Straight Talk About Money With Coach Chris: Recent Episodes
Chris Addis
If you've ever said, "I wish I had learned about money in school" then this podcast is for you - In her easy going, relaxed style, Chris will take the mystery out of your money world. She will be answering your questions to help you take back control of your money and stop living from pay to pay. Chris is a money coach who has been helping hundreds of people of all ages to feel confident to step off the treadmill of earning and spending and step into a world of choices. So subscribe to her weekly podcast and send your questions to podcast@coachchris.com.au
This was an interview recorded when Chris was speaking on 1079 life fm
Maz asked the question - "should we discuss finances in front of children?" As usual, Chris and Maz enjoyed a thought provoking discussion - hope you enjoy listening to this one as much as Chris enjoyed discussing it.
If you want to know more about Coach Chris then please head to the website Coach Chris.com.au
In this episode Chris talks through the recent federal budget announcement and what that means for investors who already have property and those considering entering the market.
Please feel free to add your comments and if you want to know more about Coach Chris you can do that here and if you prefer to watch a you tube clip explanation you can view that here
We have all noticed the increased cost of living and making sure that you are living within a budget is more important than ever but what do you do when you want to enjoy taking the family out but there is no budget to do that - well you put your thinking caps on and you find a way.
In this episode Chris gives some ideas for School Holiday fun on a budget and this can easily convert to family outings on the weekend - so have a listen and please feel free to comment or share this podcast if you feel it is was helpful.
And if you are looking for that Geocaching link here it is
If you want to connect with coach chris you can do that here
Have you ever felt like you really want something but you just don't know where to start? Well this episode will help you with that. Chris goes through the steps that take you from where you are now to where you want to go and teaches you how to plan so that you set yourself up to achieve.
If you want to know about Coach Chris and how she help you, please visit the website Coach chris.com.au or drop Chris an email at chris@coachchris.com.au
This was a discussion I had with "Maz" from Life FM late last week and we were talking about planning and goal setting for the new year.
So I thought I would share the conversation with you - please feel free to comment or send me an email and if there is a financial topic that you would like us to discuss on the radio - I will be heading into the studio again very soon - we usually put out a chat Friday fortnightly - so listen in to Life FM for our next chat on Friday 13th February around 3.30pm
Happy New Year and welcome to 2026!
As is so often true at the beginning of a new year, we often turn our thoughts to thinking about what we would like to achieve this year. In this episode Chris talks about the importance of planning and how to plan.
She goes through the 6 steps to change which you can also view on Coach Chris TV here and gives you both practical and knowledgeable insight into how to plan and to change.
Please feel free to direct your comments or questions to questions@coachchris.com.au and she will have a chat with you there.
if you want to learn more about coaching or have Chris come and speak, you can make an enquiry here
Happy Planning!
In this episode we discuss one result of bad stewardship. Have you ever signed one of those extremely long online agreements that entice you with "I Agree" and it seems to be the easy option to just tick the box and not bother to read the thousands of words that you are agreeing to?
Well I did just that and it came back to bite me in the proverbial - so listen in and you may be surprised about how easy it is to get caught out - which definitely is not good stewardship!
Last Friday, Maz and I had a great conversation about Stewardship - what is it and the "How To's" of stewardship. We went down a few rabbit holes so that the episode needed to be split in two parts but here it is for you to listen to all in one go. I had some great feedback from that segment so I thought I would upload it to my podcast!
Let me know what you think and email any questions or comments to questions@coachchris.com.au
If you have been a faithful follower of Straight talk about money with Coach Chris - thank you. I hope that you have enjoyed our last 100 episodes!!!!
Now it's time for a change. I have noticed that the majority of my following has come from the Christian community who really want to know how to manage or steward their money from a biblical perspective. So Planning Stewardship & Generosity is the much asked for podcast.
In this episode we make the transition explaining why and what the new look podcast will be about. I hope you enjoy the changes.
Let me know what you think!
We continue our conversation on savings tips in this "Part 2 " of my conversation with Maz on 1079 life FM radio
Hope you enjoy it and please let me know if there is a financial topic you would like us to discuss on the radio spot
This was a conversation I had with Maz for the drive Home (1079 Life Radio) back in February this year. We were talking about how you can save and protect your savings from that terrible habit of "robbing Peter to pay Paul" Hope you enjoy the conversation and if you want to know more about me (Coach Chris) then you can find out more here.
Happy Saving!
Sometime we wonder whether a little saved each week really does make a difference - in this interview with Mary-Anne Maio or "Maz" as she is affectionately known, from Life FM, Chris explains the impact "little by little" has.
This is part of a series of interviews that Chris has done with the host of the drive program on 1079 Life FM - you can find out more here and if you want to know more about Coach Chris then visit her website here or email her chris@coachchris.com.au
Chris is a regular guest on her local radio station "My Life Radio" you can learn more about that here and this episode was recorded on one such occasion. The new drive home host was interviewing Chris about how best to spend your tax return - we think you will enjoy this small window into their chat.
If you want to know about how Chris can help you - have a look here
We hope you enjoy this episode
Chris gives an overview of what Jim Chalmers delivered to us on the 14th May 2024 - the proposed Federal Budget. What does it mean to everyday Australians - How much are we actually better off and concludes that even though it seems a relatively small amount of relief -if you use the money wisely it can be of advantage.
