Money Circle: Recent Episodes
Maggie Germano
Your host, Maggie Germano, is passionate about helping women improve their relationships with money so that they can take better control of their lives. Part of that journey is making personal finance education more accessible and less judgmental, which is why the Money Circle podcast exists. Each week, Maggie will interview amazing women about financial topics to help you explore how you can make a difference in your own financial life or in society as a whole.
Related Links:
- Piñata
- Follow Piñata on Instagram
- Learn more about Lily
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Lily Liu's career started out by straddling the lines of technology and government founding PublicStuff, which she sold to Accela which was then acquired by Berkshire Partners. As the CEO of Piñata, Lily has brought to life her vision of creating financial equality for renters. In 2017, she was recognized as Forbes’ 30 under 30 Top Entrepreneurs and Business Insiders’ People to Watch. Her entrepreneurial leadership allows Lily to address glaring systemic issues in the financial and real estate industries. Learn more at www.lily-liu.com.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- www.familyfinancial.biz
- https://www.linkedin.com/in/tammytrenta/
- https://www.facebook.com/tammytrenta
- https://www.instagram.com/tammytrenta/
- https://www.tiktok.com/@tammytrenta
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As founder and CEO of Family Financial, I empower successful families and business owners to keep more of what they earn, preserving and growing their wealth. I take a holistic, 360°approach to wealth and financial management, integrating financial, tax, and legal guidance to deliver optimal outcomes and achieve my clients’ financial goals while often saving them time and money.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Benefit Capital
- Join Bessi's Facebook Group
- Connect with Bessi on LinkedIn
- Follow Bessi on Instagram
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Bessi Graham is an award-winning entrepreneur with over 20 years experience working with business owners, governments, and large funding bodies to bring “doing good” and “making money” back together. From the grassroots of sitting in the dirt working with business owners in the Pacific Islands to the United Nations headquarters in Geneva, Bessi has seen it all and brings an unparalleled perspective on what makes change happen.
Working with people who have “made it” but haven’t found fulfillment, she helps them put their Time, Talent and Treasure to work in ways that align with their values and allow them to create a legacy they can be proud of. Bessi teaches people to quiet the noise of the demands and opinions of others and hear their own voice more clearly so they can contribute from a place of authenticity. She removes the frustration and pressure that comes from living someone else’s idea of success and replaces it with a sense of flow and fulfillment that can only come when you tap into the fullness of who you are and who you are becoming.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Redfin
- Redfin Real Estate News
- Follow Daryl on Twitter
- Follow Redfin on Twitter
- Connect with Daryl on LinkedIn
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Daryl Fairweather is the chief economist of Redfin. Prior to joining Redfin she was a senior economist at Amazon working on problems related to employee engagement and managing a team of analysts. During the housing crisis, Daryl worked as a researcher at the Boston Fed studying why homeowners entered foreclosure. Daryl received her Bachelor's of Science from the Massachusetts Institute of Technology and received her Ph.D. and Master's degrees in economics at the University of Chicago where she specialized in behavioral economics.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Digit
- Self
- Credit Strong
- Chime
- Digital Federal Credit Union
- Connect with Snigdha on LinkedIn
- Follow Digit on Instagram
- Follow Digit on LinkedIn
- Follow Digit on Twitter
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Snigdha Kumar is the head of product operations at Digit. Snigdha has spent a majority of her professional life working on increasing financial health for the underserved communities. Her research on better alternatives to high cost lending has been published by Wall Street Journal and Harvard Business Review. She got her Master’s from Harvard University and her thesis focused on driving adoption of savings strategies among low income wage workers.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Sign up for Qapital
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Co-Founders and Co-CEOs Katherine Salisbury and George Friedman had a growing family, and growing money stress. Keeping track of their finances from a traditional joint account proved impossible.
They needed a joint overview of all their finances, and they wanted to automate how their money moved to savings, investments, bills and spending accounts – but neither was possible with their bank setup. The idea for Qapital was born.
World-renowned behavioral economist Professor Dan Ariely joined soon after, and the team started building a suite of smart money tools that put people’s goals back at the heart of the way they bank. Today, Qapital combines behavioral science and the power of automation to help individuals and couples find money happiness and reach their life goals.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- MetLife's MetLife Employee Benefit Trends study
- MetLife
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Roberta Rafaloff is vice president, Institutional Income Annuities for MetLife. Institutional Income Annuities (IIA) enables defined contribution plan sponsors to provide guaranteed retirement income to their plan participants to help them achieve successful retirement outcomes. The business also offers specialty annuity products including charitable gift annuity reinsurance and lottery annuities. The division is part of Retirement & Income Solutions, the company’s institutional retirement business, which historically has been responsible for over 20 percent of MetLife’s operating earnings.
As head of the IIA division, Rafaloff, who joined MetLife in 1988, has overall profit center and management responsibility, including product oversight and development, underwriting and pricing, and client management. The division is well-known for its leading market position, innovation and history of firsts, such as being the first to introduce longevity insurance, including an institutional qualifying longevity annuity contract (QLAC), into the marketplace.
Prior to assuming her current role in 2003, Rafaloff, who has spent her entire career at MetLife, held a variety of sales, client service and management positions in MetLife’s U.S. retirement businesses.
Rafaloff earned a Bachelor of Arts in English and Sociology from Kenyon College in Gambler, Ohio. She is a FINRA Series 6 and 63 registered representative.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Smart Gets Paid
- Listen to Leah's podcast
- Connect with Leah on LinkedIn
- Follow Leah on Facebook
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Leah Neaderthal is a sales coach for women who run B2B consulting and coaching businesses, the founder of Smart Gets Paid, and the host of The Smart Gets Paid podcast. A three-time business owner who started her career in corporate marketing, Leah didn’t learn to sell by being a commissioned salesperson. She taught herself everything she could about selling, overcame “selling shyness,” and created a sales approach that feels comfortable, builds strong client relationships, and gets results. Prior to starting Smart Gets Paid, Leah built, grew, and sold three businesses. Learn more about Leah at smartgetspaid.com or connect with her on LinkedIn.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Money, Action, Tips
- Profit With Connie
- Buy Connie's book, On Purpose
- Follow Connie on Instagram
- Follow Connie on YouTube
- Connect with Connie on LinkedIn
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Connie Vanderzanden is on a mission to help entrepreneurs live the lifestyles they desire by learning the simple steps, structure, and discipline to create and save money. With 34 years of accounting and bookkeeping experience, a variety of industry knowledge, and her own real-life business growth journey since 2001, Connie developed the Going Beyond Revenue Cash Handling System, focusing on cash flow planning that creates profitable and sustainable businesses.
Connie is a true Oregonian, born and raised in the beautiful Pacific Northwest, where she spends time with her husband of 34 years and their “fur kid”.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Rhia Ventures
- The Racial Equity Asset Lab
- Othering & Belonging Institute
- Don't Ban Equality
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Erika is a leader in impact investing, nonprofit and philanthropic with extensive experience in development and fundraising, program design, collaboration and partnership management, and racial equity advocacy. She is the CEO of Rhia Ventures where she directly oversees direct investments in early and growth stage-companies to create a vibrant US market for sexual reproductive, and maternal health that produces just outcomes for all.
Erika has worked in nonprofits and the field of philanthropy for 20+ years including positions as Associate Director of Philanthropy at McDonogh School, the Chief of Staff of the Baltimore Community Foundation and Vice President of External Affairs at ABFE: A Philanthropic Partnership for Black Communities. Erika has engaged in extensive efforts to advance the field on issues of diversity, equity, and inclusion. She designed the SMART Investing initiative, the first philanthropic effort to incorporate a racial equity lens in foundation endowment practice through increased access for minority- and women-owned investment management firms.
Erika speaks frequently and facilitates conversations about diversity, equity and inclusion through a race lens and has presented during conferences and convenings for Mission Investors Exchange, the Council on Foundations, the National Association of Securities Professionals, and Confluence Philanthropy among many others.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Wealthramp
- Follow Wealthramp on Twitter
- Follow Pam on Twitter
- Follow Wealthramp on Facebook
- Follow Pam on Facebook
- Follow Wealthramp on LinkedIn
- Connect with Pam on LinkedIn
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Pam Krueger is a recognized investor advocate and award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with rigorously vetted and qualified fee-only financial advisors. It is the only service that gives people full control over when and how they talk to their referred advisors.
Pam is also the creator & co-host of MoneyTrack and Friends Talk Money podcast for PBS Next Avenue. MoneyTrack aired on 250+ public stations on PBS from 2005-2019.
With more than 25 years in investor advocacy, Pam is one of the leading voices on financial literacy and financial empowerment. She’s been the recipient of two Gracie Awards for educating the public about personal investing and finding the right financial advisor, the Financial Educator of the Year Award from the Financial Literacy Institute, and received the 2021 NAPFA’s Special Achievement Award for her contributions in educating consumers on the benefits of working with a highly qualified fee-only financial advisor.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- The Fiscal Femme
- Financial Adulting - pre-order for special goodies!
- Follow The Fiscal Femme on Instagram
- Follow The Fiscal Femme on Twitter
- Wallet Activism by Tanja Hester
- Bravely Go
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Ashley Feinstein Gerstley is the author of Financial Adulting, a guide that breaks down everything you need to be a financially confident and conscious adult. She is also a money coach, author of The 30-Day Money Cleanse, and the Founder of the Fiscal Femme, a money platform on a mission to end inequality through financial well-being.
As a trusted money expert, she has been quoted in or appeared on The TODAY Show, The Financial Times, CNBC, Forbes, NBC, Glamour and The New York Times.
Ashley has worked in the financial services industry for over fifteen years: first as an investment banker, then in corporate finance, and most recently running The Fiscal Femme. She graduated with a bachelor's in finance from the Wharton School at the University of Pennsylvania.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Nerdwallet
- NerdWallet's Mortgage Calculators
- NerdWallet's First Time Homebuyer Programs
- NerdWallet 2021 Homebuyer Report
- Follow Elizabeth on Twitter
- Connect with Elizabeth on LinkedIn
- Follow Elizabeth on Facebook
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Elizabeth Renter is NerdWallet’s Data Analyst. She loves hunting for stories in datasets and crunching numbers for her monthly personal finance column. She also produces data reports and studies covering an array of topics including pandemic savings and first-time buyer affordability.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Nerdwallet
- Follow Tiffany on Nerdwallet
- Follow Tiffany on Twitter
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Tiffany Lam-Balfour is an investing writer and spokesperson at NerdWallet. Previously, she was a senior financial advisor and sales manager at Merrill Lynch and spent nearly a decade in investment banking and investment management prior to that. Her work has been featured in MSN, MarketWatch, Entrepreneur, Nasdaq and Yahoo Finance. She's appeared on Fox Los Angeles and NBC Richmond and been quoted by USA Today, NPR and Forbes. Tiffany earned a finance and management degree from The Wharton School of the University of Pennsylvania.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- NerdWallet
- Follow Sara on NerdWallet
- Follow Sara on Twitter
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Sara Rathner is a credit cards and travel expert at NerdWallet. She's appeared on the "Today" show, "NBC Nightly News" and CNBC's "Nightly Business Report" and has been quoted in The New York Times, Yahoo Finance, Time, Reuters, NBC News, Business Insider and MarketWatch. Before joining NerdWallet, Sara worked at The Motley Fool for nearly 10 years. She also worked as a freelance personal finance writer and paraplanner and has a bachelor’s in Journalism from Northwestern University.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Nerdwallet
- Follow Chanelle on Nerdwallet
- Follow Chanelle on Twitter
- Connect with Chanelle on LinkedIn
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Chanelle Bessette is a personal finance writer at NerdWallet covering banking. She previously worked at Fortune, Forbes and the Reno Gazette-Journal. She is also a spokesperson for the banking team, and her expertise has appeared in The New York Times, Vox and Apartment Therapy.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Nerdwallet
- Follow Kelsey on Nerdwallet
- Follow Kelsey on Twitter
- SCORE Business Mentorship
- SBA.gov
- Small Business Development Centers
- Women's Business Centers
- Free Business Checking Accounts
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Kelsey Sheehy is a NerdWallet authority on small business. Her work has appeared in The New York Times, USA Today and The Associated Press, where she writes a column about millennials and money. Kelsey has appeared on the "Today" show, NBC News and "ABC World News Tonight" and has been quoted by the Los Angeles Times, CNBC and MarketWatch, among other publications.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Nerdwallet
- Find Anna's work on Nerdwallet
- Follow Anna on Twitter
- Income-Driven Repayment Plans
- Borrower Defense Loan Discharge
- Public Service Loan Forgiveness
- Closed School Discharge
- Total and Permanent Disability Discharge
- https://studentaid.gov/
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Anna Helhoski is a student loan expert at NerdWallet. Her work has appeared in The Associated Press, The New York Times, The Washington Post and USA Today. She previously covered local news in the New York metro area for the Daily Voice and New York state politics for The Legislative Gazette. She holds a bachelor's degree in journalism from Purchase College, State University of New York.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- SHE CAN WORK
- Follow SHE CAN WORK on Instagram
- Follow Tiara on Instagram
- Connect with Tiara on LinkedIn
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Tiara Abu is an educator, coach and entrepreneur. She is the proud Founder and CEO of Lead With People, LLC, a coaching company and her new start up venture, She Can Work, LLC. Tiara is on a mission to end financial inequities for women by educating and empowering women to meet their financial goals through legacy-focused wealth building and management.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Get a $15 credit on your first Reel with code: C-MCIRCLE
How to apply a coupon code: https://help.joinreel.com/hc/en-us/articles/360042744374-How-can-I-apply-a-coupon-
Follow Reel on:
- Youtube
Connect with Daniela on:
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Daniela Corrente is the co-founder and CEO of Reel, a Save-to-Buy platform that is debunking the myth that debt is the only way to achieve our goals, a myth that has caused so much harm in our society.
