The Retirement Factory: Recent Episodes
Josh Wells, Manny Rezendes, and Jason Wells
Euclid Financial Services specializes in helping with the retirement needs of Baby Boomers, assisting with plans to get them to and through their entire retirement. Now Euclid Financial is pleased to bring this information to you through their exciting show, “The Retirement Factory,” every week. Topics discussed are real life situations in easy to understand terms, whether it is social security, pensions, healthcare expenses, preserving wealth, or simply finding purpose. No “financialeeze” is spoken. Over the years, Euclid has helped thousands of boomers enjoy their lives instead of worrying about their money.
Your hosts are Josh Wells “The Foreman”, Jason “The Republican” Wells, and Manny “The Money Man” Rezendes. They have been featured and quoted in international financial publications such as The Wall Street Journal, USA Today, and Newsweek, as well as appearances on major television networks such as CBS, NBC, ABC, and Fox. Start your path to becoming a Precise Planner today.
Welcome to the Retirement Factory radio show, where we get you TO and THROUGH your entire retirement. In last week's episode, discussed a the 3 Worlds of Money: Banking, Stock Market, and Insurance, and how each "world" functions within a cohesive retirement plan.
Our expert hosts, Josh "The Foreman" Wells, and Manny "The Money Man" Rezendes, will provide you with valuable insights and practical tips to help you achieve a fulfilling retirement. So, Turn Up Your Speakers, and Let's Get Ready To Retire Right!
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit:
https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Welcome to the Retirement Factory radio show, where we get you TO and THROUGH your entire retirement. In last week's episode, we discussed a crucial aspect of retirement planning: understanding your guaranteed, predictable, and flexible income streams and how they fit within your budget.
Our expert hosts, Josh "The Foreman" Wells, and Manny "The Money Man" Rezendes, will provide you with valuable insights and practical tips to help you achieve a fulfilling retirement. So, Turn Up Your Speakers, and Let's Get Ready To Retire Right!
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit:
https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Welcome to the Retirement Factory radio show, where we get you TO and THROUGH your entire retirement. In this week's episode, we explore the key factors to consider when selecting a Social Security advisor. Your hosts Josh "The Foreman" Wells, and Manny "The Money Man" Rezendes share their tips on how to assess an advisor's track record and ensure they have a deep understanding of Social Security regulations and strategies.
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit:
https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Welcome to the Retirement Factory Radio Show, where we get you TO and THROUGH your entire retitement. Last weekend, the Euclid Team guided you through your 401K's lifecycle, as well as explore Required Minimum Distribution (RMD), and provide valuable insights for a secure retirement. Tune in and unlock your 401(k)'s potential with the Retirement Factory!
Our expert hosts, Josh "The Foreman" Wells, and Manny "The Money Man" Rezendes, will provide you with valuable insights and practical tips to help you achieve a fulfilling retirement. So, Turn Up Your Speakers, and Let's Get Ready To Retire Right!
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit:
https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Welcome to the Retirement Factory Radio Show, where we get you TO and THROUGH your entire retirement. Last weekend, we discussed the tax implications of Social Security and its role in your retirement income. Remember, Social Security benefits are taxable income, so plan every retiree should accordingly.
Our expert hosts, Josh "The Foreman" Wells, and Manny "The Money Man" Rezendes, will provide you with valuable insights and practical tips to help you achieve a fulfilling retirement. So, Turn Up Your Speakers, and Let's Get Ready To Retire Right!
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit:
https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Welcome to the Retirement Factory Radio Show! This week, we dive into the world of taxes, covering exemptions, deductions, and credits. Discover marginal tax brackets, A.G.I., and effective tax rates—the walk away tax rate!
Join us as we explore flat and progressive tax systems, and how they impact your hard-earned money. Learn about the three primary ways to earn money: inheritance, personal earnings, and capital gains.
Our expert hosts, Josh "The Foreman" Wells, and Manny "The Money Man" Rezendes, will provide you with valuable insights and practical tips to help you achieve a fulfilling retirement. So, Turn Up Your Speakers, and Let's Get Ready To Retire Right!
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit:
https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Welcome to The Retirement Factory Radio Show! In this episode, we explore the phases of retirement: go-go, slow-go, and no-go.
In the go-go phase, prepare for retirement by organizing your assets and choosing a distribution advisor. They'll assist with tasks like 401k rollovers, Social Security withdrawal, budgeting, and managing income distributions.
Transitioning to the slow-go phase, focus on preserving assets while enjoying retirement. Consider downsizing or finding a more manageable living situation. Prioritize healthcare and adjust your retirement plan if needed.
In the no-go phase, plan for the future and your legacy. Determine retirement benefits and ensure your loved ones are taken care of after you pass away. Organize your affairs to provide peace of mind.
