Retire Once Show: Recent Episodes
Johnathan Rankin
The Retire Once Show is a retirement podcast designed to help simplify retirement so that you can retire with confidence. Running out of money in retirement is one of the biggest fears that retirees have. That is why our goal is to help you not just get to retirement, but most importantly, stay retired.
Join your hosts, Johnathan R. Rankin CRPC® CEPA®, founder and CEO of Theorem Wealth Management, and Melissa Rankin, Wealth Management Advisor with Theorem Wealth Management
Each week, they will cover retirement topics to help you prepare for retirement if you are not retired or help you improve your retirement if you are already retired.
They will cover topics such as Social Security, advanced tax planning, IRA's, 401(k)'s, retirement income strategies, investing strategies, stocks and bonds, and ways to help you gain confidence in your retirement plan.
Every episode will give you the tools you need to get to retirement and most importantly stay retired. Our goal is to make sure you only have to "retire once" and that work after retirement is optional and not mandatory. Learn more and grab FREE retirement resources by going to www.retireonceshow.com.
Welcome to Retirement Intel. A weekly show where we discuss the latest topics in the world of retirement planning. [START PLANNING TODAY] https://www.theoremwm.com/start-hereThis weekly show airs every Tuesday at 4 p.m. Central Time, where we dive into the latest trends, insights, and strategies for your retirement planning. In today's episode, we cover a range of topics including:- The Chart of The Week- Retirement Savings Rule Changes To Know- The U.S. Debt and How It Impacts You- Smartphone Tips to Simplify Your LifeJoin us as we navigate through these critical subjects and provide you with the knowledge you need for a secure and prosperous retirement. If you have any questions or topics you'd like us to cover, drop us a note at retire@theoremwm.com or join us live next week!Our mission here at Theorem Wealth is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO- Theorem Wealth Management😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/🌐[HOMEPAGE] https://www.theoremwm.com/1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show#TheoremWealthManagement #RetireOnce #RetirementPodcast #PodcastDisclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Welcome to Retirement Intel. A weekly show where we discuss the latest topics in the world of retirement planning. [START PLANNING TODAY] https://www.theoremwm.com/start-hereWelcome to our first-ever live broadcast of "Retirement Intel" with your host, Johnathan Rankin! This weekly show airs every Tuesday at 4 p.m. Central Time, where we dive into the latest trends, insights, and strategies for your retirement planning. In today's episode, we cover a range of topics including:- Market volatility and its impact on big tech stocks.- An interesting chart by Richard Bernstein Advisors on stock performance.- A breakdown of a recent article discussing the misconceptions around Social Security and its future.- Updates on the IRS's Secure 2.0 Act and new rules for 401k and IRA withdrawals.- Common mistakes in rolling over 401k to IRA and how to avoid them.- Six essential things to consider purchasing before retirement, according to a Forbes article.- The latest list of the best and worst states to retire in, and what factors are considered.Join us as we navigate through these critical subjects and provide you with the knowledge you need for a secure and prosperous retirement. If you have any questions or topics you'd like us to cover, drop us a note at retire@theoremwm.com or join us live next week!Articles discussed -https://www.barrons.com/articles/social-security-run-out-benefit-cuts-490e769ahttps://www.wsj.com/personal-finance/retirement/using-your-retirement-account-as-an-emergency-atm-just-got-easier-2ab939bahttps://www.wsj.com/personal-finance/retirement/the-401-k-rollover-mistake-that-costs-retirement-savers-billions-c7a19dfahttps://www.forbes.com/sites/nancyanderson/2024/07/24/6-things-to-pay-for-when-you-are-nearing-retirement/https://www.newsweek.com/best-worst-states-retirement-delaware-bankrate-1928830Our mission here at Theorem Wealth is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO- Theorem Wealth Management😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/🌐[HOMEPAGE] https://www.theoremwm.com/1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show#TheoremWealthManagement #RetireOnce #RetirementPodcast #PodcastDisclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin, the mental challenges that come with retirement. Most people think that planning for retirement is all about the financial aspects that come with retirement. Whether that is how much should you save for retirement, how much you should spend in retirement or how to invest for retirement. What most retirees find is that there is so much more to retirement than money. Planning for the parts of retirement that can create mental stress is equally as important.
Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team.
See if you are on track to retire https://www.theoremwm.com/start-here
Read the articles discussed.
https://www.morningstar.com/personal-finance/20-ira-mistakes-avoid
https://www.advisorperspectives.com/articles/2023/08/07/insurance-stock-allocation-challenges-retirement-swedore
Retirement #Investing #FinancialPlanning #RetireOneShow
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth.
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss a recent article from Morningstar that covers 20 IRA mistakes that investors make. We also discuss a recent article in Advisor Perspectives that talks about 7 of the biggest challenges facing individual retirement plans today. If you are planning on retiring soon, you will not want to miss this one.
Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team.
See if you are on track to retire https://www.theoremwm.com/start-here
Read the articles discussed.
https://www.morningstar.com/personal-finance/20-ira-mistakes-avoid
https://www.advisorperspectives.com/articles/2023/08/07/insurance-stock-allocation-challenges-retirement-swedore
Retirement #Investing #FinancialPlanning #RetireOneShow
Our mission here at Theorem Wealth Management is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth.
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss a big change that might be coming to 401(k) plans. Starting January 1st, there may be a new rule that removes a tax benefit for retirement savers over 50 years old. We're talking about catch-up contributions and some upcoming changes that may impact them. We also spend time discussing how much people need to have saved in order to retire comfortably and what it takes to become financially secure.
Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement
See if you are on track to retire https://www.theoremwm.com/start-here
Our mission here at Theorem Wealth Management is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth.
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast #Retirement #Investing #FinancialPlanning #RetireOneShow
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
9 Things Every Retiree Needs To Plan For Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement Welcome back to another episode of The Retire One Show! On this episode, we discuss a recent study by Charles Schwab that uncovers a very interesting wealth paradox. We discuss what it takes to feel wealthy in America. We also break down a recent article “Investing Road Map for Retirees” by Christine Benz of Morningstar. We discuss everything from withdrawal rates to Roth conversions and back-door Roth IRAs. If you are planning for retirement, this is an episode you will not want to miss.
