A Word About Wealth Podcast: Recent Episodes

Word About Wealth

We are “A Word About Wealth”, a podcast about delivering financial entertainment by tackling the often complex world of finance. We subscribe to a simple philosophy - K.I.S.S. it. Keep. It. Simple. Stupid. If you're like us, finance isn't the easiest topic to understand. There is an ocean of financial terms, a bunch of opinions on how to best manage wealth and not enough folks explaining what the heck this all means. This is why we started A Word About Wealth. We wanted a place where we could talk casually about finance, ask and answer any questions on our mind and keep it simple (stupid). =)

If you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to listen to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW0107: Diary of a Successor Trustee

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

In this podcast episode, we delve into the responsibilities and challenges of being a successor trustee after the passing of a family friend. We discuss the crucial role of a successor trustee in managing and distributing the deceased individual's assets according to their wishes. From navigating legal and financial intricacies to handling emotional aspects, our experts provide insights and practical tips for those entrusted with this important role. Whether you're new to the role or seeking guidance on fulfilling your duties with compassion and efficiency, this episode aims to shed light on the complexities of being a successor trustee in the aftermath of a loss.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW0106: Shocking Truth - High Interest Rates - Your Debt Savior or Financial Doom?

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Welcome to our latest podcast episode where we tackle the changing landscape of interest rates. Remember the days of ultra-low rates? Well, those are behind us. Now, high interest rates are shaking things up—but are they all bad? Join us as we explore this topic, uncovering the dual nature of high interest. For some, it's a financial headache, especially if you're in debt. But for others, it's an asset to leverage wisely. We'll delve deep into strategies for making high interest rates work for you, whether you're on the debt side or reaping benefits. Discover actionable insights to navigate this new reality and make informed decisions, regardless of which side of the fence you're on.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

We can’t count how many times that we’ve stopped and restarted this podcast. OK, it's 3 (or maybe 4), but alas, we’re back yet again. We promise you that we have good reasons for the hiatus this time, and we’re gearing to getting these podcast episodes back on track. Tune in and find out what we’ve been up to these past few months.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW0101: Kids Talk Money

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

It’s been a while since we had special guests in the podcast. In this special episode, we bring in kids to ask them random questions to see how much they know about money. Tune in to see what wild and zany responses we get from these kids. Maybe they’ll even teach us adults a thing or two about money.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

We did it folks, 100 episodes! It only took us 5 years, but finally we did it! Thank you for sticking with us over the years. With us restarting the podcast twice, having inconsistent release schedules, and frankly all of the countless banter about “The Rock”, it’s a miracle that we still have listeners. In this episode, we wanted to celebrate by taking a nod with “The Christmas Carol” while we take a deep dive into Kevin and Van’s years of financial past, present, and future. Join us in our celebration!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

If you are interested in a 1-on-1 financial coaching session, please contactselfreliantfi@gmail.comto schedule a free consultation. We’re here for you.

It’s that time of year again. Like death, taxes are something that you can never avoid. However, if you are well prepared, getting your tax return done won’t be a big deal. This year, you many have heard rumblings that your tax refund will not be as good this year. Tune in to find out if that’s true and how it may impact you.

As always, if you have any questions, comments, or topic recommendations, please email us atawordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

If you are interested in a 1-on-1 financial coaching session, please contactselfreliantfi@gmail.comto schedule a free consultation. We’re here for you.

Budgeting is a fundamental financial planning tool that we highly recommend, but how do you do so when you're about to spend a boatload of money for a high expense purchase? Join us as we talk about Kevin's home renovation and how it is blowing his meticulously planned budget. We also talk about Van's latest financial youtube obsession, Super Mario and other fun things.

As always, if you have any questions, comments, or topic recommendations, please email us atawordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

To pay off the mortgage … or not pay off the mortgage? This has been an age old question that has many stumped. On one hand, investing is more exciting and the potential for building wealth is much greater. But on the other hand, paying off the mortgage is a guaranteed way to ensure a roof over your head. Which is the right choice? Is there even a wrong choice in this first world problem? In this episode, we go into the details of whether it makes sense to pay off your mortgage early. You may be surprised at what you find.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW096: Are Financial Advisors Bad? 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

It seems like anyone can call themselves “financial advisors” these days. From your insurance agent to your crazy uncle, it’s a loose title thrown around in an attempt to gain your trust to manage your hard earned dollars. There are many advisors that truly help their clients to build wealth, but it’s also an industry that is fraught with confusion, debilitating fees, and misinformation that it is often very difficult to find a financial advisor to trust. In this episode, we go over our real-world experience working with financial advisors. Find out the good and bad of what financial advisors have to offer and whether you should hire one.

For more information about this topic, also check out Episode 6: Are Financial Advisors Right For Me? 

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW095: Bull Run...in a Recession? 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

If you've read the news over the past half year, chances are you've heard economists talk about inflation and how "heated" the economy is. You might also have heard that we're due for a recession. But yet, some investors are gearing up for a bull run on the market. Join us for this episode as we discuss the state of the economy, whether there's actually a bull run and Van shares with us how he learned the difference between a bull run and bear run. It's something you won't want to miss. 

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW094: Top 10 Questions About Money 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Despite it being easier than ever to learn about money, most of us just stink with managing our own finances. With more than half of Americans unable to pay for a $1,000 emergency, and credit card debts reaching an all time high, it’s a telling sign that many of us need to go back to the basics to establish that financial foundation. In this episode, we tackle the Top 10 Questions About Money and give our Word About Wealth take on questions surrounding credit cards, debt, budgeting, retirement, and more!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: 
1. Link to original article: https://www.careercontessa.com/advice/scary-money-questions/

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If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

The day is finally here. Yes, folks you guessed it - The day you all have been waiting for all year is here - The US Midterm elections. You're not interested? Fair enough, but you might still want to know who will control the various branches of government because it will have some significant impact on tax policy going forward. In this episode, Van and Kevin break-down compare the tax plans between a Republican-controlled Congress vs. a Democrat-controlled Congress

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Reference:

https://www.whitehouse.gov/briefing-room/statements-releases/2022/10/27/congressional-republicans-five-part-plan-to-increase-inflation-and-costs-for-american-families/#:~:text=Under%20the%20Congressional%20Republican%20plan,American%20household's%20total%20annual%20income.
https://www.washingtonpost.com/us-policy/2022/10/17/republicans-tax-trump-biden/

WAW092: HELOC is it a Bad Word? 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

A HELOC stands for “Home Equity Line of Credit”. As the name suggests, HELOC is a debt instrument that allows homeowners to tap into the equity of their home and use it like a credit card. Many use HELOCs to renovate their homes and pay off debts, but do other uses exists for HELOCs? What does it take to qualify? In this episode, we will go over what a HELOC is, what you can do with it, and the pitfalls that are associated with HELOCs. You may have already guessed what Kevin and Van’s disposition are with HELOCs, but tune in anyway, you’re bound to learn something new. :-)

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW091: 15 Fundamental Finance Tips for Students 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

While we’re taught many other topics, like “the birds and the bees”, chemistry, English, etc., personal finance is oddly missing from that curiculum. Such a shame that many of us were not formally taught basic personal finances before setting off into the world. It’s no wonder that many of us are so deeply in debt and struggling financially. These days, Tik Tok and social media are ways that people are learning about finance, and that’s scary. In this episode, we’ll go over 15 fundamental tips that every student should learn about personal finance before they graduate.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: 

Link to Forbes article: https://www.forbes.com/sites/forbesfinancecouncil/2022/06/30/15-fundamental-financial-topics-high-schools-and-colleges-should-teach-students/?sh=664998291bb6

