Commerce Code: Recent Episodes
Digital Commerce Alliance
Stay connected and get the latest insights, analysis and news from the leading fin-tech companies, merchants and payments including Microsoft, Mastercard, Samsung, LVMH, Hilton and more. The podcast features insights and interviews from Digital Commerce Alliance (formerly CardLinx) members around the world. Stay connected and subscribe to DCA's Commerce Code Podcast
This week on Commerce Code, we speak with Mark Lesiw, Co-Founder and Chief Commercial Officer at Olive. Olive builds digital commerce platforms for fintechs, and those platforms offer consumers fundraising, financial wellness, and membership and loyalty solutions. Today, we are talking about how he recently used AI tools to build a sophisticated customer loyalty app from start to finish in about 40 hours – the kind of thing that used to take months. It’s a sort of experimental rocket, not something that replaces Olive’s current technology. But this rocket flies, and it shows what’s possible.
This week on Commerce Code, we speak with Keith Smith, Chief Executive Officer of Payouts Network. Payouts Network’s PayNow Platform executes instant payouts, digital credits, and pay with points - and as the name suggests, PayNow executes immediately.
Today, we talk with Keith about Points as Programmable Currency. We have lived in a long period in which people, Americans especially, never questioned or even really thought much about what currency is, how it works or whether it might change. A big-picture view suggests that currency can be lots of things - and it’s not ridiculous to think that the next step in currency evolution could come out of the points/rewards/loyalty landscape.
EPISODE 186C:
This is the third installment in our three-part series on intelligent shopping agents - an extended conversation with Shawn Conahan, Chief Revenue Officer at Wildfire Systems. In the first episode, Shawn laid out what ISAs are, and in the second episode we talked about how ISAs will affect payments, consumers and merchants. At the end of that episode, Dan had just asked Shawn how they would affect loyalty programs - and since Wildfire Systems is a key player in the loyalty market, Shawn’s answer won’t disappoint you - he’s thought about this a lot, and his answer is thoroughly researched. Let’s pick up the conversation where we left off. Shawn - what does this all mean for loyalty programs?
EPISODE 186B:
This is the second installment in our three-part series on intelligent shopping agents - an extended conversation with Shawn Conahan, Chief Revenue Officer at Wildfire Systems. In Monday’s episode, Shawn laid out what ISAs are, and when we concluded Dan had just asked him how shopping (search, selection, and payment) fully integrated into AI platforms like Perplexity or Chat GPT would affect the payments industry. Let’s pick up the conversation where we left off. Shawn - what does this all mean for the payments industry?
EPISODE 186A
This week on Commerce Code, we have a first-of-its kind, three-episode Commerce Code Deep Dive on AI Shopping Agents. For all three episodes, we speak with Shawn Conahan, Chief Revenue Officer at Wildfire Systems. Wildfire provides white-label shopping rewards and cashback platforms to companies like Microsoft, Visa, Citi, and RBC.
By the end of this first episode, you will see how huge the implications are of AI shopping agents - and you will probably be out playing with them if you haven’t already.
Wednesday’s episode will unpack what AI Shopping Agents mean for Payments, Consumers and Merchants. We don’t want to spoil it for you, but in that conversation, we might conclude that when the dust has settled, payments will still exist, consumers will still exist, and merchants … might or might not still exist, depending.
And in the third episode, we’ll take a look at how AI shopping agents will affect Loyalty and Marketing, Google, Amazon, and other fundamental things we take for granted today.
Stay tuned for our first of three episodes in this week’s series: Intelligent Shopping Agents Attack! What Are They, and What Are They Doing?
This week on Commerce Code, we speak with Chrissy Maitland, General Manager of Rakuten Card Linked Offers. Rakuten is a longstanding leader in DCA-CardLinx, and powers the card-linked offer programs for leading financial services companies, mobile app providers and loyalty rewards programs. They provide merchants with a scalable pay-for-performance channel that efficiently drives traffic and sales in-Store and online. Today we are talking about:
- The changed consumer environment in 2025
- The importance of value to consumers now
- What that looks like in light of a very fast-moving political and economic situation globally
- What merchants, financial services companies and other digital commerce professionals need to do to adapt and grow during what is already a complicated year
This week on Commerce Code, we speak with John Taylor Garner, Founder & CEO of Odynn. Odynn has built the Awayz platform that creates the ability for customers to book hotels and flights with side-by-side points, miles, and cash pricing.
This week on Commerce Code, we speak with Atif Mirza from VantageScore and Paul Siegfried from TransUnion. VantageScore is a credit score modeling and analytics company focused on innovation and financial inclusion, and TransUnion is a major credit reporting agency and a global information and insights company focused on building trust in global commerce.
Today we are talking about:
- Credit health for consumers overall
- The growth of BNPL and where that fits in
- What it means for the outlook for 2025
- We briefly contemplate what the world would have been like if consumers had even more access to bell-bottom jeans in 1976 - it’s either a terrifying or wonderful thought, depending on your aesthetics
This week on Commerce Code we speak with with Miraj Patel, CEO & Co-Founder of Harness. Harness is a leading financial technology platform that helps nonprofits, financial institutions, and brands grow Revenue, Engagement, Loyalty, and Community. Today we are talking about major changes in the college sports world - and in particular the financing of college sports, something that’s changing in a huge and unpredictable way right now. Harness has jumped into that fray by powering something called GameChange - you’ll hear on the show what that is and what it does.
This week on Commerce Code we speak with Avinash Chukka of Cardlytics and Brett Watson and Jeff Hudson of The Coupon Bureau.
Listeners to Commerce Code will know who Cardlytics is - they were a pioneer and primary player in the CLO industry from the start. The Coupon Bureau (TCB) is a nonprofit industry association, like DCA-CardLinx, that was created to develop and promulgate a universal standard for digital coupons. As TCB says, their mission is to seamlessly connect manufacturers, retailers, and consumers with secure, cutting-edge coupon solutions.
Notice the word manufacturers in there - a key piece of this is product brands who would otherwise be issuing paper coupons; this creates a secure digital standard for them to use that merchants can recognize. And it will allow Cardlytics to bring new offers to consumers through their platform.
Episode 180: Reimagining Global Offers: Tokenization’s Impact on Issuers, Merchants & Consumers
This week on Commerce Code we speak with Peter Schultze, Chief Executive Officer of Kigo, and Ben Straley, President and Chief Product Officer at Kigo. Kigo has developed a tokenized offer delivery system that complements existing card-linked offer networks. Today we're talking about how their approach makes it possible to reimagine value delivery for issuers, merchants and consumers.
Through tokenization, the Kigo system is able to deliver more content, more merchant flexibility, instant value to the cardholder, and better attribution. On top of that, offers are shareable and dynamic, so the offer can change even after a consumer has received it.
Taken together, this can drive astonishing new relevance and personalization for the cardholder community—and significant new sources of income for issuers and payment networks.
