Johnson Brunetti Money Wisdom: Recent Episodes
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Listen to Johnson Brunetti Money Wisdom with Joel Johnson, Connecticut’s highly acclaimed retirement and investment specialist, and Certified Financial Planner®. Gain true financial wisdom and advice aimed at educating you about all of your financial options when it comes to retirement so you can make the best decisions for you and your family. Get information and education that can bring you peace of mind with your savings and retirement. Whether it’s your 401k account, IRA, or an underperforming asset, Joel Johnson can answer your questions and make you more aware of issues that may affect you.
Life can have its awkward moments, especially when money enters the equation. Eric explains how he's helped clients navigate various awkward situations that he's encountered over the years.
If you have a 401k but don't spend much time thinking about it, Eric is here to highlight what you should be thinking about. Or if you do think about it a lot...are you thinking about it in the right way?
Clients (or soon to be clients) all seem to be concerned about a handful of the same issues right now. Eric tackles some of these common concerns and questions that we're hearing several times a week.
In honor of this year's NFL draft, we're hosting a financial draft, with Eric serving as the GM of the retirement planning team. Which tools and strategies should be considered a first round pick, what should go in a later round, and what shouldn't be drafted at all?
Different types of clients come with all sorts of varying questions, concerns, and stories. Eric talks about the many different types of conversations that unfold with different types of people.
What can we learn about retirement planning from the great Steve Martin? Well, probably more than you think...
It's time for some spring cleaning, and if you've ever cleaned out a closet, you actually have some good experience to draw from when it comes to getting your financial life organized. Eric explains what we can learn about financial planning from a closet reorganization.
Description: You've probably heard that "the customer is always right." Well, in financial planning, that's often not true at all...sometimes with catastrophic results.
Did you learn anything from the way the market behaved in 2022? If so, good for you! If not, learn how to be prepared for the next market crash, whenever it comes.
It's been a turbulent 12 months in the stock market. Eric explores the different mindsets that people can gravitate toward when they see their account balances bouncing up and down.
How can you invest like a genius? Eric explores some characteristics of highly intelligent people and explains how you can apply those principles to your financial life.
2022 is in the rear view mirror, and it was quite an eventful year from a financial perspective. Eric reviews the highs and lows of last year, and helps you with your new year checklist to make sure all of your finances are in order as we look ahead to 2023.
Some things in the financial world are incredibly overrated. Other things are underrated. And you might not guess which things fall in each category
You might have some complaints about your financial advisor. But are those complaints legitimate, or are the things you complain about really just the nature of investing?
There's a good chance that Congress will pass the "SECURE Act 2.0" this year. What does that mean for you and what elements of this new retirement law should you be paying attention to?
Some people put off going to the doctor for the same reason that they put off going to see a financial advisor. Joel talks about those reasons for procrastination and how to overcome them.
Everywhere you turn, it seems that people are concerned about inflation. Joel explains how to approach that issue in your financial planning.
Joel discusses Joe Biden's proposed changes to the tax code, how likely it is that these proposals will be made into law, and how you should prepare for these potential changes.
It's a hot housing market out there. Joel talks you through how you should handle your home buying and selling decisions in the context of your overall financial plan.
Joel discusses the estate planning process "from the inside" after the recent death of his father. What did he learn and would he do anything differently next time?
Joel shares a portion of his interview with David Lehman, Commissioner of the Connecticut Department of Economic and Community Development, as well as a few pointers from the 10-step Layoff Survival Guide.
Are you prepared for retirement planning in the current financial environment or are you mentally stuck in a financial landscape that no longer exists? Joel explains how retiring is different now and how you can be prepared.
Some things in life don't make sense. And some of those things that don't make sense could be the financial decisions that you're making. Joel breaks down a few nonsensical things that people do often.
It's easy to procrastinate when it comes to financial planning, but sometimes life throws situations at you that force you to make financial decisions quickly. Joel tells you what you need to know when you suddenly find yourself with a sense of urgency.
The Biden administration hasn't wasted any time with executive orders and policy changes. Joel discusses how these changes could affect your financial plan and what you should be focused on.
It's story time with Joel this week. What's the messiest financial situation he's had to help a client navigate? What's the biggest financial mistake he's made in his own life? What's the luckiest he's ever seen someone get financially?
There are many questions that we just don't know the answer to. When will the next market crash happen? What will happen to tax rates in the future? How long are you going to live? Joel explains how to construct a financial plan when so many variables are unknown.
There are financial moves that could be made anytime, and the beginning of the year is as good a time as any. There are other moves that should be made at the beginning of the year, not some other time. Joel gives us a few of those moves to make in 2021.
