Financially Savvy in 20 minutes: Recent Episodes

Natalie Torres-Haddad

Natalie Torres-Haddad is award-winning author, financial expert, TEDxSpeaker, and an empowered voice for Latino millennials. Join Natalie as she interviews self made millionaires; discussing the tips and tricks of money management, the stories of how they attained financial freedom, and what success looked like for them on that journey.

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From zero to our hero, Dr. Emir Estrada is living proof that you can build an incredible life through sheer focus and commitment. No excuses, mujeres! Learn how she got rid of debt to make room for wealth.

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En este episodio, conversamos con Betzaira Herrera, una latina exitosa en el mundo corporativo que apenas está comenzando. Descubre cómo ella y su esposo hacen las maletas y se embarcan en una nueva aventura cada seis meses gracias a su trabajo. Próxima parada: Argentina.

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In this episode, we chat with Betzaira Herrera, a corporate Latina baddie that is just getting started. Find out how she and her husband pick up and go on a new adventure every 6 months for her work. Next stop: Argentina.

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PART TWO: Did you hear about that lady that washed her underwear in a coffee maker? In this episode, tax expert Sandra Salcido and insurance expert Itzel Greenheck join us to talk about content creators and the need to protect their business. We hope you enjoy the episode!

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Did you hear about that lady that washed her underwear in a coffee maker? In this episode, tax expert Sandra Salcido and insurance expert Itzel Greenheck join us to talk about content creators and the need to protect their business. We hope you enjoy the episode!

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In this episode, Natalie shares why she continues podcasting and why you should too.

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This is the last part of the 3-part episode with Natalie and Vira. Be sure to catch Parts 1 and 2 first!

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Enjoy PART 2 of a three part episode with Natalie and Vira.

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We're back! And it's the 200th episode. Listen as we dive into AI, big money moves and the fear that comes with it and so much more!

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This episode aired in 2018 but is still as relevant as ever.

While on the Road from Natalie's First TEDx talk she discusses the 5 steps that anyone can take to become more proactive in becoming financial literate. She goes over the importance of women, and what it takes in order to work together to make financial changes within their families and their communities. This special episode gives tribute to all the women who lead us to create better communities.

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PART TWO: We're thrilled to have Verenice Leon back on the show with new adventures and amazing tips for all our Savvy listeners. If you've been thinking about a short-term rental investment but are unsure if you can do it on your own, this episode is for you.

Reach out to Verenice on IG: @cafecito.homeloans

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We're thrilled to have Verenice Leon back on the show with new adventures and amazing tips for all our Savvy listeners. If you've been thinking about a short-term rental investment but are unsure if you can do it on your own, this episode is for you.

Reach out to Verenice on IG: @cafecito.homeloans

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In this episode, Vira chats with Alondra, from Soluna Career Consulting, about navigating career transitions and asking for more money or a promotion in this current climate. This episode is not to be missed!

Reach out to Alondra with questions about your next career move: https://solunacareer.com/
Follow on IG: @solunacareerpdx

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Maya Muñoz-Tobón is a Somatic Movement Educator and Facilitator that shares simple actions you can take to make big changes.

Learn more about Maya's work here: Mayavita

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Maya Muñoz-Tobón is a Somatic Movement Educator and Facilitator that shares simple actions you can take to make big changes.

Learn more about Maya's work here: Mayavita
Follow her on Instagram

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In this episode, Vira reads off some stats on Valentine's Day spending this year. It's pretty shocking!

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2025 acaba de comenzar y ¡qué pesado!

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Natalie and Vira are officially back and they did not expect for 2025 to already be as eventful as it has been. They talk about the LA wildfires, Podfest 2025 and goals for the year. Thanks for listening.

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Welcome back to Part 2 of our interview with Jordan Grumet, MD.

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Doc G returns to tell us all about his new book, The Purpose Code. Be ready to gain new perspective on what it means to find your purpose. This is a heart-warming and heart-opening episode. Enjoy.

Get your copy HERE

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En este episodio en español hablamos con, Ashley K Stoyanov Ojeda, sobre su libro, sus experiencias y sus próximos proyectos.

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In this episode, Vira speaks with Verenice Leon-Hurtado, a mortgage loan officer that is dedicated to preparing the next generation of Latino homeowners.

Linkedin: Verenice Leon-Hurtado

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El Día de Igualdad Salarial para las Latinas ha llegado y, según estudios, la brecha salarial se ha ampliado. Hay muchas latinas que se están levantando por sus comunidades para ayudar a elevarlas. En este episodio, Viridiana Ponce de VP Consulting comparte cómo ayuda a las latinas a obtener financiamiento para sus negocios y cómo eliminar los obstáculos que detienen a tantas de nosotras en el camino. Visita: https://www.vpconsultingsf.com/
Linkedin: https://www.linkedin.com/in/ponceviri/

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Latina Equal Pay Day is here and according to studies, the wage gap has widened. There are many Latinas standing up for their communities to help elevate them. In this episode, Viridiana Ponce of VP Consulting, shares how she helps Latinas get funding for their businesses and how to remove obstacles that stop so many of us along the way.

Learn more: https://www.vpconsultingsf.com/
Linkedin: https://www.linkedin.com/in/ponceviri/

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We are SO happy to be back for a 9th season. Time flies when you're having fun and making money. Join us as we chat about our summer, the ups and downs, being a new mom and all the great interviews to come.

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In this episode, we reshare an interview with Natalie's agent: Ellie Kay. She gives us a peek into the life of a Brand Ambassador. It can be glamorous and lucrative but it takes years of showing up, hard work and high self confidence.

Link to the application Ellie mentions can be found here:
https://elliekay.com/newclient/

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In this episode, Vira talks to Sonia Ludwig, a long time military wife that shares her base-living experience and how money is handled by different military households. We also get some chisme you will not believe.

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Did you know that April is Financial Literacy month? We're celebrating it by reminding you to use this month as an excuse to get informed!

Follow Natalie on IG: @finsavvylatina

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From the archive: Jessica Torres shares how her family’s strife in 2008 led her to help other families and individuals deal with their financial struggles by connecting them with investors, or putting them on the path to home buying.

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If it comes down to it, who will your parents live with? You? Your sibling? A nursing home? Don't push the topic out any further.

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En este episodio volvemos a conocer a Natalie Torres-Haddad!

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8 years in and we thought we'd do a re-introduction of who and what Financially Savvy in 20 Minutes is!

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En este capítulo, hablamos con Yadira López sobre novedades en el mundo de seguros médicos.

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In this episode, health insurance expert Yadira Lopez joins us to give us the latest updates on Medi-Cal, Covered CA and Medicare.

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Los dos and donts de remodelar tu casa

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Vira goes through dos and donts for remodeling your home or other space.

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¿Cuáles son tus propósitos en 2024?

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In this episode, we reflect on all our learnings. What did we learn? What will we leave behind?

Thank you so much for listening and happy new year!

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"Everything is always working out for me..."

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Hablamos de lo bueno y lo malo de trabajar con amigos cuando compras casa.

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In this episode, Vira and Natalie talk about the peaks and valleys that you experience when buying a new house.

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We dive deep into investment goals, life changes, global conflicts and more.

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Escuche el resumen en español de la entrevista con Gina Zapanta de ZA Lawyers.

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In this episode, Natalie chats with Gina Zapanta of ZA Lawyers to discuss what it means to throw away old programs and focus on the things that make you thrive.

