Retire Right Radio with Paul Roberts: Recent Episodes
Paul Roberts
There are few things more important than ensuring you and your family have a strong financial plan that will help enable you to have more confidence in your retirement strategy. On Retire Right Radio, Paul Roberts helps listeners understand their finances and future, create a financial strategy to help pursue a secure and comfortable life and work toward financial security and independence.
Weston Lindemann discusses essential strategies for reviving retirement savings, including maximizing employer matches, understanding different retirement accounts, and the importance of having a solid financial plan. The conversation covers various aspects of retirement planning, such as debt management, building an emergency fund, and the significance of diversification in investments. Additionally, Weston addresses common fears about spending in retirement and offers insights on planning for medical expenses and long-term care.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann discusses essential strategies for reviving retirement savings, including maximizing employer matches, understanding different retirement accounts, and the importance of having a solid financial plan. He also compares the powers of super heroes from the comic books and movies and how they compare to retirement strategies. The conversation covers various aspects of retirement planning, such as debt management, building an emergency fund, and the significance of diversification in investments.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
www.robertswealth.com
See omnystudio.com/listener for privacy information.
Weston Lindemann explores the intersection of artificial intelligence and retirement planning. He discusses the results of an AI experiment that generated a retirement plan for a 50-year-old individual, evaluating its effectiveness and the nuances of retirement strategies. The conversation covers essential topics such as maximizing retirement contributions, understanding income needs, long-term care considerations, and the importance of lifelong learning in retirement.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindeman explores the intersection of horror movie themes and retirement planning, emphasizing the importance of avoiding impulsive financial decisions, maintaining clear communication, and being proactive in financial strategies. He discusses the emotional components of investing, the necessity of consistency in financial planning, and how to identify warning signs when choosing a financial advisor.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann discusses essential strategies for retirement planning, emphasizing the importance of having a financial partner who is future-oriented, emotionally intelligent, and trustworthy. He highlights common mistakes individuals make with IRAs, the significance of communication in financial planning, and the impact of inflation on retirement savings. The discussion also covers the importance of managing money effectively, balancing spending and saving, and avoiding the greed trap in investment strategies.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann discusses the implications of recent interest rate cuts by the Federal Reserve on retirement savings, particularly focusing on bond yields, savings accounts, and the challenges faced by pension funds. The conversation also delves into common myths surrounding retirement spending, the importance of flexible financial planning, and strategies for maximizing Social Security benefits amidst current economic uncertainties.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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In this episode of Retire Right Radio, Weston Lindemann discusses the importance of conducting a financial 'deep clean' to prepare for retirement. He emphasizes the need to declutter financial lives, fine-tune investment strategies, manage risks, and eliminate wasteful spending. The conversation also covers the significance of having emergency savings, the value of professional financial advice, and the necessity of creating a comprehensive game plan for retirement.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann discusses various threats to retirement savings, using horror movie metaphors to illustrate key concepts. He emphasizes the importance of avoiding outdated financial advice, high fees, short-term temptations, impulsive decisions, and fear-based strategies. The conversation also covers inflation risk, healthcare costs, sequence of returns risk, and the significance of planning for a desired lifestyle in retirement.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann discusses the importance of being prepared for various financial weather events in retirement. He uses weather metaphors to explain different retirement planning mistakes and strategies. The main themes covered include risk management, budgeting, diversification, debt management, inflation protection, income sources, and trust in the planning process. Weston emphasizes the need for a comprehensive retirement plan that addresses these themes and offers a second opinion to ensure a successful retirement.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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The conversation discusses the psychological phases of retirement, as described in the book 'The Four Phases of Retirement' by Riley Moynes. The four phases are: the vacation phase, the feeling lost phase, the trial and error phase, and the reinvent and rewire phase. Weston Lindeman also explores ancient wisdom from Roman and Greek philosophers and how it relates to retirement planning. The key takeaways include the importance of preparation, self-knowledge, preserving wealth, and prioritizing retirement goals.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann discusses retirement planning using football analogies. He emphasizes the importance of starting to save early, making halftime adjustments to the retirement plan, and executing a two-minute drill to prepare for retirement. He also talks about the play-action pass, which involves leveraging assets effectively, and the need for field position and making the right decisions in retirement. The conversation then shifts to the psychological shift from working to retirement and the challenges that come with it.
Reach Roberts Wealth Management at 800-891-8680.
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Weston Lindemann discusses the habits of highly effective retired people, drawing inspiration from Stephen Covey's book. The first habit is being proactive, which means taking a forward-looking approach to retirement planning and being intentional about addressing challenges. The second habit is beginning with the end in mind, which involves preparing for all phases of retirement and accounting for factors like inflation. Other habits discussed include putting first things first, thinking win-win, seeking to understand before being understood, synergizing, and sharpening the saw.
Reach Roberts Wealth Management at 800-891-8680.
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Navigating market volatility and protecting retirement savings is crucial. Diversifying investments across asset classes is key to mitigating risk. The recent market volatility caused by the Japanese yen carry trade highlights the importance of diversification. Having a cash reserve for emergencies and taking advantage of buying opportunities during market downturns is essential. Maximizing Social Security benefits requires careful consideration of factors like life expectancy and tax implications. Employer-sponsored retirement plans, personal investments, real estate, and annuities all play important roles in a comprehensive retirement plan. In this conversation, Weston Lindemann discusses various topics related to retirement planning.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindeman discusses the historical impact of financial crises and what we can learn from them to better prepare for retirement. He explores the similarities between the Great Depression and the Great Recession, emphasizing the importance of planning to avoid losses and mitigate downside risk. He also discusses the potential changes to Social Security and the need for a comprehensive retirement plan that accounts for legislative risk.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston discusses various aspects of retirement planning. He touches on topics such as income planning, market volatility, diversified income streams, healthcare costs, tax planning, and longevity risk. He also highlights the need to adapt retirement strategies to the changing world and not rely on outdated approaches. Weston discusses the importance of taking strategic action and working with competent advisors to navigate financial obstacles. He emphasizes the benefits of small wins and the snowball effect of progress.
Reach Roberts Wealth Management at 800-891-8680.
