aware of changes affecting the tools and resources you use and understand how to navigate through any updates.

4 Steps to Finding the Perfect PDP for Your Client

One vital tool that we recommend every agent become familiar with is our new Drug Cost Estimator within the Ritter Platform. Knowing the tool exists is one thing, but making it work for you and your clients is another.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

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YouTube

LinkedIn

View Details

Medicare Advantage has different enrollment periods than Medicare Supplements. What are the Med Advantage enrollment periods? How and when do your Medicare clients qualify for them? Get the answers to your MA enrollment period questions right now!

Read the text version.

Mentioned in this episode:

5 Reasons Clients Switch Medicare Plans During AEP

5 Tips to Make the Most of AEP

CMS: Medicare Advantage Enrollment and Disenrollment Guidance

Definitive Guidelines for the New Open Enrollment Period

Fact Sheet on Medicare Medical Savings Account (MSA) Plans

Getting Started Selling Medicare Supplements

How to Pitch Medicare Medical Savings Accounts (MSAs)

If You’re on Disability

Late Enrollment Penalties

Learn About Online Medicare Enrollments with Medicareful

Medicare Advantage: Enrollment and Disenrollment Basics

Medicare Advantage: Special Enrollment Periods

Stay Busy Outside of AEP with Special Enrollment Periods

The Beginner’s Guide to D-SNPs

The Medicare Initial Enrollment Period vs. the Medicare Initial Coverage Election Period

The Part D SEP Triggers That Can Help You Post-AEP

Your Clients May Not Be Automatically Enrolled in Medicare

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2021 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

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5 Tips for Selling Medicare Advantage Plans

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Are Your Medicare Marketing Materials Compliant?

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How to Sell Medicare Advantage Plans – FREE Guide

Get ready to find out what selling Medicare Advantage is all about! Whether you’re already an insurance agent selling Medicare or you’re transitioning to MA sales, we want to help you build your career. Our eBook is packed with information on Medicare Advantage – certification, contracting, sales pitches, cross-selling tips, training, marketing, and more! Wondering who qualifies for MA plans or when you can enroll your clients? We answer those questions, and give you an AEP Ready-to-Sell Checklist, FAQs on AHIP, and info on enrolling clients online with Medicareful. Download your copy of our FREE eBook today!

Navigating Insurance Sales During the Medicare AEP & COVID

AEP is coming and COVID-19 is still here. What does that mean for your Medicare sales and commissions this year? Learn how to pivot your sales strategy and adapt your business to sell Medicare Advantage, Med Supp, and Medicare Part D Prescription plans compliantly during AEP and the pandemic. We're here to help you do it!

The latest from Ritter’s Blog:

How to Keep Your Product Portfolio Fresh

this is by routinely examining your portfolio to determine if you’re prepared to work at your full potential.

5 Tips for Selling Medicare Advantage Plans

With the Annual Enrollment Period approaching, you may be strategizing to have more success selling Medicare Advantage plans this year.

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

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YouTube

LinkedIn

View Details

Happy International Podcast Day! 2020 has certainly been a year to, er, remember. There’s a lot of that reflected in this year’s episode. But there’s also a fair bit of fun. Sarah shares it all in this episode – podcast recommendations, standout episodes, updates, bonus content, and more, including what makes her want to listen.

Visit the Official Agent Survival Guide Podcast Site

Mentioned in this episode:

99% Invisible – Apple | Spotify | Google The 99% Invisible City

The 99% Invisible City Challenge Coin:

Arden – Apple | Spotify | Google

Articles of Interest Perfume: Articles of Interest #9 – Apple | Spotify | Google

Beyond Today – Apple | Spotify | Google

Ellie and the Wave – Apple | Spotify | Google

Fake Heiress – Apple | Spotify

Get Sleepy – Apple | Spotify | Google

History Becomes Her – Apple | Spotify | Google

Off Menu with Ed Gamble and James Acaster – Apple | Spotify | Google

Passenger List – Apple | Spotify | Google

Rabbits By Terry Miles – Apple | Spotify | Google Rabbits By Terry Miles (Book)

Reply All

166 Country of Liars – Apple | Spotify | Google

The Rewatchables – Apple | Spotify | Google

Sayer – Apple | Spotify | Google

Spectacular Failures Napster fought the law and the law won – Apple | Spotify | Google

Tara Tremendous – Apple | Spotify | Google

The Artfully Podcast – Apple | Spotify | Google

The Bridge Podcast – Apple | Spotify | Google The Valley and The Flood By Rebecca Mahoney

The Cut Rich People Problems – Apple | Spotify | Google

The Daily Cancel Culture, Part 1: Where It Came From – Apple | Spotify | Google Cancel Culture, Part 2: A Case Study – Apple | Spotify | Google

The Dream – Apple | Spotify | Google

The Missing Cryptoqueen – Apple | Spotify

Thrilling Tales of Modern Capitalism – Apple | Spotify | Google

Twenty-Thousand Hertz – Apple | Spotify | Google

Westwood One’s Podcast Download – Fall 2020 Report Reveals New Podcast Platform, Content and Advertising Trends

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Podcast Recommendations for Summer 2020

Summer is here! 🌞 That means it’s time for MORE podcast recommendations! If you need something to listen to during a long drive, while you’re on a vacation, staycation, or just walking around the neighborhood after dinner… Sarah has 10 new podcast recommendations for your listening enjoyment.

Top 5 Podcasts of 2019

We love podcasts! Our host, Sarah listened to over 8,500 minutes of podcast audio this year. Which shows made the cut for her top 5 of 2019? Find out in this special Friday Five episode!

Top 10 Podcast Apps

Which podcast app is the best? Do you listen on the number one app or a different one? What features are you missing out on? In the premiere episode of our newest series, Agent Apps, we explore the top 10 podcast listening apps and the features that make each one unique.

Podcasts We’re Currently Listening To

Need more podcast recommendations? (Who doesn’t?!) For our last Friday Five of 2019, Sarah gives you a glimpse of what she’s currently listening to.

Behind the Scenes of the ASG Podcast

Celebrate 100 episodes of the Agent Survival Guide Podcast! In this special episode, we talk about how Agent Survival Guide and the ASG Podcast started, what we’ve got planned for 2019, podcast recommendations from our team, and more! 💯🎉

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AEP is coming and COVID-19 is still here. What does that mean for your Medicare sales and commissions this year? Learn how to pivot your sales strategy and adapt your business to sell Medicare Advantage, Med Supp, and Medicare Part D Prescription plans compliantly during AEP and the pandemic. We're here to help you do it! Note: This episode was updated on November 5, 2020 to include additional information on compliance.

Read the text version.

Have Questions? Reach Out To Our Sales Team!

Mentioned in this episode: Be Prepared to Discuss Medicare Telehealth Coverage This AEP

CDC COVID Data Tracker – Cases and Deaths by State

CMS Medicare Communications and Marketing Guidelines

(Facebook) Messenger

Google Hangouts

How to Properly Wear a Face Mask: Infographic

Join.me

Learn More About Medicareful

Medicareful Overview

Microsoft Teams

President Trump Expands Telehealth Benefits for Medicare Beneficiaries During COVID-19 Outbreak

Ritter and Carrier Operations During the COVID-19 Pandemic

Ritter’s Event Calendar

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

What Are Agents Responsible for Under HIPAA?

When and How to Wash Your Hands

Zoom

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Guiding Your Agency Through COVID-19

It's an unprecedented time. COVID-19 has shut down businesses small and large, and if you're wondering how to run your business during a pandemic, you are not alone. How can your insurance agency continue to help clients and stay productive amidst the coronavirus pandemic? We've got some insight that might help.

