Money Unleashed: Recent Episodes
Chris Hoffman
Chris Hoffman is the owner and founder of The Hoffman Financial Group in Atlanta, Georgia. He focuses on wealth management and retirement strategies. “Money Unleashed” is dedicated to empowering the investor and retirement saver with the information they need to expect more from their financial advisor.
Given that retirement could last 25, 30, or even 40 years, longevity risk has become one of the biggest financial challenges many people face in retirement. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of the show, he shares why living a long life is something to celebrate when you have create the proper income plan that can support you for decades.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The road to retirement is often paved with well intentioned advice, but not all of it will fit every person's individual circumstances. Chris Hoffman is the founder of Hoffman Financial Group and on this episode, he shares some common misconceptions that can lead people astray in their planning and how to avoid those missteps.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
With a prolonged Bull Market continuing sending the markets to all-time highs, many retirees and retirement savers may be struggling to maintain the proper perspective when it comes to their investment decisions. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed, they delve into what we should take notice of when monitoring the markets.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Of all the freedoms we can exercise, financial freedom may be the biggest and most important when it comes to retirement. Chris Hoffman is the founder of Hoffman Financial Group and on this episode, he talks about how to build a financial plan that can help you achieve a successfully funded retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Retirement is supposed to be a time you enjoy, not a time for added stress. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed, they share some retirement pitfalls that are often overlooked and share practical strategies to keep your financial future secure.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Having a clear strategy for what happens to your money after you're gone is one of the most commonly overlooked mistakes in retirement planning. Chris Hoffman is the founder of Hoffman Financial Group and on this episode, he discusses the importance creating a legacy plan that takes care of your spouse and the next generation as well.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
While the 40(k) is a staple of retirement planning, many Americans are still not aware of what exactly is inside their account and how exactly they're invested. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they detail how to understand your positions and properly structure your 401(k) to achieve the optimal results.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Saving for retirement is about more than reaching a so-called magic number. The real power is all about knowing when you have enough. Chris Hoffman is the founder of Hoffman Financial Group and on this episode, he breaks down the difference between attaining financial freedom and being caught up in the endless chase for more.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When is the last time you got a checkup for your financial life? We've all heard how important it is to prioritize your physical health, but the same can be said for your finances. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they'll break down what a complete financial checkup should include.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When people switch jobs, oftentimes their retirement savings accounts get lost in the shuffle. These orphaned 401(k) or retirement accounts represent a potential blind spot when it comes to saving for retirement because those funds aren't being actively managed. Chris Hoffman is the founder of Hoffman Financial Group and on this episode, he discusses the importance of moving these accounts and how to keep that money working for you throughout your career.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Too little cash can create challenges, but holding too much brings a different set of risks. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they'll break down how to find the right balance and build a portfolio with the appropriate mix of assets, including the role cash should play.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Unlike the closet, the garage, or the junk drawer, when your portfolio is overdue for being organized, it could be a costly proposition. Chris Hoffman is the founder of Hoffman Financial Group and in this episode, he shares some important steps to organize your financial life and give it that "Spring Cleaning" treatment.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Year after year and study after study, many Americans remain unclear on exactly what amount of money they need to retire comfortably. This mixed messaging can cause confusion at a time when clarity is what people are seeking. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they tackle one of the biggest retirement misnomers -- "The Magic Number."
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The fear of outliving your money is real, but it’s also solvable.Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he discusses the importance of creating an income plan in order to eliminate the fear of running out of money in retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Retirement is a journey, not a destination. If you're ready to clock out of work for the last time, then you need to determine where you are on the map in order to chart the financial course you want for retirement. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they'll discuss the process of preparing for a successfully funded retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
For a married couple, estate planning takes more than good intentions. It requires a plan you both believe in. Chris Hoffman is the founder of Hoffman Financial Group and on this episode, he discusses the importance of having a clear understanding of creating a legacy plan that takes care of your spouse.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Recent research revealed that the focus of many Americans planning for retirement has shifted from simply picking financial products to identifying tangible solutions. Eric Johnson and Kyle Allyn are the Vice Presidents of Hoffman Financial Group and on this episode, they discuss the importance of holistic planning and individualized strategies.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A recent study revealed that many Americans feel unsure about whether their money will actually support the lifestyle they want in retirement, even if they’ve done all the “right” things. Chris Hoffman is the founder of Hoffman Financial Group and on this episode he shares how to size up your income and some practical ways to feel more confident about your plan.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Throughout our lives, we'll face economic challenges of all types. The same is true of retirement. This cycle leaves many Americans grappling with uncertainty when it comes to retirement. Eric Johnson and Kyle Allyn are the Vice Presidents of Hoffman Financial Group and on this episode, they discuss ways to build financial confidence through proper planning.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When it comes to your finances, avoiding the wrong moves can be just as powerful as making the right ones. A single mistake, especially one repeated over years, can quietly erode your ability to build wealth. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they look at some of the most common financial missteps and, more importantly, how you can avoid them before they cost you.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Markets change.Life changes. So, how does our financial plan account for the potential effects? It's all about stress-testing. Chris Hoffman is the founder of Hoffman Financial Group and on this episode he discusses the steps to fortifying your portfolio and constructing a financial plan that is built to last.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Funding a successful retirement is about more than just managing your portfolio. To be on course and stay on course financially, emotional decisions must be kept at a minumum. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss the mental and emotional preparation for calling it a career.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
While you build a career and gain experience in your chosen field, it is oftentimes difficult to apply that same level of expertise to something as complex as navigating the financial world. Chris Hoffman is the founder of Hoffman Financial Group and on this edition of Money Unleashed, he shares the benefits of teaming up with the right advisory team and how to know you've found the best one to fit your unique needs.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
We all strive to make the best decisions, but there are certain times and subjects that can be more challenging than others. When it comes to your financial life, learning lessons the hard way can prove costly. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they share some important criteria for making the best financial decisions and how to know when you may need professional guidance.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
For many retirees, Required Minimum Distributions feel fairly straight forward. but the consequences of getting them wrong can be significant. Chris Hoffman is the founder of Hoffman Financial Group and on this edition of Money Unleashed, he provides some clarity on common RMD pitfalls and how to identify the best strategies to get the most out of your money in retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Roth Conversions are a popular tax planning tool, but knowing both when and how to explore them is a critical part of the strategy for successfully executing them. In other words, timing is everything. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they share some important criteria for anyone considering tapping into the power of Roth Conversions.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Why does retirement planning feel so difficult in the United States? Many Americans face challenges that are actually flaws of the system itself. Chris Hoffman is the founder of Hoffman Financial Group and on this edition of Money Unleashed, he discusses the financial stumbling blocks that keep so many people from feeling confident about their future and provide some ways to break through those barriers for a successful retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
With the right plan in place, retirement should be a time of financial freedom, not a time of stress. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed, they uncover some retirement pitfalls most people miss and share practical strategies to keep your financial future secure.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
If any of these situations hit close to home, it doesn’t mean you’re bad with money. But it might mean you’ve outgrown doing it alone. Chris Hoffman is the founder of Hoffman Financial Group and on this edition of Money Unleashed, he talks about when bringing in a financial advisor is the smart next step.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When you hire a financial advisor, you’re paying for more than just investments. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed, they explain what these fees actually include -- from planning and guidance to ongoing management -- and how to understand what you’re getting in return.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Choosing the right financial advisor can profoundly impact your financial future, but many people struggle with what exactly to ask in that process. Chris Hoffman is the founder of Hoffman Financial Group and on this edition of Money Unleashed, he provides the keys to successfully interviewing, evaluating, and hiring the right financial professional to fit your unique wishes, wants and needs.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When it comes to legacy planning, silence can be expensive. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed, they'll break down how delaying your legacy plan — or simply not talking openly about wealth transfer — can create real challenges for the next generation.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A growing number of Americans are unsure if they can actually afford to call it a career. That fear is causing many to delay retirement indefinitely. Chris Hoffman is the founder of Hoffman Financial Group and on this edition of Money Unleashed, he tackles the challenges many of us are facing when the work feels like work may never end.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Building the right financial plan is the key to unlocking financial confidence in retirement. Unfortunately, many Americans have not stopped to do the necessary planning to ensure success in their golden years. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and in this episode, they provide the key elements to making your financial plan "crisis-proof."
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When we put together a financial plan, the first instinct could be to focus on the money side of retirement. But what are you going to do with all the time you're walking into when you call it a career?
Chris Hoffman is the founder of Hoffman Financial Group and on this edtion of the Money Unleashed Podcast, he delves into the importance of making the most of not only your money, but also your time in the early stage of retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The economy may appear strong on paper to open 2026, but is it helping retirees or presenting challenges for navigating retirement? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and in this episode, they break down what the current economy trends mean for retirees and what really matters when interpreting headlines in order to make smart planning decisions.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Facing an unexpected early retirement may feel like wandering into uncharted territory. While the circumstances vary from person to person, setting up a financial plan to serve as a roadmap for retirement is the key to avoiding financial setbacks. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he shares strategies to help navigate the uncertainty around adjusting the timetable for retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
As we open 2026, optimism may be easy for many of us, but clarity matters more. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and in this episode, they take a clear-eyed look at the economic signals, risks, and opportunities to help you plan with confidence rather than operating with wishful thinking.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Ringing in a New Year is a great time to advanrage of new opportunties. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he shares a few financial tenets that could help you not only start 2026 on the right foot, but put you on the path for a successful retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Heading into the New Year, research indicates that between 11,000 and 12,000 Americans are retiring every single day. To do so successfully involves choosing the right strategies and well-rounded plan. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they'll provide some insights to help shift your financial mindset from surviving to thriving in retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Perhaps the most critical step to retirement planning is making the most of our time. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he will walk you through practical retirement planning steps. Whether you’re just getting started or fine-tuning your plan, these small, intentional moves can have a meaningful impact on your future retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Many retirement savers believe they’re diversified simply because they have multiple accounts. What they don’t realize is that these accounts often hold the same types of investments, leaving them exposed to more risk and in danger of underperformance. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they'll cover the keys to identifying the proper strategy to optimize your 401(k) and pre-tax accounts.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Forty years ago this year, Coca-Cola ditched its original recipe for New Coke. The move was polarizing to say the least and it turned out the classic formula was actually right all along. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he shares some lessons we can learn from this marketing misstep as well as the keys to finding and sticking with the appropriate investment formula for your portfolio.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Your investment style can be as important as what you invest in. At the very least, it plays a critical role in your financial planning success. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss the importance of refining your approach to investing, keeping tabs on your accounts, and setting your porfolio up for optimal performance.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
There are different fears for different stages of our lives. When it comes to retirement, none is bigger than the fear of running out of money. Recent research revealed that retirees are more afraid of that reality than they are of death.
Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he discusses the importance of mapping out an income plan and how that truly can be the key to eliminating the fear of outliving ones money.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Sure, the stock market has been on a roll, but many investors can’t help wondering when the other shoe might drop. Eric Johnson and Kyle Allyn of the Hoffman Financial Group explain why trying to time the market matters far less than spending time in the market. They also cover why a solid financial plan can both provide clarity and boost confidence needed to weather market fluctuations.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A new survey shows that many Americans worry that they’ll never save enough to fund a comfortable retirement. While that fear is understandable, it isn’t inevitable. In this episode of Money Unleashed, Hofman Financial Group founder Chris Hoffman breaks down why solid financial planning is essential and how the right strategies can ease anxiety and help build a confident, well-funded retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Retirement is a journey, not a destination. When you are ready to clock out of work for the last time, you need to know where you are on the map in order to chart the course you want in retirement. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they'll discuss the steps to take in order to be prepared for a successful retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The creator of the popular 4% rule for safely tapping into retirement funds has changed his tune and now says it may no longer be enough. It could be causing many retirees to withdraw far less than they actually can. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed, he explains why a true financial plan goes beyond simple rules of thumb and helps ensure you have the income needed to fund a successful and fulfilling retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
On this episode of Money Unleashed, we'll dive into how retirement planning is changing and how it affects your financial future. Eric Johnson and Kyle Allyn are the Vice Presidents of Hoffman Financial Group. They'll cover some trends reshaping how Americans view saving, investing, and planning for retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
With a new year right around the corner, have you thought about your resolutions? Beyond that, have you taken some time to consider the financial resolutions that could help you level up your retirement planning needs? Chris Hoffman is the founder of Hoffman Financial Group and in this episode he shares a few ways to improve our financial lives through proactive planning.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
How you invest can matter just as much as what you invest in. Your investment style plays a major role in your long-term financial success. In this episode of Money Unleashed, Hoffman Financial Group Vice Presidents Eric Johnson and Kyle Allyn share insights on fine-tuning your investment strategy, monitoring your accounts, and setting up your portfolio for peak performance.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Making assumptions can often lead us down the road to regret. This can be particularly perilous when we are talking about to our financial lives. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he covers some financial misconceptions that could set retirement savers back from meeting their financial goals.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
They've become a popular tax planning tool, but understanding when and how to explore and execute a Roth Conversion is only part of this invaluable strategy. Determining whether or not it's the right play for you and your portfolio is the key to unlocking its full potential. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they share some important criteria for anyone considering tapping into the power of Roth Conversions.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A new study found that countless Americans fear they won’t have enough saved to retire comfortably. It’s a common and valid concern, but with the right steps, it’s a fear that can be overcome. Chris Hoffman is the founder of Hoffman Financial Group and in this episode he discusses the importance of financial planning and the pivotal role it plays in allaying fears and securing a well-funded retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Retirement should feel like freedom, not a math problem. Eric Johnson and Kyle Allyn are the Vice Presidents of Hoffman Financial Group, and on this episode of Money Unleashed, they discuss how a solid income plan can give you confidence, control, and the financial freedom you’ve worked for.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Is saving for retirement about hitting a magic number, or is it really about knowing when you have enough? Chris Hoffman is the founder of Hoffman Financial Group and on this episode, he breaks down the difference between attaining financial freedom and being caught up in the endless chase for more.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Sometimes, we all need a little coaching. Eric Johnson and Kyle Allyn are the Vice Presidents of Hoffman Financial Group, and on this episode of Money Unleashed., they discuss why having a financial advisor matters. Whether it's helping you navigate market ups and downs, building an income plan, or finding the right strategy for social security or taxes, an advisor can help you construct a comprehensive plan that is built to take you to and through retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
As people switch jobs, old retirement accounts can get lost in the shuffle. These are often referred to as orphan 401(k) or retirement accounts. Chris Hoffman is the founder of Hoffman Financial Group and on this episode, he talks about why it’s so important to actively manage those accounts in order to keep that money working for your future and not on the sidelines.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Mastering financial confidence is the key to making clear, empowered money decisions, no matter where you are on your financial journey. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they'll share some ways to improve your financial confidence and empower you to build the retirement plan that is right for you.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Over the next two decades, an estimated $84 trillion will be passed from Baby Boomers to their heirs. It's been dubbed "The Great Wealth Transfer" and it's the largest generational wealth transfer in history. Chris Hoffman is the Founder of Hoffman Financial Group and in this episode he discusses the ways to build a legacy. Whether you're preparing to leave wealth behind or expecting to inherit it, the time to plan is now.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
We’ve all heard it: “You need X-amount of dollars to retire.” But the truth is there is no single magic number. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss why focusing on a single savings goal can be misleading—and why planning for sustainable income is a smarter way to approach retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
With many things in life, finding the right answer often hinges on asking the right question. But when it comes to your finances, it is imperative to identify the correct source when seeking both answers and advice. Chris Hoffman is the Founder of Hoffman Financial Group and in this episode he covers some topics and concerns that many pre-retirees are currently facing.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When it comes to stocks, is it better to find the “perfect” moment to buy or sell, or should you just get in and stay in? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss why timing the market cannot compete with time in the market when it comes to building and sustaining wealth.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Could workplace retirement accounts be getting a much-needed upgrade? Chris Hoffman is the Founder of Hoffman Financial Group and in this episode we explore the growing trend of companies going beyond the traditional 401(k) match by offering employees access to personalized financial advice as part of their retirement plans.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
If an ounce of prevention is worth a pound of cure, then just how valuable could that line of thought be in your financial life? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss how to steer clear of some common investmenet mistakes that could sabotage your financial goals.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Study after study has shown many Americans are not even sure exactly how much money they need to save in order to retire successfully. Chris Hoffman shares why there is no single "magic number" to reach with your savings and how building a full financial plan with income in mind is the key to funding a successful retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The landscape of retirement planning is constantly shifting. Whether it be rules changes for accounts, taxes, or a variety of other financial factores, it's important not to let the goalposts get moved on you. Eric Johnson and Kyle Allyn cover some important ways the landscape of retirement has changes and touch on areas to reassess.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
More Americans than ever are retiring in 2025. Those greater numbers are facing some financial fears that could be limiting their ability to enjoy the process of calling it a career. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he tackles some of the most prevalent retirement fears and how to improve our financial confidence.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The 401(k) has become a staple of retirement planning over the past four decades, but many Americans still don't know what exactly they're invested with inside of that account. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss the importance of properly structuring your 401(k) to achieve the best results.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Despite experiencing unprecedented market highs in recent years, many Americans still find themselves feeling somewhat unprepared for retirement. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he discusses the reasons for that lack of financial confidence and some ways to improve our overall outlook through proper planning.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Planning for retirement comes with its fair share of questions. Two of the biggest -- Can I retire? And will I run out of money? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they cover how to assess your retirement readiness and how to put aside financial fears by creating a plan designed to make sure your money lasts as long as you do.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Before you get too caught up in what you are reading, watching or listening to, remember that news headlines are designed to grab attention, not guide your financial decisions. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he discusses while the media may thrive on drama, your portfolio should not.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
It's been said, you are what you watch. So, is the U.S. economy really slowing down, or are the headlines just creating unnecessary panic? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they break down the latest economic data, discuss what it means for investors, and share strategies to help you stay prepared no matter what’s ahead.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When we think about retirement, the conversation often centers around money. But have you thought about what you will do with all the time work used to occupy? Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he covers six questions to assess your retirement readiness.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
You’ve probably heard of the 4% rule for retirement withdrawals, but does it still hold up today, or are there better ways to make your money last? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they delve into rethinking this widely accepted financial rule of thumb.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When it comes to your money, the answers you get are only as good as the questions you ask. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he'll tell you why asking the right questions is the key to building a solid financial plan.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Securing your financial future and funding a successful retirement takes careful planning. It needs a blueprint. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss how to lay the financial foundation and build the strong, lasting structure of your retirement plan, brick by brick, so your golden years feel more like a castle than a constant compromise.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Knowing the best way to do something is important, but sometimes knowing the worst ways to do so and avoiding those missteps can be even more critical.
Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, we'll discuss some of the biggest mistakes people make when tapping into their retirement accounts and how to sidestep these potential financial landmines.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Retirement is about more than just managing your portfolio, it’s a major life transition. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they dive into the sometimes overlooked mental and emotional preparation that’s just as crucial as saving, investing, and spending.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Thanks to a multitude of economic factors and financial concerns, many Americans are opting to push their retirement date back and stay in the workforce longer than they'd originally planned. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed, he delves into the reasons why the retirement goalposts may be moving and ways to stop them in their tracks and claim the successful retirement you've been working toward.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Legacy planning is about more than what you leave behind. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss how putting off a legacy plan or simply not communicating about the transfer of wealth can prove costly to future generations.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
What is a retirement wrecking ball? Those costly financial missteps that can hit your nest egg like a demolition crew, wiping out years of hard work thanks to one or more bad decisions or, even in some cases, indecision.
Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed we break down the moves that can derail your retirement dreams. Whether you’re just getting started or nearing the finish line, knowing what not to do is just as important as what to do.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Financial freedom is a worthy goal, but for a lot of people, it can feel pretty out of reach. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they break down what true financial freedom in retirement looks like and share some of the key steps to help you get there with confidence.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
With the first half of 2025 now in our rearview mirror, it's a great time to assess where you are on your financial journey for the year. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they share a checklist to make sure you're on track to accomplish your financial goals.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A solid retirement plan is about more that just hitting your savings goal. It’s about protecting what you’ve built by preparing for disruptions that could derail your future financial security. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he discusses the steps to create a financial plan that accounts for good times and bad. If you’re close to retirement or already there, this is a conversation you don’t want to miss.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Are cuts to Social Security really on the horizon? We’re sorting fact from fear and sharing what retirees -- and future retirees -- should actually focus on.
Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they will cover ways to identify the proper claiming strategy, maximize your Social Security benefits and hedge against potential decreases in the future.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The Federal Reserve declined to cut interest rates as the month of June comes to a close, opting instead to continue monitoring economic conditions and the potential effects that tarrifs could have among other factors. While those rates affect borrowing, they could also present some other unique opportunities. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he breaks down what interest rates mean for our retirement savings goals.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
We work hard for our money, but there is a troubling amount of employer-based retirement savings accounts being left behind and forgotten about. Roughly $1.6 trillion is sitting in over 29 million idle 401(k) accounts that were never moved or merged at the time of a job change. They are referred to as orphan 401(k)'s and they represent a missed opportunity for millions of Americans to grow those savings.
Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss how to take control of those accounts and make sure you don't leave your money on the sidelines when it should be working for you.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Your investment style can be as important as what you invest in. At the very least, it plays a critical role in your financial planning success. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this episode, they discuss the importance of refining your approach to investing, keeping tabs on your accounts, and setting your porfolio up for optimal performance.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
There are different fears for different stages of our lives. When it comes to retirement, none is bigger than the fear of running out of money. Recent research revealed that retirees are more afraid of that reality than they are of death.
Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he discusses the importance of mapping out an income plan and how that truly can be the key to eliminating the fear of outliving ones money.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Many retirement savers believe they’re diversified simply because they have multiple accounts. What they don’t realize is that these accounts often hold the same types of investments, leaving them exposed to more risk and in danger of underperformance. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they'll cover the keys to identifying the proper strategy to optimize your 401(k) and pre-tax accounts.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Forty years ago this year, Coca-Cola ditched its original recipe for New Coke. It didn’t go well and turned out the classic formula was right all along. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he shares some lessons we can learn from this marketing misstep as well as the keys to finding and sticking with the appropriate investment formula for your portfolio.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Even though we've experienced some volatility in the market this year, one industry leader released a promising forecast for what's. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and discuss the financial storms we've weathered and how to identify opportunities and strike the right balance in your portfolio.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
It turns out the creator of one of retirement's most popular rules of thumb now believes it actually isn't enough. The four percent rule has been around for three decades, but it may be selling retirees well short of what they can actually withdraw.
Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he discusses the importance of building a financial plan that goes beyond rules and thumb and provides all the income you need to fund a successful and enjoyable retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Not enough cash can be a problem, but too much cash can present an entirely different set of issues. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they'llshare how we can strike a balance in order to have the appropriate mix of assets in our portfolios, including the role cash can and should play.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
For many, spring cleaning is an annual thing, but there is never a bad time to reevaluate your portfolio to get it looking its best. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed he shares some ways to identify outdated or underperforming assets and strategically reallocate to more promising opportunities for improved long-term performance.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When it comes to investing, making emotional decisions can be highly disruptive to your financial plan. That's why timing the market will never be able to match time in the market. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group discuss this tried and true methodology and how the right financial advisory firm can help take the emotions out of investing and put you on the path for a successful retirement.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
"Assume nothing; question everything" is a good rule of thumb for life and it is certainly applicable when it comes to creating and managing your financial plan. Chris Hoffman is the founder of Hoffman Financial Group and on this episode of Money Unleashed we'll cover some common financial misconceptions that could hamper retirees from meeting their financial goals and successfully funding their retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Retirement is a journey, not a destination. When you are ready to clock out of work for the last time, you need to know where you are on the map in order to chart the course you want in retirement. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they'll discuss the steps to take in order to be prepared for a successful retirement.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
When you're in the retirement redzone—those final yards before the goal—and just like in football, strategy makes all the difference. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he discusses the importance of having your playbook ready in order to fund a successful retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Financial confidence is the key to making clear, empowered money decisions—no matter where you are on your financial journey. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they'll share some ways to improve your financial confidence and empower you to build the retirement plan that is right for you.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Preparation is one of the keys to strong financial planning. While we may not know when we'll see market fluctuations, corrections, downturns, or even a recession, having that plan in place allows us to respond appropriately and avoid reacting emotionally to those conditions. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he shares some ways to manage your workplace retirement accounts in uncertain financial times.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Heard you need a million bucks to retire? Maybe more? Maybe less? Does the number keep changing? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they'll talk about what really matters when planning for your future and how income generation is the key to cracking the retirement code.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
The more experience we get, the better we know how to handle what life throws our way. That wisdom often comes only with age. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he discusses how the generations are affected by both news and noise and how we can adjust our perspective to navigate the financial highs and lows and remain on course for a successful retirement through proper planning.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Contributing to a workplace account is commonly viewed as the main vehicle for many Americans when it comes to saving for retirement. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he discusses the importance of active management in order to maximize those accounts.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
In just about every facet of life, communication is key. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss the importance of good communication between financial advisors and their clients and why it should always be a two-way street.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Financial confidence is the foundation for making empowered decisions to reach your goals and secure your future. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he shares the importance of identifying the right strategies and folding them into a written financial plan that covers all the bases.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
They've become a popular tax planning tool, but understanding when and how to explore and execute a Roth Conversion are only part of the conversation. Determining whether or not this strategy is right for you is the key to unlocking its full potential. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they share some important criteria for anyone considering tapping into the power of Roth Conversions.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
An eventful week in the market may have many Americans wondering how to parse through and properly respond to President Trump's tariff announcement. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed we dive into the immediate and long-term effects of tariffs on global markets and what investors should consider when adjusting their strategies.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Social Security provides a reliable source of income and often plays a crucial role in ensuring financial stability during retirement. But many Americans struggle with tapping into their benefits at the correct time. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they provide some clear and concise information to help you choose the right claiming strategy form the hundreds of available options.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
Market volatility can lead some investors to make emotional decisions, ones that could prove costly in the long run. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he discusses how fear during market drops can lead to missed investment opportunities as well as the importance of assessing holdings, rebalancing portfolios, and deploying a strategy that can beat the market on an annual basis through solid financial planning with an advisory team.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
If an ounce of prevention is worth a pound of cure, then just how valuable could that line of thought be in your financial life? Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss how to steer clear of some common investmenet mistakes that could sabotage your financial goals.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
A recent research survey revealed an alarming number of Americans are concerned they will never be able to save enough for a successful retirement. While that fear is very real for many people, the outcome does not have to be. Chris Hoffman is the founder of Hoffman Financial Group and in this episode he discusses the importance of financial planning and the pivotal role it plays in allaying fears and securing a well-funded retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Sometimes we all just need a little coaching. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they share the importance of working with a financial advisor who can provide counsel for the highs and lows in the market as well as help you construct a comprehensive plan.
Visit UnleashYourMoney.com to request your complimentary Portfolio X-ray! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
While running out of money remains the top retirement fear for many if not most Americans, there are ways to mitigate that concern. Chris Hoffman is the founder of Hoffman Financial Group and in this episode he offers some insights on how to eliminate the fear of outliving your money by creating a proper income plan.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The market does not like uncertainty, but volatility, dips and corrections can create emotional responses from even the most seasoned investor. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss effective strategies to keep emotions in check and avoid panic selling during market downturns.
Visit UnleashYourMoney.com to reserve a complimentary consultation and create your full financial plan or take what you've done to the next level! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
A new year has brought with it a unique set of financial hurdles and challenges for investors and retirement savers to clear. Whether it's inflation, market volatility, or a variety of other factors, navigating the financial waters through proactive planning is critical. Chris Hoffman shares some insights on setting yourself up to weather those storms and stay on track for a successful retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
An eventful week full of headlines that impact our financial outlook may have some investors wondering which way the wind is blowing. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and on this edition of Money Unleashed they discuss the uncertainty stemming from tariffs and other economic factors, the effects those could have on our financial lives, and the importance of having a plan in place to weather those storms.
Visit UnleashYourMoney.com to reserve a complimentary consultation and create your full financial plan or take what you've done to the next level! Call 404-640-5511 to schedule your time to speak with the Hoffman Financial Group.
The Social Security Act was signed into law in 1935, making it a staple source of income for retirees. Its future, however, remains a hot button topic as highlighted by the efforts of DOGE -- the Department of Government Efficiency -- to live up to its name. Chris Hoffman discusses the recent headlines and the importance of identifying the best Social Security strategy in order to maximize your benefits.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A growing number of federal employees find themselves searching for work due to layoffs in the early stages of new year, but what can we learn from these changing times? Eric Johnson and Kyle Allyn of the Hoffman Financial Group share some insights to help better structure your retirement plan, put you in the driver's seat, and have you ready to step away from work when the time comes.
Visit UnleashYourMoney.com to put Hoffman Financial Group to the test with the "Replace My Paycheck" challenge. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When it comes to your financial life, you should be the main character in that story. Some financial professional may put themselves and their solutions ahead of your individualized needs. Chris Hoffman discusses the importance of working with an advisory team that prioritizes your specific wishes, wants, and needs in order to build a financial plan that fits your life.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Everyone may have April 15th circled on the calendar each year, but that may be the beginning, middle and end of their knowledge when it comes to tax deadlines. Eric Johnson and Kyle Allyn of the Hoffman Financial Group key in on some important timings to know and discuss the critical need to have a comprehensive tax strategy as part of your full financial plan.
Visit UnleashYourMoney.com to get started with your tax planning for retirement, put your full financial plan in place or take what you've done to the next level! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The earlier we learn about certain concepts, the sooner we can make decisions that may ultimately prove beneficial in the long run. Unfortunately, for many Americans, financial education is not something they're exposed to early in their working lives. Chris Hoffman details the importance of taking the reins in our financial lives and provides some guideposts to do just that.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The landscape of retirement planning is constantly shifting. Whether it be rules changes for accounts, taxes, or a variety of other financial factores, it's important not to let the goalposts get moved on you. Eric Johnson and Kyle Allyn cover some important ways the landscape of retirement has changes and touch on areas to reassess.