Timestamps 00:00 Intro 3:00 – America’s Wealth Paradox 7:20 – Investing Road Map for Retirees 11:29 – Projecting Your Retirement Expenses 13:46 – Maximizing Your Guaranteed Lifetime Income 15:42 – Creating A Guaranteed Lifetime Retirement Income 22:30 – Working In Retirement 26:11 – Creating a Retirement Safety Net 29:00 – The 4% Rule and Withdrawal Flexibility 30:58 – Taxes In Retirement 32:01 – Roth Conversions 33:07 – Backdoor Roth IRA 36:53 – Investing in Retirement 38:30 – Estate Planning Read the articles: https://www.morningstar.com/retirement/an-investing-road-map-retireeshttps://rethinking65.com/2023/07/10/backdoor-roths-are-powerful-if-done-right/
Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team.
Retirement #Investing #FinancialPlanning #RetireOneShow
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Retirement Success Comes Down To This? Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss a recent article that explains how the only thing that determines a person's standard of living in retirement is the performance of the stock and bond markets. Is that really the case?
We also discuss a recent article in the Wall Street Journal, where a newly retired couple shares their thoughts on maintaining separate spaces in their home. Studies have shown that couples who spend all of their time together in retirement are not as fulfilled as those who don’t.
Read the articles: https://www.marketwatch.com/story/your-standard-of-living-in-retirement-is-largely-determined-by-this-surprising-thing-ca4a8851
https://www.wsj.com/articles/retirement-advice-spouses-cave-c3254247
Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team.
Retirement #Investing #FinancialPlanning #RetireOneShow
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement
See if you are on track to retire https://www.theoremwm.com/start-here
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth.
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Is This Really The Worst Retirement Investment?
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss whether or not annuities are a bad investment. With June being National Annuity Awareness Month, we dive into the important aspects of annuities. We discuss the good, the bad, and everything in between so that you can make an informed decision about your retirement. We discuss when annuities make sense and when they don’t. Most importantly, we discuss the things you need to know before your purchase an annuity. Please know that we are not recommending that anybody watching or listening to this episode go out and buy an annuity. We DO NOT provide investment recommendations online. Our goal is to help you make an informed decision when it comes to your retirement. Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team.
Retirement #Investing #FinancialPlanning #RetireOneShow
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss whether or not you should be maxing out your 401(k). A recent article “Is It a Good Idea to Max Out 401(k)” discussed several reasons why a retirement saver should not max out their 401(k). In this episode, we discuss how much you should contribute to your retirement and how to know if you are on track to your retirement goals.
Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team.
Retirement #Investing #FinancialPlanning #RetireOneShow
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement
See if you are on track to retire https://www.theoremwm.com/start-here
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin, bring you insights from real clients about their retirement journeys. In this episode, we discuss common retirement regrets. We also talk about the book by Bonnie Ware “The Top Five Regrets of the Dying – A Life Transformed by the Dearly Departing”. Retirement is meant to be an exciting and fulfilling time of life. We hope this episode helps you plan in ways that are beyond the money. Have you experienced any regrets in retirement? Share your story by sending us an email Retire@theoremwm.com
Retirement #Investing #FinancialPlanning #RetireOneShow
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin, bring you insights from real clients about their retirement journeys. In this episode, we discuss the top things our clients wish they knew before they retired. Some key takeaways include:
Be More Aggressive Early On: Many clients expressed they wished they had been more aggressive in their investment strategies early on in their careers. It's crucial to understand that the longer your investment horizon, the more likely you are to see positive returns. However, this doesn't mean recklessly investing in risky assets. Rather, it's about creating a balanced portfolio that aligns with your risk tolerance and the purpose of your money.
Diversify Your Savings: A common regret was having all their money in retirement accounts, which led to significant tax implications during withdrawal. Diversifying your savings across different account types can help mitigate this issue. If you missed it, we covered where to save and what type of account to use in Episode 37 that you can watch here https://youtu.be/RRLtixfgCNg
Plan for Unexpected Costs: Unforeseen expenses can be a major setback in retirement. Whether it's home repairs, healthcare costs, or helping family members, it's essential to anticipate and plan for these contingencies as much as possible. According to a study, one in three people experienced retirement surprises that depleted 25% of their assets.
Retirement Can Be Boring: Lastly, some clients were surprised by how uneventful retirement could be. It's essential to have a plan for how you'll spend your time and keep yourself engaged once you've stopped working. Thanks for joining us, and we look forward to bringing you more insights on your retirement journey in future episodes!
Retirement #Investing #FinancialPlanning #RetireOneShow
Please note that this description might not cover all the points discussed in the episode as the tool used for the research had a time limit. You can use the tool again to get more information if needed.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement
See if you are on track to retire https://www.theoremwm.com/start-here
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth.
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement
In this episode of The Retire One show, host Johnathan and Melissa Rankin delve deep into the subject of generational wealth transfer and the importance of talking to your children about money and inheritance. They shed light on an ongoing study, revealing an astounding $84.4 trillion in wealth expected to be transferred by 2045, primarily from the baby boomer generation.
Johnathan and Melissa discuss the potential pitfalls of not having these crucial conversations about inheritance, citing studies that show 90% of family wealth is often lost by the third generation, largely due to a lack of preparedness and financial education. They also address fears that parents may have, like the worry of raising entitled children or children not being ready to handle a substantial amount of money responsibly.
Throughout the episode, they provide valuable tips on how to approach these conversations and the importance of setting expectations to avoid future resentment or surprises. They also stress the importance of introducing your children to your financial team for a smoother transition to wealth.
This episode serves as an important reminder of the necessity to communicate about your wealth and values, especially in light of the imminent, massive generational wealth transfer. For anyone looking for guidance on initiating these conversations, this episode of The Retire One show is a must-listen.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement
See if you are on track to retire https://www.theoremwm.com/start-here
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth.
