Off the Rails from the U.S. Faster Payments Council - FPC: Recent Episodes
U.S. Faster Payments Council
Hosted by the Faster Payments Council, FPC Executive Director Reed Luhtanen goes off the rails and chats with payments industry insiders on the latest trends and headlines in faster payments. Guests include experts from across the payments ecosystem who have been working to advance the U.S. market toward its faster payments future.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Erik Van Bramer of Federal Reserve Financial Services. Reed and Erik talk all things FedNow — where the growth is coming from, the use cases that are emerging, and functionality that is coming to market, and of course the Denver sports scene.
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Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Callum Godwin, Chief Economist at CMSPI. Reed and Callum talk about why Callum believes now is the time for merchants to engage with faster payments in a serious way, how merchants can benefit from faster payments, and cricket. Connect with Reed at PaymentsED in Boston July 27-29; MRC San Diego September 14-16; and MAG September 27-29!
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Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Keith Briscoe, VP Member Advocacy at the Merchant Risk Council. Keith and Reed talk about MRC’s recent payments and fraud trends report, AI, faster payments for retail, and orchids. Connect with Reed at MRC San Diego September 14-16!
Follow FPC on Linkedin! https://www.linkedin.com/company/us-faster-payments-council/posts/?feedView=all
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Craig Ramsey from ACI Worldwide and Anthony Serio from 7T world. Anthony, Craig, and Reed talk about the upcoming resource from the FPC’s Financial Inclusion Work Group, stablecoins, the imperative for financial institutions to implement send, and the group’s takes on the World Cup.
Follow FPC on Linkedin! https://www.linkedin.com/company/us-faster-payments-council/posts/?feedView=all
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Scott Anchin. Reed and Scott talk about the founding of the FPC, the ongoing issues community banks have with check fraud, emerging payments technologies, and watches.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Ledford.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Erin West, Founder and CEO of Operation Shamrock. Erin and Reed talk about payments scams and how Americans have already lost a generation’s worth of wealth.
Join ACI Worldwide and FPC for a great evening in San Diego! https://lp.constantcontactpages.com/ev/reg/zfwdt8q/lp/716b7d46-4b06-44d2-a713-0eb6b9ed3df7
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Caroline Cypriano, Co-Founder of JJ4Tech. Caroline and Reed talk about QR codes, liquidity management, transaction monitoring, and Caroline’s favorite Netflix binge-watch.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Cole Augustine of Galactic Trade Consultants. Cole and Reed talk about personas vs. use cases, looking at payments from the corporate treasurer perspective, and video game to television adaptations.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Brian Dammeir of Plaid. Brian and Reed talk about open banking, payments standards, fraud and risk, the Oscars, and pyramids.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Stevens, executive director for ASC X9. Steve and Reed talk about the need for standards in the faster payments space, the partnership between FPC and X9, and some of Steve’s fun hobbies
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Carl Slabicki, Head of Commercial, Global Payments & Trade at BNY. Carl and Reed talk about what Carl sees as key drivers of demand for instant payments, stablecoins, and of course the Oscars. Register now for the FPC’s Spring Member Meeting February 25-27th in Washington DC! https://fasterpaymentscouncil.org/events/2894/FPC-2026-Spring-Member-Meeting
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Kevin “The Payments Professor” Olsen of Pidgin. Class is in session as the professor provides a thorough 101 on stablecoins, then drops some insights on recent Nacha rule changes and describes for us his appreciation for banjo music. Register now for the FPC’s Spring Member Meeting February 25-27th in Washington DC! https://fasterpaymentscouncil.org/events/2894/FPC-2026-Spring-Member-Meeting
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Jim Filice of Visa. Reed and Jim talk about the huge volumes that are moving through Visa’s faster payments rails, how Visa thinks about developing and delivering products such as Visa Direct to the market, and who we like in the upcoming College Football Playoff championship game.
Happy Holidays! Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Mike Bilski of North American Banking Company. Reed and Mike talk about how faster payments volume continues to grow for his bank, how Mike and North American Banking Company have long been leaders who invest in payments innovations that truly provide returns, and how our Minnesota Twins could look in 2026.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Craig Ramsey of ACI Worldwide. Reed and Craig spend time separating the noise in the market from the things that are really moving the needle, and they talk about the upcoming final race of the Formula 1 season.