This week on Commerce Code we speak with Peter Vogel, Chief Revenue Officer at vLoyalty. vLoyalty provides an automated loyalty enrollment and tracking system based on users' credit cards, with text confirmation and marketing to consumers via SMS text. Most importantly, it automates the parts of loyalty programs that tend to break down in a retail environment.
In today's episode, we're talking about:
- How rare it is for front-line staff at merchants to even ask customers if they are members of the merchant's loyalty program - and the huge missed opportunities at the merchant as a result
- Point of sale technology as a solution to this problem - making it operationally feasible to serve customers well while also ensuring they are enrolled in a loyalty program and getting its full benefit once they are
- How to show return on investment in the digital loyalty program space
This week on Commerce Code we speak with Christian Widhalm, Chief Executive Officer of Bloom Credit. Bloom Credit's goal is to help everyone from startups to established banks easily access and furnish accurate credit data. The goal is to support the creation of accessible, unique financial products for everyone. Today, we are talking about a new product Bloom has developed that makes it easy for consumers to permission access to their payments data in a way that can dramatically improve credit file accuracy and access to credit for consumers.
This week on Commerce Code we speak with Joe Fitzgerald, Co-Founder & Chief Executive Officer of Dfinitiv. Dfinitiv has introduced a new platform they call SmartOffers, focused on significantly improving CLO benefits for FIs, merchants and consumers. Today we are talking about:
- The growing gap between app-based consumer experiences - especially what Gen Z is most used to - and what CLOs currently deliver
- The big forces reshaping the CLO environment - and how that may or may not fix the "stuck flywheel" of CLO
- What is a CLO anyway?
This week on Commerce Code we speak with Jeff Richardson, Senior Vice President & Head of Marketing at VantageScore, and host of The Score podcast, a source for credit score related news and analysis. VantageScore's mission is to innovate to deliver more predictive, innovative and inclusive credit score models for the US market. Today we are talking about:
- The most recent VantageScore market adoption study, and what it tells us about the state of credit risk
- Lenders' attitudes towards 2024, as we come out of a bit of a rough year in 2023
- Innovations that are changing the market for consumer credit and credit analysis going forward
This week on Commerce Code we speak with Ingrid Wilson, Head of Partnerships & Client Growth at Olive. Olive builds digital commerce platforms for fintechs - and those platforms offer consumers fundraising, financial wellness, and membership and loyalty solutions. Today we are talking about:
- The buy vs. build decision fintechs are making as they create customer-facing capabilities
- Risks that change that buy vs. build decision - and other factors like speed and cost
- The talent market - and the size of fintech in the global scheme of things
This week on Commerce Code, we speak with Alex Adelman, CEO & Co-Founder of Lolli. Lolli is a cashback and bitcoin rewards platform that lets users earn rewards at over 25,000 leading stores and brands. Lolli is based in New York City and founded in 2018 by Alex. In the interview, we talk about:
- Lolli’s bank-integrated card-linked offer platform
- bitcoin-driven loyalty rewards
- rich transactional data used to create compelling experiences and offers for consumers, and
- there are a few detours into psychology, history, finance and technology to boot
This week on Commerce Code, we speak with Kelli Hobbs, VP, Head of US Business Development at Valuedynamx, and Paras Joshi, Strategy & Development Officer at Valuedynamx. Valuedynamx is a leading global provider of purchase rewards, and they are a part of Collinson, which provides a leading global travel ecosystem.
We are talking about:
- Challenges in the increasingly competitive loyalty space
- Ways to maintain or enhance engagement among loyalty program members
- How to increase value to consumers and merchants by making program points redeemable where consumers most want to redeem them
This week on Commerce Code, we speak with Avery Miller from RBC and Shawn Conahan from Wildfire Systems about the evolution of FI loyalty and rewards programs. Avery is VP of Avion Rewards Shopping and Digital Product at RBC. RBC is one of the world's leading FIs, headquartered in Toronto; they serve 17 million clients in Canada, the U.S. and 27 other countries. Shawn is the Chief Revenue Officer at Wildfire Systems, which provides white-label shopping rewards and cashback platforms to leading companies like Microsoft, Visa, Citi - and of course RBC.
We are talking about:
- The challenges FI loyalty programs face
- How consumers experience FI loyalty programs - and how their preferences are driving change
- RBC's response to those challenges and changing preferences
- What's next for the sector as the evolution continues
Additional Resources:
- Harvard Business Review: Are You Undervaluing Your Customers?
- BCG/Wildfire Whitepaper: Loyalty 2.0 - Making Loyalty Pay
- Wildfire Article: Banking on Shopping Rewards: Why Financial Institutions are Prioritizing These Rewards Programs
This week on Commerce Code we speak with Surge Berg, Alexis Wiktorski and Jeff Zilberman of BN, an Augeo Company. BN uses AI to help brands enable employees and customers to be effective brand advocates. Their tools make it easy for brand advocates to create social media content, and they make it easy for companies to manage the risks that come along with social media brand advocacy. Today we're talking about:
- What's new in 2024
- The total brand advocacy opportunity - what can grassroots social media do for companies?
- Brand advocacy horror stories
- And finally - how companies can get their brand advocacy strategy started.
This week on Commerce Code, Dan is coming back from a conference on Web3 at the University of Chicago - he was there to interview Ryne Miller, the former General Counsel of FTX U.S. They had a fascinating conversation and Dan is reflecting on some of his takeaways from the conference overall:
- Scandals and whether they have anything to do with Web3 or innovation
- Risk and innovation - and different kinds of risk
- Global markets and innovation
Stay tuned as we creep up and look over the precipice of the volcano at the risks and possibilities of Web3 and cryptocurrencies.
This week on Commerce Code we speak with Avinash Chukka, Vice President of Product at Cardlytics. Avinash spoke at the DCA Summit at Mastercard this November, so we are following up on that session to unpack some of his key points. We'll be talking about art vs. science in digital marketing, tactics to increase cardholder engagement through targeted offers, the marginal benefits of shaping cardholder spend by having better data on preferences, geo-fenced offers and more.
This week on Commerce Code we speak with Debby Lee, Senior Director of Partnerships at Cartera, A Rakuten Company. As a division of Rakuten, Cartera is the largest source of Shop & Earn offers in the U.S. and Canada. And as we found out in the interview, Rakuten means “optimism” in Japanese. Indeed it’s an optimistic episode this week as we’re talking about the consumer in 2024 and holiday shopping as we round out 2023. We hit:
- Changes in consumer behavior - “the great trade-down” to more affordable brands
- Persistent spending among affluent consumers
- How this impacts loyalty program planning and execution in the coming year, and finally
- a look at how Black Friday and Cyber Monday performed and what that may mean for the rest of holiday shopping this year.
