Get Your Money Right: Recent Episodes

Jarmar Dupas aka The Money Misfit

Get, Grow, & Keep Your Money Right

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It’s been real! Season 7 has come to an end with a bang as we hit and celebrate 100 episodes... With all this excitment and joy I need to make an announcement about a hard decision that had to be made that I hope you can forgive me for.  Listen in and comment below.

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Keep your head down and work hard is a mantra repeated by many. The truth is keeping your head down and working hard is not enough. In fact, it’s one of the worst piece of advise you could ever receive. In episode 99, we break down the 5 ways working hard keeps us broke.

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You may have been hearing a lot over the past few weeks, or months, or years about the Federal Reserve Bank raising rates. In this episode, 98, we discuss who the Fed is, how these rates effect us, and hopefully give you a complete understanding what all this means for you!

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I love talking to other Misfits because I’m always challenged and inspired with new ideas and philosophies I want to share with you. Today, we tackle the long lived misunderstanding of thinking we get paid by the hour.  It’s one of those little half truths that we’ve been taught but today I want to shed light on how we actually get paid and how to get more out of every hour we give. Enjoy!

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While this show is ALL about financial independence this episode is about the game plan to getting you from ZERO to real independence.  While most financial folk will continue to push the traditional hope and spray techniques we take a different approach.  An approach that gets you results in more like 10 years instead of 30 or 40.  Enjoy!

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If you've never heard of the Marshmallow Test you're in for a treat... (see what I did just there?) If you have heard of it you should know that the test itself has come under some scrutiny in recent years.  Either way, there's some goodness in all this that we can soak up and ensure our own and our children's success for life! Show Links & Mentions: * "Why Rich Kids Are So Good at the Marshmallow Test" * https://www.youtube.com/watch?v=BLtQaRrDsC4

https://www.youtube.com/watch?v=QX_oy9614HQ

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We've been talking a lot about the kids lately but in this episode, we ask about Numero Uno... YOU!  As leaders and parents we're constantly on the look out for someone else... concerned about their well being... but today we put the focus back on where it probably should be... Let's Get It!

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We continue with the topic of kids and money but with a twist.  I have been under the weather and my voice has suffered for it.  So today, I bring you a special audio treat from a man who ran a $10,000 experiment on his kids and shares what he has learned and how it ties directly to our own financial problems. This is one you don't want to let pass you by!

https://www.youtube.com/watch?v=_VB39Jo8mAQ&t=2s

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If you've ever wanted to know how to leave your children generational wealth that lasts, like the Rockefellers, this is the episode for you. You may have on your mind how to leave an inheritance but today we explore the difference leaving a "legacy" can make.

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My kids don’t have a savings jar and for good reasons.  Last week we talked about the 3G system and this week we discuss why there is no “SAVINGS” bucket included in the mix. Episode 91 Timestamps: * First Time Tuning In? [1:27] * Where’s The Savings Jar? [2:56] * Defining Savings [3:32] * Reason 2 [5:31] * Reason 3 [7:46] * Managing one is like managing kids after school [8:08] * The underlying key to all of this? PURPOSE! [11:06] * Definition of immaturity [15:16]

Show Links & Mentions: * Show notes: https://yourmoneyright.com/91 * Episode 90: The 3G System * The Money Misfits Facebook Group

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Should we be giving our children allowances?  How do you make sure they don’t grow up spoiled and entitled?  What if you don’t have any money yourself?  In this episode, we dig in on the mechanics of how to teach your kids to manage money.  This is the simplest and most effective method that I know of to put our kids on the right track!  Let’s Get It!! Episode 90 Timestamps: * Should we be giving our children an allowance? [2:50] * Should they get paid for chores [3:10] * The purpose of the allowance [3:30] * The problem with “GIFT” money [5:19] * How much should the allowance be [9:55] * Intro to the 3G System [11:55] * The Buckets Break Down [14:40] * The Grow Bucket [17:57] * The GET Bucket [20:25] * The importance of allowing children to spend money [21:20] * The Recap [26:00]

Show Links & Mentions: * Show notes: https://yourmoneyright.com/90

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It's rare that I come across an adult who felt they got the financial education they needed as a child.  I think we can change that narrative... Today, in episode 89, we talk about kids and money.  What are the challenges they'll face with the rise of technology and the ease of making purchases?  Plus we cover the top 5 things every child 5 years old and older should know about money! If you have kids or influence them in any way this is the show for you... Let's get it!

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We’re baaaaaaaaack!  It’s been long enough and and feels good to be back.  In the episode we discuss what the Misfits have been up to the last month or so and what to expect moving forward in this 7th season of The Get Your Money Right Podcast!

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Like all seasons before it, this one, too, must come to an end.  In this finale episode, we recap the highlights, talk about what we got planned for the break, and exciting things to come for next season!

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One of the most polarizing debates in the personal finance world is the whole life vs term life insurance one. It also happens to be one of my favorite subjects to tackle because I like to crack open these types of controversies and show people just how silly they sound making their argument either.  So tune in as we shed some light and discuss this one in a way that only appropriate for misfits!

Check Back Soon For Updated Show Notes!

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If your bank account is looking thin and you’re looking for a cure this disease then you want to hear about how to cure it.  In this 85th episode, we go over the 7 cures for a lean purse according The Richest Man In Babylon.  Enjoy!

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We wrap up Black History Month discussing “Black Fortunes: The Story of the First 6 African Americans Who Escaped Slavery and Became Millionaires” with author Shomari Wills. This is a great conversation full of insights and thoughts on the challenges these people faced and impacts they leave on our lives even until this day.

Episode 84 Timestamps: * Preview Of Interview [2:32] * Who Is Shomari Wills [4:10] * The Genius Of Uncle John Drew [8:58] * From Slave To Generational Hero - Meet Napoleon [11:20] * Mentoring Sherman Hensley & Patti Labelle!? [17:08] * The Process Of Creating A Book [20:25] * Book: Africa A Continent For The Taking By Howard French http://amzn.to/2F95Z20 [21:17] * The Nuts & Bolts For People Who Want To Write A Book [24:47] * The Creation Of Black Wealth... A Revolutionary Act [28:32] * Meet The Slick, Cunning, & Straight Black Wig-Wearing Jeremiah Hamilton [32:41] * Mary Ellen Pleasant: Financier, Real Estate Mogul, Purveyor Of Gold Digging Needs [37:50] * O.W. Gurley And The Genesis Of Black Wall Street [41:53] * The Misconception Of Madam CJ Walker & Annie Malone [44:58] * Shomari Wills On Money Lessons Learned From The Stories Of The First Black Millionaires [51:39] * How To Leave A Legacy Without A Will [56:31] * What’s Next For “SHO”? [1:00:51]

Show Links & Mentions: * Show notes: https://yourmoneyright.com/84 * Book: Black Fortunes, The Story of the First 6 African Americans Who Escaped Slavery and Became Millionaires by Shomari Wills http://amzn.to/2CJRuNb * Howard French taught Shomari everything he knows about book writing * Samuel Freedman who helped with proposal for Black Fortunes * Gloria Loomis: Literary Agent * Tracy Sherrod: Editorial Director * Book: Africa A Continent For The Taking By Howard French http://amzn.to/2F95Z20 * Shomari “Sho” Wills on Twitter * Shomari “Sho” Wills on Instagram

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We continue Black History Month with an interesting look at stories of former slaves that were able to buy their own freedom. Then of course we relate it today and draw the parallels on how we can and should be working to purchase our own freedom now! In this 38 minute episode: * Black History Month [2:52] * Personal disclaimer about slavery [4:03] * Stories of Freedom Buying Slaves [6:30] * How slaves earned money in the first place [9:44] * Non-black slaves? [12:23] * Cincinnati an Ex-Slave Haven [14:55] * Too many black folk makes a country nervous [15:33] * The difference between who thought they could and those that didn’t [17:41] * All jobs are temporary [19:18] * Criteria for a good financial plan [20:41] * The coming recession [21:31] * Comfortably Uncomfortable [23:24] * Poor folks, big screens, & Jordans’ [24:02] * It could all be for nothing [25:31]

Show Links: * Show notes: https://yourmoneyright.com/82 * Buying One's Freedom, Emancipation of Enslaved African Americans, African American Identity: Vol. I, 1500-1865, Primary Resources in U.S. History and Literature, Toolbox Library, National Humanities Center * Django Unchained - Wikipedia

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We kick off Black History Month with a candid discussion about the difference between being at fault and being responsible.  This episode was inspired by a video post from Will Smith and you'll be able to his is exact words here.

