Debt Free Divas: Recent Episodes
Debt Free Divas
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Your FICO score is an indicator to banks and financial institutions of how dependable you are with money. We know the higher your score, the better. But just how high should you aim? We'll talk about that and why this three-digit number matters.
This series will cover the basics of understanding credit and what you can do to improve it.
A lot!
Accomplishing something as life-altering as digging out of debt will not happen without change. We have to change our priorities, our environment, and our habits to make the progress needed to be successful in this endeavor.
Change is hard and can be an obstacle if we let it.
Work on developing the courage necessary to become debt free. Be bold about your mission. Be bold about dealing with temptations to give up. You have to stand up to outside forces and yourself.
If you want to be a debt-free success story, consistency must become a part of your routine. Have you struggled in this area? We'll look at obstacles and tips for developing a consistent habit to pay off debt.
Effrem Jackson has 12 years of experience in the financial services industry. However, we focus on the three years it took him and his wife to pay off $40,000 of consumer debt. Toward the end of their journey, they experience a potentially life-changing course of action that was confirmation that debt freedom is a wise lifestyle of choice.
60% of Americans say they want to budget but don't. Since budgeting is a learned skill, we're going to focus this week on developing the skill in a way that fits your lifestyle.
Jose was making plenty of money but had nothing to show for it. His family came together and learned to budget, live within their means, and pay off debt as a team.
After clearly articulating my financial goals, I must connect my faith to this project. I'm a believer, and faith and finances are clearly intertwined - in my mind. Faith without works is dead - so I have work to do. This is not as easy to share, because I can't see the future.
Well, you're welcome to come along for the ride. I have no idea what the Lord has in store. I just believe that in 3 years, we will be paying cash for a new construction home. In the meantime, there's a lot to do. Creating the financial plan for FIRE (financial independence/retiring early) is a concrete step that I can definitely get behind.
I'll do what I can, and leave the rest to God. That's the beauty of faith.
If that FIRE isn't just shut up in your bones, but a financial freedom goal on your to-do list; this series is for you.
As I walk through my own plan for financial freedom, we'll explore what big picture items should be included. Step #1: Clearly identify what financial freedom means to you and what it will look like when you accomplish it.
I lay my plans out in plain English. Next, I want you to be able to clearly articulate yours.
Aja McClanahan became "Hood Rich" when she moved to a blighted neighborhood and paid off $120,000. That was 10 years ago. Now, she's embarking on the next phase of her plan to take over the world...or at least take control of her family's financial future.
Should you be intentional about upgrading your group of friends?
Absolutely!
Can you do it without being weird?
Absolutely!
Exploring the qualities to seek out in new friends to upgrade your social circle.
We say yes. So much so that this week, we're continuing to explore ways to improve your social circle without being weird. If Jim Rohn is correct and association impacts progress, then it's we should be intentional about the people we invite into optional places in our lives. I'll give you tips on how to develop a social circle that is mutually beneficial.
If Jim Rohm is right and we are most like the five people we spend the most time with, the quality of your social circle is vital. If that quality is poor, we're going to look at specific actions this week you can use to upgrade.
A look at what financial independence is and how you and I can take steps to make that happen while we are young enough to enjoy it.
I speak with Todd Tressider, the Financial Mentor, and Mindy Jenson of Bigger Pockets to get their experience achieving financial independence.
Today’s guest also highlighted his brand of accountability that helped him kick butt and dump debt. Phil Risher graduated with $30K in student loans. But he got focused and didn’t let those student loans become a permanent fixture. This story is for students, parents of students, or just those who think I’ll never get out of debt – it can’t be done. I’m here to say, after repaying 107K in debt – debt freedom is possible. You just might need a little accountability.
I spoke with two women who made incredible strides paying off credit card debt. They took different paths, but ultimately landed at a place of debt freedom.
Lynnette Khalfani-Cox is a nationally recognize speaker and financial educator. She is The Money Coach and she's a speaker for our summit.
LaTisha Styles started YoungFinances.com to chronicle her journey out of debt and ended up becoming a highly successful digital entrepreneur.
Joe Mihalic graduated from Harvard Business School with $101,000 in student loan debt. After 2 years of paying the minimum, $1100/month, he challenged himself and paid off the balance, $90,000, in 7 months. Yes, 7 MONTHS!!! Find out how he did it and be inspired.
Brian Brandow and his family of five recently achieved a major milestone. They paid off over $100,000 of consumer debt in 4 years. It started with a stark wake-up call. His wife didn't immediately agree to the changed needed. Eventually, his entire family embraced the debt free journey.
He blogs about his family's adventure out of debt at debtdiscipline.com.
Amanda Paige is free from $47,000 in student loan debt. She overcame under-earning and knocked out a 5-figure debt total in just over one year. - 14 months. Amanda shared her journey through bankruptcy and financial set backs to regroup and implement a plan to be debt free.
Your journey may not look like Amanda's because it's not supposed to. Draw inspiration from her story and figure out what resources you can exploit to accomplish your dream.
Bola is an average girl with a goal. She didn't come from rich parents and she didn't have a sugar daddy. On an average salary, starting out from college - she was able to save $100,000 in 3 and a half years.
What she did have was a mom who practiced what she preached and a great idea for creating extra income from a simple hobby. Take her lessons and apply them to savings or dumping debt. It doesn't matter. Just make the dream work.
Damus Smith wanted to be the next Sean John, FUBU, or what have you. He has a gift for entrepreneurship and an eye for fashion. Why not start a clothing line.
He was rubbing shoulders with Russel Simmons – chasing his dream.
He was also over $100,000 in debt.
More details here at DebtFreeDivas.org.
Aja McClanahan and her family paid off $110,000 and are debt free, including their mortgage. As you listen to their unique experience around achieving and maintaining debt freedom, ask yourself, what can you do to achieve your goals? Stay connected with Aja's journey on her blog: Principles of Increase.
Stay connected with the Divas on Facebook, Twitter, or visit our website.
My friend released an interesting article highlighting people who used blogging as an accountability technique to help themselves dump a massive amount of debt.
I reached back into the Midday Money Show archives to pull out conversations from some of them who've joined me as guests in the past.
Accountability just may be your secret ingredient.
Paying off debt is a long-term goal and can definitely be "boring" here and there. To achieve success, I'm sharing how to break the big goal into manageable chunks and knock out a few quick wins.
You can trick yourself into staying focused over the long-term by taking action on interim steps for the win.
Sticking with goals that can't materialize quickly can be a challenge. However, we're covering tips this week to stay focused.
Before we get started on the action, there's a little preparation necessary to start your debt-free journey off right.
Today is the final summary of the Miracle Morning Challenge. However, the challenge continues. Join me at DebtFreeDivas.org/miracle to take the 7-day challenge. Your productivity with improve and this can only do good things for your journey out of debt.
First, we learned that making your bed every day is a good step toward productivity.
Now, there's a whole new look at the morning routine that can help us reach our goals more effectively. Hal Elrod studied the morning routines of highly successful people and boiled it down to a Miracle Morning.
I'm challenging you over the next 7-days to reset your morning routines and let's see if this has any impact on your ability to dump debt faster.
Join me at DebtFreeDivas.org/miracle to join the challenge.
Friday is a time to spend a little QT with #teamdebtfree.
The question comes for Ebony M. She wants to know what to do first - save or pay off debt.
I have a few thoughts on that topic.
The fourth and final lesson I'm gleaning from Phyllis this week is the need for persistence.
I'm only on Day 22 of my Tangle with a Trespasser and already I've made a few mistakes, potentially cost myself an unnecessary $260, and wasted time that could be used in furthering my goal.
Just like your journey out of debt, everything won't go a smoothly as promised. But we have to resolve to press through. It's not easy. Dumping debt can be frustrated and filled with do-overs. Don't quit. In the meantime, here's the latest on this saga of my house being held hostage by a squatter.
Lesson #2 learned from this squatter applies directly to getting out of debt. I have work to do because Phyllis isn't going away on her own. You have work to do because debt will not magically disappear.
Working through debt is not easy, but it sure it worth the effort. I'm assuming once I get the squatter out, I'll be just as elated.
On your journey out of debt, you will receive so much advice. Much of it will be well-intentioned, but just not helpful. Surround yourself with people who have either been where you are and accomplished their goals or are where you want to be. Like Uncle Dave says, don't take advice on money from broke people - unless that's your goal.
It's funny, this tangle with the trespasser illustrates that advice perfectly. Even though that's not her intention and she still needs to go! While I'm here, let's see what we can learn from ol' Phyllis.
I purchased a house through a foreclosure auction. It came with a squatter who is refusing to leave. This house is part of my plan to achieve financial freedom.
I am learning, from this squatter, that financial plans aren't always easy. They aren't obstacle free. That doesn't mean they are not worth it.
All week, I'm sharing this saga and what it can teach us about accomplishing financial goals. Trust me! There
When inviting potential accountability partners to participate in a money group, you want to nail down a few specifics. This helps people determine if the group is a good fit. I give you three questions to answer.
Remember, the research shows that you are more likely to reach your goals if you:
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Write them down.
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Share them with a friend.
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Review them weekly.
But not every friend makes the best accountability partner. We'll look at three characteristics today to help you choose wisely.
I'm catching up with three Midday Money Show - minute topics in one episode.
1 Not talking about your salary.
This taboo is set up to help employers not you. Here how sharing your salary can help you be open to opportunities.
2 Not talking about your plan
Do you have a plan to fix your finances???
3 Not talking about debt
We like to talk about the purchases that make great Facebook photos, but not the strings that come attached. The debt for cars, trips, new clothes, etc.
Not focusing on debt and only on the glitz and glamour of stuff will keep us in a loop of needed new stuff and adding new debt. I'm talking about how a debt-focused approach will break this money taboo and debt's hold on your life.
I invite you into a private conversation that's been happening for years. I have a number of girlfriends who are open to talking about a tough topic - money.
You'll hear from one of my money mentors and a contemporary in this adventure toward financial freedom.
We also share practical tips to add a money mentor or accountability team to your life. If you were born with a financial planning spoon in your mouth, then surrounding yourself with money mentors is the next best thing.