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No te pierdas su próximo evento: Financially Strong Latina el 1 de Noviembre.
Listen to Jen on: Her Dinero Matters Podcast

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We chat with Jen Hemphill of Financially Strong Latina, coming this Nov 2023. Don't forget to sign up!

Financially Strong Latina

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Es Latina Equal Pay Day! Celebramos con Sandra Salcido.

The retirement Miracle
By Patrick Kelly

Tax free retirement
By Patrick Kelly

Creating wealth through life insurance
By Lindsay Smith

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Sandra Salcido is back! We thought it only fitting to bring Sandra back for this episode since she is a life insurance and finance expert. Listen and learn!

The retirement Miracle
By Patrick Kelly

Tax free retirement
By Patrick Kelly

Creating wealth through life insurance
By Lindsay Smith

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Han pasado muchas cosas este verano. Estamos emocionadas de compartir todo con ustedes!

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Just in time for Hispanic Heritage Month! Natalie and Vira are back after the summer break. But, was it a break? TV spots, workshops, book fairs, home sales, ADUs... so many new things in the works. Here's to a great Season 8!

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Natalie se acuerda de una grabación que hizo al comienzo de su carrera como presentadora en Tedx y discutimos los objetivos que nos proponemos alcanzar y el final de otra temporada increíble.

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Natalie goes down memory lane when she listens to an audio diary she recorded at the beginning of her Tedx journey and we discuss the goals we will set out to achieve and the end of yet another amazing season

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In this episode, Natalie interviews her husband, Nader Haddad, professor by day, stand up comedian by night. This episode is both endearing and hysterical. Enjoy! 

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Yes, there is a level of glitz and glam when you’re a professional speaker getting paid 5 or 6 figures to present your story to the world. However, there is also a lot of anxiety: are you leaving money on the table? Are you protecting yourself and your brand? How can you negotiate without compromising the opportunity? We learn this and more from Ellie Kay, Brand Ambassador Agent (who also happens to rep Natalie!).

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Sí, hay un nivel de glamour cuando eres una presentadora profesional y te pagan miles de dólares para presentar tu historia al mundo. Sin embargo, también hay mucha ansiedad: ¿estás cobrando suficiente? ¿Te estás protegiendo a ti mismo y a tu marca? ¿Cómo se puede negociar sin comprometer la oportunidad? Aprendemos esto y más de Ellie Kay, Brand Ambassador Agent (¡quien también representa a Natalie!).

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Margaret Mitchell is a master storyteller and speaker. Why? Because she believes in and invests in people. She is proof that it is never too late to create: your dream career, business, and life.

01:01
And I've always considered her a mentor. I just basically someone I want to be like when I grow up. She has has such an impact on not just my life now, not just my life, everyone that she's met. And I thought she'd be perfect to be part of this episode because often we think wealth is just monetary.
06:25
So that's one of the things I've been up to. Another thing I've been up to is participating in a class workshop for students at the Charles Drew School of Medicine and Science. And you know about that, Natalie because you also attended and chaired that one year. So that's another thing I've been doing.
10:06
So it's wonderful hearing, hearing what you've done. If before we end, is there one thing that you can talk about that maybe made you feel you not reinventing yourself, but just trying something new? Like I know your concept was people that who try something new are getting out of their comfort zone. As you said, you were an introvert. Is there something that maybe you can advise for people that are afraid to start something new or feel or that, you know, I hear 30-year-olds say they feel too old to start a whole new career?
13:28
MargetM.S.RG38@Hotmail.com back. Well, thank you very much Margaret again I don't know how many more times I can say thank you. We just really appreciate it So everyone, the show notes will have her contact information as well. So as always, we appreciate the audience being here, learning with us, and exchanging with us. If you have any questions, feedback, or topics you want to hear on Financially Savvy in 20 minutes, please send us your emails.
Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!
https://www.instagram.com/financiallysavvyin20minutes/
https://www.instagram.com/financiallysavvylatina/
https://www.instagram.com/thesavvytrailer/
https://www.instagram.com/vira_egli/
https://www.instagram.com/robert_delude/ 

Keywords for this episode:

Financial literacy, #Money Management, #Personal Finance, #Investing tips,

#Storytelling, #Mentorship.

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Margaret Mitchell es una narradora experta. ¿Por qué? Porque cree en las personas y en sus historias. Ella es la prueba de que nunca es tarde para crear: la carrera de tus sueños, el negocio de tus sueños, la vida de tus sueños.

OO:60
Ah, pero las cosas que he hecho en su vida es. No sólo una autora, pero una mamá, una abuela ahm también este tiene su casa tie. Ellas es unas personas que siempre están vier invirtiendo no solo en ella mismo, pero en su comunidad se llama mar mecho y la he conocido así mucho tiempo. Pero platico más sobre lo que ella, lo que ella me ha enseñado mucho.

02:14
Yo creo, ay, sí, ella tiene casi como 80 años porque estar casi. Ocho años. Y lo que, como ella dijo, sí, invertió en esa casa y y hasta me dijo que tenía un poquito pena de decir hizo, le digo, mira, ah, ella se estaba casada, pero tenía hijos y dijo que tenía que comprar una casa para ahm, para tener algo para su familia.

04:07
Muy, muy buena persona. Sí, sí, tienes a vibra. Sí. Y siempre me daba, bueno, como decimos. Críticos. Pero bueno, me decía ah, puedes hacer eso mejor. Lo puedes decir decir eso. Y ella ha vivido en otras partes de los estados unidos en Texas, y ah, y aquí en California en compte. Y es bueno, ha platicar sobre la historia que ella ha tenido y por eso, ojalá podemos tenerla otra vez porque uno puede aprender mucho.

Ahm con ella. Yo, yo siempre siento que ella. Te puede decir todo lo que ha pasado y todavía pensar guau, y todavía lo está haciendo. Y tiene tanta energía que uno ni se sepa que qué edad tiene ella. Yo conozco a su hija y sus familiares y. Ella invierte la personas y todo el mundo la quiere. El buen baj cabe a decir eso que el conocido mucha gente que ha han murió sin sin nada de familiares o amigos, pero mucho dinero.

Y él dijo que no quiere ser eso. Él quiere tener mucho dinero, pero también muchos familiares. Soy invertir en en tu comunidad también. Exacto. Y echarle las ganas, como ella dijo, es lo más importante. Ella dice si te presenta a alguien con una oportunidad y te da miedo. Hazlo porque no, no sabes a lo mejor llega para otra cosa.

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!
https://www.instagram.com/financiallysavvyin20minutes/
https://www.instagram.com/financiallysavvylatina/
https://www.instagram.com/thesavvytrailer/
https://www.instagram.com/vira_egli/
https://www.instagram.com/robert_delude/ 

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In this episode, we chat with the hilariously entertaining entrepreneur, Pat Grace, about real estate, podcasting, funny but educational video content and more. 

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En este episodio, hablamos con el empresario Pat Grace sobre bienes raíces, podcasting, videos divertidos pero educativos y más.

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En este episodio, Jessica Torres comparte cómo los conflictos del 2008 la ayudaron a crear el negocio que tiene ahora.  

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In this episode, Jessica Torres shares how her family’s strife in 2008 led her to help other families and individuals deal with their financial struggles by connecting them with investors, or putting them on the path to home buying. 

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Yadira López regresa en este episodio para hablar sobre el fin de la emergencia de salud pública.

