Educated Freedom: Recent Episodes
Andrew Windham
Creative thought leader & cashflow expert Andrew Windham tells all on disrupting the college & career planning conversation. Focusing on empowering learners and families, he shares how to inspire and equip students to become critical thinking entrepreneurial leaders. Listen weekly as he shares how to intentionally use culture, capability and cashflow to create Educated Freedom today!
2nd Discussion in series on College Lists. Andrew Outlined Approach & perspectives, he talks about 80% Approach Early to avoid perfection/procrastination, Identifying what matters, Focus on the 3 C's, and Action Steps along with a cash flow tip.
Highlights
- Focusing on the end mind first - 0:51
- Approach and perspective and why they matter - 1:59
- What does he mean by “the seller” - 4:51
- Being “relationship focused” - 5:55
- Helping you understand what it means to be the buyer in a college process - 7:13
- Eliminating the procrastination - 10:12
- Decide what matters to you - 11:12
- Think about graduation - 14:02
- A cash flow tip for you - 17:15
- The three C’s - 20:31
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- Complimentary Coffee & Cash Flow Session: https://calendly.com/college_planning_institute/coffeecashflowconversation
- College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation
- Winning the College Game Masterclass: https://collegeplanninginstitute.com/Winning-the-College-Game/
Andrew began a new series on College Lists, Starting with Exposure, he also discusses the question of "Is College Worth It?", When to toe the Starting Line, Getting Experience & Exposure, C's of Capture, Compare, Create along with Takeaways & Action Steps Plus Cash Flow tip.
Highlights
- The importance of making college lists - 1:13
- Is college for everyone? - 3:25
- Having a solid financial living - 5:23
- Who is supposed to pay for college? - 5:56
- Getting experience and exposure - 9:48
- Visit college websites - 10:15
- The three C’s - 12:25
- Today’s cash flow tip - 17:16
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * Cashflow Tip: Lifetime Learning Tax Credit: https://www.irs.gov/credits-deductions/individuals/llc * College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation * Winning The College Game Master: https://CollegePlanningInstitute.com/Winning-the-College-Game * Other Resources for College Visits, Tours etc: College Express https://www.collegexpress.com/ * College Navigator - https://nces.ed.gov/collegenavigator/ * You Visit - https://www.youvisit.com/collegesearch * Campus Tours - https://campustours.com/ * You University TV https://www.youniversitytv.com/category/college/ * http://www.ecampustours.com/ * Go See Campus - https://goseecampus.com/ (Free tool to research/plan college visits)
Andrew discusses What Habits Are, Habits Created through Feedback Loops, Why & How Habits are Useful, 4 Steps to Building a Habit, 3 Action Steps to Designing an Effective Habit plus a Cash Flow Tip.
Highlights
- Habits that you do on a regular basis - 1:37
- Trying to identify habits in your life - 5:24
- Why habits are useful to us - 5:59
- The four-step process of building a habit - 8:04
- The reward process - 10:11
- The habits’ cycle - 11:28
- How we can design an effective habit - 16:03
- Designing an effective habit - 17:52
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- Complimentary Coffee & Cash Flow Session: https://calendly.com/college_planning_institute/coffeecashflowconversation
- College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation
- Resources Link - https://collegeplanninginstitute.com/Resources/
Andrew shares with us a thoughtful perspective when planning for a financial future, specifically with House and money. He talks about painting a visual perspective when they are gone, decisions to be made with the House when they’re gone, Potential Unintended Consequences, Solutions + Cashflow Tip - SS Check Tax Deductible.
Highlights
- Owning our own house - 1:11
- Keeping or selling the house - 11:12
- Leaving the house - 12:42
- A cash flow tip for you - 16:31
- Schedule a conversation - 20:52
Episode Resources
* Connect with Andrew Windham
* https://www.linkedin.com/in/andrewwindham
* https://twitter.com/andrewwindham?lang=en
* AWindham@CollegePlanningInstitute.com
* Coffee & Cashflow link: https://calendly.com/college_planning_institute/coffeecashflowconversation
* Date of Death Appraisal https://www.truelegacyhomes.com/date-of-death-appraisal/
* IRS FAQs on Estate Tax
https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-estate-taxes
Andrew gives us an alternative perspective on forgiveness, freedom through forgiveness, and letting go of the past. He talks about the Power of Unconditional Love, Start with Forgiveness of yourself and others, Let Go of Past, Practicing Forgiveness, Actions & Application plus Cash Flow tip.
