Roy Matlock Jr.'s Money and Business Hour: Recent Episodes
Roy Matlock Jr.'s Money and Business hour
Listen to Roy Matlock, Jr. Live on Saturday and Sunday mornings at 9 AM on TalkRadio 98.3 & 1510AM WLAC iheart, and on Sunday afternoons from 1 to 2 PM on 99.7 FM Cumulus. The Roy Matlock Jr Money and Business Hour has all the information you'll want to build wealth and be able to count on a comfortable retirement and sound financial security.
What should actually happen when you meet with a financial advisor? Roy Matlock Jr. walks through the process of identifying the gaps in your finances, setting goals, protecting what you have, building wealth, and adjusting the plan as life changes. From getting started to raising a family, owning a business, and creating generational wealth, Roy explains what should be addressed at every stage.
Roy discusses why many people see budgeting, saving, insurance, investing, and debt reduction as painful — when the real pain often comes from not having those systems in place. He explains how changing those associations can help reduce financial stress, create confidence, and move you toward financial independence.
In the July 25, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy shifts from traditional financial planning topics into the mindset behind financial success.
In the July 11, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy Matlock Jr. explains how to build a complete financial plan using both defense and offense.
Roy Matlock Jr. walks through a practical checklist for getting your financial house in order, starting with the defense: income, budgeting, emergency savings, insurance, debt, and estate planning. Then he shifts to the offense: automatic investing, retirement accounts, Roth strategies, college savings, tax buckets, and building toward financial independence.
Roy explains that a good review starts with questions, education, and clarity. He covers income, debt, budgeting, retirement plans, insurance, estate planning, tax strategies, and real-life examples of how families, business owners, young professionals, retirees, and widows can benefit from having an advisor help them identify gaps and build a stronger plan.
In this episode of The Roy Matlock, Jr. Money and Business Hour, Roy focuses on what he calls the retirement red zone: the period roughly 10 years before retirement through the early years of retirement. He explains how planning changes once someone moves from accumulating money to withdrawing income, covering Social Security, annuities, investment allocation, long-term care, tax planning, and estate transfer strategies.
In the June 13, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy Matlock Jr. explains what he calls the “$500-a-month secret” — the idea that consistent, automated investing can become one of the most powerful paths toward financial independence.
In this episode of The Roy Matlock, Jr. Money and Business Hour, Roy follows up his previous conversation on “The Defense” by shifting into “The Offense” — the side of financial planning focused on growth, wealth building, tax strategy, and long-term family impact.
The “defense” side of a financial plan: protecting your income, assets, health, retirement, and future lifestyle through a complete insurance review.
In the May 9, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy Matlock Jr. explains why financial success requires both a strong defense and a smart offense. He breaks down the importance of budgeting, avoiding bad debt, protecting income with insurance, building emergency savings, investing consistently, using Roth IRA strategies, managing 401(k)s properly, and creating long-term “do nothing money.” Roy also introduces listeners to the opportunity to join his expanding advisor network, learn the financial business from the inside, and help families build stronger financial plans.
In this episode of The Roy Matlock, Jr. Money and Business Hour (May 2, 2026), Roy breaks down the core principles behind building real, lasting wealth. He emphasizes the importance of consistency, smart investing, and avoiding common financial traps that keep people stuck. Listeners walk away with a clearer roadmap for turning income into long-term financial independence.
This episode focuses on helping listeners who haven’t yet reached $100,000 in savings build a clear, practical plan to get started. Roy breaks down the foundational steps to growing income, avoiding financial mistakes, and creating momentum through disciplined saving and smart investing.
If you want financial freedom, you have to stop waiting and start acting. In this episode, Roy breaks down the mindset, habits, and strategy needed to build income, eliminate procrastination, and create a life of true time and money freedom.
Roy’s message is blunt: if you wait to save money “when you have it,” you’ll never have it. This episode is the simple checklist—10% rule, budget, emergency fund, kill bad debt, automate investing, protect your income with term life and disability coverage, then let compounding create “do-nothing money.”
Financial independence isn’t magic—it’s a system. Roy breaks down the step-by-step plan: budget with purpose, build your emergency fund, avoid bad debt, automate investing (start with the 401(k) match), and protect your income with the right coverages. Simple. Repeatable. Powerful.
Big storms create big claim mistakes. This episode shows you how to avoid getting shorted on an insurance claim—especially with roofs, hail, wind, and hidden damage you may not see from the ground. Roy talks with Dory Howarth and Ty Carter about deadlines, claim audits, documentation, and why a “free inspection” can prevent a financial mess later.
Roy explains why “just saving” isn’t enough—you need structure: diversified investments, purpose-driven accounts, and smart tax buckets. This episode covers money market vs bonds vs stocks vs annuities, how to use diversification to manage sequence-of-returns risk, and practical retirement plan strategy including employer matches, Roth vs traditional decisions, and how to get started (and stay consistent) with automated investing.
Roy says it plainly: you become an owner, not a loaner. This episode explains the wealth-accumulation “offense” plan—risk tolerance, diversification, dollar-cost averaging, rebalancing, retirement calculators, Roth vs. pre-tax decisions, and tax-smart moves (including charitable giving strategies). If you want a plan you can automate and follow, start here.
In this February 14, 2026 episode of The Roy Matlock, Jr. Money and Business Hour, Roy shares a step-by-step “defensive” plan for financial stability: set clear goals, automate savings, build a budget that works in real life, and fund an emergency reserve. He also explains how to avoid bad debt and choose the right insurance coverages to protect your income, home, and future.
On a milestone broadcast where Roy notes he’s officially turned 65, he challenges listeners to stop letting time slip by and get serious about the fundamentals: knowing your net worth, creating a real budget, and building a profit margin you can invest. He lays out a simple, “automatic” roadmap—protect your income, eliminate dumb spending, invest consistently, and build a plan that leads to financial independence.
In the first show of 2026, Roy Matlock, Jr. breaks down the disciplines—not motivation—that build wealth: a simple “money GPS,” automation, budgeting, and the “spend it or save it” mindset that turns small choices into big outcomes over time.
On The Roy Matlock, Jr. Money and Business Hour (December 20, 2025), Roy walks through a practical retirement game plan—from getting money on “autopilot” in the accumulation years to building reliable, tax-smart income in retirement. He explains key retirement risks (like sequence-of-returns, longevity, and taxes), why diversification and professional management matter, and how tools like annuities can provide a paycheck foundation you don’t outlive.
On the December 6, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy explains how to turn idle cash into predictable income—without blowing up your risk—by separating true emergency funds from investable cash and plugging that money into an intentional income strategy. He lays out simple, practical steps you can start before year-end so your cash is working for you as you head into 2026.
On the November 22, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy explains how to build a calm, repeatable financial plan even when the market is at all-time highs. He walks through risk buckets, tax buckets, time vs. timing, and dollar-cost averaging so you can stop guessing, stop worrying, and start following a system—especially if you’re within 10 years of retirement.
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Roy maps out a practical path from first dollar saved to lifetime income—using goals, automation, smart diversification, and a rock-solid defense.
Roy Matlock Jr. shares how to shift from financial defense to offense by protecting your income, investing consistently, and letting time and compounding do the heavy lifting. He outlines practical ways to automate savings, work with professional managers, and use the right mix of tools — from Roth IRAs to annuities — to create a secure, growing financial future.
Avoiding the most common financial mistakes and building a plan that carries you from accumulation to retirement.
Drawing from over 40 years of experience and thousands of client reviews, he shares how common blind spots — like leaving old 401(k)s unmanaged, paying hidden fees, mismanaging taxes, or failing to diversify — can cost families hundreds of thousands of dollars.
Avoiding the Top 10 Retirement Planning Mistakes can mean the difference between financial freedom and costly setbacks. In this episode of The Roy Matlock, Jr. Money and Business Hour (September 20, 2025), Roy breaks down the most common mistakes that can cost you $50,000 to $500,000 over your lifetime.
From procrastination and missing out on employer matches, to being too aggressive or too conservative with your investments, Roy explains how to take control of your money.
This week’s episode tackled the #1 wealth killer: procrastination. Roy Matlock Jr. explained how delaying financial decisions robs people of compounding growth, raises insurance costs, and leaves families financially vulnerable. Instead of waiting, Roy urged listeners to automate savings, implement systems, and create defensive protections. The message was clear: procrastination costs money—implementation builds wealth.
In the August 16, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy dives into the realities of inheritances and the massive wealth transfer taking place as Baby Boomers pass down trillions in assets. He stresses the importance of planning—both for those leaving inheritances and those receiving them. Roy explains how wills, trusts, buy-sell agreements, and careful financial management can prevent disputes, protect assets, and ensure generational wealth is preserved. He also cautions listeners not to depend on inheritances, but instead to build independent financial security through retirement planning, tax-smart investing, and disciplined money management.