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WAW090: Should you follow Dave Ramsey’s Baby Steps? 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Dave Ramsey is a titan in the world of personal finance. He has sold multiple New York Times best sellers, including his most famous book, “The Total Money Makeover” and is also best known for his radio and Youtube channel, reaching millions of daily listeners and viewers. While many critics view his Baby Steps to be too simple and conservative, you can’t deny the impact this program has made to get millions of Americans out of debt and on their way to building wealth. That said, are Dave Ramsey’s Baby Steps right for you? In this episode, we will take a deep dive into each Baby Step and give our opinions and weigh in the pro’s and con’s. We always say that there’s no one size fits all approach to personal finance, but Dave’s Baby Steps are set to prove us wrong.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW090: Should you follow Dave Ramsey’s Baby Steps? 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Dave Ramsey is a titan in the world of personal finance. He has sold multiple New York Times best sellers, including his most famous book, “The Total Money Makeover” and is also best known for his radio and Youtube channel, reaching millions of daily listeners and viewers. While many critics view his Baby Steps to be too simple and conservative, you can’t deny the impact this program has made to get millions of Americans out of debt and on their way to building wealth. That said, are Dave Ramsey’s Baby Steps right for you? In this episode, we will take a deep dive into each Baby Step and give our opinions and weigh in the pro’s and con’s. We always say that there’s no one size fits all approach to personal finance, but Dave’s Baby Steps are set to prove us wrong.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW089: Should You Loan Money to Family? 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Money and family is messy to say the least. It’s something that most people wouldn’t touch with a 10 ft pole, yet for many, it can’t be avoided. Maybe there’s a sense of familial duty, or perhaps it’s a situation where you don’t want to create a long term dependency with. Is loaning money a bad idea? Or are there certain circumstances when you should feel obligated to loan the money? This is a topic that the hosts also struggle with, but let’s dive in and navigate these waters to see if there is an answer to this question… should you loan money to family?

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW089: Should You Loan Money to Family? 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Money and family is messy to say the least. It’s something that most people wouldn’t touch with a 10 ft pole, yet for many, it can’t be avoided. Maybe there’s a sense of familial duty, or perhaps it’s a situation where you don’t want to create a long term dependency with. Is loaning money a bad idea? Or are there certain circumstances when you should feel obligated to loan the money? This is a topic that the hosts also struggle with, but let’s dive in and navigate these waters to see if there is an answer to this question… should you loan money to family?

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW088: 9% Savings Account?! Introducing I-Bonds! 

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

While high inflation is generally a very bad situation, there is one area where high inflation is actually beneficial. Let us introduce you to Series I Bonds, otherwise known as I-Bonds. Simply put, I-Bonds are government savings bonds that are pegged to the rate of inflation. As of October 2, 2022, I-Bonds have a coupon rate of 9.62%! Much better than any savings account or CD can offer today, and has the backing of the United States Treasury. Sounds simple, but are there any quirks with I-Bonds? Who can invest in I-Bonds and more importantly, should you be investing in I-Bonds? Tune in to find out!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: 

US Treasury site about I-Bonds: https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds.htm

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WAW087: Top Tips to Fight Inflation

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

If you’ve watch the news lately, it’s tough not to hear any news about inflation. It’s as if the end of the world is near and there’s nothing you can do about it. Well, we’re here to tell you that much of that is boloney! In this episode, we will go over the fundamentals of inflation, why it is happening, how it impacts you, and what you can do to get through these troubling times. While the path to recover from inflation may not be easy, it is something that we are all capable to fight against.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW087: Top Tips to Fight Inflation

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

If you’ve watch the news lately, it’s tough not to hear any news about inflation. It’s as if the end of the world is near and there’s nothing you can do about it. Well, we’re here to tell you that much of that is boloney! In this episode, we will go over the fundamentals of inflation, why it is happening, how it impacts you, and what you can do to get through these troubling times. While the path to recover from inflation may not be easy, it is something that we are all capable to fight against.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW086: Is an Electric Vehicle (EV) Right For You Part 2

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

We didn’t intend to make this a two parter, but for those who are intrigued or thinking about being in the market for an EV, you’re in for a treat! Find out how the new Inflation Reduction Act impacts your EV purchase, what the real Total Cost of Ownership is, and whether it fits your lifestyle. If EV isn’t for you, is there another alternative for being green?

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW085: Is an Electric Vehicle (EV) Right For You?

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Quick disclaimer, when Kevin and Van recorded this episode, the Inflation Reduction Act was not announced yet. So if you’re wondering why we this act wasn’t mentioned, this is the reason. For those who are unaware, this act provides up to $7,500 tax credit incentives for EV’s made in North America and batteries sourced in “free trade” countries. It’s a great incentive for EV’s and individuals that qualify. We apologize for the omission of this critical detail, but we still think the episode is very relevant for those considering the purchase of an EV. In any case, on with the show!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW084: Top 10 Financial Security Tips

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Okay, we admit we did it again. We clicked on even more clickbait, but what can we say? We are interested in this stuff and sharing it with our audience. In this episode, Van and Kevin talk about the top 10 financial security tips according to 1st Security Bank. Let us know how many of these describe your current financial situation!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Reference:

https://www.seattletimes.com/sponsored/top-10-tips-for-financial-security-in-2022/

WAW083: Is Cash Stuffing Right For You?

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

If you clicked on this thinking this was "The Price is Right" you are sorely mistaken. This episode dives into the budgeting concept known as "Cash Stuffing," which has become a viral phenomenon after some influencers made it a thing. In this episode, Van and Kevin talk about Cash Stuffing, what it means and whether it's right for you.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Reference:

https://www.cnbc.com/2022/04/20/how-cash-stuffing-is-helping-tiktok-creators-beat-inflation-pay-debt.html

WAW082: How to Pick the Right Home Loan

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Home purchase is likely the biggest purchase you’ll ever have to make. But how do you know what home loan product is right for you? You hear terms like “fixed rate” and “ARM”, but what does that all mean? Does one have an advantage over the other? Are there home loans that you should avoid? If you’re thinking of buying a home or in the process of buying one, you don’t want to miss this episode.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: 

Check out our previous episodes related to home buying:
WAW003: Hot Home Buying Tips
WAW067: Can I Afford It House Edition
Some great references about the home market in the United States:
https://www.car.org/Global/Infographics/Q1-2022-HAI
https://www.freddiemac.com/pmms/pmms30
https://www.bankrate.com/mortgages/types-of-mortgages
https://www.investopedia.com/mortgage/mortgage-rates/fixed-versus-adjustable-rate/

WAW081: Top Ten Money Lessons for Kids

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Okay, we admit it. Van and Kevin got suckered into clickbait and clicked on an article called "10 Things Kids should know before they're 10" (the title was just so enticing, what can we say?). Rather than just get annoyed that we clicked on it, we decided to make an episode out of it. In this episode, Van and Kevin talk through the article and analyze whether the tips are more theoretical or truly good practice to teach our kids. This is part 2 of the Finance and Kids episode!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Reference:

tinybeans.com/things-your-kids-n…-theyre-10/slide/9

WAW081: Top Ten Money Lessons for Kids

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Okay, we admit it. Van and Kevin got suckered into clickbait and clicked on an article called "10 Things Kids should know before they're 10" (the title was just so enticing, what can we say?). Rather than just get annoyed that we clicked on it, we decided to make an episode out of it. In this episode, Van and Kevin talk through the article and analyze whether the tips are more theoretical or truly good practice to teach our kids. This is part 2 of the Finance and Kids episode!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Reference:

https://tinybeans.com/things-your-kids-need-to-know-about-money-by-the-time-theyre-10/slide/9

