The Frugal Spender Podcast: Recent Episodes
Brian Mitchell
On this show, I dig deeper into topics relating to personal finance and money mindset!
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In today's episode, Brian has a conversation with Pete Matthew. Pete is a chartered financial planner, YouTuber, author and creator of Meaningful Money. He is also the MD of Jacksons Wealth Management. His book 'The Meaningful Money Handbook' has helped many people on their journey with their money, including Brian.
Meaningful Money 1 page financial plan template - https://meaningfulmoney.tv/wp-content/uploads/2019/10/One-Page-FP.pdf
To find out more about Pete:
Book - https://www.amazon.co.uk/Meaningful-Money-Handbook-Everything-everything/dp/0857196510
YouTube - https://www.youtube.com/channel/UC39PLqUmy-AKK5HGYYfwFYw
Website - https://meaningfulmoney.tv/
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This episode is Brian's recent appearance on The Money Gains Podcast, hosted by Sammie Ellard-King. They go into some very deep subjects on this episode, including inflation/money printing, the impact of social media on peoples finances and a scarcity mindset.
Be sure to check out Sammie:
Instagram - https://www.instagram.com/upthegainsmoney/
Money Gains Podcast - https://open.spotify.com/show/0J4H8RINrvtG2hoYktpoNO?si=76a977549bf8437e
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Today I have a discussion with Seb Bunney. Seb is the author of "B is for Bitcoin" and "The Hidden Cost of Money" and is the CEO/co-founder of Looking Glass Education, an educational platform dedicated to helping people with money and Bitcoin.
This conversation exceeded my expectations, and I am sure you are going to take something from it.
UK exchange Seb mentions: https://www.coincorner.com/ (No affiliation)
To find out more about Seb:
Website - https://lookingglasseducation.com/
X/Twitter - https://x.com/sebbunney
Book (The hidden cost of money) - https://www.amazon.co.uk/Hidden-Cost-Money-Financial-Forces/dp/1738934101
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Today I have a conversation with Lisa Conway-Hughes (MissLollyMoney). Lisa holds the highest possible qualification as a Chartered financial adviser, and is a Fellow of Personal Finance Society. Lisa has gained so much useful knowledge through her qualifications and working with multiple clients, and I gained a lot from our conversation.
To find out more about Lisa:
Website - https://misslolly.com/
Instagram - https://www.instagram.com/misslollymoney/
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Today I have a conversation with Peter Komolafe. Peter is a best-selling author and multi award-winning financial content creator, TV personality and speaker. His journey from foster care, to a Fortune 100 executive includes overcoming homelessness in his teens and becoming a qualified Financial Adviser and Mortgage Adviser.
For more information on Peter:
Website - https://www.peterkomolafe.com/
Peter's book (The Money Basics) - https://www.amazon.co.uk/Money-Basics-Manage-money-future/dp/0008620350
YouTube - https://www.youtube.com/c/conversationofmoney
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In today's episode I sit down and have a chat with Gabriel Nussbaum. Gabriel has amassed over 1.5 million social media followers, he hosts a radio show called ‘That money show’ and helps other creators grow with a community he has created called ‘The Creator Space’.
I love how Gabriel simplifies the confusing world of personal finance and has some great tips for how to both increase you income, as well as invest for your future.
For more information on Gabriel -
TikTok - https://www.tiktok.com/@gabriel.nussbaum
YouTube - https://www.youtube.com/c/gabrielnussbaum
Instagram - https://www.instagram.com/gabrielinussbaum/
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In today's episode I have a great conversation with Dan Heelan. Dan is an accountant and a business services director at his accountancy firm, Heelan Associates. He is also a YouTuber, and if you have ever searched for a UK accountancy or tax question online, you would definitely have come across his videos. He specialises in helping newer business’ get off the ground and does a fantastic job of distilling very confusing concepts into short, easy to understand videos.
For more information on Dan -
Website - https://www.heelanassociates.co.uk/
YouTube - https://www.youtube.com/c/HeelanAssociates
Instagram - https://www.instagram.com/danheelan/
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In today's episode I speak to Dan Knott (Dan does mortgages) all about mortgages, buying your first home and the how debt affects people's ability to buy a home.
Dan is a mortgage advisor that specialises in helping first time buyers, and with many years of experience in his field, it is safe to say I learned a thing or two- and I think you will too.