She grew in a very entrepreneurial family, so hard work and creativity are part of her DNA. She has always been passionate about understanding human behavior, which lead her to a career in Marketing developing integrated advertising campaigns for top global beauty and fashion brands. During her time as a marketer, she noticed changes in the way people were making purchases, specifically on how millennials have become more credit adverse while remaining highly aspirational. This unique insight lead her to build Reel, a seamless and intentional solution that gives people back their consumer power by making it easy to save towards purchases, so they can see the potential of their cashflow while achieving their goals, debt-free. Daniela’s focus on consumer behavior has allowed Reel to reinvent financial services by understanding that humans are driven by emotions, not math.
As a Latina founder, she believes real equal opportunity comes from investing not only in social, but also economic change.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Access Reproductive Justice
- Learn more about Texas' SB8
- Donate to Texas abortion funds
- The Turnaway Study
- National Network of Abortion Funds
- Learn about the EACH Act
- Learn about the Women's Health Protection Act
- The Taco or Beer Challenge
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Jessica Pinckney is the executive director of ACCESS REPRODUCTIVE JUSTICE, a Reproductive Justice organization funding abortion and other reproductive healthcare. ACCESS removes barriers and builds the power of Californians to achieve reproductive justice. Jessica oversees the organization’s work to combine direct services, community education, and policy advocacy to promote real reproductive options and access to quality health care for people in California. No other organization in the state provides the same range of support for people considering or seeking an abortion.
She returns to her home state of California after living for nearly a decade in Washington, DC, where she previously served as vice president of government affairs at In Our Own Voice: National Black Women’s Reproductive Justice Agenda, a national/state partnership with eight Black women’s reproductive Justice organizations, lifting up the voices of Black women leaders on national, regional, and state policies that impact the lives of Black women and girls through strategies such as leadership development, advocacy and policy change, and movement building. Jessica previously served as government relations manager for YWCA USA, one of the oldest and largest women’s organizations in the country and as the legislative analyst at the University of California (UC) Office of Federal Governmental Relations, representing one of the most recognized and renowned public institutions of higher education in the country.
Jessica holds an M.A. in Government with a concentration in Political Communications from John’s Hopkins University and a B.A. in Political Science with an emphasis in Public Service from the University of California, Santa Barbara. She serves on the Board of Directors for URGE: Unite for Reproductive and Gender Equity, SPARK Reproductive Justice NOW!, and Guttmacher Institute and on the Advisory Boards for the Constellation Network of Black Feminist Futures and the California Abortion Alliance. She previously served as the Vice-Chair on the Board of Directors for Planned Parenthood of Metropolitan Washington and the Chapter Co-Director for New Leaders Council DC and remains a relentless advocate and activist in her spare time. She is an avid reader, a newly found peloton enthusiast, and a loving pet parent to her 8-year old American Bulldog, Pitbull Mix rescue, Apollo.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related links:
- www.northstarfp.com
- Follow North Star on Twitter:
- Follow North Star on Facebook
- Connect with Northstar on LinkedIn
- Connect with Robin on LinkedIn
- Follow Wealthramp on Twitter
- Follow Wealthramp on Facebook
- Connect with Wealthramp on LinkedIn
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Robin is resolute in her belief that individuals and their families deserve a deeper approach to wealth management. Particularly during periods of transition (retirement, loss of a spouse, inheritance, divorce, sale of a business) when life and money decisions are complicated. As a CERTIFIED FINANCIAL PLANNER™ professional, Certified Financial Transitionist®, and a Registered Life Planner, Robin has the expertise on both the technical and personal sides of money to help clients successfully navigate life changes, make confident decisions and achieve a higher sense of personal and financial well-being.
Robin has almost 30 years of experience helping clients manage their wealth. Before joining Northstar as a partner in 2004, Robin's professional career included 15 years at several prestigious financial firms and real estate management companies in Boston, including Boston Properties, LLC and The Colony Group. There, she advised C-level executives at several Fortune 500 corporations, including Unum Provident, EMC and IBM.
In 2008, Robin assumed the helm at Northstar Financial Planning and her work in helping women in transition gained attention. Robin believes that women deserve a better experience in working with a financial advisor and she and her team have focused considerable energy in delivering this experience. You can also find Robin as a fiduciary financial advisor on Wealthramp, a female-founded referral service that takes the stress out of finding the right advisor.
Read more here: https://www.northstarfp.com/who-we-are/meet-the-team.html
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
The discussion in this episode is for informational purposes only. Dana Mascalo is an investment advisor representative with TrinityPoint Wealth, an SEC Registered Investment Advisor. Information herein is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy or investment product. Data presented herein has been obtained from sources believed to be reliable. The speaker cannot guarantee the accuracy or completeness of such information, and certain information may have been condensed or summarized from its original source. TrinityPoint Wealth, nor its investment adviser representatives may give tax or legal advice.
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Related Links:
- Kinder Institute of Life Planning
- George Kinder's Three Questions
- https://www.lifeplanningforyou.com/
- Wealthramp
- Dana's LinkedIn: https://www.linkedin.com/in/danamclaughlin1/
- TrinityPoint Facebook: https://www.facebook.com/trinitypointwealth/
- TrinityPoint LinkedIn: https://www.linkedin.com/company/trinitypointwealth/
- Wealthramp Facebook: https://www.facebook.com/wealthramp/
- Wealthramp Twitter: https://twitter.com/WealthRamp
- Wealthramp LinkedIn: https://www.linkedin.com/company/wealthramp/
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Dana R. Mascalo CFP®, RLP®, AAMS®, C(k)P® is a Managing Partner with TrinityPoint Wealth, an independent SEC Registered Investment Advisory firm in Milford, CT and Charlotte, NC. Dana advises high net worth clients with complex needs and is sought after by individuals, families, business owners and executives all over CT and the United States. Acting as their personal CFO, Dana looks at a client’s entire financial life with a visionary lens, advising on investment portfolios, retirement planning, life transitions, exit planning for business owners, customized advanced cash-flow planning and multigenerational wealth transfer strategies. You can also find Dana as a fiduciary financial advisor on Wealthramp, a female-founded referral service that takes the stress out of finding the right advisor.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- www.taynelaw.com
- Facebook: https://www.facebook.com/TayneLawGroup/
- Twitter: https://twitter.com/LeslieHTayneEsq
- Linkedin: www.linkedin.com/in/leslietayne
- Instagram: www.instagram.com/lesliehtayne
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Leslie H. Tayne, Esq. is an award-winning financial attorney and author of the book Life & Debt. She has over 20 years of experience in the consumer and business financial debt solutions arena, which includes negotiations with large international banks and credit agencies for loans, lines of credit, credit cards, and student loans on behalf of clients. Leslie is the founder and managing director of the Tayne Law Group, P.C., a law firm headquartered in Melville dedicated to debt solutions and alternatives to bankruptcy for individuals and businesses. Leslie is frequently sought out for her expertise on financial, credit, and debt topics in the media and as a speaker she regularly provides expert insight into all areas of debt and credit-related financial topics to outlets including the Huffington Post, Yahoo Finance, US News and World Report, MSN, CNN, and CNBC.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- General Assembly
- Follow Lea on LinkedIn
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Lea Berry is a certified professional Life & Career coach, combining over a decade of foreign and domestic policy and consulting experience to help her clients navigate the job market with a fresh and creative approach. An avid connector, she hosts a number of workshops, group coaching and individual coaching programs across the public and private sector to help professionals rise into leadership positions with practical tools and insights. She’s helped increase retention and achieve greater engagement for a number of clients in industries including: government consulting, lobbying, non-profits, NGOs, USG and Fortune 100 companies.
She is proud to support professionals to successfully level up their careers that speak to their strengths and interests while continuing to seek new challenges and opportunities to grow.
When she isn’t hosting workshops or coaching, you can find Lea with her husband and two daughters gardening or taking on a new house project in Kensington, MD.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- DirectPath
- Email Kim
- Follow Kim on Twitter
- Connect with Kim on LinkedIn
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Kim is DirectPath’s key advisor and senior subject matter expert on new and evolving compliance issues that affect employers as a result of the Affordable Care Act. Kim, who founded and directs the DirectPath compliance communications team, works closely with sales, explores the potential impact on customer segments to develop new products and services to support current and anticipated needs.
Kim has more than 40 years of communications experience, 35 of which focus on the delivery of compliance communications for health/welfare and qualified (savings/pensions) plans. Kim’s team provides strategy, review and analysis, content development and management services for employer and payer customers, providing guidance on new mandates like the required Summary of Benefits and Coverage (SBC) and the growing trend of Medicare Advantage and its required compliance documents.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Survested
- Follow Surevested on Instagram
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Jessica Lepore is the founder of Surevested, a life insurance agency powered by artificial intelligence. Surevested was created with the goal of bringing life insurance into the new decade with a completely hands-on experience that allows clients to be in control of their own financial destiny. Jessica, a New York native, is pairing her industry expertise with an entrepreneurial millennial mindset to make the buying process simple, honest and completely transparent.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://dawndahlby.com/
- Follow Dawn on Facebook
- Follow Dawn on Instagram
- Connect with Dawn on LinkedIn
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Dawn is a personal-growth expert in the finance space serving empowered women, executives, and entrepreneurs. Her unique approach combines learning how to live in your worth by aligning financial goals, personal values, behaviors, beliefs, lifestyle goals, and desires. With 20 years experience, she is a Certified Financial Planner, a Fiduciary, and the country's first Behavioral Financial Advisor. She seeks to help women improve their lives by combining psychology and results-driven financial strategies to build WEALTH & WORTH. Dawn's engaging coaching style and result-oriented approach has led her to become a sought-after speaker at a wide range of professional seminars and corporate events. Her inclusion on the esteemed Forbes Finance Council marks another exceptional achievement in her impressive career.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- onedollarallowance.com
- Follow Jackie on Twitter
- Follow Jacke on Facebook
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I’m a 35-year-old, stay-at-home mom of 2 who manages our household’s financials, which includes 12 rental properties. We got started investing in real estate 5 years ago by moving out of the DC area, using the equity from our first home sale to purchase a new personal residence and our first 3 rentals. By the end of the next summer, we had 6 more cash flowing properties. Our aggressive investment in real estate helped set us up financially to get through a long and expensive infertility journey, and then allowed me to ‘retire’ from my financial management career of over 11 years with the Federal government. I currently manage our properties and share our investment experiences and money philosophies through onedollarallowance.com.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://www.keilabottiglieri.com/
- https://www.instagram.com/keila.bottiglieri/
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Keila is a wedding and couples photographer that serves Maryland, DC, and VA. She has changed her career paths a few times; from mechatronics technician to international trade analyst, to finally finding her passion in photography. Keila also runs the marketing for her husband's soccer academy as well as every aspect in her photography business while being a mother, a wife, a friend, and a daughter.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- simplyputstrategies.com
- 5 Magnetic Pillars email course: http://5magneticpillars.com/
- Connect with Eva on LinkedIn: https://www.linkedin.com/in/evajannotta/
- How Women Entrepreneurs can Make Strong, Confident Decisions
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Eva Jannotta helps bold women thought leaders stand out online. She works with North America's most recognized women leaders on thought leadership, marketing and social media strategy to help more women be heard, sought-after and hired. Clients have included women entrepreneurs mentor Ali Brown, diversity and inclusion consultant Stacey Gordon, women's leadership speaker Selena Rezvani and more. Her Big Hairy Audacious Goal is to end gender and racial discrimination. Eva grew up in Silver Spring, Maryland and today she lives in Phoenix, Arizona with her partner.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Email Judy at judy@hearmefinance.com
- www.hearmefinance.com
- Follow Judy on Instagram
- Follow Judy on Twitter
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Judy is a coach who is obsessed with talking about money and putting people on the course to financial freedom. After growing up with a vulnerable immigrant mother and experiencing financial abuse from her father – and later accumulating a lot of credit card debt in her 20s – Judy decided to take the reins of her life to steer her down the path of financial wellness. Now, she draws from her own experiences to help others do the same. Coming from a background as a union organizer – fighting for low wage workers to get better salaries and benefits – Judy now loves coaching women and couples to pay off debts, negotiate down the cost of literally anything, create ‘escape funds’ to leave their jobs or their own financial abuse situations, maximize their finances, or become money coaches, too.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://www.sheldrakeconsulting.com/
- Follow Monica on Twitter
- Connect with Monica on LinkedIn
- Resume Writing Workbook
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Monica Marcelis Fochtman, PhD, CPRW is the Owner and Founder of Sheldrake Consulting, a career coaching and consulting company. Monica is a certified professional resume writer, career coach, and Myers-Briggs leadership consultant. She started her company because she saw too many women floundering in the job search process. They were underselling their skills and experiences. She helps clients find and tell their career stories, so they can get unstuck and pivot to their next big thing. She provides resume and cover letter writing, interview coaching, and candid feedback focused on leadership development and career advancement.