In the July 26, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy delivers a foundational guide to building financial success from the ground up—perfect for young adults, newlyweds, new parents, or anyone rebooting their financial life. He outlines a practical, step-by-step roadmap that includes increasing income, budgeting, smart saving, strategic insurance, and avoiding common mistakes that cost hundreds of thousands over a lifetime. With Roy’s personal stories and straightforward approach, this episode provides timeless advice on how to build a secure financial future.
In the July 19, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy breaks down the key financial habits and strategies that separate the wealthy from the average person. Drawing from over four decades of experience, Roy walks listeners through ten foundational money principles, covering savings, investing, debt management, diversification, insurance, estate planning, and more. He also dives into essential business owner strategies, highlighting common pitfalls and proactive planning methods for long-term success. This episode is a comprehensive financial blueprint for anyone serious about building wealth and securing financial independence.
In the July 5, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy delivers a rapid-fire rundown of financial fundamentals aimed at helping listeners take immediate control of their money. Covering the essentials of building a solid defense and a strategic offense, Roy walks through his GPS framework—Goal, Plan, and Schedule—emphasizing the importance of budgeting, emergency funds, eliminating bad debt, and protecting assets through smart insurance planning. This episode offers actionable advice for anyone ready to stop being broke and start building wealth.
The June 14, 2025 episode of The Roy Matlock, Jr. Money and Business Hour is focused on the “getting started” stage of financial planning—particularly for young adults, recent graduates, and anyone with less than $100,000 in savings. Roy provides an energetic and actionable roadmap for those looking to build their financial foundation. From income growth and budgeting to proper insurance coverage and strategic investing, the episode emphasizes starting early, automating finances, and working toward a “do-nothing money” milestone of $100K in investments.
In this episode of The Roy Matlock, Jr. Money and Business Hour, Roy dives deep into the critical “Retirement Red Zone”—the 5 to 10-year window before retirement when every financial decision carries extra weight. Roy presents a seven-part retirement strategy aimed at helping listeners avoid costly mistakes and create a plan that supports long-term financial independence. Whether you’re nearing retirement or know someone who is, this episode serves as a powerful planning blueprint for turning retirement dreams into reality.
In this episode of The Roy Matlock, Jr. Money and Business Hour, Roy presents “The Ultimate Financial Plan,” walking listeners through the key financial stages of life—from young adulthood through retirement. The show opens with guidance for individuals aged 20–35, highlighting the importance of loving your career to solve income problems, building good money habits early, automating savings, and avoiding bad debt.
Roy emphasizes the power of compound interest, budgeting with purpose, and getting to the first $100,000 in savings. He then transitions to the middle years (35–55), advising listeners on maximizing 401(k) contributions, building multiple income streams, considering real estate wisely, and using a bucket strategy for both investments and taxes.
The final segment addresses pre-retirees and retirees, focusing on defensive financial planning, estate strategies, guaranteed income sources, and annuity structures. Roy stresses the need to preserve wealth, maintain diversified buckets for growth and security, and ensure long-term care and final expenses are covered.
Throughout the episode, Roy shares personal anecdotes, practical math, and actionable advice that listeners can implement at any life stage. The episode ends with an invitation to connect for a free financial check-up.
In this episode of The Roy Matlock, Jr. Money and Business Hour, aired May 17, 2025, Roy dives deep into what he calls the "GPS approach" to personal finance—Goal, Plan, Schedule. He outlines how financial success doesn’t happen by accident, but by implementing a clear and structured roadmap. Roy explains that every effective financial plan begins with understanding your goals, assessing where you are today, and crafting a step-by-step strategy to get where you want to go.
The episode covers both sides of the wealth-building equation: defense (protecting your assets and income) and offense (strategically growing your money). Roy stresses the importance of annual reviews, budgeting, proper debt management, and using tax-efficient strategies across multiple income streams. He also explains how small steps—like setting up investment accounts for children—can change a family's financial trajectory for generations.
In the April 26, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy walks listeners through 21 practical strategies to protect their income, assets, and future wealth. He begins by emphasizing the importance of proper insurance, emergency funds, and liability protection, then transitions into debt management, budgeting, and income planning. Roy also explains how to diversify income streams and investments, reduce taxes, and implement estate planning. Designed to help people at all stages of life—from young earners to retirees—this episode is a comprehensive guide to building a financially secure and stress-free life.
In the April 19, 2025 episode of The Roy Matlock, Jr. Money and Business Hour, Roy shares the top ten financial mistakes that can cost individuals between $50,000 and $500,000 over a lifetime. From procrastinating on savings to poor debt decisions and overlooking tax planning, Roy breaks down each pitfall with relatable examples and clear solutions. He then transitions into smart investing strategies, explaining how stocks, bonds, annuities, and money market funds all serve different purposes in a diversified plan. Whether you’re just getting started or nearing retirement, Roy emphasizes the importance of creating financial "buckets" tailored to your goals, risk tolerance, and timeline.
In this episode, Roy Matlock Jr. breaks down how to navigate financial markets during periods of volatility. He focuses on diversification, risk management, and the importance of automating savings. Roy also explains how to structure your portfolio across different asset classes and use fixed income and annuities to create balance—especially for retirees concerned about outliving their money. He provides a roadmap for building a solid financial plan, tailored for both young investors and those nearing retirement.
This episode focused on entrepreneurship, solving the income problem, and leveraging AI in financial services. Roy was joined by three guests: Dr. Josh Wilson(a behavioral finance expert) and startup founders Eden Ovadia and Victoria Toli, a platform using AI to match clients with financial advisors.
In this episode of the Roy Matlock, Jr. Money and Business Hour, Roy focuses on proven investment fundamentals that help individuals navigate market volatility, maximize financial growth, and plan for long-term success. He draws from his decades of experience in investment advising to emphasize staying disciplined, diversifying investments, and optimizing tax strategies.
In this episode of The Roy Matlock Jr Money & Business Hour, Roy walks listeners through a comprehensive financial roadmap, covering strategies from getting started in finance to planning for retirement.
This episode provided a step-by-step financial roadmap for every stage of life, emphasizing long-term planning, wealth accumulation, and strategic investing.
In this episode, Roy Matlock Jr. discusses the six components of an automated financial independence plan and provides a detailed guide on how to build wealth effectively. The show emphasizes education, financial planning, budgeting, investments, and automation as the keys to financial success. Roy explains the importance of playing both defense (protecting assets) and offense (growing wealth) while integrating tax strategies, investment diversification, and disciplined saving into an overall plan.
This episode highlights strategies for automating financial independence through a four-part plan: assessing your current financial situation, securing proper insurance, maximizing retirement investments, and implementing estate planning. Roy emphasizes the importance of starting early, eliminating bad debt, and leveraging tax-advantaged accounts to build long-term wealth. The show also introduces a Licensed Referral Partner Program for those looking to grow their income. Take action now—no more procrastination!
The January 25, 2025 episode of The Roy Matlock, Jr. Money and Business Hour focused on financial planning fundamentals and strategies to automate financial independence.
In this episode of the Roy Matlock, Jr. Money and Business Hour, Roy Matlock focused on financial planning fundamentals, targeting both newcomers and those looking to refine their financial strategies in the new year.
The January 11, 2025, episode of Roy Matlock Jr.'s Money and Business Hour, titled "Back to the Basics," focused on creating a solid financial foundation. Roy provided detailed guidance on essential topics, emphasizing education, planning, and automation for long-term financial success.
In this December 21, 2024 episode of the Roy Matlock, Jr. Money and Business Hour, Roy focuses on guiding listeners toward achieving financial independence and creating a robust financial "offense."
The January 4, 2025, episode of Roy Matlock Jr.'s Money and Business Hour emphasized starting the new year with a robust financial plan. Roy outlined essential strategies for achieving financial independence, focusing on budgeting, debt reduction, and automating savings and investments.
In this December 14, 2024, episode of The Roy Matlock Jr. Money and Business Hour, Roy focuses on setting up an effective financial strategy as the year ends. The episode highlights key financial principles for individuals at various life stages, including young professionals, mid-career earners, and those nearing retirement.
In this segment 4 from the November 23, 2024 episode of the Roy Matlock, Jr. Money and Business Hour, Roy discusses building a comprehensive financial plan, blending defensive and offensive strategies for financial success.
In this segment 3 of the November 23, 2024 episode, Roy Matlock Jr. discusses key defensive strategies to establish financial security, emphasizing the importance of setting a strong foundation before pursuing aggressive financial goals. He outlines a structured approach to budgeting, managing debt, and building an emergency fund, all while highlighting the benefits of automating financial habits.
This episode of Roy Matlock Jr.’s Money and Business Hours comes from the November 23, 2024 radio show, Segment 2. It focuses on conducting a year-end financial review and highlights strategies to ensure financial stability and growth. Roy walks listeners through a comprehensive process of assessing their financial position and building a balanced financial strategy.
