Coffee, Homes & Loans : Recent Episodes
Coffee, Homes & Loans
We are so happy you are here! This podcast will walk you through the ins-and-outs of buying a home in Las Vegas, showcase some amazing communities, feature special homebuyer programs and introduce you to expert real estate agents local to Las Vegas.
Welcome back to another episode of Coffee Homes & Loans, We are very excited to be the ones to show you this stunning homes for the 55 and over community, Del Web has really outdone themselves with this one! There are a total of 12 Models to choose from! These Homes are all single family homes, they range anywhere from 1,285 - 2,736 sqft and have a low starting price of$427,990.
When we went there to check out these homes and record them for you we were presently surprised with the friendliness and knowledge the sales reps were. They knew we weren’t there to buy anything yet they warmly welcomed us to their community. We would highly suggest going and self-touring all 12 of the models for yourself as they all have so much to offer.
There are plenty amenities and features that come along with this houses;
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Resident Connection
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Clubs, Groups and Classes
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Arts and Crafts
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Walking and Bike Trails
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Fitness Facility
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Spa
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Games and Activities Rooms
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Pools
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Parks
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Bocce Ball Courts
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Pickle Ball Courts
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Outdoor Fire Pit
The Different Model Names;
-Canyon
-Pine Spring
-Peak
-Brown Stone
-Silver Creek
-Tifton Walk
-Trieste
-GardenGate
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Serenity
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Parklane
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Journey
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Voyage
So If you or someone you know is looking at re-location or retiringand moving to Las Vegas you do not want to sleep on this community it has somuch going for it and it truly is beautiful. Please comment or reach out to usbelow if you have any questions!
Carolina and Railey Signing of!
The WineDown is back! Well, at least for a while… We have some exciting news and updates to share with you. Guess what? Railey is becoming a Real Estate Agent so we can provide you with the best service and the most awesome content.We have also been playing with some cool camera gear, and we’ll show you how we set up our lights, mics, cameras, lenses and tripods. Feel free to ask us anything, we’d love to tell you which ones are our favorites, which ones are overpriced, and which ones are worth every penny.Coffee, Homes & Loans is turning one year old in January 2024, and we want to celebrate with you with an awesome party and a giveaway, starting today! Follow our instagram accounts below, subscribe to our YouTube Channel and keep an eye out for the post that will give you an extra entry to win an Espresso Machine.Now, tell us, what kind of espresso machine do you dream of? Leave a comment below!We have some amazing content from Lake Las Vegas coming up next week, and then we’ll take you to Summerlin and also show you some stunning high rises. Stay tuned!
Welcome back to Coffee Homes and Loans, this week we are back in Lake Las Vegas to show you model 2 of 3 the Elevar Model. This home was Railey’s favorite! Although these models are very similar, they have a very different feel when you’re in them. The immense ways you’re able to use this home are mind boggling. The kitchens and Primary bedrooms keep us in awe every time. This time we were very fortunate to catch the sunsets that these homes see every day… flawless. You can’t begin to understand how special these homes are until you’ve been inside of one touring it up close. Elevar means to lift or to elevate and this home surely does that.Elevate your living experience with Elevar. This Home design soars with a double-height ceiling. Panoramic sky deck, and a great room as expansive as the desert itself. A rear-oriented kitchen flows naturally into the great room, mirroring the fluidity of the lake and the connection of the community just beyond your door.This home is.- Priced from $989,990- Is 2,750-3,659 Sq Ft- 3-5 Beds- 2.5 – 4.5 BathsIf you or someone you know would be interested in touring this home, please reach out to us or to our amazing Blue Heron Sales Rep Ashley Beckett.Railey and Carolina Signing off, see you next time!Ashley BeckettSales Associate, BH NexusS.0198243ABeckett@blueheron.comOffice – (775)243-7560Mobile – (702)321-2519
Welcome back to Coffee, Homes & Loans, today we are touringthe Veran model in the Blue Heron Lake Las Vegas Shoreline community and wow we were surprised with how much they fit into the smaller model home without cutting any corners. A private backyard overlooking the lake extending seamlessly tothe great room which included a wet bar with an ice maker, and full size kitchen with a wine fridge. Veran offers an undetectable indoor-outdoor living experience reminiscent of an open-air veranda. A panoramic sky deck and airy suites make Veran the perfect setting for lively gatherings and tranquil seclusion.
This Home has a starting price at - $1,009,990.
Upgrades you could get on this home –
First Floor
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Spiral Staircase
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Great Room 72” Fireplace
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Great Room Pocket Door
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Dining Room Bar
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Dining Room Extended Cabinets
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Vegas Modern Kitchen Island
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Vegas Modern Kitchen Island W/ Dinning Table
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Entry Pivot Door
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Amazon Drop Box
Second Floor
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Primary Suite 48” Fireplace
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Primary Suite Pocket Door
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Primary Suite Coffee Bar
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Primary Suite Bath Freestanding Tub
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Primary Suite Closet Door to Laundry Room
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Junior Suite
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Third Floor Add On
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Spiral Staircase to Third Floor Skydeck
If you would like to see this home please reach out, we want to go back and show you these amazing models and introduce you to one of the most amazing sales managers we met, Ashley Beckett. Please see her contact information below if you’d like to reachout!
Ashley Beckett
Sales Associate, BH Nexus
S.0198243
ABeckett@blueheron.com
Office – (775) 243-7560
Mobile – (702) 321-2519
Welcome back to another episode! Today we are taking you to see a beautiful Million Dollar Listing in the Heart Of Henderson the Mountains! You’ll be amazed by the roof top deck with breathtaking views of the Las Vegas strip, the spacious pool, the cozy casita, and the four bedrooms. This home is a rare gem that sits on a 6098 sq. ft. lot.This Home is Very special to the community because it sits on a corner lot with BLM land around it, so you will never have to give up your Mountain or strip views to new construction, how can it get better than that? Well, let me tell you, the Casita in this home has a primary Bedroom whilst the other in the community do not, its just an open concept studio!Don’t miss this opportunity to see it for yourself!Reach out to us in the comments below if you'd like a tour!Railey and Carolina Signing off.