Tips on How to Stay Productive While Working From Home

Maximize your productivity - even as you work from home! Let's face it, WFH is lasting longer than most of us thought. If you're struggling to stay productive right now, we get it! Try out our list of productivity hacks to get back on track.

Using e-Apps to Work From Home

COVID-19 has changed the way we currently do business. Learn how technology can help mitigate the space between how you used to sell insurance and the “new normal” we’ve found ourselves in.

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How to Keep Your Product Portfolio Fresh

As an agent in the Medicare insurance industry, you need to stay competitive. An effective way to do this is by routinely examining your portfolio to determine if you’re prepared to work at your full potential.

5 Tips for Selling Medicare Advantage Plans

With the Annual Enrollment Period approaching, you may be strategizing to have more success selling Medicare Advantage plans this year.

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

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The Friday Five for September 25, 2020: * Walmart Testing Drone Delivery * Social Security Outflow 2021 * Latest Microsoft Teams Updates * How Anxiety Affects You * Apple iOS14 & Productivity

Mentioned in this episode:

165 million Americans will witness a Social Security first in 2021

Hallmark Reveals Christmas Movie Schedule for 2020

Here’s What’s New to Stream in October on Netflix, Hulu, Amazon, Disney+, and More

How to customize your iPhone’s home screen with widgets and app icons

Microsoft Teams will add breakout rooms and automated meeting recaps

The 5 Best New Productivity Features in iOS 14

This Is How Your Anxiety Is Hurting Your Health

Updates in iOS14’s Apple Podcasts app

Walmart piloting drone delivery for COVID-19 self-swab kits

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September 18, 2020 | The Friday Five

The Friday Five for September 18, 2020: Aetna care kits, Cigna introduces Evernorth, Anthem, Apple, and UCI team up for health study, the latest from the Federal Reserve, and mental health tips from a former Monk.

What Can MAPD Insurance Agents Do Prior to AEP?

How can you prepare for the Medicare Annual Enrollment Period? What can you do before October 15th? What can't you do? Listen to find out!

5 Tips for Using Medicareful to Sell More Medicare Plans

Get the tool that can help you sell more Medicare plans - Medicareful! These are just some of the highlights – Electronic PTC and SOA in one, Quote and enroll clients remotely, and Store client prescription drug info in the Ritter Platform. Learn more and get your own FREE Medicareful site today!

The latest from Ritter’s Blog: How to Use the New Medicare Plan Finder and FAQs

As the Annual Enrollment Period approaches, it’s important to be aware of changes affecting the tools and resources you use and understand how to navigate through any updates.

4 Steps to Finding the Perfect PDP for Your Client

One vital tool that we recommend every agent become familiar with is our new Drug Cost Estimator within the Ritter Platform. Knowing the tool exists is one thing, but making it work for you and your clients is another.

How Does a Hospital Indemnity Plan Work with Medicare? A Case Study

Meet Grace — a 65-year-old woman with a Medicare Advantage plan. Though her plan is great, it leaves her with a copay of $250 per day for the first five days of an inpatient hospital stay. Should you recommend that she buy a hospital indemnity plan?

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Get the tool that can help you sell more Medicare plans - Medicareful! These are just some of the highlights:

  • Electronic PTC and SOA in one
  • Quote and enroll clients remotely
  • Store client prescription drug info in the Ritter Platform

Learn more and get your own FREE Medicareful site today!

Read the text version.

Mentioned in this episode:

3 Easy Ways to Build Your Insurance Sales Territory

Activate Medicareful Online Enrollment

How Medicareful Helps You Sell Ancillary Products

Learn More About the Ritter Platform

Medicareful How-To Videos on YouTube

Medicareful Living Blog – living.medicareful.com

Medicareful Marketing Material Examples and Advertising Request Form

Medicareful Overview

Medicareful Sales Process

Reach Out to the Team at Ritter Insurance Marketing

Ritter’s Event Calendar

See how Medicareful works!

What is Medicareful Living?

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5 Tips for Selling Medicare Advantage Plans

Ready to rock your Medicare Advantage sales goals this AEP? Learn five ways you can make this Annual Enrollment Period your most successful yet. Our tips can help you grow your commissions and your book of business.

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Big News! We've added two brand-new features to The Ritter Platform - a Prescription Drug Cost Estimator and Prefilled Applications! Learn more about these new additions and how they can simplify your selling process this AEP.

What is the Ritter Platform?

The Ritter Platform is a CRM for insurance agents selling Medicare and other senior market products! Consolidate client info, analyze prescription drug costs, access carrier resources, get info on commissions and more. What could you be saving time on?!?

The latest from Ritter’s Blog:

How to Keep Your Product Portfolio Fresh

As an agent in the Medicare insurance industry, you need to stay competitive. An effective way to do this is by routinely examining your portfolio to determine if you’re prepared to work at your full potential.

5 Tips for Selling Medicare Advantage Plans

With the Annual Enrollment Period approaching, you may be strategizing to have more success selling Medicare Advantage plans this year.

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

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Connect on social:

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View Details

The Friday Five for September 18, 2020: * Aetna Care Kits * Cigna introduces Evernorth * Anthem, Apple, and UCI team up for health study * The latest from the Federal Reserve * Mental Health Tips from a former Monk

Mentioned in this episode:

Aetna ships Caring for You kits to millions of Medicare members

Anthem Announces Research Study with Apple Watch to Help Improve Asthma Management

Apple Fitness+

Cigna to rebrand health services business line as Evernorth

CVS signs on with Apple’s new Fitness+ service

Federal Reserve press release 9/16/2020

Fed sees interest rates near zero until end of 2023, sets new economic conditions to be met before raising rates

This Quick Morning Ritual Is The Perfect Way to Start Your Day, Says This Former Monk

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September 11, 2020 | The Friday Five

The Friday Five for September 11, 2020: Better Medicare Alliance MA Data Brief, CBO outlook on Medicare Hospital Insurance trust fund, Medicaid expansion as a ballot referendum, Aetna & Landmark Health team up, and a pandemic stimulus update.

4 Ancillary Cross-Sales to Show Clients You Care

Ready to get started cross-selling? What products can you cross-sell with Medicare? Build up your insurance portfolio with our list of must-have ancillary products!

5 Tips for Selling Medicare Advantage Plans

Ready to rock your Medicare Advantage sales goals this AEP? Learn five ways you can make this Annual Enrollment Period your most successful yet. Our tips can help you grow your commissions and your book of business.

Learn How to Cross-Sell Ancillary Insurance with Medicare Products

Ready to boost your Medicare business? Increase your sales commissions and improve client retention at the same time, all without additional certifications. Learn about the power of cross-selling and how you can get started today!

Why Go About Your Business in an Ethical, Compliant Fashion?

Maintaining CMS compliance while selling Medicare is crucial to the success of your insurance business. But why? In this episode, we're answering that question a few different ways as we look at the "why" behind running a compliant insurance agency.

The latest from Ritter’s Blog:

How to Prepare for AEP Like a Pro

With Annual Enrollment Period quickly approaching, it’s a good idea to make sure you’re fully prepared and ready to sell. By following these steps, you’ll be ready by October 15.

How to Prevent Insurance Agent Negligence

As an insurance agent, you know by now how important it is to remain compliant. While following the Medicare Communications and Marketing Guidelines should be one of your top priorities, there is something else you’ll want to keep on your radar that you may have not yet considered: preventing insurance agent negligence.

Ritter Acquires Maryland-Based Secure Benefits Alliance

Ritter Insurance Marketing today announced the purchase of Secure Benefits Alliance (SBA), a Maryland-based health and life benefits agency. In order to expand and strengthen Ritter’s growing footprint, this deal will bring SBA agents into the Ritter fold, providing them with cutting-edge technology and support through Ritter’s service platform.

