Presilium Private Wealth: Recent Episodes
Jerry Davidse
A podcast from Presilium Private Wealth with a variety of interesting strategies to improve your family's long-term financial plan.
What would happen if you stepped away from your business for 90 days? In this episode of Building Value, Brook Hart explores how this simple thought experiment can uncover one of the biggest threats to long-term business value: owner dependency. While being involved in every aspect of the business may fuel early success, it can eventually become a significant risk to growth, scalability, and enterprise value. Understanding these operational constraints is a vital step for any business owner looking to scale.
In this video, you'll learn:
• What the "90-day test" reveals about your business's dependence on you
• Why key person risk can limit future growth and enterprise value
• How to identify bottlenecks, operational constraints, and hidden dependencies
• Practical steps to improve redundancy through delegation, documentation, and defined ownership
• Why creating systems (not owner reliance) is essential for sustainable growth
A valuable business isn't one that depends on a single person to keep running. By building capable teams, documenting processes, and testing your systems over time, you can create a business that operates more consistently, serves clients more effectively, and is better positioned for long-term success.
BuildingValue #BusinessGrowth #EnterpriseValue #BusinessOwnership #Leadership #SuccessionPlanning #KeyPersonRisk #ExitStrategy
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart
Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Waiting for the "perfect" time to invest can be one of the most costly mistakes an investor makes. While market conditions, interest rates, and economic headlines constantly change, history has shown that long-term success is often driven more by time in the market than by trying to predict the ideal entry point. In this episode, Jerry Davidse explores why disciplined planning and consistent investing strategies can be more effective than attempting to predict short-term market movements.
In this video, you’ll learn:
• Why waiting for ideal market conditions may hinder your long-term goals
• How market recoveries often begin before the headlines reflect improvement
• The key differences between timing the market and spending time invested
• How compounding growth can benefit those with a long-term perspective
• Why consistent investment plans help navigate periods of market uncertainty
• Gain insight into the risks associated with attempting to predict market corrections
• Why patience and discipline are often essential for long-term wealth building
No one can consistently predict the best day to invest, but investors can control their long-term strategy, discipline, and commitment to their financial goals. Presilium helps clients develop thoughtful investment plans designed to remain focused on long-term objectives rather than short-term market uncertainty.
Investing #TimeInTheMarket #FinancialPlanning #LongTermInvesting #WealthManagement #InvestorEducation #Compounding #StockMarket #RetirementPlanning
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Is your investment strategy more complex than it needs to be?
It’s easy to get caught up in the noise of the financial world, thinking that sophistication equals better results. Simple investment strategies have often stood the test of time, even as financial markets and investment products have become increasingly complex. In this episode, Jerry Davidse shares insights from 25 years as a financial advisor, explaining why disciplined, low-cost investing has historically outperformed unnecessarily complicated approaches for many long-term investors. It’s not about finding the "next big thing"... It’s about sticking to sound principles so you can focus on what actually matters: your family, your goals, and your long-term peace of mind.
In this video, you’ll learn:
• Why simple investing can be more effective than overly complex investment strategies
• How complexity can increase costs, taxes, and unnecessary portfolio turnover
• Why diversification remains a cornerstone of long-term investing
• The role of low-cost exchange-traded funds (ETFs) in a diversified portfolio
• How market index investing differs from attempting to predict short-term winners
• Why emotional decision-making can become more common with complex portfolios
• The importance of maintaining discipline throughout changing market cycles
• How keeping investment costs low can support long-term results
• Why consistency often matters more than complexity in portfolio management
• How a long-term investment philosophy can help investors stay focused on their goals
Successful investing isn't necessarily about finding the most sophisticated strategy… It's about applying sound investment principles consistently over time. Presilium works with clients to build diversified, disciplined investment portfolios designed to support long-term financial goals while avoiding unnecessary complexity.
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The term "financial plan" is frequently used in the financial services industry, but its meaning can vary depending on who you ask. For some, it may simply refer to an investment portfolio. For others, it may be a retirement projection or a budget. In reality, a comprehensive financial plan is much broader than any one financial decision.
A financial plan is not a detailed accounting of every dollar you spend, nor is it a collection of market predictions or investment recommendations. Instead, it serves as a framework for making informed decisions about your finances based on what matters most to you.
What you'll learn
• What distinguishes a comprehensive financial plan from an investment strategy alone
• Why financial planning extends beyond numbers and account balances
• How goals serve as the foundation of the planning process
• The role of retirement, education, lifestyle, and legacy planning within a financial plan
• Why financial planning should evolve as your life and priorities change
• How a structured plan can help guide financial decision-making over time
Importantly, a financial plan is not intended to remain static. Life changes, priorities shift, and circumstances evolve. A thoughtful planning process should adapt accordingly, helping individuals and families make decisions with greater clarity and confidence throughout different stages of life.
At Presilium Private Wealth, financial planning serves as the foundation for our client relationships. By understanding both the quantitative aspects of a client's financial life and the personal goals that drive their decisions, we help create strategies designed to support long-term objectives and evolving needs.
FinancialPlanning #WealthManagement #RetirementPlanning #FinancialGoals #PersonalFinance #InvestmentPlanning #EstatePlanning #FinancialAdvisor #LifePlanning #FinancialWellness
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Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of The Big Question, Brook Hart explains what the client experience actually looks like at Presilium Private Wealth. A question that naturally comes up during conversations with prospective clients.
Most people assume the answer revolves around meetings, portfolio reviews, or investment strategies. But the real question behind it is far more personal: Can I trust you? Will you follow through? Will you actually be there when it matters?
Brook walks through the structure and philosophy behind the Presilium client experience: from comprehensive financial planning and regular reviews to proactive communication and ongoing education. More importantly, he explains why the true value of an advisory relationship is often intangible and revealed over time through consistent guidance, transparency, and trust.
In this episode:
• The real question prospective clients are asking when they ask about the client experience.
• Why every relationship begins with a comprehensive financial plan.
• How annual planning updates guide long-term financial decisions.
• The purpose of quarterly reviews and how they extend beyond investment performance.
• Why consistent communication (often every 60 days) keeps financial plans on track.
• How proactive conversations address financial questions before they become problems.
• The role of client events, educational webinars, and ongoing financial education.
• Why many aspects of financial advice happen behind the scenes and are difficult to quantify.
• The core principles guiding the Presilium team: client-first thinking, communication, and execution.
A strong advisory relationship isn’t defined by a single meeting or strategy… it’s built through years of thoughtful planning, disciplined execution, and consistent communication. Listen now to learn what it truly means to work with a team dedicated to long-term financial clarity and confidence.
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart
Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Inflation is one of the most significant long-term risks investors face, yet it often receives far less attention than market volatility. While market declines can be temporary, inflation steadily reduces purchasing power over time. In this episode, Jerry Davidse explains why preserving wealth means more than simply maintaining an account balance and how long-term investing has historically helped investors keep pace with rising costs.
In this video, you’ll learn:
• Why inflation is often referred to as the "silent tax" on wealth
• How inflation gradually reduces purchasing power over time
• What historical data reveals about the long-term impact of inflation on cash
• Why preserving dollars is not the same as preserving purchasing power
• How inflation can affect long-term financial goals and retirement planning
• Why stocks represent ownership in businesses that have historically adapted to inflation
• How growing businesses have historically helped investors preserve wealth over time
• The difference between temporary market volatility and the long-term effects of inflation
• Why owning appreciating assets has historically played an important role in long-term investing
• How a disciplined investment strategy can help support purchasing power across generations
• Why focusing on long-term growth is essential for achieving lasting financial goals
While market volatility often dominates the headlines, inflation can have an even greater impact on long-term financial success. Presilium helps clients build investment strategies designed to preserve purchasing power, navigate changing economic conditions, and remain focused on achieving long-term financial goals.
Inflation #Investing #FinancialPlanning #WealthManagement #LongTermInvesting #RetirementPlanning #PurchasingPower #StockMarket #InvestorEducation
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
One of the most powerful forces in investing isn't stock selection, market timing, or economic forecasting… It’s TIME. In this video, Jerry explores the relationship between time horizons and investment success. By reviewing historical data from the S&P 500 since 1950, we look at how the power of compounding works and why short-term volatility historically smooths out over longer holding periods.
Discover why patience and discipline may be the most valuable assets an investor can possess.
Key Takeaways:
● Short-Term vs. Long-Term: In the short term, investing can feel like a coin flip, heavily influenced by headlines and unpredictable events. Historically, as the investment horizon lengthens, the probability of seeing positive returns has increased.
● The Compounding Effect: Staying invested over longer periods (5, 10, or 20 years) allows compounding to work, historically offering a greater opportunity for growth compared to daily or weekly intervals.
● Discipline Over Prediction: Successful investing is often less about predicting the future and more about maintaining the discipline to stay invested through temporary setbacks.
Thank you for tuning in to this week's episode! If you found these historical insights helpful, please be sure to like this video, subscribe to the channel, and share it with someone who might benefit from a long-term perspective on the markets. We look forward to talking with you again next Friday morning with more strategies to help you navigate your financial journey with confidence.
Investing #LongTermInvesting #FinancialPlanning #WealthManagement #SP500 #CompoundInterest #InvestmentStrategy #MarketHistory
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
When it comes to retirement and tax planning, most investors are familiar with the trade-off between reducing taxes today and reducing taxes in the future. Traditional retirement accounts may provide a current tax deduction, while Roth accounts offer the potential for tax-free qualified withdrawals later in life.
For eligible individuals, an HSA offers a unique combination of tax advantages that can make it a valuable component of a long-term financial plan. Contributions may be tax-deductible, investments can grow tax-deferred, and qualified medical withdrawals may be tax-free.
What you'll learn
• How Health Savings Accounts (HSAs) work and who may be eligible to contribute
• The requirements for participating in an HSA-qualified high-deductible health plan
• How HSA contributions may help reduce current taxable income
• The potential benefits of tax-deferred investment growth inside an HSA
• How qualified medical expenses may be reimbursed tax-free, even years later
• Why HSAs can play an important role in retirement and healthcare planning
The benefits of an HSA must be weighed against the characteristics of the underlying health insurance coverage. A high-deductible health plan may not be appropriate for every individual or family, and the decision should be evaluated in the context of your healthcare needs, financial situation, and overall planning objectives.
At Presilium Private Wealth, we help clients evaluate employee benefits, retirement savings opportunities, and tax planning strategies to determine how each piece fits into a coordinated long-term financial plan.
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Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Many business owners fall into the trap of becoming the business itself, which often stagnates growth and limits your enterprise value. In this episode of Building Value, Brook Hart, CFP®, CEPA®, discusses the critical link between reducing owner dependency and long-term business succession planning. Learn actionable strategies to create a scalable company that thrives independently, ensuring you are building a lasting business asset rather than just a job.
In this video, you'll learn:
- Why a business that relies entirely on its owner is less valuable to potential buyers
- How owner dependency affects scalability, succession, and enterprise value
- The unexpected quality-of-life benefits of building systems and empowering your team
- Practical ways to reduce reliance on yourself by delegating relationships, decisions, and processes
- Why documenting institutional knowledge creates a stronger, more resilient business
Building value isn't just about increasing revenue or profits. It's about creating a business that can operate successfully without depending on any one individual. By building systems, developing your team, and transferring knowledge, you create a company that's more valuable, more resilient, and better positioned for the future.
BuildingValue #BusinessOwnership #EnterpriseValue #BusinessGrowth #SuccessionPlanning #Leadership #SmallBusiness #ExitStrategy
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart
Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Bonds play an important role in many investment portfolios, providing stability, liquidity, and flexibility during periods of market uncertainty. However, understanding the opportunity cost of prioritizing stability over long-term growth is just as important. In this episode, Jerry Davidse explores the distinct roles that stocks and bonds play in a portfolio and why asset allocation decisions can have a significant impact on long-term financial outcomes.
In this video, you’ll learn:
• Why bonds can provide stability, income, and liquidity within a portfolio
• How bonds may help fund goals that are less than five years away
• The role bonds can play during market declines and periods of volatility
• Why maintaining liquidity can help investors avoid selling stocks during downturns
• How bonds can be used as a source of capital for portfolio rebalancing opportunities
• What opportunity cost means in the context of investing
• The importance of balancing stability needs with long-term growth objectives
• Why asset allocation should align with an investor’s goals, time horizon, and risk tolerance
• How thoughtful portfolio construction can support both resilience and growth
Every asset class serves a purpose, and successful investing often comes down to understanding how each piece fits within a broader financial plan. Presilium helps clients build investment strategies that balance stability, liquidity, and long-term growth while remaining aligned with their unique goals and circumstances.
Investing #AssetAllocation #FinancialPlanning #WealthManagement #StocksAndBonds #LongTermInvesting #PortfolioStrategy #RetirementPlanning #InvestorEducation
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This milestone marks the 200th episode of Financial Planning Fridays—a series created to help investors make better long-term financial decisions through education, perspective, and disciplined thinking. In this episode, Jerry Davidse reflects on the lessons learned after 25 years as a financial advisor, 200 Financial Planning Fridays episodes, and more than one million video views, sharing the timeless principles that continue to guide successful investors.
In this video, you’ll learn:
• Why Financial Planning Fridays was created and the mission behind the series
• What Jerry has learned from producing 200 educational financial planning videos
• Why long-term thinking remains one of the most important investing principles
• How discipline often matters more than intelligence or aggressiveness in investing
• The importance of focusing on factors that investors can control
• What successful investors, businesses, and individuals often have in common
• Why consistent effort typically produces better results than dramatic actions
While markets, headlines, and economic conditions continue to change, the core principles of successful financial planning remain remarkably consistent. Presilium remains committed to helping clients stay disciplined, think long-term, and make thoughtful financial decisions that support their goals through every stage of life.
FinancialPlanning #Investing #LongTermInvesting #WealthManagement #InvestorEducation #FinancialFreedom #RetirementPlanning #FinancialConfidence #InvestorDiscipline
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Recent discussions around so-called "Trump accounts" have generated significant interest among parents and grandparents looking for ways to save for the next generation. As questions continue to emerge, many families are asking the same thing: What are these accounts, and how might they fit into a long-term financial plan?
In this episode, Cullen explains how these accounts work, highlights key planning considerations, and discusses why evaluating them within the context of a broader financial plan may be more important than focusing solely on the account itself.
What you'll learn
- Who may be eligible for a Trump account and how the accounts are structured
- The contribution limits and tax characteristics associated with these accounts
- How tax-deferred growth can impact long-term savings outcomes
- What happens when the account transitions to an IRA at age 18
- Recent considerations surrounding future Roth conversion strategies
- Important questions families should ask before opening an account
Because these accounts are new and future tax rules and guidance may evolve over time, it is important to avoid making decisions based solely on hypothetical outcomes many years in the future. Instead, the focus should remain on developing a flexible savings strategy that aligns with your family's long-term objectives.
At Presilium Private Wealth, we help clients evaluate education, retirement, and legacy planning strategies while coordinating savings decisions for both parents and children within a comprehensive financial plan.
FinancialPlanning #TaxPlanning #FamilyWealth #InvestingForKids #RetirementPlanning #WealthManagement #LongTermInvesting #FinancialEducation #Compounding #PersonalFinance
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Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of The Big Question, Brook Hart of Presilium Private Wealth addresses one of the most common concerns investors face: what actually happens when markets decline.
Market downturns are inevitable. While rising markets bring optimism, headlines, and record highs, the real test of a financial plan comes when conditions reverse. Brook explains why the most important work happens long before those moments arrive… preparing portfolios and expectations so that when volatility hits, decisions remain disciplined rather than emotional.
Instead of reacting in the moment, thoughtful planning allows investors to approach downturns with clarity, strategy, and confidence. When markets fall 20% or more, the numbers matter, but the emotional response matters even more. This episode explores how preparation and process can help investors stay aligned with their long-term goals even in challenging market environments.
In this episode:
• Why market downturns are inevitable and must be planned for in advance.
• The difference between enjoying rising markets and preparing for declining ones.
• How emotions during volatility can lead investors to abandon long-term strategies.
• Why disciplined asset allocation and rebalancing matter during market cycles.
• The risks of chasing performance during strong markets.
• How preparation today helps guide better decisions during market stress.
• Why a structured plan helps investors stay focused during a 20–30% downturn.
• How strategies like rebalancing and maintaining discipline support long-term outcomes.
• When opportunities such as Roth conversions may arise during declining markets.
• The importance of discussing potential scenarios before uncertainty and emotion take over.
marketvolatility #financialplanning #investing #wealthmanagement #longterminvesting #Presilium #assetallocation #rebalancing #rothconversion #investordiscipline
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart
Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
As America celebrates 250 years of independence, it’s a fitting time to reflect on the value of independence in the financial advisory profession. In this episode, Jerry Davidse discusses what it means to be an independent Registered Investment Advisor (RIA), how independence can benefit clients, and why it plays an important role in shaping the culture, flexibility, and long-term vision of a firm.