In this episode Railey and Zac tour the beautiful Margaux model in the Tresor Community in Henderson, NV by Lennar. This two-story home is the largest plan in this collection and features an office, an open concept living area that connects to the covered patio and a first-floor guest room. Upstairs is a loft with a bar ideal for entertaining guests, three more bedrooms and the owner’s suite with a spa-inspired bathroom and a spacious private deck.Everything included in this home starts at a base price of $1,065,990. 4,583 Square feet, 5 Bedrooms, 4 Bathrooms.Kitchen• Kitchen Cabinetry• Quartz Kitchen Countertops with 4 inch Backsplash• Monogram Dishwasher• Monogram 48" Custom Hood Insert• Icemaker Hook-up• Monogram Advantium Microwave Oven• Kitchen Pot Filler• Monogram 48" Professional Range with 6 Burners and Grill• Monogram 48" Built-in Side by Side Stainless Steel Refrigerator• Telephone Pre-wireBathrooms• Cultured Marble Bath Countertops• Clear Glass Shower Door, bathroom configurations very per plan• Half Bath Includes Sink with CabinetLaundry• Laundry Cabinetry (per plan)• Laundry Sink (per plan)Interior• Ceiling Fan Pre-wire: All Bedrooms and Living Spaces• Closets: Single Pole and Shelf• Square Drywall Corners• 8 ft. Entry Door• House to Garage Fire Door 8 ft. • Programmable Front Door Lock• 8 ft. Interior Doors• Designer Base Board and Casing• LED Lights Throughout• Interior Paint Color in Extra White• Rear French Door (per plan)• Smoke Detectors• Stair Railing• Television Pre-wire in Living Room, Owner's Suite, and Next Gen• Programmable Thermostat• Wall Texture: Skip TrowelExterior• BBQ Stub• Prewire for car charger• Pavers for the front walks and driveways• Unfinished Garage• Garage Door Opener• Illuminated Home Number• Drip Irrigation and Timer in Front Yard• Soft-water Loop• Water Heater• Wrought Iron Gates (per plan)NextGen Suite• Quartz Kitchen Countertops• Unitized washer and dryer• Convection Microwave Oven• Stainless steel refrigerator• Energy Efficiency• Energy Efficient WindowsServices• Integrated solar energy system with real-time monitoring (provided through participation in the buyer-friendly Lease Plus; or purchase New Home Solar Plan by Sunnova)
Welcome back to another episode of Coffee Homes & Loans, this podcast looks different, why? Well, yours truly Railey has Covid again… yes, I said, again. This would be round two and it doesn’t seem to want to leave. Going on two weeks with this dang virus. We miss being out in front of you all and can’t wait to get that one and only negative test so we can get back on our game!However, Carolina is STILL and ALWAYS will be crushing It. Tune in as we navigate one of our first podcast episodes we put out and talk a little bit about how we have grown as a duo and professionally with our video content. We are proud of all the work we’ve put in over these last 10 months making our content better with better camera equipment, better lighting, different topics based on what our followers like and are requesting. You probably have heard this many times, but we think is such a great phrase: “Visibility is Better Than Ability” this is because if we aren’t in front of you making the home buying process enjoyable, how would we attract a potential client? We LOVE being a source of information. This episode talks about accountability and how important is to stay consistent with your projects. No matter what we had going on in our personal lives we have gotten our podcast out every Monday at 12pm since the first week of January 2023.We recently added a new segment called “The WineDown” and we thank you for your support. There is a huge room for improvement in our part as we learn every day. Our hearts are 100% in it, help us grow! If you are interested in signing up for our next event on Thursday October 26 from 11am to 12pm, you can register below and save your seat today!Unlocks the Secret to Turning Likes into Saleshttps://www.eventbrite.com/e/736084978987?aff=oddtdtcreator And don’t let us forget about the makeup! We love @RareBeauty , this makeup brand is clean, affordable, and overall, a quality product. Selena Gomez is the Founder of this great Makeup Brand, you can check their website https://www.rarebeauty.com/ Some of our favorite products:• Liquid Blush• Mascara• Eye Shadow Pallet• Lip Sticks/GlossesSee you next time!
Have you ever wondered what Carolina and Railey is without Railey?
Tune in to watch what our week was like last week, we stay busy, we get clients into contract and mispronounce all the words.
Have you tried a Café Bombón?
It’s delicious! All you have to do is brew a double espresso shot, add one or two scoops of sweet condensed milk (depending on how sweet you want it) and top with a little steamed milk.
You can stir for the full sweetness or drink a layer at a time.
About the Philly Cheesesteaks, the place is POP’s Philly Steaks and you have to check it out!
https://www.popscheesesteaks.com/
Here are the places the girls and Carolina visited:
- Shark Reef, if you are a local here is an expert tip!
Get the membership and go all year long, no cost and free parking.
https://mandalaybay.mgmresorts.com/en/entertainment/shark-reef-aquarium.html
- The Discovery Children’s Museum is an interactive museum with different exhibits from 3D modeling to crafts, small Las Vegas city, children’s puppet theater, toddler area and free classes for members.
tip - sign up for a Clark County Library Card and get a free ticket!
https://www.discoverykidslv.org/
- Aliante Discovery Park in North Las Vegas has 20 acres of land that include hiking trails, playgrounds, ponds and a variety of green spaces.
And don’t forget if you want to learn more about the conventional 1% down payment program? Watch episode 40 for the details!
We’ll see you next week!