In this 22 minute episode: * Will Smith in his own words [3:38] * What happens in victim mode [4:59] * Breaking down the word RESPONSIBILITY [7:34] * Looking at the Great Black History Leaders [9:13] * Here's the difference [12:20] * We have the ability to choose [15:09] * One of my greatest lessons [17:37]

Links mentioned: * Show notes found at https://yourmoneyright.com/81 * The Money Misfits Facebook Group

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Trump & The Republicans got their tax plan passed and as of today is now law. Will it be as good as they hope? Is it as bad as the Democrats claim it be? The real question is what does it mean for you? In this episode, we cover the main changes and discover that though things change they somehow remain the same... In this 34 minute episode: * If you didn't know, there's a new tax bill [2:01] * Reference from last weeks episode on How Taxes Work * Every tax bill is for the Rich [4:18] * What's Changed? [7:13] * Lower Corporate Tax Rate [8:00] * Here's how Corporations pay taxes [9:14] * 20% deduction for Side Hustlers [10:53] * Removal of health insurance mandate [12:20] * What is SALT [14:00] * Say BYE BYE to the Personal Exemption [16:27] * Health care cost deduction gets lowered [21:09] * New Child Tax Credit [21:44] * 529 Plans for K-12 [23:02] * The cuts come with an expiration date [24:17] * In closing... [31:20]

Links mentioned: * Link to the actual bill: https://www.congress.gov/bill/115th-congress/house-bill/1/text * How the GOP Tax Bill Affects You | Investopedia * Show notes found at https://yourmoneyright.com/80 * The Money Misfits Facebook Group

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Ever wonder how they comes up with your tax bill?  What tax brackets really mean?  What about where refunds come from?  In this episode, we lay out the real on how taxes work.  The difference between deductions and credits.  How to pay as little as possible and more...

In this 56 minutes episode: * 3 Types of Tax Systems [8:02] * How much of your income is taxable? [9:06] * What are tax brackets anyway? [11:30] * How tax brackets really work [14:46] * Warnings & Why you need to understand this stuff [17:02] * What are deductions? [20:08] * How & Why the rich don’t pay their “fair share’? [22:20] * Difference between Tax Deductions & Tax Credits [25:04] * Standard Deductions vs Itemized Deductions [27:14] * Example of Standard Deduction for a Married Couple filing jointly [29:01] * The end of the Personal Exemption [32:49] * Where do refunds come from? [36:50] * My beef with large tax refunds [40:02] * FUN FACT: How big is a billion? [41:54] * My big refund solution [43:49] * Story of the single Mom, 3 boys, and new life [44:01] * Recap [48:51] * The Goal of Money [51:56]

Links: * Show notes found at https://yourmoneyright.com/79 * The Money Misfits Facebook Group

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Ever wonder how the Civil Rights Movement was financed? Who keept the lights on at Dr. King’s home? Who fed and clothed all these people marching? Who paid the bails for the countless number of arrest made during that time? In episode 78, we discuss the role money played in the movement and how it’s just as important today! In this 41 minute episode: * What role did money play in the civil rights movement? * Who provided the funding and financing during this struggle? * What about MLK’s family? [6:00] * What does Kaepernick have to do with anything? [6:40] * What were costs necessary to make it all happen? * Even some black folk didn’t like him [8:20] * Who bailed out all those arrested while participating in the demonstration? [13:00] * Where did people stay and how’d they eat during the marches? [14:30] * Black owned businesses and millionaires of that time. [19:30] * How would things be different today if stood behind and funded the brave amongst us? * One of the best ways to save the poor and middle class [21:42] * Was money really that important? * If you don’t earn enough money then what? [27:00] * The real reason MLK was assasinated [30:45]

Links mentioned: * Show notes found at https://yourmoneyright.com/78 * Book: The Vanishing Middle Class. Prejudice and Power in a Dual Economy. * Dave Chappelle’s Netflix Special * Join The Misfits Facebook Group

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One week into the New Year things are usually good for goals and resolutions but do they ever last? This week, we discuss the missing ingredient to goals that often leave them short of their intended glory. This is a secret that achievers know and understand well. That secret will now be yours after today... Enjoy!

In this 44 minute episode, we discuss: * What's better than GOALS? * My number one problem with goals. [3:00] * Exclusive Goal Setting Workshop if you really want to know the right way to set goals. [4:45] * Summary of what we're going to cover. [6:00] * 6 Steps to Goal Setting the right way. [7:40] + Write the goal. + Chose the date of completion. + List the obstacles that will get in your way. + Identify the people who will help you get there. + Plan the work. + Determine what's in it for you? * The missing ingredient that everyone forgets about. [14:45] * Your brain on autopilot. [16:47] * One thing that really keeps us going. [19:00] * The Power of Habit. [20:40] * Misfit Bucket system was built around building habits. [23:30] * Overthinking opens the door to doubt. [24:40] * What are some Get Your Money Right habits to adopt in 2018? [25:50] * The only 3 things we invest for. [31:05] * Checking your progress and how we do this fighting fires and saving lives. [33:05] * How to be content and ambitious at the same time. [37:20]

Show links: * Show notes found at https://yourmoneyright.com/77 * David Imonitie's VIP Goal Setting Workshop + Day 1 + Day 2 + Day 3 * The Power of Habit by Charles Duhigg * Join The Misfits Facebook Group

What habits have you or can you adopt this year to get your money right? Let us know in the comments!

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Season 6 kicks off with a 2017 recap, announcements, and an important question as we start the New Year!  I’m a strong believer that the right answers are only revealed by asking the right questions and in the episode, we ask THE most important question when it comes to you and your money...  Happy New Year!!! In this 26 minute episode, we discuss: * 2017 was full of blessings * 2017 costs us THOUSANDS in unexpected expenses * What’s up with the Misfit Family! * Why Black Dollars Matters to me [11:25] * Kids & Money [12:13] * Living above your means [13:05] * Opening Misfit Membership again [14:02] * Supporting the show [14:30] * Curriculum for Married Couples [15:55] * Want to watch us do our money?  Here’s how...  [16:20] * A favor to ask [17:26] * Important questions to leave you with [18:58] * My promise [20:15] * Your homework [22:49]

Here’s the question...  What do you want your money to do for you this year?  Let us know in the comments!  

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[This ReUp is a rebroadcast of our most important and popular episodes] There are things that the rich teach their kids about money that the poor and middle class do not. In this episode, I introduce you to the book that broke the back on my old way of thinking about money. If you never listen to another show this one resource could lead you on a path to changing your family tree forever. Click or Visit Link Below For Original Show Notes: https://yourmoneyright.com/ep1

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[This ReUp is a rebroadcast of our most important and popular episodes] Handling fluctuation income is always a challenge. Especially if you do money the traditional ways. In this episode, we lay out a solid game plan that will eliminate the typical headaches caused by irregular paychecks. Click or Visit Link Below For Original Show Notes: https://yourmoneyright.com/57

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[This ReUp is a rebroadcast of our most important and popular episodes]  This storm was crazy...  I've been in Houston all my life but I have never seen anything like it  There were so many lessons learned from going through this so it was hard to narrow it down...  but these are lessons, not only for your money but for life and well being that will save you money and make you some money at the same time...  If you're in to that sort of thing...  Enjoy! Click or Visit Link Below For Original Show Notes: https://yourmoneyright.com/69

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Clearly the shortest but arguably just as impactful as the best of them Season 5 comes to an end. In this episode we recap this season that started with delays and disaster but ends with an episode sure to inform and inspire you to finish 2017 so strong that 2018 has no choice but to benefit. Plus there’s a little extra gift if you listen to the end!

In this 53 minute season finale we discuss: * Delays and disasters that the season began on [2:37] * Most important lesson learn from Hurricane Harvey [5:22] * A recent personal story about why we use credit cards for everything [7:52] * 3 part Home Buying Series [11:58] * Intro to Season 6 [14:37] * The next 30 days off [15:16] * Return of the ReUp [19:55] * Congrats on making it this far and words of encouragement [20:34] * Taking a step back to get a running start [26:16] * Getting it all but never knowing it all [34:30] * Playing the “What If” game to right way [35:31] * Finishing with a profit [37:02] * Only flossing the teeth you want to keep [39:04] * Closing [40:43]

Show links: * Episode 16: What To Do When You Don’t Trust Yourself With Money * Episode 68: Intro to Season 5: After A Disaster * Episode 69: 5 Critical Lessons from Hurricane Harvey * Episode 70: Equifax Data Breach: What They Won’t Tell You * Episode 71: How We Use Credit Cards the Smart and Safe Way * Episode 72: 7 Things I Wish I Would Have Known Before Buying A House * Episode 73: How To Get Approved For The Best Mortgages Every Time * Episode 74: Do You Really Need A Real Estate Agent? * Link to closing audi0/video: https://www.youtube.com/watch?v=yDGlpVn5JuU

What did you think of Season 5? Too short? Just right? What was your favorite episode? Let us know in the comments below!

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In this final episode of the home buying series, we answer the question... "With all the technology and information at hand do we really need a real estate agent?".  This is sure to be one that'll get people talking... especially the agents... Enjoy! In this 27 minute episode: * What is the role of the real estate agent [5:49] * Buyer's Agent vs Seller's Agent [9:55] * Here's how the agents get paid [11:25] * Do you even need a real estate agent? [14:25]

Show links: * Show notes can be found at yourmoneyright.com/74 * Episode 73: How To Get Approved For The Best Mortgages Every Time * Episode 74: 7 Things I Wish I Would Have Known Before Buying A House * Redfin.com * Realtor.com * Zillow.com

Share your thoughts...  Are real estate agents necessary considering all the technology and information available today?  Let me know in the comments below!