This week on Commerce Code we speak with Jeff Mankoff, Founder & CEO of vPromos. We're talking about current challenges with the CLO ecosystem and business models, as well as process and technology simplification as a potential disruptor in CLO and fintech more broadly.
This week on Commerce Code we speak with Jeremy Frick, Amy Mullins and Natali Ryzhikova from BN, an Augeo Company. We're talking AI, humans, paid media and organic media.
Brand Networks describes itself as pioneers in AI-driven social technologies that revolutionize global audience engagement—empowering organizations to deliver unrivaled brand experiences through authentic, scalable solutions that define the social landscape through technology innovation.
We’re going to unpack that in the interview -
- What does that mean in practice?
- What’s the role for human expertise?
- Where does AI fit in?
- How does AI do things humans couldn’t do themselves?
- Where is it headed in the next few years?
This week on Commerce Code we speak with Jehan Luth, CEO & Founder of Banyan. Banyan uses item-level receipt data to power commercial and consumer applications for merchants and financial institutions. We get Jehan's angles on data, data exchange and data science in this interview.
This week on Commerce Code we speak with Sam Panzer from Talon.One, which is based in Berlin, Germany. Sam is the Director of Industry Strategy at Talon.One, helping brands assess the business potential of refining their promotions and loyalty approach. We talk with Sam about: * What the retail and payments spaces look like in Germany - how that's different from other markets like the UK and USA - and what that means for loyalty * Some of the challenges of different data rules and places where there are opportunities to build out better rewards and offers by being smarter about how to use data
This week on Commerce Code we speak with Jill Moser, the Senior Vice President of Global Loyalty and Offers at Mastercard Data & Services. Mastercard Data & Services is the professional services arm of Mastercard, enabling businesses to drive stronger value beyond the transaction. We're planning to cover a lot of ground - including: * Consumer preferences and discovery - are people still prioritizing experiences over things, and how does that change merchants' approach to the market? * How do we create seamless experiences for consumers? and * We'll get Jill's perspective on the future of offers and loyalty as someone who's worked with those programs in retail, banking and now at Mastercard.
This week on Commerce Code we speak with James Trocme, Chief Operating Officer at Points4Purpose. Points4Purpose is a pioneer in cause-related marketing, transforming consumer rewards into charitable gifts and giving consumers control over their rewards through CLO technology. James is a deep subject matter expert in the digital commerce space, so today we unpack the history, mechanics, and particulars of coupons, offers, points, and how all that evolved into an ecosystem that can support something as complex and sensitive as what P4P offers today.
This week on Commerce Code we speak with Kelli Hobbs, VP, Head of US Business Development at Valuedynamx, and Laura Kelley, Associate Director, B2B Marketing at Valuedynamx. We're talking about a study Valuedynamx ran to understand consumer preferences and plans relating to:* cash-back vs. points vs. other rewards * debit cards, credit cards, and leather wallets * how AI might help tailor offers, points and redemption paths for consumers - and * fantasy football and what the word "football" means
This week on Commerce Code we speak with Mark Lesiw, Chief Commercial Officer at Olive and Jared Anderson, Head of Partnerships at Olive. Their company is an all-in-one embedded finance platform that powers instant rounding, matching and rewards by allowing consumers to enroll any card for rewards. Olive’s thesis is that enabling that kind of open enrollment helps fundraisers, money managers, loyalty programs and others to drive customer engagement - so that’s what we're talking with Mark and Jared about today.
This week on Commerce Code, Dan Currell, Chief Executive Officer of the Digital Commerce Alliance, is headed down the Student Loan Rabbit Hole in a big way - while keeping one eye on the retail, marketing, banking and fintech space that Commerce Code is always focused on.
This week on Commerce Code we speak with Rikard Bandebo from VantageScore and Christian Widhalm from Bloom Credit. We are talking about:* Economic and social opportunity - how many thin file, no file and subprime consumers are there in the USA, why are there so many, and how does it impact them? * Credit-building products - we’re seeing more companies offering products that are designed to help consumers build their credit - what’s driving that trend and what’s in it for companies? * Credit data accuracy - how much of a problem is inaccurate credit data - and how can the system improve?
This week on Commerce Code we speak with Ericka Navarro, VP of Client Success at Rethink Loyalty. We are talking about how to create accessibility and engagement in loyalty rewards programs, breaking down the rewards business model in plain English, figuring out how the different players in the rewards space are behaving differently now, and talking about how people think and behave differently in an environment where their wallets are thinner.
This week on Commerce Code we speak with Alistair Cotton, Founder & CEO of Integrated Finance. Alistair and his team say their mission is to create infrastructure that enables the next generation of fintechs to build the future of financial services. Stay tuned for lowering barriers in fintech, a dive into some of the nitty-gritty of what Integrated Finance does, and a look at the future of fintech from Alistair's perspective.
This week on Commerce Code we have a conversation about growing CLV during challenging times. We speak with Ivan Schwartz and James Trocme of Points4Purpose and Aaron Dauphinee of The Wise Marketer. Points4Purpose is a ‘plug-and-play' loyalty platform in cause-related marketing and a longstanding player in the Australian market. Points4Purpose is launching in North America this summer, with a launch event on June 1st in Manhattan at the Australian Trade Commission. You can register for this event using this link HERE.
This week on Commerce Code we speak with Briana Cohen of TransUnion and Susan Tyburski of Pipl. TransUnion is one of the Big Three credit reporting agencies – with more than 200 million files on credit-active consumers in the U.S. Pipl collects, cross-references, and connects online identity information in the effort to fight fraud. We are discussing: * Recent changes in identity verification – and what breakthroughs are ahead. * Privacy, data ownership and consumer control – where we are now on these key digital I.D. issues, and where we’re headed. * The role consumers play – how aware and bought in are they to the kinds of initiatives these two companies are undertaking now.
This week on Commerce Code we speak with Janitra Taylor, Head of Product at MoCaFi. MoCaFi is a banking and technology company specifically focused on providing services to un-banked and under-banked people of color in an effort to positively impact the wealth gap. Topics of conversation include:* Who's under-banked and un-banked - what's the size of that problem * Barriers to getting better financial services and how tech innovation can make a difference * How MoCaFi is approaching these challenges and some of the successes they've seen * The future and their dreams for what this all looks like when they've accomplished MoCaFi's goals and start to set new ones
This week on Commerce Code we speak with Mike Garsin, President of Social Activation at Brand Networks, an Augeo company. Dan and Mike explore the ever-evolving landscape of social media marketing. These experts will delve into the power of social activation - including how to leverage AI-optimized advertising investment, authentic employee advocacy and data-driven brand collaboration to supercharge your social media marketing strategy and presence.
This week on Commerce Code we speak with Michelle Beyo, CEO & Founder of FINAVATOR. FINAVATOR is a Payments and Future of Finance Consultancy. We have an in-depth conversation with Michelle on open banking and discuss:
- Where consumers now stand on the issue of who owns their data - and who should.