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A study commissioned by the Ali Retirement Income Institute highlights a looming retirement crisis for baby boomers, particularly those set to retire between 2024 and 2030. That’s the opening focus of the podcast with Weston Lindeman. The study shows that two-thirds of this group are struggling to maintain their current lifestyle post-retirement, with over half of them having assets of $250,000 or less. Inflation is a major factor affecting retirees' ability to maintain their lifestyle, with a 6% inflation rate leading to a doubling of income needs every 12 years. The changing tax code and potential changes to Social Security also pose challenges for retirement planning. Weston also breaks down Fixed indexed annuities which can be a useful tool for building income in retirement, providing guarantees against loss and offering growth potential through indexing.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann discusses the impact of inflation on retirement planning. He explores the challenges of living with inflation, the concept of stagflation, shrinkflation, and upflation. He also touches on the historical significance of inflation in the late 70s and early 80s, as well as the taxation of Social Security benefits. The conversation then shifts to the risks and opportunities associated with AI and tech stocks, drawing parallels to the dot-com bubble. Weston discusses the importance of having a plan in place to navigate market volatility and take advantage of investment opportunities.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Financial health is becoming increasingly important, just like physical health. The awareness around financial health has grown, thanks in part to social media. Financial health and physical health are linked, as financial strain can impact mental health. Weston Lindeman reminds that to achieve financial health, it is important to have a written plan, avoid financial double talk, and manage debt effectively. Debt can be a major burden in retirement, so it is crucial to pay it off before retiring. Education and partnering with a financial advisor can help improve financial health. Annuities can provide stability and guaranteed income in retirement.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann discusses the impact of election years on investing and the importance of cutting through fear-mongering and misinformation. He emphasizes the need for proper planning and allocation of investments to navigate the volatility of election years. Additionally, the conversation delves into common mistakes to avoid in financial decision-making and explores the mindset and habits of millionaires for financial success.
Reach Roberts Wealth Management at 800-891-8680.
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Weston Lindemann discusses some lesser-known lessons from Warren Buffett's Investor's Playbook and how they can be applied to retirement planning. Lindemann emphasizes the importance of being an investor rather than a speculator, avoiding losses, and making a few key decisions right. He also highlights the need for patience, taking advantage of opportunities, and understanding the value of what you pay for.
Reach Roberts Wealth Management at 800-891-8680.
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Weston Lindemann discusses the importance of diversification in retirement planning and the need for a safety asset to protect against market downturns. He also highlights red flags to look for when working with a financial advisor, such as failing to acknowledge fiduciary responsibility, pressuring clients to make quick decisions, lacking transparency, providing generic advice, and not offering a written plan or agreement. Weston emphasizes the need for personalized retirement planning and the importance of working with a fiduciary advisor who puts the client's best interests first.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Retirement has undergone significant changes in recent years, and this episode of Retire Right Radio explores the good, the bad, and the ugly of these changes. The conversation covers topics such as the SECURE Act, RMDs, Social Security full retirement age, contribution limits, and the elimination of the stretch IRA. It emphasizes the importance of tax-efficient planning, protecting against inflation, and creating a comprehensive retirement plan.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann discusses the impact of election years on investing and the importance of cutting through fear mongering and misinformation. He emphasizes the need for proper planning and allocation of investments to navigate the volatility of election years. Additionally, the conversation delves into common mistakes to avoid in financial decision-making and explores the mindset and habits of millionaires for financial success.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindeman discusses what individuals should consider in their financial lives on a month-by-month basis. He covers topics such as creating a financial plan in January, fine-tuning the plan in February, Medicare options in March, taxes and RMDs in April, annual reviews in May, mid-year adjustments in June, financial awareness assessment in August, Social Security strategy in September, open enrollment period in October, long-term care awareness in November, and RMD deadlines in December.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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The conversation covers two main themes: understanding financial and economic stories and retirement planning rules and exceptions. Weston Lindeman discusses the confusion surrounding monetary policy and the government's role in printing money and borrowing. He also explores the 4% rule for retirement withdrawals and the differing opinions of Dave Ramsey and Suze Orman. The conversation emphasizes the need for a customized approach to retirement planning and the importance of working with a professional team.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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On this episode of Retire Right Radio, Weston Lindemann discusses the retirement crisis, the future of Social Security, and the importance of retirement planning. He addresses concerns about not having enough money for retirement and offers actionable steps to improve retirement savings. Lindemann emphasizes the need to position assets strategically and create a written income plan to ensure a comfortable retirement. He also discusses the future of Social Security and the potential need for structural changes. The episode concludes with a Q&A session, addressing questions about retirement goals, savings, and income planning.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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The main theme of the conversation is retirement planning and the misconceptions surrounding it. The first chapter explores the challenges of retirement planning in a complex world, including the impact of inflation on income needs. Weston also discusses the importance of considering different phases of retirement and adjusting spending levels accordingly. Weston also delves into the alternatives to long-term care insurance, such as utilizing life insurance policies with long-term care riders.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindemann runs through commandments of the financial world including not gambling with investments, doing your due diligence, diversifying, and a balance of offensive and defensive investing.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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In this episode of Retire Right Radio, Weston Lindemann discusses various retirement planning opportunities and strategies. He highlights the changes brought about by the Secure Act and Secure Act 2.0, such as the availability of Roth accounts as emergency funds and the benefits of Roth contributions. Lindemann also emphasizes the importance of staying informed about retirement changes and working with a knowledgeable advisor. He explores tried and true retirement planning tips, including considerations for Social Security, sequence of returns risk, refinancing retirement, and healthcare costs.
Reach Roberts Wealth Management at 800-891-8680.
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In this episode of Retire Right Radio, Weston Lindemann discusses the outdated retirement rules of thumb and offers proactive planning strategies for a secure retirement. He challenges the 60-40 stock bond rule, highlighting how bonds can also suffer losses during market downturns. Weston emphasizes the importance of using legitimate protection assets that cannot lose money. He also discusses the relationship between interest rates and bonds, cautioning against trying to time the market. Weston explains the yield curve inversion and its historical correlation with stock market crashes. The conversation then shifts to retirement age and the need for individualized planning. Weston advises considering factors like Social Security, health insurance, and long-term care when determining the ideal retirement age. The episode concludes with a discussion on the rule of 72 and the 4% rule, highlighting the importance of a personalized retirement plan and avoiding financial double talk.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Dealing with change is often difficult. On today's show, Weston Lindemann discusses how retirement planning has evolved over the past 20 years. He highlights the top 10 changes in retirement and emphasizes the need for strategic planning in today's complex world. Additionally, Lindemann discusses the importance of planning for a longer retirement, considering healthcare costs, and understanding Medicare. He also explores the different phases of retirement and the need for downsizing and geographic considerations.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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On this episode of Retire Right Radio, Weston Lindemann discusses six dangerous assumptions people make when it comes to retirement planning. He emphasizes the importance of having a team of specialists to create a comprehensive financial plan. The conversation also covers quotes from George Foreman and Chris Rock that highlight the significance of income and options in retirement. Weston provides insights on managing risk, combining multiple 401(k) plans, and making decisions about Social Security benefits.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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In this episode of Retire Right Radio, Weston Lindemann discusses various retirement planning opportunities and strategies. He highlights the changes brought about by the Secure Act and Secure Act 2.0, such as the availability of Roth accounts as emergency funds and the benefits of Roth contributions. Lindemann also emphasizes the importance of staying informed about retirement changes and working with a knowledgeable advisor. He explores tried and true retirement planning tips, including considerations for Social Security, sequence of returns risk, refinancing retirement, and healthcare costs.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
See omnystudio.com/listener for privacy information.