Have a listen and if you have any questions or comments please email us at podcast@coachchris.com.au or for more details on how we may be able to help you navigate your financial world check out our website here
In this episode Chris explains in detail how to set goals that you will actually achieve. So many people make wishes rather than set goals and so Chris will go through the exact how to's of setting goals that you will achieve.For any questions that you may have please email Chris - podcast@coachchris.com.au
If you want to receive the goals setting guide please follow this link
To book your complimentary appointment here
Chris has been noticing that so many people are calling for help because they have received their Christmas Credit Card and so today's podcast centres around planning for the things that you want to achieve in 2024.
This will be different for everyone but it is a great time to set some goals - have a listen and if you have any questions or comments please feel free to email me at podcast@coachchris.com.au
If you want to hear more about what we do then check us out here
And the quote I mentioned was said by Albert Einstein,
"Insanity is doing the same thing over and over again and expecting different results"
We are hearing on the news that banks & economists are predicting an 80% chance of another interest rate charge - so in today's podcast, Chris is going to explain how to prepare for an interest rate rise.
You cannot bury your head in the sand and hope it all goes away - it will not and the result of that type of behaviour will see your funds in a mess.
So listen in and if you have any comments or questions then please email me at podcast @coachchris.com.au
If you want to know more about what we do - you can read about us here or book a complimentary appointment here
We keep hearing a lot about the cost of living rising and the predictions of a recession - so what exactly is a recession - well in this episode, Chris explains in simple terms so we can all understand and know what to look for.
If you want to know more about what we do and how we can help you then visit us here we'd love to get to know you and see how we can help you
It has been a few weeks now since we gathered your questions together but here it is - your questions answered. Chris takes four questions that seem to keep coming up all the time and attempts to answer them in light of today's financial climate.
Please be aware that no financial advice is implied or given - the information within this podcast is of a general nature and for any financial advice for your particular situation you need to seek your own financial advice from a licenced financial adviser.
For any further questions please email us at podcast@coachchris.com.au or visit our website here
It has been a few weeks now since we gathered your questions together but here it is - your questions answered. Chris takes four questions that seem to keep coming up all the time and attempts to answer them in light of today's financial climate.
Please be aware that no financial advice is implied or given - the information within this podcast is of a general nature and for any financial advice for your particular situation you need to seek your own financial advice from a licenced financial adviser.
For any further questions please email us at podcast@coachchris.com.au or visit our website here
In this final episode in our series on "Getting Back to Basics" Chris goes over some important points that you need to address before you launch into a small business. So many times what started out as a great small business idea ends up costing money instead of bringing in those much-needed extra funds simply because we have not understood some vital information surrounding cash flow.
During the podcast, Chris mentions a workshop she conducts called,
"Let's Talk Cashflow!" if you have an idea for a small business and are interested in joining her next workshop please email us at info@coachchris and we will let you know when the next workshop commences or call us on 0490 055447 and reserve your spot. Or fill in the contact form on our website here and ask about our upcoming events
And of course, any questions that you would like us to address email us at podcast@coachchris.com.au
In this final episode in our series on "Getting Back to Basics" Chris goes over some important points that you need to address before you launch into a small business. So many times what started out as a great small business idea ends up costing money instead of bringing in those much-needed extra funds simply because we have not understood some vital information surrounding cash flow.
During the podcast, Chris mentions a workshop she conducts called,
"Let's Talk Cashflow!" if you have an idea for a small business and are interested in joining her next workshop please email us at info@coachchris and we will let you know when the next workshop commences or call us on 0490 055447 and reserve your spot. Or fill in the contact form on our website here and ask about our upcoming events
And of course, any questions that you would like us to address email us at podcast@coachchris.com.au
We are changing focus this week from how to reduce expenses to how to increase income.
If you have gone through your budget and you see no way of reducing expenses or you simply don't want to reduce your expenses then you will enjoy today's podcast.
Chris gives you a few suggestions that hopefully will start you thinking and move you towards balancing your budget.
Any feedback from today's podcast please email us a podcast@coachchris.com.au
In this 4th episode in our series on getting back to basics, Chris shares some practical steps to getting out of debt.
In the war on rising costs, reducing the amount of debt you carry can in fact save you a lot of money. If you need further help please check out our online course "Getting out of Debt" here
Or visit our website www.coachchris.com.au
Or email us at podcast@coachchris.com.au
Please feel free to share this podcast!!
This is the 3rd episode in our Back to Basics series and we are looking at practical tips on reducing those expenses which you have to afford - like your mortgage or your rent etc. All too often people feel like there is nothing they can do about those but actually, there is a lot you can do and that starts with you choosing to be in control of your budget.
Have a listen and if I can help you further contact me at podcast@coachchris.com.au or find me here or on Facebook here or if you are interested in taking an online course you may want to check out our "Money School" here
The 2nd Episode in our series on Getting Back to Basics looks at the advantages of dividing your money up into different bank accounts.
There are some great advantages but also some warnings - have a listen and let me know any questions you may have. Email me at podcast@coachchris.com.au
If you want to know more about what we do you can take a look here
In this first episode of the new season, Chris explains why she felt it was necessary to take a break from podcasting and to provide something that people are needing right now.
