BreaknBread: Recent Episodes

Terry Page

Focusing on issues that may be flying under the radar and bringing them to the forefront. Light and heavy discussion on issues of economic & political interest.

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How much do you know about America’s system of economics? What role could your insurance policy play in your financial situation. Jimmy Glascott of Shammas Financial joins us on BreakNBread to make sure you are aware of your options.

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In a digital age where our private information is constantly at risk, it's crucial to understand how to protect ourselves. Join us as we delve into the world of cybersecurity with Offensive, Cybersecurity researcher SSHad0w. We explore how our private information can end up in the wrong hands, discuss how cybercriminals operate, and provide practical tips on navigating the dark web and safeguarding your data.

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Streaming now on BreakNBread: President Joe Biden's name may not be on the ballot in Ohio come election day. Plus, high-tax states are using A-1 to conduct more audits. Is your name on the list? One company says it removed all its managers from the workplace. The result? Happier employees. Tune in to the latest episode of BreakNBread for these stories and more.

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Whether you're an aspiring cybersecurity enthusiast, a seasoned professional, or someone simply curious about not getting hacked, this podcast is designed to provide you with practical insights, actionable tips, and a deeper understanding of the forces shaping the digital security landscape.

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Thank You for listening in 2023. If you have something to say and you want to come on the show. Reach out to me. Agreement is not necessary.

I look forward to spending time with you in 2024 as BreakNBread enters it’s 5th season.

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Here are some of the topics we are discussing on BreakNBread. The historical perspective on the conflict in Israel. Test your knowledge on the Gaza strip. Also, find out why some CEO’s won’t hire you based on your opinion on this topic. Italy & France have done it. Now the U.S wants to ban cell phones in schools. Employees going on strike. We will explore how this affects you and the trend of unions overall.

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We break bread with Charlotte city council candidate Stephanie Hand who outlines why she thinks she should represent the South Park area.  

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This week we Break Bread with Moms for Liberty National Director of Engagement, Tia Bess. She discusses the origins of Moms for Liberty and what’s next for the steadily growing organization which is making changes on our school board and commanding the attention of political candidates.

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Efforts to eliminate public education and control what students read and learn have been around since reconstruction days. The rise in calls for books about the LBGTQ+ community and black history be removed in the public schools and libraries are sparking heated debates at school board meetings. North Carolina Program Director for Red Wine and Blue, Janice Robinson, breaks bread with us and outlines their "Freedom to Parent 21st Century Kids" national campaign. She contends why certain books need to be allowed in schools and libraries. Robinson expresses how her organization wants to make sure parents and children are informed. 

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They call it Biden cash but there is nothing Presidential about it. Two million credit card numbers were placed on the internet for the fun of it.  A lot of personal information has been exposed such as your name, , email, phone number, home address, as well as  payment card details.  This includes card expiration dates and CVV codes.  Secondly, another poke at the government this week as elected officials find themselves on the receiving end to having their health plan hacked. Also, how effective is ChatGPT in assisting criminal hackers? Finally, more talk from the White House in support of banning TikTok. Hacker & BreakNBread contributor, SSHad0w joins us as our special guest this week to help us find answers.

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As day to day expenses increase, so does Americans debt.  Overall credit card balances for example spiked 15% during the third quarter of 2022.  To put this in perspective, this is the largest increase in over 20 years. 15% of Americans have been in credit card debt for over 15 years.  A survey conducted by Inside 1031 found that nearly half of America relies on credit cards to cover essential living expenses.  Lucy Taylor of Kiser Financial joins us on this first edition of BreakNBread in 2023 and breaks down the importance of understanding your net worth. She provides example on how to improve your income to battle the rising cost of goods and services.

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We take a look at some of the highlights of 2022 on BreakNBread.  Step into the time machine and reminisce at some of our finest moments.