The conversation discusses the financial wellness of the economy, Americans' saving habits, market volatility, the importance of financial literacy, and retirement regrets. The main takeaways include the need to prioritize retirement savings, involve both spouses in the planning process, create a comprehensive retirement plan, and be mindful of spending in retirement. The conversation covers various topics related to retirement planning including planning for retirement income, understanding lifestyle expenses, considering taxes, building income, making decisions about Social Security, diversification and portfolio protection, and managing RMD funds.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Brennan Kim discusses some common misunderstandings some people have when it comes to retirement planning. Included in the conversation are how much to invest, thinking all savings need to go in a 401(k) or IRA, and not giving serious consideration to your distribution plan. Brennan also offers information on strategic moves someone should consider when they are in the financial red zone which is the five to ten year period before you retire.
Reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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In this episode, Weston Lindemann discusses the importance of financial spring cleaning and offers tips for reviewing and organizing your finances. He emphasizes the need to review spending, create an income plan, and manage debt. Weston also highlights the importance of having an emergency fund and a balanced retirement portfolio. He explains the concept of market exposure and protection assets and suggests using the Rule of 100 to determine the ideal asset allocation. Additionally, Weston discusses the benefits of consolidating accounts, reviewing insurance coverage, and updating beneficiaries. He also addresses the impact of taxes and inflation on retirement planning. In this episode, the hosts tie retirement planning to college basketball, emphasizing the importance of teamwork and having a game plan.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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This episode of Retire Right Radio covers various topics related to retirement planning and financial organization. The conversation begins with the metaphorical 'junk drawer' of retirement planning and the importance of getting organized financially. Weston Lindeman then delves into topics such as understanding Medicare, considerations for Social Security, reviewing and adjusting investments, legacy planning, and the importance of regular financial checkups. The episode also addresses commonly misunderstood financial terms and concludes with a Q&A segment from listeners. The conversation covers various topics related to retirement planning and investment strategies. The main themes include deferring Required Minimum Distributions (RMDs) in an IRA, allocation and diversification of a portfolio, taxes on 401k withdrawals, selling commercial properties, investing Health Savings Account (HSA) in mutual funds, and the advantages of Exchange-Traded Funds.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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In this episode of Retire Right Radio, Weston Lindemann discusses various aspects of retirement planning. He covers topics such as consolidating investment accounts, the importance of having a budget, organizing and digitizing financial documents, building an emergency fund, reviewing insurance policies, maximizing 401(k) contributions, analyzing risk and diversification, and tips for saving and staying on track. He discusses the impact of IRA withdrawals on Social Security benefits and the tax implications of different retirement accounts. Weston also explores investment options and fees, as well as the importance of asset allocation after a divorce.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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This episode of Retire Right Radio discusses financial mistakes made by celebrities and the lessons we can learn from them. The conversation covers topics such as estate planning, tax planning, financial transparency, diversification of investments, and the importance of budgeting and spending plans. The episode emphasizes the need for proper planning, financial literacy, and working with a team of experts to ensure a successful retirement. In this conversation, Weston Lindemann discusses various topics related to retirement planning and financial advice. He challenges the limitations of the 4% rule and emphasizes the importance of a personalized income plan.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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The conversation discusses retirement trends, the importance of a clear retirement plan, balancing risk and conservative approaches, assessing savings and expenses, creating an income withdrawal strategy, preparing for healthcare costs, determining retirement readiness, and financial compatibility in marriage. In this episode, Weston Lindemann answers questions from listeners about scheduling appointments, getting spouses on board with financial planning, pressure tactics from big box firms, seeking financial advice at different stages of retirement, and the pension lump sum option.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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On this episode of Retire Right Radio, Weston Lindemann discusses important considerations for building a modern, holistic, and personalized retirement plan. The conversation covers topics such as determining retirement savings, social security and income planning, long-term care considerations, mortgage and debt management, planning for upgrades and major purchases, Roth conversions and tax planning, building a personal pension, the significance of age 59 and a half, healthcare considerations, asset allocation and risk management.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Weston Lindeman offers strategies to consider to help lessen the blow of taxes in retirement. He cautions to use good strategies with your withdrawals and the selling of your assets. The conversation turns to planning for the “unexpected” in retirement such as kids returning home, caring for elderly parents, home and car maintenance, and health care expenses.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Weston Lindeman is part of the all-star team at Roberts Wealth Management. In this episode he discusses financial goals for 2024. He identifies good goals to establish, how to get started, and offers tips on how to stay on track. Some of the goals include maximizing your savings efforts, creating a spending plan, paying off debt, building an emergency fund, proactively planning for taxes, and reassessing assets.
Contact Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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What if you have a plan for retirement in place and then life happens? Weston Lindeman talks about the need for a good retirement plan to be flexible in the event of job loss, change in marital status, caring for parents, or health event. The conversation also includes retirement mistakes to avoid such as underestimating the impact of inflation and your longevity and being too conservative or too aggressive in investments.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Paul covers some potentially dangerous mistakes to avoid in retirement planning including thinking you can beat the market, keeping all money in cash, and improper diversification. Also covered in the podcast are opportunities to start a business in retirement and the need to embrace technology in this new phase of your life.
You can reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Weston Lindeman is part of the team of All Star Advisors at Roberts Wealth Management and fills in for Paul Roberts on this podcast. Weston covers tax strategies that are available for those 50 and older and are critical to consider on that journey to and through retirement. He also talks about solutions to retirement roadblocks and offers tips on how to better understand and maximize your 401(k).
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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This podcast features Carter Lewis of Roberts Wealth Management filling in for Paul Roberts. Carter highlighted some reason why your financial education shouldn’t stop once you hit retirement. The discussion included factoring inflation, planning for healthcare costs, and staying on top of legal changes in the retirement universe. He also talked about dividend stocks and information a financial professional will need from you in order to build a stronger retirement plan.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Retirement lessons from Seinfeld? Brennan Kim points those out as we feature some memorable financial moments from the show about nothing. Brennan warns against making snap investment decisions, not budgeting, and failure to understand the power of compounding. That is followed by a breakdown of the different types of annuities.
You can reach Roberts Wealth Management at 800-891-8680.