Highlights
- When he thinks about forgiveness, he thinks about his dogs - 1:03
- The power of unconditional love - 1:58
- The forgiveness process - 5:54
- The healing process - 8:04
- Two aspects of letting go - 10:10
- Ways to practice forgiveness - 14:40
Episode Resources
* Connect with Andrew Windham
* https://www.linkedin.com/in/andrewwindham
* https://twitter.com/andrewwindham?lang=en
* AWindham@CollegePlanningInstitute.com
* https://collegeplanninginstitute.com/resources/
* Legendary - Tommy Breedlove:
https://podcasts.apple.com/us/podcast/build-live-your-legendary-life-with-tommy-breedlove/id1547356962?i=1000517876321
* The Big Leap - Gay Hendricks:
https://www.amazon.com/Big-Leap-Conquer-Hidden-Level/dp/0061735361
* Total Forgiveness - RT Kendall
https://www.amazon.com/Total-Forgiveness-R-T-Kendall/dp/1599791765
* Necessary Endings - Henry Cloud
https://www.amazon.com/Necessary-Endings-Henry-Cloud/dp/0061777129
* No Ego - Cy Wakeman
https://www.amazon.com/No-Ego-Leaders-Workplace-Entitlement/dp/125014406X
* Hug Your Haters - Jay Baer
https://www.amazon.com/Hug-Your-Haters-Complaints-Customers/dp/1101980672
* Love Does - Bob Goff
https://www.amazon.com/Love-Does-Discover-Secretly-Incredible/dp/1400203759
Discussion of Luck, what Luck is, where it comes from, Financial LUCK & You, Application and actions related, and Cashflow Tip.
Highlights
- Having a lucky opportunity - 3:50
- Freedom of options and choices - 7:07
- What makes you lucky in your life - 7:42
- What control means - 10:34
- Avoid losing - 19:37
- How can you be lucky - 21:07
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- Spenders, Savers & Wealth Creators: https://podcasts.apple.com/us/podcast/spenders-savers-wealth-creators/id1547356962?i=1000524959742
- Building a Legendary Life: https://podcasts.apple.com/us/podcast/build-live-your-legendary-life-with-tommy-breedlove/id1547356962?i=1000517876321
- Complimentary Coffee & Cash Flow Session: https://calendly.com/college_planning_institute/coffeecashflowconversation
- College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation
A new perspective on the importance of a holistic College Admissions Strategy & Game Plan. The work is worth it, YOU Inc & Essays, Purpose & Opportunity of Essay in the Admissions process, Time is required to create a Masterpiece, Key Takeaways plus Cash Flow Tip.
Highlights
- How to build a college list - 4:29
- Looking for very specific unique skills - 9:13
- A cash flow tip for you - 12:09
- The essay needs to be all about you - 16:25
- This essay is your opportunity to be specific - 18:46
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * College Decisions: https://podcasts.apple.com/us/podcast/college-decisions-your-career-lifestyle-launchpad/id1547356962?i=1000515386953 * Your Career & Lifestyle Launchpad: https://podcasts.apple.com/us/podcast/college-decisions-your-career-lifestyle-launchpad/id1547356962?i=1000515386953 * You Were Born for This: https://podcasts.apple.com/us/podcast/you-were-born-for-this/id1547356962?i=1000512224285 * Complimentary Coffee & Cash Flow Session: https://calendly.com/college_planning_institute/coffeecashflowconversation * College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation * WOW Writing - https://wowwritingworkshop.com/student-fit/
Today God Is First - Andrew unpacks what TGIF stands for. He discusses Struggle and overcoming EGO, Why/Where Focus & Perspective are important, and what is your purpose. He made a referral to Episode #12 and #18 with Tommy on Purpose. And wrapped with Starting Smart & Finishing our Day Strong with intentional routines/habits.