- Where open banking is going - which parties are moving it forward, and which are holding it back.
- Which diversity and inclusion implications are part of this conversation.
This week on Commerce Code we speak with Rana Gujral, Chief Executive Officer of Behavioral Signals. Behavioral Signals is a company that facilitates A.I. mediated conversations to bridge the communication gap between humans and machines by introducing emotional intelligence. Topics of conversation include:
- How machines are able to understand human emotions – and change their behavior to match.
- How A.I. mediated conversations can impact outcomes of call-center conversations.
- Why companies are choosing to incorporate these sorts of interactions into their software solutions.
This week on Commerce Code we speak with Ed Wogan, Chief Merchant Officer at Valuedynamx, and Mitch Jacobs, Founder & CEO of Plink. Topics of conversation include:
- How F.I.s can maximize their data and digital banking infrastructure to provide relevant, daily value to credit union and banking customers.
- Why it's important to tie together a digital presence for local merchants who matter most to consumers.
- How this new capability impacts the competitive and collaborative dynamic between financial institutions and fintech companies.
This week on Commerce Code we speak with Erin Warren, General Manager of Rakuten's Card Linked Offer Network. We unpack the 2022 DCA Industry Study, a wide-reaching survey-based analysis of the state of digital commerce. Topics of conversation include:
- The past, present and future of card linked offers;
- The broader environment for marketing channels - who won and lost in 2022, and what does 2023 hold in store?
- And - the changing environment for consumer financial data ownership. How are advertisers and other players in the digital commerce ecosystem responding to changes underway, and the changes they expect in the near future?
This week on Commerce Code we speak with Tom Burgess, President of SnippMedia, to discuss the birth of Payments Media Networks. We will talk about digital media, restrictions on first party data, and an innovative approach to creating SKU-level offers to consumers.
Check out Snipp's recent blog post: Retail Media Networks for Banks? The definition of a Payments Media Network.
This week on Commerce Code, we speak with Ahmed Siddiqui, Chief Payments Officer at Branch, and learn more about what he terms "The Anatomy of the Swipe." Specifically he'll discuss teaching fintech to newcomers.
January 10, 2023: This week on Commerce Code, we speak with David True, Partner at PayGility Advisors, and learn more about the future of interchange in light of Amazon and Venmo’s recently announced partnership.
January 4, 2023: This week on Commerce Code, we're taking a look at 2023. It's a big year ahead for the world, the economy, and needless to say for digital commerce. Dan Currell, CEO of the Digital Commerce Alliance, runs down a short year in preview - with a few predictions in there.
December 29, 2022: This week on Commerce Code, it’s the year in review. Dan Currell, CEO of the Digital Commerce Alliance, covers four stories that didn't always lead the news, but we think were important in digital commerce.
This week on Commerce Code we speak with Ahmed Siddiqui, Chief Payments Officer at Branch, and learn more about transforming employee and contractor payments.
This week on Commerce Code, Dan Currell, CEO of the Digital Commerce Alliance, is talking economic and technological disruption - some quick reflections after last week's DCA Summit in Washington, DC.
This week on Commerce Code we speak with Shwetabh Gautam, Vice President of Financial Institutions at Harness FI. We’ll be learning more about how his organization is building tools and infrastructure to connect payments with purpose.
This week on Commerce Code we speak with Dave Passavant, Founder & CEO of Triple, which is a rewards and loyalty platform birthed out of Numo. Numo is PNC Bank’s fintech incubator subsidiary. Dave and Dan pick up some themes from his keynote presentation at the upcoming DCA Summit on Dec. 6th - in particular, they’re talking about how incumbent banks are responding to fintech challengers.
This week on Commerce Code, Dan Currell, CEO of the Digital Commerce Alliance, is digging into some data gathered from DCA members in response to questions about emerging technologies and the future of their businesses. Will artificial intelligence change digital commerce forever? How about embedded finance, or the tokenization of identity?
This week on Commerce Code we speak with Silvio Tavares, Chief Executive Officer of VantageScore, and have a wide ranging conversation about the economy, consumer credit, vulnerable consumer segments, financial and technological innovation, and the economy in 2023.
This week on Commerce Code we speak with David Kristal, CEO of Augeo, and Peter Schultze, VP of Crypto Loyalty at Augeo, and assess where card-linked offers stand in 2022, with a few flashbacks to where CLO has been.
This week on Commerce Code we speak with Darby Sieben, Chief Product Officer at Unbounce, a firm that pioneered landing pages and the engineering around customer conversion - but before that, Darby was a co-founder of RBC Ampli, an innovative cash-back app from the Royal Bank of Canada. We talk about disruptive technologies, the path ahead in digital commerce - and Darby’s career path through a series of top Canadian organizations.
This week on Commerce Code we speak with Paul Siegfried, Senior Vice President of Financial Services at TransUnion, as a Part Two to our conversation from two weeks ago. We talk about some of the bigger issues in retail and financial services these days - including the evolving relationship between online and offline commerce, BNPL, and the resilience of consumers in the face of constant challenges.
This week on Commerce Code we speak with Ed Wogan, SVP, Chief Merchant Officer at Valuedynamx and Manuel Catedral, VP Business Development - Americas at Valuedynamx, and pre-game the 2022 holiday shopping season. We talk trade shows, holiday promotions, BNPL and more.
This week on Commerce Code we speak with Paul Siegfried, Senior Vice President of Financial Services at TransUnion, and talk about consumer behavior in the current environment, and the outlook for the holiday season.
This week on Commerce Code we speak with Chris Curtin, Social Media and Rewards Executive at Bank of America. Chris came to Bank of America just this year, and he brought a wealth of experience working with some of the top global brands in finance and technology.
This week on Commerce Code we speak with Mladen Vladic, General Manager of Loyalty Services at FIS, as a Part Two to last week's episode. Last week, we talked about cryptocurrencies and rewards points, and this week we are turning to mobile banking. Did mobile banking boom in the pandemic, and what does that mean for the future of digital commerce?
This week on Commerce Code we speak with Mladen Vladic, General Manager of Loyalty Services at FIS. We look back at a wild year for crypto after speaking with Mladen on episode 60, and look forward to what's ahead for cryptocurrencies, customers and banks. We also catch up on another alternative currency with a lot of fans these days: pay-with-points, an area where Mladen has lots of experience.
This week on Commerce Code, Dan Currell, Chief Executive Officer of the Digital Commerce Alliance, takes a closer look at two issues. First, what’s the story on Honey, a discount app bought by PayPal back in 2020 for a whopping $4 billion. Second, how will the student loan relief announced by U.S. President Joe Biden impact the American consumer - and how soon will it make a difference?
This week on Commerce Code we speak with Simon Goldstein, Founder & CEO of Rethink Loyalty, and discuss the evolution of loyalty rewards.