In this video, you’ll learn:
• What it means to operate as an independent Registered Investment Advisor (RIA)
• Why independence may provide greater flexibility when evaluating financial solutions
• Why agility and adaptability matter in a changing financial landscape
• How independent firms strive to create value for clients, employees, and their communities
Financial planning is ultimately about helping families, businesses, and organizations make informed decisions aligned with their goals. Presilium remains committed to providing objective guidance, thoughtful planning, and a client-first approach designed to support long-term success.
FinancialPlanning #WealthManagement #IndependentAdvisor #RIA #FinancialAdvice #WealthStrategy #InvestorEducation #FinancialConfidence #LongTermPlanning
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week, Jerry Davidse explores the critical differences between historically short lived bear markets and massive long lasting bull markets. He explains why reacting to volatility out of fear can jeopardize your financial success and cause you to miss powerful market recoveries. Discover how maintaining perspective and relying on a solid financial plan can help you stay disciplined through uncertainty.
In this episode:
• Why bull markets are historically larger and longer than bear markets
• How fear during temporary bear markets can lead to missing major recoveries
• The dangers of moving to cash when financial markets experience sudden declines
• Why market recoveries often happen much faster than most investors typically expect
• How continuous human progress and business innovation drive long term economic growth
• The importance of maintaining investment discipline rather than trying to predict markets
• Why a well built financial plan expects volatility and protects your goals
• How zooming out gives you the proper perspective to handle market declines
Thank you for watching this weekly update from the team at Presilium. Be sure to subscribe to our channel so you never miss out on future financial insights.
Presilium #Investing #FinancialPlanning #BullMarket #BearMarket #WealthManagement #MarketHistory
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Market downturns are a normal part of investing. The real question is not whether volatility will happen, but whether your financial plan is prepared for it.
In this video, Cullen explains the purpose of your Presilium Market Cushion Report and how it helps evaluate your portfolio’s ability to support your spending needs during a significant market decline.
The report is designed to help answer one key question:
If the market drops, how long can you continue meeting your spending goals without being forced to sell stocks at temporarily lower prices?
You’ll learn how the report looks at your current portfolio, your investment allocation, income sources, spending needs, and a modeled downturn scenario to help create a clearer picture of your retirement readiness.
In this video:
00:00 — What is the Market Cushion Report?
00:24 — Why market volatility is part of investing
00:48 — Why downturn planning matters more in retirement
01:10 — The key question your report helps answer
01:28 — What you’ll see in the report
01:44 — Modeling a significant market decline
02:01 — Why flexibility matters during downturns
02:24 — Building confidence in your plan
The goal is not to predict the next market decline. The goal is to help you feel more prepared before it happens.
Schedule time to review your personalized Market Cushion Report with the Presilium team.
Market declines are uncomfortable, but they do not have to create panic. The Market Cushion Report is designed to help you understand how your plan may hold up during difficult markets and whether you have enough flexibility built in before the next downturn arrives.
RetirementPlanning #MarketVolatility #FinancialPlanning #InvestmentPlanning #RetirementIncome #PresiliumPrivateWealth
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Market volatility is an inevitable part of long-term investing. While no one can predict when the next downturn will occur, history has consistently shown that investors who remain disciplined through periods of uncertainty are often better positioned to pursue their long-term goals than those who react emotionally to short-term market movements.
Rather than trying to avoid market declines altogether, our goal is to help clients understand how their portfolios may behave during challenging environments and build confidence in a plan designed to endure them.
In this episode, Cullen introduces the Presilium Stress Test Report and explains how it uses historical market events to provide perspective on potential portfolio outcomes during periods of significant market stress.
What you'll learn
- How the Presilium Stress Test Report evaluates your portfolio using historical market downturns
- The estimated percentage and dollar declines your portfolio may have experienced during past bear markets
- How long previous market recoveries have taken and why patience can matter
- The potential long-term value of remaining invested through periods of volatility
Understanding how your portfolio may respond to periods of volatility can provide valuable perspective and reduce the temptation to make emotional decisions during uncertain times.
The objective of stress testing is not to forecast future returns or guarantee investment outcomes. Instead, it is to evaluate how a portfolio might have behaved under historical conditions and to help investors assess whether their financial plan aligns with their risk tolerance and long-term objectives.
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
What do the wealthiest and happiest families often have in common?
After more than 25 years of working with financially successful families, Jerry Davidse has noticed that lasting wealth is rarely just about intelligence, investment knowledge, or trying to outperform everyone else.
In this episode of Financial Planning Fridays, Jerry shares four important traits that many financially successful people tend to have in common: patience, humility, emotional discipline, and gratitude.
These qualities can help families stay grounded during market uncertainty, remain committed to their long-term financial plan, and focus on what money is really meant to provide: freedom, flexibility, opportunity, and peace of mind.
Because at the end of the day, money is not the goal. It is a tool to help you build a life that aligns with your values, your goals, and the people who matter most.
In this episode, you’ll learn:
• Why patience is one of the most important traits in long-term financial planning
• How humility helps investors accept uncertainty and keep learning
• Why emotional discipline matters during market declines and financial crises
• How gratitude can help families focus on what truly matters
• Why money should be viewed as a tool, not the ultimate goal
Subscribe for more quick financial planning insights every Friday morning.
FinancialPlanning #WealthManagement #Investing #RetirementPlanning #FinancialPlanningFridays #PresiliumPrivateWealth #LongTermInvesting #WealthMindset #MoneyAndValues #FinancialDiscipline
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
After 25 years as a financial advisor and more than 25,000 client meetings, Jerry Davidse reflects on the lessons that have shaped his career, his relationships with clients, and his outlook on the future.
From the tech bubble and the global financial crisis to COVID and countless other periods of uncertainty, one lesson has remained clear: successful financial planning is not just about money. It is about helping families stay calm, disciplined, and focused when emotions and headlines make that difficult.
In This Video:
• What 25 years as a financial advisor has taught him
• Why financial planning is ultimately about people, not just money
• Lessons learned from major market events like the tech bubble, the financial crisis, and COVID
• Why emotional decision-making can be one of the biggest risks to long-term success
• The importance of having a plan, staying disciplined, and thinking long term
• Why patience, optimism, and perspective still matter in today’s financial world
• His gratitude for clients, the Presilium team, and the next chapter ahead
In this episode, Jerry shares why the greatest risk during uncertain times is often not the crisis itself, but the emotional decisions people make in response to it. He also reflects on the importance of having a thoughtful financial plan, maintaining a long-term perspective, and trusting the process through changing markets.
At Presilium, the focus remains on helping families make better financial decisions, navigate uncertainty with confidence, and stay grounded in principles that stand the test of time.
FinancialAdvisor #WealthManagement #FamilyLegacy #FinancialPlanning
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Not all growth actually improves a business. In this episode of Building Value, Brook breaks down a common trap: confusing increased revenue with real progress. While more customers and opportunities may look like success on paper, undisciplined growth often leads to operational chaos, weak positioning, and ultimately lower enterprise value.
In this video, you’ll learn:
• Why saying “yes” to every opportunity quietly erodes focus and efficiency
• How complexity increases even as revenue grows, and why that’s dangerous
• What buyers look for during due diligence when evaluating your growth story
• The three critical questions every business must clearly answer to scale effectively
• How to turn scattered growth into a focused, strategic advantage
Growth alone isn’t the goal, intentional growth is. By defining who you serve, how you win, and where you’re going, you create a business that’s easier to operate, easier to scale, and ultimately more valuable when it’s time to transition.
BuildingValue #BusinessGrowth #EnterpriseValue #ExitStrategy #Leadership
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse of Presilium explains why successful investors do not avoid every market downturn. Instead, they prepare for them in advance. From wars and recessions to inflation, banking crises, political uncertainty, and pandemics, markets have faced plenty of difficult periods throughout history. Yet long-term investors who stayed disciplined have often been rewarded over time.
Jerry shares how Presilium defines true investment risk, not as temporary market declines, but as being forced to make poor financial decisions at the worst possible moment. For retirees especially, that means having a plan in place so they are not pressured to sell stocks during a downturn just to fund their lifestyle.
One key strategy Jerry discusses is building a “market cushion” using short-term bonds and cash to help support several years of income needs. This approach can give retirees more confidence, more flexibility, and a better chance of staying invested when headlines feel scary.
In this episode:
• Why market declines are a normal part of investing
• The difference between temporary volatility and true financial risk
• Why fear can lead investors to make costly mistakes
• How a market cushion can help retirees stay calm during downturns
• Why Presilium often plans for at least five years of income needs in short-term bonds and cash
• How disciplined investors may be able to rebalance into opportunities when prices are lower
• Why confidence comes from preparation, not prediction
• How long-term optimism is rooted in human innovation, progress, and great businesses
The goal is not to predict every crisis. The goal is to build a financial plan that can withstand uncertainty while still helping you pursue long-term growth.
If you would like help building a retirement plan designed to prepare for market volatility, preserve flexibility, and keep short-term fear from disrupting your long-term goals, we would love to talk with you.
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Diversification is often associated with how investments are allocated across asset classes, sectors, and markets. While that form of diversification plays an important role in managing risk, it is only one part of a well-structured financial plan.
Tax diversification focuses on a different, but equally important question: where your assets are held. The type of account you use can significantly influence how and when taxes are applied, and ultimately, how much you may pay over your lifetime.
In this episode, Cullen explains how different account types are taxed, the trade-offs associated with each, and why coordinating them strategically can create greater flexibility in both accumulation and retirement phases.
What you’ll learn
• The difference between investment diversification and tax diversification
• How pre-tax accounts provide upfront tax benefits but create future tax obligations
• How Roth accounts are taxed upfront and may allow for tax-free qualified withdrawals
• The role of taxable accounts in providing liquidity and flexibility
• Why relying too heavily on one account type can limit planning opportunities
• How tax diversification may help manage lifetime tax exposure and income flexibility
Effective tax diversification is not about avoiding taxes altogether. It is about managing when and how those taxes are paid over time. Decisions made during your working years can have long-term implications for retirement income, estate planning, and overall financial efficiency.
At Presilium Private Wealth, tax diversification is evaluated as part of an ongoing planning process. By regularly reviewing contribution strategies, withdrawal sequencing, and changes in tax circumstances, we aim to help clients align their financial decisions with long-term objectives.
TaxDiversification #FinancialPlanning #TaxStrategy #RetirementPlanning #RothIRA
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Brook Hart of Presilium Private Wealth explores the often-overlooked dimensions of financial peace of mind. True security isn’t just about your own finances. It extends to those you care about, whether it’s aging parents, children coming of age, or other loved ones whose financial stability matters to you. Brook discusses how knowing your family’s financial life is protected and guided by trusted expertise can remove lingering uncertainty and provide a deeper sense of clarity and relief.
The conversation highlights how even brief, focused discussions can create actionable steps toward comprehensive peace of mind, emphasizing that complete financial security isn’t just an individual pursuit, it’s a shared responsibility with your trusted advisors.
In this episode:
• Why financial peace of mind begins with security but extends to those you care about.
• How uncertainty about others’ financial decisions can affect your own sense of calm.
• The importance of having conversations about finances with family and loved ones.
• How Presilium’s team acts as a trusted resource for clients and their important relationships.
• Why even a high-level, focused discussion can provide clarity and defined next steps.
• Addressing hesitations about starting financial conversations with advisors.
• The long-term benefits of cultivating a structured path for your family’s financial decisions.
• How expert guidance transforms uncertainty into actionable, confident decisions.
• The difference between short-term relief and ongoing peace of mind.
• The role of comprehensive planning in delivering a complete sense of security.
A few minutes of thoughtful conversation can remove months of uncertainty. Listen now to understand how to secure not just your own financial confidence but also the well-being of those who matter most to you.
financialplanning #wealthmanagement #peaceofmind #Presilium #familyfinance #trustedadvisor #clarity #financialsecurity
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
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This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Taxes are one of the largest long-term expenses many families will face, yet they are often one of the most overlooked areas of financial planning. In this episode, Jerry Davidse explains why Roth conversions can be a powerful strategy for managing future tax liability, creating long-term flexibility, and improving retirement and estate planning outcomes when used thoughtfully.
In this video, you’ll learn:
• What a Roth conversion is and how the strategy works
• Why voluntarily paying taxes today can sometimes create long-term advantages
• How Roth conversions may help investors manage their lifetime tax burden
• Why reducing future required minimum distributions can improve tax flexibility
• The long-term benefits of tax-free growth within a Roth IRA
• How Roth accounts can support more efficient retirement income planning
• Why tax diversification matters when building a retirement strategy
• How Roth assets may provide estate planning advantages for future generations
• Why timing plays an important role when evaluating Roth conversion opportunities
• When Roth conversions may be more effective, including lower-income years or before RMDs begin
• How thoughtful tax planning can help reduce future tax uncertainty
Tax planning is about more than minimizing taxes today, it’s about creating flexibility and efficiency over the long term. Presilium works with clients to evaluate strategies like Roth conversions within the context of a broader financial plan, helping align retirement, tax, and estate planning decisions with long-term goals.
RothConversion #RetirementPlanning #TaxPlanning #FinancialPlanning #WealthManagement #Investing #RetirementStrategy #EstatePlanning #TaxEfficiency
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The next decade is expected to bring rapid advancements across healthcare, communication, transportation, robotics, and global access to opportunity… changes that could reshape how people live and work. In this episode, Jerry Davidse explores how these innovations may impact daily life and long-term investing, while also reminding investors that markets will still experience volatility along the way.
In this video, you’ll learn:
• Why the next 10 years may bring significant technological and societal change
• How advancements in healthcare could shift the focus from treatment to prevention
• What role AI may play in improving medical accuracy and decision-making
• How real-time translation technology could eliminate language barriers globally
• Why AI and automation may reshape how people work and manage time
• How transportation innovations like autonomous vehicles and high-speed travel could change mobility
• The potential impact of robotics on everyday life, healthcare, and industry
• Why increasing automation may create greater global efficiency and access to opportunity
• How technological progress could contribute to greater global abundance over time
• Why markets may still experience volatility despite long-term innovation and progress
• How investing is connected to belief in long-term human progress and innovation
Even as technology and global systems evolve rapidly, uncertainty and market fluctuations will remain part of the investment landscape. Presilium focuses on helping clients maintain a long-term perspective, aligning financial strategies with structural global growth while navigating short-term volatility with discipline.
Investing #FutureTrends #MarketOutlook #Technology #ArtificialIntelligence #WealthManagement #FinancialPlanning #LongTermInvesting #EconomicGrowth
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
With the wide range of investment products and strategies available today, investors have more choice than ever before. While that can be beneficial, it can also create complexity and lead to indecision. In many cases, more options do not lead to better outcomes. They lead to unnecessary complexity without a clear advantage.
One approach that seeks to simplify this landscape is indexing. Rather than attempting to select individual securities or outperform the market, indexing is designed to capture overall market returns through broad diversification and a rules-based investment strategy.
In this episode, Cullen explains the rationale behind indexing, how it compares to active management, and why it plays a central role in long-term portfolio construction.
What you’ll learn:
• What indexing is and how it provides broad market exposure
• The key differences between index investing and active management
• Historical data on active manager performance relative to benchmarks
• How investment costs can impact long-term returns
• Why capturing market returns can be a strategic advantage
• How indexing allows investors to focus on planning beyond investments
Indexing is not about eliminating risk or outperforming the market, it is about participating in the market in a consistent, cost-efficient manner. By reducing complexity and minimizing unnecessary costs, investors can better align their portfolios with long-term financial objectives.
At Presilium Private Wealth, indexing is often used as a foundation to support a broader planning process. By simplifying the investment approach, more time and attention can be directed toward the strategic decisions that matter most.
IndexInvesting #FinancialPlanning #InvestmentStrategy #WealthManagement #PassiveInvesting #PortfolioManagement #LongTermInvesting #TaxPlanning #EstatePlanning #PersonalFinance
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Most businesses plateau not because demand disappears, but because unseen ceilings block growth. Capacity limits, operational bottlenecks, staffing challenges, inefficient systems, or even the owner’s own time and attention can quietly cap a company’s ability to scale. In this episode of Building Value, we explore how identifying and addressing these hidden constraints creates the operational headroom that supports sustainable growth and increases long-term business value.
In this video, you’ll learn:
- Why businesses stall due to internal ceilings rather than lack of market demand.
- How capacity, systems, talent, or leadership bandwidth can silently limit scalability.
- Why buyers focus on operational headroom when assessing growth potential.
- How visible constraints increase perceived risk and impact deal terms.
- Why addressing constraints early creates predictability and reduces owner dependency.
- A simple diagnostic question to uncover the biggest constraint in your business today.
- How solving the right constraint creates the headroom needed for meaningful growth.