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Qualifying for the right mortgage can often feel like a shot in the dark.  In episode 73, we talk about how to not only get approved for one but for the best ones.  If you’re looking to buy a home or refinance an existing one this episode will provide some useful insight on how to do just that! In this 47 minute episode: * What banks and mortgage companies are looking for [3:49] * Review the 3 C’s of credit [4:25] * What type of mortgages there are and which are best [7:56] * 4 Majors Players [21:25] * Debt To Income Ratio Hacks [26:56] * What about student loans? [28:57] * Insights for Entrepreneurs [33:15] * Before you apply, gather info [33:22] * What NOT to do [38:35]

Show Links: * How To Increase Your Credit Score Series

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The home buying process is often glorified on TV.  They make it look easy and while, obviously, not impossible there are a lot of thing I wish I would known or been aware of prior to buying our home.  Don’t get me wrong... I would have bought a home anyway but maybe these lessons will help you (or someone you know) be better prepared and have a smoother home buying experience. In this 40 minute episode: * Things I wish I would have known before buying my first home. * It won’t be like House Hunters [3:30] * Private Mortgage Insurance is sneaky and is not for you [8:34] * The down payment ain’t enough [12:18] * A fixed rate mortgage does not equal fixed expenses [17:54] * Owning is not always better than renting and here’s why [23:47] * Forget price per square foot and how much you were approved for [29:10] * Your home is not an asset [34:24]

Links mentioned during the show: * Show Notes: https://yourmoneyright.com/72 * Men Lie, Woman Lie, Numbers do too!

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When it comes to danger it seems like not even Dark Wing Duck can hold a stick up to credit cards.  These things, if mismanaged, can wreak havoc on your finances but if tamed and use right there are a lot of perks.  Today we dig into how to use them the smart and safe way... the Misfit way.

In this 39 minute episode: * Intro [0:00] * Welcome [1:40] * Disclaimer [2:40] * Why I decided to talk about this [4:50] * Understanding the credit card game [7:05] * How NOT to use credit cards [12:00] * Why you don’t need to carry a balance to get credit for using your credit card [14:00] * Dangers of paying off the balance in full [17:15] * How we do it and what makes it so powerful [21:00] * Why I stopped using debit cards [27:40] * A word about being afraid of credit cards [30:20] * What the financial industry has taught us is broken [36:00]

Links mentioned during the show: * Episode 70 & Why a credit freeze comes up short on protection * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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Several months ago we had the biggest public data breach on record from Equifax. I know what it’s like to have your identity stolen, It sucks! But if you think freezing your credit will protect you I’ve got news to share with you. In this episode 70, we talk about the impact this data breach could have on you, my own identity compromises, and what you can do about it all in a time where data breaches have become a regular part of life. Enjoy! In this 40 minute episode: * Pre-Intro [0:00] * My story and adventures of having my info stolen [7:42] * A message for parents with teenagers [9:00] * What if you didn’t have your info compromised? [11:10] * How I’ve handled alerts [12:25] * The difference between a Credit Freeze [13:30], Fraud Alert [15:07], & Credit Monitoring [16:00] * Other particular things I do to protect myself [18:02] * How Wells Fargo did me dirty... (You won’t believe it!) [18:55] * A cool tip I learned from the His & Her Money Show [24:07] * Tax fraud and your refund [25:16] * What if you don’t use credit? [30:20] * Protecting passwords and online accounts [30:49] * Token security system and new technology that can help [33.36] * Closing [38:20]

Listen to Get Your Money Right below...

The Show Links * Taxpayer Guide to Identity Theft | Internal Revenue Service * Here's what NOT to do after the Equifax data breach * Experian Credit Freeze * Equifax Credit Freeze * Transunion Credit Freeze * Final Credit Card * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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This storm was crazy... I've been in Houston all my life but I have never seen anything like it There were so many lessons learned from going through this so it was hard to narrow it down... but these are lessons, not only for your money but for life and well being that will save you money and make you some money at the same time... If you're in to that sort of thing... Enjoy!

In this 46 minute episode, we discuss... * Intro t0 the show [0:00] * Welcome new listeners [1:50] * Lesson 1: Insurance and what you need to know [8:00] * What happens when it floods [10:00] * What's in flood water that makes it so nasty [10:40] * Lesson 2: Preparing involves more than buying bottled water and batteries [15:40] * The paycheck dilemma [24:34] * Simple Money Misfit definition of paycheck to paycheck ... (listen you think it doesn't include you) [25:55] * Lesson 3: Know Where You Live! [28:18] * Lesson 4: The most important resource to have [33:10] * Lesson 5: Opportunities in chaos [38:18] * Summary/Recap of today's show [41:20] * Closing [44:20] * How to get a coaching session [45:00]

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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We return after a longer than usual season break to bring the intro of what promises to be a short but impactful season 5 of the Get Your Money Right Podcast. It feels like it's been forever and I've got stories to tell! In this episode, you get a taste of how the past 2 months have been and the effects of Harvey and other disasters are having on the show... Listen in and don't forget to tell a friend! In this 22 minute episode, we discuss... * If this is your first time here's how we're different [2:30] * The ONE thing to take away from this show [7:00] * Where we've been [9:35] * Damage we got from Hurricane Harvey [11:22] * Preparing for disasters in upcoming episodes [12:20] * Data breaches and how it relates to my own experience of stolen identity [14:00] * Season length and updates to the site [16:20] * How to get my best stuff [17:43] * Misfit Members Area and New Coaching Sessions [18:20] * How to get first dibs on everything [19:30] * Make sure of this... [20:25] * Injustices and what we must get right [20:55] * and much much more...

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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It's been another fun and productive season and like all good, it must come to an end. In this wrap-up episode, we run through the highlights of season 4 and discuss topics worth revisiting. And of course, a season finale would be incomplete without exciting announcements about what's to come. I'm looking forward to hearing your reactions... Enjoy! Introducing The Brand New FB Community! Click To Join The Money Misfits Facebook Group

In this 25 minute episode, we discuss... * Highlights of Season 4 * An apology from yours truly * We run through episode worth your time to revisit * Which shows you may have missed but are MUST LISTENS * Which episode had the most downloads * Our reach to 100,000 downloads * Major changes coming to the website, the podcasts, and what you should do to not get lost in the sauce * and much much more...

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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Paying off your debt too soon can be dangerous. In episode 66, we discuss 7 things you must do before paying off your debt... Enjoy!

In this 36 minute episode we discuss: * 7 things you must do before paying off your debt * How paying off debt too soon can be dangerous * and much much more...

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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Enjoy!

In this 35 minute episode we discuss: * How to count the total costs * and much much more...

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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In Episode 64, We break down line by line the many lessons Jay Z brings in his newest album 4:44...Enjoy! Introducing The Brand New FB Community! Click To Join The Money Misfits Facebook Group

In this 45 minute episode we discuss: * 2:30 Intro to the Album * 4:35 How Jay-Z went platinum in 1 week and what can we learn? * 9:10 Staying Lean, Liquid, & Relevant * 9:55 "Kill Jay-Z" * 12:02 "The Story of OJ" * 14:30 Buying what you want now instead of what you want most... * 17:20 Millions of dollars worth of advice dropped for $9.99? * 18:50 How to capitalize on your own life experiences * 24:30 "Smile" * 29:10 "Family Fued" * 34:00 What's better than one billionaire? * 34:55 "Moonlight" * 36:00 "Marcy Me" * 39:30 "Legacy" * Key verses and takeaways? * Legacy plays * and much much more...

Listen to Get Your Money Right below...

The Show Links * The Heartbreaking Cost of Being Average * It’s Expensive Being Broke * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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Last year we declared our own financial independence... This year we get crystal clear about what financial independence is how to get there...Enjoy!

In this 23 minute episode we discuss: * What is financial independence? * How do you know when you've gotten there? * How do we get to it? * When paying cash costs you money... * The power of being Lean, Liquid, & Relevent...

Listen to Get Your Money Right below...

The Show Links * 7 Stages To Financial Freedom * Time To Declare Your Own Financial Independence * Where Does Money Come From? * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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Can You believe it? 2017 is at its halfway point! In this episode, we talk about those resolutions and provide a checklist of what to go over at the halfway mark to make sure you go into the second half strong... Enjoy!

In this 37 minute episode we discuss: * How to revisit New Year's resolutions and goals * What obstacles got in the way * Will they come back next year? * How to do we properly prepare? * What to expect coming in the second half of the year... * Gotcha Bills and more...

Listen to Get Your Money Right below...

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Who doesn't love to consume? I know I do... but is this mindset costing us everything we say we truly and really want? And what's the alternative? In episode 61, we explore the major differences between the producer and the consumer mindset... Enjoy!

In this 36 minute episode we discuss: * Producer vs Consumer

+ This takes a mind shift from the consumer mindset to the producer mindset…
+ The consumer looks for ways to be served… the producers looks for ways to serve
+ The consumer is greedy… the producer is a giver
+ The consumer is selfish and forces you to think about you, your desires, your need… the producer is forced to think about others and find ideas and products that they would benefit from
+ The consumer pays the most in taxes… the producer gets tax breaks because they provide jobs, housing, and things that the government can not efficiently
+ The consumers wealth consumes their wealth… the producers wealth produces their wealth
+ consumers wealth is calculated in dollars… the producers wealth is calculated in assets that produce a lot more than just dollarsKiyosaki’s example of buying a Porsche

The difference between Rich, Poor, & Middle Class

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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If you're anything like me your mind is all over the place and it's easy to get distracted financially and otherwise. In the episode, we tackle how to reign that in to get focused and stay focused on your financial goals... Let's Get It!

In this 35 minute episode we discuss: * Definition of Money. * Money in it's many forms. * Money as a depreciating asset. * Where money comes from... * Is money the same as credit? * And much much more...