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Is This Why You’re Not Retirement Ready? Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirementIn today's episode of The Retire One Show, In today's episode of the Retire Once Show, we dive deep into a recent article that discusses 14 reasons why many Americans are not ready for retirement. Join us as we explore the various factors, such as:•Prioritizing short-term savings goals•Not knowing how much is needed for retirement•Assuming catch-up is possible later•Tapping into retirement funds for emergencies•Early 401(k) withdrawals•Lack of employer-paid retirement plans•Misconceptions about retirement savings needs•Relying on Social Security and multiple income streams•Lingering effects of the 2008 financial crisis•Low income and the struggle to save•Not matching employer contributions•Overwhelming student loan debt•Fear of the stock marketBe sure to subscribe to the show and to our weekly retirement newsletter. Articles Discussed in this Episode•https://am.jpmorgan.com/us/en/asset-management/adv/insights/retirement-insights/guide-to-retirement/•https://finance.yahoo.com/news/14-astonishing-reasons-many-americans-150015621.htmIf you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.comSign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirementSee if you are on track to retire https://www.theoremwm.com/start-here- - - - - - - - - - - - - - - - - - -Our mission here at Theorem Wealth Management is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO- Melissa Rankin - Wealth Management Advisor- Theorem Wealth Management🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/🌐[HOMEPAGE] https://www.theoremwm.com/1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show----------------------- POPULAR RETIREMENT VIDEOSHow rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqoAll About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rARetirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #PodcastDisclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Is This The Newest Retirement Crisis? Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirementIn today's episode of The Retire One Show, we delve into the worrying trend of Americans changing their retirement savings habits due to inflation. Numerous studies reveal that a significant number of people in the US have reduced or even halted their retirement savings contributions. With TIAA reporting that 25% of workers cut back on retirement savings and a shocking 50% of US News and World Report survey respondents having paused their contributions in 2022, the future of retirement looks uncertain for many.We also explore the alarming findings from the Senior Citizens League survey, which showed that 26% of people aged 55 and over depleted a retirement account in the first quarter of the year, up from 20% in the third quarter of 2022. Additionally, a staggering 49% of this group spent their emergency savings during the same period.We also discuss concerning statistics and highlight the long-term consequences of pausing retirement savings, such as a 27% reduction in the final retirement pot for a 30-year-old who stops contributing for just five years. With 1 in 3 Americans cashing out their 401(k)s when switching jobs, these trends spell a challenging future for retirement.In this episode, we also discuss the results of a study that examined the 401(k) leakage, revealing that 41% of participants cash out some dollars, with 35% of the total taking the entire amount. Shockingly, even earners with accounts holding at least $100,000 are opting for cash distributions. We'll discuss the distribution rules and explore alternatives to cashing out, ensuring that you're equipped with the knowledge to make the best decisions for your retirement future.Tune in to this must-listen episode of the Retire Once Show and discover the true impact of inflation on retirement savings and learn how to better navigate these uncertain times.If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.comSign Up for Our Weekly Retirement Newsletter - https://mailchi.mp/theoremwm.com/weeklyretirementSee if you are on track to retire https://www.theoremwm.com/start-here- - - - - - - - - - - - - - - - - - -Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO- Melissa Rankin - Wealth Management Advisor- Theorem Wealth Management🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/🌐[HOMEPAGE] https://www.theoremwm.com/1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show----------------------- POPULAR RETIREMENT VIDEOSHow rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqoAll About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rARetirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #PodcastDisclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
The Average Retirement Age Is?
Sign Up for Our Weekly Retirement Newsletter: http://eepurl.com/gGenQr
In today's episode of The Retire One Show, we dive into the findings from Gallup that show people are retiring later than ever before. In the past three decades, the average reported retirement age among American workers has increased from 57 to 61, with nonretirees' target retirement age rising from 60 in 1995 to 66 today. In this video, we'll explore the reasons behind this shift, including changes in Social Security benefits, longer life expectancies, and a transition to a service and information-based economy that allows for working into older age.
We'll examine how these factors are contributing to the gap between expected and actual retirement ages, as well as the trend of fewer Americans aged 55 to 74 being retired compared to the start of the 21st century. We'll also discuss how household income may play a role in this shift towards later retirement, although the extent of its impact remains unclear.
Join us as we delve into the complexities of retirement decisions and how the landscape has evolved over time.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Sign Up for Our Weekly Retirement Newsletter - http://eepurl.com/gGenQr
See if you are on track to retire https://www.theoremwm.com/start-here
Our mission here at Theorem Wealth Management is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth.
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Sign Up for Our Weekly Retirement Newsletter: http://eepurl.com/gGenQr
In today's episode of The Retire One Show, we dive into the concerning state of America's retirement readiness, as well as the growing number of people who are unsure about relying on social security benefits. Join hosts Jonathan and Melissa Rankin as they discuss the findings of recent Fidelity and Allianz Life studies, which highlight how different generations are saving and investing for retirement. They also touch on the potential consequences of saving less and investing more cautiously, and the importance of having a diverse retirement strategy. Don't miss this insightful discussion to learn more about preparing for a secure retirement!
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Download Our Retirement Toolkit: https://www.theoremwm.com/retirement-toolkit-download
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth.
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Looking to retire soon or already retired and want to make sure you're on the right track financially? On this episode of the Retire Once Show, Johnathan and Melissa discuss popular retirement advice that you should ignore.
In this episode, we discuss some of the most important retirement planning questions that are on everyone's mind, such as: When should you claim Social Security? Should you take social security at 70? Is it bad to take Social Security Early? Do you have to invest in a Roth IRA? How should you choose your 401k investments? How should you benchmark your portfolio?
With more information out there than ever before, retirement planning can become more complicated than it needs to be. Our mission is to help simplify your retirement planning. That starts with ignoring advice that is not right for you
Chapters:
0:00 – Intro
1:29 – Should you really delay your Social Security until 70?
6:03 – Is a Roth IRA/Roth 401(k) a good idea for you?
9:47 – How should you choose your 401(k) investments?
14:28 – What benchmark should you use to analyze your investment performance?
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth.
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
On this episode of the Retire Once Show, Johnathan and Melissa discuss important tax tips that you need to know before you file your taxes. This episode also covers how different income sources are taxed as well as tax tips for retirees. We cover everything from the fastest way to get your refund to how your Social Security Benefits are taxed.