In this episode of Roy Matlock Jr's Money and Business Hour, Roy focuses on helping listeners create a comprehensive financial plan to achieve "automatic financial independence." He emphasizes the importance of year-end financial reviews, starting with an assessment of one's current financial position, including net worth, assets, liabilities, and budget. Roy discusses concepts such as the "Financial GPS," which includes setting clear goals, creating plans, and automating processes to ensure consistent progress.
In the first part of this podcast episode, we dive into the essential process of creating a financial plan, with a strong focus on legacy preservation. This segment covers the foundational steps necessary to build a comprehensive financial strategy that not only ensures financial success today but also preserves wealth and values for future generations.
In this episode of the Roy Matlock, Jr. Money and Business hour, Roy offers guidance on closing with a strong year by conducting a thorough year-end check-up, you can ensure that you’re ending the year in a strong financial position and entering the new year with a clear, actionable plan for continued success.
A Financial Game Plan. In this Segment of Roy's September 7, 2024 episode we explore the pain and pleasure of your financial house. With a focus on maxing out your retirement plans with automated investing strategies.
A Financial Game Plan. In this Segment of Roy's September 7, 2024 episode we explore the health insurance. With a focus on assessing financial pain and pleasure, and emphasis on avoiding things that cause financial pain.
A Financial Game Plan. In this Segment of Roy's September 7, 2024 episode we explore further defensive planning for a strong financial house.
A Financial Game Plan. In this Segment of Roy's September 7, 2024 episode we explore the pain and pleasure of your financial house. With a focus on assessing financial pain and pleasure, and emphasis on avoiding things that cause financial pain.
This episode from September 7, 2024 covers the Financial Game Plan. Listen in for the Full-Spectrum Guide to Financial Success.
This episode, segment 4 includes the 3rd stage of your financial life: Withdraw and Transfer of assets.
This episode, segment 2 includes the continuation of the first stage of Getting Started in a secure financial future.
This episode, segment 1 includes the first stage of Getting Started in a secure financial future.
Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 4) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!
Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 3) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!
Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 2) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!
Tune in to The Money and Business Hour with Roy Matlock Jr, and listen to his interview (part 1) with author and founder of the Great American Franchise Expo. Have you considered starting your own business or buying a franchise? Then you won't want to miss this!
With the markets and economy continuing on an unstable path, many are unsure about which investment option is right for the times. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down various asset allocation options. Tune in to better understand what options are available and to get better educated before you make your next investment decision.
If you have a home loan, a car loan, or a loan on any asset, you've probably been told that you should use your extra cash each month to pay those debts down. In this episode of The Money and Business Hour, Roy Matlock Jr. explains why it's not always a good idea to do this. Tune in to get Roy's advice on the dos and don'ts of where to put your money so it's growing in the fastest way possible.
The past 2 years have been a rollercoaster on many levels. The market has been dangling on a hot and cold yo-yo, yet many investors have thrived through it all. What is the key to thriving in volatile markets? In this episode, Roy Matlock Jr. shares the fundamentals of investing that he has learned over 35 years of working as a financial advisor. Tune in to learn more.
There are many options when it comes to choosing a financial professional. However, it's important to understand why you need one in order to select the right one for you and your personal needs. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the massive benefits of hiring a financial pro and how to chose one that feels right for your financial goals.
Being broke, worried and afraid is not the optimal way to live your life, to say the least. Saving and investing the right way can provide you security, eliminate financial anxiety, and build up self confidence. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how it is possible to build wealth and confidence at the same time. Anyone can win at the money game with the right tools. Tune in to learn more.
We've all heard the term "over night success". What most don't realize is that there is no such thing as an overnight success. On average, it takes 10-15 years to achieve success, especially when it comes to finances. In this episode of The Money and Business Hour, Roy Matlock Jr. walks through the different stages in life, based on age, and explains where you should be financially at each stage. Tune in to get your mindset right and build a winning financial game plan.
No matter what you earn, you're not immune to money problems. It makes no difference with how wealthy or poor you are, everyone needs a good financial plan. Once a solid plan is in place, the next step is investing wisely so one day you might just wake up with an abundance of "Do Nothing Money". In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to build the foundation for a winning financial plan.
If you live forever but run out of money when you're 80, you've got a serious problem. This is why retirement planning should be of the utmost importance to everyone that's over 18. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to evaluate your assets and liabilities balance sheet along with the financial position that you're in, so you can get on the right track to meet your retirement goals.
In today's episode of The Money and Business Hour, Roy Matlock Jr. shares the scariest facts when it comes to money and finance. The first step in ensuring that you're not affected by these alarming statistics, is to get educated. If you don't know what to watch out for, how can you make a change or get the help you need? Tune in as Roy shares the scariest money facts you must know about and how to potentially change your path and avoid possible financial traps.
We've all faced some very interesting times in recent months and years. Finances are a topic of major stress in many households across the country. In today's episode of The Money and Business Hour, Roy Matlock Jr. lays down a plan that just might help you to reach, and potentially surpass, your financial goals- even during trying economic times. Do you want to be financially bulletproof? If so, you don't want to miss this episode.
Is your retirement savings less than it should be? Are you currently in an uncomfortable financial position? In this episode of The Money and Business Hour, Roy Matlock Jr. shares his own story of how he went from broke to financially set for life in just 10 years. Whether you're just getting started, you're behind on saving, or you're already financially well off, Roy's tips in this episode just might launch you to a whole new level in life.
The rising cost of inflation and the down turned markets have taken a toll on retirement savings across our nation. Don't fear. There is hope to get back on track. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on meeting retirement goals, even if you're currently behind.
Over the past several months, retirement fund panic has undoubtably set in as this country has watched 401Ks and IRAs dwindle down. After the financial house wrecking ball is done swinging, will you have enough money to retire? In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on how you still should have plenty of opportunities to build up a nest egg and retire with enough money to last for as long as you'll need.
In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to create wealth in a recession. Tune in and Roy will walk you through the downsides and the upsides of when the market is going the wrong way. Roy has helped 1000s reach financial goals over the past 35 years. His passion during this volatile time is to help others avoid making mistakes that could cost you your retirement.
In this episode of The Money and Business Hour, Roy Matlock Jr. shares the most common financial mistakes people make in a down market. Making wise choices in this financial climate could translate into hundreds of thousands, if not millions, of dollars. If you're concerned about your current investment portfolio and considering a move of your assets, this episode is a "must listen".
Roy Matlock Jr. has been in the financial industry for over 35 years and has his "finger on the pulse" of the market. Many are asking if they should bail on what's left of their stock investments and move to fixed index annuities or other options. And others are asking if they should pull all of their investments, and convert to cash until things change. Whether you have investments and aren't sure what to do, or you were wanting to start investing and have been holding off during this seemingly volatile time, you're going to want to tune in to this episode of The Money and Business Hour to hear Roy's perspective on whether you should stay or sell your investments.
In every downturned market, we see people ditching their investments out of fear, only to wind up loosing hundreds of thousands, and sometimes millions of dollars trying to time the market perfectly. What if you knew that right now could be the one chance you have to make big money in the market? Tune in to today's Money and Business Hour radio show with Roy Matlock Jr. to learn how this moment in time could change your financial life drastically, if you do the right thing with your money. Missing this could cost you!
Are you struggling with anxiety and fear over your decreasing retirement funds and the weight of massive inflation? If you're pinching pennies like never before and absorbing this "world is caving in" mentality flowing from the media outlets, you don't want to miss this episode of The Money and Business Hour radio show. In today's episode, Roy Matlock Jr. shares his perspective on the climate of the current market and how you can overcome your fears in order to capitalize on world events going on around you. You can still win at the money game. Don't panic. Tune in!
The Money and Business Hour radio show host, Roy Matlock Jr, recently had the privilege of being a guest on the Dr. Bill Dorfman podcast, "Meet the Mentors". Dr. Dorfman is a world famous cosmetic dentist, a star on Extreme Makeover and The Doctors tv shows, and a best selling author. Tune in to listen to this informative podcast, where Roy explains how to win financially, even in this downturned market.
At The Money and Business Hour, Roy Matlock Jr. has a passion to educate listeners with proven advice on how to navigate investing, saving, choosing the right insurance, and debt. In this episode, Roy will take you on the financial defense and offense, and equip you with the 4 keys to financial independence. Tune in to avoid decisions that could create financial disaster, and learn the secrets to financial success.
There are many different routes you can take when you're deciding on the best investment options. It's so important to be well educated in this area, so you don't get taken advantage of, and so you meet your retirement goals on time. In this episode of The Money and Business Hour, Roy Matlock Jr. explains everything you need to consider when it comes to investing.
The housing market has been a raging beast for the past 18 months. The buying/selling frenzy has been coupled with an increase in refinances, at rates that haven't been seen in decades. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares everything you need to know about refinancing your home and how to maximize the process financially.