Visit UnleashYourMoney.com to take the "Replace My Paycheck" challenge, get your full financial plan started or take what you've done to the next level! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Nearly 50 years after the 401(k) rose to prominence, it's fair to question if the most popular retirement savings vehicle in the United States meets the needs of the modern workforce. Chris Hoffman covers some best practices to make sure you are getting the most out of workplace accounts and where they fit into an overall financial plan.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
As the Trump administration continues to put new policies in place, tariffs have been a major talking point and could be utilized for a variety of reasons with a variety of effects. Eric Johnson and Kyle Allyn discuss the impact that tariffs may have on taxes as well as the importance of creating a strategy to manage any changes we may encounter.
Visit UnleashYourMoney.com to discuss tax strategies, get your full financial plan started or take what you've done to the next level! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
According to a recent study, many Americans approaching retirement are worried that they may not actually be able to retire and will instead consider delaying it indefinitely. Chris Hoffman discusses the factors to consider when building a financial plan that mitigate the fear attached to clocking out of work for the last time.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Could what you don't know about taxes be taking a larger than necessary bite out of your budget and negatively impacting your retirement savings? Eric Johnson and Kyle Allyn discuss the many implications of taxes in our financial lives and why it is so important to have a strategy in place as part of a full financial plan.
Visit UnleashYourMoney.com to get your full financial plan started or take what you've done to the next level! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
As President Donald Trump enters his second term, there’s growing curiosity about how his administration will affect the country’s economy and our personal financial futures. Chris Hoffman discusses the importance of designing a financial plan and retirement strategy built to last for decades and never contingent on election results.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Over the next 20 years, an estimated $84 trillion in assets is set to change hands. That incredible sum will be passed from Baby Boomers and inherited by Gen-X, Millenials and Gen-Z. Hoffman Financial Group Vice Presidents Eric Johnson and Kyle Allyn dive into the process of making that transfer of wealth as smooth as possible by putting a legacy plan in place.
Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Working with a financial professional is a powerful way to plan for retirement, but gaps in communication and understanding of your goals and objectives can undercut that effectiveness. Chris Hoffman shares ways to get on the same page with your advisor and stay there on this edtiion of Money Unleashed.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
For many, owning a home represents financial stability and long-term security, not to mention its potential for appreciation over time as an investment. However, balancing the emotional attachment with financial expectation is key. Hoffman Financial Group Vice Presidents Eric Johnson and Kyle Allyn discuss the importance of not being over-exposed in real estate holdings in the event of unforeseen circumstances or natural disaster.
Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Running out of money remains the top fear among retirees, but creating an income stream that will last as long as you do can help cast that worry aside. Chris Hoffman discusses the ins and outs of income planning and how to generate reliable income in retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Out with the old and in with the new can have many meanings. One of the many things that comes with a brand new year is uncertainty. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they discuss how well known bank views the year ahead and how that can inform our vision.
Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
While we all focus on growing those retirement accounts, the order in which we draw money from them is a critical step that should not be overlooked. Chris Hoffman shares insights on designing the right withdrawal strategy to properly fund retirement and preserve principal.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Despite a lenghty Bull Market run, many investors recently revealed that their financial confidence is lower than expected. Eric Johnson and Kyle Allyn are the Vice Presidents of the Hoffman Financial Group and they take a deep dive into some of the factors that may be causing retirement savers to stress.
Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
While 2024 has come and gone, a new year brings new opportunties. Chris Hoffman discusses a few financial resolutions that could help you not only start the new year off right, but set your portfolio up for success in the future.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
There are a multitude of components that come together in order to build a successful portfolio. Eric Johnson and Kyle Allyn of the Hoffman Financial Group discuss the importance of identifying the right defensive options and maximizing them.
Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A notable economist recently shared some surprising advice for retirement. That suggestion was to never retire. Many people work longer because they love what they do, but others may feel trapped in their career due to financial pressure or uncertainty. Chris Hoffman shares how proper planning can help create the right exit strategy.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
With the stock market hitting record highs, investors are constantly searching for opportunities and gains, but greed can cloud decision making and lead to riskier plays. Eric Johnson and Kyle Allyn of the Hoffman Financial Group discuss the importance of a sound investment strategy.
Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A person’s finanial and physical health can affect one another in a multitude of ways, but working with an advisor is a great way to have a plan in place for both. Chris Hoffman discusses the steps to take charge of your finances, mitigate stress, and the enjoy positifve effects of proper planning.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
There are a multitude of financial vehicles and options when building a portfolio, but one that can come with more questions than answers for the average investor is Bitcoin. Eric Johnson and Kyle Allyn of the Hoffman Financial Group shed some light on cryptocurrency and its potential fit in a portfolio.
Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Of the many things to consider when you are planning for retirement, making sure to factor longevity into your strategy is a must. Chris Hoffman discusses the importance of creating a plan that is built to stand the test of time.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
One of the most important aspects of planning for retirement is making sure your money continues to work for you. Eric Johnson and Kyle Allyn of the Hoffman Financial Group cover the importance of cash in your overall financial plan as well as the need to account for the possibility of long-term care.
Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
How confident are you that your 401(k) plan is doing everything it should to fund your retirement? A recent study revealed that many Americans are not even sure exactly how much money they need to save in order to retire successfully. Chris Hoffman shares why there is no single "magic number" to reach or solve for in order to build a full financial plan and how active portfolio management can be a game changer.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Even though the stock market has enjoyed record highs this year, there are many waiting and wondering when the other shoe will drop. Eric Johnson and Kyle Allyn of the Hoffman Financial Group discuss why timing the market is not as important as time in the market and how the proper financial plan can help provide the patience needed to navigate market fluctuations.
Visit UnleashYourMoney.com to get your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
An estimated 10,000 Baby Boomers are exiting the workforce each day, but some are behind on their savings goals. Chris Hoffman unpacks what this retirement wave means both individually and collectively and shares insight on the importance of creating the proper withdrawal strategy to manage your accounts properly in retirement.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
While the stock market has enjoyed an extended bull run and the recent election may have some investors hoping for even more gains, Eric Johnson and Kyle Allyn of the Hoffman Financial Group break down the importance of not allowing emotional decision making to affect your retirement planning goals. They also dive into what the MOVE Index is and what it helps investors measure.
Visit UnleashYourMoney.com to get your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Proper financial planning is ongoing process with plenty of dos and don'ts. Unfortunately, one aspet that many people struggle with is hiring a financial advisor and then building that relationship. Chris Hoffman shares some important insights to help identify and select the right advisor for your particular needs and wants.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Once they retire, it is imperitive for people to have a firm grasp of not only how much they spend and for what, but also why they are doing so and where the money comes from. Eric Johnson and Kyle Allyn of the Hoffman Financial Group discuss ways to take control of your finances by creating and implementing a budget that covers both your needs and wants in retirement.
Visit UnleashYourMoney.com to take the Replace My Paycheck challenge. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
As we approach the end of the year, it could be a good time to take a closer look at your taxes in order to take advantage of certain opportunities. Chris Hoffman discusses tax loss harvesting and other strategies that could prove beneficial in mitagating the tax hit for 2024.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The presidential election has come and gone, leaving many to wonder what effects, if any, it could have on their financial present and future. Eric Johnson and Kyle Allyn of the Hoffman Financial Group unpack the ramifications of elections, their role in shaping the economy, and provide action steps for investors and retirement savers to create a full financial plan.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
It's the fourth quarter, which means a new year is on the horizon. Are you doing everything you can to close out 2024 on the right note financially? On this edition of Money Unleashed, Chris Hoffman discusses some things that could help retirement savers finish the year strong and head into 2025 with their financial affairs in order.
Visit UnleashYourMoney.com and hit "Replace My Paycheck" challenge box, or call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The current bull market has been running for quite some time, but would you believe that some financial professional can't agree on when exactly it began? Eric Johnson and Kyle Allyn of the Hoffman Financial Group break down various market factors and discuss the importance of proper financial planning to navigate the highs and lows investors face.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
A recent study of investors and financial professionals revealed some communication gaps which could prove harmful to retirement planning if left unchecked. On the latest episode of Money Unleashed, Chris Hoffman offers insights on the importance of clear and concise language between advisors and their clients as well as ways to avoid mixed messaging that could leave cracks in the financial plan itself.
Visit UnleashYourMoney.com and hit "Replace My Paycheck" challenge box, or call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
You may have heard the phrase “cash is trash” thrown around, but how can we balance a consertative approach to retirement saving against the fear of missing out on market growth? Eric Johnson and Kyle Allyn of the Hoffman Financial Group cut through the mixed messaging. They also discuss choosing the right long-term care strategy and the importance of weighing all the options.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
With the rise of the 401(k) and pensions no longer prevalent, it leaves many if not most Americans to chart a different course in order to fund retirement. It also leaves workers open to a considerable tax burden. On the latest episode of Money Unleashed, Chris Hoffman discusses the strategies to mitigate taxes and create dependable income streams in order to replace that paycheck from your working years.
Visit UnleashYourMoney.com and hit "Replace My Paycheck" challenge box, or call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
On this episiode of Money Unleashed, Eric Johnson and Kyle Allyn introduce you to H.E.N.R.Y., which stands for High Earner Not Rich Yet. Many Americans have discovered that even in your highest earning years, managing your money can present a multitude of challenges. Finding the right advisory team can help you navigate those financial challenges. The key, as always, is putting together a comprehensive plan.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
The Bull Market has been going strong for two years, but should we throw a party and celebrate that growth or focus on protecting what we've built during that time? Chris Hoffman discusses the importance of realizing those gains and some strategies that could help ward off the effects of market volatility in the future.
Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Could what you don't know about taxes be taking a larger than necessary bite out of your budget and negatively impacting your retirement savings? Eric Johnson and Kyle Allyn discuss the many implications of taxes in our financial lives and why it is so important to have a strategy in place as part of a full financial plan.
Visit UnleashYourMoney.com to take get your full financial plan started or take what you've done to the next level! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Recent research indicated that a large number of Americans still in the working world remain uncertain about how to properly fund their retirement, with many wondering where the paycheck will come from once they clock out for the final time. Chris Hoffman lays out the reasons why it does not have to be this way with the proper financial plan.