Highlights
- Unpacking the TGIF Principle - 0:51
- Making God first - 2:35
- Where is your focus? - 3:53
- Priorities - 6:00
- A cash flow tip - 10:01
- The morning routine - 11:58
- Having a gratitude routine - 14:04
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * Os Hillman - https://todaygodisfirst.com/ * Episode #2 Link - Playing with a Big Attitude: https://podcasts.apple.com/us/podcast/play-with-a-b-i-g-attitude/id1547356962?i=1000505925590 * Episode #12 - Living an Important vs Urgent Life: https://podcasts.apple.com/us/podcast/living-an-important-vs-urgent-life/id1547356962?i=1000510385248 * Episode #18 - Living a Legendary Life: https://podcasts.apple.com/us/podcast/build-live-your-legendary-life-with-tommy-breedlove/id1547356962?i=1000517876321 * Andrew@EducatedFreedom.com * https://collegeplanninginstitute.com/ * Coffee & Cashflow Conversation https://calendly.com/college_planning_institute/coffeecashflowconversation * College Success Consultation https://calendly.com/college_planning_institute/college-success-consultation * Atomic Habits by James Clear: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299
Andrew opens with a discussion about 2 main ways people serve in the financial services industry. He outlined 5 areas of Wealth Leakage, provided Examples, and referred back to previous podcast episodes. Andrew gives 3 - A's for Maximizing Efficiency, Leverage & Cashflow. Also, he gives a cash flow tip - Financial Superhero (HSAs) and wrapped with a brief discussion on the Value of Cash Flow and Financial Efficiency.
Highlights
- Helping you find better products - 1:38
- Helping you find the money - 2:46
- Five areas of inefficiency - 4:08
- A difference between a home and a house - 5:55
- 3 questions to reduce your taxes - 9:08
- The power of HSA - 12:00
- Maximizing your efficiency - 15:52
- A cash flow wealth-creating weapon - 20:12
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * Andrew@EducatedFreedom.com * Coffee & Cashflow Conversation: https://calendly.com/college_planning_institute/coffeecashflowconversation * College Success Consultation: https://calendly.com/college_planning_institute/college-success-consultation * HSA Article from Forbes: https://www.forbes.com/advisor/investing/what-is-hsa/ * Episode 15: https://podcasts.apple.com/us/podcast/3-questions-guaranteed-to-reduce-your-taxes/id1547356962?i=1000514526761 * Episode 11: https://podcasts.apple.com/us/podcast/cash-flowing-college/id1547356962?i=1000508310192
Andrew interviewed and discussed Digital Assets, Blockchain, and Cryptocurrency with Spencer Shaw. They discussed when Bitcoin first began to have value, on Pizza Day - May 22, 2010, when someone received 2 Large Papa John's pizzas in exchange for 10,000 bitcoins. They discussed what Blockchain, Digital Assets, and Cryptocurrency is and how it's created, and the types of coins.
Highlights
- What’s Pizza Wealth - 1:47
- The founder-creator of Bitcoin - 2:58
- Living in virtual reality - 5:45
- Bitcoin and what it is - 8:17
- The price of bitcoin - 11:03
- One of the issues with Bitcoin - 13:24
- Helping people understand what’s mining and Bitcoin - 20:12
- Owning mining farms - 22:28
- The mining is done by computers - 23:50
- Cryptocurrencies as digital assets - 32:24
- What old coins do - 36:26
- There’s nobody talking about Blockchain Engineering - 44:35
- What are your unique abilities - 46:18
- Owning some type of digital asset - 59:26
- Giving you the opportunity to do more - 1:02:00
- Helping clients be practical - 1:06:45
- Wealth is not just money - 1:13:05
Episode Resources
- https://bitwiseinvestments.com/
- https://collegeplanninginstitute.com/educated-freedom-podcast/
- https://collegeplanninginstitute.com/
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
Discuss every family/student's situation is unique, Net price calculators and 7 factors of financial aid formulas for projecting College Cost of attendance, Preview of changes coming in 2023 as a result of the 2021 Pandemic Relief appropriations legislation. Discuss sticker vs actual cost of college. What are Stafford Loans, different kinds & characteristics. Note, Loan, and effective rates in 2021 for Stafford Loans. Differentiating types of Stafford Loans, amounts, Qualification requirements & considerations for Stafford loans. Consideration of Stafford Loans when building College Cash Flow plan, Application of knowledge. Plus Cash Flow plan
Highlights
- How would you determine the cost of college - 3:01
- COA - Cost of attendance - 3:48