Chapters:
0:00 – Intro
1:08 – Tax Tips for 2023
3:18 – Taxes by Income Source
3:35 – Taxes on Traditional IRA and 401(k) Withdrawals
5:28 – Taxes on Roth IRA and Roth 401(k) Withdrawals
6:47 – Taxes on Pension Income
7:08 – Taxes on Social Security Benefits
8:08 – Taxes on Life Insurance Proceeds
9:38 – Taxes on Investments
11:17 – Taxes on Dividends
12:06 – Taxes on Interest Accounts
13:09 – Taxes on Home Sales
13:57 – Tax Tips for Retirees
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
On this episode of the Retire Once Show, Johnathan and Melissa discuss 7 Important Retirement Questions To Ask Yourself. Retirement planning is more than asking “how much do I need to retire?”. If you are thinking about retiring or retiring, it is important that you are always checking in on your retirement success. To maximize your retirement, we believe it is important to ask yourself these 7 questions.
1 – What does retirement success mean to you?
2 – What part of retirement planning causes you stress?
3 – How will you handle stock market volatility?
4 – How will you pay for medical costs?
5 – What will be your plan to review your retirement plan, investments, and spending?
6 – Who is there to help you if you can no longer manage your own finances?
7 – What will you do to stay busy?
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
On this episode of the Retire Once Show, Johnathan is joined by Joanna Horton, the COO of mForce Capital. As a financial advisor, Joanna has helped clients work through the passing of a spouse, but when it happened to her, it brought with it a completely different perspective. In this interview, Joanna shares her experience of when her husband Jeff suddenly passed away. She also shares advice on what she wished she knew before it happened. Joanna also shares 6 important financial steps to take to make sure you are prepared if something happens to your spouse.
Download the Peace of Mind Checklist www.theoremwm.com
Joanna can be reached at jhorton@mforcecapital.com
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
On this episode of the Retire Once Show, Johnathan and Melissa discuss some of the biggest retirement planning trends. They also discuss the 2023 market outlook as well as their predictions for 2023. With 2022 being one of the worst years in the investment markets, and one of the worst years for the balance 60/40 portfolio, make sure you check out our predictions for the year ahead.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
If you're wondering where to save your money for retirement, this video is for you! We'll discuss the different types of accounts available to you and explain the advantages and disadvantages of each. We also give you a step-by-step guide on what accounts to save in first. In this video, we're going to discuss the differences between Roth and traditional 401ks, and show you which account is best for you. We'll also talk about HSAs, and how they can help you save for your future. We also talk about what accounts you should save in first and where to save after that. We cover everything from an emergency fund, to employee stock purchase plans. Determining where you save can help reduce the taxes you pay. The goal is to have flexibility in your retirement and the type of savings account help give flexibility when you retire.
Download Our Retirement Toolkit: https://www.theoremwm.com/retirement-toolkit-download
or head to www.Retireonceshow.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
On this episode of the Retire Once Show, Johnathan and Melissa discuss the new Secure Act 2.0. This law has over 100 different retirement provisions. There are so many changes that this law impacts and on this episode, we cover the top changes that are coming with the new Secure Act 2.0. With everything from new ages for RMD (required minimum distributions) to an increase coming to catch-up contributions, there are so many things to unpack in this 4100 page law.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
On this episode of the Retire Once Show, Johnathan and Melissa discuss an article from gobankingrates.com, 45 Things Every 50-Something Should Know About Retirement. We discuss whether or not some of these items belong on the list such as a “longevity annuity” or a reverse mortgage.
2022 has been challenging for retirement planning. There has been decade high inflation, a bear market in stocks and bonds, a Fed that is continuing to raise interest rates while the entire market waits for a Fed pivot. There may be more volatility in store for 2023, which is why we also spend time sharing our Top 3 Retirement Tips For 2023.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Check out our main channel for all of our retirement education on YouTube Here!
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT]
👍 [SCHEDULE A CONVERSATION]
😁 [REACH OUT ON FACEBOOK]
➡️ [CONNECT WITH ME ON LINKEDIN]
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
On this episode of the Retire Once Show, Johnathan and Melissa discuss what you should do to plan to care for aging parents. There are over 53 million adult caregivers that are unpaid. No parent wants to be a burden to their children, but as longevity increases with advances in healthcare, your parents may need you to help them out as they age. This is often a surprise for many people and can have a huge impact on your financial goals, your family relationships, and your long-term retirement.
Make sure you use the link below to download our Long-Term Care Planning Checklist
https://www.theoremwm.com/family-long-term-care-plan-checklist
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
🌐[HOMEPAGE] https://www.theoremwm.com/
1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
On this episode of the Retire Once Show, Johnathan and Melissa discuss what you should do before year-end to maximize your wealth. Whether it is year-end retirement planning or year-end tax strategies, there are a number of things you do not want to forget to check off your to-do list.
There are some time-sensitive year-end retirement strategies that will help you maximize your wealth and retirement savings.
Use this link to see if you are on track to your retirement.
https://wealth.emaplan.com/ema/LeadGen/Welcome/35fc8061-43d5-4d43-a3f6-70bf17389865
We will then schedule time to put together your personal comprehensive retirement analysis that includes understanding your risk tolerance and an asset allocation that is personalized to you.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
On this episode of the Retire Once Show, Johnathan and Melissa discuss 2 popular retirement planning trends that died this year. With inflation at decade highs and the current bear market, retirees are having to rethink their investment strategies. Retirement savers can no longer follow general rules of thumb like the 4% rule or basic investment strategies.
Use this link to see if you are on track to your retirement. https://wealth.emaplan.com/ema/LeadGen/Welcome/35fc8061-43d5-4d43-a3f6-70bf17389865
We will then schedule time to put together your personal comprehensive retirement analysis that includes understanding your risk tolerance and an asset allocation that is personalized to you.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
-
Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. retirement podcast
On this episode of the Retire Once Show, Johnathan and Melissa discuss the possible changes that might be coming to retirement plans soon. The Retirement Savings Modernization Act could have one of the biggest impacts on retirement savers.
One of the big changes is that 401(k) plans could eventually invest in speculative investments such as hedge funds, private equity, private debt and even cryptocurrency like Bitcoin. Is this really a good thing?
