Money Talks ! for Women: Recent Episodes
Lynn Kitchen
Lynn Kitchen has been “tapped on the shoulder” to bring forth her background of 34 years as an executive financial advisor to help women gain more financial freedom NOW! My focus is on Financial Independence, Money Empowerment, and the Future Success of more women. That includes funding your dreams and maximizing your potential. I want to be your guide and ensure you are equipped with everything you need to succeed. Money Matters! Money Talks
90% of Businesses Fail—Here's the One Thing That Guarantees Yours Won't", Money Talks EP 150
When I sat down with Jennifer Fry, CEO of Appreciated Asset Business Solutions, for my "Money Talks" podcast, I knew we'd be diving deep into why businesses fail. What I didn't expect was how profoundly her insights would reshape my understanding of what drives business success. Let me share with you why mastering sales isn't just important—it's the single most critical factor that determines whether your business thrives or fails.
Here's something that might surprise you: There's one word—SALES. Jennifer put it bluntly during our conversation: “There are zero problems in a business that more revenue cannot solve.” Think about that for a moment. Cash flow issues? More sales. Can’t afford better talent? More sales. Need to expand? More sales.
As someone who's spent decades analyzing investments and helping people build wealth, I can tell you that every metric we use to evaluate a company—earnings per share, book value, market cap—all stem from one fundamental activity: the ability to generate sales. Yet surprisingly, most business owners spend less than 20% of their time on sales activities, according to recent entrepreneurship studies. That's a problem we need to fix.
Why Traditional Sales Methods Are Broken (And What Actually Works)
Jennifer completely disrupted my thinking about sales when she said something that stopped me in my tracks: “I don’t want to sell anyone anything. I don’t want to close anybody.” Wait, what? A sales expert who doesn’t want to close deals.
Here's what she meant: The old-school approach of pushing products and using high-pressure tactics is dead. Instead, Jennifer's approach focuses on education and relationship-building. She explained, "Introduce yourself, educate them, let the conversation organically take place." This isn't just feel-good advice—it's backed by data. According to sales research, relationship-based selling increases customer retention by up to 27% compared to transactional approaches.
Jennifer’s company takes this even further with their third-party endorsement strategy. Instead of having you make cold calls (which have a success rate of only 2% according to sales statistics), her team calls potential clients on your behalf, offering a neutral perspective that builds trust immediately. It’s brilliant because it removes the awkwardness of self-promotion while establishing credibility through third-party validation.
The Pipeline Truth That Will Transform Your Business
One of the most eye-opening moments in our conversation came when Jennifer explained pipeline management. She revealed that your current sales results reflect the work you did three to six months ago. Let that sink in. The struggles you're facing today. They're the result of insufficient sales activity months ago.
More... go to article: https://lynnekitchen.com/jennifer-frye-ep-150/
Jennifer Frye website link: https://vxrworks.click/LEKJFWEB150
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Why 97% of Entrepreneurs Never Break $100K and How My Guest Ann Carden Changes That.
Money Talks with Lynn Kitchen EP 149
Are you a smart, hard-working entrepreneur who feels you struggle with that glass ceiling of earning $100K or more?
You are not alone!
Here's a statistic that might shock you: According to the Small Business Administration, only 3% of entrepreneurs ever reach six-figure revenue. That means 97% of business owners never break $100,000 in annual income.
Even more troubling? Most are working harder than they ever did when they were employees, but now, it’s for less money and no benefits. Does that describe you?
Why does this happen? My guest today, Ann Carden, shared something that will surprise you! It sure shifted how I think about business success.
The Cookie-Cutter Trap That's Killing Your Business
Ann believes this problem exists because entrepreneurs build a business to pay bills, not one that matches their highest potential as a human being. WHOA!!
Put another way, most of you build to survive, not excel!
Ann has over four decades of experience and has built and sold five different businesses. She told me about a revelation she had early in her consulting career:
"I realized I'm not really working in my expertise. None of this that I'm doing here in their system is my expertise."
This hit me like a lightning bolt. Think about it….are you following someone else's blueprint instead of building on your own unique strengths?
Ann discovered this the hard way. After moving from California to the Midwest and facing limited job opportunities, she started making rabbit dolls that became internationally acclaimed. But when she tried to scale using traditional business coaching methods, she kept hitting walls. The generic systems weren't designed for her specific expertise.
Here's what I've learned as your financial advocate: Most business advice treats everyone the same. It's like trying to wear someone else's shoes – they might look nice, but they'll never fit quite right, and they'll definitely slow you down.
Read more...
https://lynnekitchen.com/money-talks-episode-149/
Don't be part of that statistic. Your expertise is waiting to be unlocked, and Ann and I are here to help you do it.
Ready to discover the expert within you? Let's talk.
Ann Carden Website: https://vxrworks.click/LEKAnn149
Ann Cardens Book: https://vxrworks.click/LEKAnnbook149
Join my Wealth Builder Academy: https://vxrworks.click/LEKWBA
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
What’s the one thing that every business wants and needs more of?
Sales!
Top-line revenue greases all the wheels and makes a business hum.
When I sat down with Doug C. Brown for Money Talks, I thought I knew what to expect from another sales expert. Boy, was I wrong.
This man has generated nearly $960 million in sales across more than 350 industries, and what he shared with me will completely change how you think about growing your business.
The Revenue Reality Check That Shocked Me
During our interview, Doug hit me with a statistic that stopped me cold: 97% of companies don't know their ideal buyer profile. Think about that for a moment. Nearly every business out there is essentially throwing darts in the dark, hoping to hit their target customer. No wonder so many entrepreneurs struggle with consistent revenue growth!
"We have to know the business return on investment and the personal return on investment that the ideal right-fit buyer wants," Doug explained to me. This isn't just about demographics or creating a basic customer avatar. This is about understanding the deep emotional and practical drivers that make someone pull out their credit card and say "yes" to your offer.
The Power of Small Changes: Why 1% Matters More Than You Think
Here's where Doug blew my mind. He told me about the compound effect of tiny improvements: "If you take 1% a day and compound it in 70 days, we're at 2x statistically."
As someone who's spent years helping people build wealth through smart financial decisions, this concept immediately resonated with me. It's the same principle I teach about investing – small, consistent actions compound into massive results over time. But I'd never thought about applying it to sales and revenue growth.
Read More: https://lynnekitchen.com/revenue-strategy-thats-changing-everything/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Ready to Take Control of Your Health with Me? I'm thrilled to discuss something extremely close to my heart: the importance of investing in our health. This isn't just about physical well-being, it's about feeling empowered and confident in every aspect of our lives.
You know, they say health is your first wealth, and I couldn't agree more. Our health forms the foundation of everything we want to achieve. Without it, even the most ambitious goals can seem out of reach. So, I'm embarking on a journey alongside an extraordinary expert whom I'd like to share with you. Let's explore how enhancing our health can truly improve our overall wellbeing.
Why Health is the Cornerstone of Wealth
"Health is your first wealth." This may sound like a cliché, but it holds profound truth. Studies show that people who invest time in maintaining a healthy lifestyle tend to live longer, healthier, and more fulfilling lives. In fact, according to the World Health Organization, regular physical activity and a balanced diet can reduce the risk of chronic diseases, such as heart disease and diabetes, by up to 30%.
However, health is not just about preventing diseases. It's about living life to the fullest, without feeling limited by energy loss or physical aches. Imagine having energy throughout your day, feeling vibrant and having a future filled with possibilities. Isn't that exciting?
Meet Our Fitness Inspiration: Alicia Jones
I am over the moon to have Alicia Jones join us to talk about transforming fitness for women over 50. Alicia is a professional health expert with years of experience empowering women to become Fit, Fabulous, and Over 50! She combines practical fitness regimes with nutritional advice that's specifically designed for our age group.
Alicia understands the fears that come with aging, like losing strength or energy. But here's where she shakes things up. Alicia's philosophy is centered on gaining strength through building, growing, and nurturing our vitality.
Money Mentoring ProgramsSign Up Here for My Newsletter and Receive:
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
What if the secret to greater financial clarity isn’t just a new strategy—but a new state of mind?
It’s easy to think of financial growth in terms of numbers—budgets, returns, timelines. And yes, those matter. But after decades of mentoring individuals and couples through wealth-building, retirement planning, and investment strategy, I’ve come to see something deeper:
Financial success begins with how you think and feel.
That’s why I’m so excited about my guest and good friend, Patricia Barnett. Patricia is a bestselling author, international speaker, performance coach, and the creator of Elevate, a mindset and performance program rooted in real transformation. She’s someone who understands—through her own remarkable journey—that breakthroughs don’t begin on the outside. They begin within.
Today, Patricia shares her signature framework:
“The 7 Keys to a Happier, Healthier, and More Productive You.”
At the heart of her message is this simple but powerful idea:
Happiness isn’t just a mood—it’s a transformative mindset. And it changes everything.
The Research Behind the Mindset
We’re not just talking inspiration here—we’re talking evidence.
Gallup reports that only 31% of U.S. employees are engaged at work, the lowest level in over a decade. This collective state has earned a name: The Great Gloom. It’s affecting not just productivity, but overall well-being—and yes, financial outcomes.
Meanwhile, a study from Oxford University’s Saïd Business School shows that happy employees are 13% more productive. And Morgan Stanley reports that 1 in 5 adults say financial stress directly affects their work performance, with many losing over three hours per week to worry and distraction.
The takeaway? A positive emotional state doesn’t just make you feel better—it helps you perform better. In life. In business. And in finance.
Read More: https://lynnekitchen.com/the-happiness-advantage/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Today, I’m thrilled to bring you a Money Talks episode that might be a turning point in how you see the financial world—and your place in it. I had the pleasure of interviewing a man who has spent his life mapping the currents of the global economy, interpreting market behavior not with fear or hype but with insight and calm intelligence.
His name is Eoin Treacy and let me tell you—he is a gem. I have personally been following his work for decades.
Eoin Treacy, a global strategist, expert chart analyst, and author of Crowd Money, joined me for a conversation that wasn't just timely—it was transformational. His insights will enlighten and inspire you!
If you’ve ever felt overwhelmed by financial news or uncertain about your investments, this episode will change how you see the market—and yourself as an investor. Because Eoin’s philosophy aligns perfectly with mine: real power comes through knowledge. Understanding market behavior is crucial, and this episode will leave you feeling more informed and prepared.
Let’s dive in.
Learn more: https://lynnekitchen.com/empowerment-through-knowledge/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
t’s Never Too Late to Take Control of Your Finances: Lynn Kitchen & Debra Morrison, Money Talks, EP 144
Some conversations don’t just inform you—they transform you.
That’s exactly what happened when I welcomed the phenomenal Debra Morrison onto my podcast, Money Talks. Debra isn’t just a powerhouse in the financial world—she’s a woman with heart, courage, and nearly five decades of wisdom in helping other women navigate life’s toughest transitions with clarity and confidence.
Her story moved me. And I know it will move you, too.
The Financial Wake-Up Call Women Can’t Ignore
Here’s the reality: most women will be solely responsible for their finances at some point—but many don’t feel ready. A recent survey revealed that almost one-third of women over 25 expect their retirement income won’t be enough to cover basic expenses.
And it’s no wonder. We live longer, earn less, and take more time away from the workforce to care for others. All of this adds up to a serious “women’s wealth gap.”
But I want you to hear me clearly: you are not behind. You are not too late. And you are absolutely capable of taking control.
My Quest to Change the Financial Landscape
When I think about my journey as a financial advocate, I see it as a mission to change these statistics. Like Debra Morrison, financial freedom isn't just about having money—it's about having confidence and knowledge to make smart choices about your future.
My quest is simple but powerful: to help investors, couples, and women transform their relationship with money by breaking down the walls of fear and confusion that keep them from taking control of their financial lives.
Through "Money Talks," I've brought voices like Debra's to women everywhere. Each episode is designed to spark conversation and build confidence. I firmly believe that when women understand money, they don't just change their own lives—they change the world around them.
Learning from Trailblazers Like Debra Morrison
When Debra joined me on "Money Talks," she shared her incredible 47-year journey in the financial industry. Starting in a male-dominated field wasn't easy. But Debra's story shows how determination and passion can overcome obstacles.
Read more: https://lynnekitchen.com/its-never-too-late/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Is the sky falling?
Have you been feeling like the financial sky is falling lately? You're not alone. Many investors are watching the markets with growing concern as sharp declines make it feel like it's "raining knives" out there. As your financial advocate with decades of experience in money management, I want to share some insights that can help you navigate these choppy economic waters with confidence.