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Paul discusses a Bankrate survey that shows a good number of Americans are significantly behind on their retirement savings. How can you get back on track? Listen for tips here. Decumulation: What is it? Paul defines it and discusses good strategies to consider when you are enter this phase of your financial life.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Paul covers that early stage when you first retire and what you should be considering with the goal of staying on track. Some suggested moves include managing your cash flow, finding a good balance between growth and income, and managing taxes. What happens if you face retirement earlier than planned? The conversation centers around assessing the financial impact, making sure you have health coverage, and shifting to that contingency plan. Another topic on this podcast focuses on how strategies could differ if you retire single.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Brennan Kim discusses why some people feel they may need to delay their retirement start date. Some reasons cited in a recent Gallup poll include insufficient savings, worry over taxes, too much debt, and not wanting to leave money on the table. When factoring longevity, the reasons to adopt strategies to avoid running out of money in retirement become even more critical. The discussion in this podcast focuses on avoiding using outdated rules, implementing good tax strategies, and watching your risk.
Reach out to Roberts Wealth Management by calling 800-891-8680.
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Brennan Kim discusses how to approach a withdrawal rate in retirement in a safe manner. He also looks at good strategies to boost your savings in the financial red zone. He stresses to take longevity seriously, build that savings safety net and to understand inflation and proper diversification.
Reach out to Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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What do you do and what can you do with that 401(k) when you retire? That’s part of the discussion in this podcast. Paul covers qualified distributions, The “Age 55” rule, whether or not to let it lie, and more. Some baby boomers are considering working longer. Why is that? That’s also part of the discussion.
You can reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Paul introduces and answers some common questions asked by those near and in retirement. The questions have to do with inflation, retirement income, and budgeting. He also faces long-term care head on in discussing some good alternative strategies and tackles some retirement bad habits.
You can reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Brennan Kim offers information on annuities in an effort to help clear up some of the myths about them. He also discusses results of a recent survey showing concern among pre-retirees and retirees in the areas of inflation, volatility, and rising interest rates. Another survey reflects the favorite investment vehicles of those polled. Brennan discusses each of them and stresses the need for diversification.
You can reach Roberts Wealth Management at 800-891-8680.
Roberts Wealth Management
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Brennan Kim offers simple tips on boosting your pre-retirement savings. The discussion then moves to determining our “number” in areas such as our financial independence number, our Social Security number, and our retirement income number. What should we strongly consider doing during challenging economic times? That is also part of the discussion.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Brennan Kim discusses ways to better save for and in retirement. Some include working with a professional for a savings plan, getting out of debt, considering an HSA if you are eligible, and cutting unnecessary expenses. How can inflation impact your retirement? Brennan explains and offers strategies to consider when factoring inflation.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Paul reminds us to avoid certain retirement errors such as maintaining the wrong asset allocation and not being properly diversified. He offers suggestions on strategies that could possibly help you bump up your retirement date and then cites some alarming survey results regarding retirement readiness.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Paul reminds us to avoid certain retirement errors such as maintaining the wrong asset allocation and not being properly diversified. He offers suggestions on strategies that could possibly help you bump up your retirement date and then cites some alarming survey results regarding retirement readiness.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Paul outlines some good measures to consider before retiring including getting a grip on what your day-to-day expenses will be, reviewing your assets, and envisioning what our retirement will look like. He looks at some alarming stats from a Credit Karma survey showing on Americans’ savings going into retirement and their overall knowledge of necessary retirement strategies and then discusses what should be implemented to help relieve the fear of running out of money in retirement.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Brennan Kim cites statistics from a couple of surveys that state the obvious. Couple don’t necessarily see eye to eye when it comes to finances and retirement. He stresses the need for compromise in areas such as risk, savings, and retirement target date. He addresses retiree concerns like inflation, the state of Social Security, and longevity and gets back to basics with some good practices to make sure you’re on the right track to retirement.
You can reach Roberts Wealth Management by calling 800-891-8680.
Roberts Wealth Management
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Brennan Kim of Roberts Wealth Management fills in for Paul Roberts and goes on the hot seat guessing the top answers from participants in a 2023 EBRI Employee Benefit Research Institute retirement confidence survey. We cite results on concerns of pre-retirees and retirees in their comfort level on reaching retirement and living comfortably in retirement. Brennan moves into strategies to consider in the financial red zone, 5-10 years from retirement. He then discusses the advantages to consider when looking at the Roth IRA option.
You can reach Roberts Wealth Management by calling 800-891-8680.
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Paul explains the importance of building income sources in your retirement and making sure they are in line with your expected expenses. He dives into the subject of behavioral finance and how all the components relate to retirement planning. He also highlights ways that money could be wasted in retirement such as excessive fees, overpayment in taxes, overspending, and ignoring healthcare costs.
You can reach Roberts Wealth Management by calling 800-891-8680.
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Investment Advisor Representative and member of the All Star Team of Advisors at Roberts Wealth Management Carter Lewis fills in for Paul on the podcast. We give three statements about retirement consideration and Carter points out the one that is not true and explains why. He also expands on some of the ones that are true. He covers valid retirement related questions that begin with the word “when” and points out areas to address in the planning process to help ease the anxiety of challenging economic times.
You can reach Roberts Wealth Management by calling 800-891-08680.
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Paul expands on the situation in the banking sector. He cautions against being lured into high returns that could be temporary. Paul suggests focusing on preservation and just dipping your toe into the water for now.
You can reach Roberts Wealth Management by calling 800-891-8680.
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Paul expands on the situation in the banking sector. He cautions against being lured into high returns that could be temporary. Paul suggests focusing on preservation and just dipping your toe into the water for now.
You can reach Roberts Wealth Management by calling 800-891-8680.
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Paul opens by covering good strategies for saving your money leading up to retirement. He then moves into a conversation on the Fed and rising interest rates and the effect it could have on your portfolio if not properly protected. Paul also discusses the growth of Artificial Intelligence in the financial arena and closes with a discussion on the person-to-person approach taken by his team at Roberts Wealth Management.
You can reach Roberts Wealth Management by calling 800-891-8680.
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Paul notes the challenges we face in today’s economy covering unemployment, inflation, taxes, the real estate market, and more. He stresses that proper planning can get you in control of your financial life and your journey to and through retirement.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Now that it has passed, Paul reviews some of the key provisions of Secure Act 2.0 including the raising of the RMD age, additional catch-up opportunities, and expanded Roth contributions. He looks at lessons that can be learned from 2022 and how to move forward towards retirement in a stronger position and then dispels some common retirement myths.
You can reach the team at Roberts Wealth Management by calling 800-891-8680.
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Paul defines the retirement income replacement rate and looks at what needs to be considered in building income for your retirement. This includes determining how much income you will need compared to your pre-retirement income, how much you earn, how much you save, when you will retire, your tax rates, and what Social Security covers. He also looks at tax strategies that can help you presently and in the future. This includes tradition 401(k) and IRA saving strategies as well as Roth. Then he discusses a growing trend of working in retirement in explaining why more people are choosing to in some form or fashion and what should be considered when making that choice.
You can reach Roberts Wealth Management by calling 800-891-8680.