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!
https://www.instagram.com/financiallysavvyin20minutes/
https://www.instagram.com/financiallysavvylatina/
https://www.instagram.com/thesavvytrailer/
https://www.instagram.com/vira_egli/
https://www.instagram.com/robert_delude/ 

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Yadira Lopez is back in this follow up episode to discuss a critical topic impacting millions. She explains what you can do if you find yourself without health insurance coverage as of April 1st
Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!
https://www.instagram.com/financiallysavvyin20minutes/
https://www.instagram.com/financiallysavvylatina/
https://www.instagram.com/thesavvytrailer/
https://www.instagram.com/vira_egli/
https://www.instagram.com/robert_delude/ 

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In March, during Women’s History Month, we chatted with our dear friend Yadira Lopez. She is a serial entrepreneur and mom of 4 that went through breast cancer and came out the other stronger and more determined to live her life on her own terms. 

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En marzo, durante el Mes de la Historia de la Mujer, platicamos con nuestra querida amiga Yadira López. Ella es una emprendedora y mamá de 4 hijos. Luchó contra el cáncer y ganó. Está aún más decidida a vivir la vida de acuerdo con sus propias reglas.

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Deberíamos estar preocupados? 

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Recent bank failures bring 2008 vibes. Should we be worried?

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Natalie y Vira 

Natalie y Vira resumen una conversación motivacional con Bethany Bayless.

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In this episode, Bethany Bayless shares an inspiring journey of motherhood and creativity.

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It’s our 7th anniversary! In this episode, Natalie reflects on 7 years of bilingual podcasting on financial literacy. She discusses the workshops, lectures and award-winning book that led to the creation of Financially Savvy in 20 Minutes. Enjoy

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Aprende cómo empezó el podcast Financially Savvy in 20 Minutes y hacia dónde va. 

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¿Realmente la necesito?

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Barbara Caudana is a long-time insurance agent that gives us the low-down on insurance - who needs it? How much do we need? And where can we save!

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¡Pasamos un tiempo fantástico hablando con Natalia del programa PinkCafe! Asegúrense de leer su nuevo libro disponible en Amazon.

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We had such a fantastic time speaking with Natalia from the PinkCafe TV show! In her recently published book, “Natalia uses her own experience (and dreams) in film and TV production, to share the lessons, habits, and actions she has taken throughout the years to achieve every dream that just started with a thought and became a plan.”

Get her book on Amazon

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Aprendimos mucho, crecimos mucho y estamos emocionados por lo que está por venir.

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And that’s it for 2022! What a weird, yet sort of normal, well-paced, exciting, jam-packed year. Listen as we discuss what we learned in 2022, and what we wish for in 2023. 

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We hope you enjoy PART 2 of Money Moves With Millionaires with our very special guest, Marta Grace. She shares with us her insights on real estate investing, stocks/whole life policy investing, parenting, self-care and more.

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We’re excited to share our annual conversation with Marta Grace on Latina Equal Pay Day. Marta shares with us her insights on real estate investing, stocks/whole life policy investing, parenting, self-care and more. We’re thrilled to have this amazing Latina on the show.

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!
https://www.instagram.com/financiallysavvyin20minutes/
https://www.instagram.com/financiallysavvylatina/
https://www.instagram.com/thesavvytrailer/
https://www.instagram.com/vira_egli/
https://www.instagram.com/robert_delude/ 

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Sandra Salcido RFC® regresa para compartir consejos y claridad sobre el tema de la jubilación y las diferentes formas en que puedes comenzar a ahorrar para tu futuro.

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Sandra Salcido RFC®️ is back on our show to share tips and clarity around the topic of retirement and the different ways you can start saving for your future today. 

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En este episodio, resumimos la conversación que tuvimos con Sim Terwilliger, una consultora de studentloanplanner.com. Escuchen sus consejos e información.

Or check out their Instagram

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!

https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/

https://www.instagram.com/thesavvytrailer/

https://www.instagram.com/vira_egli/

https://www.instagram.com/robert_delude/ 

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We got the amazing opportunity to speak with Sim Terwilliger of Student Loan Planner. She shared helpful tips and insights, as well as the emotional challenges you must face when getting your student loan finances in order. This is invaluable information, be sure to listen!

Visit studentloanplanner.com for more information and guidance. Or check out their Instagram 

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!

https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/

https://www.instagram.com/thesavvytrailer/

https://www.instagram.com/vira_egli/

https://www.instagram.com/robert_delude/ 

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Natalie y Vira recomiendan tener un presupuesto esta temporada navideña.

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Listen to Natalie and Vira describe how they shop savvy during the holidays. It’s a time to be festive and frugal! 

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Disclaimer: this may be a difficult episode for you to listen to if you have experienced pregnancy or infant loss. As many of you know, Natalie and her husband’s journey to parenthood has been difficult. She knows many individuals and couples suffer in silence. She chose to speak up about her journey to provide support and to let others know that they are not alone.

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!

https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/

https://www.instagram.com/thesavvytrailer/

https://www.instagram.com/vira_egli/

https://www.instagram.com/robert_delude/ 

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Este puede ser un episodio difícil de escuchar si has perdido un bebe. Como muchos de ustedes saben, el camino de Natalie y su esposo hacia la paternidad ha sido difícil. Ella sabe que muchas personas y parejas sufren en silencio. Ella decidió hablar sobre este tema personal para dar apoyo y para que otros sepan que no están solos.

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!

https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/

https://www.instagram.com/thesavvytrailer/

https://www.instagram.com/vira_egli/

https://www.instagram.com/robert_delude/ 

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En este episodio respondemos a una pregunta con respecto a los préstamos de carros. ¿Cuáles son tus consejos a la hora de comprar un vehículo?

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!

https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/

https://www.instagram.com/thesavvytrailer/

https://www.instagram.com/vira_egli/

https://www.instagram.com/robert_delude/ 

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In this episode we answer a question from our listener regarding auto loans. This is something that just about everyone goes through. What are your tips when purchasing a vehicle?

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!

https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/

https://www.instagram.com/thesavvytrailer/

https://www.instagram.com/vira_egli/

https://www.instagram.com/robert_delude/ 

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We’re super excited to be back for another season, and even more excited to be able to kick off the first episode of the season during Hispanic Heritage Month. In this episode, we talk about all the events that took place during our summer break, what we did, what we learned and what’s in store for the season. Welcome back and thanks for listening!

Keep up with Natalie, Vira, Robert, and the Podcast on Instagram. Or Just say Hi!!

https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/

https://www.instagram.com/thesavvytrailer/

https://www.instagram.com/vira_egli/ 

https://www.instagram.com/robert_delude/ 

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En este episodio, hablamos sobre nuestras vacaciones de verano, lo que hicimos, lo que aprendimos y lo que vendrá en el show esta temporada. ¡Bienvenidos de nuevo y gracias por escuchar! Feliz Mes de la Herencia Hispana

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We are taking a short summer break. Listen to find out when we’re back and how to send us your questions/tips/ideas. Enjoy the summer! 

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Dr. Jordan Grumet’s book title, “Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life” says it all. The author gives us his take on what real wealth is. 

For more information on Doc G and his book, visit jordangrumet.com

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Fue un placer hablar con el Dr. Grumet sobre su nuevo libro sobre el dinero y los más importante en la vida. 

Para más información, visita: jordangrumet.com 

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En este episodio, Vira conversa con Isaac Salcido de Arkapital Financial sobre el Seguro de Vida y por que lo necesitamos.

