Kevin Muñoz, an intellectually curious immigrant from Guatemala and DACA recipient, dives deep into a wide range of topics he feels should be discussed more within the Latin American community, including business, finance, technology, politics, mental health, and more. In addition, he interviews undocumented entrepreneurs and experts from all walks of life to find out how they navigate the U.S. economy.
Bonus episodes on Patreon.com/latinamericaneo
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First, we cover the devastating landslide in Papua New Guinea, where officials are racing against time to evacuate residents while the true scale of the tragedy remains unclear.
Next, we explore the surge in Canadians moving to the U.S., with emigration reaching a 10-year high as manyseek a more affordable and politically favorable lifestyle.
Lastly, we discuss the IRS's expansion of its Direct File program, set to allow taxpayers in all 50 states to file their taxes directly with the government for free starting next year.
Join us as we break down these impactful stories and their implications.
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Hey tech lovers! In this episode of The LEO Podcast, we dive into three hot tech stories. First, we explore a breakthrough in blood transfusions with a bacterial enzyme that could create universal donor blood. Next, we discuss the Biden administration's new 100% tariffs on Chinese electric vehicles and what this means for the US auto industry. Lastly, we unpack the DOJ's antitrustlawsuit against Live Nation, aiming to break up their alleged monopoly over the live entertainment industry. Tune in for all the details!
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First, we look at Argentina's pioneering nuclear research sector facing massive budget cuts, stalling crucial projects and raising concerns about the country's future in nuclear innovation.
Next, we discuss Mexico's upcoming presidential election, where scientist and environmental engineerClaudia Sheinbaum Pardo is running for office. Her potential win could bring a unique perspective to the presidency, but questions remain about her alignmentwith current policies.
Finally, we cover the strikesat dozens of Brazilian universities as academic workers demand higher wages andbetter funding.
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First, we discuss Microsoft's decision to ban U.S. police departments from using their enterprise AI tool for facialrecognition, and what that means for law enforcement and ethical AI practices. Then, we explore the concerns of nurses as hospitals implement AI in healthcare systems and the impact it could have on patient care. Lastly, we break down the consequences of Congress allowingfunding for the Affordable Connectivity Program (ACP) to run out, potentially leaving millions of households without affordable internet access.
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Join us for a riveting episode as we delve into three headline-grabbing stories across Latin America. From the unlikely alliance of Argentina's President Milei and Tesla's Elon Musk, to the harrowing timeshare scams orchestrated by Mexico's Jalisco New Generation cartel, and the environmental crisis unfolding as fires ravage Guatemala under President Arévalo's declaration of natural disaster. Tune in for a deep dive into liberty, scams, and environmental challenges in the region.
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First, we explore the collaborative efforts between the United States and Mexico to diversify the semiconductor supply chain, reducing dependence on foreign sources.
Next, we delve into New York City's ambitious plan to pilot AI-powered gun detectors in subway stations, balancing security measures with privacy concerns amidst decreasing crime rates.
Finally, we uncover Russian President Vladimir Putin's directive to develop a domestic video game industry, aiming for technological self-reliance amidst economic sanctions and global disruptions.
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In this episode, we dive deep into the tumultuous waters of undocumented immigration in the United States. Despite remaining stable since its peak in 2007, the story of undocumented immigrants is one of enduring resilience and shattered promises. From the highs of economic prosperity to the lows of political deadlock.
Cultural Leadership Fellowship For Undocumented Professionals
https://www.culturalleadershipfellowship.org/
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Join us for a riveting episode where we explore the latest tech breakthroughs and regulatory moves shaping our digital world. From groundbreaking battery innovations to cryptocurrency bans and collaborative efforts against AI election interference, we cover it all. Tune in to stay informed and engaged with the ever-evolving tech landscape!
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From Mayan traditions to contemporary obsessions, explore the intersection of culture, history, and identity in the vibrant landscape of the Guatemalan Highlands. Tune in for a journey of discovery unlike any other, as we unravel the shimmering legacy of grills in Central America.
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First up, we uncover the latest waves of layoffs hitting Big Tech, signaling a continued quest for efficiency and major investments in generative AI. Then, we shift gears to the exciting realm of finance with exclusive insights into Reddit's plans for its long-anticipated IPO in March.
But the excitement doesn't stop there – we introduce you to FiloBot, a vine-like robot that grows in response to light and pressure. Inspired by plants, FiloBot opens new possibilities for search-and-rescue missions and navigating unpredictable environments.
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Unpack the geopolitical intrigue as we delve into China's expanding influence in Latin America and the U.S.'s strategic dance to counter it. From trade to military ties, we explore the complex relationships shaping the region.
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First up, join us as we unravel the FTC's investigation into Adobe's subscription struggles—will they kiss and make up, or is it a breakup in the making?
Next, venture into the Elon Musk universe, where the maestro himself plans to launch not just a school but a full-fledged university in Austin. Explore the potential birth of the Elonversity era and the Musk-driven educational revolution reshaping Central Texas.
But the intrigue doesn't end there! Journey with us to the picturesque shores of Hawaii, where Mark Zuckerberg is building a billion-dollar tech fortress. Dive into the secrets of his top-secret compound, complete with underground bunkers, treehouse villages, and a touch of James Bond mystique.
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In this episode, we unravel the political storms in Guatemala, where election results face a fierce challenge. Argentina takes center stage with a bold economic move, sharply devaluing its currency. Lastly, a U.S. political chess match explores controversial immigration tactics to secure Ukraine aid.
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ByteDance, the mastermind behind TikTok, takes a strategic step back in the gaming world, impacting hundreds of employees. Join us as we unravel the mystery behind Apple and Goldman Sachs' financial separation, leaving us wondering who will be the next issuer to step into the ring. And the superhero saga continues with The Boys: Mexico, a new chapter executive-produced by Diego Luna and Gael García Bernal. It's a tech and entertainment mashup you didn't know you needed. Where tech, finance, and superheroes collide!
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Dive into the kaleidoscope of Hispanic perspectives on abortion, gun policies, and immigration in this eye-opening episode of The LEO Podcast. From political potlucks to the wild west of gun control, join Kevin Muñoz as we unravel the layers of diverse opinions within our vibrant community. Stick around for insights on cultural identity and customs, leaving you with a deeper understanding of the rich tapestry that is the Hispanic experience. Tune in, relax, and explore the dynamic views that shape our world.
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Some visitors to a celebration in Hong Kong of the Bored Ape Yacht Club collection of non fungible-tokens complained about eye problems and blamed the lighting used at the event.
The United States will launch an AI safety institute to evaluate known and emerging risks of so-called "frontier" artificial intelligence models.
How to set the “pulled over” shortcut on your iPhone.
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Join me while I explore the intricate web of recent immigration laws in Texas breaking down the three impactful bills shaping the state's border security landscape. From funding border barriers to addressing illegal entry and human smuggling, dive into the controversies, debates, and potential outcomes. Join the political drama as GOP lawmakers grapple over crucial decisions, internal clashes, and the fate of a $1.5 billion border wall funding. As the special session clock winds down, witness how Texas' choices echo in the national immigration conversation.
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After years of discussions, the bill has now become law in the UK, with the aim of making the internet safer for children.
Scheduled for launch on November 9th, this innovative device has already garnered attention, earning a spot on Time Magazine's "Best Inventions of 2023" list.
Google and Apple have made headlines by temporarily disabling live traffic conditions and busyness information in Israel and the Gaza Strip
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In this episode, we explore the causes, consequences, and possible outcomes of the ongoing protests in Guatemala, where thousands of people are demanding the resignation of the attorney general, who they accuse of trying to prevent the president-elect from taking office. We also discuss the role and response of different actors, such as Arévalo, Giammattei, the OAS, the US, and other international partners. Tune in to learn more about this important topic and how it affects Guatemala’s democracy and human rights.