On the Money and Business Hour radio show, Roy Matlock Jr. often shares advice you should take in order to win at the money game. In this episode, Roy explains the money mistakes you must strategically avoid. If you're ready to take your financial future seriously you don't want to miss this episode.
When it comes to getting control of your money and becoming financially independent, there are four essential keys you must grasp. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares the specific steps you must take to achieve financial success. Most people don't plan to fail, they fail to plan. Tune in today to ensure you're following the right plan, and potentially end your financially worries for good.
Would you like to go from worried to confident when it comes to your finances? Are you ready to take the steps necessary to ensure that you'll have enough money when it comes time to retire? If you answered yes to either of the above questions, you've come to the right place! In this episode of The Money and Business Hour, Roy Matlock Jr. shares the 6 focus points for a financially independent mindset. Tune in to get the tools you need to win at the money game.
No matter what stage you are at in life, it is time to start planning for retirement. The first step in planning, is determining your retirement budget. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine your retirement budget and stay on track to meeting your retirement goals.
Are you confused as to where to begin when it comes to investing? Are you already dabbling in investments and allowing the media to drive your decisions? In this episode of The Money and Business Hour, Roy Matlock Jr. shares the basic principles everyone needs to know when it comes to investing. With you're looking to get started, or you've been investing for years, you don't want to miss this episode.
There are many steps that need to be taken on the journey to financial success. But there is one that trumps them all, which you must know and implement in order to win at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. share the most important step to financial success. Tune in so you too may learn this life changing secret.
Many struggle with financial concerns daily. But there are practical ways to turn those concerns into financial confidence without a lot of life altering changes. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on how anyone can go from financially concerned to confident and the 6 focus points to get your money under control.
Financial planning can be an overwhelming and confusing task. There are so many decisions to consider and to be made in order to get all of your affairs in order financially. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the most important areas to focus on and how to be successful with your financial plan. Tune in to learn secrets Roy has been learning about and sharing for over 35 years.
Roy Matlock Jr. has been working in the financial and insurance world for over 35 years. When it comes to understanding money and insurance, Roy's knowledge is unsurpassed. In this episode of The Money and Business Hour, Roy reviews common questions from listeners and clients, and shares answers that will help you to better navigate the insurance and investment world.
If you would like to be prepared for retirement on-time, putting money away and investing wisely are not the only factors in the equation for meeting your goal. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the 3 Ps of retirement preparedness, which are protection, protection, and protection. Tune in to learn exactly what you need protection for.
When it comes to financial gain, sometimes the small steps and decisions can lead to the biggest returns. In this episode of the Money and Business Hour, Roy Matlock Jr. explains what some of these steps are and how to achieve them. Tune in to learn what you can do to get or stay on the right financial path.
The vision of retirement life can differ drastically from person to person, but one general consensus is the desire for financial freedom. In this episode of The Money and Business Hour, Roy Matlock Jr. shares the 4 steps you must understand and adopt in order to reach your best financial outcome, not matter what that looks like. It's not likely that you're planning to fail at the money game. The usual problem is the failure to plan. Tune in to be proactive with your financial plan and take control of your life.
When it comes to money, the more you have the better off you are. So how, exactly, do you increase your net worth and income streams? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the 6 points for developing a winning money system. Tune in for fresh tips that may just help you to retire on time and live your best life now.
Do you pay enough attention to your money? It's likely that there are areas of your finances that could be allocated, invested, or saved in more productive ways. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the rules for developing a good financial offense so you might someday win at the money game.
In order to increase your net worth, you need to know your net worth. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to calculate your net worth and the steps you can take to reach your financial goals. Tune in and Roy will help you to begin to develop the mindset that you are in control of your financial future, which is the first step in increasing your net worth.
The best money decisions stem from a decision to manage and budget your money better. In this episode of The Money and Business Hour, Roy Matlock Jr. discusses ways to retrain your thinking so you always make smart money decisions. It's not what you earn that counts, it's what you keep!
When using a GPS, we begin by entering the destination. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to acquire a clear financial end goal and develop a plan to reach that goal. It doesn't matter where you are in life. Tune in and gain priceless knowledge and ensure that you're on the best road to success.
We're all striving for financial security. There are numerous distractions and struggles that can prolong the journey toward retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his expert advice on how to meet financial goals, no matter what life may bring along the way.
In order to reach your retirement goals on time, and maybe even early, it's important to develop multiple income streams. In this episode of The Money and Business Hour, Roy Matlock Jr explains various ways you might be able to increase your income. Tune in to gain priceless knowledge about investing and more.
Despite its bad rap, some debt is actually good. In fact, it is possible to make money on debt. It's important to understand the difference between good debt and bad debt, and more importantly- how to get out of bad debt forever. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to become debt free and how to maximize certain debt for financial gain.
There are many potential risks we face everyday, which could cause financial hardship or ruin. The important of insurance and having the right kind of insurance cannot be stressed enough when it comes to being financially prepared and winning at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various types of insurance you need to know about so you can choose the right plans for your lifestyle and so you will be protected against financial risk.
There is a recipe for financial security. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how anyone can become financially secure, no matter age or financial status. Tune in to learn how to save, invest, earn more, protect yourself from financial disaster, and more.
In this episode of The Money and Business Hour, Roy Matlock Jr. shares valuable insight on how to prepare for retirement and estate planning. Roy has been an industry professional in financial planning for over 35 years. Tune in to gain priceless knowledge regarding investing for your future and the future of your loved ones.
You have the ability to change your family tree financially by properly preparing for your retirement and estate passing. Not having your affairs in order may put a hefty burden on loved ones left behind in the event of your passing. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how anyone can create wealth and pass that on to loved ones, changing family trees forever.
If you expect to have any assets or finances left behind in the event of your passing, then proper estate planning is crucial to ensuring your loved ones are the beneficiaries, and not the state. There are many avenues to consider when your making estate planning decisions, and it can become confusing quickly. In this episode of The Money and Business Hour, Roy Matlock Jr. gives professional advice on how to plan efficiently for the passing down of your estate, and which mistakes to avoid.
One of the many risks you may face after retirement, is running out of retirement savings sooner than anticipated due to market risk. And you can never be too prepared or aware when it comes to retirement planning. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the various market risks you may face and how to prepare in advance to beat those potential risks.
In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can create a retirement income plan. There are many possibilities for earning income after you retire. It's important to consider all of your options, so you're prepared for inflation, health care costs, and the unknown.
It's never too early or too late to begin planning for retirement. There are many pieces that go into the retirement puzzle, pre and post retirement. Roy Matlock Jr. wants everyone to be successful in the retirement journey. In this episode of The Money and Business Hour, Roy goes over the fundamentals of preparing for retirement, the various risks one might face on the way to retirement and after retirement, how to save money on taxes pre and post retirement, and more.
There are many ways to defer taxation during your earning years, by investing into certain retirement funds or investment opportunities. At some point, you will begin to withdraw on your investment earnings and retirement funds, and will need to face the taxes at that time. In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on which retirement and investment funds to begin withdrawing from first and how to create an asset protection cushion, so you maximize your retirement earnings to the fullest.
Since the creation of the credit card in 1950, every generation has consistently acquired more debt than the previous generation. If you hope to retire someday, it's imperative that you focus on eliminating your debts as much as possible. In this episode of The Money and Business Hour radio show, Roy Matlock Jr. shares advice on how to chip away your debt before retirement so you have less worries when you're able to leave the workforce.
When it comes to your retirement years, there are many more factors that should be considered aside from the amount of money you need to officially retire from the workforce. After retirement there will be unavoidable risks that you need to be prepared for as well. In this episode of The Money and Business Hour, Roy Matlock Jr. explains the various potential risks one might face and how to be as prepared as possible, so your golden years are as bright as they can be.
In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can build a smart retirement plan system at any age. It's important to understand how much you should be contributing to be able to retire at some point. There are several avenues to get to your target. Tune in to get the clarity you'll need to navigate your retirement plan.
There is a quality of life gap that separates you from being tied to debt and living a life with no financial worries. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to maximize your finances before and after retirement, so you can live the quality life you've always dreamed of. Learn how to set up your finances correctly, save on taxes, earn money off your money during retirement and more.
Planning for retirement and retiring on time can be challenging. A general assumption is, once retired it's smooth sailing. This, however, is far from reality. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the various risks you could face, once retired, that might deplete your retirement fund early.
Are you are considering a reverse mortgage? Would you like to understand how it could be beneficial? In the past, reverse mortgages have proceeded a negative reputation. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down how a reverse mortgage can actually take your retirement to the next level. Tune in as Roy explains the reverse mortgage option along with all of its pros and cons.
Like with any solid structure, the foundation is the key to building something that lasts. This is also true with the goal of financial independence. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to lay down a strong financial foundation, so that someday you may never have to worry about money again.