With her usual style, Chris takes us through what we need to do if we are struggling with rising prices and will help you to discover exactly what you have to work with.
Any questions please send them to podcast@coachchris.com.au
and please contact us if you need help to understand your financial world
or take a look at our newest offering - our online courses
In this episode, Chris talks about the conversations she has been having with various people about how they are making their money go further.
The interesting thing that has come out is that the older generation seems to have an advantage because they have seen their parents and their grandparents be resourceful.
So take a listen and maybe start up a conversation with your friends and family and neighbours and see if you can glean ideas from each other.
As always questions or concerns email me at podcast@coachchris.com.au and if you want to know more about what we do check us out here
There is often so much excited anticipation when the end of financial year rolls around and people start thinking of how they might spend their "winnings" - in this episode Chris takes us through what to get ready and what to include and also addresses where to spend it.
Be careful you don't spend it more than once!
For any questions you would like answered on the podcast or discussion you would like to have, please email us at podcast@coachchris.com.au
The saying, "Old ways don't open new doors" is a good challenge and I was indeed challenged by this when I was recently on a forced vacation from work when I contacted Covid last week!
As I lay on my sickbed feeling sorry for myself I began to reflect on my life and work in the light of the world we now live in with the volatile share market, rising cost of food , rising fuel costs, increasing interest rates etc. and my forced sabbatical allowed me to inspect not only how I spent my time but also how time could and how it is used could have an impact on my spending.
I hope you will enjoy this weeks reflective podcast and be influenced to ask yourself the question - How can I do things better and therefore reduce my expenses (Or increase my income?)
As usual any questions or comments, email me podcast@coacchchris.com.au
or to find out more about what we do look here
In this episode Chris shares over 30 tips on how to save in the area of:
- Household Items
- Food & Groceries
- Transport Costs
- Utility Savings
So that you can actually see your savings account growing for the things you really want to do - a family holiday for instance.
If you have any tips then please send them into podcast@coachchris.com.au
In this final episode on "Home Truths' Chris poses some thought provoking questions to hopefully get us to stop and ask some hard hitting questions. Don't just accept the cost of living as increasing and merrily carry on spending as if it will be OK -Instead take a fresh look at your income and expenditure and make the changes you need to make so that you do not incur debt - even if it means you have to do it tough for a while.
After all... "Everyone goes through tough time!"
For any questions or comments please email podcast@coachchris.com.au
or find out more about us here
The 4th in our series on home truths and Chris wants to let you know once and for all that being rich and getting rich will not make you happy. If you are not happy now then money will not change that - yes money can buy pleasure but pleasure does not last. Have a listen and please direct any questions or comments to me at podcast@coachchris.com.au
Or if you would like some more information about what we do - you can visit us here
In this 3rd episode on "Home Truths About Money" Chris explains the danger in allowing your money to dictate what you can and can't do. In her work as a financial coach she has experienced first hand how people who set their mind to do things actually mange to pull it off even if they are limited funds.
Chris and her husband have 5 children and they have also learned over the years that money should never set the boundaries and you really can achieve things far above your income if you put your mind to it.
As always send in your questions to podcast@coachchris.com.au or if you would like to get some help with your financial management then you can find out more about what we do here.
Have a wonderful week!!
The second podcast in our series and Chris talks about the importance of learning to leave some money aside every time you get paid to allow your savings to grow - a simple concept and how do we do that and is it really a benefit.
Chris answers this and more - please feel free to send us your comments or questions at podcast@coachchris.com.au and if you want to know more about what we do please contact us here
In this new series on home truths about money, Chris shares the importance of realising that good money management and good skills with money take time to perfect.
So many of our young people especially are falling prey to these "buy now pay later" schemes because they want the things that money can buy - believing that having things and being rich is the way to true happiness. Let me stop you right there - it won't! Yes it can buy you nice things but lasting happiness comes from within and building great financial health and money skills takes time and effort, learning and making mistakes and learning from those mistakes
Hope you enjoy this new series and please continue to send me emails about what you would like to hear more of on the podcast - podcast@coachchris.com.au
Or if you wish to find out more about financial coaching then contact us here
After listening to the government budget being handed down last week Chris decided it would be a great idea to look at how we could benefit from the extra money we may find in our pockets and asks the question,
“What if you decided to do something useful or clever with that money and make it work for you?”
Over the years she has discovered that those people who do well financially -
- Don't follow the crowd
- Educate themselves in the area of finance
- They know what they want from their money and know what they want to achieve
So join her today as she explores how just $420 invested in three different areas over time can be worth between $1,001 and $160K over time!!
Any questions or comments - email us podcast@coachchris.com.au
or visit us here
When it comes to family celebrations it can be costly especially if you leave everything to the last minute. In this episode Chris shares the benefit of planning ahead for celebrations and how to reduce costs by taking the focus off what you get to having fun and celebrating together.
This episode is filled with lots of ideas to make this a fun filled Easter without breaking the bank.
Any questions or comments please email us at podcast@coachchris.com.au
Or if you are interested in getting some education surrounding your money and how to manage it visit us here
Chris has been asked the question how do you get out of the cycle of borrowing before your next pay or continually using credit to live because your income is not enough.
