The Wallet Wise Guy: Recent Episodes
Clint Proctor
The Wallet Wise Guy podcast is all about inspiring young people to make bold financial decisions. Join me as I interview amazing people who paid off tons of student loans, started their first business or achieved financial independence at a young age. Learn how to save more and earn more from the awesome money stories that each podcast guest shares.
COVID-19 has completely upended the student loan industry. Learn all the relief options that are available to you now and your best repayment options moving forward.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
- Coronavirus Student Loan Stimulus: What You Need to Know
- StudentAid.gov Coronavirus Forbearance Info
In today's episode, I interview Jonty Hurwitz from Vesti. Jonty and his team are building an investing chatbot that can answer thousands of questions about your portfolio and analyze your risks. Learn about their vision of creating a tool that makes getting investing advice as simple as typing out a message on your smartphone.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
Article: How To Invest In Your 20s
In today's episode, I interview Caroline Yuki from Start Up Accelerator. While many people want to get an MBA degree to learn how to become an entrepreneur, Caroline decided to enroll in an MBA program AFTER achieving a lot of business success. She explains why and discusses what an MBA program can and CAN'T teach you about business.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
Caroline website: Start Up Accelerator
Article: 10 Steps I Took to Become a Full-Time Freelance Writer
In today's episode, I interview Michael Leonard from Inspire Your Success. Like myself, Michael has built a full-time living as a freelance writer, even making over $20,000 in one month in his 2nd year of writing! Learn the nuts and bolts of how he was able to start and scale his freelance writing business so quickly!
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
Michael's website: Inspire Your Success
Article: 10 Steps I Took to Become a Full-Time Freelance Writer
In today's episode, I interview Jake Lang from The Entrepreneur Ride Along! We talk a ton about niche websites and how they're still a great option for building a passive income stream in 2020. Be ready to get inspired by this as there's a strong chance you could turn your own area of passion and knowledge into a money-making niche site!
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
My website: The Wallet Wise Guy
Jake's website: The Entrepreneur Ride Along
In today's episode, I interview Justin Pogue, who is the founder of Rental Secrets and author of the book by the same name. We talk about how you can confidently negotiate your rental contract with your landlord and even how you may be able to obtain free rent! If you're currently a renter, plan to be one soon, or even if you're thinking about becoming a landlord, this episode will be great for you. Also, we briefly talk about how to deal with the events of COVID-19 as a renter.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
My website: The Wallet Wise Guy
Justin's website: Rental Secrets
In today’s episode, I interview Mike Kerins, the founder, and CEO of RobustWealth. We talk a little bit about why Mike left his former job to start his own company. This will be a great podcast for people looking to start a company or further your growth. Also if you are interested in some advice for investing during the outbreak of COVID-19, there will be some good insight for you!
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
My website: The Wallet Wise Guy
Mike's website: RobustWealth
In today’s episode, I interview Ashley Barnett, the founder of Hit Publish. In this installment to the podcast series, Ashley will be previewing her fantastic new course, Hit Publish. If you're a blogger or looking for a place to start, this episode will be full of information to show how to create content that outranks your competitors.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
My website: The Wallet Wise Guy
Ashley's course: Hit Publish
In today's episode, I dive deep into the recently passed CARES Act to discuss what coronavirus (COVID-19) relief it offers for student loan borrowers, small business owners, and the unemployed. We'll look closely at the terms, requirements, and projected timeline for each relief program -- including the direct payments that could be arriving in your bank account very soon. The purpose of this episode is to hopefully relieve your anxiety as you learn what resources are available to help you get through this difficult time.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
My website: The Wallet Wise Guy
Article: Coronavirus Student Loan Stimulus: What You Need to Know
Article: Unemployment Benefits: What You Need to Know
Article: The Paycheck Protection Program (PPP): What We Know and Where to Apply
In today's episode, I interview Chris Misterek, the founder of Self-Made Web Designer. In our discussion, Chris shares how teaching himself to do freelance web design helped him and his wife pay off $37,000 of debt in only 8 months. We also discuss the budgeting tips and tricks that helped them along the way and the safeguards they've put in place to avoid going back into debt again.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
My website: The Wallet Wise Guy
Chris's website: Self-Made Web Designer
In today's episode, I interview Will Rhind, the founder and CEO of GraniteShares. In our discussion, Will talks about what motivated him to launch a startup that tries to compete with ETF behemoths like Vanguard and BlackRock. He also shares advice for how investors in their 20s and 30s should react to the recent stock market crash that has been a byproduct of the global coronavirus crisis.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
My website: The Wallet Wise Guy
How to Invest in Your 20s
In today's episode, I interview Marc, the founder of the personal finance website, VitalDollar. In our discussion, Marc shares how he's been able to earn over $1 million blogging over the past 12 years. A lot of people claim to know how to grow a blog. But Marc the credentials to back up all the advice that he shares. Buckle up for a blogging master class!
