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Adult kids moving into $31,000 flatpack studios? Investors completely bypassing Auckland to chase high rental yields down south? The standard New Zealand property playbook is being rewritten right before our eyes!

In this episode of The Week in Review, Debbie Roberts (owner and financial adviser at Property Apprentice) breaks down the 5 biggest stories you need to know to make smart, risk-reduced property decisions.

Inside This Episode:

• 📈 Investor Confidence & Regional Shifts: Tony Alexander's latest survey shows landlord confidence stabilizing, with 50% of investor capital targeting Canterbury, Queenstown, Bay of Plenty, and Southland while Auckland lags.
• 🏠 The Great NZ Rent Divide: National rents are flat at $620/week, but regional micro-markets tell a different story. While Auckland (-1.5%) and Wellington (-0.8%) soften, Otago (+8%), Nelson/Tasman (+7%), and Canterbury (+5.5%) are surging.
• 🏛️ Crown Co-Ownership Proposals: NZ First revives shared equity housing ideas for first-home buyers. Why Kāinga Ora’s First Home Partner scheme is currently full and why bank serviceability test rates matter more than election headlines.
• 🔨 The $31K Backyard Pod Boom: With 1 in 3 Kiwi households now housing adult children, new 70sqm consent exemption rules and Bunnings/Elsewhere Pod kitsets are transforming backyard equity.
• 🚨 Grow Houses & Landlord Insurance: What 17 West Auckland cannabis grow house busts reveal about legal repossession processes, tenant abandonment rules, and mandatory quarterly inspection clauses.

🔗 Free Property Resources & Education

• Register for our next free online event: "How to Succeed with Property Investing" ➡️ www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Why are 10 percent more Kiwi homeowners choosing to rent out their properties rather than sell them? And how did organized crime syndicates convert 17 suburban Auckland rental homes into illegal grow houses right under self-managing landlords' noses?

In Episode 22 of New Zealand Property Insights, financial adviser Debbie Roberts and experienced investor Paul Roberts (Owners of Property Apprentice) break down fresh June 2026 rental market data from realestate.co.nz and examine critical asset security safeguards for property owners.

First, we analyze the nationwide surge in new rental listings (+10% YoY) driven by Kiwis relocating overseas who are choosing to hold onto their properties as a long-term capital buffer. We explore regional extremes including Wairarapa (+67.6%) and Southland (+32.8%), alongside the sharp stock contraction in Wellington (-25.7%).

Next, we break down an urgent warning from police and tenancy experts following the seizure of 1,532 cannabis plants across 17 West Auckland rentals. We expose the subtle vetting red flags that self-managing landlords miss—from failing ID software to fake referees whose voices change across phone calls—while outlining how to perform rigorous due diligence without violating New Zealand's Human Rights Act.

👉 Register for our next FREE Online Educational Masterclass: https://www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this episode of the Week in Review, Debbie Roberts, owner and financial adviser at Property Apprentice, cuts through the noise of policy shifts and headlines to unpack the latest real estate data.

Despite quiet buyer demand, banks are quietly loosening lending criteria, with a net 36% of advisers reporting bank willingness to advance funds—up from just 2% two months ago. Meanwhile, high-density "park-free" townhouses are creating real-world friction, leading to street parking issues, a $100,000 garage sale in Wellington, and tradies charging up to a 30% premium to access parking-nightmare streets.

Debbie also breaks down the REINZ June figures to show why the national housing market is holding flat rather than collapsing, examines RBNZ Assistant Governor Karen Silk’s comments on housing wealth channels, and exposes the 6-year vacancy scandal surrounding Kāinga Ora state housing in Strathmore Park.

Topics Covered in This Episode:

• Banks Easing Criteria vs. Buyer Hesitation: Why banks are opening their doors while buyers stay home, and how experienced investors can take advantage of the pre-approval conversion gap.
• The Park-Free Townhouse Reality: How government deregulation of parking rules in 2021 is backfiring with street parking chaos, tradie access premiums, and developer catch-22s.
• REINZ June Data & Regional Splits: Why national median prices held steady at $770,000 (+0.7% YoY) and how Canterbury (+4.1% YoY) is outperforming Wellington (-4.5% YoY).
• RBNZ OCR Hike & Falling Wholesale Swap Rates: Why retail banks face no commercial pressure to raise long-term fixed rates despite the OCR moving to 2.5%.
• Wellington Ghost Houses: Kāinga Ora’s bureaucratic gridlock in Strathmore Park leaving prime land vacant for up to six years while over 800 people sit on social housing waitlists.

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Has New Zealand’s residential property market quietly entered one of the most advantageous buying windows in years?

While political headlines focus on election uncertainties and rising living expenses, fresh economic data shows significant positive momentum for buyers and renters alike. In this episode of NZ Property Insights, financial adviser Debbie Roberts and experienced investor Paul Roberts break down three critical structural, political, and affordability shifts shaping your wealth today.

First, we analyze a groundbreaking survey from Lifetime Retirement Income revealing the severe financial squeeze facing New Zealand seniors on fixed incomes. We discuss why four in ten retirees struggle to afford local council rates, why NZ Superannuation is failing to cover essential daily costs, and how intergenerational pressure is impacting family wealth strategies.

Next, we address the political elephant in the room: the future of interest deductibility. As the election approaches, we analyze the direct financial mechanics of tax deductibility, compare proposed Labour and National policy frameworks, and explore whether a potential tax reversal would actually push weekly rents higher.

Finally, we highlight positive news for prospective buyers: Massey University's latest Home Affordability Report. With national affordability improving by 12.6 percent quarterly and 23.1 percent annually, we examine how falling interest rates, rising incomes, and revised rateable values have opened a tactical sweet spot for buyers before potential OCR adjustments alter the landscape.

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KEY ECONOMIC INSIGHTS COVERED:

• Lifetime Retirement Income Survey: 77 percent of seniors cite cost of living as their top concern, with 40 percent struggling to pay council rates and 40 percent stating NZ Super is insufficient.
• The Generational Dilemma: Why retirees dipping into capital to assist adult children with deposits risk compromising their own long-term financial security.
• Interest Deductibility Mechanics: How full deductibility works on a 40,000 dollar rental income, the 2.9 billion dollar tax collection impact, and why rent prices are ultimately dictated by tenant supply and demand rather than landlord holding costs.
• Infometrics Economic Contribution Data: How residential property investors created 24.8 billion dollars in GDP in 2024 (5.9 percent of national GDP) and sustained 126,000 full-time jobs.
• Massey University Home Affordability Index: National affordability up 12.6 percent quarterly and 23.1 percent annually, driven by a 1.37 percentage point drop in two-year fixed mortgage rates and a 3.49 percent rise in weekly earnings.
• Regional Affordability Winners: Northland led annual gains at 32 percent, followed by Auckland at 25 percent, Wellington at 24.3 percent, and Canterbury at 23.4 percent.

About Property Apprentice: We are a 100 percent independent property education and coaching company in New Zealand. We do not sell property, which means we have zero conflicts of interest. Our only goal is to help everyday Kiwis, first-home buyers, and experienced investors make smart, data-backed decisions.

Subscribe to the podcast, leave a 5-star review, and let us know your thoughts: Are you taking advantage of this current affordability window?

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is the Reserve Bank's latest interest rate hike a sudden shock to the system, or is it actually the clearest sign yet that the economic fog is finally lifting?

In this episode of the Week in Review, Debbie Roberts from Property Apprentice breaks down the wave of fresh real estate data for the week ending Friday, 10th of July, 2026. While the mainstream media headlines are busy dancing in panic over the central bank's shift to 2.5%, the underlying economic metrics tell a completely different story—revealing massive silver linings for both property buyers and landlords who look at the numbers with total discipline.

The Five Core Topics Discussed:

• Topic 1: The Consensus OCR Reduction in Stimulus – Breaking down the RBNZ's unexpected decision to raise the Official Cash Rate by 25 basis points to 2.5%, why peak inflation has officially been slashed, and why interest rates may come down faster than bank economists previously projected.
• Topic 2: The Widening Regional Market Fracture – A deep dive into the latest QV House Price Index showing national values dropping slightly by 0.4%, while the market splits along strict regional lines with Christchurch outperforming Auckland and Wellington.
• Topic 3: Why "Risky" Properties are Outperforming the Broader Market – Analyzing the bombshell Cotality report revealing that flood-susceptible homes have gained 26.1% in value since 2020—outgrowing unaffected zones as cost-conscious buyers hunt out $100,000 upfront discounts.
• Topic 4: The Auckland Rental Market Winter Reset – Looking past the headline shock of an 10.9% drop in rental enquiries to reveal why tenant demand remains fundamentally strong year-on-year, and how available stock listings have expanded buyer selection by 10.9%.
• Topic 5: The Pervasive Fall of Household Interest Costs – Unpacking the latest Westpac household finances chart pack proving that household interest spending has successfully declined for a fifth consecutive quarter, heavily supported by a 3.8% climb in disposable incomes.

🔗 Links & Resources Mentioned

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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The election campaign has officially ignited a fierce debate over capital, wealth, and property taxes in New Zealand. In this episode, we dive deep into the facts behind Labour’s proposed 28% Capital Gains Tax and the Green Party’s proposed wealth and inheritance tax structures.

We also crunch 70 years of historical real estate data to reveal the truth behind the 10-year doubling rule, look at why high-quality listings are essentially "on special" right now, and address the staggering new Inland Revenue data showing a massive spike in KiwiSaver financial hardship applications.

The Looming Property Taxes: Labour has proposed a 28% Capital Gains Tax on realized residential and commercial property gains starting from a July 1, 2027 valuation day (excluding the family home currently). Meanwhile, the Green Party has proposed a 2.5% wealth tax on net assets over $10 million and a 33% inheritance tax on assets over $1 million.

The Confirmed Banking Levy: Under Budget 2026, a new prudential levy on banks and insurers is expected to raise $290 million. Financial institutions rarely absorb these operational fees, meaning they will likely pass them down to consumers via higher mortgage interest rates.

The 10-Year Doubling Rule Exposed: Historical data since 1950 reveals that nominal house prices doubling every decade only actually occurs about 55% of the time. The 2020s are currently on track to be the weakest growth decade in 70 years, sitting at just 10% value growth so far.

The KiwiSaver Hardship Reality: Over 58,000 KiwiSaver members submitted financial hardship applications in 2025—a clean doubling of the volume recorded just two years prior.

Don't get frozen on the sidelines by election-year fearmongering. Learn how to establish clear buying boundaries and build independent financial security.

• 🏡 Register for our next FREE Educational Masterclass: How to Succeed with Property Investing.
• Secure your zero-pressure, independent spot here: www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Think the New Zealand property market is locked in permanent doom and gloom? Think again! Massey University's latest data reveals a staggering 23.1% annual jump in housing affordability, right alongside a historic 6-year high surge in June market activity.

In this week's episode, Debbie Roberts strips away the media's negativity bias to show you where the real opportunities are hiding. Learn why Canterbury is hitting all-time high records, how to navigate the banks' confusing new split-direction mortgage rates, and why counter-cyclical buyers are preparing to reap massive rewards as the longest market downturn since the 1970s begins to mature.

Detailed Episode Breakdown & Sources

1. ANZ Forecasts & Interest Rate Trims

Despite predicting a mild 2% drop in national property values due to election-year tax uncertainty, wholesale interest rates have eased off after geopolitical de-escalations. Savvy buyers are utilizing this brief calm to manufacture equity and negotiate prices directly with vendors on the ground.

2. June’s 6-Year Listing Surge & Canterbury Dominance

Kiwi property sellers are officially done waiting around for "perfect" market conditions. June saw the highest volume of transaction activity in six years, with total stock climbing to 34,761 homes, giving buyers ultimate leverage. Meanwhile, Canterbury hit an all-time record average asking price of over $757,000.

3. The Double-Digit Affordability Boost

Massey University's Home Affordability Index reveals a massive 12.6% quarterly gain and a phenomenal 23.1% annual surge in nationwide housing affordability. A stellar combination of lower fixed interest rates, rising incomes, and corrected vendor expectations has opened up a brilliant buying window across Auckland, Wellington, and Northland.

4. ASB’s Split-Direction Rate Adjustments

Commercial lenders are rewriting the mortgage playbook ahead of the next major OCR shifts. ASB executed a series of split-direction moves—bumping up short-term 6-month options while simultaneously cutting long-term 3 to 5-year fixed mortgage rates down significantly.

5. Social Housing Realities & Private Landlords

With emergency housing numbers under strict review, 30% of declined applicants are left navigating the accommodation gap without direct government help. This underscores the critical, socially valuable role private property investors play in providing stable, reliable long-term housing solutions without dragging on the taxpayer.

Ready to learn the exact risk-reduction strategies needed to succeed as a property investor in New Zealand without risking it all?

👉 Register for our next FREE Educational Webinar: How to Succeed with Property Investing. Secure your independent, zero-pressure spot here: www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Ready for some genuinely encouraging news about the New Zealand property market? In Episode 19 of New Zealand Property Insights, Paul and Debbie Roberts pull back the curtain on the exciting opportunities opening up as rental markets rebalance and active buyers establish clear winning strategies. Discover why New Zealand's stable policy environment is outperforming Australia’s tax-squeezed rental market, how Trade Me's Winter Pulse report reveals hidden hotspots in Canterbury, and how to successfully navigate the bank financing rules behind the upcoming apartment size deregulation.

1. Trans-Tasman Rental Split: The latest Regional Rental Affordability Index reveals that local rental burdens dropped 5% over the past year as New Zealand's restored interest deductibility stabilized investor and tenant confidence. While our neighbors across the Tasman face severe shortages due to artificial tax constraints, Kiwi property owners are perfectly positioned to enjoy a balanced and highly predictable cash-flow environment.

2. Inside Trade Me's Winter Pulse: Trade Me's newly released property report proves that active buyers are staying highly disciplined, using smart non-negotiable criteria to target the best properties in a favorable buyers' market. With Canterbury completely dominating regional search volumes outside of Auckland, strategic investors have a golden opportunity to expand into resilient, highly affordable regional hubs.

3. Sizeless Apartments & Lending Realities: The government's proposal to eliminate minimum apartment sizes is set to unlock excellent, affordable entry-level options for students and young professionals seeking dynamic urban lifestyles. To fully capitalize on this density shift, buyers must simply align with independent mortgage advisers to comfortably navigate bank lending limits on smaller units and secure their long-term equity.

Want to learn how to identify high-performing regional assets under the $500,000 mark and build a portfolio that thrives while the main centers take a breath?

👉 Register for our next FREE Educational Webinar: "How to Succeed with Property Investing" Click here to secure your free spot: www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Think a 17% market dip is all bad news? Think again! While falling house prices are creating some bizarre living arrangements for separating couples, they are also opening up the single greatest buying window in a decade. In this episode of The Week in Review, Debbie Roberts reveals why savvy first-home buyers just grabbed a record 27.7% market share, how you can use bank logic to beat election-year panic, and how to turn today's flat market into your ultimate wealth-building launchpad.

The 17% Market Drop and The Ex-Partner Dilemma Property values are down 17% from the 2021 peak, leaving some peak-boom buyers in negative equity and forcing 60% of separating couples to temporarily cohabit under one roof. While this structural down-cycle creates short-term friction for sellers, it leaves the field completely wide open for smart buyers to lock in discounted floor pricing with zero competition.

The Election Reality Check Election years always cause a temporary wait-and-see slowdown, but data proves commercial banks never alter core credit criteria based on campaign promises. Lending rules depend entirely on Reserve Bank regulations and funding costs rather than political rhetoric, allowing savvy buyers to confidently exploit this quiet window. Source: New Zealand Adviser

First-Home Buyers Grab a Record 27.7% Share While overall transaction volumes are down 4.7% year-to-date, first-home buyers are absolutely thriving in current conditions. They have bucked the trend to execute 10,025 purchases and capture an all-time record 27.7% market share by taking action while investors and movers sit on the sidelines. Source: 1News

The Trans-Tasman Brain Drain Reversals The Kiwi brain drain has hit a major turning point, with citizen departures falling 4.7% and returning citizen arrivals jumping 7.1% as Kiwis escape Australia's sky-high house prices and brutal rental markets. With New Zealand’s quarterly GDP growth at 0.8% actively outpacing Australia's sluggish economy at 0.3%, this returning capital adds an exceptionally solid foundation for future property stability. Source: New Zealand Herald

The KiwiSaver and Superannuation Saving Rules Actuaries suggest a 10% total KiwiSaver rate is the optimal default setup, but political frameworks aim to mandate a 12% baseline by 2032 to match international standards. Because economic modeling shows future means-testing for NZ Super is highly likely, building an independent property portfolio is now your best tool for long-term retirement security. Source: New Zealand Herald

Connect with Property Apprentice Register for our next FREE Educational Webinar: How to Succeed with Property Investing. Click here to secure your free spot: www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are New Zealand property buyers quietly proving the mainstream headlines wrong? In this catch-up episode of New Zealand Property Insights, Debbie Roberts explains why Kiwi buyer intent has jumped despite flat national asking prices, how Auckland's upcoming density rollback could slide home values by up to 8% over time, and the policy differences keeping New Zealand's rental market stable while Australia faces a severe crisis.

Plus, we look at a classic house-sharing feud that ended up in the Disputes Tribunal, and ask whether KiwiSaver rules should be updated to support modern buying strategies.

Episode Highlights & News Sources

• 1. Quiet Buyer Intent Gains Ground: National asking prices are flat, but regional markets like Southland are surging (+10.2%). First-home buyers led the charge, capturing 27.5% of all Q1 purchases.
• 2. CoreLogic Suburb Breakdown: 56% of New Zealand suburbs recorded stable or rising values (led by Southland and West Coast), while Auckland’s Wesley and Glen Innes saw sharp drops under heavy supply.
• 3. Trans-Tasman Rent Comparison: New Zealand rental affordability is improving (Hawke's Bay down $53/wk) while Australian metros face extreme rental stress. New Zealand's interest deductibility restoration is actively helping supply.
• 4. Auckland's July Zoning Decision: Council is debating two density rollbacks. Projections show Scenario B (denser zoning) could lower home prices by 5% to 8% over time while generating $3.9B in economic benefit.
• 5. Co-buying and Property Sharing Pitfalls: A recent Disputes Tribunal feud over cleaning products and utility bills serves as a sharp warning against buying property with friends without a formal agreement.

Interactive Question of the Week

We want to hear from you! Should the Government change the rules and allow Kiwis to use their KiwiSaver to buy a regional rental property under a rent-vesting strategy? Or should it remain strictly for a home that you intend to live in? Let us know your thoughts and your experiences in the comments or reply to our Spotify Q&A poll!

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👉 Register for our next FREE Educational Webinar: "How to Succeed with Property Investing" Click here to secure your free spot: www.propertyapprentice.co.nz

(Please note: We are independent financial advisers. We do not sell property, meaning our training is 100% focused on your strategy and goals).

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is New Zealand’s property market quietly offering you a hidden advantage?

While the mainstream headlines scream about high interest rates and a frozen sales volume, a major shift is happening behind closed doors. NZ banks are actively cutting back credit rules, slashing criteria, and sweetening their cashback offers in an aggressive bid to win your business.

In this episode of NZ Property Insights, financial adviser Debbie Roberts and seasoned investor Paul Roberts analyze the "Lender Appetite Paradox." We break down why lenders are suddenly open for business, whether you should capitalize on these friendly conditions before the crowd wakes up, and how to structure your risk.

We also dive deep into a remarkable winter rental shift, highlighted by an extraordinary 18.6% annual rent correction in Otago, and explore the changing landscape of Kiwi density as Auckland suburbs opt-out of blanket housing laws, leading more buyers to choose modern apartment living over the quarter-acre dream.

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THE DATA DEEP DIVE:

• Banks Easing Credit: The latest survey of 59 mortgage advisers reveals a substantial 29% increase in bank willingness to advance funds, resulting in lower uncommitted monthly income thresholds and easier 20% deposit paths.
• The Fixed-Rate Playbook: Why 74% of active borrowers are locking in a 2-year fixed rate at 5.69% rather than committing to shorter or longer terms.
• Otago Rent Shock: Average weekly asking rents in Otago plummeted from 699 down to 569 annually, a sharp 18.6% drop as local supply temporarily outpaces tenant demand.
• Planning Backdowns: How Resource Management Minister Chris Bishop’s blanket density exemptions are impacting high-value suburbs like Epsom.
• Mortgage-Free Pathways: The real-life case studies of everyday Kiwis bypassing traditional property models to achieve financial freedom sooner through compact city homes.

About Property Apprentice: We are a 100% independent property education and coaching company in New Zealand. We do not sell property, which means we have zero conflicts of interest. Our only goal is to help you build stable, long-term wealth through realistic financial education.

Subscribe to the podcast, leave a 5-star review, and let us know your thoughts: Is this current bank shift the window of opportunity you have been waiting for?

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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First-home buyers are quietly rewriting the rules of the New Zealand property market. Despite a flat wider economy, a record 75% of first-home buyer purchases this year are standalone houses—the highest level since 2020.

But as the market continues to fragment, we are seeing a fascinating regional split. While Auckland and Wellington face slower movements, areas like Southland, Taranaki, and Otago are showing surprising resilience. Meanwhile, mortgage arrears are falling, but financial hardship applications are spiking—pointing to a deeper credit squeeze on middle-aged Kiwis.

In this episode of the Week in Review, Debbie Roberts (Financial Adviser at Property Apprentice) breaks down the five critical economic shifts shaping your property choices right now.

👉 Register for our next FREE Online Masterclass "How to Succeed with Property Investing:" : https://www.propertyapprentice.co.nz

📞 Book a No-Obligation Consultation with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

KEY ECONOMIC INSIGHTS COVERED:

• The Cotality Westpac New Zealand First Home Buyer Report reveals that standalone homes are back in fashion, making up 75% of FHB purchases nationally.
• Centrix credit data shows that while overall mortgage arrears dropped to 1.49% of the credit active population, formal financial hardship cases rose by 13.3% year-on-year.
• Regional property trends: Wellington's asking prices jumped 12.9% due to a 32.1% drop in new listings, while Southland hits record asking price highs.
• Chief Economist Shamubeel Eaqub's new modelling highlights how a flat 15% tax on KiwiSaver contributions and returns could leave the average retiree $60,000 better off.

About Property Apprentice: We are a 100% independent property education and coaching company in New Zealand. We do not sell property, which means we have zero conflicts of interest. Our only goal is to help everyday Kiwis, first-home buyers, and experienced investors make smart, data-backed decisions.

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this post-budget episode, Paul and Debbie Roberts cut through the mainstream media noise to deliver the real data, strategies, and opportunities hiding in the current property market.

We kick things off by breaking down groundbreaking economic research that challenges outdated council building targets and introduces "price signal planning". Then, we cast our eyes across the Tasman, where Australia's latest federal budget has left their property community deeply envious—with Aussie media openly calling New Zealand a real estate "tax haven". Finally, we unpack a structural social housing reform shifting hundreds of millions of dollars directly into the private rental market to boost tenant stability.

1. Ditching Arbitrary Council Quotas for Price Signals

• The New Zealand Initiative's Beyond Targets report demonstrates that hitting numeric council targets has historically failed to improve underlying housing affordability.
• Substantial price jumps right at invisible council zoning lines act as clear proof that development permissions are being treated as a rationed, scarce commodity rather than meeting actual demand.
• The Latest REINZ Figures: National median residential prices slipped a minor 0.6% year-on-year to $775,000, while sales volumes dropped 7.9% nationally—led by a 14.8% annual decline in Auckland as the market finds a stable footing.

2. Why Australia Thinks NZ is a Real Estate Tax Haven

• Australia's new federal budget cuts their capital gains tax discount to a minimum 30% tax rate, targets legacy assets bought before 1985, and heavily restricts negative gearing.
• New Zealand stands in stark contrast with no general capital gains tax outside a 2-year bright-line test, no stamp duty, and no land tax.
• Because Australian buyers are completely exempt from our foreign buyer restrictions, a favorable exchange rate is setting the stage for an influx of trans-Tasman capital.
• Data reveals Kiwi investors care far more about monthly cash flow and loan serviceability than back-end capital gains taxes, making our market highly attractive.

3. The $387.5 Million Cash Injection for Private Rentals

• The government's multi-year social housing reform package raises the minimum income-related rent contribution from 25% to 30%.
• This structural rebalancing unlocks $387.5 million in operating savings, which is being completely reinvested back into the private sector.
• Maximum weekly Accommodation Supplement rates will climb by $10 to $30 a week, leaving roughly 111,000 families renting in the private market better off by an average of $14.91 a week.
• For private landlords, this targeted support fundamentally lowers the risk of rent arrears and increases overall tenant stability.

Want to discover how to navigate the current buyer's market, analyze local cash flow numbers, and purchase the right property for your personal financial goals?

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this week's Property Apprentice Week in Review, Debbie Roberts unpacks the biggest economic, property, and personal finance stories shaping New Zealand.