In this episode Chris give 6 steps to changing your money behaviour and I am sure you will find this both engaging and informative - she also refers to some previous podcast episodes we recorded in May 2021 when Chris interviewed Lee-Anne - you can listen to the first of those episodes here
Any questions or comments please email us at podcast@coachchris.com.au
In celebration of International Women's Day I thought we would choose a topic that affects us all yet women seem to be considerably disadvantaged in this area. I am talking about super. It would seem, if statistics are to be our measure, that women retire on 26% less in their superfunds than men.
Well I think we need to do something about it - Hope you enjoy today's podcast and that you decide to do something proactive about the balance in your super.
Of course as always the statements made in this podcast are of a general nature and no financial advice is implied or given. For your own unique situation please talk to your own finance professional.
If you have any questions or comments please email me at podcast@coachchris.com.au
or visit the website here
In this episode Chris explores why you may have noticed that prices are rising for just your basic needs and what you can do about it. How can you find the extra money you need to afford these price rises?
For any questions or comments please email me at podcast@coachchris.com.au or for more information about coaching then visit us here
Chris takes the opportunity to speak with Amy who is a mortgage broker about what is happening with interest rates when it comes to home loans. A really good interview that opens up the conversation surrounding what should we be doing now in preparation for loans to increase. Is it the right thing to do to fix? or do we stay variable?
If you don't have a broker and would like to talk to Amy you can contact her here
and if you have questions or comments please email us at podcast@coachchis.com.au
Or find out more information here
In this episode Chris talks about the possible reasons behind a rate rise. We've been hearing it in the media and some of you may have noticed that your bank has already moved to increase interest rates.
Hopefully this will help you to understand what is possibly going to affect you and then we will continue this discussion next week when we talk about what we can do to prepare.
Any questions or concerns please email us at podcast@coachchris.com.au
It seems that more and more people are having overdrafts attached to their everyday bank account so that they do not have to "suffer the inconvenience of overdrawing their account or paying dishonour fees" as one bank promotion put it!!
I think it is more helpful to let people see the results of their overspending instead of giving them a facility that teaches them to overspend!!
A bit of a soapbox rant today, listeners - let me know your thoughts???
you can email me at podcast@coachchris.com.au
Or watch the video podcast here
That is also the place to send in your questions
Have a wonderful week!
One of the things I have noticed among some clients and general conversation is that people are feeling there is no reason to set goals or think too far ahead as life changes so quickly. I am a little saddened by this but I was out having coffee with friends this morning and was reminded of a principle that I developed quite a few years ago - take a listen to the podcast and hear about the "Hall Principle" - Hope it helps and if you have any questions or comments then please write to me at podcast@coachchris.com.au
or leave a comment on my You tube channel - where you can see visually the recording of my podcast - here's the link.
Often with the start of a new year our thoughts naturally turn to New beginnings and we hear of many people making New Years Resolutions - usually those resolutions are surrounding weight loss/ health and fitness etc - unfortunately New year resolutions have a bad name because more often than not January starts out full of hope only to have seen us fail by the beginning of February.
**So what I prefer to do is to set the standard for the New Year and I think it is a good idea to reflect on the last year and learn from it. Join me in the first podcast for the year where I look back at last year and see what we discovered were the two most important things to us and let's set the standard together for a great financial year!
If you prefer video you can watch this podcast on our You Tube Chanel As always if you have any questions or comments please email me at podcast@coachchris.com.au**
Chris gives an overview of 2021 and all that we spoke about and she did it live and on video - so if you want to see what goes on behind the scenes tune in via You Tube.
So many people to thank and especially you the listener - we managed to reach over 1500 downloads!!
Any questions or comments or ideas that you would like to see covered in 2021 then please contact us via podcast@coachchris.com.au or you can visit the website at
www.coachchris.com.au
Wishing you all a very happy Christmas and prosperous New Year!!
A bit of a lighthearted episode as Chris shares a helpful tip to stop those Christmas shopping frenzies when you leave things to last minute. Whether your life is too busy to do your Christmas shopping early or you suffer from disorganization - Chris's Virtual Shopping Tip will help you complete it in record time.
For any questions or comments please email us at podcast@coachchris.com.au
This episode came out of many people asking how they can do Christmas a little smarter because of their finances being impacted this year. Chris addresses the spending on the gifts, the food, the activities and even the decorations so that we can make this year less expensive whilst still maintaining the love and the care that is part of Christmas.
If you have got any questions or comments or if you have a money topic you would like us to address - please write to us at podcast@coachchris.com.au
With only 5 weeks to go I am sure you are noticing a strong presence of Christmas all around you! Join Coach Chris today as she talks about planning for what can be a very expensive time. Even if you've left it too late then use this year as research and be ready for next.
Find out how to plan and if you want to receive your Christmas Budget Planner just email us at podcast@coachchris.com.au
This is the final podcast in a 6 part series on the benefits of gathering your own personal financial team. In this episode Chris explains what she brings to the table as a financial coach and then wraps up the whole series.