@Isaacsalcido_

isaac@arkapitalfinancial.com  

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In this episode, Vira chats with Isaac Salcido of Arkapital Financial about Life: the good, the bad and the expensive.  

@Isaacsalcido_

isaac@arkapitalfinancial.com  

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Hay mucha gente dando consejos sobre qué hacer con tu dinero. ¿A quién escuchas y por qué? Este episodio también nos ayudó a reflexionar sobre nuestro propio mensaje. Esperamos que lo disfrutes.

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There are many people out there giving advice on what to do with your money. Who do you listen to, and why? This episode helped us reflect on our own message too. We hope you enjoy it.

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In this episode, we discuss the “touchy” subjects we do not openly discuss with our family or friends because we are afraid of being judged, we’re ashamed or we simply don’t know how to bring up the topic. It’s not always easy, but open communication really is the key to deeper relationships. 

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En este episodio, hablamos de temas tabú que no hablamos abiertamente con nuestra familia o amigos porque tenemos miedo de ser juzgados, nos da vergüenza o simplemente no sabemos cómo sacar el tema. No es fácil, pero la comunicación abierta realmente es la clave para tener relaciones más profundas.

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All Fin Savvy guests are special, but this one is just a little extra special because it is Natalie’s brother! Danny Torres is an active real estate investor that shares some tips on how to assess an investment and to think outside the “California real estate” box. Grab a pen and paper- you will need it All Fin Savvy guests are special, but this one is just a little extra special because it is Natalie’s brother! Danny Torres is an active real estate investor that shares some tips on how to assess an investment and to think outside the “California real estate” box. Grab a pen and paper- you will need it. 

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Todos los invitados de Fin Savvy son especiales, ¡pero este es un poco más especial porque es el hermano de Natalie! Danny Torres es un inversionista inmobiliario activo que comparte algunos consejos sobre cómo evaluar una inversión y pensar fuera de la caja de "bienes raíces de California". Toma una pluma y papel, lo vas a necesitar. 

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En este episodio, Kathleen Entwistle, CFP, CDFA nos habla sobre el trabajo que hace para empoderar a las mujeres para que comprendan mejor sus finanzas. Ella es la creadora de The Money Date Box, un proceso de ocho semanas que te ayuda a aprender fundamentos financieros. 

Para mas información, visita:  www.themoneydatebox.com

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Kathleen Entwistle, CFP, CDFA has been around the finance block a few times. In this episode, she talks about her journey and the work she does to empower women to better understand their finances. She is the creator of The Money Date Box, an eight-week guided exercise that helps you learn the fundamentals of what money means to you and grow from there. Listen and enjoy! 

www.themoneydatebox.com

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¡Es increíble creer que hemos llegado a los 100 episodios! En este episodio, miramos hacia atrás a lo largo de los años, compartimos los “highlights”, los invitados favoritos, lo que hemos aprendido y más. ¡Gracias a todos por escuchar!

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Incredible to believe we’ve reached 100 episodes! In this episode, we look back over the years, share the highlights, favorite guests, what we’ve learned and more. Thank you all for listening!

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Tener un bebé es un evento maravilloso. También es el mejor momento para pensar en su futuro- EN EL PRESENTE. En este episodio, conversamos con Sandra Salcido, CEO de Arkapital Financial y futura mamá. Ella nos platica sobre la importancia de planificar la increíble llegada de bebés en nuestra vida, así como la importancia de planificar para el peor de los casos. Prepárate para una charla real sobre bebés y presupuestos.

IG:@sandrapsalcido @arkapitalfinancial 

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Having a baby is a wonderful event. It is also the best time to think about their future IN THE PRESENT TIME. In this episode, we chat with Sandra Salcido, CEO of Arkapital Financial and mom-to-be. She discusses the importance of planning for the amazing arrival of babies in your life, as well as planning for the worst case scenarios so that your kids are taken care of. Get ready for some real talk about “budgeting for baby.”  

IG: @sandrapsalcido @arkapitalfinancial 

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Parenthood is not one-size fits all, and it’s not something that everyone wants. In this episode, we discuss the need to be mindful of another person’s experience on their journey towards parenthood or their choice not to take that journey, and the budgets associated with both (the term nest egg takes on a whole other meaning!). 

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La paternidad no es igual para todos, y no es algo que todos quieren. En este episodio, hablamos sobre la necesidad de tener en cuenta la experiencia de una persona en su proceso hacia la paternidad o su elección de no tener hijos y los presupuestos asociados con ambos.

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Tenga cuidado: este episodio relata una experiencia emocional que puede no ser adecuada para todos. Natalie comparte la alegría de quedar embarazada, el dolor de un aborto espontáneo y el proceso (y los gastos) de sanar tu cuerpo y corazón.

Follow Natalie and the Podcast on Instagram https://www.instagram.com/financiallysavvyin20minutes/

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Be aware - this episode recounts an emotional experience which may not be suitable for everyone. Natalie shares her “trying” journey- the joy of getting pregnant, the grief of a miscarriage and the process and expenses of healing your body and heart.

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Bernadette decided to focus on herself before focusing on a relationship. Not the most common path for Latina women. She is currently the VP of Design and Architecture at Public Storage, married and a new mom. Enjoy the episode! 

Books

The Power Of playing offense by Paul Epstein

Rich Dad Poor Dad By Robert Kiyosaki 

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Bernadette decided to focus on herself before focusing on a relationship. Not the most common path for Latina women. She is currently the VP of Design and Architecture at Public Storage, married and a new mom. Enjoy the episode! 

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Bernadette decidió centrarse en sí misma antes de centrarse en una relación. No es el camino más común para las mujeres latinas. Actualmente es vicepresidenta de diseño y arquitectura en Public Storage, casada y mamá por primera vez. ¡Disfruta del episodio!

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In this episode, we discuss what to look out for on either side of a foreclosure, and how Covid has impacted the real estate market.

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En este episodio, hablamos de ejecuciones hipotecarias y cómo Covid ha impactado el mercado inmobiliario.

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2022 llegó rápido, ¿no? ¿Cómo te sientes al respecto? En este episodio, reflexionamos un poco sobre el año 2021, admitimos los altibajos y miramos positivamente hacia el 2022. Estamos emocionadas de traerles muchos más “financially savvy” episodios! 

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2022 came fast, didn’t it? How do you feel about it? In this episode, we reflect a bit on 2021, admit to the ups and downs and look positively towards 2022. We are excited to bring you many more financially savvy episodes this year. Stay tuned!

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2021 no fue el año más fácil, sin embargo, siempre hay cosas por las que estar agradecido. Esperamos que este episodio te recuerde que debes afrontar los altibajos de la vida con gracia y amor.

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2021 wasn’t the easiest of years, however, there are always things to be grateful for. We hope this episode reminds you to take the ups and downs with grace and love. 

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Escuchen entrevistas íntimas con unas amigas y panelistas de la conferencia CSULB Cal State University Long Beach Rise and Resist.

Jennifer Echeverria Miyamoto y Ebony Jones comparten sus historias de ser mujeres de color y cómo la maternidad también es una experiencia de enseñanza para sus hijos sobre cómo hablar del dinero.

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Jennifer Echeverria Miyamoto and Ebony Jones share their challenges of being WOC and how motherhood is also a teaching experience for their own children about learning how to talk with money.  Breaking taboos around money with kids panel moderated by Natalie Torres-Haddad.

