The elements podcast is about money. How to make it, spend it, borrow it, save it, and keep it safe. In each podcast we'll talk about real world issues affecting young people and money.
We've dug into the past year's podcasts to come up with our top five favorite money tips. Listen for the best ways to save, spend and protect your money.
If you plan to go to college but need financial aid, this episode is for you. We cover what you need to know about completing the Free Application For Student Aid (FAFSA).
Scams and frauds are always changing and evolving. In this episode, we'll talk about the new scams that are hitting young people, and what you can do to protect yourself... and your money!
How far would you go to save a few bucks? In today's episode we explore the quirky side of saving money.
Being financially smart is more than just saving money. It's about understanding basic life skills and how they can help you navigate your relationship with money.
How can credit unions help you prepare for a zombie apocalypse? We asked students across the country. Hear what they had to say.
What's the difference between being cheap and having a smart saving strategy? In this episode, we talk about why sometimes going the cheap route isn't always the smartest way to save.
In this episode, we uncover the different ways stores try to get you to spend money once you walk through their doors.
What's the value of your hard-earned dollars? There are many ways to determine that. We cover them all in this episode.
Getting ready to buy a car? Before you sign on the dotted line, be sure to check out this podcast with ways to save on a car loan.
In this month's episode, we'll show you how to get the most bang for your college buck. With just a little planning and research, you can potentially save big bucks on future college expenses.
It's the end-of-year list of our favorite money tips from the past 12 months. Join Allison as she recaps her favorite episodes from 2014.
Does it sometimes feel like you're the only one in your group of friends who never has money? You're not alone. Many people feel the same way. In this episode, Allison talks about how you can handle peer pressure to spend money your don't have, or simply don't want to spend.
Paying for your first car is just the beginning. In this episode, we explore how much it really costs to keep your car moving.
Looking for a way to stop impulse purchases? In this episode, Allison provides tips to help you walk away from impulse buys.
A positive credit history can open up financial doors. In this episode, we explore three tips to help young consumers start building their credit history the right way.
We asked students across the country, how are credit unions like superheroes? We received more than 150 responses via Twitter. Allison shares a few of our favorites in this episode.
Anyone can have money problems, even millionaire celebrities. In this episode, we share stories about some of the world's biggest celebrities who made and lost millions.
From Justin Bieber to Lil Wayne, celebrities are getting into financial product endorsements. But is a celebrity-endorsed debit card a good idea? Find out in this episode.
Ready to launch a new business? Money’s definitely going to play a part. Here’s the info young people need to know when getting a new company off the ground.
It's tax season and if you worked last year, you may have to file with the IRS. Yes, even if you're under 18! Not sure what to do next? Give this episode a listen.
In this edition of the Elements Podcast, we look at the many ways your favorite stores used sneaky tricks to get you to spend more money.
It's that time of the year again. Holiday shoppers are lining about with cash in hand. In this episode, we explore things you can do to prepare for holiday shopping.
For young people, it's never too early to start thinking about for your credit history. In this podcast, we uncover the biggest credit tips important to young consumers.
From Lady Gaga to Selena Gomez… get a behind-the-scenes peek at the lifestyles of the rich and frugal. We pick our favorite money-saving celebrities and share their tips for being financially smart.
Volunteering your time offers many personal rewards, including helping you save money. Here's how!
Think you deserve more money at work? So do we! Here are some tips to help you ask for a raise.
Tired of the same 'ol money saving advice and tips? We bring a different spin to saving money with some some unique ways to save and keep cash in your wallet.
It doesn't matter whether you plan to vacation near by or at some exotic location, one this remains the same—you need to watch your money. We'll give you tips on how to save money next time you hit the road.
In this podcast, we talk about the different things you should do if you find yourself in a load of financial trouble.
Not all budgets are created equal. In this podcast, we explore your budget through different time frames: daily, weekly, monthly and beyond!
Want to know the smart way to shop? Learn the three C's of spending. With just three easy tips, you'll be on your way to saving at the cash register (and shopping cart) every time.
Not all scholarships are created equal, especially when The Elements of Money team is helping you find them. We uncover strange, but valuable, scholarships from around the U.S.
It's time once again for our year-end round up of our favorite money tips of the past year.
Do you know how much your spend every time you use an item? Whether it's a shirt, video game, shoes or sports gear, everything you use everyday costs money. In this issue, we'll help you figure out your Cost Per Use and get the most bang for your buck.
Like throwing parties but don't like the expense? Here's our guide for throwing a party without throwing away money. We cover it all: locations, food, and entertainment ideas on the cheap!