We also discuss a new study of investors with at least $1 million in retirement savings and the high-net-worth investors are extremely worried about retirement. More than a third of the millionaires surveyed believe it will take a miracle to retire. Why are these investors so worried about retirement? Make sure you stay tuned until the end to find out.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. - Retirement Podcast
On this episode of the Retire Once Show, Johnathan and Melissa answer 2 listener questions. Should you delay your retirement because of the market and inflation? What things should you consider when retirement is right around the corner? Also Many people are worried about the current market and don’t know what to do. We help a listener with 4 tips on surviving a market crash. If you look at your portfolio and don’t know if you are in the right investment strategy for your retirement, make sure you schedule some time for us to go through a detailed retirement analysis for you. If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
TheoremWealthManagement #RetireOnce #RetirementPodcast #retirementplanning #retirement
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
On this episode of the Retire Once Show, Johnathan and Melissa discuss the current housing market. We have gotten a lot of questions from clients about whether or not the housing market will crash as it did in 2008. We discuss the current state of the 2022 housing market and the outlook moving forward. We also discuss how falling house prices might impact your retirement. We also go through a retirement planning exercise to see what happens to a retirement plan if the value of a house drops by 50%.
There are so many concerns about how the housing market will impact the economy and someone’s individual retirement plan. Our goal is to help alleviate those concerns through comprehensive retirement planning.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC. Retirement podcast
On this episode of the Retire Once Show, Johnathan and Melissa discuss the difference between a successful and unsuccessful retirement. They share 3 habits of successful retirees. They also answer a question from a listener who wants to know what to he should payoff prior to retirement. Does it make sense to pay off your house before you retire? Check out this episode to find out.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE YOUR FREE RETIREMENT PLAN] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Retirement Podcast
Music
Song: Can't Get Over
Artist: Ballpoint/Epidemic Sound
On this episode of the Retire Once Show, Johnathan and Melissa discuss the upcoming Midterm election and whether or not it will have an impact on your retirement. Covering everything from what’s at stake in this election and how midterm elections have impacted the economy and the stock market in the past, this is an episode you do not want to miss. Make sure you check out the end of the video where we share what you should do to prepare your retirement portfolio for the upcoming election.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
TheoremWealthManagement #RetireOnce #RetirementPodcast
Retirement Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
On this episode of the Retire Once Show, Johnathan and Melissa discuss the Wallethub rankings for the best and worst cities to retire. Where does your city rank? We also discuss a recent Forbes article – The Hidden Retirement Pitfall: It’s Not The Money and share 3 things retirees should never overlook but often do. The author Carolyn Rosenblatt calls them the 3 Important Components of a True Success Retirement Wallethub Story: https://wallethub.com/edu/best-places-to-retire/6165 2019 Wallethub Rankings https://rlist.io/dataset/rlistinsights/25206972/db-wallethub Forbes Article: https://www.forbes.com/sites/carolynrosenblatt/2022/09/07/the-hidden-retirement-pitfall-its-not-the-money/?sh=1f2ff07e713e
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
- Johnathan Rankin CRPC® CEPA®, Founder & CEO
- Melissa Rankin - Wealth Management Advisor
- Theorem Wealth Management
- Retirement Podcast 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A FREE RETIREMENT ANALYSIS] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Download Our Retirement Toolkit: https://www.theoremwm.com/retirement-toolkit-download
Schedule Your FREE Retirement Assessment Today https://www.theoremwm.com/start-here
On this episode of the Retire Once Show, Johnathan and Melissa discuss the 5 things you should do to make sure you are ready to retire. Many people save for years thinking that retirement may be something they want to do, but when the time comes, how do you know you are really ready to retire? What steps should you take to make sure you are fully prepared.
If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com
Monte Carlo Retirement Successful at 50% - https://www.kitces.com/blog/monte-carlo-retirement-projection-probability-success-adjustment-minimum-odds/
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
TheoremWealthManagement #RetireOnce #RetirementPodcast
Retirement Podcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
On this episode of the Retire Once Show, Johnathan and Melissa discuss how the Inflation Reduction Act can impact your retirement. For many retirees, the Inflation Reduction Act can save them money in retirement. They discuss whether or not the market will be impacted by the new law. They also help answer a question from a listener who is going back to work after retirement and is wondering how her Social Security Benefits will be impacted. Most people don’t realize that you can reverse your Social Security decision, but beware, there are important factors to consider.
If you have questions you would like answered, submit questions to the show at Retire@theoremwm.com or head to www.Retireonceshow.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download
👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here
😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/
➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Schedule Your FREE Retirement Assessment Today
Download Our Retirement Toolkit:
On this episode of the Retire Once Show, Johnathan sits down with Matt Meline CFP®, the Founder and CEO of PrairieFire Wealth Planning and the author of the book Empty Nest Full Pockets – How to emotionally and financially prepare for you and your children’s future. With the rising cost of education, college planning can be very stressful. Many parents focus on the financial aspects of college planning while overlooking the emotional impact they face as parents. Matt shares his journey of becoming an empty nester and his advice on how to best avoid what many parents face empty nest syndrome.
Get your copy of Empty Nest Full Pockets
Access Free College Planning and Empty Nest Resources
Get Your College Pre-Approval
Submit questions to the show at Retire@theoremwm.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
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Melissa Rankin - Wealth Management Advisor
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Theorem Wealth Management, Financial Advisor Dallas Texas
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Retire Once Show - 2022 Retirement Podcast Series
On this episode of the Retire Once Show, Johnathan and Melissa discuss the top 3 things that are impacting people’s decisions around retirement. With so many headlines in the news about everything from inflation to politics, there is so much noise that makes it hard to focus on individual goals. We share the 3 things that have caused clients to rethink their retirement and what you can do to help block out the noise.
