Finance for Hippies: Recent Episodes
Finance for Hippies
Finance for Hippies is a show hosted by Ndarkie & TeethSwag - 2 untalented hip hop rappers who are using this podcast platform to find a fun way to discuss money so that they can finally fund the their dream of releasing a mixtape for their fans. Every other week, we invite a guest (an artist or financial industry expert), we drink tons of alcohol with them, and we have discourse on the weeks pending financial topic.
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We interviewed Andre Bothma, Founder of Tax Maverick at BankerX, a tax account manager and a YouTuber providing content on tax within South Africa. We discuss:
- The key topics around the difficult and complicated topic of tax specifically for normal people as well as for artists.
- We explore issues such as different types of tax that people need to pay.
- We discuss the tax system, why it exists and how it contributes to the economy and social support.
- We also look at the basic pillars of tax and what people need to understand regarding tax, the aim is to make it more comfortable to function within the tax system.
- We also look at the impact of tax on small businesses which is the area in which most artists operate.
- Lastly, we cover some of the benefits and tax breaks for small businesses and where self-employed artists and small businesses can get tax advice.
About Our Guest: Andre Bothma: Tax guy on Twitter and YouTube YouTube: https://www.youtube.com/andrebothmatax Twitter: https://twitter.com/AndreBothmaTax
Finance for hippies invites the lovely Thembakazi Matroshe, Head curator and executive director at Gallery Fanon, to the studio to discuss the current state-of-the-art affairs in South Africa as she sees it. We go into the issue of becoming an art collector with a limited or small budget. Thembi gives advice to young and upcoming artists on how to work, effectively function and market themselves in the art industry. She advises the listener her role in the art industry as a curator, which is somewhat regarded as a gatekeeper role. We discuss her passions for art and food and how she has combined them to form "The Art of Dining" We cover some of the challenges she's encountered working in the industry and how she has balanced her career as an influencer with the art world.
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đ¨đ˝âđŤ Co Host: @Thabeng
đ¨đ˝âđŤ Co Host: @Mr_MediaX
đ Sound: @cfunkza
đ¸ Filmed By: @figlobalmedia
Illustrated By @raysoksillustrations
Design by: https://www.somethingelsedesign.co.za/
FinanceforHippies #SetlamoragoMashilo #Personalfinance
We interview the Setlamorago Mashile aka Mash to look at how an artist can sustain artistic life through being a full-time artist. We go through his life and the steps that led him to be where he is today and look at his career, how decisions of having a residency overseas and the impact it has had on his progress today. also looking at the different relationships he has had with various market participants in the art world including art galleries, funders, including working with other different artists and how he has noticed how these artists manage their financial affairs within the industry. He describes the different levels of success in the industry and how artist one can work towards achieving goals set.
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đ¨đ˝âđŤ Co Host: @Thabeng đ¨đ˝âđŤ Co Host: @Mr_MediaX đ Sound: @cfunkza đ¸ Filmed By: @figlobalmedia Illustrated By @raysoksillustrations Design by: https://www.somethingelsedesign.co.za/
FinanceforHippies #SetlamoragoMashilo #Personalfinance
Our season finale is finally upon us. Itâs Episode 8 and since weâre the real life X-Men, weâre wrapping it off with our podcast origin stories where we discuss âHow the Treasurer met the Artistâ . No guest this week and no gimmicks â just straight talk and focused podcasting (yeah right). However, it's been a wild ride and a massive learning experience for all involved. So on this episode, youâll get to learn a bit more about our podcast hosts TeethSwag and Ndarkie and how they came to this point in their lives and careers. We touch on:
⢠How TeethSwag and Ndarkie met, ⢠Why they decided to make this show ⢠Ndarkie breaks down the life of his alter ego âThabeng Sehume the Treasureâ and what he does in his real world 9 â 5 job ⢠Stories, insights and challenges of starting a podcast
So buckle up, and lets get down into the Finance for Hippies origin episode over a bottle of South African rapper AKAâs Cruz Vodka (Watermelon flavor).