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So much of your personal information has been compromised.  There has been a resurgence to ban TikTok for this very reason plus a former counterterrorism analyst for the Defense Department, says the app gives China the ability to monitor your location.  What would a ban on TikTok look like? We will ask our guest Cyber Security professional and BreakNBread contributor, SSHadow on his thoughts.  Plus we will explore how much of your personal information is getting in the hands of the bad guy and how it’s being used.  Do more stress less with a little drink called Magic Mind. BreakNBread encourages you to try Magicmind for yourself by using the link www.magicmind.co/bread Use discount code Bread20 to receive 20% off on your first order.  You will also receive 40% off your first subscription.


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The mid-terms took place this week and at the time this episode of BreakNbread was downloaded we still don’t have all of the results. Meanwhile, Florida, who was once ridiculed for the states handling of the vote count between then Vice President Al Gore & Presidential candidate George W. Bush is now providing one of the fastest turnaround time for election results. Part of this is due to passing legislation that allows local counties to start counting mail-in ballots 22 days before election day.

But it doesn’t stop there. State law also requires early voting ballots, be counted the day before election day.

Finally, the results from early voting must be posted within 30 minutes of poll closing. This translates into election results the day of the election.

BreakNBread contributor Jose Angeles joins me on this episode of BreakNBread as we also discuss the stock market, as well as new plans that just went into effect to post the salary of your job. We also discuss layoffs by big tech and ask the question, did Sheryl Sandberg’s departure from Meta have a ripple affect which prompted layoffs? Also, the I.R.S has plans for your wallet. If you think that’s scary, if you invested with FTX your money nightmare has already begun. We will investigate the rough week for bitcoin as we review politics, and your money streaming now on BreakNBread.


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Hacking is big business for cybersecurity criminals.  Hackers get into your companies’ network, hold the information at ransom, then charge that organization a fee to get the information back. CrowdSec CEO, Philippe Humeau, joins BreakNBread and outlines his solution on how to fight these cybercriminals.  Also, find out the real reason why some corporations are not a fan of you working from home.


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Are you in the market for a new mortgage? Do you have an adjustable interest rate? Are you concerned the recent rate hike by the Federal Reserve will raise housing costs?  During this episode of BreakNBread we discuss how some of this short term thinking may be misleading.  Think house first then focus on your strategy to deal with interest rates.


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You may know him as his professional handle Sshad0w. He is known to the BreakNBread staff as Producer Sam.  SSHad0w joins us as we take apart the TikTok threat and what may be going on in your own home while you are away traveling for the summer.  If you are connected you are at risk.  During today’s show we will explore some steps you can take to minimize your chance of becoming a target by hackers. While facing the unsettling reality that the people who are hired to protect you are resigning their positions.


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If you are running for District Court Judge you will find yourself at the bottom of the ballot.  One Magistrate vying for the District Court Judge seat in Mecklenburg county says don’t let the placement on the ballot fool you.  The race is extremely important and so is your vote.  We break bread with Magistrate Samantha Mobley as she talks about the election and how the court system affects your everyday life.


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More people are buying homes, money is costing more and the American Dream moves on. American Businessman, James Rouse, once stated in 1992 people spend more time in malls than anyplace else.  Today with the changes in lifestyle, including how we shop as well the number of hours spent away from the  office this has brought about a shift in the type of home people seek as well as where that home is located. At least one C.E.O says this is affecting the sense of community which once existed. Realtor/Broker Shana Neely breaks bread with us as she talks about rising interest rates and how the seller’s market can still be a benefit for all parties involved.

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Money just became more expensive.  Although it cost more to borrow consumers appear to have other interest.  Also, if you are thinking about buying an electric car to avoid the gas tax the government wants you to know something.  Finally, what do we know about history repeating itself.  Are we watching a rewind of the Nixon Administration?

We keep it quick, we keep is simple on the next BreakNBread.


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The influence of voting happens long before election day.  Newly elected President of the African American Caucus of North Carolina, Collette Alston breaks down the efforts of her organization to give you a voice at the polls.