Carolina and Railey
Welcome back to Coffee Homes and Loans, today we are touring the beautiful Tresor Community by Lennar in Henderson. In this specific video we will be cover the Model Rosanno. This community sits in the Black Mountains so you can only Imagine how beautiful the Views can be from this home. Check out our Video to see for yourself! A virtual tour made exclusively for you!What Comes included in this home?Kitchen- Monogram Dishwasher- Monogram 48’ Custom hood insert- Ice maker hook-up- Monogram Advantium Microwave Oven - Kitchen pot filler - Monogram 48” Professional Range with 6 Burners and Grill- Monogram 48” Built-In Side by Side Stainless Steel Refrigerator- Telephone Pre-wireBathroom- Cultured Marble Bath Countertops- Half Bath Includes Sink with CabinetLaundry- Laundry Cabinetry (per plan)- Laundry Sink (per plan)Interior- Ceiling Fan Pre-Wire: All Bedrooms and Living Spaces- Closets: Single Pole and Shelf- Square Drywall Corners- 8 ft. Entry Door- House to Garage Fire Door 8 Ft. - Programable Front Door Lock- 8ft. Interior Doors- Designer Base Board and Casing- LED Lights Throughout - Interior Paint color in Extra White- Rear French Door (per plan)- Smoke Detectors - Stair Railing - Television Pre-Wire in Living Room, Owners Suite, and Next Gen- Programmable Thermostat - Wall Texture: Skip TrowelExterior - BBQ Stub- Prewire for Car Charger- Pavers for the front walks and driveways- Unfinished Garage - Garage Door Opener - Illuminated Home Number- Drip Irrigation and Timer in Front Yard- Softwater Loop- Water Heater- Wrought Iron Gates (per plan)More InformationStarting at - $1,019,9904 Bedroom3 and 1 Half Bath 3,634 Square Foot Approx HOA Fees - $122This expansive two-story home features a dining room followed by an open living room, kitchen and breakfast nook. Tucked away from the rest of the bedrooms for maximum privacy is the first-floor owner’s suite. Upstairs is a loft that flows to a partially-covered deck, plus three extra bedrooms.The earliest move in date on this home would be 02/23/24 (always subject to change) Are you Interested in touring?The address is; 544 Warhol Ct Henderson, Nv 89012Tours are self-guided upon arrival. The way you can tour these self-guided is by walking up to the front door scanning the QR code provided putting in the information and then it will send you a code to enter onto the front door. Easy as 1 2 3. If you’d prefer someone show you the home there are plenty of agents and the main office that would be happy to assist you in this.Nearby SchoolsUlis Newton Elementary School-Public PK, K-5-Clark County School District Jack & Terry Mannion Middle School -Public 6-8-Clark County School DistrictFoothill High School-Public 9-12-Clark County School District
Welcome back to Coffee Homes and Loans, today we are touring the beautiful Tresor Community by Lennar in Henderson. In this specific video we will be cover the Model Andora. This community sits in the Black Mountains so you can only Imagine how beautiful the Views can be from this home. Check out our Video to see for yourself! A virtual tour made exclusively for you!What Comes included in this home?Kitchen- Monogram Dishwasher- Monogram 48’ Custom hood insert- Ice maker hook-up- Monogram Advantium Microwave Oven - Kitchen pot filler - Monogram 48” Professional Range with 6 Burners and Grill- Monogram 48” Built-In Side by Side Stainless Steel Refrigerator- Telephone Pre-wireBathroom- Cultured Marble Bath Countertops- Half Bath Includes Sink with CabinetLaundry- Laundry Cabinetry (per plan)- Laundry Sink (per plan)Interior- Ceiling Fan Pre-Wire: All Bedrooms and Living Spaces- Closets: Single Pole and Shelf- Square Drywall Corners- 8 ft. Entry Door- House to Garage Fire Door 8 Ft. - Programable Front Door Lock- 8ft. Interior Doors- Designer Base Board and Casing- LED Lights Throughout - Interior Paint color in Extra White- Rear French Door (per plan)- Smoke Detectors - Stair Railing - Television Pre-Wire in Living Room, Owners Suite, and Next Gen- Programmable Thermostat - Wall Texture: Skip TrowelExterior - BBQ Stub- Prewire for Car Charger- Pavers for the front walks and driveways- Unfinished Garage - Garage Door Opener - Illuminated Home Number- Drip Irrigation and Timer in Front Yard- Softwater Loop- Water Heater- Wrought Iron Gates (per plan)Next Gen Suite- Quartz Kitchen Countertops- Unitized Washer and Dryer- Convection Microwave Oven- Stainless Steel Refrigerator- More InformationStarting at - $1,426,2805 Bedroom4 and 1 Half Bath 4,281 Square Foot This is A Next Gen® two-story plan, this expansive home features an attached private suite with its own separate entrance, one-bay garage, living room, kitchenette, bedroom and bathroom. In the main home is an open living space and an outdoor entertaining area. Upstairs is a loft, covered deck, three extra bedrooms and the luxe owner’s suite with a private deck.The earliest move in date on this home would be 02/23/24 (always subject to change) Are you Interested in touring?The address is; 544 Warhol Ct Henderson, Nv 89012Tours are self-guided upon arrival. The way you can tour these self-guided is by walking up to the front door scanning the QR code provided putting in the information and then it will send you a code to enter onto the front door. Easy as 1 2 3. If you’d prefer someone show you the home there are plenty of agents and the main office that would be happy to assist you in this.Nearby SchoolsUlis Newton Elementary School-Public PK, K-5-Clark County School District Jack & Terry Mannion Middle School -Public 6-8-Clark County School DistrictFoothill High School-Public 9-12-Clark County School DistrictPlease comment below if you are interested in this home!
We are back from Michigan! Our trip was amazing, we took so many gems that we will apply to our marketing strategy. Some eye-opening stats and countless new loan programs we will be featuring very soon.
Our biggest takeaway was the importance of hiring kind and honest employees. "You can train mortgage, but you cannot train heart".
We lost our friend; you want to tune in to hear the full story!
And about twinning, Railey and I are shocked every time we catch ourselves doing or even thinking the same thing. We are so in tune and that brings a fun spark into our friendship.
And in case you are wondering, the ceiling in my house needs patching…
Here is the Pandora ring we bought if you want to match us - https://us.pandora.net/en/gifts/featured-gifting/gift-sets/celestial-sun-moon-ring-set/NAMPS0438.html - and their channel to explore other designs!
See you next weekend!