WAW080: Kids and Finance Part 1

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Let's face it. As parents, we all want our kids to be self-sufficient when it comes to handling money and finances. We certainly don't want them to be using stickers as currency when they're 21. But the question is - When do you start? Join us on this episode as Van and Kevin breaks down the right age to introduce finance to your kids and innovative ways to encourage healthy money habits, while also having some fun along the way. This is part 1 of a 2 episode topic.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW080: Kids and Finance Part 1

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Let's face it. As parents, we all want our kids to be self-sufficient when it comes to handling money and finances. We certainly don't want them to be using stickers as currency when they're 21. But the question is - When do you start? Join us on this episode as Van and Kevin breaks down the right age to introduce finance to your kids and innovative ways to encourage healthy money habits, while also having some fun along the way. This is part 1 of a 2 episode topic.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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SoundCloud website: https://soundcloud.com/word-about-wealth

WAW079: Car Buying Tips in These Crazy Times

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Thinking of buying a car these days? Well think again! With low inventory and high mark ups, we’re living in one of the worst times in history to buy a car. So what can we do about it? Do we just accept that this is the new reality and pay whatever the dealers want? Or do we stand up and boycott dealers all together. Like with anything, the answer is somewhere in between. Find out what you can do in these trying times.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW078: Tax Loss Harvesting Listener Request

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

One of our listeners requested an episode for Tax Loss Harvesting… well, here it is! You ask, and we deliver. Tax Loss Harvesting sounds complicated, and to be honest, it can be. But it’s still something that every investor should learn and find out how to take advantage of it. In this episode, find out what Tax Loss Harvesting is, how it can benefit you, and how you can harvest your own taxes. Keep the requests coming!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. Some great references for tax loss harvesting: 1. https://www.fidelity.com/viewpoints/personal-finance/tax-loss-harvesting 2. https://www.investopedia.com/terms/t/taxgainlossharvesting.asp 3. https://www.investopedia.com/terms/s/substantiallyidenticalsecurity.asp

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WAW077: Top Financial Scams to Avoid

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

In this digital age, many of us are inundated with scam after scam after scam. Some of these scams are very obvious, however, some of them have gotten very sophisticated to the point where they’re very difficult to detect. In this episode, we will go over the top financial scams to avoid, how to spot them, and what to do if you fall prey into these situations. Don’t let these scammers take your hard earned money.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. All of the scam info and government resource details can be found from this website - https://www.usa.gov/common-scams-frauds

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WAW076: Dealings with Money and Family

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Who runs the money in your family? Do you manage it yourself? Or does your spouse, parents, or some other relative manage your finances for you? How is that money spent in your household? More importantly, how is that money managed without getting into fights with your significant other? Money and family has always been a touchy topic and there’s really no silver bullet answer. In this episode, we take a dive into how to best handle money with your family and provide some best practices and personal insights. In any relationship, there’s always going to be fights, but money doesn’t have to be one of them.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW075: Tax Platforms

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Do you hear that sound? It's the collective groan of tax season, the once a year gift from the US Government. While filing taxes is not the most fun, there are some simple things you might be able to do to save a few benjamins, namely filing your own taxes. Listen to this episode as we talk about the various tax filing platforms out there that you (that's right, you) can do to file your own taxes.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. Taxact.com 2. JacksonHewitt.com

Tax comparison article - https://www.nerdwallet.com/article/taxes/best-tax-software

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WAW074: Can I Retire Now?

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

With the coming of the pandemic, many folks have been reflecting on the thought of early retirement. But have you thought about what it takes to successfully retire? Is it only a matter of money or do you need to consider other aspects of your life before pulling that trigger? Find out in this episode!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. Early Retirement Now Blog - https://earlyretirementnow.com 2. Early Retirement Now Toolbox - https://earlyretirementnow.com/2019/12/18/safe-withdrawal-rate-without-simulations-swr-series-part-33/ 3. Portfolio Charts Simulator - https://portfoliocharts.com 4. Vanguard Retirement Calculator - https://retirementplans.vanguard.com/VGApp/pe/pubeducation/calculators/RetirementNestEggCalc.jsf 5. Personal Capital Retirement Estimator - www.personalcapital.com

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WAW073: Word About Wealth Comeback Special

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Finally … the Word has come back to podcasting! Sorry for the hiatus, but Kevin and Van are officially back to give you the financial entertainment that you’ve been missing. In this episode, find out what happened to the hosts and why they haven’t recorded in such a long while. We’ll go over the show updates and lay out all of the improvements that are planed for this show. We hope you enjoy and continue to tune in!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW072: Does Good Debt Exist?

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

One of these days, your Uncle Bob will lecture you about “good debt” and “bad debt”. It’s pretty obvious that things like credit cards and debts you owe to the mob are bad. But what does Uncle Bob mean when he says that some debt are good? Are student loans considered good debt? What about car loans and mortgages? Should you get one of those too? Well, let’s sit back, put on your headphones and let’s hear what Uncle Kevin and Uncle Van has to say about this alleged “good debt”.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW071: Retired? What To Do Now?

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Many people think that saving up for retirement is tough. But we have a surprise for you … figuring out how to live off of your retirement nest egg is event tougher. No worries though as we will discuss how we will tackle this for our newly retired mother-in-law. Find out what you’ll need to comfortably retire.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW070: 529, the Best Way to Save for College?

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Is the 529 the best way to save for college? The 529 has been the most recommended vehicle to save for college expenses, but there are some serious drawbacks inherent with the 529 that everyone needs to consider. What if your kid does not go to college? How will 529 impact financial aid eligibility? Does a 529 pay for clown school? In this episode, we take a look at other alternatives for college savings and discuss how it may work out better for you than a 529.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW069: Who is Self-Reliant Financial Independence Coach?

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

In this episode, we take a closer look into Van’s Self-Reliant FI business to find out what services he provide and how he can help you achieve financial independence. There has been some confusion on what a financial coach is and we wanted to use this episode to clear the air and remove any ambiguities with that role. At Self-Reliant FI, we want to be your guide for reaching your financial goals by bringing financial literacy into your life.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW068: Reader Mail Edition # 6

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

In this episode we answer our listener mail. Here is what’s on the docket:

How do you budget credit card purchases?
Should I make contributions to my 401k during this crisis?
Is there a stock market correction soon and what should I do?
What is a rainy day savings fund and what is the correct amount?
What is the difference between a financial advisor and financial coach?

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW067: Can I Afford It House Edition

If you are interested in a 1-on-1 financial coaching session, please contact selfreliantfi@gmail.com to schedule a free consultation. We’re here for you.

Interest rates have been at an all time historic lows. Because of this, it has sparked another round of the home buying craze. But is buying the a home the right move for you? In this episode, we are going to do this Suze Orman style as we “approve” or “deny” our contestants in their home buying journey. Find out if you have what it takes to afford your own home.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW066: Living Will and Trust and Why You Need One

Hello everyone, we here at A Word About Wealth hope you and your families are doing well and continue to stay safe in these turbulent times.

This is a rather morbid topic, but what happens to your money when you die? Does it go to your family? Does it go to your favorite charity? Or does it go to the government? If you don’t have a living will, you are basically giving up that right to decide where your money goes. In this episode, find out how a living will and trust is necessary to protect your assets and your family.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: 1. Living Will - https://www.legalzoom.com/knowledge/living-will/topic/what-is-a-living-will  2. Trust - https://simple.wikipedia.org/wiki/Trust_law  3. Beginne’s Guide to Trusts - https://www.thebalance.com/what-is-the-definition-of-a-trust-3505391 

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WAW065: Van Opened a Business and How He Did It

Hello everyone, we here at A Word About Wealth hope you and your families are doing well and continue to stay safe in these turbulent times.