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View Details

How can you shield your Medicare clients from the rising cost of a hospital stay? With hospital indemnity insurance! Discover why this plan is a must-have for your selling portfolio.

Read the text version.

Mentioned in this episode:

A Dozen Facts About Medicare Advantage in 2020

Boost Business Selling Hospital Indemnity Insurance

Defining the True Value of $0 Premium for Medicare Advantage Plans

Overview of U.S. Hospital Stays in 2016: Variation by Geographic Region

Medicare Advantage Versus the Traditional Medicare Program: Costs of Inpatient Stays, 2009-2017

Sweeten the Deal with Hospital Indemnity Insurance

Top 10 Podcast Apps for Insurance Agents

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4 Ancillary Cross-Sales to Show Clients You Care

Ready to get started cross-selling? What products can you cross-sell with Medicare? Build up your insurance portfolio with our list of must-have ancillary products!

5 Tips for Selling Medicare Advantage Plans

Rock your Medicare Advantage sales goals this AEP! Learn five ways you can make this Annual Enrollment Period your most successful yet. Our tips can help you grow your commissions and your book of business.

Boost Business Selling Hospital Indemnity Insurance

Want to grow your insurance business? Learn more about hospital indemnity insurance, a powerful ancillary tool for your portfolio. We cover what you need to know, from the basics to closing the sale!

Learn How to Cross-Sell Ancillary Insurance with Medicare Products

Ready to boost your Medicare business? Increase your sales commissions and improve client retention at the same time, all without additional certifications. Learn about the power of cross-selling and how you can get started today!

Medicare MSA Plans & Hospital Indemnity Insurance: The Perfect Pair

Learn how Medicare MSA and hospital indemnity insurance pair up to create a dynamic duo! Trust us, you don’t want to leave these plans out of your portfolio this AEP!

The latest from Ritter’s Blog:

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

5 Tips for Using Medicareful to Sell More Medicare Plans

Medicareful gives agents the potential to double or triple their capacity to safely engage prospects and enroll clients! How can you maximize your site and Medicare sales? To start, request your free Medicareful page here!

Why Being a Likable Agent Is Good for Your Business

How you present yourself as an agent can make or break your business. You may think, “It doesn’t matter what other people think of me,” which in some ways is true. But when it comes to how people view you professionally, their opinions do matter.

Subscribe & Follow:

Apple Podcasts

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Connect on social:

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View Details

Learn how Medicare MSA and hospital indemnity insurance pair up to create a dynamic duo! Trust us, you don’t want to leave these plans out of your portfolio this AEP!

Read the text version.

Contact the Sales Team at Ritter Insurance Marketing

Mentioned in this episode:

7 Powerful Practices for Selling Prescription Drug Plans

Boost Business Selling Hospital Indemnity Insurance

Cover Those Copays with Hospital Indemnity Plans

From HSA to MSA: Facts for a Smooth Switch

How to Follow Up with Medicare Clients Compliantly

How to Pitch Medicare Medical Savings Accounts (MSAs)

Medicare Medical Savings Account (MSA) Plans

Medicare MSA Plan costs & financial considerations

Qualified medical expenses

Selling Hospital Indemnity with Medicare Advantage: Is It Worth It?

Standard Medicare Supplement Plans & Benefits [Infographic]

What is a Medicare MSA Plan?

Why Am I in Observation Status for Medicare?

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Boost Business Selling Hospital Indemnity Insurance

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How to Pitch Medicare Savings Accounts (MSAs)

Start selling Medicare Savings Accounts with help from the Agent Survival Guide. Learn more about MSA, including who they're meant for, some common concerns your clients might have about this product, and more!

Secure a Bigger, Better Business with Ancillary Products

Ready to branch out from Medicare Advantage or Medicare Supplement sales? Learn how ancillary products can help you expand your reach and add more value to your portfolio.

Selling Hospital Indemnity with Medicare Advantage: Is It Worth It?

Pairing hospital indemnity with Medicare Advantage does so much more than generating additional sales. This cross-sale helps shield your clients from the rising costs of a hospital stay. Discover why hospital indemnity could be just the plan your portfolio has been missing!

Learn How to Cross-Sell Ancillary Insurance with Medicare Products

Get ready to boost your Medicare business! Increase your sales commissions and improve client retention at the same time, all without additional certifications. Learn about the power of cross-selling and how you can get started today!

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The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

5 Tips for Using Medicareful to Sell More Medicare Plans

Medicareful gives agents the potential to double or triple their capacity to safely engage prospects and enroll clients! How can you maximize your site and Medicare sales? To start, request your free Medicareful page here!

Why Being a Likable Agent Is Good for Your Business

How you present yourself as an agent can make or break your business. You may think, “It doesn’t matter what other people think of me,” which in some ways is true. But when it comes to how people view you professionally, their opinions do matter.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

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Connect on social:

Facebook

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View Details

The Friday Five for September 11, 2020: * Better Medicare Alliance MA Data Brief * CBO outlook on Medicare Hospital Insurance trust fund * Medicaid expansion as a ballot referendum * Aetna & Landmark Health Team Up * Pandemic Stimulus Update

Mentioned in this episode:

9/11 Memorial & Museum Official Website

Aetna and Landmark Health working together to bring in-home health services to Individual Medicare Advantage members in New York

Apple event 2020: Apple Watch 6, iPad Air 4 and what else to expect on September 15

Covid-19 is pushing red states to finally expand Medicaid

Data Brief: Social Risk Factors Are High Among Low-Income Medicare Beneficiaries Enrolled in Medicare Advantage

Here’s what’s in the GOP’s ‘skinny’ stimulus bill – and what’s missing

How Progressives Flipped the Script on Medicaid Expansion

iPhone 12: When will Apple announce its new iPhones?

Medicare’s Finances Have Gotten Much Worse in Recent Years, Foreshadowing Tough Choices for November’s Winners

New Study: Medicare Advantage Serves Beneficiaries with Higher Social Risk Factors

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September 4, 2020 | The Friday Five

The Friday Five for September 4, 2020: Medicare Advantage Hospice Carve-In; GoodRx To Go Public; Flu Shot Guidance from CDC; Twitter Tackles Trending Topics; and Ritter Insurance Marketing Acquires Secure Benefits Alliance (SBA).

Why Go About Your Business in an Ethical, Compliant Fashion

Maintaining CMS compliance while selling Medicare is crucial to the success of your insurance business. But why? In this episode, we're answering that question a few different ways as we look at the "why" behind running a compliant insurance agency.

5 Tips for Selling Medicare Advantage Plans

Ready to rock your Medicare Advantage sales goals this AEP? Learn five ways you can make this Annual Enrollment Period your most successful yet. Our tips can help you grow your commissions and your book of business.

The latest from Ritter’s Blog:

How to Prevent Insurance Agent Negligence

As an insurance agent, you know by now how important it is to remain compliant. While following the Medicare Communications and Marketing Guidelines should be one of your top priorities, there is something else you’ll want to keep on your radar that you may have not yet considered: preventing insurance agent negligence.

Ritter Acquires Maryland-Based Secure Benefits Alliance

Ritter Insurance Marketing today announced the purchase of Secure Benefits Alliance (SBA), a Maryland-based health and life benefits agency. In order to expand and strengthen Ritter’s growing footprint, this deal will bring SBA agents into the Ritter fold, providing them with cutting-edge technology and support through Ritter’s service platform.