This episode covers the key announcements from Budget 2026, the Reserve Bank's closely watched OCR decision, new data showing nearly half of first-home buyers are entering the market with less than a 20% deposit, the growing pressure on rental affordability, and what recent KiwiSaver statistics reveal about wealth-building across different age groups.

Whether you're a property investor, homeowner, landlord, first-home buyer, or simply interested in New Zealand's economic outlook, this episode provides practical insights to help you make more informed financial decisions.

Topics discussed:

• Budget 2026 and public sector workforce reductions
• Regional investment opportunities emerging from government spending
• OCR outlook and mortgage rate implications
• First-home buyer lending trends
• Rental affordability and housing supply pressures
• KiwiSaver balances by age and gender
• Long-term wealth creation through property investment

Property Apprentice helps everyday New Zealanders build wealth through informed property investment decisions, independent education, and expert guidance.

Learn more at www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this episode of NZ Property Insights, Paul and Debbie Roberts unpack the critical structural changes transforming the New Zealand real estate landscape. We analyze the long-term fallout of the interest deductibility policy, evaluate how changing mortgage dynamics are fueling a massive first-home buyer renaissance, and look at the compliance adjustments simplifying transaction pipelines for everyday trusts.

• The Deductibility Reversal: An analytical look back at the three-year tax experiment that significantly reduced long-term rental supply, effectively taxed property business owners on unmade profits, and inadvertently drove national median market rents up to $600 per week.
• The First-Home Buyer Renaissance: How a prolonged flat growth environment has hollowed out market competition, allowing first-home buyers to capture a massive 27.5% market share while securing superior property quality for their money.
• AML Reform Common Sense: Breaking down Associate Minister of Justice Nicole McKee’s risk-based adjustments that successfully scale back enhanced due diligence costs and friction for simple family trusts.

If you want to understand how to leverage these shifting tax landscapes, assess your borrowing capacity accurately, or build a resilient multi-income strategy, join us for our next free, live online educational event:

👉 Register for "How to Succeed with Property Investing"

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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The property market headlines say "stagnant"—but the real data tells a completely different story. While the mainstream media fixates on flat price movement to trigger clickbait anxiety, the reality is that the speculative noise has cleared out, giving everyday buyers the ultimate upper hand.

In Episode 14 of NZ Property Insights, Paul and Debbie Roberts break down The Reality Behind Stagnant Housing Headlines and reveal how First-Home Buyers are officially taking over the market. We dissect the latest CoreLogic data showing first-time buyers capturing a massive 27% market share, explain why flat pricing in Auckland and Wellington represents the faireest market value in years, and expose the hidden financial updates you must prepare for this month.

Whether you are looking to secure your first property or scale your existing portfolio, this episode cuts through the noise to show you exactly how to navigate this unique window of opportunity.

Inside this episode, we unpack:

• 🔑 The First-Home Buyer Takeover: How first-time buyers successfully snapped up nearly 25,000 properties over the past year, capturing over 27.5% of all national sales activity.
• 🏡 The Standalone Triumph: Why a staggering 77% of first-home buyers are actively bypassing compact apartments to secure full standalone houses with backyard space.
• 📉 The Stagnant Headline Reality: Why flat property metrics in Auckland and Wellington aren't a sign of danger, but a return to realistic, long-term fair market value.
• ⚖️ The DTI Anchor: How the implementation of debt-to-income limits acts as a vital safety barrier that shields your asset values from volatile boom-and-bust cycles.
• 💰 The Westpac OCR Stress Test: Why mortgage fixed rates are adjusting, and how to accurately stress-test your numbers against a potential $200-a-week repayment shift.
• 🤖 The AI Mortgage Revolution: How two-thirds of mortgage advisers are utilizing AI software to slash manual administrative tasks, and the critical traps of "AI hallucinations" in legal guidance.

Don't let sensationalized news cycles freeze your momentum. Learn how to look past the surface headlines, read the underlying data, and become the true CEO of your financial future.

📅 Register for our next FREE Live Online Event: "How to Succeed with Property Investing"

💻 Visit our website for independent, data-led property analysis: 👉 www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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The power dynamic in the property market has officially shifted. Are you prepared for a landscape where the buyer finally dictates terms?

In this week's review, Debbie Roberts (Financial Adviser and Owner at Property Apprentice) cuts through the alarming headlines to dissect a market undergoing a healthy recalibration. We dive deep into new data showing national rents dropping nearly $30 below their peak, a massive rebound in building consents, and the hidden $100 million mortgage war being waged behind closed bank doors.

If you're waiting on the sidelines out of general market jitters, you might be missing a once-in-a-decade window of opportunity to build a long-term foundation for wealth.

Inside this episode, we break down:

• 📉 The Rental Recalibration: Why national rents fell to $631 a week, what is causing the contraction in Wellington, and the two regions hitting record-high yields.
• 🏗️ The Consent Paradox: What is behind the 11% surge in annual housing approvals (37,700 new homes) and how buyers can insulate themselves from builder cost escalations.
• 💰 The $100M Cashback Scramble: Why retail banks are intensely competing for low-LVR borrowers and why you might be leaving money on the table if you haven't reviewed your mortgage in six months.
• ⚖️ The Death of FOMO: Why rate anxiety skyrocketed from 2% to 65% in record time, and how smart, data-led buyers look at this crowd retreat as a massive buying signal.
• 🤖 AI and Job Security: The Reserve Bank's warnings on artificial intelligence and why learning to utilize AI tools is your ultimate career asset.

April Rental Report: Average weekly rent falls year-on-year in most across the motuNZ housing consents rise 11% as sector reboundsMini upturn in NZ house prices under threatNon-bank lending balloonsFirst‑home buyers take lead in softer NZ property market📅 Register for our next FREE Live Online Event: "How to Succeed with Property Investing"

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are you aware of how well-positioned New Zealand property is on the world stage? While local headlines often focus on short-term challenges, sweeping new tax policies in Australia and the United Kingdom are quietly transforming the Kiwi property market into one of the most attractive, stable safe havens for capital growth in the world.

In this special bonus episode of NZ Property Insights, Paul Roberts delivers an eye-opening global comparison. Learn why aggressive new budget crackdowns across the Tasman and intense policy squeezes in the UK are leaving traditional overseas landlords scrambling—and why New Zealand’s steady growth, political stability, and high resale profitability mean local investors truly "don't know how lucky they are."

Michael Yardney's Update Click Here

Inside this episode, we break down:

• The Trans-Tasman Tax Shock: What the end of the 50% Capital Gains Tax discount and sudden limits on negative gearing mean for the Australian market.
• The UK Landlord Crackdown: How severe stamp duty changes, the elimination of mortgage interest deductions, and a 45% tax band push have triggered massive backlash in Britain.
• The Failed Policy Experiment: Market expert Michael Yardney’s crucial warning about why removing landlord incentives damages rental supply long-term.
• The New Zealand Advantage: Why steady GDP growth and fresh data proving that 88% of properties sold for a resounding profit make local real estate a premium destination for long-term wealth creation.

Don’t miss this global reality check. Tune in to discover how to stay ahead of the curve and make the global shifts work in your favor!

📅 Register for our next FREE Online Event: "How to Succeed With Property Investing"

👉 https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is this the best time to buy in a decade? While the mainstream media fixates on a "landlord exit," the hard data reveals a rare, high-opportunity window that Paul and Debbie Roberts are calling the "Goldilocks Market."

In Episode 13, we cut through the negative noise to show you why New Zealand property is currently at its most affordable level in 10 years. With sales volumes hitting their highest peak since the 2021 boom—yet prices remaining remarkably stable—the power has shifted firmly into the hands of strategic buyers. Whether you are looking for your first home or your next high-yield investment, this is the blueprint for navigating a sustainable, measured market.

In this episode, we celebrate the positives:

• The Affordability Milestone: Why current house-price-to-income ratios make this the most accessible market in a decade.
• The Sales Surge: Unpacking the 7,853 sales in March—the highest volume in years—and what it means for market liquidity.
• Regional Superstars: Why the West Coast (+22.1%) and Southland (+17.9%) are leading the charge in capital growth.
• The $60 Million Success Story: How a new 297-unit development in Auckland proved the massive valuation gains available in the "Build-to-Rent" sector.
• DTI "Green Lights": Why new debt-to-income limits actually favour savvy investors and new-build strategies.

Don't wait for the headlines to turn positive—by then, the window will be closed. Learn how to use the current "Goldilocks" conditions to secure your financial future today.

Ready to navigate the market with strategy, not fear?

📅 Free Online Event: Learn to identify the next growth corridor before the crowd. Register here

💻 Website: www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Construction costs are undergoing a systemic reset. As material costs surge due to energy intensive kilns and smelters , investors must move from theory into action.

In this episode, Debbie Roberts answers your burning questions: Should you cancel your build? Are fixed-price contracts safe? We reveal the "Silver Lining" of lower wage inflation and why existing property stock is looking like a high-value bet for the risk-averse.

Key Takeaways:

• Supply Chain Squeeze: Why importing costs from China are up 22%.
• The 15% Rule: Why a 5% contingency buffer is dead.
• LVR/DTI Exemptions: The 6-month CCC window you need to watch.

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Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are sellers finally meeting the market? This week, Paul and Debbie Roberts dive into new data showing $54.7 million was cut from New Zealand asking prices in just three months. We look at why the "expectation gap" is closing and what that means for your next negotiation.

We also tackle the rising hurdle of insurability—why "short memories" about flood risks are being replaced by a permanent shift in how banks and insurers view risk. Plus, find out why an Aussie influx is targeting New Zealand for both value and safety.

Highlights:

• The $33k Average Drop: Breaking down the 1,647 properties that adjusted their prices.
• Insurance "Future-Proofing": The critical IFSO ruling that places the cost of better rebuilding on you.
• The Brisbane Comparison: Why NZ land is currently "really cheap" for Australian investors.

Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: https://www.propertyapprentice.co.nz/

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Compared to the latest ANZ and CoreLogic forecasts, this 2026 Census data reveals a much more resilient NZ property market than the headlines suggest. While many are predicting a slow recovery, the ground-level data shows that intensified building is already opening massive doors for home ownership in key growth corridors.

In Episode 11 of NZ Property Insights, Paul and Debbie Roberts go behind the numbers to explain why "sideways" doesn't mean "stagnant" and how a major regulatory shift on April 16th just changed the game for New Zealand landlords.

PLEASE NOTE: If you downloaded this episode before 3:00 AM and hear the wrong audio, please delete the download and re-download to get the correct version!

We had a "tech gremlin" swap our files at launch, but the correct episode is now live. Thanks for your patience!

In this episode, we break down:

• The Census Revelation: Why intensified construction is the "secret weapon" helping Kiwis beat the home ownership bias and find new paths into the market.
• The 21.6% Market Floor: National property values remain 21.6% higher than March 2020. We discuss why this creates a solid foundation for your next move.
• Growth Corridors Revealed: We name the three specific areas—Penrose, Ruakura, and Wharewaka—where the housing mix is fundamentally shifting.
• The New Meth Rules (April 16): A massive win for landlord sanity! We unpack the shift to the 15-microgram threshold and the new 30-microgram "uninhabitable" limit.
• The $50,000 Compliance Trap: Learn the mandatory 7-day disclosure rule and how to protect yourself from heavy penalties.
• The Migration Factor: With net migration hitting 43,000 per year, we look at how population pressure is outperforming the Reserve Bank’s expectations.

Resource Links: 📅 Free Online Event: Learn to identify the next growth corridor before the crowd. Register here: https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: https://www.propertyapprentice.co.nz/

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is the New Zealand property market "stuck," or is it quietly preparing for the next big shift? While global headlines are heavy with oil shocks and geopolitical tension, the ground-level data shows a market holding its nerve—and in some regions, completely shattering expectations.

In this episode of The Week in Review, Debbie Roberts reveals why "sideways" is actually a strategic accumulation window, how to navigate the bizarre new world of AI scams at the Tenancy Tribunal, and which NZ regions have already fully recovered to their 2021 peaks.

Inside this week’s breakdown:

• The Global Ripple Effect: We look at the "Fuel Storm" and Middle East conflicts. Is the uncertainty creating a "buyer’s standoff," or is it the perfect time to negotiate?
• The Regional Leaders: While Auckland waits, Christchurch and Southland are already back at record 2021 levels. We unpack why these regions are the "canaries in the coal mine" for a national recovery.
• AI Hallucinations at the Tribunal: A major warning for landlords! We expose the surge in AI-generated scams and 100-page "hallucinated" claims causing chaos at the Tenancy Tribunal.
• The April 1st Wealth Shift: The 80% interest deductibility return is here, plus a 20% accelerated depreciation boost for businesses. We show you how to turn these tax changes into immediate cash flow.
• The KiwiSaver Hardship Reality: With a record $49 million withdrawn in March, we issue a critical warning for anyone on benefits: don't let a hardship withdrawal disqualify your entitlements.
• CEO Mindset: Why the most successful investors treat a sideways market as a "building phase." Learn how to act as the CEO of your own financial future.

Resource Links: 📅 Free Online Masterclass: Learn the mechanics of building a portfolio that works regardless of the headlines. Register here: https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Stay ahead of the NZ Property Market with this week's deep dive into the economic shifts affecting Property Investment NZ. While national headlines paint a cautionary picture of Real Estate New Zealand, the underlying data reveals a massive "Auckland Skew" and a unique window of opportunity for patient buyers.

In this episode of The Week in Review, Debbie Roberts breaks down the "Invisible Tax" hitting household budgets and why one major bank is now predicting three more interest rate hikes starting as early as July.

Key Insights This Week:

• The Invisible Petrol Tax: With petrol prices jumping nearly 19% in March, fuel spending skyrocketed by 17%. We discuss how this "budget reshuffle" is impacting the wider economy and your tenants' ability to handle rent increases.
• The 3-Hike Warning: ANZ has issued a bold prediction: three more OCR hikes could be coming. We unpack why the window to secure current rates is closing faster than most realize.
• The Auckland Skew: National median prices eased 0.3%, but if you strip Auckland out, the rest of the country saw a 1.4% lift. We explain why regional growth is the real story the headlines are missing.
• The 36% Auction Rule: With auction clearance rates at 36%, we are in a "buyer's standoff." Learn the exact negotiation tactics to use when only 47% of properties are hitting their RV.
• Myth-Busting: Why your owner-occupied home is a "liability with benefits," not an investment—and how to build a strategy that generates actual income.

Links & Resources Mentioned:

• Free Online Event: Register for How to Succeed with Property Investing
• Website: Property Apprentice

📈 WE NEED YOUR HELP: We’ve set a goal to help 1,000 Kiwis with their property strategy this week. If you found this data valuable, please hit the Share button in your podcast app and send this to one person!

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is the New Zealand housing market heading for a total crash, or are we just seeing a temporary hit to confidence? In Episode 10 of New Zealand Property Insights, Paul and Debbie Roberts tackle the latest Reserve Bank "hawkish" hold, a record spike in rental prices, and a shocking investigation into rogue landlord practices.

In this episode, we cover:

• The RBNZ's Hawkish Hold: The Official Cash Rate remains at 2.25%, but the message is clear—if inflation doesn't drop to 2%, timely increases are coming. We discuss why ANZ is now predicting a 2% house price drop and what this means for your current equity.
• The Rental Market Crossroads: While national listings fell by 3.2% in March, some regions are hitting extreme pressure points. Average rents in the Central Otago Lakes district have hit a staggering record high of $903 a week. We also address why a record 26% of investors are considering the "exit door."
• Rogue Landlords & Compliance: We break down the high-profile investigation into a mother-and-son pair facing $30,000 in penalties for substandard rentals and failing to lodge bonds. Professional standards are no longer optional—they are a survival requirement in the 2026 market.
• Counter-Cyclical Strategy: When the masses hesitate, the "educated" investors find their best deals. Learn how to split your debt to avoid rate shocks and why "buying when others are scared" is still the fastest way to fund your retirement.

📈 WE NEED YOUR HELP: We are trying to reach a milestone of helping 1,000 Kiwis this week. If you find this data valuable, please hit the Share button on Spotify, Apple, or YouTube and send this to one person who owns property.

Resource Links: 📅 Free Online Event: Learn how to succeed in any market cycle. Register for "How to Succeed with Property Investing": https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: https://www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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While some commentators are calling the current New Zealand property market slow, we are actually seeing an incredibly exciting window of opportunity. In this episode of The Week in Review, Debbie Roberts breaks down the localized wealth booms, massive zoning changes in Auckland, and why high-net-worth foreign buyers are flooding the premium market.

In this episode, we cover:

• The South Island Boom: While national property values only increased by 0.2% in March, wealth is highly localized right now. Invercargill jumped 1.7% for the month (up 7.1% year-on-year), and areas like Central Otago are hitting brand new all-time peak values.
• 6 Years Post-COVID Reality: The latest QV House Price Index shows national home values are 21.6% higher than they were in March 2020. Christchurch values have skyrocketed 55% since pre-lockdown, while Wellington is sitting slightly lower than March 2020 levels.
• ANZ's Forecast Shift: With Auckland now accounting for 37% of New Zealand's housing inventory, ANZ has revised its 2026 house price predictions. We discuss why they shifted their forecast from a 5% increase to a potential 2% fall, and why this extends the buyer's market window.
• Auckland Plan Change 120: The government has mandated a new 1.4 million homes capacity floor for Auckland, allowing the council to downzone outer suburbs. However, 15-story zoning is locked in around the City Rail Link (like Maungawhau and Kingsland), legally protecting the development potential of transit-hub land.
• The Golden Visa Rush: Since the Active Investor Plus scheme changes on March 6th, foreign buyers from the US, China, Germany, and South Korea are snapping up $5M+ properties. Some US buyers are so petrified of global instability they are specifically asking for properties with bunkers! We explain how this top-end urgency will ripple down through the market.

Resource Links:

📅 Free Online Event: Learn how to succeed in any market cycle. Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: https://www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are the surging building consent numbers hiding a deeper economic reality? In Episode 9 of New Zealand Property Insights, Paul and Debbie Roberts unpack three major shifts in the New Zealand financial landscape.

In this episode, Paul and Debbie cover:
Surging Consents vs. Economic Reality: Stats NZ data reveals 37,534 new homes were consented in the year to February, representing a 12% year-on-year increase. Auckland remains the growth engine, with multi-unit dwellings like townhouses making up over half of all new homes consented. However, Paul and Debbie explain why rising construction and excavation costs are making project feasibilities highly sensitive, and why buyers must use sunset clauses and fixed pricing.
The KiwiSaver Shift:On April 1st, the default KiwiSaver contribution rate increased from 3% to 3.5%. An ASB survey found that 51% of people planned to increase their contributions to match this new rate. While this is a minor weekly adjustment—around $7 extra for someone earning $70,000—it has a massive compounding effect over time. We discuss why younger investors stand to benefit the most, despite having the lowest awareness of the changes.
The Balanced Property Market: A new CBRE valuers report shows the housing market is currently stable and balanced. First-home buyers are the most active demographic, but they are heavily favoring move-in ready homes. This creates a massive opportunity for savvy investors to purchase unrenovated "do-ups" with less competition and manufacture their own equity in a flat market.Whether you are looking to build a new townhouse, check your KiwiSaver settings, or find hidden property deals, this episode provides the factual insights you need.Resource

Links:
📅 Free Online Event: Learn how to succeed in any market cycle.
Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/auckland-events/

💻 Website: https://www.propertyapprentice.co.nz

NZPropertyMarket #PropertyApprentice #KiwiSaver #RealEstateNZ #PropertyInvestmentNZ #WealthCreation

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are we really in a flat NZ property market, or are you missing out on hidden bank payouts? In this episode of the Week in Review, Debbie Roberts from Property Apprentice unpacks a fascinating shift in how wealth, property, and debt are managed in New Zealand.

If you are feeling the pinch, Reserve Bank Chief Economist Paul Conway explains why: it is fundamentally an issue of purchasing power. Although inflation has slowed, overall prices have surged by approximately 26% since 2020. Debbie explains why monetary policy won't save us, why New Zealand remains structurally expensive, and how successful investors are actively pivoting to adding value instead of waiting for lazy capital gains.

In this episode, we also cover:

🚨 Bank "Loyalty Payouts": How banks are actively offering cash retention payments of 0.25% to 0.4% to existing home loan customers just to stop them from refinancing.

📉 The "Flat Market" Myth: Why the national "sideways" trend is an illusion. We dive into Cotality data revealing that 56% of tracked suburbs actually recorded flat or rising house values.

🔮 Forecast Reversal: Why ANZ economists went from predicting a 5% increase to a 2% fall in house prices for 2026 amid the conflict in the Middle East.

👴 The Retirement Gap: With mandatory KiwiSaver contributions rising to 3.5% from the 1st of April, Sharesies data shows four in ten Kiwis could still fall short of a basic, "no-frills" retirement.

📢 FREE MASTERCLASS: How to Succeed with Property Investing Times of broader uncertainty often create the best local opportunities. Join our free online masterclass to learn how to spot the right opportunities, protect your cash flow from inflation, and build wealth safely step-by-step. We are a Kiwi-owned and operated business. Because we don't sell property, our financial advice and coaching support is completely unbiased.

👉 Register here: www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are landlords losing their leverage? In Episode 8 of New Zealand Property Insights, Paul and Debbie Roberts unpack a massive divergence in the national rental market, explain how homeowners are fighting back against inaccurate council flood maps, and break down the government's brand new regulations for property managers.

In this episode, Paul and Debbie cover:

• The Rental Market Divergence: A tale of two cities. We break down the latest data showing Wellington's rental stock has surged by 54.2%, causing average rents to drop by 8.9%. Meanwhile, regions like Hawke's Bay have seen stock skyrocket by over 115%. We explain why landlords need to drop their egos, prioritize cash flow, and focus heavily on tenant retention right now.
• Fighting Council Flood Maps: We look at a recent case of a Glendowie homeowner fighting Auckland Council over a "flood-prone" designation based on broad-brush 2016 LiDAR data. We explain how sellers can protect their property value with private drainage reports and insurance history, and how savvy investors can use these limb notations to negotiate massive discounts.
• Property Management Regulated: Finally! Associate Minister of Housing Tama Potaka has announced a new government-backed framework to regulate residential property managers. We explain what the new public register means for you, and why the mandate for separate audited trust accounts will finally force the "cowboys" out of the industry.

Whether you are trying to fill a vacant rental, looking to buy a discounted property, or want to make sure your property manager is handling your money legally, this episode is packed with essential advice.

Resource Links: 📅 Free Online Event: Learn how to succeed in any market cycle. Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/auckland-events/

🏠 Book a Free Chat: Need to stress-test your strategy?

Book a free, no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

💻 Website: https://www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are property investors really just "unproductive speculators"? In Episode 7 of New Zealand Property Insights, Paul and Debbie Roberts dismantle this long-standing myth with hard economic data. Plus, they break down the latest REINZ figures and provide a crucial survival guide for those currently trapped in negative equity.

In this episode, Paul and Debbie cover:

• The $24.8 Billion Truth: A new Infometrics report commissioned by the NZPIF proves that private residential property investors are a massive economic engine. Investors generate $24.8 billion in value-added economic activity, making up 5.9% of New Zealand's GDP. By spending $4.1 billion on maintenance and $10.7 billion on new builds, investors sustain 126,000 jobs across the country.
• The 'Patient' Market: The latest REINZ data shows a market that is moving at a deliberate pace. The national median sale price rose 3.2% year-on-year to $795,000, while sales volumes remained relatively flat. With the national median time to sell sitting at 56 days, Paul and Debbie explain why this "standoff" is actually an educated investor's best friend.
• Surviving Negative Equity: Cotality estimates that 5,000 people who bought at the 2021 market peak have recently sold at a loss, and around 1,700 first-home buyers have had their 20% deposits wiped out. If you are currently underwater on your mortgage, Paul and Debbie share practical steps to survive—including restructuring with your bank, finding a boarder, and manufacturing your own equity through DIY improvements.

Whether you are looking to understand the true value of your investment business or just need a clear plan to navigate a flat market, this episode provides the factual insights you need.

Resource Links:

📅 Free Online Event: Learn how to succeed in any market cycle. Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/auckland-events/

🏠 Book a Free Chat: Need to stress-test your strategy? Book a free, no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

💻 Website: https://www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is it finally getting easier to buy a house in New Zealand? In Episode 6 of New Zealand Property Insights, Paul and Debbie Roberts unpack the latest data showing housing affordability is at its best level in nearly a decade. Plus, they issue a massive warning about a deceptive "get-rich-quick" scheme making a comeback in the real estate market.