Hope you have found this informative - it came from one of your questions - so if you have any other questions or comments please contact us at podcast@coachchris.com.au
If you would like to know more about financial coaching see this
This was such an informative episode and a must listen for everyone. Yes a lawyer should definitely be part of your financial team!
Listen in as Coach Chris interviews Elise and if you have any further questions please email us at podcast@coachchris.com.au as we will be answering those questions at our final in this series next week.
I am sure you will find this interview very informative. Chris speaks with Dean a financial planner who describes beautifully what is the real value in team.
"We need teachers, mentors, advisers, family and trusted friends who will challenge us and push us to do better....."
During the interview Dean mentioned a link and said, " It is important to make sure you get advice from a financial planner who is properly licensed and qualified. " Here is the link to help you find a planner
and if you are living in the Adelaide area and want to connect with Dean then you can find him here
The second person that we believe is a good fit for your financial team is an accountant.
In this interview Chris talks with Michael an accountant that she works with and finds out the value he brings to a financial team.
If you have any questions or comments please email us at podcast@coachchris.com.au
Michael is part of the Van Dyk Newbold Accounting and Business Advisory Practice in McLaren Vale - http://www.vandyknewbold.com.au/
In this first interview Chris talks with Amy, a mortgage broker who explains exactly what she does and the value of having a broker as part of your financial team
Any questions that you have please direct them to podcast@coachchris.com.au
and if you wish to connect with Amy here's her website
During a normal day in the life of a coach - Chris describes her witnessing first hand - the power of a team.
There is a wonderful quote that really describes the value of having a team,
"Teamwork is the fuel that allows common people to attain uncommon results"
An this incident really highlights that very thing.
When you have your own personal financial team - you get to look at a financial decision from every aspect so that you go into it with the best information you can get and out of that make a wise decision.
Hope you enjoy this introduction to a few weeks of interviews with those that you could have on your own personal finance team
Any questions that you would like answered over the next few weeks email us at podcast@coachchris.com.au
In this final episode in the series Chris talks to Bonnie a new business owner who has been severely affected by the lock downs and border restrictions. As a florist who works mainly in the florist and event business she has seen her income reduce majorly.
Listen in on what Bonnie has learned and the things she has been grateful for.
If you need help with your finances book in for a complimentary appointment with Chris and get fully equipped to survive any financial emergency.
This is an interview that really highlights the value of preparation. We never know when an emergency will strike but Brenton and Vanessa clearly show that if we plan for the possibility of an emergency then we can go into one with the backing of some spare funds and the knowledge and skills of how to navigate the uncertain.
Hope you enjoy it!
Remember we love to hear your questions and comments so email us at podcast@coachchris.com.au
and if you would like to find out more about our services have a look here
or if you would like a complimentary appointment - book here
In this episode Chris does an overview about what we have been hearing so far in all of the interviews that we have heard over the last few weeks.
We hope that you have been finding it inspiring and encouraging and you are learning lots.
Some of the quotes mentioned in the podcast are:
"A great attitude becomes a great life" - Unknown
"Intelligence is the ability to adapt to change" - Stephen Hawking
"The first step toward getting somewhere is to decide that you are not going to stay where you are" - Chauncey Depew
And here's the challenge - how can you take what you have been dealt and turn it around for your good?
Send your questions or comments to podcast@coachchris.com.au
In this third interview with people from within our community who have found themselves in the Covid Money Pit and survived, we speak to Julie a hairdresser who lives in South Australia.
Such a great conversation and as usual, Chris has come away feeling inspired and uplifted seeing that if we are willing to take stock and learn from life's experiences - we can rise above and come out better than we went in
Let us know if you have a covid money story - we would love to chat with you and you too could be interviewed on the podcast
Contact us at podcast@coachchris.com.au
Continuing our series on interviewing those in our community that have been affect by the disruption of Covid 19
In this interview, Chris speaks with Mark, a local business man who has not only survived this unstable time but is rising above it
If you have any questions or comments please email us at podcast@coachchris.com.au
This is the first in our series of interviews with everyday people who have faced the disruption of income and work and have found a way to rise above.
In this interview, Tracy, who lives in Melbourne, tells of how she and her family have been affected by the many lock downs in their area, their loss of income, jobs and how they have personally risen above and come out still thankful.
Tracy is an inspiration and there is much to learn from what she says - a true Covid Money Pit Survivor!!!
Have you noticed how Covid has impacted us! For many of us our lives have been restricted to staying home and we have lost many of the freedoms that we once enjoyed. Well after having her own holiday cancelled due to an unexpected lock down - Chris decided that it was about time she faced this Covid monster and find a way to climb out of the Covid Money Pit that we have been forced into.
This is an introduction to what you can expect from this new season.
If you want the opportunity to tell your story of how you have coped during this restricted season then email us at podcast@coachchris.com.au - we'd love to tell your story so that others can be inspired!!
After realising that retirement is moving closer than ever, Chris pondered the question of what she would teach her 20 year old self so that she was prepared for today.
If you've ever wondered how you can prepare for tomorrow, today - This podcast could well be the starting point for a successful financial journey.
We would love to hear your comments and the lessons you would teach your younger self concerning money email us at podcast@coachchris.com.au
In this episode Chris discusses the pitfalls of anticipating the annual tax refund and gives you some tips for avoiding that. Along with what to claim and what not to claim and the specifics of this financial year she also shares her dilemma of how long are we supposed to keep our tax records??