Happy Thanksgiving to our American listeners! Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Kyle Caldwell and Keith Melton from The Clearing House. The trio discuss the growth of the RTP Network, instant payments use cases, the new fraud service that TCH is rolling out, and a ton of other stuff.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Emanuela Saccarola, head of cross border payments at Citi as the two talk about the progress in cross border payments, the work that needs to be done, stablecoins, AI, tokenized deposits, and an out of the ordinary vacation destination recommendation.
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Dharshan Shanthamurthy, CEO and Founder of SISA as the two dig into forensics-driven cybersecurity, AI, and Taylor Swift’s latest album.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Aaron McPherson Principal at AFM to talk about Stablecoin, Agentic AI, and making beer with AI.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Carl Slabicki Executive Platform Manager of Treasury Services act BNY to talk about Cross Border Payments, AI, and life as a new parent.
Check in for a special episode, recorded live at the FPC Fall Member Meeting in Portland, Maine. This time Reed takes the hot seat and Bridget Hall from ACI asks him the ard questions -- and the two of them try out some new games!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Greg Lloyd, Client Partner at Endava to talk about AI, stablecoins, and whether or not gasoline and fireworks are a winning combination.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kirsten Trusko from Payments as a Lifeline to discuss Disaster Relief Payments, Digital Assets, and rehabbing a historic home.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Peter Tapling of PTap Advisory. Peter and Reed talk about Stablecoins, AI, agentic payments, QR codes, and the best places to grab a beer in Portland, Maine.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Vishal Pasari of Euronet. Vishal and Reed talk about the things we can really lean from other markets, key use cases, and Squid Game’s much anticipated 3rd season which was recently released on Netflix.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Karen Brown of CGI. Karen and Reed talk about mandates in other markets, what the U.S. market is doing well, and her love of photography and her dog Harry.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Chris Harmse of BVNK. Reed and Chris talk about stablecoins and cross border payments as well as Chris’s affinity to adrenaline-pumping sports.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Phillipa Wilson of Mastercard. Reed and Phillipa cover a wide range of things going on in faster payments, how emerging tech such as AI will play a role, and how the NBA playoffs might shake out
Join FPC Executive Director Reed Luhtanen as he goes off the rails with James Watts of Mitek. Reed and James dig in on payments fraud, talk about how faster payments reduce check fraud, and the virtues of a few regional delicacies.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Peter Davey of PaymentsJedi Advisory. Reed and Peter dig into the factors that have persisted in keeping checks in circulation, the continued growth of pay by bank, and the San Diego beer scene. Join the FPC and register at fasterpaymentscouncil.org
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Ross McFerrin of Trustly. Reed and Ross dig into the recently announced Trump administration executive order that aims to significantly curtail the use of checks by the federal government, the rapid growth in usage of instant payments in the United States, and the NCAA tournament. FPC Spring Member Meeting is coming up! Join the FPC and register at fasterpaymentscouncil.org
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Peter Tapling, Managing Director at PTap Advisory. Reed and Peter talk about topical headlines in the payments arena, the best places to grab a beer on this year's conference circuit (San Diego, Boston, and Portland, ME all in the same year!), and the growth of pay by bank. Register for the FPC's Spring Member meeting at www.fasterpaymentscouncil.org!
Join FPC executive director Reed Luhtanen as he goes Off the Rails with Tony Cook of FirstBank and Donna Blum of BHMI. The trio discusses the difficulties of payments reconciliation and the ways payments modernization can help streamline that process. They also discuss the recently released paper from the FPC's Operational Considerations Work Group. Find that paper here: https://fasterpaymentscouncil.org/blog/14393/Guideline-02-Operational-Considerations-for-Instant-Payments-Send-Side-Primer
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Yamini Sagar CEO and Founder of Instarails. Reed and Yamini talk about the market for cross border payments, how Yamini is working to enhance the user experience in that space, and their respective go-to karaoke songs.
Join Reed Luhtanen, Executive Director and CEO of the FPC as he goes off the rails with Deepak Gupta talking about all the amazing data in the FPC's Faster Payments Barometer, sponsored by Volante Technologies.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Dave Glaser and Skyler Nesheim of Dwolla. The trio talks about retail use cases for instant payments, the need for a dispute resolution framework, pay by bank, and Skyler's Iowa State Cyclones basketball team, which looks pretty darn good. FPC Spring Member Meeting is coming up! Register at fasterpaymentscouncil.org
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Raman Kumar of U.S. Bank to talk about all the consumer use cases Raman sees for faster payments.
Also, if you're able to help with a donation for fire relief in California, here is a link to the California Fire Foundation: https://www.cafirefoundation.org/
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes off the rails with Colin Parsons of Nasdaq Verafin. Reed and Colin talk about fraud mitigation tactics, fraud trends in other markets, and their favorite Christmas songs.