Finally … Van has opened …. his side business! That’s right folks, things are getting real as Van opened his very own financial coaching business he calls “Self-Reliant Financial Independence” (Self-Reliant FI for short). Find out what this business is all about and how he plans to pursue his dreams in the financial world. If you don’t know what a financial coach is, tune in and find out.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW064: CARES Stimulus Act Aftermath

Hello everyone, we hope you are all with your families and staying safe. It’s been a couple of months since the CARES Act passed and we wanted to go over some of the ways that this bill affected us individually and from a small business perspective. Did the bill help us or did it hurt us in any way? Did Kevin get his PPP money? Tune in to find out!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW063: Biden Tax Plan and How it Affects You

Hello everyone, we hope you are all with your families and staying safe. In Part 2 of our presidential debate, Kevin will be laying the smackdown on Joe Biden’s tax plan. Find out how this plan will affect our bank accounts and whether it will help the rich, the poor, and everyone in between. Come and join us on the Biden Express!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW062: Feel the Bern With Your Wallet

Hello everyone, we hope you are all with your families and staying safe. Wanted to give you a quick public service announcement. Kevin and I recorded this episode in late March before Bernie Sanders announced his drop out of the 2020 presidential race. Some of the information provided in this episode may be old news, but we thought that it would still be fun to explain how your taxes and bank accounts would be impacted if Bernie did become president. Who knows, he may run for president yet again in 2024. In any case, we hope you enjoy this show.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW061: CARES Act and How It Affects Businesses (PPP and EIDL) Part 2

Congress has passed the CARES Act (Coronavirus Aid, Relief and Economic Securities) which is supposed to help us all get back on our feed during this crazy time. It is a comprehensive bill that will inject an unprecedented 2 trillion dollars into the public. This time around, we will discuss how this bill impacts businesses big and small. Find out what the Paycheck Protection Program (PPP) and SBA Economic Injury Disaster Loan Emergency (EIDL) are and what will it do for your local businesses. Even if you’re not a business owner, this is something that will affect your employers so find out if this is something that could save your job.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Stimulus Check Eligibility https://www.washingtonpost.com/graphics/business/coronavirus-stimulus-check-calculator/

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WAW060: CARES Act and How It Affects You Part 1

Congress has passed the CARES Act (Coronavirus Aid, Relief and Economic Securities) which is supposed to help us all get back on our feed during this crazy time. It is a comprehensive bill that will inject an unprecedented 2 trillion dollars into the public. For the average Joe or Jane, it’s not very clear on what this money is going towards. Sure, you might have heard that we’re all getting $1,200, but how does this bill affect unemployment? How does it impact student loans, and what about your retirement? In this episode, we are going to answer all of those questions and more! Find out how this stimulus bill will impact you.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. 3 Phase Bill - https://www.pymnts.com/coronavirus/2020/the-2t-stimulus-phase-3-everything-you-need-to-know/ 

CARES Act Summary - https://www.thebalance.com/2020-stimulus-coronavirus-relief-law-cares-act-4801184 
Unemployment Projection - https://www.cnbc.com/2020/03/30/coronavirus-job-losses-could-total-47-million-unemployment-rate-of-32percent-fed-says.html 
Stimulus Check Eligibility https://www.washingtonpost.com/graphics/business/coronavirus-stimulus-check-calculator/

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WAW059: Corona Virus Financial Entertainment

There’s no doubt that this is a very scary time in our history. With a freak virus running rampant and stock markets dropping like an anchor, it’s very easy to fall into despair and hopelessness. But fear not! We’re here to help you turn those lemons into lemonade. Tune in and find out what you can you can do today to help weather this storm.

Disclaimer: This episode was recorded on 3/14/2020, so some of the news we mentioned out may not be up to date. Regardless, the tips and tricks provided is timeless regardless of when you listen to this podcast.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: 

RSS Feed: http://feeds.soundcloud.com/users/soundcloud:users:317660729/sounds.rss

SoundCloud website: https://soundcloud.com/word-about-wealth

WAW058: Car Care Tips That Will Save You Money

Your car is an important asset. It takes you to your work, transports you and your family around, and takes you practically anywhere you want to go. But whether you drive an economical Toyota Corolla or a high end Mercedes S Class, these vehicles requires periodic maintenance that can be quite costly. Tack that on with shady dealers and mechanics and you could be in for a financial world of hurt. In this episode, you’ll get some great tips on how to keep your car running without getting ripped off.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW057: It’s Tax Time 2020 Edition

It’s that time of year again folks. That’s right, we’re talking taxes. Find out what’s new in the 2020 tax code and make sure there aren’t any big surprises lurking around for you. So before heading over to H&R Block, give this episode a listen. You may not even need their services.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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SoundCloud website: https://soundcloud.com/word-about-wealth

WAW056: Why the Middle Class Can't Afford Their Cars

Today, car loans are perceived as a very normal part of our lives. Almost like a right of passage that all of us go through as we grow up. Yet, many don’t realize the detrimental affects that car loans can have on our financial well being and how these practices have preyed on the middle class. In this episode, we’ll uncover the startling statistics and hidden dangers when it comes to car loans. Find out what you can do to avoid them.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: 1. https://www.wsj.com/articles/the-seven-year-auto-loan-americas-middle-class-cant-afford-their-cars-11569941215 2. https://www.wsj.com/articles/add-on-services-emerge-as-car-dealers-profit-generator-11554634800?mod=article_inline 

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WAW055: Golden Butterfly Investment Portfolio

For the past few episodes, we’ve mentioned “Golden Butterfly this” and “Golden Butterfly that”. Finally, we talk about what this mythical portfolio is all about. Find out why this portfolio is controversial and how it may change the way you think about investing.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: 1. http://portfoliocharts.com 2. https://www.amazon.com/MONEY-Master-Game-Financial-Freedom/dp/1476757860 

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MONEY Master the Game: 7 Simple Steps to Financial Freedom

Ever wanted to invest with peace of mind that lets you sleep at night? Ever wanted to know that you are making a good impact in the world? Well, now you can through “Impact Investing” that is. Find out what “Impact Investing” is, what it isn’t, and ways you can add it to your portfolio. See if it’s right for you!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. https://thegiin.org/impact-investing/need-to-know/  2. https://casefoundation.org/resource/short-guide-impact-investing/ 3. https://www.investopedia.com/terms/i/impact-investing.asp  4. https://www.trilincglobal.com/what-is-the-difference-between-impact-investing-and-socially-responsible-investing/ 5. https://ssir.org/articles/entry/how_impact_investors_actually_measure_impact 

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WAW053: Budgeting is Sexy

We all know that budgeting is sexy. So why isn’t everyone doing it?? Find out why budgeting is important in building your wealth and get some tips and tricks on how to get motivated and get started on one. If the treadmill is key to being physically fit, the budget is the key to being financially fit! Make 2020 the year to start your financial fitness!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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SoundCloud website: https://soundcloud.com/word-about-wealth

WAW052: Backdoor Roth IRA Revisited

Back by popular demand, we are revisiting the Roth IRA’s. Not just any regular Roth IRA, but we're going to cover the coveted “The Backdoor Roth IRA”. If you make too much money, be sure to tune in as this will be very beneficial to you. For the rest of us, tune in anyways as you can learn a thing or two. For more detailed info on Roth IRA’s, be sure to check out our earlier episodes where we go into depth about Roth IRAs (Episodes 19 and 20).