Visit UnleashYourMoney.com to take the "Replace My Paycheck" challenge! Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
With the Federal Reserve announced a long-anticipated interest rate cut, Chris Hoffman discusses the factors that led to their decision, the major takeaways and effects of it, where inflation fits into the puzzle, and action points moving forward.
Visit UnleashYourMoney.com and sign up for your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
When it comes to building your financial plan, growth and protection go hand in hand. A recent survey from MetLife found that a majority of retirement plan sponsors are concerned about the ablity of retirees and those closing in on retirement to handle market volatility. Chris Hoffman discusses the importance of creating a strategy to protect your financial assets in less than favorable conditions.
Visit UnleashYourMoney.com and sign up for your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Planning for retirement has many important factors and decisions. When you leave the workforce is just one of those. But what if you don't really see yourself retiring in the traditional sense? Chris Hoffman shares how to take control of a job situation and find career fulfillment for those who may still have the desire to continue pursuing their passions later in life.
Plus, you'll hear a message that Warren Buffett shared about investing in 1985 that still rings true today. Chris will delve into the importance of managing the emotional component when it comes to your financial decisions.
Visit UnleashYourMoney.com and sign up for your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
For sports teams, a "Magic Number" helps indicate when they've done enough winning to advance to the next stage. In retirement, it’s that number you want to hit so you can step away from the working world and get to all those things you’d like to be doing. Chris Hoffman discusses the rising costs of retirement and the importance a full financial plan in order to cover both the wants and needs.
Plus, Chris delves into the benefits of Roth accounts when saving for retirement in order to help mitigate some of the tax burden which could take a serious bite out of our retirement savings.
Visit UnleashYourMoney.com and sign up for your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
As people change jobs time and again, they may have previous retirement savings accounts that get left behind, sidelined, or simply forgotten about. Chris Hoffman discusses the need for active portfolio management and why it is critical to take charge of those accounts in order to make sure they continue working as we save for retirement. He discusses some of the available options to handle these accounts and take action.
Chris also discusses the effects of inflation in the present and future and how the Hoffman Financial Group factors the inflation rate into their clients' individual plans, as well as the importance of having a distribution plan and tax strategies in your comprehensive financial plan.
Visit UnleashYourMoney.com and sign up for your complimentary 401(k) X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.
Chris Hoffman discusses the complexity of retirement planning and the importance of working with a financial advisor. It highlights the limitations of relying on employers for financial planning and emphasizes the need for personalized strategies. The hosts address common hesitations about engaging an advisor, such as cost and perceived complexity. They offer complimentary portfolio x-rays and retirement plans to the next 10 callers to demonstrate the ease of designing a comprehensive retirement plan. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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In this conversation, Chris Hoffman discusses the importance of stress testing a portfolio and running a portfolio X-ray to assess its performance under different market scenarios. He explains how the stress test can help identify potential areas of risk and volatility in the portfolio. Chris also highlights the need for a comprehensive financial plan that includes income planning, tax strategies, growth targets, and protection measures. He emphasizes the importance of working with a financial advisor to build a solid foundation for retirement and navigate market fluctuations. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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Retirement planning is often perceived as more complicated than it needs to be, but working with a financial advisor can help break it down into manageable steps. Many people rely on their employer for retirement planning, but this may not be the best option as employer plans often have limited options and lack comprehensive strategies. Engaging a financial advisor is crucial, especially for individuals with significant assets, as they can provide personalized advice and help navigate complex financial decisions. Cost should not be a deterrent, as advisor fees are typically 1% per year with no additional transactional costs. It is important for individuals to overcome hesitations and seek professional guidance to ensure a secure retirement. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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Chris Hoffman discusses the importance of stress testing a portfolio and running a portfolio X-ray to assess its performance under different market scenarios. He explains how the stress test analyzes individual assets and asset classes to identify potential areas of vulnerability. Chris also highlights the value of understanding the maximum drawdown and how it can impact income generation. Additionally, he emphasizes the need for a comprehensive financial plan that includes growth targets, income planning, tax strategies, and protection measures. Visit Money Unleashed to learn more. Call 404-341-6767.
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The conversation covers various topics related to retirement planning and financial management. The main themes include the importance of having a strong team, the need to plan for healthcare expenses in retirement, the benefits of health savings accounts (HSAs), the significance of asset allocation, and the qualities to look for in a financial advisor. The conversation provides recommendations and insights on each of these topics. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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Eric Johnson discusses important considerations for individuals who are five years away from retirement. They emphasize the need for a financial review and creating a comprehensive plan for retirement. They also discuss the importance of replacing your paycheck in retirement and the various strategies to generate income without drawing down your portfolio. The conversation touches on topics such as Medicare, Social Security, required minimum distributions (RMDs), and estate planning. They also highlight the significance of planning for how to spend your time in retirement. Visit Money Unleashed to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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In this conversation, Eric Johnson discusses the importance of having a retirement plan and preparing for unexpected changes in employment. They emphasize the need to have a comprehensive financial plan in place, especially for those approaching retirement age. Eric explains the benefits of rolling over a 401k to an IRA and the advantages of having a well-designed retirement plan that focuses on generating enough income to sustain a comfortable lifestyle. They also highlight the importance of working with a retirement planner who can help create a customized plan based on individual goals and circumstances. Call 404-341-6767. Visit Hoffman Financial Group.
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The 4% rule. Is it really a rule? Has it outlived its usefulness? This week Eric Johnson breaks it all down in a way that's easy to understand. The takeaway is it depends on the situation whether or not it's right for you. Visit MoneyUnleashed to learn more.
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Eric Johnson, Vice President of Hoffman Financial Group, discusses the importance of retirement planning and asset allocation. He emphasizes the need to change perspective from saving and accumulating wealth to making money work for you in retirement. Eric explains that the right mix of stocks and bonds for a retiree depends on factors such as age, savings, and spending habits. He also discusses the importance of sector rotation and staying informed about market trends. Hoffman's approach is personalized and tailored to each individual's goals and needs. Visit Unleash Your Money to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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The conversation discusses a documentary called Finding the Money, which aims to challenge our understanding of the national debt. The hosts express confusion and skepticism about the government's borrowing practices and the concept of modern monetary theory. They emphasize the importance of individuals taking control of their own finances and creating a personalized financial plan. The conversation also touches on the role of investment advisors in retirement planning and the need for communication and flexibility in financial strategies. Call 404-341-6767 or visit Money Unleashed to learn more.
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The conversation covers the topic of the inverted yield curve and its implications for short-term savers and retirement planning. It also discusses the significance of treasuries, sector rotation, and the impact of Warren Buffett's investment strategies. The conversation provides insights into alternative investment vehicles and the importance of portfolio analysis for retirement planning.
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The conversation delves into the documentary 'Finding the Money' and the confusion surrounding the national debt and government borrowing. It also emphasizes the importance of personal financial management and the role of financial advisors in retirement planning. Visit Unleash Your Money to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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Eric Johnson discusses the merging of annuities and 401ks, with BlackRock incorporating annuities into their target date funds. The use of annuities is seen as innovative and a way to create income and protect against market and interest rate risks. The conversation also highlights the improvements in annuities over the years and the importance of understanding the ins and outs of annuities before investing in them. The hosts encourage listeners to take advantage of the Replace My Paycheck challenge and seek help from financial advisors to create a comprehensive financial plan. Visit Unleash Your Money to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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Eric Johnson covers various financial topics, including the top financial concerns, inflation, and the Federal Reserve's actions. The Gallup poll shows that 41% of people are concerned about inflation, which is up from 35% last year. The conversation also delves into the importance of actively managing portfolios and the need for financial education. The hosts emphasize the significance of taking care of one's finances and planning for a financially successful retirement. Call 404-341-6767 or visit Unleash Your Money to learn more.
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Eric Johnson discusses the different phases of retirement and the importance of financial planning. They highlight the 'go-go years' of retirement where individuals have more money and can enjoy traveling and other activities. They also discuss the 'slow-go years' where travel decreases and expenses may decrease as well. Finally, they touch on the 'no-go years' where individuals may have a smaller sphere of influence and require more medical care. The conversation emphasizes the need for a well-structured portfolio, including an emergency fund, to ensure financial security throughout retirement. Visit Unleash Your Money to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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Chris Hoffman discusses various investment options and strategies. He covers topics such as real estate, bond funds vs. bonds, structured notes, high-yield savings accounts, and municipal bonds. They also touch on the importance of considering tax implications and planning for retirement, including required minimum distributions (RMDs). Overall, the conversation provides insights into different investment opportunities and considerations for individuals at various stages of their financial journey. Visit Unleash Your Money to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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In this conversation, Chris Hoffman discusses the Federal Reserve (Fed) and its impact on the economy. He also introduces the 'Replace My Paycheck Challenge,' which involves creating a financial plan to replace a retiree's income. The conversation then shifts to the topic of investing in precious metals, particularly gold, as a hedge against inflation. They conclude by promoting the 'Replace My Paycheck Challenge' and teasing upcoming discussions on money, inheritance, and retirement changes. Visit Unleash Your Money to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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In this conversation, Chris Hoffman discusses various aspects of 401k retirement savings plans. He addresses misconceptions about 401ks, such as the belief that they are the best place for retirement savings when they may be the only option for some individuals. He also highlights the benefits of Roth 401ks and the importance of considering other investment tools, such as cash value life insurance. Additionally, he advises on strategies for maximizing 401k savings, including in-service withdrawals and utilizing brokerage link accounts. Chris also emphasizes the importance of avoiding common pitfalls, such as borrowing from a 401k and investing in mutual funds. Visit Unleash Your Money to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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The conversation discusses the concept of sector rotation in investment portfolios and the importance of diversifying beyond popular stocks like Apple and Tesla. It emphasizes the need for active management and rebalancing to maximize returns. The conversation also touches on the benefits of structured notes as a high-interest paying investment tool. Additionally, it highlights the importance of properly managing 401(k) accounts and the advantages of rolling old 401(k)s into IRAs. Visit Unleash Your Money to learn more and sign up to get your 401(k) X-Ray. Call 404-341-6767.