Follow Natalie and the Podcast on Instagram https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/ 

Guests: Ebony La'Starr Jones  https://www.instagram.com/iamebjones/

Jen Kanoe https://www.instagram.com/jemeeyamoto/ 

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Daisy y Luc, de Make It Rain Capital, nos dan un vistazo a sus vidas como inversionistas y dueños de negocios como marido y mujer. Escuchen cómo se organizan para lograr sus objetivos y por qué creen en la inversión inmobiliaria multifamiliar. No te pierdas los tips de como empezar tu también

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Daisy and Luc, of Make It Rain Capital, give us a glimpse into their lives as investors and husband and wife business owners. They provide tips on how to organize yourself to achieve goals, why they believe in multifamily real estate investing, and how you can do it too.   Find their Podcast here

Keep up with Natalie, Vira, and the Podcast on Instagram.

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Produced by Robert DeLude 

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We just celebrated Halloween. It was reported that consumer spending for Halloween, which is October 31, would be about $10 billion. Ironically, October 31st is also World Savings Day. Go figure! This episode is an open invitation for folks to throw a fun Halloween party in 2022, that also includes a conversation about saving your money! You in? 

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Acabamos de celebrar Halloween, que cae el 31 de octubre. Según varios reportes, los consumidores iban a gastar 10 mil millones celebrando Halloween. Irónicamente, el 31 de octubre también es el Día Mundial del Ahorro. ¡Imagínate! Este episodio es una invitación para que la gente organice una divertida fiesta de Halloween en 2022, ¡que también incluye una conversación sobre cómo ahorrar dinero! ¿Te unes?

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We’re currently working on a pilot program for the Savvy Trailer, Until then, please enjoy some archived gems! Keep up with Natalie, Vira, and the Podcast on Instagram.

https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/

https://www.instagram.com/thesavvytrailer/

https://www.instagram.com/vira_egli/ 

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We partnered up with Denise Gutierrez of the California Council on Economic Education (CCEE) to participate in the Family Day in the Park Fest put on by the South Gate Police Department. Denise’s organization is dedicated to teaching economics and financial literacy to California’s youth, especially to those in under-served communities. 

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Nos asociamos con Denise Gutiérrez del Consejo de Educación Económica de California (CCEE) para participar en el Festival de Día de la Familia en el Parque organizado por el Departamento de Policía de South Gate. La organización de Denise se dedica a enseñar economía y conocimientos financieros a los jóvenes de California, especialmente a los que viven en comunidades de bajos recursos.

Keep up with Natalie, Vira, and the Podcast on Instagram.

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We’re back! After a much needed break, Natalie and Vira are back with a brand new episode in honor of International Podcast Day. In this episode, we give a shout out to Danny Pena of Gamertag Radio, chat about Hispanic Heritage Month and some awesome events in the works.

Keep up with Natalie, Vira, and the Podcast on Instagram.

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Después de un descanso muy necesario, Natalie y Vira están de regreso con un episodio nuevo en honor del Día Internacional del Podcast. En este episodio, le damos un “shout out” a Danny Pena de Gamertag Radio, charlamos sobre el Mes de la Herencia Hispana y algunos eventos increíbles en proceso.

Keep up with Natalie, Vira, and the Podcast on Instagram.

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Estamos trabajando en un programa escolar para el Savvy Trailer. Volveremos el 30 de septiembre con un nuevo episodio en el Día Internacional del Podcast. Hasta entonces, disfruta de algunos episodios divertidos previamente grabados.

Keep up with Natalie, Vira, and the Podcast on Instagram.

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Natalie y Vira hablan sobre la importancia del cuidado personal, tomarse el tiempo para ser creativas y las cosas que hemos aprendido durante el confinamiento.

Keep up with Natalie, Vira, and the Podcast on Instagram.

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Natalie and Vira talk about the importance of self-care, taking time to let the creative juices flow and what we will be taking into the new normal as things start to open up around the globe.

Keep up with Natalie, Vira, and the Podcast on Instagram.

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"Las mujeres son mejores conductoras, ¡y eso es un hecho!" Dice Esther García, propietaria de EG Driving and Traffic School (y la madre de Vira). Ella lo sabría. Lleva más de 40 años enseñando a la gente a conducir. Este episodio está dedicado a las madres y figuras maternas en nuestras vidas que nos han inspirado a hacer realidad nuestros sueños. Escucha mientras Esther comparte consejos sobre cómo ser una mujer económicamente independiente.

Keep up with Natalie, Vira, and the Podcast on Instagram.

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“Women are better drivers, and that’s a fact!” Says Esther Garcia, owner of EG Driving and Traffic School (and Vira’s mom). She would know. She’s been teaching people how to drive for more than 40 years. This episode is dedicated to the mothers and mother figures in our lives that have inspired us to make our wildest dreams come true. Listen as Esther shares tips on how to be a financially independent woman.

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Joe Saul Sehy comparte, entre otras cosas, cómo la comedia y hacerse el tonto pueden ser una jugada inteligente.

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Hablamos con Olivier Egli, de Why Story, quien comparte lo importante que es reducir la velocidad y concentrarte para encontrar tu propósito y hacer trabajo que te encanta.

Follow Olivier https://www.instagram.com/thewhystory/

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We chatted with Olivier Egli, of Why Story, who shares how important it is to slow down and focus; to find your purpose, and to do work that you are in love with.

Follow Olivier https://www.instagram.com/thewhystory/ 

Keep up with Natalie, Vira, and the Podcast on Instagram.

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As summer kicks off and more of us are getting ready to travel, an important question to ask is: “What kind of a trip am I looking for- Basic or Baller?” Know what your travel values are and be clear on your expectations so that you can create a budget that allows you to enjoy the kind of experience you are seeking. Safe and savvy travels! 

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El 20 de mayo es el Día Nacional para Ser Millonario. En este día se celebra la idea de ser millonario. Escuche algunos de los consejos de Marta sobre cómo hizo crecer su negocio y se convirtió en millonaria antes de los 30 años. Sintonice el episodio 4 para obtener más consejos de Marta.

Keep up with Natalie, Vira, and the Podcast on Instagram.

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May 20th is National Be a Millionaire Day, which celebrates the idea of being a millionaire.  Listen to some of Marta's tips on how she grew her business and became a millionaire before the age of 30. Tune into Episode 4 for more of Marta’s tips.

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Listen to a few tricks on how Marta Grace has built her businesses, and managed to invest in her community. 

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The Gardena Cinema serves as a great example of generational wealth. The cinema's owner, Judy Kim, shares that her parents purchased the Gardena Cinema in the 70s, and despite being Korean, they ran it as a Spanish-language theater to service their local community. Judy has shifted her legal career to focus on the family business during the Covid pandemic in order to continue its legacy and serve the community they love so much.

Check out Gardena Cinema on Instagram.

https://www.instagram.com/gardenacinema/ 

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El Gardena Cinema sirve como un gran ejemplo de riqueza generacional. La dueña del cine, Judy Kim, comparte que sus padres compraron el cine en los años 70 y, a pesar de ser coreanos, lo mantuvieron como un teatro español para servir a su comunidad local. Judy ha cambiado su carrera legal para enfocarse en el cine durante la pandemia de Covid para continuar su legado y servir a la comunidad que tanto quieren

https://www.instagram.com/gardenacinema/

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Hablando como enseñarle a nuestro hijos como manejar su dinero desde el principio consejos de Karla Cabas de el podcast "A todas Nos Pasa".  Oye como ella les enseña a sus hijos y que hacen cada año para el Dia de las Madres y no gastar mucho dinero.