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First up, we'll unpack the unexpected as tech tycoon Elon Musk makes waves at the Texas-Mexico border, weighing in on the US immigration debate.
Next, we'll venture into the heart of the Amazon, where a looming ecological crisis is gripping the rainforest. Thousands are feeling the impact of a severe drought, and we'll dissect the environmental and humanitarian ramifications of this unfolding crisis.
For our third and final story, we explore Panama’s challenging Darien Gap, where the number of migrants crossing has surged to a record-breaking 400,000.
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Here are the four stories that you should know about in the tech world today! For our first story could New York City’s new law mean the end for Airbnb? Our second story: OpenAI admits AI writing detectors are flawed, Our third story Scientists have grown an entity that closely resembles an early human embryo, without using sperm, eggs, or a womb. For our fourth and final story, A Japanese city is installing robots in classrooms so kids who are worried about attending school can tune in remotely
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In today's episode, we explore the intricate layers of political turmoil in Guatemala, talk about the intriguing parallels between the Berlin Wall and the US-Mexico border situation, Shed light on the enduring legacy of redlining in the United States, and delve into the captivating world of AI technology as it unveils the faces of Argentina's disappeared.
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Explore the implications of new cryptocurrency tax regulations, the impact of U.S.-China relations on tech investments, the SpaceX lawsuit's twists, and more.
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Explore the rising trend of Buy Now, Pay Later services and how they're shaping the Latino community. Discover insights into its surge amidst grocery price hikes, its implications for specific demographics, and the potential risks involved. Tune in for a comprehensive discussion on making informed financial decisions in a changing world.
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In this episode of Tech Talk,we explore groundbreaking AI advancements in breast cancer detection, the White House's collaborative plan to tackle the IT security workforce shortage, China's new regulations on smartphone use among youth, and the implications of AI on American jobs according to a Pew Research Center analysis. Stay informed with the latest tech news!
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Uncover the secrets of the Maya civilization with Dr Ivan Šprajc, the real-life Indiana Jones. Learn about its political significance, clues to Maya life, and the enigmatic collapse of their civilization over 1,200 years ago. Discover the thrill of archaeological exploration and the enduring legacy of the Maya people.
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In this episode of Tech Talk, we cover four hot topics that will blow your mind. You’ll discover how a sperm-injecting robot can help couples with infertility, how to create stunning AI-generated profile pictures on TikTok, and how to earn a high interest rate on your savings with Apple Card.
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In this episode, we discuss the tough decision many DACA recipients are facing - whether to leave the US due to ongoing legal limbo. We share the stories of numerous DACA recipients who have chosen to leave the US in search of a brighter future and shed light on the challenges they face and the difficult decisions they are forced to make. From emotional trauma to negative economic effects, we explore the impacts of self-deportation and provide insight into why so many DACA recipients are making the difficult decision to leave the only country they have ever known. Tune in to gain a deeper understanding of the complex issues that DACA recipients are dealing with and the importance of comprehensive immigration reform.
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In today's episode, I had the pleasure of speaking with Blanca Rangel. The creator behind the Instagram account @firstgensurvivalguide. Blanca is an undergrad student attending California State University, Fullerton majoring in psychology and human services.
In our discussion we dive deep into the challenges that first-generation students face, the college experience, mental health, the impact of our upbringing on our personalities, and assuming parental responsibilities at a young age.
GUEST SOCIAL MEDIA HANDLES: @firstgensurvivalguide
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Episode Title: #77 (TECH) “ Silicon Valley Bank’s Collapse” — Meta's Decentralized Social Network, Discord's AI Experiences, and MIT's X-Ray Vision AR Headset"
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Today, we'll be discussing the recent New York Times article on the exploitation of unaccompanied migrant child workers in the United States. According to the article, many of these children are being forced to work in unsafe and unsanitary conditions, and are often paid less than minimum wage. We'll be exploring this issue in greater detail today, and discussing what can be done to help these vulnerable children.
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We all love that morning cup of coffee, but do you ever wonder if it's really giving you the energy boost you need? Well, today we're diving into the science behind caffeine and how it affects our bodies.
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Episode Description:
Another season is down in the books! The official end of Season 4. Patrons shoutouts, and year-end recap.
Top episode for 2022 link:#52 The Lasting Impact of Trauma With Professor Esther Villegas-Sandoval
https://latinamericaneo.org/podcast/episode-52/
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The e-commerce market in Latin America is one of the most rapidly growing in the world. Argentina, Brazil, Chile, Colombia, Costa Rica, Mexico, Panama, and Peru are among the top online markets as a result of the pandemic, which ultimately changed the way consumers shop.
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According to Pew Research In the last few decades, Hispanic enrollment at postsecondary institutions in the U.S. has seen an exponential increase. Rising from 1.5 million in 2000 to a new high of 3.8 million in 2019 - partly reflecting the rapid growth of Hispanics as a share of the overall U.S. population. However, despite this boom in enrollment, the obstacle of affordability still remains.
Furthermore, a report by TheDream.US and Golden Door Scholars shows their graduates have a 94 percent workforce participation rate, compared to the 84 percent rate for college graduates nationally.
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In today's episode, I had the pleasure of speaking with Pedro Hernandez, a fellow DACA recipient, with a Master of Science in Social work. He is currently a Licensed Master’s Social Worker and a third-year doctoral student at Our Lady of the Lake University where he is doing research on immigration, DACA, and healthcare disparities in minority communities. In addition, he is also a member of the Society for Social Work and Research, part of the OLLU LGBTQ Alliance, and Ph.D. Pre-Health Dreamers. As well as an active volunteer at the Food Bank of the Rio Grande Valley, Inc. Website: DACA Research Survey https://ollusa.co1.qualtrics.com/jfe/form/SV_ahnFCM36dkrlwbQ?Q_CHL=qr&fbclid=IwAR1iqw-ZiYqIm0vOKQzeghfUBRNrXf2K4mEiqq63t-wbY_vHT6uIBG3ae1E CONTACT INFO: Instagram: @phernan_zin BONUS CONTENT Patreon: ✨www.patreon.com/latinamericaneo✨ 👉Website: www.latinamericaneo.org 👉Instagram: @latinamericaneo 🛍 Merch:https://latinamericaneo.org/shop 🔗LISTEN EN ESPAÑOL: https://anchor.fm/latinamericaneoes
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For today's episode, we're going to be going over some stats from the 2020 U.S. Census as well as data from the U.S. Bureau of Labor Statistics that shows the average monthly income of a Hispanic worker and some other important relevant data.
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Hey, it’s Kevin here. Before we jump in I’d like just to give you all a quick Trigger Warning: This episode contains discussions of violence against minorities, and other content that some people may find disturbing. Please check the show notes for more detailed descriptions and take care of yourself.
During the 36-year-long Guatemalan civil war, indigenous women were systematically raped and enslaved by the military in a small community near the Sepur Zarco outpost. What happened to them then was not unique, but what happened next, changed history.
Sources:
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A magnitude 7.6 earthquake has shaken Mexico’s central Pacific coast, killing at least two people and setting off an earthquake alarm in the capital. Officials said there were also damaged buildings and knocked out power in some areas closer to the epicenter. All this happened on September 19th the same day that major quakes battered the country in 1985 and 2017.
Meanwhile, most of Puerto Rico is without power after hurricane Fiona roared over the Caribbean island. Wind and rain from the storm tore the roofs off the houses and stripped the pavement from roads.
Hurricane Fiona then moved to the Dominican Republic, where emergency officials reported downed trees and power poles.
How to help people in Puerto Rico recover from Hurricane Fiona:
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Hey, it’s Kevin here. Before we jump in I’d like to just give you all a quick Trigger Warning: This episode contains racial trauma, discussions of violence against minorities, and other content that some people may find disturbing. Take care of yourself.