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Chris Hoffman discusses the concerning trend of Americans treating their 401ks as cash machines. He emphasizes the importance of budgeting and financial planning, particularly in retirement. Many individuals underestimate their expenses in retirement, leading to potential financial challenges. Hoffman highlights the need for a written financial plan to track progress and ensure alignment with financial goals.
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After COVID, a lot of people in their 60s retired. Then some of those people came out of retirement when inflation hit 9%. Now there is a new wave of people retiring. What’s the reason for all this?
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Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
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Two articles popped up this week saying that our government should abolish the 401(k). What are their reasons, and would it help us as retirees?
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Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
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Remember Mr. Yuck stickers? Chris has a list of financial items that need warning labels.
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The people at IBM have an interesting idea to make your 401(k) pay out like a pension.
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How much do you need to fund a 20-year retirement? "Mr. Wonderful", Kevin O’Leary, has set the bar VERY high. Is he right?
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Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
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There are plenty of financial talking heads that see a pullback in the market after the growth we’ve seen since 2020. Some call it a “coming crisis.” What exactly does that mean and how do you prepare?
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Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
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Many of us use an index fund in our portfolios and 401(k)s. Representatives from three of the top financial companies say that 2024 is going to be too complicated for such a simple strategy. Why would that be?
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Investing in Bitcoin carries some risk. Are you the right person to include it in your portfolio?
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Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
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We look at interest rates, the Fed, markets, regional banks, The Magnificent 7, and more.
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Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
See omnystudio.com/listener for privacy information.
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A recent study shows that close to 50% of retirees have to cut back their spending 5 years into retirement. Chris explains the importance of seeking out a financial advisor to help you put together a proper retirement and income plan BEFORE you get to your retirement.
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Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
See omnystudio.com/listener for privacy information.
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When you hear a financial talking head say the market is going to crash, how do you react? If you are making money moves, you are trying to be a market timer. Can anyone actually do that successfully?
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Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
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One gift giving idea that you may not have thought of is stock. It can set your kids on a path of increased financial literacy and planning.
Subscribe or follow today and start taking your finances to the next level!
Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
The biggest fear of people getting ready for retirement is running out of money. One financial formula has been if you take a 4% pull on your money, you should be fine. National Radio Host Dave Ramsey suggested a much higher number and it has the financial world spinning.
Subscribe or follow today and start taking your finances to the next level!
Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
The 401(k) became a part of how we save for retirement in 1983. Now that we are using it, it is coming up short. Chris shows the problems with the 401(k) and offers solutions.
Subscribe or follow today and start taking your finances to the next level!
Proud supporter of Georgia Bulldogs Football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
Many of us have bonds in our portfolio to help when stocks go down. Right now, both are down. Are there any alternatives to look at other than bonds?
Subscribe or follow today and start taking your finances to the next level!
Proud supporter of Georgia Bulldogs football.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
So you had a financial advisor and you lost money. The whole situation left a bad taste in your mouth. Why did this happen and how can you fix it?
Subscribe or follow today and start taking your finances to the next level!
Proud supporter of the Georgia Bulldogs football team.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Learn more about Chris and his team at HoffmanCorporation.com or on social: Facebook, Instagram, LinkedIn, and YouTube.
See omnystudio.com/listener for privacy information.
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The classic 60/40 portfolio is 60% in stocks and 40% in bonds. Chances are your bonds are experiencing significant losses and holding your performance back. What can you do to change it?
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The S&P has been flat for two years. Some say it may be the same for another year. If the stock market can’t provide the growth you need, where can you get it?
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
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Hoffman Financial Group is a proud sponsor of UGA Bulldogs.
About Chris Hoffman | Founder, Investment Advisor Representative
Chris Hoffman founded Hoffman Financial Group with one goal in mind: being the go-to financial advisor for professionals wanting to retire. Armed with a radical passion for smart financial strategies, Chris is relentless in guiding and protecting his clients from unwise decisions and market loss. His top-tier investigative skills, critical thinking, and uncanny intuition have led him to becoming one of Atlanta’s most recognized financial advisors.
Chris strongly believes in full-service retirement planning, meaning a growth target is never enough. He’s personally seen too many retirements suffer from lack of protection strategy and income plan—a prevalent problem he works hard to rectify through integrity, honesty, and ethics in his company. Hoffman Financial Group has been featured as an accredited business by the Better Business Bureau and partners with Retirement Wealth Advisors (RWA).
Radio: Money Unleashed | Sundays @ 2 PM | NEWS 95.5 & AM750 WSB TV: The Money Report | Sundays | CBS46 & WSB-TV’s Good Morning America Weekend Alumnus: McDaniel College & University of Georgia School: Terry College of Business Executive Program (Financial Planning) Investment Advisor Representative: With RWA Licenses: Series 65 fiduciary
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
For the first time in over 20 years, cash is outperforming the stock market. Is it time to shift some money?
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Follow Chris and his team on Facebook, Instagram, LinkedIn, and YouTube.
Hoffman Financial Group is a proud sponsor of UGA Bulldogs.
About Chris Hoffman | Founder, Investment Advisor Representative
Chris Hoffman founded Hoffman Financial Group with one goal in mind: being the go-to financial advisor for professionals wanting to retire. Armed with a radical passion for smart financial strategies, Chris is relentless in guiding and protecting his clients from unwise decisions and market loss. His top-tier investigative skills, critical thinking, and uncanny intuition have led him to becoming one of Atlanta’s most recognized financial advisors.
Chris strongly believes in full-service retirement planning, meaning a growth target is never enough. He’s personally seen too many retirements suffer from lack of protection strategy and income plan—a prevalent problem he works hard to rectify through integrity, honesty, and ethics in his company. Hoffman Financial Group has been featured as an accredited business by the Better Business Bureau and partners with Retirement Wealth Advisors (RWA).
Radio: Money Unleashed | Sundays @ 2 PM | NEWS 95.5 & AM750 WSB TV: The Money Report | Sundays | CBS46 & WSB-TV’s Good Morning America Weekend Alumnus: McDaniel College & University of Georgia School: Terry College of Business Executive Program (Financial Planning) Investment Advisor Representative: With RWA Licenses: Series 65 fiduciary
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
There are a lot of things you want to do in retirement. You want a financial advisor that takes care of the behind-the-scenes details, so you have the money to fund your fun. That means planning BEFORE retirement, but also ongoing support through retirement.
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
Do you know where your 401(k) is invested? Do you know what holdings are inside the funds? Do you know what the performance is? Do you know what fees are associated with each fund? If you don’t, you aren’t alone…but you should.
Index funds are designed to diversify your investments across an index like the S&P or the Dow. But recently, even those indexes aren’t really diversified.
What if you are all ready to retire and the market starts to fall? Should you put off your retirement until things get better?
Jay Leno saved all his paychecks from his years on the Tonight Show for use in retirement. You have saved in a 401(k). Is it realistic to retire, pull income and not touch the principle on your savings?
Tony Robbins was on the CBS Morning Show and talked about how fees could take a HUGE bite out of your retirement nest egg. Chris Hoffman breaks down how to put more of that money in your pocket.
Hoffman Financial Group takes a personal, hands-on approach to retirement planning. If you need principal protection, income planning, wealth accumulation, legacy planning, and more, our diverse team can help you orchestrate the retirement of your dreams. Follow or subscribe to weekly episodes dedicated to covering topics that matter most in your retirement.
Follow host Chris Hoffman and his team on Facebook, Instagram, LinkedIn, and YouTube.
Hoffman Financial Group is a proud sponsor of the UGA Bulldogs. #godawgs
About Chris Hoffman | Founder, Investment Advisor Representative
Chris Hoffman founded Hoffman Financial Group with one goal in mind: being the go-to financial advisor for professionals wanting to retire. Armed with a radical passion for smart financial strategies, Chris is relentless in guiding and protecting his clients from unwise decisions and market loss. His top-tier investigative skills, critical thinking, and uncanny intuition have led him to becoming one of Atlanta’s most recognized financial advisors.
Chris strongly believes in full-service retirement planning, meaning a growth target is never enough. He’s personally seen too many retirements suffer from lack of protection strategy and income plan—a prevalent problem he works hard to rectify through integrity, honesty, and ethics in his company. Hoffman Financial Group has been featured as an accredited business by the Better Business Bureau and partners with Retirement Wealth Advisors (RWA).
Radio: Money Unleashed | Sundays @ 2 PM | NEWS 95.5 & AM750 WSB
TV: The Money Report | Sundays | CBS46 & WSB-TV’s Good Morning America Weekend
Alumnus: McDaniel College & University of Georgia
School: Terry College of Business Executive Program (Financial Planning)
Investment Advisor Representative: With RWA
Licenses: Series 65 fiduciary
You've spent your entire career saving for retirement and now the time has come to live it! It can be difficult to change from a saver's mindset to a spending mindset. Join Chris Hoffman of Hoffman Financial Group as he shares experiences counseling his clients on how to feel the freedom to spend in retirement.
Take the first step toward your dream retirement. Click here to get started with your complimentary 401(K) X-Ray.
Follow Chris and his team on Facebook, Instagram, LinkedIn, and YouTube.
Hoffman Financial Group is a proud sponsor of UGA Bulldogs
About Chris Hoffman | Founder, Investment Advisor Representative
Chris Hoffman founded Hoffman Financial Group with one goal in mind: being the go-to financial advisor for professionals wanting to retire. Armed with a radical passion for smart financial strategies, Chris is relentless in guiding and protecting his clients from unwise decisions and market loss. His top-tier investigative skills, critical thinking, and uncanny intuition have led him to becoming one of Atlanta’s most recognized financial advisors.
Chris strongly believes in full-service retirement planning, meaning a growth target is never enough. He’s personally seen too many retirements suffer from lack of protection strategy and income plan—a prevalent problem he works hard to rectify through integrity, honesty, and ethics in his company. Hoffman Financial Group has been featured as an accredited business by the Better Business Bureau and partners with Retirement Wealth Advisors (RWA).