Submit questions to the show at Retire@theoremwm.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management
🎁 [ULTIMATE RETIREMENT TOOL KIT]
👍 [SCHEDULE A CONVERSATION]
😁 [REACH OUT ON FACEBOOK]
➡️ [CONNECT WITH ME ON LINKEDIN]
POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans:
All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s:
Retirement During A Recession: Are you Prepared?:
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
This Couple Retired and Did What?? Schedule Your FREE Retirement Assessment Today Download Our Retirement Toolkit: On this episode of the Retire Once Show, Johnathan and Melissa are joined by John and Bev Martin, also known as The Retirement Travelers. John and Bev retired early and decided to downsize their life so they can travel the world. After exploring the lower 48 states in an Airstream, The Retirement Travelers sold everything they owned and set off to explore the world while documenting their journey. John and Bev share their advice on how to retire early and become the ultimate retirement travelers. Follow Their Journey https://retirementtravelers.com/ https://www.youtube.com/c/RetirementTravelers We Sold Everything - https://youtu.be/K_YCRLcHEuA Submit questions to the show at Retire@theoremwm.com - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management
😁 [REACH OUT ON FACEBOOK] ➡️ [CONNECT WITH ME ON LINKEDIN] 🌐[HOMEPAGE]
POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Multiple surveys have shown that many Americans are unprepared for retirement. What should you do if you are getting a late start on retirement savings? Join Johnathan and Melissa on this episode of the Retire Once Show.
Schedule Your FREE Retirement Assessment Today:
Download Our Retirement Toolkit:
2022 Global Benefits Attitudes Survey:
Submit questions to the show at Retire@theoremwm.com
Top IRA Mistakes To Avoid: Schedule Your FREE Retirement Assessment Today
Download Our Retirement Toolkit:
If you are planning for retirement and saving in an IRA, what are some mistakes you should look to avoid so that you can have a successful retirement? In this episode of the Retire Once Show, we discuss mistakes that could end up costing you money in taxes or mistakes that can impact your intended beneficiaries.
Submit questions to the show at Retire@theoremwm.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
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Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management, Financial Advisor Dallas Texas
-
Retire Once Show - 2022 Retirement Podcast Series
😁 [REACH OUT ON FACEBOOK]
➡️ [CONNECT WITH ME ON LINKEDIN]
1️⃣[RETIRE ONCE]
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
The Most Common Retirement Questions: Schedule Your FREE Retirement Assessment Today
Download Our Retirement Toolkit:
How much do I need to retire? Should I retire in a bear market? How will I pay for medical expenses? These are a few of the common questions we get from viewers so today we will answer these questions and a few more.
Submit questions to the show at Retire@theoremwm.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management, Financial Advisor Dallas Texas
-
Retire Once Show - 2022 Retirement Podcast Series
CHAPTERS
0:00 - Introduction
1:46 - How long will my money last?
8:50 - How Much Do I Need To Retire?
9:48 - How Will I Pay For Medical Expenses?
14:59 - Should You Retire In a Bear Market?
17:12 - What Can I Do To Combat Inflation?
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ARTICLES
https://crr.bc.edu/briefs/can-we-predict-boomers-drawdown-behavior-from-earlier-cohorts/
https://corporate.vanguard.com/content/dam/corp/research/pdf/Safeguarding-retirement-in-a-bear-market-US-ISGSRBM_062020_A4_Online.pdf
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Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Most Common Social Security Questions: Schedule Your FREE Retirement Assessment Today
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There are many small nuances to social security; because of this, we get a lot of questions regarding SS. Today we hope to answer some of the more common questions we get, covering topics like spousal benefits, survivor benefits, and if social security will go bankrupt.
Submit questions to the show at Retire@theoremwm.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO
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Melissa Rankin - Wealth Management Advisor
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Theorem Wealth Management, Financial Advisor Dallas Texas
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Retire Once Show - Retirement Podcast
CHAPTERS
0:00 - Introduction
1:13 - Social Security -FAQ
6:50 - Social Security - Spousal Benefits
11:33 - Social Security Survivor Benefits
13:54 - Social Security - Will It Go Bankrupt?
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POPULAR RETIREMENT VIDEOS
Retirement Planning Do's & Don'ts: https://youtu.be/JRzVkSmo0rQ
Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o
Roth Conversions: What are they, and is it right for me?: https://youtu.be/oMGZpoHP_ts
TheoremWealthManagement #RetireOnce #RetirementPodcast
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Retirement Planning For Couples. Schedule Your FREE Retirement Assessment Today Make Retirement Planning Easier Subscribe Now: Download Our Retirement Toolkit: Retirement planning for one person can be complicated, but retirement planning for couples adds complexity. In this episode of the Retire Once Show, we discuss tips for making retirement planning for couples a little easier. From having different retirement goals to different investment philosophies, the one thing that can help is good communication. Working with a professional financial advisor can also help bridge the gap on differences a couple may have when managing their investments and retirement plan.
Submit questions to the show at Retire@theoremwm.com
- Johnathan Rankin CRPC® CEPA®, Founder & CEO
- Melissa Rankin - Wealth Management Advisor
- Theorem Wealth Management, Financial Advisor Dallas Texas
- Retire Once Show - 2022 Retirement Podcast Series ----------------------- CHAPTERS 0:00 - Introduction ----------------------- 😁 [REACH OUT ON FACEBOOK] ➡️ [CONNECT WITH ME ON LINKEDIN] ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: Retirement During A Recession: Are you Prepared?: -----------------------
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Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Music Song: Can't Get Over Artist: Ballpoint/Epidemic Sound
What are the most important Do's & Don'ts of retirement planning? Join hosts Johnathan and Melissa Rankin as they discuss retirement planning topics that you will either want to make sure you are doing or make sure you are avoiding.
Retirement planning can be stressful and that is why it is equally important to know the things that you should do and the things that you shouldn't do. Avoiding retirement mistakes is a must. In this episode of The Retire Once Show, Johnathan and Melissa discuss topics ranging from starting retirement planning early, to avoiding getting sucked into large annuity purchases in down markets.
Head to Retireonceshow.com to submit a question or schedule a free retirement assessment.
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Johnathan Rankin CRPC® CEPA®, Founder & CEO,
-
Melissa Rankin - Wealth Management Advisor
-
Theorem Wealth Management, Financial Advisor Dallas, Texas
-
Retire Once Show - 2022 Retirement Podcast Series
CHAPTERS
0:00 - Introduction
2:28 - Do - Set Goals
4:38 - Don't - Wait to Start Planning
7:03 - Do - Be a Disciplined Investor
10:05 - Don't - Annuities in Down Markets
13:30 - Do - Eliminate Debt
15:04 - Don't - Stop Saving
16:43 - Do - Constantly Update and Stress Test Your Retirement Plan
18:55 - Don't - Think Retirement and Investing is a Steady Process
20:48 - Recap
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POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans:
How a Recession Impacts You:
One Way To Save Taxes In Retirement:
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Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
With stocks down, there are a lot of questions about what you should do in this bear market. It can be scary for investors to lose money, so we want to discuss the strategies that investors can take to get through a bear market. We'll explain how these different investment strategies can be implemented for a bear market, some of their pros and cons, and who each strategy is right for.