For owners preparing for a future liquidity event, understanding the ceilings in your business is critical. Buyers don’t just value what you’ve built; they assess whether your business can scale without chaos. By uncovering and addressing hidden constraints now, you can build a stronger, more scalable business that maximizes value and positions you for a successful exit.
businessgrowth #scalingbusiness #businessstrategy #exitplanning #valuecreation #presilium #buildingvalue #liquidityevent #operationalexcellence #businessowners
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The next decade is expected to bring rapid advancements across healthcare, communication, transportation, robotics, and global access to opportunity… changes that could reshape how people live and work. In this episode, Jerry Davidse explores how these innovations may impact daily life and long-term investing, while also reminding investors that markets will still experience volatility along the way.
In this video, you’ll learn:
• Why the next 10 years may bring significant technological and societal change
• How advancements in healthcare could shift the focus from treatment to prevention
• What role AI may play in improving medical accuracy and decision-making
• How real-time translation technology could eliminate language barriers globally
• Why AI and automation may reshape how people work and manage time
• How transportation innovations like autonomous vehicles and high-speed travel could change mobility
• The potential impact of robotics on everyday life, healthcare, and industry
• Why increasing automation may create greater global efficiency and access to opportunity
• How technological progress could contribute to greater global abundance over time
• Why markets may still experience volatility despite long-term innovation and progress
• How investing is connected to belief in long-term human progress and innovation
Even as technology and global systems evolve rapidly, uncertainty and market fluctuations will remain part of the investment landscape. Presilium focuses on helping clients maintain a long-term perspective, aligning financial strategies with structural global growth while navigating short-term volatility with discipline.
Investing #FutureTrends #MarketOutlook #Technology #ArtificialIntelligence #WealthManagement #FinancialPlanning #LongTermInvesting #EconomicGrowth
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
When a single stock becomes a large portion of overall wealth, it can create a difficult tradeoff between protecting what’s been built and maintaining future upside. Concentrated positions often come from equity compensation, long-term investments, or business success—and managing that risk requires a thoughtful approach. In this episode, Jerry Davidse explains how hedging strategies can help investors reduce downside risk while remaining invested.
In this video, you’ll learn:
• Why concentrated stock positions can introduce significant portfolio risk
• How hedging strategies can help reduce downside exposure without immediately selling shares
• What protective puts are and how they can establish a price “floor”
• How collars work by combining downside protection with limited upside
• Why collars can sometimes reduce or offset hedging costs
• What prepaid forward contracts are and how they can assist with liquidity and tax timing
• How hedging can help investors avoid large, all-at-once decisions
• The role of hedging in managing risk during transition periods
• How gradual diversification can be incorporated into a broader financial plan
• Why flexibility—not just protection—is a key benefit of hedging strategies
Managing a concentrated stock position requires balancing risk, taxes, and long-term goals. Presilium works with clients to evaluate strategies that align with their broader financial plan while helping reduce unnecessary risk exposure. For investors looking to better understand their options, the Presilium team is available to provide guidance.
Investing #WealthManagement #StockMarket #RiskManagement #FinancialPlanning #ConcentratedStock #TaxPlanning #PortfolioStrategy #InvestorEducation
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This episode is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Despite the constant flow of negative headlines, long-term data tells a very different story about the world today. Across health, education, and economic opportunity, global progress has been significant, and continues to accelerate. In this episode, Jerry Davidse takes a step back from short-term noise to highlight the data behind human progress and what it means for long-term financial planning and investing.
In this video, you’ll learn:
• Why today may be one of the most favorable periods in history based on long-term data
• How global life expectancy has changed over the past century
• What advancements in healthcare and technology mean for longevity and quality of life
• How global literacy and access to education have improved over time
• The impact of widespread internet access and technology on opportunity and knowledge
• How global poverty rates have declined over the past several decades
• Why the average workweek has decreased compared to previous generations
• How negative news cycles can distort perception of long-term progress
• Why successful planning requires focusing on long-term trends instead of short-term noise
• The risks of being overly conservative due to short-term uncertainty
• Why believing in long-term progress can shape better financial decisions
Short-term uncertainty is inevitable, but long-term progress has remained a consistent trend. Presilium focuses on helping clients build financial plans that are grounded in data, aligned with long-term goals, and designed to navigate uncertainty while remaining positioned for future opportunities.
FinancialPlanning #Investing #LongTermInvesting #MarketOutlook #WealthManagement #EconomicTrends #InvestorMindset #FinancialConfidence #FuturePlanning
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, we challenge the traditional view of working with a financial advisor. Brook Hart of Presilium discusses why the true cost isn't just the fee, but the quality of the financial decisions you make. Discover how good advice provides better outcomes, helps navigate complex financial landscapes, and brings long-term peace of mind.
In this episode:
• Exploring the 1% of assets managed fee structure at Presilium.
• Why you should focus on financial outcomes instead of advisor fees alone.
• Unpacking how poor financial decisions can cost you more than advisor fees.
• Understanding why a complex life demands highly trusted financial advice.
• How the right advisor is focused on improving your decision quality over time.
• Recognizing how emotional reactions lead to common financial mistakes during uncertainty.
• The undeniable long-term value of financial advice is lasting peace of mind.
• Why successful clients view the true cost through confidence and clarity.
• Discovering the necessary tools and people for truly good financial planning.
• Shifting the client conversation from advisor fees to value and positive outcomes.
Listen now to reframe your perspective on advisor costs and realize the profound value of quality financial advice. Start focusing on better outcomes and long-term clarity in your financial life today.
financialadvice #advisorcosts #decisionmaking #investmentstrategies #financialplanning #Presilium #costofoutcomes #markettiming #emotionalreactions #financialmistakes
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
After decades of working, saving, and investing, retirement represents one of the most significant financial and personal transitions in life. As that milestone approaches, the most common question we hear is some version of: Will I be okay? More specifically, do I have enough saved to retire with confidence?
That question deserves a thoughtful, data-driven answer. A comprehensive retirement plan should evaluate projected income needs, portfolio sustainability, Social Security timing, tax efficiency, healthcare costs, and long-term risk exposure. When structured properly, the numbers can provide clarity around whether your assets are positioned to support your desired lifestyle.
However, financial readiness is only part of the equation. Retirement is not simply a financial event… It is a life transition. Stepping away from a career that may have defined your routine, relationships, and sense of purpose for decades requires preparation beyond investment balances and withdrawal strategies.
In this episode, Cullen discusses both sides of retirement planning: ensuring financial stability while also preparing for the personal realities of this next chapter.
What you’ll learn:
• How to evaluate whether your savings and investment strategy support long-term retirement income
• The difference between financial preparedness and personal preparedness
• Key considerations around retirement income planning, tax strategy, and risk management
• Important lifestyle questions to address before leaving the workforce
• How proactive planning can support a smoother transition into retirement
If you are approaching retirement and would like to evaluate whether your financial plan and personal objectives are aligned, our team is available to help you review your options within the context of a comprehensive strategy.
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/ Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Major market crises can make even the most disciplined investors question their strategy. From the Great Depression to more recent downturns, periods of extreme volatility have tested investor confidence time and time again. In this episode, Jerry Davidse walks through historical data to show how markets have behaved during major crises, and what long-term investors can learn from those experiences.
In this video, you’ll learn:
• What historical data shows about investing during major market crises since 1929
• Why even the worst possible market timing has still led to long-term positive outcomes
• How severe short-term drawdowns have been during past downturns
• What the Great Depression reveals about extreme market volatility
• How markets have historically recovered following major crises
• What average annualized returns have looked like despite difficult starting points
• How long-term investing has rewarded patience and discipline over time
• Why trying to predict the start or duration of a crisis is extremely difficult
• The importance of staying invested during periods of uncertainty
• Why emotional reactions to market declines can negatively impact long-term results
Market declines are often sharp and uncomfortable, but history shows that they have also been temporary. Presilium focuses on helping clients build disciplined investment strategies designed to stay aligned with long-term goals, even during periods of uncertainty. For investors looking to better understand how their plan holds up during market stress, the Presilium team is available to help.
StockMarket #MarketHistory #Investing #LongTermInvesting #FinancialPlanning #MarketVolatility #InvestorDiscipline #WealthManagement #RetirementPlanning
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
For high-net-worth families, building wealth is only part of the equation… preserving it requires a deliberate focus on tax efficiency. While investment returns often get the most attention, taxes can have a significant long-term impact if not managed strategically. In this episode, Jerry Davidse outlines how thoughtful, layered tax strategies can help reduce tax drag and support long-term wealth preservation.
In this episode, you’ll learn:
• Why tax efficiency is a critical lever for preserving long-term wealth
• How high-net-worth families can benefit from a layered tax strategy over time
• What tax loss harvesting is and how it can help offset capital gains
• Why timing the realization of capital gains can influence overall tax outcomes
• How donating appreciated securities may provide tax advantages compared to cash giving
• How donor-advised funds can be used to manage deductions across different income years
• The role of income shifting and family planning in tax-efficient wealth strategies
• How trusts may be used to manage and distribute income more efficiently
• What advanced retirement strategies like Roth conversions and backdoor contributions involve
• Why tax planning should be viewed as an ongoing proactive process, not a one-time decision
Tax efficiency touches nearly every aspect of a financial plan. Presilium works with clients to develop coordinated strategies designed to align investment, tax, and estate planning decisions over time. For those looking to better understand how tax strategies fit into their overall plan, the Presilium team is available to provide guidance.
TaxPlanning #WealthManagement #FinancialPlanning #HighNetWorth #TaxEfficiency #Investing #EstatePlanning #RetirementPlanning #WealthStrategy
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This episode is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
A strong track record can open the door to a potential sale, but buyers rarely pay for what a business has already accomplished. Instead, they focus on future opportunity: how credible, scalable, and compelling the next stage of growth appears. In this episode of Building Value, we discuss why buyers prioritize forward-looking potential and how a clearly articulated growth strategy can influence valuation, deal structure, and buyer interest.
In this video, you’ll learn:
• Why historical revenue and growth attract attention but do not ultimately determine valuation.
• How buyers evaluate a company’s future potential when assessing enterprise value.
• Why a clear, credible growth narrative can influence where your valuation multiple falls among peers.
• How identifying specific growth drivers makes your strategy more compelling to potential buyers.
• Why aligning your growth strategy with the right buyer and capital partner can strengthen negotiations.
• How vague or owner-dependent growth plans can lead to lower valuations or more restrictive deal terms.
• Why pressure-testing your growth strategy early can help uncover gaps before entering a transaction process.
• How a well-defined future vision can support stronger buyer confidence and improved deal outcomes.
Buyers are ultimately investing in the future potential of your business. When owners take the time to clearly define growth opportunities, operational strengths, and strategic direction, they can present a more compelling case to prospective buyers. Join us as we explore how developing a thoughtful, forward-looking growth story can support stronger positioning and long-term value creation.
businessvaluation #exitplanning #businessgrowth #valuecreation #privatemarkets #presilium #buildingvalue #liquidityevent #sellside #businessstrategy
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Does your company offer an Employee Stock Purchase Program (ESPP)? Buying your company's stock at a 15% discount sounds like a no-brainer—free money, right?
In this episode of Practical Cents, Cullen Martin breaks down why that discount might not be as beneficial as it seems. We explore the hidden dangers of "Concentration Risk," the tax implications that can wipe out your gains, and where your money might serve you better.
Before you enroll in your next open window, watch this to ensure you aren't putting too many eggs in one basket.
In This Episode, We Cover:
00:00 – Intro: What is an ESPP?
00:46 – The danger of Single Stock Risk (Concentration Risk).
01:25 – Your livelihood is already exposed: Salary, Healthcare & 401k.
01:57 – The "Free Money" Myth: Market volatility.
02:15 – The Tax Trap: How taxes can wipe out 50% of your gains.
02:50 – 4 Better alternatives for your money (401k, Debt, Savings).
03:30 – Next steps: Diversifying tax-efficiently.
Understand Concentration Risk: When you buy your employer's stock, you are doubling down. If the company falters, you risk losing both your job and your investment value simultaneously.
ESPP #PersonalFinance #Investing #EmployeeBenefits #WealthManagement #PresiliumPrivateWealth #PracticalCents
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Market declines can feel unsettling, but for long-term investors, they can also create powerful opportunities. Temporary downturns often bring fear and uncertainty, yet history shows that some of the strongest market recoveries begin during those very moments. In this episode, Jerry Davidse explains why disciplined investors often benefit from market pullbacks and what recent market volatility can teach about staying focused on long-term goals.
In this video, you’ll learn:
• Why temporary market declines can create opportunities for long-term investors
• What last year’s major market selloff reveals about investor behavior during volatility
• How markets can recover quickly after periods of uncertainty
• Why staying invested has historically been an important driver of long-term results
• The role discipline plays when markets become volatile
• Why having a clear financial plan can help investors avoid emotional decisions
• How understanding time horizon and risk tolerance supports better investment choices
• Why market downturns can allow investors to purchase shares at lower valuations
• The difference between reacting to headlines and following a long-term strategy
• Why discipline has historically been more powerful than trying to time the market
Short-term volatility is a normal part of investing, and periods of uncertainty can test even experienced investors. Presilium focuses on helping clients prepare for these moments with thoughtful financial plans and disciplined investment strategies designed to support long-term goals, regardless of short-term market movements.
StockMarket #Investing #MarketVolatility #LongTermInvesting #FinancialPlanning #InvestorDiscipline #WealthManagement #RetirementPlanning #MarketOpportunities
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The first 90 days of any new financial partnership are the most critical period for establishing long-term success. In this episode, Brook from Presilium dives deep into the critical onboarding phase, explaining why rushing into major changes can be a costly mistake. He shares how focusing on context, clarity, and proactive communication transforms the initial phase into a solid, trusting, and lifelong client relationship.
In this episode:
• Discover why the initial 90 days sets the essential tone for any financial partnership.
• The critical importance of understanding your complete financial picture before making major shifts.
• How clear and proactive communication effectively reduces client anxiety about their financial plan.
• Strategies for keeping your accounts updated so you never have to wonder what is next.
• Establishing genuine trust means looking beyond the numbers to your personal goals and concerns.
• Learn why rushing your financial onboarding process should always be strictly avoided.
• Understand how confidence is built through total clarity and a mutual financial understanding.
• The initial phase is crucial for understanding the deep financial goals that drive all decisions.
This deep dive into the Presilium onboarding philosophy highlights how your peace of mind is prioritized from day one. Our goal is to ensure all clients feel confident and empowered while navigating their complex financial future together.
clientonboarding #financialplanning #communication #confidence #relationshipmanagement #presilium #financialadvisor #90days
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Reaching one million views is an exciting milestone for the Presilium YouTube channel. When these videos first began, the goal wasn’t simply to generate views… It was to help families navigate the complex financial decisions they face every day. In this episode, Jerry Davidse reflects on the purpose behind the channel, why simplifying financial planning matters, and how education can help families make more confident financial decisions.
In this video, you’ll learn:
• Why the Presilium YouTube channel was created
• The goal of helping families better understand complex financial decisions
• Why financial planning can often feel overwhelming
• The key areas families must balance, including investing, retirement, taxes, and estate planning
• How clear financial education can reduce uncertainty and stress
• Why confidence in a financial plan can create greater freedom and opportunity
• How thoughtful planning can help families focus on what matters most
• The impact financial clarity can have on long-term goals and legacy planning
• What reaching one million views says about the importance of financial education
• Why Presilium remains committed to making financial topics simpler and more accessible
Financial planning involves many moving parts, but the right guidance and education can make the process clearer and more manageable. Presilium remains committed to sharing insights that help families make thoughtful financial decisions and approach their long-term goals with greater confidence.
FinancialPlanning #InvestingEducation #WealthPlanning #RetirementPlanning #FinancialConfidence #MoneyDecisions #FinancialEducation #InvestorEducation #WealthManagement
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
After back-to-back strong market years, it’s natural to wonder how long the run can last. The truth is: nobody knows. What we do know is that market downturns are inevitable, and while they can feel unsettling in the moment, they can also create real planning opportunities if you’re prepared.
In this video, Cullen walks through three strategies that can be especially powerful when markets are temporarily down: Roth conversions, inherited IRA withdrawals, and gifting. The goal isn’t to predict the next downturn… it’s to understand how to respond when it arrives.
What you’ll learn:
• Why market downturns can create tax-planning opportunities
• How a down market can make Roth conversions more effective
• A smart way to think about inherited IRA withdrawals after the 2020 rule changes
• Why gifting stock/ETFs in a down market can help your gifts go further
• How to approach downturns with a plan
Market downturns can be scary, but they’re also when good planning can matter most. If you have a strategy in place, you don’t have to rely on predictions or panic decisions. You can focus on what’s controllable and look for opportunities that align with your long-term plan.
If you’d like to talk through Roth conversions, inherited IRA planning, or gifting strategies in the context of your broader plan, connect with our team to explore options.