Radio: Money Unleashed | Sundays @ 2 PM | NEWS 95.5 & AM750 WSB
TV: The Money Report | Sundays | CBS46 & WSB-TV’s Good Morning America Weekend
Alumnus: McDaniel College & University of Georgia
School: Terry College of Business Executive Program (Financial Planning)
Investment Advisor Representative: With RWA
Licenses: Series 65 fiduciary
A JP Morgan Chase study says 84% of retirees are making the mistake of following Uncle Sam’s plan: Waiting until the Required Minimum Distribution age of 73 to take money out of their 401(k). And they are also only taking the absolute required amount each year. Chris Hoffman of the Hoffman Financial Group explains why this could cost you more in taxes over the long haul in your retirement.
You've saved well for retirement, but then you find that all that income has put you in a higher tax bracket, leaving you with Social Security that's taxed, and Medicare premiums that are through the roof. Chris Hoffman of the Hoffman Financial Group explains why having a more diversified tax plan can help you keep more of your hard-earned money in your pocket, and less in Uncle Sam's.
A recent survey by Lincoln Financial found that 63% of retirees regretted not including investments that provided a consistent income stream. Chris Hoffman of Hoffman Financial Group talks about why you need more than just your 401(k) to replace your current income in retirement.
As humans, we are natural procrastinators. But there are some things you simply cannot afford to put off. Chris Hoffman of Hoffman Financial Group talks about why today should be "Day 1" in preparing for your future in retirement.
The Hoffman Financial Group will do a free assessment of your current portfolio, whether you are managing it on your own or have an advisor. We talk through the common problems we see in our free second look.
Do you know what the fees are for your investments and your advisor? You should. And then you have to make a decision: Am I getting enough value and performance for what I’m paying for?
As we celebrate our nations’ independence, how can the Hoffman Financial Group help you achieve financial independence?
Most people leave their financial advisor, not because of lack of performance, but due to lack of communication. How often are you meeting with your advisor about your retirement plan?
A survey was done about the choices you have in your 401(k). Many people said this popular option needs to be improved.
Gallop did a poll asking people BEFORE retirement and people IN retirement the same questions. The differences were shocking.
Warren Buffett says his success is due to one good decision every five years. What is the one thing you need to absolutely get right before retirement?
Chris Hoffman of Hoffman FInancial Group takes on the sensitive topics no one wants to talk about…but should. Medicare, Long-Term Care, and Estate Planning. Find out more at unleashyourmoney.com.
Chris Hoffman of Hoffman Financial Group talks about two vital elements of retirement planning people neglect: Income and Tax planning. Find out more at unleashyourmoney.com.
Chris Hoffman of Hoffman Financial Group discusses the ups and downs of being too aggressive or even too conservative with investments. Find out more at unleashyourmoney.com.
Chris Hoffman of Hoffman Financial Group discusses missteps people make with Social Security. Taking it at the wrong time and working while collecting their benefit. Find out more at unleashyourmoney.com.
Chris Hoffman breaks down the details of how Hoffman Financial Group addresses the three key components of a retirement plan: Protection, Income, and Growth.
When the Fed stops raising rates, will that be what turns this market around? History tell us: No!
We bring in a story of an advisor that doesn’t seem to be listening to their client and even more concerning…keeps losing their money.
Your retirement money should have strategies for protection, income, and growth. What do you do if your 401(k) doesn’t cover all those elements?
How do you pick the stocks to invest in? Part of the equation might be to invest in what you see, you know, and what you are passionate about.
Special guest David Duly joins us to talk about the possibility of Social Security benefits being cut back. David has developed a tool that will tell you what the chances are that this could happen to you. You can find that tool and download your free report at unleashyourmoney.com.
Retirement savers have seen a great opportunity for fixed income products yielding more than 4%. But the window may be closing as the Federal Reserve may be backing off in the near future.
For the last 10 years, people have complained that the only place for yield was the stock market. With today’s higher interest rates, that has changed.
Suzi Orman is selling stock and moving money to T-Bills. With interest rates going up, it seems like a good move, but is there more to consider here?
Do you have to become an expert in markets, taxes, Social Security, and Medicare in retirement? Not really. Your advisor should take care of the details, but you should have a full understanding of what’s going on with your money and the strategy behind it.
Low interest rates over the last 12 years have forced savers into the risk of the stock market. Will higher interest rates see many pull out of the market?
The Fed continues to raise rates. The stock market is still volatile. Do you have a strategy to make money in this kind of market?
2022 was a down year for the stock market and people pushed toward safety and protection of their money. Chris says don’t forget about income to offset some of those loses.
The market was down, inflation was at a 40-year high, and interest rates saw huge changes. How do you recover and take advantage of new opportunities?
There are a lot of warning labels on food. Some foods are thought to be healthy, but sometimes they aren’t. Can the same be said of some financial choices?
Many of us have experienced losses in the market this year. How has your advisor reacted and how are they helping you adjust your holdings? We have a story of a national firm that has the wrong answer.
While Wall Street moans about inflation, recession, and losses in equities, there are other reasons to celebrate. Have you found them with your advisor?
One of the reasons people don’t find a financial advisor and build a plan is because they find it too complicated and confusing. How can you simplify the process?
4 out of 5 advisors have changed the way they approach investing this year. What did they change and why?
Jim Cramer on CNBC was near tears because he made a bad call on Facebook stock. Financial help should be more than looking at data and making your best guess. How do you take some of the guess work out of retirement planning?
A Target Date Fund is supposed to reduce risk as you get closer to your retirement date. So why are many TDFs losing as much as this market?
A Target Date Fund is supposed to reduce risk as you get closer to your retirement date. So why are many TDFs losing as much as this market?
We have been through high inflationary times in the past. How did we get through them? Chris talks about 3 areas you should be addressing.
We have been through high inflationary times in the past. How did we get through them? Chris talks about 3 areas you should be addressing.
2022 has been a unique year. Equities are down and so are bonds. What are you doing to enhance the performance of your money outside the market? Chris introduces the “Bond Slayer Portfolio.”
2022 has been a unique year. Equities are down and so are bonds. What are you doing to enhance the performance of your money outside the market? Chris introduces the “Bond Slayer Portfolio.”
James Earl Jones didn’t use the force to retire, but he did give us a great retirement lesson.
James Earl Jones didn’t use the force to retire, but he did give us a great retirement lesson.
A paycheck every two weeks gives you a certain level of comfort during your working years. But what about retirement? Chris talks through how to develop a consistent paycheck out of your retirement savings.
A paycheck every two weeks gives you a certain level of comfort during your working years. But what about retirement? Chris talks through how to develop a consistent paycheck out of your retirement savings.
So many of the sectors and stocks that have held the market up for that last few years are losing money. Do you know what sectors and stocks are working? There’s a bull market somewhere.
So many of the sectors and stocks that have held the market up for that last few years are losing money. Do you know what sectors and stocks are working? There’s a bull market somewhere.
There comes a time near the end of down markets when some investors say: "Enough! I can’t lose anymore", and they sell at a loss. How can you avoid getting to that point?
There comes a time near the end of down markets when some investors say: "Enough! I can’t lose anymore", and they sell at a loss. How can you avoid getting to that point?
Where are we in this recession? History tells us the last third causes the most pain, and that may be where we are about to enter.
Where are we in this recession? History tells us the last third causes the most pain, and that may be where we are about to enter.
Other than a short dip during Covid, the market has been going up for 12 years…until this year. Are you in denial that the market could have a sustained pullback as you go into retirement?
Other than a short dip during Covid, the market has been going up for 12 years…until this year. Are you in denial that the market could have a sustained pullback as you go into retirement?
We bring you an example of someone who wondered if they were on track for retirement. The result of the meeting was: You have more work to do. But that meeting happened LONG before her retirement goal and with help she was able to retire on time.
We bring you an example of someone who wondered if they were on track for retirement. The result of the meeting was: You have more work to do. But that meeting happened LONG before her retirement goal and with help she was able to retire on time.
There are over 3 trillion dollars invested in this 401(k) choice. Chris (and now others) believe it’s a mistake. Is it one of your 401(k) investments?
Are you getting real value from your advisor or are they just riding the market and making excuses?
Chris believes every retirement plan needs to have a clear strategy for protection, growth, and income. He calls it you “Financial Pyramid.” The question is: What do you want to put the most emphasis on?
Even Jerome Powell is admitting they got it wrong on inflation. But will their efforts to raise interest rates tamp down inflation and keep us from a recession?
One study says we are so concerned about the stock market we forget about the other important areas of retirement planning. Is that you?
Kevin O’Leary of Shark Tank says this recession is going to be unique and not all that bad. Chris gives his take on that, and what your advisor should be doing right now to preserve your wealth and be positioned for growth.
With rising interest rates, bonds are losing money. Chris gives you 3 alternatives you may have never thought of.
Your next 401(k) statement may have an illustration showing how much monthly income you can generate if you use an annuity. Is this new feature a good thing?
The market continues its downward trend. Did you learn your lesson from 2008? Are you going to let it happen again?
Chris takes you through four steps to protect your money for this market and a possible recession.
Is your advisor talking to you about rotating your investments toward protection and growth? Hold your advisor accountable to these 4 qualities that your investments should have.
Stocks and bonds are down, and cash is losing to inflation. Where do you go to build your retirement paycheck?
The markets are in full correction mode. How low will it go and what can you do to protect your money against more losses?
Chris breaks down what is worth your time and what to avoid in financial dinner seminars.
If you have most of your money in an IRA or 401(k), there is a tax bill due when you take that money out. Does it make sense to convert some of that money to a Roth BEFORE retirement? Why is now a good time?
Are you ready for a market decline? Your strategy depends on how close you are to retirement.
Don’t go to sleep on what may be your biggest retirement asset. Chris breaks down options for putting that 401(k) to work.
We all want income in retirement, but how do you create it? Chris Hoffman breaks down 3 components in what he calls “The Income Triangle.”
Is there a formula to tell you how much of your retirement savings you should take each year to make it last as long as you do?
With inflation and gas prices raging, what actions can you take for your portfolio to keep up?
When people come in to talk about retirement, Chris has identified 3 things that are the most common areas of confusion.
As you look at this market, are you paralyzed, complacent, or pondering your next move? Chris looks are three groups by age and offers solutions.