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Host of Smart Money mamas shares how she teaches her kids about money and what parents can do to celebrate mother's day for free outdoor activities.

Follow  **Chelsea Brennan on Instagram https://www.instagram.com/smartmoneymamas/

or check out her website 

https://smartmoneymamas.com/**

Keep up with Natalie, Vira, and the Podcast on Instagram.

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Natalie anuncia el Savvy Trailer Series.

En este episodio, Natalie anuncia un nuevo proyecto, con co-presentadora Vira Egli. El Savvy Trailer es un podcast y estudio móvil que ha sido un sueño de Natalie durante mucho tiempo. 

Keep up with Natalie, Vira, and the Podcast on Instagram.

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Natalie announces a new podcast niche: The Savvy Trailer Series 

In this episode, Natalie announces a new project, with co-host Vira Egli: The Savvy Trailer Series. It is a podcast and mobile studio that has been a dream of Natalie’s for a long time.

Keep up with Natalie, Vira, and the Podcast on Instagram.

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Fellow panelist at Lola Retreat in Seattle 2019, Sylvia Hall an Attorney chats with Natalie Torres-Haddad about the hurdles having to overcome investing in Real estate as a single woman and especially as a women of color.  The pros and cons on her real estate investing journey.  Happy Financial literacy month!

Contact Sylvia @ Sylviahall@yahoo.com

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As podcasters in person interviews can be fun in the oddest places such as a car! A fun conversation with the award-winning finance podcaster host Chris Browning of Popcorn Finance as he shares his tips on creating consistent content in the finance field. This special episode was after Natalie's Keynote at the Festival of Good Reads in Long Beach in 2019 a fun throwback Happy Financial Literacy month!

Connect with Chris Browings @ https://www.instagram.com/popcornfinancepodcast/ 

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If you are interested in investing in Real Estate listen to this episode with the helpful tips on how to avoid the 4 T's - tenants, toilets, and find out the other 2 T's.  Dr. Tax lien is the real deal and find out how she is teaching her students to become financially independent! Natalie interviews her live at the Real Estate Investor live event in 2018.

www.Drtaxlien.com

www.realestateriches.com

Maryjo@drtaxlien.com

Keep up with Natalie and the Podcast on Instagram.

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Financial Literacy month is here!  In today’s episode, Paulette Perhach and Financially Savvy Latina discuss the importance of making money as writers.  Tune in if you are an inspiring or season writer. A throwback from the 2019 Lola retreat in Seattle recorded in the art museum

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A special throwback with Natasha Campbell and Natalie, listen to the entire episode at the podcast the Wealth Stylist #28 as we highlight and close Women's History Month with other amazing women of color podcasters.

Follow Natasha @

https://www.instagram.com/wealthstylist/

or Her Website @ https://www.wealthstylist.com/

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Happy Savvy Women's History Month! This month we will be sharing never before heard intimate interviews.

Lola Retreat in Seattle of 2019 was filled with women that shared their stories when it came to investing. In this episode Bianca DiValerio discusses the setbacks from the Real Estate Market crash of 2008 and how she has financially better positioned herself for success. In order of women's history month we continue to shine light on incredible women like Bianca.

Bianca DiValerio is a flight attendant who reached financial independence at 40 despite being an hourly employee without a college degree. In 2015, she stumbled upon the world of FIRE and used her newfound knowledge to redirect her financial life after a divorce and 3 short sales. Since then, she has attended many community-based events in order to support and cheer on other women in similar situations. Bianca writes has been featured in Money Magazine, and WGN news

For more info on Lola Retreat visit lolaretreat.com

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Happy Savvy Women's History Month! This month we will be sharing never before heard intimate interviews.

Las dos fueron presentadoras en la conference de Northstar hablando sobre consejos como ayudarse en LinkedIn para conseguir trabajo y clientele.

http://www.thelatinista.com/

Follow Yai Vargas on Linkedin

Yai suggestions- Broadsheets NewYork Times

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Happy Savvy Women's History Month! This month we will be sharing never before heard intimate interviews.

On the road back from being speakers at the black and brown founders conference called Northstar both speakers shared the importance of networking. Yai shares her LinkedIn Ninja skills.  On the road to the famous Philadelphia Rocky steps.

Follow Yai Vargas on Linkedin 

http://www.thelatinista.com/

Yai suggestions- Broadsheets NewYork Times

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Happy Savvy Women's History Month! This month we will be sharing never before heard intimate interviews such as this one with fellow panelists at CSULB Cal State University Long Beach Rise and Resist conference.  

Jennifer Echeverria Miyamoto and Ebony Jones share their challenges of being WOC and how motherhood is also a teaching experience for their own children about learning how to talk with money.  Breaking taboos around money with kids panel moderated by Natalie Torres-Haddad.

Follow Natalie and the Podcast on Instagram https://www.instagram.com/financiallysavvyin20minutes/

https://www.instagram.com/financiallysavvylatina/ 

Guests: Ebony La'Starr Jones  https://www.instagram.com/iamebjones/

Jen Kanoe https://www.instagram.com/jemeeyamoto/ 

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Latino and Latina representation in Orlando, Fl in March of 2020 last year was epic because it was the last in person conference these podcasters attended.  Natalie was a speaker and after a fun, informative week she sits with fellow podcasters founder of the Latina podcast network Rita Bautista and Hendel Leiva of immigration Mic podcast.    Goals set in 2020 for the financially savvy in 20 minutes team and came thru for 2021 as all being apart of podfest global summit March 1-5 a year later.  Learn the importance of motivating each other from newbies to seasoned podcasters.  

Follow the podcast and Natalie on Instagram 

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Here a few of Natalie’s Tips on how one should properly brag about themselves when they are pitching themselves to be a guest on someone’s podcast. The importance of being unique. Here is a little part of her presentation back in August 2020 during a world pandemic! She along with the entire podfest global summit made history as the largest attended virtual conference! 

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Podcasting with kids! Learn from founder Rarshael Solomon of MY little banker and why she created content not just for kids but with kids too! how parents can talk with kids about money.  Supporting black-owned small businesses and women of color for black history month!

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Throwback Thursday’s 2021  2020 February Natalie had the opportunity to speak with fellow latina in finance co founder of ask snowball Tanya Mendez candidly after both worked on an incredible 3 part podcast series Charlas by Hispanic Heritage Foundation in partnership with Nationwide in the lovely snowy city of Columbus, Ohio. Both had met on a panel for the annual summit In San Francisco Latinos In Finance 2019 and both spoke at the We all grow Summit 2019.  They discussed what it means to be women in finance, first gen, immigrant mentality and Tanya being a trailblazer as featured in Forbes 30 under 30.  These two get raw in why representation matters especially for women of color in Finance. 

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Celebrando 5 aÑos de esta plataforma de financieramente en 20 minutos.  Tambien placticando cuarenta aÑos y que aprendimos durante este tiempo y todas las aventuras!

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Celebrating 5 years in of Financially Savvy In 20 minutes Podcast! We discuss how celebrating the small wins and looking back on 5 years of the tricks, tribulations, and success stories.  Growing into our age is another hot topic for this year Forty and Fabulous or Forty and Failing, listen to the fun, fabulous and frugal journey!