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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If you're anything like me your mind is all over the place and it's easy to get distracted financially and otherwise. In the episode, we tackle how to reign that in to get focused and stay focused on your financial goals... Let's Get It!

In this 39 minute episode we discuss: * Recap of the Strangest Secret. * Why and how we become what we think about. * How the brain works. * Where thoughts comes from... * 8 Steps to get and stay focused. * How we saved our first $10,000 for our house. * And much much more...

Listen to Get Your Money Right below...

The Show Links * Episode 15: What to do when you don't trust yourself with money * Episode 17: How to further your education for FREE * Episode 42: Stop Budgeting... You're doing it wrong * Episode 58: The Strangest Secret * Goal Setting Workshop * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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The Strangest Secret, once you understand it, is THE key to success (and failure).  After today this secret will belong to you and yours to do what you will.  I encourage you to listen to this one over and over and over and over again... Let's Get It!

In this 42 minute episode we discuss: * Another heart touching iTunes review! * A Happy Memorial Day and the real reason for the holiday. * The Strangest Secret. * Shout out to Lisa Nicole Bell & the Behind The Brilliance podcast. * The greatest definition of success I've ever heard. * Why some succeed in life while others fail. * The key to success... Which is also the key to failure! * And much much more...

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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Handling fluctuation income is always a challenge. Especially if you do money the traditional ways. In this episode, we lay out a solid game plan that will eliminate the typical headaches caused by irregular paychecks.

In this 34 minute episode we discuss: * Another amazing iTunes review by TheDaddyMemoirs! * How fluctuating incomes can be tamed. * 6 Steps to make it all work in your favor. * 300 jars of pickles. * How to focus on permanent savings. * Cashflow tricks that will have you rolling in the dough. * The zero-based spending plans. * And much much more...

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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Had bad luck with credit or no credit at all? In this episode, I discuss 6 quick and risk-free tricks to help you recover from bad credit mishaps or establish credit if you have none and can't get any. This is a specialty of mine because I've been there! We also introduce a new Q&A segment that I think is here to stay... Let's get it!

Introducing The Brand New FB Community! Click To Join The Money Misfits Facebook Group

In this 42 minute episode we discuss: * Another amazing iTunes review by MikaWlm! * Why worry about credit anyway? * 6 Easy Tricks for establishing or re-establishing credit the right way. * The 30% Rule. * How to get credit for paying your utilities using "Letters of Credit". * Tricks for Renters. * Different types of secured credit cards and which ones I like to avoid. * And we close with a listener question that has a car note with a 24% interest rate. * (If you have a question for the show ask it here) * And much much more...

Listen to Get Your Money Right below...

The Show Links * How to increase your credit score series: + ReThinking Credit – How to Increase Your Credit Score Part 1 + How Your Credit Is Scored – How To Increase Your Credit Score Part 2 + Myths, Lies & FAQ – How To Increase Your Credit Score Part 3 * Secured Credit Cards Mentioned: + One United Bank Secured Visa (Black-Owned Bank) + Capital One Secured (No Annual Fee) + Open Sky (Soft Credit Pull) * Online Rent Payment Processors + PayLease + PayYourRent.com + RentTrack.com + eRentPayment.com + Rentler.com * SelfLender.com * Join The Misfits Facebook Group * Rate & Review on Apple Podcast * Rate & Review on Stitcher

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Here's the bottom line... There is only one primary reason to buy purchase insurance and you can probably guess that no one has ever told you the real reason but you know me... In episode 55 it gets laid out in the simplest way I now how. This ain't a sexy topic but knowing this will keep you from getting ripped off or buying unnecessary policies. Let's get it!

Introducing The Brand New FB Community! Click To Join The Money Misfits Facebook Group

In this 37 minute episode we discuss: * An amazing iTunes review by Thugnasty1369! LOL * What's the true purpose of insurance. * How much should you get? * How do you know if it's right for you? * Different types like, health, life, auto, phone, umbrella etc. * How to make sure you don't get ripped off... * The example of how and why we selected the health insurance policy we have... * What about life insurance on a stay at home mom or kids? * And much much more...

Listen to Get Your Money Right below...

The Show Links * It's Expensive Being Broke * Influence: The Psychology of Persuasion * Join The Misfits Facebook Group * Rate & Review on iTunes * Rate & Review on Stitcher

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We're back for another season and this episode we make some BIG announcements and lay out what to expect moving forward for Season 4!

Introducing The Brand New FB Community! Click To Join The Money Misfits Facebook Group

In this 23 minute episode we discuss: * The new edition to the Misfit Family * The brand new Facebook Group * Upcoming episodes * Possibly more videos?

Listen to Get Your Money Right below...

The Show Links * Join The Misfits Facebook Group * Article: Congress reaches deal to keep government open through September

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Another great one in the books! Season 3 proved to be the most popular than the previous two and that growth is because of you! So THANK YOU! In this finale episode, we wrap up the season with highlights from the season and we also talk about what's to come moving forward... Let's get it!

The Show Links * Join The Misfits

Season 3 Episodes * 41- It’s 2017… Let’s Start This Thing Off Right! * 42 - Stop Budgeting… You’re Doing It Wrong! * 43 - The Heartbreaking Cost of Being Average * 44 - The 4 Specific Elements of Financial Intelligence * 45 - What To Do With A PHAT Tax Refund * 46 - The Black History of Black Money * 47 - The Guide to Black Wealth with Camari Ellis * 48 - HBCU’s, Politics, & Money with University College * 49 - The Black Entrepreneur Blueprint with Jay Jones * 50 - How To Stay Woke With Your Money * 51 - Can’t Get Right? Why We Don’t Do What We Know We Need To Do * 52 - A Recession Is Coming… Here’s How To Protect Yourself!

What was your favorite episode and/or lesson learned in Season 3? Let us know in the comments! Follow the journey on social... Facebook | Instagram | Twitter | Snapchat

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The recession of all recessions may be around the corner. The economy will slow, jobs will be lost, and people will struggle. How do we prepare for our own personal economies to flourish, for jobs to fall in our laps, and to take advantage of amazing opportunities that come along in recessions? In this episode, we get into what you need to know to protect you and yours with 4 simple steps to recession-proof your life... Let's get it!

Become A Misfit! Click To Join The Misfits

In this 45 minute episode we discuss: * What is a recession anyway? * Why does it matter to you? * How do we know when recessions are coming? * How to prepare you and your family? * Secrets on how to benefit from recessions... * We revisit the seasons... * and share 4 simple steps to recession-proof your life...

Listen to Get Your Money Right below... [player] The Show Links * Join The Misfits

Don't let this conversation die...? Let's talk about it here... What would add? Did you learn anything new? Let us know in the comments! Follow the journey on social... Facebook | Instagram | Twitter | Snapchat

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We know what we need to do? But why don't we do it? In this episode we take a dive into why that is the case and give some practical steps to make sure we're not solely leaning on will power and becoming victims to life's many distractions... Let's get it!

In this 35 minute episode we discuss: * The real issue of knowing what to do and still not doing it... * What's easy to do is also easy not to do... * Why your brain fights against progress... * The dangers of being comfortable... * Practical ways to set up an environment that moves you... * Trumpcare... * The coming recession... * And much more....

Listen to Get Your Money Right below...

The Show Links * Join The Misfits

Don't let this conversation die...? Let's talk about it here... What would you add? Did you learn anything new? Let us know in the comments! Follow the journey on social... Facebook | Instagram | Twitter | Snapchat

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How do you know what's right for you? How do you make you sure you're not being gamed or taken advantage of? How do you make sure you're continuously on top and never fall off? Staying woke with your money in critical and this episode I lay out how to make sure that happens... Let's get it!

The Get Your Money Right Bootcamp Is Here! Click To Learn About The Bootcamp

In this 26 minute episode we discuss: * The amazing black history month we had... * New haters... * Being 1 year in and a HUGe download milestone * The 5 ways to stay woke with your money... * The 3 sides of the coin... * The importance of following the money... * How many times to ask "Why?"... * Being 1 year in and a HUGE download milestone * And much more....

Listen to Get Your Money Right below...

The Show Links * Join The Misfits

Don't let this conversation die...? Let's talk about it here... What would add? Did you learn anything new? Let us know in the comments! Follow the journey on social... Facebook | Instagram | Twitter | Snapchat

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We close out Black History Month with a dynamic interview with serial entrepreneur Jay Jones. Jay is the host and creator of the Black Entrepreneur Blueprint podcast and blog amongst many other business ventures. There are very few people that reveal so many useful insights, tips, and tools to starting and winning the entrepreneurial game. If you've been in search of learning how to create a future where can make the most impact while controlling your income this is the episode for you... Let's get it! The Get Your Money Right Bootcamp Is Here! Click To Learn About The Bootcamp

In this 90 minute episode we discuss: * Is entrepreneurship the answer? * What it takes to be an entrepreneur... * The dangers of not knowing how to create income outside of a job... * The Black Entrepreneur Blueprint... * What to do if entrepreneurship is not for you... * How to properly test the waters so you don't lose an inch of money... * Free or inexpensive ways to start a business around your passion... * Knowledge vs Know-How... * And much more....

Listen to Get Your Money Right below...

