Roberts Law Office Injury Podcast: Recent Episodes

Jeff Roberts, The Roberts Law Office

Calloway County attorney Jeff Roberts publishes an injury podcast to help explain important issues, provide helpful information and to give insights into how certain issues might impact your case and/or claim. Topics will include personal injury, automobile accidents, workers compensation claims and social security disability claims.

New episodes will be publish every 2 weeks.

For more information about Jeff and his firm, visit http://www.JeffRobertsLaw.com.

Principal office located in Murray, KY. This is an advertisement.

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Episode 134: It's back to school season. Kentucky injury attorney Jeff Roberts discusses a new law involving when you need to stop for a school bus. Buses can now have cameras to identify violators and stiff fines will be imposed. This episode also covers what you need to do if your child is involved in a school bus collision. Finally, Jeff offers some safe driving tips as we begin to see more students in and around Kentucky streets.

The intent of this new law is to protect our children. It may take some getting used to, but it'll be worth it.

Jeff offers free, initial consultations to ensure you have the information you need to decide you best options.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Car Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 133: Kentucky social security disability attorney Jeff Roberts discusses how the current shortage of judges might impact your disability hearing. The courts are taking steps to handle the situation, but it might mean delays and additional travel for you and your attorney. Find out why in this episode.

Jeff offers free, initial consultations to ensure you have the information you need to decide you best options.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 132: Kentucky automobile accident attorney Jeff Roberts discusses the 5 things not to do after a car wreck. While some actions might seem perfectly normal or harmless, they could actually hurt your claim. Jeff uses his 33 years of experience handling car wreck claims to explain what you should avoid doing or saying and why it matters.

#1 – Don't Avoid Calling the Police to the Accident Scene

#2 – Don't Admit Fault or Apologize at the Scene of the Wreck

#3 – Don't Fail to Seek Medical Treatment

#4 – Don't Give a Recorded Statement without Your Attorney

#5 – Don't Accept a Quick Settlement Offer

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workplace Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 131: In this episode, Calloway County workers' compensation attorney Jeff Roberts discusses what employees should do when an employer delays, resists, or refuses to report a workplace injury for workers' compensation. Jeff explains the legal responsibilities employers have after receiving notice of an injury and outlines the potential problems that arise when claims are handled informally or not reported at all. He covers issues involving delayed reporting, statute of limitations concerns, uninsured employers, independent contractor misclassification, and the importance of documenting workplace injuries from the very beginning. Jeff also shares steps injured workers can take to protect their rights and preserve evidence.

Episodes Mentioned in this Discussion:

  • Prove You Gave Notice
  • Kentucky's Uninsured Employers' Fund
  • Your Statute of Limitations

Jeff offers free, initial consultations to ensure you have the information you need to decide you best options.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workplace Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 130: In today's episode, Calloway County injury attorney Jeff Roberts explains several potentially hidden risks of letting AI handle your injury claim. There are a number of ads running on social media offering this service. AI might be good for office work, but handling your injury claim? It might not be that easy…or worth the risks. Listen to this episode and then decide for yourself.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 129: In today's episode, Calloway County car wreck attorney Jeff Roberts discusses important changes to Kentucky's PIP laws. PIP stands for personal insurance protection. It's an automatic safety net for anyone who was hurt in a car wreck, regardless of whose fault it was. It also covers each passenger, in either car. The changes in the new law will take place in July, 2026.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Car Wreck Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 128: In today's episode, Calloway County social security disability attorney Jeff Roberts discusses common "speed bumps" that can arise after a Social Security disability claim has been decided. He advises why these issues require prompt attention rather than panic. One significant challenge is the Continuing Disability Review (CDR), where the Social Security Administration evaluates whether a recipient remains disabled. Another common hurdle is a notice of overpayment, which often results from earnings or workers' compensation offsets. These may be resolve by disputing a factual error or seeking a financial hardship waiver. Relocation can also disrupt a claim by changing the assigned hearing site or affecting state-based benefits like Medicaid for SSI recipients. Jeff encourages anyone facing these issues to contact an experienced attorney, noting that his firm provides "small town service with big city results" from offices in Murray and Hopkinsville.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 127: In today's episode, Calloway County worker's compensation attorney Jeff Robert explains several important reasons using structured settlements in Kentucky workers' compensation claims can be very beneficial to the injured worker and his/her family.

Structured settlements often used in other types of personal injury claims, such as car wreck, motorcycle accidents, trucking collisions, and cases involving minors with significant injuries. Because Jeff handles those types of cases, he's very familiar with using them and explaining the benefits to his workers' compensation clients.

A worker sustained catastrophic injuries on the job. The settlement negotiations involved such a large amount that Jeff worked directly with attorney for the insurance company, which was unusual. The attorney commented to Jeff that he was very impressed by Jeff's working knowledge of the structured settlement options.

Jeff was able to work out a structured settlements for the income benefits, the Medicare set-aside and the future medical benefits. It turned out to be the largest settlement, not just in workers' comp, that Jeff has ever obtained, involving guaranteed payments, for a client. There's a strong possibility the amount will double over the next 40+ years for his client.

In talking with the attorney for the largest workers' compensation insurance company in Kentucky, that attorney believes this workers' comp settlement is the largest that company has ever made. Additionally, that same attorney believes it may be the largest workers' compensation settle ever in Kentucky.

[Disclaimer: This is no guarantee of future results for other clients. Each case has its own unique facts.]

We hope you found this episode insightful and helpful.

Thank you for listening!

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Episode 126: In today's episode, Calloway County motorcycle accident attorney Jeff Roberts provides his motorcycle safety tips. Jeff has ridden motorcycles for many years. As an injury attorney who has handled many motorcycle wreck cases over the past 33 years, being a motorcyclist himself provides a valuable perspective when he's litigating these cases.

Jeff explains how motorcyclists must pay much more attention when other cars are on the road. They tend not to see motorcycles or make decisions that can place the motorcyclist in danger. In Jeff's experience, most motorcycle collisions tend to be the fault of the driver of the car, not the motorcycle. Even though it's early in the year, Jeff's already been contacted by an injured motorcyclist who was involved in an accident on 641, in Murray.

Attorney Fee Structure – No Upfront Fees

Jeff does not charge upfront fees for motorcycle cases. He only gets paid at the end of the case, when he's successfully resolved the claim. He'll pay the litigation fees, including any court costs and expenses. Those fees and expenses, along with his attorney fee will be deducted from the settlement or verdict, at the end of the case. This is referred to as a contingency fee basis. If Jeff is unsuccessful in your case, clients are not responsibility for the litigation fees, nor the court costs and other expenses.

There is no cost to contact Jeff. He offers free, initial consultations.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Motorcycle Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 125: In today's episode, Calloway County trucking accident attorney Jeff Roberts explains accidents involving a tractor trailer are much more complicated than those only involving passenger vehicles. Jeff has over 33 years of experience handling motor vehicle accident cases, all across Kentucky.

Truck Wreck Injuries Are Often Much More Severe

Normally, if an 18-wheeler collides with a passenger car, the resulting injuries are extremely serious, and sometimes end up being traffic fatalities. The truck is so much larger than a normal automobile that the mass and force in a collision cause catastrophic damage.

The Rules Are Different for Truckers

If the trucking company travels across state lines, the Federal Motor Carrier Safety Act rules, procedures, guidelines and other safety protocols would apply to the truck driver. These can also apply based on the weight of the tractor trailer and its load.

The attorney you hire to handle a wreck involving a tractor trailer needs to be extremely familiar with the Federal Motor Carrier Safety Act and how it applies in your specific situation. There are other issues, including potentially multiple at-fault parties. Beyond just the truck driver, the trucking company, the company responsible to providing preventative maintenance on the vehicle, the company that loaded the trailer, and others could be named in the lawsuit.

Successfully negotiating or litigating your case will depend on what your attorney can prove based on the evidence, expert testimony and other important factors. Given the number of parties that may be involved in a trucking accident, you'll want an attorney with significant trial experience and confidence in the courtroom.

Trucking Companies Have Emergency Response Teams

These teams aren't first responders heading to the accident scene to render aid. These response teams are quickly deployed to gather evidence and to begin building a story as to why the truck driver wasn't responsible for the collision.

Evidence such as weather conditions, skid marks and debris patterns are valuable, forensic evidence. These pieces of evidence look different several days or weeks after the truck wreck. Photos taken might involve specific angles meant to influence what the image purportedly shows. These omissions are meant to deflect potential negligence claims from the truck driver. Unfortunately, if your attorney doesn't have accident reconstruction experts, the only preserved evidence might be from the trucking company's own response team. There's a chance the state troopers and their investigative experts will also collect forensic evidence for the police report.

Springtime Means Road Construction Is Underway

Road construction zone accidents can be extremely serious. Construction zones are risky for the workers, but also for cars traveling though the zones. Heavy equipment, including dump trucks may be entering or exiting the roadway. These trucks can't stop as quickly as passenger cars. It's important you leave plenty of room between you and other vehicles, when you're in a construction zone.

It's also important that you make sure there's plenty of room between you and the tractor trailer or dump truck, before changing lanes. If you were to have to stop suddenly, the larger truck won't be able to come to a safe stop in a relatively short distance.

Traffic Fatalities from Trucking Accidents

Attorney Jeff Roberts has discussed traffic fatalities in a number of podcast episodes. The risk is increase if a semi or other large truck is involved in the traffic accident. Wrongful death cases are difficult for attorneys because they realize the loss the family has experienced. An attorney handling a wrongful death case knows they are carrying the responsibility for pursuing justice on their shoulders.

Safe driving is one of the best defenses you can have to protect yourself and your passengers. One way you can do this is to allow more room between your car and other vehicles on the road. Heavy trucks are going to slow down when traveling uphill, and often accelerate on the downside of the hill.

If you have the opportunity, avoid driving directly beside a tractor trailer. Jeff specifically discusses his fear of driving near a log truck. Items can fall off the truck and cause extreme damage to nearby cars and their passengers.

While newer trucks have improved sensors to help truck drivers know when another vehicle is in their blind spot. Unfortunately, not every truck on the road has the improved technology. Don't assume the trucker can see you. It's not worth the risk.

Fatigue Can Be a Significant Cause of Traffic Accidents

While truck drivers are limited to the number of hours they can drive in a certain time span, adverse weather conditions, poor sleep and other factors can still negatively affect the trucker's alertness.

Also keep in mind that other drivers may driving drowsy, or even under the influence of alcohol or drugs. You may feel fine, but it's the other drivers on the road who may not be as safe as you are.

Understanding Pure Comparative Fault in Kentucky

Even if you weren't 100% responsible in causing the collision, the amount of damages you recover can be reduced. Pure comparative fault basically means you pay for your portion of the damages. Jeff discussed this at length, in Episode 96. You can still recover a partial amount, but it may be reduced by the percentage of fault/negligence that is attributed to you. Remember, more than one driver can be at fault in a collision.

Jeff Roberts Also Has a Law Office in Hopkinsville

Jeff's other office is located at 1910 S. Virginia St, Suite 210. He can meet with you to discuss your specific situation. He offers free consultations.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Trucking Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 124: In today's episode, Calloway County automobile accident attorney Jeff Roberts explains that even as we're coming out of winter and heading into sprint, automobile accidents can increase as the season changes. There are a variety of reason and issues, which Jeff will explain during this discussion.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers "Small Town Service with Big City Results."

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Automobile Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 123: In today's episode, Murray attorney Jeff Roberts discusses an interesting question, "Can I file for workers' comp and social security disability?" Some workplace injuries are severe enough that the injured worker will not be able to return to work. They can receive permanent total disability benefits from workers' compensation, but they may also have the right to file for social security disability at the same time.

Jeff has over 33 years of experience handling workers' compensation claims and social security disability claims, in addition to his personal injury practice. It's not often you'll find a law firm that handles all 3 of those areas of law.

Jeff describes a previous client who contacted him to file for social security disability. After speaking with the individual, he determined the injury was work-related, and thus qualified the person to file for workers' comp.

It's a complex decision, involving a very complex system. It's a good idea to seek the advice of an experienced attorney to help you to work though the details of your specific situation.

Jeff can handle social security disability claims in all 50 states.

Jeff Roberts Has a Law Office in Hopkinsville

Jeff's office is located at 1910 S. Virginia St, Suite 210. He can meet with you to discuss your specific situation. He offers free consultations.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 122: In today's episode, Hopkinsville workers' comp attorney Jeff Roberts discusses the various injuries in manufacturing plants in Christian County, Kentucky. Over the past 33 years, Jeff has represented many worker's compensation clients in and around this area of western Kentucky. Jeff has an office on South Virginia Street.

Jeff has built a reputation built on small town service and big city results. It's one of the reasons many of his colleagues, in all areas of Kentucky, regularly refer friends, family members, and people with workers' comp claims to him. Jeff has also established a strong track record for winning cases before the Kentucky Supreme Court.

Christian County's Industrial Segments

While this isn't a discussion covering all types of manufacturing in the Hopkinsville-area, there are several we'll highlight. The manufacturing of various kinds of tubing is an important sector. Several chemical plants and automotive component parts and a variety of other manufacturing plants employ a significant number of workers from Christian County and the surrounding counties. Several of these companies supply parts for other local plants. This relationship strengthens the community.

Jeff Roberts Has a Law Office in Hopkinsville

Jeff's office is located at 1910 S. Virginia St, Suite 210. He can meet with you to discuss your specific situation. He offers free consultations.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workplace Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 121: In today's episode, Calloway County workers' comp attorney Jeff Roberts explains the various benefits available under worker's compensation. If you've suffered a workplace injury, this discussion will provide you with information about what's covered and what kinds of items you can recover.

In Kentucky, you can receive benefits is you have a work-related injury, if you've developed a cumulative trauma injury, hearing loss or an occupational disease, as part of your work environment.

You don't necessarily have to have suffered your injury in Kentucky to qualify for Kentucky workers' comp benefits. If your employer has substantial ties to Kentucky, such as a headquarters, and you work outside of the state, you could still file for Kentucky benefits, which often are better than those of other states. It's not based on where you live.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workplace Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 120: This is a good episode for anyone who is getting ready to renew their automobile insurance. Calloway County automobile accident attorney Jeff Roberts breaks it down to help you understand the types of automobile insurance coverages. There are different types of coverages. This episode will help you to decide if you have the right coverage and possibly the proper amount of auto insurance coverage.

Closing Thoughts

Given that many people are going through insurance renewals at this time of the year, please consider sharing this episode on your social media to help others. Remember, it's a good idea to make sure you understand the types of automobile insurance coverages. More importantly, make sure you have the proper coverages and policy limits to protect you and your family.

If you have questions about your car wreck, Jeff is here to help you, anywhere in Kentucky.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Car Wreck Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 119: Calloway County workers' compensation attorney Jeff Roberts discusses injuries in automotive parts and metal forming plants. Metal forming and die casting are dangerous jobs. If you've had a workplace injury, you should apply for workers' compensation benefits. Jeff Roberts has over 33 years of experience helping injured workers file for workers' comp benefits across Kentucky.

Kentucky Has Many Automotive Parts and Metal Forming Facilities

Logan Aluminum is located in Russellville. Kobelco Aluminum Automotive Products, Constellium and Magna Bowling Green Metalforming, and Trace Die Cast are located in the Bowling Green area. CCMA is located in Calvert City. T.RAD is in Hopkinsville. Martinrea has locations in Hopkinsville and Murray, among others. Accuride Wheels in has a plant in Henderson. These are just a few in the Western Kentucky region.

Years ago while studying at Murray State University, Jeff operated a punch press and later worked in the die cast department for Briggs and Stratton, in Murray.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workers' Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 118: Calloway County workers' compensation attorney Jeff Roberts discusses injuries in food production facilities. There are a wide variety of food production plants across the Western Kentucky region. When injuries occur in these facilities, workers' comp plays an important role for the injured workers and their families.

Examples of Western Kentucky Food Production Facilities

Most people think of agriculture and farming, but this episode will focus primarily on the food production facilities that process and package various products. Kenlake Foods and Saputo are located in Calloway County. Pilgrim's Pride has several facilities located in Graves County. Tyson Foods has plants in Warren County and Webster County. Kitchen Food Company is coming online, joining a number of other food processing plants in Christian County.

Jeff has handled a significant number of workers' compensation claims due to injuries in food production facilities over the previous 33 years. The next section of the discussion will cover some of the more common types of injuries workers suffer in these work environments.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workers' Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 117: Calloway County injury attorney Jeff Roberts offers some bad weather driving tips, based on his 33 years of handling car wrecks, motorcycle accidents and trucking collisions. These tips are something to remind you of certain issues, as the winter weather gets closer. They are also something you can share with younger drivers to keep them safe on the roads and highways.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Car Wreck Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 116: Calloway County social security disability attorney Jeff Roberts, welcomes a clients to discuss why they fired a national social security disability company to work with Jeff. They explain their journey and why they want over advice for people who ask, "Should I let a national social security disability company file my claim, instead of a local attorney?

Jeff introduces his client Austin and his wife Amy. In Episode 110, Jeff discussed how people are often surprised with what can happen if your case needs to be appealed. Only lawyers are permitted to appear before the judge, if the case were to go to a federal district court. At the same time, a national company may be less open to appearing, in person, to represent you at your disability hearing. If they're not local, they may prefer to participate via video conference, which can save them time and other factors, but may not be what's best for you. You may want to go back and listen to Episode 110.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 115: Calloway County workers' compensation attorney Jeff Roberts discusses recommends why you should be pro-active with your workers' comp claim. Jeff has helped injured workers for the past 33 years. He's seen what can happen if someone with a workplace injury ignores his/her claim. It can have a significant impact on the benefits you receive.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workers' Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 114: Calloway County injury attorney Jeff Roberts discusses helping people who were injured in a rear-end collision. Jeff has 33 years of experience handling automobile accident cases. He comments that rear-end collisions and T-bone collisions are the two most common types of accidents he sees. When someone else's negligence results in a car wreck and possible injuries, you should speak with an experienced attorney who can provide trusted guidance.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff's commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It's why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers' compensation clients and social security disability clients across the state. He's represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He's not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Rear-End Collision Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff's principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 113: Calloway County injury attorney Jeff Roberts provides the answer to the question, “Do I have a premises liability claim?” He’ll begin by explaining what that type of claim is and then how this can happen at a place of business or even at someone else’s home.

