Due to future working environment and requirement, I have to improve my english in 6 months. I had no one to practice and talk about using english in my life. So I plan to do podcast using english by telling my stories. Hopefully I can improve it in future
Emergency Fund 紧急储备金是最重要 也是理财的第一步。预留一个3~6个月的紧急储备金是我们每个人必须要做的事。目的是为了 如果失业或者疾病失去收入 但还是可以因为紧急储备金而安然度过难关
S - SPEND
E - EMERGENCY
L - LUXURY
I - INVESTMENT
Step 1: 存够3~6个月的紧急储备金 Emergency
Step 2: 算好自己的固定开销 + 其他开销 Spend
Step 3: 30% Investment , 10% Luxury