How to Keep Your Product Portfolio Fresh

As an agent in the Medicare insurance industry, you need to stay competitive. An effective way to do this is by routinely examining your portfolio to determine if you’re prepared to work at your full potential. An outdated portfolio can hinder your success as you could be missing out on new products, carriers, and service area expansions.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

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View Details

Ready to get started cross-selling? What products can you cross-sell with Medicare? Build up your insurance portfolio with our list of must-have ancillary products!

Read the text version.

Download the FREE Guide: Cross-Selling Ancillary Insurance with Medicare Products

Mentioned in this episode:

16 Stats That Prove You Should Put Your Clients First

Boost Business Selling Hospital Indemnity Insurance

Ritter’s Newest Guide: Cross-Selling Ancillary Insurance with Medicare Products

Sense Success with Dental, Vision, and Hearing Plans

Short-Term Care Insurance: A Top LTCi Alternative for Clients

These Plans Are Critical to Your Business Strategy

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4 Steps to Selling Dental, Vision, and Hearing Insurance

Not sure how to show your clients the benefits of dental, vision, and hearing insurance products? In this episode of the ASG Podcast, we walk you through the process of selling DVH insurance plans from start to finish. Don’t forget to visit the show notes for a full list of Ritter's free DVH sales resources.

Boost Business Selling Hospital Indemnity Insurance

Ready to grow your insurance business? Learn more about hospital indemnity insurance, a powerful ancillary tool for your portfolio. We cover what you need to know, from the basics to closing the sale!

How Client Retention Boosts Insurance Sales

Master the art of treating your client as the renewal, not their policy. Learn why building relationships with your current clients is more beneficial (and cost effective!) than courting new ones.

Short-Term Care Insurance – An LTCi Alternative for Clients

Think LTCi is your client’s only option? Explore Short-Term Care Insurance and its benefits.

Why Critical Illness Insurance Can Breathe New Life Into Your Business

Grow your business with Critical Illness plans. Discover why it's never been a better time to offer this kind of coverage.

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The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

5 Tips for Using Medicareful to Sell More Medicare Plans

Medicareful gives agents the potential to double or triple their capacity to safely engage prospects and enroll clients! How can you maximize your site and Medicare sales? To start, request your free Medicareful page here!

Why Being a Likable Agent Is Good for Your Business

How you present yourself as an agent can make or break your business. You may think, “It doesn’t matter what other people think of me,” which in some ways is true. But when it comes to how people view you professionally, their opinions do matter.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Maintaining CMS compliance while selling Medicare is crucial to the success of your insurance business. But why? In this episode, we're answering that question a few different ways as we look at the "why" behind running a compliant insurance agency.

Read the text version.

Email Van Your Compliance Questions Register with Ritter Insurance Marketing

Mentioned in this episode:

5 Myths About Selling Medicare… Debunked!

Building Client Loyalty: More than Just a Plan

Centers for Medicare & Medicaid Services Official Website

CMS 2019 Medicare Communications and Marketing Guidelines

Do’s and Don’ts of Medicare Compliance

Ritter Insurance Marketing Official Website

What’s New in the 2020 Medicare Communications and Marketing Guidelines?

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Do’s and Don’ts of Medicare Compliance

Need a recap on Medicare compliance before AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2020. We’ll go over what’s allowed — and what’s not — in this can’t-miss episode of the ASG Podcast.

Rules for Hosting a Compliant Medicare Educational Event

If you want to host a Medicare educational event, listen to this episode first! We cover how to plan, promote, and present your next event, including how to make sure you're compliant with the CMS Medicare Communications and Marketing Guidelines! We've also got details on a guide that outlines the whole process!

Rules for Hosting a Compliant Medicare Sales Event

Ready to hold a Medicare sales event? Check out this updated episode! You'll learn best practices for planning, promoting, and presenting your sales event while staying compliant with the 2020 CMS Medicare Communications and Marketing Guidelines!

What Agents Can’t Say During Medicare Sales Appointments

Not sure what you can or can't say during a Medicare sales appointment? CMS has a lot of rules regarding marketing Medicare, but they're not always simple to understand. We sifted through the MCMG to bring you 9 examples of what NOT to say the next time you make a Medicare sales pitch.

Are Your Medicare Marketing Materials Compliant?

Are you following the rules for marketing Medicare plans? We're sharing the answers to frequently asked compliance questions to help you ensure you stay on good terms with CMS.

The latest from Ritter’s Blog:

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

5 Tips for Using Medicareful to Sell More Medicare Plans

Medicareful gives agents the potential to double or triple their capacity to safely engage prospects and enroll clients! How can you maximize your site and Medicare sales? To start, request your free Medicareful page here!

Why Being a Likable Agent Is Good for Your Business

How you present yourself as an agent can make or break your business. You may think, “It doesn’t matter what other people think of me,” which in some ways is true. But when it comes to how people view you professionally, their opinions do matter.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for September 4, 2020: * Medicare Advantage Hospice Carve-In * GoodRx To Go Public * Flu Shot Guidance from CDC * Twitter Tackles Trending Topics * Ritter Insurance Marketing Acquires Secure Benefits Alliance (SBA)

Mentioned in this episode:

Coffee, ketchup and Nike Air Max: it’s the COVID consumer economy

Explaining the Newly-Released Medicare Advantage “Carve-In” Model

Frequently Asked Influenza (Flu) Questions: 2020-2021 Season

Getting Upstream: A Hospice Playbook for Value-Based Care

GoodRx files to go public, boasting track record of profitability

Hospice Must Demonstrate Value to Medicare Advantage Plans

Ritter Acquires Maryland-Based Secure Benefits Alliance

Twitter tries to explain trending topics

Vaccine Finder

What Is the Difference Between Palliative Care and Hospice Care

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August 28, 2020 | The Friday Five

The Friday Five for August 28, 2020: Closing the Sale & Managing Rejection; CDC Changes Travel Quarantine Guidance; Teams vs. Zoom; Pandemic Relief for Small Businesses; and Client Conversation Starters.

5 Tips for Selling Medicare Advantage Plans

Ready to rock your Medicare Advantage sales goals this AEP? Learn five ways you can make this Annual Enrollment Period your most successful yet. Our tips can help you grow your commissions and your book of business.

The Hidden Value of Medicare Supplements During AEP

AEP is about more than just Medicare Advantage. Don't miss out on sales because you're missing the product your client wants. Learn why Med Supps make a crucial addition to your insurance portfolio, whether it's Annual Enrollment or not.

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Big News! We've added two brand-new features to The Ritter Platform - a Prescription Drug Cost Estimator and Prefilled Applications! Learn more about these new additions and how they can simplify your selling process this AEP.

What is the Ritter Platform?

The Ritter Platform is a CRM for insurance agents selling Medicare and other senior market products! Consolidate client info, analyze prescription drug costs, access carrier resources, get info on commissions and more. What could you be saving time on?!?

The latest from Ritter’s Blog:

How to Keep Your Product Portfolio Fresh

As an agent in the Medicare insurance industry, you need to stay competitive. An effective way to do this is by routinely examining your portfolio to determine if you’re prepared to work at your full potential.

5 Tips for Selling Medicare Advantage Plans

With the Annual Enrollment Period approaching, you may be strategizing to have more success selling Medicare Advantage plans this year.

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

Ready to rock your Medicare Advantage sales goals this AEP? Learn five ways you can make this Annual Enrollment Period your most successful yet. Our tips can help you grow your commissions and your book of business.

Read the text version.

Join our FMO! Register with Ritter Insurance Marketing Reach Out! Find Your Representative at Ritter Insurance Marketing

Compliance-related Medicare Advantage episodes:

Do’s and Don’ts of Medicare Compliance

Need a recap on Medicare compliance before AEP? We break down the CMS Medicare Communications and Marketing Guidelines for insurance agents, including new compliance rules for 2020. We’ll go over what’s allowed — and what’s not — in this can’t-miss episode of the ASG Podcast.