Maybe you've begun to think about how to save enough money for retirement, or you have a good nest egg building up. But have you considered the various income sources that may be attainable for you during your retirement years? In this episode of The Money and Business Hour radio show, Roy Matlock Jr. explains how to continue to generate income, after you've moved on from the work force.
When it comes to understanding the various retirement and college savings plans, it can feel like you need a degree in finance to be certain you're choosing the right ones. In this episode of The Money and Business Hour, Roy Matlock Jr. shares a detailed tutorial on the different retirement and college fund options, how to save money on your taxes with certain plans, and how to choose the right plans for your specific situations. If you're ready to begin retirement planning or if you have a loved on that will someday need assistance with higher education funding, you won't want to miss this episode.
In this episode of The Money and Business Hour, Roy Matlock Jr. dives further into the different college savings options. Roy also share advice on how to prepare youth to be financially savvy. After 35 years in the financial world, and raising 4 children, Roy is the expert you want to listen to when it comes to making financial decisions for your loved ones.
If you have a child or grandchild, this episode of The Money and Business Hour is vital to understanding which college savings plan you should choose. Host- Roy Matlock Jr. is an expert, not only because he's been a financial advisor for over 35 years, but also because he's used several college savings plans to put his children through their higher education years. The sooner you get started in planning, the better, so don't miss this episode!
Are you ready to set up a retirement fund, but at a loss as to which type of fund to choose? Do you already have a retirement fund, but maybe don't understand what type of fund your have, or if there are better options for you? In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various retirement fund options, how to save money on taxes with the various options, and how to choose the right option for you. This episode could save you thousands upon thousands of dollars, and could also help you to retire on time.
In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine your financial independence number, or your FIN. Your FIN is the number you will need to retire and never have to work again. Once you've determined your FIN, it's important to understand how to attain that goal on time. Don't miss out on this episode, because what you don't know- can cost you.
The difference between long-term and short-term investments is important to understand and may help you to build your investing strategies. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to develop this knowledge. Tune it to learn how to take the first step in identifying the investment plans that are suitable for your goals.
In today's job market, most employees change jobs several times before retirement. This leaves the issue of having several different retirement accounts left untouched and unmanaged in various different places. In today's episode of The Money and Business Hour, Roy Matlock Jr. shares advice on what to do if you have a retirement account with a previous employer, or with several different employers. You could be missing out on your maximum retirement account earning potential!
A common mindset is that you need to live on a bootstrap budget in order to save for retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can enjoy life, and live large, while continuing to save for, and make you retirement goals. Tune in to learn how to make more money, so you can fund your current needs and wants. You don't have to put your retirement planning on hold in order to pay your bills!
What has happened to the financial market since the Corona pandemic began? In today's episode of The Money and Business Hour, Roy Matlock Jr. breaks down the market decline and recovery, since the beginning of the pandemic. Learn what to do with your money next time the market experiences a decline, for whatever reason. Don't just guess at what to do with your money. Tune in to learn how to make confident decisions, no matter what the market is doing.
In this episode of The Money and Business Hour, Roy Matlock Jr. will education you on how to obtain the proper mindset for investing. Learn how to play the long game and win at the money game. When it comes to money and investing, what you don't know can cost you. Tune in to hear priceless tips you can apply to your financial strategy.
Choosing investments based on your unique situation, can be a complicated decision. While you can seek advice from financial advisor, ask for tips from family and friends, and do your own research - in the end the decision is solely your own. This can be an overwhelming and scary situation. In this episode of The Money and Business Hour, Roy Matlock Jr. will help you to understand the various options when it comes to investing and how to choose the best investments for your personal financial goals.
Annuities are long-term investments designed specifically for retirement. They can help replace your paycheck with a predictable income. In this episode of The Money and Business Hour, Roy Matlock Jr. explains each type of annuity and how to decide which one, or ones, are best for you. In today's world, it's more important than ever to understand your options and be prepared. Tune in to gain priceless advice for the betterment of your financial future.
Diversification is a management strategy that blends different investments inside a single portfolio. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to weigh your risk tolerance to your potential diversification options. You'll learn the different options when it comes to a diversified portfolio and how to select the right options based on your short term and long term needs.
Inflation presents special challenges when it comes to every day life, investing, or preparing for retirement. Even if your investments are growing in value, inflation is still reducing that value on the back end. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to deal with inflation successfully while applying risk tolerance, asset allocation, and diversification tactics.
In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to determine the time horizon for your financial future. Are you on track to meet your retirement goals? Time horizon investing is all about asset allocation and planning. Tune in to learn more about this and investment selections, so you fully understand the time you have until your goal must be funded.
Asset allocation is a very important part of creating and building a core investment strategy. After all, it is one of the main factors that leads to your overall returns. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to establish an appropriate asset mix, reflecting your goals at any point in time.
The three Ds of investing include diversification, dollar cost to average, and discipline. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can implement the three Ds of investing in order to reach your financial goals. Tune in to learn how to do the right thing at the right time with your money.
In this episode of The Money and Business Hour, Roy Matlock Jr. dives further into the topic of asset allocation and why it is so important for your financial success. Roy shares more about the different types of investments so you can make an educated decision with your money. Tune in for more priceless advice from a 35 year financial professional.
Asset allocation involves dividing available assets among different categories, such as stocks, bonds, and cash. In this episode of The Money and Business Hour with Roy Matlock Jr, Roy explains the process of determining which mix of assets you might choose to hold in your portfolio based on your personal circumstances. Tune in and learn what asset allocation plan works best for you, depending on your time horizon and your ability to tolerate risk.
In this episode of The Money and Business Hour, Roy Matlock Jr. continues to guide listeners down the path of financial education. Tune in to learn more about asset allocation, the different places you can put your money in order to get the returns on your money you're hoping for. Roy will help you to grasp and understand money concepts so you can begin to enjoy your money.
Simply saving your money and depositing it in a bank account isn’t enough to become financially independent. Over time, inflation will erode the value of your savings account. In this episode of The Money and Business Hour, Roy Matlock Jr, Roy talks about The Rule of 72 and how to double your investments. In order to gain financial independence, you may need to invest your money, picking an investment vehicle such as stocks, bonds or real estate. Tune in to learn more about which options match your risk tolerance best.
In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down dollar cost averaging and how to develop an asset allocation model. Roy has been a financial advisor for over 35 years and his priceless advice will help you to gain the proper financial perspective.
Proper asset allocation, a solid financial plan, and knowing your financial independence number (or FIN) are the three necessities when it comes to reaching your retirement goals. In this episode of The Money and Business Hour, Roy Matlock Jr. dives deeper into the various options for asset allocation and how to determine your FIN. Time is not slowing down and time is the key when it comes to financial success.
In this episode of The Money and Business Hour, Roy Matlock Jr. explains the different investment options and how they all work. No matter your financial situation, you can find a way to free up money to invest. Stop wasting money. If you really want to start moving forward, tune in to learn how you can begin investing today.
In this episode of The Money and Business Hour, Roy Matlock Jr. explains how anyone can become financially independent. With so many uncertainties in today's world, it's more important than it ever has been to make sure your money is working for you. Tune in to learn how to do this and more by putting your money in the right places.
In this episode of The Money and Business Hour, Roy Matlock Jr. continues to walk you through the fundamentals of how investments work. It's never too early or too late to get started, and it doesn't matter how much you earn. Tune in to learn about all things money and get educated on building a solid offense and defense for your own money game plan.
In this episode of The Money and Business Hour, Roy Matlock Jr. explains everything you need to know about annuities. Whether it's immediate fixed, immediate variable, deferred fixed, or deferred variable annuities, Roy breaks down what each option means, when you might want to start receiving payments, and options on growing your annuity.
In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on managed accounts and annuities. Tune in and learn about index funds, valued funds, stocks, and how to invest in real estate without even purchasing a property. Roy explains how you can invest at high risk/reward levels or very conservatively.
When it comes to investing and the desire to meet retirement goals, what you don't know will hurt you. If you're not properly investing, your money is not working for you. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the various types of mutual funds. Investment options can be overwhelming. Tune in to get the financial education schools aren't teaching.
In this episode of The Money and Business Hour with Roy Matlock Jr, Roy dives further into the topic of investments and where to put your money. Whether your contemplating retirement plans, college funds, real estate, or the stock market, you can get started with very little money. Tune in now to get priceless guidance from one of the top advisors in the industry.
In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice on topics like investing in stocks, which long term savings option is right for you, and the importance of working with a professional financial advisor. He also breaks down how you can become a business owner, no matter where you are on your road to financial freedom.
In this episode of The Money and Business Hour, Roy Matlock Jr. explains the pros and cons of long term investments. Tune in as Roy breaks down mutual funds, IRAs, managed accounts and more. Age, risk tolerance, and length of time of use all play roles in which savings option is best for you. Don't wing it. Let Roy guide you in the best direction for your financial future.