Yes, it’s possible! Tune in to this week’s episode to find out how you can qualify to get $4,000 free money to buy a home.Whether is for you or one of your kid’s looking to leave the nest, you don’t want to miss the opportunity.Take a quick tour of a beautiful, well-priced property in the Henderson area. Under $280,000 in a gated community and a garage.Railey and I love old Henderson, being close to the mountains, the hiking trails and quietness of the suburbs is a no brainer.Do you want to live here? Do you want to see if you qualify for the $4,000? Reach out today! We are just one phone call/text away.See you next week!~Carolina and Railey~River Mountains Trail Loop https://rivermountainstrail.org/Reach Outhttps://linqapp.com/carolina_davila/
To continue our wonderful tours of brand new Lennar homes in Henderson, we bring to you the Hamilton at Black Mountain Ranch. You will love the layout, open space, elegant upgrades throughout the home, wonderful decoration and outdoor entertainment space. Don't forget the impressive RV Garage!Have you been thinking about buying a new construction? Reach out to us, we can find you an excellent loan product customized to your budget and needs.702-745-4100carolina@communityaccesslending.comcoffeehomesandloans.comDo you want to tour this home? Call us for a private showing with one of our partner realtors.Here are your specs, enjoy the tour!Size: 2,655 Square ft.Bedrooms: 4Bathrooms: 3Half Bathrooms: 1Starting Price $692,990Kitchen- Monogram Professional Hood- Ice Maker Hook-up (per plan)- Monogram appliances including refrigerator, free-standing gas range, microwave, and dishwasher.- Telephone Pre-wireBathrooms- Cultured Marble Bath Countertops- Glass-enclosed shower, bathroom configurations vary per plan- Half Bath Includes Sink with CabinetLaundry- Laundry Cabinetry (per plan)- Cultured Marble Laundry Countertops- Laundry Sink (per plan)Interior- Ceiling Fan Pre-wire: All Bedrooms and Living Spaces- Closets: Single Pole and Shelf- Square Drywall Corners- House to Garage Fire Door 8 ft.- Programmable Front Door Lock- 8 ft. Interior Doors- Designer Base Board and Casing- LED Lights Throughout- Interior Paint Color & Extra White- Rear French Door (per plan)- Smoke Detectors- Stair Railing- Television Pre-wire in the Great Room and Owner's Suite- Thermostat- Wall Texture - Skip TrowelExterior- BBQ Stub- Car Charger/Pre-wire- Paver Front Walks and Driveways- Unfinished Garage- Garage Door Opener- Illuminated Home Number- Drip Irrigation and Timer in Front Yard- Softwater Loop- Water Heater- Wrought Iron GatesNextGen Suite- Quartz Kitchen Countertops- Unitized Laundry- Convection Microwave Oven- Top Freezer RefrigeratorEnergy Efficiency- Energy Efficient WindowsServices- Integrated solar energy system with real-time monitoring (provided through participation in the buyer friendly LeasePlus or purchase New Home Solar Plan by Sunnova)
Have you ever eaten the wrong kind of mushrooms? Unfortunately, Railey did! Tune in to hear the full story about her travels, my new friends, learn how to make a delicious Peruvian cocktail and just catch up with us on everything that happened last week!And here are some links for our favorite places:Gorjana @gorjanabrand has the most beautiful timeless jewelry pieces at amazing prices, we are obsessed, and you should too, check out their channel, Instagram and website and tell us, what will you buy next? https://www.gorjana.com/ Turns out you CAN buy the ingredients in the US for the drink!- Camu Camu Wasska Mix https://www.amazon.com/Wasska-Pisco-Sours-Peruvian-Mango/dp/B00V570HSM- Santiago Queirolo Pisco Acholado https://www.totalwine.com/spirits/brandy-cognac/pisco/santiago-queirolo-acholado-pisco/p/176886750**Full disclosure, these are a lot more affordable in Peru, so go visit Peru!Our new favorite restaurant for seafood boil is Crab N Spice, go check out their Facebook page for the VIP Club coupons - https://www.crabnspice.com/hendersonSee you next time!
Welcome back to another WineDown, this week we go down memory lane and share new adventures.We tour an amazing home by Lennar Black Mountain Ranch in Henderson and shared a never been told wedding cake story.How are you doing in your acronym game? We are killing it - insert high five. Now tell us in the comments below:1. How long have you been married?2. Or a funny story?3. Are you an alarm enthusiast like Carolina? Or to the point I am just asking up Railey. Remember to like, subscribe and turn on the notifications.
A very common question we get is, when will the market crash? There are so many people concerned about inflation, overpriced homes, rising interest rates and not being able to afford home ownership. But is should we be gloomy?No! Home ownership is still achievable if you start with a budget, make sure you live within your means and understand that your first home may not be the million-dollar homes we see on TV. Building generational wealth is so important. In this episode of The WineDown we address those concerns, as well as in Monday’s episode 35 of Coffee, Homes & Loans “Are We Heading Towards a Market Crash?” You can find it here https://youtu.be/w_GxvDIXRYoThe MBS Highway Buy vs Video can be found in our blog at https://coffeehomesandloans.com/mortgage-tips/first-time-buyers/buy-vs-rent-2149Don’t forget to check out our spots this week!Historic Railroad Tunnel Trailhead, @ThatAdventureLife has an awesome video of the exact same trail we hiked, check it out here: https://youtu.be/P-9DPde5Ubs?si=e5od71ZyQn6xhIANThe potato tacos can be found at Big T’s Cantina in Boulder City. Delicious shrimp, carnitas and asada tacos as well. https://www.facebook.com/bigtscantina/See you next time!
Welcome back to Coffee Homes and Loans! Today we are touring the Kennedy at Black Mountain Ranch. This home is a modern and open floor plan, gorgeous kitchen with high end details and one majestic RV Garage! Don't want to miss out on touring this property! The Stats Interior:3 Bedroom2.5 Bath2,015 Sq.ft.Starting Price of $656,990Sleek Quartz Counter Tops Cultured Marble Bath Countertops Monogram Appliances (Refrigerator, Free-Standing Gas Range, Microwave, and Dishwasher )Laundry SinkCeiling Fan Pre-Wire (all bedrooms and living spaces)Programmable front door lock8ft Interior Doors LED lights throughout Rear French Door Television Pre-Wire in great room and owner's suite The Stats Exterior:BBQ StubCar Charger Pre-WirePaver Front Walks and Driveways Garage Door Opener Illuminated Home Number Drip Irrigation and Timer in Front YardSoftWater LoopWater HeaterWrought Iron Gates We truly enjoyed walking this property and deciding where all our stuff would go when we move in! If you have any questions on this home please reach out today and we can go over an action plan! Sincerely,Coffee Homes and Loans
Josh Koomar, CEO of Community Access Lending.