"Once you begin to understand how to make better decisions in the market, it will bleed over to other parts of your life." Lynn Kitchen
Understanding Today's Market Reality
Let me start with an old Wall Street saying: "Don't catch a falling knife." This simple phrase captures the danger of rushing to buy stocks in a declining market before signs of stabilization appear. It's wisdom that feels especially relevant right now.
Looking at the S&P 500's performance over the past few years tells an important story. We experienced a strong bull market from 2020 through 2022, followed by what I call a "normal correction" that lasted about a year. Then in 2023, we watched the index climb to a peak of 6,155 before dropping sharply to just below 5,000 – a decline that rightfully makes investors nervous.
According to recent data from J.P. Morgan Asset Management, the average intra-year market decline over the past 20 years has been about 14%, yet the S&P 500 has finished the year with positive returns in 17 of those 20 years. This shows us that volatility is normal, even in healthy markets.
The New Pattern: Sawtooth Markets
What we're experiencing now is something I call a "sawtooth" pattern – sharp declines followed by swift recoveries. This isn't your grandparents' market where trends developed slowly over time. Today's market moves faster, hits harder, and recovers fast, much of it fueled by computerized program trading.
Recent research from the Federal Reserve Bank of St. Louis shows that market volatility has increased by approximately 35% in the past decade compared to historical averages. This new reality requires a different approach to investing – one based on patience, careful observation, and strategic timing.
Read More... https://lynnekitchen.com/market-sense-ep-143/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Riding the Waves of Change: Lessons from My Conversation with Mark Fowler, Money Talks with Lynn Kitchen, EP 141
Have you ever felt like everything around you is changing too fast? You're not alone. In my recent "Money Talks" episode, I sat down with Mark Fowler, a seasoned business strategist and “CHANGE EXPERT” who has helped countless businesses transform and thrive during tough times.
Today, I want to share what I learned from our powerful conversation about navigating what I call "hyperchange" - those massive shifts happening in our world right now.
We're Living in a Time of "Tectonic Change"
Let me be clear - the changes we're experiencing today aren't just small ripples. They're massive waves reshaping our entire landscape. As I mentioned to Mark during our talk, we're in a time of "tectonic change", affecting everything from our economy to politics to technology.
Did you know that according to recent studies, the pace of change in business has accelerated by over 60% in the last decade? Businesses that once had years to adapt now have months or even weeks. It's no wonder that about 70% of organizational change efforts fail - most people simply don't know how to ride these waves effectively.
Who is Mark Fowler and Why Should You Listen?
Mark isn't just any business advisor. He's what we call a "turnaround specialist" - someone who steps in when businesses are facing their biggest challenges and helps them not just survive but thrive. As a Certified Public Accountant (CPA) with decades of experience, Mark has seen it all and helped companies of all sizes navigate through stormy waters.
One of Mark's success stories involves a music company facing internal conflict. By applying his principles, the company doubled its growth in just 18 months! Another business, a distributor, grew from $2.5 million to $9 million in under a year using Mark's strategies. These aren't just numbers - they represent real people whose livelihoods were saved and improved.
Five Powerful Strategies for Navigating Change
In our conversation, Mark generously gifted us his Top Five Key approaches that anyone - whether you're running a business or managing your personal finances - can use to handle big changes:
Read more... https://lynnekitchen.com/riding-the-waves-of-change/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
From Chaos to Clarity: How Building Self-Worth Transforms Your Financial Future, with Marci Hopkins, Money Talks EP 139
Have you ever noticed how we often tie our sense of worth to our bank accounts? I see this all the time in my work as a financial advocate. But what if I told you that true wealth begins with how you value yourself? Balancing wealth creation, personal development, and mental well-being is a task most of us find daunting. Fortunately, some voices offer clarity and guidance through these complexities, such as Marci Hopkins, a renowned TV personality and author, known for her inspirational journey from chaos to clarity. I recently had the privilege of hosting Marci Hopkins on my podcast, "Money Talks with Lynn Kitchen." Our conversation was so powerful that I wanted to share her inspiring journey with all of you.
When Inner Chaos Affects Your Wallet
Marci's story begins like many others—with childhood challenges that shaped her view of herself and money. Growing up with alcoholic parents and experiencing abuse, Marci developed patterns that followed her into adulthood. Her early trauma led to her own battle with alcoholism, which not only hurt her self-image but also her financial stability.
"Wealth is not only about money," declared Marci Hopkins. Mental and emotional wealth are equally important. Marci passionately broke down her understanding of true wealth, emphasizing the importance of recognizing one's own self-worth. She stated, "Finding self-worth can be a hard job," but it's necessary for overcoming life's obstacles, including addiction and internalized negative beliefs.
Read More... https://lynnekitchen.com/money-talks-ep-139/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
In this enlightening episode, I welcome esteemed guest Brian Proctor to discuss his transformational new book, 12 Easy Steps to Change Your Life. Brian, continuing the legacy of his father, Bob Proctor, reveals the power of mindset and vision to shape one's path to success and fulfillment.
· Learn the importance of gratitude and its role in creating a positive mindset.
· Discover how "tiny steps" can lead to significant life changes.
Brian shares, "What can you do to make everybody you come in contact with feel better because they were in your presence?" Tune in to explore more timeless wisdom that can propel you to a richer, more meaningful life.
What struck me most during our conversation was how Brian's approach aligns perfectly with what I've seen help my clients succeed over the years. Let me tell you why this matters for your financial future.
The Power of Small Steps
You know what amazes me? According to a study by Fidelity Investments, 88% of millionaires are self-made, having built their wealth over time through consistent habits. This perfectly matches what Brian and I discussed about taking "tiny steps" toward your goals. As your financial advocate, I've seen firsthand how small daily actions create massive changes over time.
Here's a simple example Brian shared that really hit home: If you save the cost of a daily premium coffee – let's say $5 – and invest it with an average 7% return, you'd have over $30,000 in just 10 years. This is the kind of practical advice I love sharing with my clients because it shows how accessible wealth-building can be.
A Fresh Take on Teaching Wealth
One of the most fascinating things Brian shared was about teacher millionaires. According to the National Education Association, educators who consistently invest in their retirement accounts often build significant wealth despite modest salaries. In fact, teachers represent one of the largest groups of millionaires in America, proving that it's not about how much you make – it's about how you manage what you have.
This is why I'm passionate about helping you understand your financial potential. Whether you're a teacher, entrepreneur, or a millionaire, I can help you develop strategies that work for your specific situation.
The Gratitude Connection
Something powerful that Brian taught me during our conversation is what he calls a "future gratitude journal," where he thanks the universe for successes that haven't happened yet. As your financial advocate, I've noticed how this mindset shift can dramatically impact financial decisions. When you're grateful for what you have and confident about what's coming, you make better choices with your money.
A central theme in Proctor’s dialogue with me is the emphasis on vision creation. According to Proctor, many people are constrained by their current circumstances, using excuses as barriers to their potential. The key is to hold a vision — the life and future you genuinely want — and not allow current situations to dictate your limits.
Building Wealth Beyond Money
Here's what really excites me about advocating for my clients: wealth isn't just about money. During my conversation with Brian, we explored how true wealth includes:
· Rich relationships that support your growth
· Knowledge that
Money Mentoring ProgramsSign Up Here for My Newsletter and Receive:
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
As your financial advocate, I've witnessed firsthand how women's relationship with wealth is evolving. Today, I'm excited to share insights from my recent conversation with transformational coach and author Hilary DeCesare about revolutionizing your approach to creating wealth and success.
In this enlightening episode of Money Talks from Lynn Kitchen, Hilary introduces us to a groundbreaking concept known as the “Relaunch Revolution”. This revolution is characterized by multiple life relaunches that women undergo, demonstrating their resilience and drive to achieve more.
Hilary shares her own story of transition from a high-profile corporate job at Oracle to a successful career as an entrepreneur and coach, providing invaluable lessons on how to transform personal crises into opportunities for growth.
The Time for Change is Now
The statistics tell a compelling story. According to a recent McKinsey study, women will control $30 trillion in financial assets by 2030. Yet, many women still face unique challenges in building and maintaining wealth. The Boston Consulting Group reports that 62% of women feel their financial advisor doesn't understand them or their objectives.
This is where my expertise, combined with Hilary's revolutionary approach, can make a profound difference in your journey to financial empowerment.
Understanding the Relaunch Revolution
READ MORE: https://lynnekitchen.com/the-relaunch-revolution/
Why It Matters
When women take charge of their finances, the impact is profound. Studies show that women reinvest 90% of their income back into their families and communities, compared to just 35% for men. By embracing the Relaunch Revolution, you’re not only creating wealth for yourself but contributing to a larger movement of empowerment and positive change.
Ready to begin your transformation?
Join this revolution in wealth creation today. Let us help you create a personalized roadmap to wealth that aligns with your values and aspirations.
Whether you're planning a career transition, building a business, or seeking deeper financial fulfillment, Hilary and I are here to guide you with expertise, practical tools, and proven strategies.
Hilary is offering a special introductory code for 50% off her most popular classes:
Visit: therelaunch.com https://go.therelaunchco.com/bib-order
Use code: relaunch50 to join Hilary’s next masterclass.
Remember, wealth isn't just about money - it's about creating a life of purpose, impact, and fulfillment. Let's start your journey today
Visit: LynneKitchen.com/billionaire https://vxrworks.click/tjb and join Lynn’s Free Master Class
Lynn Kitchen is an investment strategist and financial advocate with over three decades of experience in helping women create sustainable wealth.
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Your Next Steps
As your financial advocate, I want you to feel confident about your investments in this exciting market. Here's what you can do right now:
- Schedule a consultation with me to review your current investments
- Let's discuss how these market changes might affect your financial goals
- Together, we'll create a plan that takes advantage of these opportunities while protecting your wealth
Remember, this remarkable market rally isn't just about making quick gains – it's about building lasting wealth through smart, strategic investments. I'm here to help you every step of the way.
Want to learn more about how we can make these market opportunities work for you? Reach out to me today. Let's work together to make your financial future as bright as possible.
Your dedicated financial advocate,
Lynn Kitchen
P.S. The markets wait for no one! Schedule your consultation today, and let's make sure your portfolio is positioned for success in this dynamic environment.
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Building Wealth Through Strategic Team Building, with Lynn Kitchen and Kelly Roach. Money Talks EP 134.
I'm thrilled to share some game-changing insights from my recent conversation with the incredible Kelly Roach on "Woman Building Wealth." Drawing from Kelly's extensive experience and her acclaimed audiobook Bigger Than You, this episode sheds light on the importance of adaptability and high-quality leadership in navigating economic challenges. As your financial advocate, I'm always looking for ways to help you create lasting wealth and success. Today, I want to talk about something that could transform your financial future: the power of leadership and strategic team building.
Why This Matters to You Right Now
Let me share some eye-opening statistics that show why this conversation is so crucial for your financial journey:
Businesses with strong leadership and effective teams are 21% more profitable than their competitors (Gallup, 2023).
McKinsey & Company reports that companies with diverse and well-managed teams are 35% more likely to have financial returns above their industry mean.
The Society for Human Resource Management (SHRM) found that replacing a single employee can cost up to 200% of their annual salary – making strong team building not just about growth, but about protecting your wealth too.
How Kelly and I Can Help You Break Through
Between Kelly's extensive experience in building multimillion-dollar businesses and my years as a financial advocate, we've developed strategies that work in the real world.
Kelly's acclaimed audiobook, "Bigger Than You," isn't just another business book – it's a practical blueprint for success. In this podcast, we are offering you something unique: actionable strategies backed by decades of real-world experience.
The Six Pillars of Success
I'm excited to share Kelly's revolutionary six-pillar approach that has helped countless entrepreneurs build sustainable wealth:
- Accountability: How to create systems that keep you and your team on track without micromanaging.
- Coaching: How to develop your team's skills effectively (companies that invest in comprehensive training enjoy 24% higher profit margins - Association for Talent Development).
- Training: Implement training programs that actually stick.
- Feedback: Master the art of constructive feedback that motivates rather than discourages.
- Career Development: Create growth opportunities that keep top talent engaged.
- Structure: Build frameworks that support scalable growth.
Real Solutions for Real Challenges
Here's what makes me particularly passionate about sharing these insights with you. I've seen firsthand how proper guidance can transform struggling businesses into thriving enterprises.
