Learn From Us is a personal finance podcast to help make money feel less awkward and more relatable by sharing hard lessons we’ve made, as we interview people from the finance world, outside the finance world, and anyone who is willing to share a wild and interesting story that will benefit you, the listener. Let our experience be your guide. We like learning the hard way, but we don’t need to learn the hard way. Learn from us, and learn from our mistakes.
We’re often sold the idea that buying a home is the ‘American Dream’ — but for Erica, it never seemed to be her primary focus. Instead, she was happy with renting, having flexibility and focusing her financial efforts elsewhere.
Then, everything changed when she realized that renting in North America is much different than renting elsewhere. We’ve all had a loud neighbour with a barking dog or crying baby, but for Erica, the decision was more so about the disillusionment of renting and the lack of policies to make renting feel safer for Canadians. Erica Alini is a personal finance reporter at Globe and Mail. At Global News, she wrote the wildly popular newsletter Money123 and was the face and creator of the network’s Money123 personal finance series, which aired on Global National every Saturday evening for nearly two years.Find Erica:Twitter We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
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Ellyce Fulmore is a queer and neurodivergent millennial who helps others rewrite their money story, pay off debt, and create financial freedom without restriction. She takes an intersectional approach to finances by recognizing and addressing how privilege, race, gender, sexuality, and mental health can affect your ability to build wealth.
When we’re just starting out with our financial future, it’s not unusual to look for guidance in professionals that are accessible. Typically, that means we head straight to the bank for advice.
Unfortunately, not every salesperson at the bank will know what is best for your unique financial situation, and sometimes, that can end in disaster. Ellyce was just like you and me when she was told to lock her money up in a Guaranteed Investment Certificate (GIC).
Find Ellyce here:
TikTok
Instagram
Website
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show
We’ve all gotten bad advice. But bad money advice is something that feels like a personal attack, given it can impact nearly every area of your life if you’re not careful. Whether someone tells you to drop off resumes in person or stay in a bad relationship, you need to know that you can say no to any advice that doesn’t serve you.
In today’s episode, Alyssa and Nic discuss common money pet peeves and share some of their own.Episode notes:
Harvard study on loyalty
Mental health and your relationships
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Support the show
If you’re trying to buy a home in the Canadian real estate market, you might be feeling one of two ways: frustrated or bitter. Why are both options a bit depressing? Probably because most of my listeners are feeling like they have to battle in a difficult market, whereas others feel like they don’t even have a fighting chance.
Today we’re going to talk to two real estate and personal finance experts who have bought properties, and want to share their best tips for anyone looking to do the same — no matter what their circumstances are.
Romana King is an award-winning personal finance writer, real estate expert, the current Director of Content at Zolo Homebase and now a best-selling Amazon author of House Poor No More. Jordann Brown is the Content Marketing Manager at Zolo Homebase, and a personal finance expert best known as the founder of the popular blog, My Alternate Life.
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show
Investing is something we all take seriously. But, unfortunately, not everyone is as interested in its importance — particularly those who have mass amounts of disposable income and view some newer options as nothing but a fun risk.
If you’re looking at cryptocurrency, or any new investment for that matter, be aware of the potential pump and dump scheme that can take your hard-earned cash and make it disappear faster than you can say Elon Musk.
Where to find Bridget:
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Who do you trust when it comes to selling online products? We do a deep dive into influencer marketing and how it can impact our finances based on targeted sales and our desire to become the alternate version of ourselves who dress differently, practice unique skincare, are more athletic, and the list goes on and on.
Comparison and finance are two of the most talked-about collaborators when it comes to difficulty with overspending, and social media doesn’t always help.
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Laura Danger is a Certified Life Coach, Licensed Educator, Community Advocate and Certified Fair Play Facilitator who has been facilitating, coaching and community organizing in Chicago for over 12 years. She has advanced endorsements in the areas of English as a Second Language and Learning Disabilities. Her various roles have afforded her the honour to act as an advocate for many families, neighbours, students and friends throughout the years.
Working through a global pandemic isn’t something anyone thought they’d be navigating — let alone for three years. When Laura Danger started her career as a teacher, the thought of doing anything else had never crossed her mind. But, when she started to feel burnout and stress that no one should have to live with, she had to make a massive life decision that had no right answer.
Between paying for childcare, trying to be a good partner and giving her all to her students, something had to give. She’s now an advocate for helping demystify domestic labour and educate people on why this unpaid labour matters more than people realize.
Find Laura here:
Website
TikTok
Instagram
YouTube
Links to things we mentioned:
Fair Play by Eve Rodsky
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
**Cryptocurrency is the flavour of the pandemic. Or maybe this is the first you’re really hearing about it. In any case, in this episode, we’ll discuss some of the hot topics to give you a basic understanding of how things work and what’s to come.
Resources:**
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Learn From Us is a personal finance podcast to help make money feel less awkward and more relatable by sharing hard lessons we’ve made, as we interview people from the finance world, outside the finance world, and anyone who is willing to share a wild and interesting story that will benefit you, the listener. Let our experience be your guide. We like learning the hard way, but we don’t need to learn the hard way. Learn from us, and learn from our mistakes.