She earned her Bachelor’s in English and Master’s in Higher Education Administration from Boston College and her Doctorate in Education, with a cognate in Women in Leadership, from Michigan State University. In addition to her work as a career coach and consultant, she is an adjunct faculty member at Grand Valley State University. She devotes her “free time” to reading, writing, hanging out at the beach, and volunteering for the St. Baldrick’s Foundation, which funds cutting edge childhood cancer research.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- www.healingjourneync.com
- Follow Kia on Facebook
- Follow Kia on Instagram
- Email Kia
- Create a trust and/or will online
- Trust & Will
- Willing
- Compare life insurance policies
- Long-term care insurance
- Geriatric care manager
- Health advocate
- Hospice care
- Palliative care
- "Transfer on death"
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Kia is a therapist specializing in working with clients to address trauma and major life changes. In 2019, she took on the role of primary caregiver for her mother. That experience coupled with her background in medical social work has impacted her healthcare and estate planning goals.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Learn more about Stefanie
- Buy feminist greeting cards at Statement Cards
- Follow Stefanie on Twitter
- Follow Stefanie on Instagram
- Follow Statement Cards on Instagram
- Women who negotiate are labeled aggressive or demanding.
- Women in leadership positions are more likely to be disliked and disrespected by peers.
- Breadwinning women are three times more likely to be cheated on
- When women are successful at work, their husbands’ stress level rises, making their relationships difficult.
- Recruiters avoid working with high-achieving STEM women.
- Confident, ambitious women are often perceived as less likable and hireable
- Women get less credit for the work they do, especially when they collaborate with men.
- Women ask for raises just as often as men, but are less likely to get what they want.
- Ambitious women pay a motherhood penalty
- Women’s mistakes are judged more harshly and remembered longer than men’s.
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Stefanie O'Connell Rodriguez is a writer covering women, money, power and ambition. She is the founder of Statement Cards, a greeting card line celebrating ambitions beyond marriage and motherhood; and the co-founder of Statement Event, dedicated to connecting the dots between gender equity and financial power.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://www.ameripriseadvisors.com/cristina.l.caruso
- Follow Cris on Facebook
- Follow Cris on Instagram
- Follow Cris on Twitter
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Cris Caruso (she/her) is a financial advisor with Alcumus Financial Group. She has 16 years of experience, and she typically provides financial planning and asset management for Gen X women and the LGBT community. Cris' personalized and mindful approach helps her clients attain their goals while avoiding the pitfalls that often hinder meaningful financial success. Her experience allows her to be the coach, counselor, and mentor you deserve on your money journey.
Cris lives in Laurel, MD with her spouse, and during the pandemic she has tackled most of her "to read" pile, nurtured a gorgeous sourdough starter and finally found an at home yoga practice.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://nicoleiacovoni.com/
- Follow Nicole on Facebook
- Download the Date Your Money Planner
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Nicole Iacovoni is a Financial Therapist and Licensed Psychotherapist with 17 years experience. She writes a crush worthy newsletter called Money Love Notes where she dishes on her latest financial crush and offers inspirational ideas for dating your money. Her signature program, Money Therapy, teaches you how to transform your toxic relationship with money into a steamy love affair. She’s been featured in Business Insider, CNBC Select, and Up Journey. Feel more confident & cozy with your money right away by downloading Nicole’s free "date your money" planner at NicoleIacovoni.com
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://www.littlefishaccounting.com
- Email Keila
- Follow Little Fish Accounting on Instagram
- Follow Little Fish Accounting on Facebook
- Accountants of Color
- Follow Accountants of Color on Instagram
- Quickbooks
- IRS Paycheck Checkup
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Keila Hill-Trawick is the Founder + Principal of Little Fish Accounting, a boutique CPA firm dedicated to the accounting and tax needs of service providers and small online business owners. Little Fish aims to guide business owners who want hands-on assistance with visioning and mapping, starting with the accurate foundational numbers to determine next steps.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://megkwheeler.com/
- Follow Meg on Instagram
- Sign up for Biz Money Blueprint
- Free Small Biz Quickstart Guide
- Badass Money Makers Membership
- Badass Money Makers Facebook Group
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Meg is a former CPA turned Business and Financial Coach who helps online business owners master the money stuff in their businesses. Her course, Biz Money Blueprint, provides a roadmap to setting everything up, from accounting to taxes to paying yourself. Her membership, Badass Action Takers, helps business owners manage the money, including cash flow, pricing your offers for profits and setting meaningful and achievable financial goals, and building a scalable and profitable business through multiple revenue streams, passive income, and recurring income.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- GetCareerClarity.com
- Preorder Lisa's book, Career Clarity
- Follow Lisa on Instagram
- Follow Lisa on Twitter
- Follow Lisa on Facebook
- Listen to the Career Clarity Show
- Byron Katie's The Work
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If there’s a job out there, Lisa Lewis Miller has probably done it. Lisa is a career change expert, author, and the founder of Career Clarity, a company helping individuals step into the careers they’ve been dreaming of. Lisa has been featured in The Washington Post, Business Insider, US News and World Report, Fast Company, Refinery29 and more, and received her coaching certification as one of only 7 coaches in the world trained in the Pivot Method. If you’re looking for someone who will believe in your potential career happiness as strongly as you do — and help equip you with the ideas and resources to make it happen — you can learn more about Lisa’s work at GetCareerClarity.com.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Wealthramp
- Email Pam: pam@wealthramp.com
- Friends Talk Money Podcast
- Follow Pam on Twitter
- Follow Wealthramp on Twitter
- Follow Pam on Facebook
- Follow Wealthramp on Facebook
- Connect with Pam on LinkedIn
- Follow Wealthramp on LinkedIn
- HerMoney
- You Need A Budget
- Blooom
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Pam Krueger is the founder and CEO of Wealthramp, an SEC-registered referral service that connects consumers with rigorously vetted and qualified fee-only financial advisors. The company launched the only network of independent, fiduciary, fee-only financial advisors who don’t sell products and work solely in the interests of their clients.
Wealthramp was built on the foundation of consumer advocacy and born out of viewer questions from Pam’s investor-education television series MoneyTrack. She is the creator and co-host of the award-winning program seen nationally on over 250 PBS stations and funded by the Investor Protection Trust. She is the recipient of two Gracie Awards for educating the public about personal investing, and finding the right financial advice, and author of The MoneyTrack Method: A Real Person’s Guide to Successful Investing.
Pam is a respected journalist with her perspectives regularly appearing in MarketWatch, Forbes, NerdWallet, and via her podcast with Terry Savage and Rich Eisenberg, Friends Talk Money, on PBS’s Next Avenue.
A fierce champion for financial education and empowerment, Pam has served on the board of directors of the California Jump$tart Coalition, an organization dedicated to increasing financial literacy among children and teens, and received the Financial Educator of the Year Award from the Financial Literacy Institute. She lives in both Tiburon, California and Cape Cod.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://www.ellevest.com/
- Connect with Emily on LinkedIn
- Follow Emily on Instagram
- Follow Ellevest on Instagram
- Follow Ellevest on Twitter
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Emily is the Director of Private Wealth at Ellevest. She’s worked in the financial services industry for over ten years, most recently at J.P. Morgan, and has a degree in economics from the University of Wisconsin-Madison. She grew up in Chicago with two financially fierce women: her mother and grandmother. Emily is on the board of Plan International USA, an organization dedicated to creating an equal world for girls. She is also a steering committee member of Alvin Ailey’s Young Patron Circle. Emily lives in New York City and currently spends her free time taking Ally Love’s classes on Peloton.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://themillennialmoneywoman.com/
- Email Fiona: millennialmoneywoman@gmail.com
- Follow Fiona on Twitter
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I’m The Millennial Money Woman. Also known as Fiona. Entrepreneur. Polyglot. Pundit. World Traveler. Dog Lover.
I want young professionals to have what I didn’t growing up: A guiding hand to help make the right financial decisions NOW so that their FUTURE will be a seamless ride.
The first time I discovered my passion for finance was when I saw my grandparents lose every cent to their name, after some poor financial planning. They worked all their lives, every day, and when they neared their retirement – their hard work fell to pieces because they didn’t practice healthy financial habits.
That’s when knew I wanted to jump ahead of the game when it comes to finances, so I gathered my resources, stuck my nose into books and learned as much as I could.
I would not allow anyone to make the same mistake.
My educational background has allowed me to help young professionals navigate the sometimes-murky waters of finance:
- Earned a Certified Financial Planner (CFP – which is the equivalent of a financial ninja)
- Earned a Chartered Retirement Planning Counselor (CRPC)
- Earned a Master of Science in Personal Financial Planning degree
Because I gained knowledge and practiced healthy finance habits, I purchased my first house at 23, have no debt (minus my mortgage), co-founded a financial non-profit program in my community, and am on my way to millionaire status in just a few more years. Most importantly? I met the love of my life in my best friend and partner in crime, my husband.
I’ve been through a lot although I’m only a Millennial, and I’m here to pass down the tens of thousands of hours of reading, brainstorming and real life experience I’ve had so far in finance to YOU.
Here’s to you and starting your financial journey!
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://michelecagancpa.com/
- Follow Michele on Twitter
- Follow Michele on Instagram
- Check out the In Case Of Emergency Binder
- Read Mom and Dad, We Need to Talk
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Michele Cagan is a CPA, author, and financial mentor with more than twenty years of experience. She has written numerous articles and books about personal finance, investing, and accounting, including The Infographic Guide to Personal Finance, Retirement 101, Debt 101, and Real Estate Investing 101.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Enroll in the healthcare marketplace at Healthcare.gov by December 15th
- Follow Malea on Twitter
- Surprise billing legislation
- Legislation to lower drug costs
- Kaiser Health News
- Sister Song
- Half Of Employees Believe Open Enrollment Is More Important In 2020 Than It Was In 2019
- Why You Should Enroll In A Health Savings Plan For 2021
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Malea Hoepf Young is a PhD candidate at the University of Louisville School of Public Health and Information Sciences. She also holds an MPH from the UNC School of Public Health, and holds a CHES certification. She has worked on ACA implementation in Kentucky since 2013 as a health educator in refugee resettlement, consumer advocate, and researcher.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Follow Stephanie on Twitter
- Follow Stephanie on Instagram
- Follow Stephanie on Facebook
- Follow Stephanie's blog, Poorer Than You
- Mini Museum, to get your dinosaur teeth or space shuttle fragments
- The Fioneers Black-Owned Business Consumables gift guide
- Vermont Nut Free Chocolates
- Craft Boner
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By day, she's Stephanie Kibler: 11-year veteran of online retail who has tackled everything from customer service, to logistics, to product development, to inventory management. By night, she's Stephonee, dispensing personal finance knowledge bombs for low income and cash-strapped millennials on Twitter and her personal finance blog, Poorer Than You. She lives in the pricey Washington, DC area suburbs (for some reason) with her husband and 4-year-old son, with another one on the way.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Career Contessa
- Check out Lauren's book, Power Moves: How Women Can Pivot, Reboot, and Build a Career of Purpose
- Listen to The Femails podcast
- Follow Career Contessa on Instagram
- Follow Career Contessa on Twitter
- Follow Career Contessa on Facebook
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Lauren McGoodwin is Career Contessa’s CEO, #1 power move advocate, and has a life mission to help women build successful and fulfilling careers on their terms. Lauren launched Career Contessa in 2013 out of her master’s thesis project to close the gap in career development resources for women. Career Contessa now helps over 2 million women each year with their careers through content, online learning courses, and job listings.