For more information on Dan:
Instagram - https://www.instagram.com/dandoesmortgages_
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In today's episode I have a fascinating conversation with Victoria Maskell. I have always been notoriously skeptical of manifestation, and it turns out that was because I didn't know what it actually was. I took so much away from this conversation and I am confident you will too.
Victoria is has a degree in psychology and cognitive neuroscience, she has practiced hypnotherapy and is a Brain Working Recursive Therapy (BWRT) practitioner.
She has worked with people suffering from depression, anxieties, phobias, low self-esteem, weight-related concerns, IBS as well as those lacking in confidence and poor money mindset.
She is also the author of ‘The science of getting rich’ and is a manifestation and money mindset coach.
For more information on Victoria;
Website - https://www.victoriamaskell.com/
Instagram - https://www.instagram.com/victoria.maskell/
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In today's episode I have a great conversation with Anne Lester. Anne has worked on all aspects of retirement for over 28 years and most recently, she spent 20 years as Head of Retirement Solutions for JPMorgan Asset Management. She has a wealth of experience and knowledge around retirement and pensions, amongst many other subjects.
Anne is also a media commentator with coverage from the likes of Bloomberg TV, Barron’s, CNBC, Forbes, Wall Street Journal, and New York Times.
She has recently released her new book to help younger savers find long-term savings success by overcoming their behavioral biases 'Your Best Financial Life: Save Smart Now for the Future You Want'
For more information on Anne;
Website - www.annelester.com
Instagram - www.instagram.com/savesmartwanne
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In today's episode Brian discuss what makes money, money- including what shapes our view of money and an overview of the 5 properties of money;
- durability
- portability
- divisibility
- scarcity
- recognisability.
Further reading on the properties of money;
Michael Saylor and Robert Breedlove on 'What is money' podcast - https://youtu.be/4rvTppy1qLI?si=TJZGA33-Bccd3SRu
Saifedean Ammous - The Fiat Standard book - https://www.amazon.co.uk/Fiat-Standard-Slavery-Alternative-Civilization/dp/1544526474
Investopedia - https://www.investopedia.com/terms/m/money.asp#toc-what-is-money
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In today's episode I have a conversation with Ken Costa. Ken has been a global investment banker for over 40 years and was the Chair of UBS Investment Bank and Lazard International. He is currently chairman of Helios Fairfax, the largest private equity group in Africa.
Ken is an author, known for his titles such as ‘know your why’, ‘god at work’ and his most recent book ‘the 100 trillion dollar wealth transfer’- which is the book I was interested to talk to him about in this episode.
Ken was a wealth of financial experience under his belt and I enjoyed talking to him about the generational divide that exists and how he thinks it is possible to overcome it.
For more information on Ken;
Website - www.kencosta.com
Instagram - www.instagram.com/kenjcosta
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In today's episode, Brian talks about the positive psychological effects of becoming debt free. He briefly goes through his debt-free journey before expanding on the many benefits you could feel yourself.
Make sure you follow on social media;
Instagram - www.instagram.com/frugal_spender
TikTok - www.tiktok.com/@frugal_spender
YouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ
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In today's episode, Brian gives his views on the pursuit of money. What is money? Why do we pursue it? Should we even pursue it?
Make sure you follow on social media;
Instagram - www.instagram.com/frugal_spender
TikTok - www.tiktok.com/@frugal_spender
YouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ
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In today's episode, Brian talks about the important of being financially literate and why absolutely everybody should be working towards this goal.
Make sure you follow on social media;
Instagram - www.instagram.com/frugal_spender
TikTok - www.tiktok.com/@frugal_spender
YouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ
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In today's episode, Brian discusses what can only be described as legal theft... inflation!
Make sure you follow on social media;
Instagram - www.instagram.com/frugal_spender
TikTok - www.tiktok.com/@frugal_spender
YouTube - www.youtube.com/channel/UCPt7diXGH78N3Q2tlkf2MaQ
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In today's episode, Brian takes an honest look of why people don't invest and provides 3 tips to help with the fear of getting started or continuing on your investment journey.
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In today's episode, Brian breaks down his top 3 dangers when using credit cards. Credit cards are the very reason Brian got in to debt, and is also the reason he creates content around money- so it is close to home!
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In today's episode, Brian sits down to talk to Emma (Invest__Em), to discuss long-term investing, the FIRE movement, public sector pay/ pensions, financial literacy and much more.
Emma runs an informative and interested Instagram page that will no doubt teach you a thing or too about personal finance and investing.