The Show Links * No BS 100 Days To Freedom – How To Profit Online From Your Passion And Replace Your Income In 100 Days * Website: The Black Entrepreneur Blueprint * Facebook: @blackentrepreneurblueprint

Don't let this conversation die...? Let's talk about it here... What would add? Did you learn anything new? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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The fellas from University College Podcast bring our most entertaining episode of the season! Lots of wisdom, great conversation, and good laughs. As part of our Black History theme, we talk about HBCU's (SHOUT OUT TO PVAMU!) and their relevancy past, present, and future. But this conversation takes us many places from the effect the Obama's had to Trump's plans to increase funding to HBCU's. I know you're going to enjoy this one... Let's get it! The Get Your Money Right Bootcamp Is Here! Click To Learn About The Bootcamp

In this 63 minute episode we discuss: * The days I use to have braids! * Why the mission of HBCU's can no longer be the same * How high-income earners have money problems too * Backlash of black privilege * The cultural experience and nurturing for POC at HBCU's * White supremacy in the black community * The effect of having a black family in the White House * Terrorist's fist jab * Trump's plans for funding HBCU's * And much more....

Listen to Get Your Money Right below...

The Show Links * Website: universitycollegepodcast.wordpress.com * Instagram: @UCollege * Twitter: @UnivCollegeBTC * Facebook: @UniversityCollegeBTC

TTE Legacy Foundation is non-profit that provides academic scholarships to students at Prairie View A&M University. To find out more or to contribute please send an email to mjcj2005 @ yahoo.com and BE THE CHANGE! Don't let this conversation die...? Let's talk about it here... What would add? Did you learn anything new? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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This interview was inspired by The Guide to Black Wealth article written by Mr. Camari Ellis, an investment and tax advisor that has dedicated his time to helping others get their money right, literally. This is one of those interviews that take you everywhere and exposes Mr. Ellis' breath of knowledge when it comes to building black wealth. We also get all up in his business like you've probably never heard before. I know you're going to enjoy this one... Let's get it!

The Get Your Money Right Bootcamp Date Announced! Click To Learn About The Bootcamp

In this 53 minute episode we discuss: * The history of black people and money in the United States * Connecting the dots of the Black Codes, Jim Crow, Redlining, Civil Rights and more * Black unemployement being half of the national average for 50+ years * Camari's famous article on The Guide to Black Wealth * How to have an abundance mindset in an scarce environment * How the G.I. Bill created the white middle class * The generational effects of wealth and what to do about it * How you can Ask Camari anything on a weekly basis * And much more....

Listen to Get Your Money Right below...

The Show Links

  • Email: CamariEllis at gmail.com and tell him Jarmar sent you!
  • The Guide To Black Wealth
  • Ask Camari on Facebook
  • Camari on Twitter
  • Become a Money Misfit

Don't let this conversation die...? Let's talk about it here... What would add? Did you learn anything new? Have a question for Camari? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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The history of black people and money is probably one of the quietest kept and least understood topics of any importance. It's an important topic and we discuss things like the beginning of slavery, 40 acres and a mule, and the real reason MLK was assassinated. This is a must listen... you don't want to miss... Let's get it! Introducing The Brand New FB Community! Click To Join The Money Misfits Facebook Group

In this 57 minute episode we discuss: * The history of black people and money in the United States * The roots of economic advancement on the backs of slaves... * Life, Liberty, and Pursuit of Happiness Property... * The Freedman's Bank * The 13th Amendment * Black Wallstreet * The originators of terrorism * The real reason MLK was assassinated... * Rarely heard speech, by Dr. Martin Luther King, about money... * How financial ignorance has hurt black people... * And much more....

Listen to Get Your Money Right below...

The Show Links * Become a Money Misfit

Don't let this conversation die...? Let's talk about it here... What would add? Did you learn anything new? What did I miss? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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It's that time again... Tax Refund Season! Where we look for smart (or not so smart) things to do with these big refunds. Do we save it? Buy that new car? Use it for a vacation? Make it rain at the club!? Well, if you've listened to the show before you know I've got some better ideas... Let's get it! Introducing The Brand New FB Community! Click To Join The Money Misfits Facebook Group

In this 45 minute episode we discuss: * What is a Tax Refund anyway... * How to control how much you get you back... * The cost of a big tax refund... because there is a cost * 7 Perfect things you can do with the refund... * Introduce LMI Certified... * The purpose of money... * And much more....

Listen to Get Your Money Right below...

The Show Links * IRS W4 Calculator * Classic Episode: It's Expensive Being Broke * Classic Episode: Tax Cuts For The Rest Of Us * Become a Money Misfit

Don't let this conversation die...? Let's talk about it here... Will you implement any of these steps? What are some other creative things we could do with this money? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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Have you ever thought about your financial IQ? How is it that some people seem to get and truly understand money but to the rest us, it feels like a foreign language. Well, there's a whole lot more to financial intelligence than literacy. In this episode, we expose those phases and elements necessary to take your financial IQ to the next level... Let's get it! Introducing The Brand New FB Community! Click To Join The Money Misfits Facebook Group

In this 43 minute episode we discuss: * Recap of The Heart Breaking Cost of Being Average... * How'd the Get Your Money Right Bootcamp go... * I read a brand new REVIEW!!! (These make me happy) * The 4 Specific Stages/Elements/Phases of Financial Intelligence... * What is intelligence? * Why financial literacy falls short... * How to protect ourselves from scams and financial manipulations... * Dame Dash going OFF on the Breakfast Club about legacy... * And much more....

Links: * Dame Dash going OFF on the Breakfast Club about legacy... * Become a Money Misfit

Don't let this conversation die... What do you think about the 4 elements... Would you add anything? Lets talk about it here in the comments! Facebook | Instagram | Twitter | Snapchat

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What is the cost of average? Being average (or even slightly above) gives us a sense of safety and security. We're not as bad off as the worst but we're not quite amongst the "elite". Being great these days seem to come with a bit of risk. Risk being ostracized, risk of leaving friends behind, risk of being seen as somebody that has it all together... Since when did we adopt this idea that mediocrity is cool? In this episode, we challenge that sense of safety and security in being average. More importantly, we count the cost... This may rub somebody wrong... The average person won't listen to this though... So it's on us... Let's get it!

In this 57 minute episode we discuss: * Happy Martin Luther King Jr. Day! This episode is in commemoration of MLK... * The first Get Your Money Right Bootcamp runs today... * The cost of average, and why staying still puts you at risk... * Why we cannot depend on social security and other retirement programs... * Who will step up and do what you were called to do other than you? * 20/20 episode on the shrinking and hidden middle class America... * Further details for the Get Your Money Right Bootcamps! (Join the Mistfits to be the first to get notifications when it's open because enrollment is very limited) * And much more....

Links: * ABC 20/20 Episode My Reality: A Hidden America * Become a Money Misfit

Do you have questions, comments, or concerns? Bring the conversation here to the comments! Facebook | Instagram | Twitter | Snapchat

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Have ever you tried to budget? How'd it go? Terrible? Well, you now have my permission to STOP Budgeting... In this episode, I explain why and what's better than budgeting. Here's a hint, you're not the problem... your system is... Let's get it!

In this 60 minute episode we discuss: * Recap episode 41 * The VIP Goal Setting Workshops * Why I want you to stop budgeting * The 10 biggest mistakes we make when trying to budget * What to do instead * Further details for the Get Your Money Right Bootcamps! (Join the Misfits to be the first to get notifications when it's open because enrollment is very limited) * And much more....

Links: * Become a Money Misfit * Marriage & Money Interest List

Do you have questions, comments, or concerns? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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The final day of the VIP Goal Setting Workshop with Mr. David Imonitie can only be explained as transformative. Building upon the first 2 days to wrap it all up in a clear concise image of how this all ties together. This is one of those series you must share with those you care about!

This very special bonus audio is a recording from a private VIP Goal Setting Workshop Mr. Imonitie did this past summer. We have the privilege of being able to listen in and from what I know you can not find this audio anywhere else but him directly.

So this is a treat and I feel blessed to be able to bring this to you.

Take notes & expect transformation!

VIPGoalSetting

A photo posted by DAVID IMONITIE ⚜ (@davidimonitie) on Jun 9, 2016 at 7:24pm PDT

Don't forget to head over to Facebook and/or Instagram and let Mr. Imonitie know how this has changed you!

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Day 2! Day 2! Day 2 is here! If you have not, yet, listened to first day workshop... go back and listen and then maybe listen again! This is goal setting like you've never heard it before and you deserve to hear it... Do not miss this!

This very special bonus audio is a recording from a private VIP Goal Setting Workshop Mr. Imonitie did this past summer. We have the privilege of being able to listen in and from what I know you can not find this audio anywhere else.

So this is a treat and I feel blessed to be able to bring this to you.

Take notes & expect transformation!

When you have GOALS where you are will become insignificant compared to where you desire to be. #VIPGoalSetting

A photo posted by DAVID IMONITIE ⚜ (@davidimonitie) on Jun 8, 2016 at 7:18pm PDT

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If you THINK you know about goals I challenge you to listen to this! David Imonitie has a unique story of winning against the odds. Though his story is unique, what he has done and how he was able to do it isn't unique to only him. From living with his dad, in a room with nothing more than a twin size bed and a dresser, to today being a multimillionaire. He has dedicated his life to helping others achieve even greater results using what they are already equipped with. Do not miss this!

This very special bonus audio is a recording from a private VIP Goal Setting Workshop Mr. Imonitie did this past summer. We have the privilege of being able to listen in and from what I know you can not find this audio anywhere else.