This week, we're looking at mistakes with money and how we have recovered and learned to do better moving forward. We've all made mistakes. Mistakes with money in the past do not define you.
Negative self-talk can wreak havoc on your ability to stay focused on a debt-free goal. Protecting your mental fortitude is vital.
We can talk ourselves out of success and stay stuck in a state of overwhelm simply by letting negative thoughts take over. I have a simple trick to help you get over this hump.
You got this!
When facing daunting tasks or setting stretch goals, fear can slow us down. On this "I have a Word" Wednesday, I will share something that helps me stay upbeat in the face of a challenge or the great unknown.
Complete with a cheesy kid's bob tune (I really like it - I'm into cheese), this Midday Money Show Minute will encourage you to face down fear with a powerful tool in your toolbox.
Retired US Navy General, Navy Seal, and University of Texas chancellor broke the Internet (I guess) when he suggested his #1 tip for helping to change the world was to make your bed.
Hmm??? So mom was right???
From his lips to our ears, the Navy man says this little tip can revolutionize the way we get things done. Maybe it is the little things...
If I can do one thing, it's getting myself back on track. Why? Because I've had plenty of experience. Becoming overwhelmed may be a fact of life for anyone who endeavors to attempt anything meaningful.
Staying stuck in that place is not a requirement.
I'm talking to you from a very personal place because it relates directly to staying focused on getting out of debt. You'll be successful because you don't give up.
I believe that because I've lived it. As I take on new challenges, I hope you can receive encouragement to get back on track or rev up your progress if the energy fades.
If you're living from paycheck to paycheck, putting money aside for savings might seem like a pipe dream. This podcast, originally recorded in 2011 when I had co-hosts, covers tried and true tips for generating extra cash. We need to look no further than the ant as we figure out how to pad a saving's stash before an emergency strikes.
Also, if you want to know what Osama bin Laden can teach us about the need to save, I apparently went there.
Happy New Year.
Yes, we're a month into 2018. Are you still going strong focusing on your financial goals for the year? If not, check out the new format and get quick tips for staying focused on your goals all year long.
Let's make 2018 the year of remarkable success.
I speak with my good buddy, Aja McClanahan (Principles of Increase) about how she frugals out on Christmas. Magnify Money found that the average person intends to add $1000 in credit card debt this year.
Wow!
Not necessary. I'm talking about how to avoid the debt and stress so you can celebrate Christmas without taking any new debt into 2018.
Also, join me on December 9, 2017, for the Captial One Cafe Savings Scavenger Hunt to win $500. Another way you can have a debt-free Christmas.
Scott and Bethany Palmer have a combined 50 years of experience working with couples and money. They on a mission to reduce the divorce rate by helping couples work through the fights and stress caused by money.
We talk about money personalities. Knowing yours and learning how to relate to someone with a different money personality just might save your marriage.
Don't fall into this category: 70% of couples divorce due to money fights.
Working efficiently with your spouse where money is concerned in a learned skill. The Money Couple has tips to get back on the same page.
Maarten Van Lier makes his home in Milwaukee, but he traveled from the Netherlands to find the American Dream. In 2000, Maarten’s co-worker made a side comment that started the ball rolling on Maarten’s 13-year journey to millionaire status. This mild-mannered, salaried employee & his wife drew a line in the sand. They wanted to be millionaires in 10 years and he joins us today to describe exactly how they did it.
Show notes for this episode.
If $200/month extra would make a difference in your debt dumping progress, let me help you find it. Sign up for a free consultation.
Disclaimer: Maarten Van Lier is not a financial advisor or expert. All information provided is based on his specific situation and offered for information and motivational purposes only. You should seek advice from a licensed investment professional for custom feedback on your specific situation.
I sat down with Jamila Suffront of Journey to Launch and Aja McClanahan or Principles of Increase initially at FinCon, but I needed to re-connect with these women on a mission to learn more about their intentional plans to reach financial independence. We discuss: How they became aware of intentional financial independenceThe mindset needed to make FIRE a realistic goalWhat changes are needed in the black community to make FIRE take hold and change the project wealth trends on the horizon Links to all resources are available at DebtFreeDivas.org
Tanya Van Court lost millions in the stock market when the Dot Com Bubble in 2001. This engineer with two degrees tells how she was too embarrassed to admit she needed financial help.
When her 9 year old asked for help to get a investment account, Tanya decided to help other children develop similar goals.
She turned a devastating financial experience into an app that helps parents raise money smart children. GoalSetter.co teaches children to save for priorities and redirects parents (and loved ones)out of the guilt trap of over-giving. Teaching youngsters the healthy habits - early - of goal setting and working towards that goal are lessons that will take them far. This new app provides a platform to help you raise money smart children.
Whitney Hansen shares an amazing story of whiping out $30,000 in student loans 10 months after graduating from college - without parental help. She learned the hard way how important financial know-how is from a young age. If you're trying to unload a massive amount of student loans and want to be debt free, Whitney's story is great food for the soul.
Anita Dhake has taken her plan for financial independence from concept to reality. It started – of course – with paying off debt. That has to be the number 1 priority - financially speaking. As you enjoy Anita’s story, think about what your plan is. Do you have it clearly defined? Not like ours was in the past - “someday I want to be a millionaire”. But have you figured out what it will take to reach your goals. If you are dumping debt right now. Keep pushing. If not, there's no time like the present.
I chat with Independent Management Consultant, Joanna Zarach, about a small thing that is making a huge impact on retirement savings. Mutual fund fees are a given, but do you know a 2% change in fees could have a $300,000 impact on the amount of cold hard cash you have to retire on.
I agree, financial books can sometimes look like a foreign language. However, Joanna breaks down exactly what you should look for to evaluate the fees you're paying. Performance may not be as meaningful if you're giving away cash unneccessarily.
You are 33% more likely to meet your goal if you:
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Write it down.
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Review it weekly.
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Share it with a friend.
You make the list. I'll bring the friends. We're transforming money through an accountability project and you're invited.
I'm also bearing my soul about why the podcast has been slacking lately. I guess I need some accountability too! Let's work on this together.
Inspired by a segment on the PBS New Hours about a growing trend among people nearing retirement. We're not saving. We're not preparing for a time when our income may drop significantly. Even if you want to work and can, you may find it hard to find suitable employment. While a discussion about what those who are in that stage of life can and should do, this podcast is all about avoiding financial fragility.
We have a chance to dig in and learn from an expert who's interviewed over 200 couples and honed in on what it takes to create a successful marriage - beginning with the finances. When the money is right, you can focus on being happy.
We discuss: Tips for couples to create more financial options in their livesThe one things most of her guest do to retire earlyHow couples can reboot their financesEssentials that couples need to succeed in the area of financesThe worst question you can ask your spouse when it comes to financial goalsHow to encourage your spouse and create common financial goals
Find the show notes at DebtFreeDivas.org
Have you heard of turnkey real estate investment firms? These firms find properties, get tenants, and turn the keys and profit over to you.
I'm a real estate investor and would love to add more properties, but finding reliable property management is going to be a key factor in my ability to grow. So I was happy to chat with Clayton Morris of Morris Invest and learn some helpful tricks of the trade. Whether you work with a turnkey operation and build your portfolio on your own, this is a great interview with useful ideas for investors at every level.
Faith and finances should be a natural connection. However, too many people of faith are struggling financially and not able to build wealth and leave a inheritance to their children's children - as the bible suggests.
Debt is a major factor of concern for most African-Americans regardless of income level. We have too much, but this doesn't have to be a permanent scenario.
dFree Global Foundation is tackling the gap in financial education in the Black community head one. The executive director, Tamika Stembridge, discusses the impact and what we can do to prosper individually and as a community.
A conversation with relationship and financial experts to delve into tips for couples to create a smart approach to managing money. Finances is a leading cause of stress and blamed for most divorces. When you're money is right, that's one less thing for couples to fight about.
Take heed and insulate your marriage or relationship from common pitfalls that ensure couples.
Today’s guest also highlighted his brand of accountability that helped him kick butt and dump debt. Phil Risher graduated with $30K in student loans. But he got focused and didn’t let those student loans become a permanent fixture. This story is for students, parents of students, or just those who think I’ll never get out of debt – it can’t be done. I’m here to say, after repaying 107K in debt – debt freedom is possible. You just might need a little accountability.
Why does the Jewish community outpace the rest of our country in terms of wealth attainment? Are there secrets that they operate by which the rest of us don't know about? If money has a spiritual nature as Rabbi Daniel Lapin asserts, you may be missing out without the right tools.
This is an interesting conversation with a financial guru who's spent a lifetime teaching others how to prosper financially.
72% of Americans experience financial stress at least once during the month. I spoke with a range of experts to figure out what we can do to minimize the money related stress. Stress can inhibit progress toward financial goals. Give yourself a mental break and refocus without money-related stress.
Rebecca Neale is the Personal Finance Lawyer. She practices in MA, but is spending her afternoon helping up grasp the basic elements of a good estate plan. You might wonder if this is something you can DIY? Rebecca addresses the pros and cons.
End of life conversations are never rosy, but necessary to have a plan in place so that you loved ones don't have to stress over implementing your wishes in the case where you can't speak for yourself.
I took the #BankingReimagined tour from Capital One in March and was introduced to a whole new way to bank in this digital, disconnected environment we live.
Capital One's tour made me think about how I bank. Have you given your bank choice much thought. Here are 5 areas you should review when deciding if your bank is the best choice or when choosing a new one.
Capital One is leading a new trend that make have you rethinking how you bank. It's pretty cool.
Thank you Capital One for sponsoring this post! This is a paid endorsement. All opinions are my own and were not directed by Capital One. To learn more about Capital One, visit www.capitalone.com/cafes OR www.capitalone.com/bankingreimagined
Sounds like a noble gesture. Right? Well, Alan Corey turned that goal into a reality. The suburban Atlanta native was not known for any special skills. He did not invent the latest Internet craze. However, this author, part-time entrepreneur, and reality TV show regular was a bona fide millionaire by his 29th birthday. He joins the Debt Free Divas to discuss his unconventional journey to millionaire status and the hilarious book, A Million Bucks by 30. This isn't your granddad's personal finance book.