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. WAW19: Roth IRA 101 Part 1 (https://soundcloud.com/word-about-wealth/waw019-roth-ira-101-part-1)

WAW020: Roth IRA Advanced Part 2 (https://soundcloud.com/word-about-wealth/waw020-roth-ira-advanced-part-2)
https://www.nerdwallet.com/blog/investing/backdoor-roth-ira-high-income-how-to-guide/

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WAW051: A Casual Conversation With a Millionaire

We have a special treat for everyone. In this episode, we interview Kaleb, a real life millionaire! We’re going to take a deep dive into Kaleb’s financial world and give you all the scoop on his wealth building journey. Special thanks to Kaleb for taking the time out of his busy schedule to do this interview with us!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW050: Welcome Back Episode 2020

Many apologies for being away for so long, but we are back… yet again! Find out what Kevin and Van have been up to the last few months. Did Kevin really have a baby? Is Van homeless now? Tune in and find out where they’ve been, where they are now, and where they plan to be.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW049: What to do with old 401ks

Welcome back to another episode of “Word About Wealth”. Today, we answer the age old question of what to do with your old 401k. Do you just leave it alone? Roll it into a traditional IRA? Put it all on black at the roulette table? As entertaining as it would be to see, the solution isn’t Vegas. Tune in to find out best practices on what you should and shouldn’t do with your old 401k’s.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. WAW019: Roth IRA 101 Part 1 2. WAW020: Roth IRA Advanced Part 2 3. https://www.fidelity.com/viewpoints/retirement/what-to-do-with-an-old-401k 

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WAW048: Reader Mail Edition # 5

Welcome back to another episode of “Word About Wealth”. This week, we try our best to answer our beloved listener questions. We thoroughly enjoy these questions, so please keep them coming!

Here are the topics that we will go over:

What you should do with your old 401ks?
Is it a good idea to have a financial planner?
What should I do with old credit cards?
What type of bank account should I open?
How is Van’s Betterment account performing?

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: 1. WAW006: Are Financial Advisors Right For Me? 

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WAW047: The Way of the Credit Score

Welcome back to another episode of “Word About Wealth”. Let’s test your knowledge about credit scores. Fact or fiction:

You have to carry a balance to build credit.
Paying off your existing debt will erase your bad credit.
You and your spouse share the same credit score.
Opening many credit cards do not hurt your credit.
FICO stands for “Federal Inquiry Credit Organization”.

Find the answers to these questions and more in this episode!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. https://www.experian.com/blogs/ask-experian/11-credit-myths-dont-fall-for-em/ 2. https://creditcards.usnews.com/articles/5-harmful-credit-score-myths  3. https://www.adviacu.org/blog/2018/04/22/take-control-of-your-credit-score/

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WAW046: Peer 2 Peer (P2P) Lending Basics

Welcome back to another episode of “Word About Wealth”. Today’s episode is another listener request as we get into the topic of Peer 2 Peer lending. Or as the cool kids like to call it… “P2P”! We’ll go over what P2P Lending is, how it will benefit both the borrower and the investor. Also on what to look out for when considering the P2P route.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References:  1. https://www.investopedia.com/terms/p/peer-to-peer-lending.asp 2. https://www.thebalance.com/best-peer-to-peer-lending-companies-4580285  3. https://www.gobankingrates.com/loans/personal/5-perks-peer-to-peer-lending/ 

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WAW045: Trump Tax Cut or Trump Tax Raise?

Welcome back to another episode of “Word About Wealth”. What day is April 15th? If it’s your birthday, then happy birthday! Otherwise, we’re talking about … TAX DAY! Exciting right!? Wonder why you’re not getting a tax refund this year? Tune in and find out how the aftermath of the Tax Cut and Jobs Act (aka The Trump Tax Cut) affected you.  Want a refresher about the Trump Tax Cuts? Check out this earlier episode we did.

WAW033: The Trump Tax Cut Cut Cut Act

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW044: 529 Rehash

Welcome back to another episode of “Word About Wealth”. This week, we have a special request from a listener to dive back into the discussion of 529’s. Get a refresher on what a 529 is and find out how the new tax laws have affected the 529 college savings plan.

If you want more details about the 529, check out our earlier episodes where we talked about how to save for college.

WAW023: Saving for College Part 1 (https://soundcloud.com/word-about-wealth/waw023-saving-for-college-part-1)
WAW024: Saving for College Part 2 (https://soundcloud.com/word-about-wealth/waw024-saving-for-college-part-2)

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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WAW043: Credit Card Hacking

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Welcome back to another episode of “Word About Wealth”. This week, we take a look at credit card hacking and explain how credit cards rewards can be beneficial to you. Learn how you can vacation practically for free and understand how which credit cards provide the best introductory deals.

In this episode, we’ll be highlighting these credit cards: 1. AMEX Platinum 2. Chase Sapphire Reserve 3. Chase Sapphire Preferred 4. Chase Business Ink Preferred 5. AMEX Marriot Bonvoy 6. Capital One Venture Rewards 7. Capital One Savor 8. AMEX Cash Magnet 9. AMEX Everyday 10. Chase Freedom Unlimited 11. Costco Citi

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Reference: 1. https://thepointsguy.com/cards/

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Welcome back to "A Word About Wealth”. We’ve been gone for quite some time, but come and check out the latest news about the podcast and what we have in store. Stay tuned and be wealthy!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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Hello folks, we wanted to give you all a quick update to our podcast. We are very grateful for everyone's support, and appreciate everyone's feedback.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our 41st episode of "A Word About Wealth”. Who do you get your hot stock tip from? Joe? Well, after listening to this episode, you can kick Joe to the curb as you’ll be the new stock expert in the office. We’ll go over the basics for understanding how to read and evaluate a stock. We’ll even do a quick overview on how to evaluate a company’s health before you fork your hard earned money.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Reference: 1. google.com/finance 2. https://finance.yahoo.com/ 3. morningstar.com 4. Great explanation of what EPS is: https://einvestingforbeginners.com/diluted-eps-basic-eps/

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Welcome to our 40th episode of "A Word About Wealth”. If you ever cared about polar bears and their well being, then we have a special episode for you! In this episode, we’ll be going over solar power and explain whether it’s really an investment or a gimmick. This episode will give you the cheat sheet to get you started on your path to renewable solar energy.

Here’s what we’ll go over:

What is solar energy?
How you can benefit from solar energy?
How can solar energy build my wealth?
How solar energy is purchased?
Opportunity costs of solar energy systems.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our thirty ninth episode of "A Word About Wealth”. As requested, this is our 4th edition of the Reader Mail series. Like other reader mail episodes, we directly answer the questions that you have about finance and other money topics. This is yet another a special episode as we dedicate our fourth round of reader mail to our listeners.

In this episode, we’ll go over:

What are stocks?
Should I invest in a Roth IRA if I have a 401k?
How many credit cards can I have?
How does marriage affect my taxes?
Should I lease or buy a car?

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our thirty eighth episode of "A Word About Wealth”. Have you been a victim of identity theft? Would you like to protect yourself from identity theft? Do you want to know more about identity theft? If you answered “Yes” to all of these questions, then you won’t want to miss out.