Rules for Hosting a Compliant Medicare Educational Event

If you want to host a Medicare educational event, listen to this episode first! We cover how to plan, promote, and present your next event, including how to make sure you're compliant with the CMS Medicare Communications and Marketing Guidelines! We've also got details on a guide that outlines the whole process!

Rules for Hosting a Compliant Medicare Sales Event

Ready to hold a Medicare sales event? Check out this updated episode! You'll learn best practices for planning, promoting, and presenting your sales event while staying compliant with the 2020 CMS Medicare Communications and Marketing Guidelines!

What Agents Can’t Say During Medicare Sales Appointments

Not sure what you can or can't say during a Medicare sales appointment? CMS has a lot of rules regarding marketing Medicare, but they're not always simple to understand. We sifted through the MCMG to bring you 9 examples of what NOT to say the next time you make a Medicare sales pitch.

Are Your Medicare Marketing Materials Compliant?

Are you following the rules for marketing Medicare plans? We're sharing the answers to frequently asked compliance questions to help you ensure you stay on good terms with CMS.

Mentioned in this episode:

2021 Medicare Advantage and Part D Certification Info

3 Easy Ways to Build Your Insurance Sales Territory

5 Tips to Make the Most of AEP

AHIP Medicare Training Portal

CDC: About Chronic Diseases

CMS Medicare Communications and Marketing Guidelines

Are Your Medicare Marketing Materials Compliant?

Do’s and Don’ts of Medicare Compliance

Download the eBook: The Complete Guide on How to Sell Medicare Advantage Plans

How to Check for Your First Looks

How to Get Your Medicare Enrollment Kits on Time

How to Pitch Medicare Medical Savings Accounts (MSAs)

Request Your Medicareful Marketing Pieces

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

See How Medicareful Works (and get your FREE site!)

Should You Sell D-SNPs?

The Beginner’s Guide to C-SNPs

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Tips on How to Stay Productive When Working From Home

What Agents Can’t Say During Medicare Sales Appointments

What is AHIP and Why Do You Need It?

What’s the Difference Between an HMO and a PPO?

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August 28, 2020 | The Friday Five

The Friday Five for August 28, 2020: Closing the Sale & Managing Rejection; CDC Changes Travel Quarantine Guidance; Teams vs. Zoom; Pandemic Relief for Small Businesses; and Client Conversation Starters.

Methods to Boost Your Medicare Business

Optimize your Medicare insurance business with help from our FMO – Ritter Insurance Marketing! Our strategies generate leads and sales. Find out how you can apply these tips just in time for AEP success.

What Agents Forget to Do When Preparing for Appointments

Do you have everything you need for a full day of Medicare sales appointments? What about the client who wants to talk Med Supp but lives an hour away? This small list of actionable to-dos will make a big impact on keeping you organized and stress-free this AEP.

The latest from Ritter’s Blog:

The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications

Two brand-new features have been added to our comprehensive agent dashboard. Say “hello” to the Drug Cost Estimator and prefilled applications!

5 Tips for Using Medicareful to Sell More Medicare Plans

Medicareful gives agents the potential to double or triple their capacity to safely engage prospects and enroll clients! How can you maximize your site and Medicare sales? To start, request your free Medicareful page here!

Why Being a Likable Agent Is Good for Your Business

How you present yourself as an agent can make or break your business. You may think, “It doesn’t matter what other people think of me,” which in some ways is true. But when it comes to how people view you professionally, their opinions do matter.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

AEP is about more than just Medicare Advantage. Don't miss out on sales because you're missing the product your client wants. Learn why Med Supps make a crucial addition to your insurance portfolio, whether it's Annual Enrollment or not.

Read the text version.

Get the Top Med Supp Products in Your Market

Mentioned in this episode:

2020 Medicare Supplement Changes Will Introduce Two New Eligibility Groups

Contact the Team at Ritter Insurance Marketing

Cure Your Clients’ Needs with a PDP

Defining the True Value of $0 Premium for Medicare Advantage Plans

Download our eBook – The Complete Guide on How to Sell Medicare Supplements

Finish Work Faster Using e-Apps

Get a Free Medicareful Site

Guaranteed issue rights

How Medicareful Helps You Sell Ancillary Products

How to Save Your Clients Money on Prescription Drugs

Learn about Ritter’s 100K Giveaway!

Medicare for Snowbirds, Sunbirds, & Travel Enthusiasts

Medicare Supplements Fill the Gaps in Your Portfolio

Med Supp Underwriting Fast Facts PDF

Part D late enrollment penalty

Prepare for Upcoming Medicare Supplement Changes

What is a Medicare Select Plan?

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The Friday Five for August 28, 2020: * Closing the Sale & Managing Rejection * CDC Changes Travel Quarantine Guidance * Teams vs. Zoom * Pandemic Relief for Small Businesses * Client Conversation Starters

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9 Reasons to Call Your Client Right Now

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Microsoft Teams Issues New Blow to Zoom With These Superb Features

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Subscribe & Follow:

Apple Podcasts

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Big News! We've added two brand-new features to The Ritter Platform - a Prescription Drug Cost Estimator and Prefilled Applications! Learn more about these new additions and how they can simplify your selling process this AEP.

Read the text version.

Register with Ritter Insurance Marketing

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The Ritter Platform Launches 3 New Tools and Shared Client Records

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The Ritter Platform is a CRM for insurance agents selling Medicare and other senior market products! Consolidate client info, analyze prescription drug costs, access carrier resources, get info on commissions and more. What could you be saving time on?!?

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Subscribe & Follow:

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Take a closer look at Medicare Supplement Plans K, L, M, and N. Learn more about how these specific Medigap plans work and the ideal clients for each type.

Read the text version.

Get the Top Med Supp Products in Your Market

Mentioned in this episode:

2020 Medicare Part A and Part B Premiums and Deductibles

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Subscribe & Follow:

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Overcast

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View Details

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Becoming a top-producing insurance agency is a great goal. But how do you get there? In this episode of our ASG Podcast, we've got some tips to help you get started. We've also got a link to a FREE guide that takes a deep dive on starting and developing your agency.

Read the text version.

Get your FREE copy of Developing an Agency – Your Guide to Getting Started today!

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Do you have everything you need for a full day of Medicare sales appointments? What about the client who wants to talk Med Supp but lives an hour away? This small list of actionable to-dos will make a big impact on keeping you organized and stress-free this AEP.

Read the text version.

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View Details

The Friday Five for August 14, 2020: * More Executive Orders * Microsoft & TikTok * Twitter’s Newest Feature * Kroger to take on Amazon, Walmart * The Ultimate Work From Home Guide

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Overcast

Podbean

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Stitcher

Connect on social:

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YouTube

LinkedIn

View Details

Are you following the rules for marketing Medicare plans? We're sharing the answers to frequently asked compliance questions to help you ensure you stay on good terms with CMS.

Read the text version.

Mentioned in this episode:

CMS 2019 Medicare Communications and Marketing Guidelines

CMS Memo [8/16/2019]: Medicare Communications and Marketing Guidelines

Ritter’s Certification Center

Social Security Act: Section 1140

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Becoming a top producing agency isn’t something that happens overnight. It will take work and maybe a bit of trial and error to see what will work best for your business and sales flow.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for August 7, 2020: * Healthy Hacks for the Drive-Thru * Large Coffee, Hold the Calories * Pandemic Productivity Hacks * How to Ask For Referrals * Self-Care During the COVID-19 Pandemic

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13 Healthy Starbucks Drinks That Aren’t Total Sugar Bombs, According to Dieticians

Dalgona Coffee

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Register for Ritter’s Virtual Summits!