Why you should run, not walk away from a request to cosign. Here are helpful alternative to help friends and family in a financial bind instead of risking your financial well-being.
A look at what financial independence is and how you and I can take steps to make that happen while we are young enough to enjoy it.
I speak with Todd Tressider, the Financial Mentor, and Mindy Jenson of Bigger Pockets to get their experience achieving financial independence.
We have over 20 personal finance experts assembled to help you start the New Year off right.
Learn from the masters on everything from budgeting to boosting your income to investing.
I spoke with two women who made incredible strides paying off credit card debt. They took different paths, but ultimately landed at a place of debt freedom.
Lynnette Khalfani-Cox is a nationally recognize speaker and financial educator. She is The Money Coach and she's a speaker for our summit.
LaTisha Styles started YoungFinances.com to chronicle her journey out of debt and ended up becoming a highly successful digital entrepreneur.
Here is your preview of what to expect in the upcoming New Year New You Financial Summit.
I was interviewed during the BadA** Moms Summit by Business Coach, Rebecca Lynn Bolgna about how paying off debt helped me pursue my dream of building a business away from the 9-5 hustle.
Jordan Goodman is a consumer journalist who spent 18 years educating American as a writer with Money Magazine. His latest book, Master Your Debt, is the focal point of our conversation as we talk about ways to save money during the Christmas season.
Jordan also shares tips for keeping your personal information safe and avoiding identity theft. Learn from this expert and save more money while celebrating in style.
Effrem Jackson has 12 years of experience in the financial services industry. However, we focus on the three years it took him and his wife to pay off $40,000 of consumer debt. Toward the end of their journey, they experience a potentially life-changing course of action that was confirmation that debt freedom is a wise lifestyle of choice.
I had a chance to spend some time with New Orleans native, Dee-1 to talk about his passion of using Hip Hop to highlight real issues and spread a positive message with his platform. His viral video, No Car Note, is making waves and drawing attention to exactly how we spend money and how we view presenting false images of achievement.
Besides his lovely accent, I enjoyed talking with Dee-1. You can enjoy a taste of his latest song and find out what he's up to with his latest Sling Shot David Tour.
My friend released an interesting article highlighting people who used blogging as an accountability technique to help themselves dump massive amount of debt.
I reached back into the Midday Money Show archives to pull out conversations from some of them who've joined me as guest in the past.
Accountability just may be your secret ingredient.
Leslie Tayne is the founder of Tayne Law Group, a firm that specializes in helping clients resolve problems with overwhelming debt. Managing money is her business. So it would stand to reason that being in a relationship with someone who was less than forthcoming about his finances would give Leslie pause. It did so much that she called off the wedding.
Would you? Leslie shares her story on the Midday Money Show on DebtFreeDivas.org
This is the second panel discussion from FinCon. This time, the guys weigh in and help us think about what strategies we need to develop to build, preserve and pass along wealth. The African-American community may be starting from behind - financially speaking, but we don't have to stay there.
This is a preview of an all-star panel with Lynette Kolfani-Cox, Tiffany Aliche, Tonya Rapley, and Patrice Washington. These successful financial educators weigh in on the financial state of affairs in the African-American community and what we can do in order to improve our financial positions.
José Figueroa is a financial coach and bilingual blogger who started Figueroa Financial. You can follow him online at figueroafinancial.com. Originally from Puerto Rico, he currently resides in the Dallas Fort Worth area. Jose joins us today to share his story of debt freedom not to brag, but to give you hope and encouragement to continue to pursue your debt free dreams.
Join us on Facebook: http://facebook.com/debtfree4life
Hilary Hendershott is a wealth manager for an affluent clientele. While she was a professional money manager, she wasn't always managing her personal finances like a boss. She shares how she fixed her personal finances and how you can get comfortable with the idea of investing and work towards building wealth.
Links to all resources can be found in the show notes at DebtFreeDivas.org.
Sam and Rob Fatzinger have an amazing debt free story on an average salary with 13 children (plus a brand new foster baby). We talk finances, faith, and family and how they make this work in a world of excess, overextended, and overwhelm.
They are not just surviving, but thriving and their children are reaping the benefits of a solid financial foundation.
When you send your child to college to pursue a college degree, you don't want them to graduate with a mountain of credit card debt. I'm talking to college students who did and a few experts with tips on what parents can do to help their children avoid the same pitfalls with credit cards.
The show notes are available at DebtFreeDivas.org.
Successful businessman, Ed Peterson, joins the Divas to add a wealthy perspective on this very interesting article. Do you agree? Tune in to find out how Ed encourages us to make the big B.U.C.K.s!
Lauren Greutman is an admitted shopping addict. Her addiction landed her family in $40,000. She's now a recovering spender and she talks about how she lives debt free without stress.
This is a preview of a provocative conversation with Lauren Greutman on how she overcame an addiction to spending.
Tai and Talaat McNeely were heading toward marriage when he dropped a bomb on their otherwise picture perfect relationship. This is the story of how this couple overcame an initial challenge in their first year of marriage to thrive as a couple and become debt free. They now help other couples master money in their marriages. That's why I call them - and you will too - America's Favorite Money Couple.
Tai and Talaat McNeely have a classic love story. Boy meets girl. Boy hides $30,000 of debt until right before the wedding. They worked through the broken trust and learned to work together to pay off debt and become America's Favorite Money Couple.
Melanie Lockert used the "good debt", student loans, to fund her undergraduate and masters degrees. When she couldn't find full-time work, she battled depression, loneliness, and self-confidence issues. Writing a Dear Debt letter and taking action helped her rebound emotionally and financially from a dark hole and helped her pay back all $81,000 of her student loan debt.
September is National Suicide Prevention Awareness Month. If you debt has you down and you are plagued with thoughts of hurting yourself, please seek help. Melanie did and it was useful. NAMI is a good place to start.
This week on the Midday Money Show, I chat with Melanie Lockert. She's been down because of her debt. However, she managed to create a community, break up with debt, and create a brand new career as her own boss.
New Midday Money Show episodes are released every Thursday at 11:30 am CST.
Jessica Garbarino runs EverySingleDollar.com, a community dedicated to supporting single women in the journey out of debt. Enjoy a conversation about how this single women conquered her mountain of debt.
Jessica Garbarino runs EverySingleDollar.com a community dedicated to supporting single women in the journey out of debt. Enjoy a preview of our upcoming conversation about how this single women conquered her mountain of debt.
I gathered a panel of experts to contribute to a fascinating discussion on whether college-educated women should risk losing $25,000/year by marrying someone who isn't similarly positioned. The panel tackles tough questions like shoud women filter out potential suitor based on educational attainment? Should highly education women "settle" in the pursuit of love? Should women approach relationships from a more pragmatic perspective - like our Russian counterparts.
Is marrying for love an outdated notion?
Along with the revised podcast, we bring in crowd-sourcing to share tips for enjoying life while dumping debt. Get this one thing right and your journey out of debt will run smoother.
This episode first ran with our series called OPP - Other People's Problems. We talk with a debt free diva who's first marriage, unfortunately, ended in divorce. She took 3 years to right her financial ship, made some tough sacrifices, but has been able to rebound and reclaim her life.
Since divorce has a disproportionately negative impact on the financial lives of women, we glean helpful tips for women facing this transition. Divorce may be a setback, but it doesn't have to derail your debt-free dreams.
This is the third episode in the series on health and fitness that we first ran in 2012, Fiscally Fit.
This week, Jason Burns joins us to provide healthy living and budget friendly alternatives to hiring a personal trainer. Jason co-founded Downsize Fitness after a career in professional football with the Cincinnati Bengals (Are they still a team? I had to look that up).
I didn't realize this the first time around, but Downsize Fitness has absolutely tapped into the Power of Community. That's our approach with #teamdebtfree to encourage one another out of debt. Yes!
Check out the show notes for this episode for all links mentioned in the episode at DebtFreeDivas.org/podcasts.
Basheerah Ahmad is not your average fitness guru. She works with stars such as Vivica Fox, Steve Harvey, and Ruben Studdard to name a few. She's appeared on Dr. Phil and the Doctors and she's stopping by to give us a bit of her valuable time. Want to know how to get fit without burning a hole in your wallet? Tune in and be inspired.
They really do. Ashely Hicks and Toni Carey, founders of Black Girls Run, join us to discuss budget friendly tips on enhancing your physical fitness while you are improving your fiscal fitness. Tune in for great tips and motivation to get moving today!
Steven is a fellow Chicagoan and personal finance blogger with EvenStevenMoney.com who had to leave paradise and start over so he could dig out from under a mountain of debt. In the process, his now wife shows us how a supportive partner can accelerate the mindset change required to get serious about dumping debt. I love this personal finance meets romantic good news movie script we’re treated to. Steven is very honest about the challenges he faced when making the adjustments, but temporary sacrifices ended leading his family to a life of freedom. As you listen, reflect on the adjustment necessary in your own life that will help you get serious about eradicating debt.
Bola is and average girl with a goal. She didn't come from rich parents and she didn't have a sugar daddy. On an average salary, starting out from college - she was able to save $100,000 in 3 and half years.
What she did have was a mom who practiced what she preached and a great idea for creating extra income from a simple hobby. Take her lessons and apply them to savings or dumping debt. It doesn't matter. Just make the dream work.
The show notes are available at DebtFreeDivas.org.
Are you doing any of these common five things that keep you in debt? Dumb may be a harsh word, but bringing attention to potentially destructive behaviors is more important than avoiding ruffled feathers.
If dumping debt is your goal, make sure to remove any of these items from your to-do list. Permanently.
Show notes can be found at DebtFreeDivas.org.
I spoke with three travelers who ventured to different countries - all with a similar experience. They were able to make their money go further overseas than living at home. For those looking to attack debt with more gusto, consider living abroad for a time. Listen to these stories for ideas on how to make your debt disappear and create a cultural experience in the process. Visit DebtFreeDvias.org for the show notes for this episode.