The FPC Fraud Work Group released a new paper on 12/19/24. You can find that here: https://fasterpaymentscouncil.org/Guides-Research
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Stephany Kirkpatrick of Orum and Dean Nolan of SRM. The trio discusses the potential for B2B instant payments, in particular in light of the recent announcement from the clearing house increasing the RTP limit to $10M.
Previous episodes featuring Stephany and Dean:
Stephany: https://podcasts.apple.com/us/podcast/12-oct-2023-stephany-kirkpatrick-of-orum-on-account/id1553535872?i=1000631043284
Dean: https://podcasts.apple.com/us/podcast/27-oct-2022-moa-agrell-of-trustly-and-dean-nolan/id1553535872?i=1000584042369
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jim Colassano, SVP and head of business project management for the RTP Network at the clearing house. Jim gives an update on the RTP network’s growth, the value added services that are top of mind for users and financial institutions, fraud, how usage and adoption will scale in the future, his opinions on some Thanksgiving menu items.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sumner Francisco of BNY. Reed and Sumner talk about the trend toward open banking and the potential for faster and immediate payments to fuel this use case.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jane Hennessy of Finzly. The pair talks about the things that might be holding financial institutions back from implementing faster payments as well as how many dogs have lived in Jane's home over the years.
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Anthony Serio, Chief Risk Officer at Sphere Labs. Reed and Anthony talk about the use of stablecoins for cross border transactions and which rides Anthony recommends at Disneyland. Join the FPC by reaching out to us at info@fasterpaymentscouncil.org!
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with fraud expert Yinglian Xie in the final episode before the FPC Fall Member Meeting in Denver. If you're feeling the FOMO, join the FPC now so you don't miss out on San Diego in the spring!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sarah Hoisington, Head of Marketing and Strategy for Matera US. Reed and Sarah talk about the ways QR codes can be used to initiate faster payments, the fraud prevention protocols that can be put in place to reduce fraud, and sourdough bread.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Vishal Pasari of Euronet. Reed and Vishal talk about the things that will drive adoption of instant payments, the non-speed benefits of instant payments, and the U.S. Women's Basketball team's unbelievable run of dominance in the Olympics. Don't forget to register for the FPC's fall member meeting in Denver -- fasterpaymentscouncil.org/FPC-Events. It's going to be packed with great sessions and a super fun evening event at Lucky Strike!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kaue Tozzi of Banked. Reed and Kaue talk about the latest trends in pay by bank, building on previous episodes freaturing Alex Gonthier of Trustly and Matt Friend of JP Morgan Chase. They also talk about operating payments globally and whether or not Westeros will be in good shape under a potential King Aemon.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Fred Fuller of Endava. Reed and Fred talk about the roadblocks for adoption of instant payments, the promise of blockchain to streamline use cases, and Boyz II Men.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Matt Friend from JP Morgan Chase. Matt and Reed talk about the need for standards to advance adoption and usage of instant payments, consumer protections, and the pair's appreciation for the raw irreverence of Paul Cauthen. Don't forget to register for the FPC's Fall Member Meeting in Denver Sept. 30th and Oct. 1st! www.fasterpaymentscouncil.org/FPC-events
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Bridget Hall of ACI Worldwide to discuss ACI's "Prime Time for Real Time Report (Available here: https://www.aciworldwide.com/real-time-payments-report), the instant payments experience in different markets, and the time Reed and Bridget saved the galaxy. We need sponsors for the FPC Fall Member Meeting! If you're interested in helping us out, please let us know: info@fasterpaymentscouncil.org.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Alex Gonthier of Trustly. Alex and Reed talk about faster payments' influence on pay by bank, the emerging competitive environment for pay by bank, and payments fraud liabilities.
Northwest Arkansas Disaster Relief Fund: https://ar.accessgov.com/adem/Forms/Page/adem/disaster-recovery/0
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council as he goes off the rails with four thought leaders in the payments ecosystem. Reed is joined by Steve Wasserman of Photon Payments, the Payments Professor Kevin Olsen of Pidgin, Elspeth Bloodgood of Jack Henry, and Travis Dulaney of Timeis. The four guests talk about a new book that has just been released, Smart Faster Payments. Learn more about the book at smartinstantpayments.com!