Formerly, Lauren was a Recruiter for Hulu focused on hiring, employer branding, and talent development. She has a Bachelor's in Education from University of Oregon and a Master’s in Communication Management from USC where she wrote her thesis on millennial women and career resources.
Lauren has spoken at TED Women, Watermark Conference for Women, and South by Southwest, appeared on Cheddar TV, Good Day LA, and regularly contributes on career advice to outlets like Good Morning America, Goop, and more. Lauren is also the host of Career Contessa’s podcast, The Femails, covering all things work, women, and traits of success, and just released her first book, Power Moves: How Women Can Pivot, Reboot, and Build a Career of Purpose, from Harper Business, and loves to stay in touch on Instagram.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Open enrollment season doesn't have to be stressful or scary. But it is important that you're making the decisions that are best for you and your family. In this episode, Meredith Ryan-Reid and Marsha Barnes give advice on how you can make the right open enrollment decisions, especially during a global pandemic, and how your employer can help you do so.
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Related Links:
- Metlife's 2020 Open Enrollment Study
- https://www.metlife.com/open-enrollment
- The Finance Bar
- Follow the Finance Bar on Instagram
- Follow the Finance Bar on Twitter
- Learn more about the healthcare marketplace at heathcare.gov
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Meredith Ryan-Reid serves as senior vice president and head of MetLife’s Financial Wellness & Engagement organization. Her organization has responsibility for powering employee engagement across the U.S. Business with an initial focus on enrollment and financial wellness and a longer-term focus on solutions that enable U.S. business growth and strengthen customer lifetime value. Ryan-Reid joined MetLife in 2013 to build and lead the Group Accident & Health business.
She went on to lead the Distribution Development & Benefits Delivery team. In these roles, she’s managed P&Ls, global broker relationship teams, third party distribution development, partnerships with key HR technology firms, voluntary benefits strategy and sales enablement. Her teams also designed and delivered sales training and hiring programs, rewards and recognition events and broker compensation plans.
Ryan-Reid joined MetLife from Starr Companies, where she ran the North American Accident and Health Division. Before joining Starr, she worked on the brokerage side of the industry, producing new business and managing large client relationships for Marsh (commercial insurance) and Mercer (health & benefits). Prior to Marsh, Ryan-Reid spent ten years on the insurance carrier side of the business in underwriting, sales, and general management roles at both CIGNA and AIG. Ryan-Reid is the executive sponsor for MetLife’s Diverse Abilities employee resource group and is a passionate sponsor of Women in Sales.
Outside of work, Ryan-Reid serves as her alumni class president and is a member of the Johnson School Advisory Council at Cornell University’s business school. She received her MBA from Cornell and her Bachelor of Arts from the University of Richmond where she played Division I lacrosse. She lives in Connecticut with her husband and two daughters.
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Marsha Barnes is a personal finance expert, financial social worker, commentator and Founder of The Finance Bar. Marsha was named as Go Banking Rates 2018 Best Money Expert in the Net Worth Category by Go Banking Rates and currently serves as the national ambassador for FICO.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
In this episode, Kim Pentico defines domestic violence and elaborates on how money is used as a tool of abuse within abusive relationships. She also expands on what steps survivors can take to remove themselves from abusive relationships, and how folks can support survivors.
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Related Links:
- The National Network to End Domestic Violence
- NNEDV's Economic Justice Project
- The National Domestic Violence Hotline: 1-800-799-SAFE
- The Power and Control Wheel
- Free From
- Futures Without Violence
- Institute for Women's Policy Research
- State domestic violence coalitions
- Point In Time Report
- Womenslaw.org - legal resources for survivors
- The Independence Project - credit building program for survivors
- Safety Net - using technology to protect survivors
- Follow NNEDV on Facebook
- Follow NNEDV on Instagram
- Follow NNEDV on Twitter
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Kim Pentico is the Director of Economic Justice at the National Network to End Domestic Violence. Kim has been working with and on behalf of survivors of sexual and domestic violence since 1990. She first spent over seven years working for a local domestic violence program in Kansas and another seven years at the Kansas Coalition Against Sexual and Domestic Violence. She has also worked for the STOP Technical Assistance Project in Washington, DC. Kim works to ensure and enhance survivor access to economic justice and long-term safety.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
In this episode, we talk about how Emily pivoted her career goals after having her first child. We also talk about the career systems that need to change in order to make the workforce more accessible for working families. If you think you might pivot your career or if you plan on being a working parent someday, this episode is for you.
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Related Links:
- https://www.emilyguybirken.com/
- Check out Emily's books:
- End Financial Stress Now
- Making Social Security Work For You
- Choose Your Retirement
- The 5 Years Before You Retire
- Follow Emily on Twitter
- Follow Emily on Facebook
- Connect with Emily on LinkedIn
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Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in education allows her to make complex financial topics relatable and easily understood by the layperson. Her work has appeared on The Huffington Post, Business Insider, Kiplinger's, MSN Money, and The Washington Post online. She is the author of four books on personal finance: The 5 Years Before You Retire, Choose Your Retirement, Making Social Security Work for You, and End Financial Stress Now. Emily lives in Milwaukee with her family.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Worried about the election on November 3rd? Me too! Listen to this week's podcast episode with Kelley Robinson of Planned Parenthood to learn more about what's at stake and how you can get involved to ensure the right outcome.
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Related Links:
- Planned Parenthood Action Fund
- Planned Parenthood Federation of America
- Volunteer from home
- Make sure you're registered to vote
- Join the Women's March on October 17th
- Text RISE to 22422 to get involved in the Supreme Court fight
- Join OutVote to get involved with your favorite organizations
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Kelley Robinson currently serves as the Executive Director of Planned Parenthood Action Fund and as the Vice President of Advocacy and Organizing at Planned Parenthood Federation of America. Robinson enters this role with over 12 years of experience as a leader in the progressive field, with an expertise in sexual and reproductive health, and a deep commitment to leading with equity.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Starting a family is an exciting and scary time! You can make it a little less scary by taking the right financial and planning steps to prepare yourself and your family.
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Related Links:
- Smart Money Mamas
- Grab your free ticket for the Mamas Talk Money Summit, happening October 12-16!
- Grab your All Access Pass for the Mamas Talk Money Summit!
- Create your family money values
- Follow Smart Money Mamas on Facebook
- Follow Smart Money Mamas on Instagram
- Follow Smart Money Mamas on Twitter
- Follow Smart Money Mamas on Pinterest
- Estate planning online:
- Trust and Will
- Willing
- Life insurance:
- Haven Life
- Download the In Case Of Emergency Binder
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Chelsea Brennan is the founder of Smart Money Mamas and the annual online summit, Mamas Talk Money. An ex-hedge fund manager turned financial educator, she helps moms connect with all aspects of their money in a way that lets them overcome emotional blocks, identify what they most want, and create the healthy money habits that will help them achieve their goals while modeling positive money relationships for the next generation.
Smart Money Mamas is changing the way we talk about money so that more women can see money management as a true form of self-care.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- https://www.christineluken.com/
- Buy Christine's Book: Money Is Emotional
- Follow Christine on Facebook: https://www.facebook.com/FinancialLifeguard/
- Follow Christine on Twitter: https://twitter.com/finlifegrd
- Follow Christine on LinkedIn: https://www.linkedin.com/in/financiallifeguard/
- Follow Christine on Instagram: https://www.instagram.com/clukenfinanciallifeguard/
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Christine Luken is the Financial Lifeguard & Founder of the Financial Dignity™ Movement. She is a certified financial counselor, speaker, and the author of Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs and Money is Emotional: Prevent Your Heart from Hijacking Your Wallet. She empowers her clients to rescue their financial dignity by creating a Prosperity Plan to decrease debt, increase savings, and direct spending to what’s really important to them.
Christine has a degree in Accounting and is an active member of the Financial Therapy Association. She has twelve years of financial counseling experience, both with couples and divorcing women. Christine teaches financial professionals and money coaches all over North America about the emotional side of money and lives in the Cincinnati area. You can find her at www.ChristineLuken.com.
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To join the Money Circle Community, visit www.maggiegermano.com/moneycircle.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- & Rise
- Follow & Rise on Instagram
- Follow & Rise on Facebook
- Follow & Rise on Pinterest
- Email: Jennifer@womenrisechicago.org
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Jennifer Ramirez is an Entrepreneur, Blogger, Author, and Founder and Executive Director of the nonprofit organization & Rise (pronounced and rise). Subscribe to the & Rise website for event information and updates at www.womenrisechicago.org. To read her blogs about Family, Relationships, Dating, Money, and Women's Empowerment, visit jennaysays.weebly.com.
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To join the Money Circle Community, visit https://www.maggiegermano.com/moneycircle/.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Content warning:* we discuss suicide and depression in this episode. If you are in distress, please contact a crisis professional by texting HOME to 741741. You can also call the Suicide Prevention Lifeline at 1-800-273-8255*.
September is Suicide Prevention Month. In honor of that, host of the Mental Health and Wealth Show, Melanie Lockert, is on the show to talk about how you can care for your mental health and self-worth even during the times that we are in now.
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Related Links:
- https://mentalhealthandwealth.com/
- The Mental Health and Wealth Show
- The Lola Retreat
- Dear Debt
- Follow Melanie on Instagram
- Follow Melanie on Twitter
- If you are in distress, please get in touch with a crisis professional by texting HOME to 741741.
- Call the Suicide Prevention Lifeline at 1-800-273-8255.
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Melanie Lockert is the author of the book Dear Debt, podcast host of The Mental Health and Wealth Show, and is a full-time freelance writer. Her work covers personal finance, small business, mental health, and relationships and has appeared on Business Insider, VICE, Allure, and more. Melanie has an M.A. from New York University, is passionate about music, boxing, and mental health, and lives in Los Angeles with her two cats, Miles and Thelonious.
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To join the Money Circle Community, visit https://www.maggiegermano.com/moneycircle/.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
In this episode, in honor of September, which is Mental Health Awareness Month, we are talking about how you can begin to improve your money mindset and your relationship with money. One of the most important takeaways from this conversation is that we are all imperfect human beings who need to embrace self-compassion and patience as we try to improve our financial circumstances. If you’re ready to improve your own relationship with money while still being kind to yourself, this episode is for you.
Related Links:
- The Fiscal Femme
- Follow The Fiscal Femme on Instagram
- Follow The Fiscal Femme on Twitter
- Buy The 30 Day Money Cleanse
- Join The Fiscal Femme Slack Community
- Sign up for the Money Musing Newsletter
- Do the 7 Day Jumpstart
- Get the Money Journal Template
- Download the Happiness Allocation Spreadsheet
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Ashley Feinstein Gerstley is an author, entrepreneur and feminist who is on a mission to end inequality through financial well-being.
She is the founder of the Fiscal Femme and the creator and author of The 30-Day Money Cleanse which has helped thousands of people cultivate harmonious relationships with money and achieve their financial goals.
As a trusted money expert, she has been featured by CNBC, Forbes, NBC, Glamour and the New York Times, among many others.
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To join the Money Circle Community, visit https://www.maggiegermano.com/moneycircle/.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Feminist Founder
- Book an invisible labor session with Rachel
- Starlight Social
- Emotional labor
- Invisible labor
- The mental load
- Paid Family Leave
- The Second Shift: Working Families and the Revolution at Home by Arlie Hochschild
- Overwhelmed by Brigid Schulte
- Paid Child Care for Working Mothers? All It Took Was a World War
- "You Should Have Asked" comic by Emma
- Should the Government Fund Paid Leave?