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Decisions that led to the invasion of Ukraine.  Plus, the master plan to phase out your car & move you to public transportation.


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Event planning is a rare profession for the African American population.  The numbers may surprise you yet the need for Event Planners is expected to rise by nearly 20%.


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Members of the black population appear to fall behind when it comes to economic development. Analyst have their theories.  Today’s guest says she has experienced first-hand part of the problem. But is working to address the issue.


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Business ownership can be challenging for African American entrepreneurs especially when dealing with a drastically changing profession.  We explore the steps to take to stay on top during this changing economy and staying in step with the changing taste of the buying public.


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Black businesses originated in the days of slavery.  By the 1890s, thousands of small business opened in urban areas.  America would see the largest increase in the early 20th century.

According to USAfacts.org published February 2011, Nineteen percent of all employer-based businesses were female-led.  When comparing women-owned businesses of all racial categories, Africian American women have the highest percentage of ownership compared with men in their racial category.  We kick off Black History Month with our series on Black Business ownership.  


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We take a look at some of the highlights of 2021 on BreakNBread.  Step into the time machine and reminisce at some of our finest moments.


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Nearly all of the internet is being impacted by a certain software and at the moment there are no immediate answers. This exploration of Log4J can allow attackers to take over computers and networks of any organization running the program.  This includes banks, plants, and companies where you do your shopping.


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Are plans being made to have the I.R.S spy on your bank account?

How long before cryptocurrency is fully integrated into society?

How much more pain & suffering is expected as a result of the supply chain situation?


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Financial news doesn't have to be difficult.  Enhance your knowledge on money & politics in about 30 minutes. When the market talks, we listen. 

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Redistricting effects communities as the voting lines are drawn following each census.  Some people are upset.  Others are unclear as to what is really happening. Depending on where you live it could vary how your district tackles the issue.  For this issue of BreakNBread we explore those options and discuss what challenges voters face in the wake of these changes. We break bread with African American President Collette Alston and Mecklenburg County Democratic Party Secretary and Ballantyne Precinct 148 Chair Janice Robinson as they take apart the redistricting issue.


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Some TikTok users have figured out a way to use members of congress to make money

China is giving Bitcoin a hard time.

The Department of Transportation wants United Airlines to hand over $1.9 million.

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We explore the state of unemployment and the real reason people are reluctant to return to the 9-5.  Soon you may scrap your driver’s license and use your phone for identification.  Find out how apple plans to drive into the future.  Finally, the technology is there to put you in that virtual conference room at work.  But there has been serious push back for one glaring reason.  These stories and more on the current edition of BreakNBread.


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Where does the crazy housing market put you in terms of living arrangements? Listings throughout the country are being sold nearly the minute they hit the market. During a bidding war, the buyer with the most cash tends to be the winner. Realtor/Broker Shana Neely joins us on this edition of BreakNBread as we discuss the best way to navigate this hot housing market.


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More money for the government and less money for you.  Also, stay tuned for a hacker near you. We also explore why the cost of cars and electronics are on the rise. Finally, just like the living dead in the movies, AMC comes back to life.

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Gas prices are on the rise and there are so many possibilities as to the reason.  The increase comes just in time for the Memorial Day weekend. 

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Keep life simple.  Listen to BreakNBread

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Gasoline is slowly making its way through the pipeline.  What’s there to learn following the panic at the pump that ensued once one of the U.S most prominent pipelines was hacked.


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Did you purchase an airline ticket online recently & never received your ticket? Don’t bother calling the airline, they can’t help you. Also, find out why higher fuel cost may be unavoidable. 

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Markets closed up this week. What does this mean for you and the rest of the economy? You may see some indirect job growth but at the same time some employers are having a hard time finding workers. Also, there is something to watch with Georgia and Hollywood as potential boycotts play out. Of course it’s hard to discuss the market without talking vaccines.

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This week on Market Talks in Brief. We explore Voting laws, the impact of one ship on the economy & why your wallet may not be happy with the current market trend. Robinhood is in the news this week but not for the reasons you may think.  