Gabby Wallace is a TEDx speaker, entrepreneur and consultant. She started out teaching English and moved to Japan for a little adventure. After being “invited to quit” her job in a foreign land, she created a successful online English language school – Go Natural English - using YouTube video marketing. Her first YouTube channel for English language learners has over 200,000 subscribers and 10 million views. She runs LaptopTeacher.com which provides online training for video marketing.
Melissa Thomas is passionate about personal finances, but as the founder of Melissa the Coach Financial Coaching, she wasn’t always that way. Like many of us, she was living from pay check to paycheck barely making ends meet. On top of that she had a very particular hobby that later became motivation to fix her finances.
Tune in and be inspired to find your own muse to accomplish your debt free goal.
Show notes for this episode can be found at DebtFreeDivas.org.
Amethyst Phillips joined me to share how her debt free journey opened doors to an amazing adventure. She's spending 365 days outside of the United States because she can. Amethyst is off to travel and have an extended cultural experience faciliated in part by her lack of debt.
Maybe world travel is not your muse. Grab onto whatever motivates you to accomplish your debt free goals. In the meantime, tune into Amethyst's epic adventure, learn her strategies for staying focused, and be inspired!
The show notes at DebtFreeDivas.org contain links to all resources mentioned in today's episode.
Dana Sharp may have hit the parent jackpot. Her father was frugal before it was fashionable. He began his career as a Chicago Public School gym teacher and worked over his lifetime to amass a considerable fortune that his great grandchildren still benefit from to this day. Dana's father valued character building, saving, and education which makes him our real life example of the people profiled in Thomas J. Stanley's groundbreaking research of high net worth people in this country in The Millionaire Next Door.
Dana shares the lessons from her father that she employs and now passes to her children and grandchildren. This was such a powerful episode, full of wonderful pearls of wisdom that anyone - parent jackpot winners or otherwise - can apply.
We can all build a solid financial foundation and pass on the traits that create millionaires next door.
In this blast from the past re-play, we chat about the millionaire next door concept based on a book of the same name by Thomas J. Stanley. We discuss 3 principles that separate people focused on wealth building from those who only care about the paycheck size.
It's hard to believe that this was recorded 5 years ago. Forgive the muffled sound in spots - the information is still relevant and applicable.
Michelle Jackson left stable career as a university professional to venture into uncharted waters as a freelance professional just over one year ago. She had expenses, money challenges to overcome, and a little anxiety about taking the plunge. She's sharing the ups and downs of managing a life without a steady paycheck. The challenge has been rewarding, but not without drawbacks.
While she's transitioning to a new business model, she's still very much in love with the idea of depending on self to reach her financial goals.
All resources mentioned today will be in the show notes at DebtFreeDivas.org for the episode: Making Money on your Own: Inside the Freelance Lifestyle
Amanda Paige is free from $47,000 in student loan debt. She overcame under-earning and knocked out a 5-figure debt total in just over one year. - 14 months. Amanda shared her journey through bankruptcy and financial set backs to regroup and implement a plan to be debt free.
Your journey may not look like Amanda's because it's not supposed to. Draw inspiration from her story and figure out what resources you can exploit to accomplish your dream.
This is a candid conversation with Jon White, financial coach with JW Financial Coaching. He lost thousands of dollars making costly mistakes on his first real estate purchase. He's learned from the mistakes and turned that experience into a great guide for others. Jon shares with us his lessons learned and process improvement for buying and selling a home the right way.
Identical twins, Tai and Tarin Perry aka “The Double Saving Divas”, are former investment bankers turned exterme coupon experts. Their motto is 'saving without compromise'. This financially savvy duo joins the Debt Free Divas to share their expertise and tips on saving up to $10,000/year. Want to know how they flew a family of 7 to Disney for FREE? Join us on the Midday Money Show.
Join us on:
Facebook: facebook.com/debtfree4life
Twitter: @debtfreedivas
www.debtfreedivas.org
Today, I turn to Barbara Friedberg of Barbara Friedberg Personal Finance.
Before running her own company dedicated to providing investment education for consumers, Barbara was an investment portfolio manager and CFO for Cadco Realty, an real estate holding company. She’s been investing since her early 20’s and with an MBA in Finance she’s taught corporate finance and investing at Santa Clara University.
She joins the Midday Money Show to help us explore how we can get started investing with us today.
All resources mentioned in today's episode will be available in the show notes at DebtFreeDivas.org.
Gina Horkey made $15,000 last month based around her business as a freelance professional. She started her freelance career a little over 2 years ago and left her full time position to support her family of four. It all started with freelance writing.
Gina shares her tricks of the trade and motivation on how you too can get started.
Whether looking for ways to increase your debt dumping momentum, saving for something special, or just creating multiple income streams - freelance work might be what you need.
The show notes at DebtFreeDivas.org contain links to all resources mentioned in today's episode. Stop by and say hi!
Emily Guy Birken is a fabulous personal finance writer contributing to many sites including Wise Bread and Huffington Post. She's penned two resources for retirement and she joins us on the Midday Money Show to talk about prepping for retirement. Whether you have 5 years or less or plan to think of your retirement on a global scale, Emily has great ideas, resources, and tips. Demystify the idea of planning for retirement and get help to find out what you should be doing today.
Links to all resources mentioned in today's episode can be found in the show notes at DebtFreeDivas.org.
Fourty percent of mothers are Breadwinner Mothers. You're either a single mom or the major earner for your household. Even still, mothers make 80% of the purchasing decisions for all households.
Jackie Cummings-Koski, a single mom herself, beat the odds and embraced the need to improve her financial literacy. She's the author of Money Letters to my Daughter - winner of the 2013 Excellence in Financial Literacy Award. She’s a director with the Ohio Chapter of BetterInvesting, the nation’s largest non-profit organization dedicated to individual investment education. She’s even received a shout out from Capital Hill for her work in improving financial literacy.
Jackie joined the Midday Money Show to talk about how moms can (and should) be smarter with their money.
Elizabeth Colegrove is a passionate investor who was tired of hearing that it wasn’t possible to be successful in real estate so started her blog, the reluctant landlord. With 8 properties on her balance sheet, this navy wife balances frugal living and a love for travel with their goal of reaching financial freedom so they can live anywhere once her hubby retires from the Navy. We talk all about moving toward debt freedom on the Midday Money Show…but today Elizabeth joins us to share how over $1 million of debt is all part of her master plan.
Check out the show notes for this episode at DebtFreeDivas.org.
The New Year doesn't have a monopoly on the excitement and new energy surrounding a new beginning. Regardless of where you are in the debt free journey, today can be a new start if you need it.
I'm kicking off the 2016 season a little into the new year, but no less effective with tips for capitalizing on your new start at any point.
I’ve put together a 7 week guide to dumping debt called The Great Debt Dump that follows my story paying off $107,000 of consumer debt. It merges my first successful attempt completing a long distance race. My first 5K. with the principles need to successfully become debt free. I’m not a runner, don’t really care for the practice…but I don’t like being in poor shape more. The same could be said for being in debt.
Paying off debt is not necessarily the most interesting activity, but being in debt sucks – by comparison. So in both cases you do what you have to, until you get what you want.
Visit DebtFreeDivas.org for the show notes on this episode.
Does it ever make good financial sense to pay for private school? This week the Divas debate the pros and cons of private vs public. Let's see if we can change your mind.
Mark Mason turned his day job into a lucrative side hustle using a popular freelance marketplace community, Fiverr.com. After challenging himself, he uncovered the secret sauce that alows sellers on Fiverr to thrive. He's even been able to lock down a five figure income on one project. That's a lot of $5 gigs.
You'll learn how to understand the Fiverr culture and benefit from this resource regardless of your skillset. Join me as I learn from a master how to unlock the secrets to being successful on Fiverr.
Please visit Unlocking the Secrets of Success with a #SideHustle Challenge on Fiverr and click the Podcast tab at DebtFreeDivas.org to find the show notes and all resources mentioned in this episode.
Damus Smith is a college grad, entrepreneur and was more than $100,000 in debt. We're re-airing his story which first ran 4 years ago on the Midday Money Show. Damus shared his inspiring storying of eliminating a massive amount of debt in just 1 year. He was candid about his financial struggles, his relationship troubles, and his health challenges. All of the typical challenges we face in life are exacerabated when you have a massive finaical hurdle ahead of you.
Damus's story could be your own if you apply his MAPS concept and make a plan for eradicating debt. While this was an early show in the Midday Money Show history. It's definitely one of my favs.
Click on the Podcast tab at DebtFreeDivas.org to find the show notes for this episode: How Damus Kicked Butt and Dumped $125K in Debt in 1 Year. He joined the Divas to share how he Dumped His Debt in just over one year and is on his way to becoming the Millionaire Next Door!
Steve and Annette Economdies may just run the most efficient household ever because they are America’s cheapest family. This money smart family has been very busy, you may have seen them on the Today show, The Talk, or even Dr. Phil to name a few shows. They’ve taken their message of living an abundant life with no strings attached all over the world and today they are spending time with us. While we focus today on saving money on groceries, that’s just the start. You’ll want to take notes – trust me.
Click on the Podcast tab when you visit our website: www.debtfreedivas.org for the show notes to get links to all resources mentioned in this episode.
Johnetta Paye, esq started her law practice after completing law school 6 years ago. She specializes in transaction law and litigation. In partnership with a local real estate agent, Johnetta is producing YouTube videos that address a collection of common questions that homeowners face such as bankruptcy, loan modification, and a deed in lieu.
On this episode, Johnetta demystifies the legal questions and even answers from our audience. If you're facing some of these common legal issues, maybe Johnetta has an answer for you.
Visit the show notes for Keeping Your Affairs in Order (http://debtfreedivas.org/index.php/about-us) to find all links mentioned in this episode.
Maarten Van Lier makes his home in Milwaukee, but he traveled from the Netherlands to find the American Dream. In 2000, Maarten’s co-worker made a side comment that started the ball rolling on Maarten’s 13 year journey to millionaire status. This mild mannered, salaried employee & his wife drew a line in the sand. They wanted to be millionaires in 10 years and he joins us today to describe exactly how they did it.