When you implement the structured hiring process Kelly recommends, you'll:
Reduce hiring mistakes by up to 80% (Harvard Business Review study)
Save an average of $14,900 per hire in turnover costs (SHRM)
Increase your team's productivity by up to 30% (Workplace Research Foundation)
Your Path to Financial Growth
What really excites me about sharing Kelly's expertise alongside my financial guidance is that we're not just talking about abstract concepts. We're providing you with:
Read More https://lynnekitchen.com/strategic-team-building/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
As I kicked off this episode of "Woman Building Wealth, Money Talks," I knew I was about to unveil a financial gem that many of my listeners might have overlooked. Today, we're diving into the world of life insurance settlements, and I couldn't be more excited to share this knowledge with you all.
You see, I've always believed that true financial empowerment comes from understanding all the tools at our disposal. And life insurance settlements? They're like the hidden compartment in your financial toolbox that you never knew existed.
As I sat down with my guest, Lisa Rehburg, I could feel the energy of discovery in the air. We started peeling back the layers of this lesser-known financial option, and I was struck by how it could transform a dormant insurance policy into a valuable source of cash flow. It's not every day that you find a way to unlock hidden value in something you've had all along!
Throughout our conversation, Lisa and I explored the nuts and bolts of how these settlements work. But what really got me fired up were the real-world examples we shared. Stories of people who found financial relief through this method reminded me why I do this podcast - to help women uncover pathways to building wealth that they might never have considered.
What became clear as we talked is just how underutilized this option is. I couldn't help but think of all of you out there who might be sitting on this potential goldmine without even realizing it. It's moments like these that remind me why financial education is so crucial.
As we wrapped up the episode, I felt a sense of excitement. We'd just equipped our audience with knowledge that could provide them with much-needed liquidity during crucial times. It's not just about the money - it's about the peace of mind and the opportunities that come with understanding your financial options.
What Are Life Insurance Settlements?
Life insurance settlements, also known as life settlements, are a financial maneuver where a policyholder sells their life insurance policy to a third party for a lump sum cash payment. Much like selling any tangible asset, such as a car, the seller receives immediate cash, while the buyer acquires the right to the policy's death benefit.
Every year, about 2.5 million seniors lapse or surrender their life insurance policies. This means countless individuals are potentially leaving significant amounts of money on the table by not exploring life settlements. Life insurance settlements allow policyholders to capitalize on their policies, providing liquidity when needed the most.
How Do Life Insurance Settlements Work?
Understanding the mechanics of life insurance settlements can demystify this financial option. Here’s a step-by-step breakdown of the process:
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Assessment: The policyholder's life insurance policy is evaluated. Factors such as premiums, death benefit value, and the insured’s health (life expectancy) play a crucial role.
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Market Offerings: Professionals, often known as life settlement brokers, market the policy to potential buyers to secure the highest possible bid.
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Transfer of Ownership: Once a buyer is identified, the ownership of the policy is transferred. The policyholder receives a lump sum cash payment, and the buyer assumes future premium payments and becomes the beneficiary.
Read More...
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Welcome, savvy investors and market aficionados. This is Market Sense for September
Let’s cut to the chase: The Federal Reserve has just dropped a bombshell, hinting at potential interest rate cuts. As someone who’s been in this game for over three decades, I can tell you this isn’t just another policy tweak. These whispers from the Fed are tremors that could trigger an economic earthquake.
But here’s where it gets really interesting. We’re not just dealing with the Fed’s curveball. We’re stepping into September – a month that’s gained notoriety in financial circles for all the wrong reasons. Forget about those lazy, hazy days of summer. September ushers in a time of caution, contemplation, and yes, often trepidation in the markets.
In this 35-minute podcast, I’m going to peel back the layers of September’s infamous reputation. We’ll explore why trading volumes shift, why portfolio managers engage in “window dressing,” and why this month has earned its stripes as predictably volatile and subdued. But don’t worry – I’m not here to regurgitate old wives’ tales. We’re going to look at these historical trends with a critical eye, separating fact from fiction.
But that’s just the beginning. We’ll dive deep into how the Fed’s potential rate reductions could electrify our economy, stabilize volatile markets, and potentially turbocharge your investment portfolio. We’ll dissect why September isn’t just another month, but a critical juncture where companies and savvy investors like you need to recalibrate and strategize for Q4.
And let’s not forget the elephant in the room – we’re navigating a minefield of geopolitical tensions and looming elections that could flip the script overnight. This isn’t just about numbers on a screen; it’s about understanding the forces that shape our financial world.
So, whether you’re a seasoned trader or just dipping your toes into the investment waters, this episode is your blueprint for turning September’s challenges into your Q4 triumphs. We’re about to embark on a no-holds-barred exploration of September’s financial frontier. By the time we’re done, you’ll have the insider knowledge and strategic insights to not just survive this pivotal month, but to thrive in it.
Fasten your seatbelts, folks. It’s time to demystify September and master the art of autumn investing. Please dive in.
Soft Landing and Economic Indicators
Amid the market fluctuations, the current economic indicators suggest a relatively soft landing for the economy. The term “soft landing” refers to a scenario where the economy slows down but avoids a full-blown recession. Recent data points to promising signs.
For instance, inflation appears to be under control, and the anticipated lowering of interest rates could further ease economic pressures. Moreover, unemployment rates remain low, thereby bolstering consumer confidence and spending power. Strong corporate earnings reported in the first and second quarters also support this optimistic outlook.
The stability observed in market reactions reflects a collective sigh of relief, with analysts noting a generally softer economic climate. This tranquil market condition, albeit temporary, offers an opportunity for investors to regroup and strategize for the upcoming months.
Read More https://www.youtube.com/watch?v=VygFPSlGalU
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Health is Wealth: Abundance Through Holistic Business Strategies, Woman Building Wealth, Money Talks with Lynn Kitchen EP 131
Welcome to another empowering episode of "Woman Building Wealth, Money Talks with Lynn Kitchen." Today's episode examines the intersection of health and wealth through holistic business strategies. My guest, Christine Williams, a heart-centered business strategist, joins me to discuss the importance of aligning wellness with entrepreneurial ventures. Christine shares her transformative journey from a corporate executive to a pioneering figure in holistic entrepreneurship. Learn how wellness practitioners can build thriving, value-driven businesses that achieve financial success and enhance personal and community well-being.
They say that health is your first wealth, and abundance is the success that matches your values. The journey towards holistic wealth involves aligning one's health and wellness pursuits with entrepreneurial ventures. This beautiful intersection has the potential to transform lives and build thriving businesses. Today, we'll explore how women in the wellness industry can build abundant businesses through heart-centered strategies and holistic principles.
Understanding Holistic Entrepreneurship
Holistic entrepreneurship is about integrating wellness, financial empowerment, and business strategies. Christine Williams, a heart-centered business strategist, embodies this approach. She has been instrumental in helping service-based women entrepreneurs and coaches transform their businesses into successful six-to-eight-figure enterprises. Christine's journey, shaped by her experiences in the wellness sector, reveals the importance of aligning business practices with personal values to achieve true success.
For Christine, the path to holistic entrepreneurship began over 30 years ago in the wellness world. The challenging transition from corporate life to pursuing a passion-driven holistic business began after she moved to the South and taught yoga as a side passion; she found immense joy and fulfillment. This eventually led her to leave the corporate world and focus on wellness full-time.
Building a holistic business involves more than passion; it requires a strategic approach to integrating various wellness modalities. As Christine expanded her business, she recognized the importance of collaboration instead of competition. By partnering with chiropractors, acupuncturists, and integrative doctors, she created a network that mutually benefited all parties involved.
Links:
Facebook Group: https://www.facebook.com/groups/abundantempoweredfeminineleaders
Website: https://shineabundancenow.com/
Subscribe to the new Soulful Abundance® with Chris's YouTube channel. https://www.youtube.com/channel/UCkREo69sxas8TG3gkda_-7g
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Market Sense Understanding Market Turmoil and Spotting Opportunities. EP 129
This episode of Market Sense looks at "Market Inefficiency." A simultaneous downturn across the global indices does not work in our favor. Hence, we will see this from a calm and understanding point of view instead of panicking. You'll learn about indicators, such as the 200-day moving average and why recoveries can be sources of appealing investments at bargain prices. A Wealth Builders Express membership teaches how to control your fear and greed & learn the attributes of investments that exhibit more resilience in market downturns. I look closer at how to play this ride of money, ups and downs.
Market Volatility: An Inevitable Rollercoaster
It's the first week of August, and the markets have already presented significant volatility. This tumultuous period can feel like sharp knives are falling—a sentiment many investors echoed after the Nasdaq 100 recently plummeted by over 1000 points. The ripple effects have been felt across major indices globally.
This market unrest is not isolated. For example, consider global indices such as Britain's FTSE, the Americas S&P 500, Japan's Nikkei 225 and the FTSE Euro First 300. All have echoed the downtrend, uncovering that when one gets a cold, the others start sneezing. This interconnectedness reflects the synchronized movement of global investor sentiment and perception of the future.
Technical indicators, such as the 200-day moving average, highlight the severity of the ongoing volatility. Markets nearing or surpassing this average emphasize the significant pullbacks in various financial landscapes. This scenario often fosters fear but also sows the seeds of potential opportunities for astute investors.
Although market corrections can invoke fear, they can also signify entry points for long-term wealth builders. Corrections precede an uptrend, whereas recessions do not. However, realizing that markets tend to move in cycles can keep you from making shortsighted investment decisions based on emotions.
Wealth Builders Express Approach
Investment groups like the Wealth Builders Express are invaluable resources, providing collective wisdom and strength. These groups frequently exchange tactics and information that can prepare members for economic storms ahead. For instance, recent sessions have focused on portfolio protection strategies, which can help mitigate risks when volatility strikes.
Effective investing during turbulent times necessitates emotional control. Reframe volatility as a routine market correction rather than a prelude to financial catastrophe. By mastering your emotions, you can maximize earned income and invest wisely for early retirement and fulfilling life goals, instilling a sense of reassurance and confidence in your financial decisions.
The adage "quality, quality, quality" cannot be overstated in turbulent markets. As location is paramount in real estate, investment quality is key in market downturns. Due to their solid fundamentals, high-quality investments typically recover faster and more robustly from market corrections.
Read More https://lynnekitchen.com/market-turmoil/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Women Owning Their Own Million Dollar Identity with Deb Burger, Money Talks Ep 128
I was thrilled to speak at the inaugural Wealth Identity Conference with Deborah Allen-Burger, Owner/Founder of Arch Designs, Inc -Small Business Consultant. I was able to feature my influential work in advancing women’s financial empowerment. With my extensive background as an investment advisor, I have created platforms like Money Talks to educate and enable financial proficiency. We discuss the importance of mentors, the power of community, and practical steps for women to take control of their financial destinies. My emphasis is on continuous learning and financial confidence serves as a beacon for women aiming to achieve financial independence and success.
Breaking Barriers in the Financial Industry
My journey is one of perseverance and breaking barriers. With over 35 years of experience as an investment advisor, I began my career in the early 1980s, stepping into a predominantly male-dominated industry. At that time, female stockbrokers were a rarity, but I stood my ground, showcasing my selling skills and eventually earning a position in major brokerage firms.
Despite the challenges, my ambition led me to establish one of the first female-run brokerage dealerships on the West Coast. By hiring both women and men but with a focus on opening doors for other women, I became a pioneer in the financial landscape. My motivation was simple yet profound: to not just earn money but to deeply understand it.
The Vision Behind Wealth Creation
My approach to wealth creation has always been rooted in vision and belief. When I built and sold my first investment advisory firm, it wasn’t just about accumulating wealth—it was about making a meaningful impact. Having a clear vision and an unshakable belief in one's goals are crucial in navigating the financial markets' ups and downs and economic shifts.
Wealth building, to me, is akin to planting and nurturing seeds. It's a long-term endeavor that demands a consistent and resilient mindset. My experiences in building and selling successful advisory firms stand as a testament to the power of vision and the importance of relationship building in the financial sector.
The Genesis of Money Talks
Money Talks for Women is a financial clinic I created to empower women through financial education. After a successful career, I felt a calling to give back and share my wealth of knowledge. This initiative ensures that women recognize their financial acumen and gain the confidence needed to manage their money effectively.
The clinic offers courses tailored to women at various levels of financial proficiency, from beginners to advanced investors. Creating a safe space where women can freely ask questions without fear of criticism fosters learning and growth, helping them overcome the confidence gap that often hinders their financial decision-making.