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Josh Karoly of Netflix and Andrew Gomez of Lipis Advisors, Chair and Co-Chair of the FPC's Real-Time Recurring Work Group. They talk about the most recent recommendations from the work group, how standards can help to drive adoption in various markets, and whether this is a Field of Dreams or Chicken and Egg moment in faster payments. Register for the FPC's Fall Member Meeting at fasterpaymentscouncil.org!
Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Mott, Principal at BetterBuyDesign. Reed and Steve discuss the burgeoning use case of mortgage payments for faster payments, the need for standards and the FPC's potential role in creation of those standards, and whether or not Steve's Cleveland Guardians can hold off Reed's punchless Minnesota Twins in the American League Central. The call for session proposals is open for the FPC Fall Member Meeting -- find that at fasterpaymentscouncil.org!
Join FPC Executive Director Reed Luhtanen as he talks with Sam Aarons, Co-Founder and CTO at Modern Treasury. Sam will talk about why he sees increased standardization as a potential catalyst for faster payments, how to drive demand and interest among corporates, and some reality television.
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council as he goes off the rails with Kirsten Trusko of Payments as a Lifeline. The pair discusses the important work being done to make disaster relief funding faster, more efficient, and less fraud prone.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kalpa Gupta of Knekxt Group. Kalpa and Reed talk about the human side of fraud, fraud mitigation tactics, and more.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with MAG CEO John Drechny. Reed and John discuss the long history of the payments modernization efforts in the United States, the progress that's been made to date, and where John sees opportunities for further advancements. Now is the time to register for the FPC's spring member meeting at Walt Disney World in Orlando March 27th and 28th -- fasterpaymentscouncil.org
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Amanda Compton of Arvest Bank and Lee Kyriacou of The Clearing House. The trio discuss the latest fraud report from the FPC’s Fraud Working Group, faster payments fraud mitigation tactics, next steps in fighting fraud, and both guests' very interesting side hustles.
Register for the FPC's spring member meeting at https://fasterpaymentscouncil.org/events/1322/FPC-2024-Spring-Member-Meeting
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Peter Davey of Alloy Labs. Peter and Reed talk about the reasons instant payments have become an imperative for financial institutions, the way learnings from other markets and other domestic systems can and should influence instant payments strategies, the role of the operators in advancing standardization, and more. Also, don't forget, it's time to register for the spring member meeting and to book your travel to Florida! fasterpaymentscouncil.org, click on News & Events for all the details.
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Barry Tooker of transactionbanker.com and Jonathan Holland of Mastercard as the trio discusses the progress being made by the FPC's Cross Border Working Group, which is led by Barry and Jonathan as chair and vice chair, respectively. Check out these deliverables referenced in the show:
https://fasterpaymentscouncil.org/blog/9610/Cross-Border-Payments-Work-Group-Bulletin-01
https://fasterpaymentscouncil.org/blog/10904/Cross-Border-Payments-Work-Group-Bulletin-02
https://fasterpaymentscouncil.org/blog/11894/Cross-Border-Payments-Work-Group-Bulletin-03
https://fasterpaymentscouncil.org/blog/12745/The-Practicalities-of-Cross-Border-Payments-in-a-Faster-Payments-World-Report
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Colin Parsons, fraud specialist from FPC member Verafin. Reed and Colin talk about the state of faster payments fraud, fraud prevention best practices, the huge problem of check fraud, and how Colin made his coffee that morning. Don't forget to register for the FPC Spring Member Meeting at fasterpaymentscouncil.org!
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the Rails with Lou Grilli and Jorge Jimenez from PSCU and Juniper, a PSCU company. Lou, Jorge, and Reed talk about big doings in the credit union space, fraud, and the hidden talents of these two guests.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Dean Nolan of Strategic Resource Management (SRM). Reed and Dean talk all things faster payments, implementing instant payments at smaller financial institutions, fraud, and more. Don't forget to register for the FPC's spring member meeting in Orlando, March 27th and 28th!
Joine FPC Executive Director Reed Luhtanen as he goes Off the Rails with Shaun Ferrari of Currency Research. Reed and Shaun talk about the implications for cash of emerging payments, fraud, what makes a payment "instant," and whether a certain well-known couple will finally "win" on 90 Day Fiance.