Welcome Back to Coffee Homes and Loans today we interview The CEO of Community Access Lending, or as we like to call it CAL. Josh is a very family-oriented man and it really shows in the way he runs his business. Who doesn’t love to come into a friendly office environment? Josh has built his business motto to be “People Helping People,” and he truly lives by this statement. He is very involved in the community and in each of his employees’ lives, he is human, he shows that he cares. We feel very blessed to be a part of such a great company.
How does school look in your family?
In today’s episode we talked a little bit about how both Carolina and Josh chose to continue home schooling their kids after the pandemic. Josh and his wife collaborate to get this done, his wife handles the classes and Josh handles field trips, PE, etc. Josh and his wife use the online course LANV “Leadership Academy of Nevada” a free online charter school. It can be found at the linkbelow;
https://www.lanv.org/
Carolina’s family’s Academic Schedule.
For Carolina and her husband Jaime the homeschooling arrangement looks very similar to Josh and his wife. Carolina and Jaime will split up a few of the subjects and do the activities with their girls. Most recently they started to implement Fun Friday this is so that the girl’s will have a reward to look forward to at the end of the week when all school work is done, this has helped their focus and motivation to learn. Carolina and Jaime use both “ The Good and The Beautiful” and “Accellus Academy” to teach their girls a variety of educational classes.
https://www.goodandbeautiful.com/
https://www.acellusacademy.com/?gad=1&gclid=CjwKCAjw38SoBhB6EiwA8EQVLum_WYJ5qJ_C_QTGyqW1AMPJyhRM3G_5_tmeCUpp1_2BjrzejxjK1xoCIU8QAvD_BwE
Thinking of Home Schooling?
If you are interested in home schooling your children but don’t know where to start? I would be happy to talk to you about it just reach out!
Thank you for tuning in. See you next week! Signing off – CH&L
Today we are joined by Jadyne Wrobel from Stewart Title in Las Vegas to chat about the differences between the Millennial and Gen-Z generations, what drives their purchases and how they see real estate.
Both generations are heavily influenced by online advertising, and both tend to purchase directly from social media ads. However, Millennials buy products or services based on feelings, something that will bring them happiness and a positive experience. Gen-Z will do more investigating when purchasing online to make sure they will find a good use for what they are buying and will have use for it time and time again.
Do you agree? How about real estate?
Do you think is better to door knock in a neighborhood or send an email marketing campaign?
Our suggestion is to try to master one way of advertising, be consistent with it to stay in front of your customer or target audience when building your brand.
For Millennials - If you prefer the face-to-face interaction, by all means walk through the neighborhood and door knock, meet your potential sellers, host an open house to meet potential buyers and follow up with a phone call. It’s important to do this weekly or as long as you have your listing so potential sellers and buyers get use to your presence and you can become their go to expert.
For Gen-Z – Stay virtual, make sure your online presence in social media is strong, pair it up with a website with a contact form. Keep your raw content on-going in your Instagram, Facebook and TikTok stories that show who you really are. For the Gen-Z generation, who you are is your brand.
Other Motivations
Millennials thrive when it comes to problem solving, the ability to learn and help others helps them excel in a fast-paced environment and get used to new ways of advertising.
Gen Z are fast learners and go-getters, they can easily learn new programs, software and adjust to the ever-changing algorithms, as well as embrace new tools like AI, as they become available.
What is your generation? What do you appreciate of other generations? Leave your comments below and we’ll see you next time.
How many funny stories can you tell in 20 minutes? Watch this episode to find out! Our lives are filled with amazing client experiences, we love helping our customers figure out their budgets and get into their dream home with smart and efficient financing.
We also enjoy learning about new programs available, we joined an amazing group of loan officers at Community Access Lending, and we are loving it. A big change from retail banking and a big learning curve that we are excited to tackle!
So, about the tadpoles, save the frogs and just drink Boba instead. My husband and his jokes make my life interesting. We hope you enjoy!Follow ECS Coffee https://www.youtube.com/@ecscoffeeinc, amazing coffee shop in Canada with coffee maker reviews and hilarious hosts!Best Boba in Town https://www.instagram.com/chillhaus_lasvegas/Amazing Las Vegas Realtor – reach out to Gloria Wood from Signature Real Estate https://www.instagram.com/vegas.by.glo/
Welcome back! Today we have the Beautiful Gloria wood back to talk about this market, are we headed towards a market crash? Let's cover what is actually going on in this market, how many short sales and foreclosures are out there, will you be able to find a deal, what's happening with the interest rates?Why are there so many houses on the market and why are they there for so long? One reason for this is that the home could be going through a foreclosure process which makes it kind of tricky to sell quickly. Probate is another reason why a home would be on the market for so long, this adds extra steps to the homebuying process. One of the last reasons is that a home could fall out of escrow and this could definitely make a home stay there for 90 days plus easily. Because of all these reasons it could really slow down the purchase timeline and then a potential buyer will question what's wrong with it when it's easily just a simple reason above.How does Gloria calculate what your home is worth? With the Pandemic homes were getting priced over what the house was worth because of the bidding wars. One great way to calculate a home is to research on a year to year basis what the property is appraising for, you would take that percentage and add that to every year which should give you a estimated number of what the home could be worth now had we not gone through the pandemic.How Many Foreclosed Homes are in Las Vegas Now? Right now in Las Vegas there are 50 (subject to change) Foreclosures and short sales mixed. The probability of someone finding one of these and getting the deal is a little difficult due to investors coming in with cash offers.In all seriousness, we cannot predict the future or tell you exactly what's going on in this market now. However we can share what we know with facts and statistics. The home buying process is there when you're ready, our goal is to help you achieve your goal so please reach out so we can get your action plan together now!
Welcome back! Today we have the amazing Amber Romero to discuss Investment properties and the differences between Condos and Townhomes. A townhouse is like a single family residence home with the exception that you have one shared wall, you own the land where the property sits. With a condominium you don’t own the land, only the 4 walls of the property and everything inside of it.