Several strategies are crucial for women to enhance their confidence in making investment decisions. Firstly, creating a supportive community where women feel safe to ask questions is paramount. Many hesitate to seek clarification from financial advisors due to a lack of understanding of financial jargon, which hinders their ability to make informed decisions.
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EP 126, Money Talks with Lynn Kitchen
Welcome to this thoughtful episode of the Money Talks with Lynn Kitchen podcast featuring Tammy Cho. In the ever-evolving corporate leadership and entrepreneurship landscape, the quest for success transcends traditional methodologies and embraces a more authentic, energetically aligned approach. The journey of self-discovery and transformation is about achieving external milestones and tapping into one's inner power and potential.
We delve into the world of authentic, energetic leadership and how it offers an empowering shift from conventional leadership approaches. This leadership style emphasizes self-awareness, integrity, and emotional intelligence. Tammy explains how leaders can facilitate a productive and nurturing work environment by connecting deeply with their inner selves, creating organizational success and enhancing individual performance.
Take this profound journey into body analysis as Tammy Cho shares with Lynn the significance of understanding the link between our physical manifestations and inner psychological states. Discover how this tool has the potential to unlock the mystery of subconscious blocks, revealing our character, emotional history, and possible future challenges. By embracing energy alignment, authentic leadership and body analysis, you can transform your personal and professional life and overcome obstacles with ease and grace.
Discovering Authentic Energetic Leadership
“Authentic energetic leadership” represents a paradigm shift from conventional leadership styles. This approach highlights the importance of self-awareness, integrity, and emotional intelligence. By connecting deeply with their inner selves, leaders can harness their true potential, promoting a work environment that is both productive and nurturing. This model not only enhances individual performance but also contributes to the organization's collective success.
Authentic leaders understand that their energy influences their thoughts, emotions, and actions. They prioritize mental, emotional, and physical well-being to maintain high levels of energy and resilience. Moreover, leaders inspire trust and loyalty among their team members by being authentic and fostering a culture of openness, innovation, and collaboration.
The connection between the body and the mind is profound and often underexploited when pursuing personal and professional development. Body analysis is a tool that examines this intricate relationship, offering insights into how physical manifestations can reflect inner psychological states. By understanding our bodies' signals—whether through pain, tension, or other symptoms—we can identify and address the root causes of various issues.
Embracing Energy Alignment for Transformation
Read More: https://lynnekitchen.com/empowering-authentic-leadership/
The link to book a deep dive discovery call is https://pathtotheheart.com/links
Here is the Lead Your Authenticity: Face Analysis Video Series link: https://pathtotheheart.com/faceanalysisseries
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As we reach the mid-year mark, it's crucial to recognize the exceptional financial events that have unfolded in the first six months of 2024. This period has witnessed a record-breaking performance across various asset classes, setting the stage for a unique opportunity for reflection and planning in this Money Talks Podcast.
The major stock indices have not just recorded impressive gains, but they've done so at an accelerated pace. The Standard & Poor's 500 has surged nearly 15%, the Nasdaq has climbed an astounding 18%, and the Russell 2000, representing smaller companies, has seen a tremendous increase of 22%. These figures, typically anticipated over a year, have materialized in just six months, highlighting the rapid pace of growth.
Beyond equities, commodity prices have also experienced significant upticks. Gold prices rose by 13%, and silver matched the Russell 2000's impressive 22% gain. Oil prices have remained firm, contributing to the broader upward trend in commodities.
Interestingly, the currency market has seen the United States dollar appreciate by 14% compared to other major currencies. Meanwhile, treasury bonds have maintained high yields, offering about 5% for one or two-year maturities. However, the real estate index has seen a decline of 5.3%, presenting a contrasting picture amidst the overall market buoyancy.
Given these market dynamics, it's not just crucial, but empowering to assess how your investment portfolio has fared. Understanding the intricacies of what you're invested in, and keeping a pulse on each asset class within your portfolio, is key to making informed decisions moving forward.
Investment Comprehension
Understanding the dynamics of each asset class can provide insights into overall performance. For instance, while equities have generally surged, differing growth rates among large-cap, mid-cap, and small-cap stocks suggest varied risk-return profiles.
Similarly, commodities like gold and silver tend to perform well in inflationary periods or economic uncertainty. Recognizing such patterns enables you to rebalance your portfolio, enhancing your wealth-building strategies.
The unprecedented market growth during the year's first half can be attributed to several key factors.
Let’s explore three primary reasons behind this robust performance.
Anticipation of Lower Interest Rates: One of the main drivers has been the anticipation of lower interest rates. Market sentiment has been buoyed by expectations of rate cuts, which typically lower the cost of borrowing and stimulate economic activity. Periodic announcements hinting at possible interest rate reductions have continually fueled investor optimism.
Corporate Solid Earnings: Robust corporate earnings reports are another factor contributing to the market's strength. Many companies have exceeded earnings expectations, bolstering investor confidence and increasing stock prices. This continuous growth in earnings has played a fundamental role in sustaining the market rally.
Investor Sentiment: Lastly, positive investor sentiment has kept the momentum going. When investors believe in the market's upward trajectory, their collective actions tend to create a self-fulfilling prophecy. The rising tide of optimism has lifted various asset classes, propelling markets to new highs.
Read more...
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Welcome to the “Women Building Wealth from Money Talks for Women “ podcast featuring Juanita Enns. Today's conversation revolves around raising financially competent children. Canadian author and entrepreneur Juanita Enns talks to me about her personal journey and the strategies she used to equip her children with financial knowledge from a young age; she offers precious insights on creating financially savvy kids.
In today's dynamic world, where financial literacy is as crucial as academic education, raising smart money children is gaining ground. My discussion with Canadian author and entrepreneur Juanita Enns shines a spotlight on this essential aspect of parenting. Enns provides invaluable insights into how parents can nurture financially savvy individuals from a young age through her journey and the strategies she employed to educate her children about money. She also showcases her unique take on creating channels for children to earn and learn about money, its value, and the underlying responsibilities through their family-run business.
The Genesis of Financial Literacy for Children
The foundation of financial literacy begins with the family. Drawing from her own life experiences, Juanita Enns illustrates the importance of introducing children to money management through practical means. Operating a business on a remote Canadian island, Enns and her husband created opportunities for their children to earn money by contributing to the family business. This hands-on approach was about earning and learning the value of money, responsibility, and their contributions' impact on the broader business.
Children as young as six or seven were given jobs and paid in tangible coins, offering a clear visual and physical connection to their efforts and earnings. This method underscores the significance of starting financial education early, using real-world experiences to cultivate a deep understanding of money management, work ethic, and the concept of value for work done.
Enns' 10-50-50 Rule for Money Management
One of the innovative approaches to financial literacy highlighted by Enns is the "10-50-50 rule." This simple yet effective rule is a cornerstone for children to manage their earnings effectively. Children learn the importance of balanced financial management by dividing their money into three distinct categories—giving, saving, and spending. The rule encourages children to allocate a portion of their earnings to charitable causes, teaching them empathy and social responsibility. Furthermore, the equal division between savings and spending introduces them to delayed gratification, long-term planning, and the immediate rewards of expenditures.
This concept facilitates financial literacy from a young age and embeds core values such as generosity, responsibility, and the foresight to plan for the future. It equips children with a holistic understanding of money, transcending the mere act of spending to encompass saving, sharing, and investing.
Practical Implementation in Daily Life
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Women Surviving to Thriving after Divorce, EP 124 Money Talks for Women
Welcome to another empowering episode of Money Talks for Women featuring Leah Hadley. Leah & I delve deep into the topic of financial literacy and planning, particularly for women navigating life-changing events like divorce or the loss of a loved one. Gain valuable insights from us on handling the unique challenges women face during emotionally stressful times. Leah is specialized in providing guidance as Certified Divorce Financial Analyst. Together we explore the importance of financial planning during significant life changes and how overcoming financial language barriers can ease that journey.
In today’s world, financial literacy is not just an advantage—it’s a necessity, especially for women navigating life-changing events such as divorce or the loss of a loved one. Understanding the intricacies of financial planning and management can be the key to empowerment and independence for many women facing such challenges. Leah and I review the essential aspects of financial education and planning for women when guided by experts who specialize in supporting women through transitions and empowering them to take control of their financial futures.
The Role of Financial Advisors in Women’s Empowerment
The journey towards financial empowerment for women often begins with the guidance of specialized financial advisors dedicated to understanding the unique challenges women face, especially during emotionally stressful times like divorce. Advisors specializing in this field hold certifications such as Certified Divorce Financial Analysts (CDFAs) and Accredited Financial Counselors (AFCs). These credentials signify their expertise in handling the financial intricacies of divorce and their ability to navigate clients through the complex relationship people have with money during times of transition.
The work of a CDFA, for example, goes beyond mere financial advice. They are equipped to deal with the short-term and long-term implications of financial decisions made during a divorce, including but not limited to the division of assets and understanding tax implications. This specialized knowledge makes them invaluable in ensuring that women do not just survive their divorces financially but thrive afterwards.
Financial planning is often misunderstood as a one-time document or set of recommendations. In reality, it’s a dynamic, ongoing process that involves detailed problem solving, understanding the current financial situation, setting clear goals, and mapping out the most efficient path to reach those goals. For women undergoing significant life changes, this process becomes even more critical. It’s not just about managing assets but about securing a future that aligns with their newly defined needs and aspirations.
Read More: https://lynnekitchen.com/money-talks-ep-124/
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I wanted to share Michelle Stanton's success story, a powerful narrative on the importance of internal transformation and vision in achieving unprecedented outcomes. For many women leaders, the journey to wealth creation and entrepreneurial success is not just about market strategies or financial acumen; it's deeply entwined with personal growth and the ability to envision a future beyond the realm of current possibilities.
Michelle's decision to focus on her inner transformation and to harness the power of envisioning a radically different future for her business and herself underscores a crucial lesson for leaders and entrepreneurs worldwide. The ability to lead effectively, inspire teams, and collaborate towards a unified vision are competencies that transcend the traditional confines of business growth and personal achievement. It speaks to the broader impact of visionary leadership on communities, industries, and global markets.
As Michelle navigated through her entrepreneurial journey, she employed several strategies that other aspiring leaders and entrepreneurs can learn from:
Visioning and Scaffolding: The meticulous detail in Michelle’s visioning process—the sound of her pen signing the deal—is a powerful strategy for materializing goals. It emphasizes the importance of clarity, specificity, and emotional connection to the desired outcome.
Self-Belief and Resilience: Cultivating a solid belief in one's ability to achieve their goals is pivotal. A shift from focusing on external changes to fostering internal growth underlines the significance of resilience and self-belief in overcoming challenges.
Incremental Growth and Learning: Becoming a ‘master negotiator’ illustrates the importance of continuous learning and growth. The commitment to expanding her skills and knowledge, even in areas where she initially felt inadequate, highlights a critical personal and professional development strategy.
Unified Team Vision: By including her team in the visioning process and empowering them through principles of growth and success, Michelle showcased how effective leadership involves elevating those around you and fostering an environment where the collective vision propels everyone forward.
Co-creating with the Universe: The spontaneous opportunity that led to the sale of Michelle’s company exemplifies the concept of co-creation. By aligning her actions with her intentions and staying open to guidance, she cooperated with unseen forces that orchestrated the timing and details of her success.
This transformational journey and leadership style inspire and lay down practical steps for nurturing growth and facilitating fast results in others. Both of our transitions into mentorship roles highlight an emerging paradigm where experienced leaders dedicate themselves to helping others achieve results more rapidly and efficiently.
Mentoring is a dynamic process fostering the growth of both mentor and mentee. The emphasis on rapid results stems from a strategic approach that combines experience, personal transformation and principle-based leadership.
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Understanding Sticky Inflation: EP 122, Money Talks with Lynn Kitchen
Welcome to an exciting installment of the Marker Overview for May 2024 about Sticky inflation. In this episode, I navigate the rough seas of 'sticky inflation' that the investment world has plunged into. Sticky inflation is a term buzzing Wall Street, defining a situation where inflation levels persistently soar without taking a breather. I offer insights into this economic phenomenon, its profound implications for your investment portfolios, and uniquely tailored strategies to shield and bloom your wealth amidst these stormy times.