This week on Commerce Code, Dan Currell, Chief Executive Officer of the Digital Commerce Alliance, is vacationing in northern Ontario out of internet range, so on this episode we'll stick to this week's economic and digital commerce news highlights. Enjoy this summer break episode and we'll return with a full Commerce Code episode next Friday.
This week on Commerce Code we speak with Tim Lee of Full Stack Economics, a Washington, D.C. based economic analysis firm, and learn more about the current shortage of workers.
This week on Commerce Code we speak with Ed Wogan, SVP, Chief Merchant Officer at Collinson Valuedynamx, and Ted Mooney, CEO & Founder at Travel.Win, and discuss the ups and downs of current and future travel in 2022.
This week on Commerce Code we speak with Tim Lee, Reporter for Full Stack Economics, and explore consumer behavior in the current, volatile economy. Full Stack Economics is an independent publication based in Washington, D.C.
This week on Commerce Code we speak with Danielle Putnam, President of The New Flat Rate. We discuss how to improve home improvement, and we’ll take a look at homeowners’ spending behavior during the pandemic.
This week on Commerce Code we speak with Keshav Malani, Co-Founder & CEO of NameDrop, and talk all about names. NameDrop is a digital service that helps people pronounce others' names correctly by linking them to a correct audio pronunciation of the name.
This week on Commerce Code, Dan Currell, Chief Executive Officer of the Digital Commerce Alliance, takes a dive into consumers and inflation in 2022.
This week on Commerce Code, Dan Currell from the Digital Commerce Alliance talks all about merchant codes - which broke through into the mainstream media this week.
This week on Commerce Code, Dan Currell from the Digital Commerce Alliance discusses the present and future of super apps. Dan pulls an interview that took place a year ago featuring Erin Warren of Rakuten, and reflects on where we currently stand on mobile wallets and super apps.
This week on Commerce Code we speak with Latonia Hubbs, Senior Vice President - Head of Capital Markets and Strategic Alliances at VantageScore, and learn about the role credit scores play in debt securitization.
This week on Commerce Code we speak with Nader Henin, AVP, Commerce at Interac. Interac is a Canadian interbank network, so on this episode we're talking cash, debit, cards and consumer expectations.
This week on Commerce Code, Dan Currell, Managing Director at AdvanceLaw, takes a deep dive into AI and public policy, with actions from both sides of the Atlantic touching issues of global importance for one of the world's most powerful emerging technologies.
This week on Commerce Code, Dan Currell, Managing Director at AdvanceLaw, reflects on key points from DCA's Financial Data Forum where industry executives gathered to discuss best practices in data personalization, transparency, security and interoperability.
This week on Commerce Code we speak with Dr. Emre Sahingur, SVP of Predictive Analytics, Research and Product Management at VantageScore, and dive deeper into the post-pandemic consumer credit analysis.
This week on Commerce Code we speak with Farzad Rashidi, Co-Founder of Respona, and learn more about driving internet traffic to your website. For just about everyone in the space, at some point it matters how, and how fast, people can find your website through a Google search.
This week on Commerce Code we speak with Ed Puckhaber, President & COO of Thanks Again, and learn more about evolving travel spending patterns in 2022.
This week on Commerce Code we speak with Juan Andrade, Founder & CEO of Rebank, and learn more about the finance challenges of startups. Rebank's tool allows startup founders to access all their bank accounts and payments in one place, easing the burden of tracking finances.
This week on Commerce Code we speak with Greg Consiglio, Co-Founder & Chief Strategy Officer at Moonwalk, about NFTs, Web3, and the internet's blockchain future. Moonwalk helps brand-intensive organizations build communities using NFTs.
This week on Commerce Code we speak with David Kristal, Chief Executive Officer of Augeo, and Peter Schultze, Vice President, Crypto Loyalty at Augeo, and explore the intersection of cryptocurrencies and loyalty programs. We also discuss Augeo's product called Heaps, a loyalty program that allows loyalty points to be redeemed for cryptocurrencies.
This week on Commerce Code we speak with Tim DeSoto, Head of Membership Programs, Partnerships & Innovation at Sam's Club, and discuss the importance of diversity in digital commerce when the stakes are high.
This week on Commerce Code we're focusing on digital transformation in a conversation with Anoop Gala, Senior Vice President of Client Services at Orion, a digital transformation and product development services firm.
This week on Commerce Code we speak with Campbell Shaw, SVP FI & Publisher Partnerships at Cardlytics, and learn more about enriching banks' customer relationships during difficult times.
This week on Commerce Code we speak with Jared Carr, Chief Customer Officer at QualSights, and learn about new approaches to gaining customer insights. QualSights is a global insights technology platform targeted to brands and agencies.
This week on Commerce Code we speak with Michelle Beyo, CEO & Founder of FINAVATOR, and learn more about fin-techs collaborating with traditional banks. FINAVATOR is a strategy and consulting firm working in fin-tech marketing, open banking, payments & prepaid solutions, challenger banks, micro loans, rewards, and loyalty.
This week on Commerce Code we speak with David Giannetto, CEO of WorkWave, and learn more about payment simplification for small businesses. One of the many services WorkWave provides to its customers is payment processing, as well as field service software and solutions.
This week on Commerce Code we speak with Pete Howroyd, CEO & Founder of Swapi. We discuss how loyalty programs, like Swapi, lift the actual burden of loyalty program or fin-tech management, and instead package it as a solution. Swapi allows consumers to earn and redeem rewards inside the Swapi ecosystem.
This week on Commerce Code we speak with Izabella Gabowicz, Chief Operating Officer at Sensibill. Sensibill uses precise customer spend data and analytics to help financial institutions better understand their customers. We discuss the goal of helping consumers achieve financial wellness through more accurate and insightful personalized service from their financial institutions.
This week on Commerce Code we speak with Rick Parada, President of RebatesMe. RebatesMe is a global cash-back website partnering with over 3,000 stores worldwide. Cross-border trade has plenty of opportunity, and today we'll focus on the trans-Pacific retail trade and selling to Chinese consumers online.
This week on Commerce Code we speak with Simon Goldstein, Founder & CEO of Rethink Loyalty, and Doug Glazer, Sr. Director, Customer Loyalty & Gift Cards at Fanatics. We discuss the broad base of consumers and how loyalty programs can engage those consumers with their favorite brands, even when purchases with those brands are not necessarily frequent or large.
This week on Commerce Code we speak with Mehmet Sezgin, Founder & CEO of myGini, and take stock of how retailers and banks have performed during the pandemic. myGini is an AI-driven loyalty, rewards and customer engagement platform.
This week on Commerce Code we speak with Ramy Nassar, Chief Experience Officer at Olive. Olive lets consumers round up transactions and put the round-up value into their retirement savings, towards charitable giving, or to save for major purchases. We discuss how this helps people reach their financial goals and how it's all made possible through better technology.