Mexican Americans were targeted and systematically abused by law enforcement, and people of Mexican descent were targeted and killed by mob violence and lynching. Signs reading “No Mexicans Allowed” dotted numerous restaurants and other public accommodations in Texas along the U.S. Mexico border. Juan Crow - refers to the laws patterned after American Jim Crow laws targeting African Americans, that enforced racial discrimination against Latino Americans.
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Episode Description:
Today, 45 million Americans collectively owe $1.7 trillion in student loans. The failure by policymakers, regulators, and industry at every state of the student loan lifecycle have driven nine million student loan borrowers into default, two million behind on payments and an entire generation of borrowers that have been left behind as student debt impacts their retirement savings, owning a home, forming a family, or starting a business. However, according to research, Black and Latino students with individual student loans are disproportionately bearing the burden of the student debt issue.
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First up - Coming this September Apple is gearing up to show us all the new iPhone 14 along with new Macs, low-end and high-end iPads, and THREE Apple Watch models.
Our second story - Google employees petition bosses for abortion policy changes
Our third story - China against the recently passed Chips and Science Act in the U.S.
And for our fourth and final story... A new report is shining a spotlight on potential privacy concerns loopholes in apps that collect women’s personal health information following the reversal of Roe v. Wade.
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Millions of minority households across the nation are facing distinct, serious financial problems during this period, including many who are being threatened with eviction and face unsafe conditions in their neighborhoods, with few options to help.
And when it comes to the Hispanic/Latino community, Latinos are substantially more likely than whites to report they are currently having serious financial problems. They are also more likely than whites to report not having enough emergency savings to cover at least one month of their expenses, more likely to have serious problems affording food, and having serious issues affording their mortgage or rent.
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In 1946 the United States government immorally and unethically and, arguably illegally engaged in research experiments in which more than 5000 uninformed and unconsenting Guatemalan people were intentionally infected with bacteria that cause sexually transmitted diseases. Many have been left untreated to the present day. And although US President Barack Obama apologized in 2010, and although the US Presidential commission for the study of bioethical issues for the Guatemalan experiments was morally wrong, little if anything has been done to compensate the victims and their families.
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Episode Description:
First up - Last Thursday, the democrats on Capitol Hill introduced legislation that could restore net neutrality and the authority of the Federal Communications Commission to regulate broadband.
Our second story - Russia will withdraw from the International Space Station (ISS) after 2024 and build its own orbital station, according to the head of the Roscosmos state space agency.
And for our last story... GTA 6 will feature a Latina playable protagonist and takes place around Miami AKA Vice City.
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Episode Description:
Enovid, the world's first birth control ushered in a new era of sexual autonomy for women. It was marketed as a safe, clinically tested way to take control of reproductive health. The pill had a bright future, but its past is intertwined with eugenics and colonialism. Its clinical trials took place not in the mainland United States, but in Puerto Rico, where strong women were given a strong formulation of the drug without being told they were taking part in a trial or about any of the risks they’d face.
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EPISODE DESCRIPTION:
Danna is the founder of CaliDanna Boutique CaliDanna
Mission: CaliDanna was created for the joyful, independent, and romantic woman that expresses her passion through clothes and style. We envision her feeling confident while wearing our CaliDanna pieces throughout the special occasion of her life.
Our mission as a brand is to empower women to take on the world and help them make their mark and impact on others with confidence and grandeur. We design clothes the Colombian way and wear them with confidence and style! CaliDanna is a supporter of Colombian entrepreneurs, creators, and designers. Our clothing is 100% manufactured in Colombia, with our designs created by a Colombian designer and entrepreneur Nathalia Nieto - with production centers in Barranquilla, Bogota, and Cali.
Social Media Handles:
@shop.calidanna
@dannayussieth
Website:
https://calidanna.com/
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Latino Tik-Tok star Leo González born and raised in Hanford, California has mixed comedy and culture to amass more than 2m followers and more than 66m likes in less than two years on Tik-Tok. His big break came when impersonated a Univision anchor and reporter. “Leo's goal is to try and bridge Latinos with everyone else” and to help bring people together through his comedy because he thinks there’s a lot of healing in laughter.
Tik-Tok: @leogonzall
Insta: @leogonzall
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For today's tech episode. We’re going to be talking about... the crisis of e-waste and children’s health.
We’ll specifically be referencing a report by the World Health Organization from 2021 titled “Children and digital dumpsites: e-waste exposure and child health”
The report summarizes the latest scientific knowledge on the links between informal e-waste recycling activities and health outcomes in children.
By endangering tens of millions of children and women of childbearing age, improper disposal of e-waste threatens the health and abilities of future generations.
A problem, that is most severe where impoverished city dwellers work in or live near informal dumps and landfills. These unmonitored sites in low and middle-income countries receive a large share of global e-waste.
Listen en español
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Esther Villegas-Sandoval is a sociology professor at the College of the Sequoias. She received her bachelor’s and master’s degrees from California State University, Northridge where she focused her studies on the experiences of undocumented college students in Southern California.
Her areas of research and expertise include the experiences & identity management of undocumented students; trauma-informed practices; and critical theory of love.
Professor Villegas-Sandoval strives to foster equity,
agency, and well-being.
Follow Professor Villegas-Sandoval:
@teti85
@mindfulsociologist
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Kicking off Season 4 with how bananas led to the CIA overthrowing the democratically elected government of Guatemala, violently reversing the progressive policies of the civilian governments. A coup that was ordered by the United Fruit Company ushering a 36-year civil war claiming the lives of about 200,000 people.
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Another season down in the books! The official end of Season 3 Finale announcement, Patrons shoutouts, and things I’ll be working on during the downtime for season 4.
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Born in Guatemala Luis von Ahn is known as one of the pioneers of crowdsourcing. He is the founder of the company reCAPTCHA, which was sold to Google in 2009, and the co-founder and CEO of Duolingo, the world's most popular language-learning platform.
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Episode Description:
Mojo Vision has developed a new prototype of its augmented reality contact lenses. Biden warned that the Russian government could use cyberattacks to escalate the crisis. According to reports, Facebook might be underreporting child sexual abuse material.
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ImmigrAsians
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Since last September, an Indigenous community, refugees forced off their land by armed groups from Colombia's ongoing rural violence, has been living in Bogotá's central Olaya Herrera National Park.
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A decade after Mexico became a testbed for the global spy tool now known as Pegasus, prosecutors still cannot say who ordered the mass surveillance of innocent civilians and government critics.
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In today's episode, we talk about a bill that is expected to be signed into law by Guatemala's conservative president within weeks... if passed it would impose the harshest punishments for abortion of almost any country in Latin America.
NYTIMES Article:
Https://Www.Nytimes.Com/2022/03/09/World/Americas/Guatemala-Abortion-Prison.Html
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The technological singularity—or simply the singularity—is a hypothetical point in time at which technological growth becomes uncontrollable and irreversible, resulting in unforeseeable changes to human civilization.
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Undocumented stand-up comedian and Tik-tok content creator Che Guerrero has been facing his undocumented problem for 30 years.
He does stand up and puts out content mainly through tik-tok about being undocumented and has recently released his own podcast called “Myundocumentedasspodcast” where he talks to other undocumented people about their personal struggles with the immigration system in a funny, revealing, and humanizing way.
Get connected and follow Che Guerrero on Instagram and Tik-Tok: @myundocumentedass
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This episode is all about the darker side of Avocados also dubbed “the blood diamonds of Mexico” due to Drug cartels increasingly controlling the avocado trade, the environmental impact, the amount of water they consume, and how they are grown. We’ll also be talking about why there was a recent temporary ban that was placed on avocados from Mexico.