FinancialPlanning #RothConversion #RetirementPlanning #TaxPlanning #InheritedIRA #WealthTransfer #MarketVolatility #Investing #EstatePlanning #PersonalFinance
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Six years after the market bottom during the COVID-19 pandemic, the lessons from that moment remain just as relevant for investors today. On March 23, 2020, global uncertainty was at its peak, the economy had effectively shut down, and the stock market had just experienced one of the fastest declines in history. In this episode, Jerry Davidse reflects on what that moment felt like, what investors did during the crisis, and the long-term lessons it offers about discipline, preparation, and market recoveries.
In this video, you’ll learn:
• What happened during the market low on March 23, 2020 during the COVID-19 pandemic
• How quickly the stock market declined during the early stages of the crisis
• Why uncertainty and fear often peak near major market turning points
• How disciplined investors approached portfolio decisions during the downturn
• The role of rebalancing during periods of extreme market volatility
• What many investors did during the crisis and how those decisions impacted outcomes
• How markets responded after the COVID-19 market low
• Why market declines are an expected part of long-term investing
• The importance of having a financial plan before a crisis occurs
• Why long-term perspective can help investors navigate difficult market periods
Market downturns are inevitable, but being prepared can make all the difference in how investors respond. Presilium focuses on helping clients build thoughtful financial plans and disciplined investment strategies designed to navigate uncertainty and remain aligned with long-term goals, regardless of short-term headlines.
StockMarket #Investing #MarketHistory #LongTermInvesting #FinancialPlanning #MarketVolatility #S&P500 #InvestorDiscipline #RetirementPlanning
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this week’s Financial Planning Friday, Jerry shares practical, values-based ways to teach kids about investing while keeping them grounded. The focus is on building strong habits: earning money before investing it, learning consistency, and understanding that long-term investing is intentionally “boring.”
Key Takeaways:
• Start with the “why,” not the “wow.” Help kids see investing as a tool for freedom, options, and security—not status.
• Tie investing to earned money. Use chores, responsibility, helping others, or summer jobs so the investing dollars connect to effort.
• Use a “parent match.” A simple matching approach (like a 401(k) match concept) reinforces consistency and disciplined saving.
• Keep investing boring on purpose. Focus on diversification, consistency, long-term holding, and ignoring short-term noise.
• Let small mistakes be teachers. Learning market ups and downs with small amounts builds healthier decision-making over time.
If you’d like help involving children or grandchildren in age-appropriate financial habits, and setting up an approach that matches your family’s values, reach out to Presilium. Jerry and the team can help you think through next steps for those closest to you.
FinancialPlanningFriday #InvestingBasics #FinancialLiteracy #FamilyFinance #LongTermInvesting #WealthPlanning #PresiliumPrivateWealth
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
As the tax filing deadline approaches, many investors find themselves revisiting financial terms that tend to surface only once a year. Concepts like adjusted gross income, modified adjusted gross income, and taxable income often sound interchangeable, but they serve very different roles in how your tax liability is calculated and how effective tax planning is structured.
Understanding how these income measures work is an important step in making more informed financial decisions. Each one plays a distinct role in determining how much of your income is subject to tax, which deductions may apply, and whether certain thresholds or surcharges may affect you.
In this episode, Cullen breaks down:
• What Adjusted Gross Income (AGI) is and how it serves as the starting point for your tax return
• Which income sources are included when calculating AGI
• How Modified Adjusted Gross Income (MAGI) differs and why it matters for certain tax thresholds
• Why tax-exempt income can still impact planning decisions
• How deductions determine your taxable income and the amount actually subject to tax
• How progressive tax brackets apply to different types of income
At Presilium Private Wealth, reviewing a client’s prior-year tax return is often an important part of the planning process. It allows us to identify planning opportunities, anticipate upcoming changes, and help ensure financial decisions are aligned with long-term objectives.
TaxPlanning #FinancialPlanning #AGI #MAGI #TaxStrategy #RetirementPlanning #IncomePlanning #MedicarePlanning #WealthManagement #PersonalFinance
Connect With Cullen:
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Growth feels like progress, but when buyers evaluate a business, they are not looking for excitement… They are looking for predictability. Volatility and high growth often get justified as ambition from the inside, but uncertainty is the factor that ultimately erodes value. In this episode of Building Value, we dive into why consistent margins, repeat customers, and stable cash flow are the true premiums buyers pay for.
In this episode:
• Understand why buyers prioritize predictability over chasing unsustainable, explosive growth.
• Learn how high uncertainty protects buyers through lower valuations and slower closings.
• Discover why stabilizing what already exists is more valuable than constant, frantic growth.
• See how reducing customer concentration creates more confidence in your cash flow's durability.
• Simplify your service offerings to stabilize margins and improve consistent execution across your team.
• Clarify decision rights to eliminate owner bottlenecks, speeding up execution and signaling strength.
• Focus on tightening your systems and processes to reliably produce results without you.
• Find out how growth becomes easier when teams know where to focus and noise is eliminated.
The stability you build today is not stagnation; it is the foundation that makes your future growth more durable and significantly more valuable. Join us to learn how focusing on predictability can dramatically improve your business's confidence, credibility, and eventual deal terms with Presilium.
predictability #businessvalue #exitplanning #valuecreation #businessgrowth #presilium #buildingvalue #liquidityevent #sellside #businessstrategy
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry breaks down the 1929 market crash and the chain reaction that turned a major decline into a historic collapse. While modern markets can absolutely experience sharp drawdowns and recessions, Jerry explains why the same 1929-style cascade is extremely unlikely today due to stronger regulation, a more developed crisis-response playbook, broader diversification, and far tighter margin rules.
What You’ll Learn:
• Why 1929 was the “Wild West” compared to today’s financial markets
• How modern regulation and transparency reduce unknowns for investors
• What the Federal Reserve can do today that didn’t exist in 1929
• Why diversification is easier (and more common) than ever
• The #1 difference: how margin borrowing fueled the 1929 collapse
• The real long-term edge: discipline over predictions
Markets can drop. Recessions can happen. Fear can spike. But today’s system has more guardrails, more transparency, better diversification tools, and a crisis-response framework… making a 1929-style “perfect storm” far less likely. “Long-term investors are not rewarded for predicting crashes. They’re rewarded for staying disciplined through the uncertainty.”
Have questions about your diversification, risk exposure, or what a disciplined plan looks like in volatile markets? Reach out to the Presilium team to talk through your strategy.
FinancialPlanning #FinancialPlanningFriday #Investing #StockMarket #MarketCrash #1929Crash #GreatDepression #MarketVolatility #Recession #Diversification #MarginCalls #Leverage #RiskManagement #LongTermInvesting #StayTheCourse #BehavioralFinance #Fed #FederalReserve #InterestRates #PortfolioStrategy #WealthManagement #RetirementPlanning #Presilium #JerryDavidse
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
As we kick off a new year, Jerry Davidse, CEO of Presilium, shares the core principles that guide our investment decisions, especially when markets get noisy and volatile.
This episode is a clear reminder that successful investing isn’t about predicting the next headline. It’s about having a goal-focused plan, staying diversified, and following a disciplined process that protects long-term compounding.
In this episode, we cover:
• Long-term, goal-focused, plan-driven investing
• Why market timing and economic forecasting don’t work consistently
• Why market declines are normal—and temporary
• The “price of admission” for growth: volatility
• How we stay disciplined through rebalancing (instead of reacting)
• Why simplicity wins (low-cost, straightforward investing)
• The #1 rule: don’t interrupt compounding unnecessarily
FinancialPlanning #Investing #LongTermInvesting #MarketVolatility #Rebalancing #Compounding #WealthManagement #RetirementPlanning #PersonalFinance #FinancialAdvisor
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
For many professionals at publicly traded companies, owning company stock can feel like a natural extension of pride and loyalty in the work you do. But when it comes to your 401K (often your largest long-term financial asset) adding company stock may introduce more risk than you realize.
In this episode of Practical Cents, Cullen breaks down why concentrating too much of your retirement savings in your employer’s stock can become a double-exposure problem… where your job, benefits, and retirement security all depend on the same company’s performance.
In This Episode, We Cover:
• Why loyalty to your employer can unintentionally drive investment decisions
• How your salary, benefits, healthcare, and retirement plan are already tied to one company
• What happens when a company’s stock declines (hint: it’s rarely just the stock price)
• Historical examples where concentrated retirement holdings had devastating outcomes: Enron, Cisco, Intel, GE, Recent corporate reorganizations (ex: Merck)
• A simple question to guide your 401(k) allocation decisions moving forward
If most of your financial life is already connected to one employer, adding concentrated stock exposure may increase your vulnerability (especially during market downturns or corporate restructuring).
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/ Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this video, Jerry Davidse challenges the common investor desire to wait for market clarity before investing. He reveals why holding cash during uncertain times, while seemingly safe, can be one of the most expensive long-term mistakes. Jerry shows that the stock market anticipates future events and rewards consistent patience, not attempts to perfectly time the rebound. He emphasizes that the most successful approach is a disciplined, long-term strategy aligned with your personal goals at Presilium.
In this episode:
• Why waiting for market clarity is a remarkably expensive investment strategy over time.
• The stock market is forward-looking and does not reward certainty or good news.
• Historically the market's strongest days often occur amid high fear and negative headlines.
• Clarity and safety often arrive only after market prices have already risen significantly.
• The risk of waiting for certainty involves missing the crucial rebound after a decline.
• Missing just a few of the best market days can severely damage your long-term returns.
• A powerful example illustrating the significant cost of sitting on the sidelines since 1950.
• Presilium builds successful portfolios based on your goals not short-term market predictions.
• Focus on a disciplined long-term investment strategy instead of chasing market perfection.
Staying invested is what truly builds wealth over time, while waiting for clarity often leads to buying after the recovery has already occurred. The market rewards patience, and a disciplined investment plan will serve you better than trying to predict the next six months.
investing #stockmarket #financialplanning #presilium #wealthmanagement #longterminvesting #marketvolatility #patience
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Brook introduces the Code Manager program at Presilium, a unique structural approach designed to revolutionize the way clients experience financial planning. We dive into why moving away from the "solo advisor" model toward a co-manager system is essential for providing long-term security. By integrating multiple advisors into every relationship, Presilium ensures that no client is ever left without expert guidance due to an advisor’s vacation, life change, or retirement.
In this episode:
- The Code Manager Program: A deep dive into why Presilium utilizes a team-based approach to wealth management.
- The Safety Net of Co-Managers: How having multiple advisors ensures your financial care remains uninterrupted.
- Continuity in Financial Planning: Protecting your long-term strategy against life changes and transitions.
- Elevated Decision-Making: Why team dynamics and diverse perspectives lead to higher quality outcomes for clients.
- Balancing Advisor Wellness and Client Care: How the co-manager structure allows advisors to recharge without compromising service.
The Code Manager program at Presilium ensures that your financial journey is supported by a dedicated team rather than a single point of failure. This collaborative approach provides the consistency and peace of mind necessary to build a lasting relationship rooted in trust.
FinancialPlanning #CodeManager #Presilium #ClientExperience #TeamDynamics #Continuity #WealthManagement #FinancialAdvisors
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Every year, Wall Street strategists release S&P 500 price targets predicting where the market will finish by year-end. These forecasts come from highly credentialed teams with massive research budgets and yet, they frequently miss by a wide margin.
In this video, Jerry Davidse breaks down a table of Wall Street strategist forecasts vs. actual S&P 500 results going back to 2000, showing just how different reality can be from prediction. Some years the market surges when forecasts call for modest gains. Other years strategists predict strong returns, and the market drops sharply.
Jerry highlights why these misses happen: markets don’t move in neat, predictable lines over short time periods. They’re influenced by geopolitical events, shifts in investor sentiment, natural disasters, and other surprises no one can forecast consistently.
Key Takeaways
• Wall Street price targets are often educated guesses, not dependable roadmaps
• Forecasts vs. outcomes can look dramatically different year to year
• The average forecast “miss” in the data shown is 14.1% per year
• Short-term markets are driven by surprises: geopolitics, sentiment shifts, disasters, and unforeseen events
• A stronger approach is preparation over prediction
• Diversification and a long-term plan help reduce dependence on any single forecast
That’s why the focus shouldn’t be prediction. It should be preparation. At Presilium, the goal is to help clients build long-term financial plans and diversified investment strategies designed to weather whatever comes next.
If you’re tired of confusing headlines and market targets, this episode will help you reframe the real question: What’s your plan if the market doesn’t do what the experts predicted?
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
If you’re a few years from retirement and your 401(k) has become your biggest financial asset, one question starts to matter a lot more: “Am I actually confident in how this money is invested?” In this episode, Cullen talks directly to near-retirees who saved diligently but haven’t consistently reviewed their 401(k) investment strategy… when there’s less time to recover from major mistakes. The big message: before you obsess over funds and allocations, you need a plan that connects your investments to your goals.
Key Takeaways:
• As retirement gets closer, big investing mistakes are harder to recover from.
• Investments matter, but they’re only one part of your retirement strategy.
• A financial plan helps determine: safe withdrawal amounts, downside “cushion” in market downturns, and what may be left for loved ones.
• Your goals should drive your allocation—not generic rules based on age or income.
• A regularly reviewed plan keeps your strategy aligned as life changes year to year.
If you’ve been quietly wondering whether your 401(k) is invested as well as it could be, this is your reminder to zoom out and start with the bigger picture: your goals, your retirement timeline, and the role this money needs to play for your family. Cullen emphasizes that the plan creates the destination, and once you have that clarity, you can build an investment approach designed to support you through retirement, not just into it.
RetirementPlanning #401k #FinancialPlanning #Investing #Retirement #WealthManagement #PortfolioStrategy #NearRetirement #PersonalFinance #FinancialAdvisor
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Early success in businesses often relies on the owner being the exceptional "hero," closing the biggest deals and solving the hardest problems. However, this dependence on a single individual can eventually become the biggest limiter of enterprise value, creating uncertainty and concentration risk for potential buyers. In this episode of Building Value, we discuss how to shift from being essential to being strategic by building systems and delegating key processes. Discover the actionable steps you can take today to build a business that can endure beyond its owner.
In this episode:
• Why being the hero owner can ultimately limit your business's value.
• The shift that matters for a successful liquidity or business exit event.
• How buyers view concentration risk, not leadership, when one person is essential.
• Moving revenue reliance from a single individual to repeatable teams and systems.
• Documenting and delegating your primary deal-closing process as an immediate first step.
• The opportunity to move from being personally essential to strategically important for growth.
• Building team confidence for your business and for a potential future buyer.
• Why addressing dependency early drives enterprise value over the next few years.
Make a plan to identify one area of revenue dependence and delegate one key process over the next thirty days. By giving yourself permission to make progress, not perfection, you will build lasting value in your business.
businessvalue #enterprisevalue #businessowner #exitstrategy #liquidityevent #delegation #concentrationrisk #businessgrowth #Presilium
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Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Is today’s AI boom starting to feel like the dot-com era? In this episode, Jerry Davidse compares two “world-changing” moments: the launch of the modern internet (Netscape, December 1994) and the current AI surge that accelerated with ChatGPT in late 2022.
Back then, markets delivered incredible gains… yet the path wasn’t smooth. Excitement turned into overconfidence, valuations stretched, and investors learned a painful lesson: great technology doesn’t guarantee great investment results at any price. Jerry uses Cisco’s sky-high valuation near the 2000 peak as a reminder of what can happen when expectations outrun fundamentals.
Fast-forward to today: AI is transforming productivity and reshaping industries, but market leadership is concentrated and emotions are running high. History doesn’t say innovation is “bad”, it suggests volatility and rotation often come with it.
Key Takeaways:
• Two major tech shocks: Netscape (1994) and ChatGPT (2022) changed expectations overnight
• Big returns can still be bumpy: Strong markets often include volatility
• Valuations matter: Great companies can be poor investments at the wrong price
• Concentration risk is real: When a few names drive returns, portfolios can get unbalanced
• Innovation often brings rotation: Market leadership can shift quickly
• A smarter approach: Diversify, stay disciplined, and rebalance when emotions run high
The takeaway? Don’t ignore AI—but don’t go all-in either. A disciplined, diversified approach can help investors participate in innovation without becoming dependent on a single theme.
Want help building a goals-based plan designed for a range of market outcomes? Connect with the team at Presilium.
Investing #AI #StockMarket #Diversification #MarketVolatility
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Market volatility isn’t a prediction for 2026… It’s a historical reality that appears every single year. Even in years that finish with strong returns, investors experience meaningful pullbacks along the way. In this episode, Jerry Davidse explains long-term S&P 500 data to show why declines are normal, what investors have historically endured to achieve long-term returns, and why preparation matters more than attempting to predict short-term market movements.
