Operation Retirement: Recent Episodes
Tom Lowry
Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.
When the market and the economy gets volatile, you want to have a plan in place that will lead to victory with your financial and retirement plans. In this episode Ranger Tom talks about the strategies involved in making this happen.
In this episode Retirement Ranger Tom Lowry shakes things up a bit by challenging the conventional financial wisdom when it comes to retirement planning and retirement income.
In these ever changing times, you need to be aware of your finances, especially your retirement accounts and savings. In this episode Retirement Ranger Tom Lowry talks about the important factors of planning for retirement.
In this episode Retirement Ranger Tom Lowry goes over what you need to know about IRA's.
When is the right time to file for Social Security? In this episode retirement ranger Tom Lowry talks about what you need to know to help maximize your Social Security benefits.
In this episode Tom talks about ways to create and plan for a reliable retirement income.
In this episode Tom talks about financial risk and how to understand your own personal risk tolerance when it comes to your savings.
In this episode Retirement Ranger Tom Lowry goes over the steps you need to have a happy retirement.
In this show we discuss possible strategies to help protect your assets from taxes and inflation.
With finances you need to have 360 degree vision. That's where Ranger Tom can help. In this show he talks about ways to help secure your portfolio from rear attacks.
In this episode Ranger Tom talks about the importance of Roth IRA's and strategies to use them to avoid a ticking tax time-bomb.
In this episode Ranger Tom digs into inflation and how you can help protect your finances.
Today we talk about 2 things that can definitely drain your finances, inflation and taxes. Tom talks about what to expect and how to help protect your finances.
In this special Independence Day episode Ranger Tom talks about achieving financial independence and continues the shows 4 of July tradition.
In this episode Retirement Ranger and Atlanta Magazine 5-Star Wealth Advisor Tom Lowry tackles the financial problems of inflation and Social Security.
In this episode Ranger Tom talks about the 5 P Principal and the importance of having a well-designed financial plan.
In this episode Ranger Tom breaks down what you need to know to create a solid retirement plan.
In this episode we talk about what you need to know about estate and legacy planning and why it's so important to have a plan in place.
In this show, Tom talks about what you're saving for and how to create an income in retirement.
In this episode we look at the history of annuities and what you need to know. The good, the bad and the ugly!
In this episode we talk about the fake news and why it's important not to believe everything you see on the internet and hear from the media, and that goes for your finances as well!
In this episode we discuss the importance of a retirement plan and how to get a solid plan in place.
In this episode we talk about how important it is to have both political as well as financial information that you can trust. Tom talks about how to position your retirement so you don't run out of paychecks and playchecks. He talks about the differences and importance of both.
In this episode we break down Roth IRA's and why now might be the time to utilize a Roth to further your money and minimize taxes in retirement.
In this episode Retirement Ranger and 5 Star Wealth Advisor in Atlanta Magazine, Tom Lowry, talks about tips and strategies that can help you to have a happy retirement.
In this episode we talk about market risk and what it can do to your retirement savings. Tom gives tips and strategies to protect against risk.
In this episode we talk a bit about housing in retirement and downsizing and then Tom discusses strategies for retirement income.
In this episode we talk about how you can create a solid retirement income plan so you won't run out of money in retirement.
In this episode we talk how taxes will be going up. At this point it's not if, but how soon and how much? This is especially troublesome as you plan for retirement. Many accounts are tax deferred. Tom talks about planning and strategies to prepare for taxes in retirement.
We are heading into a new era and there are concerns about taxes, inflation and the market. In today's show we discuss the current landscape and how it might affect your finances and what to do to help protect your retirement accounts.
In this episode Tom talks about long-term care in retirement and ways to protect your money from this enormous cost.
In this episode we talk about Having a Merry Christmas and how to have a Merry Retirement! Tom gives us some tips and strategies to help with that and also shares one of his favorite Christmas songs.
In this episode we jump right into the election mess that seems to be focused on Georgia right now and talk about the need for free and fair elections as well as tips to having a trouble-free and fair retirement.
In this episode Tom talks turkey... mostly about what you need to do before the end of the year regarding your finances.
In this episode Tom tells us about the Go Go Years, The Slow Go Years and the No Go Years. Each stage of life requires careful financial planning and Tom gives us tips and strategies to make sure we can make it through all three of these.