- Projecting college cost - 6:55
- What are Stafford Loans - 10:04
- A very good financial tool - 16:27
- Getting a loan for college - 18:48
- Stafford Loans as a great tool - 19:42
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- Applying & Learning about Stafford Loans: https://studentaid.gov/h/apply-for-aid
- Federal Loan Interest Rates: https://studentaid.gov/understand-aid/types/loans/interest-rates
- College Success Consultation - https://calendly.com/college_planning_institute/college-success-consultation
- Coffee & Cashflow Conversation - https://calendly.com/college_planning_institute/coffeecashflowconversation
- Qualified Tuition Programs -https://www.irs.gov/taxtopics/tc313
- Basic 529 Overview: https://www.thebalance.com/basic-overview-of-section-529-college-savings-plans-795279
Introduction to the many assumptions, challenges, and concerns related to the college process. You're Not Alone... the many emotions and frustrations in managing a 200+ hour effort with huge financial consequences. Adulting & transition to college/career - parenting your son/daughter to maturity & self-sufficient, Safety on Campus, Choosing the right College - list, research, visits; Career & Major selection - good questions, inventories, research/experience; Cost & Affordability - Fit, Finish, Funding. plus Cashflow Tip - American Opportunity Tax Credit
Highlights
- Why so many families don’t seek support in the college process - 1:29
- You’re not alone - 2:46
- 5 concerns that parents have - 8:25
- Each journey is unique - 9:43
- Students want freedom - 11:20
- It’s very important to do college visits - 13:08
- The importance of the location - 14:30
- Research and experience - 20:58
- Affordability as the number 1 concern - 22:39
- Career and college fit is essential - 23:09
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- Link to Podcast episode - College Decisions, Your Career & Lifestyle Launchpad: https://podcasts.apple.com/us/podcast/college-decisions-your-career-lifestyle-launchpad/id1547356962?i=1000515386953
- American Opportunity Tax Credit -https://www.irs.gov/credits-deductions/individuals/aotc
- Winning the College Game Series - https://collegeplanninginstitute.com/Winning-the-College-Game
- College Success Consultation - https://calendly.com/college_planning_institute/college-success-consultation
- Coffee & Cashflow Conversation - https://calendly.com/college_planning_institute/coffeecashflowconversation
- How America Pays for College Report https://ww2.salliemae.com/about/leading-research/how-america-pays-for-college/
Discussion of perspectives and areas where addressing procrastination/perfection leads to increased progress, confidence, and success. What is the perfection paradox, what is perfectionism, why perfectionism leads to procrastination, 80% Approach, taking action and applying the 80% approach, and Cashflow Tip.
Highlights
- What paradox? - 2:11
- What perfection means to you - 5:41
- We spend our lives with a lot of “shoulds” - 6:36
- Procrastination and perfectionism - 9:24
- The solution for the perfection paradox - 11:42
- Hiring a bookkeeper - 23:11
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * College Success Consultation - https://calendly.com/college_planning_institute/college-success-consultation * Coffee & Cashflow Conversation - https://calendly.com/college_planning_institute/coffeecashflowconversation * Strategic Coach & Entrepreneurs Tool Kit: https://now.strategiccoach.com/entrepreneurial-toolkit-aw
Andrew and Tommy talk about how to identify your purpose and mission and how you can build and live your legendary life today. Tommy Breedlove is a Wall Street Journal and the USA Today bestselling author of the book “Legendary”, and business, relationship, and mindset coach who is a regular featured keynote speaker at global events.
Tommy started his 20-year corporate career at one of the largest financial consulting firms in the world, and eventually became a shareholder, the International Practice Leader, and a member of the board of directors for one of the largest public accounting and financial firms in the southeast U.S.
Tommy now serves clients and audiences everywhere by empowering them to build and live Legendary Lives. He guides people to discover a life of significance while building a lasting legacy. The simple tools he shares show them how to work in their zone of brilliance, obtain financial freedom, and live with meaning and balance. The goal is to help everybody to become the person they've always wanted to be.