In this episode, Paul and Debbie cover:

• The Affordability Equation: Why the "handbrake is off" for the property market. We break down the latest Cotality data showing it now takes an average of 9.6 years to save a deposit, down from the peak of 13.4 years. Wellington is currently the most affordable main centre with a 6.4 value-to-income ratio, while Tauranga remains the least affordable at 8.5.
• The Property Flipping Trap: A serious warning for both buyers and sellers. We expose the "contemporaneous settlement" tactics used by unlicensed property traders and "gurus" to make quick profits off unwitting vendors. We explain why these schemes leave everyday Kiwis at risk of losing their deposits or facing massive tax bills from the IRD.
• The Rental Squeeze: Tenant demand is surging, with rental enquiries up 35.5% in February. However, rents are barely budging—with Auckland up just 0.7% and Wellington actually falling by 7.4% year-on-year. We explain why we are in a highly price-sensitive renter's market and why landlords need to prioritise tenant retention over rent hikes.

Whether you are looking to buy your first home, expand your portfolio, or just want to ensure your current rentals are protected, this episode provides the factual, evidence-based insights you need.

Resource Links: 📅 Free Online Event: Learn how to succeed in any market cycle. Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/events

🏠 Book a Free Chat: Need to stress-test your strategy? Book a free, no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

💻 Website: https://www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is a volatile global market your best window of local opportunity? In this episode, Debbie Roberts from Property Apprentice breaks down why you shouldn't let overseas headlines dictate your financial strategy.

We explore why top economists believe the Middle East conflict won't crash the local property market, and why pulling your money out of KiwiSaver right now is a dangerous move.

Key Topics Discussed:

• The "Pump Tax": How higher global oil prices will squeeze household disposable income .
• Auckland's Intensification: The pushback from residents over 15-story apartments and the reality of townhouse development .
• The End of Speculation: Why the "Sharesies generation" is pivoting to managed funds, and how true property investors manage the fear of Capital Gains Tax .
• A $27 Billion Crisis: 90% of NZ homes need immediate maintenance . Debbie shares tips on regular upkeep to avoid massive bills .
• Rent Milestones: Central Otago's rental stock has plummeted 24%, driving average rents past $900/week .

📢 FREE EVENT: How to Succeed with Property Investing Learn to navigate the current market with confidence at our live, 100% independent online masterclass . 👉 Register here: www.propertyapprentice.co.nz

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are we finally seeing a turning point for the New Zealand property market in 2026? In Episode 5 of New Zealand Property Insights, Paul and Debbie Roberts unpack the latest data, which shows that the potential oversupply of housing is finally starting to clear.

In this episode, Paul and Debbie cover:

• The February Market Shift: Over 12,200 new listings hit the market in February this year, which is a 7.8% increase year-on-year. Despite this massive surge, total housing stock only grew a modest 1.8%, indicating that homes are actually being sold rather than accumulating.
• Regional Price Records: Southland recorded an all-time high asking price of $584,786. Meanwhile, Northland's average asking price dropped out of the $800,000 bracket for the first time since June 2025.
• Property vs. KiwiSaver: According to the latest ASB Investor Confidence Survey, traditional property investment has just been knocked off the top spot as a preferred way to make money. KiwiSaver and managed funds have overtaken both the family home and investment property as top performers in the eyes of investors. Paul and Debbie explain why the golden rule of "leverage" still gives property investing a massive advantage over the long-term.
• The "Wear & Tear" Trap: Landlords are seeing a surge of disputes at the Tenancy Tribunal over what constitutes "fair wear and tear" versus intentional damage. Discover how the "betterment" rule and depreciation work—and why a tenant can wreck a five-year-old dishwasher, but the landlord might get zero compensation because its depreciated book value is zero.

Whether you are looking to expand your portfolio or just want to ensure your current rentals are protected, this episode provides the factual, evidence-based insights you need.

Resource Links: 📅 Free Online Event: Learn how to succeed in any market cycle. Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/auckland-events/

🏠 Book a Free Chat: Need to stress-test your strategy? Book a free, no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is a flat property market your best window of opportunity? In this episode of The Week in Review, Debbie Roberts from Property Apprentice unpacks a fascinating mix of global tension and local opportunity. While Middle East conflicts drive volatility in the share market, the New Zealand property market is presenting one of the best buyer's markets in recent history.

We dive into why Auckland just recorded its busiest February for sales in five years, driven by a 9.6% drop in median prices. We also cover Cotality's latest regional data, Tony Alexander's insights on why speculative investors have thrown in the towel, and a radical new proposal on KiwiSaver.

Key Topics Covered:

• Global Market Volatility: Why you shouldn't panic about your KiwiSaver balance, and how property acts as a tangible hedge against inflation.
• Cotality Regional Update: Auckland flattens out, Wellington City rises, and Invercargill hits a new peak.
• Auckland Sales Surge: How a drop in prices to $904,000 is drawing buyers back into a market with 15-year-high stock levels.
• The End of FOMO: Why first-home buyers are dominating the nearly 36,000 homes currently for sale.
• KiwiSaver 2.0: Reviewing the proposal to lock the withdrawal age at 65 and ramp up employer contributions to 12%.

📢 FREE EVENT: How to Succeed with Property Investing Don't cross your fingers and hope for the best. Join our 100% independent, FREE online masterclass to cut through the jargon and learn how to structure your portfolio for success in today's conditions. 👉 Register here: www.propertyapprentice.co.nz

NZProperty #KiwiSaver #FirstHomeBuyerNZ #AucklandRealEstate #PropertyInvestingNZ #MarketUpdate #WealthBuilding #InterestRates #DebbieRoberts #PropertyApprentice

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is a flat property market actually your best window of opportunity? In this episode of The Week in Review, Debbie Roberts from Property Apprentice unpacks a New Zealand market that is finding its feet, but moving at a glacial pace. While the headlines might sound sobering, there are massive opportunities hiding in plain sight if you know where to look.

We dive into a shocking report revealing how young women are being left behind on the property ladder, alongside alarming Westpac data showing that 1 in 3 Kiwis currently have less than $500 in savings.

Plus, we cover why ANZ economists have downgraded their 2026 house price forecasts to just 2%, why landlords are increasingly anxious about tenant legislation, and the good news about property asking price reductions hitting a two-year low—signalling the ground is finally firming up.

Key Topics Covered:

• Landlord Anxiety: Why lower competition makes this the perfect time to buy.
• The Gender Property Gap: Breaking down the income and knowledge barriers keeping women out of the market.
• ANZ's 2026 Forecast: What a flat house price forecast means for your mortgage strategy.
• The Savings Crisis: The reality of Kiwi savings accounts and KiwiSaver balances.
• Market Data: Why $40 million wiped from asking prices actually points to a stabilizing market.

📢 FREE EVENT: How to Succeed with Property Investing Join our 100% independent, FREE online masterclass to cut through the jargon and learn how to structure your portfolio for success in today's conditions. 👉 Register here: https://www.propertyapprentice.co.nz

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NZProperty #MortgageRates #RealEstateNews #FirstHomeBuyers #FinancialLiteracy #WomensWealth #EconomicUpdate #DebbieRoberts #Podcast

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this episode of New Zealand Property Insights, Paul and Debbie Roberts unpack the stark warnings from the recent New Zealand Economic Forum regarding the future of NZ Superannuation. With an aging population and changing economic data, relying solely on the government for retirement is becoming an increasingly risky strategy.

In this episode, Paul and Debbie cover:

• The Superannuation Squeeze: A breakdown of why the retirement age may need to rise to 72 or 73 for the country to afford the Superannuation Bill. The hosts discuss the dropping dependency ratio and the alarming fact that 40% of Kiwis reach age 65 with little to no private savings.
• Reserve Bank Outlook & Interest Rates: With the OCR sitting at 2.25%, the Reserve Bank has indicated that mortgage rates may only fall a further 20 to 30 basis points. Paul and Debbie discuss why 70% of borrowers are now choosing to fix their mortgages for at least one year and how to structure loans in a flat-to-rising market.
• MBIE Landlord Compliance Crackdown: A recent sweep of 53 student rentals in Dunedin resulted in 23 warnings and 12 improvement notices. Discover why taking a planned, preventative approach to maintenance and documenting everything is essential to protect your investment business.

Whether listeners are planning for retirement or looking to ensure their rental properties remain compliant, this episode cuts through the noise to provide actionable, factual insights.

Resource Links: 📅 Free Online Event: Learn how to succeed in any market cycle. Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/auckland-events/

🏠 Book a Free Chat: Need to stress-test a strategy? Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

💻 Website: https://www.propertyapprentice.co.nz

Disclaimer: This information is general in nature and does not constitute personalised financial advice. Please consult with your own professional advisers before making any investment decisions.

Chapter Markers

01:51 The Savings Crisis: Why 40% reach 65 with no savings

06:37 Topic 2: Reserve Bank Outlook & Interest Rates

08:34 Mortgage Fixing Trends: Why Kiwis are locking in rates

10:37 Is it a good time to buy property right now?

14:28 Topic 3: MBIE Compliance Crackdown on Landlords

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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The New Zealand property market is showing signs of life, but the real story lies in the regional data and current mortgage trends. In this episode of New Zealand Property Insights, Paul and Debbie Roberts unpack the new Cotality Decoding 2026 Report and the record-breaking surge in bank switching.

In this episode, Paul and Debbie cover:

• The 2026 Market Outlook: A deep dive into the latest Cotality report. While 71% of respondents expect house prices to rise in 2026, the data reveals a mood of cautious optimism rather than a massive boom. The hosts discuss the significant regional split, contrasting Canterbury's strong confidence against Wellington's lagging market.
• The Danger of "Free" Advice: Debbie explains why "free" financial plans from property companies are often designed purely to sell commission-based properties. She highlights why securing independent financial advice is crucial to ensure you aren't paying top dollar for an underperforming investment.
• The Great Bank Switch: In December 2025, a record-breaking $5.8 billion in lending was driven simply by borrowers switching banks to chase cashback deals. Paul and Debbie explore whether these cashbacks actually save money, warning investors about hidden break fees and clawback periods. They also share actionable tips on how to negotiate better rates with your current bank using a mortgage adviser.

Whether listeners are looking to refinance or wondering where the property market is heading next, this episode cuts through the noise to provide the facts.

Resource Links: 📅 Free Online Event: Learn how to succeed in any market cycle. Register for the next "How to Succeed with Property Investing" event here: https://www.propertyapprentice.co.nz/auckland-events/

🏠 Book a Free Chat: Need to stress-test a strategy? Click to book a no-obligation chat with Paul Roberts

💻 Website: https://www.propertyapprentice.co.nz

00:00 Intro Music 00:06 Introduction: Unpacking the Cotality 2026 Report 00:18 Topic 1: The 2026 Market Outlook & "Cautious Optimism" 01:35 Regional Property Split: Why Canterbury is outperforming Wellington 01:54 Interest Rate Reality: Are OCR hikes coming? 04:10 The Danger of "Free" Financial Advice & Sales Pitches 04:52 Strategy: Creating your own capital growth through renovations 05:51 Topic 2: The Great Bank Switch & Record Refinancing 06:47 Who is moving banks? The reality of cashback offers 08:03 Warning: Break fees, clawbacks, and the true cost of switching 08:39 Mortgage Advice: How to negotiate better rates with your bank 10:08 Summary & Next Steps: Free Property Investing Event

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is the property market officially shifting gears?

In this episode of The Week in Review, Debbie Roberts unpacks a massive week of contradictory but exciting real estate news. We dive into a sudden surge in tourism and migration that has the broader economy starting to hum, and discuss why the Reserve Bank holding the OCR steady at 2.25% cements a "higher for longer" interest rate environment.

We also cover a massive win for first-home buyers as ASB joins the Kāinga Ora 5% deposit scheme with a unique lending advantage, plus a look at why the government just slashed Auckland's long-term housing targets by 400,000 homes.

Key Topics Covered:

• Migration & Tourism: How the late-2025 rebound is setting the stage for a housing revival.
• First Home Buyers: Why ASB's entry into the 5% deposit scheme—and their acceptance of two boarders' income—could boost your buying power.
• Interest Rates: What the OCR pause at 2.25% means for your fixed-rate mortgage strategy.
• Auckland Zoning: The government's U-turn on Plan Change 120 and what it means for character neighbourhoods.
• Market Data: Cotality's February update showing flat property values and a welcome drop in rents.

📢 FREE EVENT: Navigating a recovering market requires careful planning based on data, not headlines. Join our free online masterclass to learn how to structure your portfolio for success. 👉 Register here: https://www.propertyapprentice.co.nz

Timestamps: 0:00 - Intro: Economic Rebound & Mixed Signals 0:46 - Migration & Tourism Rebound 1:44 - ASB Joins Kāinga Ora 5% Deposit Scheme 2:50 - OCR Paused at 2.25% 5:10 - Auckland Housing Target Slashed 6:25 - Cotality Feb 2026 Data 8:30 - Final Thoughts & Free Event

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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The market is shifting gears—are you keeping up?

In this week's Week in Review, Debbie Roberts unpacks the signals that matter most to your wallet. We are seeing a stabilizing market with resale profits ticking up, but a surprise surge in borrowers locking in 2-year fixed rates suggests the "floating rate" trend is over.

Key Topics Covered:

• Resale Turnaround: 88% of sellers made a profit in Q4—has the market hit the bottom?
• Mortgage Trends: Why new lending hit record highs in December and why everyone is fixing for 2 years.
• Golden Visas: The foreign buyer ban softens on March 6th. We explain the strict $5m+ rules.
• Jobs & Inflation: Unemployment is up, but wage growth is down. What this means for the OCR.
• Solar Equity: Why retirees and renters are missing out on the solar boom.

📢 FREE EVENT: Navigating a stabilising market requires a different strategy. Join our free online masterclass to learn how to structure your portfolio for 2026. 👉 Register here: https://www.propertyapprentice.co.nz

Book a free, no-obligation chat with Paul: https://www.propertyapprentice.co.nz/free-strategy-call/

Timestamps: 0:00 - Intro: Market Shifting Gears 0:35 - Resale Profits Stabilise 2:10 - The Surge to 2-Year Fixed Rates 4:05 - Foreign Buyer "Golden Visa" Rules 7:15 - Labor Market & RBNZ Update 9:00 - Solar Power Funding Gaps 11:20 - Final Thoughts & Free Event

Buzzsprout Tags: #NZProperty #MortgageRates #RealEstateNews #ForeignBuyers #SolarEnergy #EconomicUpdate #DebbieRoberts #Podcast

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is the property market recovering, or is there a sting in the tail?

In this week's Week in Review, Debbie Roberts tackles the contradictory headlines facing Kiwi property buyers. We are seeing a classic tug-of-war: mortgage rates are dropping and first-home buyers are active, but unemployment has hit a 10-year high of 5.4% and the RBNZ is demanding tighter risk rules from banks.

Key Topics Covered:

• Property Values: Why the market dipped in January and the outlook for 2026.
• Inflation & Rates: How falling interest rates are finally easing the cost of living.
• Investor Retreat: Why "lazy" investors are selling up, and why that creates opportunity.
• Jobs Data: Understanding the decade-high unemployment rate and the surprise job growth numbers.
• Lending Rules: The RBNZ's new warning to banks—will it get harder to borrow money?

📢 FREE EVENT: Confused by the mixed signals? Join our free online masterclass to learn how to build a resilient portfolio in 2026. 👉 Register here: https://www.propertyapprentice.co.nz

Book a free chat with Paul

Timestamps:0:00 - Intro: Good News vs. Bad News 1:32 - Property Market Sluggishness 4:54 - Cost of Living & Mortgage Rates 7:00 - First Home Buyers vs. Investors 10:43 - Unemployment Hits Decade High 13:22 - RBNZ Tightens Risk Rules 16:51 - Final Thoughts & Free Event

#NZPropertyMarket #PropertyInvestment #InterestRates #RBNZ #FirstHomeBuyers #EconomicUpdate #DebbieRoberts #Podcast

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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The start of 2026 hasn't been as quiet as expected. From new tax proposals that have investors on edge to economic data forcing banks to tear up their interest rate forecasts, there is a lot to unpack.

In this episode of New Zealand Property Insights, Paul and Debbie Roberts deep dive into the proposed 28% Capital Gains Tax (CGT), the reality of sticky inflation, and why "resilience" is the new keyword for due diligence.

In this episode, Paul and Debbie cover:

• The 2026 Election Proposal: A breakdown of Labour’s proposed flat 28% tax on investment property profits. Paul and Debbie analyse what this means for portfolios and compare it to Australia’s system (highlighting the lack of an inflation adjustment as a major sticking point).
• The "Speculator" Myth: Why the narrative around property investors often misses the mark regarding long-term holds versus flipping.
• The Economic Shift: With annual inflation hitting 3.1% and breaching the Reserve Bank's target band, the hosts discuss why some economists are now predicting OCR hikes as early as late 2026 and the implications for mortgage strategies.
• Climate Resilience: With insurance premiums rising and flood zones under scrutiny, the episode explains the extra due diligence checks investors need to perform before buying in today's market.

Whether listeners are worried about future taxes or navigating the current interest rate environment, this episode cuts through the noise to provide the facts.

Resource Links: 📅 Free Online Event: Learn how to succeed in any market cycle. Register for the next "How to Succeed with Property Investing" event here: [Insert Link] 🏠 Book a Free Chat: Need to stress-test a strategy? Book a no-obligation chat with Paul Roberts: [Insert Link] 💻 Website: https://www.propertyapprentice.co.nz

Disclaimer: This information is general in nature and does not constitute personalised financial advice. Please consult with your own professional advisers before making any investment decisions.

NZPropertyMarket #CapitalGainsTax #PropertyApprentice #InterestRatesNZ #FinancialFreedom #PropertyInvestment #NZEconomy #DebbieRoberts

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is 2026 a "Goldilocks" year for buyers, or is a rate hike trap set for mid-year?

In this week's Week in Review, Debbie Roberts (Property Apprentice) cuts through the contradictory headlines. We explore why major banks are predicting an OCR hike, why insurers are retreating from Westport, and if the "doer-upper" dream is dead.

We cover:

• Interest Rate Warning: Why ASB & ANZ predict a mid-year rise.
• "Goldilocks" Market: Why first-home buyers are winning right now.
• Insurance Halt: A major insurer freezes new policies in Westport.
• Forecast Downgrade: ANZ cuts 2026 price growth to 2%.
• Renovations: Why buyers are ditching DIY for turnkey homes.

📢 FREE MASTERCLASS: Don't guess your way through 2026. Join our free online event to learn strategies for this volatile market. 👉 Register here: https://www.propertyapprentice.co.nz

Timestamps: 0:00 - Intro: The Market Tug of War 1:05 - Interest Rates: Mid-Year Hike Warning 3:20 - First Home Buyers: "Goldilocks" Conditions 5:45 - Insurance Retreat: Westport Freeze 8:10 - Market Update: ANZ Downgrades Prices 10:30 - The Death of the "Doer-Upper" 13:15 - Free Masterclass Invite

Disclaimer: For educational purposes only. Not personalized financial advice.

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this episode, Debbie Roberts from Property Apprentice discusses the hot topic of whether KiwiSaver should be made compulsory or remain voluntary. With recent media attention and political proposals suggesting a shift toward a mandatory model similar to Australia’s, it is a conversation that every New Zealander should be following.

Debbie breaks down the potential impact of these changes on your take-home pay, your ability to secure a first-home deposit, and your long-term retirement goals.

Key Topics Discussed:

• The Case for Compulsion: How mandatory savings could close the "savings gap" for New Zealanders and strengthen the national economy.
• The Impact on Your Wallet: The potential downsides of reduced take-home pay during a cost-of-living crisis and the increased costs for businesses.
• The First-Home Gateway: Why KiwiSaver remains the primary tool for many to enter the property market and how compulsory savings could lead to larger deposits and better bank lending terms.
• Financial Discipline: Why the habit of living on slightly less than you earn is a crucial trait for any successful property investor.
• Taking Control: Why you shouldn't wait for government legislation to secure your financial future.

Take Action for Your Future

Whether the rules change or not, your focus should remain on a long-term strategy. If you aren't already a client of Property Apprentice, we invite you to take control of your financial journey today.

👉 Register for our next FREE online event: How to Succeed with Property Investing

#PropertyApprentice #NZPropertyMarket #KiwiSaver #NZInvesting #FinancialEducation #AucklandProperty #FinancialAdviser #NZProperty #FirstHomeBuyerNZ #RetirementPlanning

Listen & Subscribe: Find us on Apple Podcasts, Spotify, iHeartRadio, and YouTube.

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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As of January 15th, 2026, the rules for building minor dwellings in New Zealand have officially changed. The headlines say "No Consent Needed" for builds under 70sqm, but the fine print says something very different.

In this premiere episode, Paul and Debbie Roberts (Property Apprentice) strip away the media hype to look at the practical details that actually matter to your portfolio. We break down the specific "gotchas" in the new Building and Construction Amendment Act—specifically regarding wet areas and accessibility—and why your choice of builder is now a massive liability issue.

Plus, we look at the surprising rebound in the NZ job market. While more jobs are great for paying rent, we discuss why this "good news" might actually slow down the OCR cuts we were all hoping for. Finally, we issue an urgent warning for self-managing landlords regarding a specific email from Tenancy Services that you cannot afford to ignore.

In this episode, we cover:

The 70sqm Exemption: What you can build, what you can't, and why "exempt" doesn't mean "rule-free."

The "Shower Trap": Why installing a level-entry shower for an elderly relative might technically trigger a consent requirement.

Liability Shifts: Why the homeowner is now the guarantee, not the Council.

Economic Update: Why a hiring boom in 2026 could result in "sticky" inflation and mortgage rates.

Landlord Admin: The missing "LNL" code you need to access the new Tenancy Bond Hub.

Timestamps: 0:00 - Introduction to NZ Property Insights 0:55 - New Granny Flat Rules (70sqm Exemption) Explained 2:15 - The "Granny" Trap: Wet Areas & Accessibility 4:30 - The Resource Consent Misconception 6:20 - 2026 Economic Shift: Jobs vs. Inflation 8:45 - What High Employment Means for Mortgage Rates 9:45 - Urgent: The "LNL" Code for Self-Managing Landlords

Resources & Links: Learn how to create a property strategy that works in the 2026 market. Register for our upcoming free online event, "How to Succeed with Property Investing." 👉 Register here: https://www.propertyapprentice.co.nz/auckland-events/

About Property Apprentice: Property Apprentice is New Zealand’s leading property investment education and coaching provider. We offer 100% impartial advice—we don't sell property, so our only goal is to help you achieve financial freedom through safe, strategic investing.

Subscribe for more data-driven NZ property market updates.

NZProperty #GrannyFlats #PropertyInvestmentNZ #InterestRatesNZ #LandlordAdvice #PropertyApprentice #PaulandDebbieRoberts #NZRealEstate #BuildingConsent #PassiveIncome

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are we in a recovery or a price crash? In this week's episode, we tackle the mixed signals hitting the New Zealand market. BNZ economists are telling us "don't stop believin'" as business confidence hits multi-year highs, yet Trade Me data shows asking prices plummeted by over $80,000 in the last two months of 2025.

We break down why REINZ says buyer confidence (and FOMO) is officially returning, despite the confusing data out of regions like Gisborne. Plus, we dive into the "Oil Tanker" effect—why dropping interest rates haven't put more money in your pocket yet—and settle the decade-long debate: Did KiwiSaver actually outperform property investment over the last 10 years?

Topic #1: NZ Adviser 22nd of January - "Don’t stop believin’" in NZ recovery: BNZ economist

Topic #2: RNZ 22nd of January - Confidence returning to property market, REINZ says

Topic #3: Good Returns 21st of January - Why mortgage holders don’t feel like there is more money in their pocket

Topic #4: 1News 20th of January - KiwiSaver or your house - which will give better investment returns?

Topic #5: Interest.co.nz 21st of January - Average asking price of residential properties listed on Trade Me Property sank $82,500 in November and December - Auckland down $126,400, Gisborne takes a huge hit

🚀 FREE EVENT: How to Succeed with Property Investing Confused by the mixed data? Don't guess your way through 2026. Join us for our free online masterclass where we share strategies to navigate this volatility, understand the "lag," and build a portfolio that works. 👉 Register for your free spot here: https://www.propertyapprentice.co.nz/auckland-events/

Book a free, no-obligation meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call

NZProperty #PropertyInvesting #KiwiSaver #InterestRatesNZ #BNZ #RealEstateNZ #FinancialFreedom #PropertyApprentice #REINZ

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is the "Buyer's Market" finally here? In this first episode of 2026, we break down a massive week for New Zealand real estate. The data is in: December stock levels have hit a 10-year high, giving buyers more choice than we've seen in a decade. But with new rules for Granny Flats kicking in today and economists predicting a twist in the OCR tale, the window of opportunity might be moving faster than you think.

We discuss the new legislation allowing 70sqm minor dwellings without consent—a game-changer for adding value and yield . We also dive into the latest lending disputes regarding age limits on mortgages and why Westpac and Tony Alexander are warning that the upcoming election could throw price predictions off course.

