The Credit and Finance Show: Recent Episodes
Victoria Finch
Join Credit Expert,Rebuilding Specialist, and sought after Speaker Victoria Finch of Integrated Credit Specialists, LLC and Jeff Dalverny of the Finance Coach for The Credit and Finance Show. Victoria and Jeff will provide financial and credit information that will change your life from fear and frustration to happiness and relaxation.
It has been almost 2 years of Victoria and Jeff working together to educate you on the Credit and Finance Show. It is now time for some new beginings. Join Victoria and Jeff as we review our favorite shows of the past and our top tips that you must know about Credit and Finance.
Jeff and Victoria will talk about the 10 most overlooked and not taken tax deductions. These are not the usual suspects that most people talk about. Tune in and find out what gems you are missing and how you can get more of you money back from the IRS.
As we are in full swing of the the holiday and gift giving seasons there are some things that should never be gifted. Finance Coach Jeff Dalverny and Credit Expert Victoria Finch will discuss 10 things you should never consider "gifting." Tune in to find out what they are. It is not what you think,
Jeff and Victoria will discuss are we giving our kids what is best for them or is it just what we think is best. Listen in as we talk about how we may be hurting our kids financial future.
Victoria and Jeff will discuss what we are thankful for from this past year. What are you thankful for even in a down economy we have much in this country to be thankful of. So listen in and get a different perspective. And...find out the hottest Black Friday deals.
Jeff and Victoria will talk about what you should and should not do this Christmas Season. If you have been preparing how do you make it go further if not how do you have Christmas without going into debt.
Victoria and Jeff talk about your credit and how and if it can affect you getting that new job. There are many changes happening in the laws of how potential employers can use your credit report. Listen in to find out what you need to know to make sure your credit report does not stop you from getting your dream job.
Jeff and Victoria will discuss basic principles you need to know about money and credit. Find out what your parents may not have told you about finances and credit, and how it has changed in the past couple of years. Tune in and get your questions answered
Jeff and Victoria will discuss basic principles you need to know about money and credit. Find out what your parents may not have told you about finances and credit, and how it has changed in the past couple of years. Tune in and get your questions answered
Trying to negotiate the world of mortgages is getting more and more difficult. There is a lot of conflicting information. Experts such as Dave Ramsey avocate a 15 year mortgage while Suze Orman seems to be saying to some, don't buy a home. So what is the real deal. Join Victoria Finch, Credit Expert and Jeff Dalverny, Finance Coach as we are joined by Rock Planck, Managing Director of Ottimo Capital Group. Is the 30 year mortgage becoming extinct? Rock has somethings to say about that.
Jeff and Victoria will discuss basic principles you need to know about money and credit. Find out what your parents may not have told you about finances and credit, and how it has changed in the past couple of years. Tune in and get your questions answered.
Victoria and Jeff will go through some easy to do things to cut your electric bill. Times are tough incomes are down many are still unemployed and we are all looking for ways to come up with more money to get out of debt. Listen in to find some very useful and easy ways to find more money in your budget.
Finance Coach Jeff Dalverny and Credit Expert Victoria Finch will discussd 11 myths that destroy your prosperity. Is there a such thing as good debt? When is the best time to start a new business? Is starting a new business in this economy a bad idea? Do you have a scarcity mentality? Do not miss this episode. Learn how you may be blocking your blessings and prosperity without knowing it.
Jeff and Victoria welcome guest Steve Stewart from MoneyPlan SOS. We will talk about how he got started and what he is doing to grow his own business. We will also talk about what you can do to help turn around our economy.
Technology not your thing? But, money management is impotant to you. Don't miss this episode on low tech ways to manage your money. You do not have to be an electronic geek to track your money. Today Finance Coach Jeff Dalerny and Credit Expert Victoria Finch will discuss other options that will make it easier to keep a handle on your finances.
Victoria and Jeff will talk about the myths about bankruptcy. Also, we will talk about what you need to know before you make the decision to file. Find out what you need to do if you have to file BK and rebuilding after.
Victoria and Jeff will talk about how we can help turn this economey around. It is not just Washington DC's problem it is ours. Listen in to find out what you can do to help turn our econmey around. Practical steps you can and need to take to stay ahead of the game.
Victoria and Jeff with discuss what your kids need to be doing to protect there ID at college. We will also take a look at what is going on with the goverment and the money and bring it down to a prospective that we can all grasp. As always your questions and comments are welcome.