It's common sense to seek out a doctor for the betterment of your health, or a lawyer for legal concerns. So why haven't you sought out a financial advisor to assist you with financial decisions? In this episode of The Money and Business Hour, Roy Matlock Jr. explains the importance of a financial advisor and how to choose the right one for your needs. The best part is, there usually is not cost to meeting with an advisor and no pressure to buy anything. They only make money if you make money, and it's there goal to help you make the most money possible.
In this episode of The Money and Business Hour with Roy Matlock Jr, Roy explains how you can become an owner, not a loaner. Stop putting your money in banks and giving them loans to price gauge you and the rest of the world with high interest debt offers. Roy is going to break down how you can actually become an owner of a bank, or other businesses, without needing a lot of money to get started. This episode is well worth your time!
In this episode of the money and business hour, Roy Matlock Jr. will educate you on all things investment. Tune in to understand which investments are right for you based on your current financial situation. It's never too early or too late to get started. Don't make the mistake of putting off investment decisions that could change your financial future for the better.
Today we're moving into the fun part when it comes to your money: The Offense. It's time to get your finances going in the right direction. In this episode of The Money and Business Hour, Roy Matlock Jr. shares advice that will cause your money to grow, no matter your stage in life. Saving and financial planning doesn't have to be painful. The real pain will come if you delay another day. Being broke, worried, and afraid is a bad way to live your life. So tune in to get priceless financial advice you can't afford to miss out on.
Believe it or not, anyone can save $100,000... But, you have to have a plan to save $100,000. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can get to $100,000 and beyond, no matter your age or income level. The most important step you can take is getting started. Procrastination kills financial dreams. Don't procrastinate another day. Tune in now and take the first step toward your achieving your financial dreams.
Your FIN, or Financial Independence Number, is the amount of money you need to save, that will allow you to never have to go back to work once you retire. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you use a financial GPS to make your retirement goals on time. Tune in to learn how to calculate your FIN number and never get off track financially again.
Life comes at us faster than we ever anticipate. In today's episode of The Money and Business Hour, Roy Matlock Jr. teaches you how to grow your money, protect your assets, and retire on time. Learn how to avoid the biggest money mistakes and thrive throughout each stage of a healthy financial life.
Good decisions over time typically equal good results: whether it's eating right, exercising regularly, or making wise financial decisions daily. In today's episode of The Money and Business Hour, Roy Matlock Jr. explains how you can change your mind set to make solid financial decisions. This is the start to laying down a strong foundation for your financial future.
When you're caught up in it, debt can rob you of feeling financially secure. But in certain cases, debt can be your friend, especially when it comes to winning at the money game. In this episode of The Money and Business Hour, Roy Matlock Jr. continues to share his step by step guide on a strong financial defense, which includes eliminating bad debt. Tune in now, and listen to Roy explain how to permanently eliminate bad debt so you can eventually become debt free and financially independent.
While the economy is growing, and life is trying to get back to normal after the year of the 2020 Pandemic, it makes sense to stay focused on the things that really matter. In this episode of The Money and Business Hour, Roy Matlock Jr. shares defensive strategies you can put into place today, that will likely make your financial game plan even stronger. Don't miss this episode. A sound financial game plan can help facilitate peace of mind, ensuring that you can keep your focus where it matters most, no matter what is going on around you.
Are you making the right decisions with your money? Do you know what decisions you should be making? In today's episode of The Money and Business Hour with Roy Matlock Jr, Roy continues to navigate you toward financial success. It makes no difference as to how much you earn. Becoming financially independent all boils down to decisions: decisions about debt, savings, earnings, budgeting, creating a financial plan and sticking to a financial plan. Tune in now, and get A-Z Advice for Winning at the Money Game.
Having a clear roadmap, or GPS, is a crucial point of beginning for any successful financial strategy. It's vital to notice and define what the dangers and obstacles that may deter your plan are, or could be. And it's also important to be aware of your strengths and opportunities, which may offer you the best chance at reaching your retirement, spending, or debt cancelling goals, etc. In this episode of The Money and Business Hour, with Roy Matlock Jr, Roy continues to share valuable advice on how to create your GPS for financial success. Get your notepad out, tune in, and get ready to start, or to solidify your journey toward financial independence.
This year, many of us learned that without an adequate financial safety net, we can soon find ourselves in financial ruin. What do we do when faced with a financial emergency? If there is no money set aside, how do we survive recessions or pandemics? Handling your money responsibly and shifting your ideas on how you're earning an income matters. In this episode of The Money and Business Hour with Roy Matlock Jr, Roy continues to reveal the 7 steps to building a financial safety net, so you never have to fear a financial setback again.
It's been a rough year and many are confused about what to do with their retirement, investments, careers, etc. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to create a pandemic-safe plan, so you never have to fear the worst again. Tune in for Roy's expert advice on how to be prepared for anything in 2021 and beyond.
In this episode of Roy Matlock Jr.'s Money and Business hour, Roy discusses the keys to a successful financial future. Specifically, the key to increasing your income while maintaining a consistently low rate of expenses, in turn building wealth.
In this episode we'll learn more about managing your money to a point where there's money left over for the future.
Most people don't plan to fail, they fail to plan. Your bank and other financial services are not designed to educate you, but to sell you and drive you deeper into debt. Maybe you don't need all the products that one financial house has to offer, so you wind up getting a mortgage from a lending company, and a 401k from your current job, and you still have a 401k from a previous job. In many cases, people don't know how to find out where their old 401k is. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to put together a plan to consolidate your investments, how to find the areas you need to work on financially, and how to really understand the fundamentals of the financial house. Don't let people continue to sell you anything until you listen to this podcast.
Thinking about retirement can be overwhelming, especially if you don't have a plan yet. If you do have a plan in place, it can be hard to know if you're doing enough. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about how to create a comprehensive, written plan with your financial advisor. Starting with a single step can be enough—and that includes saving what you can in a retirement account. So tune in and take control of your retirement plan.
An important step toward becoming financially secure is setting long-term financial goals and having a long term financial perspective. You might wind up spending more than you should if you aren’t working toward anything specific. Preparing in the right way will ensure that you have money for unexpected bills, and that you're on the right track to retirement. You don't want to get stuck in a vicious cycle of credit card debt, feeling like you never have enough cash to get properly insured, or enough to handle some of life’s major risks. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to set long-term goals and how to get a long-term financial perspective.
In financially volatile times like this, most of us should be prepared for the possibility that every decision we make today will look wrong tomorrow. No one can predict how long this market decline will actually continue. What you can control is how you handle yourself and your finances during these confusing times. Well known value investor Shelby Davis once said, “You make most of your money in a bear market; you just don’t realize it at the time.” How is that possible? In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to survive and thrive during financially volatile times.
In a world changed by the coronavirus, it's no question these are most unusual times. The markets have reacted with more volatility than usual as COVID-19 has been spreading across the globe. You've probably been watching the alarming news updates, and reading the headlines, feeling anxious, and wondering if you should change your investing strategy. It's important to stay focused and calm in times like this. Reacting impulsively often leads to big investing mistakes. While there’s a lot of speculation, the reality is we just don’t know what’s ahead. But what we do know is that there are familiar market patterns we can learn from. In this episode of The Money and Business Hour, Roy Matlock Jr. shares those patterns along with priceless advice on how to handle market declines.
No matter what current events are happening in the world, one of the most common question financial advisors hear is, "Is now a good time to invest?"The answer is- now is always the best time to invest, because every day you hold off could actually be costing you about $100. That’s like giving up about $3,000 in income every month. Quite alarming, isn’t it? This is thanks, primarily, to two things: First, the market has historically trended upward over the long term. And second, the power of compounding (when your investments have the chance to earn money, and then that money has the chance to earn you even more money). In this episode of The Money and Business Hour, Roy Matlock Jr. talks about how to invest consistently while keeping an eye on the long term.
There is no single solution to financial success. It's not a one plus one always equals two equation. Every person is unique with a differing set of goals, responsibilities, knowledge, tolerance of risk, time, and energy. The path you will travel to reach your goals is personal and suited to you alone. It all begins with determining your desired destination. In this episode of The Money and Business Hour, Roy Matlock Jr. shares the right recipe to getting the things you want out of life and achieving financial success, no matter your situation or desired destination.
A financially intelligent mindset, or state of mind, comes from doing certain things and being a certain way, so as to attract wealth and abundance into your life. If you find yourself living month to month, with nothing to show for it, then you could have cultivated a scarcity mindset in relationship to your finances. An abundance mindset keeps in mind every possible favorable outcome for your financial situation, while allowing you to be open to each one. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can shift from a scarcity mindset to a financially intelligent mindset, focused on abundance.