In this episode, we cover:

• 🏠 Record Listings: Realestate.co.nz reports the highest December stock levels since 2014.
• 🔨 Granny Flats Unleashed: The new "no-consent" rules for 70sqm builds start today—but there are conditions.
• 📉 OCR Forecast: Why Westpac is now pencilling in a rate hike post-election.
• 🗳️ Election Impact: Tony Alexander explains why the 2026 election makes forecasting house prices risky.
• 👵 Lending Rules: How old is "too old" for a 30-year mortgage?

🚀 FREE EVENT: How to Succeed with Property Investing Join us for our free online masterclass where we share strategies to navigate this new market window, utilize the new density rules, and build a portfolio that works. 👉 Register here

Book a free, no-obligation chat with Paul here: https://www.propertyapprentice.co.nz/free-strategy-call/

Sources & Articles Discussed

00:01:17 Topic #1: Good Returns 13th of January - One OCR hike pencilled in by Westpac

00:02:58 Topic #2: 1News 15th of January - No-consent granny flats from today, but it's 'not a free-for-all'

00:04:41 Topic #3: RNZ 13th of January - How old is too old for a home loan?

00:08:28 Topic #4: Oneroof.co.nz 14th of January - Tony Alexander: Why the 2026 election is throwing house price predictions off course

00:11:21 Topic #5: Realestate.co.nz 12th of January - Rare advantage for property seekers as stock hits 10-year December high

NZProperty #PropertyInvesting #GrannyFlats #InterestRatesNZ #TonyAlexander #RealEstateNZ #FinancialFreedom #PropertyApprentice #WestpacNZ

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Stuff 10th of December - Capital crunch: Central Wellington now has the cheapest property in the country

Topic #2: RNZ 9th of December - GST used to be 10%, is it going to rise again?

Topic #3: Interest.co.nz 11th of December- Average asking prices on Trade Me Property cooled in most regions in November

Topic #4: RNZ 9th of December - The OCR is down, so why are home loans rising?

Topic #5: Financial Markets Authority 11th of December - FMA censures Opes for breaching financial advice provider licensee obligations

A special thanks to Feedspot for naming us as one of the "Top New Zealand Real Estate Podcasts".

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: The Mortgage Mag 4th of December - Buyers sitting on the sidelines in best time to buy in a decade

Topic #2: RNZ 3rd of December - Westpac launches scheme to help owners protect homes from extreme weather

Topic #3: Cotality 4th of December- Property values still in a holding pattern

Topic #4: RNZ 2nd of December - Adjustment to single pension rate may be prompting women to borrow against homes

Topic #5: RNZ 2nd December - Consumer and business credit demand improves again in October

A special thanks to Feedspot for naming us as one of the "Top New Zealand Real Estate Podcasts".

NZProperty #RealEstateNZ #FirstHomeBuyer #PropertyInvestment #HousingMarket #BuyNow #PropertyApprentice #InvestmentOpportunity #RealEstateTips #FinancialFreedom

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 26th of November- OCR Cut: What the RBNZ said

Topic #2: RNZ 26th of November - Is it cheaper to pay a mortgage, or rent?

Topic #3: TradeMe 28th of November- OCR predictions for 2026 & 2027

Topic #4: RNZ 26th of November - The rising cost of taking a gamble on the what-ifs

Topic #5: NZ Herald 24th of November - KiwiSaver 12% plan risks backfiring without total pay ban, provider warns

PropertyApprentice #NZProperty #RentVsBuy #FirstHomeBuyerNZ #FinancialFreedom #RNZ #PropertyInvestmentNZ #PaulAndDebbieRoberts

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Is a Capital Gains Tax (CGT) actually on the horizon for New Zealand property investors? 🏠🤔

Paul's tackling the conversation arising from the recent Labour Party conference and answering the big question many of you have been asking: What does this mean for my portfolio?

He also take a hard look at why the Government struggles to be an effective landlord compared to private investors, and I share some "warning signs" from the UK and Australian markets that we need to pay attention to.

But it’s not all doom and gloom! The market is moving, and there are massive opportunities right now for investors who can see past the headlines.

In this video, I cover:
🔹The CGT: What’s being said and what you need to know.
🔹 Govt vs. Private Landlords: Why private investors are essential for a healthy rental market.
🔹 The "Dysfunctional" Property Manager: Why government-run housing often faces conflict.
🔹 Global Lessons: What we can learn from the tax changes in the UK and Australia.
🔹 Market Outlook: Why I’m optimistic about the economy moving forward.

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: NZ Herald 19th of November- Capital gains tax wouldn’t have raised much in recent years - Cotality

Topic #2: RNZ 20th of November - The difference in investing strategies between over-60s and under-30s

Topic #3: Oneroof 19th of November- Homeowners could get up to $15,000 as ANZ boosts its cashback to 1.5%

Topic #4: TradeMe 20th of November - What new Auckland Council housing intensification proposals (PC 120) mean for you

Topic #5: NZ Adviser 20th of November - Final OCR cut expected, door left open for more

KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinance

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 3rd of November- Market recovery signals consistent with interest rate falls

Topic #2: NZ Financial Adviser 5th of November - Auckland housing market steadies as listings rise and confidence grows

Topic #3: RNZ 6th of November- 'People learning to manipulate the system': Call for KiwiSaver hardship withdrawal changes

Topic #4: Oneroof 4th of November - SBS quietly offers ‘crazy’ home loan rates of 3.99% - lowest in four years

Topic #5: Realestate.co.nz 6th of November - Kiwis paying more at the supermarket, but less on rent

KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinance

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Oneroof 29th of October-Capital gains tax fallout: ‘House prices are not going to fall another 20%’

Topic #2: Good Returns 28th of October - Bets are on for OCR to fall even further

Topic #3: Stuff 30th of October- Biggest bank thinks house prices will rise this year after all

Topic #4: 1News 30th of October - New granny flat rules could put rates up, economist says

PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice

LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation

FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdate

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 15th of October- Consider tax breaks for KiwiSaver, international report say

Topic #2: NZ Financial Adviser 16th of October - Economists welcome RBNZ's cautious LVR easing amid housing restraint

Topic #3: Good Returns 14th of October - First home buyers take advantage of soft housing market

Topic #4: 1News 13th of October- Why Inland Revenue is taking money from bank accounts

Topic #5: Interest.co.nz 25th of October -Residential building costs still increasing but slowed to 0.4% in the September quarter

Register to our free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/free-strategy-call/
Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/auckland-events/

AucklandHomelessness #InternationalStudents #RoughSleeping #NZNews #TreasurySolutions #GSTIncrease #PensionAge72 #FinancialCrunch #RNZNews #NewZealandNews

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 21st of October- Landlords respond to research criticism on occupancy limits

Topic #2: 1News 23rd of October - Exemption allowing granny flats to be built consent-free passes into law

Topic #3: Interest.co.nz 22nd of October - Trade Me Property says the balance of power between tenants and landlords is shifting in tenants' favour

Topic #4: NZ Herald 22nd of October- Why you might need $1m to retire in a big city

Topic #5: Stuff 23rd of October - 700 property owners in limbo, millions at stake while council and Government play blame game

PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice

LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation

FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdate #DebbieRoberts

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: NZ Herald 25th of September- First-home buyers’ 10-year, $260,000 rent bill to save deposit

Topic #2: Oneroof.co.nz 24th of September - Tony Alexander: Why rents are falling and what it means for landlords and tenants

Topic #3: RNZ 25th of September - International students join growing number of rough sleepers in Auckland, advocate says

Topic #4: 1News 25th of September - Is it worth fixing your home loan for longer?

Topic #5: NZ Adviser 25th of September -GST at 32 percent, pension age of 72 among Treasury solutions to financial crunch

AucklandHomelessness #InternationalStudents #NZFinance #GSTIncrease #PensionAge #RoughSleeping #FinancialNews #RNZUpdate #NewZealandPodcast #EconomicSolutions

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 17th of September- Why some mortgage advisers say splitting is good when interest rates are low

Topic #2: Stuff 16th of September - Spring house hunting season is here: Everything you need to get your home ready to sell

Topic #3: NZ Adviser 16th of September - Otago tops rental market with record weekly rent

Topic #4: The Mortgage Mag 18th of September - Predictions for big OCR drop next month

Topic #5: NZ Adviser 17th of September - New research reveals quake-driven flooding risks for NZ homes

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this episode, we're diving into the latest and most significant news for the New Zealand property market. The Inland Revenue Department (IRD) has just revealed that its tax investigations into property investors and developers are paying off—BIG TIME! 💰

We break down the shocking numbers from a recent Business Desk article, including a staggering $228 million in undeclared income discovered in just one financial year. This is a massive 46% increase from the previous year, all thanks to new government funding for tax compliance efforts.
What You'll Learn:

• The IRD’s New Strategy: We reveal where the IRD is focusing its efforts and getting the biggest returns.
• Who’s Being Targeted? Find out why developers, flippers, and those with GST issues are the main targets, with an average tax bill per case in the hundreds of thousands.
• Brightline & Rental Property Owners: We look at how the Brightline test is catching speculators and how undeclared income from rental properties, while smaller per case, still adds up to millions.
• Your Wake-Up Call: This isn't about tax evasion; it’s about getting your house in order. We share expert advice on why you need a proactive approach with a qualified property accountant.
• Essential Advice for Investors: Learn how to stress-test your portfolio, manage cash flow anxiety, and build a resilient property business that can weather any storm.
• Don't wait for the IRD to contact you. This is a zero-tolerance environment, and staying compliant is your best strategy.

Links & Resources:

Read the full Business Desk article here: https://businessdesk.co.nz/article/property/fourth-quarter-ird-tax-surge-finds-75m-more-from-property-investors-developers

👉 Join our FREE property investment events to learn more: www.propertyapprentice.co.nz

👉 Or book a chat with our team today! https://www.propertyapprentice.co.nz/free-strategy-call/

Got questions? Drop them in the comments below! 👇

nzproperty #propertyinvesting #kiwiretirement #IRD #nzrealestate #propertytax #landlordtips #nzbusiness #brightline #GST

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 9th of September- Slumping house prices good news for first home buyers

Topic #2: RNZ 9th of September - Wellington house prices slump 30 percent from peak, QV says

Topic #3: TradeMe 9th of September - House prices up for the first time in over a year

Topic #4: The Mortgage Mag 11th of September - Keeping a lid on house prices – housing supply outpaces population growth

Topic #5: NZ Adviser 10th of September - KiwiSaver grows to $123bn but non-contributors rising

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 2nd of September- Mortgage defaults improve while lending rises

Topic #2: Stuff 2nd of September - Housing is no longer NZ's economic heroin. Now what?

Topic #3: The Post 1st of September - Zero growth year: ANZ predicts no house price growth for 2025

Topic #4: Stuff 2nd of September - ‘Safe haven’: Wealthy Americans flock to buy their way into NZ

Topic #5: Ministry of Housing and Urban Development 1st of September - Annual rental price index update

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Will New Zealand’s economy really outperform Australia over the next few years? And what does this mean for property investors and first-home buyers?

In this episode, Paul from Property Apprentice breaks down:
Why Westpac expects NZ to outpace Australia economically
How OCR cuts and affordability improvements are creating a unique buying window
Why Sydney’s $1.7M median price makes NZ property look affordable
What the next 6–12 months could mean for buyers, investors, and upgraders
Why NOW is the time to plan before the market heats up again

The Reserve Bank of New Zealand has already dropped the OCR by 250 basis points, with more cuts likely before year-end. Meanwhile, housing affordability has improved significantly—from 57% to 44% of median household income. But this window won’t last as demand from buyers and investors picks up.

If you’ve been waiting to make a move in property, now is the time to get advice and prepare.

👉 Join our FREE property investment events to learn more: www.propertyapprentice.co.nz

👉 Or book a chat with our team today! https://www.propertyapprentice.co.nz/...

📌 Don’t wait until rates drop further—by then, the competition will be back in full swing!

NZProperty #PropertyInvestment #OCR #InterestRates #RealEstateNZ #FirstHomeBuyer #MortgageRates

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Oneroof 11th of August - Has NZ finally solved its housing crisis? Ten years after soaring prices triggered nationwide panic

Topic #2: Good Results 13th of August - Gloomy home ownership results

Topic #3: RNZ 14th of August - More people making losses when selling their homes

Topic #4: 1News 13th of August - Warning after real estate agents caught altering sale agreements

Topic #5: RNZ 13th of August - Living apart together or bird nesting? Divorce in a tough property market

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 29th of July - Flatter prices in a well- balanced market

Topic #2: Stuff 7th of August - Auckland house price average falls below $1m for first time in nearly a year, Trade Me report says

Topic #3: RNZ 5th of August - Here's what unemployment data means for your home loan

Topic #4: Oneroof 6th of August - Tony Alexander: Banks aren’t cutting rates because sunny days are around the corner

Topic #5: Stuff 6th of August - Students face rising rents despite more properties on offer in university towns

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Are you feeling stuck while waiting for your property equity to grow? You’re not alone—but the good news is, this can actually be one of the most powerful times in your investing journey.

In this bonus episode, Debbie Roberts—Financial Adviser and Co-Founder of Property Apprentice—shares five smart and practical strategies you can use right now to set yourself up for success while you're in the holding phase. Whether you’re waiting for equity, a market upswing, or just your next move, this episode is packed with actionable advice tailored to New Zealand property investors.

✅ What you’ll learn in this episode:

• How to understand and leverage the NZ property cycle
• Ways to improve your borrowing capacity
• Tips to refine your strategy for long-term success
• Why building the right support team matters
• The #1 thing successful investors do during slow periods

💡 Remember: It’s not about timing the market perfectly—it’s about being prepared for when the next opportunity comes.

🎯 Want expert guidance with your investment goals?

🔹 Join our Lifetime Coaching Program:
Get lifetime access to proven strategies, expert coaches, and a tailored financial plan to help you reach your property goals.
👉 www.propertyapprentice.co.nz

🔹 Not quite ready?
Register for a free info session:
👉 "How to Succeed with Property Investing" (online and no cost): https://www.propertyapprentice.co.nz/auckland-events/

🔹 Prefer a 1:1 chat?
Book a free, no-obligation consultation with Paul here:
👉 https://www.propertyapprentice.co.nz/free-strategy-call/

🔔 Don’t forget to subscribe, rate, and share this episode with someone you know who’s serious about property investing.

PropertyInvestmentNZ #EquityGrowth #FinancialFreedomNZ #NZPropertyStrategy #PropertyApprenticePodcast

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 29th of July - Flatter prices in a well- balanced market

Topic #2: RNZ 29th of July - New Zealanders urged to break up with property

Topic #3: New Zealand Adviser 29th of July - NZ property market: Sales volumes rise but buyers still hold the cards

Topic #4: Realestate.co.nz 28th of July - Home run: Prices of homes in NZ outpace apartments by more than double

Topic #5: Stuff 30th of July - Mortgage switching has hit a new record. This is how to do it

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 24th of July -Rents fall for first time since 2009

Topic #2: Good Returns 23rd of July -Record number of deals being done by first home buyers

Topic #3: Eite Agent 23rd of July -NZ buyers and sellers finally find common ground on price

Topic #4: Good Returns 22nd of July -Green light burning brightly for August interest rate cut

Topic #5: 'Topping up $300 a week': How much money do property investors actually make?

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Welcome to another bonus episode of the Property Apprentice Podcast, hosted by Debbie Roberts, financial adviser and co-founder of Property Apprentice. In this episode, Debbie unpacks how New Zealand’s aging population is reshaping the future of property investment, interest rates, housing supply, and banking services.

• What happens to house prices as more Kiwis reach retirement age?
• Will there be an oversupply of large homes in aging regions?
• How could long-term interest rates shift due to demographic trends?
• What are the implications for retirement planning, reverse mortgages, and rental demand?

We’ll also dive into insights from the Reserve Bank of New Zealand (RBNZ), Stats NZ, and the New Zealand Treasury, highlighting potential risks and opportunities for investors—especially with the median age projected to rise to over 45 by 2050.

Whether you're a property investor, a future retiree, or a Gen Z planning ahead, this episode offers crucial takeaways:

• Why smaller, single-level, low-maintenance homes are becoming more attractive
• How shrinking working-age populations affect NZ Superannuation sustainability
• What changes banks may make in response to higher deposits and fewer mortgages
• Tips for adapting your investment strategy in a changing economic environment

Register for our FREE event: "How to Succeed With Property Investing"
👉 https://www.propertyapprentice.co.nz

Don’t forget to subscribe, like, and share this episode with anyone planning for retirement or exploring property investment in New Zealand.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Oneroof 15th of July - Homeowners taking out low-interest green loans warned on break fees and rate hooks

Topic #2: RNZ 15th of July -Is it worth paying a real estate agent to sell your house?

Topic #3: 1News 17th of July - Apprentices dropped as builders struggle with downturn

Topic #4: RNZ 15th of July -The return of the property investor - but why?

Topic #5: Interest.co.nz 15th of July - New Zealand should ‘destroy’ the idea that the economy is linked to house price growth

Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this bonus episode of the Property Apprentice Podcast, host Debbie Roberts breaks down a major change in New Zealand’s property regulations that could significantly ease the burden for families using trusts.

The New Zealand government has announced key updates to anti-money laundering (AML) rules, aiming to reduce excessive compliance requirements for “low-risk” property transactions involving family trusts. This move is set to simplify the often complex and intrusive checks that everyday Kiwis have faced when selling a home held in a trust.

🔍 In this episode, Debbie explores:

• Why property owners in trusts have felt unfairly targeted by AML checks
• The new simplified due diligence requirements for low-risk transactions
• Reactions from experts, including REINZ, property lawyers, and industry advocates
• The remaining gray areas, and why clear implementation guidelines are crucial
• Concerns raised about criminal misuse of real estate and the need for balance

While the reforms have been welcomed as a step in the right direction, the success of this policy will rely heavily on how clearly and effectively it is implemented.

This episode is a must-listen for homeowners, real estate professionals, and anyone with an interest in property investment or trust structures in New Zealand.

✅ Subscribe to the Property Apprentice Podcast and share this episode with anyone who may benefit from these updates. Staying informed is key to making smart financial decisions.

🎧 Catch more insights in future episodes as the team continues to break down property news that matters.

AML #FamilyTrusts #NZProperty #RealEstateNZ #PropertyInvestment #DebbieRoberts #PropertyApprenticePodcast #FinancialFreedom #NZHousing

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: The Mortgage Mag 9th of July - Mortgage rates may have bottomed already as RBNZ holds OCR

Topic #2: NZ Adviser 8th of July -NZ housing market dips as buyers gain leverage

Topic #3: RNZ 9th of July - No climate change buy-outs in future, expert group tells government

Topic #4: Realestate.co.nz 9th of July -The New Zealand Property Report Good news for renters as national rental price falls for another month

Topic #5: RNZ 8th of July - Government to loosen rules for selling homes in trusts

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: 1News 3rd of July - Average NZ property value sees 'modest' uptick in June

Topic #2: Good Returns 1st of July -Service agreements could help banks’ processing timeframes

Topic #3: The Mortgage Mag 2nd of July - Little growth for the rest of this year expected

Topic #4: RNZ 3rd of July - Consumer spending on the rise

Topic #5: Realestate.co.nz 3rd of July - Oops, I bought a house!

Register to our free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/
Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this episode of the Property Apprentice Podcast, Debbie Roberts breaks down the top challenges that landlords face in New Zealand—and, more importantly, how to solve them.

Whether you're a first-time landlord or a seasoned property investor, this episode is packed with practical tips and expert advice to help you:

• Prevent rent arrears and late payments
• Choose the right tenants using background, credit, and tribunal checks
• Maintain your property with regular inspections
• Navigate meth testing, privacy laws, and Healthy Homes standards
• Understand your legal obligations under the Residential Tenancies Act
• Set the right rent and budget for vacancies
• Decide whether you need a property manager—and how to find a good one

With the Healthy Homes compliance deadline fast approaching (July 1), it’s more important than ever to get things right. Avoid costly mistakes and tribunal disputes with these proven strategies that every NZ landlord should know.

Relevant for Kiwi property owners, investors, and aspiring landlords looking to build long-term wealth through smart property management.

Watch now or listen on your favourite podcast platform. Don’t forget to like, subscribe, and share this with fellow landlords or first-home buyers.

Resources mentioned:
How to Choose a Good Property Manager https://youtu.be/s1O40B79eS0?feature=shared
Tenancy Tribunal Orders Database: https://tenancytribunal.govt.nz
Tenancy Services: https://tenancy.govt.nz
NZPIF Landlord Education Program: https://www.nzpif.org.nz

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 25th of June - Thousands of over-65s earn more than $200,000 - should they get NZ Super?

Topic #2: Good Returns 25th of June -Never a better time in four years for first home buyers

Topic #3: RNZ 25th of June -Removing red tape key priority for FMA - report

Topic #4: Corelogic 26th of June - A good time to get that extra bedroom?

Topic #5: 1News 26th of June - How bad can your credit score get before it's a problem?

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this bonus episode of the Property Apprentice Podcast, host and financial adviser Debbie Roberts breaks down the latest Stats NZ and Westpac building consent data and what it means for property investors, homeowners, and developers across New Zealand.

While April 2025 saw a 17% drop in new dwelling consents, there's more beneath the surface. We unpack:
Why the fall in multi-unit consents isn’t a cause for panic
The resilience of stand-alone houses, with consents rising 2.4% over the past year
What economists are saying about the stabilisation of the construction sector
How lower mortgage rates, rising house prices, and OCR cuts could trigger a recovery
Commercial construction trends: why businesses remain cautious in 2025

Despite short-term volatility, the numbers reveal that New Zealand’s residential building sector may have found a floor—and recovery could be on the horizon.

Whether you're planning to build, buy, or invest, now might be the ideal time to act before momentum shifts.

Tune in for expert insights on how to read the signs and prepare for the next upswing in property development.

If you found this episode helpful, don’t forget to subscribe, leave a review, and share it with someone interested in the property market.

Ready to take the next step? Join our free “How to Succeed with Property Investing” event at propertyapprentice.co.nz or book a meeting with Paul Roberts for tailored advice.

Sources:
https://www.westpaciq.com.au/economics/2025/05/first-impressions-nz-building-consents-april-2025?ai=1748561589863&cd=76673&cid=edm

https://www.stats.govt.nz/news/home-consents-down-in-the-month-of-april-2025/

https://www.mpamag.com/nz/news/general/new-zealand-home-building-consents-down-in-april-but-long-term-trend-stabilises/537692?hsmemberId=47647101&tu=&utm_campaign=&utm_medium=20250602&_hsenc=p2ANqtz--YrJXReTc3eQOqMAy7EO9Ko9vdd_4dgJZJ3CPUMsmL0-PMA5ofqHXx4mqYe5LmHjGzaTPjwYz1935lqz-vySTA8uyA1tvzAMaG1lJQVSbmahcNmGM&_hsmi=364501099&utm_content=&utm_source=

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this bonus episode of the Property Apprentice Podcast, host and financial adviser Debbie Roberts breaks down the NZ Government’s ambitious "Going for Housing Growth" agenda—a series of reforms that could significantly reshape the building consent system and property development process across Aotearoa.

If you've ever experienced delays or frustrations with building consents, you’ll want to hear this.

Here’s what we cover:

• The major overhaul of New Zealand’s building consent system
• Easier approval and access to international building products
• Plans to allow granny flats up to 70sqm without needing full consent
• How builders, plumbers, and drainlayers may soon self-certify their own work
• New targets to complete 80% of building inspections within 3 working days
• The balance between cutting red tape and maintaining building quality and safety

Whether you're a property investor, homeowner, builder, or someone planning a project, these changes could impact your timeline, your costs, and your opportunities.

Stay informed and get ahead of the curve.

Don’t forget to subscribe, leave a review, and share this episode with anyone in the building or property industry.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 19th of June - House prices to be '20% lower in 2030s than 2021' - forecast

Topic #2: Good Returns 18th of June -Rising inflation adding to RBNZ’s headache

Topic #3: Stuff 19th of June -Kāinga Ora to halt over 200 developments, sell vacant land

Topic #4: RNZ 19th of June - Quarter of households rely on government housing support

Topic #5: 1News 17th of June - How long will better times for renters last?

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: 1News 9th of June -Another big bank cuts home loan interest rates

Topic #2: RNZ 9th of June -'It would be foolish to be relying on a council valuation' - property experts

Topic #3: Good Returns 11th of June - ‘Excessive’ security agreements by banks need investigating – lobby group

Topic #4: Oneroof.co.nz 11th of June - Tony Alexander: Who'll blink first on unrealistic asking prices?

Topic #5: RNZ 12th of June - The suburbs where house prices are picking up

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this episode of the Property Apprentice Podcast, host Debbie Roberts, financial adviser and owner of Property Apprentice, breaks down the latest KiwiSaver changes announced in the government’s May 22nd, 2025 Budget. Whether listeners are saving for their first home, planning for retirement, or simply trying to make sense of the updates, this episode delivers clear and practical insights.