Highlights
- Starting today with a legend in business - 0:22
- Tommy’s book - 3:12
- Did you live your life without regret? - 5:20
- What Educated Freedom is all about - 7:07
- Creating your own life - 9:04
- We’re not alone - 10:49
- The combination of accountability and encouragement - 14:08
- You’re the asset as an entrepreneur - 15:20
- We have to protect our most important assets: mindset, emotion, spirit, and body - 17:43
- Isolation is the enemy of excellence - 19:01
- Surround yourself with the right people - 20:29
- Every individual has their own purpose - 33:34
- Everything is an investment - 53:08
- You won’t learn if you don’t lose - 53:36
- The biggest mistake entrepreneurs make - 55:31
- Are you willing to invest in your business? - 57:14
- You must invest in yourself - 1:06:18
- What’s something you can do today to live your purpose? - 1:07:40
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * https://collegeplanninginstitute.com/educated-freedom-podcast/ * https://podcasts.apple.com/us/podcast/living-an-important-vs-urgent-life/id1547356962?i=1000510385248 * Connect with Tommy Breedlove * tommy@tommybreedlove.com * Free Chapter of Legendary - https://tommybreedlove.com/gifts/ * Tommy's Purpose Course - https://tommybreedlove.mykajabi.com/discover-purpose-course?_ga=2.5420147.1171541474.1618505888-1792938300.1612215634
Financial Aid Basics - Gift vs Self Help Aid, Financial Aid formula, Need-Based Gift Aid, Merit-Based Gift Aid, Subjective Aid, 3 Steps to Maximize & Leverage Gift Aid, and a Cash Flow Tip.
Highlights
- His passion for college - 1:22
- Maximizing and leveraging gift aid - 2:34
- Understanding what financial aid looks like - 4:47
- Types of gift-aid - 6:47
- Where the overwhelm of money is - 10:06
- Building a game-plan - 11:42
- The importance of having a good game plan - 18:53
- Schedule a success consultation - 20:26
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- College Success Consultation - https://calendly.com/college_planning_institute/college-success-consultation
- Coffee & Cashflow Conversation - https://calendly.com/college_planning_institute/coffeecashflowconversation
- Winning College Game Masterclass: https://collegeplanninginstitute.com/Winning-the-College-Game
- Link to Podcasts - College Decisions, Your Career & Lifestyle Launchpad: https://podcasts.apple.com/us/podcast/college-decisions-your-career-lifestyle-launchpad/id1547356962?i=1000515386953
- You Were Born for This: https://podcasts.apple.com/us/podcast/you-were-born-for-this/id1547356962?i=1000512224285
Andrew talks about the requirements of Success & Mastery and the 3 Pillars: 1 - Write Major Outcomes & Wins Daily, 2- Plan Your Day Before It Starts, 3- Absolute Accountability. Andrew talks about Results & Commitments, Thinking & Application Questions + Cashflow Tip/Key: Reviewing Your Auto Coverage.
Highlights
- What is success - 1:31
- Success and mastery - 2:32
- Making success possible - 4:14
- Unpacking the three pillars - 4:40
- The third pillar: accountability - 11:11
- What requires accountability - 12:47
- A cash flow tip for you! - 14:05
- Three pillars for business success - 16:49
- Creating wealth and cashflow - 18:20
- A bonus tip to think about - 20:30
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * Link back to Episode w/ Tommy (#18): https://podcasts.apple.com/us/podcast/build-live-your-legendary-life-with-tommy-breedlove/id1547356962?i=1000517876321 * Links for College Success Consultation: https://collegeplanninginstitute.com/schedule-a-consulatation/ * Websites - https://collegeplanninginstitute.com/ & https://collegeplanninginstitute.com/educated-freedom-podcast/ * WinStreak App for Strategic Coach * Book Resource - Road To Less Stupid by Keith Cunningham: https://www.amazon.com/Road-Less-Stupid-Keith-Cunningham/dp/0984659269
Simplification and Clarification of Financial Aid - What it is and how to get it. 2 Categories of Financial Aid, Gift Aid, Self-Help Aid, and Creating a College Cash Flow Plan PLUS Cash Flow Tip.
Highlights
- Simplifying a very important piece of the process - 0:53
- A definition for financial aid - 1:32
- How do we get financial aid? - 1:53
- The two categories of financial aid - 4:05
- Self-help aid - 4:48
- The role in the financial game aid - 7:02
- What gift-aid is - 8:39
- Loans are a great way to pay for college - 14:19
- Creating a college cash flow plan - 17:34
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * Winning the College Game Masterclass: https://collegeplanninginstitute.com/Winning-the-College-Game * College Success Consultation - https://calendly.com/college_planning_institute/college-success-consultation * Coffee & Cashflow Conversation - https://calendly.com/college_planning_institute/coffeecashflowconversation
Andrew discussed some Foundational Financial Concepts and Considerations, he unpacked and outlined Spenders, Savers, and Wealth Creators, and closed with some action steps for making progress towards being a Wealth Creator. Also, he dives into a Cash Flow Key - Begin Assembling Your Wealth Team - CPA, Bookkeeper, Financial Advisor, & Attorney.