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
My website: The Wallet Wise Guy
Marc's course: Blog Launch Breakthrough
The race toward the 2020 presidential election is heating up and each of the top candidates have released their student loan plans. In this episode, I break down the pros and cons of each candidate's stance on higher education and student debt. And I answer the all-important question that everyone wants to know -- Can any of the plans have a realistic shot of solving the student loan crisis in the United States?
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
Website: The Wallet Wise Guy
The Ultimate Guide to Student Loan Forgiveness
Income-Driven Repayment (IDR) Plans: Everything You Need to Know
In today's episode, I interview Paul, the founder of the personal finance website, WealthFam. In our discussion, Paul shares his amazing Amazon FBA success story. After starting his Amazon FBA business with only $5,000 and a $300 Chromebook, he was able to grow it into a 7-figure business in just 3 years. Learn Amazon FBA tips and tricks from someone who truly has the experience to back up the advice!
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
Website: The Wallet Wise Guy
5 Side Hustles That Could Become Your Full-Time Job
10 Steps I Took to Become a Full-Time Freelance Writer
Patrick Boyaggi is the co-founder and CEO of Own Up, a company that's trying to simplify the homebuying process by using a blend of technology and human support. Before launching out as an entrepreneur, Patrick was a Senior VP at a top-50 national lender, closing $11 billion in residential mortgages. But when it came time to buy his own home, he didn't use his the lender where he worked. He started Own Up to help people discover the same tools and strategies that helped him get a great deal on home financing.
Follow me on social media:
- Twitter: @WalletWiseGuy
- Facebook: @TheWalletWiseGuy
Articles and resources:
- Website: The Wallet Wise Guy
- 10 Tips for Buying Your First Home the Smart Way
Student loan refinancing businesses are booming. But should you be one of their customers? What are the pros and cons of student loan refinancing? When is it a smart decision and when should you run the other way? Get all the answers you need to know in my guide to student loan refinancing.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
Website: The Wallet Wise Guy
Related Article: Refinance Student Loans: The 7 Best Lenders
Related Article: 6 Critical Questions to Ask Before Refinancing Your Student Loans
The FIRE movement is all the rage in the personal finance community. And with its focus on living below your means and saving aggressively, there's a lot to love about it. But is financial independence the right goal for everyone to strive for? Or would some people be better served to focus on achieving financial security first? And what are the differences between the two anyway? We dig in to all of these questions in today's episode.
Follow me on social media:
Twitter: @WalletWiseGuy
Facebook: @TheWalletWiseGuy
Articles and resources:
Website: The Wallet Wise Guy
Related Article: FIRE: The Movement I Just Discovered I Love
Chad is the founder and CEO of Ubiquity Retirement + Savings, a company that provides low-cost 401k plans designed for small businesses, start-ups, and solopreneurs. Chad started Ubiquity when he was only 28 years old and today they’ve helped over 7,000 businesses save over $2 billion towards retirement. In our interview, Chad talks about how he was able to find success as a young entrepreneur and the obstacles that he had to overcome along the way.
Follow me on social media:
- Twitter: @WalletWiseGuy
- Facebook: @TheWalletWiseGuy
Articles and resources:
- Website: The Wallet Wise Guy
- How to Invest in Your 20s
A little over a year ago, I started freelance writing as a side hustle. Seven months later, it had become my full-time job. Today, my writing business is on pace to bring in six figures this year. In this episode, I share the entire process from beginning to end that made all this possible. Whether you're looking to bring in an extra $500 a month or you want to build a full-time writing career, this episode will help you get there faster.
Follow me on social media:
- Twitter: @WalletWiseGuy
- Facebook: @TheWalletWiseGuy
Articles and resources:
- Holly Johnson's Earn More Writing Freelance Writer's Course
- 10 Steps I Took to Become a Full-time Freelance Writer
- 5 Side Hustles That Could Become Your Full-Time Job
Elizabeth Colegrove is the founder of the Reluctant Landlord. She and her husband bought their first investment property when she was only 23 years of age. Now at only 32, Elizabeth and her husband own 9 rentals and a studio.
And they were able to build this real estate empire of theirs despite the fact that Elizabeth’s husband is in the military so they’ve had to move over and over again all around the country.
Their resourcefulness is inspirational. And after talking to Elizabeth I’m not surprised at all that they’ve been able to pull this off, because her passion and energy shone through all throughout the interview.
Resources:
- Learn more about Airbnb real estate investing.
- Follow Elizabeth on Facebook and Twitter.
- Buy Elizabeth's book, The Everything Lease Addendum: How-to For Landlords.
Looking for more content?
- Find tons of helpful articles on my website.
- Follow the Wallet Wise Guy on Facebook and Twitter.
Jeff Rose describes himself as an entrepreneur disguised as a certified financial planner, author, and blogger. He's the founder of the well-known blog Good Financial Cents, a best-selling author, and a self-made millionaire.
But, surprisingly, Jeff said that out of high school, his life was heading down a dead-end street. After delaying too long to make a tuition payment, his school actually dropped him out of all his classes.
He said he vividly remembers begging teachers to allow him back in. And when he got back to the car from talking to those teachers, he found that he had a $75 parking ticket waiting for him. He was so broke that he couldn't even pay for the parking ticket.