I shed light on the implications of sticky inflation on the Federal Reserve's interest rates policy, how various asset classes react to it, and how diversification can give your portfolio a robust hilt against significant volatility. Remember, knowledge is power; I aim to keep you updated with the current economic indicators central to your investment plan. I advocate staying informed and engaged, as it empowers a larger audience to create wealth opportunities that resonate with their personal goals—especially women, underlining the need for financial education to achieve success and empowerment within this complex economic landscape.
The persistence of sticky inflation has profound implications for investment portfolios. For one, it influences the Federal Reserve's decisions on interest rates, which investors closely watch for clues on market direction. Historically, the promise of lowering interest rates has been met with a positive reception from the markets, as it typically signals lower borrowing costs and potential economic growth. However, in a sticky inflation scenario, where inflation rates plateau at undesirably high levels—like the current stubborn rate of around 3.6%—the expected economic behaviors and the Federal Reserve's responses might not align with historical precedents.
Equities, for instance, may exhibit volatility as markets react to ongoing economic developments and adjustments in monetary policy. Similarly, the real estate market, already showing signs of weakness, could be further affected as high inflation persists, impacting mortgage rates, buying power and investment attractiveness.
Navigating Investment Strategies Amid Sticky Inflation
In these challenges, empowering yourself with knowledge and strategic planning becomes paramount. Diversification, a cornerstone of sound investment practice, takes on new importance in a sticky inflation environment. By spreading investments across multiple asset classes, including those traditionally seen as hedges against inflation (such as precious metals or real estate investment trusts (REITs)), you can protect your portfolio from significant volatility.
Moreover, I can inform you about economic indicators and central bank policies that will allow you to adjust your investment strategy promptly. This involves keeping a pulse on employment trends, GDP growth data, and inflation forecasts, which collectively offer insights into the economy's direction and the potential impact on various investment vehicles.
The Unchanged Interest Rates: A Double-Edged Sword
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
In this episode, I dissect the driving factors behind the bull market trend for April 2024, including advances in AI technology, favorable monetary policies, and robust corporate earnings. I share insights on how positive investor sentiment and anticipation of favorable interest rate movements are contributing to a continued bull market.
I also guide investors on identifying and capitalizing on 'blue sky' opportunities and the strategic concept of sector rotation. In addition, I give you a snapshot of potential market turbulence, discussing four significant risk factors: Market Valuations, Interest Rate Adjustments, Geopolitical Unrest, and Economic Slowdown. This podcast provides a comprehensive look at both the promising and cautious aspects of the April 2024 investment landscape, enjoining investors to stay informed, proactive, and continuously learning.
Empowered investment decision-making can unlock the door to financial freedom and open up opportunities for achieving dreams that seem out of reach. Understanding how to navigate the investment landscape is the first step toward taking control of one's financial destiny. Recognizing the power of informed decisions is essential to creating sustainable wealth.
Wealth Builders Express: A Fast Track to Financial Mastery
Joining a community of like-minded individuals focused on wealth building can be a transformative experience. Such groups, like the Wealth Builders Express, offer support, education, and the collective wisdom of peers who are equally committed to making sound investment decisions in various economic environments. Women, in particular, can benefit from these communities, as they offer a platform for collaboration and shared learning.
Being part of a “network” focused on wealth creation opens up the possibility of collective mentorship and peer to peer learning, helping individuals understand complex investment concepts and fostering an environment where strategic financial decisions are encouraged. This collaboration empowers members with the confidence and skill to execute investment strategies that align with their personal wealth goals.
The Reasons for a Bull Market: AI, Fed Support, and Strong Earnings
The surging momentum of the bull market, as stated for the April 2024 trends, rests on several pillars of strength: advancements in artificial intelligence (AI), supportive monetary policies from the Federal Reserve, and robust corporate earnings. The first quarter of 2024 has already seen an impressive 11% surge in market indexes attributed in part to these influential factors.
“AI technology” has catalyzed the financial markets, leading to a 25% increase that sets a robust backdrop for investors. “Monetary policy” is another critical factor, with anticipated interest rate cuts projected to continue supporting the upward trajectory of the bull market. “Corporate earnings” further bolster the market's ascendance, suggesting resilience and a potential continuity of positive trends.
Read More... https://lynnekitchen.com/market-momentum/
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Welcome to the March 2024 Marketplace podcast. In this episode I delve into the promising and dynamic world of investment. I review the stimulating current market dynamics, shedding light on the strengths of a variety of markets, including those of stock, bond, gold, Bitcoin, and AI. This is a journey to probe whether the current uptick is merely a fleeting moment of euphoria or a sustainable trend set to define the future portfolios.
In one of the most interesting segments, I also examine the remarkable rise in the Standard & Poor’s 500 index. This rise epitomizes a forward-looking investor sentiment, where the anticipation of positive future events feeds into current stock valuations. Listen as I explore the factors driving this upward movement and the potential impact of anticipated favorable developments, such as potential reductions in interest rates by the Federal Reserve.
The investment landscape is buzzing with activity and optimism as various markets, including the stock, bond, gold, Bitcoin, and AI markets, are demonstrating considerable strength. This uptrend has intrigued many, prompting discussions to understand the forces propelling these markets to new heights. With such a dynamic scenario, investors are keen to identify whether this is a fleeting moment of euphoria or a sustainable trend that could redefine portfolios.
The Importance of Financial Education
Read Post: https://lynnekitchen.com/understanding-current-market-dynamics/
In an economy laden with complexities, financial literacy becomes an indispensable tool. A well-informed investor is the superhero of their own financial narrative, capable of discerning between fleeting trends and substantial opportunities. Educational platforms dedicated to expanding the knowledge of investors are on the rise, giving rise to communities like the Wealth Builders Express, where, particularly, women are empowered to take charge of their personal finance journey.
The insight gained from decades of investment experience which I share within the WBE is invaluable; understanding market dynamics, asset classes, and economic indicators can significantly impact decision-making. As such, fostering a culture of continuous education is pivotal in equipping investors to navigate the ever-evolving investment landscape.
Joining forces with like-minded individuals to explore financial markets can prove to be both empowering and enlightening. Initiatives like the Wealth Builders Express not only provide a safe space for inquiry and learning but also foster a community-driven approach to wealth building. Emphasizing joint learning and dialogue, women can grow their financial acumen and, subsequently, their potential for wealth accumulation.
The journey of financial education is an ongoing process, ever more critical in today's fast-paced investment environment. Remaining engaged with the latest trends, insights, and strategies within the investment community can enhance both personal growth and financial prosperity. As the investment train rolls on, it is clear that the ticket to a more secure financial future for women is an investment in knowledge and education. Join Me!
WBE: https://lynnekitchen.com/wealth-builders-express/
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Read... https://lynnekitchen.com/open-house/
Snippets
Unlocking Financial Success: How to Unlock Financial Success
Wealth Builders Express Open House
Embark on a journey of financial enlightenment with the Wealth Builder Express Open House. This is more than just a podcast; it's an educational course driven by a mission of financial empowerment. You'll hear from Lynn Kitchen as she navigates the intricacies of wealth-building and investment strategies.
Women, in particular, will feel energized and confident as they uncover their potential in the financial landscape. Financial freedom is not a distant dream but a reachable goal, and the Wealth Builders Express aims to guide you towards your financial ambitions. Hop on board, start your journey, and immerse yourself in an unforgettable financial learning experience.
March Forth To Personal Wealth
March 4th symbolizes a day of collective progression—a day to "march forth" together towards financial empowerment. It marks an occasion to embody the spirit of action and begin the journey of taking full control of one's financial future. This day emphasizes the aspiration to live boldly and independently, invest wisely, and embrace the life one wishes to lead.
It's never too late to make significant progress in your financial well-being. It's a matter of starting where you are and understanding that past decisions do not dictate the possibilities of your financial future. March 4th offers a powerful metaphor: it's the day to make a firm decision to move forward—toward a new life that controls every future decision.
The Wealth Builders Express: A New Financial Frontier
The Wealth Builders Express concept is born from the realization that every woman deserves the chance to learn about wealth creation in a supportive and inspiring environment. This program is positioned as a luxury journey—think Orient Express for the financial world—presenting education as an experience filled with rich knowledge and pleasant encounters.
Under expert guidance, the Wealth Builders Express offers women a chance to reinvent their financial strategies. Individuals can gain new perspectives on investment tailored to their values and focused on making informed decisions. Much like any great adventure with knowledgeable guides, this journey promises to be enlightening and transformative.
The program aims to cater to different levels of financial experience, from those who are just starting to invest to the more advanced investors who seek alignment between their portfolios and personal values. The Wealth Builders Express is an expressway to financial clarity, confidence, and control over one's financial destiny—a journey toward financial literacy and independent decision-making.
Embrace the Opportunity, Say Yes to the Possibility
The willingness to learn and control your financial future is a powerful first step. It is an act of affirmation—an acknowledgment that the possibilities of financial dreams are within reach. An atmosphere of learning, enjoyment, community support, and expert guidance sets the stage for a transformative experience that benefits your financial understanding and life.
Cont... https://lynnekitchen.com/open-house/
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Breaking Barriers: A Conversation with a Woman Leading the Way in Empowerment, Money Talks with Lynn Kitchen Ep 117
Attention, fellow podcast enthusiasts! Have I got a treat for you! On this latest episode of the podcast, I had the pleasure of speaking with the remarkable Miriam Ward, a true inspiration in the world of leadership and empowerment. A woman of dynamism, we explore her journey from law to culinary arts, and then the artistic world, encapsulating the essence of our conversation - passion, excellence and self-expression. From the moment we began, you could feel the synergy between us, both navigating the challenging paths of male-dominated fields. Miriam's career as an attorney is nothing short of impressive.
During our conversation, Miriam shared her experiences of being one of the few women in her law class and the trials she faced in a predominantly male working environment. Her unwavering belief in excellence in all aspects of life struck a chord with me. And when she opened up about her venture into the culinary arts as a chef, it was clear that following your passion and bringing the best of yourself to all arenas of life is paramount.
But Miriam's talents don't stop there. She gracefully transitioned into the world of artistry, captivating us with her creative endeavors. Her commitment to empowering others and illuminating the beauty within each individual shines through in her work. Miriam's vision for her upcoming exhibit, Masquerade, explores the masks we wear and the importance of inner awareness and connection. I, for one, cannot wait to witness her genius firsthand.
But wait, there's more! Miriam and I also delved into the often-taboo subject of money. She recognized the need for financial empowerment, particularly for women, and how understanding and managing our financial well-being is vital for personal and business growth. That is how we began working together. We explored the dangers of relying on others for financial decisions and the importance of trusting oneself, making informed choices, and seeking mentorship along the way.
"I used to depend on my ex-husband and other people, but many of them ended up losing us money. It made me realize that I needed to start taking care of myself." Miriam Ward
Watch and listen as we celebrate the fortitude and tenacity of women, inspiring listeners to tap into their unique potential. Combining Miriam’s insights as an Ace Money Manager, this episode will leave you motivated. We celebrate the strength and resilience of women, urging each listener to step into their power and utilize their unique qualities. Miriam's wisdom as an empowered Ace Money Manager will leave you feeling inspired and ready to conquer the world.
Don’t miss this incredible conversation between Miriam Ward and me. Do not forget; that we all are potential Ace Money Managers with the right knowledge. Let’s start this journey towards financial freedom and self-reliance together. I am committed to shedding light on our finances and igniting the spark of empowered financial freedom. Trust me, you won't want to miss a moment of it.
Tune in to our podcast now and be captivated by Miriam Ward's wisdom and vision. And mark your calendars because my upcoming workshop is just around the corner. I can't wait to see you there. Be brave, be your own money manager.
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The Joyful Journey of Self-Discovery and Financial Independence with Lynn Kitchen and Beth McGill season 2 episode 116
Read more: https://lynnekitchen.com/manifestation-financial-freedom/
Are you ready to embark on a journey of manifestation, financial independence, and self-discovery? In this captivating episode, Beth McGill, a passionate advocate of manifesting, set her intentions and introduced me as someone she manifested into her life. Together, we explore the profound connection between manifestation and finding joy within ourselves. My journey of personal growth and rediscovery is intended to inspire you to tap into the power of your imagination and embrace change.
We also dive into finance, empowering women to take control of their financial independence. My financial clinic provides a safe space for women to ask questions, gain knowledge, and make confident investment decisions. Join us on this transformative episode and unlock your potential for manifestation and financial success. Get ready to manifest your dreams and live life to the fullest. Don't miss out on this empowering conversation - listen Here!