Show notes for this episode.
If $200/month extra would make a difference in your debt dumping progress, let me help you find it. Sign up for a free consultation.
Disclaimer: Maarten Van Lier is not a financial advisor or expert. All information provided is based on his specific situation and offered for information and motivational purposes only. You should seek advice from a licensed investment professional for custom feedback on your specific situation.
Maarten Van Lier makes his home in Milwaukee but he traveled from the Netherlands to find the American Dream. In 2000 Maarten’s co-worker made a side comment that started the ball rolling on Maarten’s 13 year journey to millionaire status. This mild mannered, salaried employee & his wife drew a line in the sand. They wanted to be millionaires in 10 years and he joins us today to describe exactly how they did it.
Disclosure: Maarten Van Lier is not a financial advisor or expert. All information provided is based on his specific situation and offered for information and motivational purposes only. You should seek advice from a licensed investment professional for custom feedback on your specific situation.
Successful businessman, Ed Peterson, joins the Divas to add a wealthy perspective on this very interesting article. Do you agree? Tune in to find out how Ed encourages us to make the big B.U.C.K.s!
Since money fights account for such a high percentage of separations and utlitmately divorces, I decided to call in an expert. We're in the midst of wedding season and learning how to approach finances as a new couple is vital to the health of your marriage.
Elle Martinez of CoupleMoney.com shared her insights, her experience, and her charming personality for this rather delightful podcast which looks at how couples can and should handle money before and after the wedding.
This replay confirms that sometimes sensitive subjects can hang around for years. I'm talking about financial disagreements. I'm taking a stand (and apparently have been for at least a year now) on a topic over where to direct our dollars and how to aquire our next vehicle.
It's funny, my husband continually pointed our the cars he's thinking of on our way home from church today. I could think of nothing but this podcast. I'll have to send him the link so he can be reminded.
Viewing a discussion from different perspectives doesn't mean the other person is wrong. However, there are times when one must stand their ground in a fight over money. I'll show you how.
All links discussed are available in the show notes at debtfreedivas.org.
The Timeshare Industry reports $6-$8 billion in retail sales annually for the last five years. That’s a lot of vacation dollars. It sounds good in the beginning…vacationing in luxury at a predefined location….but there’s a downside that you won’t discuss in the sale presentation. That’s how to get out from under a timeshare if it no longer fits in your financial lifestyle.
Brian Rodgers from the Timeshare Users Group joins us for tips on unloading an unwanted timeshare on the Midday Money Show. View the show notes at debtfreedivas.org.
Colorado-based family travel blogger Sarah Fazendin has spent her entire career working in travel, adventuring across nearly 40 countries. From walking through the African bush with Maasai safari guides to exploring the bustling markets of San Cristóbal de las Casas in Chiapas, Mexico, Sarah’s work in tourism marketing has led to some incredible adventures over the years.
These days, Sarah keeps busy juggling a career, a couple of kids, and a head-spinning daily schedule. But she still makes time for travel. On her family travel blogs, A Family Travel Blog (http://www.afamilytravelblog.com) and A Week at the Beach (http://www.aweekatthebeach.com), Sarah's mission is to inspire busy Moms everywhere to make more time for travel.
Don't believe it. Tune in as new author, Aja McClanahan, dishes how. She speaks from experience.
Maureen Campaiola lost her job unexpectedly; setting her on a path to a possible fiscal crisis. She was supporting a child in college, elderly parents, and out of control spending habits. Once the reality of losing her home set in, she set about to dig her way out.
In short order, Maureen built a successful cleaning business and paid off over $70,000 in debt. Her house is in the clear and she shares tips on cleaning up your surroundings and your finances with others.
Maureen shared a deeply intimate reflection on life before debt freedom and a set of marvelous resources that helped her clean everything up. Visit www.debtfreedivas.org for this episode's show notes.
Maureen Campaiola lost her job unexpectedly; setting her on a path to a possible fiscal crisis. She was supporting a child in college, elderly parents, and out of control spending habits. Once the reality of losing her home set in, she set about to dig her way out.
In short order, Maureen built a successful cleaning business and paid off over $70,000 in debt. Her house is in the clear and she shares tips on cleaning up your surroundings and your finances with others.
Maureen shared a deeply intimate reflection on life before debt freedom and a set of marvelous resources that helped her clean everything up. Visit www.debtfreedivas.org for this episode's show notes.
For Money Smart Week, I had this opportunity to work with an amazing group of financial experts. We presented a two part Master Your Money series.
This is the final session presented by Elle Martinez she blogs at CoupleMoney.com and host a marriage and money themed podcast aimed at helping couples build stronger marriages and wealth. We’ll jump right into Elle’s presentation.
Visit www.debtfreedivas.org for the show notes will links to all resources mentioned .
For Money Smart Week, I had this opportunity to work with an amazing group of financial experts to present a two part Master Your Money webinar. This podcast is a rebroadcast of the three recorded sessions.
Unfortuanately the other two didn't record. You can head over to debtfreedivas.org for a synopis of all Master Your Money session.
National Infertility Awareness Week runs April 19-25. The week is sponsored by RESOLVE, a reproductive health advocacy organization. Visit their website to find a list of events nationwide.
Although 7.3 million women and couples experience some form of challenge conceiving in this country (or 1 in 8), infertility can leave one feeling extremely isolated
I spoke with Rev. Dr. Stacey Edwards-Dunn, founder of Fertility for Colored Girls, to talk more about resources available to all couples and some of the events her organization provides this week and beyond.
For links to all details discussed today, visit www.debtfreedivas.org.
Carl Richards is a certified financial planner and a columnist for the New York Times. His weekly column, Sketch Guy, has run every Monday for the last five years. Carl has also recently released the One Page Financial Plan and joins us on the Midday Money Show to talk simplicity when it comes to planning your financial future.
Visit our site, www.debtfreedivas.org, to view the show notes for this episode.
Tim Otis and his wife are doing their debt free Happy Dance because they've sent off the final payment of $103,000 in student loans. Tim join us on the Midday Money Show to talk about the reason behind the dance moves. He really opened up and let us behind the scenes of a very personal journey that inlcuded ups and downs, tensions, and job loss. Who ever said the journey out of debt was a straight shot?
Debt freedom is, however, doable.
Just ask Tim and his wife. Better yet, tune into his story and be inspired! You can find the show notes with all links mentioned at www.debtfreedivas.org.
"Why are people so okay with debt?" ~Tim Otis
My wonderful husband joins the Midday Money Show for the first time in our podcasting history to open up our private time (a small slice) for the purpose of advancing personal finance knowledge. In this episode, we lay out both of our positions on why leasing is a bad (my take) idea or why it works (his thoughts) for some.
As I listen to both of our sides, I think....I should have said this....or I should have said that. Either way, there is still much left to discuss. This is a good introduction. However, I like this exercise because we have many personal finance areas of contention. They can be heated, but they don't have to be.
Maybe all of our topics of intense fellowship should be recorded for the masses to partake in. We might just always be on our best behavior. I hope this helps you think through a few topics if you are considering whether to lease, fix your current car, or buy a new (or new to you) car in the near future. Enjoy!
www.debtfreedivas.org
Dumping debt can be a challenge for all family structures. The single parent household is a growing trend with 25% of American households being headed by single moms and 6% by single dads.
Aja Williams is a single mom and was $130K in debt. She had the appearance of success, but couldn't afford to put gas in her luxury vehicle. She joins the Divas as we explore her journey to the debt free side of life. Trust us, single parent or not, her story will be the spark that gets you moving.
Jarim Person-Lynn is a product of the flashy Southern CA lifestyle of the late 90’s. As an advertising executive and entrepreneur he created the larger than life persona of DJ Slap A Ho. This wildly successful venture lead Jarim to pursue an unsustainable financial lifestyle. He went broke, twice, but managed to right himself and that experience led to the creation of Brass Knuckle Finance. He’s authored several books including: This is Why You’re Broke.
A frank look at how finances and dating intertwine with help from LaTisha D Styles - a millennial money expert and young voice of financial wisdom.
LaTisha shares practical advice for broaching the topic money while dating. We also talk about when the best time to approach the topic would be. Finally, you'll hear creative options to expand your dating experience on a tight budget. It doesn't have to cost a bundle to advance your relationship.
LaTisha shares fantastic financial tips for the millennial generation and beyond at Young Adult Finaces.
Catch the replay of the rest of the Cost of Romance series on our site: DebtFreeDivas.org.
Tiffany Aliche, the Budgetnista, helps you find fabulous, frugal way to celebrate your sweetheart without busting your budget. Drop by www.debtfreedivas.org for the show notes and links to anything mentioned in this episode.
We recorded this previously for our Love and Finance series, but the conversation is still relevant and will help you plan and excute a frugal, yet fabulous Valentine's Day celebration. She also has tips for singles celebrated tthis day. Great ideas to behold.
Wendell and Tracey McFadden are the quentessential, all-American couple. They had it all..including debt and the stress that follows financial hardships. They share their inspiring story of finding their way out so that one day, you can too. Tune in for all the tid bits, details, and lessons learned!
This podcast was originally recorded in 2012. Since then the McFaddens have completed repaying their debt and were able to self fund Tracey's innaugural gospel music project - DEBT FREE. Get more details on their update and hear a sample of the first CD on www.debtfeedivas.org.
Think debt freedom is only for the young at heart? Jeff Ehrlich and his wife began their debt free journey at 55 years old. They took 6 years to retire $150,000 and they shaed their amazing journey with us. Tune in and be inspired.
Craig Fosset, founder of Fosset Financial, fought his way back from bankruptcy and discouragement. He spent many years in the financial industry. He grew up with financially responsible parents. He was a home and buisness owner. Yet, he still amassed an overwhelming amount of debt. He shares his decision to file and how he's bounced back to turn this test into his testimony.
Rachel Gause is a single mom of three lovely children, a master sergeant in the U.S. Marines, and on her way to being free of $180,000 in debt. Our first participant in the New Year New You debt dumping profiles in courage shares how she has been able to maintain her focus and her plans for succeeding prior to schedule.