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Paul covers some solid planning tips to help you retire in a challenging economy in 2023. Understanding sequence of returns and possibly delaying Social Security are part of the conversation. What are some important questions you should be able to answer when considering your retirement and income plan? Those include your budget, your tax strategies, long-term care protection, and other sources of income in your retirement. Paul also covers protecting your income in retirement.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul offers detours around those roadblocks that could keep you from your retirement target date and clarifies some common misconceptions about your 401(k). He also explains the whole FTX controversy.
You can reach the team at Roberts Wealth Management by calling 800-891-8680.
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Paul covers the approach you should take regarding tax strategies in retirement. This includes connecting taxing with outflow as well as income, spending down traditional IRAs, and the consideration of Roth conversions and contributions. He also discusses the condition of the markets and high inflation and looks ahead to what we may be able to expect.
You can reach Paul Roberts and the team by calling 800-891-8680.
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What are good questions to ask your financial professional in times of economic turmoil? Paul Roberts covers some of these including long-term planning, diversification, and whether or not to change course. He also warns of retirement mistakes to avoid and offers reminders of the changes to legacy planning which came with the original Secure Act.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Your approach to investing in retirement can certainly be different than earlier in your life. Paul runs through some things to consider and some practices to avoid. They include having a proper philosophy that can be flexible and able to change over time and to avoid questioning your plan due to volatility, trying to outperform the market, and letting your emotions get the best of you. Paul looks at four financial gaps that could stand in your way to retirement. They include the knowledge, resources, perception and empowerment gap. He also expands on some of the observations of Morningstar’s Christine Benz.
You can reach the team at Roberts Wealth Management by calling 800-891-8680.
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Paul talks about the announced Social Security Cost of Living Adjustment for 2023 pointing out that it is the highest in forty years but also that inflation is as well. He discusses how this high inflation, volatility, and rising interest rates must be factored when planning for retirement. Paul gets into the sudden shift for retirees when entering retirement and goes over the process of “deaccumulation.” Then he looks at retirement challenge solutions such as planning for inflation in your other retirement income streams, preparing for out-of-pocket health care costs, and building good tax strategies.
You can reach the team at Roberts Wealth Management by calling 800-891-8680.
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Brennan Kim fills in for Paul Roberts and cites results of a J.D. Power study that revealed some pitfalls of utilizing digital resources in planning your own retirement. He breaks down the advantages and, in his opinion, the necessity of working with a professional to build and maintain your retirement. He also goes over some of the “curveballs” of retirement in the form of unexpected expenses and then offers strategies to stay on track in the current economic environment.
You can reach the team at Roberts Wealth Management by calling 800-891-8680.
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Brennan Kim fills in for Paul. Brennan is part of the team of All-Star Advisors at Roberts Wealth Management. He discusses reasons why some may decide to or need to delay their retirement start date. Reasons include having not saved enough, not accounting for taxes, relying exclusively on Social Security, and sequence of returns risk. He also goes over some last-minute financial moves you can consider before launching your retirement. Those include reducing portfolio risk, maximizing 401(k) contributions, planning your Social Security and Medicare strategies, and exploring long-term care protection options. Brennan then shows how we need to factor in longevity to avoid some risks that can come with that including too much risk, outdated withdrawal strategies, and improper rollovers.
You can reach the team at Roberts Wealth Management by calling 800-861-8680.
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Paul goes through various streams of retirement income that may not be subject to taxation and breaks down the strategies to achieve that goal. He also continues to monitor high inflation and its effects on retirement planning and discusses steps to take in order to maintain the lifestyle you want in retirement.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul looks at the issues that will present themselves in the future with tax-deferred retirement savings and offers some solutions. Challenges you could potentially face include snowballing required minimum distributions, possible higher Medicare premiums, and a tax burden on your heirs. Solutions presented include shifting savings from pre-tax to Roth and considering Roth conversions. He also talks about retirement regrets to avoid and how to make sure you can enjoy the lifestyle you want and then breaks down how interest rate hikes could be an additional challenge in your retirement planning.
You can reach Paul Roberts and the team of All-Star Advisors by calling 800-891-8680.
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Paul takes a look at our current financial situation in discussing what pre-retirees and retirees should consider in their planning process. One of Roberts Wealth Management's All-Star Advisors Brennan Kim takes over for the rest of the podcast in discussing strategies in giving some of your excess money away while you are alive and options you have with your 401(k) once your retire.
You can reach the team at Roberts Wealth Management by calling 800-891-8680.
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Paul addresses the concerns on the minds of everyone and especially those entering retirement. Those concerns are, of course, inflation, recession, and the overall economic climate. He also talks about the best protection strategies. He examines a BlackRock survey which asked retirees and savers to describe their “go to” savings and growth vehicles and closed with dispelling myths about annuities.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul looks at the state of our economy and offers information on best protective strategies for retirees and soon to be retirees. He then turns to spousal retirement strategies when there is a significant age gap. Paul closes with tips on stretching retirement dollars including the proper Social Security decisions for you, diversification of your portfolio, creating a budget, and building retirement pay checks.
You can reach Paul Roberts and the team at Roberts Wealth Management by calling 800-891-8680.
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Paul looks at why more retirees are making the decision to return to the workforce. He points at what to consider in your planning to help make sure you only return to work by choice. He talks about how recession fears and high inflation are driving these decisions. Paul then covers tips to keep your retirement finances in good shape such as understanding your lifestyle expenses, creating that retirement paycheck, and understanding the tax impact. He then moved to some of the do’s and don’ts of retirement planning. He discussed how you should regularly review your performance and strategies and adjust your risk tolerance and how you should not try to act like a professional day trader nor completely avoid risk.
You can reach Paul Roberts by calling 800-891-8680.
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Paul talks about properly managing the concerns felt by retirees in the middle of possible recession, the highest inflation in forty years, and rising interest rates. He discusses the inverse relationship between the stock and bond market and explains how proper planning can set retirees up with built in income streams that can help ease the anxiety. He discusses how he determines his client’s “numbers” to better custom plan for them. He includes the financial independence number, the Social Security starting age, the number of guaranteed lifetime income someone will need, estimated health care out of pocket costs and possible long term care costs, and estimated monthly retirement spending. Paul closes with five things to absolutely consider in retirement planning including checking your asset allocation, building those liquid reserves, and monitoring your spending rate.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul demonstrates how small measures could make a big difference in light of the current economic climate. Strategies discussed include using credit cards to your advantage, reevaluating your insurance coverage, and even looking at services to consider cutting such as streaming services you never use. He then moves to potentially costly mistakes to avoid such as accessing retirement funds early and failing to maximize your Social Security benefits. Paul closes with a discussing on how to rectify potential retirement killers. He talks about the need to have an income plan in writing, avoiding pie-in-the-sky investment returns, and knowing your risk tolerance.