- Women’s Unpaid and Underpaid Work in the Times of Covid-19
- Pandemic Makes Evident 'Grotesque' Gender Inequality In Household Work
- Moms, Here’s What All Your Pandemic Invisible Labor Is Actually Worth
- Drop the Ball by Tiffany Dufu
- https://www.domesticworkers.org/
- https://www.billthepatriarchy.com/
- https://www.invisiblelaborunion.com/
- Follow Rachel on Instagram
- Follow Starlight Social on Instagram
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Rachel Wynn is a tenacious, poised, and creative professional in the communications field and is the Founder of both Starlight Social and Feminist Founder. She's a savvy go-getter and intersectional feminist with a passion for coaching women to start their own business and speaking on the topic of balancing household invisible labor.
Wynn earned her degree in Business, Media, and Communications from Gettysburg College and has extensive experience in sales, event planning, and community management. She currently lives near Malcolm X Park in Washington, DC with her partner, David, and dog-child, Rufus.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Are you a working parent? Do you think you will be someday? Not going to have kids but still want to have a livable work/life balance? This week's episode is for you!
Related Links:
- WRK/360
- WRK/360 Community and Courses
- Follow WRK/360 on Instagram
- Follow Mary Beth on Instagram
- Follow Mary Beth on Twitter
- Connect with Mary Beth on LinkedIn
- The Maternal Wall by Joan C. Williams
- Benevolent Bias
- Fair Play by Eve Rodsky
- The truth about the gender wage gap
- The Motherhood Penalty
- The Fatherhood Bonus
- National Paid Family Leave
- Universal Childcare
- Universal Pre-K
- Paid Leave US (PL+US)
- FMLA
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Mary Beth Ferrante is a mom of two and advocate for creating inclusive workplaces for parents. She is the Founder & CEO of WRK/360, a training & development platform designed for working parents and managers to help companies support, retain and recruit working parents.
As a former SVP in the finance industry, she always valued growing her career and like so many other career-driven mamas, she was surprised to hit the Maternal Wall. Her own experience propelled her to dive deeper into maternal bias, to influence changes to workplace culture and to advocate for a national paid leave policy.
In addition to being a senior contributing writer and thought leader for Forbes, her work has also been featured on Today, Thrive Global, Working Mother, Her Money, FairyGodBoss, The Ladders, Medium, ScaryMommy, and other leading publishers.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Stressed out about investing? It doesn't have to be that way! Listen to this week's podcast episode with Amanda Holden to learn the basics and why it's so important that you get started now.
Related Links:
- The Dumpster Dog Blog
- AmandaLHolden.com
- The Invested Development Course
- Follow Amanda on Instagram
- Follow Amanda on Twitter
- What is a 401k?
- What is a pension?
- What is an IRA?
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Amanda Holden is an award-winning money writer, speaker, and educator. Through her business, Invested Development, she educates women about investing and other money topics — because Amanda believes that the world needs more women with financial power.
Over the last three years, Amanda has taught thousands of young women to invest. She uses a unique and effective mix of stand-up comedy and relatability to inspire real action with her students. Amanda also writes a women + money blog called The Dumpster Dog Blog.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Instagram: https://www.instagram.com/everything_candicelatham/
- Youtube: youtube.com/candicemarieinspires
- Hero Workbook: https://candicelatham.com/hero-finance-workbook/
- Website: www.candicelatham.com
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Candice Latham started using her skills from her nine-to-five ad agency job to start her own design business on the side so she could reach her goals faster. She documented her journey of moving her net worth from the negatives into the positives while paying off $47,000 worth of debt. Candice continues to educate millennials to defy the odds, build wealth and think differently, while also building The Latham Agency.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
If you are pregnant or you think you will be pregnant someday, this episode breaks down what a doula is, what a doula does, and ways that you can afford to hire one.
Related Links:
- Rainbow Doula
- Rainbow Doula on Facebook
- Rainbow Doula on Instagram
- Email Kelsey
- Pro Doula
- More about the Community Pooled Fund
- Doula Medicaid Project
- The IRS lists "doula or birth coach" as one of the things that is 100% covered by an HSA! Same with your FSA. You need a letter of medical necessity, which any OG/GYN or Midwife can sign for you.
- Benefits of hiring a doula
- Queer Birth Project
- 4th Trimester Bodies Project
Doula stats:
- Up to 50% more likely to have a vaginal birth and up to 25% shorter labor (source)
- Higher Apgar score and more likely to rate the birth experience positively (source)
- Up to 60% less likely to use an epidural (source)
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Kelsey is a birth, postpartum, and postoperative doula, and the Founder of Rainbow Doula DC, a queer-focused doula collective in the DC area. She focuses on a culture of respect for all birthing people, and is hoping to shift the culture around birth to be more inclusive of non-binary and trans folx. She is passionate about an approach that is trauma-informed and rooted in consent-based care. Before coming to doula work, Kelsey worked in international relations and reproductive health advocacy. Find out more about queer-inclusive birth work at www.RainbowDoulaDC.com.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Learn more about the legacy of redlining and how housing discrimination and racism continue to harm communities and society as a whole.
Related Links:
- The Color of Law by Richard Rothstein
- Race for Profit: How Banks and the Real Estate Industry Undermined Black Homeownership by Keeanga-Yamahtta Taylor
- The National Housing Act of 1934
- The Fair Housing Act of 1968
- The Community Reinvestment Act of 1977
- Redlining's legacy: Maps are gone, but the problem hasn't disappeared
- Understanding Exclusionary Zoning and Its Impact on Concentrated Poverty
- ‘Snob zoning’ is racial housing segregation by another name
- Elizabeth Warren's housing platform
- The Purple Line Corridor Coalition
- Courageous Conversations on Housing, Land Use, and Racism
- NCRC Report: The persistent structure of segregation and economic inequality
- The Coalition for Smarter Growth: https://www.smartergrowth.net/
- Follow Coalition for Smarter Growth on Twitter @betterDCregion
- Follow Jane on Twitter @janeplyons
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Jane Lyons is the Maryland Advocacy Manager at the Coalition for Smarter Growth, where she organizes diverse coalitions that support walkable, inclusive, transit-oriented communities. Her policy experience spans multiple levels of government, including the U.S. EPA, Maryland Department of Housing, and Montgomery County Council. Jane holds a Master of Public Policy with a specialization in City Management and Public Finance and a BA in Economics, both from the University of Maryland, College Park.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
If you want to improve your finances for good and combat your own money shame, while building community and finding other people who understand what you're going through, join the new Money Circle Community!
Related Links:
- Join the Money Circle Community!
- Email me with questions at boss@maggiegermano.com
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Planning on getting married someday? Already married? In this episode, Broke Millennial's Erin Lowry breaks down what pre-nups and post-nups are and why you should get one before you get married.
Related Links:
- Brokemillennial.com
- Broke Millennial the book
- Broke Millennial Takes on Investing
- Erin on Instagram
- Erin on Twitter
- Erin on the This Is Uncomfortable Podcast
- Pre-nup template
- Post-nup template
- Spousal IRA
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Erin Lowry is the author of Broke Millennial, Broke Millennial Takes On Investing and the forthcoming Broke Millennial Talks Money: Scripts, Stories, and Advice to Navigate Awkward Financial Conversations. Erin’s style is often described as refreshing and conversational. She’s appeared on BBC, CNBC, CBS Sunday Morning, Cheddar and quoted in The New York Times and The Wall Street Journal. In addition to talking all things money, Erin enjoys defending her generation from the ridiculous stereotypes that refuse to die no matter how old we get. Erin spent most of her childhood living in Asia, but now settled in New York City with her husband and their rambunctious dog.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Maggie:
- Join the new Money Circle Community
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
In this episode, Maggie's guests break down how poverty and homelessness have been criminalized in the United States. Plus, they recommend systemic changes that need to be made, and how individuals can work to fight this issue in their own communities.
Related Links:
- National Alliance to End Homelessness
- Transforming the System
- No Safe Place: The Criminalization of Homelessness in U.S. Cities
- 2020 Nationwide Virtual Town Hall on Ending Homelessness
- Confessions of a Former Bastard Cop
- The Poor Get Prison: The Alarming Spread of the Criminalization of Poverty
- Statistics on the price of incarceration
- National Law Center on Homelessness and Poverty
- Southern Poverty Law Center
- Prison Policy Initiative
- Housing Not Handcuffs
- Rayshard Brooks opened up about the struggles of life after incarceration in an interview before his death
- Kalief Browder, 1993–2015
- Sessions With Bob and Lena
- ACLU
- Lena at the Imago Center
- Lena's Instagram
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Lena Derhally is a licensed and Imago certified psychotherapist at the Imago Center in Washington DC, specializing in trauma-informed individual and couples therapy. Prior to that, Lena has worked in hospital settings in oncology and palliative care, and with the homeless and mentally ill. She is a best-selling author, co-hosts a podcast with her colleague Bob Gordon, and is an activist, advocating and raising money for the disenfranchised and survivors of war.
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Amanda Mowle is presently a Staff Attorney with the Vermont Office of Child Support. Prior, Amanda worked as a Public Defender in Vermont for 8 years where she represented indigent individuals in varying criminal cases. She obtained her J.D. from Vermont Law School and an LL.M. in Air and Space Law from McGill University.
If you're a small business owner, or you think you might be one day, this episode is for you! Carla and Maggie discuss what a CFO actually is and how her individualized services can help small business owners take their business to the next level.
Related Links:
- Get $100 off a CFO Strategy Session or Money Clarity Session when you use the code MC100.
- Website: https://www.wealthworthwithin.com/
- Facebook: https://www.facebook.com/wealthworthwithin
- Instagram: https://www.instagram.com/wealthworthwithin/
- LinkedIn: https://www.linkedin.com/company/wealthworthwithin/
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Carla Titus is a finance expert with over ten years of corporate financial planning, analysis, strategy, and CFO startup experience. She has applied her CFO expertise to businesses, helping them grow by creating simple yet effective systems to improve cash flow management and bottom-line results. She provides on-demand CFO and financial consulting services to help your business build the financial foundation to scale profitably.
This is an important episode all about the history of cash bail, why it's unjust, how it harms communities and punishes the poor, and what we can do to get rid of it.
Alternatives to Cash Bail:
- Pre-trial services agencies
- Unsecured bond
- Court reminder systems
- Childcare
- Transportation to court
How to Advocate to End Cash Bail:
- Donate to your local bail fund(s)
- Become a court watcher
- Find a court watching organization in your town
- Contact your elected officials and tell them to support ending money bail
- This legislation was introduced by Bernie Sanders
- Find out what is happening in your community
- Vote for candidates who support abolishing cash bail
Related Links:
- https://www.civilrightscorps.org/
- Follow Civil Rights Corps on Facebook: @civilrightscorps.org
- Follow Civil Rights Corps on Twitter: @CivRightsCorps
- Follow Civil Rights Corps on Instagram: @civrightscorps
- The story of Kalief Browder
- DC's bail system
- DC's pre-trial services agency
- New Jersey's bail reform
- The Bail Reform Act of 1966 (Federal bail reform)
- Pre-trial services agencies
- More information about the bail bond industry:
- Who Really Makes Money Off of Bail Bonds?
- Inside the Wild, Shadowy, and Highly Lucrative Bail Industry
- How the Bail Bond Industry Became a $2 Billion Business
- More information on why bail reform is necessary
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Katherine Hubbard is a Senior Attorney at Civil Rights Corps, a Washington, DC-based nonprofit dedicated to challenging systemic injustice in the American legal system. She is a founding member of the CRC staff. Her work focuses on litigation challenging the criminalization of poverty, particularly debtor’s prisons and wealth-based pretrial detention. Katherine coordinates CRC’s bail reform efforts in several states across the country including California, where her work in collaboration with the San Francisco Public Defender resulted in the landmark Humphrey decision, which struck down the pervasive practice in California’s courts of setting money bail pursuant to a schedule without consideration of an individual’s ability to pay. Katherine has also successfully litigated several cases against Washington, D.C.’s Metropolitan Police Department for executing illegal search warrants, resulting in damage awards totaling hundreds of thousands of dollars for her clients.
This week, Maggie talks with financial experts Kassandra Dasent and Sandy Smith, about the racial wealth gap in the United States, and how it shows up in every area of life for Black folks and other people of color. In this episode, they touch on issues such as redlining, COVID-19, healthcare disparities, and more. If you want to learn more about the racial disparities when it comes to financial wellness and opportunity in the United States, as well as how we can start changing the system, this episode for you.
Related Links:
- Elevate Community
- Elevate Workshops
- Racial disparities in COVID-19 crisis
- What is redlining?