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Becoming a top producing agency isn’t something that happens overnight. It will take work and maybe a bit of trial and error to see what will work best for your business and sales flow.

Subscribe & Follow:

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Optimize your Medicare insurance business with help from our FMO – Ritter Insurance Marketing! Our strategies generate leads and sales. Find out how you can apply these tips just in time for AEP success.

Read the text version.

Mentioned in this episode:

3 Easy Ways to Build Your Insurance Territory

A Dozen Facts About Medicare Advantage in 2020

BenefitsCheckUp® Official Site

Build Your Brand with Community Involvement

Do’s and Don’ts of Medicare Compliance

Finish Work Faster Using e-Apps

Learn More About Medicareful

Medicare Advantage 2017 Spotlight: Enrollment Market Update

Ritter’s Medicare Quote Engine

Rules for Hosting a Compliant Medicare Educational Event

Rules for Hosting a Compliant Medicare Sales Event

Secure a Bigger, Better Business with Ancillary Products

Seniors’ use of technology is growing, survey finds

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Don't get stressed out over AEP, get organized! The Annual Enrollment Period can be a stressful time for insurance agents - but it doesn't have to be for you! Listen to learn tips and tricks to make this AEP go smoother than ever.

Join Us Online for Ritter Summits 2020

You’re invited to Ritter Insurance Marketing’s Virtual Summits! We’re kicking off AEP 2021 with nine Summits for insurance agents! These Summits are interactive, tailored to your local markets, and you’ll be able to chat with our staff and the carriers we work with! During these online presentations, our carriers will reveal exclusive first looks for Medicare Advantage and Medicare Part D products, too. You don’t want to miss this AEP insurance training… Register today!

5 Must-Haves for Every Insurance Agent This AEP

Are these must-haves part of your strategy for this Annual Enrollment Period? They should be! Listen as we highlight five essentials to simplify your Medicare sales this AEP.

The latest from Ritter’s Blog:

Tips for Becoming a Top-Producing Insurance Agency

Becoming a top producing agency isn’t something that happens overnight. It will take work and maybe a bit of trial and error to see what will work best for your business and sales flow.

FAQs About NAHU Medicare Certification

Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers!

NEW: NAHU 2021 Medicare Certification Training

New this year, NAHU is offering a Medicare certification training for agents who’d like to sell 2021 Medicare Advantage and Part D products for the Annual Enrollment Period.

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The Friday Five for July 31, 2020: * Trump’s Executive Orders on Drug Pricing * Movement on Next Stimulus Bill * 2021 Medicare Part B Premium Proposal * Humana & Heal * Kaiser Family Foundation Study on COVID-19 and Kids

Mentioned in this episode:

Economic relief talks ramp up as GOP releases bill: Democrats, White House officials meet

Everything Coming to Netflix, Disney+, HBO Max, Hulu & Amazon Prime Video in August 2020

Humana invests $100 million in telehealth start-up Heal

Medicare Part B premium would be frozen in Republicans’ HEALS relief bill

Pharma execs, upset by Trump’s drug pricing executive orders, refuse White House meeting

The Second Stimulus Package Proposal: How HEALS Act Will Affect You

Trump signs series of executive orders aimed at lowering drug costs

What Do We Know About Children and Coronavirus Transmission?

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July 24, 2020 | The Friday Five

The Friday Five for July 24, 2020: Six Months of COVID-19; WFH Productivity Tips; Windows 10 Hacks; Built To Last Branding Conference; and Diamond Wars.

2021 Medicare Advantage and Part D Certification Info

Looking for 2021 Medicare Advantage and Medicare Part D agent certification and product training details? Find out how to get carrier AHIP, Medicare Advantage certification, Part D certification, and product training details in one convenient place!

5 Must-Haves for Every Insurance Agent This AEP

Are these must-haves part of your strategy for this Annual Enrollment Period? They should be! Listen as we highlight five essentials to simplify your Medicare sales this AEP.

The latest from Ritter’s Blog:

Tips for Becoming a Top-Producing Insurance Agency

Becoming a top producing agency isn’t something that happens overnight. It will take work and maybe a bit of trial and error to see what will work best for your business and sales flow.

FAQs About NAHU Medicare Certification

Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers!

NEW: NAHU 2021 Medicare Certification Training

New this year, NAHU is offering a Medicare certification training for agents who’d like to sell 2021 Medicare Advantage and Part D products for the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

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Maximize your productivity - even as you work from home! Let's face it, WFH is lasting longer than most of us thought. If you're struggling to stay productive right now, we get it! Try out our list of productivity hacks to get back on track.

Read the text version.

Mentioned in this episode:

20 Tips for Working From Home

Call Ritter Insurance Marketing at 1-800-769-1847

Centers for Medicare & Medicaid Services (CMS) Website

Contact the Team at Ritter Insurance Marketing

Create a New Space to Increase Your Sales

Create Your Own Free Medicareful Website

Health Benefits of Having a Routine

How Do Work Breaks Help Your Brain? 5 Surprising Answers

How to Eliminate Distractions

Learn More About the Ritter Platform

Pros and Cons of Having an Office Space Outside of Your Home

Ritter Can Help You Stay in Touch with Your Clients

Ritter Insurance Marketing Official Website

The Value of Staying in Touch with Clients

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5 Must-Haves for Every Insurance Agent This AEP

Are these must-haves part of your strategy for this Annual Enrollment Period? They should be! Listen as we highlight five essentials to simplify your Medicare sales this AEP.

5 Tips on How to Sell Insurance Over the Phone

Ready to improve your over-the-phone selling skills? In this episode, we cover the best practices to use when you’re talking insurance with clients on the phone.

Guiding Your Agency Through COVID-19

It's an unprecedented time. COVID-19 has shut down businesses small and large, and if you're wondering how to run your business during a pandemic, you are not alone. How can your insurance agency continue to help clients and stay productive amidst the coronavirus pandemic? We've got some insight that might help.

Reassuring Clients During Difficult Times

How are your clients doing? Do they have questions about COVID-19 and Medicare? Have you reached out? Have they? If you're not sure what to say, or even where to start, we've got some suggestions in this episode. (And they're easy to implement, too!)

Using e-Apps to Work From Home

COVID-19 has changed the way we currently do business. Learn how technology can help mitigate the space between how you used to sell insurance and the “new normal” we’ve found ourselves in.

The latest from Ritter’s Blog:

Tips for Becoming a Top-Producing Insurance Agency

Becoming a top producing agency isn’t something that happens overnight. It will take work and maybe a bit of trial and error to see what will work best for your business and sales flow.

FAQs About NAHU Medicare Certification

Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers!

NEW: NAHU 2021 Medicare Certification Training

New this year, NAHU is offering a Medicare certification training for agents who’d like to sell 2021 Medicare Advantage and Part D products for the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

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View Details

How are your clients doing? Do they have questions about COVID-19 and Medicare? Have you reached out? Have they? If you're not sure what to say, or even where to start, we've got some suggestions in this episode. (And they're easy to implement, too!)

Read the text version.

Mentioned in this episode:

Be Prepared to Discuss Medicare Telehealth Coverage This AEP

How You Can Sell Insurance in Your State During COVID-19

Find Out How to Take Safe, Easy Medicare Enrollments Online

Get Registered with Ritter – It’s FREE!

Learn More About the Ritter Platform

More Seniors Are Embracing Technology. But Can They Use It? UCSD Researchers Suggest Asking Them.