We will go in-depth on strategies for investing during a bear market. Tax-loss harvesting is a strategy that could help offset gains or income and help you save on taxes. Rebalancing is a strategy that will help you stay consistent over a long period of time with your asset allocation. Roth conversions might make sense during down markets as you have seen positions in your portfolio fall.
Check out the full episode to learn all about investing strategies for bear markets as well as a few things you do not want to do.
Head to Retireonceshow.com to submit a question to the show or download any of our useful retirement resources.
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Johnathan Rankin CRPC® CEPA®, Founder & CEO,
-
Melissa Rankin - Wealth Management Advisor
Theorem Wealth Management
CHAPTERS
0:00 - Introduction
2:15 - Tax Loss Harvesting
7:16 - Rebalancing Your Portfolio
12:50 - Roth Conversions
14:41 - Bad Bear Market Strategies
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POPULAR RETIREMENT VIDEOS
How rising interest rates affect retirement plans:
How a Recession Impacts You:
One Way To Save Taxes In Retirement:
TheoremWealthManagement #RetireOnce #RetirementPodcast #BearMarket #Investing
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities are offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Music
Song: Can't Get Over
Artist: Ballpoint/Epidemic Sound
Roth accounts are a powerful investment tool that can benefit some people. Whether it is the Roth IRS, Roth 401k, Back Door Roth, or Roth Conversion, these options should be selected based on everyone's own specific financial situation. With so many different Roth Accounts to choose from and all of them having their own small nuances, join Johnathan and Melissa Rankin as they go over 5 Roth Account types and strategies.
Submit questions to the show at Retire@theoremwm.com
-Johnathan Rankin CRPC® CEPA®, Founder & CEO,
- Melissa Rankin - Wealth Management Advisor
Theorem Wealth Management
CHAPTERS
0:00 - Introduction
1:48 - What is a Roth Account?
3:37 - Roth Account vs Traditional Account
8:25 - Roth Conversions
12:46 - Backdoor Roth IRA
16:17 - Mega Backdoor Roth IRA
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Whether you’ve been investing in a 401(k) for decades or you just made your first contribution, there are 3 things you need to know about your 401(k). For years we have gotten 3 common questions that we are going to answer on this episode of the Retire Once Show.
How much should you save in your 401(k)? If your company offers a match, it is important to take advantage of the full match or you are leaving free money on the table. What about after that? Is the 401(k) the best place to save after you reach the company match? We dive into an article written by Nick Maggiulli where he analyzes whether or not you should max out your 401(k).
Is taking out a loan from your 401(k) a good idea? There are times when you might find yourself in a financial bind and need access to money. Whether it is for medical costs or home renovations. Most 401(k) plans offer the ability to take a loan from your 401(k) so you are not faced with the taxes and potential penalty that is accompanied by a cash withdrawal. While a 401(k) loan helps you save on interest because you are paying yourself instead of a bank, that doesn’t mean it is the best financial decision to make.
A recent study shows that there is an estimated 24.3 million 401)k) accounts and $1.35 trillion in assets that have been left behind at old employers. There are a number of options to choose from when handling your old 401(k) accounts. You can leave them where they are at in the old employer’s plan. You can roll the assets into your new employer’s plan. You can roll the assets into an IRA. You can convert the assets to a Roth IRA. Lastly, you can cash out the account where you would pay taxes and a possible penalty. Deciding what to do with your old 401(k) accounts can have a long-term impact on your retirement success and it is an important decision to make.
Submit questions to the show at Retire@theoremwm.com
-Johnathan Rankin CRPC® CEPA®, Founder & CEO,
- Melissa Rankin - Wealth Management Advisor
Theorem Wealth Management
CHAPTERS
00:00 - Intro
2:15 - How Much Should You Contribute To Your 401(k)
9:05 - 401(k) Loans
14:07 - Options For Your Old 401(k) Accounts
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What are the things that can make estate planning a lot easier? That's really what we want to cover today. Things are often overlooked and today we're going to talk about the six things that you could do to make a transition easier. If you have aging parents, and you're the one that's going to act as that personal representative. We're going to share some helpful information covering estate planning and digital wills that we think are important for you to have.
Submit questions to the show at Retire@theoremwm.com
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Johnathan Rankin CRPC® CEPA®, Founder & CEO,
-
Melissa Rankin - Wealth Management Advisor
Theorem Wealth Management
CHAPTERS
00:00 - Introduction
4:24 - Choose Someone You Trust. . . Then Communicate
6:29 - Make A List Of Property
8:23 - Make A List Of All Accounts
12:15 - Make Copies Of Your List
13:30 - Create A Digital Will
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Inheriting an estate can be a very emotional time for many people. Trying to balance the emotions of losing a loved one with the complications of handling an inheritance can make things even harder. In this episode of the Retire Once Show, we sit down with Bo Patrick of Fidelity Estate Services, a full-service estate management company. Bo helps our listeners understand the process of dealing with personal property and real estate during an inheritance. Bo also helps our listeners understand how to value the personal property of an estate by working with a certified appraiser. We also discuss the differences between an estate sale and an estate auction and how to go about choosing the best fit for your inherited estate. Bo shares the secret to attending estate sales and estate auctions as a buyer and how to make the most out of the experience.
Bo shares tips on buying physical gold and silver so that you can feel confident in the process. Make sure you check out the end of the interview where we discuss how to handle inheriting real estate. Inheriting a home can come with many challenges depending on the condition of the home. Bo walks our listeners through 3 options when handling an inheritance that includes real estate.