Some links from today's podcast:
Tax offsets
Working from Home
Enjoy! and if you have any questions send them into: podcast@coacchris.com.au
Many times a question comes in about what is normal,
"Where should I be?"
"How much should I have?"
"What should we be spending on...?"
In this episode Chris dives into the stages of an ideal financial journey whilst making sure you understand there is no such thing as normal because everyone's life is so different.
Be encouraged as she gives you some stepping stones and helps put your mind at ease during those busy and messy times in your life.
In "Your Questions Answered" - Chris takes an in depth look at some of your most asked questions. This particular question loses its power as people realise that everyone struggles with the limitation of money as our lives change and our families grow but there is hope when we change our thinking - listen as Chris shares how to change from questioning how others are affording it to understanding what is important to you.
Please send your questions to us - podcast@coachchirs.com.au
In this episode Chris takes a look at 4 areas where we so often will spend without thinking in an effort to :
- Be better
- Look better
- Have more
- Present well.
It was was sparked by something Chris read recently.
"Perhaps the greatest poverty is when we fail to realise what we have" - Lisa Bevere
Take a listen and if you find yourself asking the question "Do I have enough?" then let us know at podcast@coachchris.com.au
Chris has been noticing a trend among our young people and it has alarmed her. It seems that the easy come credit world that we live in has allowed our most vulnerable to fall prey to those buy now and pay later schemes.
In this episode Chris talks about how we can debt proof our kids now while we can.
In this final discussion with our guest, Lee-Anne, we really hone into the importance of preparation on our journey to change.
We hope you enjoy the helpful tips that are spoken about in this episode and if you want to have access to any of the materials that we speak out in this final episode on our behaviours surrounding money then please email us at podcast@coachchris.com.au and put "Matrix" in the subject line and we will get those resources out to you.
Also if you think you would benefit from a one off consultation - please don't hesitate to book here
And if you have any questions or topics concerning money that you would like to hear addressed on this podcast please drop us a line at podcast@coachchris.com.au
In the 2nd part in our series on "why do we behave the way we do? Chris continues the conversation with Lee-Anne and specifically why do we respond the way we do financially in times of stress or extreme pressure.
One of the greatest quotes that came out of it was,
"Thriving in the thought of a new way of doing things - knowing that you have the capability of thriving in a new situation and creating a new behaviour"
"Thrive in the thought of learning something new!"
Join us for another eye opening conversation that will help us to navigate difficult times in our money world
Join Chris as she interviews her guest regarding why we behave the way we do surrounding money.
Sometime we can feel disappointed with ourselves when we are trying to change and improve and then we slip back - in this episode you will discover why that happens and I am sure you will enjoy this easy to listen to interview.
Look out for some more upcoming enlightening interviews with Chris and Lee-Anne and if you want us to address any of your questions or concerns regarding money behaviour please email us at podcast@coachchris.com.au
This is the introduction to what will be a series on human behaviour surrounding money.
Spring boarding from our last few weeks talking about the money masks that we wear - a few people have asked - How did Chris come up with those masks? Well, after 17 years of money coaching - Chris has noticed a few behaviours surrounding money and so in this first part she introduces her reasons for commencing this conversation.
Chris invites you to be part of the conversation - so please send any questions to podcast@coachchris.com.au and she will ask those questions of her guest - someone who has been studying human behaviour over the last few years.
This will be the start of a fascinating series that you will not want to miss...
This mask is the most sinister of the masks. If you can picture it - it is a transparent mask revealing a face behind it with no expression. So it could be thought that you that you are being very open and honest but in actual fact you hide behind a blasé attitude and you often make others feel guilty around you.
For you to move forward and be the best version of you then money is something that must be faced - indifference is not a great attribute - this is what J.K. Rowling thinks of it,
"Indifference and neglect often do much more damage than outright dislike."
Let me know your thoughts and questions...
Any questions podcast@coachchris.com.au
This is the second mask in our trilogy and the most stressful mask that you can wear.
It may appear that all is well on the surface but if you are spending sleepless nights tossing and turning in bed or arguing with your spouse behind closed doors over money - then you could be wearing this mask...
Chris begins to unpack the details of each mask and today she focusses on the poverty mask :
- Who wears a poverty mask
- What does a poverty mask look like
- Why do we put on a poverty mask
- How to take it off
If you have any questions after listening to the podcast - Chris is available to chat - just email us at podcast@coachchris.com.au
In this episode Chris introduces this new topic regarding how we represent ourselves when it comes to our money world.
Take a listen and see if you are masking the real you!!
In this the final part in our series on investing we are discussing cryptocurrency.
This reasonably new form of investing has created quite a bit of interest over recent months and is once again gaining traction as the value of this digital currency soars.
This is a very basic introduction to this type of investing and Chris explains the very basics of blockchain and the different coin offerings.
This episode and indeed this whole series is not to be considered as financial advice but rather information and education concerning this topic. it should not be seen as Chris advising the purchase of any form of investment but rather encouraging you to learn more about investment and to speak to your own personal financial adviser to see if this investment is right for you.