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit:
https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Hello and welcome to the Retirement Factory radio show! Catch up the latest episode where we dive into income and strategic planning for retirement. Discover how to effectively structure your income planning to simplify other aspects of your retirement.
Join us each week as we bring you engaging discussions on retirement planning. Our expert hosts, Josh "The Foreman" Wells, and Manny "The Money Man" Rezendes, will provide you with valuable insights and practical tips to help you achieve a fulfilling retirement. So turn up your speakers and Let's Get Ready To Retire Right.
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit:
https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Welcome to the Retirement Factory radio show! In our previous episode, we discussed the topic of aging in place and explored various options such as receiving assistance while living in your own home, staying with family members, or moving to a specialized care facility for aging adults. Join us every week as we bring you insightful discussions on retirement planning. Our hosts, Josh "The Foreman" Wells, and Manny "The Money Man" Rezendes, will provide you with valuable insights and tips to help you retire right. So turn up the volume and Let's Get Ready To Retire Right!
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit: https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Welcome to The Retirement Factory, the show that helps retirees TO and THROUGH their entire retirement.In this episode, we'll cover important retirement planning topics, such as knowing when to leave your employer, generating income after steady income is lost, maximizing Social Security benefits, using IRA to back up Social Security claims, and understanding Medicare.
To Hear More Retirement Factory Episodes, visit: https://retirementfactory.com/
If you join one of our clubs, or attend an upcoming event, visit: https://euclidfs.com/community-2/
If you have a question about your portfolio, or need a second opinion on your retirement plans, please call 401-727-2727, or visit https://euclidfs.com/ for more info!
Tune in for valuable insights and tips to help you prepare for your retirement, and don't let retirement become mediocre!
Welcome to "The Retirement Factory" radio show! In this episode, we delve into the philosophy of money and how it can impact your retirement planning. At the heart of the discussion is the EFS Philosophy, which emphasizes the importance of protecting, preserving, and passing along your money to achieve your retirement goals.
Our financial experts will share their insights on how having a philosophy about money can help retirees navigate the complex world of personal finance. They'll also discuss the role of influencers, both positive and negative, such as friends or acquaintances who give unsolicited advice.
Tune in each weekend to gain a deeper understanding on how you can create a retirement plan that aligns with your values and goals. Brought to you by New England's Go-To Retirement Experts. Don't Let Your Retirement Become Mediocre!
Call 401-727-2727 Today to schedule a free financial consultation, or visit euclidfs.com for more details.
Welcome to "The Retirement Factory" radio show, where we provide financial insights to help you plan for a successful retirement. In this episode, our financial experts discuss the often-overlooked fact that Social Security income is taxable.
We explain how this could impact your retirement income and provide some tips on how to minimize the tax liability on your Social Security benefits. Additionally, we shed light on the common misconception that Social Security is meant to be the sole source of income during retirement, whereas it is actually intended to make up only a portion of your retirement income.
Join us as we delve into the intricacies of Social Security and provide valuable information to help you plan your retirement. Tune in to this episode of "The Retirement Factory" to learn how to optimize your retirement income and minimize your tax liability.
On the latest episode of the Retirement Factory Radio Show, hosts Josh Wells and Manny Rezendes provide a comprehensive guide to picking and buying Medicare coverage. They delve into the different parts of Medicare, including Parts A and B which are provided by the government and cover hospital and medical insurance. The hosts explain that while these plans offer basic coverage, there are gaps that can leave seniors with significant out-of-pocket expenses.
To fill these gaps, your go-to retirement experts discuss supplemental coverage, also known as Medigap, which is provided by private insurers such as Blue Cross Blue Shield. They also explore Advantage plans, which are all-in-one plans that often include additional benefits such as prescription drug coverage.
The hosts emphasize the importance of considering various factors such as cost, coverage, network restrictions, and prescription drug needs when choosing between these different options. They also highlight the importance of reviewing your options annually during open enrollment to ensure you have the most appropriate coverage for your current health needs and budget.
Tune in to the Retirement Factory every weekend and don't let your retirement become mediocre! Visit euclidfs.com to learn more.
Join us on the Retirement Factory Radio Show as we dive into the topic of Social Security and how it plays a crucial role in your retirement income. In this episode, we'll be discussing the often overlooked fact that Social Security is taxable income and how it can impact your retirement planning.
We'll also be exploring the importance of picking a Social Security advisor who can help you navigate the complex rules and regulations of this government program. And don't forget about legacy planning - we'll be discussing why it's essential to include it in your retirement plan.
Tune in to learn valuable insights and strategies to help you optimize your retirement income and ensure a comfortable retirement. Don't miss this episode of the Retirement Factory Radio Show!
