Angela Bozek's show: Recent Episodes
Angela Bozek
http://fixingfinances.com/debt/help-with-student-loans/ Make sure you understand the terms of any loans or plans these people suggest. Ask what the payments will be, how long they will last, and what the interest rates are. Ask if loans are secured or unsecured. Find out any special terms. Be sure you understand what, if anything, might affect your credit report.
Last but not least, ask yourself if you’re really ready to get control of your finances. If you consolidate your debts but just go out and make more debts, you’ll not be any better off next year than you are now. In fact, you may dig yourself in deeper. You should only try debt consolidation when you’re serious.
http://fixingfinances.com/debt/loans-to-pay-off-debt/ Don't try to figure out all of this stuff by yourself; there's no enough time for you to become the kind of expert you need! Take advantage of the pros. They're all over.
http://fixingfinances.com/debt/upside-down-car-loan/ When approaching debt consolidation, first of all, check out your options online and in person. Don’t be afraid to start asking questions. Most rich people ask financial questions of financial people all of the time! If you have a bank you like, ask to talk to somebody at your bank about debt consolidation.
http://fixingfinances.com/debt/debt-reduction-services/ Some debt consolidation organizations will lend you money based on the equity in your home. This is a form of secured loan and it does not involve having to refinance your mortgage. It’s a separate loan.
http://fixingfinances.com/debt/how-to-consolidate-credit-card-debt/ While some scams are blatant, there is a breed of scam artist who is very clever. You may find yourself caught in some very subtle schemes. After all, a lot of money is involved in debt consolidation and money always attracts crooks. Besides that, people seeking debt consolidation can be frightened and overwhelmed, which are not good traits in a decision maker.