If you're facing a mountain of debt and the challenge seems overwhelming, you'll want to take time out and drink in her story. If she can do it, so can you!
December is the most popular month for wedding proposals. So we're focusing on how to have your dream wedding without creating a budget nightmare. Sandy from Yes I Am Cheap has drawn a line in the sandy. Her Cindo De Mayo 2015 wedding will cost $5000 and not a penny more. She doesn't care that she lives in the most expensive place to wed in this country - NEW YORK CITY.
Find out how she's planning to pull off the fabulous without sacrificing quality. Tune in and be inspired!
Did you know that December marks the season for engagements? Most engagements happen this time of year. Who knew? I actually got engaged (many moons ago in Dec as well hmm). Well congratulations to all those looking forward to a new life together. However, you have a big planning task ahead. Given the recent survey by the Knot.com, the average wedding cost in 2013 was $30K. I reached out to friend of the Divas -Kim Moss of Black Bag Productions for some help slashing that figure without sacrificing quality.
Shayla Price can show you how to get it. She's a first generation, college graduate who secured over $100,000 for her education. This author, law student, and civic-minded citizen shares her secrets of success...with scholarships that is. Need money for school? Tune in and get the scoop.
Emma Johnson is the voice of the professional single mom. This personal finance writer, radio show host, and mom of two tackles everything from dating to managing on a single income to outsourcing household chores. Yes, outsourcing! She brings a witty, upbeat perspective to a very challenging experience for many. Emma shares her experience rebuilding from divorce and gives single mom's (dad's too) encouragement at Wealthy Single Mommy. Tune in and be inspired!
Join #teamdebtfree on Facebook and find a community to help you dump debt and regain your fiscal sanity!
You can also join us on Twitter, Youtube, or Pinterest.
TwoHealthyKichens.com is the brainchild between mom friends Shelley and Gretchen (no last names required – like Madonna). These self-proclaimed foodies love a delicious, nutritious meal, but they know how to get it done in a hurry. That’s why we reached out for help during our 30-day Meals @ Home challenge.
An unintended consequence of the Meals @ Home challenge is I’m making better food choices. I enjoyed the conversation with the ladies of Two Healthy Kitchens because they shared how to spice up mealtime without spending your life in the kitchen. Tune in and be inspired!
Join #teamdebtfree on Facebook and find a community to help you dump debt and regain your fiscal sanity!
You can also join us on Twitter or Pinterest.
Dee from Color Me Frugal has a colorful tale to share about getting through undergrad with no debt. Her parents didn't write a blank check. She didn't have a full ride. She did get it done. Think it's not possible to exit school without student loans? Dee has another perspective that parents, college kids, or anyone remotely considering a degree should consider. Tune in and be inspired!
Also in this episode: 30-day Meals @ Home ChallengeMoney, Life, & More Google HangoutsPay Cash for Christmas Join #teamdebtfree on Facebook and find a community to help you dump debt and regain your fiscal sanity!
You can also join us on Twitter or Pinterest.
Brian Brandow and his family of five recently achieved a major milestone. He blogs about his family's adventure out of debt at debtdiscipline.com.
Jessi Fearon, blogger with The Budget Mama, stopped by to chat about her new challenge - The 90-Day Savings Challenge. Over the next three months she wants to help you stop using credit cards and rid yourself of the cash-back excuse by creating your own 5% savings perk! Are you looking to add a spark to your debt free journey, tune in and be inspired!
Michelle Jackson of shopmyclosetproject.com and Andrel Harris, an active #teamdebtfree member, are two ladies, from two different parts of the country with one very challenging goal. They don't know each other. Didn't plan this together. However, in 2013, they both decided to undertake a 1-year financial fast. These self-proclaimed lovers of fashion stayed out of the malls for a full year and walked into some very profound lessons. They are both sharing their experiences for our benefit.
Bradley and Bonita Vinson and Aja McClanahan join the Debt Free Divas for a thoughtful discussion about options for those at the financial fringe. One in four people are classified as financially underserved. These people struggling to access mainstream financial services may be closer than you think. We discuss the options and possible solutions.
José Figueroa is a financial coach and bilingual blogger who started Figueroa Financial. You can follow him online at figueroafinancial.com. Originally from Puerto Rico, he currently resides in the Dallas Fort Worth area. Jose joins us today to share his story of debt freedom not to brag, but to give you hope and encouragement to continue to pursue your debt free dreams.
Join us on Facebook: http://facebook.com/debtfree4life
Aja McClanahan and her family paid off $110,000 and are debt free, inlcuding their mortgage. As you listen to their unique experience around achieving and maintaining debt freedom, ask yourself, what can you do to achieve your goals? Stay connected with Aja's journey on her blog: Principles of Increase.
Stay connected with the Divas on Facebook, Twitter, or visit our website.
We're winding down for the year of 2013. While the show will be on hiatus for the remainder of the year, we want to leave you with financial encouragement to last through the final celebratory season. Let's finish strong so we can start 2014 ahead of the game.
Yes, that's right. We're looking at ways to fight in a productive manner. Sometimes someone has to take a stand.
A recent interview about multiple streams of income reminded me of a talk with Joe Mihalic. He blasted away student loan debt with some unique solutions to his problem. Be inspired...again.
Digging out of debt takes a long term committment. We're looking at ways to participate in the festivities without ditching your debt free goals. Have fun without break the bank.
Are you like half of Americans? Harvard Business found that 50% of American would have serious trouble locating $2000 in an emergency. This goverment shutdown is throwing off a lot of lessons, but for me the most important is the need to protect yourself financially from forces that are out of your control. You do this by developing a system of saving. Let's put one together today.
I received a call about my experience purchasing real estate through an auction. There are pros and cons to any approach. I've done this several times and I'm sharing my thoughts on purchasing using this tactic and whether I would do it again.
Desparate times call for harsh words. Today we revisit a recurring theme - cosigning. The FTC reports that 3 out of 4 people who cosign end up paying the loan. We don't like those odds so we're discussing alternatives to help your friends and family in a bind without taking on their problems.
Jermaine Johnson is a financial adviser. Over the last 9 years he’s worked with some the of top firms on wall street and he specializes in education and retirement planning and we have his undivided attention for the next 30 minutes. He's going to help us jump start our financial planning strategy at any age.
José Figueroa is a financial coach and bilingual blogger who started Figueroa Financial. You can follow him online at figueroafinancial.com. Originally from Puerto Rico, he currently resides in the Dallas Fort Worth area. Jose joins us today to share his story of debt freedom not to brag, but to give you hope and encouragement to continue to pursue your debt free dreams. Join us on Facebook: http://facebook.com/debtfree4life
In the battle of the sexes, do men view finances differently when dealing with dating. Lloyd Marting, founder of Holistic Stewardship, sheds some light from the male perspective. You are sure to be enlightened regarding the Cost of Romance.
I picked up an interesting little book by Bruce Wilkinson, “The Prayer of Jabez”. This 90-page morsel packs an energetic punch. It’s just what I needed. About half way through, I knew I was up for the challenge – even before I knew there was one. Guess what? There is a challenge and I’m inviting you to join us in the Jabez challenge.
Let's get back to basics when talking about our budget. Let this refresher kick start you entusiasm for eliminate debt and regaining control of your financial futures.
Graduation season is among us. For those considering college or continuing on to an advanced degree, this show is for you. Let's consider 10 great tips to avoid or minimize your student debt so you can enjoy your college years with no strings attached. We haven't forgotten about those with large student debt totals. We have some ideas for you as well. Tune in for details.
This week we talked to a military mom on a mission. Amiyrah builds bombs from 9-5 and runs the popular blog, Four Hats and Frugal in her spare time. She stops by the Midday Money Show to share how she and her husband stay debt free. Today at 11:30 am CT. http://4hatsandfrugal.com/
Think debt freedom is only for the young at heart? Jeff Ehrlich and his wife began their debt free journey at 55 years old. They took 6 years to retire $150,000 and they shaed their amazing journey with us. Tune in and be inspired.
Celebrity trainer, Basheerah Ahmad, chatted with the Debt Free Divas to discuss simple excercise strategies that you can implement right now. This blast from the past is a great reminder to focus on your physcial health while working on your finances.
We're revisiting a blast from the past. Jason Burns, of Downsize Fitness, stop by to share tips on why it's important to work out. He says start slow and gradual and it will change your lifestyle. Tune in a be re-inspired. Don't forget to get your free copy of our new book, Give Yourself a Raise in 21 Days here: http://www.debtfreedivas.org/index.php/resources
We're revisiting a blast from the past. Black Girls Run founders stop by to share tips on staying in shape on a budget. Tune in a be re-inspired. Don't forget to get your free copy of our new book, Give Yourself a Raise in 21 Days here: http://www.debtfreedivas.org/index.php/resources
Tune in Today and listen to the Debt Free Divas. They will give a recap of their Money Smart Week events, including the launch party for the release of their new eBook "Give Yourself a Rais in 21 Days".
The Debt Free Divas - Jill, Toni and Tyrease - are back in the studio together to discuss the launch of their new FREE eBook, Give Yourself a Raise in 21 Days.
With the number of adult children returning home on the rise, there are many frustrations among family members. However, there are some great benefits as some families become team players. Today Reginald and Romander Griffin give us a sneek peak into their household. They have 2 adult children living in their home. The Griffins say parents must help their children grow up before sending them out, so they won't come back.
Adult children are returning home at a rate of 13%; an increase due largely to economic conditions. Some children never leave home. Today, we look the dynamics of adult children living at home and how that impacts your financial future.
Wendell and Tracey McFadden are the quentessential, all-American couple. They had it all..including debt and the stress that follows financial hardships. They share their inspiring story of finding their way out so that one day, you can too. Tune in for all the tid bits, details, and lessons learned!
Joe Mihalic graduated from Harvard Business School with $101,000 in student loan debt. After 2 years of paying the minimum, $1100/month, he challenged himself and paid off the balance, $90,000, in 7 months. Yes, 7 MONTHS!!! Find out how he did it and be inspired.