He recalls being so angry that he decided to quit school. About a semester later, it finally dawned on him that his life was going nowhere fast. So he decided to join the Army National Guard. And that was a smart decision as it helped him develop the work ethic that led to all the successes that he's enjoyed later in life.
We discuss many of those successes in our interview. Check out the full show notes here.
Tom Drake is the founder of Maple Money, the most-read personal finance blog in Canada. Tom is somewhat of a legend in the personal finance community and he’s a blogging and SEO genius.
But what a lot of people don’t know is that Tom built up his blog while keeping his day job as a Financial Analyst for a major grocery retailer. In fact, he still has that day job today, even 10 years after founding his blog.
So if you think that it’s impossible to build a side hustle while holding down a 9 to 5, think again. In this podcast, you’ll learn how Tom was able to do it. We also spend a lot of time discussing some of his college side hustle ideas and how he became passionate about personal finance in the first place.
Related: How I was able to turn a freelance writing side hustle into a full-time job.
Tom Blake is the founder of This Online World, a website that shares ideas on how to make money online, save money, and use the internet to improve your life.
During our interview, Tom talks about some of the college side hustles that helped him graduate debt-free (one of the craziest ones being a strategy known as "phone farming.") But Tom's break-through "side hustle" was a 4-month paid internship that he took with a local digital marketing company.
Tom had already begun to doubt that he wanted to spend a career in social service. But his internship sealed the deal because he quickly learned that he had more of a passion (and aptitude) for online business. Thankfully, Tom was offered a long-term contractor position at the end of his internship and that's what he still doing today.
Interested in starting a side hustle in digital marketing? Check out this awesome guest post that Tom wrote for my site: How to Make Money With Paid Advertising in College.
And if you're looking for ideas that can help you land that amazing internship opportunity, check out 8 Smart Ways to Land Internships (and Make the Most of Them).
Mark Wickham is the founder and president of Quality Growers, an importer, exporter and manufacturer of floral and decorative products. He started his business out of his garage at the age of 19, while still in college. Today, Quality Growers' products are sold in all 50 states and overseas.
In my interview with Mark, we discuss the key moments that led to the success of his business, including a conversation with a school counselor who encouraged him to LEAVE school for a year. Hear that story and several others and learn ideas for how to overcome fear as a young entrepreneur.
Travis Hornsby is the founder of Student Loan Planner, a student loan consultation service and website. His team has helped over 3,000 clients take on over $760 million of student debt.
Most of the student loan advice that you see online is either wrong, too simplistic, or is meant for the "average" borrower. But the right repayment strategy for someone with $15,000 of student debt could be the wrong strategy for someone with $150,000 of student loans.
Travis and I discuss some of the best student loan repayment strategies available today. And I ask him what are some of the things a borrower should think through before choosing income-driven repayment, vs. forgiveness, vs. refinancing.
If you've been looking for innovative student loan solutions to your own student debt, this is the episode for you!
Ashley Patrick is a financial coach and the founder of Budgets Made Easy. During her years as a detective, Ashley and her husband were able to pay off $45,000 in just 17 months, including $25,000 in student loans in just 10 months. She explains the decisions led them into debt in the first place and the "light bulb moment" that finally got them serious about kicking their debt to the curb for good.
Kayla Sloan stops by to talk about how she was able to build a $10k per month virtual assistant business in her early twenties. Listen closely during this episode to learn all her secrets. And if you want to learn more, consider taking one of her 10kVA courses using this link: walletwiseguy.com/10kva. And enter the promo code WalletWiseGuy50 at checkout to get 50% off your order!
Logan Allec, the founder of MoneyDoneRight, stops by to talk about buying his first investment property in his 20s. It was a quadplex and Logan lived in one of the units while renting out the other three. Because one of the four units was his primary residence, he was able to qualify for a 3.5% down FHA loan on the property. And since he was renting out the other three units, he essentially lived mortgage-free -- a strategy often called "Housing Hacking." From there, Logan moved into other real estate investment opportunities. Learn all his real estate investing tips and tricks in this week's episode!
Ben Watson, CPA, and founder of Fiscal Fluency, talks about some of the strategies he used to earn his accounting degree without taking on any student debt. In addition to spending his first two years of college at an affordable community college, he did a lot of side hustling during his last two years of school. His favorite side hustle during his college days was working as a notary public. Ben also talks about beginning his career as a CPA and why losing his 9-5 job ended up being one of his best things that ever happened to him. Learn more college side hustle ideas!
Episode #1: With HSA Day around the corner, Jean Chatzky, founder of HerMoney, discusses the benefits of Health Savings Accounts and why more people should be taking advantage of them.
Impressively, HSAs come with triple tax benefits. And after you reach retirement age, the money can be used on any expenses without penalty, making them great supplement retirement accounts.
Jean also gives general retirement savings advice for young professionals entering the workforce in 2019.
Thanks for checking out the Wallet Wise Guy podcast! In this episode, I talk about what inspired me to start this podcast in the first place, and what to expect moving forward.
For more information and resources, check out my site - the Wallet Wise Guy.