Enjoy the show
As he tells it himself, as a boy, he believed that he would be the director of a science institute one day. So, early on in his career he got a BSc in Genetics and an MSc in Plant Pathology - until he ran short of money for his studies and like a well-seasoned mixtape rapper, he began selling Chinese electronic tablets from the boot of his car in 2010. This small business proved so lucrative that it led him to doing a postgraduate diploma in Marketing, Finance, Banking and Investment. In 2013, he then took a leap of faith and founded Zasttra.com â which went on to become one of South Africaâs fastest growing online retail stores. He was young, black and trailblazing. From building Zasttra came with many accolades and opportunities, such as speaking on the TEDxCapeTown stage, guest speaking at Google Start-Up Grind and acknowledgement as one of the 100 Young Independents in South Africa amongst many other media accomplishments. So we know your question: Why in the world in this prestigious gentleman sitting in the same room to do a podcast with 2 struggle rappers named TeethSwag & Ndarkie. Surely he is better than this?
Outside of having a long running friendship with podcast host TeethSwag, Adewale also has a genuine inside story about all the realities one faces in doing online business in Africa. Having just launched his second ecommerce platform named Dropstore which simplifies online business trade for South Africans, he wanted to use this opportunity to share his story, insights, challenges and expertise with budding online entrepreneurs of the future. So, with over 10 yearsâ experience building leading eCommerce platforms in the tough African digital marketing space - he is armed with amazing online business hacks for this episode that will help you gain digital relevance, sustainability and profitability on the online world
Adewale Adejumo on LinkedIn https://bit.ly/2FkloLM Visit Dropstore https://www.dropstore.co.za/ What Weâre Drinking https://www.coca-
Adewale Adejumo gives Finance for Hippies some insights on the role he thinks artificial intelligence, augmented reality and virtual reality will play in online shopping in the future of online shopping.
Who is Adewale Adejumo? As he tells it himself, as a boy, he believed that he would be the director of a science institute one day. So, early on in his career he got a BSc in Genetics and an MSc in Plant Pathology - until he ran short of money for his studies and like a well-seasoned mixtape rapper, he began selling Chinese electronic tablets from the boot of his car in 2010. This small business proved so lucrative that it led him to doing a postgraduate diploma in Marketing, Finance, Banking and Investment. In 2013, he then took a leap of faith and founded Zasttra.com â which went on to become one of South Africaâs fastest growing online retail stores. He was young, black and trailblazing. From building Zasttra came with many accolades and opportunities, such as speaking on the TEDxCapeTown stage, guest speaking at Google Start-Up Grind and acknowledgement as one of the 100 Young Independents in South Africa amongst many other media accomplishments. Today he finds himself co-founding ground breaking start-up Dropstore which is the first eCommerce inventory marketplace of its kind in Africa
"You don't create demand, you meet peoples demands... If you meet peoples demands, then you will make money" Adewale Adejumo tells our Finance for Hippies podcast show hosts TeethSwag and Ndarkie.
Who is Adewale Adejumo? As he tells it himself, as a boy, he believed that he would be the director of a science institute one day. So, early on in his career he got a BSc in Genetics and an MSc in Plant Pathology - until he ran short of money for his studies and like a well-seasoned mixtape rapper, he began selling Chinese electronic tablets from the boot of his car in 2010. This small business proved so lucrative that it led him to doing a postgraduate diploma in Marketing, Finance, Banking and Investment. In 2013, he then took a leap of faith and founded Zasttra.com â which went on to become one of South Africaâs fastest growing online retail stores. He was young, black and trailblazing. From building Zasttra came with many accolades and opportunities, such as speaking on the TEDxCapeTown stage, guest speaking at Google Start-Up Grind and acknowledgement as one of the 100 Young Independents in South Africa amongst many other media accomplishments. Today he finds himself co-founding ground breaking start-up Dropstore which is the first eCommerce inventory marketplace of its kind in Africa
Adewale Adejumo touches on some of the biggest and most costly mistakes he made in marketing online, including mistakes in paying too much for bidding online. This conundrum of bidding also makes no sense to online marketing amateur Ndarkie and Adewale goes on to explain what bidding is and why he made the mistake of paying too much for it.