The episode takes you further into an impactful discussion on creating joy in all aspects of life, be it finance, establishing a career, or fostering relationships. Beth and I explore the importance of setting intentions and channeling positive energy. We offer insights on how one should focus on creating and embracing joy rather than competing and conforming.
As the episode evolves into the world of finance, I become the guide to navigate these tricky waters. My emphasis on empowering women toward financial independence offers a refreshing perspective that often goes unmentioned. I draw from my personal success to spur my clients into action. I describe my path to becoming a key player in the financial world to inspire other women to break free from societal constructs and embrace financial success.
Among the episode's defining moments is the introduction of the financial clinic - a haven created to quench the thirst of those eager to explore financial management. This clinic fosters a safe, nonjudgmental environment where women can fearlessly ask questions, seek advice, and gradually become confident investors.
Weaving together strands of spirituality, manifestation, and financial independence, this episode serves more than entertainment. It's a tapestry of knowledge, gripping personal experiences, and engaging discussions designed to inspire and inform you. You're not just listening to a podcast episode; you're signing up for a transformation journey that might be the stepping stone to your greater awakening.
So, join us on this voyage of self-discovery and manifestation. Tune in, watch, or listen, and let yourself be inspired by the compelling and passionate dialogue that awaits you. Let's bring your dreams into reality and embark on your journey to becoming a powerful manifester and confident Investor. Listen now because who knows? This might inspire you to set yourself on the path of your dreams.
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Read the post article for more... https://lynnekitchen.com/mars-venus-approach-to-money/Welcome to Money Talks for Women. I'm Lynn Kitchen, and today I am thrilled to have a special edition—an interview with Rich Bernstein, CEO of Mars Venus Coaching International.
Rich will share some of the technology taught by John Gray in "Men Are from Mars and Women Are from Venus." Today we will focus on how men and women differ, how that affects finances and investing, and how they interact in their relationship with money.
Richard Bernstein Bio
Rich is a gender-intelligence expert, trainer, and coach with a wealth of other experience spanning over 25 years. He has owned and managed companies in varied industries, both private as well as publicly traded. Rich has been active in the coaching industry since 2003 and has functioned as a support manager and a global sales director internationally. His background in sales, support, marketing, and business management makes Rich uniquely qualified to help licensees and business owners learn essential strategies for business success. Rich has a full complement of skills and experience in marketing, sales processes, financial models, time management techniques, and team building.
Rich Quote
At Mars Venus, we refer to the understanding the gender differences as Gender Intelligence. When you understand the differences, you can improve all your relationships. Men and Women’s brains are wired differently, which causes many problems in relationships because men have very different types of relationships based on how their brain is wired. And women have different relationships, even intimate relationships. You can take that exact critical thinking and apply it to the relationship they have with money. And I'll give you an example. There's a part of the brain called the corpus callosum. It is the connective tissue between the two hemispheres of the brain. Women have 40% more. Now, I don't know if you know anything about the brain, but even tiny differences make a huge difference in behavior, attitude, and relationships. In a woman's brain, both hemispheres are talking to each other constantly. And that means that women can feel and think simultaneously; both hemispheres are connected. Their relationship with money is related to their relationship with their kids. The exact relationship is with their boss, husband, and friends. That is all connected. In a man, they can only be on the left side or the right side of the brain. Only 1 Hemisphere at a time, so Men have a hard time thinking and feeling simultaneously.
Lynn Quote
Well, when I have been thinking about these differences, and I love that you're saying that the brains are wired differently, even constructed differently, that's something we want to consider very seriously. Most of my clients are women, and I often hear them say they have a great marriage and love their husbands. But the one thing we struggle with as a couple is arguing over money. All of our arguments are about one topic, and that is money. They seem unable to discuss their finances, bills or investing without arguing.
Read the post article for more... https://lynnekitchen.com/mars-venus-approach-to-money/
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How Would Barbie Invest Her Movie Money Now?Read postBarbie has always been a role model for girls around the world. Throughout her lifetime, Barbie has excelled at more than 200 professions, from astronaut to firefighter to rapper…. Barbie has shown that girls can dream big and aspire to be whatever they want to be.
Along the way, Barbie learned early to become SMART by investing her own money.As a fictional hero, we can speculate that Barbie also became an ACE MONEY MANAGER parlaying her earnings into a lifetime fortune, living her biggest dreams, and being listed in Forbes as the world’s most successful woman investor, ever, in league with Warren Buffet!
It wasn’t easy at first. Born in March 1959, Barbie had early successes, however, with such high wardrobe and travel expenses, Barbie had to scrimp and save every extra penny to fill her pink piggy bank.
But one day she made an amazing discovery. She found out about “The Magic of Compound Interest” and learned that by saving just $100 every month at 4% interest starting at age 20, she would have over $150,000 by the time she was 65. She began doing just that faithfully.
Barbie then decided to use her brand’s success story to maximize her investing success too. Starting with the “Rule of 72”, she learned she could DOUBLE her money every 7 years IF she made “Quality” investments with consistent, persistent growth rates of 10% annually.
Understanding Investment BasicsThis is crucial for anyone looking to invest their money. Before investing, it is important to have a clear understanding of the stock market, bonds, mutual funds, and other investment options. It’s also important to learn how to “pay yourself first” by contributing the maximum allowable amounts into retirement vehicles that grow tax-free, like IRA’s, Roth IRA’s, 401K Plans, or other tax-advantaged accounts.
Barbie’s brand success story can provide some insight into investing. Barbie’s parent company, Mattel (MAT) has been selling toys for over 75 years and has had volatile ups and downs. Although Barbie’s success has helped Mattel’s stock rise over the years, the valuation of the company went sideways for nearly 30 years at an adjusted $2 per share until the year 2000 when it reached $45 per share during the “dot-com boom” years.
Barbie’s long-term holding strategy paid off! That was a 2250% gain on Barbie’s original investment of Mattel, however, the stock swiftly collapsed back to $5 before swinging back up to $45 in 2015. Currently selling at $20 per share, Barbie has certainly been on a roller coaster ride in Mattel. Although the worldwide blockbuster hit movie should add significant revenues and profits for Mattel (and for Barbie) this “volatility” led to Barbie’s next big discovery!
Importance of Diversification
Diversification is an important concept in investing. It involves spreading your money across different types of investments, such as stocks, bonds, and real estate. This helps to reduce the volatility and the risk of losing money if one investment performs poorly.
Barbie began to create a diversified portfolio, starting with low-fee index funds, like the Dow 30, the S&P 500, the Nasdaq 100, and others. She... read more
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Attending Lynn Kitchens Money Talks for Women Workshop is Crucial; Season 2 Ep 112 Lynn Kitchen Money Talks Podcast
Attending Lynn Kitchen's Money Talks for Women Workshop can be a transformative experience for women wanting to control their finances and build a secure financial future. The workshop is designed to give women the knowledge, tools, and resources they need to make informed financial decisions, achieve financial independence, and fund their dreams.
Lynn Kitchen is a financial coach, consultant, and leadership expert with over 34 years of experience as an executive financial advisor. She has been "tapped on the shoulder" to share her expertise and help more women gain financial freedom. Her focus is on financial literacy, money empowerment, and the future success of women. The Money Talks for Women Workshop is an extension of her mission to help women maximize their potential and achieve their financial goals.
By attending the Money Talks for Women Workshop, women can better understand their finances, learn how to manage their money effectively and develop a plan to achieve their financial goals. They can also connect with other like-minded women and build a supportive community to help them stay on track and succeed in their personal and professional lives.
Understanding Lynn Kitchen's Money Talks for Women Workshop
Lynn Kitchen's Money Talks for Women Workshop is a comprehensive financial clinic designed specifically for women wanting to control their finances. The workshop is a three-day online event covering various topics, including budgeting, debt management, investing, and retirement planning.
The Money Talks for Women Workshop is designed for women of all ages and financial backgrounds. Whether you are just starting your career or are nearing retirement, the workshop provides valuable insights and strategies to help you achieve your financial goals.
Overall, Lynn Kitchen's Money Talks for Women Workshop is a valuable resource for women wanting to control their finances and achieve financial independence. With Lynn's expert guidance and practical advice, participants will gain the knowledge and confidence they need to build a secure financial future.
The Importance of Financial Literacy
Financial literacy is the knowledge and skills required to make informed financial decisions. It is essential to personal financial management, budgeting, and investing. With financial literacy, people may be able to manage their finances effectively, leading to financial stress, debt, and other financial difficulties.
Financial literacy is particularly important for women who face unique financial challenges. Women tend to earn less than men, take more time off work to care for children or elderly relatives, and live longer, all of which can affect their financial security. According to a National Financial Educators Council study, women scored lower than men on financial literacy tests, highlighting the need for financial education targeted toward women.
Attending Lynn Kitchens Money Talks for Women Workshop can help women improve their financial literacy and gain the knowledge and skills needed to make informed financial decisions.
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
WHAT'S DEBT GOT TO DO WITH IT? Season 2 Ep. 111 Money Talks with Lynn Kitchen
5 Steps to Deleverage Your Life for 50-year-olds.
Deleveraging and eliminating debt is a crucial financial tool to help 50-somethings achieve their long-term financial goals. It is the process of reducing the debt in an individual's finances. Doing so can improve their financial stability, reduce their risk of defaulting on loans, and increase their credit score. Because if that is a problem that worries you, especially if you're in your 50s and getting ready for retirement within a decade. It would be best if you did something now to heal the debt to Deleverage your life so that you can shift your energy into creating and building long-term wealth.
Understanding Deleveraging is the first step toward successfully implementing this financial tool. It is essential to know the difference between leverage and deleverage. Leverage is the use of borrowed money to invest in assets that have the potential to generate higher returns than the cost of borrowing. On the other hand, deleveraging reduces debt to decrease the risk of default and improve financial stability.
The Importance of Deleveraging in Your 50s cannot be overstated. It is a critical time in an individual's life when they prepare for retirement and need to ensure enough savings to last them a lifetime. By reducing debt and increasing savings, 50-somethings can secure their financial future and enjoy a stress-free retirement.
Key Takeaways
Deleveraging reduces debt to improve financial stability and reduce the risk of defaulting on loans.
Understanding the difference between leverage and deleverage is crucial for successfully implementing this financial tool.
Deleveraging is particularly important for 50-somethings preparing for retirement and needing to secure their financial future.
Understanding Deleveraging/Debt
Debt is a problem because it deflates our confidence. It diverts us from our real wealth goals because we're constantly attending to our debt problems. It takes away from our future savings. And it just plain costs us time and money. If this is a problem that you're facing, you're not alone. Look at this; the United States has a record debt load of 31 trillion. But that's not just the United States; it's a global problem; the global debt crisis is up to 300 trillion, and we can hardly even get our minds around that. Let's bring it home. The United States households reached 17 trillion this year, 2023. They say the average debt per household is about $95,000. Now, some of you may have less than that. But I'm here to help you understand this because many of you have more than that.
Deleveraging can be accomplished in a number of ways, including:
Paying off debt: This involves making extra payments towards outstanding debts, such as credit card balances, loans, and mortgages. By paying off debts faster, individuals can reduce the interest they pay overtime and improve their credit scores.
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Newsflash headlines in the media, women have significantly less saved in their 401 K's than men, and what to do about it? Well, are you surprised? Of course not. We know there's a gender gap when it comes to money. We know because we've been experiencing it. But the real question is, what can we do about it? And the answer is plenty,
I'm a money mentor and an investment consultant passionate about helping women and couples achieve their dreams of financial security and wealth to have the best life possible. But many women and couples have challenges. They're overwhelmed, or at least they tell me they are overwhelmed by markets; they feel inadequate. They experience so much money anxiety; they even have arguments over money. And ultimately, that doom and gloom feeling that it's just too big and maybe even too late. Well, if you think that way, you are in the right place because that's why I teach financial workshops, and money mentoring programs, bringing my expertise from being a professional money manager for over 34 years, owning and operating not one but two investment advisory firms. Along the way, I have helped countless individuals, couples and families transform their lives by creating lasting real wealth. And everyone has the power to do this when they know how.
It's no big surprise to anyone that there is a wealth gap between men and women. It showed up in a recent study published by Bank of America with jarring headlines. Women have significantly saved less in their 401 Ks than men, and what to do about it? Well, of course, that's no big surprise. What is a surprise is just how much less. The study shows that women have saved 50% Less. That's one-half the amount that men have saved. That's big enough to put us on notice, ladies, that we may need to start socking away additional money to prepare for retirement. This Bank of America study was released called the 2023 financial life benefits Impact Report. Bank of America reviewed its retirement plan accounts nationwide. They serve more than 25,000 companies and over 6 million employees. This is a broad-based study.