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Strong winds and a sand storm caused a 220,000-pound vessel to get stuck in the Suez Canal causing a massive traffic jam. It takes 2 weeks to detour which slows travel down quite a bit. The NFL makes a big move. Also, a little perspective on monopolies. 

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If you haven’t had your vaccine yet there may be some options to protect yourself leading up to the time you get that shot in the arm.  Also, unions don’t have the power they once had but will Amazon workers in Alabama move in that direction.  Finally TikTok users you may unknowingly be worth millions.

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Straight forward financial news of interest promo

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Unions are in the news and their first stop is Amazon.

Also, the Pandemic one year later.  Where do we go from here?

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Volvo Cars shifts to only online sales as they phase out combustion engines as well as remove dealerships from your shopping experience.   We also explore an alternative insurance option for independent contractors. Finally, the 40-hour work week hasn’t changed in decades. But myworkchoice says they are spearheading a shift which will help workers while meeting the needs of employers.

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If you are an investor and you tried to make trades on Robinhood, TD Ameritrade or E*Trade just to name a few, you may have heard about some of your trades being restricted. Especially when it came to stocks involving Gamestop, AMC, Tootsie Roll and a host of others.  Robinhood attempts to explain their position after getting the attention of the Depository Trust & Clearing Corporation (DTCC) which ordered Brokerages to collectively put up $8.5 billion in cash.

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It's your everyday trader VS the hedge fund world. Recently it put platforms such as Robinhood & Reddick in the middle of the swirl.  The bottom line is there has been a roll reversal, the little guy came out big and some people don't like it. 

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What’s the future for our economy in 2021? President Joe Biden will have to make some serious economic decisions, how will the direction of those choses affect your pocket? Is your freedom of speech rights being protected or is Big Tech justified in their right to make decisions to remove individuals as well as other companies from their platform? Finally, about half of American drivers are taking to the streets in cars built in 2008 or older.  One technology company has taken notice and trying to figure out a way to join you for the ride.


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The year 2020 marked the official premier of BreakNBread on various podcast formats.  During this final show of the year we do a loose recap of the podcast beginning with how it all began with the story of a train.  Let’s reflect & learn from the past as we look ahead to a bright future.


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The way you shop & how much you spend is changing drastically.  Jose Angeles joins Market Talks as we discuss your student loans, your travel plans, and how your decisions this past year sparked multiple recent IPO’s.


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How you spend this Thanksgiving weekend is a looking glass to what’s to come in early 2021.

Take a look in the mirror, because you hold the key to the future of this economy.


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Pfizer wants testing approved yesterday.  If this happens how soon would your life change? Can we trust our election process? Also, if you had the opportunity to fly into space, would you go? It appears we are one step closer to this being a reality. 


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Are pharmaceutical companies closer to leading us out of our Pandemic dilemma?  Peloton believes the music of Beyoncé will help you exercise. Also, should you pay higher taxes because you work from home. Join us as we briefly discuss highlights from what happened in the news this past week. 

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Could a grid lock in congress be good news for the market?  Uber & Lyft get their way and won't have to treat their drivers as employees. But there is good news if you decide to you need money for the holidays.


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During this bonus session we break bread with Mecklenburg County Democratic Party Precinct 148 Chair Janice Robinson.  Together we explore the possible turnout for today's election.  Which key states will play a major role in how the Presidential election will turn out.  Also, we will take a look at what the media got wrong in the last race to the White House and how the candidates responded the last days leading up to today. Cast your vote for this bonus episode of BreakNBread. 


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Today we take a look at some of the top stories in the political & financial news affecting your daily life.  Some items of interest include Netflix raises it's pricing and why you won't see guns in Wal-Mart come Election Day. 

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Uber and Lyft to battle with the state of California. How might this affect your plans where you live? Also, as a consumer are you OK with a monopoly? Or is the way Google conducts business hurting YOUR business? Let's have a brief overview to what's being talked about in the market this week.