Ritter and Carrier Operations During the COVID-19 Pandemic

Ritter Can Help You Stay in Touch with Your Clients

The Top 5 Benefits of Positive Thinking

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July 24, 2020 | The Friday Five

The Friday Five for July 24, 2020: Six Months of COVID-19; WFH Productivity Tips; Windows 10 Hacks; Built To Last Branding Conference; and Diamond Wars

Guiding Your Agency Through COVID-19

It's an unprecedented time. COVID-19 has shut down businesses small and large, and if you're wondering how to run your business during a pandemic, you are not alone. How can your insurance agency continue to help clients and stay productive amidst the coronavirus pandemic? We've got some insight that might help.

How to Add Technology to Your Insurance Business

Need to bring technology into your business? Not sure where to begin? Start by listening to this episode! We’ll help you revamp your insurance sales process.

The Best Software for Tracking Your Medicare Commissions

How do you track your Medicare commissions? Want a better solution? Listen to this episode of our ASG Podcast for suggestions on tracking (and troubleshooting!) your hard-earned insurance commissions.

Using e-Apps to Work From Home

COVID-19 has changed the way we currently do business. Learn how technology can help mitigate the space between how you used to sell insurance and the “new normal” we’ve found ourselves in.

The latest from Ritter’s Blog:

Tips for Becoming a Top Producing Insurance Agency

Becoming a top producing agency isn’t something that happens overnight. It will take work and maybe a bit of trial and error to see what will work best for your business and sales flow.

FAQs About NAHU Medicare Certification

Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers!

NEW: NAHU 2021 Medicare Certification Training

New this year, NAHU is offering a Medicare certification training for agents who’d like to sell 2021 Medicare Advantage and Part D products for the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for July 24, 2020: * Six Months of COVID-19 * WFH Productivity Tips * Windows 10 Hacks * Built To Last Branding Conference * Diamond Wars

Mentioned in this episode:

Built To Last – Branding Audio Conference from Buffer & Wistia

Business Wars by Wondery – Diamond Wars | The Diamond Rush | 1

Coronavirus: What I learnt in Oxford’s vaccine trial

Diamonds: Articles of Interest #11 by Avery Trufleman and 99% Invisible

Endless Thread by WBUR and Reddit – Encore: We Want Plates + Pile Of Crockery

Floodlines By The Atlantic

Here’s what we’ve learned in six months of COVID-19 – and what we still don’t know

How to Stay Productive When the World Is on Fire

Monster or Machine? A Profile of the Coronavirus at 6 Months

Register to Attend Ritter Summits

Six months on, the coronavirus remains a mystery

Windows 10 hacks: 11 hidden tricks to master now

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How to Market Yourself Effectively

Not sure where to start when it comes to marketing yourself or your insurance business? Need to refresh your current marketing strategy? Listen to our marketing tips for insurance agents in this episode of our ASG Podcast.

Build Your Brand with Community Involvement

Connect with your local community and grow your insurance business at the same time! Use our helpful tips to get started.

5 Tips for Creating Your Own Personal Brand

Branding yourself sets your insurance business apart from the competition. Check out our tips before you begin developing your personal brand.

July 17, 2020 | The Friday Five

The Friday Five for July 17, 2020: Aetna and Give an Hour partnership; Oak Street Health News; Possibility for Medicare Expansion in Next Covid-19 Stimulus; Zoom Announces New Product; Register for Ritter’s Summits!

You’re Invited to Ritter’s Virtual Summits

You’re invited to our virtual Summits! We’re kicking off AEP 2021 with nine Summits for insurance agents! You’ll get a chance to meet our staff and the carriers we work with! During these online presentations, our carriers will reveal exclusive first looks for Medicare Advantage and Medicare Part D products. It’s the AEP insurance training you don’t want to miss… Register today!

The latest from Ritter’s Blog:

Tips for Becoming a Top-Producing Insurance Agency

Becoming a top producing agency isn’t something that happens overnight. It will take work and maybe a bit of trial and error to see what will work best for your business and sales flow.

FAQs About NAHU Medicare Certification

Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers!

NEW: NAHU 2021 Medicare Certification Training

New this year, NAHU is offering a Medicare certification training for agents who’d like to sell 2021 Medicare Advantage and Part D products for the Annual Enrollment Period.

Subscribe & Follow:

Apple Podcasts

Google Podcasts

Overcast

Podbean

Spotify

Stitcher

Connect on social:

Facebook

Twitter

YouTube

LinkedIn

View Details

The Friday Five for July 17, 2020: * Aetna and Give an Hour partnership * Oak Street Health News * Possibility for Medicare Expansion in Next Covid-19 Stimulus? * Zoom Announces New Product * Register for Ritter’s Summits!

Ritter Summits 2020:

8/24: New Jersey Summit

8/25: NYC Summit

8/26: Philadelphia Summit

8/27: Harrisburg Summit

9/1: Georgia Summit

9/2: Greater NY Summit

9/3: Maryland Summit

9/9: California Summit

9/10: Florida Summit

Register to Attend!

Mentioned in this episode:

Aetna, Give an Hour team up to offer free counseling to frontline health workers

Google is adding 117 new emoji in Android 11 coming this fall – see them all

Hospital Heroes Program

Oak Street Health Continues Nationwide Expansion, Announces New York and Mississippi by End of 2020

Oak Street Health files for IPO

Register to Attend Ritter's Virtual Summits

The 17 Hidden Emoji Secrets You Never Noticed

These Medicare changes may be included in the next coronavirus package

Zoom introduces all-in-one home communications appliance for $599

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July 10, 2020 | The Friday Five

The Friday Five for July 10, 2020: CMS Proposed Rule on End-Stage Renal Disease (ESRD) Prospective Payment System (PPS); AHIP's State of Medigap 2020; Capital Rx teaming up with Walmart; Walmart debuts Walmart Insurance Services, LLC; and Walgreens and VillageMD announce partnership.

NEW: NAHU 2021 Medicare Certification Training

NAHU just launched a brand-new Medicare certification training for agents selling Medicare Advantage and Medicare Part D for the 2021 Annual Enrollment Period. Find out the details on this alternative to AHIP Medicare certification, including pros and cons, NAHU vs. AHIP, and more!

FAQs About NAHU Medicare Certification

Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers! In this episode, we talk about the cost of NAHU certification, CE credits, training module topics, and more – you don’t want to miss it!!!

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2021 Maximum Broker Commissions for Medicare Advantage & Medicare Part D

Ritter has everything you need to know about 2021 maximum broker commissions for Medicare Advantage and Medicare Part D initial enrollments. Note: Insurance providers are NOT REQUIRED to pay the maximum commission rate.

Ritter and Carrier Operations During the COVID-19 Pandemic

The COVID-19 virus has effectively changed the way the United States operates for the foreseeable future. A compilation of information from the carriers Ritter supports regarding their capacity to continue operations during the COVID-19 pandemic.

Here Are the Medicare Out-of-Pocket Expenses That Cost Beneficiaries Most

Do you know what your Medicare clients likely spend the most money on out of pocket? Do your clients know what out-of-pocket costs they can expect with Medicare? The stats are in!

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Got questions about NAHU’s Medicare Advantage and Part D certification training? We’ve got answers! In this episode, we talk about the cost of NAHU certification, CE credits, training module topics, and more – you don’t want to miss it!!!

Read the text version.