Here’s what’s covered:

• 16- and 17-year-olds will now receive employer and government contributions to their KiwiSaver accounts
• The default employee and employer contribution rate will increase from 3% to 3.5% in 2026, and to 4% by 2028
• The annual government KiwiSaver top-up will be halved from $521 to $260.72 as of July 1, 2025
• Individuals earning over $180,000 will no longer receive any government contributions
• What these changes mean for savers and how they could affect long-term balances
• Why this is a great time to help teens start contributing to KiwiSaver
• Tips on how to make the most of what's still available

Debbie encourages listeners to check out the updated KiwiSaver Calculator at www.sorted.org.nz to assess how the changes might impact their savings goals.

Whether it's good news for young savers or a wake-up call for high earners, Debbie offers a balanced take on what the new rules mean for Kiwis — and how to adapt.

🔔 Subscribe, leave a review, and share this episode with anyone who has a KiwiSaver account or is thinking of starting one.

KiwiSaver #NZBudget2025 #PropertyApprentice #FinancialAdviceNZ #FirstHomeBuyer #RetirementPlanning #DebbieRoberts #SortedNZ #FinancialLiteracyNZ

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: 1News 28th of May -Banks lower interest rates as Reserve Bank cuts OCR again

Topic #2: RNZ 29th of May - Are credit card rewards schemes worth it?

Topic #3: Good Returns 28th of May - First home buyers outgun investors again

Topic #4: Interest.co.nz 29th of May - Residential construction continues to decline in Auckland and still has some way to go before it hits the bottom

Topic #5: Interest.co.nz 29th of May -ANZ Property Focus Report says ample supply of homes for sale is keeping a lid on prices - expects mortgage rates to bottom out around the end of the year

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: NZ Herald 20th of May -Auckland Council to release new property valuations in early June

Topic #2: Oneroof 22nd of May - 'Pretty bad at the moment': Wait times for home loan approvals have blown out, say brokers

Topic #3: Good Returns 21st of May - Hawks, doves and Kiwis

Topic #4: Good Returns 22nd of May - KiwiSaver contribution rates to increase; Cuts to Govt contribution

Topic #5: RNZ 22nd of May -The social housing waitlist: Woman told no emergency homes available at all

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 13th of May - Lull in property values present home buyers 'rare opportunity'

Topic #2: Stuff 15th of May - People selling their home within three years could be facing a loss, new report finds

Topic #3: Interest.co.nz 15th of May - Housing sales and selling prices both edged lower in April, with REINZ saying buyers are being picky

Topic #4: RNZ 15th of May - Falling interest saving home loan borrowers $2.2b, bank says

Topic #5: Oneroof 14th of May -Tony Alexander: Reasons to be cheerful - but don’t expect a boom anytime soon

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 7th of May - House prices, rent rises to be restrained in the short term: RBNZ

Topic #2: RNZ 7th of May - Methamphetamine use still a headache for landlords, regulatory decisions due this year

Topic #3: Stuff 7th of May - ‘It's tough out there at the moment’: Number of adult children moving home on the rise

Topic #4: Oneroof 7th of May - Tony Alexander: Home loans are cheaper, so why has the housing market stalled again?

Topic #5: Oneroof 7th of May -Revealed: Green homeowners could save up to $98,000 on their mortgage bill

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Corelogic 1st of May - Momentum gradually builds in market upturn

Topic #2: RNZ 1st of May - Like the look of that house? 'Visit 50 properties before you buy'

Topic #3: Interest.co.nz 30th of April - ANZ's economists see an upturn in house prices but expect it to be restrained by high volumes of houses for sale

Topic #4: RNZ 30th of April - When and where house sellers have made 100 percent in five years

Topic #5: RNZ 29th of April -Time to pick a home loan strategy, ASB says

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 23rd of April - 'Pain' for property investors as renting listing levels hit decade high

Topic #2: Oneroof 23rd of April - Tony Alexander: Global trade war’s effect on house prices - the good, bad and ugly

Topic #3: RNZ 23rd of April - House sellers cut prices, March sales 'roaring back to life'

Topic #4: NZ Herald 23rd of April - Roofing Association ‘deeply concerned’ over claims of ‘reckless’ activity

Topic #5: Good Returns 22nd of April -Sitting back and taking a calm attitude

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*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 15th of April - Non-banks may offer lower rates under deposit insurance scheme

Topic #2: NZ Herald 15th of April - NZ’s house price median drops $30,000 annually, Auckland down 2.8%: REINZ

Topic #3: Oneroof 20th of April - ‘Too much of a risk’ - Agents to fire landlords who ignore Healthy Homes deadline

Topic #4: NZ Herald 14th of April -Kiwi card spending drops 0.8% in March, Stats NZ data reveal

Topic #5: Corelogic 16th of April -Buyer power dynamics are changing

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 9th of April - BREAKING: OCR: 3.5% - Further reduction in OCR appropriate

Topic #2: NZ Herald 8th of April - House prices flat to start 2025 – which regions fared better than others?

Topic #3: Good Returns 8th of April - Longer term fixed interest rates slowly bite into floating terms

Topic #4: NZ Herald 8th of April -First-home buyers face challenges as KiwiSaver balances drop

Topic #5: Corelogic 9th of April -NZ residential construction cost growth slows to near-record low

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: NZ Herald 1st of April - Green shoots of optimism as number of Kiwis behind on payments falls

Topic #2: The Mortgage Mag 1st of April - RBNZ does a u-turn on bank capital requirements

Topic #3: RNZ 2nd of April - Problems ahead unless government changes retirement policy - report

Topic #4: NZ Herald 2nd of April -Barfoot & Thompson unsold houses hit record: 6200 places available

Topic #5: Oneroof 30th of March - ‘Scary’ trend: Homeowners losing thousands of dollars with short-term mortgage fixes

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Oneroof 16th of March - OneRoof’s Need to Know: NZ’s most expensive and cheapest streets revealed

Topic #2: Stuff 19th of March - How to cut 10 years off your mortgage and pay less interest

Topic #3: NZ Herald 20th of March - ‘Rate wars’ puts long-term mortgage-fixing back in the frame

Topic #4: Stuff 20th of March -Why experts say your KiwiSaver contribution should be a minimum of 4%

Topic #5: RNZ 20th of March - Here's what your credit score might stop you doing

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Stuff 11th of March - More listings than sales: How to sell your house

Topic #2: 1News 10th of March -What will happen to house prices this year? Major bank changes its mind

Topic #3: NZ Herald 11th of March - What to do if you are worried about your KiwiSaver balance

Topic #4: RNZ 10th of March - Are women really more conservative investors?

Topic #5: Stuff 13th of March - Summer 2025 marks flattest housing market performance in six years - QV

propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #newzealand #propertymarket

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Good Returns 4th of March - Rise in retiree renters to influence data in decades to come

Topic #2: NZ Herald 4th of March -What is NZ’s biggest KiwiSaver balance?

Topic #3: RNZ 5th of March - Number of pensioners needing rent help nears 50,000

Topic #4: 1News 6th of March - Modest growth in property values in February - CoreLogic

Topic #5: Good Returns 6th of March - Longer-term mortgage rates near cycle lows

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 26th of February - Refixing borrowers swamp banks

Topic #2: NZ Adviser 27th of February - Report reveals gender gaps in NZ property ownership

Topic #3: NZ Herald 24th of February - Waiting to fix mortgages in 2026 could cost borrowers more, interest rate analyst says

Topic #4: NZ Herald 24th of February - Housing confidence back to 2020 levels - survey

Topic #5: NZ Adviser 27th of February - Real estate investors reevaluate portfolios – survey

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: NZHerald 18th of February - Property investors eye short-term rentals for higher yields

Topic #2: Interest.co.nz 19th of February - Auckland's median price dropped $51,000 in January, national median down $30,000

Topic #3: RNZ19th of February - All major banks cut interest rates after official cash rate drops

Topic #4: RNZ 19th of February - House sellers warned to be realistic despite falling interest rates

Topic #5: NZ Adviser 20th of February - New Zealanders prioritise mortgage and essential bills, survey finds

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 11th of February - ‘Pre-wave' of property investors start to appear

Topic #2: Good Returns 11th of February - Borrowers switch from floating to fixed rates at brisk clip

Topic #3: NZ Herald 11th of February - Kāinga Ora cracks down on rent debt, halves outstanding amount

Topic #4: NZ Adviser 12th of February - NZ's residential property market shifts toward buyers

Topic #5: RNZ 12th of February - Flat hunting? Here's why a landlord can't ask whether you have got a job

propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording #rent #newzealand

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Realestate.co.nz 3rd of February - Sellers hit 2025 hard, with new listings at levels not seen in a decade

Topic #2: NZ Herald 4th of February -Housing Minister Chris Bishop reveals Kāinga Ora’s turnaround plan to reduce deficit

Topic #3: Oneroof 4th of February - Wellington’s average RV drops 24%: Which suburbs are most at risk?

Topic #4: NZ Herald 5th of February - Major banks cut home loan rates; Westpac first to go sub 5%

Topic #5: RNZ 5th of February - Should first-home buyers rush to get in the market?

propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlording

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Stuff 22nd ofJanuary - What the unchanged inflation rate means for your mortgage

Topic #2: NZ Herald 22nd of January -Rising rents the biggest driver as inflation stays stuck at 2.2%

Topic #3: Interest.co.nz 22nd of January -REINZ says December was especially quiet and buyers had plenty to choose from as housing inventory surged

Topic #4: RNZ 21st of January- 'No rush back' to the housing market

Topic #5: The Mortgage Mag 22nd of January -Investor mortgage borrowers’ sentiment takes a nose dive

propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords #RBNZ

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 15th of January - Mortgage calls: When will borrowers see value in long-term rates again? Topic #2: Interest.co.nz 16th of January -There was a 30% drop in buyer interest on Trade Me Property in DecemberTopic #3: Good Returns 15th of January -Borrowers turn to short term mortgage rates in drovesTopic #4: Interest.co.nz 16th of January-Economists see latest NZIER Quarterly Survey of Business Opinion as clearing the way for a further substantial cut to the Official Cash Rate next monthTopic #5: Corelogic 16th of January -Rumours swirling over NZ’s foreign buyer ban - million-dollar agents think changes are afoot

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 12th of December-Building cost inflation drops to lowest annual rate since 2015

Topic #2: Oneroof 12th of December -FOBO knocks Christchurch for six: What is it and what is it doing to house prices?

Topic #3: RNZ Herald 12th of December-Smaller banks often match big bank interest rates - mortage adviser

Topic #4: Oneroof 11th of December -Tony Alexander: Don’t bet on ultra-low mortgage rates next year

Topic #5: Corelogic 12th of December -Best of the Best 2024 unveils a year of contrasts

propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: 1News 4th of December-Stable property prices help fuel 'Goldilocks' market — report

Topic #2: The Mortgage Mag 5th of December -Bank of mum and dad alive and well

Topic #3: NZ Herald 4th of December-Commerce Commission investigated Valocity over competition issues among valuers

Topic #4: Interest.co.nz 3rd of December -Barfoot & Thompson's sales and selling prices both headed higher in November but the agency has a mountain of stock to deal with

Topic #5: Corelogic 5th of December -‘Holding pattern’ continues for property values in November

propertyapprenticenz #investingadvice #mortgagerates #OCR #landlords

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: NZ Herald 16th of November-Housing Minister Chris Bishop outlines Government plans to make is easier for community housing providers to get finance

Topic #2: RBNZ Media Realease 27th of November -OCR 4.25% - OCR lowered further as inflation returns to target

Topic #3: NZ Herald 26th of November -Housing confidence rises as interest rates continue to fall

Topic #4: RNZ 27th of November - The rule change that's likely to hit property investors harder

Topic #5: RNZ 27th of November -KiwiSaver provider suggests saving no less than $1 million for retirement

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Welcome to the Property Apprentice Podcast, where we empower New Zealand property investors with the tools and insights they need to thrive! In this episode, host Debbie Roberts breaks down the exciting updates to New Zealand’s tenancy bond system.

After 24 years of paper-based processes, the tenancy bond service is going digital! Starting in late November, lodging new bonds will become faster, easier, and more secure with mandatory online options. Debbie covers everything you need to know, including:

📌 How the new system works
Digital bond lodgement options via online forms or B2B property management software.
Enhanced payment methods for secure transactions.
📌 Benefits for landlords, property managers, and tenants

Faster processing times.
Improved data accuracy and bond management.
📌 What stays the same

Existing bonds and related processes like refunds and updates remain unaffected for now.
📌 How to stay updated

Subscribe to the Tenancy Matters newsletter.
Follow Tenancy Services on Facebook.
Submit an Expression of Interest to participate in future system testing.
This episode is packed with practical advice to help landlords and property managers transition smoothly to the new system. Don’t miss it!

🔗 Visit https://www.tenancy.govt.nz/ for more details.

👉 Subscribe to the Property Apprentice Podcast for more tips and updates on property investment in New Zealand!

propertyinvestors #nzproperty #landlordtips #realestateinvestors #newzealand #investingadvice #propertymanagement #housingmarketupdate

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*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Interest.co.nz 20th of November-Independent global economic researchers Capital Economics say despite their expectation the RBNZ will slash the OCR to just 2.25% in 2025 the housing market price recovery will be 'muted'

Topic #2: The Mortgage Mag 19th of November -Mortgages harder to get over the line

Topic #3: NZ Herald 19th of November -Landlord paid $4k after $40k of damage, goes to Tenancy Tribunal

Topic #4: Stuff 21st of November - Investors on the rebound and first home buyers still strong in sluggish market

Topic #5: RNZ 21st of November -Capital gains tax the best way to raise revenue as NZ 's population ages - Treasury

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 12th of November-Average house values little changed from start of year

Topic #2: Oneroof 13th of November -Tony Alexander: Where Kiwis plan to splash the cash now rates are falling

Topic #3: RNZ 13th of November -Wanting to sell your house? It may take 7 years before you don't face a loss

Topic #4:Good Returns 14th of November -Govt takes risk-based approach to deposit guarantee scheme

Topic #5: Interest.co.nz 14th of November -Housing market warms over spring but it's not exactly tropical

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 7th of November-Current first-home buyers paying less but getting more

Topic #2: The Mortgage Mag 5th of November -Banks asses what stressors could destroy capital buffers

Topic #3: Interest.co.nz 7th of November -Newly released 2023 Census data shows that around one-in-16 houses in New Zealand are too small for the number of people living in them

Topic #4: NZ Advisor 6th of November -NZ property market shows signs of revival

Topic #5: RNZ 6th of November -Building consents up but time needed for new builds to return, economist says

Topic #6: Business Desk NZ 6th of November -Adviser liability gap leaves couple with no easy options

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 29th of October-Rents fall to eight-month low, but still higher than last year

Topic #2: Stuff 29th of October -Last minute home loan fixing could save thousands, mortgage broker says

Topic #3: 1News 29th of October -How the Government is moving to streamline building consents

Topic #4: NZ Herald 29th of October -Bond refunds spark disputes: Tenants and landlords clash in tribunal

Topic #5: Interest.co.nz 29th of October -A majority of voters want to tax property investor profits but not other assets

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 22nd of October-‘They know they will be blowing first-home buyers out of the water’

Topic #2: 1News 22nd of October -Jumbo-sized 75 point OCR cut possible next month - economist Topic #3: Oneroof 22nd of October -‘Heart-wrenching’: Christchurch students struggling to find a roof as accommodation shortage bitesTopic #4: Oneroof 22nd of October -Tony Alexander: 2025 could have been a really bad year for property investors Topic #5: Interest.co.nz 24th of October -ICNZ opposes UK-style flood reinsurance scheme for NZ, saying it could send the wrong signals

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 15th of October-Unauthorised overdrafts, the banks' secret weapon in avoiding mortgagee sales?Topic #2: Stuff 16th of October -Five places where property sales are picking up Topic #3: NZ Herald 15th of October -Auckland house prices fall 5.4%, national inventory up 27.4%Topic #4: RNZ 16th of October -How does NZ's pension compare?Topic #5: NZ Adviser 17th of October -Kiwis moving more, staying less

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 10th of October-Statistics New Zealand figures show household net worth dropped by $47 billion in the June quarter, while total income fell for the first time since this data series began in 2016

Topic #2: 1News 9th of October -OCR cut reaction: 'Brighter days' ahead as rate relief coming

Topic #3: Interest.co.nz 8th of October -NZ Banking Association says despite tough economic conditions, 'the vast majority of New Zealanders' are managing their financial situation well

Topic #4: TradeMe 8th of October -Spring trend or market rebound? House prices bounce back

Topic #5: Interest.co.nz 10th of October -Rents are static around the country suggesting supply and demand are reasonably balanced

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Herald 17th of September- Mortgage rate battle continues as Kiwibank cuts home loans rates

Topic #2: Oneroof 18th of September -Tony Alexander: Why do Kiwi houses cost nine times the average income?

Topic #3: NZ Adviser 18th of September - Kiwis' growing obsession with 'dream scrolling'

Topic #4: Oneroof 17th of September -Vibrations damage homeowner’s property - and the insurer is ignoring the claim

Topic #5: 1News 19th of September -Property sales slowly rising heading into spring - CoreLogic

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Corelogic 12th of September -NZ property market faces mixed fortunes as recent slowdown hits suburbs

Topic #2: 1News 10th of September -More than 300 Kāinga Ora projects across NZ in limbo

Topic #3: RNZ 11th of September - Rateable values, market values and rates: What you need to know

Topic #4: RNZ 12th of September -Mortgage brokers push back on Commerce Commission advice to present multiple offers

Topic #5: RNZ 10th of September -Glut of houses on the market keeping values down - QV

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 3rd of September -New Zealanders are falling short on retirement savings – is it time to boost KiwiSaver contributions?

Topic #2: RNZ 3rd of September -How many borrowers have 'fix regret'?

Topic #3: Interest.co.nz 4th of September -Opinions split about whether it's a good time to buy a house, ASB survey shows

Topic #4: Oneroof 4th of September -Tony Alexander: How long have buyers got before they lose the upper hand?

Topic #5: RNZ 4th of September -Kainga Ora takes action over tenant rent arrears

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Corelogic 29th of August -Brighter future for small investors and relocating owner-occupiers as market conditions shift

Topic #2: NZ Herald 27th of August -2025 the year house price rises revert to normal, BNZ says

Topic #3: NZ Herald 28th of August -The KiwiSaver fund that has returned nearly 400%

Topic #4: Interest.co.nz Mag 29th of August -Housing market downturn is helping first home buyers get into a home of their own

Topic #5: RNZ 28th of August - 'Capital income tax' just an internal debate at this stage - Chris Hipkins

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*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Join Debbie from Property Apprentice as she sits down with longtime clients Kellie and Ryan Dawson, who began their property investment journey back in 2012. Kellie shares how they overcame early skepticism about investing and built a successful property portfolio over the years, while raising their family. Now, as they enter a new chapter of life, Kellie talks about their bold decision to travel around Australia with their two boys in a caravan! Discover the lessons they’ve learned, how education played a key role in their success, and their inspiring story of creating financial freedom.

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#successmotivation #propertyinvestingnz #investingadvice #investingforbeginners #propertyinvestment #nzproperty #newzealand

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: 1News 19th of August -With the OCR coming down, how far will home loan rates fall?

Topic #2: Interest.co.nz 20th of August -House prices continued to tumble in July but that's proving to be good news for buyers

Topic #3: Landlords.co.nz 20th of August - From hunted to hunters

Topic #4: The Mortgage Mag 20th of August -Mortgage advisers should put greater emphasis on price: ComCom

Topic #5: Interest.co.nz 19th of August -Three quarters of the properties selling at auction are fetching less than their rating valuation

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:

Winter blues over? First-home buyers lead market resurgence

Half of household income going to the mortgage

OCR drops, but may not impact housing too much

Banks slash mortgage rates as further OCR cuts signalled

RBNZ says rate cuts should act faster this time

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Stuff 31st of July - Tax warning for property flippers

Topic #2: 1News 30th of July - Explainer: The changes coming for the process of borrowing money

Topic #3: RNZ 30th of July - Is a capital gains tax the answer to unaffordable renting?

Topic #4: NZ Herald 31st of July -ANZ cuts home loan and business interest rates

Topic #5: RNZ 1st of August -Banks relax borrowing test rates

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Good Returns 22nd of July - Predictions for OCR cut next month

Topic #2: The Mortgage Mag 23rd of July -Deloitte: shared equity schemes could arrest declining home ownership

Topic #3: Stuff 25th of July - Teenagers buy their own home after years of saving at their supermarket jobs

Topic #4: RNZ 24th of July -Rents falling for first time in nearly two years, data shows

Topic #5: RNZ 23rd of July -More home loan rate cuts - if you can get them

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: 1News 17th of July - NZ's largest bank cuts home loan rates as inflation dips

Topic #2: NZ Herald 15th of July - Housing: Listings soar, Auckland, Canterbury buck price falls, ASB expects turnaround in late 2024

Topic #3: Oneroof 17th of July - Tony Alexander: Why the era of crazy house price rises is over

Topic #4: 1News 16th of July -Govt considers rolling back home insulation standards

Topic #5: Kainga Ora 14th of July -New approach to tenancy management

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: The Mortgage Mag 10th of July Expectation of Nov rate cuts prompts record short rate borrowing

Topic #2: Stuff 10th of July - Housing changes will make it ‘harder for disabled people to live’, advocate says

Topic #3: Interest.co.nz 9th of July - QV says house hunters are going into hibernation as values continue to fall

Topic #4: NZ Herald 8th of July -Lending limits: How they could affect bank mortgage books

Topic #5: 1News 8th of July -Millions spent on Kāinga Ora developments now in limbo

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: NZ Herald 4th of July -Government to ‘flood’ cities with more housing by liberalising planning rulesTopic #2: Oneroof 2nd of July - Banks pick date of first interest rate cut - will mortgage pain ease this year?

Topic #3: NZ Herald 2nd of July - New building consents take a tumble

Topic #4: The Mortgage Mag 3rd of July -New code brings commonsense to lending - FSF

Topic #5: RNZ 2nd of July -Australian, New Zealand property markets face creeping climate risks

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Interest.co.nz 27th of June -Trade Me says more rooms in flats are being advertised but fewer people want them

Topic #2: NZHerald 26th of June - Another major bank scales back house price forecast

Topic #3: NZ Herald 27th of June -How July 1 changes to Auckland Fuel Tax, paid parental leave and the bright-line test could affect you – The Front Page

Topic #4: Oneroof 25th June -Works hard, earns good money, still can’t afford a home

Topic #5: Interest.co.nz 26th of June-What to think about when reading your annual KiwiSaver statement according to the Chief Economist at the Financial Markets Authority

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Landlords.co.nz 20th of June -Market could be near a tipping point

Interest.co.nz 19th of June - New Zealand's biggest rent increases have come in cyclone-affected Gisborne and Hawke's Bay

RNZ 19th of June -Granny flat change could make home ownership more obtainable, supporters say
Topic #4: Oneroof 20th June -Ex-housing minister: Rare moment of political agreement torpedoed by Christopher Luxon

Topic #5: Corelogic 20th of June- Persistent market challenges, despite easing lending and tax rules

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: NZHerald 13th of June -Thousands of first-home buyers have deposits wiped out

Topic #2: Newshub 12th of June - Households struggling to save or cope with unexpected bills, Kiwibank report reveals

Topic #3:Oneroof 12th of June -Tony Alexander: The return of the housing market slump - who’s to blame?

Topic #4: Interest.co.nz 10thof June -Residential building cost inflation dropped to 1.8% in 12 months to May this year from 4.9% in the 12 months to December 2023

Topic #5: NZHerald 11th of June- $55,000 back pocket hole: Cut-off nearing for Government KiwiSaver contribution

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: NZHerald 6th of June -Housing market rally stumbles as New Zealand and Auckland prices fall

Topic #2: Good Returns 6th of June -Geopolitics aside, investors take long view with buying intentions

Topic #3: NZ Herald 4th of June -High costs push more homeowners to seek homestay students and flatmates

Topic #4: RNZ 2nd of June -Did we have to have the interest rate pain?

Topic #5: Interest.co.nz 4th of June- Asking prices, new listings and total stock levels all sinking as the housing market heads into winter

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: NZHerald 29th of May -Census 2023 results: New Zealand’s population growing, diversifying, and ageing

Topic #2: Stuff 28th of May -How does your Kiwisaver balance stack up?

Topic #3: Good Returns 28th of May-RBNZ pushes go button on DTI restrictions

Topic #4: NZ Herald 29th of May -ASB Housing Confidence: Good time to buy a home? Depends on who you are

Topic #5: Oneroof 30th of May- Budget 2024: What the tax cuts mean for the housing market

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 22nd of May -First home grant axed: What the Government changes mean for first-time buyers

Topic #2: 1News 23rd of May -Record numbers are leaving NZ – but is the grass greener overseas?