The Fed, interest rates, taxes, politics, Covid-19 and now Russia and Ukraine. The market is dealing with a lot in 2022. If your retirement accounts are taking a hit, what should you do?
The Fed, interest rates, taxes, politics, Covid-19 and now Russia and Ukraine. The market is dealing with a lot in 2022. If your retirement accounts are taking a hit, what should you do?
Chris looks at three stages of market emotion he sees over the next 2 years: Denial, fear and panic.
As we work our way out of the pandemic, more people are looking for financial advice. Where do you start?
Your retirement account balance has probably increased, but has the risk of your money done the same?
We procrastinate about a lot of things in our lives, but don’t neglect the portfolio maintenance of your retirement money. Chris has three action steps for you.
Millions of people are stepping into retirement earlier than they thought. Does the math work for you?
No one has the Wall Street "crystal ball", but are there signs that the market is beginning to turn?
Inflation, taxes, interest rates, another Covid variant. The market is seeing a lot of headwinds. What should you be talking to your advisor about?
Chris talked with the award-winning opera tenor about his upcoming US tour, his latest album and the effect of the pandemic on his music.
The 401(k) was supposed to help replace the disappearing pension. Will it do the job for you?
The Atlanta Braves are back in the World Series. And earlier this year, Chris Hoffman sat down for an interview with the former Braves' outfielder, who was also a member of the last Braves team to appear in the "Fall Classic."
As a kid, you would gather your Halloween candy and separate it out…the good from the bad. Should you be doing the same with your 401(k)?
When asked, “what is your biggest fear about retirement?”, the #1 answer has been the same for many years. But this year, it’s different.
With interest rates set to rise, even some of the Wall Street elite are bailing on bonds. Should you?
Schwab asked people if they could see a financial advisor, in what areas would you want help. These are the top four.
The financial headlines can get you rattled. Chris outlines 4 different kinds of people that come in for his help, and the one thing they all have in common.
For over a year, Chris has been saying that bonds have no place in your portfolio. This week an industry giant joins him.
There is a point where investors get to in a falling market where they panic and sell everything. How do you determine your "freak-out" factor, and how do you avoid reaching it?
Most people agree that creating income is a vital part of retirement planning. What are you doing to keep the paychecks coming?
Mom always said, “Don’t put all your eggs in one basket.” Is your Index Fund doing the same thing?
Chris is seeing a lot of new clients come in that are worried. If this market turns, what will happen to their retirement accounts?
At a recent charity event, Chris chatted with the former Heisman Trophy winner and Pro Bowl running back, who is now also a financial advisor.
A woman writes in with almost a million dollars saved with no debts...but she’s worried about retirement. Why?
Taxes may go up in the future. Paying taxes now on your 401(k) at a lower rate may be something to look at, but are you a good candidate?
Do any of the recent financial headlines concern you? Chris points out 3 from this week that should be on your radar.
After a 12-year run up, are you getting complacent, believing the market can only go up? If the market shows it's "other side”, will you be ready?
There’s new phenomenon of stocks that shoot up out of nowhere for no apparent reason. Is there a new strategy here to take advantage of?
If you are close to, or in retirement, the stock market may make you nervous. Is it a necessary evil?
You’ve saved, now how much can you take per year? 4%? 5%? 10%? Chris looks at the formulas.
Do you need a financial advisor? Can you go it alone? This study talks to people who use, and don’t use, an advisor.
If Cash, Bonds and Target Date Funds are your idea of protecting your money...there is a better way.
Does your new account balance have you in a place to stay on the same course or should it trigger a different reaction?
Tax deferred money has it’s upside, but it could also blow up into huge tax bills in retirement...unless you plan now.
More money has gone into stocks in the last 5 months than the previous 12 years. Should this signal something to a retirement saver?
When you seek out a financial advisor, what are you looking for? MarketWatch has an opinion. Does Chris agree?
The survey was done with people who had $25 million or more. What did they value in financial advice? You might be surprised.
Pension managers need to make money last for 50 to 100 years. Can we learn something from their style of money management?
The headline read, “Most financial plans will fail miserably over the next decade.” Is that true and, if so, why?
There’s a saying on Wall Street, “Bulls make money, bears make money, but pigs get slaughtered.” How do you maneuver through the next pull back?
Is it possible to be so conservative with your money that you can’t achieve your goals? Is there a happy medium between risky and protection?
There are all sorts of retirement formulas out there: The 4% Rule, you’ll need 75% of your working paycheck, etc. Chris says, you’ll know it’s right when we replace 100% of your paycheck.
Running out of money has always been the big worry of retirement savers. According to a new survey, it’s now changed.
If you could walk away from work, knowing your paycheck would continue, how would you feel?
If your retirement confidence is based on how well the Dow is doing, you may be in danger.
Barron’s Magazine had a roundtable discussion about common missteps that retirement savers make. Chris weighs in on each one.
We have a email from a couple that has saved in 5 different places, but they are still uneasy about retirement. Why?
You’ve saved. How do you compare to the average boomer? More importantly, how much do you plan to spend per year?
What should the outcome be of your meeting with a financial advisor? If it doesn’t focus on income and how you get paid in retirement, you may be in the wrong place.
The stock market has these crazy swings up and down. When we have an upswing, what is your strategy?
You know you need to talk to a financial advisor, but what happens at that first meeting and what should you expect? Chris breaks down the process at the Hoffman Financial Group.
Diversification is a term financial advisors use to find the balance between growth and protection. Is your stock and bond portfolio achieving it?
You have worked hard for 30 years or more and achieved excellence in your career. You deserve to have someone planning your retirement that is doing the same thing. What should you be looking for?
One of the key roles of a financial advisor is to search for growth opportunities for your money. Chris gives his thoughts on how to find them.
There are 3 elements that are driving the investing and retirement conversation right now. Which one are you missing?
There are still companies that are paying dividends of 3 to 7%. Do you know where to look?
Chris outlines 6 ways he is helping his clients prepare their investments for the upcoming election and beyond.
Some are calling for "a lost decade", while others are calling for an economy like post-WW2. Who's right and what does it mean for you?
Volatility is back and it seems to be centered around tech. Are we about to see another tech bubble burst and market pull back?
What do you think the market will give you per year over the next 5 years? That question was asked of retirement savers, and you might be shocked at the answer.
New rules from Congress make it optional this year on taking your RMD. What should you be thinking about when making that decision?
We found an ultra-wealthy investment group that has increased their cash holdings by 50%. Should this defensive move be a signal to you?
Bonds don’t return what they used to. But one financial analyst said you should still use them. Chris sees it another way.
Suze Orman says you are crazy to have your money in a 401(k). Has the 401(k) become an outdated place to save for retirement?
A new study done of retirees from the years 1992 to 2014 found nearly 50% of them ran short of income in the first 5 years of retirement. What happened and how can you avoid being this statistic?
Chris is seeing new clients who have the same 3 problems in their portfolio. Do you have them as well?
There is a Fidelity study that says 50% of us are too busy to talk about retirement. Well if you are too busy, Congress is happy to step in and plan it for you.
Usually stock picking can be like finding a needle in a haystack. But our current conditions may have changed that dynamic.
The market has returned an average of 7% per year over its long history. Can you depend on that number to build your plan?
There are those that say we are starting a new bull market, and those that say we are on the edge of a nasty recession. Who should you believe and how you position your money?
There’s a Harris Poll where 70% of people said that retirement planning is too complicated. Why is that and how can we make it easier for you?
Maybe your retirement date is 2 or 3 years away. What if you could work the numbers to retire now?
The market has had a recent rebound, but with unemployment rates rising and 2nd quarter numbers expected to be way down, have we truly seen the worst?
When Warren Buffett is sitting on 50 billion dollars because he doesn’t see anything good to invest in right now, what message should that send to us?
Index Funds can have hundreds of stocks. They are designed to diversify. But are there sectors that are currently pulling them down so far that you should re-think index funds?
Stocks aren’t for protection and annuities aren’t for growth. Do you have the correct expectations for all of your holdings and what are you missing?
With the current economic crisis, many companies are pulling back or eliminating their dividend. If that is a part of your retirement income strategy, what’s you next move?
The current market pullback has people making a lot of emotional decisions with their money. Chris looks at the ups and downs of going to cash and dialing back risk.
The question everyone has is, “Is this the bottom.” Chris looks at that and what you should be asking your advisor right now.
Huge losses on Wall Street have ended the 11-year Bull Run. What is your next move to protect your money?
If you have been watching the wild swings in the market saying, “I’ll decide what to do when this thing settles down,” think again.
The Corona Virus shows up on Wall Street with some of the worst numbers in 2 years. How do you react as a retirement saver?
Termites work mostly unseen eating away at the support beams of your home. Do you have the same thing going on in your retirement accounts?
Does it really take 3 million dollars to have a comfortable retirement? Maybe not. Find out how to maximize your retirement savings.
A new Fidelity study says Baby Boomers have too much risk in their holdings. Are you among them?
Where do you put your money if the market takes a dive? Do you go to cash? Chris shows the downside of cash and some other possible solutions.
For many of us, our 401k balance is way up, and we are feeling wealthy…but is it an illusion?
The market blinked but didn’t buckle on the news about Iran. But what if it went the other way? Are you ready?
After a talking head tells people to increase their market risk at age 60, Chris examines how to sift through that advice.
We are joined by tax attorney Cal Bomar who talks about how to stay off the IRS radar with your tax return, protecting your retirement funds from lawsuits, and the important legal documents we should all have.
Most everyone wants some kind of layer of protection for their money, but so many of us are addicted to the current growth. Can we have both?
The market is up and the Fidelity story surfaced again this week that there are more people with a million dollars or more in there 401k. You may be one of them think that retirement is looking good and “you’ll be fine.” But are you?
Chris looks at Wall Street’s suggestions about protecting against a down market early in retirement, and has some major disagreements
Who do you think is the highest paid woman on TV? Oprah? Ellen? Nope. We’ll tell you who makes 47 million dollars a year, and what we can learn from her approach to money.
What do you think your biggest retirement expense will be? Will it be food, housing, healthcare, fun or something else? You might be surprised.