Mentioned in this episode:

Email NAHU with questions at professionaldevelopment@nahu.org

Information on NAHU Corporate Partnerships

Medicare Advantage Certification Training Guidebook

NAHU Course Credit Details

NAHU’s Online Learning Institute

State Rules for Insurance Continuing Education

The Survivor’s AEP Checklist

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The Friday Five for July 10, 2020: CMS Proposed Rule on End-Stage Renal Disease (ESRD) Prospective Payment System (PPS); AHIP's State of Medigap 2020; Capital Rx teaming up with Walmart; Walmart debuts Walmart Insurance Services, LLC; Walgreens and VillageMD announce partnership

NEW: NAHU 2021 Medicare Certification Training

NAHU just launched a brand-new Medicare certification training for agents selling Medicare Advantage and Medicare Part D for the 2021 Annual Enrollment Period. Find out the details on this alternative to AHIP Medicare certification, including pros and cons, NAHU vs. AHIP, and more!

2021 Medicare Advantage and Part D Certification Info

Looking for 2021 Medicare Advantage and Medicare Part D agent certification and product training details? Find out how to get carrier AHIP, Medicare Advantage certification, Part D certification, and product training details in one convenient place!

The latest from Ritter’s Blog:

How You Can Sell Insurance in Your State During COVID-19

We’ve gathered information regarding your state’s stance on in-person sales during the COVID-19 pandemic, as well as information about applying for unemployment benefits as a self-employed worker.

Identifying Ideal Clients for LTCi

Who typically purchases long-term care insurance (LTCi) policies? We’ve got your answer. To help you identify ideal clients for LTC insurance policies, we’ve created a profile containing the characteristics of a conventional LTCi buyer.

FAQs About AHIP

Whether it’s your first time or your fifth, completing the annual AHIP certification is important for licensed insurance agents selling Medicare plans. We answer some frequently asked questions about AHIP certification.

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How do you calculate the amount of life insurance your client needs? We outline three methods insurance agents can use to find the right amount of coverage.

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The Friday Five for July 3, 2020:
- HHS and the COVID-19 Public Health Emergency
- Anthem releases update to Alexa Skill
- CVS launches platform to aid reopening efforts
- How to cope with stress and anxiety right now
- Changes to Google Photos back up process

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Thinking about partnering with an FMO? Wondering how you can tell the good from the bad? Our top 10 list outlines what you need to know before you partner with a field marketing organization.

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Captive or independent? Which path is right for you? In this episode of our ASG Podcast, we highlight three reasons to choose the independent agent route.

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Learn the rules for taking the AHIP test, information on discounts and reimbursement, how to prepare yourself, test-taking tips, legit tech hacks, and more! Before you begin your first attempt at AHIP certification, be sure to listen to this ASG Podcast episode!

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Get ready to make the most of AEP! We just launched our newest resource page - Surviving AEP - on the Agent Survival Guide Blog. If you want to really thrive this Annual Enrollment season, check it out! We talk AEP prep, AHIP, compliance, and more. There's even an opportunity for a portfolio review. Find "Surviving AEP" online at ritterim.com/aep!

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Have questions about AHIP? We've got answers! In this episode, we answer some frequently asked questions about AHIP certification.

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The Friday Five for June 12, 2020:
- The Cost of Treating COVID-19
- Coronavirus cases on the rise in Arizona
- HHS announces new data reporting protocol for COVID-19
- Lemonade files for IPO
- Federal Reserve Announces Interest Rate & Projections

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Learn more about AHIP requirements, how to get certified, and ways to find discounts on AHIP courses.

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CMS recently released the 2021 maximum broker commissions for Medicare Advantage and Medicare Part D. Find out the dollar amounts you could receive for writing MA and PDP business this AEP.

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Thinking about joining the ranks of insurance agents selling Medicare for a living? Not really sure if becoming a senior health insurance agent is the right career path for you? We get it! What if you could give it a practice run before giving up your full-time job? In this episode of the ASG Podcast, we discuss the benefits of starting out as a part-time insurance agent.

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Prepare for AEP with the Agent Survival Guide! The Annual Enrollment Period will be here before we know it! Use our checklist to plan ahead, and you'll be "ready-to-sell" with plenty of time to spare.

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Ready to grow your insurance business? Learn more about hospital indemnity insurance, a powerful ancillary tool for your portfolio. We cover what you need to know, from the basics to closing the sale!

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The Friday Five for May 22, 2020:
- PA Insurance Department Notice 2020-14 and related COVID-19 Guidance and Orders
- Kaiser Family Foundation 2020 Medicare Advantage Fact Sheet
- Dental Visits During COVID-19 Pandemic
- Vault Health and hims & hers offer at-home coronavirus test kits
- Joe Rogan Experience and Spotify

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Not sure what you can or can't say during a Medicare sales appointment? CMS has a lot of rules regarding marketing Medicare, but they're not always simple to understand. We sifted through the MCMG to bring you 9 examples of what NOT to say the next time you make a Medicare sales pitch.

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How do you track your Medicare commissions? Want a better solution? Listen to this episode of our ASG Podcast for suggestions on tracking (and troubleshooting!) your hard-earned insurance commissions.

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Want to increase your insurance sales and your commissions? Learn how adding DVH insurance to your sales portfolio can open up those opportunities! Consider this your primer on dental, vision, and hearing insurance products.

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Keep your clients (and your portfolio!) healthy with dental, vision, and hearing insurance. Discover how these plans can build your client base and set your business apart!

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The Friday Five for May 1, 2020:
1. Expanded COVID-19 Testing
2. Antibodies, Immunity, and the Coronavirus
3. COVID-19 and Grocery Shopping – How to Stay Safe
4. Zoom, Messenger Rooms, and Google Meet
5. Zoom Fatigue. Do You Have It?

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Build your Medicare portfolio with our Med Supp sales tips! We walk you through the process of getting started, from finding the carrier info you need to helping you get contracted and ready-to-sell. Medicare Supplement sales success can be yours!

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Use these tips to get started selling Med Supp or enhance your existing strategies! Our Medicare Supplement eBook covers everything you need to know; the basics, marketing, lead gen, ideal clients, competitive plans, compliance rules, 2020 changes, and more! Bonus materials include phone scripts, an underwriting flow chart, and plan comparison table!

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Selling Medicare Supplements over the phone? Now is a great time to rework your current Med Supp call script! We outline the best practices to follow while working Medigap leads.

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The Friday Five for April 24, 2020:
1. Phase 3.5 of COVID-19 Federal Relief
2. A Surprise End to Balance Billing?
3. Managing Coronavirus Anxiety
4. FAQ on COVID-19 Germ Resilience Outside The Body
5. How to Hang Up? Video Call Etiquette

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Need to bring technology into your business? Not sure where to begin? Start by listening to this episode! We’ll help you revamp your insurance sales process.

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COVID-19 has changed the way we currently do business. Learn how technology can help mitigate the space between how you used to sell insurance and the “new normal” we’ve found ourselves in.

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Survive today. Thrive tomorrow. That's our motto, and we're committed to bringing insurance agents the information you need to know to run your business more efficiently! Learn more about what the ASG Podcast has to offer. Listen and subscribe wherever you get your podcasts! The Agent Survival Guide Podcast is a production of Ritter Insurance Marketing.

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It’s not easy building your insurance business. But it’s also not a race! Listen to learn why taking it slow is a great strategy for insurance agents!

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Why is client retention so important for insurance agents? How do you know where to start? We talk about the why and give you some practical tips to help you retain your Medicare clients.

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The Friday Five for April 3, 2020:
1. Some Good News
2. CARES Act Stimulus Checks
3. Mental Health Minute
4. Brothers Cuomo and Mom’s Sauce
5. Girl Scouts Cookie Care

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Branding yourself sets your insurance business apart from the competition. Check out our tips before you begin developing your personal brand.

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Which carriers topped the Medicare market for AEP 2020? Who should you add to your portfolio for 2021? Craig looks at MA and PDP enrollment statistics from 2019 and AEP 2020 in the third installment of our State of the Senior Market series. Bonus: He also breaks down high-producing states and their top carriers.