In this video, you’ll learn:
• Why stock market declines occur every year, regardless of how the year ends
• How to interpret S&P 500 charts showing annual returns alongside intrayear drawdowns
• Why strong market years are rarely smooth
• What long-term historical data shows about average S&P 500 returns since 1990
• How much volatility investors have historically experienced to achieve those returns
• Why most years finish positive despite temporary declines
• Why volatility is a normal part of investing, not a sign of market failure
• The importance of preparation over prediction in a long-term investment strategy
• How disciplined investing can help investors navigate periods of uncertainty
• Why emotional reactions to volatility can be more damaging than market declines themselves
• What history suggests about discipline, patience, and long-term investing
Temporary market declines are expected, but being unprepared can increase stress and lead to poor decisions. Presilium focuses on preparing clients before volatility appears so they can move through market uncertainty with confidence and clarity. Investors who want to review their strategy or better understand how volatility fits into a long-term plan can reach out to the Presilium team for guidance.
StockMarket #MarketVolatility #InvestingEducation #S&P500 #LongTermInvesting #FinancialPlanning #RetirementPlanning #MarketHistory #InvestorDiscipline
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this edition of The Big Question, Brook Hart delves into the complexities of RSU taxation for Merck and Big Pharma executives. Discover the tax implications before, during, and after vesting, and learn strategies to manage your tax bill effectively.
Before Vesting: No tax impact as RSUs are considered phantom assets.
During Vesting: Realize ordinary income based on the current share value.
After Vesting: Navigate short-term and long-term gains, with strategies to manage tax exposure.
Listen now and please comment below with YOUR Big Question. Until next month, please do not hesitate to reach out and connect below.
Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart
Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional
Most business owners measure success the same way they did in year one: revenue. But when it comes to what your company is actually worth, buyers care far more about reliable cash flow and predictability than top-line sales.
In this episode of Building Value, Brook breaks down why two companies can produce the same revenue and still have dramatically different enterprise values—and what you can do about it. You’ll learn the key metrics that create stability, reduce risk, and increase your options as an owner: recurring vs. one-time revenue, gross margin consistency, and customer retention.
In this episode:
- Revenue is a vanity metric if cash flow is inconsistent.
- Buyers reward businesses with predictable income and lower risk.
- Two companies can have identical revenue and totally different valuations.
- Track recurring revenue vs. one-time revenue to understand stability.
- Gross margin consistency is a signal of control and operational discipline.
- Customer retention drives repeatability and smoother cash flow.
- Internal scorecards help you manage the business—not just run it.
- Clarity in metrics helps you course-correct before problems compound.
- Better metrics = more options (growth, hiring, pricing, exit, etc.).
If you want more clarity, better decision-making, and a business that’s easier to operate (and potentially easier to sell), this episode lays out the practical steps to start tracking what matters.
BusinessValue #CashFlow #Entrepreneurship #BusinessGrowth #BusinessMetrics
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Connect With Brook: Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of The Big Question, Brook Hart delves into the confidence and optimism that guide us through market volatility. Discover the three key strategies that help us navigate downturns: preparation, modesty, and long-term investment in humankind. Join us as we explore how these principles shape our approach to investing and why they inspire excitement about the future.
Key Points:
- Confidence isn't about having all the answers; it's about knowing who we are and the tools we have.
- Preparation involves staying well-positioned and rebalancing portfolios.
- Modesty means avoiding unnecessary risks and investing in liquid vehicles.
- Long-term investment focuses on the best companies and the potential of humankind.
Join us as we embrace the journey of innovation and adaptation, looking forward to the strides we'll make in the coming years.
MarketVolatility #InvestmentStrategies #LongTermGrowth
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Presilium explores a counterintuitive investment approach: the "worst investment strategy." We examine a 25-year study that compares this strategy to the more common practice of chasing recent top performers. The findings challenge conventional wisdom on how to potentially improve returns and decrease overall risk in your portfolio. Tune in to see how simple rebalancing can make a significant difference in your long-term financial goals.
In this episode:
• Understand the "worst investment strategy" and how it selects prior year's laggards.
• See the surprising outcomes from a 25-year study comparing two distinct investment strategies.
• The popular strategy of chasing winners yielded an average annual return of only 5.3%.
• Learn how the worst investment strategy delivered an impressive 9.1% average annual return.
• A $1 million worst investment strategy grew to nearly $6 million over twenty-five years.
• Regularly rebalancing investment accounts is a practical method to utilize this strategy effectively.
• Rebalancing helps decrease overall portfolio risk and improves returns over significant periods of time.
If you want to learn more about developing a resilient financial strategy, contact the dedicated team at Presilium. We are committed to helping you stay on track toward your long-term financial goals.
WorstInvestmentStrategy #InvestmentStrategy #Presilium #FinancialPlanning #WealthManagement #Rebalancing #InvestingTips #AssetAllocation
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
High earners often hit the 401(k) deferral limit early in the year—and then wonder: what’s next? In this episode, Cullen Martin, CFP® breaks down a powerful (and commonly missed) opportunity inside some employer retirement plans: after-tax 401(k) contributions that can be converted to Roth for long-term, tax-free growth (a strategy often called the Mega Backdoor Roth).
If your plan allows it, this strategy can help you move tens of thousands of additional dollars per year into Roth status—and over a career, that can add up to millions in potential tax-free compounding.
Key Takeaways
- Two key limits matter in your workplace plan:
- The employee deferral limit (what you personally can defer from salary)
- The annual additions limit (the total that can go into the plan from all sources)
- Many high earners max the first limit—but never take advantage of the second.
- After-tax contributions can fill the gap between what’s already gone into the plan (your deferrals + employer match) and the annual limit. This is the first step toward utilizing the Mega Backdoor Roth strategy.
- The real “unlock” is the conversion step: after-tax dollars can be converted to Roth, allowing future growth to be tax-free.
- Missing this strategy can mean leaving tens of thousands per year on the table.
If you want help confirming what your specific plan allows and building a simple process to maximize it each year, connect with Cullen Martin, CFP® at Presilium Private Wealth.
Connect With Cullen: Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/ Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
After three strong years in a row, I’m heading into 2026 with a more cautious stock market outlook—not pessimistic, just prepared. In this episode, I break down three data-driven reasons for caution and exactly how we think about rebalancing, volatility, and staying positioned for whatever the market delivers.
In this video, you’ll learn:
• Why the age of the current bull market matters
• What history says about year two of the presidential cycle
• How elevated stock valuations can change future expectations
• Practical rebalancing strategies after strong gains
• How retirees can protect income with a smarter “market cushion” approach
If you’re an investor—or you’re already retired—this is a simple framework to help you stay disciplined when the headlines get loud. And don’t forget, we are here for you! If you want help stress-testing your plan for 2026 volatility, reach out to our team to schedule a review.
StockMarket #Investing #MarketOutlook #Rebalancing #FinancialPlanning #RetirementPlanning #Volatility
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
It’s not just what you earn—it’s what you keep.
In this episode of Financial Planning Friday, Jerry Davidse breaks down the "silent wealth killers" in retirement: Taxes. While investment returns get all the headlines, tax planning is often where the battle for long-term wealth is actually won (or lost).
Jerry walks through the three most common tax mistakes retirees make—from mismanaging RMDs to accidentally triggering higher Medicare premiums—and explains the strategies you need to protect your hard-earned savings.
We discuss:
0:00 - Intro: It’s not just what you earn, it’s what you keep
0:36 - Mistake #1: Waiting too long to address RMDs
1:15 - The "Gap Years": When to do Roth Conversions
1:55 - Mistake #2: Accidental Medicare Premium Hikes (IRMAA)
2:30 - Mistake #3: Withdrawing from the wrong accounts
3:10 - Summary & How to get a Tax Plan Review
Smart tax planning is about strategy, not just compliance. By acting early to avoid the RMD Trap, you can prevent forced tax spikes later in life. Careful timing also helps you steer clear of the Medicare Cliff, ensuring you don’t accidentally trigger higher premiums. Ultimately, Sequence Matters—pulling from the right accounts in the right order doesn't just lower your tax bill; it helps your money last a lifetime.
RetirementPlanning #TaxPlanning #RMDs #RothConversion #Medicare #FinancialPlanning #WealthManagement
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Healthcare can make or break your retirement plan. In this episode of Practical Cents with Cullen Martin, we tackle one of the biggest myths in retirement planning — that you have to wait until age 65 to retire because of health insurance.
💡 Cullen explains how healthcare fits into your financial plan, what alternative options exist before Medicare, and how strategic planning with Move Health can open doors to earlier retirement — without sacrificing coverage or peace of mind.
You’ll discover practical insights into healthcare eligibility, costs, and coverage—plus how to align these factors with your personal retirement goals so you can stop working sooner and start enjoying life.
📊 What You’ll Learn:
- Why healthcare is a top retirement planning priority
- Common misconceptions about retiring at 65
- How Move Health helps retirees find personalized healthcare solutions
- How to evaluate coverage options and income eligibility
- Ways to retire early while maintaining quality healthcare
- How advisors integrate healthcare into comprehensive financial plans
🎯 Whether you’re five years from retirement or just exploring your options, this episode gives you the clarity and confidence to plan smarter.
🔔 Subscribe to Practical Cents with Cullen Martin for weekly insights on financial planning, retirement readiness, and smart money strategies.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this conversation, Jerry Davidse emphasizes the significance of achieving consistent returns in investing rather than focusing solely on high returns. He illustrates how different portfolios with the same average return can yield vastly different outcomes due to volatility. By promoting consistency through diversification, regular rebalancing, and avoiding trendy investments, investors can enhance their long-term financial success.
In This Week’s Episode:
🧠 It's not just about achieving great returns, it's about achieving consistent returns.
🧠 A portfolio that delivers steady, repeatable growth can make a bigger difference.
🧠 Even with the same average return, volatility can lead to different outcomes.
🧠 Consistency isn't just comforting, it compounds over time.
🧠 Big swings in your portfolio can destroy compounding.
🧠 Diversification helps prevent any single area from derailing your portfolio.
🧠 Rebalancing allows you to buy low and sell high systematically.
🧠 Avoiding trendy investments can lead to steadier returns.
🧠 Consistency may not always be flashy, but it's powerful.
🧠 Long-term investors benefit significantly from a consistent approach.
WealthManagement #FamilyLegacy #FinancialPlanning
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
As you approach age 65, taxes become even more important to your overall financial plan. A new tax act introduces an additional $6,000 deduction for taxpayers aged 65 and older — but qualifying for it isn’t automatic, and the phase-out rules can significantly impact who benefits.
In This Episode, We Cover:
- What the new $6,000 deduction means for taxpayers turning 65 between 2026 and 2028
- Why the deduction applies whether you itemize or take the standard deduction
- Phase-Out Income Thresholds (Modified Adjusted Gross Income):
- Begins: $75,000 (Single) / $150,000 (Married)
- Fully Phased Out: $175,000+ (Single) / $250,000+ (Married)
- Why timing your Social Security could impact eligibility
- How Roth conversions can be used strategically before phase-out
- When it may make sense to realize gains by selling appreciated investments
- Why planning early can dramatically improve long-term outcomes
If You’re Turning 65 in the Next Few Years
This is the time to:
- Evaluate when to claim Social Security
- Map out a strategic Roth conversion timeline
- Review investment diversification and gain harvesting
- Plan proactively — not reactively
And you don’t have to figure it out alone.
Let’s Build Your Long-Term Plan
If you're approaching retirement and want to make sure you're capturing every strategic advantage available: → www.presiliumpw.com/contact-us
Connect With Cullen: Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/ Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Did our predictions for 2025 come true? In this episode of Financial Planning Friday, Jerry Davidse looks back at our "2025 Market Outlook" to see how our three biggest questions stood the test of time.
From a historic market crash triggered by new tariffs to the surprising resurgence of international stocks, 2025 was a wild ride. We break down the data, review the S&P 500's performance, and explain exactly how we turned the year's biggest panic into a buying opportunity.
In this episode, we cover:
The Streak: Did stocks manage to post gains for a 3rd year in a row?
Diversification Wins: Why International holdings finally outperformed the US S&P 500.
The Crash: How we navigated the largest two-day dollar decline in history following President Trump's tariff announcement.
The Opportunity: How rebalancing at the bottom fueled our clients' recovery.
Thank you to our 3,400+ new subscribers this year! We are excited to continue this journey with you in 2026.
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
As you’re setting your New Year’s resolutions for 2026, Jerry Davidse breaks down why an updated financial plan matters more than ever—especially if markets stay volatile.
Think of your financial plan like GPS: you can reach your destination without it, but it’s harder, takes longer, and usually leads to worse results. In this video, Jerry walks through the four core components Presilium includes in every comprehensive financial plan so you can make decisions with more clarity, confidence, and peace of mind.
In This Episode:
✅ NET WORTH (Your Starting Point)
A current family balance sheet helps you understand where you are today—because you can’t plan the route forward without knowing your exact starting point.
✅ INVESTMENT MIX (Risk + Long-Term Returns)
Your portfolio allocation drives long-term outcomes and determines the level of risk you’re taking. Getting the balance between growth and stability matters—especially in tough markets.
✅ PROBABILITY OF SUCCESS (Clarity Over Emotion)
Using historical market data, the team analyzes each goal to show the real-world likelihood of success—helping decisions become more strategic and less emotional.
✅ YEAR-BY-YEAR ROADMAP (Confidence-Creating Scenarios)
A visual plan from today through retirement and beyond, including scenario testing like:
-
What if you increase spending in retirement?
-
How much could you save by converting pre-tax assets to a Roth IRA?
If you or someone you care about would benefit from a thoughtful, personalized financial plan, Presilium would be happy to help.
WealthManagement #FamilyLegacy #FinancialPlanning #2026MarketForecast #NewYearsResolutions #InvestmentStrategy #FinancialFreedom #RetirementPlanning
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Today we’re highlighting one of the most underrated tools in financial planning:
👉 The Taxable Brokerage Account
Retirement accounts like 401(k)s and IRAs are great — but taxable brokerage accounts offer flexibility and tax advantages that can give you more control over your financial life.
In This Episode, Brian Breaks Down:
• Unlimited Contributions No income limits. No contribution caps. Invest what you want, when you want.
• Flexible Investment Options Money markets, T-bills, ETFs, mutual funds — your investments can match your time horizon and goals.
• Early Retirement Strategy Drawing from a taxable account may help keep taxable income lower, potentially opening the door for Roth conversions in lower-tax years.
• Long-Term Capital Gains Benefits Hold investments for 12+ months and gains are generally taxed at long-term capital gains rates, which may be lower than ordinary income tax rates.
Key Takeaway
A taxable brokerage account isn’t just “extra investing.” It’s a flexible, tax-aware planning tool that can support both near-term goals and long-term retirement strategy.
If you'd like to see how this could fit into your financial plan, let’s talk through your situation.
👍 Like | 💬 Comment | 🔔 Subscribe
It helps more people find these educational conversations.
#Investing #TaxPlanning #RetirementPlanning #CapitalGains #FinancialStrategy
Connect With Brian: Brian Henrysen Jr., CFP®
Financial Planner, Presilium Private Wealth
Email: Brian@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/brianhenrysenjr
Meet Brian: https://www.presiliumpw.com/team_member/brian-henrysen-jr-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Today, we’re digging into one of the most common and most important retirement questions:
How much can I safely withdraw each year without running out of money?
You may have heard of the 4% Rule, introduced in 1994 by financial researcher William Bengen — but today’s markets, interest rates, and retirement lifestyles look very different than they did then. Which means the right withdrawal strategy needs to be flexible, intentional, and personalized to your life.
In this episode, Brian covers:
- What the 4% Rule Actually Means: Where it came from and why it became a benchmark in retirement planning.
- Why There’s No One-Size-Fits-All Number: Your withdrawal rate should reflect your income needs, investment strategy, age, and financial goals.
- Real-World Examples: How different retirees may withdraw 3%, 4%, 5%+ depending on when Social Security starts and how their accounts are structured.
- The Role of Social Security Timing: Why when you start benefits can change your annual withdrawal needs significantly.
- Building a Sustainable Withdrawal Strategy: How to align your portfolio, spending, tax planning, and risk tolerance into one coordinated retirement income plan.
Key Takeaway: A safe withdrawal rate is not just a math problem — it’s a personal financial decision that should be shaped around your goals, values, spending patterns, and long-term comfort.
If you’re approaching retirement or already in it and want to better understand your withdrawal strategy, let’s have a conversation. We can walk through your numbers to help create clarity and confidence in your retirement income plan.
Subscribe for more retirement and planning insights.
#RetirementPlanning #WithdrawalStrategy #FinancialPlanning #RetirementIncome
Connect With Brian: Brian Henrysen Jr., CFP®
Financial Planner, Presilium Private Wealth
Email: Brian@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/brianhenrysenjr
Meet Brian: https://www.presiliumpw.com/team_member/brian-henrysen-jr-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
As we close out the first year of President Trump’s second term, markets have once again proven just how unpredictable they can be. From steep drops to near record highs, volatility has defined the year — but what does history tell us about what comes next?
In this episode of Financial Planning Friday, Jerry Davidse, CFP® reviews market trends from past presidential cycles and explains what investors can learn as we move into year two, historically the toughest stretch for stocks.