Credit Expert Victoria Finch and Finance Coach Jeff Dalverny with be interview Mortgage Consultant Sean Goble today. Learn all the ins and outs of getting a mortgage. Think you know what you need to listen in because things have changed.
Finance Coach, Jeff Dalverny and Credit Expert Victoria Finch will discuss current schemes and fraud to get your credit card information. 1 trillion Americans have credit cards. This makes credit card fraud very attractive to theives. Learn how to avoid being a victim and protecting your good name.
Your Finance Coach, Jeff Dalverny, and your Credit Expert, Victoria Finch will welcome Author, Carol Coots. Carol co-authored the book Stop Wasting Money! with her husband Norm Coots. Carol has worked in the healthcare industry for over 20 years in the Financial area. She has seen so much incorrect billing, including fraud and abuse, that she decided to srart her own company three years ago to audit claims and help individuals that can not get the Insurance to pay the claims. She started working with her husband to learn process improvement and lean thinking. Carol and her husband Norm have saved businesses and consumers combined over $50 million dollars over the last few years. Eventhough at one point they had a 90% drop in income they did not lose their home or cars. They want to show others how to learn this process. So do not miss this episode and STOP WASTING MONEY!
Victoria Finch, your Credit Experrt, will share her story of being a bankruptcy single mother on food stamps to business owner. She will give you practical advice on how to start fixing your credit. She wil also give you helpful advice about how she started her buinenss with less than $500. You don't want to miss this episode if you have a passion and a dream to create your own destiny.
Victoria Finch, here, your Credit Expert. Do you pay your kid(s) an allowance? If they are like mine the first thing they want to do when they have enough money is to spend it on a video game. Jeff Dalverny, your Finance Coach and I have been made aware of some new technology that will help your children use their money wisely. This might be what you were looking for to get your kids to save and give.
Victoria and Jeff with talk about 5 money rules that have been around and if they are really the best way to handle our money.
Victoria and Jeff will talk about things we are doing that are warning signs we are getting into financial trouble. We will give you tips to turn yourself around and get moving away from trouble. Listen in and ask questions
Identity theft is the fastest growing crime in America and has ranked as the #1 complaint recieved by the Federal Trade Commission. Victoria will share her nightmare of working through identity theft.
Victoria and Jeff will talk about the housing market and when buying a home is a good idea, especially when you are looking aty real estate as an investment. What do you need to be looking for and when is it the right choice for you.
Yahoo finance recently posted an article about a man who earns $30,000 per yearn but has a millionaire lifestyle. Victoria and Jeff will discuss the article while adding their own twist. Tune in to this one and discover how you can live like a millionaire on an average salary.
Unemployment is close to 10%. There are jobs out there. Victoria and Jeff will discuss what some of the Fortuen 100 companies are looking for. If you are unemployed or under employed, you won't want to miss this episode. Fortune 100 companies like Target, IBM, Best Buy, General Electric and more are hiring. Victoria and Jeff will discusss who they are looking to hire and what they are looking for in candidates.
Listen in to hear how changes you need to make to manage with gas prices over $4 a gallon and the prospect of it going higher. Victoria and Jeff will give you ways to look at and make adjustments to make your cash work for you. Listen in and comment.
Do you think you are you a financially fit woman? Jeff Dalverny, your Finance Coach and Victoria Finch, your Credit Expert will discuss what takes to be financially fit. Do you measure up? Join Victoria and Jeff and find out.
Victoria and Jeff talk about some of the crazy and dumb things we do thinking we are saving money. Yes I said it we do some really stupid things thinking we are saving money when in reality with time we spend and many other factors it really ends up costing us more. What have you done to save money that in the end cost you more? Let us know we would love to have them on the show.
This week Victoria and Jeff will share with you some of the dumbest things we do with our money and why. There are a lot of things that very intelligent people do with there money that is very dumb. Why? Listen in and we will tell you and what they are.
Victoria and Jeff will talk about some easy and quick ways to make your cash go further and to set plans in place to help your loved ones. You don't have to be an expert to manage your money and get ahead. Listen in and let us help you make it big.
Listen in and give us your questions on how to make your income go further and have a greater impact. Victoria and Jeff will show you how you can do this.
Jeff and Victoria often here clients say "I don't have 2 pennies to rub together" Our response: "Sure you do." Victoria and Jeff will discuss actions you may be taking that you may not realize that is wasting your money. We will show you how to avoid the small things so that you can keep more of you hard earned money.