Read and Watch More in our Blog Post
I invite you to reserve your seat at my next free online money workshop. It's coming to the end of July. But you do need to register and save your seat now because there will only be room for a certain number of people. It's free to you. It's virtual; it's online; simply sign up, put your reservation in now. Don't forget, you can invite your girlfriends and colleagues, send them the link, and invite them to attend with you because it's much more fun to do this with someone else.
Zoom Link to sign up for Free Money Mastery Workshop: https://bit.ly/3PFLUV9
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Personalized Q&A, plus what you learn here helps you make smarter money decisions for a LIFETIME.
Welcome to Money Talks. My name is Lynn Kitchen. And I’m a money mentor and an investment consultant passionate about helping women and couples achieve their dreams for financial security and wealth so they can live the best and happiest life.
Go to read the post.
I believe that inside, every woman is an ace money manager; you don’t realize it yet. You don’t believe in yourself yet. Many women feel overwhelmed when it comes to investments. They think it’s too hard. One of my clients said, “I’m drowning in data and information overload, and it makes me so scared, I can’t even move.” If you feel that way, you are in the right place because that’s why I am teaching financial workshops for money mentoring programs, bringing my expertise from being a professional money manager for over 34 years and managing not one but two investment advisory firms along the way. I’ve helped countless individuals, couples, and families transform their lives and create lasting legacies By strategically helping them invest correctly. And everyone has the power to do this when they know how.
Today, I’m asking this question, what’s your problem? What’s your problem? What’s the big problem that’s holding you back? Are you feeling dissatisfied with the way that your economic life is going? Well, if you are, you are not alone; I came across a very interesting recent Gallup poll that measures how satisfied or dissatisfied Americans are with how things are going in the United States. And it shows that the United States’ mood of Americans is quite glum. They say that only 18% are feeling satisfied. **Well, that means that there is another 82% of us that are feeling totally unsatisfied.
Next question: what do you think is the most important problem facing this country today?**Here is a chart showing all the Most Important Problems as ranked by a Gallup Poll Survey in May 2023. The first one was chosen as the most important problem facing the United States today was the Government. The second one they claimed was the economy.
See Chart
The top two Important Problems were most interesting to me. Eight out of Ten people are dissatisfied with their life in the United States. And most of them are pointing to the government and the economy. You’re probably wondering and grappling with new things that bother you, like high-interest rates, higher inflation, and recession. It is enough to make people feel they have no control over the situation. But what if it’s a signal and a sign that you feel like you lack control of your own economy?
Gallup poll has been doing surveys since 1979. As professional money managers, these Gallup polls are vital for us because we call them sentiment indicators, which is the sentiment of investors as a whole, and we do pay attention to these.
Economic Ratings Steady at Lower Level Americans’ confidence in the U.S. economy also remains depressed, with Gallup’s Economic Confidence Index essentially unchanged at -43 in May after dropping in April.
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In this episode, Friday Live with Lynn Kitchen "Let's Talk Money" S2 Ep108
Is Real Estate a Good Investment For Women Over 50?
Real estate is a property that comprises land plus the buildings or other structures that rest on it. This can include homes, apartment buildings, commercial properties, and more.
The best investment properties tend to increase in value over time. However, real estate investments don’t always make a profit. It can be challenging and risky to invest in real estate.
Read more on buying a home, renting a home, Investing in Real Estate, and more... https://lynnekitchen.com/investing-in-real-estate-lynn-kitchen/
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In this episode live with Lynn on Fridays "Let's Talk Money"
Money Worries: Do You Have Them?
I experienced firsthand how much women worry about money during my first career as a professional investment advisor.
As part of my “getting to know you” questions, I would often ask new clients what their biggest money fear was. It was always interesting to me that the most common response from women, even those with substantial wealth, was the fear that they would outlive their money.
Not having enough money to sustain a long lifespan was the #1 worry.
Recently, I found a Gallup Survey from 2000 that corroborated this and I think it applies to 2023. It validates the work I am doing at “Money Talks For Women” to support women to become more money savvy.
Women's Most Pressing Concerns
The survey asked American women the following question: "Thinking about your own life -- what is the biggest challenge you personally face in your daily life today?"**
The results show that women have a wide variety of issues that challenge them as they go about their daily lives, but that several -- particularly economic issues and family concerns -- dominate. Additionally, these concerns vary significantly, particularly by age and life situation.
The Top Seven Concerns Are:
- Money: 26% of women are faced most directly by economic concerns today, including such things as the cost of living, meeting financial needs, and high taxes
- Family: 22% of women's most pressing concern is their family
- Health: 15% of women's most pressing daily concern is their health
- Time and Stress: 14% of women are most concerned about stress, managing their time, getting things done, and balancing their lives
- Job and Career: 8% of women are most concerned about their job and career
- Education: 7% of women are most concerned about education and schooling -- both for themselves and their children
- Equality and Equal Rights: 4% of women are most concerned about equality, equal opportunity and discrimination.
Perhaps not surprisingly, the family is of greatest concern to women with children, while stress and time management are most likely to be mentioned by women who work outside the home, whether or not they have children.
Concerns over one's job and career are generally equally likely to be mentioned by working women whether or not they have children. Health concerns are most important to women who neither work nor have children, primarily because they tend to be older.
Chart: Most Pressing Personal Concern by Life Situation
More...
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Wealth management for women is essential now more than ever.
https://lynnekitchen.com/wealth-management-for-women/
A growing number of women want and need to take charge of their own finances. They want a successful financial journey for a lifetime of wealth, including saving for retirement, putting their family’s finances in order, or helping children manage their financial futures.
It is common for women to rely on advisors to help them navigate complex wealth issues, which are critical to ensuring their financial futures are well-protected and secure. Yet women need to understand more about finances so they can be less dependent on “experts” and more empowered to think critically.
Historically, there still exist many barriers for women to build and maintain real wealth. Pay differences, career breaks, and a need to work flexibly for childcare can all inhibit their ability to accumulate or preserve assets. Bias in the workplace and lack of advancement opportunities are impediments.
Women also tend to have different needs and priorities when it comes to wealth management and require a different type of service than men. For instance, they often need to define specific objectives and then design an investment portfolio that helps them achieve those goals.
The key to success is educating women about the importance of wealth management and investing so they can make informed decisions that align with their unique circumstances and needs. The best way to start is finding a Money Mentor who not only understands financial planning and wealth management but specifically as it applies to women.
Investing is integral to building wealth, but it’s easy to get overwhelmed by all the available options. By defining your goals and creating a plan that supports them, you can gain the confidence to save and invest for the long term.
To do this, it’s important to have a purpose-driven advisory process that helps you clearly identify your objectives and create a portfolio designed for you.
This allows you to focus on what matters most to you while leaving your financial adviser with the tools they need to deliver advice that is appropriate for you.
What about Longevity?
When it comes to wealth management, longevity is a key consideration. Not only does longevity impact an individual’s current lifestyle, but it also affects how much they’ll be able to save in retirement. Women tend to have a longer life expectancy than men. It is vital that they can enjoy that long life with Financial Freedom.
More... https://lynnekitchen.com/wealth-management-for-women/
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How Do Women Define Financial Freedom?
https://lynnekitchen.com/how-do-women...
The word financial freedom is often used to describe having enough money in the bank to live a lifestyle you desire. For some, that may include a house, vacations and retirement savings. For others, it may be the ability to work when and how you want.
Financial independence is the ability to support oneself without relying on others. The idea of being financially independent can be intimidating for some, but it’s a crucial step for everyone to take.
Women define financial freedom differently, but they all have the same goal in mind: to have the money they need to live the life they want, ideally on their own terms. It’s all about knowing what you own and owing, living below your means, saving and investing and planning for your future goals.
For many, this might mean buying their dream home, sending their children to college or traveling the world. It might also mean paying off debt, saving for retirement and establishing contingency funds in case of emergencies.
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Watch now and enjoy this episode of Lynn’s live weekly podcast “Let’s Talk Money” learn, laugh, ask questions, find out about financial clinics, and more
**In this Episode, Lynn Highlights What the Best Income Generating Investments are.
Details: https://lynnekitchen.com/friday-live-with-lynn-kitchen-lets-talk-money-season-2-episode-104/**
She covers so much, you really want to watch or listen to this episode.
Whether you are planning on building a retirement income or simply looking to supplement your income, you may want to consider investing in one of the following income-generating investments. These investments are proven to generate significant returns.
Dividend stocks
Investing in dividend stocks can be a good way to add extra income to your investment portfolio. They offer a great way to supplement income during recessions or during times of high inflation. It is important to consider companies with a track record of regular dividend hikes.
The best dividend stocks are ones that have been increasing their dividends for decades.
Bonds
Historically, bonds have been a great way to earn income. They offer a reliable, steady income, and they can be a good hedge against volatility in the stock market.
Bonds can also have a risk of default. However, if you invest in high-quality bonds, the risk of default is lessened.
Bonds are also an effective way to diversify your portfolio. They allow you to buy and sell bonds on a daily basis, and you can invest in additional bonds at any time.
REITs
REITs are a great option if you’re interested in investing in real estate for passive income or want to diversify your portfolio. These types of investments are tax-advantaged and have above-average dividend yields. They are also relatively inexpensive to buy, making them a good choice for income investors.
Annuities
Despite all the buzz, annuities are not necessarily the best investment for every investor. Several factors will influence your decision. Your age, risk tolerance and personal investment goals will play a role.
Annuities can provide an attractive addition to a balanced investment portfolio. They provide a guaranteed lifetime income, tax deferral and a death benefit. But there are trade-offs, as well.
link to the blog: https://lynnekitchen.com/10-best-investments/
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Join Lynn Kitchen on Fridays for the “Money Talks” for Women “LIVE” Podcast, “Let’s Talk Money”
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In this episode, Lynn shares some ideas about The Best Investments after 60
Investing after 60 is different than when you were younger. You need to know some key things, such as how to manage high-risk assets, how to take required minimum distributions, and how to rebalance your portfolio throughout your retirement.
Rebalancing your portfolio throughout retirement
Whether you are rebalancing your portfolio throughout retirement or just before retirement, it’s important to keep your investment portfolio aligned with your financial goals. Asset allocation is the process of dividing your portfolio between different asset categories. It can be as simple as buying more shares in stocks than bonds, or it can involve reducing your contribution to an under-weighted asset category. Rebalancing can help you meet your long-term goals while taking emotion out of the investing process. Most investors review their investment allocations at least once a year. Others will revisit their asset allocations more frequently. The optimal frequency of portfolio rebalancing depends on the stage of your life, your investment goals, and your transaction costs
Excerpted from the blog post below: https://lynnekitchen.com/the-best-investments-after-60/
Read more about episode three: https://lynnekitchen.com/friday-live-with-lynn-kitchen-lets-talk-money-season-2-episode-103/
Join us Live:
Let’s get to know each other and grow financially stronger this year! It’s Free and it’s every Friday at 3 pm EST. Use the links below to get the invite to the next “Let’s Talk Money”:
Join the Waitlist at https://lynnekitchen.com/money-talks-clinic-page/ for my next “Money Talks” Financial Clinic in MARCH 2023 Money Mentoring Programs for Women.
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Join Lynn Kitchen on Fridays for the “Money Talks” for Women “LIVE” Podcast, “Let’s Talk Money”
Every Friday at 3 PM EST, let’s connect LIVE and 📞 TALK!
Read more about episode two: https://lynnekitchen.com/friday-live-with-lynn-kitchen-lets-talk-money-season-2-episode-102/
Join us Live:
Let’s get to know each other and grow financially stronger this year! It’s Free and it’s every Friday at 3 pm EST. Use the links below to get the invite to the next “Let’s Talk Money”:
Join the Waitlist at https://lynnekitchen.com/money-talks-clinic-page/ for my next “Money Talks” Financial Clinic in MARCH 2023 Money Mentoring Programs for Women.
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Join Lynn Kitchen on Fridays for Money Talks for Women "LIVE" Podcast, "Let's Talk Money" @3 PM ESTEvery Friday at 3 PM EST, let's connect LIVE and 📞 TALK!
Do you want to earn more, learn more, and build wealth faster in 2023?