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Art Brieske from Wells Fargo. Reed and Art dig into Art's key use cases to drive adoption of instant payments, talk about what's next in this space, and more. Also, head to fasterpaymentscouncil.org to register for the spring member meeting in Orlando March 27th and 28th!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Stephany Kirkpatrick of Orum. Stephany and Reed talk about Orum's new account verification product, the prospect of building innovations on top of faster payments rails, artificial intelligence, and bringing more girls into STEM. Please complete the Faster Payments for Financial Inclusion Survey, find the link at the top of the page on www.fasterpaymentscouncil.org!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Mike Vigue of Finastra. Mike and Reed talk about implementing instant payments, the promise of FedNow and RTP, interesting use cases, and the weather in New England. Please complete the "Blockchain and Crypto in Payments survey, find the link at the top of the page on www.fasterpaymentscouncil.org!
Join U.S. Faster Payments Council's Executive Director Reed Luhtanen as he goes Off the Rails with Johnathan Shiery, Financial Services Partner and lead of Payments Modernization and Transaction Advisory services for Guidehouse. Jonathan and Reed do a deep dive into the benefits of payments modernization for the real estate industry, fraud, and 4th grade math. Please take a moment to give us a 5-star review and share the show with your friends and colleagues to help us reach a broader audience!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Carl Slabicki of BNY Mellon. Reed and Carl talk about instant payments, the FedNow launch, open banking, Carl's "Rocky Run" in Philly last year, and financial inclusion. The FPC Fall Member meeting is just over a month away -- register at fasterpaymentscouncil.org! Also, please rate the show on your podcast app!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Josh Karoly from Netflix. Reed and Josh talk about the promise of instant payments, developing a great user experience, fraud and trust, and musical instruments. Please rate the show!
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Jim Colassano of The Clearing House. Jim and Reed talk about what’s going on with the RTP network, Jim's view on faster payments use cases, the trajectory of usage and adoption, and they give their reviews of Indiana Jones and the Dial of Destiny. Register for the FPC Fall Member Meeting at fasterpaymentscouncil.org!
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes off the rails with Dr. Angela Murphy, VP of Business Development at Photon Commerce. Angela and Reed talk about faster payments, data, and the use of AI to enhance payments experiences. They also talk about Angela’s past in musical theater.
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with Bradley Wilkes, Founder and CEO of Open Payment Network. Bradley and Reed talk about on-boarding FIs to RTP and FedNow, interoperability, fraud, and they make a couple movie recommendations. Register for the FPC Fall Member Meeting at fasterpaymentscouncil.org!
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council and Miriam Sheril of Form3 as they talk about faster payments interoperability, shifting the mindset for financial institutions, how big this all could be, and playing poker in Vegas.
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with ChatGPT and Peter Tapling, principal at PTap Advisory. This episode is a bit different, starting off with an interview Reed did with ChatGPT on a range of topics related to faster payments. Then Peter and Reed break it down and try to put that discussion into context a bit to help us all get a sense for how useful this technology is, where it could be in the future, and where you want to be careful.Special Thanks to Catherine Tapling for lending her voiceover services to ChatGPT! You can listen to more of her work and hire her for your voiceover needs at catherinetapling.com
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with Chris Jewell and Trev Wistaff of Zepto. Chris, Trev, and Reed talk about faster payments in Australia and how it could be a roadmap in the United States. Register for the FPC Fall Member meeting -- Chris will be there! -- now at fasterpaymentscouncil.org.
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes Off the Rails with John Drechny, CEO of the Merchant Advisory Group. Reed and John talk about the potential for faster payments to become part of the payment mix for ecommerce and point of sale, use cases, and John's work with a very cool non-profit. Save the date! The FPC Fall Member Meeting will be September 26th and 27th in Memphis!
Join Reed Luhtanen, executive director of the U.S. Faster Payments Council as he goes off the rails with Mark Majeske of Alacriti. Reed and Mark discuss faster payments use cases, the coming inflection point in the space, fraud, and Mark's big weekend of baking, chainsaws, and Vegas.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Alex Gonthier, CEO and Founder of Trustly. Reed and Alex talk about the experience with faster payments in the UK, the plusses and minuses of irrevocability, and his picks for dining out in Paris.