What Is a Premises Liability Claim?

Jeff explains it’s a claim against a property owner for an injury that occurs on someone else’s property. It must be attributed to some kind of negligence on their part. If that can be proven, they can be liable for your medical bills, lost wages, your pain and suffering and other damages.

It’s similar to the types of damages you’d pursue if you were in a car wreck. Again, you must be able to prove negligence on behalf of the property owner, or someone who leases the property from the owner.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Premises Liability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 112: Calloway County injury attorney Jeff Roberts discusses various games insurance companies play after a trucking accident. Jeff has over 33 years of experience representing injured clients. Unfortunately, he’s seen tactics used to try to avoid paying the amount of damages an injured client deserved, after a devastating trucking accident.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Trucking Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 111: Calloway County injury attorney Jeff Roberts has handled many cases involving common shoulder, arm and hand injuries. He’s seen these in car wrecks, motorcycle accidents and truck collisions, but also in workers’ compensation claims. Jeff has over 33 years of experience representing injured clients.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 110: Calloway County social security disability attorney Jeff Roberts addresses the question, “Do I have to appear for my social security disability hearing?” Jeff has almost 33 years of experience handling social security disability claims in Kentucky and other states.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 109: Calloway County injury attorney Jeff Roberts will provide a number of safe driving tips, based on almost 33 years of experience handling car wrecks, motorcycle accidents and trucking collisions. He’ll address the importance of seatbelts, child safety seats, distracted driving and more. Jeff has built his career representing injured clients, and during that time, he’s also helped families who had loved ones killed in traffic fatalities. Those can be some of the most challenging cases an attorney handles, especially given the emotional issues the family is coping with throughout the case and beyond.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Car Wreck Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 108: Calloway County injury attorney Jeff Roberts discusses filing a claim for PTSD. These can be caused by a workplace injurie, automobile accident, dog bites and many other types of experiences. Post Traumatic Stress Disorder (PTSD) is a diagnosis with significant symptoms. Those symptoms can affect someone’s ability to cope with triggers that can negatively impact an individual’s life.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your PTSD Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 107: Calloway County injury attorney Jeff Roberts explains how a healthcare lien affects your settlement. This is a situation that may surprise you if you’ve been injured, settled your claim and received your settlement check. If the healthcare lien hasn’t been resolved, it might not be time to celebrate.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 106: Calloway County workers’ compensation attorney Jeff Roberts asks, “Is your condition actually work-related?” It’s not uncommon for someone to assume his/her pain is age-related or due to some other issue. In reality, it’s quite possible your pain stems from a workplace injury, and eligible for workers’ compensation benefits.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 105: Calloway County workers’ compensation attorney Jeff Roberts discusses construction accidents and injuries, including workplace fatalities. This episode deals with commercial construction, as well as residential home construction accidents. Jeff is an experienced attorney with over 32 years of experience representing people injured on a jobsite or in construction-related activities.

Construction Accidents and Workers’ Compensation

In most cases, an injury on a jobsite would qualify for workers’ compensation benefits. In some situations, you may also be able to file a third-party claim, or other injury claims. Listen to Episode 103 on the topic of forklift injuries and fatalities.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Automobile Accident Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 104: Calloway County accident attorney Jeff Roberts discusses the 7 Benefits of Hiring an Attorney if You’ve Been in an Accident. Motor vehicle accidents are far more complicated than most people realize. An experienced attorney works directly for your best interests. He knows how to protect you from making bad decisions related to the benefits you deserve.

Jeff has over 32 years of experience handling car wrecks, motorcycle accidents and trucking collisions. He has an office in Murray and another in Hopkinsville. He represents clients in Bowling Green and many cities throughout Kentucky.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Automobile Accident Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 103: Calloway County workers’ compensation attorney Jeff Roberts discusses representing workers who have been hurt in forklift injuries and forklift fatalities. At times he represented the forklift driver and in other situations, he’s represented someone hurt by a forklift or objects that fell because of the forklift. He has years of experience representing workers in manufacturing facilities across Kentucky.

We hope you found this episode insightful and helpful.

Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Forklift Accident Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 102: Calloway County motorcycle wreck attorney Jeff Roberts continues his tradition of recording an episode focused on 2025 motorcycle safety tips. Jeff is an attorney who has ridden motorcycles for many years. As we the season changes, many motorcyclists are preparing their bikes for road trips and summer rides through Western Kentucky. Before you do, however, take a few minutes to listen to Jeff’s advice.

The Kentucky State Police issues an annual report on collisions. We’ll reference data from the most recent, 2023 Traffic Collision Facts report.

That’s a wrap for our 2025 Motorcycle Safety Tips. We hope you found this episode insightful and helpful. Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Motorcycle Wreck Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 101: Calloway County car wreck attorney Jeff Roberts discusses what to you if you’ve been involved in an accident with a drunk driver. Jeff has over 32 years of experience representing people involved in motor vehicle accidents. Note, he does not represent drunk drivers. Jeff is a personal injury attorney.

The public generally understands the risks associated with driving intoxicated due to alcohol or another substance. Unfortunately, people continue to do it. Jeff has represented people who were involved in an accident with a drunk driver, as well as injured passengers in the same vehicle with the drunk driver.

We hope you found this episode insightful and helpful. Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Car Wreck Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 100: Calloway County social security disability attorney Jeff Roberts discusses issues related to testifying at your social security disability hearing. Jeff has over 32 years of experience representing clients in a number of states. He also offers his 4 Golden Rules of testifying before the social security administrative law judge handling your claim.

We hope you found this episode insightful and helpful. Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 99: Calloway County attorney Jeff Roberts discusses workers’ comp for injuries to temps and interns. If you are employed in Kentucky and suffer a workplace injury, you should qualify for benefits. However, how does this change if the injured worker is a temporary worker or intern? Jeff also discusses how workers’ compensation benefits are handled with voluntary firefighters who get injured on the job.

We hope you found this episode insightful and helpful. Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workplace Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 98: Calloway County injury attorney Jeff Roberts discusses various issues related to the question, “Can you sue the state for negligence?” This is can involve some complicated factors. The discussion will include state government, county government and municipal or city government entities.

You Can Sue the State?

Yes, it’s possible, but there are limited ways this can be done. The Commonwealth of Kentucky has sovereign immunity. This also applies to county government and agencies thereof. However, there is a limited waiver of sovereign immunity that could enable you to pursue your case before the Claims Commission.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Car Wreck Case?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 97: Calloway County injury attorney Jeff Roberts explains issues related to filing a claim for pain and suffering. These differ from emotional distress and PTSD claims. However, they are often important factors in automobile accidents.

We hope you found this episode insightful and helpful. Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Car Wreck Case?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 96: Calloway County attorney Jeff Roberts has handled car wreck cases for over 32 years. In today’s episode, he’ll explain an important issue regarding your accident claim. There’s a chance your settlement could be reduced, because Kentucky is a pure comparative fault state. This is why you should have an experienced attorney represent you.

We hope you found this episode insightful and helpful. Thank you for listening!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Car Wreck Case?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 95: Calloway County attorney Jeff Roberts handles personal injury, workers’ compensation and social security disability cases. He’s practiced law for over 32 years. Today, we’re going to discuss a number of interesting developments in 2024.

He'll discuss 2 significant recognitions his peers nominated him for in 2024, as well as some very impressive case results for his clients.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 94: Calloway County workers’ compensation attorney Jeff Roberts answers an interesting question in today’s podcast, “Can I get workers’ comp benefits if it was my fault?” Jeff has handled claims for workplace injuries for over 32 years throughout Kentucky. This is a question he’s been asked several times.

Jeff begins by admitting that your ability to get workers’ comp benefits depends on the specifics of your situation.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 93: Calloway County workers’ compensation attorney Jeff Roberts has handled claims for workplace injuries for over 32 years throughout Kentucky. Today, he’ll return to the issue of “the company doctor” and your right to choose your medical provider.

It’s an unfortunate fact that some employers will try to manipulate information related to your workplace injury. This often occurs when they “recommend” you see a specific doctor for your medical treatment. Sometimes, they’ll go so far as to tell you it’s a requirement. While you think they’re being helpful, that’s not what’s going on. They know certain doctors value the referrals they get from the employer and that may influence how they document the extent and treatment of your injuries. We refer to these physicians as “the company doctor.”

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 92: Calloway County social security disability attorney Jeff Roberts has handled disability claims for over 30 years throughout Western Kentucky. In this episode, he provides an overview of the social security disability programs (SSDI and SSI), as well as related topics.

The Difference Between the Two Social Security Disability Programs

While there are two different disability programs available from the Social Security Administration (SSA), the determinations are the same. If you’re disabled for one program, you’re considered disabled for the other. However, the non-disability requirements are different.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 91: Calloway County personal injury attorney Jeff Roberts has handled motor vehicle accidents for over 30 years throughout Western Kentucky. In this episode, Jeff provides advice for driving in bad weather conditions, based on the experience he’s seen from car wreck cases.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 90: Calloway County personal injury attorney Jeff Roberts discusses workers’ compensation benefits for a lineman who was injured repairing electrical lines. This applies to Kentucky linemen working though out the state or in other states. It also applies to out-of-state lineman who sustain injuries while working in Kentucky.

Linemen Are Hard-Working Heroes

As the weather begins to get colder, winter storms aren’t far away. When the power goes out, it’s often to with an electrical line that’s been damaged. Linemen are the guys you see heading out around the clock, usually in inclement weather to make those repairs, restoring electric power for the rest of us.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 89: Calloway County personal injury attorney Jeff Roberts discusses accidents involving self-driving cars. For the purposes of this episode, the term “self-driving” will refer to both autonomous driving vehicles and those requiring a driver to be in the front seat, but not necessarily guiding the vehicle the entire time.

New Kentucky Legislation

There are two laws regarding self-driving cars became effective in July of 2024. Autonomous vehicles refer to those not needing the assistance of driver to operate on the roads. Automated driving systems enable to the vehicle to travel on the roads, but require someone to be in the driver’s seat to takeover, should that be required for safety reasons.

It is legal to have an autonomous car on the road in Kentucky. Over time, this will also include large, tractor trailers. Autonomous trucks weighing 6,200 pounds or more will be legal on Kentucky beginning July 31, 2026.

Safe-Driving Technology

Jeff comments on how many cars are already equipped with lane departure, automatic breaking and other safety features. Fortunately, the technology being used by self-driving vehicles are even more advanced. He admits there will be a learning curve for the manufacturers of autonomous vehicles. This creates a scary situation for other drivers on the road with self-driving cars in the area. Hopefully, the technology will avoid having the vehicles camp out in the left lane; but that’s a topic for another episode!

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Automobile Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 88: Calloway County workers’ comp attorney Jeff Roberts discusses the process for workers’ compensation appeals. In his more than 30 years of practice, Jeff as taken several cases all the way to the Kentucky Supreme Court, on appeal. There are a number of types of appeals, which he’ll explain in today’s episode.

Medical Decision Appeals

In workers’ compensation cases, this is often the first type of appeal that may need to be filed. Kentucky workers’ comp provides generous medical benefits for injured workers. The insurance company is required to pay all reasonable and necessary expenses for treatments related to the workplace injury. However, the insurance company can question whether that treatment meets the standard, per the established guidelines.

If the treatment has been denied, even though it was ordered by the treating doctor, the request for treatment can be submitted for utilization review. This review of the medical records will be performed by another doctor, although he/she might not actually specialize in that specific area of medicine. Jeff explains that the company handling the utilization process for the insurance company is actually paid by the insurance company. This could lead to a less than objective outcome, at times.

If the utilization review determines that the requested treatment should be denied, this opens the door for the first type of workers’ compensation appeals.

The injured worker and his/her treating doctor have the right to appeal the decision from utilization review. It’s possible to appeal on the grounds that the doctor who reviewed the case didn’t have the background to properly review the case. For instance, if your orthopedic specialist recommends a surgery, but the case was reviewed by an internist, this can be appealed.

The appeal would then be reviewed by a specialist who does focus in the same area of medicine as the treating doctor. This is referred to as a request for reconsideration. At the end of the second review made, the treatment will either be approved or denied.

The injured worker and his/her attorney will be able to appeal the determination to the judge, so long as the case itself has not been decided. It’s the responsibility of the injured worker and the attorney to file this appeal.

However, if the dispute arises after the workers’ compensation case has been settled, it’s the insurance company’s responsibility to appeal the decision. Jeff explains that Kentucky’s workers’ compensation benefits can last 15 year, and in some cases for a lifetime. The insurance company has a specific window of time to appeal the treatment. If they don’t file by the deadline, the treatment will usually be approved fairly quickly. It would be covered by workers’ compensation insurance.

Appealing the Administrative Law Judge’s Decision

While the initial claim for workers’ comp benefits is active, a decision by the judge may be eligible for a workers’ compensation appeal. For instance, if there’s a decision the injury wasn’t work-related or the severity of the injury doesn’t merit a higher level of benefits. These types of decisions can be appealed.

Either side can appeal the judge’s decision. This could happen if the insurance company feels the benefits being awarded weren’t justified by the severity of the injury.

These types of workers’ compensation appeals are made to the Workers’ Compensation Board. This Board is made up of 3 administrative law judges, appointed by the governor and confirmed by the senate. This group will look specifically at whether the original judge followed the law in making his/her decision. It’s also possible the judge may have misunderstood the facts, as supported by the evidence. In essence, the Board is looking for judicial error. No new evidence will be submitted to the Board. This appeal is generally based on legal briefs written by the attorneys for each side. Oral arguments are rare, but they can happen.

The Worker’s Compensation Board can refuse to allow the case to be appealed, at this time, because the entire claim must be decided before they can get involved. In other words, the judge handling the initial workers’ compensation claim has to make a final ruling. At that point, the Board can allow the appeal to proceed.

Appealing to the Kentucky Court of Appeals

Once the Workers’ Compensation Board has issued its ruling, either side can appeal to the Kentucky Court of Appeals. This court doesn’t only hear workers’ comp cases. It hears appeals of basically any type of case. These judges are elected.

Cases, at this level, are heard by a 3-judge panel. The Court of Appeals is looking to see if the Workers’ Compensation Board made an error in its decision. Again, no new evidence is submitted. The review and ruling is based on the existing record and legal briefs from the attorneys. It is possible the court will ask for oral arguments on specific matters.

The Court of Appeals also has the discretion to determine if the decision was legally correct, assuming there has not be legal issue decided by the Kentucky Supreme Court, in a published opinion. For instance, if there’s a question of whether a ruling was constitutional, the Court of Appeals can make that determination. That type of issue would not fall under the jurisdiction of the Workers’ Compensation Board.

Do Appeals Impact Attorney Fees?

In Kentucky, most workers’ compensation attorneys operate on a contingency fee basis. Their fees are outlined in their contract and limited by Kentucky law. When a case goes up on appeal, Jeff doesn’t get paid more for the additional work.

However, if the appeal is successful and results in a larger settlement, the percentage established in the contingency fee agreement remains the same, but now “the bucket” is bigger. From this perspective, the attorney does get paid more, but only because the settlement was a larger number.

The attorney working for the insurance company works on an hourly rate. So, if the case goes up on appeal, they would be able to bill the insurance company addition fees, based on the increase in hours required to settle the case. Nonetheless, the attorney fees for he injured worker aren’t affected by this.

Appealing to the Kentucky Supreme Court

Jeff has argued before the Kentucky Supreme Court several times, for workers’ comp cases and other types of case. He’s developed a successful track record there.

Jeff explains that a non-workers’ comp case is usually handled by the circuit court. The appeal goes to the Court of Appeals. From there, either side can file a motion for discretionary review. This asks the Kentucky Supreme Court to accept the case. The Court can decide either to hear it or not to hear that case.

In workers’ comp cases, the process is different. The Kentucky constitution allows you to have at least one appeal from a lower court. The original administrative law judge and the Workers’ Comp Board are not considered courts. Therefore, the first true court decision is made by the Kentucky Court of Appeals. So, according to our state constitution, you have the right to appeal the decision of that court. That’s why the Kentucky Supreme Court must hear your appeal. Unlike non-workers’ comp cases, it does not have the discretion to refuse to hear the case.

The state Supreme Court is looking for issues related to constitutionality or to make a ruling if the law hasn’t established how a statute should be interpreted for the first time.

Other attorneys have invited Jeff to get involved with a particular case going to the Supreme Court. He’s also been asked by organizations to draft “friend of the court” briefs (also referred to as amicus curiae briefs) which are submitted to the Kentucky Supreme Court.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County (Murray) and now in Christian County (Hopkinsville), Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 87: Calloway County personal injury attorney Jeff Roberts has ridden motorcycles the majority of his adult life. As an injury attorney, he’s represented injured motorcyclists for over 30 years. Today, he’s going to discuss common causes of motorcycle accidents.

Each spring, Jeff records a podcast episode focused on motorcycle safety tips. The most recent was Episode 75.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Motorcycle Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 86: Calloway County personal injury attorney Jeff Roberts discusses signs to look for if you suspect nursing home abuse. This discussion is based on his over 32 years of experience. Jeff represents injured individuals across the state. The injuries and abuse experienced by elderly people in nursing homes and/or assisted living facilities should never happen. Our loved ones deserve much better.

In previous episodes, Jeff has mentioned he’s also an assistant county attorney for Calloway County. He’s handled many child abuse and child neglect cases for the county. Whether it happens to a child or to an elderly individual, these cases are tragic. These victims often don’t know how to speak up for themselves.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Nursing Home Abuse Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 85: Calloway County workers’ compensation attorney Jeff Roberts discusses catastrophic work injuries, based on his over 32 years of experience. Jeff represents injured workers across the state. He’ll also explain a potential benefit available to the spouse, when someone is seriously injured in the workplace.

With catastrophic work injuries, there a possibility that lifetime medical benefits may be awarded from the start. This could involve a traumatic brain injury, a spinal cord injury, and injury resulting in an amputation or some other type of serious injury.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 84: Calloway County social security disability attorney Jeff Roberts explains a recent change to the social security disability look-back period. This refers to the number of years they have to look back over your previous work history to see if you could perform a different job, rather than receiving disability benefits. The change is actually favorable to people who are applying for social security disability.

The Job History Look-Back Period

This period is used by the Social Security Administration with both social security disability insurance (SSDI) claims and in supplemental security income (SSI) claims. The objective is to determine whether you have transferrable skills, based on previous employment experience, that could enable you to seek other jobs, instead of receiving disability benefits. Jeff points out that this is particularly relevant in the case of older applicants.