We'll talk about money, share stories, and laugh and learn. Ask me your money questions. I'll also discuss a range of Money Topics, including:
The 3 Inflation Mistakes Most Women Make, How to Know What I Need in Retirement; Investing After 60; What are the 10 Best Income Generating Investments? and more!
Let's get to know each other and grow financially stronger this year! It's Free and it's every Friday.
Here are the links:
Facebook Link
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Join the Waitlist for my next "Money Talks" Financial Clinic in MARCH 2023
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Find out more! https://lynnekitchen.com/dec-22-event/
Money Mentoring Programs for Women.
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Money Mentoring Programs for Women.Sign Up Here for My Newsletter and Receive:
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Find out more! https://lynnekitchen.com/dec-22-event/
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Find out more! https://lynnekitchen.com/dec-22-event/
Money Mentoring Programs for Women.
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**I’ve got something special for you.
Welcome, everyone; this is Money Talks for Women.** I am excited to be here because I’ve got something special for you. An invitation for all the women in my life, and hopefully in your life, interested in creating wealth. We are talking about money and more money confidence and more money power. We have had a challenging year in all the money markets this year. Many of you, most of my colleagues and I feel we will be happy when this year is over. We’ve had a pretty good bump up in the markets in the last few weeks. And we are so grateful for that. We all need to get ready for the next new year, 2023. I have something special.
You are invited to join me for the official grand opening of Money Talks for Women online, a five-day free kickoff event. And I’m going to give you all the best of what I got in five days. It’s one hour a day, for five days. This free open house for Money Talks for Women financial clinic will be virtual on Zoom. And you may participate every day.
It’s for an hour a day starting next week:
Wed. Dec 14, 2022, 8 PM to 9 PM EST
Thurs. Dec 15, 2022, 8 PM to 9 PM EST
Fri. Dec 16, 2022, 4 PM to 5 PM EST
Sat. Dec 17, 2022, 4 PM to 5 PM EST
Sun. Dec 18, 2022, 4 PM to 5 PM EST
Register Now!
If you want to learn more about what you need to never feel inadequate, inferior, disregarded, or overwhelmed about your money management and investing ever again, this is where you need to be.
We are going to have some open house prizes. You will be in an environment where you can receive the knowledge and encouragement you need to evolve and grow your money. Do you want to be empowered to create lasting financial security and wealth for yourself? I’m inviting you and all your girlfriends, daughters, mothers and colleagues, and we will move this generation into a new evolution for women. It is time for us to take advantage and get a head start.
First, you will be able to bust your toxic money emotions, and I will help you with that. Let’s eliminate them; let’s leave those toxic money emotions in 2022. Don’t drag them forward into 2023. We’re going to give you a brand-new way of looking at your investments that’s easier than you might have thought in the past. You’re going to be able to grow your knowledge about money and investing. And you’re going to increase your confidence about money. And that’s where I’m excited to bring my expertise of almost 35 years as a professional money manager to you.
The first step is a mindset step. I believe mindset is everything. Mindset comes before we can put anything into motion or interaction. We must have the right mindset. What will it take to have the right mindset to make the kind of money you want to have the financial wellness you want, ladies?
Register Now!
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You know, Gratitude is the attitude of abundance.
And when we talk about money, there's always the place for increased gratitude, am I not correct about that increased gratitude about everything that we already have in life, everything that we already have, that we are grateful for it expands. So let us take a time, let us take this moment, let us take this possibility to take a deep breath. And just become grateful, even more grateful for everything that we do have, because we can start right where we are with what we have. And the realization that we always have more than we think we do is a grateful thought. So, as we move into this time of gratitude, and especially as it relates to money, I invite you all to take this month, the next 30 days, and take a new journal, brand new journal. And every day, spend a moment to journal your thoughts around what you're grateful for. It's called the gratitude journal. When I first did that, it absolutely blew my mind. We can create wealth for ourselves, that we can invest for ourselves that we can make investments that we are 100% responsible for our investments, we are 100% responsible for our own wealth creation. And all these things can be put into a journal, on gratitude and being grateful for all of the abundance.
One of the reasons that I think I feel so strongly about doing exercises like this is because I know that inside every woman is what I call an ace, money manager. In other words, I truly believe you have far more experience managing money than you give yourself credit for, you know, every woman. In my view, this is my belief. Inside every woman is an ace money manager just waiting to be empowered. You just don't realize how much you already do know; I'm convinced that now more than ever, you need to be stronger financially in every way. In fact, I believe it's urgent. Ladies, the financial markets are changing so fast right now. I'm absolutely convinced that you can build through all kinds of disruption that might be going on in the world. It doesn't matter. You have the power; you have the intelligence you can learn. You can begin right where you are. You can begin right here, right now. And we can be grateful for that. You can gain more confidence about your money; you can start to make better money decisions. And you can learn investments simply and quickly. You can learn how to ask better questions about your money and receive real solid health help. And I know that you can begin today and build a solid financial future. Your money past does not at all define your money future.
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Already, there are only eight weeks or so to the end of the year 2022. And not that much time left to plan for the holiday season.
And so I thought I would take this opportunity to pause a moment; I think it's very, very good for women just to pause before the holidays begin. Let's make a conscious effort to pause and create some time for ourselves around our money. And really begin to be a conscious planner. Be conscious about what we're doing to plan for our success going forward for our success, success to end the year well, and also our success in handling the holidays ahead.
Would that be fun for you? I'm hoping that it would.
And we have really had and continuation with the Federal Reserve this last week announcing, indeed, higher interest rates; they raised interest rates by three-quarters of 1% last week, and they announced that that's just the beginning, or at least they're not going to be ending anytime soon, there are hell-bent on making sure that inflation is going to be knocked down. And as you all can, I'm sure, feel it is true, these inflationary prices are extremely worrisome. And with the interest rates moving up, we very much will have the year-end filled with mixed emotions and mixed volatility ahead in terms of both markets.
So it's a rocky time; we're right in this place where planning ahead is probably the very, very best thing that we can do.
Thank you, and welcome to once again Money talks for women, where I really believe that it's time that we open the door and look at what it is that we are doing with our money, how we can do better, and how we can talk more about better ways that we can prosper. And certainly, my idea is to create wealth in the long run for more women.
And that includes you.
Here’s what I believe: INSIDE, EVERY WOMAN IS AN ACE MONEY MANAGER! That’s right! And that means you! JOIN ME HERE TO GET STARTED TOWARD FINANCIAL EMPOWERMENT (Join the waitlist for my next Money Talks Event at Lynnekitchen.com)
Money Mentoring Programs for Women.Sign Up Here for My Newsletter and Receive:
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Nobody likes change, right?
However, it's the one thing we can all count on. Change and taxes. Change is what we base our lives on. If we didn't have change, everything would stay the same. And maybe that's not so good, either. The last time that I was broadcasting the money talks for women, I actually was doing it from the front seat of my car, because I didn't have Wi-Fi in the hotel where my family and I had evacuated in Central Florida, trying to get out of the rages of hurricane IAN. Well, that was several weeks ago; now we're back in our homes, we're back. And you know, coming back to normal normalcy. But certainly, lots of changes have happened in the last several weeks, both in my life and in the markets. But I did want to take an opportunity to share my heartfelt thanks to you for welcoming me back home and being concerned about my welfare. Our prayers continue to go out to those who have lost their homes. And I'm just so grateful to have had a home to come back to and really praying all the time for those who are less fortunate, who have had a very, very difficult time coming back to normalcy. October is really a month to prepare yourselves, ladies, for financial volatility. So this is a time of change, for sure. And indeed, the markets are really at a precipice we had just an inkling of a possibility of a rebound this week in the stock market, as valuations got so low that the buyers started coming back in at least for two days. But the strength of that buyback didn't seem to last, and so we're really flirting right now we're flirting, we're on the precipice of the possibility that more sellers could overtake the markets. And that can happen with just one more piece of negative financial news or information that comes. We were deloused with negative financial news, especially in England. So truth be told, if the markets do come down in the USA for the rest of October and the end of the year, we could be in line for some capitulation.
Here’s what I believe: INSIDE, EVERY WOMAN IS AN ACE MONEY MANAGER! That’s right! And that means you!
JOIN ME HERE TO GET STARTED TOWARD FINANCIAL EMPOWERMENT (Join the waitlist for my next Money Talks Event at Lynnekitchen.com)
Episode #4: Money Talks for Women: Lynn talks about being Prepared for Stormy Weather in your financial future,
I do believe that the year 2022 is up for grabs in terms of perhaps a record making year in especially in financial terms of changes, shifts and alternate plans being needed. So once again, this is Lynn kitchen with money talks for women. I welcome you I'm thankful for you to be here with me today. I certainly do know that many of you have written to me, and thanked me over the last several weeks for the prior times in which we have been introducing to you what to do with your money now that we are in a brand new era of inflation. And are we in a recession and what to do with our money? I welcome you to Money talks for women. This has been such a wonderful opportunity for me to bring to women. My knowledge from my first career in money management, professional money management in which I was a 34 year professional money manager and investment advisor.
This is a time ladies once again, to be extremely and ultra careful. Make sure that your investments are in recession proof areas and make sure that you've got some cash on the sideline ready and willing for you to be able to reinvest later if the markets do come down. But in the meantime, make sure that you have plenty of safety built in with those really high quality dividend paying stocks which will help you to maintain and protect you moving forward for long for long term security. So with that, I'm hoping that I've that I've given you a little bit of of something to think about. This is not a time when people should be looking at
making high risk investments.
Here’s what I believe: INSIDE EVERY WOMAN IS AN ACE MONEY MANAGER! That’s right! And that means you! JOIN ME HERE TO GET STARTED TOWARD FINANCIAL EMPOWERMENT (Join the waitlist for my next Money Talks Event at Lynnekitchen.com)
Money Talks For Women - Episode 3
Two Topics: Your Sovereign Power of the Purse; and Recession Question for the Day: Are We In A Recession Now, and What Does That Mean For My Money
Episode 1 - Money Talks For Women - Power Me Up Radio 24/7 Talk Radio Lynn Kitchen is interviewed by Raven Glover, owner of Power Me Up Radio
When 2 bouts of cancer (stage 4) interrupted my 34-year career as a financial executive and 10 years as a licensed spiritual practitioner, I “attempted” to retire while nursing the question, “Is that all there is?
Thinking time was running out, I urgently sought out and studied with new mentors, thought leaders in the personal development industry including Dr. Wayne Dyer, Les Brown, Michael Beckwith, Bob Proctor, Mary Morrissey, Blaine Bartlett and others. Inspired to explore what else I could dream up, I became a tv producer and produced my BIG DREAM, the national cable tv series, “World’s Greatest Motivators”, now distributed internationally with the intention to foster the “can-do” spirit in us all.
Along the way, I’ve met hundreds of women colleagues who are truly making a real impact in this world, yet I notice a glaring financial gap: they may dream big, but they lack real-world financial know-how to fund their dreams sustainably and create lasting generational wealth. Would you like to be smarter with your money?
Moreover, research shows women put others first, not knowing if or how their retirement will cover their own needs. Their biggest fear is outliving their money.
Is that you?
Money Talks For Women - How More Women Can Fund Their Dreams and Confidently Put Their Dreams First
Lynn Kitchen is a Producer of Positive Media, a Financial Coach Consultant, and a Leadership Expert. Lynn is the Founder and Executive Producer of the World's Greatest Motivators TV Series, The Master Mentor Series, and Co-Producer of Bob Proctor at Carnegie Hall. She is a former owner/Executive of 2 Investment Advisory Firms and has enjoyed a 34-year career as an executive Money Manager. In fact, Lynn was one of the first women to open her own Financial Broker Dealership. Additionally, Lynn is a Licensed Spiritual Practitioner and Life Mastery Consultant.
Lynn Kitchen joins host Denise Griffitts to share how more women can fund their dreams and confidently put their dreams FIRST!
WHY do women notoriously neglect, deflect, and deny their own dreams
Neglect your dreams at your own peril
What dreams need to thrive, and yes, those dreams need MONEY
Inside every woman is an ACE MONEY MANAGER
introducing the new MONEY TALKS for Women Inaugural Mini-Mastermind with Lynn Kitchen.
Here is the LINK to sign up for more information on when the following MONEY TALKS will be held: https://lynnekitchen.com
Talk about money issues; gain confidence and learn more about investments and markets; make smarter money decisions to build long-term financial freedom. Lynn believes, "Inside Every Woman is an ACE Money Manager". Join Lynn for a lively introduction to her MONEY TALK FOR WOMEN inaugural program.