Complete the Faster Payments Barometer Survey! https://www.research.net/r/9LYK6S9
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Charles Harkness of Corporate One Federal Credit Union and Steve Wasserman of Vments. Reed, Charles, and Steve talk about the great resources that are being produced by the FPC's education and awareness work group, faster payments use cases, fraud, digital assets, and healthy eating.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Phillipa Wilson from Mastercard. Reed and Phillipa talk about faster payments infrastructure, value added services, fraud, financial inclusion, use cases and learning Spanish competitively. Help us! The faster payments Barometer survey is open at fasterpaymentscouncil.org -- please complete the survey and share it with colleagues!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Lana Swartz, professor of media studies at the University of Virginia and author of the book New Money: How Payment Became Social Media.Reed and Lana talk about the fundamental nature of payments, payments as a mechanism for communications, and the uses (and potentially misuses) of payments systems that sometimes fly under the radar. Buy a copy of Lana's book here: https://yalebooks.yale.edu/book/9780300233223/new-money/
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sumit Arora and Joanne Strobel of Wells Fargo. Reed, Sumit, and Joanne talk about the benefits of ISO 20022, strategies for adopting the new format, faster payments use cases, and more! Don't forget to register for the FPC spring member meeting at fasterpaymentscouncil.org!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with David Dwumah, Founder and CEO of OurBanc. David and Reed talk about fintechs and ESG and the opportunities new technology can create for financial inclusion. They also talk a bit about barbecue.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Mark Field, CEO of Liberty Bank. Mark and I talk about faster payments at community banks, the challenges and opportunities this new technology might pose for them, fraud liability, and more.
Join Executive Director Reed Luhtanen as he goes off the rails with Dan Baum of the Federal Reserve. Dan and Reed talk about FedNow, and he gives some insights into when we might expect a go-live date, and we talk about fraud and risk, and cycling.
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Nathan Churchward, Payments Domain Lead at Australian payments firm Cuscal and Jack Baldwin, CEO of BHMI. Nathan, Jack, and Reed talk about the faster payments experience in Australia, lessons learned that can be used here in the United States, and the promise of instant payments in the long-run. Check it out, and don't forget to head to fasterpaymentscouncil.org to register for the FPC's Spring Member Meeting!
Join FPC Executive Director Reed Luhtanen as he goes off the Rails with Matt Howarter, Sr. Director of Digital Payments Acceptance at Walmart. Reed and Matt talk about talk about the promise of instant payments in retail, the pros and cons of irrevocability, and University of Kansas basketball. The call for Session Proposals for the FPC Spring Member Meeting is open! Head to fasterpaymentscouncil.org to submit your session proposal and register for the member meeting!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Dean Nolan from Fifth Third Bank and Moa Agrell from Trustly to talk about the work the pair is leading in the FPC's API work group, the implications of irrevocability, fraud, and the prospects for APIs to catalyze the use of instant payments. Link to Leaders in Payments Podcast, featuring Reed and Gail Hillebrand from National Consumers' League: https://podcasts.apple.com/us/podcast/financial-inclusion-reed-luhtanen-gail-hillebrand-faster/id1493191701?i=1000583304486
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kevin Christensen, SVP at Shazam. Reed and Kevin talk in depth about what faster and instant payments will mean to community financial institutions, the advantages of ISO 20022, the potential impact of a Federal Reserve CBDC, Fed accounts for Fintechs, and the very sad state of the Iowa Hawkeye's offense.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Anthony Walton, CEO of Iliad Solutions. Reed and Anthony talk in depth about what ISO 20022 is (and what it is not) and how it benefits the payments ecosystem, the use of blockchain and digital currencies in faster payments, and a bit of Premier League football.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Al Bodine of Bankers' Bank. Reed and Al talk about the role of a bankers bank, how the advent of faster payments presents a challenge as well as an opportunity for community banks, the potential for CBDCs to play a role, and Al's first concert.
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Srinivas Chintakrinda of Volante Technologies. Srini discusses payments overload, how to deal with it, the value of ISO20022, and how many NFTs he owns. Also, don't miss out on Srini's top pick for fall industry events -- the FPC's fall member meeting -- Sept 14th and 15th in Minneapolis. Register at fasterpaymentscouncil.org!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Gail Hillebrand of the National Consumers League and Adam Rust of the National Community Reinvestment Coalition. Gail and Adam discuss the wide diversity of perspectives represented on the FPC's work groups, the recent deliverable published by the Financial Inclusion Work Group, design thinking, and Serena Williams's status as the GOAT. Check out the Financial Inclusion deliverable here: https://fasterpaymentscouncil.org/blog/9874/Faster-Payments-and-Financial-Inclusion
Join FPC Executive Director as he goes Off the Rails with Scott Green of Shazam and Steve Mott of BetterBuyDesign. Reed, Steve, and Scott discuss the pair's work as the leaders of the FPC's QR Code Interface Work Group, the recently-published white paper from the work group, and next steps for the industry to advance faster payments via the use of QR Codes. Also, don't forget to head to fasterpaymentscouncil.org to register for the FPC's fall member meeting!