In this episode, we’ll go over:

Define the basics of identity theft
What to do when your identity is stolen
How to prevent identity theft from happening
Free Resources for protecting your identity

References:  1. Identity Theft Resource - IdentityTheft.gov 2. Free Annual Credit Report - www.annualcreditreport.com

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Welcome to our thirty seventh episode of "A Word About Wealth”. In this episode, we get into the deep end and talk about permanent life insurance. AKA Whole Life, Universal Life, and Variable insurance. If you have no idea what any of those insurance types are, then you’re at the right spot. Even if you know what these are, this will serve as a great refresher course.

We’ll go over:

Define the basics of permanent life insurance policy is.
Explain face value vs cash value
Types of permanent life insurance
Explain Whole Life vs Universal Life vs Variable Life
Provide cost examples
Pro’s and Con’s
Best Practices

References:  1. Life insurance Top 10 Questions - http://www.dfs.ny.gov/consumer/que_top10/que_life_who.htm

Permanent Life Insurance Overview - https://www.lifehappens.org/insurance-overview/permanent-insurance/

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our thirty sixth episode of "A Word About Wealth”. In this episode, we take a step into the world of life insurance. For many, life insurance is a topic that may be tough to broach. Whether because it’s a morbid matter to plan for, or the fact that it’s really complicated to figure out, it’s an important fact of personal wealth that many cannot ignore. Don’t worry folks, we’re here to help make life insurance approachable and light hearted for everyone.

This episode will go over the basics of life insurance. We’ll discuss:

What life insurance is.
Who needs life insurance.
How much life insurance do you need.
Types of life insurance.
Employer sponsored group insurance
Term Life Insurance

References:  1. Life insurance stats - https://www.bestliferates.org/blog/2017-life-insurance-statistics-and-facts/

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Special Credit to Wayne Jones’s soundtrack of “Mr. Sunny Face”. You can find more of his works from: https://www.youtube.com/audiolibrary/music

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Welcome to our thirty fifth episode of "A Word About Wealth”. In our first ever mini-episode, we will take a quick glance at the Consumer Financial Protection Bureau, otherwise known as CFPB. The CFPB was formed shortly after the financial crisis and is a government agency that is responsible for consumer protection in the financial sector.

We’ll go over who the CFPB is, how they work, and talk about the future of the CFPB. Of course, we’ll have GAME TIME, so you won’t want to miss out.

If you would like to find out more, or if you want to file a complaint, please check out the CFPB website at https://www.consumerfinance.gov/.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Special Credit to Wayne Jones’s soundtrack of “Mr. Sunny Face”. You can find more of his works from: https://www.youtube.com/audiolibrary/music

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our thirty fourth episode of "A Word About Wealth”. You like to vacation right? Probably would like to be at the beach right now, basking in the sun, and enjoying a nice cold beer. Sounds like somewhere you want to be? Well, perhaps timeshares may be right up your alley? Or is it?

In this episode we’ll give you the low down on what timeshares are and whether or not they are considered an “investment” or a “curse” that you should stay away from. As always, we’ll break down the fundamentals and present some pro’s and con’s and highlight best practices. You’ll also see how bad Kevin and Van’s acting skills are. Tune in to find out more!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Special Credit to Wayne Jones’s soundtrack of “Mr. Sunny Face”. You can find more of his works from: https://www.youtube.com/audiolibrary/music

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our thirty third episode of "A Word About Wealth”. Haven’t filed your taxes yet? Well, this episode isn’t going to help with that, but it may help when you file next year.

The The Tax Cuts and Jobs Act of 2017 (or Trump Tax Bill for short) is the largest tax reform since 1986. Whether you’re rich or poor, this change will affect you one way or another. We’ll break down all of the changes and explain to you what they all mean. It’s our job to make this complicated tax stuff simple, so find out how this new tax reform will affect you.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our thirty second episode of "A Word About Wealth”.

It’s that time of year again. No, it’s not Christmas or Hanukkah, it’s TAX season! In this episode, we will be giving you a breakdown of what a tax return is, and provide you with the essentials on what you need to do to properly file your taxes. Don’t worry, it sounds more boring than it really is. Managing your taxes is a fundamental step in building wealth, and we’re here to make sure you don't fall asleep learning about it. Tune in for another exciting episode.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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Welcome to our thirty first episode of "A Word About Wealth”.

In Part 2, we provide the meat and go into more depth as we discuss the semantics of buying and selling cryptocurrency. You’ll find out what an “exchange” is, how cryptocurrencies get taxed, and we’ll also provide best practices for investing in cryptocurrencies. Is this a glimpse of a new future or is it just a waning fad? Find out in this episode!

References: 1. General Resources about Cryptocurrency - https://blockgeeks.com/guides/what-is-cryptocurrency/ 2. Netflix Documentary - Banking on Bitcoin 3. Satoshi Nakamoto Bitcoin white paper - https://bitcoin.org/bitcoin.pdf 4. Differences between each cryptocurrency - https://www.investopedia.com/articles/investing/031416/bitcoin-vs-ethereum-driven-different-purposes.asp 5. List of different exchanges - https://blockgeeks.com/guides/best-cryptocurrency-exchanges

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our thirtieth episode of "A Word About Wealth”. You’ve requested it and we delivered. In this week’s episode, we take a plunge into the world of cryptocurrency.

In Part 1, we’ll provide the lay of the land as we’ll discuss fundamental basics for understanding what cryptocurrencies are. Many may have heard of Bitcoin, but what about the other 1,200 cryptocurrencies in existence? Find out what the heck a blockchain is and understand why there is so much hype around this digital medium.

References: 1. General Resources about Cryptocurrency - https://blockgeeks.com/guides/what-is-cryptocurrency/ 2. Netflix Documentary - Banking on Bitcoin 3. Satoshi Nakamoto Bitcoin white paper - https://bitcoin.org/bitcoin.pdf 4. Differences between each cryptocurrency - https://www.investopedia.com/articles/investing/031416/bitcoin-vs-ethereum-driven-different-purposes.asp

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our twenty ninth episode of "A Word About Wealth”. In this episode, we say our farewells to our hosts in Australia as we wrap up this special series.

In Part 3, we have a cool cat named Jonah. Find out how he endured the rough streets of Melbourne and became the economic powerhouse that he is today. Tune in as we conclude our Australian adventure.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our twenty eighth episode of "A Word About Wealth”. In this special series, we are taking our show on the road, or rather across the pond, as we head to Australia! For the next 3 episodes, we will feature exclusive interviews from local Australians and see what they think about finance and the world of money.

For Part 2, we have Trinity (not from The Matrix) on our show and she’s keeping it real folks! Tune in as we continue our Australian adventure.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our twenty seventh episode of "A Word About Wealth”. In this special series, we are taking our show on the road, or rather across the pond, as we head to Australia!

In the next 3 episodes, we will feature exclusive interviews from local Australians and see what they think about finance and the world of money. For Part 1, we have Sid (from Sydney) on our show and he’s here to reveal it all folks. Find out what he has to say!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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Welcome to our twenty sixth episode of "A Word About Wealth”. Our last episode of the year! In this episode, we'll give our listeners an update to the hosts' financial status. Are they still on track? Or have they gone down the dark side? The saga continues...

Special thanks to those who have tuned in and left a review. We will see you all in the new year!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Reference: 1. Here's the Huffington's Post article about millennials that I briefly mentioned in the podcast. We don't entirely agree with all of the points, but it is still an interesting look on financial issues that millennials face today and may face in the future. http://highline.huffingtonpost.com/articles/en/poor-millennials/

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Welcome to our twenty fifth episode of "A Word About Wealth”. This is yet another a special episode as we showcase our third round of reader mail from our listeners.