Maybe you'd had the best of intentions to get your financial life in order last year, but all of the drama of 2020 got in the way. Joel explains how to make 2021 the year of no excuses when it comes to getting organized financially.
What do you want to get in your financial stocking this Christmas? Joel breaks down which financial gifts would be good ones, and which ones should be given to the naughty boys and girls.
With the end of a very bizarre year quickly approaching, Joel unveils the financial moves you need to make before 2021 arrives.
Joel talks about living the dream in retirement...which of course has to start with deciding what the dream is in the first place.
Now that we have a (somewhat) clearer picture of what our government will look like in 2021, Joel discusses how you can expect that to affect your investments.
Joey: Roulette is a game of pure luck. Chess is a game of pure skill. Poker falls somewhere in between. Joel breaks down several different financial strategies and decides if they're more comparable to roulette, chess, or poker.
Joel breaks down the most interesting stats found in Vanguard's recent "How America Saves" report.
Sometimes life can give you some awkward and uncomfortable moments, and it's no different when you're a financial advisor. Joel explains how he helps people navigate the awkward moments in their financial lives
Joel describes how financial planning is different for people in different professions. How do teachers, doctors, engineers, and small business owners all view their investments differently?
Anxiety is at an all-time high for some people, and sometimes that spills over into their financial decisions. Joel coaches you on approaching your money moves with a calmer, more rational mindset.
Now that fall is officially upon us, it's a great time to recap some of the most notable economic and financial news tidbits from the summer. Joel catches you up on anything you might have missed.
Joel shares a few crucial rules that you should be sure not to break when it comes to your financial plans.
Following conventional wisdom can sometimes be exactly the right move for you. Other times, conventional wisdom might be the opposite of what you need. Joel discusses a few pearls of conventional wisdom in the financial realm and how you should apply that wisdom to your own life.
Sometimes people make excuses for spending money by saying that they're "making an investment." Joel breaks down several purchases by identifying if they're actually an investment or if that's just an excuse.
Like Moses descending from the mountain with two stone tablets, Joel unveils his Financial Commandments that should be written on stone tablets in your financial plan.
The world looks a lot different than it did just a few short months ago, but that doesn't mean that your previous investment strategies should just be thrown out the window. Joel discusses his retirement planning philosophies that have remained constant in spite of the changing financial landscape.
How should you digest the most recent unemployment numbers and what can we anticipate from our economy moving forward?
Some businesses are obviously struggling right now, but others are thriving. How can you tell which is which, and how should that affect your investment decisions?
Ben Franklin was always full of wisdom, and believe it or not, he had a few pearls of wisdom that we can apply to the current financial environment.
You've probably heard people in the media mention these different types of economic recoveries: V-shaped, U-shaped, W-shaped, and even hockey stick-shaped. But what do they all mean? Joel explains what they are and how they affect your financial plans.
Joel reviews all of the current COVID-19 stimulus packages, tax breaks, and loan options. There's something for everyone--business owners, employees (still working or temporarily unemployed), and folks over the age of 70 or under the age of 59 1/2.
What's in the bill? You probably haven't had a chance to read the hundreds of pages that make up the coronavirus relief bill recently passed by Congress but Joel is here to break down the most important elements that you should know about.
In light of the recent market volatility, it can helpful to reflect back on some of the most notable market crashes of all time. Joel takes a stroll through the Market Crash Hall of Fame to provide some perspective to the recent downturn.
What kind of biases do you have that affect your investment decisions? You wouldn't believe all of the different ways that bias can affect your choices without you even realizing it.
Have you ever considered how your upbringing affects the way you think about wealth and finances? Joel explains how the way you were raised can have a profound impact on your money as an adult.
There are things in the financial world that are overrated and get more attention than they should. There are other things that are underrated and don't get nearly enough love. Joel explains which things fall into each category.
Is it possible that you can find nuggets of financial wisdom hidden inside fortune cookies? You bet.
Is this real or not? We gave Joel a few different financial scenarios and asked him to explain if situations like that actually occur in real life or if they're just dramatized scenarios that we see on TV.
As we approach Halloween, Joel discusses a few items from the financial world and lets us know if each item is a "trick" or a "treat."
The phrase "Financial Security" can mean completely different things to different people. Joel discusses what financial security might look like depending on your perspective
If you have a life insurance policy of any kind, make sure that you aren't making any of these FOUR critical mistakes that could prevent your life insurance from paying out to your family in the event of your untimely passing.
Business owners have some specific challenges when it comes to retirement planning. Joel explains some of the factors you need to consider if run your own business. And with primary season heating up and another presidential election that will be here before you know it--should you be voting a certain way to help your own pocketbook?