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Johnathan Rankin CRPC® CEPA®, Founder & CEO,
-
Melissa Rankin - Wealth Management Advisor
Theorem Wealth Management
IMPORTANT LINKS:
Fidelity Estate Services:
Follow Fidelity Estate Services on Facebook:
Schedule Your Free Retirement Assessment:
Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Email the show retire@theoremwm.com Schedule Your Free Retirement Assessment Download Our Retirement Toolkit
How do you know if the retirement goals you set are actually achievable? In this episode, we walk you through the basics to help you determine if the goals you set are achievable in retirement. It is easy to set goals for retirement, but it can be difficult to know if those goals are feasible or if they will eventually catch up to you later in retirement. What we have found is that it is important to focus on your needs goals first. Making sure that your retirement lifestyle can be maintained is key. Once you have confidence that your financial needs can be met, then you can add in your “want” goals. Things like travel or vacation homes or new cars. Adding those “want” goals one by one and stress-testing your retirement plan after each one is added will give you confidence that your retirement lifestyle won’t be impacted by one single event or purchase.
Inflation came in at the highest level in 4 decades. We spend time discussing the impact that inflation is having on retirees. There has been an increase in the number of people who are retired that are being forced back to work inflation has made retirement challenging. What can you do to limit the impact of inflation?
Most people have created a bucket list at some point in their life. Many retirees might create one before retirement to make sure they accomplish as much as they can during their retirement. Does creating a bucket list actually lead to dissatisfaction? What about creating a reverse bucket list? We take time to discuss how you can find satisfaction in retirement by reducing the number of things you want in retirement as opposed to increasing the things you have.
All that and more on this episode of our retirement podcast The Retire Once Show
-Johnathan Rankin CRPC® CEPA®, Founder & CEO,
- Melissa Rankin - Wealth Management Advisor
Theorem Wealth Management
CHAPTERS
00:00 - Introduction
3:04 - Retirement goal setting
11:16 - What most retirees overlook
👉Click Here to Access Show Notes For This Episode
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Retirement is like having five extra Saturdays in your week and while it may be fun to relax for a while, it doesn't take too long till the relaxation can become boring. Today Johnathan and Melissa will talk about how to set goals for retirement to ward off post-retirement boredom. Also, make sure you tune in to the end of the show where they answer a listener's question about what most retirees often overlook.
Email the show retire@theoremwm.com
Schedule a Conversation
Download Our Retirement Toolkit
-Johnathan Rankin CRPC® CEPA®, Founder & CEO,
- Melissa Rankin - Wealth Management Advisor
Theorem Wealth Management
CHAPTERS
00:00 - Introduction
3:04 - Retirement goal setting
11:16 - What most retirees overlook
👉Click Here to Access Show Notes For This Episode
Connect with us
Watch us on Youtube
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Check Out Our Retirement Resources
Interest rates can impact investments and more importantly your retirement. Join Johnathan and Melissa Rankin as they discuss what rising interest rates affect and how to prepare for them. Schedule a Conversation -Johnathan Rankin CRPC® CEPA®, Founder & CEO, - Melissa Rankin Wealth Management Advisor
Theorem Wealth Management
00:00 - Intro
2:14 - Why are interest rates rising?
4:42 - Bond in a rising interest rate environment
8:08 - Stocks & rising interest rates
12:56 - How rising interest rates affect retirement plans
17:09 - 401ks
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A recession is something that affects everyone, and those who are near or in retirement can feel the impact the most. Join Melissa and Johnathan Rankin as they discuss some of the ways a recession can impact those planning for retirement. Schedule a Conversation
-Johnathan Rankin CRPC® CEPA®, Founder & CEO,
- Melissa Rankin Wealth Management Advisor
Theorem Wealth Management
Chapters:
00:00 - Introduction
3:10 - What is a recession?
7:57 - How a recession can impact your career.
14:37 - What a recession means for those close to retirement.
16:53 - Sequence of returns risk 20:08 - How a recession affects retirees.
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When people think of retirement mistakes, they tend to think of financial mistakes that are made, but are all mistakes financial related? On this episode of the Retire Once Show we discuss our Top 5 Retirement Mistakes and what you can do to avoid them. -Johnathan Rankin, CRPC® CEPA®
- Melissa Rankin - Wealth Management Advisor
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With the current events going on globally we are seeing a lot of market volatility and this is scaring some investors. What we want to ask is if all this volatility is a really bad thing or if it could be good for you. Additionally, we'll help explain why volatility like what we're seeing now is normal. -Johnathan Rankin, CRPC® CEPA®
- Melissa Rankin - Wealth Management Advisor
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It seems like there are so many different fees when it comes to investing and retirement. Join Johnathan and Melissa Rankin to talk about 401k fees, mutual fund fees, ETF fees, annuities fees, and more. We also have a fun break covering some of the top things baby boomers think are cool!
Johnathan Rankin, CRPC® CEPA®
Melissa Rankin - Wealth Management Advisor
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There is a lot to consider when planning for retirement, like when to take social security, and how much you need to retire. There are so many questions surrounding Social Security, like if Social Security will go bankrupt or if you can count on Social Security to be there for you. If you wonder whether or not you should include Social Security in your retirement plan you will want to check out this episode. Today we'll be covering those topics and more. Join Melissa & Johnathan Rankin while they discussed these topics and more in this episode of Retire Once. 👉Click Here to Access Show Notes For This Episode Connect with us Watch us on Youtube
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Join hosts Johnathan Rankin and Melissa Rankin as they discuss whether or not you should still invest in a 60/40 portfolio if you are planning for retirement. They will also answer the question, should your home be included in your retirement plan? 👉Click Here to Access Show Notes For This Episode
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Welcome to the Retire Once Show! Episode 01: Show Notes
Hello and welcome to the first episode of the Retire Once Show. This show is hosted by Johnathan Rankin and Melissa Rankin. Johnathan Rankin is the founder and CEO of Theorem Wealth Management. Melissa Rankin is a Wealth Management Advisor with Theorem Wealth Management.
In this episode, Johnathan and Melissa walk listeners through the basic information of the show. They discuss who the show is designed for, the subjects that will be discussed, and how often you can expect a new episode.
Key Points From This Episode:
- This show is designed for people who are either retired or within 10-15 years of retirement.
- This show will cover topics such as Social Security, investments, taxes, insurance, financial planning concepts, retirement planning advice, and more.
- Email us anytime at Retire@theoremwm.com
Connect with us
Watch us on Youtube
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Check Out Our Retirement Resources