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Rusiru Gunasena of Jack Henry. Reed and Rusiru talk about the importance of faster payments for financial institutions of all sizes, faster payments use cases, fraud, and the future of electric vehicles. Don't forget to register for the FPC fall member meeting by going to fasterpaymentscouncil.org!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Art Brieske of Goldman Sachs and Jim Magats of PayPal. Art, Jim, and Reed talk about the massive potential impact of instant payments, pay by bank, open banking (open banking and instant payments are like chocolate and peanut butter), CBDCs, and the implications of irrevocability in payments. FPC Members: head to fasterpaymentscouncil.org to register for the FPC's Fall Member Meeting in Minneapolis.
Join Faster Payments Council Executive Director Reed Luhtanen as he goes off the rails with Mike Bilski of North American Banking Company. Mike and Reed discuss the importance of faster payments for community banks, cryptocurrency, and a bit of Mike's carpentry work. Head to fasterpaymentscouncil.org to learn more about the FPC and to complete our survey on the use of cryptocurrency in payments!
FPC Executive Director Reed Luhtanen goes off the rails with Vlad Jovanovic from PSCU and Jorge Jimenez from Juniper Payments. Vlad, Jorge, and Reed talk about payments modernization, automation, faster payments use cases, sailing, and digital assets. Download and subscribe now so you don't miss future episodes! And head to fasterpaymentscouncil.org to register for the fall member meeting, submit session proposals, and check out all the amazing deliverables published by FPC's work groups!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sumit Arora, SVP and head of Payments Ecosystem Enablement within Well Fargo's Enterprise Payments Strategy Group. Reed and Sumit talk about the implications of payments modernization, the role of fintechs, and Sumit gives a couple streaming recommendations.
Registration for the FPC's Fall Member Meeting is open! Head to fasterpaymentscouncil.org to register!
Join FPC Executive Director Reed Luhtanen as he goes off the Rails with James Sellick of Ripple and Barry Tooker of iSoftware4Banks. Reed, James, and Barry talk about trends in cross border faster payments, digital assets, and the difference between cricket and baseball (still unclear).
Also, head to fasterpaymentscouncil.org to submit a proposal for a session at our upcoming member meeting an register for our event in Nashville on May 2nd!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Andrew Haskell of BNY Mellon and Deborah Baxley of Paygility Advisors. The trio discuss the FPC Fraud Information Sharing Work Group's new report on payments fraud mitigation -- available in the Knowledge Center under the Resources tab on fasterpaymentscouncil.org. If you're going to be in Nashville for the Payments Conference, join us for an event sponsored by Alacriti! Submit your session proposal to the FPC's Fall Member Meeting, and plan to be there for a great conference and an evening event sponsored by North American Banking Company. Find all the links to register for the Nashville event and submit a session proposal at fasterpaymentscouncil.org!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kevin Miyamoto of Identifee. Reed and Kevin talk about the evolution of payments training, the benefits for financial institutions to leverage payments data, and make a few NCAA tournament predictions. If you're interested in sponsoring the show, shoot us a note at info@fasterpaymentscouncil.org!
Join FPC Executive Director Reed Luhtanen as he goes off the rails with Eric Foust from Trustly. Reed and Eric talk open banking, increasing transaction limits, and home improvement projects. Also, Reed shares the announcement of the FPC's new Faster Payments 101 video courses, created in partnership with Identifee. Those will be available to FPC members soon!
Join USFPC Executive Director Reed Luhtanen as he goes Off the Rails with Peter Tapling, principle at PTap Advisory and Chair of the FPC's Directory Models Work Group. Reed and Peter spend time talking about the state of affairs in faster payments, why it matters to corporate treasurers and business end users, and travel recommendations.
U.S. Faster Payments Council Executive Director Reed Luhtanen goes off the rails with Carl Slabicki, Co-head of Global Payments for BNY Mellon's Treasury Services. Reed and Carl talk about the progress being made in bringing use cases to life. Carl predicts that instant payments will reach the point of sale in 2022, and he also makes his Super Bowl prediction. Don't forget to register for the FPC's Spring Member Meeting -- www.fasterpaymentscouncil.org
Join FPC executive director Reed Luhtanen as he goes off the rails with Peter Davey, Head of Product Innovation and Labs at The Clearing House. Reed and Peter discuss the trends in faster payments, the added value of data in the payments flow, and the Virginia craft beer scene. Check it out, subscribe, and share with your network! And don’t forget to register for the FPC’s Spring Member Meeting March 2nd-4th in New Orleans!