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Support the show (https://www.buymeacoffee.com/mixedupmoney)
If you dream about leaving your 9-5 to start your own business, many of the fears that you face might revolve around financial security and the potential for failure. Ahmed knew of these risks when he left his cushy accounting gig to start a small business, but now one year into entrepreneurship, he can proudly say it was worth it. But, the real question is, how did he do it — and can you do it, too?Ahmed Abosafi was born in Saudi Arabia and moved to Calgary in 1999. He went to the University of Calgary for accounting and landed a job at one of the most prestigious firms in the city, where he became a CPA. Ultimately, he found he wasn’t happy working in the accounting industry — or any other industry he tries. Eventually, he landed on his new business, the Red Seed, where he produces, markets and sells premium sunflower seeds in 2018. At first, it was a side hustle, but by 2020, he quit his full-time job as an accountant and is now an entrepreneur and small business owner.
Find his business:
Website: www.theredseed.ca
Instagram: https://www.instagram.com/theredseed
Facebook: The Red Seed | Facebook
LinkedIn: https://www.linkedin.com/company/theredseed
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
**Money is often a massive stressor for couples. Particularly because it’s sometimes easier to avoid the conversation altogether. But, not talking about money can lead to some unfortunate secrets and issues that can destroy relationships. The more we discuss this topic, the less overwhelming it becomes and the more open communication we’ll have.
Today on the podcast, we’re sharing some of your money and relationship secrets, offering some advice, and answering your top money questions about how we manage money in our marriage.
Resources:
Register for: ‘Oh Fck, Are We Ready to Talk About Money’ courseCheck out my shop***We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Josie Balka is an on-air radio personality currently based out of Calgary. She started her career in a very small town, struggling to make ends meet, and has since been facing an uphill battle to make the financial progress many 20-somethings strive to achieve in their professional life. She is very upfront and honest about her lack of financial literacy but is willing to learn.
When you’re young, the idea of moving to a new city with more opportunities sounds like a literal dream. But, what we forget to consider is that living alone in a new place comes with a higher cost of living and more of a desire to Keep Up With the Joneses. When Josie took her first job in Calgary as a radio show host, she had no idea what she was in for, or how difficult it can be to live on so little.
Now, she operates without a budget and is looking to find her 'why' and repay her debt so that she can feel complete financial independence and eliminate her number one stressor: money. Find Josie here:
TikTok
Instagram
Twitter
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Is it possible to receive a college education without going into debt? The average cost of a program without living expenses in Canada is $12,018, while one year of in-state tuition in the United States is $21,370. No matter what way you spin it, the cost is unaffordable for most and particularly harms lower-income families who are trying to better their future.Kara discovered her love of finances courtesy of her quarter-life crisis. Broke, underemployed and saddled with student loan debt, she realized that her lack of financial education was crippling her adulthood.
But everywhere she looked, it seemed like only rich, white couples were giving financial advice. Being a single pringle, and working 5 part-time jobs, Kara decided to start Bravely as a place where other people who didn’t fit in in the financial mainstream could come to learn about and change their money.
Kara paid off $25,302 in loans on a salary of less than $30,000, the final $18,000 in just ten months. After becoming debt-free in June 2015, Kara created Bravely to help other women take control of their financial lives.
Find Kara here:
https://bravelygo.co/
https://www.instagram.com/webravelygo/
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Money can bring forth so many overwhelming fears that we face once we finally confront our debt, net worth, and the overwhelming desire to save enough for all of our life goals.
**No matter where you are on your financial journey, you are never alone in these worries and the ‘what-ifs’ that can prevent us from making progress. Today, Nic and Alyssa get candid and open up about their biggest money fears.
We talk about what steps you can take to overcome or manage your worries, and why the emotional side of money plays a significant role in how we think.
Resources:
Register for: ‘Oh Fck, Are We Ready to Talk About Money’ course
Read: My First Big Girl Job Was a Financial Nightmare
Read: 5 Ways to Stop Blowing Off Your Debt
Read: A Guide to Investing for Beginners
Read: Everything You've Been Taught About How To Save For Retirement Is BackwardsCheck out my shop***We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Buying a home is often labelled as the ‘American Dream’ — but the problem with this sentiment is that oftentimes, homeownership isn’t always the best financial decision. This is particularly true when you buy at a time that doesn’t make sense for you, or when you face home buyer’s remorse, which is more common than we may realize.What happens when you buy a house at the wrong time? Even worse — when you go to sell and end up losing out because the market crashed and you have to cover closing costs? J. Money shares his story.