You’ll learn:
- Why the second year of a presidential term has historically seen the lowest average market returns (around 3%)
- How volatility in year two often increases — and how to plan for it
- The importance of maintaining a diversified, globally balanced portfolio
- Why having cash reserves and a rebalancing plan can turn pullbacks into opportunity
Jerry shares timeless guidance for staying calm, prepared, and strategic through political and market swings — reminding investors that volatility isn’t something to fear, it’s something to plan for.
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Brook Hart discusses the critical differences between the mindsets of entrepreneurs and employees, emphasizing the need for clarity, structure, and guidance in the workplace. He outlines how leaders can set clear expectations and metrics to enhance employee performance and satisfaction. The conversation highlights the importance of communication and understanding the 'why' behind tasks, ultimately leading to a more scalable and valuable business.
In this episode we cover:
-
Being a business owner and being an employee are two very different skill sets.
-
Employees need clarity, structure, and guidance to perform well.
-
Setting clear expectations is crucial for employee success.
-
Defining what 'great' looks like in each role is essential.
-
Mapping out an ideal day helps employees understand priorities.
-
Communication about the 'why' behind tasks increases engagement.
-
Employees perform better when they understand their roles clearly.
-
Systems create clarity, accountability, and results in a business.
-
A clear sense of roles leads to happier and more productive employees.
-
Investing time in employee input can prevent future issues.
You will learn the critical differences between entrepreneur and employee mindsets and why providing structure and clarity is essential for your team's success. Additionally, you’ll discover actionable strategies for setting clear expectations and defining metrics that drive employee performance and build a scalable business.
Listen now to learn how time away can build lasting value.
Connect With Brook:
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart
Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The season of giving is here, but thanks to upcoming tax law changes taking effect in 2026, when and how you give has never been more critical.
In this episode of Practical Cents, Cullen Martin breaks down the new rules for charitable deductions. Whether you itemize your taxes or take the standard deduction, the strategy has shifted. For some, giving in 2025 is the smart move. For others, waiting until January 2026 could save you more money.
Watch this before you write that year-end check to ensure your generosity is as tax-efficient as possible.
In This Episode, We Cover:
00:00 – Intro: Traditions & Tax Law Changes.
00:26 – The 2026 Rule for Itemizers: The 0.5% AGI Floor explained.
01:17 – Example: How the floor reduces your deduction.
01:50 – The 2026 Rule for Standard Deduction: New $1k/$2k limits.
02:26 – The "Fine Print": Cash only & no Donor Advised Funds?
02:50 – Strategy: Why 2025 is better for DAFs & Stock.
03:20 – Strategy: Why 2026 might be better for Cash donors.
03:52 – The Philosophy of Giving: Don't let the tax tail wag the dog.
04:40 – Pro Tip: Never donate stock at a loss.
Completing your gift in 2025 just got a whole lot more important for itemizers. Starting in 2026, you must exceed a "floor" of 0.5% of your Adjusted Gross Income (AGI) before your donations count. If you plan to give big, doing so in 2025 ensures you get credit for the entire amount, not just the excess.
CharitableGiving #TaxPlanning #2026TaxChanges #Philanthropy #WealthManagement #PresiliumPrivateWealth #PracticalCents #YearEndPlanning
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This Christmas, Jerry Davidse shares a powerful wealth-building strategy that any family can consider — how a single $19,000 gift today could grow into more than $4 million over a child’s lifetime.
In this episode, Jerry explains the math behind long-term compounding, why early gifting can shape your children’s financial future, and how intentional planning can pass down not just wealth — but wisdom.
You’ll learn:
- How the IRS annual gift exclusion works and why it’s so powerful
- The long-term potential of compounding through disciplined investing
- Ways to use gifting as a tool for financial education and family legacy
- How giving early can reduce estate taxes and create generational impact
Whether you’re a parent, grandparent, or simply looking to make your money more meaningful, this episode will show how generosity and strategy can work hand in hand.
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Refinancing your mortgage can be one of the smartest financial moves — if you know when and how to do it. In this episode of Practical Cents with Cullen Martin, we break down the real math behind refinancing: from understanding your break-even point to calculating potential monthly savings and long-term interest reduction.
💡 Learn how to decide if refinancing makes sense for you — and how to avoid common mistakes that cost homeowners thousands. Cullen shares practical tips, examples, and rules of thumb you can apply right away to make your mortgage work smarter for you.
📊 Topics Covered:
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When refinancing actually makes financial sense
-
How to calculate your break-even point
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Closing costs and what to expect (2%–5%)
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The “Marry the house, date the rate” strategy
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How to lower your monthly payments or shorten your term
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Real-world savings example: $500K mortgage → $328/month savings
If you’re thinking about refinancing or planning ahead for lower rates, this episode gives you the clarity and confidence to make an informed decision.
🔔 Subscribe to Practical Sense with Cullen Martin for more episodes on smart financial planning, mortgage strategies, and building long-term wealth.
Connect With Cullen:
Cullen Martin, CFP®
Financial Planner, Presilium Private Wealth
Email: Cullen@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/
Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse, CFP®, breaks down one of the most common investing mistakes: believing “this time is different.” Each year brings new crises, headlines, uncertainty, and reasons to feel nervous about markets — but history shows that long-term discipline and staying invested have consistently rewarded patient investors.
Jerry reviews 20+ years of major global and economic events and compares how investors would have performed if they stayed invested in the S&P 500 versus moving to 10-year Treasury bonds during each period. The difference in outcomes is dramatic — and can impact retirement income, legacy goals, and long-term financial freedom.
Key Topics in This Episode
- Why every year feels like a “new” crisis
- The emotional trap of “this time is different”
- How long-term market discipline has historically been rewarded
- S&P 500 returns vs. Treasury bonds over 20+ years
- How staying invested may impact retirement and legacy goals
- Why financial plans are built to weather uncertainty
If you’ve ever wondered whether you should “wait for things to calm down” before investing — this episode is for you.
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
As we celebrate Thanksgiving, Jerry Davidse reflects on a year of change, resilience, and growth — from navigating market volatility to celebrating the successes of Presilium’s clients. Jerry shares his gratitude for the trust clients place in the team and the many introductions received this year, while looking ahead to an even brighter 2026.
At Presilium Private Wealth, our mission remains clear: to provide the most exceptional wealth management experience and to continue building a legacy of trust, excellence, and care for every client we serve.
Key Takeaways:
💼 We were well-prepared for market volatility in 2025.
🌟 Client success stories are what drive our work at Presilium.
🤝 Our team continues to grow with the addition of Colin and Crystal.
📈 Over 100 new client introductions this year — thank you for your trust.
🏛️ Our goal is to provide the greatest wealth management experience possible.
💡 We’re focused on retirement, business growth, and legacy protection.
🎯 Looking forward to an amazing and opportunity-filled 2026.
🙏 Wishing all clients, partners, and friends a wonderful Thanksgiving.
From all of us at Presilium Private Wealth — thank you for your trust, your introductions, and your continued partnership. 🍁 Here’s to a season of gratitude, growth, and great things ahead in 2026.
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this week’s episode, Jerry Davidse, CFP®, shares something personal — each year on his birthday, he takes a fresh look back at the major global, political, and economic crises that occurred during every year of his career. If you lived through them, you remember how real and concerning each one felt at the time.
Yet despite headlines, uncertainty, and constant “this time is different” narratives, long-term investors who stayed disciplined and invested in diversified portfolios experienced meaningful growth over time.
Jerry walks through a multi-decade chart illustrating:
✅ The major crisis events from each year
✅ The corresponding performance of the S&P 500 during those same periods
✅ How investor outcomes dramatically changed depending on whether they stayed invested or moved to bonds
✅ The long-term impact on retirement, family goals, and legacy planning
The message is simple, but powerful: Short-term events are unpredictable. Long-term planning endures.
If you’ve ever felt tempted to “wait out the uncertainty,” this episode will help you step back, take the long view, and remember why discipline, consistency, and rebalancing matter.
WealthManagement #FamilyLegacy #FinancialPlanning
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this month's edition of the Big Question, Brook Hart delves into the complexities of health care expenses, a major concern for retirees. Discover how partnering with Move Health can help you make informed decisions about your health benefits, ensuring better long-term outcomes.
Key Points:
- Health care expenses are a significant concern for retirees.
- Importance of making informed decisions about health benefits.
- Introduction to Move Health, a platform for better decision-making.
- Simple steps to gain confidence in your health benefit choices. Access to experts for personalized guidance and support.
Stay informed and prepared for your health care decisions. Set up a time with Move Health today for peace of mind.
HealthBenefits #RetirementPlanning #MoveHealth
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Brian Henrysen explores smart strategies to help minimize taxes in retirement. Learn how to plan ahead, understand how different income sources are taxed, and discover how tools like Roth conversions, donor-advised funds, and qualified charitable distributions (QCDs) can support your long-term financial goals.
Key Takeaways:
💰 Understand how different income sources are taxed in retirement.
🧾 Up to 85% of Social Security benefits can be taxable.
🏦 Pre-tax 401(k) withdrawals are fully taxable in retirement.
🔐 Roth contributions may offer tax-free withdrawals.
🎁 Donor-advised funds can help reduce taxable income.
🔄 Roth conversions may help prevent large RMDs later.
💸 Higher income can increase Medicare premiums.
🎯 Align tax strategies with your long-term financial goals.
📆 Effective tax planning requires a proactive, multi-year approach.
🤝 Consult a qualified financial professional for personalized guidance.
⏱️ Chapters:
00:12 – Understanding Retirement Income Sources
01:13 – Tax Implications of Different Accounts
01:43 – Strategies for Minimizing Taxes
02:49 – Aligning Tax Strategies with Personal Goals
03:56 – Building a Long-Term Tax Plan
Smart tax planning isn’t about what you save this year — it’s about what you keep over a lifetime. 💡 Subscribe for more strategies to help you retire with clarity and confidence.
Every business hits a point where additional capital might seem necessary — to survive, to grow, or to seize an opportunity. But simply needing money doesn’t mean you should take it from just anyone, or on any terms.
In this month’s episode of Building Value, we break down one of the most misunderstood parts of running and scaling a company: raising outside capital. Whether your business is early-stage and fueled by belief… or later-stage with real traction… who you raise from and how you raise matters.
We explore:
🧠 The difference between smart money and dumb money
🧠 Why who you accept capital from can have more impact than the capital itself
🧠 How business stage and model impact whether you look to angels, friends & family, private equity, or venture capital
🧠 The only two real ways capital enters a business: debt or equity
🧠 How to think strategically about ownership, timing, and long-term upside
🧠 When retaining more of your company today builds exponentially more value tomorrow
If you’re considering raising money, whether out of necessity or ambition, this episode will help you think clearly, avoid common pitfalls, and structure decisions that maximize your future value.
Listen now to learn how to raise capital thoughtfully, intentionally, and with the right partners behind you.
Connect With Brook
Brook Hart, CFP®, CEPA®
President & CCO, Presilium Private Wealth
Email: Brook@presiliumpw.com
LinkedIn: linkedin.com/in/brook-hart
Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse breaks down what risk truly means in investing — and why the greatest danger isn’t market volatility, but permanent loss of capital. He explains how Presilium Private Wealth builds portfolios designed to weather volatility and capture long-term market growth through index-based ETFs and disciplined diversification.
If market ups and downs make you uneasy, this conversation will help you see volatility in a new light — as a normal part of the investment journey, not a threat to your financial future.
🕒 Chapters:
00:00 – What Is Real Investment Risk?
00:46 – Volatility vs. Permanent Loss
01:28 – The Role of Index-Based ETFs
02:05 – Diversification and Long-Term Growth
02:44 – Staying Disciplined Through Market Cycles
Volatility is temporary — discipline is permanent. 📊 Stay focused, stay diversified, and let time work in your favor.
risk #investing #permanentloss #volatility #ETFs #diversification #Presilium #marketgrowth #capitalprotection #financialplanning #wealthmanagement
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse of Presilium Private Wealth breaks down one of the most overlooked parts of retirement planning: building a financial cushion to help protect your investment accounts during market downturns.
Market declines can happen suddenly and without warning — and history shows that drops of 20% or more have occurred multiple times since 1980. For retirees who rely on their portfolio for income, selling investments during a downturn can permanently impact long-term financial security.
Jerry explains:
- Why a cushion matters for retirement income stability
- How long market recoveries typically take
- A simple way to calculate your cushion based on your annual spending and income sources
- How knowing your cushion helps determine the right mix of stocks vs. more stable assets
- Why ongoing monitoring and small adjustments can reduce stress and increase confidence
Whether you’re preparing for retirement or already living in it, this framework can help you understand how to protect your portfolio and stay invested for the long run — without reacting emotionally to market swings.
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
When retirement finally arrives, one of the biggest financial decisions you’ll face is what to do with your pension. In this episode, Brian Henrysen breaks down your payout options, the financial implications, and how each choice affects your retirement income and legacy planning.
Whether you’re deciding between a lump sum, monthly annuity, or direct rollover, this conversation will help you approach your pension with clarity and confidence.
Key Takeaways:
✨ A pension is a defined benefit plan promising a fixed amount in retirement.
🏢 Pensions are less common today as many companies shift toward 401(k)s.
💵 Payout options include direct rollover, lump sum distribution, or annuity payments.
👩❤️👨 Annuities may include survivor benefit choices that affect family protection.
🎯 The best pension option depends on your personal goals and financial picture.
👶 Without a survivor benefit, monthly income may end when you do — impacting heirs.
🏛️ Legacy planning should always be part of your pension decision.
📊 Evaluate your entire financial plan — retirement income, savings, taxes, and risk appetite.
🧭 Seek professional guidance to make confident, informed decisions about your pension.
🔎 Keywords: pension, retirement, financial planning, payout options, legacy planning
Your pension is more than just a paycheck — it’s a legacy decision. 💡 Make it wisely, and let your money keep working for you long after you retire.
pension #retirementplanning #financialplanning #payoutoptions #legacyplanning #annuities #retirementincome #retirementtips
Don’t let December sneak up on you.
Jerry Davidse shares five essential year-end planning moves to review — including tax-law updates, retirement accounts, and charitable strategies — all designed to help you make informed decisions before December 31.
Key Takeaways:
- Tax law swaps can capture taxable losses to offset gains.
- Review investments in taxable accounts for temporary downturns.
- Carry forward losses to offset future gains.
- Fully fund retirement accounts like IRAs and 529s.
- Evaluate additional avenues to save and improve tax picture.
- Take required minimum distributions to avoid penalties.
- Consider converting retirement accounts to Roth IRA for tax-free growth.
- Establish donor advised funds for charitable giving.
- Capitalize on large deductions with donor advised funds.
- Presilium focuses on optimizing clients' financial futures.
financialplanning #tax #retirementaccounts #RothIRA #charitablegiving
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse of Presilium Private Wealth breaks down one of the most overlooked parts of retirement planning: building a financial cushion to help protect your investment accounts during market downturns.
Market declines can happen suddenly and without warning — and history shows that drops of 20% or more have occurred multiple times since 1980. For retirees who rely on their portfolio for income, selling investments during a downturn can permanently impact long-term financial security.
Jerry explains:
🌟 Why a cushion matters for retirement income stability
🌟 How long market recoveries typically take
🌟 A simple way to calculate your cushion based on your annual spending and income sources
🌟 How knowing your cushion helps determine the right mix of stocks vs. more stable assets
🌟 Why ongoing monitoring and small adjustments can reduce stress and increase confidence
Whether you’re preparing for retirement or already living in it, this framework can help you understand how to protect your portfolio and stay invested for the long run — without reacting emotionally to market swings.
Connect With Jerry:
Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/
Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Cyber attacks are on the rise — are you protected? In this episode, Brook Hart breaks down essential cybersecurity strategies to keep your data, finances, and identity safe. Learn how to strengthen your password security, set up multi-factor authentication, safely use VPNs, and even freeze your credit to defend against identity theft.
Whether you’re managing sensitive client data or just want better online safety, this conversation will help you understand the most effective digital security and prevention strategies to stay ahead of cyber criminals.
Key Takeaways:
🧠An ounce of prevention is worth a pound of cure.
🧠 Create strong, unique passwords — or use a password keeper.
🧠 Multi-factor authentication adds critical layers of protection.
🧠 Always use a VPN on public Wi-Fi networks.
🧠 Freezing your credit can stop identity thieves in their tracks.
🧠 Regularly update your security tools and stay alert online.
Cybersecurity isn’t just about protecting your data — it’s about protecting your future. Take a few minutes today to tighten up your defenses, and you’ll save yourself a world of stress later.
If you found this helpful, hit Like, Subscribe, and turn on notifications — we release new insights every week to help you stay informed, secure, and one step ahead.
cybersecurity #cyberattacks #passwordsecurity #multifactorauthentication #VPN #creditprotection #onlinesafety #digitalsecurity #identitytheft #preventionstrategies
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week, Jerry Davidse discusses the current bull market, its historical context, and potential future trends. He explores past bull markets, their durations, and returns, providing insights into what might lie ahead. Jerry emphasizes the importance of a disciplined investment strategy and expresses optimism about future gains.