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Episode Description:
**May explains to us how being an immigrant has fueled her to pursue her vision.
May Pérez is the founder & owner of Lunartesanal. A business born out of intention and love. Lunartesanal is bringing you beautiful hand, artisan & sustainable pieces made in El Salvador.**
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A “digital border wall” has been steadily built along the U.S.-Mexico border for the last
four presidential administrations, overseen by the Department of Homeland Security
(DHS) and supported by Democrats and Republicans alike. The Biden administration
plans to increase this digital border wall funding, marketing it as a “gentler” or “smarter”
alternative to Trump’s border wall. But these technologies are an extension of the Trump
administration’s border infrastructure buildup, not a break with it. In this episode, we dive into the 14 most important pieces of surveillance technology that make up the US 'digital border wall,' according to immigrant-rights groups.
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The crypto market is such a fast-paced moving market. One minute we’re talking about El Salvador adopting bitcoin and the next we’re talking about the metaverse, web3, and NFTs being the future of crypto. So, to wrap our heads around all this and catch us up to date on what’s been going on in the crypto world, Alejandra Corbella once again agreed to come on the show and share her insights with us as well as what she’s been up to.
Get connected and follow Alejandra on Instagram @alecorbella_
Beacons page: https://beacons.page/cryptobabe/
Co-Founder of: @cryptobabesofficial
BONUS EPISODES Patreon: ✨www.patreon.com/latinamericaneo✨
Episode Topics:
Listen to episode 14 for Alejandra's first appearance on the show.
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The digital dollar and what’s covered in the feds long-awaited 40-page study. The IRS will soon make you use facial recognition to access your taxes online. The Bank of Russia is seeking to outlaw the mining and trading of crypto.
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Join me On Today’s episode, where we’ll be talking about how skin color shapes our daily lives, and how it affects many opportunities for Latinos in America.
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With an effort to computerize the world, are we reaching those that need it the most? Join me in today’s episode as I explore the steps necessary to bridge the digital divide.
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💎 11 Step guide to starting your own business: https://latinamericaneo.org/guides/
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This episode covers step #5: choosing your business structure, from our 11 step guide on starting your own business. We’ll be comparing everything from LLCs, C-corps, S-Corps, B-corps, to non-profits.
💎 11 Step guide to starting your own business: https://latinamericaneo.org/guides/
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Jennifer Yanez is a DACA recipient born in Mexico and a licensed agent with New York Life Insurance Company. Jennifer has been in the life insurance industry for over 3 years now and throughout the episode, she shares why she's so passionate about helping people get life insurance especially immigrants.
Episode Topics:
Important links
Jennie Yanez socials
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You always hear about electric cars but did you know that growth for E-bikes does not seem to be slowing down. Deloitte projected that between 2020 and 2023, 130 million e-bikes would be sold worldwide. In this episode, we explore how e-bikes-not cars- appear to be the world’s best-selling electric vehicle.
______________________________________
Episode Topics:
______________________________________
Article:
https://www.nytimes.com/2021/11/08/business/e-bikes-urban-transit.html
RadWagon 4:
https://www.radpowerbikes.com/products/radwagon-electric-cargo-bike
______________________________________
Ways to support the podcast:
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Oscar Romero Jorge, a first-gen immigrant, and a passionate software engineer. He is a DACAmented Mexican American and an activist for equity and inclusion.He graduated from the University of North Carolina at Charlotte with a Bachelor of Arts in Mathematics and a minor in computer engineering.
Oscar has worked on numerous projects such as VotemosNC, a bilingual space for the Latinx community to get information about elections and voting, google drive and docs API integration, WordPress authentication, as well as started a blog titled “my undocu life” about life as an undocumented individual in the United States.
Episode Topics:
_____________________________________________________________________
Important links
Oscar Romero Jorges website and socials
_____________________________________________________________________
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Osmar Lopez is the founder of Activos Familiares, a financial literacy podcast with an urban twist for Latinos and Entre Lagos Y Volcanes where they give tours to people visiting Nicaragua.
Osmar helps people realize that they are much more than they think they are through his business and podcast. Osmar and his team are innovating and facilitating Nicaraguan life with projects like paving the streets so it's not all mud and giving them names, as well as financial literacy classes and any other way they can to better his people.
According to Osmar “as long as we have a connection, the opportunities are limitless”.
Important links
Osmar Lopez socials
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Kiley Romero is the founder of Careerpeace @careerpeace and Co-owner of Smooth Mortgage Company. Kiley Romero is a businesswoman, entrepreneur, and career coach. With 15 years of award-winning sales and corporate experience, she is one of the very few women of color to own a mortgage company in the United States. She’s a badass Latina who won a mediation against a multi-billion dollar corporation and took that adversity into helping career individuals establish a rockstar reputation and fast-track their career using her Careerpeace model. Kiley has consulted corporations, artists, and brands. She’s worked in many areas of media, has a film degree, and will be making her directorial debut in 2022. Episode Topics:
Dealing with a toxic work environment Shifting your mindset How to manage your time Overcoming adversity Entrepreneurship Surrounding yourself with the right people
Important links Kiley Romeros socials
https://www.facebook.com/kiley.romero/ https://www.linkedin.com/in/kiley-romero-15870075 Personal: @kileyromero Coaching business: @careerpeace
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In today’s ✨bonus episode✨, we’re going to be covering what’s in this 2,100-page bill including what this means for undocumented immigrants and what happens next.
Episode Topics:
Important Links:
📚Get the 11 step guide to starting your own business below! 👇
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In today’s episode, we’ll be covering step 4 of the 11 step guide to starting your business. Go check out episodes 26 and 28 for the first 3 steps covering market research, building a business plan, and financing your business. And If you’d like the full 11 step guide I created covering everything you need to know about starting your own business then head on over to my Patreon.
Today we’ll be going over everything from researching the best place to locate your business, to state and local taxes and more.
Episode Topics:
Important Links:
📚Get the 11 step guide to starting your own business below! 👇
🔗latinamericaneo.org/guides
👉 Show your support and unlock bonus content by becoming part of the Patreon community.
✨www.patreon.com/latinamericaneo✨
👉For more info and resources visit my website
www.latinamericaneo.org
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En el episodio de hoy, cubriremos el paso 4 de la guía de 11 pasos para comenzar su negocio. Consulte los episodios 26 y 28 para conocer los primeros 3 pasos que cubren la investigación de mercado, la creación de un plan de negocios y la financiación de su negocio. Y si desea la guía completa de 11 pasos que creé que cubre todo lo que necesita saber sobre cómo comenzar su propio negocio, diríjase a mi Patreon.
Hoy repasaremos todo, desde la búsqueda del mejor lugar para ubicar su negocio, hasta los impuestos estatales y locales y más.
Temas del episodio:
Enlaces importantes:
📚¡Obtenga la guía de 11 pasos para comenzar su propio negocio a continuación! 👇
🔗latinamericaneo.org/guides
👉 Muestre su apoyo y desbloquee contenido adicional al convertirse en parte de la comunidad de Patreon.
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www.latinamericaneo.org
👉sígueme en Instagram
@latinamericaneo
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You’ve been hearing it everywhere but what is the metaverse? What companies are the ones leading the charge to build it? What do NFTs and Crypto have to do with it? We go over all this and more on to today's episode.
Episode Topics:
Important Links:
📚Get the 11 step guide to starting your own business below! 👇
🔗latinamericaneo.org/guides
👉 Show your support and unlock bonus content by becoming part of the Patreon community.
✨www.patreon.com/latinamericaneo✨
👉For more info and resources visit my website
www.latinamericaneo.org
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@latinamericaneo
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🔗https://latinamericaneo.org/shop
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We’ll be going over your different options when it comes to funding your business. One of the biggest questions you might have if you’re thinking of starting your own business but don’t have much money to get it running is how am I going to fund it and if I don’t have enough money what other alternatives are there? Well, fear not we’ll be covering all of this and more in today’s episode.