Highlights
- The different types of financial people: spenders, savers, and wealth creators - 0:50
- Let’s automate your financial processes - 2:30
- The impact that inflation has - 3:29
- What the impact of inflation might be - 4:40
- The impact of taxes - 6:53
- Are you a spender, saver or wealth creator? - 9:11
- Working to spend - 10:22
- Working to save - 11:50
- Savers understand the concept of opportunity cost - 12:35
- Creating financial wealth - 16:56
- What happens if you’re a saver - 17:37
- Savers vs. wealth creators - 18:58
- Today’s cash flow tip - 19:52
- 5 ways for you to make progress - 23:05
- A bookkeeper makes things objective - 24:03
- Having a reserve - 27:38
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * Link to Coffee & Cash Flow Conversation: https://calendly.com/college_planning_institute/coffeecashflowconversation * Episode 15 - 3 Questions Guaranteed to Lower Your Taxes: https://podcasts.apple.com/us/podcast/3-questions-guaranteed-to-reduce-your-taxes/id1547356962?i=1000514526761 * Episode 11 - Cashflowing College: https://podcasts.apple.com/us/podcast/cash-flowing-college/id1547356962?i=1000508310192 * Andrew@EducatedFreedom.com for questions and suggestions
Andrew talks about the impact of college decisions mentally, emotionally, and financially. He dives into the 3 Elements of Great Decisions & Outcomes. Andrew explains how the College Decision Framework works and how to make a College Decision Exercise.
Highlights
- Why College decisions have a huge impact - 2:02
- College is worth it - 2:44
- College decisions can be really big - 4:57
- Having a meaningful Plan B - 7:03
- Choosing a good major - 8:33
- The college culture - 11:54
- We need to ask quality questions - 13:41
- The college decision exercise - 18:38
- The three elements of great decisions - 21:05
- Building relationships with people - 27:26
- Reducing the costs - 29:14
Episode Resources - Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- College Cashflow Consultation - https://calendly.com/college_planning_institute/college-success-consultation?month=2021-04
- https://collegeplanninginstitute.com/
- Always Be The Buyer: https://now.strategiccoach.com/always-be-the-buyer-book-aw
There’s nothing more certain than death and taxes… In this episode, Andrew dives into some cash flow tips and 3 questions that are guaranteed to help you reduce your taxes.
Highlights
- Tax evasion and tax avoidance - 2:00
- Question number one: What’s more important to you - 3:23
- Question number two: Minimizing or maximizing the amount of tax that you pay - 4:26
- Preferring to reduce the amount of tax you pay - 5:51
- Do you believe that taxes will go up or down? - 6:06
- How your answer to these questions will affect your finances - 10:42
- The three buckets - 12:20
- Your accumulation phase - 17:36
- The distribution phase - 18:52
- What you have and what you want - 20:57
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * Coffee & Cashflow Conversation: https://calendly.com/college_planning_institute/coffeecashflowconversation?month=2021-03
Andrew talks about how to Identify the 3-5 Unique Abilities and Capabilities you were gifted to serve with. He shared the perspective and calling to use those gifts as supported by the Parable of Talents, why you were born with talents and abilities...how to serve and create value for others with your gifts. Also, he talks about how to more effectively help your kids identify and pursue their unique abilities and 3 steps to more clarity around Unique Abilities.
Highlights
- How you can identify which are your unique abilities - 0:10
- Unique abilities that you have - 1:14
- The first talent that comes to your mind - 3:04
- Using your talents and abilities - 6:03
- What do you want to be when you grow up? - 10:49
- Having more clarity in your career - 13:46
Episode Resources * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com * http://CollegePlanningInstitute.com/Winning-the-college-game
Andrew talks about confidence and why you have to identify what is important and prioritize it. He shared a way to develop momentum and confidence through Commitment and Courage. He shares the ABC Method to Innovate and use Unique Abilities to win and encourages to track wins.