If you can’t return to the type of work you’ve previously performed, you might have a better chance of qualifying for disability benefits. For instance, assume you have previous experience working a cash register, but later began working in construction. If you then suffer a construction injury and decide to file for SSDI, the Social Security Administration may question if you’d still be able to return to a job working a cash register, as long as that duty was performed during the look-back period.

It’s very important that you complete the job history form as honestly and as completely as possible. You’ll need to discuss your job history with your attorney so he/she has a full understanding of your unique situation.

The previous job history look-back period was 15 years. As of June 2024, that period is now limited to the past 5 years. As Jeff notes, the chance that how a job is performed looking back over 5 years ago is probably fairly similar to how it’s performed today. However, how it was done 13-14 years ago could be significantly different compared to today. You might not have the current skills require to perform that job now.

In Episode 67, Jeff focused specifically on Social Security Disability Form 3369. This is the form used for your job history report.

The Look-Back Period Is for SSDI and SSI Claims

Jeff explains the Social Security Administration offer 2 disability programs. Social Security Disability Insurance (SSDI) applies to people who are disabled after establishing the required number of quarters actively employed. You must meet the insured status requirements.

The Supplemental Security Income (SSI) program is not employment-based, but it is means-tested (i.e. based on income). SSI often applies to people who were born with or developed disabilities, such as blindness, issues related to cognitive ability, diseases and/or other conditions.

The look-back period of 5 years is not as relevant, now, for someone making a claim for SSI disability benefits. It would apply to applicants who have had sporadic work, during the past 5 years.

You can listen to Episode 37, Qualifying for Social Security Disability Benefits, for more information about which of the two programs you may be able to use. In Episode 42, Jeff answered the question, “What is a Continuing Disability Review?” The change in the look-back period should not have any impact on a continuing disability review, because the person would have to already be receiving benefits, before their situation is reviewed. The episode explains what can trigger a review and what typically happens. The good news is that during a review, the Social Security Administration is now limited to going back 5 years.

Jeff Handles Injuries that May Result in a Disability Claim

For the past 32 years, Jeff has handled various types of personal injury claims including automobile accidents. He has also built a successful reputation for handling workers’ compensation claims. Both of these may ultimately result in a claim for social security disability. Jeff is able to handle every step of this process for each of the claims, which is not as common among attorneys as you might think.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing injured clients is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 83: Calloway County workers’ compensation attorney Jeff Roberts discusses a question that comes up from time to time, “Can I sue my employer for a workplace injury?” Normally, if you’re injured on the job, you’ll file for workers’ compensation benefits. However, there may be situations in which you have a reason to pursue a lawsuit against your employer.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 82: Calloway County injury attorney Jeff Roberts discusses construction zone accidents both from the personal injury (i.e. car wreck) perspective, as well as from the workers’ compensation claim standpoint.

Jeff Roberts is a personal injury attorney with over 32 years of experience. He focuses on car wrecks, motorcycle accidents and trucking collisions. He’s also built a strong reputation for his skill in workers’ compensation and social security disability cases. Jeff has offices in both Murray and Hopkinsville, although he receives referrals from other attorneys from across the state. He can handle these various claims anywhere in Kentucky.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Construction Zone Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 81: Calloway County workers’ compensation attorney Jeff Roberts discusses some of the findings published in the 2022-2023 Annual Report from the Department of Workers’ Claims. He’ll discuss the jobs with the most injuries, the counties where they happen and the specific types of injuries most reported as workplace injuries. Some of the data was surprising.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 80: Calloway County personal injury attorney Jeff Roberts reviews truck accident data from the Kentucky State Police. This is the most current, published report from the KSP, but it offers some very interesting insights for people to consider, especially as summer driving increases.

The Kentucky State Police publishes a Traffic Collision Facts Report on an annual basis. The most current year available is 2022 and we’ll be using this as a basis for today’s discussion.

Jeff Roberts has been practicing for over 32 years in Western Kentucky. His primary office is located in Murray (Calloway County) and his secondary office is in Hopkinsville (Christian County). Motor vehicle accidents, including trucking collisions, make up the largest part of his practice.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Truck Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 78: Calloway County social security disability attorney Jeff Roberts discusses various factors such as a law suit settlement, lottery winnings and other income that could negatively impact social security disability benefits.

There are 2 Different Social Security Disability Programs

Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are two different programs under the Social Security Administration. Jeff explains that the disability determination is the same for both programs. If you are considered disabled for one of the programs, you’re also considered disabled for the other program.

Benefits under the Social Security Disability Insurance (SSDI) program are based on what you paid into the system, over a specified period of time. Supplemental Security Income (SSI) benefits are paid on a financial need basis. SSI considers the income (and need) of the entire household, not just the disabled individual.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 77: Calloway County workers’ compensation attorney Jeff Roberts addresses a question he’s often asked, “How are my workers’ comp benefits calculated?” As he explains, sometimes the individual might already be receiving temporary total disability (TTD) benefits, but there can be mistakes in how these are calculated. Most of the time, the individual is actually being underpaid.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workplace Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 76: Calloway County social security disability attorney Jeff Roberts reviews the various types of conditions you might have, which would qualify you for social security disability benefits. These conditions are found in the Listing of Impairments for social security claims.

Jeff has practiced law for 32 years. He focuses in personal injury, workers’ compensation and social security disability (both SSDI and SSI claims). At times, an injured individual may need to file 2 or more of these types of claims, all related to a single incident. The three types of cases overlap more than people might think. It can make it easier and more cost-effective if your attorney can handle each of these claims for you.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 75: Calloway County personal injury attorney Jeff Roberts provides his annual motorcycle safety tips and advice episode. Jeff has been a motorcyclist for many years. As an attorney who handles motorcycle accidents, in addition to car wrecks and trucking collisions, he’s seen some horrific cases. He understands that there are some pre-season actions that motorcyclists could take that may help to prevent accidents in the upcoming, riding season.

Each year, Jeff records a motorcycle safety episode. There’s no doubt that in a motorcycle collision, the motorcyclist will often sustain more injuries than the driver of the car involved. This episode is an effort to help both motorcyclists, as well as other drivers, to potentially avoid these situations. As both an injury attorney and someone who also rides motorcycles, Jeff is convinced that it’s rarely a result of the conduct of the motorcyclist, when a wreck occurs.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Motorcycle Wreck?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 74: In this episode, Calloway County workers’ compensation attorney Jeff Roberts discusses the nurse case manager’s role in your workers’ comp claim. This nurse does not work for the doctor treating your workplace injury. Instead, the nurse case manager works for the insurance company handling your claim.

In summary, if you’ve been injured on the job and a nurse case manager gets involved in your case, let your attorney know. While there are some things the nurse case manager can do to facilitate decisions related to your treatment, there are many ways she/he can negatively influence the treatment and care you actually receive. At the end of the day, that case manager works for the insurance company, not your doctor.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 73: In this episode, Calloway County personal injury attorney Jeff Roberts discusses important issues involved if you’ve been in a hit and run accident. When these collisions occur, they complicate the situation, but there are ways to ensure at least some, if not all, of your damages are addressed.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Hit and Run Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 72: In this episode, Calloway County workers’ compensation attorney Jeff Roberts explains 5 common misunderstandings about workers’ comp that workers often have. Unfortunately, some of those may keep an injured worker from pursuing his/her right to workers’ compensation benefits. Let’s hope that changes after today’s discussion.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile or motorcycle accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Automobile Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 71: In this episode, Calloway County attorney Jeff Roberts discusses accidents and injuries related to Uber and Lyft drivers. He’ll also share some interesting facts about how these drivers may inadvertently nullify their personal automobile insurance policies. He’ll discuss what passengers need to know if they are in a collision while using a ride-share service. Jeff will talk about what you need to do if you’re hit by a ride-share driver. We’ll also discuss similar issues involving food deliver services such as Door Dash, Uber Eats and others.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile or motorcycle accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Automobile Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 70: In this episode, Jeff Roberts discusses an annual report issued by the Kentucky Department of Workers’ Claims. He focuses on the Injuries to Minors section of the report. He’ll talk about the types of jobs resulting in these injuries and the fact that parents may not think about opening a workers’ comp claim. In fact, minors actively working in Kentucky are eligible for benefits if they are injured in the workplace.

For Parents

If you’re a parent and your minor child sustained an injury at work, consider seeking legal advice from an experienced, Kentucky workers’ compensation attorney. Jeff is happy to speak with you about the situation and will offer some free advice about your options.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile or motorcycle accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Childs’ Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 69: In this episode, Jeff Roberts discusses the issue of whether you should give a recorded statement to an insurance adjuster. This situation can occur after a car wreck, motorcycle accident or even if you have a workers’ comp claim. Jeff has practiced law over 30 years and understands why they want a recorded statement and how it can potentially be used against you.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile or motorcycle accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 68: In this episode, Calloway County workers’ compensation attorney Jeff Roberts discusses 2 important forms you’ll need to complete when filing a workers’ comp claim in Kentucky. The first is the Designated Physician Form and the second is the Expense Reimbursement Form.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile or motorcycle accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 67: In this episode, Murray, Kentucky disability attorney Jeff Roberts, discusses the Work History Report, referred to as Social Security Disability Form 3369.

If you are trying to get social security disability benefits, it’s often a good idea to apply on your own, first. As Jeff explains, the vast majority of these applications will be denied. This notification is typically issued 3-4 months after you’ve submitted your initial application. It’s just how our system works.

How to Make Your First Application for Disability Benefits

The first option is to do it online, at http://www.ssa.gov/. If you don’t feel you will be able to submit it online, Jeff recommends contacting your local Social Security office on the phone or in person. They can schedule time to take the application for you.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Social Security Disability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 66: In this episode, Murray, Kentucky injury attorney Jeff Roberts talks about tips for avoiding traffic accidents during the holidays. That period between Thanksgiving, Christmas and the New Year can be exciting, but it’s also full of distractions. Those distractions, such as lights and decorations are wonderful, but they often mean your eyes, and as well as those in the cars around you, are not always focused on the road. That’s when problems can occur.

What Do Other Clients Think About Jeff?

We always encourage listeners to read the Google Reviews Jeff Roberts has received from many of his clients. A 5-Star rating and the comments are earned recognition and demonstrate Jeff’s commitment to his clients. As a solo attorney, he has more Google Reviews than some firms with multiple attorneys. Jeff shares the credit with his staff at the Roberts Law Office. Successfully representing a victim of an automobile or motorcycle accident is a team effort. It’s why Jeff likes to say his firm offers small town service with big city results.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Motor Vehicle Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 65: In this episode, injury attorney Jeff Roberts discusses several, frequently asked questions about a motor vehicle claim. He’s spent the last 30 years representing people injured in car wrecks, motorcycle accidents and semi-truck collisions. These are complicated cases and often involve layers of important factors. It’s why the answers aren’t always as easy as you might assume.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Motor Vehicle Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 64: In this episode, Calloway County workers’ compensation attorney Jeff Roberts answers common questions about your workers’ compensation claim. Jeff has offices in both Murray and Hopkinsville, Kentucky. He’s practiced workers’ comp law for the past 30 years. He realizes that if you’ve been injured, you need the right answers, quickly.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 63: Calloway County injury attorney Jeff Roberts has offices in both Murray and Hopkinsville, Kentucky. He’s handled motor vehicle accident cases for over 30 years. In today’s episode, Jeff discusses the complications involved in multiple vehicle collisions. How to you determine which driver was negligent and who’s insurance is going to pay for your damages? Let’s join Jeff for some perspectives and answers.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Accident?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 62: Workers’ compensation attorney Jeff Roberts has offices in both Murray and Hopkinsville, Kentucky. Over the past 30 years he’s handled numerous claims from nurses, hospital staff and doctors who have been injured while working in the hospital. In this episode, Jeff will discuss some of the more common hospital injuries and workers’ compensation claims.

Recognized Experience Throughout Kentucky

Jeff is often contacted by other attorneys across the state for answers to their Kentucky workers’ comp questions. He’s regularly asked by other attorneys to handle workers’ comp claims for either their clients or family members of the attorneys. In fact, the majority of claims Jeff handles come from referrals from past clients and/or other attorneys.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 61: Calloway County attorney Jeff Roberts has over 30 years of experience as a workers’ compensation attorney. Many of the claims he’s handled involved factory accidents and injuries. In this episode, he’ll discuss common types of factory injuries and what you should do if it happens to you.

Recognized Experience Throughout Kentucky

Jeff is often contacted by other attorneys across the state for answers to their Kentucky workers’ comp questions. He’s regularly asked by other attorneys to handle workers’ comp claims for either their clients or family members of the attorneys. In fact, the majority of claims Jeff handles come from referrals from past clients and/or other attorneys.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 60: Calloway County attorney Jeff Roberts explains what happens to your workers’ comp benefits if you lose your job or change jobs. There’s also the risk that your company goes out of business. Regardless, will you still be able to get your workers’ compensation benefits? Let’s listen to Jeff explain how the law works.

Recognized Experience Throughout Kentucky

We wrap up the episode discussing how Jeff is often contacted by other attorneys across the state for answers to their Kentucky workers’ comp questions. He’s regularly asked by other attorneys to handle workers’ comp claims for either their clients or family members of the attorneys. In fact, the majority of claims Jeff handles come from referrals from past clients and/or other attorneys.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 59: Calloway County attorney Jeff Roberts has over 30 years of experience handling car wreck cases. If he can establish negligence, there settlement or jury verdict typically comes down to the insurance carried by the at-fault driver. In this episode, Jeff will explain the various types of insurance coverages and why each of them is important. You can use this information to be sure you have the proper types and amounts of insurance to protect you and your family.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney Who Knows Car and Motorcycle Accidents Cases?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 58: Calloway County attorney Jeff Roberts discusses 2 important topics, especially during the “back to school” season. He hopes you’ll take time to talk about these topics with your children, even if they are going to college. Please consider sharing this episode with other parents and school groups. Let’s listen to Jeff discuss pedestrian accidents and bicycle accidents.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney Who Understands Pedestrian Accidents Cases?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 57: Murray Kentucky attorney Jeff Roberts discusses a heavy topic in this episode. A traffic fatality is a tragic situation for everyone involved. He’s handled cases involving various types of traffic fatalities including car wrecks, motorcycle accidents and collisions with tractor trailers. If your loved one was killed in a traffic accident, this information will help you to know where to begin and what steps will be involved.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney Who Understands Traffic Fatality Cases?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 56: Calloway County attorney Jeff Roberts answers the question, what is a contingency fee. He handles personal injury cases (including car wrecks, motorcycle accidents and trucking collisions), workers’ comp claims and social security disability claims on a contingency fee basis. This type of fee makes it much easier for someone who’s been injured to hire an attorney.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 55: Calloway County personal injury attorney Jeff Roberts explains a very important factor in your car wreck case, your workers’ comp case and also how it relates to your social security disability claim. The statute of limitations is exactly that – a limitation that may prevent you from being able to file a lawsuit. Jeff will walk us through this topic. It’s one every lawyer understands. Now, you will too.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 54: Murray personal injury attorney Jeff Roberts has handled automobile accidents for 30 years. In today’s episode, he explains how to interact with troopers, sheriff deputies and police at an accident scene. They are there to help and assist. Jeff explains why how you interact with them can have an effect on the police report and issues later in the case.

When you’re in an accident, it’s important to know what to do and how to interact with the police officers who show up to the scene. Jeff suggests that it’s important to call the police to the scene of an accident, even if there are no injuries. This is important for a few reasons.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Automobile Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 53: Calloway County workers’ compensation attorney Jeff Roberts discusses factors involved in workplace violence and workers’ comp claims. Jeff has represented clients involved in these types of situations. News reports of violent incidents seem to be increasing. What happens if you are injured at work caused by workplace violence? Jeff will provide information for you and your family.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 21: Calloway County personal injury attorney Jeff Roberts explains causes and symptoms of traumatic brain injuries (TBIs) in this episode. Causes of a TBI can range from motor vehicle collisions and falls, to violence and even explosions. Using his 30 years of experience.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Brain Injury?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 51: Calloway County workers’ compensation attorney Jeff Roberts talks about how PTSD is not adequately covered for first responders in Kentucky under the workers' compensation law. He explains that post-traumatic stress disorder used to be covered, but was changed in 1994 so that it was only covered in the case of a physical injury in the same incident. He goes on to discuss the consequences of this new law, which does not cover those with PTSD from traumatic events that did not result in physical injuries.

We need to stand behind our first responders and support them in any way we can. We owe them nothing less.

Jeff Roberts Represents Injured Clients Throughout KentuckyWith offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Comp Claim?The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 50: Calloway County injury attorney Jeff Roberts has ridden motorcycles for decades. In today’s episode, he’ll discuss motorcycle safety and important steps you should take as you prepare to begin riding yours, again.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Motocycle Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 49: Western Kentucky injury attorney Jeff Roberts discusses the dangers posed by distracted and drowsy driving. Jeff has practiced injury law for almost 30 years. He’s handled many cases involving individuals who were harmed by drivers who were negligent behind the wheel.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Automobile Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 47: Western Kentucky injury attorney Jeff Roberts discusses school bus collisions resulting in injuries to the students on board. No parent wants to receive that phone call. These cases can be complicated by factors such as sovereign immunity. However, Jeff explains how these cases are generally handled and who may be held accountable, when negligence is involved.

Is It Time to Speak with an Attorney about a School Bus Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 46: Calloway County personal injury attorney Jeff Roberts has decades of experience helping Western Kentucky clients who’ve been involved in automobile accidents. Some of these situations have been car wrecks involving negligent drunk drivers. Jeff will explain how that factor can have a significant impact on the value of your claim. To clarify, Jeff does not represent drunk drivers. He represents people who were hit by drunk drivers.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Car Wreck Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 45: Calloway County workers’ compensation attorney Jeff Roberts discusses issues resulting from an electrical injury sustained on the job. Jeff also maintains an office in Christian County to better serve clients in that area of Western Kentucky.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Electrical Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 44: Calloway County injury attorney Jeff Roberts discusses chemical injuries involving either an employee or others located near a facility that experiences a chemical leak. This is also referred to toxic exposure. Jeff also maintains an office in Christian County to better serve clients in that area of Western Kentucky.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Chemical Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 43: Calloway County injury attorney Jeff Roberts discusses injuries road hazards and what you can do if you’ve been in an accident because of them. Jeff also maintains an office in Christian County to better serve clients in that area of Western Kentucky.