Financial offense is where you take calculated risks to continually work toward and achieve a higher income. You can't save your way to financial freedom or wealth. It doesn’t matter how many paper towels you reuse or ziploc baggies you wash . If you never earn more than enough to break even each month, you’re never going to build wealth. In this episode of The Money and Business Hour, Roy Matlock Jr. shares crucial steps to a financial offense, and how you can break into the higher income realm.
It's important to realize that retirement will likely be the biggest expense of your lifetime. So saving for retirement is a big job, especially if you envision a retirement that is flourishing with experiences: like traveling to your dream countries, spending time with your grown children and grandkids, or turning your home into a refuge for rescue animals. But, saving and investing for retirement isn’t an easy and straightforward task. There are many different types of retirement plans, and it can be overwhelming and confusing to know which is right for you. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to understand your retirement options, beginning with the question of whether to save and/or invest.
Planning for retirement can be overwhelming and intimidating. The best way to begin is by asking yourself a few simple questions to help you picture what you want your retirement life to look like. Once you determine the kind of lifestyle you want in retirement, you can begin to determine what that lifestyle will cost and how much you should start saving and investing. In this episode of The Money and Business Hour, Roy Matlock Jr. shares retirement planning advise based on 35 years of experience assisting 1,000s of clients. So, whether you hope to be a jet-setting retiree, or simply enjoy time with family in your own home, tune into this episode of The Money and Business Hour, because the sooner you get started on your plan, the closer you will be to your goals.
Reaching financial independence is a common, yet ambitious goal. And it's also not a very complicated goal. In this episode of The Money and Business Hour, Roy Matlock Jr. shares a few simple calculations that can give you a rough estimate of how many years it should take for you to get there, based on your current rate of spending and saving. Roy will help you to determine your Financial Independence Formula, which has two parts. Learn more by listening in now.
While most of the country is cleaning up messes made during the holidays, many of us are preparing the usual resolutions for 2020. Getting finances in order is one of the most common resolutions each year. Financial resolutions could mean anything from building up a savings account, repairing credit issues, eliminating debt, and more. These are tasks many people seek to accomplish but often struggle with. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how you can empower yourself with the proper tools to do the job.
Retirement can be a very challenging season of life for those who fail to save. If you don't prepare in advance for retirement, you could find yourself saying "au revoir" to your post career dreams and hello to an extended working schedule. And even worse, you could spend your retirement worrying about money and experiencing financial stress. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to prepare and plan for retirement.
The financial offense refers to two sets of income: your regular income and your portfolio income. Regular income is the money you make by working a job. Making more money can obviously increase your financial security. However, people who receive a promotion or a bump in their salary exchange it, typically, for an increase in lavish living rather than an increase in their savings or investments. Portfolio income and passive income refer to stocks and bonds, real estate, and other investment opportunities. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down a strategic financial offensive plan, utilizing regular income and portfolio income, which anyone can implement in order to be prepared for whatever the future may entail.
Have you thought about your financial defense? What does that even mean? Simply put: It's being frugal. It’s the pay yourself first strategy. Most of us want to save, but try our best to do so at the end of the month, instead of immediately after we get paid- at the beginning of the month. And most often than not, by the time we get to the end of the month, all the money has been used. A good financial defense can be difficult and requires planning. In this episode of The Money and Business Hour, Roy Matlock Jr. shares applicable strategies to build a strong financial defense, including how to set a budget so you know how much to set aside each month, and so you know exactly how much you are currently spending- and on what.
Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can develop these skills, and how you can get your own finances in shape. Tune in to understand financial management principles you can use every day, that really work.
Essential skills, in both your personal life and career, include the ability to budget and plan financially. You should confidently be able to weigh up the risks and rewards associated with your borrowing and investment options. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how you can develop these skills, and how you can get your own finances in shape. Tune in to understand financial management principles you can use every day, that really work.
Life insurance is the best tool to guard against the risk of dying too soon, while annuities are often the best recommendation to guard against the risk of living too long. Typically, purchasing life insurance is done almost routinely and without question, probably because most of us tend to think of others before we think of ourselves. In this episode of The Money and Business Hour, Roy Matlock Jr. talks about the importance of life insurance to protect your loved ones in the case that you die too soon, and the equal importance of annuities to protect you and your loved ones in the case that you live longer than expected.
There is something very liberating about getting ahead financially. You have more options, you're less stressed, and things don’t feel as rushed. If you feel trapped with your money situation, be sure to tune into this episode of The Money and Business Hour, where Roy Matlock Jr. shares some things you can do to get financially ahead, which may truly help you improve your financial life.
Everyone wants to be wealthy. Even if happiness, for you, is more contingent upon emotional experiences than material goods- being financially free can help you do more things. Things like traveling as often as you would like, or donating to help those in need may be on your wish list, but the reality is, only a small percentage of the people who aspire to be wealthy will actually be successful. There are several paths to building wealth, from investing in the stock market to starting your own business. No matter which path you decide on, there are a handful of specific financial fundamentals you'll need to master before you can take the next steps. In this episode of The Money and Business Hour, Roy Matlock Jr. shares the four money fundamentals you have to master in order to get, and stay, on the right track to getting ahead financially.
If you're a football fan, you probably recognize the saying, “Offense sells tickets; defense wins championships.” In the game of finance, defense is all about how money is managed. Similar to football, if you want to increase the money you make, and secure a strong financial future, you have to know the rules. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to have a strong defensive strategy, so you can win your financial game.
Everyone could use a little help with some aspect of a financial plan. Whether it’s tax planning, investing, debt management, estate planning, or a variety of other topics- money can be complicated. Seeking advice from a professional financial advisor when you need it is certainly a better choice than making a costly mistake that you won't realize is a mistake until it’s too late to correct. In this episode of The Money and Business Hour, Roy Matlock Jr. shares ,and answers, 50 of the top financial questions, which should be a part of what you ask anyone that may have, or get, access to your money. You need to know exactly what you’re getting in exchange for what you’re paying for when it comes to financial based services.
There are a handful of financial questions most people should really know the answers to, but not everyone does. Simple financial education is lacking in the U.S, and many Americans cannot even answer basic, fundamental, financial or banking-related questions. If you consider yourself among those who could use help in this department, or at least need a refresher course, then listen to this episode of The Money and Business Hour, where Roy Matlock Jr. shares even more top money questions and answers.
Everyone could use a little help with some aspect of a financial plan. Whether it’s tax planning, investing, debt management, estate planning, or a variety of other topics- money can be complicated. Seeking advice from a professional financial advisor when you need it is certainly a better choice than making a costly mistake that you won't realize is a mistake until it’s too late to correct. In this episode of The Money and Business Hour, Roy Matlock Jr. shares ,and answers, 50 of the top financial questions, which should be a part of what you ask anyone that may have, or get, access to your money. You need to know exactly what you’re getting in exchange for what you’re paying for when it comes to financial based services.
Wouldn't it be nice to have so much money, you could do or buy the things in life you've always wanted? In this episode of The Money and Business Hour, Roy Matlock Jr. shares secrets on how to build a large stream of cash flow called "do nothing money".
When you're the one in charge of the money, it's best to have some understanding of basic financial concepts. But where do you start? Most people learn about personal finance the hard way- on the day they go to buy a car, apply for a home loan, or attempt to rent an apartment. We learn about our mistakes only after we have made them and, in the world of finances, this is very costly. In this episode of The Money and Business Hour, Roy Matlock Jr. will help you build financial health and avoid financial messes that can derail important life goals- like college funding for your children, or your own retirement.
Wouldn't it be nice to have so much money, you could do or buy the things in life you've always wanted? In this episode of The Money and Business Hour, Roy Matlock Jr. shares secrets on how to build a large stream of cash flow called "do nothing money".
It’s not uncommon to feel weighed down by financial fears. According to a recent study, 81% of working Americans have fears about retirement. The thought of whether or not you'll be able to afford the lifestyle you envision in retirement, to live comfortably and not run out of money, can contribute to a certain level of financial fear. Then there's the uncertainty over how much money is enough, and what life will actually cost in retirement, that leaves so many people worried about their future financial security. In this episode of The Money and Business Hour, Roy Matlock Jr. shares steps you can take, right now, that could help you stare your financial fears in the face, and overcome them once and for all.
If you are serious about getting rich, you need to turn your focus to income. If you can increase your income enough, you may be able to save something substantial for your future. When you seek advice about asset building and money management, you'll probably hear more about how to grow your capital than how to change your thinking. In this episode of The Money and Business Hour, Roy Matlock Jr. interviews a top income earner, Dr. Kevin Billups. Dr. Billups explains how adopting the proper mindset is critically important if you are serious about becoming a "2 Percenter": someone earning $300k per year or more.
Has your 40th birthday come and gone, and something finally triggers you to the sobering realization that you should have started saving in your twenties? So, now what? It's never too late to begin retirement saving. And the sooner you start saving for retirement, the better it will be down the road. But you may not be able to do it yourself. In this episode of The Money and Business Hour, Roy Matlock Jr. continues to shares his advice on how to navigate the process of retirement planning when you've started late.