Fun Fact: On a townhome, your homeowners insurance will cover the entire property and personal property. On a condo, the homeowners insurance will typically cover the roof and personal property. The Condo HOA has insurance for the community grounds and the outside of the property.
Talk to your Loan Officer before Purchasing a Condo or Townhome because there are many aspects to account for such as HOA rules, occupancy, type of loan financing and down payment needed.
Contact us today to get your process started!
Welcome, in this episode Phil Whalen from WIN Home Inspection joins us to give us an insight into the process of getting a home inspection and why is very important to get one before you buy a home whether is resale or new construction. Did you know that home inspectors are regulated by the real estate board? Yeah, we didn't either.
Here is how you reach out to Phil Whalen to schedule your home inspection: Web: https://www.wini.com/summerlin/ Phone: 702-645-5481 Email: pwhalen@wini.com
For more details, visit our blog at coffeehomesandloans.com
See you next time!
Welcome to today’s episode! We are so excited to announce that we have joined Community Access Lending. With our new mortgage company, we have a wide range of loan products available to finance your home. From a single-family residence to a single wide manufactured home, million-dollar homes to condos in the strip.
Our Mission Statement from Joshua Coomer
In the Beginning… How are we different from our mortgage competitors? Who are our customers? What motivates us to provide this service? These are a few questions we have asked ourselves in an effort to bring focus to our growing organization in the form of a mission statement.
We realize one thing great companies have in common is they live and breathe their mission statement.
We are pleased to present Community Access Lending’s mission statement – a heartfelt expression of who we are, who we aim to be, why we do what we do and how we hope to be known.
Home Financing Partner We seek lifelong relationships with our customers, referral partners and community members. We strive to provide the level of service our borrowers expect and deserve, time and time again. We want our customers to become raving fans who will refer us to their family and friends. Referrals allow us to harness the power of social proof as there is no greater compliment than being referred to a family member or friend.
Family, Friends & Community We understand that we all exist as part of something larger. Our culture is unique in the way our employees possess a mutual respect and genuine care for each other. We work together to help people achieve their dreams of home ownership in a professional and efficient manner. We are dedicated to being a positive influence and aim to contribute to the greater good as friends, family and members of the communities we serve. We understand that we can impact everyone we touch and improve the lives of all those we serve, work with, as well as the communities we live in.
Mortgage Professionals We are committed to achieving and performing at our personal best. Our business is demanding in technical expertise, understanding people’s needs, and communicating effectively during periods of stress. This requires an enduring commitment to personal and professional improvement and knowledge growth. This commitment is necessary to be recognized as the best in the business and to help our family and friends quickly and efficiently navigate the home buying or refinancing process.
Integrity, Ethics and Honesty Integrity, ethics and honesty are the foundation of all valued relationships. We will maintain an unwavering dedication to this foundation in our relationships with co-workers, friends, family and the community at large. We will hold each other accountable to this standard of conduct.
Welcome back! Today we are taking you on a tour of a home in a 55+ community in Sun City Anthem, this beautiful home is surrounded by club houses, golf courses, parks, trails and senior centers with pools, board games and a variety of activities. As you can see this home has a beautiful layout with two master suites, an office, a wet bar and open floor pan in the living room, dining room and kitchen. The backyard is private and the home is energy efficient. If you or someone you know is 55 and over, please reach out to us to find you this type of gems and the perfect home loan.
In today’s episode we will talk about including your remodel cost into your mortgage loan and the minimum requirements. If you have been in the market to buy a home, you have probably noticed that new construction homes have smaller lots without RV Parking, a nice size backyard or a pool. But what if you find the perfect home in a great location with a nice size lot but the inside looks dated and overall, not your style. Well, we have a solution for that. Renovation Loans FHA, Conventional and VA loans allows you to buy a home and include the remodel cost into your loan amount if you meet the minimum requirements. Tune in and reach out to us to see if you qualify!
Everyone is talking about AI (artificial intelligence), are you using it? Turns out that we (Railey, Carolina and Coffee, Homes & Loans) are! In this episode we cover some of the AI tools we are using for our real estate and mortgage business and the opportunity you have to scale up on your video content based on your budget and current needs.
What type of AI tools are you using? Do you have recommendations for us? We’d love to learn from you!
Tune in to our weekly podcast as we show you the wonderful course and views from Rico Secco Golf Course in Seven Hills in Henderson, Nevada. This beautifully designed course has views of the Las Vegas Strip from the green. Experience the full service golf course. The homes range from senior living communities to million dollar custom build homes.
You won’t even feel like you live in Las Vegas with this resort like community but in reality you are 15 to 20 minutes away from some world renowned shows, restaurants and shopping.
Ask us for a private tour today!
We are excited to bring to you a series of videos of one of Lennar’s newest communities in Henderson and Black Mountain Ranch. Lennar has built over one million new homes across America since 1954. This time they bought the land where the Black Mountain Golf Course used to be, removed the grass, graded the dirt, and started a huge project with 7 unique home collections and up to 24 different home plans.
The new community will feature a dog park, playground, community park, splash pad, connecting trails and gated communities. Today we are taking you to the Ridgeview community and tour the Liberty floor plan. The home features a home of 3,348 sq. ft. with 5 bedrooms and one private suite.
As we walk through the property you will appreciate the open floor plan design, quality materials, large windows, and inside/outside feel. The private suite can be used as a guest or parents suite or a home office. So many options to make this home your own.
Tours are self-guided, so you can go to the community and register to visit the model homes or you can ask your real estate agent to schedule an appointment for you to get an insight on availability, upgrades, upcoming lots and hard hat tours for the models that are coming up.
Black Mountain Ranch by Lennar’s details can be found here: https://www.lennar.com/new-homes/nevada/las-vegas/henderson/black-mountain-ranch
The Liberty Floor Plan Model can be found here, specs, images and home details are found here: https://www.lennar.com/new-homes/nevada/las-vegas/henderson/black-mountain-ranch/ridgeview/liberty
Stay tuned as we continue touring the different models and let us know what you would like to see or find out for you.