Make sure you check her page out - @invest__em
In todays episode, Brian sits down with the CEO of Sprive, Jinesh Vohra. Brian and Jinesh discuss mortgage overpayment, debt, credit cards and the mental aspect of being mortgage free.
Be sure to check out both Jinesh and the Sprive app using the links below;
www.sprive.com
App store - apps.apple.com/gb/app/sprive-mortgage-free-faster/id1504836142
Google Play - https://play.google.com/store/apps/details?id=com.sprive
Jinesh Vohra LinkedIn - https://uk.linkedin.com/in/jinesh-vohra
In todays episode, Brian dives into a topic that he is focusing on a lot right now- change. Change in your personal finances, positive/negative habits and good life changes are all topics in todays mid-week episode!
www.frugalspender.co.uk
In todays episode, Brian sits down with Ryan King to discuss an array of topics around personal finance, from scammers to childhood money memories.
Be sure to check out Ryan below;
Website - https://makingmoneysimple.carrd.co
Instagram - www.instagram.com/makingmoneysimple
TikTok - twitter.com/makingmsimple
In this episode, Brian has a conversation with Sara Williams about debt, credit cards and 'buy now pay later' schemes. Sara is behind the finance blog and Instagram account 'Debt Camel' and has over 20 years helping people with their debt problems. If you are in debt (or even if you aren't) you will get a lot out of this episode.
Be sure to check out Sara below;
Blog - https://debtcamel.co.uk/
Instagram - https://www.instagram.com/debtcamel/
Twitter - https://twitter.com/DebtCamel
In this episode, Brian discusses the negative effects of consuming too much news and information about the world economy, and how that can affect your finances in a very real way. Brian also shares his top 3 tips to help reduce the anxiety this causes, allowing you to focus on your situation first.
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In this episode, Brian discusses what he believes the difference is between 'tight' and being 'frugal'!
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In this episode Brian discusses an important concept in improving your financial mindset, your time horizon. Regardless of where you are on your financial journey, this episode will give you something to think about!
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In this episode, Brian discusses his first year of self-employment. From the ups, the downs, the pros & cons- this episode will give you a raw insight in to what it is actually like being self-employed.
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In this episode, Brian has a discussion with Joshua from the Art of Money Saving about side hustles, self employed life and finding balance between spending and saving.
Check out The Art of Money Saving using the links below;
Podcast - https://open.spotify.com/show/18qEO8gUGSv0PXIp2VAyne
Instagram - https://www.instagram.com/theartofmoneysaving
Twitter - https://twitter.com/artofmoneyuk
In this episode, Brian has a great discussion with money & mindset coach Laura Ann Moore on an array of subjects, from women & money to spiritualism.
Check out Laura Ann Moore using the links below;
Podcast - https://open.spotify.com/show/18qEO8gUGSv0PXIp2VAyne
Instagram - https://www.instagram.com/laura_ann_moore/
TikTok - https://www.tiktok.com/@lauraannmoore
In this episode, Brian has a discussion with Jennifer Kempson (MamaFurFur) about many money topics, including leaving corporate life, growth mindset & a holistic approach to money.
Check out MamaFurFur using the links below;
Website - www.mamafurfur.com
YouTube - https://www.youtube.com/@MamaFurFur
Instagram - https://www.instagram.com/mamafurfur/
In this episode, Brian discusses the three most common reasons people give to not invest. Remember, nothing on this podcast is financial advice- it is education!
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In this episode, guest Timi Merriman-Johnson (Mr MoneyJar) has a discussion with Brian the cost of living crisis, growth mindset, content creation and much more!
www.mrmoneyjar.com
Be sure to follow Mr MoneyJar on his social media platforms;
Instagram - @MrMoneyJar
TikTok - @MrMoneyJar
Twitter - @MrMoneyJar
In this episode, Brian discusses one of the most important aspects of your financial foundations- an emergency fund. Not only is it necessary for your money, but it will help with money anxiety and your day to day life too.
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In this episode, guest Anna Brading of 'Money for Millennials' has a discussion with Brian about financial literacy, TikTok scammers, lack mindset, and much more!
Be sure to follow Anna on her social media;
TikTok - @moneyformillennials
Instagram - @mymoneyformillennials
In this episode, Brian delves into the subject of paying as little tax as possible, legally. Stealth taxes are everywhere around us, so take notes of the tips in this episode!
