52 Pearls: Weekly Money Wisdom: Recent Episodes
Melissa Joy, CFP & Melissa Fradenburg
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Melissa Joy, CFP® is joined by retired financial Advisor and long-time mentor, Dan Boyce to discuss investor lessons from past recessions. With over 35 years of industry experience, Dan has many words of wisdom for investors trying to navigate the uncharted markets of COVID-19.
In this episode we will discuss
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Have a plan and stick to it
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Where will income come from in retirement
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Don’t try to predict the market
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Fear vs. Greed
Raymond James is not affiliated with Dan Boyce. All investing involves risk, including the possible loss of principal amount invested. No investment strategy can guarantee your objectives will be met. The indexes mentioned are unmanaged and cannot be invested into directly. Past performance is no guarantee of future results. This material is being provided for informational purposes only and is not a complete description, nor is it a recommendation. There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Mortgage Decisions During Divorce with Erica Powers
Melissa Joy is joined by Erica Powers to talk about mortgage decisions during divorce. Erica is a licensed mortgage banker with NMLS #739673 at Level One Bank member FDIC and an Equal Housing Lender, with locations in southeast Michigan including Ann Arbor and Detroit. She works with clients around the country.
We discuss:
· How do you make a payment fit into your budget when going through a transition or change?
· The value of a relational mortgage banker.
· Why it’s important to establish 6 months of demonstrable income or cash flow for employment, spousal support, etc.
Resources:
· A budget worksheet during divorce from Pearl Planning
· Get in touch with Erica Powers on LinkedIn or Facebook
Raymond James is not affiliated with and does not endorse the opinions or services of Erica Powers Level One Bank. Raymond James Financial Services, Inc. does not provide advice on mortgages. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.
In this 52 Pearls Weekly Money Wisdom podcast episode Melissa Joy talks with college selection consultant Amy McVeigh, founder of Smart College Selection.
We’re discussing:
· How college consultants help students and families set expectations, narrow down their college decisions, and make the right selection for college.
· Options for kicking off college decisions for families of rising seniors including adjustments for testing and how to do a virtual campus tour.
· How Amy uses student-directed research to narrow down a college list.
· Journaling for future college students including a great prompt: write a letter to your pre-covid self about this time.
· How a family’s financial commitment may be changing now and how the student plays a role in financial conversations.
Resources that can help you:
Smart College Selection FAQ including coronavirus resources: https://smartcollegeselection.com/faqs-2
Virtual college tours at YouVisit (https://www.youvisit.com/collegesearch/) or Campus Reel (https://www.campusreel.org/)
Locate a reputable consultant with the Higher Educational Consultants Association (https://hecaonline.org/) or Independent Educational Consultants Association (https://www.iecaonline.com/)
Today’s episode is all about Medicare issues during COVID-19. Melissa Joy is joined by Medicare expert Cameron Giardini from Giardini Medicare. We cover: · How to enroll in Medicare while offices may be closed. It turns out it depends on the rules of y
Today Dawn Starks, CFP® is joining Melissa Joy to discuss abundance mentality in the age of Covid-19. Dawn is the author of a new book, Simplify Your Financial Life, and founder of Simple Money. Today we’re talking about: · What does abundance mean fo
Welcome to the 52 Pearls Weekly Money Wisdom Podcast hosted by Melissa Joy, CFP and Melissa Fradenburg, financial planners at Pearl Planning. Pearl Planning is a wealth management firm located in Dexter and Grosse Pointe Farms, Michigan. Each week we post
Melissa Joy CFP® is joined by Ashby Daniels, CFP®. Ashby is a financial advisor in Pittsburgh with Shorebridge Wealth Management. He focuses on working with people near and in retirement. Ashby and Melissa discuss: Ashby’s recent blog “4 Stage
Melissa Fradenburg, Financial Advisor in Grosse Pointe with Pearl Planning is joined by special guest Charissa Potts of Freedom Law, PC and they’re talking all things Bankruptcy. Charissa formed her consumer bankruptcy-focused firm in 2014. www.freedoml
Melissa Joy is joined by estate planning attorney Joan Skrzyniarz, practice group chair of trusts and estates at Dickinson Wright in Troy, Michigan. Joan and Melissa discuss:
Why for estate planning, perfection can be the enemy of progress. The d
Americans are radically changing their habits as stay at home orders replace business as usual. What technology can help people cope in a time of social distancing and what will stick around in the aftermath of coronavirus? Bill McManus is part of the App
Welcome to the 52 Pearls Weekly Money Wisdom Podcast! This new podcast is hosted by Melissa Joy, CFP and Melissa Fradenburg, financial planners at Pearl Planning. Episode Notes
Pearl Planning is a wealth management firm located in Dexter and Grosse Poin
Welcome to the 52 Pearls Weekly Money Wisdom Podcast! This new podcast is hosted by Melissa Joy, CFP and Melissa Fradenburg, financial planners at Pearl Planning. Episode Notes Pearl Planning is a wealth management firm located in Dexter and Grosse Pointe
The COVID-19 outbreak has turned our personal and financial lives upside down. This week, we discuss a go-to strategy for uncertain times: "focus on what you can control."
Send in a voice message: https://anchor.fm/52pearls/message
Welcome to the 52 Pearls Weekly Money Wisdom Podcast! This new podcast is hosted by Melissa Joy, CFP and Melissa Fradenburg, financial planners at Pearl Planning. Episode Notes
Pearl Planning is a wealth management firm located in Dexter and Grosse Poin