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Charles Harkness and Steve Wasserman, the leaders of FPC's Education and Awareness Work Group, sponsored by The Clearing House. Charles, Steve, and Reed talk about the importance of getting educated on faster payments trends, helping spread the word within your personal network, and whether winter is better in Hawaii than upstate New York. Don't forget to register for the FPC Spring Member Meeting at fasterpaymentscouncil.org!
Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Elizabeth McQuerry and Sam Levitt of Glenbrook Partners. Reed, Sam, and Elizabeth dig into various aspects of the FPC's Faster Payments Barometer, look to the future of faster payments, and talk about crafting Christmas gifts as a way to feed the soul. Also, don't forget to head to fasterpaymentscouncil.org to register for the FPC's Spring Member Meeting in New Orleans. It will be the industry event that everyone is talking about.
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the Rails with Josh Karoly from Netflix and Hope Hacker from Nationwide Insurance. The trio discusses the future of payments, the work that’s being done at the FPC to advance real-time recurring payments, questionable television choices for children, the best airport dining options now that we are all traveling again, and having a user-centric perspective on payments implementations. Don’t forget to go to fasterpaymentscouncil.org to access faster payments resources and to register for the FPC’s Spring Member Meeting — March 3rd and 4th in New Orleans!
Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council, as he goes off the rails with Booshan Rengachari, CEO of Finzly. Reed and Booshan discuss interoperability, user experience, the cost of payments, and Kung Fu movies. You won't want to miss this in-depth discussion with one of the few people who submitted a faster payments solution proposal to the Federal Reserve's Faster Payments Task Force back in 2014.
Join Faster Payments Council Executive Director Reed Luhtanen as he goes off the rails with Connie Theien, SVP Industry Relations with the Federal Reserve System. They talk about a new report from the Fed regarding business perspectives on instant and faster payments, plans for the FedNow Service, and home remodeling woes. You won't want to miss this discussion, or future ones so be sure to hit subscribe!
Join us as Reed Luhtanen, Executive Director of the U.S. Faster Payments Council, goes Off the Rails with Ross McFerrin of Trustly, an FPC Accelerating Sponsor. Listen as this payments expert talks about the advantages of faster and instant payments, open banking, fraud prevention, and the right time of day to go fishing. Also, don't forget to head over to fasterpaymentscouncil.org to register for the upcoming Fall Member Meeting September 13-15th.
Join host Reed Luhtanen, Executive Director of the U.S. Faster Payments Council, as he goes Off the Rails with Craig Ramsey, faster payments expert from ACI Worldwide. Craig digs into experiences from around the world, a focus on the user experience in payments, and also hits on rugby and central bank digital currencies. Don't forget to register for the FPC's Fall Member Meeting by heading over to fasterpaymentscouncil.org
Join Faster Payments Council Executive Director Reed Luhtanen as he goes off the rails with Krish Chandrashekaran from Mindgate Solutions and Tony Cook from FirstBank. Krish and Tony discuss some possible obstacles to the adoption of instant payments in the United States, how Fintechs and financial institutions can be partners in delivering great instant payments experiences, and TV binging habits.
Go Off the Rails with the U.S. Faster Payments Council as host Reed Luhtanen (executive director of the FPC) chats with Carl Slabicki. They discuss interoperability, ubiquity, emerging use cases for faster payments, and Carl's preference in guitars. BNY Mellon has been a leader in instant payments from the jump, and was the very first financial institution online with the RTP Network, and they are now helping to lead the industry through participation in the FedNow pilot.
Hear portions of various presentations given by payments industry leaders at the FPC's Spring Virtual Conference. You will hear from Steve Ledford of The Clearing House (2:18), Nick Stanescu of the Boston Federal Reserve (4:14), Elizabeth McQuerry of Glenbrook Partners (6:11), Fran Duggan of Payrailz (7:41), David Scola of SWIFT (9:31), Christina Tetreault of Consumer Reports Advocacy and Carlos Naudon of Ponce Bank (13:30), Kelvin Leung of Mastercard (17:05), and Gene Neyer of U.S. Bank (19:02).
FPC Executive Director Reed Luhtanen goes Off the Rails with Joe Casali from NEACH. They discuss the evolution of faster payments, potential threats to traditional financial payments from Fintech and banking as a service, and the GOAT status of one Tom Brady.
FPC Executive Director Reed Luhtanen goes off the rails with Steve Ledford. The self-proclaimed payments nerd discusses the RTP network, a new deliverable from the FPC's Network Committee, and the effects of the COVID-19 pandemic on payments and the economy.