Topic #3: Interest.co.nz 21st of May-Crown housing agency may have to bid against private housing providers to secure funding for future state homes

Topic #4: Good Returns 23rd of May -Good and bad news for home owners from RBNZ

Topic #5: Newshub 21st of May- Bay of Plenty more expensive than Auckland for renters

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 15th of May -Sticky market for investors – first home buyers in control

Topic #2: Good Returns 16th of May -ComCom told clawback periods need to be reduced

Topic #3: RNZ 13th of May- Rents, fuel and food holding up inflation

Topic #4: RNZ 16th of May -Buyers' market? Property resale profits down

Topic #5: Stuff 13th of May-$1m home at age 25? Could ‘house-hacking’ work for you?

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 8th of May -First home buyers benefit from lower prices and less competition - CoreLogicTopic #2: Good Returns 8th of May -Mortgage borrowers hedge their bets on OCR coming down soon

Topic #3: NZHerald 7th of May- KiwiSaver investments ride wave of optimism

Topic #4: 1News 9th of May -Budget 2024: Willis promises 'meaningful but modest' tax relief

Topic #5: Oneroof 8th of May-Tony Alexander: When homeowners should expect the magic 1% cut in mortgage rates

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Herald 30th of April -Reserve Bank wants banks to keep a closer eye on the insurability of properties it lends against

Topic #2: Interest.co.nz 29th of April -ANZ report says Auckland housing market has remained soft despite the recent surge in net migration

Topic #3: 1News 30th of April- Interest rate cuts might have to wait until 2025 — economist

Topic #4: Stuff 1st of May -The regions where property prices are still rising

Topic #5: The Mortgage Mag 1st of May- RBNZ could impose DTIs on mortgage lending from July

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Herald 18th of April -Record number of home owners fix on one year terms as they bet on interest rates falling

Topic #2: RNZ 15th of April 'Recession, high interest rates take toll on construction industry

Topic #3: Oneroof 17th of April- Mums and dads are now bailing on NZ - ‘they think the grass is greener’

Topic #4: RNZ 17th of April -Inflation drops to 4 percent, lowest rate in nearly three years

Topic #5: Auckland Property Investors Association (APIA) 15th of April-How to Stop the New Pet Rules from Going Barking Mad

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 9th of April -Average home value sees 'modest' increase for first quarter

Topic #2: 1News 11th of April -'No cause' terminations remind renters 'they are at the whim' of landlords

Topic #3: NZHerald 10th of April- Official Cash Rate (OCR) decision: No change, ‘very high threshold’ needed to justify hike

Topic #4: Newshub 10th of April -Homeowners using savings to respond to major insurance premium hikes

Topic #5: Corelogic 9th of April-Normalisation of NZ construction costs to provide certainty for builders and consumers

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Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 2nd of April -The housing market is heading into winter with a shed load of unsold properties looking for buyers

Topic #2: Good Returns 2nd of April -Clawbacks could sneak onto ComCom agenda

Topic #3: Interest.co.nz 3rd of April- Zoning, housing regulations, and Kāinga Ora are all in the spotlight in the Coalition Government's three month plan

Topic #4: RNZ 4th of April -More houses for sale, high interest rates keep price gains low

Topic #5: NZ Herald 3rd of April-KiwiSaver contributions: Big gap between men and women

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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TransparencyInFinance #propertyapprenticenz #bankingsector #FinancialInsights

Join Debbie Roberts, Owner and Financial Advisor at Property Apprentice, as she delves into the Commerce Commission's draft report on New Zealand's personal banking sector. In this, episode, she explores the findings, recommendations for improvement, and dispels misconceptions about mortgage advisors. Gain insights into empowering consumers and embracing transparency in financial decision-making.

REGISTER TO THE HOW TO SUCCE WITH PROPERTY INVESTING EVENT: https://www.propertyapprentice.co.nz/auckland-events/
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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 25th of March -ComCom accused of being out of touch with the reality of mortgage advice

Topic #2: Oneroof 26th of March -Warning to first-home buyers as ANZ gives property investors a leg-up

Topic #3: Stuff 25th of March- Will tax reform be Labour’s trump card in next general election?

Topic #4: Oneroof 25th of March-Rentals costing landlords up to $450 a week in top-ups

Topic #5: Oneroof 27th of March -Tony Alexander: Extra difficulties for renters lie just around the corner

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Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Herald 19th of March -Kāinga Ora crackdown: Greens decry ‘politics of punishment’, neighbours celebrate as Government moves on unruly tenants

Topic #2: Oneroof 19th of March -When house sales turn toxic: Why real estate agents fire their vendors

Topic #3: The Mortgage Mag 18th of March- Activating DTIs and loosening LVRs

Topic #4: Good Returns 20th of March- DTIs need deeper analysis

Topic #5: Oneroof 18th of March -Seven straight months of rent hikes: Prices rising at double the speed

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Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 11th of March - Interest rate relief: Has the Government opened the floodgates to property investors?

Topic #2: Stuff 12th of March -How much does state housing really affect property values?

Topic #3: NZ Herald 14th of March- Labour claimed 346 landlords owned 200+ properties, but official data can prove only one

Topic #4: Stuff 12th of March- Here’s where house prices dropped at year’s start

Topic #5: Oneroof 14th of March -On the hook for $150,000: Holiday home sellers warned over hefty GST bills

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Herald 5th of March - Auckland houses for sale flood market, hit 11-year peak

Topic #2: Good Returns 7th of March -ANZ's Zollner: be careful what you wish for on house prices

Topic #3: NZ Herald 7th of March- ‘Done and dusted’: More Kiwis believe housing market downturn is over despite sluggish market - ASB survey

Topic #4: Good Returns 5th of March- Mortgage arrears rising but still low

Topic #5: Newshub 6th of March -Major bank BNZ cuts some home loan rates to keep up with competitors

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Property Apprentice financial adviser and owner Debbie Roberts delves into the recent Reserve Bank announcement and its impact on interest rates across New Zealand. In this insightful discussion, Debbie explains the intricacies of the Official Cash Rate (OCR) and its role in shaping mortgage rates, alongside key economic indicators like inflation and employment figures.

Discover why the Reserve Bank has chosen to maintain the status quo and explore the implications for future OCR adjustments. Gain valuable insights into debt-to-income ratios (DTIs) and their significance in maintaining stability in the housing market.

With expert predictions and practical advice on navigating the evolving interest rate landscape, this episode is essential viewing for homeowners and investors alike. Tune in now to stay informed and make confident financial decisions in today's property market!

🏡 Don't miss out on our upcoming event! Join us at https://www.propertyapprentice.co.nz/auckland-events/ to stay updated.

💼 Get to know how we can help! Schedule a free strategy call with Paul Roberts at https://www.propertyapprentice.co.nz/free-strategy-call/.

Stay ahead in the real estate game with us! #investingforbeginners #RealEstateTips #rbnz #ocr #cashflow #nzproperty

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Newshub 28th of February - Sir John Key reveals his prediction for the housing market

Topic #2: Good Returns 28th of February-BREAKING: OCR 5.50% - Monetary Policy remains restrictive

Topic #3: Oneroof 25th of February- ‘It’s not cheap money’: Why bridging loans are too much of a gamble for sellers right now

Topic #4: Stuff 24th of February- Do renters get a better deal overseas?

Topic #5: NZHerald 28th of February -Nearly half of Kiwis worry about money, young feeling ‘overwhelmed’

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Whether you anticipate a substantial raise or not, financial success isn't solely tied to income. It's about effective money management and setting achievable financial goals. In this episode, we explore practical ways to handle increased income, from revisiting financial goals to building emergency funds and paying off debt strategically.

With insights on KiwiSaver, investment diversification, and spotting red flags in property coaching, Debbie offers her insight to navigate your financial journey. Plus, learn the importance of a comprehensive financial plan and how it can accelerate your path to financial freedom.

Tune in now to discover how to leverage your pay increase for a brighter financial future. Don't miss out on maximising your financial potential in 2024!

Watch the Youtube video

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 20th of February - High mortgage rates prompt 'patchy' property sales

Topic #2: NZ Herald 19th of February-What you need to know about likely mortgage rule changes

Topic #3: Oneroof 20th of February- Would you let AI choose your mortgage?

Topic #4: Newshub 22nd of February- Median weekly rent continues to rise, Auckland regains status as most expensive place

Topic #5: Oneroof 21st of February -Tony Alexander: Why April 1 will be an important date for house prices

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 11th of February - Govt urged to help boost build-to-rent developments

Topic #2: NZ Herald 12th of February-Debt-to-income: Aucklanders need almost $200k incomes to buy average home

Topic #3: Stuff 13th of February- House prices double in 10 years - but can it continue?

Topic #4: RNZ 14th of February- Some homeowners let insurance policies lapse in face of high cost

Topic #5: The Mortgage Mag 13th of February -NZers adjustment to higher rates, about 80% complete: RBNZ

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 3rd of February - Capital gains tax could help balance Govt books: Treasury

Topic #2: Interest.co.nz 5th of February-High stock levels in the housing market at the start of this year mean buyers have plenty to choose from over summer

Topic #3: Stuff 5th of February- Queenstown house sellers demand record prices

Topic #4: RNZ 6th of February- How fast will interest rates really fall?

Topic #5: Oneroof 7th of February -Tony Alexander: With so much interest in the housing market, what is holding buyers back?

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 30th of January - Property market ‘returning to normality’, data shows

Topic #2: Interest.co.nz 30th January -More than 16,000 homes sold to buyers in New Zealand on residence visas last year

Topic #3: Newshub 31st of January- Why mortgage rates could come down despite Reserve Bank indicating no relief anytime soon

Topic #4: Newshub 30th of January - Barfoot and Thompson Quarterly Report shows spike in Auckland rent prices

Topic #5: Good Returns 31st of January -CCCFA wrecking ball to be turned on its headJoin OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 23rd of January - DTIs will have no significant impact on house prices immediately
Topic #2: Stuff 20th January -What might happen to your KiwiSaver in 2024?
Topic #3: Interest.co.nz 22nd of January- More than 1900 new dwellings completed in Auckland for third month in a row in November
Topic #4: NZ Herald 24th of January - Renter advocates want private landlords regulated under new bill targeting property managers
Topic #5: 1News 24th of January -Surprise region overtakes Auckland as priciest for renters

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 16th of January - Plenty of twists and turns to come

Topic #2: Newshub 17th January -Average property values rise for a third month — CoreLogic

Topic #3: Interest.co.nz 17th of January- Latest Reserve Bank figures indicate that New Zealand's home owner-occupiers appear to be betting that interest rates will start coming down again sooner rather than later

Topic #4: RNZ 18th of January - Minister demands Kāinga Ora fill empty social houses

Topic #5: Good Returns 18th of January - DTIs on investment property don’t make sense

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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As the property market gears up for an exciting year, join us as we explore the myriad opportunities that lie ahead for both first-time buyers and seasoned investors.

In today's episode, Property Apprentice Financial Adviser Debbie Roberts delves into a variety of property options, each with its own unique advantages. From the allure of short-term rentals in the post-COVID era, seizing the potential of commercial real estate amidst a robust economy, to the serene escape offered by rural and lifestyle properties in New Zealand – we've got it all covered.

Register for our free "How to Succeed with Property Investing" Event!

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Join Debbie Roberts, owner, and financial advisor at Property Apprentice, for a friendly and insightful discussion on the timeless question: when is the right time to dive into property investing?

In this episode, Debbie explores crucial factors, including missed opportunities in a dynamic market, the time value of money, equity building, diversification benefits, and the importance of the learning curve in real estate investments. Discover why postponing your property investment journey may not always be in your favor and gain valuable insights for informed decision-making. Don't miss out on expert advice and coaching support from Debbie without any conflict of interest – tune in now!

📍 Visit our website at www.propertyapprentice.co.nz for more information. We look forward to having you with us in our next episode. 🎙️✨

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this episode, Debbie delves into the intricacies of financial advice regulation in New Zealand, covering topics such as the Financial Markets Authority (FMA), the Financial Advisors Act 2008 (FAA), and the specific competency standards and disclosure requirements for financial advisors. She emphasises the importance of working with qualified and regulated professionals, explores common misconceptions about what constitutes financial advice, and provides insights into when individuals may think they're receiving advice but are not.

To learn more about property investing, join Debbie at the free event 'How to Succeed with Property Investing,' updated for 2024. Whether you're a seasoned investor or new to the field, this podcast offers valuable insights into navigating the financial landscape and making informed decisions. Don't miss out – tune in now!"

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Tune in for game-changing insights on KiwiSaver. We're talking retirement savings gaps, the lowdown on KiwiSaver funds, and the need for strategic adjustments. Massey University's study and Mercer's research highlight the disparities and prompt calls for comprehensive KiwiSaver reviews.

But fear not, we've got practical tips – bump up contributions, choose wisely, and dodge the 2050 retirement shortfall. KiwiSaver isn't just an option; it's a must for a comfy retirement. Pro tip: Get a complimentary KiwiSaver review if you're a Property Apprentice client. 💌 If not, hit us up at office@propertyapprentice.co.nz for guidance. Let's make sure your retirement fund works like a charm! 🌈

Register for our free "How to Succeed with Property Investing" Event!

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Join Debbie Roberts, the Owner and Financial Advisor at Property Apprentice, in a special episode where we chat about finding an awesome property manager! We get into the nitty-gritty of property management, share why it's crucial to treat property investment like a business, and give you practical tips for hiring the perfect property manager.
From doing your research to checking online reviews, we cover it all in a laid-back chat. Tune in for some great tips to make your property management journey smoother. Don't forget to subscribe for more friendly tips on your investment adventure.

Register for our free "How to Succeed with Property Investing" Event!

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: The Mortgage Mag 12th of December-DTIs still in the melting pot

Topic #2: Newshub 13th of December - CoreLogic reveals best places in New Zealand to own a house in 2023 property report

Topic #3: Good Returns 13th of December -Housing market still at a low ebb despite lift in sales

Topic #4: Oneroof 11th of December-Interest rate hikes: You ain’t seen nothing yet

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 6th of December-Auckland housing market rebounding

Topic #2: RNZ 6th of December - Housing market: Borrowers warned higher mortgage rates to last longer

Topic #3: Newshub 4th of December - Economist predicts high number of Kiwisaver withdrawals will persist next year

Topic #4: Corelogic 10thof December-10 things to know about mortgage debt right now

Topic #5 Oneroof 6th of December-Tony Alexander: Should first-home buyers be worried about property investors?

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 28th of November-New Government – new property rules

Topic #2: Corelogic 29th of November - An OCR decision of words not actions

Topic #3: Landlords.co.nz 29th of November - Weaker than expected

Topic #4: The Mortgage Mag 29thof November-Mortgage lending should be removed from CCCFA

Topic #5 Landlords.co.nz 30th of November-Too expensive and wrong – new property manager regulations needed

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 22nd of November-Relief may be in sight for interest rates

Topic #2: Landlords.co.nz 21st of November -Solving the rental shortage – new legislation and a change of attitude

Topic #3: 1News 23rd of November - Rental growth surges to double long-term average - CoreLogic

Topic #4: Stuff 23rd of November-Here's where demand is rising fastest for houses

Topic #5 Oneroof 22nd of November-Tony Alexander: 119,000 reasons for an early rate cut ... but there's a downside too

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 14th of November-House values strengthen, especially in larger cities

Topic #2: Interest.co.nz 15th of November -Migration-driven population growth has more than doubled compared to pre-Covid levels

Topic #3: NZ Property Investors Federation Press Release 13th of November - How the incoming Government can help NZ tenants

Topic #4: Stuff 15th of November-New Zealand's unluckiest first-home buyers?

Topic #5 RNZ 15th of November-House resale performance should improve but it might take time - property economist

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 6th of November-New faces but not enough places

Topic #2: Stuff 7th of November -Million-dollar buyers more than half Auckland market

Topic #3: Landlords.co.nz 8th of November -Changes expected to bill regulating property managers

Topic #4: Oneroof 7th of November-They want to take the money and run: ‘Mum and dad’ investors ready to quit

Topic #5 Landlords.co.nz 9th of November-Market share soars for first home buyers

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Herald 1st of November-New Zealand and Auckland house prices: Analyst CoreLogic says downturn is officially over

Topic #2: RNZ 31st of October -House prices set to rise 8 per cent in New Zealand in 2024 - Westpac

Topic #3: Interest.co.nz 2nd of November -The Reserve Bank hints debt to income ratio restrictions could be put in place in the middle of 2024

Topic #4: Interest.co.nz 30th of October-BNZ chief economist Mike Jones says the currently wide cost gap between building and buying a house should reduce, but much of this is expected to come via higher house prices

Topic #5 Stuff 31st of October-What will be first issues for new Government to tackle?

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 25th of October-Banks' doors 'widest they have been in a long time'

Topic #2: Landlords.co.nz 24th of October -BTR on cusp of becoming a major housing sector

Topic #3: Interest.co.nz 23rd of October -Rents for apartments in Auckland's CBD have recovered from their lockdown lows

Topic #4: Corelogic 25th of October-‘Mums and Dads’ set for a come back? Topic #5 Oneroof 25th of October-Tony Alexander: Investors are feeling a lot happier - should first home buyers be worried?

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 16th of October-'Not wanting to catch a falling knife': Why we hang back from buying until market bottom has passed

Topic #2: Good Returns 18th of October -Investors show market return

Topic #3: Stuff 17th of October-Will new government provide easier path for mortgage borrowers?

Topic #4: Newshub 18th of October-House prices bouncing back, apartments and townhouses lagging behind as market heats up – Trade Me

Topic #5 Stuff 18th of October-High-density property prices are dropping, is now a good time to buy?

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: The Mortgage Mag 9th of October-Will repealing the CCCFA be enough?

Topic #2: Interest.co.nz 11th of October -The number of new homes being built in Auckland may be starting to decline just as immigration ramps up

Topic #3: NZ Herald 10th of October-Cost of living: The urge to splurge just got a purge, Kiwibank data shows

Topic #4: Interest.co.nz 10th of October-Non-bank lenders launch Responsible Debt Collection Code including guidance on when & how often they'll contact debtors

Topic #5 1News 10th of October- First-home buyers fuelling housing market recovery - QV

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help.

THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 2nd of October-New property listings plummet in pre-election lull

Topic #2: Landlords.co.nz 4th of October -Flood of new investors unlikely even if Government changes

Topic #3: NZ Herald 4th of October-The Front Page: Landlords v renters – What’s at the stake in the next election

Topic #4: Interest.co.nz 4th of October-A study by Massey University has found older people need more personal savings than ever to get by

Topic #5 Interest.co.nz 4th of October- Some economists think a National-led government would be more inflationary than Labour

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: The Mortgage Mag 26th of September -OCR – November hike or May cut

Topic #2: RNZ 25th of September - Duelling fiscal plans: Labour-National economic rivalry comes to a head

Topic #3: Good Returns 27th of September-New Zealand’s next top town

Topic #4: Stuff 27th of September-Banks 'compete hard for some home loan customers'

Topic #5 Corelogic 27th of September- Mortgage lending flows rise for the first time since 2021

BONUS: Topic #6 Good Returns 22nd of September- Significant recovery underway

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 19th of September -Here's how much prices have to rise to make buying a better option than renting your house

Topic #2: Landlords.co.nz 18th of September -Properties selling faster and prices increase

Topic #3: The Mortgage Mag 19th of September-Help to borrowers in financial difficulty outlined

Topic #4: Newshub 21st of September-Trade Me data reveals the most expensive districts to rent in New Zealand

Topic #5 Oneroof 20th of September-Tony Alexander: Investors are back and house prices are on the rise

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: The Mortgage Mag 11th of September -Reining in the RBNZ

Topic #2: Landlords.co.nz 12th of September -A healthier market in sight

Topic #3: RNZ 11th of September-Rapid growth in number of people looking for rentals in last six months

Topic #4: NZ Herald 13th of September-House sales finally get a spring in their step — new data shows star performers as market picks up

Topic #5: Record migration gains as more people take up work visas

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

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Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 5th of September -House sales rise more than 50% on a year ago

Topic #2: Newshub 6th of September -Election 2023: Economist reveals how National's tax plan could tempt property investors to sell

Topic #3: Oneroof 6th of September-Tony Alexander: Why young first-home buyers are suddenly under pressure

Topic #4: Landlords.co.nz 4th of August-Not a huge market for foreign buyers

Topic #5 Corelogic 6th of September-Three things to know about a National government and property investors

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 28th of August -Apartment market rising as international students return — CoreLogic

Topic #2: Landlords.co.nz 29th of August - Restoring housing affordability

Topic #3: Stuff 29th of August - Ill-fated website highlighted anti-investor sentiment, representatives say

Topic #4: Oneroof 30th of August-National vows to bring back tax breaks for property investors

Topic #5 Oneroof 28th of August Affordable housing: This is as good as it gets for first home buyers

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Stuff 23rd of August -Auckland median rent jumps year-on-year as population increases

Topic #2: Good Returns 21st of August -Loosening CCCFA rules might not be enough

Topic #3: Oneroof 23rd of August - Should house-sellers be holding off until after election day?

Topic #4: Newshub 22nd of August-Is homeownership still worth it? Expert weighs in after sobering figures show households spend half their incomes on their mortgage

Topic #5 Good Returns 23rd of August -Further step to regulation of property managers
Topic 6:

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
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Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: NZ Herald 15th of August - Stalling at the lights: Low prices, FOMO and election can’t ignite property rebound

Topic #2: Stuff 15th of August -Rent rises pick up: 'Government seems hell-bent on punishing residential landlords'

Topic #3: Oneroof 14th of August - First Home Loan scheme is open to abuse, claims first-home buyer advocateTopic #4: Interest.co.nz 16th of August- A ban on foreign homebuyers could be changed under a National-led government, while Labour warns any change could be irreversible

Topic #5 Oneroof 16th of August -Surge or splutter: What are the predictions for house prices in 2024?

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 7th of August - A step too far

Topic #2: Interest.co.nz 7th of August -A new paper by Treasury, the Reserve Bank, and the Ministry of Housing says housing supply and wage inflation are the two biggest factors in setting rental prices

Topic #3: Interest.co.nz 9th of August - Government set to gut loan affordability rules in CCCFA review to make sure people can borrow when they have good credit

Topic #4: Oneroof 7th of August- When to go nuclear: The risks and rewards of pre-auction offers

Topic #5 RNZ 9th of August - Landlords benefiting from lack of housing supply - Renters United

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this special episode, we’re going to do a deep dive into an important topic that everyone should pay attention to: the advantages of creating an emergency fund.

Youtube video: https://youtu.be/Glb1VTUq0iQ

Sorted Website: https://sorted.org.nz/

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 31st of July - Interest rate rises end tailwind

Topic #2: RNZ 1st of August -Property listings up overall despite low number of new listings in July - report

Topic #3: RNZ of August -House prices begin to rise in key markets - CoreLogic report

Topic #4: Oneroof 2nd of August- Is a 30% price discount worth it? The risks of buying an unconsented home

Topic #5 Oneroof 2nd of August - Tony Alexander: Where buyers are in a panic about house prices

Join OUR NEW EVENT: https://www.propertyapprentice.co.nz/auckland-events/
Book a Meeting with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 26th of July - Median weekly rents climb to record high on Trade Me

Topic #2: RNZ 25th of July -Credit demand rise fueled by overseas travel, car finance

Topic #3: Corelogic 26th of July-When will movers return to the market?

Topic #4: Oneroof 25th of July- Desperate buyers racing against the clock before banks pull their funding

Topic #5 Oneroof 26th of July - Tony Alexander: Traffic jams outside open homes can mean only one thing

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 10th of July - Sales slowly getting back to market driven cycle

Topic #2: Stuff 12th of July -'Lazy money' costing average Kiwi adult $1000 a year

Topic #3: Interest.co.nz 12thof July- More than 105,000 overseas workers have arrived in New Zealand since the beginning of the year

Topic #4: Newshub 10th of July- Cost of Living: Westpac warns 'average' Auckland mortgages could skyrocket by $1600

Topic #5 Stuff 10th of July - Online tool allowing users to see properties landlords own taken down

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 10th of July - Sales slowly getting back to market driven cycle

Topic #2: Stuff 12th of July -'Lazy money' costing average Kiwi adult $1000 a year

Topic #3: Interest.co.nz 12thof July- More than 105,000 overseas workers have arrived in New Zealand since the beginning of the year

Topic #4: Newshub 10th of July- Cost of Living: Westpac warns 'average' Auckland mortgages could skyrocket by $1600

Topic #5 Stuff 10th of July - Online tool allowing users to see properties landlords own taken down

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 5th of July - Kiwis nervous as mortgage interest rates go up

Topic #2: Good Returns 28th of June- NZ economy in recession but not dire: John Key

Topic #3: RNZ 3rd of July- Sellers ready to 'wait and see' in uncertain real estate market - report

Topic #4: RNZ 3rd of July- Greens' rental price control policy: Davidson rubbishes criticisms

Topic #5 Newshub 5th of July - New Zealand's housing market downswing 'continues to roll on' but worst over for most areas - report

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Corelogic 27th of June - Trade-up premium falls creating opportunity for upsizers

Topic #2: Good Returns 28th of June- NZ economy in recession but not dire: John KeyTopic #3: Interest.co.nz 26th of June-ASB economists say the current influx of migrants doesn't appear to be adding significantly to demand pressures in the economy - but it is easing the country's labour market shortages

Topic #4: RNZ 26th June- More investing education needed despite KiwiSaver interest in Gen Z, research finds

Topic #5 Stuff 26th of June -Thirty percent of landlords say they want to sell, but will they?