You can reach Paul Roberts by calling 800-891-8680.
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You want a retirement with as few regrets as possible. What are some things you can do in the financial red zone to avoid having those regrets? Paul covers that in this podcast. He also addresses the current economic climate with the bear market, inflation, rising interest rates, recession possibly looming and what retirees and soon to be retirees should be considering. He closes with good financial red zone moves to make sure you launch a stronger retirement such as catch-up saving, paying off debt, and determining retirement spending needs.
You can reach Paul Roberts by calling 800-891-8680.
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Paul points out how retirement planning is different now due to many factors such as dwindling pensions and longevity. He talks about the importance of building income, protecting your wealth, and factoring in health care costs and inflation. He then moves into discovering fees you may be paying and avoiding unnecessary costs in retirement including penalties. Paul then keeps the conversation grounded in reality as he debunks some retirement myths and old ways of thinking in crafting retirement strategies.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul covers three retirement investment mistakes to avoid including maintaining the wrong asset allocation, failure to properly diversify, and investing without liquid savings. If you are of the mind to expedite your retirement date, he gives you some things to consider. Paul also offers tips to help give you more comfort in your retirement spending such as developing a good, structured spending plan and exploring different potential income solutions.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul covers some important considerations when you first launch retirement to help preserve your wealth. He then moves into what could be new rules of retirement post-pandemic and given that people are living longer. Paul then goes over the planning strategies in the scenario of one spouse retiring and the other still working.
You can reach Paul and the team of All Star Advisors by calling 800-891-9680.
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Paul explains what should be considered in formulating your retirement plan including knowing your vision, your day-to-day expenses, reviewing your assets, your risk, and your potential tax liability. The conversation then moves to options available with your old 401(k) and mistakes to avoid helping to make sure you don’t run out of money in retirement.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul covers the topic everybody’s talking about and that’s inflation. He talks about the need to have a growth aspect in your retirement plan, planning for healthcare costs, and even touches on TIPS and I-bonds. He then moves into some frequently asked questions on cryptocurrency and discusses whether or not it should be included in your retirement and by how much. He closes by going through the different phases of retirement to pre-retirement planning, the big day, the honeymoon phase, and creating your new retirement identity.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul addresses the anxiety and concern many are feeling now with the market volatility, inflation, and rising interest rates. He tackles the question of "how did we get here?" He also discusses minimal damage options.
You can reach Paul Roberts and his team by calling 800-891-8680.
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Roberts Wealth Management Chief Fiduciary Officer Heidi Ardis outlines three tax strategies to help you keep more of what you’ve saved over the years. She then moves into the challenges we face such as high inflation and market volatility and the moves to help you navigate to and through your retirement such as generating lifetime income, proactive health care and tax strategies, and proper estate planning.
You can reach the team at Roberts Wealth Management by calling 800-891-8680.
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There’s so much going on in the economy to cause anxiety and especially for those nearing or in retirement. Roberts Wealth Management Chief Fiduciary Officer Heidi Ardis offers some tips to help bring that anxiety down. She also tackles inflation with survival strategies and answers some frequently asked questions about annuities.
You can reach the team at Roberts Wealth Management by calling 800-891-8680.
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As we’re seeing high inflation, how should you factor that in your retirement plan? Paul explores the effects of inflation in your strategies and good moves to consider. He also discusses the psychological effect of transitioning from the accumulation phase of your life to one of decumulation and then talks about what he considers when meeting clients for their periodic portfolio review.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Does cryptocurrency belong in your retirement portfolio. Paul takes a close look at crypto and if or how to include it in your plan. He also covers retirement planning strategies for those who started a little late.
You can reach Paul Roberts and the team by calling 800-891-8680.
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The distribution phase of retirement can be complicated. Paul covers some retirement distribution strategies to consider. He covers geopolitical events and the effect they are having on our economy. What are red flags you may be missing on your road to retirement? Paul goes over a list of those and offers some solutions that could help you get back on track.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul takes a creative look at what can be considered additional income streams in retirement. The discussion turns to some vehicles that can be considered income streams in addition to good proactive tax devices. He then breaks down how your thinking should change in your fifties and then highlights fears faced by many retirees.
You can reach Paul Roberts and the team by calling 800-891-8680.
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The distribution phase of retirement can be complicated. Paul covers some retirement distribution strategies to consider. He covers geopolitical events and the effect they are having on our economy. What are red flags you may be missing on your road to retirement? Paul goes over a list of those and offers some solutions that could help you get back on track.
You can reach Paul Roberts by calling 800-891-8680.
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Rules of thumb are approximate methods for doing something and certainly may need to be tweaked to adapt to changing times and situations. Paul discusses some investment and retirement rules of thumb everyone should know. He also breaks down retirement planning for couples and how each spouse may view retirement differently. He then covers much of what needs to be considered for retirement planning and how the strategies and line of thinking could be unique to that stage of your life.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Inflation, taxes, and investment challenges are three major threats that could impact your retirement. Paul offers suggestions of protection and proactive measures that can be implemented. He also discusses planning long term for retirement to help alleviate the risk of longevity and explains why the help of a professional is so critical in today’s retirement planning.
You can reach Paul Roberts and his team by calling 800-891-8680.
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No one can accurately predict the next bear market and when it will occur, but one thing is for sure. You can prepare yourself for it and should if you are approaching retirement. Paul outlines some moves that can help protect your retirement plan. He also outlines ways to supercharge your retirement savings if you got a late start and covers some calculations to consider in helping determine your retirement launch date.
You can reach Paul Roberts and the team by calling 800-891-8680.
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Paul goes over some questions that some clients may be hesitant to ask but stresses the importance of making sure all concerns are voiced. He talks about the experience of being a Roberts Wealth Management client. Paul then covers risks retirees face and offers suggestions on protecting your retirement plan from inflation and the possibility of stagflation.
You can reach Paul Roberts and the team at Roberts Wealth Management by calling 800-891-8680.
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2022 will present some challenges such as inflation and possibly higher interest rates. That’s why our retirement plans need to be robust as we meet those challenges head on. Heidi Ardis and Brennon Kim give us some things to consider such as tools and strategies to consider to help against inflation, higher interest rates, and possible slower economic growth. They also present options and strategies to build income streams in retirement and tips to boost your retirement nest egg.
You can reach Roberts Wealth Management by calling 800-891-8680.
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Paul discusses the importance of keeping more of your money in retirement. He covers fees to be aware of and instituting proper tax strategies. Paul also shares some 401(k) statistics and talks about the Roberts Wealth Management 401(k) coaching program.
You can reach the team at Roberts Wealth Management by calling 800-891-8680.