Craig Fosset, founder of Fosset Financial, fought his way back from bankruptcy and discouragement. He spent many years in the financial industry. He grew up with financially responsible parents. He was a home and buisness owner. Yet, he still amassed an overwhelming amount of debt. He shares his decision to file and how he's bounced back to turn this test into his testimony.
We're looking into the basics of putting together your budget - the key tool in your arsenol to battle debt. Two members of the Debt Free Divas family join us to talk about why they think the 30 Day Budget Challenge is the thing to do. Tune in!
Jeff Ehrlich and his wife found themselves $150,000 in debt - not including their home. At 54 and 55 they said enough. Tune in to hear how they moved a mountain of debt and paid it all off in 6 years. We're also introducing the 30 day Budget Challenge. Don't miss a minute!
She's frugal. She's fashionable. She's finding her way out of debt. Michelle Jackson talks with the Divas today to discuss the Shop My Closet Project. She's helping us learn to appreciate the fashionista inside of everyone's closet.
Tiffany Aliche, the Budgetnista, helps you find fabulous, frugal way to celebrate your sweetheart without busting your budget.
Join the Debt Free Divas and guests Leah Patterson, creater of Etniq Mineral Cosmetics and Foodie Roxanne Munson of the The Roxx Box as we explore ways to "Give Yourself a Raise in 21 Days" by saving more of your hard earned money. #nynu
It's about that time to reflect on 2012 so we can focus on ditching debt in 2013 with a renewed focus. Ready, set, debt free!
Can you use a year-end pep talk? This is your show. Climbing out of debt takes T-I-M-E. Chipping away takes P-A-T-I-E-N-C-E. Reaching your goal takes E-F-F-O-R-T. Today on the Midday Money Show, we'll try to help keep you motivated. If you're not finished, you haven't failed it's just #successinprogress!
Are you helping your grown children or enabling poor fiscal behavior? We'll review and provide strategies to help your children develop healthy money habits.
We've started this weekly talk show as a means to provide guidance, feedback, and teaching on the one topic that is still hush, hush...your money! As we walk through the process of becoming debt free and working to build real wealth, we've invited you along. We didn't get into debt overnight, and busting out will be a group effort!
15 million people will be victims of identify theft this year. ALONE! The Debt Free Divas are both recent victims. We're sharing our experience and tips for avoiding theives in the future.
Joining us today is a long time resident of Long Island, NY. Darryl Sands is not just another resident but he also works with the utility company and is helping to restore power to the millions of residents without power.
Taus Inc. presents the Total Woman Expo and Conference with their guest speaker, Donna Brazile and guest workshop presentsers, The Debt Free Divas.
Venus Muhammad joins the Divas to dish about Taus, Inc and their Total Woman Expo. Not familiar with this organization. Tune in and find out if you're eligibile for their annual scholarship.
Identical twins, Tai and Tarin Perry aka “The Double Saving Divas”, are former investment bankers turned exterme coupon experts. Their motto is 'saving without compromise'. This financially savvy duo joins the Debt Free Divas to share their expertise and tips on saving up to $10,000/year. Want to know how they flew a family of 7 to Disney for FREE? Join us on the Midday Money Show. Join us on: Facebook: facebook.com/debtfree4life Twitter: @debtfreedivas www.debtfreedivas.org
We have little control over the economy as a whole. However, is your personal economy a priority? As we wind down the third quarter, lets check in on your 2012 financial goals and make plans to finish strong!
Successful businessman, Ed Peterson, joins the Divas today to add a wealthy perspective on this very interesting article. Do you agree? Tune in to find out how Ed encourages us to make the big B.U.C.K.s!
Are you have a hard time staying on track? Are your financial goals sitting out there in the future? What's keeping you occupied? We are sharing our time management tips to help you kick start a more organized schedule and revive your debt free possibilities!
Each side has there points. However, how would a public school strike affect your finances? Are you prepared for the unexpected?
Does it ever make good financial sense to pay for private school? This week the Divas debate the pros and cons of private vs public. Let's see if we can change your mind.
Basheerah Ahmad is not your average fitness guru. She works with stars such as Vivica Fox, Steve Harvey, and Ruben Studdard to name a few. She's appeared on Dr. Phil and the Doctors and she's stopping by to give us a bit of her valuable time. Want to know how to get fit without burning a hole in your wallet? Tune in and be inspired.
They really do. Ashely Hicks and Toni Carey, founders of Black Girls Run, join us to discuss budget friendly tips on enhancing your physical fitness while you are improving your fiscal fitness. Tune in for great tips and motivation to get moving today!
A Harvard study in 2009 revealed that medical bills & healthcare cost were either fully or partially accountable for up 62% of bankrupcy filings. Staying healthy can ultimately keep money in your pocket. The less you visit the doctor and hospital, the less medical debt you incur. Jason Burns shares some great advice and tips for all who are looking to live a more healthy lifestyle on a budget. Jason is a former professional athlete with the Cinncinnati Bengals and is currently an Expert Fitness Trainer and the co-owner of DOWNSIZE FITNESS, located in Chicago, Dallas & LasVegas.
Latisha Styles, founder of Young Adult Finances, wraps up our series on money and relationships with youthful wisdom. A young financial guru shoots straight when talking about money and she's sharing a 20-somethings vision on managing money and love for success.
Lloyd Martin, founder of F.R.E.E.D.O.M. Financial, gives us the inside track on how guys view money and relationships. These tips are will help anyone looking to improve the fiancial aspects of your dating relationships. You don't want to miss this.
Friend of the show, Joe Paretta, was deep in credit card debt. He walked out of $12K in debt and into a fiscally, healthy relationship. Learn how he and his wife keep the stress down and the joy in full bloom - money wise that is.
Our guest today allows us to delve into the inner workings of a marriage that ended in divorce because of money problems. We love a happy ending, so tune in for the details on just how Mandy was able to bounce back from financial ruin and the lessons she has learned along the way.
Congrats to the 2012 graduates. You've put in the hard work. Now celebrate the fruits of your labor. We're reviewing the sage advice we received and never followed. In all your learning, gain understanding.
We are taking a break from the Faith & Finance series to celebrate the May holidays and milestones with you.
Wendell and Tracey McFadden are the quentessential, all-American couple. They had it all..including debt and the stress that follows financial hardships. They share their inspiring story of finding their way out so that one day, you can too. Tune in for all the tid bits, details, and lessons learned!
Pastor David Sutton, Sr. Pastor of Bread of Life Missionary Baptist Church shares about the challenge he issued to have his congregation pay off all credit debt by the end of 2012. Doable? Tune in to see how they're doing.
Butch Smith & Effrem Jackson, the dynamic founders of Free To Serve Financial Ministries stop by to kick off our May series: Faith & Finances. We are discussing strategies that churches and organizations can use to promote healthy fiscal habits among the members. Tune in!!!
Aja Williams guest hosts today and we discuss the deal with debt settlement. When and how to encoporate the debt elimination strategy. Also, who and what to avoid!
Tax season is wrapping and this brings to mind a topic of windfall wonderfulness. Yes, what do you do when you receive a lump sum of cash - expected or otherwise. We have some suggestions!
We are answering questions from the FB friends and re-introducing the Divas to new friends. Post your questions and we'll tackle those too.
Knowing when the price is Not right and what to do about it. What's the best way to save on your expenses? Know how much everything Really costs. Once you see how much retailers mark up their products, you may think twice before handing over your cash.
Today Tyrease will be having conversations with a friend, LaTesha Bell. We will be talking about what everyone else is talking about, Trayvon Martin. I am not Trayvon, however I am a mother and my children's father is in their life everyday. So, are you Trayvon's Parents? Let's talk about the financial ramifications today. We will be live at a special time today, 1:30pm. Please listen in or call if you want to join the conversation.
As we take a much needed break, let's revisit single mom, Aja, as she takes us through her story of eliminating over $100K in debt in just 6 years. She did it. So can you.
They begin pretty simple, however every milestone gets a little more complex. Do they or do we make them more complex? Childrens birthday parties, Bar Mitzvahs, Cotillions, Proms and we can't forget the Sweet 16, can be pretty costly. Some things are very important to us, but can we find a way to do them at half the cost to us?
We're asking insurance expert, Donna Werner, the nitty gritty on life insurance. Looking at all family types from the traditional to not so traditional, we are asking the questions you need to here. Tune in.
There are just a few things in life you must do. You may not want to but there are no options when it comes to Living, Dying and Paying Taxes. You can try to get out of it as best you can, but in the end you will not win the TAX GAME.
Since I just finally completed the condo refinance, I thought I'd share some observations and provide food for thought when considering to refi or not to refi.
In the spirit of all the mother-wit we have ever received and shunned because we knew better; the Divas have decided to share some of our more recent money mishaps in hopes that you can avoid the same mistakes.
Becoming debt free requires an intentional plan. We have one and we're sharing it with you. Tune in!!!
According to the FBI, identity theft is the fastest growing white collar crime. As we ramp up for a productive, financial good year, we should consider steps to protect ourselves from thieves.
January is a great time to re-evaluate all things regarding your finances. Take a good look at anything you've automated to see if there are new fees. Make adjustments to Insurances if your home, health or car situations have changed. Time for a check in and tune up of all things regarding your finances.
2012 is here. Another year to focus on your ultimate goals. What are your goals? Tune in as the Divas dish about future and long term plans with tips on keeping up with the goals you set for the year.
Only 16 more days until Christmas. We have no nonsense tips for squeezing extra cash into your budget this holiday season. it's beginning to look a lot like Christmas...let's just leave the debt in 2011!
It's beginning to look a lot like Christmas. In 2010, 13.6 million people were still paying holiday bills from the previous year. This year, let's agree to pay cash for Christmas. We have tips on how to make that happen. There's a little something from us to you for those who are ready to take a stand. Tune in for details.
That stands for Presidents Advisory Council on Financial Cabilities. We attended the Youth Subcommittee meeting on efforts to ramp up financial literacy in your school. Is your child's school taking advantage of these new programs??? Tune in and find out what the President's council is up to.