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Kāinga Ora must pay woman after failing to act on complaints about unruly North Shore neighbour

See the Residential Report

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 19th of June - Tony Alexander predicts

Topic #2: Interest.co.nz 21st of June- Average rent on newly tenanted homes increased by $25 a week in the year to April

Topic #3: NZ Herald 20th of June-Trade Me data shows more than 340,000 searches for heaters over past two weeks

Topic #4: Landlords.co.nz 20th June- West Coast joins the property price decline for the first time

Topic #5 NZ Herald 20th of June -The Front Page podcast: Why aren’t more Kāinga Ora tenants evicted over complaints?

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Good Returns 15th of June -House values hold where first home buyers active

Topic #2: Stuff 13th of June- Average asking price for properties on Trade Me down $100,000

Topic #3: Interest.co.nz 14th of June-The International Monetary Fund thinks New Zealand should reform its tax system, freeze minimum wage, and spend less money

Topic #4: Stuff 15th June- Up to 25% in 'mortgage prison' as rates and falling prices lock them into existing provider

Topic #5 Oneroof 13th of June -Where first-home buyers are picking up houses for less than $500,000

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 7th of June -BNZ economists say if they are right about the housing market having bottomed then prices will be levelling out around 20% above pre-pandemic levels

Topic #2: Newshub 4th of June- Fears of rental accommodation scarcity as a third of landlords contemplate selling up

Topic #3: Stuff 5th of June- Pandemic wealth vanishes: Will we get it back?

Topic #4: NZ Herald 7th June- Housing: Residents in Auckland and Christchurch feel caught out by new Kāinga Ora developments

Topic #5 Good Returns 6th of June - New data shows steep declines in new mortgage lending

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof May 30th of May -Could your finances handle a mortgage rate of 6.5%?

Topic #2: RNZ 28th of May- Nelson budgeting service expands as cost of living crisis deepens

Topic #3: The Mortgage Mag 30th of May-Huge chunk of income needed for average house

Topic #4: Stuff 1st June- Loan-to-value rules relax: What will it mean for house prices?

Topic #5 1News 1st of June -Tentative confidence housing market downturn winding up - CoreLogic

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: RBNZ May 24th of May -Official Cash Rate (OCR) set to remain restrictive

Topic #2: NZ Herald 24th of May- Seven-year high of properties selling at a loss, says Corelogic

Topic #3: Stuff 24th of May-Why Reserve Bank decision was good news for borrowers

Topic #4: Landlords.co.nz 25th of May- Investors coming off the fence

Topic #5 Newshub 24th of May -Economist predicts housing market will 'definitely exceed' COVID peak, says backlog of buyers about to get 'activated'

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Goodreturns May 15th of May - The end of the housing cycle

Topic #2: Stuff 16th of May- Rental asking price remain stagnant for third month in a row: Trade Me

Topic #3: Goodreturns 18th of May-Reminder to check property tax status

Topic #4: Interest.co.nz 17th of May- First home buyers benefit from rising incomes in a stalled property market - but only slightly

Topic #5 Goodretursn 17th of May -Investors buying power plunges

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 9th of May - Property market correction 'not over yet'

Topic #2: Oneroof 9th of May- CCCFA changes: Uber Eats and Netflix back on the menu for mortgage applicants

Topic #3: Interest.co.nz 9th of May-Average dwelling value continuing to decline by more than $1000 a week

Topic #4: Stuff 10th of May- Weaker market 'pretty good' for first-home buyers

Topic #5 The Mortgage Mag10th of May -House buyers slow on reading market changes

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Newshub 2nd of May - Almost 20,000 homeowners falling behind on mortgage payments

Topic #2: Good Returns 2nd of May- Snail’s pace for new listings

Topic #3: Landlords.co.nz 1st of May- Work from home lifts rents in outer suburbs

Topic #4: Newshub 1st of May- Cost of living: Amount Kiwis are borrowing to buy a house drops amid tumbling prices

Topic #5 Stuff 3rd of May - Here's why strong employment data could be bad for home loan borrowers

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Goodreturns 26th April- Unpopular LVR rules to be loosened

Topic #2: Stuff 26th April- Big increase in First Home Grant new build price cap minimum

Topic #3: RNZ 26th April- Economy may avoid technical recession in latest quarter, ANZ says

Topic #4: Interest.co.nz 24th April- The country's banks are telling the Reserve Bank that borrower sentiment 'will likely tend towards more caution' due to the fast-changing housing market conditions

Topic #5 Stuff 26th April - The suburbs where every home seller is making a profit

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Here's something to look forward to: the Reserve Bank in New Zealand has announced that they're considering lifting their restrictions on deposits. Listen to this video as Financial Adviser Debbie Roberts tells us how this can affect borrowers.

Join our free "How to Succeed in Property Investing" events:
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Phone: 0800 882299

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 18th April- Back from the brink: NZ house sales jump 42% after wash-out summer

Topic #2: NZ Herald 17th April- Mortgage demand drops as property market slumps further

Topic #3: Stuff 19th April- Number of investment properties selling plummets up to 83%

Topic #4: Landlords.co.nz 17th April-Building costs growth slows

Topic #5 Landlords.co.nz 20th April - Worst of house price drops could be at an end

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: The Mortgage Mag 11th April- DTI restrictions to bed in next year

Topic #2: Stuff 12th April- The rate at which property values are falling is speeding up, suggesting further big declines are on the way

Topic #3: Interest.co.nz 12th April- Third time lucky? Changes to the troubled credit rules are be applied from next month

Topic #4: NZHerald 13th April- After Official Cash Rate hike: Why is NZ not following Australia? - The Front Page

Topic #5 Goodreturns 12th April - Kiwis willing to trade to keep pension age down

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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The number of building consents has increased in New Zealand since the global financial crisis by over a hundred per cent year-on-year. Learn how having more apartments and townhouses affect the property market.

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Property Apprentice Financial Adviser Debbie Roberts talks about the causes of the deepening rental crisis and what needs to happen to improve the situation of tenants and landlords all over New Zealand.

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: The Mortgage Mag 28th March- The refinancing wave – the good, bad and ugly

Topic #2: Stuff 27th March- Why landlording is the business that is not treated as a business

Topic #3:Stuff 29th March - What happens when housing's 'wealth effect' dries up?

Topic #4: Interest.co.nz 30th March- Construction industry looks headed for a major slowdown as the number of new consents dives

Topic #5 Newshub 29th March - No signs of weakening job numbers despite looming recession - Infometrics

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 19th March- Cheatsheet: Is there a 'war' on landlords?

Topic #2: Good Returns 20th March- Interest rates closest to peak

Topic #3:Stuff 20th March - New report ranks Auckland seventh least affordable housing market

Topic #4: Good Returns 22nd March- Bolton changes views on DTIs, thinks LVRs need to be wound back

Topic #5 Stuff 23rd March - Landlords asking for higher rents, but data shows often not achieving them

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords 13th March- Buyers walking away from deals over flood risk

Topic #2: Newshub 14th March- Economists say economy already shrinking but OCR still likely to rise

Topic #3:NZ Herald 14th March - Cost of living: High food prices now a bigger worry than rent, consumer group says

Topic #4: NZ Herald 14th March-NZ superannuation rates 2023 - how much more will you get?

Topic #5 Newshub 16th March - Major bank changes its interest rates prediction in wake of GDP data

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Corelogic 7th March- CoreLogic report: 'Sheer unaffordability' of housing pushing joint ownership up, fewer women own homes

Topic #2: Landlords 6th March- Housing market likely to reach GFC lows

Topic #3:NZ Herald 6th March - Building activity levels drop for first time since pandemic lockdowns

Topic #4: Stuff 9th March-House prices remain nearly 25% higher than pre-pandemic

Topic #5 RNZ 8th March - Industry needs to work together to address critical housing shortages - Property Council

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 28th February- Consumers to reign in spending with higher mortgage rates - Westpac

Topic #2: Stuff 1st March- Renting v owning your home: Here's how it really stacks up nowTopic #3: Landlords 1st March - The effects of flooding and cyclone on housing

Topic #4: The Mortgage Mag 1st March-More debt problems – Centrix

Topic #5 Stuff 2nd March - ASB matches BNZ's 4.99% one-year fixed mortgage rate in behind-closed-doors deal

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 19th February- Here's how flood and cyclone damage has changed Auckland’s rental market

Topic #2: Landlords.co.nz 20th February- House resale profits slump markedly

Topic #3: Newshub 20th February - Economist Brad Olsen warns Cyclone Gabrielle will be 'inflationary event'

Topic #4: RNZ 22nd February-House prices drop outweighed by mortgage rates rise - CoreLogic

Topic #5 Newshub 21st February - Rent hits record high according to latest Trade Me data

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Managing your money in your twenties can be both nerve-wracking and a fulfilling experience. In today's economy, it needs to become your top priority. Listen to Debbie's practical advice in this video.

Watch the video

Here's how we can help you achieve your financial and property investing goals:
Book a meeting with Paul Roberts
Join our free events

Stay tuned and subscribe!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Here's our take on where interest rates are going and how to best deal with them, especially if you have financial constraints.

MITeam Mortgages & Insurance
www.miteam.co.nz
0800 882299

Here's how we can help you achieve your financial and property investing goals:
Book a meeting with Paul Roberts
Join our free events

Stay tuned and subscribe!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 31st January- One change could help renters’ cost of living crisis

Topic #2: Interest.co.nz 1st February- Credit bureau Centrix says loan arrears rates are rising but remain behind historic levels

Topic #3: Press Release from the Insurance Council 31st January- Insurers Offer Advice To Renters And Landlords

Topic #4: 1News 1st February-House prices are continuing to fall across New Zealand at a rate not seen since the Global Financial Crisis

Topic #5 The Mortgage Mag 1st February Some interest rate relief forecast

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: The Mortgage Mag 23rd January- Housing policy curve balls and election inertia

Topic #2: Stuff 24th January- No end in sight for housing market downturn, despite easing price falls

Topic #3: Newshub 24th January- Consumer price index indicates inflation may have peaked but economic pressures persist

Topic #4: Stuff 24th January -The risky business of properties with unconsented work: Can they be a bargain?

Topic #5 Stuff 24th January- Growing numbers of divorcing couples putting off selling shared homes

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Click REGISTER TO OUR FREE EVENTS

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Splurge season is over which means it's time to pay the debt we owe from gifts and trips from the holidays. If you consider financial freedom as one of your priorities for this year, here are some of Debbie's suggestions on how to use credit cards responsibly.

Here's how we can help you achieve your financial and property investing goals:
Book a meeting with Paul Roberts
Join our free events

Stay tuned and subscribe!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 17th January- Government help for first home buyers pays off, approvals rise 60%

Topic #2: Stuff 17th January- 'Don't expect LVR relaxation to cushion house prices' - CoreLogic

Topic #3: Oneroof 16th January- Property-buying spree: Wealthy Aussies jet into NZ with millions to spend

Topic #4: Newshub 17th January -Building sector braces for an uncertain 2023

Topic #5 RNZ 18th January- Households' finances being 'squeezed' on several fronts - bank

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Click REGISTER TO OUR FREE EVENTS

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 11th January- Tony Alexander: Will house prices recover in 2023?

Topic #2: Oneroof 10th January- Absolute bargains to be had: The suburbs buyers should target in 2023

Topic #3: Landlords 10th January - Cost of building a new house skyrockets

Topic #4: Landlords.co.nz 10th January - Investor tax burden already affecting rental property

Topic #5 Newshub 12th January - Why realtor believes next six weeks could be 'good time to pounce' on property

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Click REGISTER TO OUR FREE EVENTS

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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We're in a period of rising interest rates. What can you do to protect yourself against financial pressure?

In this episode, Debbie gives us tips on how to correctly fix or refix rates.

For free morgage and insurance advice:
MITeam Mortgages and Insurance
www.miteam.co.nz
Email: info@miteam.co.nz
Phone: 0800 882299

Stay tuned and subscribe!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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High levels of inflation can quickly erode the value of your money but there are measures you can use to protect your finances. Know more about them in this episode with Property Apprentice financial adviser Debbie Roberts.

For free morgage and insurance advice:
MITeam Mortgages and Insurance
www.miteam.co.nz
Email: info@miteam.co.nz
Phone: 0800 882299

Stay tuned and subscribe!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 12th What’s in store for next year

Topic #2: RNZ 13th December- Home insurance costs increase across New Zealand - Consumer NZ

Topic #3: NZ Herald 13th December- Average house price dropped more than $100k this year, QV figures show

Topic #4: NZ Herald 14th December -Weakening housing market to ‘loom large’ over Auckland as Otago gets tourism boost

Topic #5 Oneroof 13th December-‘Flick it before Xmas!’ - Desperate sellers try to beat the recession

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Click REGISTER TO OUR FREE EVENTS

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 5th December Barfoot & Thompson's sales at a 12 year low in November, stock at 11 year high

Topic #2: RNZ 5th December- REINZ not worried fewer house sales will lead to real estate agents quitting

Topic #3: Oneroof 5th December- Have house prices hit the bottom yet?

Topic #4: Oneroof 6th December -Buyers speed up property deals to beat crushing interest rates

Topic #5 NZHerald 6th December-First home buyers are pulling back from the real estate market - survey

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Click REGISTER TO OUR FREE EVENTS

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Newshub 29th November Boom to bust: Building sector liquidations on the rise, leaving home buyers worried

Topic #2: Interest.co.nz 30th November- Continuous Disclosure: Think mortgage rates are high now? Economist Tony Alexander warns of 9.5% peak

Topic #3: Landlords.co.nz 29th November- Cash is king for underground landlords

Topic #4: Stuff 29th November-Raising NZ Super age would cause financial misery for over 65s - Retirement Commissioner says

Topic #5 Interest.co.nz 28th November-No significant drop in the average amount first home buyers are borrowing or paying for a home

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 22nd Regulation for property managers and meth tests

Topic #2: Landlords.co.nz 21st November- Traction on plans to fix rental crisis

Topic #3: Oneroof 22nd November- The $1m pain club: Homeowners starting to sell at a loss

Topic #4: The Mortgage Mag 23rd November-Biggest OCR rise ever: Here's what the governor said

Topic #5 Newshub 23rd November- No evictions of unruly tenants by Kāinga Ora after receiving more than 6000 complaints

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 14th November -Price of standalone house back within reach of first home buyers

Topic #2: Stuff 14th November- House prices expected to drop another 10% by end of 2024, Westpac says

Topic #3: Stuff 15th November- Overhaul of 'broken' resource rules set to 'tame' planning departments, speed up builds

Topic #4: Interest.co.nz 15th November-New borrowers' debt-to-income ratios still falling fast

Topic #5 NZ Herald 15th November- Brain drain gone away? New stats show more people entering NZ than leaving

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Landlords.co.nz 7th November -Investors snap up new builds at record levels

Topic #2: The Wall Street Journal- Epic Housing Booms Meet Their Match in Australia, Canada, New Zealand

Topic #3: NZ Herald 7th November -$270m budget hole: Aucklanders set for steep rates rises unless big savings found

Topic #4: NZ Herald 9th November-The Front Page: Who’s to blame for Rotorua emergency housing crisis?

Topic #5 Interest.co.nz 8th November- Spring finally arrives at the residential auctions with a late lift in activity

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Good returns 31st October -New housing rules create dilemmas

Topic #2: The Mortgage Mag 1st November -People batten down the hatches in tough environment – Centrix

Topic #3: Good returns 31st October -Sir John Key lambasts CCCFA

Topic #4: RNZ 1st November -How long should you lock your mortgage to avoid high interest rates?

Topic #5 Landlords 2nd November- Surface water and river flooding big risk for property prices

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

Support the show*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 26th October -Landlords want to lift rent, survey shows

Topic #2: Newshub 22nd October -Wellington's City Missioner says demand for emergency and transitional housing is dire

Topic #3: Stuff 23rd October -The areas where house prices increased by over 200% in 10 years

Topic #4: Interest.co.nz 26th October-The supply of new housing has exceeded population-driven demand by almost 60,000 homes over the last two years

Topic #5 RNZ 27th October- Underinsurance an increasing problem for homeowners, property research firm says

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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Stay tuned and subscribe!

Support the show*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPICS:
Topic #1: Stuff 18th October -Investors requiring mortgages for next home least active in 20 years

Topic #2: Oneroof 19th October -Do Aucklanders drive up house prices in the regions?

Topic #3: NZHerald 19th October -Home buyers potentially paying $500 more per week in interest repayments

Topic #4: RNZ 19th October- Labour market sets property downturn apart from 2008 Global Financial Crisis

Topic #5 Landlords.co.nz 19th October- How costs compare between different landlords

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Stay tuned and subscribe!

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 10th October -Bank tells struggling customers to contact them as rate hikes bite

Topic #2: Interest.co.nz 10th October -Residential auction activity slowed slightly in the first week of October

Topic #3: Oneroof 8th October -Back in numbers and ‘aggressively bidding’: Buyers return to Auckland auction fray

Topic #4: NZ Herald 11th October- Taxing times: What's on the table for tax cuts?

Topic #5 Oneroof 8th October- ‘We were saving non-stop’: Christchurch couple aged 19 and 21 snag their first home

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Stay tuned and subscribe!

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Goodreturns 3rd October - Empty home owners not willing to become landlords

Topic #2: RBNZ 5th October -Continued monetary tightening

Topic #3: Oneroof 4th October - Revealed: Auction twist you would never have guessed in a cooling market

Topic #4: RNZ 3rd October- House asking prices dropping $10k per month on average - report

Topic #5 Stuff 4th October- Here's why you're probably in the top 10% wealthiest in the world

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

IG: https://www.instagram.com/propertyapprenticenz/

LinkedIn: https://www.linkedin.com/company/property-apprentice

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
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Property Apprentice financial adviser Debbie Roberts and Auckland Property Investors Association General Manager Sarina Gibbon take a deep dive into the issues surrounding privacy and data collection in the rental sector. This is in light of the recent findings by Consumer NZ.

Register to Sarina's FREE Webinar: "Are you ready for a random privacy audit?"
11am Friday 14th October: https://event.webinarjam.com/register/237/27v5xugq

Helpful Resources for tenants and landlords:
OPC guidance documents for the rental sector and compliance framework at https://www.privacy.org.nz/resources-2/renting/

Consumer NZ report on Data security in the rental sector at https://d3c7odttnp7a2d.cloudfront.net/assets/9617/Consumer_NZ_-_Data_Privacy_in_the_Rental_Sector_-_OPC_Research_Report_-_Sept_2022.pdf

APIA's press statement at https://drive.google.com/file/d/1FhrxaKRRiVcA-oYMfJhkluWxZ9qwa9Fr/view?usp=sharing

Register to a FREE Beginners Guide to Property Investment Event: https://www.propertyapprentice.co.nz/free-property-investment-seminars-3/

#propertyapprenticenz #housingmarket #nzproperty #propertyinvestor #podcast #investingforbeginners #mortgage #renting #investing #tenancy #humanrights

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Oneroof 26th September -First home buyers’ quiet comeback as job market keeps messy price crash at bay

Topic #2: Interest.co.nz 25th September -Whether first home buyers are benefiting from falling house prices depends on where they live

Topic #3: Landlords.co.nz 27th September - Property managers flout privacy rules

Topic #4: The New Zealand Mortgage Mag 26th September- New loan option for property investors

Topic #5 Interest.co.nz 29th September- ANZ economists expect house prices to keep falling over summer

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Landlords.co.nz 13th September -One way traffic for REINZ housing report

Topic #2: Newshub 15th September -GDP figures: New Zealand avoids recession after 1.7 percent quarterly growth recorded

Topic #3: Goodreturns 13th September - Difficulties with debt on the rise – Centrix

Topic #4: Stuff 13th September- 'Of course the guy selling houses would say it’s not going to go down any more'

Topic #5 Oneroof 10th September- Listings are up, prices are down: Can first home buyers get ahead?

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Oneroof 6th September -Cashing out: ‘A lot of investors who bought last year are in pain’

Topic #2: Good returns 5th September -Falls and green shoots in housing market

Topic #3: NZ Herald 7th September - The Front Page: Why NZ's housing market is seen as the world's 'crash test dummy'

Topic #4: Oneroof 5th September- Building activity continues to increase even as rising costs start to bite

Topic #5 Stuff 7th September- Property investors are banking on capital gains to justify their investment, tax data shows

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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The borders are open again so we are likely to see an increase in the number of people coming into New Zealand for tourism, business and employment opportunities.

It goes without saying that a number of those coming in will need to purchase a home.

The Real Estate Institute of New Zealand and Toitū Te Whenua Land Information New Zealand have jointly created a new information resource that discusses the rules and requirements for foreign buyers.

In this episode, we will be discussing them one by one.

For more information, click on these links: Sources:
REINZ- Buying a Home in New Zealand
How to give new Kiwis the right advice when buying a home in New Zealand
Buying or building one home to live in

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Good Returns 31st August -The great KiwiSaver U-turn

Topic #2: Good returns 30th August -More evidence of housing burden on the elderly – Treasury research

Topic #3: Oneroof 29th August - The pros and cons of trading up in a market downturn

Topic #4: Oneroof 31st August-Tony Alexander: We’re now in the endgame for falling house prices

Topic #5 Interest.co.nz 1 September- Ominous sign for spring housing market as the stock of homes for sale grows as prices fall

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

FB: https://www.facebook.com/PropertyApprentice/

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPIC SOURCES:

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPIC SOURCES:

Topic #1: Stuff 22nd August -The Reserve Bank is talking a 20% house price fall - what does that mean?

Topic #2: Oneroof 20th August -Housing shortage means Kāinga Ora is renting thousands of private homes a year

Topic #3: Oneroof 21st August - Warning: A lot of NZ's new homes are out of date and not fit for purpose

Topic #4: Oneroof 22nd August-Mortgagee pain: The jury's out on predictions of forced sales

Topic #5 Landlords.co.nz 24th August- From famine to feast

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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View Details

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPIC SOURCES:

“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPIC SOURCES:

Topic #1: Oneroof 8th August -When the bank says ‘no’ to a mortgage application

Topic #2: The Mortgage Mag 8th August -Latest survey good news for the RBNZ

Topic #3: Landlords.co.nz 8th August - Rental prices inch up; property sales slump to new low

Topic #4: Oneroof 9th August- Why the bank of mum and dad is now moving in with the kids

Topic #5 RNZ 10th August- Falling house prices put some homeowners into negative equity

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

Watch the Youtube video

THIS WEEK IN REVIEW TOPIC SOURCES:

Topic #1: Oneroof 8th August -When the bank says ‘no’ to a mortgage application

Topic #2: The Mortgage Mag 8th August -Latest survey good news for the RBNZ

Topic #3: Landlords.co.nz 8th August - Rental prices inch up; property sales slump to new low

Topic #4: Oneroof 9th August- Why the bank of mum and dad is now moving in with the kids

Topic #5 RNZ 10th August- Falling house prices put some homeowners into negative equity

Stay tuned and subscribe!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPIC SOURCES:
Topic #1: Good Returns 2nd August -Second tranche of CCCFA changes announced

Topic #2: Oneroof 1st Aug -Number of home loans down as D-day approaches for future of housing market

Topic #3: Interest.co.nz 1st August - Buyers take control of housing market as asking prices drop

Topic #4: Oneroof 30th July- Mortgages: Is now the time to gamble on floating interest rates?