- What is white flight?
- Harvard study on racial bias in the job search
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Kassandra Dasent is the Founder of BridgeTech Enterprises; offering IT/software project management consulting services, a financial wellness engineer, and a speaker. Focusing on how emotional awareness can have a direct and lasting impact on one’s relationship with money, Kassandra provides her audiences with practical solutions to help them achieve holistic wealth.
She has been featured in numerous media outlets including Forbes, US News & World Report, Business Insider, Fast Company, Travel Noire, Yahoo! Finance and News, and Glamour.
Follow Kassandra on Twitter and Instagram @KassandraDasent.
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Sandy Smith has been a personal finance blogger since January 1, 2009 when she resolved to get out of debt, or die trying. No, no, that was 50 Cent. At age 29 she was frankly tired of paying living paycheck-to-paycheck and feeling as if she would never get ahead financially. The Cheapass Blog, as it was then known, was born out of sheer frustration with the hope of paying down a $120,000 debt much faster than the average debtor without filing for bankruptcy.
From years of writing on the Yes, I Am Cheap blog, Sandy has tested numerous common techniques for getting out of debt including: debt consolidation, debt management plans, debt negotiation, working from home, the snowball technique, the envelope system, no spend challenges, extreme couponing and just about every other personal finance trick in the book. She likes to refer to herself as the “guinea pig” of debt reduction techniques.
On January 1, 2013, Sandy resolved to see just how much she could reduce her debt in a two year period. By December 31, 2014, Sandy successfully reduced her debt by over $50,000 – all during a volatile period of employment for her. During those two years, she was unemployed for six months before working as a temp for ten months before converting to a full-time employee. This achievement led Yahoo! Finance to name Sandy’s story the #3 most inspiring personal finance stories of 2014. Now a Certified Financial Education instructor, Sandy is dedicated to helping others put together their own formula for financial freedom.
Sandy is also a Senior Certified HR Professional; holds a Bachelor of Science in Biology from St. John’s University and M.B.A. from Devry University’s Keller Graduate School.
Educate Yourself
- How to Be an Antiracist by Ibram X. Kendi (consider buying this book from your local bookstore instead of Amazon)
- White Fragility: Why It’s so Hard for White People to Talk About Racism by Robin DiAngelo (consider buying this book from your local bookstore instead of Amazon)
- So You Want To Talk About Race by Ijeoma Oluo (consider buying this book from your local bookstore instead of Amazon)
- Me and White Supremacy: Combat Racism, Change the World, and Become a Good Ancestor by Layla F. Saad (consider buying this book from your local bookstore instead of Amazon)
- This great commentary from Trevor Noah
- 75 Things White People Can Do for Racial Justice
- An Antiracist Reading List
- A Twitter thread on what Martin Luther King, Jr. actually said
- A Twitter thread that outlines the history of racial violence in the United States
- Police Are Hurting People Because They Want To
- 5 Racist Anti-Racism Responses “Good” White Women Give to Viral Posts
- What does it mean to defund the police?
Support Those Doing The Work
- Black Lives Matter
- Black Visions Collective
- The Collective PAC
- Minnesota Freedom Fund
- Brave Space Alliance
- Justice for Breonna
- Run With Maud
- Campaign Zero
- National Bailout
- George Floyd’s family’s GoFundMe
- My Block My Hood My City
- The Legal Rights Center
- Northstar Health Collective
- Communities United Against Police Brutality
- Reclaim the Block
- The NAACP Legal Defense Fund
Elevate The Voices of Activists
- Rachel Cargle
- Brittany Packnett Cunningham
- Desiree Adaway
- Ericka Hines
- Sonya Renee Taylor
Call Your Elected Officials
If you think your local government hasn’t been doing enough to prevent and punish police brutality, let them know. Call your councilperson, your mayor, your county executive, your state legislator, your Congressperson. Let them know that you see what is happening and you are not okay with it. Let them know that the people in their community want things to change now.
Don't Call The Cops On Your Neighbors of Color
As we’ve seen, time and again, the police aren’t always here to protect citizens of color. Remember that when you think about calling the police. Consider being an active bystander to interrupt tense situations, but do keep your own safety in mind. To learn more about being an active bystander, check out Collective Action for Safe Spaces.
Get On The Front Lines At Protests
Of course, we are still in the middle of a global pandemic, so if you are immunocompromised or you feel otherwise unsafe being in large groups of people right now, that’s okay. But if you feel comfortable joining in, go! Put yourself between black folks and the police. Show your black neighbors that you mean what you say when you say that black lives matter.
Spend Your Money At Black-Owned Businesses
Financial empowerment is huge when it comes to uplifting communities. That’s why it’s so important to invest in Black-owned businesses in your area. A great place to start is this central database for Black-owned businesses. Some other great resources are:
- WeBuyBlack
- The Black Wallet
- Official Black Wall Street
I want to interview experts on these topics:
- How white people and other non-Black people can be better allies to actually be anti-racist and fight against white supremacy and police violence
- Why Black wealth matters and how to even the financial playing field across race
- Why cash bail is racist and wrong and what should be instituted instead
- How allies can use their wallets to fight white supremacy and support their Black neighbors, friends, colleagues, family members, etc.
- How redlining has harmed Black families and prevented them from building wealth
- How and why real estate taxes should not determine school funding
Email me at boss@maggiegermano.com if you or someone you know wants to be interviewed on one or more of these topics!
If you've ever wondered what you should look for in a financial advisor, or when it even makes sense to hire one, this episode is for you.
Related Links:
- Find a financial advisor on SmartAsset
- Learn more about Deri
- Connect with Deri on LinkedIn
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As a Financial Professional with Prudential, Deri can help you with many of the financial questions you have - from evaluating insurance needs to helping you prepare for college costs or meeting your retirement goals. Her promise: to work tirelessly to help you achieve your goals. At Prudential, we are dedicated to building and maintaining close relationships with our customers– relationships founded on trust, respect and integrity. No matter what stage of life you find yourself in, as a Prudential Financial Professional, she can help you find solutions to your financial challenges. So whether you're 'Just Starting Out,' 'Settling into Retirement,' or somewhere in between, let's discuss your current financial situation, goals and challenges – and together she can help you meet your challenges.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- Tayne Law Group
- Leslie on Twitter
- Tayne Law Group on Facebook
- Leslie on Instagram
- Leslie on LinkedIn
- Leslie's book, Life & Debt
- Debt consolidation
- Debt settlement
- Consumer credit counseling
- Bankruptcy
- Chapter 7
- Chapter 11
- Chapter 13
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Leslie H. Tayne, Esq. is an award-winning financial attorney and author of the book Life & Debt. She has over 20 years of experience in consumer and business financial debt solutions through the management of the Tayne Law Group her award-winning debt solutions law firms. She regularly negotiates with large international banks and credit agencies for loans, lines of credit, credit cards, and student loans. Leslie is a frequently sought-out for her expertise on financial, credit and debt topics in the media and as a speaker where she regularly provides insight and strategies regarding all areas of debt and credit-related solutions to outlets like the Huffington Post, Yahoo Finance, US News and World Report, MSN, market watch among many others. Leslie is the go-to expert on debt resolution.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
If you, or your kid, wants to go to college someday, but you don't want to end up in a pile of debt, there are other options. Maggie chatted with Pam Andrews of The Scholarship Shark about the resources you should consider.
Related Links:
- The Scholarship Shark
- The Scholarship Shark Podcast
- College Admissions Academy
- Scholarship Mastery
- The Scholarship Shark book
- The Scholarship Shark on Instagram
- The Scholarship Shark on Facebook
- Fastweb.com
- Unigo.com
- The College Board Scholarships
- You Visit
- ACT.org
- Scholarships.com
- State Financial Aid Programs
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Pam Andrews is a College Admissions Coach and Scholarship Strategist. Pam helps high school students get into their dream college and secure scholarships that will pay for it. She has earned her Bachelor of Science Degree in Electrical Engineering from North Carolina A&T State University and a certificate in College Advising from Columbia University Teacher’s College.
Pam has been married for over twenty-three years and is a homeschool mother to four children ranging from elementary school to college. In addition to being a homeschool mother who is active in her local support group, Pam is also a board member of the Parents’ Association for Ringling College of Art and Design.
Pam is known for helping her son win over $700,000 in scholarship money that pays for his undergraduate and graduate school. More importantly, she has helped her clients win over $1,000,000 in scholarships. Because of her success, Pam is often asked, “How do you do it?” To answer this question she launched, The Scholarship Shark, a coaching company that offers parents and students a road map to maximizing their efforts to getting into college as well as finding and winning scholarship money.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
The COVID-19 crisis has changed a lot about the world in a short time period. Those changes apply to pregnant people, as well. Learn how you can still get the support and care that you need if you're pregnant and giving birth during COVID-19.
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Kelsey is a birth, postpartum, and postoperative doula, and the Founder of Rainbow Doula DC, a queer-focused doula collective in the DC area. She focuses on a culture of respect for all birthing people, and is hoping to shift the culture around birth to be more inclusive of non-binary and trans folx. She is passionate about an approach that is trauma-informed and rooted in consent-based care. Before coming to doula work, Kelsey worked in international relations and reproductive health advocacy. Find out more about queer-inclusive birth work at www.RainbowDoulaDC.com.
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Related Links:
- Rainbow Doula DC
- DIY Doula Class
- Childbirth Education Class (sign up to be notified when it's available)
- Birthing Bill of Rights
- CDC Guidelines
- https://www.cdc.gov/coronavirus/2019-ncov/need-extra-precautions/pregnancy-breastfeeding.html
- https://www.cdc.gov/coronavirus/2019-ncov/need-extra-precautions/index.html
- https://www.cdc.gov/coronavirus/2019-ncov/hcp/inpatient-obstetric-healthcare-guidance.html
- WHO Guidelines
- https://www.who.int/reproductivehealth/publications/emergencies/COVID-19-pregnancy-ipc-breastfeeding-infographics/en/
- Evidencebasedbirth.com
- COVID-19 information: https://evidencebasedbirth.com/covid19/
- Home birth questions to ask:
- Am I a good candidate for home birth?
- High risk?
- First time delivering?
- What are the emergency procedures?
- Which hospitals have a relationship with the home birth midwife?
- Am I a good candidate for home birth?
- Learn more about having a home birth:
- https://www.mayoclinic.org/healthy-lifestyle/labor-and-delivery/in-depth/home-birth/art-20046878
- https://www.npr.org/sections/health-shots/2019/03/11/700829719/home-birth-can-be-appealing-but-how-safe-is-it
- https://americanpregnancy.org/labor-and-birth/home-birth/
- https://www.whattoexpect.com/pregnancy/home-birth/
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Whether you or someone you know has a child with special needs, it can be difficult to navigate the financial landscape that comes along with it. In this important episode, Brynne Conroy breaks down the different government resources that are available for children, families, and adults with special needs.
Related Links:
- Femmefrugality.com
- The Feminist Financial Handbook
- Children, Medicaid & Autism: State-by-State Guide
- Find out about your state's ABLE programs.
- The Forgotten History of Autism
- How Disablism Affected My Finances: An account by an Autistic adult
- In-depth overview of ABLE accounts
- Investing in ABLE accounts
- Career resources for disabled youth. (Read this as early as your child’s entry to middle school!)
- Personal Finance By Women
- Femme Frugality on Instagram
- Femme Frugality on Twitter
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- www.tailormadebudgets.com
- Facebook: https://www.facebook.com/TailorMadeBudgets/
- Instagram: www.instagram.com/tailormadebudgets
- LinkedIn: https://www.linkedin.com/in/erickayoung/
- 7 Day Money Challenge: http://www.7daymoneychallenge.com/
- Naked and Unashamed book: https://www.nakedandunashamedbook.com/
- 21 Days of Healthy Habits: https://www.tailormadebudgets.com/healthyhabits
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Ericka Young is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey’s Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka is a recognized financial expert who inspires people to significantly improve their finances, family and their future with a solid plan. Ericka’s Best-Selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have” was released online in February 2017 worldwide. She currently teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops and speaking engagements. Ericka, Chris and their two teenage daughters, Faith and Olivia reside in Fishers, IN.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Even though we now have until July 15, 2020 to file and pay our 2020 taxes, you can still start getting organized now. Tune in to hear about tax filing advice, and why you shouldn't be afraid of the IRS, from Michele Cagan, CPA.