So this is a treat and I feel blessed to be able to bring this to you.

Take notes & expect transformation!

Staying Focused on your goals is a habit every successful person has developed. It requires Discipline, it requires Passion, it requires a Vision Greater than your present!! Your goals are the only exit from your past. Fall in love with your goals, Dream about them, speak about them and Work everyday to attain your goals. One of my Goals in life is to see you win. Let me know what your goal is so we can be in agreement for its attainment!! Comment below! #iBelieve #Impact #1Billion #Goals

A photo posted by DAVID IMONITIE ⚜ (@davidimonitie) on May 31, 2016 at 5:33pm PDT

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HAPPY NEW YEAR!!! You ready for a new you? New money? How about new ways we can help you get your money right? How about sound wisdom from a multimillionaire? Yes? Then this brand new season 3 is for you! Don't waste anymore time reading this and listen to the show... then maybe listen again... I think you'll like it... Lets get it!

In this 42 minute episode we discuss: * Recap of 2016 * Financial struggles we had * What we learned about the power of starting * People are hungry and ready for what we have to offer * The way we do money works! * 6 Steps to setting and actually achieving goals * What to expect this season * Introducing the Get Your Money Right Bootcamps! (Join the Mistfits to be the first to get notifications when it's open because enrollment is very limited) * A free gift from a multimillionaire friend and mentor (Hint: You must be subscribed to the show or a Misfit to get it) * And much more....

Links: * How to further your education for FREE * Become a Money Misfit * Marriage & Money Interest List

Do you have questions, comments, or concerns? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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This week's ReUp is from episode 34 "How To Prioritize Financial Goals When You've Got So Many". If you've got priorities here this ReUp will definitely help you put them in perspective. This one is worth listening to again and again.  Enjoy!

Links: Original Show Notes: How To Prioritize Financial Goals When You've Got So Many Facebook | Instagram | Twitter | Snapchat

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This week's ReUp is from episode 39 "Thanksgiving + A Life Changing Challenge". This one is fitting since Christmas is around the corner and the very things talked about in the show especially apply now.  Dig in and enjoy! Links: Original Show Notes: Thanksgiving + A Life Changing Challenge Facebook | Instagram | Twitter | Snapchat

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This week's ReUp is from episode 35 "Big Rocks".  We did in the what priorities are and how to make sure you recognize them so you can fit them all in.  And of course, I get a bit too personal but it's all good!  Enjoy!

Links: Original Show Notes: Big Rocks Facebook | Instagram | Twitter | Snapchat

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We're on our season break so this month we will rebroadcast the "Best Of" so to speak.  Gotcha Bills was popular, a lot of fun, full of useful information.  Ever get caught off guard by random bills?  How frustrating is it when you get an overdraft fee because of a check you forgot about?  Gotcha bills are those bills that sneak up on you and nag you.  In this episode we take a deep dive into the most diabolical ones out there and how we can make sure we never get GOT again.  Enjoy! Links: Original Show Notes: Gotcha Bills Facebook | Instagram | Twitter | Snapchat

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We did it! Another successful season in the bag. Today, we go over the highlights of the season and what to expect moving forward. Not just what to expect with the site but exciting news about season 3. It's going to be better than ever!

In this 21 minute episode we discuss: * Recap of Season 2 * What to expect for the month of December * What's to come for the new year and season 3 * The 5 Part Jumpstart Email Course * Reiterate last weeks challenge * And much more....

Links: * Jarmar's Interview on The Digital Entrepreneur * Facebook Live: "How to cut the paycheck to paycheck cycle" * Become a Money Misfit * Marriage & Money Interest List

Season 2 Episodes: * 28 The Truth About The Joneses * 29 How To Talk To Your Spouse About Money When Times Are Good * 30 The Real Difference Between Saving and Wealth Building * 31 Gotcha Bills * 32 How Trump Pays No Taxes * 33 Why I Don’t Listen To Big Banks & Broke People * 34 How To Prioritize Financial Goals When You’ve Got So Many * 35 Big Rocks * 36 4 Silent Money Killers * 37 Tax Cuts For The Rest Of Us * 38 Inflation: How To Get Ahead & Stay Ahead Of It * 39 Thanksgiving + A Life Changing Challenge

Do you have questions, comments, or concerns? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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Tis the season for giving thanks so we do that plus throw out a challenge that will absolutely make you feel better about your future. Not a long one but an important one that I'm excited for you to hear... Lets get it!!! In this 22 minute episode we discuss: * + - Thanksgiving - A break from the 4 Silent Money Killers - Putting the phone down - How to ensure your future with pen and paper - The 5 Part Jumpstart Email Course - Our 1st Facebook Live: "How to cut the paycheck to paycheck cycle"

Links: * + - Jarmar's Interview on The Digital Entrepreneur - Facebook Live: "How to cut the paycheck to paycheck cycle" - Episode 36: 4 Silent Money Killers - Become a Money Misfit - Marriage & Money Interest List

Do you have questions, comments, or concerns? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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Continuing the critical work of talking about the elements that destroy money and wealth creation. We explore the most diabolical of them all... Inflation. If you've ever wondered why the cost of things seem to continue to go up with some strategies on what to do about it... This is the episode for you!

Become A Misfit! Click To Join The Misfits

In this 52 minute episode we discuss * The 4 Silent Money/Wealth Killers * Why people can not seem to get ahead * The Most Diabolical (& Hidden) Tax * Why can't we just print money to feed the poor? * The Federal Reserve * Long lines & Jordans * How we can stay ahead of inflation no matter what * Becoming anti-fragile

"When a business or an individual spends more than it makes, it goes bankrupt. When government does it, it sends you the bill. And when government does it for 40 years, the bill comes in two ways: higher taxes and inflation."

  • Ronald Reagan

Links: * Episode 36: 4 Silent Money Killers * Episode 37: Free Education * Become a Money Misfit * Marriage & Money Interest List

Do you have questions, comments, or concerns? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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We discovered last episode that one of the biggest silent killers are taxes. This week we take a deeper dive and talk about how to cut your tax burden down.

Become A Misfit! Click To Join The Misfits

In this 47 minute episode we discuss * The 4 Silent Money/Wealth Killers * Why people can not seem to get ahead * My favorite way to free up money * Diabolical Taxes * Tax tips for employees * The 2 sides of the tax code!

"In this world nothing can be said to be certain, except death and taxes.""

  • Benjamin Franklin

Links: * How To Further Your Education For Free Episode * Become a Money Misfit * Marriage & Money Interest List

Do you have questions, comments, or concerns? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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Probably one of the most important topics I know to talk about. We work hard for the money and it's depressing when you look up and feel like you're behind where you are supposed to be. Millions of Americans go through life and never understand these 4 Silent Money Killers that they MUST get through in order to create lasting wealth. Take a listen and then maybe listen again!

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In this 56 minute episode we discuss * The 4 Silent Money/Wealth Killers * Why people can not seem to get ahead * What forces are always squeezing them * Diabolical Taxes * Inflation and the cost of living costing us * $100,000 in 1980 compared to today * Compounding Expenses * Distractions and more!

"Financial ignorance does not equal bliss... It equals broke"

  • The Money Misfit

Links: * 2016 Tax Freedom Day * Cost of Inflation Calculator * Expensive Being Broke * Book: Money Master The Game by Tony Robbins * Become a Money Misfit * Marriage & Money Interest List

Do you have questions, comments, or concerns? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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Remember the last episode where we talked about the big rocks? No? Then go back and listen to episode 34. If so, listen on as we take a deeper dive in what these big rocks are. Of course, I get personal and probably talk way more than I should have but this is definitely an episode worth listening too!

Become A Misfit! Click To Join The Misfits

In this 63 minute episode we discuss: * How to prioritize financial goals part deaux… * What are the Big Rocks? * Saving for Retirement vs Saving/Investing for Financial Security… * Lifestyle Design… * Leaving a Legacy… * Other types of crisis insurance… * Paying off debt… * and so much more…

“Most people don't do well because they major in the minor things”

-Jim Rohn

Links: * Episode 34: How To Prioritize Financial Goals When You’ve Got So Many * Episode 17: How To Further Your Education For Free * Episode 14: Stages To Financial Freedom * Book: The 4 Hour Workweek * Become a Money Misfit * Marriage & Money Interest List

Do you have questions, comments, or concerns? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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How do you prioritize financial goals when there seems to be an endless amount of them? When you’ve got ambitions competing with old choices that you’re still trying to pay off… What do you do? In this episode, we talk about how to take all that greatness and fit it all in. Mixed with simple illustrations and how I almost got choked out over a couch. This is one you don’t want to miss… Enjoy!

In this 43 minute episode we discuss: * How to prioritize financial goals… * A powerful story with rocks and mason jars… * Tips to determine if you should pay off debt or save… * Why the next 5 years will look like the last 5 years… * Distinguishing what’s important vs what’s urgent… * Multi-use financial goals… * Majoring in minor things and what they cost… * Winnable and achievable goals… * and more…

“Discipline is simply the art of remembering what you want most”

Links: * Story of the Big Rocks * Become a Money Misfit * Marriage & Money Interest List

Do you have questions, comments, or concerns? Let us know in the comments! Facebook | Instagram | Twitter | Snapchat

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If you've listened to at least one episode you know I'm not one to worship the advice sold by big banks and regurgitated by broke people. But I've also been asked about why I feel that way and today we answer that question. We are surrounded by marketing material disguised as advice. Much of it seems harmless and at worst confusing but there are always 3 sides to a coin.