Find out the best way to invest in a 401k. What is the best credit card to get right now? What is debt consolidation and how does it work? Should I pay more in my monthly mortgage? Why is it a bad idea to pay only pay the minimum balance in my credit cards?

Again, we thank each and every one of you are listening and writing in! We're always excited to receive your feedback.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our twenty fourth episode of "A Word About Wealth”. In this episode, we are going over Part 2 of our College Savings series where we get into the meat of this topic.

Specifically, we’ll discuss the different types of college savings plans, reveal ways to pick a solid plan, get into the tax implications, and provide best practices for saving for college. Trust me, we weren’t kidding about the meat part. You can say that this is the filet mignon part of the course.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Show notes reference: 1. Overview of prepaid 529 plans: https://www.investopedia.com/financial-edge/0311/the-last-states-with-prepaid-tuition-plans.aspx 2. Overview all the 529 plans that are offered by each state: http://www.savingforcollege.com/529_plan_details/index.php?state_id=1&page=plans_by_state 3. Top 3 529 plans in the nation (2017) https://www.savingforcollege.com/intro-to-529s/which-is-the-best-529-plan-available

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Welcome to our twenty third episode of "A Word About Wealth”. We are dusting off the old cap and gown, going on late night munchie runs, and figure out how to pay for all of this. That's right folks, we're going back to college!

If you haven’t noticed, college is EXPENSIVE!!! Not only are they ever more difficult to get admitted, these institutions expect you to pay premiums that are ever skyrocketing as we speak. Luckily, there are ways that you can help cover some of these costs. For Part 1 of this series, we will be setting up the table to give you the low down on 529s and ESA plans. College may cost you an arm and a leg, but with the right plan, you can at least grow another arm.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Show notes reference: 1. Overview of what an ESA is: https://www.investopedia.com/university/retirementplans/esa/esa3.asp 2. Simplest College Cost Calculator https://www.savingforcollege.com/calculators/worlds-simplest-college-cost-calculator

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Welcome to our twenty second episode of "A Word About Wealth”. In this episode, we conclude with our Part 2 discussions about why raising kids are expensive.

In the last episode, we covered the the whole arc of when your child is a fetus all the way to 1 year old. For part 2, we get into the nitty gritty of daycare, college savings, and pretty much anything else that requires money to raise kids. We’ll also touch on the struggles and best practices for dealing with growing families. Don’t let your kids literally eat you out of a house and home.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Show notes reference: 1. Magic number for college savings https://www.savingforcollege.com/articles/the-magic-number-for-college-savings?page=2 2. Average car insurance rates for 16-year-old teens. http://www.carinsurance.com/Articles/car-insurance-16-year-old.aspx 3. Average daycare costs across the country. http://www.kidsdata.org/topic/1849/child-care-cost-age-facility/table#fmt=2358&loc=2,127,347,1763,331,348,336,171,321,345,357,332,324,369,358,362,360,337,327,364,356,217,353,328,354,323,352,320,339,334,365,343,330,367,344,355,366,368,265,349,361,4,273,59,370,326,333,322,341,338,350,342,329,325,359,351,363,340,335&tf=79&ch=984,985,222,223

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Welcome to our twenty first episode of "A Word About Wealth”. We know that raising kids is expensive, but how expensive are they? Are we talking about $1-2 dollars? Or more like millions of dollars? We’re here to tell you that, it’s somewhere in the middle.

In part 1, we’re going to be discussing how babies are born. Well, OK… not in the way you might be thinking, but more along the lines of figuring out the types of expenses that you might find in the delivery room. Believe me, it’s not cheap! We’ll also go over budgeting best practices for raising a new family and talk about how to take advantage of all the programs available for you during your maternity and paternity leave. Don’t let your new bundle of joy bankrupt you to the curb.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Show notes reference: 1. http://www.investopedia.com/articles/pf/08/budgeting-for-baby.asp 2. https://www.thesimpledollar.com/how-much-money-does-breastfeeding-really-save/ 3. https://www.nolo.com/legal-encyclopedia/paid-family-leave-benefits

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Welcome to our twentieth episode of "A Word About Wealth”. In this episode, we continue our journey into the world of Roth IRAs. Doesn’t that sound exciting??

In part 2 of our Roth IRA series, we jump right into the more advance side of Roth IRAs that the IRS does not want you to know. In an attempt to not sound like a cheesy late night advertisement scam, you’ll find out what “Backdoor Roth IRAs” and “MEGA Backdoor Roth IRAs” are and how you can take advantage of these investment vehicles as tax protected havens. Who knew that you can use Roth IRAs to fund your kid’s college education without any penalties? Tune in and find out more on this episode!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Show notes reference: http://www.madfientist.com/after-tax-contributions/

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our nineteenth episode of "A Word About Wealth”. In this episode, we are going back to the basics to talk about Roth IRAs!

In part 1 of our Roth IRA series, we give you an overview of what a Roth IRA is, why you should invest in a Roth IRA, and how is it different than a 401k. Ever wonder why it’s called a Roth IRA? Find out the answer to these questions and more on this very episode.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Show notes reference: Tax Payer Relief Act of 1997 - https://en.wikipedia.org/wiki/Taxpayer_Relief_Act_of_1997

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our eighteenth episode of "A Word About Wealth”. In this episode, we are bringing it back down to our roots as we talk about how family impacts your finances.

Do you always have that brother who asks to borrow money? Or have parents who refuses to save for retirement? How do these struggles impact your wealth building and financial choices in life? Find out how family affects Kevin and Van’s finances and see what we personally do as best practices with dealing with these tough issues.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Show notes reference: Loan Club (hui) - https://en.wikipedia.org/wiki/Hui_(informal_loan_club)

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Welcome to our seventeenth episode of "A Word About Wealth”. In this episode, we give you the low down how you can use robot technology and complex algorithms to build your wealth. Worried about machines taking over the world? Well, too late, they already have.

Find out what roboadvisors are, how they work, and how they can benefit you. It’s one more step towards realizing that Skynet future, but trust us, it’s not all that bad.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our sixteenth episode of "A Word About Wealth”. This is yet another a special episode as we showcase our second round of reader mail from our listeners.

Find out if you should convert your 401k to a Roth IRA. What should you do with your old 401k? Why does Van have a 60 day food stash? What type of budgeting software does Kevin and Van use? Should you be worried about the Equifax breach?

Shoutout to Wesley at http://tenbucksaweek.com/!

We are dedicating to our listeners, and we thank you all for writing in. Let us know if you want us to feature your questions in our podcast. We really appreciate the support, and hope to receive more from you all in the near future.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our fifteenth episode of "A Word About Wealth”. In this episode, we reveal practical money saving hacks that you can use in your everyday life.

Do you like paying full prices for cable or cell phones? Who does? Do you like getting free stuff? Who doesn’t? Do you like saving hundreds of dollars? Now that’s what I’m talking about!

We’ll lay out some essential tips and tricks that Kevin and Van personally use everyday, and we want to share them with our listeners. Don’t worry, you’re not going to need “The Master” to help you do any of this stuff.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our fourteenth episode of "A Word About Wealth”. In this episode, we have a special treat for our listeners. This week, we have Ivy joining us as we take a deep dive into her financial situation. We’ll reveal her financial upbringing, assess her current goals, and find out how she became the hustler we all strive to be. She spills all of the beans folks and you won’t want to miss this episode!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our thirteenth episode of "A Word About Wealth”. In this episode, we are wrapping up our car buying discussion. If you haven’t listened to part 1, we recommend checking that episode first to understand the fundamentals of car buying and find out how cars affect your wealth.

