The Invincible Retirement Show: Recent Episodes
Mark Troyer
Keep it simple. Keep it safe. Retire Happy. Peace of mind comes from retirement income that lasts as long as you do. Join Mark Troyer and Reis Yoder as they show you how to create an "Invincible Retirement Plan".
Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
What do we do with cash? How do you incorporate it into a retirement plan? In this episode we will walk through several different things you can do with cash that are better than keeping it in a traditional savings account. Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
The WORST INVESTMENT YOU OWN: You think it's an asset. You think it is doing good for you, but in this world we now live in, it's going down in value. In fact, it’s plummeting. Tune in to find out what that asset is. Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
An inherited IRA may be the most complex issue to handle well when wrapping up an estate. One wrong decision can lead to expensive consequences. Here’s how you can avoid some costly decisions around an inherited IRA. Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
A key part of retirement planning is to answer the question: How much do I need to retire? The answer varies by individual, and it depends largely on your income now and the lifestyle you want in retirement. There are a few simple formulas that you can use to come up with numbers. In this episode, we cover the "how-to" and give examples of how you can calculate how much money you will need in retirement. Learn more at https://www.troyerretirement.com/
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Medicare mistakes sometimes happen, and in this episode, we are going to show you how to avoid the top 6 most common pitfalls.
For more information, check out the links below.
Troyer Retirement - https://www.troyerretirement.com/
Yoder Insurance Solutions - https://www.yoderinsurancesolutions.com/
Many of you have been told that your portfolio needs to be diversified between equities, or 'stocks', and income, 'bonds'. Most people as they near retirement believe they should have some magic ratio of stocks to bonds like 60/40 or 70/30 in order to keep them safe and avoid unwanted volatility. But in this episode we share a big secret as to why this formula may no longer be the best plan for you in the current market environment. Tune in to hear what we believe is the 'New 60/40 Portfolio'.
Additional information available at troyerretirement.com
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Many of you have been told that your portfolio needs to be diversified between equities, or 'stocks', and income, 'bonds'. Most people as they near retirement believe they should have some magic ratio of stocks to bonds like 60/40 or 70/30 in order to keep them safe and avoid unwanted volatility. But in this episode we share a big secret as to why this formula may no longer be the best plan for you in the current market environment. Tune in to hear what we believe is the 'New 60/40 Portfolio'.
Additional information available at troyerretirement.com
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Everyone wants to enjoy retirement, but saving the money for it can be daunting. It feels you’re the superhero in a movie but the villain just won’t leave you alone; they’re after your savings. The notorious villains you’ve got to look out for are losses and fees, health care, stock market risk, inflation, taxes and longevity risk. But rest assured that if you know they’re coming, you can create an Invincible Retirement Plan to help you counter these attacks.
Additional information available at troyerretirement.com
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Building a better runway to retirement starts with saving. To maximize your 401(k), you'll need to understand the types of investments offered, which are best suited for you, and how to manage the account going forward, among other strategies.
Additional information available at troyerretirement.com
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
ETFs might be familiar if you follow the stock market. This category of investment has soared in popularity in recent years. A quick comparison of ETFs and mutual funds can help you understand why ETFs have become so popular. While mutual funds are similar to the original desktop computer, ETFs are like the iPhone — ready with the latest innovations.
Additional information available at troyerretirement.com
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Ever wonder how your investments get taxed? Most people have no idea, and for their whole working career they didn't really care because every couple weeks money just kept going in to these accounts. Well in retirement everything changes, now the money is flowing the opposite way. You are now going to be taking money out of these investment accounts to replace your income. The question is, how is that taxed? In this episode we explain the different ways investments are taxed and how important that is to consider in your retirement plan.
Additional information available at troyerretirement.com
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Do you have an IRA, 401k or other retirement plan? In this episode we discuss the #1 thing to know about retirement planning in regards to these accounts. The IRS mandates that you start taking money from your qualified retirement accounts at a certain age in order to get their tax dollars on that money. If you've saved a good amount of money for your retirement, you NEED to tune in to hear more about how much your are required to withdrawal, the recent rule changes and the possible penalties for not following the law.
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
In this episode, we talk about the naughty "A" word... Annuities! Most people we talk with think of Annuities as a losing bet with an insurance company, and that's because many annuities out there are exactly that! Many of them are a much bigger win for the representative selling them than the client who is purchasing them. But when used appropriately, they can be an a vital part of a retirement plan. We reveal 10 questions to ask your financial professional before buying an annuity to ensure you are getting the best of the best, the creme of the crop, products that actually work for your benefit.
In this episode, we will be discussing the concept of a Roth Conversion and how it may affect you. We take a look at the pros and cons of turning your taxable account into a tax-free account. In any case, we suggest you consult your tax professional, but this may be one of the most effective tax planning strategies of our time. If you’re serious about creating a tax-efficient retirement plan, tune in for this episode to find out more.
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
Social Security is the foundation of most retirement plans, yet most people don't know how it is taxed. The IRS has precise rules for how your benefits are taxed, and it's different for everyone based on your other sources of retirement income. In this episode, we discuss when you should take your Social Security benefits, how those benefits will be taxed, how to collect your benefit while still working, and more!
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
In retirement, there are landmines and pitfalls waiting around every corner. In previous episodes we've walked through the importance of generating retirement income, managing your investment risk, and avoiding tax bombs, but now we want to cover what happens when your time here on earth comes to an end. Because for most of our listeners, it's inevitable that you will leave some money behind to your heirs. Find out in this episode how you can ensure the right people end up with their hands on your money.
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
In retirement, investments are just a matter of opinion.... but taxes, are a matter of fact. And unfortunately the facts aren't too concerned about your feelings. If you're like most people, you have a large portion of your retirement nest egg in IRA's and 401k's which are taxable accounts. Meaning when you take money out, Uncle Same gets to keep a portion of it. And if you're not careful, the Tax Man could quickly become the single largest beneficiary to your estate. Tune in to this episode to find out how you can avoid this and ensure you get to keep as much of your hard earned money as possible.
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
In retirement, it's no longer how much you make but instead how much you get to keep that matters most. You have built up this pile of money during your working years and every couple weeks money was pulled from your paycheck to be invested. But now everything changes, because instead of putting money you are taking money out. And when that's the case, you need to be invested in such a way that ensures you will never run out of money. Tune in to this episode to find out the greatest retirement risk that you've never heard of.
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
In retirement, paychecks are key. You have just committed to the longest period of unemployment in your career and you need to make sure you have money coming in every month to pay bills and to afford the retirement lifestyle you desire. Tune in to this key episode to find out how to do that efficiently and effectively as we lay the foundation to building our Invincible Retirement Plan.
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.
The information discussed in this show is educational only and should not be considered advice or used in consideration in the purchase of any securities or investment services. You are encouraged to consult your tax, legal or financial professional before taking any action.