Support The Show! Click to Subscribe, Rate & Review in iTunes In this 39 minute episode we discuss: * Big Banks' Interests are not the same as yours... * Where does financial literacy come from? * How do banks make their money? * Where I get my education from... * How do I process information * Following the money * Taking advice from my broke self * and more...

"If you don't design your own life plan, chances are you'll fall into someone else's plan. And guess what they have planned for you? Not much." - Jim Rohn

Links: * Miles Weekly Personal Finance Podcast - Stay On Game Q4 End Of Year Planning * Become a Money Misfit * Marriage & Money Interest List * GYMR Facebook Page * Instagram * Jarmar on Twitter * Jarmar on Snapchat

Do you have questions, comments, or concerns? Let us know in the comments!

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How can a man be worth so much but pay so little in federal income taxes? It's a puzzle for a lot of people but if you understand this yet critical part about taxes it won't surprise you a bit. If you've ever been confused by the tax code and want to know how you can use it to your advantage listen in!

Support The Show! Click to Subscribe, Rate & Review in iTunes In this 48 minute episode we discuss: * Who is Donald Trump? * How can he be worth so much and pay so little? * Should we be upset about it? * We discuss the 3 types of income * The simple purpose of the tax code * Government incentives * and how you can use them to your advantage as well...

"Knowledge is knowing that a tomato is a fruit. Wisdom is knowing not to put a tomato in a fruit salad." - Rev Run

Links: * Become a Money Misfit * Marriage & Money Interest List * GYMR Facebook Page * Instagram * Jarmar on Twitter * Jarmar on Snapchat

Do you have questions, comments, or concerns? Let us know in the comments!

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Ever get caught off guard by random bills? How frustrating is it when you get an overdraft fee because of a check you forgot about? Gotcha bills are those bills that sneak up on you and nag you. In this episode we take a deep dive into the most diabolical ones out there and how we can make sure we never get GOT again. Enjoy!

Support The Show! Click to Subscribe, Rate & Review in iTunes In this 38 minute episode we discuss: * What are Gotcha Bills? * Why it's important to be aware of them? * Here's a list of a few discussed in the show... + Property tax increases + Deductibles + Cable and Internet Bills after contract have expired + Credit Card bill after intro rates + Car Registration + Vacation Extras + Entertaining Guest + Student Loans + Kids extracurricular activities/extras + Transactional cost of buying a home + Utilities * What's unique about each of these? * There's a full list of 50+ * How we handle them * And how to never get got!

Anticipation is Power - Tony Robbins

EP31-gotchabills

Links: * Become a Money Misfit * Marriage & Money Interest List * GYMR Facebook Page * Instagram * Jarmar on Twitter * Jarmar on Snapchat

Do you have feedback or a Gotcha Bill that we missed? Let us know in the comments!

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Wealth Building is NOT the same as saving. What is the purpose of saving? What about wealth building? How do we get it done? In episode 30 we get into the real difference between saving and wealth building. Not knowing the difference can make or break your goals and dreams and it's important we define these differences. Let's Get It!

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In this 39 minute episode we discuss: * What does it mean to Save * Why people fail when trying to save * Definition of Wealth * How wealth is measured for riches * Miseducation of Wealth Building * 401k's & IRA are savings not wealth building tools * Wealth building techniques * How to save properly * and much much more!

It's not what you look at that matters, it's what you see. - Henry David Thoreau

Links * Become a Money Misfit * Rich Dad Poor Dad * Stages to Financial Freedom (Episode 14) * Marriage & Money Interest List * GYMR Facebook Page * Instagram * Jarmar on Twitter * Jarmar on Snapchat

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How do you talk to your spouse about money? What about when times are good? Everybody knows how these conversations go when times are tough but if we do it right in the good times… even the hard times seem easy. In this, episode 29, we tackle why and how to talk about money with your spouse when times are good. I think you’re going to like it!

Support The Show! Click to Subscribe, Rate & Review in iTunes In this 36 minute episode we discuss: * Why talk about money when times are good * How to recognize good times vs bad times * Words to never use with your spouse * Financial Decision Fatigue * What to talk about * What questions to ask

Your comfort zone is your broke zone

Links * Marriage & Money Interest List * GYMR Facebook Page * Instagram * Jarmar on Twitter * Jarmar on Snapchat

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We kick off Season 2 of the Get Your Money Right Podcast throwing a little shade at the Joneses!? But they aren't the only ones that get it. We attack average and expose the Jones in all of us... Take a listen and enjoy!

Support The Show! Click to Subscribe, Rate & Review in iTunes In this 28 minute episode we discuss: * Who are the Joneses? * How to spot the Jones * What do we have in common with them? * New announcements * The cost of average

“Average never leads to greatness” * GYMR Facebook Page * Jarmar on Twitter * Jarmar on Snapchat

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This ReUp is all about trust. A lot of times we are in denial about our money because we don't trust ourselves with it. Here are 5 practical things you can do when you don’t trust yourself, so that you can change that story and watch yourself become a good steward of your money.

Support The Show! Click to Subscribe, Rate & Review in iTunes Show Notes: * Original Show Notes:  What To Do When You Don’t Trust Yourself With Money * Get Your Money Right Facebook Page * Jarmar on Twitter * Jarmar on Snapchat

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Should retirement really be the goal? Who idea was it anyway to work for 40 years then lay up hoping you die before you run out of money? In this episode we challenge the entire concept of retirement. We go into the history of retirement, who's behind the push to make it normal, and explore the alternatives. Here's another episode that aims to change the way you think about money.  Enjoy!

Support The Show! Click to Subscribe, Rate & Review in iTunes Show Notes: * Original Show Notes:  Rethinking Retirement and Why It Is the Worst Case Scenario * Jarmar on Twitter * Jarmar on Snapchat

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We are on a break in between seasons so in the mean time we want to introduce the ReUp… For the next few episode we will rebroadcast some of our most popular episodes... It's Expensive Being Broke is a perfect fit... I get real personal and maybe open the eyes on the high cost of not having enough money... Enjoy!

Support The Show! Click to Subscribe, Rate & Review in iTunes Show Notes: * Original Show Notes:  It's Expensive Being Broke * Jarmar on Twitter * Jarmar on Snapchat

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We are on a break in between seasons so in the mean time we want to introduce the ReUp… For the next few episode we will rebroadcast some of our most popular episodes and Joint vs Separate fits that bill… It also happens to be one of our most controversial episodes too… Enjoy!

Support The Show! Click to Subscribe, Rate & Review in iTunes Show Notes: * Original Show Notes:  Joint vs Separate Bank Accounts in Marriage * Jarmar on Twitter * Jarmar on Snapchat

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It's been fun! 23 episodes in and now time for a season break. Come listen in to what we've covered over the past twenty-something episodes and what's to come in the new season... I think you're going to like it!

Support The Show! Click to Subscribe, Rate & Review in iTunes Show Notes: * GYMR Facebook Page * Jarmar on Twitter * Jarmar on Snapchat

What was your favorite episode of Season 1? Let us know in the comments below!

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Update: Part 1 | Part 2 | Part 3 The Finale! Part 3 of the how to increase your credit series is in the bag. We talk about the myths and lies innocently spread around about credit score that could cost us thousands. We also go into some of frequently asked questions. Take a listen... I think you're going to like it!

In this 42 minute episode we discuss: * Credit Score Myths * Does checking your credit report too often hurt your score? * Should you carry a balance on your credit cards for scoring purposes? * What can credit repair companies really do * Employers checking your credit score myth * Falsehoods and dangers of paying your credit card off in full * Where can you go to get help * FICO VS Vantagescore * The ONLY way to get the most accurate credit score * How does being married effect your credit score and more!

“Wise decisions based on lies we living” - Tupac Score 750! Click to Register for Webinar Show Notes: * Score 750 Webinar * GYMR Facebook Page * Jarmar on Twitter * Jarmar on Snapchat

What myths did you use to believe about credit scores that you no longer do? Please share in the comments below!

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Update: Part 1 | Part 2 | Part 3 Part 2 of the how to increase your credit score series deep dives into how your credit is scored. If you can learn this then you can increase your credit score as high as you want. Credit scores always seem to be a mystery and if you thought all you could do was make payments on time and hope for the best today you will be enlightened!

In this 44 minute episode we discuss: * Exactly how your credit is scored * 2 BIGGEST factors that we all should pay attention to * The 3 C's * 2 ways to improve utilization percentages * FICO VS Vantagescore * The ONLY way to get the most accurate credit score * Mrs. Misfit gets interviewed on High Frequency Woman and it's GOOD! * How and where to find your credit score and more for free!

“If I had six hours to chop down a tree, I’d spend the first four sharpening the axe.” - Abraham Lincoln Support The Show! Click to Subscribe, Rate & Review in iTunes Show Notes: * Score 750 Webinar * AnnualCreditReport.com - Get a truly FREE credit report from each of the 3 bureaus every 12 months * MyFico * CreditKarma * Credit Sesame * Quizzle * Credit * Mint * GYMR Facebook Page * Jarmar on Twitter * Jarmar on Snapchat

Is there anything you use to believe about credit scores that you no longer do? Please share in the comments below!