Award-winning personal finance blogger, fintech consultant, and daddy x3. With over a decade of building communities online, Jay’s projects have reached over 40 million views and are regularly featured in the media. An avid coin collector, money experimenter, and hip-hop fan, Jay loves connecting the online world with the “real” world and feels blessed to be able to do this every day for a living. His full story can be found here. Find J here:
https://jmoney.biz/https://twitter.com/BudgetsAreSexyhttps://allstarmoney.com/ Resources:Millennial financial planning for 2021Essentialism: The Disciplined Pursuit of Less
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Finding out you're pregnant can bring forth a multitude of emotions. For some, it’s exciting. For others, it’s terrifying. For Bridget, the emotions were a mixture of the two. Now a lone parent to her daughter, Bridget loves advocating for mothers, sharing financial knowledge for other parents in a similar spot to her, and continuing to plan for her future with the true love of her life – her child.Bridget Casey is the founder and content creator of Money After Graduation. From paying off debt to investing in the stock market, Bridget provides clear, actionable advice that will transform your finances. Bridget holds a BSc. from the University of Alberta, and an MBA in Finance from the University of Calgary. She is regularly featured as a millennial finance expert as a guest on BNN and CBC and was recognized as one of Alberta’s Top Young Innovators in 2016. Plus, so many other achievements that it’d be impossible to list them all in this introduction.
How to Financially Prepare for Baby [Free Webinar]: https://mixedupmoney.com/shop/financially-prepare-for-baby
How to budget for your first baby: https://www.zolo.ca/blog/how-to-budget-for-baby
How much does it cost to raise a child in Canada? https://www.zolo.ca/blog/cost-to-raise-a-childWe're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Read Bridget’s blog: https://www.moneyaftergraduation.com/
Follow Bridget on Instagram or Twitter and check out her investing course, the Six Figure Stock Portfolio
Read: The Impossible Price of the Motherhood Tax
Support the show (https://www.buymeacoffee.com/mixedupmoney)
**Generational wealth is what families pass down to their children or grandchildren. Their assets can range from property to cash, to investment funds, to an entire company. Today, we want to discuss the ultra-wealthy and how they easily maintain generational wealth, while others struggle to get by and retire without any debt.
Today, we chat:**
Links from today's episode:
Twitter thread on generational wealth
Generational wealth statistics
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Learn From Us is a personal finance podcast to help make money feel less awkward and more relatable by sharing hard lessons we’ve made, as we interview people from the finance world, outside the finance world, and anyone who is willing to share a wild and interesting story that will benefit you, the listener.
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Going to post-secondary is expensive, but when Cinneah went back to grad school she had a full-ride fellowship. That didn’t stop her from taking out $16,000 in student loans only to learn a valuable lesson.Cinneah El-Amin is the creator of Flynanced, a debt-free travel and financial freedom digital platform where she empowers her community members to build wealth through travel.
At only 26, Cinneah has travelled to 28 countries across 6 continents and is often asked how she affords to travel. Realizing that many of her millennial peers were struggling with managing their money and yearning to travel without financial barriers, she created Flynanced to answer that call.
Since 2020, Flynanced has grown into a sought-after personal finance brand with over 30,000 community members. In her own finances, Cinneah became debt-free in 2020 after paying off over $23,000 of debt in 12 months. Since becoming debt-free, Cinneah has relocated abroad and is currently living and working remotely in Tulum, Mexico. She is a graduate of Barnard College of Columbia University and Wake Forest University School of Business.
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Documentaries we mention:
Schooled
Operation Varsity Blues: The College Admissions Scandal
Where to find Cinneah of Flynanced:
Follow Cinneah on Instagram or on her blog and website!
Support the show (https://www.buymeacoffee.com/mixedupmoney)
Learn From Us is a personal finance podcast to help make money feel less awkward and more relatable by sharing hard lessons we’ve made, as we interview people from the finance world, outside the finance world, and anyone who is willing to share a wild and interesting story that will benefit you, the listener. Let our experience be your guide. We like learning the hard way, but we don’t need to learn the hard way. Learn from us, and learn from our mistakes.
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Support the show (https://www.buymeacoffee.com/mixedupmoney)
DUI’s are no joke. The financial implications and repercussions can change your life. Amanda Holden, the founder of Invested Development, shares her experience, the lessons she learned, and how one big mistake shaped how she lives her life in the present.
Amanda Holden is an award-winning money writer, speaker and educator. For six years, she worked as an Investment Counselor, where she worked directly with high-net-worth clients. Basically, she was doing a lot of hand-holding with old rich white guys all day. SURPRISE, helping rich guys get richer wasn’t her calling!
Fast forward to today where Amanda creates a shame-free environment to inspire action in her students. She has already taught thousands of women how to invest through her business, Invested Development.
With her background in investment management, she now works to get this information into the hands of the people she cares about—people who have felt left out of these important conversations about building wealth!
We're your hosts, Alyssa Davies of Mixed Up Money, and my partner in crime, Nic Davies. Welcome to our show.
Visit my website: mixedupmoney.com
Twitter: @mixedupmoney + Instagram: @mixedupmoney / @learnfromuspodcast
Email: learnfromuspodcast@gmail.com
Where to find Amanda Holden of Dumpster Doggy:
Instagram, Twitter, her course and her blog!
Support the show (https://www.buymeacoffee.com/mixedupmoney)