"The Retirement Factory Radio Show" explores the common income mistakes people make by solely focusing on one aspect of retirement planning. Hosted by retirement experts, the show emphasizes the importance of considering various factors throughout the retirement timeline. Listeners can learn how to maintain consistency in their retirement planning, maximize income through Social Security and other sources, and identify the three types of income: guaranteed, flexible, and predictable. The show also highlights the significance of Required Minimum Distributions (RMDs) and how to navigate them. Tune in to gain valuable insights and strategies for a successful retirement.
Welcome to this episode of The Retirement Factory, where we'll be diving into the different phases of retirement: go-go, slow-go, and no-go.
During the go-go phase, which includes the pre-retirement period, it's important to start planning for retirement and get your assets in order. This includes deciding what kind of advisor you want and need. Look for a distribution advisor who can help you handle important tasks like 401k rollovers, Social Security withdrawal, budgeting, and organizing income distributions.
As you transition into the slow-go phase, it's crucial to focus on preserving your assets while still enjoying retirement. You may want to consider downsizing or moving to a more manageable living situation. It's also important to keep up with healthcare needs and make any necessary adjustments to your retirement plan.
Finally, the no-go phase is all about legacy planning and preparing for the future. This includes figuring out retirement benefits and planning for your next of kin. It's important to make sure your affairs are in order and that your loved ones are taken care of after you're gone.
This episode of The Retirement Factory addresses the fine print of claiming social security in retirement. Planning for when you will take Social Security so that taxes don’t affect your take home pay can get complicated quickly. How much of your Social Security claim gets taxed based on your tax bracket. Learn to maximize your income from social security and other supplemental income. The financial experts at Euclid Financial Services can help create a strategy for you to address your retirement goals to stop you from worrying about outliving your money.
On this episode of "THe Retirement Factory" our financial experts discuss how Social Security is taxable income. Did you Social Security is only suppose to make up a portion of your retirement income?
In this episode, learn how to avoid missteps that are in retirement. Common missteps cause ripple throughout your retirement and cause retirees to feel like they’ve fallen off track. Understand not all money is created equal, some income goes from timeline to timeline, others are from start to death. Timelines are important when it comes to social security and how to take advantage of collecting social security at the appropriate time in order to maximize it.
On this episode of The Retirement Factory, we cover all the basics to help you simplify your retirement strategy. we answer common questions such as, how will I know when is the right time to leave my employer? Should I still contribute to my 401k after I retire? At what age should I turn on my Social Security? We also discuss ways to help you plan your medical coverage and why avoidance can be a costly mistake in retirement.
Hello Euclidteers, it’s time to tune in to “The Retirement Factory”. The exciting show where we help Baby Boomers get to and through their entire retirement.
In this week’s episode “Picking a Social Security Advisor”, learn how you can to maximize your Social Security and
avoid tax havoc.
Be sure to visit https://euclidfs.com/ to schedule your next appointment or discover all your retirement needs.
In this episode, learn to utilize your retirement 401k savings throughout its entire life cycle.
Life Cycle examines how budgeting across the Slow-Go, and No-Go years can trigger a successful retirement.
Social Security Tax looks at how social security is organized in the 3 Worlds of Money (banking, stock market and insurance).
Hello Euclidteers, it’s time to tune in to “The Retirement Factory”. The exciting show where we help Baby Boomers get to and through their entire retirement.
In this week’s episode “Life Cycle”, the panel explains how budgeting across the Slow-Go, and No-Go years can ensure you a great retirement.
Be sure to visit https://euclidfs.com/ to schedule your next appointment or discover all your retirement needs.
Hello Euclidteers, it’s time to tune in to “The Retirement Factory”. The exciting show where we help Baby Boomers get to and through their entire retirement.
In this week’s episode “Life Cycle”, the panel explains how budgeting across the Slow-Go, and No-Go years can ensure you a great retirement.
Be sure to visit https://euclidfs.com/ to schedule your next appointment or discover all your retirement needs.
Join us for this week’s episode as our panel simplifies the lifetime health insurance Medicare and what it means in a changing health care system
In this episode, the panel breaks down the best financial practices and philosophies to enact a great retirement.
In this episode, the panel breaks down the best financial practices and philosophies to enact a great retirement.
In this week’s Life Cycle episode, the panel explains how budgeting across the Slow-Go, and No-Go years can ensure you a great retirement.
This week we are excited to introduce to you our new co-host Annie E “The Retiree” in a brand new episode titled Understanding Retirement.
In this episode, our panel walks you through the 5 stages: (Ready-to-be-ready, retirement vacation, go-go, slow-go, and no-go) and what each stage means for a successful retirement.
Tune in to “The Retirement Factory” radio show every weekend - the show where we help Baby Boomers get to and through their entire retirement.