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Related Links:
- https://michelecagancpa.com/
- File a tax extension
- See if you qualify for free file
- The CARES Act
- What The Coronavirus Stimulus Package Means For You
- How to Do Your Taxes on the Cheap
- How To Do Your Taxes
- Here's How You Should Use Your Tax Refund
- Are you stressed out about doing your taxes?
- IRS VITA Grant Program
- Qualifying Business Income (QBI)
- Tax Filing Websites:
- H&R Block
- TurboTax
- TaxAct
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Michele Cagan is a CPA, author, and financial mentor with more than twenty years of experience. She has written numerous articles and books about personal finance, investing, and accounting, including The Infographic Guide to Personal Finance, Retirement 101, Debt 101, and Real Estate Investing 101.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related links:
- Bossed Up
- Bossed Up Bootcamp
- Bossed Up podcast
- HIRED Accelerator
- Bossed Up Courage Community
- Emilie and Bossed Up on Instagram
- CARES Act
- What The Coronavirus Stimulus Package Means For You
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Emilie Aries is a speaker, podcast host, author, and the Founder & CEO of Bossed Up, an award-winning personal and professional development community where she helps women craft happy, healthy, and sustainable career paths.
Her new book, Bossed Up: A Grown Woman's Guide To Getting Your Sht Together*, serves as a practical roadmap for women who want to set themselves up for sustainable, long-term career success and step up as the boss of their lives.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
On Friday, March 27th, 2020, Donald Trump signed the Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act. This is a $2 trillion stimulus package, which is the largest relief bill ever passed in the United States. It surpasses the American Recovery and Reinvestment Act, which was signed by President Obama in 2009 as a response to the Great Recession, and the National Industrial Recovery Act that was signed in 1933 by President Franklin D. Roosevelt during the Great Depression.
To give you the highlights, here's what you can expect:
- You Likely Have a Check Coming In the Mail
- You Don’t Have to Pay Federal Student Loans for Six Months
- You Can Get More Money Through Unemployment
- You Don’t Have to File Or Pay Your Taxes Until July
- Your Health Insurance Company Must Cover COVID-19 Testing, Treatments, and Vaccines
To talk to Maggie about financial coaching, schedule a free discovery call. For any one-time financial coaching sessions booked within the next 6 weeks, you can get a $50 discount.
Related links:
- What’s Inside The Senate’s $2 Trillion Coronavirus Aid Package
- F.A.Q. on Stimulus Checks, Unemployment and the Coronavirus Plan
- Stimulus checks: How much money will you get, and when?
- High Schoolers & College Students May Not Be Eligible For Stimulus Checks
- Coronavirus Tax Relief
- What you need to know about student loans and the coronavirus pandemic
- 2020 Tax Deadline Extension: What Is and Isn’t Extended?
- Calculate how much you’ll get from the $1,200 (or more) coronavirus checks
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Things feel really scary and uncertain right now! It's totally valid to be anxious and overwhelmed. One thing you can do to regain a sense of control is to make some smart money moves. Here are just a few ideas to get you started:
- Do an audit of your budget and see which spending is not essential right now.
- Pause any recurring payments that you aren't using right now, like your gym membership.
- Avoid shopping online. It's a common stress reliever but could put you into a worse financial situation.
- Prioritize funding your emergency savings, especially if your income is at risk.
- Contact your federal student loan provider to suspend your student loans if you can't currently make the payments.
- Keep your eye on your long term financial goals, like retirement and paying down debt. Continue to contribute what you can afford.
To talk to Maggie about financial coaching, schedule a free discovery call. For any one-time financial coaching sessions booked within the next 6 weeks, you can get a $50 discount.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Freaking out about coronavirus, the economy, and impending quarantine? Me too. Here are some tips on what you should and shouldn't do with your money right now.
- Don’t Touch Your Investments
- Keep Your Emergency Fund Full
- Spend Less On Non-Essentials
- Take Stock Of What You Already Own
- Don’t Stock Up On Things You Don’t Actually Need
- Donate To A Local Food Pantry Or Soup Kitchen
- Support Your Local Small Businesses
- Take Advantage of Ebooks From The Library
Related Links:
Some organizations that you can donate to:
- Meals On Wheels
- Capital Area Food Bank
You can find your local food bank here. You can find your local food pantry here.
How to keep yourself safe if you order takeout or delivery: https://www.cnet.com/how-to/food-delivery-during-the-coronavirus-pandemic-follow-these-3-rules-to-stay-safe/
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- This week's related blog post
- PayScale's negotiation data
- AAUW
- Bossed Up
- Talk about salaries at work
- Make sure you're registered to vote
- Find your polling place
- Learn when your local elections are
- She Should Run
- Emily's List
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
- Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Are you a breadwinning woman in your family? Do you struggle with feeling powerful and confident about your finances, no matter how far you've come? This episode is for you!
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Related Links:
- https://www.mindmoneybalance.com/
- Learn more about Lindsay's Boundless program for couples
- Order Lindsay's book, The Financial Anxiety Solution.
- Lindsay's Instagram Page
- Lindsay's YouTube Channel
- Lindsay's free Facebook group for couples
- Learn how to talk about money with your partner
- Statement Cards: celebrating women’s ambitions and milestones beyond marriage and motherhood.
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Lindsay Bryan-Podvin is the first financial therapist in Michigan; she combines financial literacy with the emotional and psychological side of money. With a professional history in mental health care, she found a greater love working at the intersection of mental health and money. It’s her mission to open up a dialogue with clients to talk about their money beyond bookkeeping. She hopes all of her financial therapy clients understand the basics of money, but also feel damn good about how their money is working for them. Lindsay practices financial therapy full time at Grove Emotional Health Collaborative in Ann Arbor. Off the clock, she can be found playing with her dog, Birdie, or scheming her next getaway with her husband.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Related Links:
- This week's related blog post
- Blog post about money affirmations
- Money Circle Facebook Group
Are you a small business owner? Then this podcast episode is for you! Learn everything you need to know about paying taxes as an entrepreneur and what you should ask when hiring a tax professional.
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Related Links:
- Little Fish Accounting
- Fish Food Podcast
- Email Keila: hello@littlefishaccounting.com
- Quickbooks
- Wave
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Keila Hill-Trawick is the Founder + Principal of Little Fish Accounting, a boutique CPA firm dedicated to the accounting and tax needs of individuals, freelancers, and small business owners. Keila holds a Bachelors of Business Administration in Accounting from Georgia State University, an MBA from Mercer University. Keila hails from Atlanta, GA and is currently based in Washington DC.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
This week's episode is brought to you by Stitcher premium. Listen to some of your favorite shows, ad-free with Stitcher premium like Unladylike, Being Boss, and more. Plus, you can get access to Stitcher originals like the Neighborhood Listen and Scam Goddess. Stitcher premium is only $4.99 a month or $34.99 a year, but if you use the code moneycircle, you can get your first month for free. Go to stitcher.com/premium to sign up today.
In honor of Valentine's Day, Maggie is getting personal about her own money conversations with her husband! It's not all rainbows and roses, but having certain systems in place helps a lot.
Related Links:
- Revisiting the Money Talk With Your Partner
- Zeta
- Honeydue
- Honeyfi
- Mint
Email Maggie at hello@maggiegermano.com!
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Don't put off having the money talk with your parents any longer. But you don't have to figure it out on your own. Tune in to this week's episode to learn why you need to be having these conversations and how to have them.
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Cameron Huddleston is the author of Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances. She also is an award-winning journalist with more than 17 years of experience writing about personal finance.
Related Links:
- Cameron's book, Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances
- Cameron's Website
- Free resources
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Want to improve your credit score? You have the power! It might take months or longer, but it's possible. Follow the tips in this episode and you'll see your credit score go up.
- Make All Payments On Time
- Decrease Your Debt to Credit Ratio
- Dispute Errors On Your Credit Report
- Ask Creditors to Remove Marks From Your Credit Report
- Don't Apply For Unnecessary New Accounts
Related Links:
- Read this week's related blog post
- Check your credit score:
- Credit Karma
- Credit Sesame
- Annualcreditreport.com
- You get 1 copy of your credit report from each bureau every year.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Listen in to learn how to prioritize your health this year and every year, this time without the shame and judgment that usually comes along.
Related Links:
- Brianna's website: http://www.madewell345.com/
- Email Brianna at madewellky@gmail.com
- Follow Brianna on social media @Madewell345
- The Healthy Body Podcast
- Healthy Body Secrets for Women Facebook group
- Brianna's Resource Library
- Brianna's free challenge
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Brianna Wilkerson is the Founder/CEO of Made Well 345, LLC. She is a Holistic Health and Life Coach with a heart to see busy women ditch dieting, lose weight, and reclaim their health for good. She is also an Essential Oils Advocate for doTERRA Essential Oils and empowers women to use non-toxic, natural solutions like essential oils for their health and those they love.
In addition to health coaching and essential oils, Brianna is also passionate about fitness and chose to become a Crossfit Level 1 Trainer to further serve women who want to get fit in a way that's functional, fun, and effective. You can find Brianna hanging out on Instagram, in her Facebook Groups, on her podcast, the Healthy Body Podcast.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Are you ready to pay down your credit card debt? This week's episode goes into detail about what steps you should take to pay down your debt and also gives you some examples of how others have done it themselves.
Related Links:
- This week's blog: https://www.maggiegermano.com/blog/how-to-pay-down-credit-card-debt-this-year/
- Debt payoff calculator: https://www.creditkarma.com/calculators/debt_repayment/
- Debt snowball calculator: https://www.nerdwallet.com/blog/finance/debt-snowball-calculator/
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
Follow Maggie on Instagram and Twitter!
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
This week's episode is brought to you by Stitcher premium. Listen to some of your favorite podcasts. Ad-free was Stitcher premium like Conan O'Brien needs a friend, my favorite murder and more. Plus you can get access to situ originals like the neighborhood listen and groceries. Stitcher premium is only $4.99 a month or $34.99 a year, but if you use the code MONEYCIRCLE, you can get your first month free. Go to stitcher.com/premium to sign up today.
Resources:
- Cristina's Pique Coaching
- Email Cristina: hello@piquecoaching.co
- Printable: How to get into a deep work state in 15 minutes
- Atomic Habits by James Clear
- James Lenhoff, CFP
- Eckhart Tolle
- Ladder thoughts
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“Be the silent watcher of your thoughts and behavior. You are beneath the thinker. You are the stillness beneath the mental noise. You are the love and joy beneath the pain.”
- Eckhart Tolle
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Cristina Roman is a Washington, DC-based Certified Life Coach for antsy high-achievers ready to go all in on their own evolution with high-impact, low-frills coaching. She’s obsessed with the mind, intuition, creativity, and what really makes people tick. (Spoiler: It’s not usually money.) She half-jokes that she’s Cross Legged Coach; her goal is always to keep things casual but wildly impactful in her work.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
In celebration of the impending new year and new decade, Maggie is looking back on the last 10 years and everything she's accomplished. Plus, she talks a little bit about looking forward and planning for more big changes.
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Check out Marie Forleo's Decade in Review exercise.
Download Maggie's worksheet that helps you celebrate your 2019 achievements.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Resources:
- Email Jessie: Jessie@finadvinc.com
- 401k
- 403b
- Roth IRA
- Traditional IRA
- Retirement match
- Vesting in your retirement plan
- Cash value life insurance
- Long-term care insurance
- Long-term care planning
- Term life insurance
- Whole life insurance
- Morning Star
- Yahoo Finance
Jessie's Bio:
I have one of the coolest jobs on earth because I empower people to take action and pursue their dreams with confidence. Through the use of comprehensive financial strategies, wealth management, and proper risk protection, I work with clients to create meaningful playbooks for life.
I work with business owners, individuals, and families to identify goals and develop sound financial strategies. What separates me from my peers is my dedication to service. I work with my clients throughout all stages of life, to ensure their strategy is meaningful, realistic, and in tune with their values. I believe in consistent, on-going reviews to address the changing needs of my clients & to be a valuable resource during all life changes.
Don’t be shy! If I can be a resource to you or somebody you know, please don’t hesitate to reach out. I always welcome introductions.
Jessie Hill is a registered representative and investment advisor representative of Securian Financial Services, Inc. Securities and investment advisory services offered through Securian Financial Services, Inc. Member FINRA/SIPC. Financial Advantage Associates, Inc. is independently owned and operated.