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In this episode, Brian discussing cost averaging, the method of investing that for the average person, is the best method of building wealth over the long term.
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In this episode, Brian breaks down the most common route to becoming a millionaire into three steps. They may be simple steps, but they aren't easy.
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In todays episode, Brian breaks down what he believes to be the pros & cons of using a credit card in the UK. As getting in to credit card debt was the catalyst for Brian learning about personal finance, he has some unique insights that will hopefully help you on your financial journey.
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In this episode Brian discusses something that he has suffered with all his life, money anxiety. The looming feeling so many people have around their personal finances! This episode is packed with useful tips to improve your relationship with money.
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In this episode, Brian breaks down why it is important to automate your savings & investments to increase the chances of you building wealth over time.
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In this episode, Brian walks you through what investing is, how the stock market works and most importantly- the practical steps to get investing if you are a beginner (or just want to simplify how you invest)
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In this episode, Brian asks the age old question of whether you should overpay your mortgage or not. Brian explores what he believes to be the pros and cons of overpaying.
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This episode is all about creating a 1 page financial plan. Brian breaks down why keeping this as simple as possible will help you align your actions with your goals to achieve financial success.
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In this episode, Brian discusses consistency and talent- and why he believes that being consistency will ALWAYS win that battle when it comes to not only your finances, but most things in life.
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In this episode, Brian provides three tips that will help your mindset around investing during a market downturn. Remember, be greedy when others are fearful and fearful when they are greedy.
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In this episode, Brian provides his top 5 tips to improve how you can manage your money as well as sharing the method he used to get out of debt!
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In this episode, Brian breaks down goal setting, whether you should do it or not and what on earth 'Arrival fallacy' is!
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In this episode, Brian is brutally honest about the 5 financial mistakes he made in his 20’s and give you some insight into the lessons he has learned.
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In this episode, Brian breaks down what a credit score & credit file is and his thoughts on credit and debt. He also give you 5 simple tips to improve you credit score!
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.
In this episode, Brian explores the connections between health & wealth, which form 2 side of the trifecta (Healh, Wealth & Freedom).
Books mentions - Darren Hardy - The Compound Effect & James Clear - Atomic Habits
Study mentioned - https://www.urban.org/sites/default/files/publication/49116/2000178-How-are-Income-and-Wealth-Linked-to-Health-and-Longevity.pdf
In today's episode, Brian interviews his first guest (and soon to be wife) Georgie Davies. Georgie is a wedding planner (Georgina Rose Events) and runs a social media management company (Simply Peak). Brian openly confesses to the fact that Georgie ran the finances until he started learning about personal finance. Listen to this episode to find out how they manage their money together!
Instagram - https://www.instagram.com/georgina.rose.events/
Georgina Rose Events - www.georginaroseevents.co.uk
Simply Peak - www.simplypeak.co.uk
In this episode, Brian discusses the rise of Buy Now Pay Later schemes and the potential dangerous that come along with using them!
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In this episode, Brian delves into the subject of budgeting and why it is fundamental to your success with money. Whether you are new to the personal finance world or a veteran- consistently budgeting will be your north star to building wealth.
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In this episode, Brian breaks down Dave Ramsey's 'Baby Steps' and explains how you can apply them to you if you live in the UK (and anywhere outside the US). The Dave Ramsey plan has influenced millions of people in the US to become debt free, but the sound money principles work everywhere!
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This episode breaks down what you need to have in place before you begin investing, regardless of what age you are! Brian discusses how he thinks that absolutely everybody should be an investor, but only when they are ready!
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This episode is all about how gratitude relates to money. Brian gives some useful tips and ways to implement gratitude to positively impact your life, financially and otherwise!
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In this episode, Brian breaks down what a sinking fund is and why you definitely should be using them. Sinking funds should be used along side your monthly budgeting to be most effective!
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In this episode, Brian walks you through the most common pensions in the UK and the reasons why you need to be paying into one- no matter what your age is.
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In this episode, Brian breaks down what he believes to be the best way to get out of debt. With first hand experience in getting into debt and then finding his way out of debt (on a low salary), many people will be able to relate and take away some valuable points from this one!
Website - www.frugalspender.co.uk
This is the very first episode on the Frugal Spender Podcast. In this episode, Brian gives you wants you to get to know him by walking you through his childhood and how it has shaped his relationship with money today. He talks about being in debt, how he got out of debt and why he wants to help others with their personal finances.
Website - www.frugalspender.co.uk