Who is Adewale Adejumo? As he tells it himself, as a boy, he believed that he would be the director of a science institute one day. So, early on in his career he got a BSc in Genetics and an MSc in Plant Pathology - until he ran short of money for his studies and like a well-seasoned mixtape rapper, he began selling Chinese electronic tablets from the boot of his car in 2010. This small business proved so lucrative that it led him to doing a postgraduate diploma in Marketing, Finance, Banking and Investment. In 2013, he then took a leap of faith and founded Zasttra.com â which went on to become one of South Africaâs fastest growing online retail stores. He was young, black and trailblazing. From building Zasttra came with many accolades and opportunities, such as speaking on the TEDxCapeTown stage, guest speaking at Google Start-Up Grind and acknowledgement as one of the 100 Young Independents in South Africa amongst many other media accomplishments. Today he finds himself co-founding ground breaking start-up Dropstore which is the first eCommerce inventory marketplace of its kind in Africa
Episode 7 of the Finance for Hippies podcast started as an opportunity to invite a guest to discuss online entrepreneurship and hacks for creatives and other small business entrepreneurs to make passive incomes online. We were able to invite Adewale Adejumo - one of the most sort after South African eCommerce speakers and entrepreneurs on this topic. Here is the trailer of what is to come :-)
Dineo Tsamela gives us a short roundup on the effect of new technologies and new investment products in the market. She touches on the challenge of innovation for the Big 5 South African banks as well listing some of her favorite banking platforms that are making accessibility to investing alot easier for the man on the street.
Who is Dineo you may ask? Dineo is a Communication Manager of Global Markets in the banking sector and also operates as a sort-after media speaker, columnist and panelist on all matters relating to money and investing in South Africa. From radically beating bad debt in her early 20's, her career and life trajectory is now on an upward spiral! She is the founder her labour of love financial literacy blog Piggy Banker, freelances for City Press and The Sunday Times as a business columnist as well as authored her own eBook âA Step-by-Step Guide to Paying off Your Debtâ. In-between all this, Dineo also somehow finds time to be a mom, an avid traveler and all round cool person
Its all good and well to get into investing and making those big hippie money moves - but its also of primary importance to learn how to manage your debt! On Episode 6 of the Finance for Hippies Podcast, Dineo Tsamela gives us some insight into some extreme routes she took to catch the W on debt before becoming a smarter and healthier investor with her money
Who is Dineo you may ask? Dineo is a Communication Manager of Global Markets in the banking sector and also operates as a sort-after media speaker, columnist and panelist on all matters relating to money and investing in South Africa. From radically beating bad debt in her early 20's, her career and life trajectory is now on an upward spiral! She is the founder her labour of love financial literacy blog Piggy Banker, freelances for City Press and The Sunday Times as a business columnist as well as authored her own eBook âA Step-by-Step Guide to Paying off Your Debtâ. In-between all this, Dineo also somehow finds time to be a mom, an avid traveler and all round cool person
On Episode 6 of the Finance for Hippies Podcast, Dineo Tsamela gives us a Step-by-Step guide on exactly how she paid off her debt and. Hoepfully, you can take a few insights and apply in your own journey to financial freedom!
Who is Dineo you may ask? Dineo is a Communication Manager of Global Markets in the banking sector and also operates as a sort-after media speaker, columnist and panelist on all matters relating to money and investing in South Africa. From radically beating bad debt in her early 20's, her career and life trajectory is now on an upward spiral! She is the founder her labour of love financial literacy blog Piggy Banker, freelances for City Press and The Sunday Times as a business columnist as well as authored her own eBook âA Step-by-Step Guide to Paying off Your Debtâ. In-between all this, Dineo also somehow finds time to be a mom, an avid traveler and all round cool person
Episode 6 finds our hosts TeethSwag and Ndarkie yet again completely outclassed on the microphone as theyâre joined by another caliber of guest beyond their intellectual pay-grade. Today we're joined by Nelspruit born Dineo Tsamela who leads a new wave of young and tech savvy South African financial industry professionals who are making it their business to educate and inform the African masses about better ways of managing their money. The self-confessed bookworm is no stranger to debt herself since early in her career she found herself overwhelmed with debt and no real plan as to how to get herself out of the financial distress that most young people seem to find themselves in. So she did what any young lady in her early twenties would do â moved to Joburg and took a four year break from all social activities, cutting down her spending to her most basic living expenses and proceeded to kick lifeâs financially draining butt. The best thing of all? She survived and lived to share her tail of survival with hippies all around the world!.
Now far removed from the earlier stresses that slowed her down earlier on in her career, today Dineo finds herself professionally stationed as a Communication Manager of Global Markets in the banking sector as well operating as a sort-after media speaker, columnist and panelist on all matters relating to money and investing in South Africa. In between founding her labour of love financial literacy blog Piggy Banker, freelancing for City Press and The Sunday Times as a business columnist and authoring her own ebook âA Step-by-Step Guide to Paying off Your Debtâ, Dineo also somehow finds time to be a mom and an avid traveler.