This episode covers step 3 of the 11 step guide to starting your business. If you haven’t already I recommend listening to episode #26 where we go over the first 2 steps which are conducting market research and writing your business plan. Don’t forget to check out the full 11 step guide I created if you’re interested in how to start and plan for your business available now on Patreon.
Episode Topics:
Important Links:
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✨www.patreon.com/latinamericaneo✨
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Hoy repasaremos sus diferentes opciones a la hora de financiar su negocio. Una de las preguntas más importantes que puede tener si está pensando en comenzar su propio negocio pero no tiene mucho dinero para hacerlo funcionar es cómo voy a financiarlo y si no tengo suficiente dinero, ¿qué otras alternativas hay? Bueno, no temas, ¡cubriremos todo esto y más en el episodio de hoy.
En el episodio de hoy, cubriremos el paso 3 de la guía de 11 pasos para comenzar su negocio. Si aún no lo ha hecho, le recomiendo escuchar el episodio #26, donde repasamos los primeros 2 pasos que son realizar una investigación de mercado y redactar su plan de negocios. No olvide consultar la guía completa de 11 pasos que creé si está interesado en cómo comenzar y planificar su negocio, disponible ahora en Patreon.
Temas del episodio:
Enlaces importantes:
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In this episode, we officially kick off the tech segment of the LEO podcast by going over the techs and gadgets that have changed our lives for better or worse, according to a cnet article. Which tech and gadgets do you think should’ve been on the list? Were you surprised by any that did make the list? Article link: https://www.cnet.com/news/25-technologies-that-have-changed-the-world/# Important Links: 👉 Show your support and unlock bonus content by becoming part of the Patreon community. Receive benefits and bonus behind-the-scenes content, as well as 1:1 to talk about anything you like. ✨www.patreon.com/latinamericaneo✨ 👉For more info and resources visit my website www.latinamericaneo.org 👉follow me on Instagram @latinamericaneo 🛍Wanna be dripping in the latest LEO Podcast Merch? Then check out the link below. 🔗https://latinamericaneo.org/shop
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In this episode, I take you through the first 2/11 steps to building your start-up. The other steps will be covered in the upcoming episodes so be on the lookout!
Episode Topics:
Important Links:
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En este episodio te llevo a través de los primeros 2/11 pasos para construir tu start-up. Los otros pasos se cubrirán en los próximos episodios, ¡así que esté atento! Temas del episodio:
Los conceptos básicos de una startup Realización de estudios de mercado Escribir su plan de negocios Esquema de plan de negocios tradicional El formato lean startup Calcular los costos de inicio Identificar sus gastos de inicio Estimar cuánto costarán los gastos Agregar sus gastos para obtener una imagen financiera completa Uso de cálculos de costos de inicio para obtener fondos de inicio
Enlaces importantes: 👉🏼¡Únete a mi Patreon para ser parte de una comunidad inclusiva y recibir contenido adicional, así como otros beneficios! 🔗www.patreon.com/latinamericaneo 👉🏼 Sigueme en Instagram para más recursos en ✨Inglés y Español ✨ 🔗@latinamericaneo 👉🏼Para obtener más información y recursos, visite mi sitio web 🔗www.latinamericaneo.org/resources 🛍 ¡Ayuda a apoyar un podcast latino a través del enlace para algunas camisas increíbles y más! 🔗https://latinamericaneo.org/shop
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I’m super excited to be back creating new episodes for you all and I hope you've missed me as much as I’ve missed all of you while I was away working on season 3. Before we kick off season 3 with episode #26 I want to first update you on some exciting changes and things you can expect for season 3.
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Antes de comenzar la temporada 3 con el episodio #26, primero quiero informarles sobre algunos cambios emocionantes y las cosas que puedes esperar para la temporada 3.
Enlaces importantes:
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🔗www.patreon.com/latinamericaneo
👉🏼 Sigueme en Instagram para más recursos en ✨Inglés y Español ✨
🔗@latinamericaneo
👉🏼Para obtener más información y recursos, visite mi sitio web
🔗www.latinamericaneo.org/resources
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In this episode, I had the pleasure to speak with Host Victoria Matey Mendoza (she/her) is a queer, undocumented digital creator based in Washington. She has been speaking for eight years on immigration topics and started A Shot of Truth Podcast to connect with others and to heal through dialogue. Her vision is to re-imagine a society without borders and cages--by pushing for a collective shift in consciousness. Hope you love the episode as much as I enjoyed recording it!
Episode Topics:
Important links
Victoria Matey’s website and socials
👉 Show your support and unlock bonus content by becoming part of the Patreon community. Receive benefits and bonus behind-the-scenes content, as well as 1:1 to talk about anything you like, doesn't have to be finance-related.
✨www.patreon.com/latinamericaneo✨
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We’re coming up on our one-year anniversary of the podcast and I have learned so much and I’ve loved every moment of it, and I hope you have too. I want to end this episode and season 2 by thanking every one of you for being here throughout this journey.
Important Links:
👉For more info and resources visit my website or follow me on Instagram
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Nos acercamos al primer aniversario del podcast y me encantó cada momento, y aprendido mucho y espero que ustedes tambien. Quiero terminar este episodio y la temporada 2 agradeciendo a cada uno de ustedes por estar aquí durante este viaje.
Enlaces importantes:
👉🏼Para obtener más información y recursos, visite mi sitio web o síganme en Instagram
🔗www.latinamericaneo.org/resources
🔗@latinamericaneo
👉🏼 Sigueme en Instagram para más recursos en ✨Inglés y Español ✨
🔗@latinamericaneo
👉🏼 Join my Patreon to be part of a welcoming community and receive bonus content as well as other benefits!
🔗www.patreon.com/latinamericaneo
👉🏼¡Únete a mi Patreon para ser parte de una comunidad inclusiva y recibir contenido adicional, así como otros beneficios!
🔗www.patreon.com/latinamericaneo
🛍 ¡Ayuda a apoyar un podcast latino a través del enlace para algunas camisas increíbles y más!
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In this episode, I had the pleasure to speak with Juan Maya Hernandez @jmayaher an immigrant entrepreneur and speaker. It was years of struggling to find opportunities, working as a day laborer, juggling freelance photography, and his inability to pay for school expenses that motivated him to embark on a path in entrepreneurship. Maya was Non-DACA for 18 years until July of 2021 when he got accepted for DACA. Currently, he is going into his fifth year at UCLA. Hope you love the episode as much as I enjoyed recording it!
Episode Topics:
Important links
PREPARE website and socials
👉 Show your support and unlock bonus content by becoming part of the Patreon community. Receive benefits and bonus behind-the-scenes content, as well as 1:1 to talk about anything you like, doesn't have to be finance-related.
✨www.patreon.com/latinamericaneo✨
👉For more info and resources visit my website
www.latinamericaneo.org
👉follow me on Instagram
@latinamericaneo
🛍Help support a Latino podcast through the link below for some awesome shirts and more!
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🎧“ If you don’t build your dreams, someone will hire you to help build theirs”
-Motivational speaker and author TONY A. GASKINS, JR
Episode Topics:
Important Links:
👉For more info and resources visit my website or follow me on Instagram
🔗www.latinamericaneo.org/resources
🔗@latinamericaneo
👉 Join my Patreon to be part of a welcoming community and receive bonus content as well as other benefits!
