LaTour Retirement Talk: Recent Episodes
Josh Latour and Jim Margraf
The legacy you leave behind may be your most important financial opportunity to make a difference in the future. The team from Latour Advisory Group are here to help. Each episode focuses on ways to improve your personal financial legacy and create a financial strategy that can impact your friends, family and the causes and charities you support. Download the latest episode of Latour Retirement Talk and begin to build a plan to help create the legacy you desire.
Confused about navigating health insurance in your golden years? This episode breaks down Medicare, explaining Parts A, B, C, and D, and explores the difference between Original Medicare and Advantage Plans. Tune in and gain the confidence to choose the coverage that best fits your needs.
During this show, we’ll highlight short-term, medium-term, and long-term financial horizons and how to utilize each of them.
This episode dives deep into retirement planning. We'll explore how much you should be saving at every stage of your career, from your early 20s all the way to pre-retirement. We'll provide clear benchmarks and actionable steps to help you reach your retirement goals, no matter your age.
In this episode Jim and Josh interview the president and owner of Latour Asset Management, Joe Latour. He talks about his personal and financial journey and the lessons he learned that can help you and your finances.
In this episode we explore how to assess your needs, develop a strategy, and make smart decisions to ensure a smooth transition into your golden years. Join us as we unpack the secrets to a successful and secure retirement.
On this episode, we break down some of the most important things about RMDs as well as what IRA beneficiaries should be aware of when it comes to them.
During this show, we’re going to discuss essential steps that can provide rainy day financial protection.
Having a strategy in place to handle and uncertain market and economy is important. In this episode we welcome Gradient Investments Senior Portfolio Manager Jeremy Bryan to talk about where the markets are at, where we might be headed and the various investment options that available.
Worried about outlasting your savings or getting hit with surprise tax bills in retirement? This episode explores smarter withdrawal strategies and tax-planning tactics to help you stretch your retirement income further and keep more money in your pocket.
During this show, we’ll discuss how you may be able to save money when you begin making withdrawals from retirement accounts.
During today’s show, we’re going to consider what data and historical trends suggest the impact of the 2024 presidential election will be on your finances.
During this episode, we’re going to get deep into the details about Roth IRAs and Roth IRA conversions.
Confused about Medicare? Wondering Part A from Part D? This episode demystifies the healthcare program for 65+, guiding you through enrollment, costs, and coverage options. Tune in to learn more with our special guest, Kayla Chapa!
On today’s show, we’re going to discuss your four chapters of retirement as well as what you can do to re-enter the workforce on a part-time basis after you’ve left your previous career.
During this episode, we’re going to discuss some of the economic factors and changes coming in 2024.
Josh and Jim welcome Joe Latour back to the show to discuss the elements you need for a comprehensive retirement plan, including risk management, investments, healthcare, social security and more.
In this episode we break out the key dates and milestones on your journey to and through retirement.
During this show, we’ll discuss transferring your wealth to your children and the baby boomer generation’s great wealth transfer.
There are way to save money and reduce your tax burden before the end of the year. We talk about these possible options and strategies in this episode.
During this episode, we’re going to discuss the recent news about Social Security’s Cost of Living Adjustment increase as well as maximizing your Social Security payment.
During this episode, we’ll detail some common financial scams and how you can better protect yourself and your money.
During this episode, we’re going to discuss how much you may need to have saved as you approach your planned retirement age.
In this episode we discuss what you need to know about estate and enhanced planning with special guest Steve Nieno, the Director of Enhanced Planning at Gradient Financial.
During this episode, we’ll have a little Halloween-themed fun while discussing common financial mistakes and how to avoid them.
In this episode Josh welcomes their in-house Medicare specialist Kayla Haden to discuss the basics of Medicare and what you need to know.
We wrap up our discussion about the strategies you can use to have a solid financial and retirement plan.
In this episode we continue our discussion and what you need to know to make sure your retirement is sound and that your money will last as long as you do.
In this episode we start to go through each topic in the book Strategies for a Recession Proof Retirement" by Jim Margraf and Joe Latour.
In this episode we discuss where we are at with the markets and more importantly, what you need to know to be ready for year-end planning.
In this episode we talk about ways you can plan ahead to reduce your tax burden in retirement.
In this episode we talk about how inflation affects your retirement and strategies to help plan for it.
So, you love your tax-deferred retirement accounts like your 401(k) and traditional IRA... But does the tax break you get now really save you money in the long run? We answer that question and more in this episode.
In this episode we talk about the Secure Act 2.0 and the changes that may be impacting your financial and retirement plans.
In this episode Josh and Jim discuss the tools you can use to help meet your retirement goals.
In this episode we talk about what you need to know before you file for Social Security in order to maximize your overall benefits.
In this episode Josh and Jim talk about how to avoid costly mistakes with your 401(k)'s and IRA's.