Listen in to "Retirement Missteps" this show examines the 3 types of income (guaranteed, flexible, and predictable) and the necessity of forwarding thinking during each retirement stage.
Join us every weekend as Josh “Foreman” Wells and Manny “The Money Man” Rezendes get you to and through your entire retirement. Tune in, turn it up and learn to retire right. Be sure to visit https://euclidfs.com/ for more information on your retirement.
Do you know what type of retiree you are?
- Tumble Weed
- Short Term Thinker
- Precise Planner
Listen as they discuss how to simplify retirement and overcome retirement obstacles.
Listen in to "Learn About Your 401k Life-cycle" from investing at your company to using it in your retirement!
If you are thinking about maximizing your Social Security, this is a show you can't miss!
"Ready to Retire" this week to learn about what you need to build your retirement strategy and what tools you will need to have a great retirement. The panel reviews what you must think about while you are still working to have all pieces of the retirement puzzle in place..
There are three stages in retirement. Go-Go years, Slow-Go years, and the No-Go years. If you are not familiar with these and the budgets, you need to tune in this week as the team discusses the way to get to and through your entire retirement.
If you are thinking about maximizing your Social Security, this is a show you can't miss!
There are three stages in retirement. Go-Go years, Slow-Go years, and the No-Go years. If you are not familiar with these and the budgets, you need to tune in this week as the team discusses the way to get to and through your entire retirement. .
If you are thinking about maximizing your Social Security, this is a show you can't miss!
Great retirements are NO accident but when do they really start? Tune in this week as the team explains why Pre-Retirement is more important than your actual retirement start date and some common myths people have about their retirement.
There are three stages in retirement. Go-Go years, Slow-Go years, and the No-Go years. If you are not familiar with these and the budgets, you need to tune in this week as the team discusses the way to get to and through your entire retirement.
Listen in to "Learn About Your 401k Life-cycle" from investing at your company to using it in your retirement!
If you are thinking about maximizing your Social Security, this is a show you can't miss!
Great retirements are NO accident but when do they really start? Tune in this week as the team explains why Pre-Retirement is more important than your actual retirement start date and some common myths people have about their retirement.
Are you worried about your INDEPENDENCE in retirement as you get older? Transitioning from your Slow-Go Years to your No-Go years will affect your LIFESTYLE, but planning for those changes will EMPOWER you.
Tune in to this week's show as the team reviews techniques to use to make sure your LEGACY is passed on to your loved ones in the way that YOU want.
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Free Euclid Financial Stress Test for all Precise Planners. Call to become a Retirement Factory Precise Planner today! 401-727-2727
Can you be in a Zero Tax Bracket in retirement and still be COMFORTABLE? Tune in this week as the team discusses the HIDDEN IMPACT Social Security can have on taxes and the PITFALLS of not having a strategy for your taxes in retirement.
Can you be in a Zero Tax Bracket in retirement and still be COMFORTABLE? Tune in this week as the team discusses the HIDDEN IMPACT Social Security can have on taxes and the PITFALLS of not having a strategy for your taxes in retirement.
Can you be in a Zero Tax Bracket in retirement and still be COMFORTABLE? Tune in this week as the team discusses the HIDDEN IMPACT Social Security can have on taxes and the PITFALLS of not having a strategy for your taxes in retirement.
Are you worried about your INDEPENDENCE in retirement as you get older? Transitioning from your Slow-Go Years to your No-Go years will affect your LIFESTYLE, but planning for those changes will EMPOWER you.
Are you worried about your INDEPENDENCE in retirement as you get older? Transitioning from your Slow-Go Years to your No-Go years will affect your LIFESTYLE, but planning for those changes will EMPOWER you.
Are you worried about your INDEPENDENCE in retirement as you get older? Transitioning from your Slow-Go Years to your No-Go years will affect your LIFESTYLE, but planning for those changes will EMPOWER you. Tune in to this week's show as the team reviews techniques to use to make sure your LEGACY is passed on to your loved ones in the way that YOU want.
Taxes are a guarantee for all in life. Listen in to learn how you can control your taxes, and not let your TAXES CONTROL YOU. This weeks show is a MUST HEAR! Start to understand tax brackets so you can understand what OUR GOVERNMENT is trying to ACHIEVE.
Taxes are a guarantee for all in life. Listen in to learn how you can control your taxes, and not let your TAXES CONTROL YOU. This weeks show is a MUST HEAR! Start to understand tax brackets so you can understand what OUR GOVERNMENT is trying to ACHIEVE.
Taxes are a guarantee for all in life. Listen in to learn how you can control your taxes, and not let your TAXES CONTROL YOU. This weeks show is a MUST HEAR! Start to understand tax brackets so you can understand what OUR GOVERNMENT is trying to ACHIEVE.