Highlights
- What’s important and beyond - 0:11
- Why confidence is so important to you - 1:00
- Confidence requires you to be honest - 2:18
- How do we decide what’s important? - 2:56
- Prioritize what’s important - 4:48
- Your physical needs - 6:36
- What’s a DOS Conversation - 11:12
- Having commitment and courage - 14:15
- The opposite of courage is not fear - 15:06
- What happens if you do not delegate - 18:48
Episode Resources * DOS Conversation: https://calendly.com/windbrook-solutions/d-o-s-conversation?month=2021-03 * Maslov's Hierarchy of Needs - https://www.simplypsychology.org/maslow.html#gsc.tab= * Connect with Andrew Windham * https://www.linkedin.com/in/andrewwindham * https://twitter.com/andrewwindham?lang=en * AWindham@CollegePlanningInstitute.com
What are the differences between Important and Urgent? Andrew unpacks what the difference is between Important vs Urgent. He shares what is important and what is not, and what is required and what is not. Some people are enemies of what’s important and what’s urgent and what is not. Andrew gives us steps to upgrade your life and establish priorities.
Highlights
- What’s important and what’s urgent - 2:42
- What means something “measurable” - 4:57
- Crisis are urgent situations - 5:48
- We can’t constantly avoid the urgency of life - 6:08
- The levels of importance - 7:17
- Focusing on the progress - 8:59
- Sometimes you win, sometimes you learn - 9:43
- The three areas and steps of progress that will help us build systems - 12:29
- Your spiritual environment - 14:19
- Increase your ability to be successful through communication - 15:52
- A way to increase your cash flow - 18:13
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- Tom Brady NY Post Article on regiment: https://nypost.com/article/tom-brady-diet-fitness-routines/
Andrew talks about some current College Trends, the Cost of College, 3 Ways to Cashflow College, how you can Build a College & Cash Flow Planning Strategy, and he dives into some Cash Flow Considerations with KASH.
Highlights
- The cost of college is rising - 1:00
- The cost of tuition - 4:56
- Travel and transportation costs - 6:11
- What’s opportunity cost? - 8:47
- Paying for college through your salary or a second job - 16:51
- What types of available resources do you have? - 20:50
- The positional leverage aid - 22:34
- Reduce costs and maximize resources - 25:31
- It’s not about the cost, it’s about the impact - 27:55
- The term “KASH” - 28:17
Episode Resources
- Sallie Mae's - How America Pays for College 2019 - http://tiny.cc/HowAmericaPays2019
- Sallie Mae's - How America Pays for College 2020 -http://tiny.cc/HowAmericaPays2020
- College Success Consultation- https://calendly.com/college_planning_institute/college-success-consultation
- Winning the College Game Series - https://CollegePlanningInstitute.com/Winning-the-College-Game
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
Andrew explains some college trends and dilemmas and what makes "the best colleges''. Also, he dives into some elements that go into college planning & cash flow strategy, and why positional leverage is the key to having colleges pay for your tuition.
Highlights
- The cost of college - 1:15
- Building a plan or strategy is essential - 2:12
- College and not destroying retirement - 3:48
- The top five colleges - 3:35
- He have to differentiate what the best colleges are - 4:15
- “ESPN” colleges - 5:12
- What the best colleges are - 6:41
- How do we decide which the best college is? - 7:37
- Being open-minded - 9:16
- Think on “why you’re going to college” - 10:12
- Being a big believer in “trust” and “verify” - 12.31
- The power of positional leverage - 16:04
- We have to seek a win-win - 17:51
- The right strategy for the right college - 24:20
Episode Resources
- Winning the College Game Series - https://collegeplanninginstitute.com/winning-the-college-game/
- College Success Consultation- https://calendly.com/college_planning_institute/college-success-consultation
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
Andrew discusses why we have the need to be right, even when it doesn't serve our best interest long term. He will unpack concepts, definitions, what’s happening, where it applies, and how to make adjustments.
Highlights
- Unpacking the concept of right or rich - 0:18
- Embracing a growth mentality - 1:33
- What happens when we think about being rich - 3:00
- Polarizing topics - 4:18
- Having rational thinking - 5:32
- Is there an alternative to being right or wrong? - 7:53
- Changing our perspective - 10:15
- Being “always right” - 12:41
- Being clear on what we value - 15:22
- Non-negotiable things - 16:23
- We want accuracy - 18:47
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- Chris Voss - Never Split the Difference - https://www.blackswanltd.com/home
An unpacked concept: I discuss the 4 levels of gratitude, 4 areas of application, and 3 ways to apply them.