This week on Commerce Code we speak with David Kristal, CEO of Augeo & Executive Chair of Figg, and Brandon Dols, President of Figg. We discuss Super Bowl audience size, predictions for 2022, and performance marketing through card-linked offers. When it comes down to Super Bowl vs. Card-linking, what would you choose?
This week on Commerce Code, Dan Currell, Managing Director at AdvanceLaw, and Becca Donahue, Senior Director of Meeting Services at the Digital Commerce Alliance, assess DCA's predictions for 2021. These predictions were laid out in episode 47, when Silvio Tavares explained his big five predictions for the year.
This week on Commerce Code we speak with Spartak Buniatyan, CEO & Founder of PayEngine. PayEngine is one of the many innovators in digital commerce, and they provide white label payment capabilities into the software used by retailers.
This week on Commerce Code we speak with Dr. Emre Sahingur, SVP of Predictive Analytics, Research and Product Management at VantageScore, and discuss the topic of who is included in the credit economy, who isn't, and why.
This week on Commerce Code we dig deeper into the holiday shopper and the performance of loyalty programs with James Berry, Commercial Director, Valuedynamx at Collinson Valuedynamx.
This week on Commerce Code we speak with Paul Garibian, Chief Executive Officer of Nota by M&T Bank, who has done as much as anyone to support the small and solo firm lawyers. One section of the economy that has always had some solo players is law, so Nota is there to provide specialized services to these small and solo firms.
This week on Commerce Code we speak with Gregg O'Neill, Chief Revenue Officer at in/PACT, about the intersection of individual giving, consumer brand connection and digital commerce. in/PACT is a longstanding player in connecting commerce to philanthropic causes.
This week on Commerce Code we learn more about connecting with the new traveler by speaking with Tom Rummel, Vice President, Travel Rewards at AIR MILES. AIR MILES is Canada's largest coalition loyalty program that recently launched its all-new flights platform integrating rewards, loyalty and booking.
This week on Commerce Code we speak with Rana Gujral, Chief Executive Officer of Behavioral Signals, about people, their feelings, and the importance of managing people as people. Behavioral Signals is an AI firm using voice recognition to analyze the mood and emotional state of people as they enter a call center or support system.
This week on Commerce Code, Dan Currell, Managing Director at AdvanceLaw, and Becca Donahue, Senior Director of Meeting Services at the Digital Commerce Alliance, highlight a few more companies, as a part two to episode 69, that are promoting causes that positively impact our society. We discuss how these companies have demonstrated their commitment to the well-being of the world and how they're focusing on "Trade for Good."
This week on Commerce Code we speak with Silvio Tavares, President & CEO of VantageScore, a leading credit score model developer. We talk about the future of rich data and financial access, and how to bring everyone into a vital economy by removing barriers that have kept certain groups out in the past.
This week on Commerce Code we speak with Brianna Kilcullen, Founder & CEO of Anact, about turning community action into commercial success. Anact is a home goods brand that launched with a particularly clear vision for how its primary product reflects the organization's values.
This week on Commerce Code we learn more about creativity and control with consumer data by speaking with Ester Shin, Head of Operations at Pentadata. We discuss the concept of keeping data in consumers’ control, and how companies can use that data to serve people well.
This week on Commerce Code we learn more about identity and fraud with Jaime Ramirez, Founder & Chief Executive Officer of Preventor. We discuss specifics that we need to keep our eyes on as the market continues to evolve, particularly fast changes in how we know who we're really dealing with.
This week on Commerce Code we speak with Russ Mann, Chief Executive Officer of WineBid, about the past, present and future of online wine sales. We discuss what drives digital commerce and what Russ is thinking about consumer behavior going into the holiday season.
This week on Commerce Code we speak with Ed Wogan, Chief Merchant Officer at Collinson Valuedynamx, and Ted Mooney, Chief Executive Officer & Founder at Travel.win, about how companies are aiming to catch the building travel wave by providing travel-related cash back offers to financial institution customers.
This week on Commerce Code we speak with Greg Consiglio, Co-Founder & Chief Strategy Officer at Moonwalk, and Shiv Madan, Chief Executive Officer of Moonwalk, about NFTs and how people and brands will increasingly use them to engage in social commerce. Moonwalk is a leading NFT platform for social commerce.
This week on Commerce Code we speak with Mark Coffey, General Manager of GasBuddy, about the future of EVs, how consumers mix commerce and cars, and what is coming next in payments. GasBuddy, everyone's favorite gas savings app, is also one of the leading payments and digital commerce apps.
This week on Commerce Code we speak with John Readman, Founder of BOSCO, on the future of digital ad measurement. BOSCO has built a whole business around helping brands and merchants measure and optimize their ad spend.
This week on Commerce Code we speak with Bo Wang, Chief Executive Officer of YouWorld, to understand how the regulatory changes in China will impact fin-tech and digital commerce not just in China, but around the world.
This week on Commerce Code we speak with Cary Lockwood, Chief Executive Officer of Loyalty Now, about what comes next in retail from down under. Loyalty Now is a leading provider of loyalty and card-linked offer services to leading retailers in Australia, the Pacific, and the U.S.
This week on Commerce Code we speak with Matt Sloan, Managing Director, International Markets, EMEA at Discover, about Discover's network of networks and how they are using this unique asset to drive innovation and growth in fin-tech and beyond.
This week on Commerce Code we speak with Har Rai Khalsa, Chief Executive Officer of MK Decision, an innovative company from Southern California that specializes in helping banks and financial institutions make the right buy decision by providing the most novel technologies for running bank operations that are rapidly becoming 100% digital.
This week on Commerce Code we speak with Susan Langer, Chief Executive Officer of Spave, and Ben Maxim, Chief Technology Officer of Spave, about women fin-tech entrepreneurs and the power of buying local and banking local.
This week on Commerce Code we speak with Jenny Lee, Partner at Arent Fox, about the future of companies using consumer data in an unauthorized way and how that will play out.
This week on Commerce Code we speak with Jacques Baritot, Attorney at Pentadata, about digital privacy and what is coming next in financial data. Pentadata is a Silicon Valley-based start-up that can access all of a consumer's financial data, but then lets that same consumer control which apps they share their data with.
This week on Commerce Code Silvio Tavares, President and CEO of the Digital Commerce Alliance, and Becca Donahue, Senior Producer of Commerce Code, explore how in the first 6 months of 2021, companies are increasingly focused on how they can harness the power of commerce to make the world a better place. We showcase how companies involved in digital commerce are promoting “Trade for Good”.
This week on Commerce Code we speak with Mitch Jacobs, CEO & Founder of Plink, about the health of banks and the future of digital financial services. Plink is an innovative new fin-tech that partners with leading banks to drive digital engagement.