We are excited to bring to you a series of videos of one of Lennar’s newest communities in Henderson and Black Mountain Ranch. Lennar has built over one million new homes across America since 1954. This time they bought the land where the Black Mountain Golf Course used to be, removed the grass, graded the dirt, and started a huge project with 7 unique home collections and up to 24 different home plans. The new community will feature a dog park, playground, community park, splash pad, connecting trails and gated communities.
Today we are taking you to the Ridgeview community and tour the Pioneer floor plan. The home features a lot of 6,887 sq. ft. and a home of 2,441 sq. ft. with 3 bedrooms and one private suite. As we walk through the property you will appreciate the open floor plan design, quality materials, large windows, and inside/outside feel. The private suite can be used as a guest or parents suite or a home office. So many options to make this home your own. Tours are self-guided, so you can go to the community and register to visit the model homes or you can ask your real estate agent to schedule an appointment for you to get an insight on availability, upgrades, upcoming lots and hard hat tours for the models that are coming up.
Black Mountain Ranch by Lennar’s details can be found here: https://www.lennar.com/new-homes/nevada/las-vegas/henderson/black-mountain-ranch
The Pioneer Floor Plan Model can be found here, specs, images and home details are found here: https://www.lennar.com/new-homes/nevada/las-vegas/henderson/black-mountain ranch/ridgeview/pioneer-ng/32574510069
Stay tuned as we continue touring the different models and let us know what you would like to see or we can find out for you!
In this episode we are covering the different types of real estate transactions. As a buyer, you find out what your budget is, you look at a home, fall in love with it and want to buy it. Who are you presenting your offer to and how long will the transaction take? These are great questions! Tune in as we breakdown the different types of real estate transactions.
https://coffeehomesandloans.com/mortgage-tips/first-time-buyers/episode-25-whose-house-am-i-buying-2041
Looking to buy a home but your down payment needs a boost? Watch this episode, this new down payment assistance program could give you up to 5% of the purchase price to buy your new home. Tune it to see if you could qualify and the requirements. Get a full loan application in and a loan consultation to see if this will work for you.
https://coffeehomesandloans.com/mortgage-tips/first-time-buyers/episode-24-down-payment-need-a-boost-new-down-payment-assistance-2029
A home that can fold up to 10 times and is manufactured to attach to a well, city water or septic, multiple power sources including ground and solar, what? Yes, that’s right! Boxabl is in Las Vegas and we have the insight and most frequently asked questions for you, tune in to learn more.
https://coffeehomesandloans.com/new-construction/episode-23-a-home-that-folds-tour-boxabl-with-us-2018
Welcome back to Coffee, Homes and Loans. This week we are talking about Short Term rentals (Like Airbnb and Vrbo) there is a lot of information on rules and regulations, and we are covering the most common questions and concerns new investors have. Are you looking to buy a home and convert it to a short-term rental? Reach out! We’d love to guide you through the process.
Contact Carolina here: https://linqapp.com/carolina_davila?r=link
What is an FHA Loan? On this podcast episode we explain what FHA loans are. What does FHA stand for? Who provides FHA loan programs? What is the minimum down payment and credit score on an FHA Loan? Why is it beneficial to have obtain an FHA loan as a first time buyer? What are the required documents to apply for an FHA loan?We hope you enjoy the soundtrack, the facts and the explanation!https://coffeehomesandloans.com/loan-programs/episode-21-fha-loans-explained-1986
Living in Las Vegas is so fun! From a multitude of golf courses and restaurants to endless shows and vacation gateways really close by. Tune in to find out what is like to live in Las Vegas!
https://coffeehomesandloans.com/living-in-las-vegas/episode-19-a-resort-lifestyle-1953
Welcome everyone! Today we are covering the most recent topics. You may have hear about a 40-year mortgage, interest rates increasing for those that have good credit scores (what?!), and projections on whether or not the rates will go down and the market will cool down. Tune in as we cover it all!https://coffeehomesandloans.com/interest-rates/episode-18-whats-the-deal-with-may-1st-1955
Some clients ask, what could go wrong in a real estate purchase transaction, the answer, a lot! Tune in as we discuss the horror stories, we have encounter during our years of experience and being in the middle of it all.
Read more tips here: https://coffeehomesandloans.com/mortgage-tips/first-time-buyers/episode-16-real-estate-horror-stories-1945
Why is your credit score important? This is a great question, your credit score does not only determine the type of home mortgage loan you can qualify for, but it also impacts the new credit lines (credit cards, auto loans, etc.) that you can qualify for, your rental application and auto insurance.
Watch and visit our blog to learn more!
https://coffeehomesandloans.com/mortgage-tips/first-time-buyers/episode-15-why-is-your-credit-score-important-1936
Today's podcast is very special, we are featuring a stunning Henderson home for sale located at 1168 Skyline Rd, Henderson, NV 89002. This beautiful 6 bedroom, 5 bathroom, 3,751 sq. ft. home has 360 views of the mountains from almost every room with an amazing backyard that could fit a pool/jacuzzi combo. Wonderful natural lighting, modern design and open concept floor plan. Watch as Railey walks through the home and we discuss why we love this area so much!Specifications:• 6 Bed/5 Bath• Flooring: Tile, Carpet, Concrete• Forced air/Central Cooling• Appliances included: Dishwasher, Garbage disposal, Microwave, Range / Oven• Total interior livable area: 3,751 sq. ft.• 2 Car Attached Garage • Lot size: 6,098 sq. ft.• Year built: 2016• HOA fee: $54 monthlyRead more here:https://coffeehomesandloans.com/henderson/episode-14-spectacular-henderson-home-for-sale-by-owner-1929
Welcome back to Coffee Homes and Loans! Today’s podcast will take us to a beautiful home in Inspirada Community in Henderson, NV.