Has your 40th birthday come and gone, and something finally triggers you to the sobering realization that you should have started saving in your twenties? So, now what? It's never too late to begin retirement saving. And the sooner you start saving for retirement, the better it will be down the road. But you may not be able to do it yourself. In this episode of The Money and Business Hour, Roy Matlock Jr. shares his advice on how to navigate the process of retirement planning when you've started late.
In a lifetime, the average person might face a wide variety of financial problems. Trouble can be compounded due to the avoidance or a distaste for budgeting. From there, additional issues may bloom, that can have serious snowball effects. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how the key to getting out of financial trouble might be as simple as taking the time to identify the source of the problem, and how you can begin to fix it from there by taking control of your finances.
Is your goal to become financially independent? More than 80% of self-made millionaires in America began with nothing or in many cases, less than nothing. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to beat the odds and achieve financial independence so you can retire wealthy.
If you're ready to start preparing for your first meeting with a financial advisor: congrats! You're taking a big step in the right direction! It’s no secret that many Americans feel clueless and helpless about retirement. If you don't have a solid plan, you could be left with an uncomfortable retirement that leaves you strapped for income, and even worse- dependent on your children. Meeting with a financial advisor can help you to turn the tables and live the retirement of your dreams. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to prepare for your financial advisor meeting and what to expect. If you’ve never sat down with a financial planner before, that first step can feel intimidating, but Roy can help ease your anxiety with these very helpful tips.
With the advent of smartphone technology, how people live, work, and spend money has changed dramatically over the past decade. With the existence of hyper-connection via social networks, there has been an increase in communication, and this has opened new ways to make and spend money. Picking up a gig online (gig: temporary work engagement) can be as easy as making plans for coffee or finding a date. The recently coined “gig economy” is altering the way that people view and perform work, and in this episode of The Money and Business Hour, Roy Matlock Jr. explains how it could affect you.
When you lack financial security, a scarcity mindset can set in. The scarcity mindset is when one feels there is never enough of specific items, like money, to go around. This is a very negative state of mind. If you find yourself thinking like this, it's important to do everything you can to move into an abundant mindset. On this episode of Roy Matlock Jr.'s Money and Business Hour, Roy discusses how to have an abundant mindset and shoot for the goal to become a "2 Percenter." A "2 Percenter" is someone that earns at least $300,000 a year. Tune in to shift your mind in the right, and positive, direction- because anyone, including you, can become a "2 Percenter".
The key to financial success is investing. If you don't invest to build a nest egg, or to set and reach financial goals, then you'll have nothing to show for a lifetime of hard work. But, you don't want to invest your money just anywhere. You need to be wise about what you invest in so you can grow your wealth and become free financially. To make sure you invest the right way, Roy Matlock Jr. has shared the 3 Ds of investing in this episode of The Money and Business Hour.
Retirement planning is a crucial part of our financial life. Each year we have a chance to build up savings to ensure the future. Whether your future plans include the desire to travel, to save for your children, or someday make that move to your dream destination, it all requires some forethought. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how to accomplish your goals by creating a retirement action plan.
Over your lifetime, financial planning can feel and look like a series of course corrections. You can't be expected to know all the choices and life changes you will face. And typically, in a moment of choice is when you need financial wisdom the most. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how your choices in life will ultimately lead you to achieve your goals and the things that are important to you. Some choices are irreversible and some can be undone, but it is your choices that will give you your quality of life.
The concept of risk versus reward is imperative to smart investing. Who wants to risk, and lose their money right before it's needed. And keeping money in safe investments, like bonds, could result in few gains and mean you won't have enough for your long-term goal. In this episode of The Money and Business Hour, Roy Matlock Jr. explains simple yet savvy short- and long-term investing strategies that will help you balance risk and reward depending on when you'll need your cash.
To live comfortably in retirement, we longer can rely solely on a company pension plan or Social Security. Instead, we'll need to depend on how skillfully we plan and invest, and whether we make good use of tax-advantaged savings plans such as 401(k)s and IRAs. And choosing a life insurance policy can be daunting. The task of shopping for life insurance forces us to think about something we really don’t want to happen: the effects on our loved ones after we die. Aside from that, there are so many options and the added cost. 40% of Americans do not have any form of life insurance. And 35% of American households would feel the financial impact within one month if the primary wage earner died. In this episode of The Money and Business Hour, Roy explains the basics you need to know about planning for retirement, and how to choose a life insurance policy without breaking the bank so you can be completely prepared.
There is something very liberating about getting ahead financially. You have more options, you're less stressed, and things don’t feel as rushed. If you feel trapped with your money situation, be sure to tune into this episode of The Money and Business Hour, where Roy Matlock Jr. shares some things you can do to get financially ahead, which may truly help you improve your financial life.
In this episode of Roy Matlock Jr.'s Money and Business Hour, Roy discusses how to have a successful small business with the owner of Agape Tactical, Ken Alexander.
Every year, the number of Americans that launch their own businesses is in the hundreds of thousands. According to the U.S. Small Business Administration (SBA), in 2010, there were 27.9 million small businesses in the U.S. More than 75% of these were identified by the government as “non-employer” businesses, meaning that the owner is the only person working at the business. The odds of success in these types of businesses can be slim. Statistics show that only about half of new businesses survive for the first five years, and only a third continue in operation after 10 years. Before your business can have any hope of becoming profitable, you need to find a way to finance it. The average cost of starting a new small business in the U.S. is about $30,000. In this episode of The Money and Business Hour, Roy Matlock Jr. explains how today’s entrepreneurs have a wide range of options when it comes to financing startups.
Changing your financial direction into a positive one is a multi-step process which includes spending less than you earn, avoiding debt, building liquidity, and setting long-term goals. Miss even one of these steps could be the cause of totally missing the mark. In this episode of The Money and Business Hour, Roy Matlock Jr. shares powerful and easy to apply tools to change your course into a positive financial direction.
To create a large portfolio of investments, you need to save money regularly, invest regularly, and commit to staying the course for as many years as it takes. Roy Matlock Jr. has learned several strategies in his 35 years of money management and financial advisement that can help you improve your investment gains over time. Learn Roy's secrets in this episode of The Money and Business Hour.
Are you in control of your money or is it controlling you? One of the main steps in becoming successful financially is getting control. You don't have to make millions to be financially successful, your choices and your priorities do. If you have been struggling, financial success may seem like an impossibility, but by following the steps Roy Matlock Jr. shares in this episode of The Money and Business Hour, you can make the dream of financial success a reality.
As the time for your retirement approaches, or if you've already reached that time, there is a likely chance that the amount you thought would be sufficient to finance your retirement years isn't. This could be due to cost-of-living increases and lower-than-projected returns on your investments. In this episode of The Money and Business Hour, Roy Matlock Jr. shares how to improve your chance of having a financially secure retirement.
It is important to have a financial plan. Long term financial goals will help give you a focus and drive for your short-term goals. This can help you stop making fear based financial decisions and help you determine the order of your major life steps. Financial plans will vary from person to person, and a financial adviser, like Roy Matlock Jr, can help you solidify your plan, especially when you are ready to begin, whether it's with investing or savings. In this episode of The Money and Business Hour, Roy shares crucial details on how to get started with a financial plan, so you make the best financial choices, and so you can set yourself up to win financially by really managing your money.
Whatever your reason, the worst thing you could do, when it comes to managing your finances, is the "Do Nothing Approach". With the Do Nothing Approach, most are living paycheck to paycheck with continuous growing debt and pretty much no money for retirement. In this episode of The Money and Business Hour, Roy Matlock Jr. shares "Seven Keys to Getting Your Finances in Order", so you can make sure you're on the right track to financial security on not relying on the Do Nothing Approach any longer.
The right time to start financially preparing for your future is always sooner than later. But it doesn’t matter if you're just graduating from college, if your in the middle of your career, or if you’re planning to retire soon- now is the time to start thinking ahead to make sure your transition from working to retirement is smooth and that you’re always prepared for the what ifs. In order to reach your financial goals, it's important that you understand how money works. In this episode of The Money and Business Hour, Roy Matlock Jr. breaks down the ins and outs of how money works. Roy's goal is to help you reach your dreams of living a comfortable, financially secure life, through education and the right preparation.
Now that the new year is upon us, most of us will have committed ourselves to changing our habits and the way we live for the better. Some of the most important things we could focus on are personal finance, saving, and investing. If you'd like to achieve financial independence, which is an admirable goal, and don't know where to start, Roy Matlock Jr. will walk you through how to set the right goals and follow them in this episode of The Money and Business Hour. If you’re starting to take steps towards financial freedom this year, don't miss out on getting things going on the right foot, with Roy's professional advice.