For any questions please direct them to podcast@coachchris.com.au
In this episode, Chris explains the basics of investing in shares. A very simple start with the explanation of some of the terms that you might hear along the way. How to get started, where to start and where to find information.
Please understand that this podcast is for information and education only and gives no financial advice and does not tell you what you should be investing in - for financial advice please talk to your own financial adviser.
In part 2 of this series on investing, Chris explains the basics of investing in property. She explains, very simply, the terms you have probably heard about but don't fully understand and gives you some education to help you on your journey into property investment - if indeed that is something you are interested in.
Please note that this podcast is for education purposes only and no investment advice is implied or given - Please speak to your financial adviser for any investment advice.
If you do have questions after listening to this podcast please email us at podcast@coachchris.com.au
In this episode, Chris takes you through the basics of investing. She will begin a series on basic investment and in easy to understand language she will show you what financial position you need to be in to make a start.
It is important that you don't invest just because everyone else seems to be doing so and you certainly need to be able to understand what you are investing in
So take a listen and see if you are ready to start investing
Thanks for your questions and this episode is in response to one of them, "What are some easy ways to earn extra cash?" Thanks DK from Adelaide!! Hope this episode answers your question.
In this episode Chris goes through "grades" of easiness -
- Easiest
- Takes a little more effort
- interesting phenomenon to get you thinking - tried and tested and it does work!!
The link I promised is here
Hope you find it useful and keep those questions coming - send them into podcast@coachchris.com.au
If you have ever found yourself feeling sleepy or your eyes glazing over when you are speaking to a financial expert then this podcast is for you. This episode came about after speaking with a lady who had just been to see a financial planner and she exclaimed that really "He had lost me at hello!"
Don't let a lack of financial education or the understanding of financial lingo stop you from moving forward financially. In this episode Chris explains how to go prepared to speak to a planner or a banker and come away knowing what they just said.
Any questions please email me podcast@coachchris.cim.au
If you have considered taking out one of these quick loans that seem to need hardly any credentials to take them out and get approved so fast that you haven't got time to blink - then please stop and reconsider. You will pay big time both in interest and fees - surely there is a better way
In this episode, Chris tries to explain what is really involved with taking out one of these loans and hopefully encourages you to find another way.
Chris also addresses the fact that many people have got themselves into a mess with their debt and their creditors are mounting up and she talks frankly about how to talk to creditors and what's involved .
So take a listen and if you do have any questions please write to us at
podcast@coachchris.com.au or contact us here
Other links you may find useful - talking with creditors
Have you consolidated or are you considering consolidating your debt - rolling all of your debts into one "easy" payment - if so this podcast is for you. Done the wrong way it can be an extremely costly exercise - Take a listen, in her "easy to listen to voice" Chris explains the full impact of consolidating debt and gives you alternatives that will see you spending a lot less in the long run.
Chris loves to hear your comments and questions - podcast@coachchris.com.au
How is it that you see some people really making head way with their goals whilst you flounder on the side lines and not get anywhere. In this episode Chris gives you pointers to make your dreams become a reality.
If you have a goal, financial or otherwise that you really want to achieve - then you will enjoy this weeks podcast.
Remember any questions or comments email:
podcast@coachchris.com.au
Coach Chris launches her first episode for the New Year and is encouraging each one of us to choose to do well financially this year. You may think that financial reliance is upon the size of your pay packet - but it really isn't. Any kind of success is solely reliant on you first making a decision - chosing to be succesful.
Hopefully this episode gets you thinking.
For any questions or comments please email us at podcast@coachchris.com.au
Based on the quote, "Tradition is a guide not a jailer" - Christmas usually carries with it so many traditions that we blindly follow ever year - sometimes to our own detriment - In this episode Chris takes a look at how Christmas may be quite different for some as a result of the impact of Covid this year and also how important it is to question traditions to see how they could be hurting you rather than building you.
Regarding the link Chris mentioned in the podcast about Carol's online - here it is https://edgechur.ch/cah
This will be the last podcast for 2020 - so we just wanted to say thank you to everyone who tuned in. We wish you a happy Christmas and big hopes for 2021!!
In this episode Chris talks about giving in this Christmas season. It seems to be a little different this year - with more people very focused on how they help others. How do you know where to give or who to give to.
Listen as Chris finds new and different avenues of giving and would love to hear how you and your family find they can give during this season
If you suspended your mortgage repayments during Covid 19 due to reduced hours at work or losing your job entirely then you may want to listen to this. I have noticed that a few of my clients have had some unusual things happen that has left them stressed and uncertain because of either not fully understanding the consequences of suspending their mortgages or because the bank have changed their mortgage in some way after the suspension.
In this episode, Chris opens up the mystery of superannuation and explains it simply and plainly so everyone can understand.
Be honest - how many of you do not understand super? While we're being honest - How many of you actually don't even know the name of your super fund or how many super funds you actually have?
Don't worry you are not alone! In this episode Chris wants to bring you up to speed with your super so that you can start to understand it and hopefully become actively involved in it. After all it is YOUR money!!