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Two additional pharmaceutical companies announce this week they will pause research on  Covid 19 research.  What does this mean in terms of a timeline for beating the deadly virus? It turns out you have been paying more for chicken for unnatural reasons. Find out why on the next BreakNBread. 


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Taking a brief look of some stories of interest this past week including as to reasons Google and twitter are back in the news.

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Taking a  look at some of the Market news this past week we begin with P.O.T.U.S release from the hospital.  Also, it appears Washington has not forgotten about the tech companies and what's the possibility of you getting a new stimulus check?  

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How might the Presidents positive test for Covid-19 affect the market? What is the anticipated fate of airline workers and travelers now that a certain provision of the CARES  act has expired.? What can you anticipate for the month of October? With Halloween approaching is the fate of your money scary or is the economy just dressed up in something that you will later recognize as something good for your wallet?


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How well do you understand the political system?  Also, how is it that the politician who may affect your life the most often receives the fewest amounts of votes?  Our special guest,  African American Caucus President of Mecklenburg county Democratic party, Collette Alston, breaks it down for us.


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Could lower prescription cost be in your future? Also, house democrats are putting together a new coronavirus relief package while the president wants to help American with pre-existing conditions.  Those are just some of the stories in the news this week.  Let's get a brief overview of the market. 

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Snowflake asked Investment banks to figure out the price of their stock just ahead of the IPO.   They came up with $120.00 per share.  The investment banks sold it to their clients Tuesday for that price.  The problem is the next day you & I could only buy the stock at $240.00.  Listen to Market Talks in brief as we give an overview of this story and others as to what went on this week. 

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More employers are exploring the option of having employees work from home.  What does that mean for you as an employee? Also, if high tech cars are the waive of the future,  what does that mean for would be investors?  We explore these topics as well as an update on the next stimulus package.


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There may be some relief in site for students who lack WIFI for homeschooling.  Also, how serious is Tiffany's troubles. 

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September is predicted to be the worst month for the market and so far it's living up to that reputation. 

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Brief description of some highlights of the past 5 days in the market.

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Let the music play.  Covid-19 has slowed the best of many Americans.  But for one business owner, the beat goes on.  


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What does the next phase of the Pandemic mean for your wallet? Taking a look at Amazons next move, the impact on the future of how you shop may surprise you.


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This past week we see the Judiciary Hearing featuring three C.E.O's of America's top Tech Companies. To top it off Kodak, which was once laid out to pasture returns to the news with potential plans to assist in the Covid-19 Pandemic.  


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The greatest composer who ever lived passed away this month in 1827 leaving behind a legacy of great works.  Ludwig Van Beethoven influence is heard today and you can follow his journey on the next episode of BreakNBread. 


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Ludwig Van Beethoven, possibly the greatest composer to ever live, died this month in 1827.  Leaving behind a great musical legacy. That discussion coming up on the next BreakNBread.


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What happens if you find yourself in the courtroom? How long should you expect to wait for a ruling? Attorney Lynna Moen tells us why she thinks she should be the next Circuit Court Judge for Mecklenburg county.  She also discusses the racial situation which reportly took place at a Charlotte voting precinct. Listen now to BreakNBread.  


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The U.S Supreme Court decided over the summer that federal courts cannot decide on partisan gerrymandering.  This leaves the matter in the hands of state lawmakers and the redistricting effort is the first redrawing since that decision was handed down.   One Republican  responds to opposition by democrats. 


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The debate continues over North Carolina Redistricting Plan. 


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Bringing more to the arts, parks & education brings with it higher taxes depending on what voters decide.  We explain during our first Podcast. 


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Democrats push hard in Mecklenburg county to insure a seat for their candidates.


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Opponents of the sales tax increase proposal in Mecklenburg County say there wasn't enough information going into the vote. Others say they had plenty to go on.


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Mecklenburg County Tax increase defeated 57-43.


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We will have more to come on election results


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