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Chief Fiduciary Officer Heidi Ardis and Medicare and Insurance Specialist Brennan Kim at Roberts Wealth Management cover the podcast for Paul Roberts.
Rising inflation and market volatility continue to be a concern. Part of the discussion centers around the importance of considering the effect of the stock market on your retirement savings. Heidi and Brennan also offer ideas and strategies to maximize your 401(k).
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Planning for today’s retirees involves looking at possible tax changes in the future. Paul discusses how much of your retirement income will be taxable and proactive strategies to help. Safety in your financial red zone and retirement years is also part of the discussion as well as steps you should not put off in your retirement planning.
You can reach Paul Roberts by calling 800-891-8680.
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What are retirement strategies that are somewhat outdated today? Paul covers how we should approach mainstays such as the 60/40 split, the 4% rule, and a heavy concentration on dividend stocks. He also discusses some retirement changes on the horizon for 2022 and warns of the potential risks such as longevity, sequence of returns, and long-term care.
You can reach Paul Roberts by calling 800-891-8680.
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Market volatility is the opening topic in this podcast. Paul outlines ways a market correction could impact your retirement along with tips to help keep your plan strong in the event of a correction of worse. What’s the key to protecting your savings from a crash and what are your best investment strategies? He also talks about simplifying your entry into retirement and goes over some of the financial gaps that could impact your planning.
To connect with Paul Roberts at Roberts Wealth Management call 800-891-8680 or visit the website below.
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Inflation! Paul looks at where we are now and how to effectively plan long term for your retirement keeping inflation and longer lifespans in mind. He also explains how he runs a portfolio stress test for clients and how to implement a bucketing strategy in your retirement.
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Paul Roberts covers everything from the current market situation and where he sees things going to risk versus reward in your retirement planning. He also goes through the options you have with your old 401 (k) if you change jobs and looks at proper fourth quarter retirement plan review strategies.
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What is SECURE Act 2.0? Paul Roberts will explain what the proposed legislation could mean for your retirement accounts if it is passed. Will there be a Red October? Paul will explain, plus a lot more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Paul Roberts will look into if it makes sense to add cryptocurrency like Bitcoin to your retirement portfolio. Plus, your questions!
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Paul Roberts talks about things to consider when planning for decumulation or drawing down your retirement dollars, including how to set up your investments. He’ll also talk about how to avoid pitfalls and anxiety when it comes to not being properly prepared for retirement. Paul also talks about the “what ifs” when planning for retirement and how having a solid retirement and income plan is key and so much more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Coming up on this week’s show, Paul Roberts tackles listener questions like "Is it possible to give my grandchildren certain amounts of money from our estate over the years?" "Can IRA's be held jointly by spouses?" and "How much should I contribute to my Roth and my 401k?"
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Coming up on this week’s show, Paul Roberts has some tax savings strategies for your retirement. He also has some simple steps that can help you jump start your retirement savings as you get closer to your target date. That and so much more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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On this week’s show, Paul Roberts breaks down a retirement checklist to see if you have all of your t’s crossed and your i’s dotted. He’ll also have important questions to ask a prospective financial advisor and so much more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Paul Roberts will give you some tips on what to do and what not to do when it comes to retirement, including diversification. What does the current unemployment epidemic have to do with retirement? Paul will explain. Plus, listener questions and more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Is there such a thing as a “happy retirement plan” Believe it or not, there is and on this week’s show, Paul Roberts will tell you how you can get one! So, you have been saving and have a plan. Great! You may be ready right now to take the plunge and retire. Paul will give some tips on how to know if you are ready to go That and so much more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Paul Roberts talks about the three things you need to have as you navigate the next phase of your life. He’ll also outline some things to keep in mind to make your retirement plan better, how to have the best retirement distribution plan and a lot more!
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Paul Roberts takes a look at the differences between Roth IRA’s and Roth 401k’s and talks about which one may be best for you. He’ll also talk about things you can do when you are in retirement. Taking up tennis and cruising may be top of mind but there are some important things that you need to do that will make your retirement stress free. He’ll explain. The decade leading up to retirement is crucial to the retirement benefits you’ll have and how much you will be able to spend. Paul will have tips on that and a lot more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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On this week’s show, Paul Roberts will show you the areas that can help your retirement be successful. He’ll also show you how to make sure you are on the right track with the best retirement plan for you and give you tips on realistic retirement planning strategies and a lot more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Paul Roberts will take a look at retirement planning myths and how to avoid them destroying your retirement savings. Ever hear of phased retirement? You’re not alone if you haven’t. Paul will explain what it is and if it is right for you. He’ll also talk about when one spouse retires while the other does not and how to make a smooth transition and make sure to have enough retirement income and much more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Paul Roberts will give tips on how to protect your financial future by avoiding common mistakes in divorce after 50. He will also offer advice about the decumulation process and what you should and shouldn’t be doing and what steps you need to take to weather a market volatility storm and so much more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Coming up on this week’s show, Paul Roberts explains what you need to know about Secure Act 2.0 and why it has a good possibility of passing in Congress. Economic experts say we had a recession of sorts when COVID-19 hit last year but will we have a longer one sooner than later? Paul will give us the scoop on that and so much more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Coming up on this week’s show, Paul Roberts will give you the steps on how to have a smooth transition into retirement and it all begins with a plan. Losing a spouse is never easy and that includes making financial decisions. He’ll explain how not to make costly mistakes when going through that difficult time. Paul will also take a look at some common risks and see if they are worth taking and a whole lot more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Money is definitely important when it comes to your retirement years but it’s not everything. Paul Roberts will outline a few secrets that could lead to a happy retirement. He will also discuss how not taking taxes into consideration could wreck your retirement and how knowing about annuities can complement your retirement portfolio. He’ll break that down and more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Preparing for retirement may feel like a full-time job with so much to know but on this week's show, Paul Roberts has some tips to prepare you for your golden years, including having a budget and retirement goal age. He also talks about how to avoid rookie retirement mistakes, how to keep your taxes in check and minimize the impact and a lot more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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On this week's show, Paul Roberts has the remedies to cure certain stressors that may be plaguing you in your retirement goals; He will also go into some errors you could be making when it comes to your retirement; He will also look at the dangers of an income strategy based on an average rate of return and a whole lot more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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On this week's show, Paul Roberts talks about some potential mistakes you may have made when it comes to retirement and if you have, solutions on how to fix them; He also talks about 401k's, annuities, how to avoid making serious blunders, including outliving your money and much more!