Financial Advantage Associates
1803 Research Blvd, Suite 401
Rockville, MD 20850
1114486, DOFU 02/15
This week’s episode is brought to you by Stitcher Premium! Listen to some of your favorite shows ad-free with Stitcher premium like Conan O’Brien Needs a Friend, My Favorite Murder, Science Rules with Bill Nye and more! Plus you can get access to Stitcher Originals like the Neighborhood Listen and Groceries, which are two silly and lovely podcasts. Stitcher Premium is only $4.99 a month or $34.99 a year, but if you use the code MONEYCIRCLE, you can get your first month free. Go to stitcher.com/premium to sign up today!
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Check out Maggie's blog post from this week to learn more about creating positive money affirmations! Not sure where to start with creating your own affirmations? Here are a few to inspire you:
- I track my expenses often and with ease.
- My budget works for me.
- I am in control of my money.I value my long-term goals over my short-term gratification.
- I am worthy of financial stability.
- I am more than my past mistakes.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
This week’s episode is brought to you by Stitcher Premium! Listen to some of your favorite shows ad-free with Stitcher premium like Conan O'Brien Needs a Friend, My Favorite Murder, Science Rules with Bill Nye and more! Plus you can get access to Stitcher Originals like the Neighborhood Listen and Groceries, which are two silly and lovely podcasts. Stitcher Premium is only $4.99 a month or $34.99 a year, but if you use the code MONEYCIRCLE, you can get your first month free. Go to stitcher.com/premium to sign up today!
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Join Maggie and financial coach Ericka Young to learn about what you can do to get your finances right as 2019 comes to an end and how to set yourself up for success in 2020. They touch on holiday spending, goal setting, having money conversations, and more.
Resources:
- SMART goals
- Planning for holiday spending
- 7 Day Money Challenge
- Naked and Unashamed: 10 Money Conversations Every Couple Must Have
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Ericka Young is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She became a certified financial coach by Dave Ramsey’s Lampo Group in 2006 and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. Ericka is a recognized financial expert who inspires people to significantly improve their finances, family and their future with a solid plan. Ericka’s Best-Selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have” was released online in February 2017 worldwide. She currently teaches her message of debt freedom through her e-newsletters, personal and group coaching, workshops and speaking engagements. Ericka, Chris and their two teenage daughters, Faith and Olivia reside in Fishers, IN.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
As Marie Kondo’s first certified consultant based in Washington DC, Jenny Albertini has been transforming homes throughout the DMV since she opened Declutter DC in 2016. Whether or not you’ve watched the Netflix series or read one of Marie’s best-selling books, Jenny can help you use the KonMari method to move from feeling overwhelmed and stuck to experiencing calm and success in your home (and your life).
Declutter DC has been featured as a Best of DC service in The Washingtonian, on PBS News Hour, through Apartment Therapy and National Geographic, as well as on additional local and international platforms. By using her background training in global health programming for the US government, Jenny brings a classic DC touch of diplomacy to all of her client sessions and speaking engagements as she works on cleaning up the capital, one home at a time.
Want to learn more about Jenny? Email her at boss@declutterdc.com!
Related links:
- www.declutterdc.com
- https://konmari.com/
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Resources:
- Article on Preparing for Pet Costs
- Wolf Trap Animal Rescue
- Low-cost neutering options
- Compare pet insurance companies
- Healthy Paws Insurance
- Bark Box
- Chewy
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
In honor of open enrollment season, Maggie sat down with her friend and healthcare advocate, Nina Serrianne. They talked about why it's so important for people to have health insurance, what the options are, and how to make sure you get the plan that is right for you.
Resources:
- Healthcare.gov
- Affordable Care Act
- Medicaid - for low-income folks
- Medicare - for elderly folks
- Junk Plans -
- Planned Parenthood Mohawk Hudson
- Hyde Amendment
- Contraception mandate
- Congressional Review Act (this has since failed in the Senate)
- Lower Drug Costs Now Act of 2019 (HR3) - Call your Congressperson!
- How to figure out how to contact your rep:
- https://www.house.gov/representatives/find-your-representative
- https://www.callmycongress.com/
- https://5calls.org/
- How to figure out how to contact your rep:
- Access Is Affordability Act
- What the Health podcast
- Kaiser Family Healthcare Q&A
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Since 2002, Nina Esperanza Serrianne has advocated on the local, state, and national level for reproductive health, rights, and justice; gender equity; LGBTQ rights; and ending gender-based violence. Nina is the Sexual and Reproductive Health Equity Policy analyst at the National Latina Institute for Reproductive Health and among other issues works to protect Title X, Medicaid coverage, the Affordable Care Act, and contraceptive access for Latinxs living in the U.S.
Some highlights of her career include working in the office of Congresswoman Jackie Speier (CA-14), working for Planned Parenthood Mohawk Hudson, and publishing her first book, America in the Nineties, a survey of the policies and politics of the decade, published by Syracuse University Press in 2015.
Follow Nina on Twitter to stay informed.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by my dear husband, Dan Rader.
Resources:
- Healthcare.gov
- Maryland: https://www.marylandhealthconnection.gov/
- DC: https://dchealthlink.com/
- Medicaid
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Join host Maggie Germano as she interviews family attorney Rebecca C. Neale about divorce, pre-nups, estate planning, and managing money within a family.
What to Gather in Preparation for a Divorce:
- 3 years of tax returns
- Bank statements (online access to bank accounts, at least)
- Credit reports: www.annualcreditreport.com
- One when you are getting ready to file
- Another a year later
- Deed/mortgage (available online or at the registry)
- Paystubs and spouse's paystubs
- Open your own personal bank account
Resources:
- Email Rebecca: rebecca@bedfordfamilylawyer.com
- Call Rebecca: (781) 499-2016
- Visit Rebecca's website: https://bedfordfamilylawyer.com/
- Women's Bar Foundation
- Legal Aid: do a search for your state or county legal aid
- DC: https://www.legalaiddc.org/
- Maryland: https://www.mdlab.org/
- Virginia: https://www.valegalaid.org/
- Prince George's County: https://www.clspgc.org/
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Rebecca G. Neale has years of experience advocating for clients in the courtroom and the conference room, and enjoys helping people navigate some of the most difficult chapters of their lives.
As a Staff Attorney at Legal Aid of Northeastern New York, she represented and advised over 300 clients in housing proceedings, Social Security appeals, and more. Rebecca has represented homeowners in nationwide class action lawsuits against banks and small businesses in contract disputes, and clerked for the highest state courts in New York and California.
She practices domestic relations and estate planning law in a small Massachusetts town called Bedford.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
This week, Maggie is talking about saving throughout the year so that you can afford bigger purchases. This is also what is known as creating “sinking funds”. You can do this for lots of different expenses and purchases:
- Annual or quarterly expenses such as:
- Car insurance
- Annual fees
- Renter’s insurance
- Taxes
- Water bill
- Travel
- Holiday travel
- Weekend trips
- Big vacations
- Shopping
- Holiday gifts
- Birthday gifts
- Wardrobe refreshes (mention my client)
- Expensive purchases
- A car
- A laptop
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by my dear husband, Dan Rader.
If you are partnered, married, if you have kids or think you'll have kids someday... even if you just have parents or siblings, this episode is for you! Chelsea Brennan and Maggie talk all about how to manage finances and other important information as a family, as well as planning ahead in case of emergencies. Chelsea makes these difficult topics easy to understand and act on!
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Resources:
- Buy the In Case of Emergency Binder
- Get a will for free: https://tomorrow.me
- Get a will for $69: https://trustandwill.com/
- Visit Smart Money Mamas
- Register for the Mamas Talk Money summit!
- It starts October 21st!
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Chelsea Brennan is an ex-hedge fund investment manager turned full-time blogger at Smart Money Mamas. After several years working on Wall Street, Chelsea made a major life change to choose family, passion, and a positive impact on the world over money. With Smart Money Mamas, Chelsea is on a mission to help all moms feel confident and secure with money so they can stress less and do the work they feel called to do.
Chelsea is a recovering perfectionist, aspiring homesteader, and full-blown Potterhead living in Connecticut with her husband (a rockstar stay-at-home dad and board game enthusiast), two young boys, a puppy named Stitches, and 14 crazy chickens.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by my dear husband, Dan Rader.
It's a short one this week! Maggie is answering listener Samantha's question: “What are the best places to put money that you want to save in the short term, like for a bigger purchase (5–12k) in the near future (2-5 years)?”
Resources:
- Money Circle Podcast episode 2: https://www.maggiegermano.com/podcast/episode02/
- High-Yield Savings Accounts:
- Ally Bank: https://www.ally.com/
- Synchrony: https://www.synchronybank.com/
- American Express: https://www.americanexpress.com/personalsavings/high-yield-savings-account.html
- Barclays: https://www.banking.barclaysus.com/online-savings.html
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by my dear husband, Dan Rader.
In this episode, Maggie sat down with financial therapist Lindsay Bryan-Podvin. They talked about financial anxiety, how it manifests, and how you can work to release its hold on you. If you struggle with anxiety about money, this episode is for you!
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Lindsay Bryan-Podvin is the first financial therapist in Michigan; she combines financial literacy with the emotional and psychological side of money. With a professional history in mental health care, she found a greater love working at the intersection of mental health and money. It's her mission to open up a dialogue with clients to talk about their money beyond bookkeeping. She hopes all of her financial therapy clients understand the basics of money, but also feel damn good about how their money is working for them. Lindsay practices financial therapy full time at Grove Emotional Health Collaborative in Ann Arbor. Off the clock, she can be found playing with her dog, Birdie, or scheming her next getaway with her husband.
Find her on Instagram @mindmoneybalance or her website www.mindmoneybalance.com.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
Join the free Facebook group
Come to an in-person event in DC
Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
Resources:
- Read Melanie's Allure piece on the link between suicide and debt
- Buy Melanie's book, Dear Debt
- Suicide Prevention Blog Tour
- Student Loan Planner study on suicide and student loan debt
- Check out financial therapists Amanda Clayman and Lindsay Bryan-Podvin
- Use the Crisis Text Line
- Use the Suicide Prevention Lifeline
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Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. You can find her at DearDebt.com and @MelanieLockert.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie’s dear husband, Dan Rader.
The question this week is from Samantha from Buffalo, NY: "Is it okay to live at home rent free while you’re just starting out working or do you think you need to get out and gain independence?"
Resources:
- Paycheck Calculator: https://smartasset.com/taxes/paycheck-calculator
- Money Circle Episode 2: https://www.maggiegermano.com/podcast/episode02/
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie's dear husband, Dan Rader.
Cris Caruso has been a financial advisor with Bump Financial Group since 2004. She believes knowledge is power, and that financial education is empowerment. Cris combines her knowledge and experience with her clients goals, helping them plan for financial freedom. She understands that money can emotional, but also believes that it is a tool that can help us live our best lives. When Cris isn't working with her team and clients, you can find her on her yoga mat, or spending time at the beach with her wife and dog.
To learn more about Cris Caruso, visit https://www.ameripriseadvisors.com/cristina.l.caruso/ or email her at cristina.l.caruso@ampf.com.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
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To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie's dear husband, Dan Rader.
The things you want to consider when choosing an online bank:
- Interest rates - make sure they are offering high-yield savings accounts
- Fees - make sure you aren’t paying any monthly maintenance fees
- Minimum balance requirements - make sure that the bank doesn’t require you to either deposit or maintain a certain balance
- Mobile accessibility - make sure the bank has a good online portal that allows you to easily access your money
- ATM fee reimbursement - since online banks are only online, that means that they typically don’t have any of their own ATMs for you to withdraw money from. Make sure that they offer monthly reimbursement for any ATM fees you’ve paid when withdrawing money.
There are lots of online banks out there these days. Here are just a few to start with:
- Ally Bank
- Synchrony Bank
- Barclays
- American Express
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie's dear husband, Dan Rader.
Allison Hamilton-Rohe is a Personal Style Coach, Founder and CEO of DailyOutfit. She created a unique, trademarked formula to help you create a personal style you inhabit with ease. A global nomad, she is currently living in Silver Spring, MD with her husband, two kids, Dutch bunny and new Doodle rescue.
To learn more about her work, check out www.dailyoutfit.com or connect with her on Instagram, Facebook, or LinkedIn.
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To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by Maggie's dear husband, Dan Rader.
To learn more about Maggie and her coaching and speaking services, visit www.maggiegermano.com.
To get more involved with Money Circle:
- Join the free Facebook group
- Come to an in-person event in DC
- Sign up for the virtual membership program
The theme music is called Escaping Light by Aaron Sprinkle. The podcast artwork design is by my dear husband, Dan Rader.