There are 3 primary types of road hazards that typically cause injuries to drivers. The first is defective construction. The second is when the state creates the hazardous condition. The third occurs when items have fallen off other vehicles and remain in the roadway.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Motor Vehicle Accident Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 42: Calloway County social security disability attorney Jeff Roberts explains the Continuing Disability Review (CDR) process and how it can impact someone receiving social security disability insurance benefits (SSDI) or supplemental security income benefits (SSI). Jeff also maintains an office in Christian County to better serve clients in that area of Western Kentucky.

As an attorney, Jeff focuses on personal injury, workers’ compensation and social security disability claims. He’s practiced in Western Kentucky for 30 years and has helped many clients to effectively deal with the continuing disability review process.

Jeff Roberts Represents Injured Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff actually has a history of representing personal injury clients, workers’ compensation clients and social security disability clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Social Security Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 41: Calloway County personal injury attorney Jeff Roberts discusses the impact of the decision to hire an attorney for your car wreck. In Kentucky, you can do it on your own, but it may not be the best option.

Jeff Roberts Represents Injury Clients Throughout Kentucky

With offices located in Calloway County and now Christian County, Jeff actually has a history of representing personal injury clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Car Wreck Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 40: Calloway County personal injury attorney Jeff Roberts discusses how injuries in apartment complexes and other multi-family developments are handled. These personal injury situations are typically handled as premises liability claims. Let’s join Jeff to learn more.

Jeff Roberts Represents Injury Clients Throughout Kentucky

With offices is located in Calloway County and now Christian County, Jeff actually has a history of representing personal injury clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Premises Liability Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 39: Calloway County personal injury attorney Jeff Roberts announces the opening of his new office in Hopkinsville to better serve clients in and around the Christian County area. He will still maintain his primary location, in Murray. He’ll explain how this second office should make it more convenient for clients. We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 38: Calloway County personal injury attorney Jeff Roberts discusses dog bite claims and other animal-related injuries. These happen fairly frequently. Jeff has successfully handled a number of these cases over the years. How the law deals with these types of claims may surprise you.

Jeff Roberts Represents Personal Injury Clients Throughout Kentucky

While his office is located in Calloway County, Jeff has a history of representing personal injury clients across the state. He’s represented clients from Paducah, Bowling Green, Louisville, Covington, Whitesville and many other Kentucky locations. He’s not just a Western Kentucky injury attorney.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Personal Injury Claim?

The office phone number is (270) 753-0053 or toll free at 800-844-5108. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 37: Attorney Jeff Roberts handles social security disability insurance claims (SSDI), Kentucky workers’ compensation claims and personal injury claims. Today’s episode will focus on SSDI and the various considerations regarding whether a person receives SSDI benefits.

Can Jeff Roberts Handle My Claim if I Live Outside of Calloway County?

Yes. Jeff has a regional practice. However, in terms of Social Security Disability claims, these are federal programs. He is licensed to handle social security cases in all 50 states. He’s handled social security cases in Kentucky, Tennessee, Florida, Oklahoma, Missouri, Illinois, Indiana, Alabama and others.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Social Security Disability Claim?

The office phone number is (270) 753-0053. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 36: Calloway County workers’ compensation attorney Jeff Roberts discusses workplace fatalities and how benefits are assigned in the event of a Kentucky workplace fatality.

Jeff begins by clarifying that a workplace fatality may occur as an immediate result of the injury or later (days, weeks, months or even years.). Surgical complications occurring some time after the injury has occurred will still typically be classified as a workplace fatality, assuming the surgery was related to the original injury sustained on the job.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 35: Kentucky personal injury attorney Jeff Roberts grew up in Mayfield, KY. The December 10, 2021 tornado devastated this city and many of the lives of the people who live there. There are currently a number of Western Kentucky tornado lawsuits underway, for various reasons. Jeff provides his insights into what happened, why the lawsuits are happening and what the outcomes may be for the litigants.

Important Disclaimer: This is a sensitive topic for many people either living in the Mayfield area, or those whose families were affected by the December 10th tornado. This episode was recorded to provide people with information. It is not intended, in any way, to solicit business resulting from this tragic event. Nor is it intended to try to influence factors related to the lawsuits.

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 34: Kentucky personal injury attorney Jeff Roberts has been an avid motorcyclist for years. Each Spring, he publishes an episode to help other motorcyclists prepare for “motorcycle season.” He’ll provide some safety tips and insights to help everyone ride safely.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Personal Injury Claim?

The office phone number is (270) 753-0053. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 33: Kentucky workers’ compensation attorney Jeff Roberts discusses what happens when an employer either does not have a workers’ compensation insurance policy or has allowed the policy to lapse. This creates a serious issue for both the company, and more importantly workers who may become injured on the job. Jeff explains how those workers can still pursue benefits.

We hope you found this episode insightful and helpful. Thank you for listening!

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 32: Jeff Roberts is a Calloway County workers’ compensation attorney. In this episode, he explains what happens if your Kentucky workers’ compensation claim gets denied. If you’ve been injured at work, these benefits may be extremely important to you and your family. The game isn’t over and Jeff explains why.

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 31: Murray Kentucky personal injury attorney Jeff Roberts discusses cumulative trauma injuries, also called repetitive use injuries. It’s a common issue in workers’ compensation claims, especially for people who work on assembly lines and in light manufacturing.

Is It Time to Speak with an Attorney about Your Workers’ Compensation Claim?

The office phone number is (270) 753-0053. For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 30:  In today’s episode, Calloway County injury attorney Jeff Roberts discusses the topic of pre-existing conditions and how they could affect your workers’ compensation and/or injury claim.  He’ll provide answers to a very common question, “What if I Have a Pre-Existing Condition?”

Pre-Existing Conditions Are Handled Differently

Jeff’s law firm focuses on both workers’ compensation and personal injury cases, including car wrecks, slip and fall, motorcycle cases and more.  Pre-existing conditions are handled differently, depending upon whether you are filing a workers’ comp claim or a personal injury claim.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff’s principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

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Episode 29: In today’s episode, attorney Jeff Roberts discusses Kentucky workers’ compensation claims for first responders. We often think of factory workers, construction workers and other occupations, but first responders are also covered by workers comp. Let’s join Jeff for today’s discussion.

Jeff Roberts has represented many first responders during his career. He has an immense amount of respect for what they do. They deserve much better than our current laws provide.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 28:  In today’s episode, Calloway County Kentucky attorney Jeff Roberts discusses your rights as a passenger in a car wreck.  How do you get injuries covered and medical bills paid?  Let's join Jeff for this important episode.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice.  Jeff’s principal office is located at 509 Main Street, Murray, Kentucky.  Co-host Jim Ray is a non-attorney spokesperson.  This is an advertisement.

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Episode 27: In today’s episode, Jeff Roberts will discuss premises liability. As a personal injury attorney in Calloway County, he’s handled many of these cases over the years. In basic terms, premises liability claims can arise when someone is hurt on another person’s or business’ property.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 26: In today’s episode, personal injury attorney Jeff Roberts discusses injuries resulting in a loss of use or an amputation. This is a difficult topic, but he has over 28 years of experience representing clients who have suffered these due to workplace injuries, trucking collisions, car wrecks and motorcycle accidents.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 25: In today’s episode, Calloway County Attorney Jeff Roberts discusses 5 considerations when hiring an attorney. These are issues and factors you should think about if you have to hire an attorney to handle your injury case. These 5 criteria can be used in selecting an attorney for many other types of legal matters, as well.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 24: Kentucky personal injury attorney Jeff Roberts discusses what happens if you’re in a wreck while on vacation. Jeff has been handling injury cases for over 28 years. He’s helped Kentucky residents who’ve been injured while traveling out of state, as well as those injured in Kentucky who may live in a different state.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 23: Kentucky workers’ compensation attorney Jeff Roberts offers advice on how to avoid these mistakes with your workers’ comp claim. Often people try to help their cases, but actually end up hurting it or creating unnecessary challenges for your attorney.

Failing to Report Your Injury

This is a threshold defense for the company to deny your Kentucky workers’ compensation claim. It must be overcome before the injured worker can receive any benefits. If the defense can successfully prove you failed to report your injury to a supervisor or someone higher in the company, the claim can be rejected and basically everything is done, regardless of the injuries.

Under Kentucky law, individuals are required to report the injury, as soon as practical, after the injury. Don’t be tempted to assume it’s not a “big deal.” If you experience pain or are having problems doing your work activities, this includes even a minor cut, you need to tell a supervisor. In the case of a minor cut, it might get infected and lead to other medical issues. However, if you failed to report it, the company may be off the hook and you could be left with all of the medical bills.

Some companies try to enforce a 24-48 notification policy. They claim that if you fail to report the workplace injury within this period of time, you don’t qualify for workers’ comp. In Kentucky, the company policy has no bearing on your workers’ compensation claim. The law says you have to do it as soon as practical, after the injury. You have some leeway, but don’t wait too long to notify the company.

It’s important to remember, you need to notify a supervisor or someone “above” you. Telling a co-worker doesn’t meet your requirement. Asking the co-worker to tell someone is also risky because they may get distracted and forget to do it. Nonetheless, if your co-worker tells the supervisor, it may meet the standard for notification. It’s better to make sure you (or your spouse) do it yourself.

If you seek medical treatment, it’s a good idea to have your medical provider document you’re there due to a workplace injury. Your medical records will be an important collection of evidence supporting your Kentucky workers’ compensation claim.

Don’t Skip Appointments

It can be harmful to your claim if for some reason, you decide to skip a doctor’s appointment or a physical therapy session. The defense can claim you failed to follow medical advice. This can severely limit the value of your claim and the benefits you ultimately receive. The doctor can claim your missed therapy sessions have cause your healing to take longer. This can also enable the company to stop your temporary total disability (TTD) payments.

You Don’t Have to See the Company Doctor

Under Kentucky law, you have the right to see a medical provider of your choice for your workers’ compensation injury. Some companies try to convince the injured worker that he/she has to see the company doctor. This is false. In reality, the doctor may downgrade the extent of your injuries or your impairment rating to benefit the company that is sending them a steady stream of patients. For this reason, you may want to begin with your family doctor (i.e. primary care doctor) who can refer you to a specialist, without regard to the company’s interests.

If the employer has a managed care plan, they can require you to see a doctor who participates in the plan, but normally you get to choose which of the doctors you’ll visit.

Avoid Skipping or Not Finishing Your Medication

If you’ve been injured at work, you may have prescriptions for medications to help treat the symptoms of your injuries. Some people get worried about the co-pays or other issues and think they’ll save money if they don’t fill a prescription or don’t finish the medicine as directed. If reality, this can also harm your workers’ compensation claim.

In Kentucky, as long as your treatment and medication is for the work-related injuries, and they are reasonable, there are no co-pays or deductibles. The injured worker will not be out of pocket for the treatment.

It’s possible that you get a prescription filled, before the claim has been fully set up in the system, so the pharmacy may ask for a co-payment. Keep your receipt and you can get a refund for that expense.

If You Have Questions or Concerns, Contact Your Attorney

It’s always best to speak with your attorney before you take drastic actions or decide to change doctors. Kentucky law has a gatekeeper policy. This is the person who can help get you referrals or other treatments. You are only allowed to change this gatekeeper 1 time, without the insurance company’s approval. Again, don’t make a drastic change without informing your workers’ compensation attorney, beforehand.

The gatekeeper can be your family doctor or another treating physician. You need to understand that the company may try to designate the company doctor as your gatekeeper. It can be confusing. This can also make it difficult to get to a specialist or a different specialist.

Important Information about Safety Violations

In Kentucky, if your workplace injury is due to the company or a co-worker violating a safety statute or safety policy of the employer, your benefits can be increased by 30%, for that safety violation.

When you give notice to your supervisor about the initial injury, be sure to specify that it involved a safety violation. You should document this because it’s extremely important to the value of your claim.

It’s important to understand that if you violated a safety standard and it resulted in your injury, your benefits can be reduced by 15%. Following safety guidelines and standards is always the best course of action.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 22: Jeff Roberts, a personal injury attorney in Murray Kentucky, also handles social security disability claims for his clients. He’s handled social security cases since 1992, when he first began practicing. These cases have to do with disability or SSI, not social security retirement issues.

Social Security Disability Insurance (SSDI) is a benefit for those who have met the requirements for work history and what has been paid into the system. These benefits help people when they become disabled. Supplemental Security Income (SSI) is paid out based on financial need. People who receive the SSI benefits typically have little to no income. The disability requirements are the same for SSDI and SSI. The non-disability requirements, however, are different.

SSDI claims can be filed at the same time as a KY workers’ compensation claim, a state disability retirement claim and sometimes a personal injury claim. Jeff explains that it may be beneficial to have an attorney who can handle these multiple claims from a case expense and an efficiency basis. The attorney would be familiar with the status of each claim and can manage the overlap so as to maximize the potential financial benefits for the clients.

At times, if the claims are properly managed, the settlement agreement of one of the claims could negatively impact the amount of the benefit of the other, related claims.

Social Security Disability Insurance

In a nutshell, to qualify for SSDI, assuming you’ve met the work history requirement, is that you are unable to currently work a 40-hour work week. There are Listings of Impairment that can be considered in determining a person’s eligibility for disability. Depending upon the types or number of listings, a person may qualify fairly easily (e.g. inoperable cancer). You may not need to hire an attorney if you meet the proper criteria.

Bi-Polar, Schizophrenia and other Mental Health Impairments

People are sometimes surprised to find out that just because they have been diagnosed with a condition doesn’t necessarily mean they qualify for SSDI benefits. It comes back to how the condition impacts the person’s ability to perform work.

Medical testing and medical records are important because they provide documented proof of a person’s condition. But again, it’s how the condition affects you and other issues. A person’s education level, his/her past work history and other factors are also considered.

Age is another determining factor for Social Security Disability Insurance benefit. The older a person is when they file a claim for SSDI benefits, can have a positive impact on the claim. There’s a break in the decision-making process if the person is age 50 and there’s another break at age 55. This means, one set of work restrictions could be disabling for a 58-year old that would necessarily be seen as disabling for a 48-year old.

When reviewing the person’s work history, if they’ve spent their time doing heavy, manual labor, and now they’re limited to a low weight restriction, the Social Security Administration (SSA) may say the person qualifies for SSDI benefits because the possibility of retraining the individual for something they’ve never done is relatively low at 59-60 years of age. If the person is only 30 year of age, the situation may be viewed differently by the SSA.

Cognitive Impairment

Some individuals may have very low cognitive abilities, for a variety of reasons. The Supplemental Security Income benefit provides a social safety net to provide some level of income to help those individuals.

If someone has a work history, but later develops a mental health issue, he/she may also qualify for SSI benefits. For instance, if someone is diagnosed as being bi-polar, but their ability to manage the condition with medication or other treatments becomes less effective, he/she may now qualify for SSDI and SSI benefits.

PTSD and Social Security Benefits

Some people who have experienced trauma are now no longer able to work in a normal setting due to the noise or the anxiety they experience around other people. We often think of people who have served in the military who are sometimes likely to suffer from PTSD symptoms. But, they aren’t the only ones.

The majority of the PTSD cases Jeff has handled from a Social Security perspective have involved women who have experienced trauma from sexual abuse or physical abuse. The PTSD of these traumatic experiences can often prevent someone from working in an office or factory setting until they’ve received significant therapy, counseling and possibly medication, if at all.

Social Security Benefits vs. Not Working

For the majority of individuals, holding down a job is far better than going on social security disability from a physical, mental and financial perspective. Most of the people Jeff sees would prefer to work, if it’s possible.

There may be an option of the individual returning to work or taking a job. If this happens, and it seems to be feasible, there are a lot of positive aspects to pursuing the opportunity. You should let your attorney know this is happening, but again, the opportunity to return to work may far outweigh the money received through disability benefits.

Head Trauma and Brain Injuries

Consider the possibility that someone fell, was hit in the head or involved in a car accident that resulted on significant head injuries and/or brain trauma. This person may be able to file a successful claim for Kentucky workers’ compensation benefits, file a motor vehicle accident claim and also be eligible to file for social security benefits.

Jeff finds that when head trauma and/or brain injuries are present, it’s often beneficial for him to speak with the person’s family members or spouse. Doctors explain that brain injuries may result in a loss of memory, trouble communicating or personality changes. The injured person may not realize they are exhibiting any of these symptoms.

These conditions and symptoms are often referred to as “hidden injuries.” It’s also another reason the proper medical testing and/or medical records are so important to the success of the social security disability claim. Jeff understands how to work with physicians to ensure the proper documentation is included in the injured person’s file.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 21: Calloway County attorney Jeff Roberts has been practicing for 27 years. He’s going to provide his perspective and advice for anyone considering law school and becoming an attorney. Jeff’s daughter Clarissa, recently graduated from law school, so Jeff’s been able to develop an even newer perspective on the decision.

Law school will definitely teach you how to be a workaholic. In Jeff’s opinion, the successful attorneys typically work substantially longer than a normal work week. In fact, practicing law is significantly different than what Jeff thought it would be in law school. Law school teaches you the basic concepts of law. However, it doesn’t teach you how to actually practice law.

Key activities such as drafting motions, taking witness depositions and other day-to-day activities are really taught in many law schools. Students may have the opportunity to gain exposure to these while clerking or working in law firms, prior to graduation. A strong, experienced mentor is a valuable asset for any new attorney.

The Law School Journey

Interestingly, your undergraduate degree does not have to be a pre-law curriculum. It could be political science, history, economics, business or any number of areas.

To begin, you have to take the Law School Admissions Test (LSAT). Assuming you perform well on this exam, you’ll apply to one or more law schools. Once accepted, it usually takes 3 years to complete law school. You’ll have earned a Juris Doctorate (JD). Once this happens, you’ll prepare to take the Bar exam. This extensive test is required for you to actively practice law in a particular jurisdiction (i.e. in Kentucky, Tennessee, etc.). These is a Uniform Bar Exam, which is generally accepted by multiple states. However, you would still have to take the state-specific portion of the Bar exam to be admitted to practice in a specific jurisdiction.