Topic #5 NZ Herald 2nd August- Kiwis prioritise three main things in winter months, credit check boss says

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPIC SOURCES:
Topic #1: Stuff 24th July -Here’s what the gains on properties held for 40 years look like

Topic #2: Interest.co.nz 26th July -Statistics New Zealand says the highest spending households are more affected by the rising mortgage rates

Topic #3: Oneroof 26th July - Too little, too late: CCCFA changes unlikely to help buyers, warn experts

Topic #4: Stuff 25th July- Banks switch home loan battle focus

Topic #5 Oneroof 26th July- What you’d need to sell your home for to fund your retirement

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 18th July -Why the New Zealand housing market is nowhere near crash point

Topic #2: Goodreturns 11th July - High inflation brings new challenges for home buyers

Topic #3: RNZ 19th July - Landlords urged to make rentals warm, dry before final date

Topic #4: Goodreturns.co.nz 18th July- Answers to climate risk and housing getting closer

Topic #5 Stuff 19th July- Wellington homeowners wanting the best price shouldn't sell now, expert says

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News.co.nz 10th July -Mortgage wars: Banks offering incentives as market cools

Topic #2: Oneroof 11th July - More ‘for rent’ signs going up, as vendors give up on selling

Topic #3: Oneroof 12th July - Kiwis cashing in: Goodbye Auckland house prices, g’day Australia

Topic #4: Oneroof 12th July- How your credit score affects your mortgage chances

Topic #5: RBNZ Press Release 13th July- Monetary Tightening Continues

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: OneRoof 4th July -Double your money: New Zealand’s surprising house price jumps

Topic #2: Good Returns 4th July -Rental supply spikes while demand dwindles

Topic #3: Newshub 5th July - Number of financial hardship cases, company closures dropped last quarter

Topic #4: The New Zealand Mortgage Mag 7th July- New CCCFA rules could lead to fictitious budgets

Topic #5: Interest.co.nz 7th July-Existing home owners well placed to keep moving up the property ladder but market uncertainties may be making them cautious

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: OneRoof 27th June -Banks say yes, but Kāinga Ora says no to First Home Loan applicants

Topic #2: Oneroof 27th June - NZ’s most expensive and cheapest suburbs take a price hit

Topic #3: Stuff 27th June - ANZ 'pauses' mortgages to people with less than 20% deposits

Topic #4: NZ Herald 29th June- Govt has spent $1b on emergency housing grants, including motel accommodation

Topic #5: Oneroof 28th June-Tony Alexander: Eight facts to keep in mind if NZ falls into recession

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: OneRoof 20th June -Home loan relief? The new CCCFA changes explained

Topic #2: Stuff 22nd June - With 17,000 fewer house sales expected, banks shift focus to those refinancing

Topic #3: Interest.co.nz 22nd June - Falling house prices more than offset the effects of rising interest rates for first home buyers in May

Topic #4: Newshub 20th June- Houses increasingly snapped up by cashed-up multiple property owners as real estate market cools - CoreLogic

Topic #5: Stuff 22nd June-The towns where house prices are defying the downturn - for now

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: OneRoof 14th June -Buyers and sellers ‘will remain scared’ until next year

Topic #2: Stuff 14th June - Home-buyers 'well and truly in the driver's seat', Trade Me says

Topic #3: Oneroof 15th June - Tony Alexander: Who'll be first to grab the house price bargains?

Topic #4: Landlords.co.nz 15th June- Housing market continues to take a battering

Topic #5: Landlords.co.nz 13th June- Landlords should be focusing on higher yields

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Landlords.co.nz 7th June - Construction activity rises

Topic #2:NZ Herald 5th June -Rental shortage in Queenstown before booming winter season takes off

Topic #3: The New Zealand Mortgage Mag 9th June - CCCFA changes finally revealed

Topic #4: Interest.co.nz 9th June- Forget about FOMO, FOOP now rules the roost as housing market cools rapidly

Topic #5: Oneroof 8th June- ‘Dropping $50K a week’: Prices slashed on thousands of listings

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Stuff 28th May - Why you're seeing a lot more prices listed on house listingsTopic #2: Landlords.co.nz 30th May - Tougher insulation rules date for new homes could be pushed outTopic #3: Stuff 30th May - Taller homes on smaller sections: Density rules will shape new suburbs tooTopic #4: Stuff 31st May- Record low interest rates aren't coming back: ASBTopic #5: Interest.co.nz 1st June- Home buyers spoiled for choice with a huge increase in the number of homes available for sale

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Stuff 25th May - Reserve Bank hikes official cash rate to 2% and plots course to 4% next year

Topic #2: NZ Herald 23rd May Property: Pain predicted to outweigh gains in house prices

Topic #3: Stuff 21st May - Squeezed middle: Economist says people without kids, not on minimum wage, under new pressure

Topic #4: The New Zealand Mortgage Mag 24th May- Most borrowers ahead on payments

Topic #5: Stuff 24th May- When will full impact of interest rate rises hit?

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Stuff 16th May - South Auckland hit by steeper rent increases than the rest of region

Topic #2:Interest.co.nz 16th May - IMF says New Zealand house prices have increased by almost four times the average increase across OECD countries since 1998

Topic #3: Newshub 16th May - Complaints against non-bank lenders double amid cost of living crisis

Topic #4: Newshub 18th May- Economist warns first home buyers will still find purchasing 'very unaffordable' despite house prices falling

Topic #5: The New Zealand Mortgage Mag 19th May- House price caps off First Home Loans

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Insurance is like an umbrella: you usually don't feel like you need it unless it rains but when you don't have it and it starts to pour, it's often too late to go back home to get it.

Many of the people and possessions we value can easily be at risk if we don't protect them from what life throws at us. To discuss the importance of insurance and the different options available, Debbie Roberts from Property Apprentice speaks with Financial Adviser &  Insurance Specialist Mike McCarthy from MiTeam and Isaac Mutu, Director at O'Connor Warren Insurance Brokers.

MiTeam Mortgages and Insurance
Contact Number: 0800 882299
Email: office@miteam.co.nz

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

THIS WEEK IN REVIEW TOPICS:

Topic #1: Oneroof 8th May - One in 22 homes bought since 2017 at risk of negative equity

Topic #2: Oneroof 8th May - Auckland Council receives 7100 objections to new CVs

Topic #3: Stuff 10th May - Which housing markets are most exposed to the coming interest-rate storm?

Topic #4: Interest.co.nz 11th May- Westpac says Auckland's housing shortage will be gone by the end of 2023, another 4 to 5 years for the rest of NZ

Topic #5: Stuff11th May- Wellington has 'staggering' increase in homes for sale in April, Trade Me Property says

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

Topic #1: Landlords.co.nz 3rd May - Investors federation has plans to fix rental crisis

Topic #2: Stuff 2nd May - It's a house buyer's market as real estate asking prices drop across New Zealand

Topic #3: Landlords.co.nz 2nd May - Landlord tax could breach tax principles

Topic #4: Interest.co.nz 4th May- Overseas owners selling their NZ properties at more than twice the rate at which they are buying them

Topic #5: Stuff 4th May - People opting for cheaper brands, reducing power usage, but won't ditch Netflix subscription as cost of living bites

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

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THIS WEEK IN REVIEW TOPICS:

NZ Herald 26th April - Inflation hits residential rents: New figures show how tenants are affected

Landlords.co.nz 27th April - Construction costs soar

Interest.co.nz 25th April - A closer look at how the interest rates banks use to stress test mortgage applicants are due to rise, and possibly be set by the Reserve Bank

Stuff 23rd April - Over half of new home loans are being issued with 30-year terms

Landlords.co.nz 25th April - Changes to the healthy homes standards coming

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube video THIS WEEK IN REVIEW TOPICS:

1. Stuff 14th April - What happened last time house prices fell, and is this time different?
2. Stuff 15th April - If mortgage rates are rising, why aren't deposit rates?
3. NZ Herald 14th April - Master Builders calls for more efficient building consent system due to major delays
4. Newshub 18th April - Home buyers increasingly resorting to pooling their resources - Kiwibank
5. One Roof 18th April - Why sellers are likely to see more ‘cheeky offers’ on the table

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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***“The Week in Review” is where we talk about current events for the everyday investor and homebuyer.

THIS WEEK IN REVIEW TOPICS:***

1. Section prices rise across the country defying the housing market downturn
2. New laws needed to protect off-the-plan buyers as 'tricks' increase, lawyer says
3. OCR: Reserve Bank delivers double rate hike, borrowers face higher mortgage rates
4. Cashed-up investors increase market share as fewer homes go to first-home buyers
5. Expert says housing market unlikely to crash despite largest quarterly price drop in over a decade

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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***We’re introducing a new series called “The Week in Review” where we talk about current events for the everyday investor and homebuyer.

THIS WEEK IN REVIEW TOPICS:***

1. Investors back in the market with bigger mortgages
2. Record-high number of building consents combined with material shortages creating 'a lot of pressure' -Corelogic Expert
3. Corelogic data reveals power shifting to buyers as housing market weakens
4. Airbnb slams Christchurch's new house sharing rules as 'most restrictive in Australasia'
5. DIY landlords to escape regulations noose

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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People have been asking us if we think waiting for house prices to drop before purchasing is a good idea in the present market. 
Here to give you three major reasons why you SHOULDN'T  sit on the sidelines is Property Apprentice CFO Debbie Roberts.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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If you're seeking clarity with regards to recent news around Council Valuation (CV) increases, you've arrived at the right episode.

Debbie Roberts, CFO of Property Apprentice  shares her perspective on CVs, how you can address issues around them and what numbers matter when selling or purchasing property.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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Just when the market begins to open opportunities, smoke and mirrors on how to invest wisely start to appear. Yikes!

In this episode, Property Apprentice CEO Paul Roberts wastes no time explaining what you can do to avoid paying too much for a property and how to recognize good investing advice from the bad.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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Signs are pointing to a buyer's market emerging very soon.  This might just be the breakthrough you need to finally get your foot on the property ladder or secure an investment that's suited to your financial situation. 

Find out what it means from Property Apprentice's Co-Founder and CFO Debbie Roberts.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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With every new year comes a clean slate — so what  are you willing to do to make this year YOUR year of success? 

In our first Property Apprentice Podcast episode for 2022, Paul talks about the movement he sees in the property market and what buyers can expect in the coming months. Will you finally get your chance to secure that dream deal?

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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A number of Kiwis have been genuinely contemplating about property investing in Australia following the numerous restrictions and changes imposed on the current NZ market. While the Trans-Tasman Rivalry has been going on for years, there remains pros and cons everyone should consider before making a shift.

Here to talk about what they are is Paul Roberts, CEO and Founder of Property Apprentice.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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You've probably heard of the term "red flag" being thrown around all over social media lately. Often a cautionary term used in personal relationships, it now applies to many other situations and as a matter of fact, it can very much apply to certain  events and influences in the property market. The good news is that you can definitely avoid committing errors as you spot them.

Paul Roberts, CEO and Founder of Property Apprentice, dissects upcoming changes in lending that could alter options available for investors in the next months. How far does sound, independent financial advice take you? Listen to what he has to say.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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The adage "An ounce of prevention is better than a pound of cure" by Benjamin Franklin doesn't just seem to apply to public health at the moment. With the recent Government announcement of making new builds exempt from tax deductibility rules for 20 years, it has become clear that investors and home buyers must err on the side of caution when considering options in the market to avoid a number of negative consequences. 

This episode is in continuation of Debbie's televised analysis of the latest policy change on housing. Grab your trusty notepad and a pen as we provide information to aid in your discernment when purchasing property.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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There's negative sentiments going around on how first home buyers are finding it almost impossible to get their foot on the property ladder. But according to data on real estate activities,  first home buyers currently make up 26.3%  of property sales in New Zealand. 

Reality on the ground shows that buying a first home is clearly possible. If you'd like to know what resources are available to you and who you can approach regarding lending, tune in to this episode with Debbie from Property Apprentice.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register. Our social media channels to get updates:

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Like sunshine after a storm, we're now seeing parts of the country slowly getting back to normal as they get assigned to Alert Level 2 .  Although we're not yet completely out of the woods as authorities continue to contact trace potential  Covid-19 cases, it's a relief to know that there's now more freedom for many of us to proceed with our plans and transactions.

Today, Debbie continues the conversation on what you can and can't do. This time, we're taking you through real estate activities at Alert Levels 2 and 1.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Real estate activities in the past lockdowns have been greatly hampered due to considerations regarding health and safety. Now that that we find ourselves in similar straits (yet again), most professionals have adapted measures to keep the industry running. If you were caught in the middle of a transaction right before the start of the lockdown or are planning to purchase, we've got your back.

Join Debbie in this episode for a refresher on guidelines for buyers and participants during Alert Level 3 & 4.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Do we sell property?
Is our advice worth something to you?
What can we expect from your Lifetime Coaching Program?

These are just some queries we often get through social media. In today's episode, Paul answers the most common questions we've been asked regarding how we operate, why we prioritise adding value to our clients and what you can expect from our expertise.

Property Apprentice's Lifetime Coaching Program turns 11 next month! Join us in this session to get to know how it has changed the lives of hundreds of clients over the years.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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What does a mortgage rate hike mean for you?

In this episode, Paul gives us an update on the latest mortgage rate increases and what this means if you're dealing with a lender.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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The Fear of Missing Out (F.O.M.O.) is one of the most commonly phenomena reported by people in the property market. Now, people are having a F.O.O.P. (Fear of Overpaying) reaction due to massive changes in affordability and lending.

In this episode, Paul builds on a previous segment on new builds. This time, he discusses how new builds perform if values drop and current circumstances change.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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In this episode, Paul provides you with food for thought before you decide to go down the road of buying a new build. We understand that lot of people are drawn to purchasing new builds lately because of a supposed interest deductibility which is why we've chosen this topic for discussion.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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A major concern for many investors now comes from how changes to legislation are affecting their ability to purchase property. While bank lending requirements are certainly tougher, that doesn't mean there aren't any alternatives at hand.

Today, Debbie speaks with Linda Eagleton of MiTeam Mortgages and Insurance to broaden your perspective when it comes to buying a rental property when you have less than 40% deposit.

Stay tuned and subscribe!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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It's not as bleak as the media reports it to be. Housing policy changes have made it clear that first home buyers are a priority in the property market. But of course, even with the government aiming to "tilt the balance" in favour of first-timers, getting a 20% deposit is still a challenge for many.

Join Debbie Roberts of Property Apprentice and Linda Eagleton of MiTeam Mortgages and Insurance as they discuss how to get lending as a first home buyer if you can't meet the 20% deposit requirement. It's definitely not impossible.

In our next episode, we will be addressing how to get lending for investors who do not have a 40% deposit. Stay tuned and subscribe!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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As the hysteria that comes from a red hot property market  is being doused with fiscal and monetary policies, we've been asked this question: What is there to do next?

Paul Roberts, CEO of Property Apprentice, lays out the smart and practical things you can do as a home buyer and investor during this phase of the property cycle.

In the 11 years of Property Apprentice's existence, it has witnessed and risen above the many constants and uncertainties that come with the property landscape. So, stick around and subscribe as we produce content for every Kiwi in making the best decision for their investing journey.

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As we await for an official announcement by the Reserve Bank of New Zealand on lending changes, it has become increasingly clear that a transformation is approaching for the property market.

If you've come out empty-handed even while doing everything within your means, don't worry! Like we've always said, this is just one part of a cycle. There's always another opportunity waiting for you. In this episode, Paul dissects the last 12 months in the housing market and what you can expect from this point forward.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Our title is a quote by Sean Patrick Flannery which has become one of many staple elements in motivational social media content, retail products and team building materials. At the core of this message is a reminder that life will never ever easily hand us what we want unless we work for it today, tomorrow and the next.

In this episode, Paul talks about the dangers of being too comfortable with not making changes to your personal growth and long-term plans. Being a seasoned investor and coach, he lets you in on the secrets to overcome fears of inadequacy, abrupt changes in the market and negative self-talk.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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We've all heard of the success stories of investors fo first home buyers who have managed to score a good deal in the property market in the last few months. While it is inspiring to know that luck is still on the side of those who act today, we should never buy carelessly just to quell the "Fear of Missing Out".

In this episode Debbie puts your F.O.M.O into perspective when it comes to purchasing property and why "missing the boat" at the moment gives you equally good chances in the future.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Sometimes, life just gets in the way of us doing what we're meant to do. There's career and family obligations, overseas travels and personal projects that consume our time. Right before we know it, we are trying to piece the years together as we approach retirement.

If you are in your 50s or 60s and think that you have missed the boat on property investing, do not despair. In this episode, Debbie lists her top tips for late starters so you can minimise risks and reap the rewards.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Apart from having the perfect patch for all your yearly vacations and gatherings, did you know that when planned right, a bach can also fit well within your long-term investment goals?

Today, Debbie takes on holiday homes--their financial and emotional value as well as the duties that come with owning one.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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If there's anything hotter than the summer season, it's the current property market. With lending restrictions coming back in place and a supply shortage all over the country, it has become more challenging for many investors and first home buyers.

But should this be a reason to retreat and surrender?

Debbie talks about the consequences of waiting versus being proactive in the current market as opportunities present themselves.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Priorities and goals differ from person to person but what we all have in common is a shared experience on the highs and lows of life. We may not have control over many situations but there's measures we can take to reduce the blow of untoward incidents that could affect our wellbeing, our income and the people we love.

Debbie Roberts and Mike McCarthy of MiTeam Mortgages and Insurances discuss a widely familiar form of insurance--Accident Compensation Corporation (ACC) and how you can get the best cover for your situation.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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The property market has proven its resilience in the face of Covid-19. While more seasoned investors make haste to seize good deals as they presently appear, we are also seeing new comers take their chances to jumpstart their investing path.

In this episode, Debbie helps you cover your bases as you journey into the post-Covid-19 property market.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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What can you do with $20,000? Many things. You can buy expensive items, you can go on trips, you can let it sit in the bank if you don't know what to do with it. But among the thousand and one ways you can use this amount of money, not all of them will add value to you.

With just $20k, Debbie shows the right way to jumpstart your property investment journey without the unnecessary detours.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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The amazing thing about investing in property is that the more attention and hard work you put towards it, the more it gives back to you.

In this short session, Debbie answers the most common question she gets from Property Apprentice clients. If you've got questions of your own which you'd like to ask our coaches, write to us: info@propertyapprentice.co.nz

Subscribe to the podcast!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Paul and Debbie didn't start investing in property as high-income earners. But even with budget constraints, they found that achieving their longterm goals is indeed possible with a good strategy and the determination to stick to it.

If you're are at a stage in your life where you're seeing obstacles in finances and are unsure how to take the first step, this episode is for you. Tune in to discover Debbie's findings on how to create your own opportunities wherever you are on the income spectrum.

Check out the video here:https://youtu.be/7foIcWbSH7E

Subscribe to the podcast!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Grab your trusty pen and a piece of paper as we give you the brainstorming essentials for every property investor. Watch the video here for the full lesson: https://youtu.be/9qFSzxLlID0

Debbie simplifies the math of some of the most important concepts such as loan-to-value rations, gross yields, net yield, pretax cashflow, market rent and market value.

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Will my exisiting health insurance provide coverage in case I get Covid-19? With job losses happening everywhere in NZ, will income protection insurance give me a safety net when my company shuts down? Are the insurance add-ons that I buy in banks enough to protect myself and my assets?

Gregor Mansfield of MiTeam Mortgages and Insurance joins Debbie today to debunk misinformation circulating around Covid-19 and insurance. Be prepared as we provide you with details vital to your financial wellbeing and safety in these unpredictable times.

If you would like to consult with your current insurance needs, you may contact MiTeam:
Phone:0800 882299
Email: office@miteam.co.nz
Website: www.miteam.co.nz

Please click on this link to view the visual references to this podcast: https://youtu.be/LLr4yvoLDMM

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For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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Scientists explain that acquiring new objects trigger the reward system in our brains. This is why unboxing the latest gadgets, lying on fresh sheets or buying your very first property all bring in a feeling of exhilaration.

Human as we are, however, this instinctive desire has long been hacked by agents and developers to drive people to make purchases which may not necessarily be for their best interest. In this episode, we talk about the difference between newly built property and existing ones when it comes to opportunities and potential challenges and what you can do to take emotional buying out of the equation.

Please click on this link to view the visual references to this podcast: https://youtu.be/n2X_nt2KN-k

Subscribe to the podcast.!

For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.Our social media channels to get updates:

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It was not too long ago when Dr. Ashley Bloomfield said that the resurgence of Covid-19 was not a matter of "if" but "when". What had sounded like a grim reminder of the unpredictable nature of the virus became a reality soon after when community transmission was detected in NZ.

This session with Debbie sets the facts straight on how the second lockdown is affecting the Property Market and what you can do, regardless if you're a first home buyer or an investor.

Please click on this link to view the visual references to this podcast:https://youtu.be/JBQNivQwJ5I

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

Property Apprentice will be hosting a BRAND NEW EVENT for everyone. Subscribe our social media channels to get updates:
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We get down to the nitty gritty of the amendments on the Residential Tenancy Act and discuss what it means for landlords and tenants everywhere in NZ.

Many of the changes cited are quite reasonable especially those that protect renters' from abuse from their own households and by rogue landlords but a number of the other provisions under the RTA also leave well-meaning landlords very prone to difficult circumstances.

Our discussion aims to take ground the public's expectations of the government policy as well as assist landlords in adjusting to the drastic alterations ahead.

Please click on this link to view the visual references to this podcast: https://youtu.be/2TaC8tE5vYo

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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Humans are creatures of habit. As proof of our preference for routine, generations have thrived on folklore as an attempt to explain how the world works. And while stories keep our sense of wonder alive, they're not the most credible reference when investing in property.

Today, we discuss traditional beliefs about capital growth, debt structuring and other concepts while taking apart the truth from the myths surrounding the housing market.

Please click on this link to view the visual references to this podcast: https://youtu.be/Lz_-oN7B670

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email info@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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A listener asked us if there is such a thing as luck in investing and whether there is a universal formula to guarantee a winning streak when it comes to dealing with property.

Luck, (that random positive encounter with chance) plays little to no contribution to good investing outcomes and that universal formula used by successful investors everywhere is just a two-part recipe: knowledge and hard work.

In this episode, we're here to give you a nudge to forget about that "get rich quick" scheme that you see circulating online and hand you doable, objective and proven principles to keep your grounded. Once you get the fundamentals right, distractions become easier to avoid.

Please click on this link to view the visual references to this podcast: https://www.youtube.com/watch?v=O9E8yaPvO_k

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email debbie@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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Linda from MiTeam joins us in this episode to give clarity to your many inquiries about current lending rules and a forecast of what is yet to take place. 

Our discussion involves how the changes we are seeing with the banks affect those eager to send in their applications, those who are hopeful first home buyers and property investors looking to get more equity.

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email debbie@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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Over the last 70 years, the World Bank has recorded four global recessions: 1975, 1982, 1991, and 2009. Of the four incidences, the 2009 Global Financial Crisis that was set off by a housing bubble may have been the most systematic and deeply felt decline in recent history (right before the Covid-19 pandemic). While it wounded many industries, it also paved the way for a more credit conscious society and urged financial institutions to create buffers.

This week, Property Apprentice discusses tried-and-tested measures to support your property investment journey even in the most uncertain times. We have included visual references in thisvideo.So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email debbie@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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Here is the latest property market update by Paul Roberts, one of the owners of Property Apprentice. In this episode, we answer the most common questions our current clients and potential clients ask when it comes to house prices, supply and buying behaviour at this time. If you're interested in knowing how the current "push-and-pull" factors in property are affecting buyers and investors, stay tuned.

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email debbie@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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The times we're in are certainly unique to anything we've ever experienced throughout history. On one hand, we have a pandemic that has altered how we conduct our social and professional affairs. On the other, we have a windfall of financial opportunities ripe for the taking. But don't go about celebrating just yet! For first time investors and home buyers, making mistakes can be very easy (and costly) at this very moment. Property Apprentice saves you from the heartbreak of committing errors in the housing market in this fresh episode as we discuss how to avoid common mistakes in property investing.

Click on the transcript HERE.

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email debbie@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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Doom and gloom sentiments about the current state of the economy have caused unnecessary panic over the housing market and the future of investing. This unfounded fear has led many to make some very erratic decisions that could harm their longterm financial stability. Today, we take apart misconceptions about how banks deal with economic downturns, why your mortgage payment scheme is crucial at this point and what you can do if you have been financially affected by the pandemic.

Click to see the transcript here.

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email debbie@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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Can I move houses now? Am I allowed to do property viewings? What is the best thing to do if my tenant has an urgent repair request? Certainly, restrictions have loosened up to allow people to resume to some activities prior to the lockdown but this does not mean that it has become completely safe to let our guards down. Property Apprentice lays out potential circumstances landlords and tenants might face through Alert Level 3 and give sound advice on how to go about the new system in the safest, most efficient way.

Click on TRANSCRIPTION hereSo please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email debbie@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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On April 30, the Reserved Bank of New Zealand (RBNZ) announced that it would remove loan-to-value ratio restrictions for the next 12 months. This episode takes on the history of the restriction, what opportunities abound for both property investors and home buyers and what could be the smartest thing to do moving forward.

There are market indicators that show great opportunities for investing at this moment. If you're eager to seize this chance, you've come to the right podcast.

CLICK LINK TO TRANSCRIPT here

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email debbie@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

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**In this episode, we set the record straight on key changes for tenants and landlords that have taken place since the implementation of Covid Alert Level 4 and what they have to expect once NZ transitions to Alert Level 3.

CLICK LINK TO TRANSCRIPT here**

So please subscribe to the podcast. Hopefully you found today's session useful.
For topic suggestions, please email debbie@propertyapprentice.co.nz and if you haven't already done so, please register for one of our upcoming free online training events. You may view them at www.propertyapprentice.co.nz and register.

Support the show (https://www.propertyapprentice.co.nz/free-property-investment-seminars/)