To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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On this week's show, Paul Roberts talks about how to make the right decisions when it comes to your retirement income streams; he breaks down the IRA and the 5 Year Rule, including consequences and exceptions and he takes a look at how some old advice like paying off a mortgage may not be the best advice and a lot more! To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Paul Roberts talks about the changing landscape of retirement and why age 65 isn't the standard age to retire. He'll also discuss HSA's, life insurance, long term care, investing while you are retired and a lot more! To get your questions answered, Call Paul at 800-891-8680 or visit RobertsWealthManagement.com
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Paul Roberts gives you a "heads up" when it comes to what to look for when you planning your retirement. He explains what decumulation is and how you shift from one stage of life to another, plus current trends in the stock market to be aware of and a lot more! RobertsWealthManagement.com
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On this week's show, Paul Roberts takes a look at how retirement has changed over the past 20 years, the 10 truths about retirement, how to maximize your retirement dollars, counterintuitive strategies that work and a lot more! RobertsWealthManagement.com
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On this week's show, Paul Roberts talks about three Roth benefits you can use before retirement, look at some differences between men and woman when it comes to retirement planning. some options and ideas for saving for retirement if your job doesn't offer a retirement plan and a lot more! RobertsWealthManagement.com
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On this week's show, Paul Roberts talks about some easy ways to get into and stay in the saving habit, IRA Rollovers and how they can really help you boost your retirement savings and a lot more! RobertsWealthManagement
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When planning for retirement, having enough money is important. In addition, there are a couple things to strive for: maximize income and minimize income tax liability. On this week's show, Paul Roberts talks about those points, along with how to avoid making mistakes in retirement and a lot more! RobertsWealthManagement.
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How do you know if you’re ready to retire? On this week's show, Paul Roberts has some questions to ask yourself to see if you are truly ready to ride off into the sunset, how to get your retirement back on track, mistakes to avoid if a spouse passes away and a lot more! Robertswealthmanagement.
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Many of us are hoping for a smoother 2021. Before we get too far down the road, Paul Roberts highlights some lessons learned from 2020. He also shows how to maximize your retirement savings, breaks down three tax rules to avoid unpleasant surprises and much more on this week's show. Robertswealthmanagment
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In this episode, Paul Roberts gives some tips on how to avoid sabotaging your retirement, how a 401K works and much, much more!
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In this episode Paul Roberts gives some tips on tuning up your retirement plan. He also discusses good tax strategies for your retirement account withdrawals. Finally, Paul gives some surprising facts on retirement.
Roberts Wealth Management
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In this episode Paul Roberts explores several retirement income strategies and explains the benefits of having a retirement specialist build your plan. He also warns of some Social Security surprises you could encounter.
Roberts Wealth Management
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In this episode Paul Roberts breaks down retirement age benchmarks. He also discusses strategies to weather the ups and downs of a jittery market. Finally, Paul looks at some things you could do to that could wreak havoc on retirement plans and points out ways to stay on track.
Roberts Wealth Management
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In this episode Paul Roberts asks and helps answer some relevant retirement questions. He also points out some advantages to delaying retirement for a bit. Finally, Paul highlights three tax advantaged retirement accounts and the right strategies to employ.
Roberts Wealth Management
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In this episode Paul Roberts lays down some good rules to follow to help you better enjoy your retirement. He also explains the pros and cons of the different retirement savings vehicles. Finally, he offers some tips to help you feel better about possibly loosening those purse strings some in retirement.
Roberts Wealth Management
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In this episode Paul Roberts explains the difference between your retirement and that of your parents and grandparents. He also goes over some planning strategies for when you're in your fifties and sixties. Finally, he points out some common traits of successful CEOs and how you can incorporate those into running. your retirement.
Roberts Wealth Management
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In this episode Paul Roberts highlights some startling statistics about retirement. He also breaks down retirement income strategies and warns of some common retirement mistakes.
Roberts Wealth Management
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In this episode Paul Roberts discusses how being proactive in your tax planning can help you keep more of your money. He also offers some thing to consider before retiring and strategies to keep your money safe.
Roberts Wealth Management
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In this episode Paul Roberts offers a heads up on some tax saving deadlines. He also offers advice on how to properly plan for a long term retirement. Finally, he warns of fees and penalties to avoid.
Roberts Wealth Management
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In this episode Paul Roberts highlights some common retirement risks and how to mitigate them. He also covers topics you should bring up when meeting with a financial advisor. Finally, he talks about four things to avoid to make sure you don't run out of money in retirement.
Roberts Wealth Management
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In this episode Paul Roberts talks about how to give to your grandchildren without draining your nest egg. He also highlights the four "must have" documents to make sure your wishes are honored while you're still alive and with the inheritance you leave.
Finally he points out how, in some circumstances, it could pay to put off your retirement by at least a year.
Roberts Wealth Management
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In this episode Paul Roberts goes over some common mistakes people make just before retiring. He also covers some good retirement strategies. Finally he looks at getting a plan in action for people who find themselves retired earlier than they had planned.
Roberts Wealth Management
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In this episode Paul Roberts takes a look at retirement for married couples. He also breaks down five risk factors in a discussion on risk and risk tolerance. Finally, he runs down five things not to put off when it comes to retirement planning.
Roberts Wealth Management
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In this episode Paul Roberts explains how the pandemic acted as a dress rehearsal for retirement. He also offers tips on how to maintain your lifestyle in retirement. Finally Paul addresses common retirement fears and tells how to put them to rest.
Roberts Wealth Management
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In this episode, Paul Roberts discusses six important steps to begin a successful retirement. He also reveals some eye opening Social Security statistics and explains why an emergency fund in retirement is so important.
Roberts Wealth Management
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In this episode, Paul Roberts goes over mistakes to avoid in retirement and then offers tips to help you feel better about loosening the purse strings a little. He also looks at Presidential elections and discusses whether or not the outcome could affect your retirement.
Roberts Wealth Management
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Paul Roberts highlights some expenses that could go away when you retire. He gives some reasons for how it could pay to delay the start of your retirement. He also offers tips for keeping your retirement finances in good shape.
Roberts Wealth Management
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In this episode Paul Roberts discusses strategies to build that reliable retirement income and goes over what he looks at when he and his team have their one year into retirement meetings with their clients. He also looks to the future of retirement.
Roberts Wealth Management
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Paul Roberts offers tips on making retirement planning seem less overwhelming. He also goes over some good tax strategies along with the most effective and efficient way to help your grandchildren.
Roberts Wealth Management
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Paul offers potential steps to help allay the fear of running out of money in retirement. He runs down a checklist to xee if you're ready for retirement. Paul also gives information on the right strategies for long term retirement.
Roberts Wealth Management
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Paul shares some quotes and ties them in to retirement. He also goes over some strategies during the pandemic and offers tips on what you should be doing in your 50s to prepare for retirement in your 60s.
Roberts Wealth Management
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Paul Roberts navigates through the four phases of retirement and points out the times in your life when you need to have a financial advisor at your side. Paul closes the podcast exposing fees and answering some retirement related questions.
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The Country is in a Recession: Now What?
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Memorable Quotes from the Wisest in the Market
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