In this episode we talk about how to deal with low interest rates. Tom has some great tips and strategies to help you beat inflation and where to put your money when interest rates are low.
The financial media is flooded with information about annuities. Some of it may be good to know. Some may not be. How can you filter the perceptions that are rooted in reality from the ones that aren’t?
In this episode Tom explains what "sequence of returns" means and why it can make or break you in retirement as well as how to plan for it.
In this episode we discuss taxes in retirement and Tom gives us some tips and strategies to plan now to minimize your tax burden in retirement.
There are only two things you can do with your money. In this episode Tom talks about what they are and tips to help you plan for these things in the future.
In this episode we discuss the difference between qualified and non-qualified retirement accounts, from 401(k)'s to IRA's. Most importantly the tax implications for your retirement.
Most folks no longer get a pension from their employers. In today's show Tom talks about how to create your own personal pension using the income tools you do have.
In this episode Tom breaks down your retirement savings and how to use it to create an income that will last once you retire. We talk about tips and strategies for retirement income planning.
In this show Ranger Tom talks about managing your financial risk and how to turn that red money yellow!
In this episode we talk about how politics and the current election can affect your retirement.
People are living longer and longer. That's a good thing, but it also means more and more people need assisted living and long-term care. In this episode we talk about the cost and the importance of planning ahead as well as strategies to help cover the costs.
In this episode Tom goes over the 7 main things you need to do to prepare for a happy retirement!
This week Ranger Tom and Tony go over how to color code your retirement. Money can be colors other than just green. What color is your money?
Retirement isn't the end, it's a new beginning and you need to be prepared for this chapter of your life that you've worked so hard for. Keep up with the changes and make the most of your retirement. Ranger Tom talks about tips and strategies to help you accomplish this and more.
Everyone has a different risk tolerance. We talk about 2 of the major risks in retirement and the strategies to help eliminate and manage that risk to make your money last.
Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.
In this episode we pay tribute to all of the dads out there. Tom talks about his father and his father-in-law and what they mean to us. He also gives some financial advice for dads.
In this episode Tom talks about the financial obstacles and difficulties that women face in retirement and strategies to overcome them.
The foundation of any solid retirement plan is Social Security. In this episode Tom talks about understanding what it is and where it came from and how to help you make the right decisions regarding your benefits. This could end up creating additional income for you in retirement.
Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.
In this episode we discuss long-term care and why it's important for everyone to understand the costs and solutions to help you plan for it so it doesn't derail your retirement or leave a burden for your loved ones.
Don't let the title of this episode fool you! Tom has an explanation. You want to get a good return on your investment. You need to get a good return on your retirement investment. In this episode Tom explains ways to help you to go about doing that.
There are a lot of things happening to your retirement accounts right now. In this episode Tom Lowry talks about helpful ways to save your retirement and strategies to keep you on the right financial path.
In this episode Ranger Tom Lowry talks about the retirement strategies that you need to have in place to make sure you have a comfortable retirement and to help make your money last as long as you do.
In this episode Financial and Retirement Ranger Tom Lowry talks about what is going on out there right now with the Coronavirus and the markets and gives us 4 steps to help us have a happy and successful retirement.
With all of the market turmoil and craziness... what should you do with your money? In this episode we talk about tips and strategies to weather the storm and look at the financial upside.
In this episode Ranger Tom talks about having a financial plan to weather the market and pandemic storms. Listen in for helpful tips and advice to help you plan for your financial future.
Unfortunately, divorce is a reality for many people. The impact it has on your finances, savings and retirement plans can be significant. In this episode we talk about what you need to know to protect your retirement and finances from divorce.
The SECURE Act is changing the way you can utilize and pass on your IRA's and retirement accounts. You need a written financial , retirement and legacy plan. In todays show special guest host Rosemary Ballance talks about the process to get a complementary consultation and get a written plan.
What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).
The financial media is flooded with information about annuities. Some of it may be good to know. Some may not be. How can you filter the perceptions that are rooted in reality from the ones that aren’t?
Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.
Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.