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Send in a voice message: https://anchor.fm/latinamericaneo/message Support this podcast: https://anchor.fm/latinamericaneo/support
🎧 Hablante motivacional y autor TONY A. GASKINS, JR. dijo una vez:
“Si no construyes tus sueños, alguien te contratará para ayudar a construir los suyos”
Temas del episodio:
Enlaces importantes:
👉🏼Para obtener más información y recursos, visite mi sitio web o síganme en Instagram
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In this episode, I had the pleasure to speak with Rony Ortiz-Andrade a Guatemalan, poet, writer, and philosopher who will currently be working on his MFA in creative writing in Spanish at NYU. His work has been published in Houstonia Magazine and the Houston Chronicle and is currently working on his first book. Hope you enjoy this episode as much as I enjoyed recording it
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In this episode I had the pleasure to speak with Corina Hierro @corinahierro one of the people that helped create the Chamba app an app helping people find jobs through the technology we use every day. By helping companies hire, they amplify job opportunities in overlooked communities. Corina shares her journey with us from being born in Mexico, to a news reporter on Telemundo, to helping create the Chamba app. We discuss the information needed to use the Chamba app if undocumented folks can use it, and all about being an entrepreneur. Hope you love the episode as much as I enjoyed recording it!
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trigger warning this podcast episode talks about suicide and depression. Please scroll and skip if you are triggered in any way. In this episode, I dive into the importance of mental health for minorities with Asurca Rodriguez a 29yr old motivational speaker with a bachelor’s in psychology. She’s a mental health advocate that believes everyone deserves joy. We have a much-needed conversation, from family boundaries to the lack of mental health support for POC and even Asurcas own 3 steps to manifesting 🙌. I hope you enjoy this episode as much I enjoyed recording it.
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🌟Episodes in English & Spanish🌟 There are three main areas on the road to higher education where undocumented students may have special concerns or face obstacles: Admission, enrollment, and financial aid. Most undocumented students rely on private scholarships and out-of-pocket payments to cover their remaining tuition costs. Having faced this myself, I know it becomes frustrating and difficult because that's when the burden of being undocumented really starts to settle down. In this episode, I review some of the best-known scholarships and tips on where to look to fund your college education. 👉For more info and resources visit my website www.latinamericaneo.org or follow me on Instagram @latinamericaneo 👉 Show your support and unlock additional resources by becoming part of the Patreon community. Benefits (in English and Spanish) include access to episodes, excel sheets, behind-the-scenes content, and personal time with me for any questions you may have! The link is below & on my website :) ✨www.patreon.com/latinamericaneo✨
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🌟Episodios en inglés y español🌟
Hay tres áreas principales en el camino hacia la educación superior donde los estudiantes indocumentados pueden tener preocupaciones especiales o enfrentar obstáculos: La admisión, matrícula y ayuda financiera. La mayoría de estudiantes indocumentados dependen de becas privadas y pagos de bolsillo para cubrir sus gastos de matrícula restantes. Habiendo enfrentado esto yo mismo, sé que se vuelve frustrante y difícil porque es cuando la carga de ser indocumentado realmente comienza a asentarse. En este episodio repaso algunas de las becas más conocidas y consejos sobre a dónde buscar para financiar su educación universitaria.
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Jonathan considers himself a family man before anything else. He is a father to two children. One with autism. After that, he lives and breathes investing. His mission is to guide new investors that are starting their journey to building wealth. He invests in long-term investments through stocks, cryptocurrency. He hopes to retire millionaire and leave a legacy for his children. #autismawareness 👉Get connected with Jonathan and find out more through his Facebook group DACA Dreampoint https://www.facebook.com/groups/245664170544858/ 👉For more info and resources visit my website www.latinamericaneo.org or follow me on Instagram @latinamericaneo 👉You can now support my work by joining the Patreon community and receiving additional benefits in English and Spanish like early access to episodes, excel sheets, behind-the-scenes content, and personal time with me for any questions you may have! The link is below & on my website :) ✨www.patreon.com/latinamericaneo✨
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In this episode, I’ll be covering the link between politics and economics by examining the influence that money has on political life. As immigrants, I believe it’s important to know this relationship to better understand how our lives in the U.S. are constantly shaped by it. Whether we like it or not as immigrants we are affected by public policy. Politicians create these policies that impact our lives. Politicians spend a lot of time fundraising for their campaigns. Most of this time involves donor outreach. For more info and resources visit my website www.latinamericaneo.org or follow me on Instagram @latinamericaneo You can now support my work by joining my Patreon community and receiving additional benefits in English and Spanish like early access to episodes, excel sheets, behind-the-scenes content, and personal time with me for any questions you may have! Link below & on my website :) www.patreon.com/latinamericaneo
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En este episodio cubriré la relación entre política y economía examinando la influencia que tiene el dinero en la vida política. Como inmigrantes, creo que es importante conocer esta relación para comprender mejor cómo nuestras vidas en los Estados Unidos están constantemente moldeadas por ella. No importa si nos guste o no, como inmigrantes En Estados Unidos la política pública nos afecta de una manera grande. Los políticos crean estas políticas que impactan nuestras vidas. Los políticos dedican mucho tiempo a recaudar fondos para sus campañas. La mayor parte de este tiempo implica el alcance de los donantes. Para obtener más información y recursos, visite mi sitio web www.latinamericaneo.org o sígueme en Instagram @latinamericaneo Ahora puedes apoyar mi trabajo uniéndose a mi comunidad patreon y recibiendo beneficios adicionales en inglés y español como acceso temprano a episodios, hojas de Excel, contenido detrás de las escenas, y tiempo personal conmigo para cualquier pregunta que pueda tener! Enlace esta abajo y en mi sitio web :) www.patreon.com/latinamericaneo
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Como muchos inmigrantes, no tenía idea de lo importante que era el historial crediticio de los EE. UU. Sin embargo, rápidamente descubrí que era una barrera común para muchos de nosotros. La falta de historial crediticio puede interferir con nuestra capacidad para obtener la aprobación de una tarjeta de crédito, solicitar una hipoteca o incluso realizar otras transacciones financieras. Nosotros inmigrantes estamos familiarizados con el uso de efectivo para todo, pero cuando viene a los Estados Unidos y desea obtener un automóvil, una hipoteca o incluso alquilar una casa, rápidamente descubrimos la importancia del historial crediticio. Desarrollar su historial crediticio puede facilitar todas estas cosas e incluso obtener recompensas de tarjetas de crédito. En este episodio, explicaré cómo funciona su puntaje crediticio de EE. UU., Dónde puedes comenzar y las estrategias que puedes implementar para mejorar tu puntaje.
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Like many immigrants, I had no idea how important US credit history was. However, I quickly came to find out it was a common barrier to many of us. The lack of credit history can interfere with our abilities to get approved for a credit card, applying for a mortgage, or even engage in other financial transactions. Immigrants are familiar with using cash for everything but when you come to the US and you want to get a car, a mortgage, or even renting a house we quickly find out the importance of credit history. Building your credit history can make all of these things easier and even earn you rewards from credit cards. In this episode, I’ll be explaining how your US credit score works, where you can start, and strategies you can implement to improve your score.
🌟English🌟 and 🌟Spanish🌟
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Bitcoin is not only the first cryptocurrency, but it’s also the best known of the more than 5,000 cryptocurrencies in existence today like Ethereum. I’m sure by now you’ve heard the media or maybe someone you know mention it. What makes Bitcoin so great is that anyone in the world can invest in it. However, understanding the ins and outs can be tricky so today we’re going to take a closer look at the basics of how bitcoin works. If you’re also interested in NFTs Non Fungible Tokens, Stick around for the end to learn what they are and why everyones been talking about them recently.
🌟English🌟 and 🌟Spanish🌟
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Bitcoin no solo es la primera criptomoneda, sino que también es la más conocida de las más de 5.000 criptomonedas que existen hoy en día, como Ethereum. Estoy seguro de que ya han escuchado a los medios de comunicación o tal vez a alguien que conozca mencionarlo. Lo que hace que Bitcoin sea tan grandioso es que cualquier persona en el mundo puede invertir. Sin embargo, comprender las entradas y salidas puede ser complicado, por lo que hoy veremos más de cerca los conceptos básicos de cómo funciona bitcoin. Si también te interesan los tokens no fungibles de NFT, quédese hasta el final para saber qué son y por qué todos han estado hablando de ellos recientemente.