In this episode:
00:00:06 Introduction to Bull Markets
00:00:37 Historical Bull Market Analysis
00:01:07 Current Market Position
00:01:37 Future Market Predictions
00:02:07 Conclusion and Preparedness
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry Davidse discusses the importance of investing during market downturns, highlighting the significant gains following major market bottoms. He emphasizes the need for a pre-planned strategy to capitalize on rebounds and maintain investment discipline.
Takeaways
- The biggest investment gains often come when it feels the worst.
- S&P 500's major market bottoms were followed by powerful rebounds.
- Average 17.2% return in 30 days after market bottoms.
- 47% average return over 12 months from market lows.
- Don't wait for calm; markets surge before headlines normalize.
- Selling during declines risks missing return bursts.
- Have a plan before the market storm starts.
- Rebalance portfolio and add stocks during declines.
- Keep a multi-year reserve of bonds and cash.
- Complete tax loss swaps for better after-tax returns.
investment #market rebounds #strategy #portfolio#taxlossswaps
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Today we’re tackling a question that weighs on many parents:
👉 How much should I be saving for my child’s education?
It’s a huge decision—emotionally, financially, and strategically. While there’s no one-size-fits-all answer, there are smart ways to think about it that align with your values and long-term financial health.
In this episode, we cover:
📌 Finding Balance: Saving for college vs. retirement, emergency funds, and family goals.
📌 No Loans for Retirement: Why prioritizing your future is just as important as your child’s education.
📌 Defining Values: How much you want your child to contribute (work, scholarships, loans).
📌 The Numbers: Average tuition costs—$11,600 in-state vs. $30,800 out-of-state (and even higher in states like California).
📌 Private School Costs: Why planning is essential as numbers rise quickly.
📌 Family Conversations: Helping kids understand what you’ll cover, what’s expected of them, and how choices shape their financial future.
📌 Scenario Planning: Mapping loan amounts into monthly payments post-graduation for better awareness.
💡 Key Takeaway: Education savings should fit into your broader financial strategy—not replace it. The right plan balances your values, your goals, and your family’s future.
If you’re unsure how much to save or how to integrate education funding into your financial plan, let’s talk. Together, we’ll build a strategy that supports your child’s education without sacrificing your retirement.
👍 Like this video if it gave you clarity.
💬 Share your thoughts in the comments—what’s your approach to saving for college?
🔔 Subscribe to Tips and Tricks for Today and Tomorrow for more family-focused financial insights.
CollegeSavings #FinancialPlanning #Parenting #Education
Connect With Brian:
Brian Henrysen Jr., CFP®
Financial Planner, Presilium Private Wealth
Email: Brian@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/brianhenrysenjr
Meet Brian: https://www.presiliumpw.com/team_member/brian-henrysen-jr-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of Building Value, Brook Hart discusses the importance of relinquishing control in business to unlock growth potential. He emphasizes the benefits of leveraging experts and spending wisely to increase profits. Through a compelling example, he illustrates how removing bottlenecks can exponentially boost sales and efficiency.
Key Takeaways:
🔔 Control can drive results but also hold us back.
🔔 Identify tasks others do better and delegate.
🔔 Leverage expertise to free up time and resources.
🔔 Spending money wisely can increase profits.
🔔 Delegating can remove bottlenecks in scaling.
🔔 Outsourcing can lead to exponential sales growth.
🔔 Spending should align with business goals.
🔔 Example: Apparel business streamlined workflow.
🔔 Cutting out bottlenecks boosts efficiency.
🔔 Find and leverage experts intelligently.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse discusses the benefits and workings of donor-advised funds (DAFs) for charitable giving, especially as the year-end approaches. He explains how DAFs can simplify and enhance the effectiveness of charitable contributions, offering immediate tax deductions and investment growth opportunities.
Key takeaways:
- Donor-advised funds simplify charitable giving.
- DAFs offer immediate tax deductions.
- Investments in DAFs grow tax-free.
- DAFs allow flexible grant payouts.
- Batch multiple years of contributions with DAFs.
- DAFs are ideal for high-income years.
- DAFs provide a single annual statement.
- No need to save donation receipts with DAFs.
- DAFs benefit both donors and charities.
- Discuss DAF benefits with financial advisors.
donoradvisedfunds #charitablegiving #taxdeduction #Fidelity
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to Tips and Tricks for Today and Tomorrow, hosted by Brian Henrysen Jr., CFP®.
Today, we’re tackling a question we have been hearing more often:
👉 Should parents gift their home to their children while they’re still living in it—or hold onto it long term?
It’s a generous idea, but it can come with serious tax consequences if not carefully planned.
In this episode, Brian covers:
Cost Basis Basics: Why inheriting the original purchase price can lead to big tax bills.
🔑 Real Example: A $250,000 home bought in 2000 now worth $1 million—and the tax differences between gifting vs. selling.
🔑 IRS Section 121 Exclusion: How a married couple can exclude up to $500,000 of gain when selling a primary residence.
🔑 The Step-Up in Basis Advantage: Why waiting until inheritance could save your family $100,000+ in taxes.
🔑 Smart Planning: Factors like your parents’ tax bracket, financial needs, and your own situation.
Key Takeaway: Good intentions don’t always equal good outcomes. Before gifting property, talk through the full financial impact.
If you or your parents are considering gifting property, let’s have a conversation. Together, we can explore the smartest, most tax-efficient decision for your family.
👍 Like this video if it helped you.
💬 Drop a comment with your thoughts or questions.
🔔 Subscribe to Tips and Tricks for Today and Tomorrow for more insights.
EstatePlanning #TaxTips #FinancialPlanning #RealEstate
Connect With Brian:
Brian Henrysen Jr., CFP®
Financial Planner, Presilium Private Wealth
Email: Brian@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/brianhenrysenjr
Meet Brian: https://www.presiliumpw.com/team_member/brian-henrysen-jr-cfp/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry Davidse discusses the importance of reviewing clients' tax returns to reduce future taxes, avoid costly mistakes, and provide additional planning options. He explains how Presilium's tax planning software generates reports that aid in planning for Roth conversions, capital gains, Medicare premiums, and more. The software also helps identify errors, as demonstrated by a $220,000 mistake found for a client. Jerry emphasizes collaboration with tax preparers to lower lifetime taxes and encourages clients to reach out for reviews.
In this episode:
- Taxes are often a family's largest lifetime expense.
- Tax returns provide valuable information for future planning.
- Priscilium's software generates easy-to-read tax reports.
- Reports include Roth conversion and capital gains planning.
- Software helps identify costly tax return errors.
- Collaboration with tax preparers is crucial.
- Goal is to lower lifetime taxes and avoid surprises.
- Found a $220,000 error for a client last year.
- Encourages clients to review their tax returns.
- Reach out for questions or tax return reviews.
taxplanning #presilium #financialplanning
Connect With Jerry: Jerry Davidse, CFP®
CEO, Presilium Private Wealth
Email: jerry@presiliumpw.com
LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of "The Big Question," Brook Hart tackles one of the most frequently asked questions: "When can I retire?" Brook explores the realities of retirement, emphasizing the importance of a well-structured financial plan. Whether you're ready to retire today or need more time to reach your financial goals, this episode provides valuable insights into achieving flexibility and peace of mind in your retirement planning.
Key Takeaways:
- Retirement is possible whenever you're ready to embrace its realities.
- A solid financial plan offers two outcomes: readiness to retire or a clear path to get there.
- Flexibility in retirement planning allows for personalized choices and peace of mind.
- Regularly updated financial plans are crucial for informed decision-making.
Stay tuned for more insightful discussions in next month's edition of "The Big Question."
RetirementPlanning #FinancialFreedom #TheBigQuestion
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry Davidse discusses the crucial steps families should take to prepare their children and grandchildren for inheriting wealth. Discover why 70% of families lose their wealth by the second generation and how you can avoid this fate.
Key Points:
- Start the Conversation: Engage in ongoing dialogues about values, responsibility, and the true meaning of money.
- Hands-On Experience: Allow the next generation to manage money through budgets, charitable giving, and investment discussions.
- Contextualize Your Estate Plan: Use legacy letters or family mission statements to provide context and purpose.
If you're interested in creating a comprehensive plan for your family's financial and emotional preparedness, reach out to start the conversation.
WealthManagement #FamilyLegacy #FinancialPlanning
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of Building Value, Brook Hart discusses the emotional complexities of selling a business, likening it to the experience of parenthood. He emphasizes the importance of reframing the narrative around selling, suggesting that business owners view the process as being purchased rather than selling out. Hart also highlights the need for preparation and sound business practices to ensure a successful transition when the time comes to sell.
Takeaways
- Selling a business is often an emotional journey.
- Business owners may feel like they are selling a part of themselves.
- Reframing the sale can change the perspective on the process.
- Viewing a potential buyer as a value add can shift mindset.
- Preparation is key for a successful business transition.
- Good business practices benefit all, regardless of selling intentions.
- Documenting procedures and cleaning up records is essential.
- Diversifying client and revenue bases strengthens the business.
- Employee care should be a priority during transitions.
- Staying focused on running a great business is crucial.
Join us next month for more insights on building value in your business. Until then, keep Building Value!
Productivity #Leadership #BusinessGrowth
https://www.presiliumpw.com/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Join Jerry Davidse as he takes you back 400 years to explore the Dutch tulip craze, one of history's most famous financial bubbles. Discover timeless lessons for today's investors, including the dangers of speculation, the myth of "this time it's different," and the importance of disciplined investing.
Key Points:
- Tulips as a symbol of status and wealth in 1600s Holland.
- The speculative mania that drove tulip prices to astronomical heights.
- The sudden collapse of the market in 1637 and its aftermath.
- Insights on speculation versus value, and the importance of staying grounded.
TulipBubble #Investing #FinancialHistory
Stay tuned for more insights next Friday morning!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse is digging deep into the often-overlooked concept of Sequence of Return Risk and its significant impact on retirement planning. Discover how the order of investment gains and losses can drastically affect your financial future, and learn strategies to manage this risk effectively.
Key Points:
Explanation of Sequence of Return Risk and its importance.
Comparison of two portfolios with the same average return but vastly different outcomes.
Strategies to mitigate risk: diversified financial planning, stable investments, and disciplined rebalancing.
The importance of planning ahead to protect your retirement from market volatility.
Join us next Friday morning for more insights, and reach out if you'd like to discuss how Sequence of Return Risk could impact your retirement plan.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week Jerry is going deep into the compelling data behind long-term investing. Discover how holding investments over extended periods can lead to impressive returns, and why time in the market consistently beats timing the market.
Key Points:
- Short-term market movements are unpredictable and often driven by noise.
- Average returns increase significantly with longer investment horizons.
- Holding investments for 20 years can yield returns over 320%.
- Long-term strategies help mitigate short-term volatility.
If you're uncertain about your investment strategy or need a second opinion, reach out to Presilium for expert guidance.
Investing #LongTermGrowth #FinancialWisdom
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Brook Hart discusses the reasons behind the preference for Exchange-Traded Funds (ETFs) over other investment vehicles, particularly mutual funds. He highlights three main reasons: cost efficiency, flexibility in trading, and predictable performance. The discussion emphasizes the importance of maintaining control over investment management and the advantages of ETFs in volatile markets.
Brook also points out the significant underperformance of many mutual funds compared to their benchmarks, advocating for a straightforward approach to investing through ETFs.
Takeaways
- ETFs are preferred for their cost efficiency.
- Expense ratios for popular ETFs are decreasing.
- Outsourcing investment management can lead to higher costs.
- ETFs offer flexibility during market volatility.
- ETFs trade like stocks, allowing for intraday pricing.
- Rebalancing can capitalize on market fluctuations.
- Many mutual funds underperform their benchmarks.
- Investing in ETFs simplifies performance expectations.
- Asset allocation is key to portfolio returns.
- Focus on financial planning over individual stock picking.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week we focus on the unpredictable world of stock market volatility. Discover why this decade has seen unprecedented market swings and how a disciplined rebalancing strategy can turn uncertainty into opportunity. Learn the classic buy low, sell high approach and how Presilium helps you stay on track through every market fluctuation.
Jerry covers:
The rise of market volatility as the new normal.
The importance of a disciplined rebalancing strategy.
How to systematically take advantage of short-term market swings.
#StockMarket #Volatility #InvestingStrategy #FinancialPlanning
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse explores the profound impact of innovation on long-term market growth. Discover how companies like Apple have not only redefined personal technology but also driven the stock market to new heights. Jerry delves into the compounding power of innovation and why it remains a key driver of economic progress.
In this episode:
The role of innovation in market growth
Apple's journey from a garage to a market giant
The compounding power of innovation
Why staying invested and optimistic is crucial
Take Action: Tune in every Friday morning for more insights!
Innovation #StockMarket #Apple #EconomicGrowth
This episode is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this episode is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of Building Value, Brook Hart addresses a common challenge faced by business leaders: ensuring productivity and efficiency among employees. Brook shares two key pieces of advice to tackle this issue: stop comparing employees to yourself and give them a clear, written deadline. By setting expectations and deadlines, you can avoid miscommunication, frustration, and wasted resources.
Key Takeaways:
Stop comparing employees to yourself; they won't care as much as you do. Provide a clearly communicated deadline to enhance productivity.
Encourage open communication if employees face challenges meeting deadlines.
Avoid letting tasks slip through the cracks by setting priorities.
Join us next month for more insights on building value in your business. Until then, keep moving the ball forward!
Productivity #Leadership #BusinessGrowth
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse discusses the crucial steps to financially prepare for a divorce. Divorce can be one of life's most challenging experiences, both emotionally and financially. Jerry emphasizes the importance of preparation to protect your future and move forward with clarity and confidence.
Key Takeaways:
Get Organized: Compile a comprehensive list of your assets, liabilities, income, and expenses.
Secure Your Documents: Ensure access to important documents like tax returns, pay stubs, and account statements.
Understand Your Cash Flow: Plan for living on a single income and set a realistic budget.
Build Your Team: Seek support from trusted attorneys and accountants.
Think Ahead: Update your financial plan, insurance, and estate documents for a new chapter.
Hashtags: #DivorcePreparation #FinancialPlanning #NewBeginnings
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this heartfelt episode, Jerry Davidse shares his personal experience of writing a last letter to his loved ones before undergoing significant surgery. Inspired by his father's tradition of writing monthly letters, Jerry discusses the importance of expressing love, sharing values, and providing practical information for those we care about. He also introduces a helpful template to guide listeners in crafting their own meaningful letters.
Key Points:
The emotional and practical aspects of writing a last letter.
Jerry's personal story and family tradition.
The significance of sharing values and practical details.
Introduction of a fill-in-the-blank template for listeners.
LastLetter #FamilyLegacy #PersonalGrowth
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week Jerry explores the strategies investors can use to navigate market downturns. Discover the three critical choices that can impact long-term performance: selling, holding, or buying more stocks. Learn why buying during a downturn can be a powerful strategy and how Presilium prepares clients for market fluctuations.
MarketDownturn #InvestmentStrategy #FinancialPlanning
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Join Jerry this week as he breaks down the first half of 2025's market performance. In this must-watch video, we'll explore:
🔹 How stocks are performing against historical trends
🔹 The power of diversification in uncertain markets
🔹 Turning market volatility into investment opportunities
🔹 Key insights from our midyear market review
Whether you're an experienced investor or just starting out, this episode provides crucial strategies to stay disciplined and focused on your long-term financial goals. Learn how to transform market challenges into potential wins!
This episode is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this month’s video, we tackle a common but important question: Why should you work with a CFP®?
We break down what it takes to become a Certified Financial Planner®—from education and experience requirements to the ethical standards that set them apart. More importantly, we explain what this means for you as a client, including the increased likelihood that your advisor is: ✅ Competent ✅ Committed ✅ Acting in your best interest
When it comes to something as important as your money, making the right choice about who you work with matters.
📩 Questions or want to learn more? Visit https://www.presiliumpw.com/
Thanks for watching—see you next month!
FinancialPlanning #CFP #PresiliumPrivateWealth #Fiduciary #WealthManagement #RetirementPlanning
One of the most common questions we get is: What’s the best age to start taking Social Security? The answer isn’t the same for everyone—but there are a few key points to understand before you make your decision.
📊 In this video, you’ll learn:
- How claiming at age 62, full retirement age (66–67), or age 70 affects your monthly benefit
- The factors that can influence your decision—like your health, income sources, and life expectancy
- Why waiting longer may significantly boost your retirement income
💡 Key Insight: Claiming Social Security early can reduce your benefit permanently, while waiting can increase it by up to 76%.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of Building Value, Brook Hart discusses the importance of setting audacious goals as business owners and introduces the concept of the 12 Week Year, a method that breaks down big goals into manageable segments. He emphasizes the need for regular self-evaluation and course correction, the significance of foresight and planning, and the value of having an accountability partner to stay on track. The conversation provides practical insights for business owners looking to enhance their productivity and achieve their goals effectively.