You not only need a financial plan, but a comprehensive plan that can get you through your retirement. We talk about what you need to know and include in that plan.
During this episode, we’re going to break down the recent news that Social Security’s Cost of Living Adjustment will go up by 5.9 percent in January 2022. We’ll also look at some Social Security and retirement strategies.
During this episode, we’re going to highlight some common financial scams and what you can do to better protect yourself and your money.
During this episode, we’re going to discuss the ways you can make some small but powerful changes to your financial habits. Combining a few of these steps could have a profound impact on your finances.
In this episode Jim welcomes special guest host Denise Wilson to talk some more about what you need to know about Medicare.
This episode focuses on part-time jobs that may be a perfect fit for retirees because they provide enjoyment and socialization in addition to income.
In this episode Jim and Josh welcome Joe Latour to the show to talk about the 3-legged stool of retirement planning and how it can help you.
During this show, we’re going to examine some of the common financial follies that befall many Americans. In our final segment, we’ll shift gears a bit and look into some common retirement follies.
During this show, we’ll examine some ways you may be able to find extra cash after you’ve retired, in a variety of options.
During this show, we’ll examine some of the financial resources and possibilities that are available to you at the very important ages of 50 and 65.
During this show, we’re going to discuss some of they key ways that retirement has changed during the last 25 years. In the final segment, we’ll also consider how retirement may change in the next 10 years.
In this episode Jim and Josh talk about some tax planning strategies that may help you minimize your tax burden.
During this episode, we’re going to discuss the steps you should take if you need to help your retired or nearly-retied parents, with their finances and financial strategy. We’ll also examine how some of the things you learn while working with your parents may improve your own finances.
In this episode Jim and Josh discuss government spending, proposed tax increases and what it might mean to you and your finances.
During this episode, we’re going to really break down 401(k) so that listeners can gain a deeper understanding of their importance. We’ll also discuss way to maximize your 401(k).
In this episode Jim and Josh continue their discussion on misleading retirement tips out there that you need to be aware of.
In this episode Jim and Josh look at some tips for financial and retirement planning that may not be the best thing for you. They talk about the good and the bad and what you need to know to have a solid financial plan for retirement.
During this episode, we’ll examine eight scenarios when temporarily pausing saving for retirement may make broader financial sense.
Annuities can provide a steady stream of retirement income if utilized properly. Find out about different types of annuities, how they work and how/when they may be part of a financial strategy.
During this episode, we’re going to examine financial statistics that may surprise you, scare you, or inspire you to readjust your own financial strategy.
We examine some of the most significant elements of the Biden tax plan proposal and what some of its details may mean for your financial strategy in both the near term and the long term.
During this episode, we’re going to discuss some of the critical questions you should ask a financial services professional you’re considering working with. In our final segment, will look at some steps you can take if your retirement date is very close.
In this episode Jim and Josh continue their discussion about what to do with your 401(k) or other retirement accounts when you retire or leave your job. They talk about the 6 options you have and go into the pros and cons of the final three. This is important information that you need to know, or it could lose a big portion of your retirement savings.
What do you do with your 401(k) or other retirement accounts when you retire or leave your job? In this episode Jim and Josh talk about the 6 options you have and go into the pros and cons of each of them. This is important information that you need to know, or it could lose a big portion of your retirement savings.
During this episode, we’re going to do a deep analysis of the recently passed American Rescue Plan. In our final segment, we’ll address some good post-pandemic budgeting options.
In this episode Jim and Josh welcome special guest Joe Latour to talk about where your investment and retirement funds are at and how to help make them work for you.
In times of economic uncertainty, there can be tremendous value in examining your retirement income strategy to make sure you aren’t falling victim to one or more of the common retirement strategy mistakes that can upend your hopes and goals for retirement.
During this episode, we discuss smart financial decisions during three critical chapters of your life: your 20s and 30s, your 50s, and during your retirement.
Tax season is a time of year when everyone is thinking about their finances. You can use it to help you make better decisions, not just this year but into the future.
In this episode we continue our discussion of what you need to know to maximize your Social Security benefits.
In this episode we go over what you need to know in order to maximize your Social Security. There are many strategies for filing and for spousal and survivor benefits.
Roth IRAs can be a solid part of an overall financial strategy. In this episode will describe Roth IRAs, compare them to traditional IRAs, highlight their tax implications and then look at rollovers.
During today’s episode, we’re going to look at ways you can adjust your financial strategy and strategies to make 2021 a great year. In the final segment, we’ll discuss what snowbirds need to do before they head off for warmer climates.
With just a few changes you can turn your bad financial habits into good habits that leave you planning for the future with confidence and excitement.
What happens if you leave a job or are considering rolling your 401(k) over? Today we tackle this question and more regarding your 401(k) or 403(b).