You’ve worked hard saving money for your future and any loved ones or organizations that you care about. It may be easy to feel overwhelmed by the legacy planning process, but there are steps you can start taking today to make the process less daunting. In this episode we give you helpful tips and strategies to accomplish this.
Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare.
For today's show the title says it all! Tom talks about the bear that ate his tree and then we discuss fees that you pay on your financial accounts and how to lower them.
In this episode we look at IRA's. What are they? Where did they Come From? We look at the main two type of IRA's and how you can avoid costly mistakes.
Money for now, money for soon and money for later. In this episode we talk about why it's important to figure out how much you need in each of those categories and some helpful tips to help you with this goal.
In this episode Ranger Tom breaks down what you need to know about getting a plan in place for retirement.
How much you have saved is not the only thing to think about in retirement. Listen in to see how positivity can keep you healthier!
Today, we’re going to talk about annuities. You’ve probably heard of them and some of you might be quite familiar with them. However, they can be confusing because they have many different options. So today, we’re going to help simplify annuities and let you know why it's so important you understand what they are for and when to use them.
In this episode we talk about the market volatility and how you can weather the storm via asset allocation. There are two main asset classes and we go over what they are and how to achieve the right balance to help with your retirement savings and income.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
In this episode we discuss possible income sources for your retirement. There are many, from Social Security to 401(k)'s and much more. We look at the various possibilities and how to maximize them so you your money will last as long as you do and enable you to have a successful and comfortable retirement.
What is the difference between Qualified and Non-Qualified retirement money? It could drastically impact your retirement if you don't have the right balance in your portfolio or savings. Listen in as Ranger Tom Lowry talks about the differences and what you need to know.
In this episode Tom talks about the 3 phases of retirement and how to put a plan in place to help you deal with them. From income in retirement to healthcare and more, you need a plan and this is where you need to start.
In this episode we’re going to dive into the topic of qualified money versus non-qualified money and the possible tax treatment on both types of accounts.
Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation
This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.
In this episode Tom goes over helpful ways to allocate your finances to help make them last as long as you do.
In this episode Tom goes over helpful ways to allocate your finances to help make them last as long as you do.
The next market downturn may be right around the corner and you need to be prepared. Make sure your finances are ready the storm with helpful tips and strategies in today's show.
The best golfers rely on their caddies to have a great golf game plan. If you want to have a great financial game plan you need a great financial caddie. We talk about why and what they can offer with a lot of great tips to help you get your finances in order.
Don't run out of money in retirement. Have a plan. Retirement Ranger Tom Lowry talks about ways to help you grow your nest egg and retire comfortably.
You don't want to retire and then be forced to return to work because of your finances. It happens a lot, usually because of a lack of planning. In this show we go over tips to help you make sure this doesn't happen.
Retirement is different for everyone. Some individuals retire just as they expected, others have retirement come earlier than expected through layoffs or a corporate restructuring. No matter how your retirement begins, controlling your expenses during retirement is important for any retiree. Today we talk about 10 tips to help you with this.
What do you do with that 401(k) or retirement account when you change jobs. There are options, some better than others. Listen in as we discuss which options might be best for you.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Don't get caught off guard and unprepared by hidden costs in retirement. In this show we discuss many of the financial surprises awaiting you in retirement and how to plan ahead for them.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
You need to be prepared to make it through security and make your flight on time these days. You also need to make sure you're prepared for all of the financial changes you will have to face. In this show we discuss those changes and strategies to help you deal with them.
In this episode Tom gives helpful tips to help you make sure you'll have enough savings and growth to create an income in retirement.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Don't pay more than you have to in taxes. Especially in retirement! Listen in as we discuss the new tax lows and how to take advantage of them right now.
How will you make your money last as long as you do? Get help from Tom Lowry in this episode of Operation Retirement!
The most important aspect of retirement is creating an income that will last. In this episode Tom talks about the strategies necessary to help make that happen.
In this episode Tom gives helpful tips to help you make sure you'll have enough savings and growth to create an income in retirement.
Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!
What you don't know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.
Don't pay more than you have to in taxes. Especially in retirement! Listen in as we discuss the new tax lows and how to take advantage of them right now.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you have a 401k, IRA or any type of retirement account? In this episode Tom Lowry talks about how to minimize the tax burden of these accounts.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.
Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.