Don't get spooked with the rising cost of Halloween costumes. Nikki and Jenny share their not-so-scary tips for dressing up without spending too much cash.
Joining a club or playing for a sports team can get expensive. A cheaper alternative is to do-it-yourself. In this podcast, learn how to build your own community and saving money while doing it.
Going to the gym and buying sports equipment can sometimes get expensive. Nikki and Jenny explore cheap alternatives to staying active.
Finding a Summer job isn't always easy. One good solution is to create your own. In this podcast, we give you hints and tips for making cash during the summer months.
What's an easy way to make money? Use what you already have! Whether you want to recycle for cash, or upcycle and sell stuff online, we have the hints and tips you'll need.
What's an easy way to make money? Use what you already have! Whether you want to recycle for cash, or upcycle and sell stuff online, we have the hints and tips you'll need.
You don’t need to be rich to donate to a charity. In this episode, Nikki and Jenny uncover the basics of giving to a charity.
In this podcast, Nikki and Jenny give you tips for preparing for college expenses. Whether you're a few months or a few years away from college, this podcast is a must-listen.
In this podcast, Nikki and Jenny discuss the mistakes people make when carrying a department store credit card.
In this special spooky episode, Nikki and Jenny share their favorite scary money stories. From people getting ripped off to online scams, this podcast will surely have you quaking in your boots.
When it comes to protecting your money online, your best line of defense is a solid password. In this podcast, Nikki and Jenny discuss what you can do to create the perfect password.
Nikki and Jenny give their tips for shopping for back-to-school clothes ... without draining your wallet.
In this podcast, Nikki and Jenny talk about things you can do to protect your online accounts and your money from hackers.
Check out this podcast before you buy your next movie ticket or bag of popcorn. Nikki and Jenny share their tips for helping you save money at the movie theater.
Planning a yard sale? Check out Jenny and Nikki's tips to help make your yard sale fun ... and a success!
Young credit union members from across the country tweet what it means to them to be a credit union member.
Learn the tricks advertisers use to get people to spend money. From celebrity endorsements to "extreme" soft drinks , Nikki and Jenny cover the most popular types of commercials.
In this episode, Nikki and Jenny uncover the top three features to look for when choosing a credit card.
Check out this month's podcast as Jenny and Nikki share their favorite tips for finding stuff for free.
Nikki and Jenny show you how a little bit of planning can help you make your holiday shopping green, while saving some green.
From garage bands to marching bands and everything in-between, Nikki and Jenny show you how to learn how to play a musical instrument ... without spending a fortune.
When it comes to money, it's easy to make a mistake. Hear the three biggest mistakes young people make when it comes to money, and learn what you can do to avoid them.
Jenny and Nikki tackle the world of movie downloads, digital rentals and old-fashioned DVD shopping. We review the most popular options for watching and renting movies in the digital age.
Jenny and Nikki dive deep into the world of savings accounts. From regular savings to retirements accounts, we look at the many different savings options available to you.
Nikki and Jenny outline a few simple steps for helping you save for the future using financial goals.
With the costs of a college education rising, you may be looking for ways to pay. In this episode, Nikki and Jenny share their ideas to help you find college funding.
Why should you choose a credit union versus a bank? Nikki and Jenny explain the differences that could have a huge impact on your wallet and financial life!
If you're under 18 and looking for a part-time job, you may find that all the traditional "teen" jobs are being filled by adults. Now what? Nikki and Jenny have a few ideas for finding the perfect job in today's challenging job market.
From saving money for concerts to spending less on movies, Nikki and Jenny share the best money-saving tips from the past year.
From exercise equipment and eating healthy, to skin care products and more, Jenny and Nikki discuss different ways to stay fit without breaking your budget.
It's easy to get caught up in the latest and greatest electronic devices. From iPods and iPhones, to PS3s and more, Jenny and Nikki give you tips for saving money on your favorite gadgets.
Who can young adults trust when it comes to their money? In this episode, Jenny and Nikki rate different types of financial options available to young people.
Whether you’re a musician in a band, or simply a fan who loves listening to music and going to concerts, we have tips to help you save money.
In this episode, Jenny and Nikki talk about things young people can do to start building a positive credit history.
Do you know the difference between Needs and Wants? In this episode, Nikki and Jenny help you determine what you really need to get by in today's economy.
Meet Nikki and Jenny, the new hosts of The Elements of Money podcast. In today's episode, we beat back the recession with tips on how to make your money go farther. From going to the movies to shopping for sales, these tips prove that economy doesn't have to get you down.