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En 2021 todavía tenemos metas y retos pero lo que puede cambiar es mirando representacion de mujeres que son lideres.  Vira y Natalie hablan sobre libros, metos, retos y como balanciar una mente positiva.  

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Welcome, 2021! The inauguration was monumental for women all over the world no matter what side you were on.  To see the first women and woc become the VP of the United States of America during a worldwide pandemic is unimaginable but a dream come true.  Vira and Natalie discuss what that means to see themselves women breaking barriers and how they are staying positive and balanced for the upcoming 2021 year! 

Tedx Talk- The Confidence gap

https://youtu.be/FN_-Cesjc1w

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Throw back Thursdays from episodes never released (pre-covid)  

Natalie and Dalia Kinsey RD, discuss about being frugal while starting a new side hustle and navigating the haters while your creating content.   They fall into the 8% category women of color who are podcasters and share the lessons learned while recording and the advantages of having a podcast while being bilingual.    Learn more about Dalia and her podcast at schoolnutritionrd.com 

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ending 2020 on the 20th with one of my favorite couches Dania Rivas.  We talked about “the saboteur” and my ah moment during a pandemic. Overcoming traumas and overcoming them in order to continue working on achieving some big dreams! The benefits of working remotely from a cabin.  Happy Holidays everyone!   

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Stacking benjamins host Joe Saul Sehy

shares how to save thousands on venue spaces.  How he has turned his award-winning podcast show, not only relevant, comedic but always pushing the envelope to stand out.

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En este episodio, Natalia Torres y Vira Egli hablan de pedir y recibir del universo, el Día Mundial del Ahorro, presupuestos y creencias culturales sobre el dinero.”   Bio Spanish:  Vira creció en Los Ángeles y se graduó de LMU. Es co-founder de Why Story, una empresa que ayuda a los emprendedores a crear negocios con propósito. Tiene más de 15 años de experiencia en la industria de seguros y es co-host de Talk Insurance to Me. Ha vivido en China, Suiza, y actualmente vive en las montañas del sur de California.  

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Vira grew up in LA and graduated from LMU. She’s co-founder of Why Story, a company that helps entrepreneurs build purposeful businesses. She has spent more than 15 years in the insurance industry, and is co-host of Talk Insurance to Me, a platform that spotlights inspiring insurance professionals of color. She’s lived in China, Switzerland, and recently ditched LA and moved up the mountain.  

Follow Natalie and her team on Instagram we would love to hear from you! 

@vira_egli

@talkinsurancetome

@thewhystory

@Finaciallysavvylatina

@Finaciallysavvyin20minutes

@noneofyourbusinesspodcast

@robert_delude

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Melanie Lockert is a writer, creator of Dear Debt, she is the host of the mental health and wealth show podcast and the founder of Lola retreat. She has also been featured in the New York Times and Marketwatch.

Be sure to follow Melanie on social media 

@melanielockert

@mentalhealthandwealth 

@lolaretreat

Follow Natalie:

@finaciallysavvylatina

@finaciallysavvyin20minutes

Follow Robert (her producer)

@robert_delude

@noneofyourbusinesspodcast.

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En este episode Cristina Simon nos explica su historia tabajando en insulacion y regresando a la universidad tomando 7 años para cumplir si titulo de ingeniera y ganando no solo mas dinero pero mas oportunidades para ella y su familia.  Natalie y ella estan manejando en el estado Nuevo Mexico durante una Charla de autoras.

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Natalie Torres- Haddad on her way up to speak at a conference in New Mexico and drives with the incredible Cristina Simon.

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A candid conversation with Natalie and Carmin who share their thoughts and personal feelings towards the revolutionary movement of #blacklivesmatter and the comparison. During these difficult times we have seen companies rise up and take action, others have fallen behind. Natalie talks about a project she is working on to hold companies accountable to have diversity and inclusion in their companies and conferences. 

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En este episodio Natalie y Carmin tienen una conversación sincera sobre el movimiento de #lasvidasnegrasimportan . Tambien hablamos sobre la comparacion de Los disturbios de Los Ángeles de 1992 . Natalie nos cuenta sobre su ultimo proyecto que pide a las compañías diversidad e inclusion.

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Natalie nos cuenta de su ultima meta que a logrado y nos pone al dia de  unos proyectos que van para completarse 

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A quick catch up with Natalie! 

The new norm during Covid19 for Natalie has been an adjustment like most. In this episode she talks about how she has pivoted and adjusted in work and life. And oh yes, she will talk about how she reached her goal of being featured on Forbes! 

An update on projects she has been working on that are almost ready to be released. 

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Josie is a blogger from Minimalisa Todo, she credits her debt free journey to her minimalistic habits. She talks to us about what strategy she used to become debt free and how she got her family involved 

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En este episodio La Bloguera Josie de Minimalista Todo nos habla como los hábitos de ser  minimalista la llevo tener una vida libre de deudas   

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Estamos emocionadas de entrevistar Yanely, tambien conocida como La You Tuber MissBeHelpful. Es conocida coma una de las educadoras de finanzas personales mas admirada. 

En enste episodio nos cuenta como y porque se puso las pilas para salir de sus deudas de tarjeta de crédito. 

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We caught up with the one and only Yanely  AKA MissBeHelpful in New York! She is a powerhouse in the personal financial education field. If you have ever searched for any financial information on You Tube she has definitely popped up in your search results. 

She talks to us on how authenticity in her story helped with her financial success and you tube career.

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Jen Hemphill es Asesora Financiera (Money Coach) y Host del Podcast "Her Dinero Matters". En esta entrevista nos cuenta su experencia de como ganar dinero en Podcasting y cual fue el libro que le cambio su manera de pensar sobre el dinero. 

No se lo pierdan!

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On todays episode we have a special treat for anyone who is thinking about starting a Podcast or looking to bring more awareness to your existing Podcast.  We are excited that the incomparable Danny Peña, founder of Gamertag Radio and Podcast Hall of Fame inductee, gave 5 minutes of his time to record exclusively for us 3 tips on promoting your Podcast and what he wish he had known before starting his own.

Grab a pen and paper and write down these key tips to grow your audience! 

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Today's episode is with the founder of EconoMe Conference, Diania Merriam.

EconoMe has roots in the FIRE movement (Financial Independence, Retire Early) which is a lifestyle movement with the goal of financial freedom. The conference will be held, March 7, 2020 at the University of Cincinnati. Attendees can expect to hear from leading experts of the FIRE movement. Topics to expect will be happiness, freedom, and prosperity through the lens of personal finance.

Natalie will be one of the amazing speakers at this event and we want you to join her and be inspired by the FIRE movement use this DISCOUNT CODE: Financially Savvy 

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En este episodio estamos compartiendo nuestros favoritos documentarios, podcast y peliculas que sirven de educaccion para todos que esten listos aprender como mejorar sus finanzias 

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In this episode, we recommend some of our favorite documentaries, TedTalks and movies that can help you begin your financial journey/education or if you want to brush up on your existing financial literacy. 

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On today's episode, Natalie and Carmin speak on their personal experience dealing with their own financial issues and the toll it took on their mental health 

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En el episodio de hoy Natalie y Carmin hablan de sus experiencia personales que han sufrido con el dinero y como su salud mental fue afectado

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Melissa Demirici is a second-generation Civil engineer. She talks about mentors and mental breakdowns in the pursuit of her engineering degree. 

Ten years of being in the industry have taught her that success in business comes from being kind, respectful and patient.