This week on Commerce Code we speak with Farrell Hudzik, Executive Vice President, Financial Institutions at Cardlytics, about why fin-techs and banks are increasingly seen as two sides of the same coin.
This week on Commerce Code we speak with Brandon Dols, President at Figg, about how digital marketers are going on a cookie diet and are increasingly consuming a much healthier digital snack - it's called Figg.
This week on Commerce Code we speak with Jennifer Medeiros, Senior Director of Partnerships at Rakuten's In Store Network, about BNPL, CLO and how digital shopping is changing. Rakuten is one of the leading global digital commerce and fin-tech companies.
This week on Commerce Code we speak with Bruno Chauvat, Chief Executive Officer of Travelsify, about the development of algorithms to curate the travel experience and how travel is changing in the post-pandemic world. Travelsify is a leading travel algorithms company based in Luxembourg.
This week on Commerce Code we speak with Ed Wogan, Chief Merchant Officer at Collinson Valuedynamx, about what comes next in travel and travel spending. Collinson Valuedynamx is one of the leading cross border travel and digital commerce platforms.
This week on Commerce Code we speak with David Nelsen, Chief Executive Officer of Bumped, about the new innovations in stock investing and how owning stock is a key driver for consumer loyalty. Bumped allows consumers to earn fractional shares in the companies where they shop.
This week on Commerce Code we speak with Jonathan Silver, Chief Executive Officer of Affinity Solutions, about how companies are harvesting data and building algorithms to personalize commerce. Affinity Solutions is a data and analytics company focused on personalization.
This week on Commerce Code we speak with Mladen Vladic, General Manager of Loyalty Services at FIS, about the future of crypto-currency, what will happen next with alternative currencies and how bitcoin may soon be coming to a bank near you.
This week on Commerce Code we speak with Pietro Grandinetti, Chief Technology Officer at Pentadata, about how fin-tech data companies have sprung up, offering enhanced control and privacy for the most important type of personal data: financial data. Pentadata is a Silicon Valley-based start-up that can access all of a consumer's financial data, but then lets that same consumer control which apps they share their data with.
This week on Commerce Code we speak with Carl Preller, CEO of points4purpose, about how commerce loyalty is being reinvented around a new theme of commerce with a conscience. Points4purpose is a fin-tech company that allows consumers to earn cash back when making purchases and then donate that cash to charities of the consumers choosing.
This week on Commerce Code we speak with Arash Asady, Chief Executive Officer of Bits of Stock, about the stock market, fin-techs and wealth inequality. Bits of Stock is a fin-tech company that enables average consumers to share in the upside of stock ownership of the retailers they buy from.
This week on Commerce Code we speak with Dev Subrata, CEO and Founder of Fidel, about the consumer's role in financial data, the evolving regulatory landscape and why data is the hottest commodity in tech right now. Fidel is a UK based company that is in the business of accessing payment network financial data and providing it to mobile apps and loyalty programs.
This week on Commerce Code we speak with Terry McMullen, CEO of OpenSparkz, a leading card-linked technology company based in Sydney that works with leading banks, merchants, shopping malls, and loyalty programs to increase consumer spending. Terry discusses whether revenge spending is real and the tools that merchants are using to lure shoppers back to their stores.
This week on Commerce Code we speak with Erin Warren, General Manager of the Rakuten Card Linked Offer Network, about super apps and the central role that offers play in this rapidly expanding sector of digital commerce.
This week on Commerce Code we speak with Omar Rafii, Chief Executive Officer of Krowd, and discuss whether their ad algorithms still work in this new age of commerce and how algorithms are leveling the playing field for big companies and small merchants.
This week on Commerce Code we speak with Victoria Dravneek, SVP of Personalization and Loyalty Strategy at Bank of America, about how Bank of America is using its industry leading card linked offer program called Bank Amerideals, along with other technologies, to help small businesses survive and thrive through the pandemic.
This week Silvio Tavares, President and CEO of the Digital Commerce Alliance, and Becca Donahue, Senior Producer of Commerce Code, discuss how ‘Commerce with a Conscience’ is becoming ingrained in the way companies do business. Specifically, DCA member companies including Mastercard, Microsoft, Bank of America, Hilton and TransUnion are showcased.
In this week's episode we speak with Keith Smith, Chief Executive Officer of Payouts Network, based in Boseman, Montana. Keith discusses how alternative currencies, including paying with points, are the next big wave in digital commerce.
In this week's episode we speak with Carolina Paradas, Global Senior Affiliates and CLO Manager at Harvey Nichols, one of the most well-known luxury retailers in London. Carolina talks about the bounce back in consumer spending and the digital tactics old retailers are using to create new spending in 2021 and beyond.
In this week's episode of the Commerce Code Podcast, we speak with CEO of myGini, Mehmet Sezgin, about how myGini is leveling the playing field and helping small banks compete with the big banks and fin-techs.
In this week's episode of the Commerce Code Podcast, Silvio Tavares, CEO of the Digital Commerce Alliance, makes his predictions for 2021 and what's next in digital commerce.
In this inaugural edition of the Commerce Code Podcast, David Kristal, CEO of Augeo, discusses how card-linking, fin-tech and digital loyalty are converging into one industry and what you can expect in 2021.
From Hong Kong, Andrew Lo, Chairman and CEO of EFT Solutions, shares insight on what is going on with payments and commerce and the future of fin-tech in China.
From Tokyo, Lu Dong, Chief Executive Officer and Founder of TakeMe Pay, shares insight on what happens next with fin-tech regulation and growth.
On this episode of Fin-Tech Friday, Cheesan Chew, Chief Operating Officer at RBC, shares insight on key fin-tech trends in 2021 and how large banks manage regulation, risk and innovation.
On this episode of Fin-Tech Friday, Jasma Ghai, Vice President Global Products & Delivery at Discover, shares insight on consumers' spending habits and what to expect in digital commerce in 2021.
At this time last year, the CardLinx Association CEO made 5 key predictions about what would happen in the industry in 2020. With perfect hindsight, find out how we fared. CardLinx President and CEO, Silvio Tavares and Fin-Tech Friday Producer, Rebecca Donahue recap major 2020 industry developments from a fin-tech, payments, data and card-linking point-of-view.
Lyft understands the importance of timely delivery from the first mile … to the last. In this week’s FinTech Friday, Ashwin Raj, VP Payments at Lyft, sheds light on Lyft’s approach to safely moving people to their destinations—on time and the company's aspirations in digital commerce.
In this week's Fin-Tech Friday, Canada's most recognized loyalty program - AIR MILES - discusses how innovation is driving new choices for merchants and consumers. Laura Wiese, VP Strategic Partnerships shares insights on how airmiles are still very relevant and innovating right through the pandemic.
In this week's on Fin-Tech Friday, Switzerland's largest bank - UBS - discusses solutions for card loyalty during a time of reduced travel. Marc Tutzauer, Head UBS KeyClub & Partnership Marketing shares insights on driving credit card loyalty.