Whether you're an Olympic-bound athlete or just play sports for fun, we have a way for you to save money on equipment, lessons and even transportation. Catie and Joey talk about typical sports expenses, and ways to make playing affordable. Also in this episode: three organizations that can help young entrepreneurs.
In this episode, Catie and Joey talk about everything you need to know about checking accounts, including how to avoid bounced checks and fees. Also in this episode: great business ideas for young entrepreneurs.
From lowering your cell phone bill to spending less money on entertainment, Catie and Joey discuss their favorite money tips from the past year.
Buying a car is a big purchase. One way to make it more affordable is to drive a previously owned car. In this episode, Catie and Joey discuss the pros and cons of buying a used car. Also in this episode: putting together a college expense checklist.
The deadline to submit college applications is right around the corner. But don't worry - help is on the way. In this episode, Catie and Joey help make sense of the entire college application process. Tune in and take the stress out of applying for college.
How do you build a credit history from scratch? Catie and Joey talk about simple things young people can do today to get approved for a loan in the future. Also in this episode: College loans.
From resume and interview tips, to fashion hints and Facebook "no-nos", Catie and Joey show you how to crack into today's tough job market. Don't miss this podcast filled with tips, hints and recommendations to help you land that dream job. Also in this episode: Applying for financial aid.
Is a free tote bag really worth applying for a 19.8% APR credit card? No way! In this episode, Catie and Joey talk about the pros and cons of applying for and carrying a credit card. Don't get stuck owing a big credit card company thousands of dollars. Listen to this podcast and learn the truth about those slick giveaways. Also in this episode: Paying for last-minute college expense.
Four dollars for a gallon of gas? Ten dollars for a movie ticket? If summer expenses have you counting your pennies, look no further. In this podcast, Catie and Joey feel your financial pain and offer their suggestions for things to do during the summer months that won't leave you broke. Also in this episode: Getting the most out of extracurricular activities.
$90 Juicy Couture Doggy Bag? Not here! Catie and Joey talk about the many different ways to take care of your pet without going broke. Also in this episode: unique college scholarships. We cover everything from free money for duct tape prom dresses to vegetarian scholarships.
It's April Fool's, so Catie and Joey are talking about foolish things people do with their money. From throwing money away on video late fees, to literally having rats eat your money, this episode is a funny and entertaining look at financial foolishness. Also in this episode: getting ready for college.
Do you have a part-time job and aren't sure if you have to file a tax return? Paying taxes isn't just for adults. Listen to this podcast for information important for workers under 18 years old (or any age for that matter). It doesn't matter if you have a part-time job at the mall, mow lawns or babysit, if you worked in 2007, this episode is for you ... so listen up! Also in this episode: ways to avoid scholarship scams.
Worried about all this talk about a recession? It's never too late to start saving money. Catie and Joey talk about different ways you can trim your expenses and be prepared for anything. Also in this episode: Places to look for scholarships.
Is your cell phone bill getting out of control? We have a few tips to help you save some money.
Want to learn how to get your holiday shopping done without spending a fortune? Joey and Catie talk about different ways to show you care and still have money left over. Also in this episode: outsmarting identity thieves during the holidays.
Do you know how much money it REALLY cost to drive a car? From car insurance to oil changes, we'll talk about all the different cost associated with owning a car. Joey and Catie will also share their tips for staying safe while sharing files via P2P.
Bigfoot, the Loch Ness Monster and ... money? In this podcast we'll separate fact from fiction when it comes to urban legends about money. Joey and Catie also talk about ways to avoid getting ripped off in Second Life.
Summer is just about over and it's time to start thinking about back-to-school expenses like books and clothes. Learn how to make the most of your money before school starts. Joey and Catie also talk about ways to protect your identity.
If you're planning a trip this summer, there are steps you can take to make sure you don’t get ripped off while you're away from home. Joey and Catie also talk about ways to avoid email scams.
Looking for things to do this Summer but don't want to spend too much money? Yes, it's possible to have a good time on a limited budget. From movies to baseball games, Catie and Joey share some of their favorite ideas.
Summer is almost here, and so are summer job opportunities. In this episode, Joey and Catie talk about job interview tips — and funny interview bloopers. Learn how to put your best foot forward to get the perfect job.
Think you spend too much money? Do you find that you're paycheck (or allowance) seems to disappear the moment you get it? Listen as Joey and Catie talk about easy things you can do everyday to save money. They'll also talk about ways to keep your identity safe when using a wireless connection at public hot spots.