Jeff and Victoria often here clients say "I don't have 2 pennies to rub together" Our response: "Sure you do." Victoria and Jeff will discuss actions you may be taking that you may not realize that is wasting your money. We will show you how to avoid the small things so that you can keep more of you hard earned money.
This week Jeff and Victoria will discuss several true stories of what some families have done to free themselves from the bondage of debt. Also, what freedoms have come with this life change and how you can get there as well.
Love and bliss can quickly turn to blame and resentment. In this episode Consumer Credit Expert Victoria Finch and Finance Coach Jeff Dalverny will discuss the "I don'ts" of combining your credit and finances with your future partner. What ever your financial situation this episode if for anyone married or ever considering marriage.
There are articles going around about breaking smart money rules because of low interest rates. We will talk about them and tell you why no matter how "cheap" money is, this is a bad idea. Listen in to get some solid education to get ahead and win with your money.
We will be discussing how we are loosing so much money in the way we buy. How are you reestablishing or building your credit? Are you making the best choices during tough financial times? We will answer these questions and more.
In the final segment on taxes, Jeff Dalverny, The Finance Coach and Credit Expert Victoria Finch will tell you what you need to do to avoid a tax audit.
Expecting a tax refund? Hold on! Victoria and Jeff will discuss common and not so common errors that could delay your refund.
It's that time of year again - Tax time! Jeff and Victoria will discuss tax mistakes that have can have huge consequences.
Jeff and Victoria will be joined once again by the owners of Sycamore Commercial Lending. Topics will include: Is lending still hard to get? What is the difference between a hard money loan and a soft money loan? Why is it important to know the difference? What does a business owner need to do in preparation of applying for a commercial loan?
It's a new year and it's time to stop the excuses and start taking steps to control your money.In this episode, Jeff and Victoria will give you practical advice on how to control your money.
In this episode Jeff and Victoria will discuss the dirty little secret of how disputing items on your credit report can actually lower your credit score.
Credit Expert Victoria Finch and Finance Coach Jeff Dalverny will highlight this years most popular shows.
This episode is the first of two in which Jeff and Victoria will look back over 2010 and discuss the hot topics of 2010 from The Big Lie to Starting Your Business on a Shoe String Budget.
With many Americans being unemployed they may be considering working from home. Jeff and Victoria will discuss pros and cons of working from home. What you need to watch out for in order to avoid work at home scams.
Victoria and Jeff will be discussing the holiday season and how to get through Christmas without carrying the debt till next year or longer.
Today is Cyber Monday! Jeff & Victoria searched the web to find you the best deals. Victoria & Jeff will also start the Best Christmas Gifts under $10 series. Over the next 3 weeks Jeff & Victoria will share with you tips & techniques to have a merry holiday season without breaking the bank.
Many consumers are still finding themselves in heavy credit card debt. Consequently, more and more Americans are turning to debt settlement companies also known as debt negotiation companies. In this episode Jeff and Victoria will discuss what you must know before contacting a debt settlement company.
Times are tough and we have to start thinking outside the box. Jeff & Victoria will discuss how thinking outside the box can bring you cash.
Today Jeff and Victoria will recap the past six week series starting your business on a shoe string budget.
We have come to the final episode of How to Build Your Business on a Shoe String Budget - Putting It All Together. In the series so far we have learned how to set goals, the importance of leverage, how to use social media effectively, how to build your brand, and how to position yourself to be a leader in your field. We are excited to welcome Ambre Ashley Creator of Ambre Blends an internationally known body essence company. Ambre will share her story of going from her basement to an international company. Ambre will discuss real life experience of using the Shoe String Budget techniques we've been discussing. Ambre is full of energy and passion. Make sure you tune in!
In Part 5 of the Series How to Build Your Business on a Shoe String Budget, your Credit Expert Victoria Finch and Finance Coach Jeff Dalverny will be joined by Jeff Bowe Principal of the Actum Group and INFOCUS Selling. In the series so far we have learned how to set goals, the importance of leverage, how to use social media effectively, and building your brand. Now is time to get your product and service out to your audience (your target market). Jeff Bowe will discuss hows and whos to selling and becoming profitable. Don't miss out on this one. Learn how to position yourself to be leader in your field.
In Part 4 of the series Building Your Business on a Shoe String Budget, Your Credit Expert Victoria Finch and Finance Coach Jeff Delverny will be joined by Matt Maudlin of The Email Experts. In today's economy many of us cannot afford pricey marketing campaigns. Matt will share tips and techniques on how to get your product and/or services in front of buyers with little cost.