Things I Wish I’d Known

For Jeff, this biggest surprise is that after completing law school, he’d still need to learn the day-to-day art of actually practicing law. Luckily, Jeff did have a mentor who was able to provide constructive criticism as he learned by doing.

Another difficult issue is understanding the need to be able to have difficult conversations with clients and their families, as you attempt to help them through challenging situations. When Jeff first started practicing injury law, he found it difficult to sometimes reassure clients and to manage the expectations of his clients. These are challenging conversations for many new attorneys, especially when the client has sustained a life-changing injury.

These days, Jeff actively encourages his clients to ask questions so he can be sure there is a proper understanding of the situation. It also helps him to make sure he understands the issue(s) the client is concerned about. This helps to avoid confusion, while again, also helping to set the correct expectations.

Are You Prepared for the Stress?

The stress of practicing law can be a significant factor. The pressure of law school can help the individual to begin managing higher stress levels. The law school experience also begins to help the person to acclimate to a heavy workload. Effectively managing deadlines is a critical skill for anyone who wants to be a successful attorney.

What’s a Typical Day Like for Jeff Roberts?

To frame this answer, Jeff is a solo-practitioner who handles personal injury, workers’ compensation and social security disability claims. He’s the only attorney in his office, but he has staff to assist him. His experience will be different from someone who works at a larger firm or focuses on another area of law.

Each day varies for Jeff. This can keep it exciting. In addition to his private practice, Jeff is also an Assistant County Attorney handling child abuse and child neglect cases in Family Court. He’s usually in court on Mondays working with these cases until noon or later. The abuse and neglect cases require work throughout the week, but Mondays are when the hearings typically occur.

Jeff may also have hearings related to his injury cases throughout the week. Some of the hearings are done remotely, via online Zoom video meetings. He’ll meet with clients most days, depending upon what is going on and the status of the cases he’s handling. He’ll spend time drafting documents, editing and correcting documents, taking depositions, etc. There’s really no typical day.

Related to the heavy workload, we recently discussed that Jeff had an oral argument before the KY Supreme Court, on behalf of his client. He came in during the weekend to prepare for hearing.

It’s not unusual for Jeff to work afterhours and/or on the weekends to get briefs and other legal documents drafted or simply to catch up on the activities that mount up during the week. Again, it’s critical that deadlines be met to avoid causing problems from a legal and/or procedural standpoint.

Jeff handles cases across Kentucky, so this adds the possibility of travel time, arranging schedules on different time zones and logging some serious windshield time. He can make phone calls while driving, but many of the other activities will have to wait. Video conferencing is making this easier, but there’s still a fair bit of travel.

You may find the amount of technology used in practicing law to be a surprise. You need to learn to become comfortable with a tremendous amount of technology and online resources. Legal research is nearly exclusively done online, now. Extensive client files and records are often uploaded to a server or other cloud-based system.

Jeff Closes with 3 Important Pieces of Advice

First, if you’re planning on going to law school to become an attorney based on what you’ve seen on TV, you’re going to quickly find out that it’s nothing like what you see on Law and Order or other shows.

The second important piece of advice is to always remember the Golden Rule. Treat your clients like you would want to be treated. Give them the respect you would want someone else to give your mother or father.

The third piece of advice is something another attorney shared with him, years ago. It’s that if you’re not careful, you will lose your reputation one time and you will never get it back. The point is handle the situation the way you should, because your colleagues, judges and others are always watching. Ethics and integrity are vital.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 20: Calloway County Injury Attorney Jeff Roberts discusses tractor trailer accidents and tips help you drive safely on the roads this summer.

As the summer season gets underway, people get excited and look forward to hitting the roads on vacation or quick weekend trips. As you and your family do so, it’s important to remember the risks associated with driving around tractor trailers. The size and weight of these large trucks can make it a dangerous situation if people aren’t paying attention.

The reaction time of a large truck is much different than what you experience in your car. This applies regardless of whether you are traveling in the same or opposite direction, on an interstate or county road. You must understand they simply can’t maneuver as easily as other vehicles.

Jeff describes his own experience watching cars cut in front of semis and suddenly begin applying the brakes, because the traffic is beginning to slow. The truck can’t possibly react as quickly as drivers might assume. The required stopping distance is an important factor. This can lead to a devastating tractor trailer collision, sometimes resulting in a fatal accident.

Tip #1: When changing lanes, wait until you can see the car in your rear-view mirror, before you move over. This can help to ensure there’s enough distance. Your side-view mirrors can fool you.

Tip #2: Always use your blinkers when changing lanes, especially around large trucks. It will alert the other driver as to your intention. They can prepare for the lane change.

When tractor trailers, flatbeds or other box trucks are carrying freight on an incline, their speed will reduce more quickly than sometimes anticipated. The brake lights won’t activate to warn you. If you’re following too closely, you could be at risk of an accident.

Tip #3: Allow more distance between your vehicle and a semi-truck when approaching an incline.

Blind spots create a significant risk. These spots are substantially larger for a truck. The exist on the sides, front and rear.

Tip #4: Avoid driving in a tractor trailer’s blind spots. This would be a good topic to discuss with your young drivers.

Tip #5: If your vehicle doesn’t already have them, consider purchasing blind spot mirrors to assist you in seeing the other cars. Those mirrors are widely available and relatively inexpensive.

Our area of the country experiences a lot of rain showers during the summertime. This requires an increase in your stopping distance. The rain may also make it harder to see other vehicles on the road.

Tip #6: If your windshield wipers are on, make sure your headlights are on. Even if you can see, the lights help other drivers to see you. Remember, even if you have your running lights on your taillights may not be on. Rain often makes it more difficult for approaching drivers to see you, so turn on your headlights if it’s raining.

Tip #7: Remember that the rain on the surface of the road could cause you to hydroplane. You should always increase your stopping distance and/or following distance during poor weather conditions.

Tip #8: Take time to periodically check to verify all of your lights are working properly. This is especially important if you’re pulling trailer behind your vehicle. Ensure both the vehicle and the trailer are in proper working condition.

Tractor Trailer Safety

Truck drivers (“CDL Drivers”) have advanced training if the safe operation of their vehicles. Jeff Roberts discusses some of the safety requirements for CDL Drivers. They are required to perform a safety inspection of the rig, prior to taking it on the road. This includes the lights and brakes, among other things. Some are also required to have specific decals to make the truck and trailer more visible. Tires need to be properly maintained in terms of air pressure and tread wear. Other risks occur with the trailer is improperly loaded and/or secured.

Jeff discusses Kentucky’s comparative fault system. If it can be proven that the non-truck driver’s actions are proven to have contributed to the collision and resulting damages, a percentage of the fault will be assigned to that driver. This can drastically reduce the amount of the settlement or verdict. Collisions are always, or purely, the trucker’s fault. We all have a responsibility to drive safely on the roads this summer.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 19: In late April, Calloway County attorney Jeff Roberts presented an oral argument before the Kentucky Supreme Court. It’s not his first time; he’s taken cases to the KY Supreme Court multiple times. In this episode, he’ll give us an inside view into the experience.

Arguing before the KY Supreme Court is not what you typically see on TV. Instead of 1 judge, there are 7 justices. They can ask questions at any time and you have to be prepared for whatever they ask. Surprisingly, each attorney is only given 15 minutes to present their side of the case. This includes the initial presentation and a possible rebuttal to the other side’s argument.

How a Case Gets to the KY Supreme Court

Jeff’s case involved a constitutional question in regard to a workers’ compensation claim. These cases are initial presented to an administrative law judge. If either side appeals the decision, it goes to the Workers’ Compensation Board. Either side can then appeal to the KY Court of Appeals. Again, either side can then appeal to KY Supreme Court.

The case Jeff argued involved an issue about the retroactivity provision of a new statute. If the statute is found to be constitutional, it will negatively impact many KY workers’ compensation claims and the money the injured workers would then lose. The decision will apply to all pending cases.

The law in Kentucky is generally applied based on the date of injury. If this new statue is upheld, it will violate this law (in Jeff’s opinion) and make it more favorable to the employer (or the employee) after the injury has already occurred.

What Happens when a Case is Placed in Abeyance?

This can happen to a case for several reasons. In Jeff’s situation, there are several pending cases which all have the same/similar issues. The court can put those cases “on hold” until one of the group of cases is actual decided on. That decision would impact how the other cases are ultimately treated. Abeyance is a way to help make the judicial system more efficient.

Small Town Service, Big City Results

Jeff uses this statement often. He has built a strong reputation across the state and among his peers. The Roberts Law Office is located in Murray, Kentucky. However, Jeff handles many cases from outside of the local area. Many are sent on referral from other attorneys.

What is a Legal Brief?

While the case Jeff argued before the KY Supreme Court only took 15 minutes, it’s not the first time the justices have learned about the facts of the case. Attorneys write extensive arguments, called legal briefs, which explain the point in question and the supporting proof as to why the attorney feels the court should rule in a certain manner. Both sides submit briefs.

The justices review the briefs, prior to hearing the case, and may decide to question the attorneys, based on what they submitted in the briefs.

The case Jeff argued may be decided in 3-4 months.

In an interesting coincidence, it was a year ago (to the day) that Jeff was sworn in and served as a Special Justice to the KY Supreme Court.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 18: Calloway County Attorney (and motorcyclist) Jeff Roberts discusses tips for getting your motorcycle prepared for spring. He also offers some safety tips for bikers as they get back out on the road. He’ll also provide some tips for safe driving for non-motorcyclists in their cars.

Jeff got his first street bike around the age of 15. He’s been an avid motorcyclist ever since. As a personal injury attorney, his experience adds an important perspective. Motorcycle accidents tend to result in much more serious injuries than car wrecks.

Tips for Safe Motorcycle Riding

An important aspect of preparing for “motorcycle season” involves a careful inspection of the mechanics of your bike. Make sure the brakes are working well. Check the lights and turn signals. It’s extremely important to ensure your headlight is functioning properly. Make sure the fluids are topped off. Inspect your cables and tires. If the bike has been sitting, make sure they aren’t showing signs of dry rot.

Now that your bike is ready, it’s time to get you ready. Even baseball players go to spring training to brush up on their skills. It’s equally as important for you to tune up your skills. It may have been a few months since your last ride, so take some short trips to get back into the swing of things.

Another safety tip for motorcyclists is to remember that your reaction time is extremely important. You may have to take evasive action to avoid a collision with a car door or other unexpected risk. Early in the season, your reflexes may not be as sharp as they were last year.

Tips for Driving Your Car Around Motorcycles

Jeff has been practicing personal injury law since 1992 and has represented a lot of injured motorcyclists. Most of the time, in Jeff’s experience, the collision is the fault of the driver of the car. Often this relates to the driver not seeing the motorcycle. During this time of the year, car drivers underestimate the speed at which the motorcycle is approaching.

It’s extremely important that you take a second or two to make sure you realize how quickly the motorcycle is going, before you head out into the intersection. The result can be fatal to the motorcycle operator.

Time to Review Your Motorcycle Insurance

In Kentucky, you have to have insurance on your motorcycle before you get out on the road. However, insurance coverages vary between cars and motorcycles. Most policies involve liability coverage and property damage coverage, which primarily protect the other people if you’re at fault.

There’s also personal injury protection coverage (PIP) and uninsured/under insured motorist coverage (UM/UIM) to protect you and your passengers.

An important point to understand is that Kentucky automobile coverage automatically includes PIP, which is sometimes referred to as no-fault coverage. But, PIP is not automatically included with motorcycle insurance, it’s optional. You have to specifically select and pay for this coverage. It can be expensive.

Some motorcyclists make the mistake of thinking because they have really good automobile insurance, and something more basic on their motorcycle, they’re in good shape. Some automobile insurance policies don’t cover motorcycles (e.g. exclude them). Currently Farm Bureau won’t pay anything in terms of PIP or UM/UIM for your motorcycle accident. Make sure you have the proper coverage to protect you and your family if you’re involved in a collision.

Motorcycle PIP benefits can pay for lost wages and medical bills, up to your policy limits of the coverage you purchased, regardless of who is at fault. This can be $10,000 or more, depending on your policy.

You also need to make sure you have good health insurance coverage, especially if you’re a motorcyclist.

You should also consider increasing your uninsured and under insured motorist coverage (UM/UIM). Remember, the injuries from a motorcycle collision can be severe. If the at-fault driver the state-minimum amount of coverage in Kentucky ($25,000), your medical bills can quickly exceed that coverage. Your UIM policy is to help cover you, after you’ve exhausted the at-fault driver’s coverage. If the at-fault driver is driving without insurance, your UM policy will help to protect you.

Don’t Just Renew Your Insurance Policy

Many people pay little attention to their policy renewal. This can be a big mistake, especially if you’ve done that for a period of years. Your life situation may have changed, since you took out the initial policy. You may have a spouse and/or children now. You may have more assets, including a house (along with the mortgage payment). This is a good time to think about whether the policy is adequate for your current situation.

Insurance is also a competitive market. It may be a good time to shop around to get more coverage for a cheaper premium. You may be able to get better coverage to protect you and your family.

Do You Have Life Insurance?

A motorcyclist should be aware of the potential severity of a motorcycle collision. Having a life insurance policy in place can be very important to your spouse and kids, if you were to be involved in a fatal motorcycle accident. Remember, in Jeff’s experience as a personal injury attorney, it’s often the driver of the car who’s at-fault for the motorcycle accident. Take time to carefully think through these important insurance decisions.

Tips for Non-Motorcyclists

Even if you don’t ride a motorcycle, there are steps you can do to help prevent motorcycle accidents. Surprisingly, if you blow your grass clippings into the street, this creates a hazard for motorcyclists. The grass can create a slippery surface resulting in a dangerous situation. This is similar to wet leaves laying in the street.

If you notice gravel on the paved road, it can also create a hazardous situation. This can occur if you’re working on the landscape in your front yard. Please try to remove the gravel if possible and it’s safe to do so.

Kentucky is a beautiful state. As the season begins to change, enjoy heading out on your motorcycle. But, before you do, take some time to prepare your bike, yourself and your insurance coverage. Let’s have some great time explore the Commonwealth and all it has to offer.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 17: It goes without saying that 2020 was an interesting year. In this episode, Calloway County attorney Jeff Roberts takes a look back at 2020 and discusses how it impacted his law practice. Jeff primarily handles 3 types of cases: personal injury, workers’ compensation and social security claims. Due to COVID, the courts handled the various cases differently.

Personal Injury Cases in Civil Court

Many of the courts literally shut down, once the pandemic hit. This made it very tough for client who had active cases and were filing cases in the court systems. Jeff saw multiple jury trials shut down and were significantly delayed. This also slowed down all of the administrative, pre-trial activities that have to happen before the case actually makes it to the courtroom.

The courts have begun to implement video conferencing to help with the pre-trial activities, but that doesn’t mean the case would be able to get in front of a jury. That also slowed down the settlements. Some of the insurance companies were offering settlements, but at lower amounts. This wasn’t usually the best option for injured individuals and their families.

Workers’ Compensation Claims

In Kentucky, workers’ comp cases don’t involve a jury trial. However, they do have a process that involves a judge who will ultimately rule on the case. The Kentucky workers’ compensation system switched to video conference hearing much more quickly that the civil courts and the federal courts for social security benefit claims. By mid-May, this system adapted to Zoom hearings.

Going forward, many of the claims will most likely be held via video or teleconferences. It’s more efficient for everyone.

Social Security Claims in the Federal Courts

These courts switched over to teleconferences fairly quickly as well. As with any injury case, there’s a concern that the judge should see the injured party face to face. Some attorneys feel this has a better impact for their injured clients. A large portion of communication is non-verbal. You lose that when you’re having a telephone conference, verses a videoconference or in-person hearing.

Recently, some of the claims have been moved to video conferences, so some of the cases are beginning to move forward again.

Most Injury Cases Are Not Resolved Quickly

People are often surprised at the slow pace of an injury claim, regardless of which court system is handling it. It’s important to understand that the medical treatment should be complete before the case value can be properly established.

As a general rule, Jeff doesn’t resolve a case until his client reaches maximum medical improvement (MMI). Until that point, it’s difficult to know what the total damages are. MMI means the doctors don’t expect any more improvement will be seen, beyond this point. It doesn’t mean you haven’t improved based on your medical treatment, but you might not improve beyond the point at which the doctor determines MMI has occurred.

If an attorney did settle early in the case, there’s a risk that additional medical expenses could be incurred, which might not be covered by the settlement offer.

Managing Client Expectations

The pandemic-related delays can be extremely frustrating for an injured client and his/her family. People finally achieve maximum medical improvement, but still may not be able to resolve the case, due to the courts.

If you have a workers’ compensation claim, temporary total disability benefits (TTD) are being paid to help you. Unfortunately, personal injury and social security claims don’t work the same way.

Managing a Statewide Practice

Jeff handles personal injury and workers’ compensation cases on a statewide basis. Based on his reputation and knowledge, attorneys in various parts of the state refer cases to him. The impact of the slow pace of the courts is being felt all across Kentucky. Many of his western Kentucky area cases come from the referrals of previous clients.

Success in spite of the Court Delays

Jeff did a look back at the cases he resolved in 2020. He does this to spot trends or to find insights into how better to serve his clients.

Social Security Cases - $1,800,000

The progress of his social security cases all but stopped after May, based on how the courts were handling the communication. Only 7 of his social security cases were resolved in 2020. However, the recoveries on behalf of his clients was approximately $1,800,000 split among those cases. This includes benefits that would be paid to his clients through lasting through to their respective retirement age.

Personal Injury Cases - $1,400,000

The progress of the personal injury cases significantly slowed in 2020. This doesn’t mean the cases were not coming into Jeff’s firm, but rather the ongoing cases were not resolving as quickly as in previous years. Car wreck cases always come down to the amount of insurance available. If the insurance company of the at-fault driver offers to pay the policy limits (maximum amount of coverage) it’s often a good idea to take that offer early. There may still be an opportunity to make a UM/UIM claim. Of the 6 personal injury cases resolved in 2020, Jeff generated $1,400,000 for his clients.

Workers’ Compensation - $2,200,000 (not including medical benefits)

Workers Compensation opened back up when the courts implemented video conferencing in May. Of the cases 18 that were resolved in 2020, either by settlement or a judge’s decision, Jeff recovered $2,200,000, not including the medical benefits.