In Part 2, we’ll review some of the pitfalls of the car buying process and arm you with the best practices you need to tackle any car purchase. Find out what “the Master” has in store to get you the best deal you can possibly get. You won't want to miss it!

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: * Sexy music provided by: www.bensound.com/royalty-free-music/track/sexy

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Welcome to our twelfth episode of "A Word About Wealth”. In this episode, we are going to the dealership folks! Word About Wealth is buying a car! Well, not really, but we will go over the best practices for buying cars to ensure that you get the best deal possible.

We are well aware that cars are depreciating assets and in no way builds wealth. However, many of us need to go to work, or have kids that require to be shuttled around. Eventually, we all have to cave in to buy that car. In Part 1, we’ll review the the overall car buying process and arm you with the knowledge you need to tackle any car purchase. Find out what to look out for and how to avoid the common pitfalls that the dealerships may force you into. Car buying no longer needs to be something that you are afraid of anymore.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

References: * Sexy music provided by: www.bensound.com/royalty-free-music/track/sexy

Check out our website and blog at www.awordaboutwealth.com

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Welcome to our eleventh episode of "A Word About Wealth”. In this episode, we are continuing our journey to conclude our series about Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA). Make sure to check out Part 1 first if you haven’t already.

We all know that nothing is perfect, except maybe Dwayne “The Rock” Johnson, so for Part 2, we’ll find out some of the drawbacks for these FSA and HSA accounts. As an added bonus, we’ll lay out some practical hacks that you can do with these accounts that your HR department didn’t mention at the last benefits orientation. Lastly, I’m sure we’re all dying to find out if Kevin’s foot is OK.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Reference: Link for how to use HSA as a retirement account. http://www.madfientist.com/ultimate-retirement-account/

Check out our new website and blog at www.awordaboutwealth.com

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Welcome to our tenth episode of "A Word About Wealth”. In this episode, we will be donning our scrubs as we take a deep dive into Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA).

In Part 1 of this series, we will uncover what the FSAs and HSAs are, explain the differences between the two, and talk about how it can benefit you. Many folks have no idea how to fully optimize these accounts and we are here to lay it all out for you. Considering that Kevin has a boo-boo on his leg, this episode is relevant even to the hosts. Find out how Kevin gets through this harrowing ordeal.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our new website and blog at www.awordaboutwealth.com!

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Welcome to our ninth episode of "A Word About Wealth”. This is a special episode as we we are introducing our first ever reader mail podcast where we answer your questions about wealth and general finance.

We are dedicating this episode to our listeners folks, and thank you all for writing in. Let us know if you want us to feature your questions in our podcast. We really appreciate the support, and hope to receive more from you all in the near future.

As always, if you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Check out our new website and blog at: www.awordaboutwealth.com

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Welcome to our eighth episode of "A Word About Wealth”. In this episode, we will continue to look into the financial world of our hosts. This time, we have the pleasure of getting to know Kevin’s story as he spills the beans about his finances. You thought Van’s laundry was dirty, well, you haven’t seen anything yet.

Did you know that Kevin started his career in politics? Why does he like Frank and Son’s so much? Will he ever meet Dwayne “The Rock” Johnson? Find out more as Kevin unveils his path to financial independence. If you still have that bottle of wine from last week, let’s open it up again, sit back, relax and enjoy the show.

References: * Sexy music provided by: http://www.bensound.com/royalty-free-music/track/sexy

If you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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Welcome to our lucky number seven episode of "A Word About Wealth”. In this episode, we’re going to take a break from our normal routine as we air out our dirty laundry. Taking an inside look into Van’s Financial World is as dirty as it can get. We’ll discuss Van’s humble up bringing and chronicle his journey into the financial powerhouse that he is today. He’s made plenty of financial mishaps in the past, and find out how to not make those same dumb mistakes yourselves. This is a very sensual episode folks, so let’s pop open a bottle of wine, sit back, relax and enjoy the show.

References: * Sexy music provided by: http://www.bensound.com/royalty-free-music/track/sexy

If you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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Welcome to the sixth episode of "A Word About Wealth”. In this episode, we step into the world of financial advisors as we discuss the good, the bad, and the fees.

Many folks rely on financial advisors to manage their wealth and build their net worth. Often times, many investors have no clue with how their advisors are handling their money. How do you know that your financial advisor have your best interest at heart? They may have 4 different certifications at the end of their name, but does that guarantee better returns than someone with just one certification? Do I even need a financial advisor at all? Tune in to find out how financial advisors can not only build your wealth, but also hinder it.

References: 1. Shout out to Jim Collin’s Stock Series. Excellent read for those wanting to learn the simplest and possibly best way to invest in the stock market. http://jlcollinsnh.com/stock-series/ 2. PBS Frontline special about retirement fees. This episode is what started Van on his own journey to manage his own wealth. http://www.pbs.org/wgbh/frontline/film/retirement-gamble/

If you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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Welcome to the fifth episode of "A Word About Wealth”! In this episode, we dive into part 2 of our 401k series.

Now that you know the basics, this episode will get into what we like to call, the meat of 401k. We will explore the type of funds that your 401k can provide, and breakdown its fundamentals. You’ll learn what target funds, stock funds, and bond funds are so you can decide which ones are right for you. Your 401k is an essential way to build wealth, and we’re here to make it easy for you. Tune in to our conclusion for 401k!

References: Shout out to Jim Collin’s Stock Series. Excellent read for those wanting to learn the simplest and possibly best way to invest in the stock market. http://jlcollinsnh.com/stock-series/

If you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Welcome to the fourth episode of "A Word About Wealth”! In this episode, we dive into the complicated world of 401k.

For part 1 in our 401k series, we will go back to the basics to not only explain what 401k is, but why it is important, provide some drawbacks, and also provide our personal expert experiences with 401ks. Although many people have 401ks, most folks have no idea how to manage it and often contribute too little to build any significant wealth. Tune in to find out more!

If you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

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Welcome to the third episode of "A Word About Wealth”! In this episode, we dive into the topic of buying your first home. We’ll provide a step-by-step guide, and share the do’s and don’ts to help provide you with a smooth home buying experience.

What happens if I have less than 20% down payment? What is PMI? Who’s Mello Roos? We’ll answer the top questions surrounding home purchases and provide you with our personal insights into this matter. Discover how purchasing your first home will lead to building your overall wealth.

If you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Welcome to the second episode of "A Word About Wealth”! In this episode, we dive into the topic of debt. Specifically, we will discuss why debt is bad, provide simple steps on how to get rid of debt, and how to build wealth while you’re in debt.

As mentioned in the episode, here’s the link from Mr. Money Mustache’s blog post that outlines savings rate to working years till retirement. This post provides a great testament to the power of saving, and highlights how debt detrimental to obtaining wealth. http://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/

If you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

Welcome to the first episode of "A Word About Wealth”! In this episode, we kick off the series to not only deliver our mission statement, but also define what wealth truly is. Our goal is to provide simple key concepts in building wealth, and take a deep dive to explain financial topics that are often not taught in school. If you have any questions, comments, or topic recommendations, please email us at awordaboutwealth@gmail.com.

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We are “A Word About Wealth”, a podcast about delivering financial entertainment by tackling the often complex world of finance. We subscribe to a simple philosophy - K.I.S.S. it. Keep. It. Simple. Stupid. If you're like us, finance isn't the easiest topic to understand. There is an ocean of financial terms, a bunch of opinions on how to best manage wealth and not enough folks explaining what the heck this all means. This is why we started A Word About Wealth. We wanted a place where we could talk casually about finance, ask and answer any questions on our mind and keep it simple (stupid). =)