In this final part to the series "Building Your Financial House" Chris talks about what it means to "put the roof on"
Having peace of mind concerning money and finances is mostly the reason people give her a call and organise an online appointment because so many people are lying awake at night unable to sleep because they are worrying about money. We can't fully control our lives or what happens to us but we can be as prepared as possible and that is what makes for a good nights sleep and a strong financial future.
Hope you enjoy this final part and if you have any questions please email us at podcast @coachchris.com.au
For a free consultation book here https://www.coachchris.com.au/book-online
In this second part of the series "Building Your financial House" Chris talks about the importance of looking a the areas of superannuation, investing, debt reduction, asset protection and the list goes on. In fact this area can often feel overwhelming and lots of work which is why many people don't take the time to action this important part of building their financial house.
Join Chris as she set things out plainly and where things need a little more in depth explanation she promise future podcasts dedicated to those topics.
As usual if you have any questions concerning what you hear please email us on podcast@coachchris.com.au
Today we begin a series. Chris often talks about building your financial house and so in this episode she starts with the foundation to that strong financial house. Describing what is involved with building a strong foundation and the fact that we have control over that.
If after listening to this podcast you have some questions that you would like Chris to address then please email podcast@coachchris.com.au
Next week..... Part 2 Understanding Super and Building your financial education
To be honest it may feel like this year has been way too crazy to think about Christmas just yet but with only 8 weeks to go this is the most ideal time to think about it because it gives you 8 weeks to plan - unless of course you are one of those amazing "Christmas Clubbers" who have been diligently putting money away every pay since the beginning of the year!
In this episode Chris helps you navigate what can be a very expensive and stressful time of the year and she gives some much needed help for many who may be finding they don't have as much disposable income this year as they would normally have.
So have a listen and as usual if you have any questions or comments - please email us at podcast@coachchris.com.au
We hear people talking about paying their debt down sooner than the bank requires but do those extra payments really make a difference? In this episode Chris looks at actual facts and figures and shows you the impact any extra payments can have on the size of your debt and the term.
If you have any questions please send them into podcast@coachchris.com.au
Let's be honest - sometimes things go wrong don't they. In this episode Chris takes a look at what we need to do when that happens. Don't just throw your hands in the air and say its hopeless - dust yourself off, take a good hard look at what actually happened and get right back onto your financial journey. It is just that - a journey and like any journey sometimes we take detours that we never intended to. So be encouraged as you listen to this weeks podcast - you can do it!!!
For any questions or concerns please email us at podcast@coachchris.com.au
When you have to purchase an item in an emergency - the question often arises - shall we save or take out a loan and so in this episode, Chris explores the differences and some of the challenges that can arise when you take out a loan based on the circumstances you find yourself in today - without considering the risks you may face in the future.
For any questions or comments please email Chris on podcast@coachchris.com.au
In this episode Chris talks about the importance of saving and the fact that the ability to do so underpins everything if you want to get ahead financially.
She shares with you how to start saving and see your savings goals become a reality. From her wealth of experience working with her coaching clients, Chris can help you to see this messy part of your money world gain both order and direction.
Any questions - Chris would love to hear them. Email her podcast@coachchris.com.au
Did you notice a quote at the end of last weeks podcast? Well this week, Chris explains the meaning behind that quote and she also explains why it is important to face the "it's all too hard" parts of your life and resist the temptation to bury your head in the sand.
We have all had dreams and goals that we once longed for but somewhere along the way life has got in the way. This episode will encourage you to try again. To face the situation you are in and make a decision to change it.
Again if you have any questions or comments please direct them to podcast@coachchris.com.au - Chris welcomes your input and would love to hear from you.
The only way you can move forward with your money and see yourself achieving your money goals is to stop allowing money to control you. In this episode Chris dives into what it looks like when money controls you and how to get out from under that control so that you can start to move towards the financial future that you want for yourself.
In this episode Chris takes a good look at how to teach our kids about money when they never really see cash anymore.
Are you one of those people who put money into their savings account fully knowing that you will draw it out again before your next pay day? I call that “Bungy Cord Savings” and in this episode I give you ten tips to stop you falling prey to that nasty habit.
Are you heading down the same financial road you always do or are you ready to see some changes. In this episode Coach Chris encourages us to use this New Financial Year to start making some changes that will move us towards a healthier financial future.
In this episode we will be doing an introduction to savings and discussing why this is so important. We will be talking about setting savings goals. So have a listen and get started on building this vital foundation
It seems to me that women are feeling unprepared when it comes to finances . Whether they have been out of the workforce for a while looking after their family or whether they suddenly find themselves alone due to divorce, it is important that women educate themselves regarding their money and what it costs to live.
In this episode Chris explains the process you need to go through in order to understand the why ,what and wherefore of investing. Don’t invest in something just because your friends are. Invest because it is the best thing for you.
How to attack your debt so that you see the results you want . Includes a FREE worksheet on application to podcast@coachchris.com.au
Coach Chris takes an in-depth look at some things she has found were wasting money and hopes to inspire you to look at your own spending
This episode covers a very basic overview of how to write a budget. I will often be heard saying that budgets don’t work and that is because many people write down what should happen and fail to record what actually happens. Hopefully this episode gives you some great tips to help you be successful in this area.
Coach Chris introduces the new podcast and then talks in detail about how to get rid of an never have a Christmas credit card again.