Disclaimer: It’s important to note that every case is different. The facts of your case are different. The above recoveries are not a guarantee of results.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 16: When clients receive substantial funds from their settlement or lawsuit, one of the options Calloway County attorney Jeff Roberts recommends is a structured settlement to protect the funds. Jeff interviews Cindy Chanley of Ringler Associates on the benefits provided via a structured settlement. In some cases, the structure can actually increase the amount paid to the client. Let’s learn more in this podcast episode.

What Is a Structured Settlement?

Many people are unfamiliar with the term structured settlement. Jeff recommends them because a structured settlement can maximize the money for the client and protect the money. This is a general term used when 100% of money doesn’t go to the client at one time. The funds are paid out over time or in a lump sum, at a future date.

With minor children involved in an injury case, it’s used fairly often. It’s also a good idea when there’s a large settlement involving an injured adult. Consider how often you hear stories about lottery winners who quickly spent their winnings only to be faced with difficulties afterwards.

If the client is receiving SSI or other means-tested benefits, a sudden influx of cash may disqualify him/her from receiving these ongoing benefits. A structured settlement can be designed to ensure this doesn’t happen. The funds can be set up in a special needs trust or Medicare set-aside account so they can be accessed to pay for specific needs.

What is Ringler Associates?

Ringler is the largest structured settlement consulting firm in the nation. The company handles close to 50% of all of the structures done in the US, annually. The representatives work with attorneys and insurance companies to offer consulting services for the benefit of the injured party.

Cindy started out handling insurance claims. She eventually moved to Louisville to run a life insurance company’s structured settlement business. Later, she decided to go to work with Ringler and has been doing this for about 15 years. She’s also on the corporate Board of Directors for Ringler Associates.

Unfortunately, when people are seriously injured in automobile accidents, trucking collisions or workplace injuries, life as they once knew it may be completely different for them, now. Jeff’s goal is to do the best for his clients. This means maximizing the money the client receives and also involving Ringler to evaluate what’s best for the client. Sometimes, it’s not a structured settlement. It may be a different tool or something else entirely.

Do I Have To Use a Structured Settlement?

This decision is always up to the client. Some people want to manage the funds themselves. Other people may be a little uneasy handling large sums of money. Jeff tries to educate the clients on what he thinks may be the best option, but again, the decision is completely up to the clients.

Jeff has been helping injured victims for over 27 years. Because injury cases are complex, they can take several years to resolve. During this time, Jeff and his clients get to know each other and a trust develops. Many clients are happy to rely on Jeff’s advice and guidance, even after the case has been resolved.

Why Are Structured Settlements Used when a Minor Is Involved?

The courts won’t typically authorize the release of a large settlement check to a minor, or his/her parents. Those funds are often placed in a blocked bank account with strict limitations on how they are to be used, until the minor turns 18 years of age. At this point the funds can be accessed by the 18-year-old, who may not be thinking about the long-term.

With a structured settlement, can be designed to provide for specific expenses, including college tuition, specially adapted vehicles, funds to buy a house and more. The parent can use the structure to help plan for the child’s future. It’ll help to make the money last.

Are There Tax Consequences?

The federal government has very specific rules in the federal tax code. The timing is very important. Some people want to receive all of the funds and then decide what to do. Decisions must be made before the funds go into the settlement to outline how the funds are to be paid. If done correctly, with the appropriate language, the interest will also be tax-free to the injured person.

Cindy explains that a settlement placed into a structure could potentially generate significant amount of interest. That interest could grow and be distributed with no tax penalty, if it’s handled properly from the start.

The tax-free interest benefit may not be available if the person takes control of the funds first, and then decides to put them into a structured settlement.

What’s a Structured Settlement Earning These Days?

This is a common question, but the answer is the goal of a structured settlement is safety and security, not interest rates. It’s used to protect the funds and the injured person from poor decisions or other issues.

ABLE Accounts

Cindy can help Jeff and the client establish an ABLE Savings Account. This is a special type of account that can receive up to $15,000 per year and allows more flexibility in how the money is spent. The structured settlement can be designed to fund that account on a periodic basis, again, protecting the funds and enabling them to accumulate interest. The distributions can also be tax-free if spent correctly. This can also ensure the SSI benefits are not negatively impacted.

Special Needs Trusts

A special needs trust can be set up to pay into the ABLE account. Again, the structured settlement can be designed to fund the special needs trust, which will then fund the ABLE account.

How Much Does It Cost To Have Ringler Set up a Structured Settlement?

It costs nothing. Ringler is paid by the insurance company that is going to handle the structured settlement annuity. All of the services provided by Ringler to the client are free.

There are fees and minimum amounts involved to set up a special needs trust, but Ringler has relationships that make that much less expensive, with lower amounts required.

Can I Use a Structured Settlement for a Workers’ Compensation Settlement?

Yes. The Kentucky workers’ comp income benefits are paid on a weekly basis. If the settlement in the workers’ compensation award is a lump sum and significant enough, Ringler can use a Medicare Set Aside Account that can be used for future medical needs.

There are many issues to be considered, including rules specific to Medicare, SSI, etc. It’s best to have Jeff and Cindy work through your specific situation.

What about Non-Medicare Related Medical Expenses?

This can be a significant number. It often involves medicine that’s not covered. Home health expenses can mount up very quickly. Both of these expenses can be very large over the injured worker’s lifetime. Cindy will go through all of these numbers with the attorney and the client. A Medicare Set Aside Account may be a good tool to use, as part of your structured settlement.

Handling a complicated personal injury case doesn’t stop when the case is settled or the verdict is rendered. Jeff takes time to help his clients to work through the important decisions related to protecting the funds from the results of the case. It’s one of the reason clients trust him enough to refer their friends and family members to him so often.

To contact Cindy Chanley at Ringler Associates:

Online Profile: https://ringlerassociates.com/consultants/cindy-chanley/

Office Phone: (502) 569-9339

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 15: Calloway County injury attorney Jeff Roberts discusses the problems often created by a client’s substance abuse when filing an injury claim. Jeff handles social security disability claims, Kentucky personal injury, workers’ compensation claims.

When a person is applying for social security disability, a history of substance abuse can be problematic. This is especially true if the person is currently using illegal substances or abusing prescription medication. The country is battling opioid addiction. It has placed a higher focus on substance abuse issues as a whole.

Common substance abuse may include:

  • Alcohol
  • Marijuana
  • Prescription Drugs
  • Illicit OxyContin
  • Heroin

If the person is taking a prescription drug according to a doctor’s orders, it’s typically not a problem. However, if blood tests indicate there are other substances present, it’s a red flag.

Kentucky and other states track certain prescriptions and the appropriate levels. A CASPER report is often run to verify narcotic prescriptions and others. This helps to identify potential “doctor-shopping” situations.

It’s important injured people understand the judge making the decision about your social security disability benefits will also review those medical records as part of his/her evaluation.

Risks of Self-Medicating

Dealing with pain related to an injury or medical condition is difficult for many people. It’s not uncommon for some to attempt to self-medicate in an attempt to manage the pain levels. This can lead to a substance abuse issue. The impact of substance abuse on your SSDI claim can be devastating.

It’s not uncommon for people struggling with mental-health issues to attempt to self-medicate to escape psychological or emotional issues.

Overcoming Substance Abuse on a SSDI Claim

The legal standard for the judge is whether the person would still be considered disabled if the applicant were sober. For example, a severe back injury resulting in paralysis may lead to abuse of a pain medication. However, that disability would still be there regardless of the substance abuse. Jeff may be able to prove that the substance abuse is not material to the disability, therefore his client should be entitled to SSDI benefits.

Seeking-Treatment

It’s very important that the individual and his/her attorney have a very open conversation about any potential substance abuse issue. It’s often better for the person to seek help in overcoming the addiction through an in-patient or out-patient treatment program. This also goes applies to a mental health patient whose self-medicating. The fact that the person is actively seeking treatment. It may sit better with the judge. Human nature and subjectivity will often come into play.

Substance Abuse for SSI Claims

The standards for disability are the same under both SSDI (Social Security Disability Insurance) and SSI (Supplemental Security Income). Substance abuse is still an issue if you are only applying for SSI.

Workers’ Compensation claims and Substance Abuse

Jeff Roberts also handles Kentucky workers’ compensation claims. Substance abuse can also negatively impact a workers’ comp claim. In 2018, the KY workers’ compensation law was changed and addressed issues related to intoxication. Under the new law, if you show up at work under the influence of an illicit substance, or at levels higher that what was prescribed, and suffer an injury due to someone else’s negligence, you still may not be able to win a workers’ compensation claim. This applies even if accident wasn’t caused by your being under the influence. The question of whether the new statute applies to alcohol is still undecided (at the time of this episode’s recording).

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 14: Calloway County personal injury attorney Jeff Roberts discusses his win at the Kentucky Supreme Court, in a workers’ compensation case. In a recent episode, we covered the fact that Jeff currently has several cases in front of the Kentucky Supreme Court. This is the first of that group to be decided.

The case we’ll talk about today involved Steven Spillman, a former Calloway County sheriff’s deputy who was injured on the job in 2007. Murray attorney Michael (“Mike”) Pittman originally handled the deputy’s claim. It was resolved and later reopened in 2013 due to additional complications. This issue was also successfully resolved. However, in 2017 the deputy had to have an additional surgery, related to the original 2007 back injury. There were medical complications and Mr. Spillman passed away from those complications.

Kentucky worker’s compensation law provides for a case to be reopened after the original case is resolved. This special circumstance exists to ensure injured workers have adequate access to medical treatment for their injuries and future medical needs. A new law was passed in 2018 that could impact this access.

The complicating factor is that a case can be reopened, as long as it is within 4 years of a judge’s order on the case. The period between the 2013 surgery and the 2017 surgery is the basis for the legal challenge. The spouse also had potential claims involved related to survivor benefits. Attorney Pittman contacted Jeff to assist (“co-counsel”) with the case, at that point. It turns out that the survivor benefits ended up being a key issue before the Court.

In Kentucky, the workers’ compensation system provides benefits to the surviving spouse, minor children or anyone who is dependent upon the deceased worker. There is another provision which allows the estate to get a lump-sum death benefit, if the death occurs within 4 years of the work-related injury. Jeff was able to win the case for survivor benefits, but did not prevail on the issue related to the estate.

Going forward, Jeff’s victory at the Kentucky Supreme Court will have a major impact for working families in Kentucky. Current and future claims will be able to refer to (“cite”) the decision as a basis for their cases.

Do Attorney’s Fee Increase if an Attorney Uses Co-Counsel?

Jeff explains that it depends. If the attorneys are working on a contingency-fee basis, the fee will be a percentage of the amount recovered. In the Spillman case, described above, the percentage did not change. The fee was divided between the attorneys, but didn’t cost the family an additional percentage or separate attorney’s fee.

In many Kentucky personal injury cases, such as a car wreck case, the percentage for attorney’s fees is 1/3. If the attorney decides to bring in another attorney, the fee doesn’t suddenly increase to 2/3. It remains at 1/3 and that percentage will be divided among the attorneys. Each firm has the right to establish its own contract related to fees, but this is generally the cases.

If the attorneys are working on an hourly-basis, instead of a contingency-fee basis, attorneys will generally charge the client for the billable hours based on their work. Under this arrangement, it is possible to receive multiple fees from multiple attorneys (based upon their agreed up on hourly rates). However, this typically isn’t how an injury case works.

How Does a Workers Compensation Case Make It to the KY Supreme Court?

Kentucky workers’ compensation claims are considered administrative law (e.g. there’s no jury trial). Initially, the claim is tried before an administrative law judge. After that decision is rendered, either side can appeal it, assuming there’s a legitimate legal reason to do so.

The decision would then go to the Workers’ Compensation Board, which is made up of a 3-member panel. This is considered the first appellate level. It’s still at the administrative level. They look to see if the judge made an error of the la or an error in assessing or understanding the facts. If they determine an error was made, the Board sends the case back to the judge to correct his/her error. Again, either side can now allow the judge to revisit the case or they can appeal the case to the Kentucky Court of Appeals.

The Kentucky Court of Appeals is the second appellate level. This Court is looking to see if the Workers’ Compensation Board commit an error or law in how it decided the appeal or if the decision resulted in a gross misjustice. This is an even higher standard. The case can be remanded back (returned) to the administrative law judge. They can affirm the original decision by the judge. They can affirm the Workers’ Comp Board’s decision in returning it to the judge. They could also overrule the Workers’ Comp Board’s determination of an error and then specific a different error, remanding it back to the original judge.

At this point, either side can then decide to appeal the workers’ comp case to the Kentucky Supreme Court. This is the third appellate level. The KY Supreme Court cannot decide not to hear the case. This is different from cases attempting to be heard before the US Supreme Court.

The Kentucky Constitution states that a party is entitled to at least one appeal from a lower court. Remember, the Kentucky workers’ comp system is handled as an administrative process. The general understanding is that the first actual court hearing the workers’ comp case is the KY Court of Appeals, so per the Kentucky Constitution, the party has a right to appeal to the KY Supreme Court.

There are many factors to consider in deciding to appeal a case. It can be a very emotional situation. Because either side can appeal, the decision can be delayed much longer than initially expected. The consideration of the time-line is a factor Jeff spends a lot of time discussing with his clients.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 13: Calloway County personal injury attorney Jeff Roberts discusses handling cases of accidents resulting in paralysis or amputation. Jeff handles car wrecks, truck wrecks, workers’ compensation and social security disability cases. Over the past 27 years, a number of them have involved these tragic injuries.

Amputations of the lower extremities (toe, foot, leg, etc.) and of the upper extremities (finger, hand arm, etc.) have a bearing on the injured person’s ability to do his/her work. The type of work a person dies is particularly relevant in determining the “value” of the loss. For instance, a surgeon who loses a finger is more impaired than an attorney who loses a finger.

Future Medical Expenses

When dealing with these types of serious injuries, you must be diligent in documenting the future medical expenses. That is also an important part of the calculations an attorney must consider in representing a client.

In most cases, once a settlement agreement is signed, unforeseen expenses related to the injury can’t typically be renegotiated. The claim is over. Kentucky workers’ compensation claims resulting from workplace injuries can be settled with future medical left open. This is the exception.

Some future expenses people often don’t consider might include wheelchairs or prosthetic limbs that wear out. Handicap-accessible vehicles that eventually need to be replaced. These expenses need to be estimated and included in settlement negotiation valuations.

Experience is Vital

Knowing what questions to ask the doctor is an important factor. Jeff Robert’s has handled injury cases for over 27 years and has tremendous experience in learning, understanding and knowing how to get important issues documented on behalf of his clients. This, again, is used in the calculations for properly valuing an injury claim. It’s not just about the current needs, it’s about considering those needs, which will occur much further down the road.

Life-Care Planning Experts

When dealing with accidents resulting in paralysis or amputation, Jeff will often consult with the treating doctors and other professionals, such as life-care planners, who have experience in providing data and estimates of expenses related to treatments that may be incurred as a result of the injury.

These professionals often work with an attorney to help estimate future medical expenses. They can speak directly with the injured victim to try to fully understand the difficulties and concerns resulting from the paralysis or amputation. They’ll speak with the doctors and other experts, as well.

They document the problems a person will experience, the lifespan of durable medical equipment (and related replacement costs) and other issues.

Mental Health Counseling

It’s difficult for some victims to come to grips with loss of use of a limb due to paralysis or amputation. The emotional and psychological impact is often significant. Learning to accept and cope with the new reality can be a struggle. Jeff strongly recommends that the client consider mental health counseling. Seeking out help sooner rather than later is beneficial. It can positively a person’s mental outlook on life going forward and his/her relationships with family members.

The Risk of Substance Abuse

Depression due to accidents resulting in paralysis or amputation can sometimes increase the risk of substance abuse. Opioid pain medication can be over-prescribed. The body can develop a tolerance to the pain medication if used for an extended period of time. The medicine can be highly-addictive. It’s an issue that needs to be closely monitored. If the individual can wean himself/herself off of the medicine, while the pain may persist, it may also decrease to an acceptable level. This change can also have a positive impact on the person’s attitude toward life in general.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 12: Attorney Jeff Roberts handles workers’ compensation, social security disability and personal injury cases. In this episode, he discusses COVID’s impact on the courts.

The pandemic has affected many areas of our lives. In-person activities have been restricted and that obviously impacted the courts. Many workers’ compensation final hearings were shut down several months ago. This was about the time most courts shut down to avoid putting people at risk of transmitting the virus.

Many of the cases are simply getting pushed back, which significantly delays the resolution of the claims. The Department of Workers Claims transitioned to online hearings (e.g. via Zoom). This was a fairly smooth transition.

Many law offices were allowed to remain open because they are considered essential services. The process slowed, but at least clients are able to make some progress. Part of the changes also included an emphasis on holding depositions via telephone and/or online video formats.

Video Hearings vs. In-Person

The preference of many attorneys is to enable their clients to appear, in person, in front of the judge. However, many clients have been willing to adapt in an effort to keep the process moving toward resolution. Jeff’s clients have commented that this has made the process less intimidating and actual goes fairly smoothly.

The circuit and district courts shut down, with the exception of emergency situations. This has definitely resulting in a slowing down of many court hearings. COVID’s impact on the court has absolutely been felt in civil court. The courts resumed in September, but there’s an obvious backlog. The court system is going to give preference to criminal trials over civil trials (such as personal injury). The criminal defendant has a Constitutional right to a speedy trial.

Medical Records Are Important

In any type of injury case, the medical records are extremely important. Another manifestation of Covid’s impact on the legal process is that accident victims may have a harder time scheduling medical exams or tests. Many hospitals have restricted or eliminated elective surgeries. This is one reason an attorney may not want to push to resolve the case. Either the patient has not undergone sufficient medical treatment, or he/she hasn’t had the opportunity to reach maximum medical improvement (MMI).

For the person filing a workers’ compensation claim, the attorney will generally be able to get a continuation of the temporary total disability (TTD) payments.

For the person filing a social security disability claim, it doesn’t appear the social security courts have transitioned to video-based hearings. To proceed, they are doing telephone conference calls for the hearings. Many attorneys don’t feel this is the best option for clients. Again, attorneys want the judge to actually see their clients. So much of human communication is non-verbal. If the hearing is held over the phone, those non-verbal cues are lost. The client will be able to make the decision to delay the hearings to proceed with his/her claim.

How Much Is My Case Worth?