We are excited to have Douglas Karr with us for this episode. Douglas Karr is the Founder of DKnewmedia, Speaker, and Author of Corporate Blogging for Dummies. Douglas is a social media, digital, and database marketing specialist with two decades of database marketing experience. Doug is one of few true social media gurus. We are sure that you will find this episode informative and useful. Learn how you can effectively use twitter, facebook, LinkedIN, and other social media platforms to grow your business. Whatever stage of the business building process you are in, you will not want to miss the episode.
Credit Expert Victoria Finch and Finance Coach Jeff Dalverny will be joined by Ben Hanania President of Comtrex LLC. Entrepreneurs make one fatal mistake when starting their business. Failure to leverage others. Business owners tend to be the Jack of All Trades in their business. They are the accountant, the sales representative, the webmaster, the bookkeeper and so on. This Jack of All Trades mentality will ruin your business. Ben will share his personal story of how he went from working 15 hour days to having time freedom. Outsourcing is an inexpensive way to get mundane tasks done while allowing YOU to grow you business. Find out the ins and outs of outsourcing. Don't miss this episode!
Jeff and Victoria are excited to be joined by Author Robby Slaughter Founder of Slaughter Development a work flow productivity company and Author of the book Failure: The Secret of Success (visit www.failurethebook.com for more on Slaughter's book and a sample chapter). Robby will discuss How NOT to Start a Successful Business. We will discuss basic methodology and processes such as goal setting and action strategies needed to create a successful business.
Have you always dreamed of owning your own business but did not know where or how to start? Do you have a passion that you want to turn into profit? In this episode Jeff and Victoria will discuss strategies and techniques needed to get your credit and finances in order for business ownership. If you are a business owner or considering opening your own business you MUST tune in to this episodes.
When most of us think of going green, we think about how expensive it is. It is seldom that going green and budget appear in the same sentence. In this episode Victoria and Jeff will discuss smart ways to go green while sticking to a budget.
With the passage of Regulation 9 and the Credit Card Act of 2009 banks, credit unions, and credit card companies are using new tricks & tactics to keep you in debt. Credit Expert Victoria Finch and Finance Coach Jeff Dalverny will expose these new sneak tactics. You don't want to miss this episode. Find out how you can protect your credit, finances, and good name.
Credit Expert Victoria Finch and Finance Coach Jeff Dalverny will explore the question - Are your friends keeping you broke? Are your friends constantly asking you to go out to dinner at expensive restaurants? Do your friends conveniently drop by for drinks without contributing? Do you try to keep up with the Jones? Do you friends assume you will always drive and pick up the tabs? Do you buy things for your children just because your friend bought it for their children? How do you bow out gracefully from activities that you just can not afford? Jeff & Victoria will discuss some sticky situations you may find yourself in. Join the show. Let us know how you handle tough spots with friends & finance.
Join Credit Expert Victoria Finch & Finance Coach Jeff Dalverny as we discuss today's money attitudes. What did our grandparents and baby boomers teach us about money and finance? Why are most of us having financial issues? How did we get here? Americans have more credit card debt than anytime in history. Is our economic system designed to keep us in debt? Jeff and Victoria will weigh in on these questions and more.
The Big Lie...Do we have to have to borrow money to make the world go round? Is debt and credit necessary? Many believe that credit is a necessary ingredient to the the success of American financial system. Do you agree? Disagree? We will discuss these questions and more.
Do you keep applying for jobs and can't figure out why you do not get so much as a call. YOur credit may be the reason. According to a survey by the Society for Human Resource Management, 60% of employers are using credit checks for some of their openings. Credit Expert Victoria Finch and Finance Coach Jeff Dalverny will discuss this growing trend and what you can do about it. If you are unemployed, underemployed, an employer, an employee you do not want to miss this episode.
In this episode Finance Coach Jeff Dalverny and Credit Expert Victoria Finch will children and money. What do you tell your children about money? How much of family finances should you share with your children? What is the best age to start teaching children about money and finances? How do you answer the tough questions such as: "Are we rich?" Tune in for answers to these questions and more.
We all make them - MONEY MISTAKES! In this must listen to episode Credit Expert Victoria Finch and Finance Coach Jeff Dalverny will discuss the common mistakes many of us make with MONEY! It's the fine print that no one tells you about that can and does cost you hundreds of dollars each year. Could you be a victim?