Conventional wisdom isn't always so wise. In fact, sometimes it's downright wrong. Joel explains how to determine whether or not you should apply conventional wisdom to your own personal financial situation.
Retirement planning is less about picking investments and more about problem solving. Joel discusses some common retirement problems that people need to solved and how to find the solutions.
What are some things you can't trust? Gas station sushi is one thing. Nigerian princes trying to share their fortune with you via email is another thing. But what are the things in the financial world that you need to view with a skeptical eye?
Are your expectations out of whack when it comes to your retirement planning? Joel shares some common areas where people aren't always realistic about their finances.
Some aspects of your financial life are completely out of your control, but other parts are completely within your control. Learn how to take control of the things you can and stop worrying about the things you can't.
Joel weighs in on whether certain financial products and strategies are overrated or underrated... and just for entertainment purposes, we make him rate a few items outside of the financial realm.
Not seeing eye to eye with your spouse on financial planning matters? You're not the first! Joel discusses how to navigate some of those tricky issues.
How do your children and grandchildren factor into your retirement planning? Joel discusses how to create a legacy for future generations without sacrificing your own lifestyle in retirement
A discussion of bad financial decisions, and the excuses that you make to try and justify them.
Joel discusses some of the apocalyptic predictions that you've probably heard in the news-- Social Security is going broke, the national debt is going to crush us, the stock market is going to crater, etc... Are these concerns legit, or much ado about nothing?
If you're interviewing a financial advisor to evaluate whether or not you want to work with them, what questions should you be asking? It's probably a different set of questions than what you'd get from a google search on the matter...
Joel Johnson investigates the questions you should be asking about your retirement... but probably aren't.
Special Guest Andy Friedman of the Washington Update joins us to explain what to expect from Congress this year and how it might affect your finances.
Not seeing eye-to-eye with your spouse when it comes to financial planning and retirement? Joel discusses how to get yourselves on the same page.
Everybody loves the phrase "financial independence." But...independent from what? Joel discusses what financial independence really is, and how to achieve it.
The new year is always a good time to assess your bad habits and evaluate ways that you can improve yourself. What about your financial bad habits? Do you have behaviors related to your money that you need to change?
We've found that a lot of people are constantly moving the goalposts when it comes to their retirement planning, often to their own detriment. Are you guilty of constantly changing your goals or your philosophy without even realizing it?
The end of the year will be here before you know it. What are the crucial financial steps that you need to take before we usher in 2019?
If you don't have an income plan, you don't really have a retirement plan. But the sad truth is that ALMOST NOBODY actually has an income plan. Joel explains the components of a solid income plan and how to get one in place for yourself.
When the market is volatile, how do you react? How does your advisor react? What does a conversation between you and your advisor look like during tough times in the market? Or, if you're navigating this by yourself, are you making the right moves?
Sometimes you just need to find a new financial advisor. Other times, you might just be guilty of thinking that the grass is greener on the other side. How do you know if you need a new advisor or not?
At this time of the year, you can find football on TV nearly every night of the week. What principles can we take from the game of football that can be applied to our retirement planning?
If you're being forced into an early retirement, whether it's because of changes in your company or your own health reasons, there are dozens of questions that you probably have running through your head. Fortunately you're not the first person to ask those questions, so Joel is ready to walk you through some of the answers.
We all want as much certainty in our retirement plan as we can possibly have. But some things are uncertain by nature. Such as how long we'll live, how tax rates will change in the future, how the financial market will behave year to year, etc. So how do we plan around all of that uncertainty? The latest Johnson Brunetti Money Wisdom offers some advice on how to be prepared for the unexpected.
Is it possible to take what we learn from the Weather Channel when there is an approaching hurricane, and then apply that knowledge to our very own retirement planning? Believe it or not, it is possible and effective. How preparing for the worst, can make sure you are financially secure.
Anytime you find yourself between jobs, it can be a frustrating and scary situation. But it can also be a time of opportunity. How so? Joel discusses some of the opportunities and pitfalls of being between jobs. What things do you need to be aware of?
Retirement planning today is not what it once used to be. Believe it or not, your parents and grandparents probably found it easier to plan for their retirement that you have today planning for yours. So what do you do about it? Johnson Brunetti Money Wisdom explains.
Are you a risk taker? Or do you tend to be more cautious? Does your financial portfolio reflect your personality? Even if you are not naturally a risk taker, are you taking risks with your money that you don't even realize?
Are you a risk taker? Or do you tend to be more cautious? Does your financial portfolio reflect your personality? Even if you are not naturally a risk taker, are you taking risks with your money that you don't even realize?
How do you avoid getting in your own way when it comes to your financial planning? Eric Hogarth joins the show to teach and discuss some advice and tips.