-"The people factor is the key to my success"

melissa.demirci@transtech.org

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Brandie Carlos is the founder of Therapy for LatinX. A database of resources, practitioners, and Latinx who share their stories of mental health, healing, and advocacy. The pain of the loss of a close friend led Brandie to seek therapy. However, she couldn't find a website for the LatinX community so she decided to build her own!  Brandie has had an entrepreneur spirit even as a little girl who she credits her grandma for. Listen in as Brandie talks to us about her side hustles while working at Starbucks, taking over the bills at home while taking her of her little brother as a Senior in high school. And how all these skill sets have led to the growth and success of Therapy For Latinx. 

https://www.therapyforlatinx.com/

IG @therapyforlatinx

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Brandie Carlos es la fundadora del sitio web Therapy for LatinX. El sitio ofrece una base de datos para encontrar terapeutas que son parte de la comunidad latina. 

Desafortunadamente Brandie sufrió una experiencia muy grave cuando su amigo se quitó la vida. Esta tragedia la llevó en búsqueda de un terapeuta, prefiriendo un terapeuta latino. Lamentablemente no había ningún sitio web con esta información. Con esta frustración Brandie puso manos a la obra en construir su propio sitio, Therapy for LatinX.

En este episodio nos plactica cómo heredó la inspiración de ser emprendedora de su abuelita. Y cómo en una etapa de su vida Brandie se hizo cargo de su casa y de su hermano menor mientras terminaba la escuela secundaria. Todas estas experiencias  le ayudaron en el éxito que se ha convertido Therapy for LatinX.

https://www.therapyforlatinx.com/

IG @therapyforlatinx

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Remitly is a trustworthy provider of international money transfer services founded by Matt and inspired by his travels. 

Matt shares with Natalie how traveling to over 100 countries provided him deep insight into how impactful receiving money from family members is to residents of third world countries. He witnessed how vital money was to the welfare of families. 

Through his career as the head of Barclays ( an online Bank) mobile and internet banking initiatives, he saw the consistent setbacks customers had when trying to transfer money. This included high fees and slow processing times. 

It was during this time that Matt set out to create a digital solution to the global remittance problem.

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Danny Peña es un veterano en la communidad de Podcast. Empezo grabando su show de radio en el internet usando 

reproductor de cassette. Atraves de los años Danny, con raizes Dominicanas, se a convertido en mas que un conductor de podcast. 

El es fundador de Gamertag radio y director de cine. En esta entrevista Natalie se da a conocer mas a la historia de Danny mientras en la conferencia de Hispanicize 2018

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In this episode, Natalie explains why she took a short hiatus from the podcast. As we all know life can be full of challenges and unfortunate events which require us to take a step back from work. Natalie has now re-emerged better than ever with new interviews and in today's episode she introduces her new co-host, Carmin Hermosillo. 

Carmin and Natalie met while they both worked for a non-profit, a bond was immediately created when they realized their shared passion to educate others in financial literacy. 

They will both be interviewing self-made millionaires and business people alike. Get ready for the energy of this brand new team and all the valuable content they have coming your way!

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Natalie explica en este episiodo porque tomo un par de meses de descanso del podcast. Todos sabemos que la vida nos puede dar tiempo dificiles que no se esperan y ay que darnos un tiempo personal necesario para reponer energías. 

Asi que Natalie regresa mas motivada y nos presenta su nueva co-host, Carmin Hermosillo. Se conociernon cuanda las dos trabajaban por una orgranizacion de bienes raices. Formaron una amistad immediatamente sobre el interes de ayudar a la gente con la educacion de financias. 

Entre las dos van a recibir mucha energia positiva y entrivistas de valor! 

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Natalie talks to self-made millionaire Hector Padilla in his Rolls Royce about his humble beginnings. At just 5 years old he knew that he didn't want to do hard labor for the rest of his life.  Hector now owns and operates a real estate acquisition and investment firm and receives fulfillment by mentoring others to be investors his motto is " the secret to living is giving"

Hector provides us the top 5 things you need to succeed in anything in life!

This will be the best 20 minutes of your day

connect with Hector Padilla at https://www.mychairman.net/

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Entrevista con invesorsionista de bienes raises Hector Padilla en su Rolls Royce durante la conferencia de LatinaFest 

Natalie habla con millonario Hector Padilla en su coche de Rolls Royce acerca de su comienzo humilde de niñez. A los cinco años Hector había decidido que se iba dedicar a una carrera en cual tenia que usar su poder mental y no trabajo manual. Ahora es dueño de una compañía de bienes raises y dice que la felicidad real de el es ayudar a otros sobre salir en sus metas de ser inversionistas.

Hector nos da 5 recomendaciones de lo que se necesita para sobre salir en cualquier are de tu vida

Communicate con Hector Padilla https://www.mychairman.net/

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Jessica Cooley es una empresaria de un negocio Que ha crecido de mas de 10 años. Es Cubana americana ayudado Sus empleados crecer y ganar mas. Todo Toma tiempo y Ella sabe Los consejos que Han crecido su negocio.

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Recommendations of money books, podcasts, documentaries and movies provided by interviewees.  Taking 20 minutes out of your day to become more financially savvy. 

We will be on hiatus for the month of June, and episodes will resume in July! Be sure to follow @FinanciallySavvyLatina on Instagram for the latest updates on about the podcast!

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N. W. A. Not Without Alonzo. He surrounded himself with the best starting out with Dr. Dre in World Class wrecking crew find out how earning extra couple hundred dollars a weekend while as A DJ changed his outlook own creating his own music, empire and helping many others along the way.  Alonzo Williams Aka The Godfather of West Coast Hip hop.

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Norma Rapko is a published author, mother, and wife. She teaches workshops on art and mindfulness, and how to overcome depression by creating art. Norma is the inventor of Bling it on, holds several patents, and had the best selling infomercial on Home Shopping Network - where her product sold out during its first airing! Find out how she overcame the odds, and found success.

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Is it possible to be a parent, a wife, a broker and business owner of many businesses? In this episode Marta Grace discusses how her beliefs were influenced and how a career change took her to millionaire status under the age of 30.  From Nurse to Real Estate Broker. She had many challenges being raised by a single mom, an immigrant from El Salvador as a child and growing up in a poor neighborhood during the LA riots as also becoming a first generation college grad out of state in Iowa.

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While on the Road from Natalie's First TEDx talk she discusses the 5 steps that anyone can take to become more proactive in becoming financial literate.  She goes over the importance of women and all should take in order to work together to make financial changes in within their families and their communities.  This special was to give tribute to all the women who lead us to create better communities.

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Natalie sits down with real estate investor Pat Grace and they discuss the most common mistakes first-time real estate investors make, as well as mistakes that Pat made on his first rehab experiences. They talk about the importance of passive income, and how Pat created multiple streams of income through his business. And the importance of continuing your education, finding a mentor, and Pat's favorite books that have helped him along the way.

Pat Grace is Hawaiian born and moved to Iowa for college. He left Iowa for Kansas City to pursue a career as a professional athlete. Now, as a loan broker and real estate mogul Pat shares his fabulous tips on how to get out of the rate race.

www.PatGrace.com

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Welcome to Financially Savvy in 20 minutes! This show will be hosted by author, speaker, and award winning author, Natalie Torres-Haddad. Natalie will be sharing her tips and tricks for becoming more financially savvy as well as sharing the stories of self-made millionaires and their journey to financial freedom.