In this episode Finance Coach Jeff Dalverny and Credit Expert Victoria Finch will speak about debt, debt relief, good debt versus bad debt. And how about those student loans. Good idea or bad idea? Does America need debt to maintain a stable economy. Tune in to hear what Jeff and Victoria has to say about many debt issues.
Divorce Proof your finances! In this episode Finance Coach Jeff Dalverny and Credit Expert Victoria Finch will discuss strategies that couples can use to divorce proof their finances. If you are married or contemplating marriage or have a significant other you MUST tune in to this show.
Victoria and Jeff will be joined by special guest Hazel M Walker "the Queen of Networking" she is franchise owner of BNI Indiana and The Referral Institute. Hazel is also a Speaker, Trainer, Mentor, Coach, and Writer. Please join us to understand what you are doing right and what you are doing wrong in your networking. And, as always we will bring you the credit & finance information you MUST know.
Join Finance Coach Jeff Dalverny and Credit Expert Victoria Finch as we welcome Lending Experts Jeff Ringle & Chris France to discuss the ins and outs of mortgage lending and how current housing legislation can cost you thousands of dollars.
Credit Expert Victoria Finch and Finance Coach Jeff Dalverny will discuss the truth about credit. What the banks and lenders want you to believe about credit that will keep you one decision away from lowering your credit score. If you have good credit you must tune in to avoid pitfalls that could cost you your good name. If you have less than perfect credit tune in to learn how to rebuild.
Join Credit Expert,Rebuilding Specialist, and sought after Speaker Victoria Finch of Integrated Credit Specialists, LLC with Co-Host Jeff Dalverny of the Finance Coach for The Credit and Finance Show. Victoria and Jeff will give tips on how to become debt free and how to attain financial victory.
Jeff & Victoria will be joined by Ben Hanania Chariman of the Ethical Credit Repair Alliance. We will discuss the legality and basics of credit repair.
Indiana Attorney General Greg Zoeller will join Victoria and Jeff to discuss the role of the Indiana Attorney General's office. Top scams and rip offs and how consumers can fight back.
Victoria and Jeff will be joined by Entrepreneur Ryan L. Cox the founder of Schindigs Inc. Schindigs is a mobile tool for your social calendar. Ryan is also the Principal of Cox Consulting Group, a social media and marketing company. Ryan will share his successes and challenges of being an Entrepreneur in today's economy. You won't want to miss this one!!
Victoria and Jeff will be joined by Businesswoman Extraordinaire Lorraine Ball of Roundpeg, Inc. Lorraine will lend her expertise in working extensively with small businesses to inform and educate small business owners on what they need to know to survive this down economy.
We are blessed to have Ms CJ Koen, Author, Motivator,Dynamic Speaker, and BlogTalkRadio host, as our special guest. Ms CJ will talk about God's promises of prosperity and wealth.
Victoria and Jeff will be joined by special guest Chuck Bricker of Bank of America.Chuck has been in the banking industry for over a decade and will provide insights into home ownership, lending changes, and information for those facing possible foreclosure.
Very often credit issues are actually money management issues. This episode will address frequently asked questions, money tips, finance tips, information about credit scores, and our attitudes toward money,spending, and saving. We will have special guest Professional and Personal Development Energy Coach Minoshia Gail Humphrey. Minoshia creates Catalyst 4 a Change energy. In addition Minoshia is a Psychic Surgeon, Animal Communicator, Space Energy Clearing Professional and Personal Development Energy Coach You do not want to miss this episode! Call (646) 727-3092 to listen or to join the conversation.
Are controlling your money or is your money controlling you? Are you tired of living paycheck to paycheck? Join Credit Expert Vitoria Finch and Co-Host Financial Counselor Jeff Dalverny with guest Scott Deorhman to discuss money tips, budgeting ideas, debt strategies, and your credit report.
Join Victoria and Jeff with guests Marcus Colson and L. Andre Gibson of Sycamore Commercial Lending to discuss commercial lending 101. Banks are tightening their lending to small businesses. We will discuss alternatives. This is must listen to for any business owner.
Many people are facing foreclosure today. Before you put your house for sale or move you must know your options. There are several options that may allow you to stay in your home. Knowledge is power.
There is a lot of confusion regarding business credit and its affect on personal credit. This is a must listen to show for anyone in business. It is important to separate your business credit from you personal credit.
Don't let your credit keep you in bondage. You are more than your credit score. Do not let a three digit number stop you from realizing you financial dream. This episode will be the first in a series of credit education topics.