Many clients want to know how much their case is worth. In dealing with injury claims, it’s virtually impossible to tell that until the injured victim has been fully treated for the injury or injuries. This is what Jeff referred to earlier as reaching maximum medical improvement. If the client has not reached that point, according to the doctor(s), it would be a bad idea to engage in settlement discussions, hearings or a trial. It would be like negotiating with only part of the facts. This would put the client at a significant disadvantage in resolving the case.

In both workers’ compensation claims and social security disability claims, the client may qualify to receive back pay. Even with Covid’s impact on the legal system and the resulting delays, there may be a good argument that you deserve back pay as part of your compensation.

At the time of this recording, Jeff Roberts has multiple cases in front of the Kentucky Supreme Court. Those cases have been appealed through various courts and the time has been significant. Should Jeff when those cases, they would still have been accruing back pay.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 11: Calloway County injury attorney Jeff Roberts discusses construction accidents and injuries during today’s podcast episode. These often qualify for workers’ compensation and possibly social security disability and a sometimes a 3rd party personal injury claim. He can handle all of it for his clients.

Construction accidents happen to home builders, but also bridge builders, roadway and highway construction workers and other commercial contractors.

3rd Party Negligence Claim

This situation occurs when a worker is injured by someone other than a co-worker. For instance, if a driver on the road causes a collision and a crew member is injured, that victim would have a workers’ compensation claim and a third-party negligence claim. The negligence claim would typically be a claim against the person causing the accident and/or injury.

Third-party claims can also result from an injury on a jobsite caused by a deliver driver or other party. An example would be if a construction worker were injured by the actions/inactions of a sub-contractor or other party.

Should an Attorney Handle Your Workers’ Comp, SSDI and an Injury Claim?

It’s not uncommon for attorneys to focus in certain areas of the law. For this reason, many may not handle workers’ compensation, social security disability and personal injury. However, Jeff Roberts does. He and his staff are very familiar with all 3 systems.

Is This Helpful to the Client?

Jeff believes there is an advantage to his client. Certain expenses to the case (e.g. obtaining medical records, etc.) will not be duplicated by having multiple law firms involved. Additionally, the claims can managed in a way to best benefit the client. Personal injury claims can take time to resolve and any payments may be several months or even years down the road. The workers’ compensation temporary total disability payments (TTD) may be able to begin while the injured person is waiting for the overall case(s) to be resolved.

If Jeff Roberts is handling the various claims for a client, he can coordinate the management of the claim as well as offering a central point of contact for communication about the status of the claims. This enables his clients to focus on healing and getting back to work, instead of trying to figure out which attorney has which part of the process.

OSHA Claims

Some cases involve OSHA claims. Knowing the regulations and being able to determine if a safety violation occurred. Jeff has experienced dealing with OSHA claims on behalf of his clients. If it’s determined that an OSHA violation occurred, resulting in injury, it can have a significant impact on the value of the workers’ comp and the negligent 3rd party claims. This factor may increase the value by up to 30%. This can be an OSHA violation or an internal safety policy violation. The 30% increase may apply to the weekly TTD payments and the permanent disability payment.

Seasonal Workers and Migrant Workers

Kentucky workers’ compensation law may apply to your case if you are a seasonal worker or migrant worker. Not all employment is covered by workers’ comp. Agriculture has an exclusion, but federal law does require employers to cover migrant workers. In the construction field and in some factories, Kentucky workers’ compensation benefits are typically available, regardless of where you actually live or your documented status.

Jeff Roberts has represented a number of migrant farm workers who live in Mexico and other countries. The injuries they sustained resulted in benefits being paid to them, even though they have returned home. Jeff briefly discusses how he was able to get the insurance company to set up direct deposit to avoid sending benefit checks internationally.

Common Construction Accidents

  • Strains and tears
  • Neck and back injuries
  • Injuries to hands and arms by the equipment
  • Trips resulting in injuries to knees and ankles
  • Falls from roofs, scaffolding and scissor lifts
  • Collisions with equipment and vehicles
  • Injuries during welding or working with concrete
  • Electrical injuries resulting in electrocutions and burns

What Should I Do if I’m Hurt on the Job?

Under Kentucky law, you are required to give notice to your employer as soon as you can. This doesn’t mean you have to do it immediately, but sooner is better. You should also seek medical treatment. Again, if you wait a significant length of time, the company may argue that the injury/pain may have been caused by something else or you would have gone sooner.

Make sure you tell your doctor or nurse that you are there for a work injury. It’s important to get that statement into the medical documentation. If they prescribe rehabilitation or recommend additional treatment, you should follow through with it. Gaps in treatment or refusing your doctor’s recommendation can work against you.

Finally, contact an experienced workers’ compensation attorney to discuss your situation, options and your rights.

I’m Worried My Employer Might Retaliate Against Me if I File a Claim

Retaliation can happen in numerous ways. If you are fired because your employer had to file a workers’ compensation incident report, this is against the law. If they terminate you because you hired an attorney, they are breaking the law. There are many tactics the company might try to do to make the situation uncomfortable for you. Not every tactic is illegal, but you should discuss the issues with your attorney. You are generally entitled to protection from retaliation by your employer.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 10: Calloway County injury attorney Jeff Roberts discusses nursing home abuse, accidents and signs you need to look for to protect your elderly loved one.

Nursing home patients are some of the most vulnerable members of our society. Many family members might prefer to care for them at home. Unfortunately, the seniors’ medical needs, rehabilitative requirements or physical needs are simple too much for people to handle. This is when we place our trust in the staff at a care facility to help take care of our loved ones.

The facilities Jeff is discussing include facilities commonly referred to as a nursing home, assisted living facility, long-term care facility, acute care facility and/or a rehabilitation facility.

These facilities are highly regulated to meets specific standards of care in terms of medical care, personal care, staffing levels and sanitary conditions. Depending upon which category the facility is classified as, the standards are different, but enforceable. The specific doctor’s orders are also taken into consideration in determining how the nursing home patient is cared for on a daily basis.

Claims against these types of facilities are filed in Circuit Court. They are generally classified as negligence claims.

Common Types of Nursing Home Injuries

  • Bed Sores (decubitus ulcers)
  • Malnutrition and/or Dehydration
  • Poor management of medications (under-dosing, overdosing or distributing wrong prescription)
  • Neglect and poor sanitation
  • Negligent infection control
  • Slips and Falls (improper use of safety guards)
  • Abuse (physical, emotional and/or sexual)
  • Wrongful Death

Be on the lookout for red flags:

  • Sores, bruising, poor sanitation and/or malnutrition
  • Lack of adequate/responsive staffing
  • Poor communication with patient and/or family

Report concerns to a supervisor and/or attorney

  • It may be worse when you’re not at the facility
  • Protect your loved one
  • Prevent harm to other patients/residents

Unfortunately, the threat of a lawsuit may be the only way to ensure an elder care facility is responsive to the needs of its patients/residents. The financial impact of a settlement or verdict can outweigh the cost-savings the administration is trying to profit from by cutting corners. For some, the nursing home lawsuit is the only way to hold the facility accountable for the harm it inflicted on the individual.

The Roberts Law Office handles nursing home abuse and medical negligence claims on a contingency-fee basis. There’s no money paid up front to hire Jeff Roberts. His fee, along with court costs and case expenses are paid out at the end of the case.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 9: Murray, Kentucky workers’ compensation attorney Jeff Roberts discusses the multiple cases he currently has before the Kentucky Supreme Court. When Jeff says he’s willing to take a case all the way to the Supreme Court, he can demonstrate a track record of having done so many times on behalf of his clients.

The 2018 changes to Kentucky’s workers’ compensation law were significant. Not all of the changes were beneficial to workers. As a result, Jeff Roberts has several clients who were impacted by the changes. This has required him to take several cases to the highest court in Kentucky.

In fact, Jeff currently has 4 cases before the KY Supreme Court. Two of them are his appeals and 2 were appealed by the employer. Three of these cases involve a retroactivity of certain provisions of the 2018 statute. Normally, when a new statute is passed, it applies to current cases, not those that have been previously settled. The 2018 didn’t follow that concept.

At the same time, Jeff has also submitted an amicus brief on behalf AFL-CIO for another case before the Kentucky Supreme Court.

One of the cases involves the injured worker’s ability to reopen the case if the disability worsens over time. The previous law stated that the window to reopen must be within 4 years of any previous award or order. This could be done multiple times, if the situation warranted it. Under the 2018 law, there is only 1 opportunity to reopen the case. This also retroactively applies to cases settled prior to the passing of the 2018 statute. As a result, Jeff’s client’s employer is trying to nullify the award based on the 4-year limit under the 2018 statute. Jeff is arguing that the retroactivity shouldn’t be allowed.

Another issue workers need to understand is that while Kentucky offers lifetime benefits for some situations, under the 2018 statute, workers may be required to reapply after 15 years. Note, this is not for cases resolved prior to 2018. The challenge for many will be that people often move to new addresses. The Department of Workers’ Claims is only going to send 1 letter to the injured person. If it is sent to a former address, he/she may not receive it in time, or at all. This may cause the person to be unable to reapply for benefits. As simple change of address at the local post office will not work.

Over the years, Jeff Roberts has had over 20 cases in front of the Kentucky Supreme Court. He currently has 4 active cases there, which is the most he’s had at any one time. It’s never easy, but over time, the process has become more familiar to him. Not every attorney gets the opportunity to argue in front of the KY Supreme Court. While most of the cases are based on the written documentation, oral arguments before the justices can be extremely challenging.

The Roberts Law Office handles workers’ compensation claims on a contingency-fee basis. There’s no money paid up front to hire Jeff Roberts. His fee, along with court costs and case expenses are paid out at the end of the case.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 8: Murray, Kentucky personal injury attorney Jeff Roberts discusses workers’ compensation while businesses are reopening or during startup. He’s has been working on workers’ compensation claims for years and has a great, state-wide reputation. Because of his reputation, he is asked to speak at conferences to lawyers about worker compensation claims and how you should deal with these cases.

It is exciting for new businesses to open up, especially if it is a big plant. This also means that there are new policies and training that will be taking place. When workers come in and do tasks that they are unfamiliar with, it can lead to injuries.

The space they are working in also comes into play. The workers may not have the proper space needed to lift an item correctly. If a worker does not know how to properly lift an item, later on it can cause wear and tear on their bodies. Back and neck injuries are very common in workers’ compensation claims. This is very common in workers that may stock heavy items. In our everyday life, we don’t lift 20-30 lbs. over our heads for hours, so over a long period of time your body will get worn out.

Look for Signs of Injury

If you notice that something doesn’t feel right, maybe you felt a strange pop or even a tear, you need to report it to your employer immediately. A lot of times you may just think that you tweaked something, or it isn’t a big deal and it’s just sore, but sometimes it ends up being a herniated disc or a torn rotator cuff.

Under Kentucky law, you are required to report it as soon as it’s practical after sustaining a work injury. There have been employers who tell their employees that they hadn’t reported it in 24-hours, so you can’t pursue a workers’ compensation claim. That is not the law at all. It doesn’t mean you have to give notice immediately, but the best thing to do is to do it as soon as possible.

The company may have a policy, but it is important to know that there is a law already set in place that overrides the policy they may have. This is why it is important to reach out to an attorney to get another opinion.

You Can Select Your Own Doctor

Sometimes the company will want you to go see a specific doctor. In Kentucky, the employer cannot tell you what doctor to go see. Kentucky does allow a workers’ compensation insurance company to have a managed care plan for workplace injuries. If they have a managed care plan you do have to stay with a doctor within that plan, but you still get to choose which doctor within the plan that you want to go to.

Even if you have to travel to see a specialist that mileage is covered by workers’ compensation. The reimbursement can be significant, especially if you travel there often. This is another reason why it is important to contact an attorney as soon as you can, so they can work on getting that money back for you.

Don’t Let Them Play Games with Your Injury

If your employer threatens you because of the amount of time you are off, your attorney can step in if your doctor has you off of work. Some insurance companies will start to send nurses to your doctor’s appointments and that nurse will talk to the doctor about when you can go back and what restrictions you may have.

Kentucky Workers’ Comp Benefits

Workers compensation has a system of benefits set up, so you can take time off when you’re injured. The first two benefits you’ll run into are medical because you will always see a doctor before you are off of work. The medical benefits under workers’ compensation is that there are no co-pays and no deductibles. You should not have to pay anything out of pocket for prescriptions or any medical treatment.

The second benefit is called temporary total disability (TTD), this is wage-loss benefits. If you are out of work, they will pay you 66 and 2/3% of your average weekly wage. You will have to be off of work for 7 days to become eligible for TTD.

OSHA Violations and KY Workers’ Compensation

In Kentucky, OSHA is responsible for safety in the workplace. They set certain safety requirements in facilities and for different types of industries. The facilities are supposed to know them and comply to them, but unfortunately, they don’t always do that, which can result in very serious injuries. Violations might include removing a guard from a machine or moving machinery in an improper matter.

If they violate an OSHA standard, then it can affect what an injured worker can receive. It may increase what they receive under the Kentucky Workers’ Compensation Act because there is a penalty to the employer if they violate the OSHA standards. This also can be turned around, so if a worker violates the OSHA standards, they can get penalized, as well. OSHA can investigate the situation as well, but they usually will only come if the injury is extremely severe or if there is a fatality.

Third Party Injuries

If you are injured on the job, then you probably have a workers’ compensation claim. If your injury on the job is caused by a co-worker or caused by your employer doing something wrong, then the workers’ compensation claim is all you have. If the injury is caused by a vendor on the property the situation changes. For instance, if the vendor/contractor was moving something with a forklift and they hit you, then you could have a claim against that person driving the forklift and the company they work for. You would still have the workers’ compensation claim, but you would also have the claim against them (the third party). That would open up other damages that you could recover, such as pain and suffering, which you cannot recover in a workers’ compensation claim.

Don’t Put off Getting the Medical Care You Need

Most people are scared to get help. You are scared your employer will get mad, but injuries can happen, and they know that. Most employers want you to get properly treated, so you can get back to work. It is very rare to see retaliation from an employer. Just by talking to an attorney over the phone, you will learn what you can do and choose if you want to pursue it or not. It never hurts just to talk and get information from an attorney, so you know your rights better and what you can possibly recover.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 7: Jeff Roberts is a personal injury attorney in Calloway County. Today he discusses trucking accidents and the various issues involved in these types of Western Kentucky collisions. He has years of experience working with injured victims and their families.

The semi-trucks are significantly bigger and heavier than other vehicles on the roads. The injuries are often much more serious. In Episode 6, Jeff interviewed Sheriff Sam Steger about traffic safety on the highway and other county roads.

It’s important to remember that proper seat belt usage is one of the precautions drivers can take to help protect themselves. Your seat belt, especially the shoulder strap is designed to minimize contact with the steering wheel and dashboard. Seat belts can also keep you from being ejected from the vehicle in a collision. If you have child safety seats, most police departments will provide a free inspection to help you safely install the seat.

Causes of Trucking Accidents

Car drivers often misjudge how quickly they are approaching a tractor trailer. This is especially true on hills, as the incline causes the semi to slow down. Sharp curves also require a truck driver to slow down to avoid tipping over the trailer.

Truckers are required to maintain a valid Commercial Drivers License (CDL). In the event of a collision, your attorney will carefully examine the driver’s past employment record and driving history. All of us want to keep unsafe drivers off the roads, before these catastrophic accidents have a chance to occur. Unfortunately, if the trucking company has not performed adequate due diligence in hiring a driver, the risks remain high.

Improper Maintenance

This is a common problem impacting the equipment on a tractor trailer. The condition of the brakes, the tread on the tires and the turn signals all have a vital function in preventing trucking accidents.

The improper loading of the trailer can allow the load to suddenly shift, resulting in the loss of control and a potential wreck. Before I-69 replaced the Purchase Parkway, the Fulton cloverleaf exit on 1-24 was a very tight curve. Interchanges like this are common areas of load shifts resulting in overturned vehicles. Now, this has been constructed as a left-side exit with a sweeping ramp, making it much safer for both cars and tractor trailers. This is similar to the old Hopkinsville-Madisonville exit on the Western Kentucky Parkway.

Limits to Driving Hours

Over the road truckers also have limits on the number of hours they are allowed to drive. This is primarily to limit fatigue, which could lead to a trucking accident or traffic fatality. Technology has helped in keeping better track of the trucker’s activity, but gaps and falsification can still occur.

Suing Multiple Entities in a Trucking Accident

When a truck accident happens, numerous people and companies may be liable. An attorney could file a law suit against the truck driver, the trucking company, the company responsible for loading the trailer,

The medical expense related to a tractor trailer accident can be enormous. Pursing multiple companies may help to make available multiple sources of insurance coverage. It’s important to understand that it’s not always the trucker’s fault. Understanding how and why the collision occurred is critically important.

Accident Reconstructionist

Attorneys often hire an experienced accident reconstructionist to examine and recreate the facts surrounding the trucking collision. These industry experts have specific knowledge of the events leading up to the wreck, regulations, laws and other factors involved in trucking accidents.

Companies are generally hired to examine and analyze the truck’s black box data. Mechanics are asked to examine the condition of the truck’s equipment and maintenance records to see if there were issues involving equipment failure or improper maintenance.

The collection and preservation of evidence both at the scene and contained electronically must be carefully examined. Your attorney should quickly send a preservation letter to all parties involved to ensure evidence is secured and will remain available. This includes the actual wrecked tractor trailer.

Distracted Driving by Truckers

Distracted driving is a serious issue. When a trucker is distracted and operating his/her truck the risks for a catastrophic injury skyrocket. It’s not uncommon to see truckers on the phone while driving. There are also cases in which the trucker was playing a movie on a laptop and driving at the same time.

Truckers Driving Under the Influence

If the driver was impaired by alcohol, amphetamines and/or other drugs, it opens up the possibility of filing for punitive damages, in addition to the compensatory damages. Truck drivers to always be required to be tested as soon as possible after the collision. A blood test is best because is indicates what’s actively in the driver’s system, at the time of the accident.

Interested in Hiring Jeff Roberts for a Trucking Accident?

Jeff works on a contingency fee basis. There’s no money upfront. He only gets paid at the end of the case and it’s based on a percentage of the award. He has an incentive to do what’s best to maximize the money you deserve. Jeff advances the litigation expenses to cover the fees charged by the various experts he brings into the case. The litigation expenses are also on a contingency fee basis. The Kentucky Bar Association requires him to state court cost and fees are the responsibility of the client. Jeff only gets paid at the end of the case.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 6: Murray personal injury attorney Jeff Roberts is joined by Calloway County Sheriff Sam Steger to discuss highway safety on Western Kentucky roadways.