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Last week In part I of this episode we covered the first 7 steps to buying a home. In this episode, we’ll be completing the 14 step guide by covering the final 7 steps to buying a home in the United States. Again If you’d like to follow along with this episode you can now find the part II pdf that contains all the info from today's episode on my website latinamericaneo.org, look for the resources tab next to support and click on the square titled “A complete guide to buying a house in the U.S. part II. I also included a link to a closing checklist that I think would be really beneficial to look at so you don’t forget anything during the closing process.
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La semana pasada en la primera parte de este episodio cubrimos los primeros 7 Pasos para comprar una casa. En este episodio, completamos la guía de 14 pasos cubriendo los últimos 7 pasos para comprar una casa en los Estados Unidos. Nuevamente, si deseas seguir este episodio, puedes encontrar el pdf de la parte II que contiene toda la información del episodio de hoy en mi sitio web latinamericaneo.org, busque la pestaña de recursos al lado de “support” y haga clic en el cuadro titulado “Una guía completa para comprar una casa en los Estados Unidos, parte II”. También incluí un enlace a una lista de verificación de cierre que creo que sería muy beneficioso de ver para que no se olvide de nada durante el proceso de cierre.
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The formal process of buying a home as an immigrant isn’t much different from buying a home as a native-born citizen. However, getting a loan can be much more difficult for immigrants. This is a result of structural discrimination against immigrants in the house-buying process. Immigrants’ financial profiles don’t look like a regular homebuyer’s profile and as a result, immigrants are usually marked as more high risk by loan services. Although this does make the process more difficult, it is remedial. The government and specialized financial institutions can help an immigrant buy a house. Much like the retirement account episode, I decided to do this episode in two parts because of how informative it is so make sure you listen to part II next week.
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El proceso formal de comprar una casa como inmigrante no es muy diferente de comprar una casa como ciudadano nativo. Sin embargo, obtener un préstamo puede ser mucho más difícil para los inmigrantes. Este es el resultado de la discriminación estructural contra los inmigrantes en el proceso de compra casa. Los perfiles financieros de los inmigrantes no se parecen al perfil de un comprador de casa habitual y, como resultado, los servicios de préstamos marcan a los inmigrantes como de mayor riesgo. Aunque esto dificulta el proceso, si es posible. El gobierno y las instituciones financieras especializadas pueden ayudar a un inmigrante a comprar una casa. Al igual que el episodio de las cuentas de retiro, decidí hacer este episodio en dos partes debido a lo informativo que es, así que asegúrese de escuchar la parte II la próxima semana.
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Alejandra is an undocu entrepreneur from Monterrey Mexico. She recently graduated from Tufts University and some of her interests are the crypto markets, financial education, and helping immigrants become financially literate. In this episode, we talk about what cryptocurrencies are, Alejandras journey, the undocu hustle, the challenges that come with being undocumented in the U.S, and how you can overcome these challenges.
@alecorbella_
Alejandra es una empresaria de deshacer de Monterrey México. Recientemente se graduó de la Universidad de Tufts y algunos de sus intereses son los mercados de crypto, la educación financiera y ayudando a los inmigrantes a ser financieramente alfabetizados. En este episodio, hablamos sobre que son las criptomonedas, El viaje de Alejandra, el ondocuhustle, los desafíos que vienen con ser indocumentados en los EE.UU., y cómo se pueden superar estos desafíos.
For more info and resources visit my website www.latinamericaneo.org or follow me on Instagram @latinamericaneo
Debido a que esta entrevista es larga y en inglés decidí traducir la transcripción en español y si estás interesado todavía tendrás acceso a la información importante de la que hablamos. Puedes encontrar la transcripción en español en mi sitio web en mis blogs. www.latinamericaneo.org
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An educator and avid reader, Beatríz Satizábal @beabettybee was born in Cali, Colombia, and has been living in the United States for over 18 years. She received her Bachelor's of Arts in Race & Ethnicity, Master's of Arts in Medicine, Health & Society, and Master's of Science in Communication from the University of Tennessee and Vanderbilt University respectively. Her love for learning and wellness has encouraged her to complete additional certifications in integrative wellness and neurolinguistic programming, helping to empower others to be the CEO of their body through mindset, habits, and food shifts. She currently lives in Atlanta, GA with her husband and Cocker Spaniel. www.mindful-wellness.co
For more info and resources visit my website www.latinamericaneo.org or follow me on Instagram @latinamericaneo
Debido a que esta entrevista es larga y en inglés decidí traducir la transcripción en español y si estás interesado todavía tendrás acceso a la información importante de la que hablamos. Puedes encontrar la transcripción en español en mi sitio web en mis blogs. www.latinamericaneo.org
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For this episode, I had the honor to talk with Rita-Soledad Fernandez Paulino from @wealthparatodos. We talk about everything from getting out of debt to tips and tricks on how to get your financial journey started and including how to change your mindset and start your financial journey no matter what age you are. Soledad is the Chief Financial Officer of the small start-up Puro Party Paulinos aka her family of four. She became a personal finance enthusiast after becoming debt-free while sick on medical leave and is now studying to become a Certified Financial Planner. Soledad is committed to talking dinero with anyone willing to listen so that we can all build wealth juntos. Subscribe to her newsletter to be motivated to have your best financial year yet!
For more info and resources visit my website www.latinamericaneo.org or follow me on Instagram @latinamericaneo
Debido a que esta entrevista es larga y en inglés decidí traducir la transcripción en español y si estás interesado todavía tendrás acceso a la información importante de la que hablamos. Puedes encontrar la transcripción en español en mi sitio web en mis blogs. www.latinamericaneo.org
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Siphoning money out of poor communities and communities of color takes a serious toll on the economy. Money that could be spent building up local businesses or investing in communities is instead directed to neverending fees. For people who find themselves in desperate or emergency situations, a payday loan can seem like a lifesaver. The reality is that these lenders trap their customers in an unending cycle of debt.
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Sacarle dinero a las comunidades pobres y a las comunidades de color tiene un grave impacto en la economía. El dinero que podría ser mejor gastado en la creación de negocios locales o en la inversión en comunidades se dirige en su lugar a tasas interminables. Para las personas que se encuentran en situaciones desesperadas o de emergencia, un préstamo de día de pago puede parecerles un salvavidas. La realidad es que estos prestamistas atrapan a sus clientes en un ciclo interminable de deuda.
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Two billion people now live in nations plagued by water problems, and almost two-thirds of the world could face water shortages in just four years. The United Nations has long warned that human-driven climate change is leading to severe droughts and more flooding, making water availability increasingly less predictable. In California, the most recent acute dry spell stretched from December 2011 until March of last year. The direst effects took hold in July 2014, with 58% of the state’s land suffering “exceptional drought,” leading to crop and pasture losses and other water emergencies. Water also recently joined gold, oil, and other commodities traded on wall street.
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Dos mil millones de personas viven ahora en naciones plagadas de problemas de agua y casi dos tercios del mundo podrían enfrentar escasez de agua en solo cuatro años. Las Naciones Unidas han advertido durante mucho tiempo que el cambio climático provocado por los seres humanos está provocando graves sequías y más inundaciones, lo que hace que la disponibilidad de agua sea cada vez menos predecible. En California, el periodo seco agudo más reciente se extendió desde diciembre de 2011 hasta marzo del año pasado. Los efectos más espantosos se produjeron en julio de 2014, cuando el 58% de la tierra del estado sufrió una "sequía excepcional", lo que provocó pérdidas de cultivos y pastos y otras emergencias relacionadas con el agua. El agua también se unió recientemente al oro, el petróleo y otras materias que se comercializan en Wall Street.