In the next hour and a half, TeethSwag and Ndarkie attempt their first fully sober episode as they deep dive into her life journey so far, her love and passion for the arts as well as some critical pointers she gives our hosts on how to move from being in debt to being a smarter investor on a hippies budget
And just like that, we're back to wrap up season 1 and what a journey it has been! Episode 5 is finally here and its available everywhere. According to TeethSwag, this Finance for Hippies episode is also the first classic episode (aka 5 mics, aka XXL) as our guest Morwesi Ramonyai gives our podcast hosts the 411 and honest hard truth on "How to Adult with your Finances". Outside of being one of the coolest, humble and funniest people you will ever meet, at her young age Morwesi holds an Executive MBA from the University of Cape Town and is a trailblazing impact entrepreneur with a keen passion for developing ideas and projects that create effective social impact. Her expertise extend to the energy and fintech space where she spends her days running her company Borena Energy.
Over uncapped sips of Krone Borealis Bru, Morwesi finally brought some class to our ratchet podcast set as she took us through her journey from huge financial debt and being blacklisted - to becoming the person Ndarkie refers too as "a fully fledged adult". Through experiencing many losses and wins in her entrepreneurship journey, this interview is really special as she really does not hold back on insights and pockets of excellence gained from her years of experience. As someone who no longer engages too much with the media, she really used this platform to openly discuss a range of topics - from the false fantasy of life as an entrepreneur, personal self-worth when it comes to money, all the way to proving that even super anarchist TeethSwag benefited from having a job.
Not sure if we're qualified to use the words 'Hard Hitting Interview" when it comes to our content yet, but if we didn't come close this episode, I doubt that we ever will. Or maybe you just a hater ;-)
Morwesi Ramonyai on LinkedIn https://bit.ly/2HXpkFb
Morwesi on Instagram https://bit.ly/2UcS82Z
What We're Drinking https://bit.ly/2OICaaV
"Before you find your business, you have to find yourself" is one of the mantra's Morwesi Ramonyai lives by. On this segment of the Finance for Hippies podcast, she explains to TeethSwag & Ndarkie why she never advises people to leave their jobs for life as an entrepreneur.
Morwesi Ramonyai rocks the Finance for Hippies podcast team and proves to TeethSwag on his own podcast that he benefited immensely from being employed at a 9 to 5 job.
On this episode snippet of Finance for Hippies, Morwesi Ramonyai breaks down the fantasy of entrepreneurship through proving to our podcast hosts TeethSwag & Ndarkie that one can be enterprising EVEN in a 9 to 5 job. A true case of "the dream is free, but the hustle is sold separately"
Morwesi Ramonyai breaks down some of the realities she faced after leaving her job to the Finance for Hippies crew. Here she also talks about finding personal validation before attaching it to ones career validation. Later, she also breaks down a few experiences she has had with the media that have made her a lot more cautious about how she puts herself out publicly. Lastly, she takes TeethSwag & Ndarkie into the psychology behind her uncanny ability to say "NO" to business opportunities.
Todayâs episode seeâs TeethSwag & Ndarkie enjoying a conversation with the travel curator and incredibly productive Mahlatsi âMelâ Maredi â a CA and lecturer who runs his own boutique travelling agency Davai Travel. Over some lethal Old Buck Dry Gin and orange juice, our rap duo and hosts unpack the travel tastemakers mind on the basics of todayâs topic of âHow to Get Shit Done â Basics to Housekeeping in Your Creative Businessâ
Maredi focuses on helping us with some life hacks to ensure that you surround yourself with the right support structures and personnel to make one more effective as a creative entrepreneur. From figuring out how to price your art, how to work with a bookkeeper and how to work peacefully with the tax man on a very light hippies budget, this show provides a starter pack on all things that have to do with housekeeping in your small creative business.
Mel also shares some lovely stories from his childhood and from all his travels through the African continent that will surely inspire any hippie to budget smartly enough in order to experience the world. The boys are four episodes in, so sit back and enjoy another journey into your financial health and well-being.