This week on Fin-Tech Friday, Scott Burke, Director of Innovation at Edenred, discusses how card-linked employee engagement solutions is the secret to employee satisfaction.
This week on Fin-Tech Friday, David Nelsen, Founder and CEO of Bumped, discusses how fin-tech is enabling the stock market surge.
This week on Fin-Tech Friday, Jenny Lee, Partner at Arent Fox, discusses how the major developments transpiring in financial data and privacy regulations will impact business.
This week on Fin-Tech Friday, CEO of Plebicom, Gilles Nectoux, discusses how card-linked offers are becoming mainstream for large French banks and how merchants use CLO technology to drive consumer spend during lockdown 2.0.
This week on Fin-Tech Friday, Omar Rafii, Co-Founder and CEO of Krowd, discusses AI, hyper-personalization of card-linked offers and super apps.
This week on Fin-Tech Friday, Kirsty Rankin, Senior Vice President of Product Development, Data & Services at Mastercard, discusses the key developments for payments in 2020 and what to expect for 2021.
This week on Fin-Tech Friday, Carl Preller, CEO of points4purpose, shares his insights on the future of the US loyalty market and social minded commerce.
This week on Fin-Tech Friday, Paul Siegfried, Senior Vice President of TransUnion, shares his insights on the current state of credit for the US consumer and what to expect next in the credit cycle. Paul also discusses the new credit technologies that are hot and those that are not in-fin-tech.
This week on Fin-Tech Friday, Erin Warren, General Manager of Rakuten Card-Linked Offer Network and Sarah McCrary, CEO of GasBuddy, share their insights on the successes and challenges for women in the fin-tech industry . They also offer practical advice on how the industry can increase recruitment, representation and promotion of women.
This week on Fin-Tech Friday, Campbell Shaw, Head of Bank Partnerships at Cardlytics, discusses the growth of card-linking and how CLO will be used to drive more holiday spending, especially in e-commerce.
This week on Fin-Tech Friday, Bo Wang, Chief Executive Officer of YouWorld, discusses what is happening with the US and China tech trade war and what comes next for cross border fin-tech.
This week on Fin-Tech Friday, Mark Roper, Market Development Director, Collinson Valuedynamx, discusses what is happening with global travel right now and what to expect in digital commerce for the balance of 2020.
This week on Fin-Tech Friday, Eddy Ortiz, VP of Innovation & Solution Acceleration of RBC, discusses how RBC has managed to keep their leadership position by innovating.
This week on Fin-Tech Friday, Silvio Tavares, President and CEO of The CardLinx Association, discusses key insights for 2020 on card-linking, fin-tech and ad-tech from our annual industry survey results.
This week on Fin-Tech Friday, Mehmet Sezgin, Founder and CEO of myGini, and former Board member of Mastercard Europe and BBVA payments executive, discusses the increasing central role of technology providers in the newly emerging global power balance between merchants and banks.
This week on Fin-Tech Friday, David Josephs, Chief Executive Officer of daVinci Payments, a global payments program manager, discusses how payments are changing and how these changes will play out in the 2020 holiday spending season.
This week on Fin-Tech Friday, Dan Rosen, Founder and General Partner of Commerce Ventures, an early stage VC focused on fin-tech, discusses the new investment trends in fin-tech and how Covid-19 has impacted investment decisions.
This week on Fin-Tech Friday, Chandra Subramanian, Executive Vice-Chairman of ORS Group, a global leader in Artificial Intelligence and Analytics, discusses how retailers use data for competitive advantage.
This week on Fin-Tech Friday, Ron Brown, Partner at Heidrick & Struggles, discusses why there are so few board members of color in corporate America and how that is starting to slowly change.
This week on Fin-Tech Friday, Jeff Mankoff, Founder and Executive Chairman of vPromos, discusses how mar-tech is helping small and large merchants use card-linked technology to grow.
This week Fin-Tech Friday features Carolina Paradas, Global Affiliate Marketing Manager for Harvey Nichols, the famous luxury retailer in London, UK. She discusses how the best luxury retailers have adopted the best technology to survive and prosper in a rapidly changing consumer landscape.
This week on Fin-Tech Friday, Terry McMullen, Chief Executive Officer and Co-Founder of OpenSparkz, discusses how shopping malls are leveraging card-linked technology to overcome the pandemic.
This week on Fin-Tech Friday, Ben MacKinnon, Chief Executive Officer and Founder of Kard, shares his insights on how technology enables fin-tech challenger banks to thrive during the pandemic.
On this week's episode of Fin-Tech Friday, Mitch Jacobs Chief Executive Officer and Founder of Fanbank, shares his insights on how small and local merchants can use card-linked technology to survive the pandemic.
On this week's episode of Fin-Tech Friday, Jasma Ghai, Vice President of Emerging Payments Innovation of Discover, shares her insights on what is coming up next in payments and fin-tech.
On this week's episode of Fin-Tech Friday, Ryan Wuerch, CEO and Founder of Dosh, discusses how data is used to enable consumers to buy more using card-linked offer technology.
On this week's episode of Fin-Tech Friday, Michael Breen, Vice President Asia Pacific Digital Solutions of Mastercard, discusses the new ways consumers are engaging in commerce during Phase 2 Recovery Stage of the pandemic.
On this week's episode of Fin-Tech Friday, Sarah McCrary, CEO of GasBuddy, shares her insights on the future of summer travel impacted by Covid19.
On this week's episode of Fin-Tech Friday, Bo Wang, Founder and CEO of You World, shares his insights on when we can expect US, China and cross border trade to get back to normal.
On this week's episode of Fin-Tech Friday, Erin Warren, two-time US Olympian in Luge, President of the US Luge Association and General Manager of Rakuten Card Linked Offer Network, shares her insights on what is happening in the US and around the world in mobile commerce.
Augeo CEO and Executive Chairman of Figg, David Kristal, discusses the importance of digital engagement during Covid 19. This podcast explores the new technologies like card-linking that enable banks, retailers and mobile apps to become indispensable digital engagement platforms for consumers.
From the US, the World's Largest Economy, TransUnion Senior Vice President, Paul Siegfried, Shares Insights on How and When The Global Economy Will Recover from Covid 19.
From the US, the World's Largest Economy, FIS General Manager of Loyalty Services, Mladen Vladic, Shares Insights on How Cash is Not King During Covid 19.
From Paris, Gilles Nectoux, CEO of Plebicom, shares his insights on how European merchants are using technology like card-linking and ecommerce to keep momentum through Covid-19.
From Tokyo, Lu Dong, CEO and Founder of TakeMe Pay, shares his insights on how Japanese and Chinese payments and economic activity are slowly coming back to life after Covid-19.
This week, we have special guest Lars Holmquist, EVP Americas of Collinson Group share his insights on the future of travel and loyalty after Covid 19.