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In episode 8 I went over the different types of asset classes you can invest in. I briefly mentioned stocks as one of the riskier options. I explained that stocks are pieces of ownership in companies and some even pay dividends. In this episode, I’ll be diving a bit deeper into stocks, their key terms, why you should invest in them, and where they are bought & sold.
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En el episodio 8 repase los diferentes tipos de clases de activos en los que se puede invertir. Mencioné brevemente las acciones como una de las opciones más riesgosas. Le expliqué que las acciones son propiedad de las empresas y algunas incluso pagan dividendos. En este episodio, profundizaré un poco más en las acciones, sus términos clave, por qué debería invertir en ellas y dónde se compran y venden.
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Investing is the act of putting your money to work with the expectation of achieving a profit. With the types of investing that most consumers do, you can think of it as a very well researched bet on an outcome.
you likely know what the concept of investing actually is. However, what exactly are you investing in? In other words, what are you spending your money on? Well, there are a variety of things you can invest in and a variety of ways to do it. In this episode, I go over some of those ways.
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Invertir es el acto de poner tu dinero a trabajar con la expectativa de obtener ganancias. Con los tipos de inversión que hace la mayoría de los consumidores, puedes pensarlo como una apuesta muy bien investigada en un resultado.
probablemente sepas cuál es el concepto de inversión. Sin embargo, ¿en qué estás invirtiendo exactamente? En otras palabras, ¿en qué estás gastando tu dinero? Bueno, hay una variedad de cosas en las que puedes invertir y una variedad de formas de hacerlo. En este episodio, repaso algunas de esas formas.
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Last time on part one of episode 7 I covered one of the two forms of Tax-advantaged accounts. I went over Tax-deferred accounts in which the taxes on income are “deferred” to a later date. This is delaying any taxes that are due on investment gains until your funds are eventually withdrawn. I explained two popular types of Tax-deferred accounts: Traditional 401 (k) and Traditional IRA. In this week's part 2 of episode 7 we’ll be going over the 2nd form of tax-advantaged accounts known as Tax-Exempt Accounts. I’ll be going over the Roth IRA and Roth Traditional 401 (k).
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En la primera parte del episodio 7, cubrí una de las dos formas de cuentas con ventajas fiscales. Repase las cuentas conocidas por impuestos diferidos en cual los impuestos sobre tu ingreso están "diferidos" a una fecha posterior. Esto retrasa los impuestos que se adeudan sobre las ganancias de inversión hasta que finalmente se retiren tus fondos. También expliqué dos tipos populares de cuentas con impuestos diferidos: el plan 401 (k) tradicional y el IRA tradicional. En esta parte 2 del episodio 7 de esta semana vamos a repasar la segunda forma de cuentas con
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Contrary to popular misperception, non-citizens CAN open the most popular types of retirement accounts: such as a 401(k), traditional IRAs, and Roth IRAs with qualifying IDs. I am going to be doing this episode in 2 parts for the sake of simplicity because it is a lot to take in. So, in this episode 7 part one, I will be going over the different types of tax-advantaged accounts and let you decide if any of them are the right fit for you.
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Contrariamente a la percepción errónea popular, los que no son ciudadanos SÍ PUEDEN abrir los tipos más populares de cuentas de retiro: como 401 (k), IRA tradicionales y Roth IRA con identificaciones que califiquen. Voy a hacer este episodio en 2 partes para mayor simplicidad porque es mucho para asimilar. Así que en esta primera parte del episodio 7, repasaré los diferentes tipos de cuentas con ventajas fiscales y te dejaré decidir si alguno de ellos es el adecuado para usted.
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one of the first things you must know how to do if you really want to start understanding how your cash flows, is knowing how to budget. In this episode, I cover what a budget is, the numerous benefits of starting your own, and how the information you get from your budget is key not only for your short-term goals but also for the long term. I also cover what the popular 50-20-30 rule of thumb is to get you started.
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Una de las primeras cosas que debes saber hacer si realmente quieres comenzar a comprender cómo fluye tu efectivo, es saber hacer un presupuesto. En este episodio, cubro qué es un presupuesto, los numerosos beneficios de comenzar tu propio y cómo la información que obtienes de tu presupuesto es clave no solo para tus objetivos a corto plazo sino también a largo plazo. También cubro lo que es la popular regla conocida como 50-20-30 para que puedas empezar tú mismo.
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Las elecciones presidenciales de este año no solo serán la primera vez que los latinos sean la comunidad de color más grande elegible para votar, con un calculado 32 millones de ciudadanos; pero también será la primera elección para muchos jóvenes latinos y latinos que están calificados para llegar a las urnas el 3 de noviembre. En este episodio cubro la importancia y el poder del voto latino en los Estados Unidos.
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This year’s presidential election will not only be the first time Latinos are the largest community of color eligible to vote, with a calculated 32 million citizens; it will also be the first election for many young Latinos and Latinas who are qualified to hit the polls come November 3. In this episode, I cover the importance and the power of the Latino vote in the United States.
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In this episode, I’ll be covering not only why it’s important to have a savings plan but also some tips and a quick financial plan so you can start saving towards an emergency fund or your future goals.
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En este episodio yo cubro no sólo por qué es importante tener un plan de ahorros, sino también algunos consejos y un plan financiero que yo escribí para que puedas empezar a ahorrar hacia un fondo de emergencia o sus metas en el futuro.
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In this episode, my guest co-host Amber Hettich and I hope to bring some awareness to Octobers National Domestic Violence Awareness Month. Together we cover things from why national domestic violence awareness month is important to addressing the spike in domestic violence amid coronavirus for Latinas and all women.
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En este episodio, yo y mi invitada Amber Hettich esperamos crear un poco de conciencia al Mes Nacional de Concientización sobre la Violencia Doméstica de Octubre. Juntos cubrimos cosas desde por qué el mes nacional de concientización sobre la violencia doméstica es importante, hasta el aumento de la violencia doméstica en medio del coronavirus para las latinas y todas las mujeres.
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Los hispanos son uno de los grupos menos probables en invertir en algo más básico, pero tan importante en los Estados Unidos, una cuenta bancaria. En este episodio, entrevisto a mi hermana Nora Muñoz, quien ha estado trabajando con bancos durante varios años, y le hago algunas preguntas sobre cómo los bancos pueden ser beneficiosos para generar riqueza en los Estados Unidos
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Hispanics are one of the groups least likely to invest in the most basic entree to the American financial mainstream, a bank account. In this episode, I interview my sister Nora Muñoz, who has been working with banks for several years, and ask her some questions about how banks can be beneficial for generating wealth in the United States.
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En este episodio, entrevisto a Miguel Rodas y será traducida por mi maravillosa hermana Nora. Miguel es alguien que trata con la gente y sus puntuaciones de crédito todo el tiempo. Cubrimos cómo alguien sin un número de seguro social todavía es capaz de construir un buen historial de crédito y construir su puntuación de crédito. Además, cubrimos nuestras experiencias personales con crédito y diferentes métodos para mejorar su puntuación de crédito, y los beneficios que vienen con una puntuación de crédito más alta.
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In this episode, I interview Miguel Rodas. Someone who deals with people and their credit scores all the time. We cover how even someone without a social security number is able to build a good credit history and get their credit score up. Additionally, we cover our personal experiences with credit and different methods to improve your credit score, as well as what benefits come with that.
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El Podcast de oportunidades educativas latinoamericanas se creó con el propósito de romper las barreras dentro de la comunidad Latinx y arrojar luz sobre temas que normalmente no se hablan en nuestros hogares, como finanzas, salud mental, política y muchos más
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Latin American Educational Opportunities Podcast was created with the purpose of breakdown barriers within the Latinx community and shed light on topics that aren’t typically brought up in our households like finances, mental health, politics, and many more.
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