Mahlatsi Mel Maredi on LinkedIn bit.ly/2KsdhOT Mahlatsi Mel Maredi on Instagram bit.ly/2qZXyNN Davai Travel bit.ly/2Aeoeie What Weâre Drinking bit.ly/2AgCNlv
Another exiting episode of finance for hippies kicked off with Ndarkie and Teethswag. This time the elephant in the room was how âMashonisa financed my exhibitionâ. For those who donât know, In the South African townships a âMashonisaâ is usually an individual that gives small loans to people in the community â legally or illegally. Theyâre known as Loan Sharks in English. The studio guest for this week was none other than Tiffany Mentoor also known as T-Money; Arts administrator at Pro Helvetia South Africa, Chief Executive Officer at The Hidden Hand Studios, who also has a Bachelor of Arts Degree from the University of Witwatersrand.
Amongst many of the interesting topics dissected in this segment was how Tiffany managed to gain some sort of knowledge on the handling of her finances from a young age. In part, this was due to the fact that her parents were able to pass on that knowledge, and so a seed was planted in Tiffany on how to navigate around issues of finance within her own life and in her professional life.
Often with people involved within the creative sphere, it is often assumed that focus on the process of creating art is paramount to anything else. As a self-professed lover of administration, Tiffany gives us invaluable knowledge on how to reconcile creativity with sound administrative practices so you donât end up going to your mashonisa for financial counsel. Learn more on how to create a good reputation for yourself and how to take some pointers from the corporate world that will help you in your capacity as a creative.
For more on how to finance your next project without mashonisa, catch Ndarkie and Teethswag have a thought provoking conversation with T-Money on this episode of Finance for hippies âMashonisa Financed My Exhibitionâ.
Tiffany Mentoor on LinkedIn bit.ly/2PfJ2QC Mashonisa Definition bit.ly/2DvHpZ2 Pro Helvetia Johannesburg prohelvetia.org.za/en/ What Weâre Drinking www.klipdrift.co.za
South African Hip Hop artist Gyre broke into the scene in 2017 with his culture shifting debut digital album titled Queernomics. Although still relatively new to the industry, the self-anointed "King of the Queers" knows a thing or 2 about breaking boundaries and turning his creative flair into a viable business opportunity and lifestyle. Business is often regarded as a very serious endeavor and very often art and artists are not recognized as being business orientated. However in these changing times artists are forced to examine the realm of business in order to make a living and survive in this capitalist system. In this episode of Finance for hippies, the duo of Teethswag and Ndarkie invite Sibonakaliso A.K.A Gyre who is a hip hop artist, entrepreneur and an activist of the LGBTI community. He has also contributed on one of the tracks for this podcast.
It is idealistic to think that one may be able to make their passion a business. Very often as the hosts of the show always say, it is âArt Over Moneyâ. Gyre on this episode makes a very important statement on the fact that one cannot fight the urge to turn their passion into a business. He also makes the point that mentality is also very crucial when one seeks to use his or her passion into a workable business. So the question still remains, how do we turn our passions into businesses?
Many challenges arise when trying to achieve this goal such as the fact that a lot of the time when trying to do even the basics of business practices, such as quoting prices for shows, people are often very nonchalant and ignorant in recognizing art as a business. Artists themselves also make it difficult for themselves when they do not take their art professionally by actually recognizing that they are delivering a service.
This Episode of Finance for Hippies will definitely make you think about how to reconcile your art and passion with a few sound business practices.
Gyre on Instagram bit.ly/2OQCDeH
Where did my money go? A question for the ages, and now, unkempt bearded free spirited weirdoâs are asking that question too! Gone are the days of the charm and allure of the starving artist - it just isnât cute anymore. Being broke just doesnât cut it. So on this episode, we discuss artists, money and the preparedness of financial and educational institutions to cater to the questions asked by the general public and artists - in particular with regards to money and its management. On the pilot episode of Finance for Hippies, we might finally find out âwhere our money wentâ. So to break it down, Ndarkie and TeethSwag decided to invite Kudakwashe Samkange - a financial markets professional with a background in investment management for more insight.
It has never been a secret that artists have a dubious relationship with money and so for more on budgeting and packages designed for artists or whether in fact such packages exist, catch âwhere did my money goâ.
Learn more on budgeting, bank statements and the familial relationship the two share in relation to creating a healthier financial situation, Kudakwashe referred to them as sisters. So we might not actually know where any of the money went, but this episode might help us understand how to better manage money and the tools that might assist in that endeavor.
Kuda on LinkedIn bit.ly/2NSTTPU Kuda on instagram bit.ly/2DMwU4q My Budget App apple.co/2QlYPcC Spendee www.spendee.com/