Sheriff Steger has been in law enforcement since 1992 at Murray State University as a dispatcher. He later joined the Murray Police Department and the Calloway County Sheriff’s Department. He eventually joined the Kentucky State Police until retiring in 2013. He’s been the Calloway County Sheriff since 2015.

The Importance of Seatbelts

The object stays in motion until it’s stopped by another object. In a car wreck, this refers to a human body and the steering wheel or dashboard. Wearing a seatbelt can protect you from that sudden and violent impact. There’s a concern that someone might not be able to escape from the vehicle because he/she can’t get out of the seatbelt. In Sheriff Steger’s experience, this is a very, very rare occurrence. Traffic fatalities can still result due to the speed and angle of impact. In those cases, the seatbelt may not have prevented the death of the driver and/or passengers. The benefits of proper seatbelt usage far outweigh any risks.

Driving Under the Influence

The sheriff’s deputies have the responsibility to monitor the county roads. Some people assume they’ll be safer using the backroads, if they’ve had a few too many drinks. However, the sheriff’s department is actively patrolling those roads. They set up check points and other ways to ensure the safety of other drivers. This is particularly important during and around the holidays.

Safe Driving Around Farm Machinery

In Western Kentucky, it’s very common to see tractors, combines and other farm machinery on the roads. Sheriff Steger expresses the need for drivers to use patience. Most farmers understand and try to move over to allow traffic to pass safely. However, they also have a right to use the roads.

Drivers often fail to understand how quickly they are approaching the farm equipment on the roads. Rear-end collisions can occur when drivers collide with the equipment they either didn’t see or didn’t realize was moving much slower than the cars.

Speeding on County Roads

In Kentucky, the speed limit on county roads is 55mph. Unless otherwise posted, cars can maintain that speed. There may be areas that should be slower, for example around curves or in other situations. It’s important for drivers to pay attention to the recommended slower speeds, where posted or recommended.

Watch out for Motorcycles

Drivers often don’t see motorcycles or underestimate the speed of motorcycles. Most of the collisions, according to Sheriff Steger, occur when a car is pulling onto a road from a cross street. It’s important to take that extra second to really look to see if a motorcyclist is approaching.

Use Your Turn Signal

Turn signals are important to use. However, just because someone uses or fails to use a turn signal doesn’t necessarily mean the collision is that driver’s fault. Both drivers need to make sure the car is/is not turning regardless of the blinker.

Common Factors in Calloway County Car Wreck

  • Distracted Driving – Using the cell phone, adjusting the radio, eating while driving, etc.
  • Speed – Driving too fast, especially in poor weather conditions (e.g. rain, fog, snow, etc.). Most people think speeding is the leading cause of automobile accidents. Surprisingly however, it’s actually a driver who’s distracted while operating a vehicle.

In Calloway County, 641 South is the most dangerous road. It’s heavily used by cars, motorcycle, tractor trailers and other vehicles. There’s a plan to make this section a 4-lane, which should help to reduce the number of annual collisions.

Give Bicyclists Room on the Road

Cyclists have the same right of way as a car and are required to operate under the same rules. It’s important for drivers to give people on bicycles plenty of room when approaching and passing them on road. Move over and give them additional room.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 5: Calloway County personal injury attorney Jeff Roberts is joined by his daughter, Clarissa Roberts. Clarissa recently completed her 2nd year at the University of Louisville Brandeis School of Law. The Kentucky Justice Association (KJA) recently published an article written by both Jeff and Clarissa on the topic of the wording of releases.

KJA is an association of approximately 1,400 Kentucky trial attorneys who come together to discuss important topics, lobby for change on a statewide and national level and educate its members so they can improve their trial skills to better represent clients. KJA has a publication called, The Advocate.

A release is a contract signed at the end of litigation, which terminates the litigation against the at-fault party (the defendant or defendants). Typically, a financial settlement has been reached. At this time, the release prevents the injured party (the plaintiff) from pursuing the other party for further restitution.

Your attorney needs to carefully review and explain the terms of the release. Once this contract is signed, the will be no opportunity for you to go back for additional funds/compensation. Often, future medical expenses may have already been calculated and included in the settlement. This is a reason an injured person should not rush to settle a case. Until the full extent of the injuries are known, it’s difficult to determine to proper value of a case. Multiple surgeries and other treatments may be required. If you were to sign a release too early in the process, you may be on your own regarding paying for the medical expenses.

The wording of the releases can often be complicated. There may be some specific language and technicalities that could either let someone off the hook without you realizing it, or even to expose you to having to pay back your insurance company more that you thought you might have to repay. These are contracts that need to be carefully understood before you sign them. It’s an important reason to have an attorney work through the specific clauses.

It’s important to remember that an attorney can generally handle various types of cases. While some attorneys focus or concentrate their practices in certain areas of law, they still may be licensed to handle many types of legal matters. However, unless an attorney handles specific types of contracts on a regular basis, he/she may not fully recognize the significance of certain language.

The Global Release

This clause or language can actually release everyone from the damages. It’s possible your release has a clause that can be confusing. For instance, if you were in a car wreck and your air bag failed to deploy, there could be a products liability claim. However, if this section of the release isn’t properly examined and potentially modified, you might inadvertently release the manufacturer from its liability.

Vicariously Liable Defendants

This language could be used to release an employer for the actions of an employee. For example, if a truck driver crossed the center line and crashed into your car, the truck driver and the trucking company should be held liable. If your contract includes this language, it could release the trucking company from its responsibility. This is important when an employee drives his/her own vehicle on company business. It may be proven that the employer should also be held liable. This is extremely important if the driver’s own insurance policy coverage is very low compared to the amount of the medical bills and other damages.

Indemnity Clauses

This clause is when you’ve agreed to protect someone from someone else making a claim against them. In personal injury cases, this often comes up with medical bills. If you are injured in an accident, and Medicare has stepped in to pay a medical bill, the at-fault driver may want to use the indemnity clause to ensure Medicare does not come back to them for reimbursement, once the settlement has been paid. The responsibility has shifted to the injured party now that they’ve received the funds. This is not limited to Medicare, but serves as an example.

For the plaintiff, indemnity language could limit you from pursuing additional sources of compensation from a specific party. This is one reason you really want understand which party/parties are being released. It the clause is worded too broadly, you may not be able to pursue another person/company.

Confidentiality Clauses

Many injury claims are settled and the settlement includes a confidentiality clause. The confidentiality clause protects the defendant and/or the plaintiff from disclosure of the amount of the settlement or other elements they may wish to keep confidential.

These clauses can have tax consequences. When a defendant wants a confidentiality clause, it’s not uncommon to negotiate an additional fee for doing so, as part of the overall settlement. Personal injury settlements are not taxable, but a fee for a confidentiality clause is taxable.

PIP Funds (Personal Injury Protection)

Kentucky is a no-fault state. You generally have a minimum of $10,000 in coverage, called personal injury protection (PIP coverage). Your settlement should be specifically exclusive of PIP. This makes sure you don’t have to repay the PIP funds. Technically, this already applies because we’re a no-fault state, but the clause should still be included.

UIM Release Clause

UIM stands for Underinsured Motorist coverage. This usually a coverage on your own automobile insurance that protects you when your damages exceed the amount of coverage the at-fault driver was carrying at the time of the collision. Unlike PIP, this coverage is not automatic.

When you accept the liability limits of the at-fault driver’s policy, there’s a specific process you must follow, when you plan on pursuing a UIM claim. A release may inadvertently release your own insurance company from its responsibility to pay your UIM claim. This could prevent you from collecting on the coverage you’ve been paying for over months or years.

Contract language is complicated. You should consult an attorney when you are asked to sign legal agreements. The wording of releases can either protect you or cause you to give up your right to pursue further compensation, sometimes inadvertently.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 4: In today’s episode, personal injury attorney Jeff Roberts discusses motorcycle accidents and the steps you need to take if you or a loved one is in an accident. Jeff is not only an experienced attorney, but an avid motorcycle rider.

In the previous episode, Jeff talked a lot about insurance coverage and Kentucky no-fault coverage (also called PIP coverage). This is great if you are in a car or a truck wreck because you will automatically have minimum limit of $10,000 covered in medical expenses and/or loss wages. The hard truth is PIP coverage for a motorcycle is something you will have to purchase and tell your insurance that you want that additional coverage. It is also a good idea to get or see if your insurance has passenger PIP coverage. If you do not have PIP coverage, you would not have that extra safety net, which could cost you more money down the road.

Exclusions for Motorcycles

Even if you have a good insurance policy already, there’s usually something that says motorcycles will be excluded and some will even say that it will not cover any other vehicle. The fact of the matter is if you drive a motorcycle, more damage can be done to you in an accident verses being in a car or truck. That is why knowing your insurance policy is important and can ultimately save you if you invest in the right policy.

In most of Jeff’s motorcycle cases, the driver of the car has been at fault. What frequently happens is inattention from the vehicle’s driver. Right now, it is especially dangerous because motorcycles are not out in the winter. When spring and summer arrive, more and more show up and vehicle drivers often forget to look for them. It becomes an out of sight out of mind incident. It is very important to be a cautious driver.

When dealing with motorcycle accidents, a lot of damages can come into play. One of the first being property damage. If your motorcycle gets hit, it’s probably going to have major damage. More importantly you will have extensive medical bills if you are hit while on a motorcycle. Some motorcycle injuries can be extremely catastrophic.

Loss of Consortium Claims

If you have significant injury from a motorcycle accident, the spouse or minor children can have a loss of consortium claim, which is a loss of love and affection. That is there if a person dies in a motorcycle accident, then the spouse or minor children can have that claim as well as a wrongful death claim for the person who died and/or if the person has a very significant injury.

Medical bills add up and the more severe, the more expensive it becomes. Some people will need treatment for the rest of their lives. It’s important for the attorney who will be representing them to try to fight for lost income as well, because the victim may not be able to work again.

Dealing with COVID-19 has been a devastating theme today. People are losing jobs and looking to cut expenses, so there may be more and more people driving without insurance.

Motorcycle wreck cases can be devastating and can leave families terrified of the unknown. Jeff understands that and knows what he can do to help. It is important to preserve the insurance coverage of the motorcycle to help with lost wages early on. The emergency bill can easily go over the $10,000 of the PIP coverage or be close to it, assuming there’s PIP coverage. So, having your attorney notify your insurance company before an application for PIP coverage can allow the family to be more secure because of the loss wages. Jeff is not only well educated in motorcycle cases, but he rides one so he has the perspective needed for these cases.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Jeff Roberts has over 25 years of experience helping clients involved in traffic accidents. Jeff handles cases all over the Western Kentucky region. As we emerge from the coronavirus lockdowns, we’re going to want to take advantage of summer driving opportunities. As more vehicles get on the road, the risk for a collision increases.

After an Accident – Check on the condition of you and your passengers. You may also want to check on the other vehicle. Immediately call 911 if there are injuries, so first responders can assist you. You’ll want to get a copy of the police report. The information will be important for your accident claim.

Next, it’s generally a good idea to seek medical treatment. If the injuries aren’t life-threatening, you may decide to see your primary care doctor or even an urgent care clinic. It’s not uncommon for pain and tightness to show up over the next several days. You should have this documented, in a medical record, by a healthcare professional. Let your doctor know you were recently involved in a traffic accident.

Delays in Seeking Care – The insurance adjuster for the other driver will try to minimize any injuries. If there’s a delay in seeking medical treatment, they will try to blame part of all of your injury on something that you did after the wreck. They may also try to blame it on a pre-existing condition. The want to minimize the amount of any payments potentially made to you.

Paying for the Doctor Visit – Kentucky has Personal Injury Protection (PIP coverage, No-Fault Coverage) for the driver and passengers. Generally, this is up to $10,000 in medical coverage for the driver and each passenger. This can also cover lost wages. You need to report the accident to your insurance carrier. The company responsible for paying the no-fault coverage is the company that insures the automobile. Yes, this is usually your own insurance company. Your company will later seek reimbursement from the at-fault driver’s insurance company. The goal is to enable you to quickly seek medical attention, regardless of who is at fault.

Getting Your Car Repaired – The PIP coverage (no-fault) does not cover property damage. However, in Kentucky the minimum property damage coverage for any automobile insurance is $25,000. Unfortunately, this coverage does not cover the at-fault driver’s vehicle. There’s additional insurance a driver can carry to protect the his/her car, even if he/she is at-fault.

What If the At-Fault Driver Is Driving without Insurance? – People are required to have automobile insurance, but some people continue to drive without insurance. An important type of coverage is Uninsured Motorist Coverage. This protects you and your passengers if the at-fault driver doesn’t have insurance (“UM” coverage). Another type of insurance is Under Insured Motorist Coverage (“UIM” coverage). This coverage is used to cover additional damages, if the other person’s insurance is not sufficient to cover all of your damages. Both UM and UIM have specific amounts of coverage, so how much is there depends on your own policy.

Due to the Coronavirus, people are concerned about expenses, especially if they are at risk for losing their jobs. One of the areas people may cut back on is automobile insurance. It may be a good time to review your own policy to make sure you have adequate UM/UIM insurance.

Avoid Insurance Coverage Mistakes – It’s important to review your policy. There may be specific adders that are costing you money. You may need to increase certain types of coverages to avoid some of the issues we mentioned earlier in this podcast.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Jeff Roberts has over 25 years of experience helping clients to file for and receive Kentucky workers’ compensation benefits. We’ll explore the workers’ comp system, benefits and other information, in this episode. Jeff handles cases all over the Western Kentucky region.

Qualifying for workers’ compensation benefits

Generally, this is an injury, occupational disease and/or occupational hearing loss. All three can qualify for benefits. Let’s focus on the physical injuries, since they are the major of the cases he sees.

You need to notify your employer, within a reasonable amount of time. A co-worker can give notice on your behalf. Generally, notification needs to go to someone above you in the food chain. Some companies may have local policies regarding notification to a specific department or using a specific form. The law states you simply need to give notification.

Some companies may try to require you to see a specific doctor or medical provider. However, Kentucky law allows the injured employee to decide where to get treated and which medical professional to see. The “company doctor” may try to get you to return to work before you’re fully healed. Employers may be more focused on containing cost, rather than taking care of you. The caveat is a company with a managed care plan. There will still be a group of doctors and providers inside the plan. This is the exception to the rule.

If you feel you need medical treatment, then you should seek treatment. It’s probably a good step to see your family doctor, if possible. That person may already have a relationship with you and will be focus on your care.

The 5 Benefits of Kentucky Workers’ Compensation

Medical Benefits – The employer and its insurance carrier is responsible for all reasonable and necessary treatment related to your workplace injury. This goes beyond the initial treatment. You may qualify for lifetime treatment.

Temporary Total Disability (TTD) – The money you will receive, while you’re off work as a result of your injury. The rate is a percentage of your average weekly wage. There is a cap on TTD benefits in Kentucky. Jeff will work to ensure the amount has been properly calculated. The insurance carrier can get this wrong, resulting in lower TTD payments. The carrier will also be responsible for any underpayment (e.g. “back pay”). Once you reach maximum medical improvement (MMI), TTD payments stop and permanent disability benefits come into play.

Temporary Partial Disability – Money you receive if you can return to work, but are unable to go back to your original 40-hour job with a light-duty restriction, because a position isn’t available. For instance, if the only job you can return to is a 20-hour week job, temporary partial disability will make up the difference between this and the actual TTD rate.

Permanent Disability Benefits – Once you’ve reached maximum medical improvement (MMI), according to your doctor(s), your TTD and Temporary Partial Disability will end. It can take months or years to reach MMI. Now, you will be classified with either a Permanent Partial Disability or a Permanent Total Disability (completely unable to work).

Permanent partial disability includes an impairment rating (assigned by the doctor). This qualifies you for a payment based on a number of factors. Even if you return to the exact same job, you may still qualify because your expected work-life may be reduced by your injury.

Vocational Rehabilitation Benefits – This benefit may be available if the workers’ compensation judge feels you could benefit from retraining. This can help you enter another field of work.

Another Source of Benefits

Jeff also handles Social Security Disability Insurance benefits. Depending on your situation, you may be able to file for both workers’ compensation and social security disability. The standards are different, but both can provide addition funds to help you pay your bills.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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Episode 1: Calloway County injury attorney Jeff Roberts discusses his background and why he focuses on helping other people. He handles personal injury cases, automobile accidents, workers’ compensation claims and social security disability claims. His office is located in Murray, Kentucky.

Jeff grew up in Mayfield and went to Murray State University. He later earned his law degree from Southern Illinois University Law School, in Carbondale. He returned to Murray to practice with Don Jones, in 1992. He’s been practicing in the same building ever since. He became a partner in the firm and took it over, upon the death of Mr. Jones in 2000.

Jeff is licensed to practice law in Kentucky. He covers cases throughout the Western Kentucky region and beyond. However, for social security disability claims he’s admitted to practice in all 50 states. Social security claims are handled in the federal system. He also has experience as an assistant county attorney prosecuting criminal cases. He also maintains his trial skills by handling child neglect and child neglect cases on a weekly basis.

Representing clients who’ve been injured in tractor trailer collisions also helps Jeff work on extremely complicated cases, involving the federal motor carriers act. Sometimes, those cases also involve related products liability cases against the manufacturers of equipment (such as tire manufacturers).

The most heart-wrenching cases are those involving wrongful death claims. These can result from car wrecks, truck wrecks and other cases.

Jeff spends part of this episode explaining contingency fee agreements, evaluating offers from the insurance adjusters and important decisions regarding taking a case to trial.

For more information, visit www.JeffRobertsLaw.com. This podcast is meant to provide information and is not legal advice. Jeff’s principal office is located at 509 Main Street, Murray, Kentucky. Co-host Jim Ray is a non-attorney spokesperson. This is an advertisement.

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I'm happy to announce the upcoming launch of the Roberts Law Office Injury Podcast.  The goal is to help explain important issues, provide helpful information and to give insights into how certain issues might impact your case and/or claim. New episodes will be publish every 2 weeks.

I'll cover topics related to personal injury, automobile accidents, workers compensation claims and social security disability.