Highlights
- Playing with a great attitude - 0:16
- How you can have freedom - 1:05
- Having a system and good attitude - 1:27
- A playful attitude - 2:03
- Recognizing the value of someone or something - 3:35
- Levels of gratitude - 5:00
- Applications of gratitude - 10:04
- Expressing approval through celebration - 11:25
- What’s admiration? - 12:42
- What’s an example of attention - 13:47
- Attitude makes the difference - 15:27
- Reflect, remember and record - 16:53
- Control our mind and mindset - 19:34
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
- WinStreak App by Strategic Coach - https://www.strategiccoach.com/get-the-app/
Andrew introduces the concept for entrepreneurial-minded individuals that there really isn't a concept of losing. Sometimes you win and hit the desired goal/mark, and sometimes you come away with an experience to learn, grow and improve upon for next time. He shares an example and options to apply this concept.
Highlights
- Review of 2020 - 0:19
- Share through Educated Freedom some insights that you can use in your life - 1:26
- Living in a result-oriented economy - 2:09
- An entrepreneurial mindset - 3:02
- Sometimes you win, sometimes you learn - 3:48
- A definition for winning - 4:12
- Who you serve, not what you do - 5:23
- The definition of losing - 5:49
- What’s the essence of learning? - 8:04
- Seeing the opportunity to learn from an experience - 13:18
- Apply this concept: sometimes you win, sometimes you learn - 15:22
- Put great people around you - 16:53
- Change is inevitable - 18:00
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
Learn how to successfully create the best college plan. Discover what you want to do and select the best college for you!
Highlights
- Selecting the best college - 1:13
- Minimize the costs - 2:02
- Discover your passions and brilliance - 2:16
- What is competitive leverage? - 3:29
- Demonstrating interest - 4:53
- Managing the college process - 6:00
- Building your blueprint to help you win the college game - 9:13
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
Reduce the costs and maximize the resources! Where’s the best place to save money for college? Check it out in this episode!
Highlights
- The best place to save money for college - 1:14
- Tax benefits - 2:24
- What’s the challenge? - 2:24
- The parent’s contributions and the student’s contributions - 3:43
- Visit our website to talk more about your unique situation! - 6:11
- Competitive leverage - 7:12
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
Learn more about the three steps to win the college game! Unpack the founding aspect of the college plan by listening to this episode.
Highlights
- The cost of college tuition - 1:25
- Reducing the cost - 1:53
- The most affordable way to go to college - 2:47
- It is about quality not quantity - 3:05
- Sports and arts activities are important - 4:07
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
Do you know how to help your students to discover their personalities, passions and talents? Once you identify them, you need to know there’s not a perfect college, but you can find the best one for you!
Highlights
- The approach of educational processes - 1:57
- The right career and the right college - 2:27
- Differences between a career and a job - 2:34
- The career piece - 4:00
- Figuring out what we are going to be when we grow up is the first step - 5:04
- Enjoying your career - 6:25
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
What do you want to be when you grow up? That’s the question that most of us need to answer to know what we are going to study in college.
Highlights
- Identifying your career fit - 2:15
- What is the perfect college fit? - 2:34
- Understanding what’s important for the student - 2:56
- Identify the pros and cons of every college - 4:14
- Do some research and think on what could affect your happiness - 4:49
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
Learn about the ultimate plan to prepare students for success and fulfillment.
Highlights
- Completing the college process - 1:06
- What an ultimate college plan looks like - 1:23
- Navigate this process - 2:18
- Being prepared to help you out - 2:43
- The career fit - 3:31
- “What do you want to do when you grow up?” - 4:00
- Discover your uniqueness - 5:15
- What career options are - 7:37
Episode Resources
- Connect with Andrew Windham
- https://www.linkedin.com/in/andrewwindham
- https://twitter.com/andrewwindham?lang=en
- AWindham@CollegePlanningInstitute.com
It's time to disrupt the college & career planning conversation. Host, Andrew Windham shares how to inspire and equip students to become critical thinking entrepreneurial leaders. Listen weekly as he shares how to intentionally use culture, capability and cashflow to create Educated Freedom today!