This is a family friendly community with amazing events covering workshops, farmer’s markets, basketball championships, parades, festivals and so much more! The current new homebuilders are KB Homes, Toll Brothers and Tri Point Homes.The location is another amazing perk, you live outside the busy city live but close enough to the Las Vegas Strip to check out the new shows, hotels, attractions and so much more. The community is very close to the freeway that takes you to California and other states.There are some great restaurants, grocery stores, small businesses and coffee shops that continue to pop up all around. And don’t let us forget, the brand-new Costco right down the road! Visit the link below to further explore this beautiful community.
https://coffeehomesandloans.com/communities/inspirada/episode-13-take-a-tour-of-inspirada-1899
Welcome back! Today we are going to go over a real estate transaction from beginning to end to explain what could wrong in both the loan origination and real estate side! There are so many moving parts and our objective in this episode is to inform you as the buyer throughout each step to try to avoid doing something that could jeopardize the purchase of your home. As always, message us or comment with your questions and visit https://coffeehomesandloans.com/mortgage-tips/first-time-buyers/episode-12-what-could-go-wrong-in-a-real-estate-transaction-1890
On this podcast we are talking about five of the most recent coffee shops we have visited and absolutely loved! We will go over our experience and what we got from there!
The Human Bean
Our Most Favorite things to order are Mexi-Mocha, Snowy Mocha, and Real Fruit Smoothie! Coffee Class Our Most Favorite things to get from here is the Blueberry Maple Latte, Strawberry Matcha, Baked Crème Brûlée French Toast, Chicken Cesar Salad!
Bad Owl Cafe
At Bad Owl we LOVE LOVE LOVE the Nutella Latte! But they have so many delicious drinks we like as well. This coffee shop is Harry Potter themed, there is tons of neat décor you don't want to miss it. Dr. Who fans, the call box is there! Awesome photo memories here!
La Luna Tea and Dessert Bar
At La Luna the atmosphere is moody and beautiful, great décor! We really loved the Dirty Mocha, Red Velvet Latte, and Tuna Poke Tacos. This place also has divine baked goods.
Bungalow Coffee
This Place is a must go for all tropical atmosphere lovers! The Baristas are so nice as, they gave us a little tutorial on how to do the coffee art! We LOVED the Vanilla Bean Latte and the Mocha!
Visit to find the websites and Instagram handles: https://coffeehomesandloans.com/local-coffee-shops/episode-11-our-favorite-local-coffee-shops-1862
Woohoo! You are a homeowner! Now, what’s next? In this episode we cover some commonly asked questions so you can prepare after the closing of your home. Make sure you have the right coverage from a home warranty and homeowners’ insurance, why is important to file a declaration of homestead with your county and be aware of what comes in the mail.
https://coffeehomesandloans.com/mortgage-tips/episode-10-new-homeowner-questions-part-2-1865
Welcome to another episode of Coffee, Homes, and Loans! Today our guest is our amazing manager Erin Freemal at Movement Mortgage, and our topic is Reverse Mortgages. Find out who qualifies, the agencies that regulate these types of loans and why are they so beneficial when originated correctly and on the client's best interest.
https://coffeehomesandloans.com/loan-programs/episode-9-reverse-mortgages-explained-1855
You asked, we listened! Today we are answering some of your questions when it comes to buying a home. How should you prepare? What costs are associated when buying a home? Where do I start in the process? And do I have to pay my real estate agent when I am the buyer?
Leave a comment below with your questions and we’ll make sure to answer them in our next episode.
Don’t forget, get all your resources here: https://coffeehomesandloans.com/
In today's episode we invited Jessica Okamoto from Thrivent Financial, she is my go-to financial expert when it comes to investing, preparing for retirement, diversification, and being tax efficient. Are you leveraging your retirement accounts and taking advantage of your company match?
Read more at https://coffeehomesandloans.com/mortgage-tips/episode-7-retirement-accounts-and-real-estate-1815
Have you heard about Cadence in Henderson, NV? With over 2,200 acres of land and about 4,597 homes, Cadence offers a wide variety of amenities, amazing Las Vegas strip views, mountain views, ongoing community events and 9 home builders to chose from. There are over 12,250 currently being built! Far away to not hear the city noise but under 25 minutes from all Las Vegas and Henderson Major Attractions!
Visit https://coffeehomesandloans.com/new-construction/episode-5-visit-cadence-community-with-us-1788 to learn more.
Has your home been on the market for too long? Movement Purchase Power can solve that problem by buying your home cash and freeing up your equity to make a strong cash offer on your next dream home!
Tune in to find out how it works, how it can benefit you as the seller or listing agent and click on the link below to review a sample scenario.
https://coffeehomesandloans.com/sellers/episode-5-get-a-cash-offer-for-your-home-1761
A title or escrow company—also known as a settlement agency and in some states, a real estate law firm—acts as the non-interested third party that follows instructions in a real estate transaction. They facilitate the communication between seller and buyer, takes care of the closing process and provides title insurance. Essentially a title and escrow company will help finalize the transfer of a property from seller to buyer.
Watch as Victor Vazquez from Security 1st Title explain the process from beginning to end and some useful tips!
Is it a buyer or sellers’ market?
This is a very common question, in this video we breakdown how the Las Vegas market is reacting to the higher interest rates, increase of home inventory and the importance of having a good team behind you. We’ll cover information about buydown loan programs, the benefit of working with an agent that understands how to run the ‘comps’ – accurate home value based on recent sales in a specific area and similar properties – and how best to negotiate on our clients’ behalf. The most important take away, only buy a home that you can afford.
More information about down payment assistance requirements in Nevada, resources and mortgage payment examples can be found at:
https://coffeehomesandloans.com/mortgage-tips/first-time-buyers/episode-2-buyers-or-sellers-market-1529
Carolina Davila has been in the mortgage industry since 2015 specializing in the Henderson and Las Vegas market. She enjoys working with a variety of customers from first time buyers looking to utilize the many down payment assistant programs available in our state to savvy investors looking to generate a profit and invest their money wisely. Understanding the different loan programs available and being licensed in Nevada, California and Arizona, Carolina is able to assist her lifetime clients from the purchase of their very first home to building wealth in real estate.
Carolina's love for coffee, creativity and puzzle led to this new podcast journey where we will share our expertise, tips, recommendations and show you how mortgages can be easy and fun.
Stay tuned!
We are so happy you are here! This podcast will walk you through the ins-and-outs of buying a home in Las Vegas, showcase some amazing communities, feature special homebuyer programs and introduce you to expert real estate agents local to Las Vegas.