The Debt Free Divas visit with CNN personal finance contributor, Clyde Anderson, about the importance of maintaining a good credit history. Clyde is the founder of Financial Life Connection. He is also the author a unique and clever approach to increasing financial literacy, What Had Happened Was. Tune in and find out how to receive a free copy of the eBook! Thanks Clyde!!!
Will President Obama's new student loan rules help or hurt your debt free journey. The Divas take apart the rules and discuss how they apply to the average borrower.
I can't sing, but I can help you get your personal finance space together. Let's let Olive Newton John and Mr. Big help get us into an organizing frame of mind.
The Debt Free Divas are big fans on continual learning. I often advocate adding nonfiction reading to your regular routine. In addition, workshops, seminars and conferences can be an excellent source of education and motivation. I attended a Small Business Expo last week and am bringing you all the highlights today. Good stuff.
The difference between a dream and a goal is a plan. You accomplish what you focus on. Discipline separates the doers from the wish-they-were-doers. I'm sharing my tips for reiginiting that discipline fire so we can finish kicking debt to the curb and start living...the way God intended...owing no many anything but the debt of love!
We are talking today with a flesh & blood example of someone who actually received a mortgage modification through the Making Home Affordable Program. So far only 4% of the modifications have succeeded. Learn what she did to make it work today on the Midday Money Show
Can you imagine living in a paid for home. No payments! Mortgage burning parties! We can and we are talking about the best way to accomplish that goal. Join us on the Midday Money Show.
The age old question, should one rent or buy, is still just as relevant to today's credit crunch and busted housing bubble environment. The Divas help you way the pros and cons to make the best decision.
We are back to school for many of the countries families. Some for the first time. Are you happy with the educational opportunities in your neighborhood. How does this impact your household budget. The Divas are tackling tough issues on kids, education, and money.
With the stock market wild swings and disaster news emphasis on the economy, why would one consider investing? Investing is still the best way to build wealth over the long term. The Divas share their experience with investment clubs and why they are still a good idea.
Personal Finance Literacy was not taught in school when we attended and it's still somewhat non existent in our school system today. It is our hope and dream that someday every child will have the opportunity to study Personal Finance in the classroom, along with reading, writing & math. Until then, the Debt Free Divas are here to bridge the gap as we Lay the Groundwork for Financial Success for all children. Proverbs 22.6 says "Train up a child in the way he should go, and when he is old he will not depart from it." This is especially needed when it comes to Financial Education.
Does it ever make good cents to purchase a timeshare? This Debt Free Diva has some fairly strong feelings about timeshares and I'm not afraid to share them.
The Divas are back from the Westchester Young Adult Conference in NY and you'll never guess which topic stole the show...or maybe you can. Tune in today!
Emergencies have a sneaky little way of poping up when you least expect them. Even worse, they typically leave a financial blow to our wallet and emotional well being. Take the financial sting out of the unexpected with some simple tips from the Debt Free Divas.
Aja Williams was a single mom and $130K in debt. She joins the Divas as we explore her journey to the debt free side of life. Trust us, single parent or not, her story will be the spark that gets you moving.
Does debt impact your dating decisions? Should it? How soon in a relationship should you exchange fico scores? I'll show you mine if you show me yours...join us today for the details.
Damus Smith was a college grad, entrepreneur and more than $100,000 in debt. Join the Divas as Damus shares how he Dumped His Debt in just over one year and is on his way to becoming the Millionaire Next Door!
Congraduations to the 2011 graduates! We wish you success in life and with your student loan debt. Two-thirds of college students graduate with student loan debt. 2010 debt averages reached $25,000. Are student loans still a realistic option for funding a college education? The Divas are re-evaluating the impact of student loan debt.
No, we are not talking premarital cohabitation. In this economy, people are engaging in a growing trend - communal living - to make ends meet. From multi-generational shak'n to sharing a pad with pals, join the Debt Free Divas as we explore the many options available to save money through shared living arrangements.
Get your creative juices flowing around how to celebrate on a budget. The holiday is here and the Divas want you to enjoy it with no regrets. We share some Diva tips that are sure to get you started on the right track.
There are simple, practical steps to rebuilding your credit score. The biggest factors are time, consistency, and patience. Before you pay some credit repair company your hard earned cash, take in the Midday Money Show and find out what credit repair is all about.
Temporary setbacks don't have to permanently derail your progress towards fiscal health and maturity. After making a mistake, the key is to learn and avoid repeating said mistakes. This month, we are looking at rebuilding. We start with the big one: Rebuilding After Bankruptcy.
Go to the ant you sluggard. We know we should, but how do we make saving a priority? The Divas discuss where and how to work saving into your debt elimination process. We can learn a lot from an ant!
Ms. Doris is a family friend. She's a successful, well educated, role model who experienced divorced and overcame the set back to rebuild and prosper. She's sharing her story and giving out hope to those who may be facing similar circumstances. OPP (Other People's Problems) do not have to derail your progress.
Other people's problems quickly become our problems when we don't excersise good judgement when entagling our financial affairs. This month the Divas are looking at how we can protect ourselves from being overcome by Other People's Problems.
April 18th is next Monday. Do you know where your tax documents are? Although taxes can be as fun as watching paint dry, they are on everyone's to-do list. We are looking at taxes Diva style!
Did you miss our Money Smart Week events. No worries! We are recounting the highlights and sharing our tips for getting on the path to financial freedom. Join us today.
93 million US households are either under insured or have no life insurance at all! The Divas cut through the sales pitch and look at the pros and cons of insurance strategies. If you have dependents and/or stuff, you'll want to tune in.
Insurance is a vital component of your money management strategy. Chris Rock reminds us that life happens. The Divas turn the mundane upside down and deal with insurance must-haves.
We are revisiting and oldie, but goodie from our series Finding Help in the Spirit. Lloyd Martin joined the Divas to dish about matters of finances as they relate to the Christian faith. You do not want to miss it.
We're still reeling from this swirl of excitement. This week, as Michael Baisden's Business of the Week, has been an experience like no other. We appreciate our loyal listeners and want to welcome those who are just joining....so we thought we'd present to some & introduce to others...The Debt Free Divas.
Rebroadcast last week's show. Are you contemplating the cosign? Are you willing to put your dime on the line for someone else's debt. Tune in for the cold hard facts on why cosigning is NEVER!!!! a good idea.
There's no quick fix, magic pill, or proven solution that will fix your finances...with no strings attached. We have to relearn the lost art of delayed gratification. Say no to yourself while saying yes to a future of fabulous, debt free options.
Aja Williams was a single mom and $130K in debt. She joins the Divas as we explore her journey to the debt free side of life. Trust us, single parent or not, her story will be the spark that gets you moving.
I wanna be rich!!! Do you? Well the Divas line up at the starting line of this marathon process - dumping your debt. You may not have as much control of your income. You can definitely control your outflow. Tune in and change your life...starting today!
Joe Paretta dumped his debt and he's talking about that and his new book, Master The Card. Join Debt Free Divas as he also shares some surprising lessons on love.
Our friend and millionaire next door, Dana Sharp, shares her father's wisdom concerning money & his secrets to success on the Mid-Day Money Show. You don't want to miss this!
Damus Smith was a college grad, entrepreneur and more than $100,000 in debt. Join the Divas as Damus shares how he Dumped His Debt in just over one year and is on his way to becoming the Millionaire Next Door!
Are you building wealth or simply playing the middleman between your employer and the bill collectors. The Divas are uncovering secrets of the millionaires next door. Tune in!
Are you ready to unleash your inner diva (or dapper dude...work with me)? The ladies have figured out some simple truths to igniting your debt free lifestyle transformation. They are sharing them with you. Tune in today.
End the year with a plan for how to improve your finances in 2011. We share our goal planning process and provide some 2011 New Year's resolution must-haves.
Fashion industry insider, Uta Bassey, joins the Divas with some stylish yet practical ways to snag the best deals this season.
Advertisers are working hard to convince you life requires their product. During this holiday season, the Debt Free Divas want you to celebrate from the driver's seat. Learn the tactics and load up on ways to spend wisely this Christmas.
What do you do when you fall off the debt free wagon? Join the Divas and regain your motivation and momentum.
We've started this weekly talk show as a means to provide guidance, feedback, and teaching on the one topic that is still hush, hush...your money! As we walk through the process of becoming debt free and working to build real wealth, we've invited you along. We didn't get into debt overnight, and busting out is going to be a group effort.
The Divas delve into the dark side of debit cards. Watch out for the gotcha fees before they get your money!!! We are talking all about it at 11:30 am CST.
We discussed money from the context of a marriage. How about dating. Does debt impact your dating decisions? Should it? How soon in a relationship should you exchange fico scores? I'll show you mine if you show me yours...join us today for the details.
Should you use debt consolidation, debt settlement, or credit counseling to eliminate your debt? Check in with the Divas and get the scoop on debt elimination options...
Should debt or money handling habits affect the dating scene? We have some dating experts on to help you navigate the dating & debt waters. Grab a life jacket and buckle up, this should be a wild ride!!!
Are you in the market for a new car? Want to break out of the payment cycle? We're exploring options for car buying and ownership so you can really build wealth while on the go!
The average shopper spent $740 for gifts in 2009. How much of that was on credit? We have a new campaign to kick off today. Join us and pledge no new debt in 2011.
The Divas are taking the week off to finalize the Pay Cash For Christmas campaign. Since being debt free is never out of style, let's revisit a blast from the past.
Shayla Price can show you how to get it. She's a first generation, college graduate who secured over $100,000 for her education. This author, law student, and civic-minded citizen shares her secrets of success...with scholarships that is. Need money for school? Tune in and get the scoop.
We had to postponed the conversation with Zac until next week so the Divas chime in about the dangers of overloading yourself with student loan debt. A precursor to our Debt Free U conversation.
This week we are sending the college students off/back to school with helpful tidbits on handling money. I wish I had avoided the college credit card tables like the plague!!! But I didn't, so that's my story. The Divas reveal college money mishaps and tips for today's college crowd.