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Update: Part 1 | Part 2 | Part 3 Is it possible that the way we have been taught to think about credit is all wrong? Well of course it is or I would not have asked the question. This is the first of the series on increasing your credit score and if you can understand these fundamentals then there is no stopping you from getting the best scores possible... Enjoy!

In this 52 minute episode we discuss: * What is credit anyway? * How is credit different from debt? * 2 Things you need to guarantee credit at great rates * Proof you don't need a credit but why you should get one anyway * Reveal lies behind the FICO * Difference between credit score and credit report * What to look out for and more...

Show Notes: * Score 750 Webinar * AnnualCreditReport.com - Get a truly FREE credit report from each of the 3 bureaus every 12 months * eCredable - Attempts to create a credit score based on your bill payment history * GYMR Facebook Page * Jarmar on Twitter * Jarmar on Snapchat

Is there anything you use to believe about credit scores that you no longer do? Please share in the comments below!

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Who doesn't love a good holiday!? Full of friends and family doing the things you'd rather be doing on a regular basis. But why don't we do these regularly? In this short episode we dive right in on why it is imperative that we follow America's own example and create our own Declaration of (Financial) Independence.

In this 23 minute episode we discuss: * Celebrating the 4th of July * Motives behind the Declaration of Independence * Things to consider * 3 ways to get to financial independence * Why now is your time * and of course Chicken, Watermelon, and Kool-aid

Support The Show! Click to Subscribe, Rate & Review in iTunes Show Notes: * Episode 14: Memorial Day Special - Stages To Financial Freedom * GYMR Facebook Page * Jarmar on Twitter * Jarmar on Snapchat

Will you be declaring your independence?  Let us know what that means for you in the comments below!

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New Year’s Resolutions are pretty popular. What’s not so popular is following through with them or even checking in on the progress of said "resolutions". No matter where you fall we’re now halfway through 2016 and there is no time like the present to reevaluate and possibly set some new goals. In this episode, we jog your memory to help you finish the year strong, create personal profit, and avoid “gotcha bills”. Add this to some behind the scenes and exciting updates to come… Enjoy!

Support the Show: Subscribe, Rate, & Review Here in iTunes

In this 50 minute episode we discuss: * Recap from last week… make sure you go get that free resource yourmoneyright.com/ep17 * What to expect moving forward with the show * New upcoming implementation program * Finishing the year strong * SMART Goals * Knowing what’s in it for you * What can stop you from achieving * Death & Taxes * Tax strategy

Show Notes:

Miles Weekly Podcast The Black Neighbors Podcast Turbotax Taxcaster IRS Withholding Calculator GYMR Episode 17 Get Your Money Right Facebook Page Jarmar on Twitter Jarmar on Snapchat

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We all know the importance of getting a good education. We also know how expensive it can be to have to pay for one. It is even more expensive if you get the wrong education... you know... the stuff you can't use. Today not only do we uncover little known secrets to getting high value education from institutions like Harvard, Stanford, and MIT... We also reveal how to get it free without FAFSA or filling out endless scholarship applications.  Then better yet get taught by true experts who have done it and are doing what you want to be doing... Don't miss the resources in this one!

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In this 39 minute episode we discuss: * The true meaning of education * Why they don't teach this stuff school * What social scientists say about making lasting change * Where and education is going * How to further your education for free * Worthwhile subjects to study * What kids should be focused on to ensure they're not left behind * and my favorite resources for world class education that's actually useful

Show Notes:

Get Your Money Right Facebook Page Jarmar on Twitter Jarmar on Snapchat

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On today's show, I'm finally addressing the most popular thing I get asked about: How my family of 5 survives and thrives off of just one income. We go into the humble beginnings of our marriage and parenthood, explaining why we decided to do this and giving 7 steps that you can take to become a single income family.

In this 43 minute episode we discuss: * Our story; life after we had our first child and how we got to where we are today * What made my wife consider being a SAHM (stay at home mom) despite her upbringing and career-driven mentality * Parenting styles, daycare, breastfeeding and other things that weighed in on our decision * How my wife going back to work part-time after maternity leave helped us transition into her becoming a SAHM * The surprising benefits of being a single income family * The costs of working * How having a stay-at-home parent actually saves you money and your weekends * The lifestyle of a single income family * How living on one income decreases stress and increases security * How you and your spouse can BOTH work yet still live off of one income, and why doing so gives you more options * How just making the decision to live off of one income is the most important step, regardless of your circumstances! * The importance of becoming team players * Considering the material, physical and psychological costs of your job * The chief cause of failure * Unique ways to transition into this lifestyle, why you don't necessarily need to quit your job * Considering what you value most in life * Our rule of thumb when it comes to housing expenses * A minimalist lifestyle, we think this article is a good introduction to the concept * Leaving the Joneses alone * Staying ahead of your money and eliminating distractions * Dedicating time to your goals * Breaking the paycheck-paycheck cycle * How gratitude improves your lifestyle * Keeping what is most important to you in the forefront * The secret to knowledge and building faith * And much, much more

Take notes... Listen to it again and again!

Show Notes: Get Your Money Right Facebook Page Jarmar on Twitter Jarmar on Snapchat

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Today we touch on a more sensitive subject. A lot of times we are in denial about our money because we don't trust ourselves with it. Here are 5 practical things you can do when you don’t trust yourself so that you can change that story and watch yourself become a good steward of money.

Support the Show: Subscribe, Rate, & Review Here in iTunes

In this 41 minute episode we discuss: * Embracing the truth * The revelation of being flawed * Realizing that being good with money is not something that comes natural * How giving yourself some grace eliminates guilt and condemnation * How to stop relying solely on willpower and avoid falling victim to the ego * My previous time being in the bar industry's nightlife, why I left that, and how staying out of the wrong environment is the best way to avoid self-sabotage * Getting clear about what you truly want and giving your savings a direct assignment * How much my wife loves Target * The cause of buyer's remorse and how to avoid it * Being honest with yourself and setting up a realistic spending plan * The problem with budgeting * Why celebrating and allowing yourself to have some fun with money is necessary * Why everyone loves our house even though we don't have much in it * How to spend your money before you spend your money * Beer * YNAB (You Need A Budget), the budgeting software we use * The serious spending problems my wife and I had upon entering marriage * How to avoid anxiety around money and turn it into one of your favorite things to talk about * Setting up an accountability system, partner or even hiring a bookkeeper * Why we all need personal trainers and why those who have them are successful * Dave Ramsey, how his cash envelope system worked for us and why everybody should use it for at least a year * plus much, much more!

Take notes... Listen to it again and again!

Show Notes:

YNAB Dave Ramsey's cash envelope system

We're also loving these practical and stylish money envelopes from Broke On Purpose for starting your own cash envelope system

Get Your Money Right Facebook Page Jarmar on Twitter Jarmar on Snapchat

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Salute to all soldiers past and present that sacrifice themselves so we can live free. Happy Memorial Day! In light of this special occasion I felt it fitting to talk financial freedom and the various stages we go through leading up to it. For most people financial freedom is so far... such a pie in the sky idea that they give up pursuing.  I hope today by breaking it down in to bite sized chunks we can reinvigorate that very pursuit.  Enjoy!

Support the Show: Subscribe, Rate, & Review Here in iTunes

In this 53 minute episode we discuss: * A Salute to Veterans that gave the ultimate sacrifice * Stages to financial freedom * Financial Scarcity * Financial Survival * Financial Stability/Delusion * Financial Ease * Financial Security * Financial Independence * Financial Freedom * and much, much more

Take notes... Listen to it again and again!

Show Notes:

Get Your Money Right Facebook Page Jarmar on Twitter Jarmar on Snapchat

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Today we’re talking about where money comes from… and probably what's more important is that once you understand this… By the end of this show you’ll be able to get as much as you want… Seriously... So… Where does money come from? I know it sounds like a simple question but have you ever thought about that?  Growing up we heard "get money, get money, get money" but where do you get it from…Where do you think it comes from?  The bank?  The gov’t?  Education? Knowledge?  A job? Listen to find out...

Support the Show: Subscribe, Rate, & Review Here in iTunes

In this 40 minute episode we discuss: * How Apple remains the most profitable company in the world * Back story of how my wife converted me * Flaws in our thinking about money * How to partner with your employer * Why everyone is already an entrepreneur * Where money comes from * How to get as much money as you want * and much, much more

Take notes... Listen to it again and again!

Show Notes:

Get Your Money Right Facebook Page Jarmar on Twitter Jarmar on Snapchat

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Should retirement really be the goal? Who's idea was it anyway to work for 40 years then lay up hoping you die before you run out of money? In this episode we challenge the entire concept of retirement. We go into the history of retirement, who's behind the push to make it normal, and explore the alternatives. Here's another episode that aims to change the way you think about money.  Enjoy!

Support the Show: Subscribe, Rate, & Review Here in iTunesListen NowRethinking Retirement and Why It Is the Worst Case Scenario

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We've all heard the saying, "Men lie, women lie, but numbers don't lie!". What if I told you that was a lie and that in fact there are numbers that lie. Numbers that mislead us into believing we're doing well when we're not is one of the biggest reasons people fall in to denial about their financial situation. In todays episode we expose what those numbers are, how to not get burned by them, and which numbers really matter!

Support the Show: Subscribe, Rate, & Review Here in iTunesListen NowMen Lie, Women Lie, & Numbers Do Too!