Takeaways
Every January, business owners set big, audacious goals.
Many business plans end up collecting dust after January.
The 12 Week Year helps break down goals into manageable segments.
Regular review allows for quick course corrections.
Self-evaluation is crucial for understanding progress.
Foresight in planning helps maintain focus and productivity.
Adjusting game plans based on upcoming schedules is essential.
Focusing on a few high-impact goals is more effective.
Accountability partners can help keep you on track.
Reflecting on past performance is key to future success.
Cyberattacks are on the rise, and your financial accounts are a prime target. In this short video, we share three essential cybersecurity steps you can take right now to better protect your financial life.
🔒 What You’ll Learn:
- Why a password manager is your best defense against compromised accounts
- How two-factor authentication (2FA) can keep your accounts secure—even if someone has your password
- The importance of avoiding suspicious links and attachments in emails
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune is as Jerry discussed the inevitability of bear markets for long-term investors, noting that the likelihood of experiencing a market drop of 20% or more increases with time: A one-year investment has a 33% chance, while a five-year investment has an 77% chance, and after 15 years, it's certain.
See why our advice is to to plan for these declines rather than avoid them, emphasizing the importance of staying invested, diversified, and focused on long-term goals.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In today’s video, I’m sharing why your portfolio must keep growing, especially in retirement.
📈 The Reality:
Retirement can last 30+ years, and during that time, everything—from groceries to healthcare—will get more expensive due to inflation. Did you know the price of a postage stamp has more than doubled in the last 30 years? That’s inflation at work.
💰 The Solution:
If your money isn’t growing, it’s losing value. Investing in the stock market can help your wealth outpace inflation. $10 invested in stocks since 1983 would now be worth almost $900—a huge difference!
At Presilium, we build portfolios that grow with you, keeping you ahead of inflation and securing your future.
👉 Subscribe for more tips on protecting your financial future!
RetirementPlanning #Inflation #InvestmentStrategy #FinancialFuture #WealthBuilding #financialconfidence
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to this month's edition of The Big Question. Every day, we face decisions—some big, some small. But once in a while, we’re faced with decisions that can change the course of our lives—like accepting a new job, buying a home, or retiring early.
This month’s big question is: What happens if I do X?
What happens if I take that new job?
What happens if we buy that new house?
What happens if I retire early?
At Presilium, we always start with the same answer: Let’s review your financial plan.
Your financial plan isn’t a dusty document sitting in a drawer. It’s a living, breathing guide—one that should be updated regularly. We understand it’s an abstraction of reality and that it can change overnight. But, in that moment, it’s vital. It gives you clarity, guidance, and peace of mind—all the information you need to make informed decisions.
A financial plan is where we start with every client relationship, every investment decision, and every asset allocation choice.
If you don’t have a plan—or yours hasn’t been updated recently—now is the time. Get an updated plan in place so you can move forward with confidence, knowing where you are, where you're going, and how best to get there.
Thanks for joining me, everyone. See you next month!
FinancialPlanning #BigDecisions #PresiliumPodcast #PeaceOfMind #RetirementPlanning #InvestmentDecisions
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, we are discusses how we empower clients with real-time access to investments and detailed performance reports. By leveraging Fidelity for account management and Black Diamond software for comprehensive, visually appealing reports, Presilium ensures that clients have a clear understanding of their investments, helping guide discussions around long-term financial goals.
Key Takeaways:
Real-Time Access: Clients can monitor their investments in real-time through Fidelity’s website and app, along with detailed monthly statements.
Comprehensive Reporting: Black Diamond software is used to generate visually clear reports, showcasing investment allocation and performance over time.
Historical Data: Detailed reports include performance data by year, showing returns, unrealized gains, and the evolution of each investment position.
Informed Decisions: These reports provide clients with the clarity and confidence needed to have meaningful discussions about long-term investment strategies.
Tune in to learn how detailed reporting can set the stage for your future investment success!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
What if the key to a better business… was making everyone step away from it?
In this month’s episode of Building Value, we’re diving into a bold, transformational idea: the forced sabbatical. Presilium Private Wealth has implemented a policy that requires every team member to completely unplug—no emails, no phones, no work—for two full weeks.
At first, the reaction was predictable: hesitation, concern, even fear. But that discomfort is exactly the point.
Brook Hart explains how this approach isn’t just about burnout prevention or encouraging vacations. It’s a deliberate move to:
Reveal hidden bottlenecks and over-reliance on individuals
Strengthen internal systems and team collaboration
Encourage rest, reflection, and big-picture thinking
Ultimately create a better client experience
You’ll learn how to design your own sabbatical system, what pitfalls to expect (and how to prepare for them), and why this strategy leads to a win–win–win: for your team, your business, and your clients.
Listen now to learn how time away can build lasting value.
This show is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, Jerry Davidse of Presilium Private Wealth breaks down the historical investment strategy of "Sell in May and Go Away." He discusses how stocks have historically performed better from November through April, compared to the summer months. Jerry shares a compelling example to highlight the difference and stresses that long-term investment is the key to growing wealth.
Key Takeaways:
Historical Performance: Stocks have generally performed better from November to April than May to October, according to data since 1993.
Investment Example: A $100 investment during May to October grows to $271, while from November to April, it grows to $831. If invested year-round, it would reach $2,200.
Long-Term Investment Focus: Despite weaker summer returns, long-term investment is the best way to grow wealth over time.
Disciplined Approach: Presilium advocates for long-term ownership, emphasizing a disciplined investment strategy for achieving financial goals.
Join Jerry for insights into the importance of disciplined, long-term investing!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week Jerry discusses Presilium's disciplined and simple approach to investing, designed to achieve long-term financial goals. By focusing on low-cost, tax-efficient ETFs and global diversification, their strategy helps manage risk while maximizing opportunities for growth. With 24 years of experience, this approach has delivered consistent results for clients.
Key Takeaways:
Simple & Disciplined Approach: The investment strategy focuses on simplicity and discipline to stay aligned with long-term goals.
Low-Cost, Tax-Efficient ETFs: ETFs provide broad market exposure with low costs and high liquidity, ensuring easy rebalancing.
Global Diversification: Investing in global ETFs helps reduce risk and increases opportunities for growth.
High-Yield Cash Management: Idle funds are placed in high-yield money markets, earning more than traditional savings accounts.
Disciplined Rebalancing: Rebalancing occurs when the market moves by 5%, ensuring the portfolio stays on track and removing emotional decision-making.
Proven Success: With 24 years of refinement, this strategy has delivered strong, consistent results for clients.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of The Big Question, Brook Hart, President of Presilium Private Wealth, talks about the firm’s approach to building strong, lasting client relationships. They focus on working with clients who share their investment philosophy and value comprehensive financial planning over individual stock picks. Brook also explains that Presilium seeks clients with more complex financial situations, as they offer disciplined strategies tailored to each individual.
Takeaway action items for listeners:
- If you're considering working with Presilium, it all starts with a conversation. Reach out and see if you’re aligned.
- Even if you’re not a perfect fit right now, don't hesitate to ask for guidance. The team is here to help, and they’re always open to serving as a resource.
- Know someone who might benefit from Presilium's approach? Make an introduction via email.
If you're looking for quick returns or a simpler financial plan, this firm might not be the right fit—but if you're after a thoughtful, long-term strategy, they might just be the perfect match.
In this week’s episode, Jerry Davidse explores the emotional side of investing—how our fear of market crashes is often far worse in our minds than in reality.
Drawing inspiration from Mark Twain’s famous quote and decades of market data, Jerry shows that while market downturns are real, they’re also temporary—and almost always followed by massive gains.
💡 What You'll Learn in This Episode:
- Why fear of investing is often exaggerated
- How much worse the fear of a crash is than the reality
- The average size of bull vs. bear markets since 1950
- Why missing the next big gain is the real risk
- How staying invested through fear leads to long-term success
Welcome to episode 142 of Financial Planning Friday. This week, we’re talking about how high levels of fear in the financial markets, measured by the volatility index (VIX), often lead to above-average investment returns over the next six months. When the VIX exceeds 26, average returns tend to be higher than usual. If it goes above 33.5, stocks have historically seen an average return of 12.7%. Right now, as of April 8, 2025, the VIX sits at about 46, signaling significant market anxiety. Despite this, history suggests that strong market performance could be on the horizon.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this week’s episode, Jerry Davidse explains a surprising truth: while the average annual return of the S&P 500 is around 11%, most years look nothing like the average.
Jerry uses a powerful chart covering returns from 1950 through 2024 to show how volatile, unpredictable—and ultimately rewarding—the stock market can be. If you’ve ever wondered why your portfolio never seems to match those “average” numbers year-to-year, this episode clears it up.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
An important health update from Jerry Davidse, CEO of Presilium Private Wealth.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Thinking of hiring more staff to solve your business challenges? Think again! In this month's Building Value episode, learn why simply adding headcount isn't the solution to improving efficiency, revenue, or productivity.
Key Insights:
Why hiring isn't always the answer to business problems
How to review your processes for maximum efficiency
Strategies for ensuring you have the right team in place
Focusing on tasks that truly drive profitability
Learn how to critically assess your business operations and make smarter decisions that boost your bottom line. Don't miss this essential advice for entrepreneurs and business owners!
BusinessGrowth #Entrepreneurship #BusinessStrategy #Productivity
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.
Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode of The Big Question, Brook Hart discusses the importance of maintaining a steady investment strategy amidst market uncertainty. He emphasizes the need for a disciplined financial plan that is not swayed by daily market fluctuations or sensational headlines. This episode sheds light on the significance of focusing on long-term goals and the control investors have over their financial decisions, rather than reacting to external noise.
In This Episode:
Market uncertainty is a common concern for investors.
It's crucial to avoid knee-jerk reactions to market changes.
A financial plan should remain consistent if goals do not change.
Investment strategies should be based on long-term planning, not conjecture.
Market volatility can be an opportunity if managed correctly.
Tuning out external noise helps in making sound investment decisions.
Understanding what is within our control is essential for investors.
A disciplined investment strategy is vital for success.
Investors should focus on their financial goals rather than market speculation.
Regular reviews of financial plans can help maintain focus.
In this episode, Jerry Davidse shares a critical yet often overlooked topic—helping your parents get financially organized before it becomes urgent. Whether it’s consolidating scattered investment accounts, creating a long-term financial plan, or ensuring beneficiary designations are up to date, taking action early can reduce stress and confusion for the entire family down the line.
Jerry walks through:
- ✅ Why financial planning for aging parents matters
- ✅ How to consolidate accounts and simplify management
- ✅ Tips to avoid probate and ease future transfers
- ✅ Real-life stories of families we've helped
- ✅ How to be proactive instead of reactive
If your parents are still managing their own finances—or if you’re starting to step in and help—this is a must-watch conversation. The earlier you act, the smoother the transition will be when the time comes.
Unpack the truth behind recession headlines: discover how the market actually performs before, during, and especially after economic downturns, revealing why staying invested is key to long-term wealth.
🔔 Don’t forget to like, subscribe, and turn on notifications to stay informed on all things financial planning!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In episode 138 of Financial Planning Friday, the conversation highlights the current market volatility, attributing it to new tariff policies affecting the US and global economies. Jerry emphasizes a long-term investment strategy, advocating for buying stocks at lower prices and maintaining target allocations as part of clients' financial plans. We reference a Morningstar chart showing the growth of a $1 investment over 150 years, noting that selling during market crises would have significantly reduced long-term wealth. We are taking this opportunity to reaffirm our commitment to rebalancing client portfolios amidst the temporary crisis.
🔔 Don’t forget to like, subscribe, and turn on notifications to stay informed on all things financial planning!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this video, Jerry Davidse breaks down the power of dollar cost averaging—a simple yet effective strategy for long-term investing. By consistently investing a fixed amount of money at regular intervals, regardless of market conditions, you can smooth out market volatility and potentially increase your returns over time.
Jerry walks through real historical data from the S&P 500 to show how consistent investing—even just once a month—can make a noticeable difference, especially over 15 to 25 years. Whether you're still building your portfolio or already retired, this video offers practical insights on how to stay disciplined and make your money work smarter.
🔔 Don’t forget to like, subscribe, and turn on notifications to stay informed on all things financial planning!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This month, Brook discusses the challenges of hiring, emphasizing the importance of building a strong team to create value. He highlights the need for a thoughtful, methodical approach to avoid rushed decisions and mistakes. Make sure you aren't missing the value in relying on recommendations from trusted individuals and consider using professional recruiters for efficiency.
To learn more or schedule time with us today, please visit our website:
https://www.presiliumpw.com/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In today’s digital world, protecting your wealth goes beyond smart investing — it also means safeguarding your personal and financial information from cyber threats. In this episode of Financial Planning Friday, we’ll walk through three key cybersecurity strategies every investor should know:
1) Use strong, unique passwords and enable multi-factor authentication
2) Be cautious of phishing scams and suspicious messages
3) Keep your software up to date and avoid public Wi-Fi for financial transactions
🔔 Don’t forget to like, subscribe, and turn on notifications to stay informed on all things financial planning!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Today, I’m diving into the importance of maintaining an accurate and up-to-date family balance sheet—a crucial tool in your financial planning. At Presilium Private Wealth, our clients have access to a comprehensive balance sheet that updates daily, ensuring a real-time snapshot of assets and liabilities.
Why Is This So Important?
✅ Better Financial Planning: The more accurate your balance sheet, the more tailored and effective your financial strategy will be.
✅ Real-Time Asset Allocation Monitoring: Your balance sheet helps us proactively manage risk and optimize portfolio performance.
✅ Estate & Charitable Planning Optimization: Understanding your net worth allows us to make smart estate, trust, and charitable giving decisions while preparing for potential tax law changes.
💡 Action Step: Log into your Presilium client portal today to review and update your family balance sheet!
📅 See you next Friday for more valuable financial insights!
🔔 Don’t forget to like, subscribe, and turn on notifications to stay informed on all things financial planning!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week, Jerry emphasizes the importance of maintaining a long-term investment strategy despite market fluctuations. Over the past 25 years, the market has experienced an average temporary decline of 14.9% per year, but still achieved a positive average return of 9.4% annually for the S&P 500. To bring things home, Jerry highlights that the market finished positive in 19 out of 25 years, with significant gains in eight of those years, including 2009 and 2020.
🔔 Subscribe to our channel for more insights on investing, financial planning, and wealth management.
💬 Have questions or want to discuss your investment strategy? Please visit our website to schedule time with us today.
https://www.presiliumpw.com.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In episode 8 of Building Value, Brook Hart discusses the challenges and opportunities associated with performance reviews. He emphasizes the need for a shift from traditional annual reviews to more frequent, constructive feedback sessions. By making performance evaluations more qualitative and quantitative, and fostering joint ownership in the evaluation process, organizations can create a more productive and engaged workforce. Brook advocates for continuous improvement in performance management practices, encouraging managers to focus on implementation rather than perfection.
Key Takeaways:
- Performance reviews are often not useful and need rethinking
- Quarterly reviews with monthly check-ins are more effective
- Feedback should be both qualitative and quantitative
- Creating joint ownership in evaluations is crucial
- Mistakes are part of life; how we respond matters
- Employees perform better when they enjoy their work
- Clear communication of expectations is essential
- Developing performance metrics takes time and energy
- Aim for implementation, not perfection in evaluations
- Everyone needs to be on the same page for success
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week, Jerry discusses the complexities of inherited IRAs, emphasizing the importance of understanding the rules for spouses and non-spouses.
Spouses have more flexibility, including the option to roll over funds to their own IRA and defer mandatory distributions until age 73 or 75, or to take immediate distributions without penalty.
Non-spouses, such as children or siblings, must withdraw the entire balance within 10 years of the original owner's death, with RMDs required if the original owner had reached their RMD age. Roth IRAs do not require RMDs but still have the 10-year withdrawal rule.
Strategies for inherited IRAs should be tailored to individual financial plans, considering tax implications.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
People often ask me about our investment philosophy, so today I am peeling back the curtain!
In this video I am sharing our proven strategy: balancing stocks & bonds, using smart ETFs, and a global index you've probably never heard of. See how we manage risk, maximize returns, and keep your portfolio on track. Curious? Hit play! 👇 #investing #stocks #bonds #financialplanning
🔔 Subscribe to our channel for more insights on investing, financial planning, and wealth management.
💬 Have questions or want to discuss your investment strategy? Please visit our website to schedule time with us today.
https://www.presiliumpw.com.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
People often ask me about our investment philosophy, so today I am peeling back the curtain!
In this video I am sharing our proven strategy: balancing stocks & bonds, using smart ETFs, and a global index you've probably never heard of. See how we manage risk, maximize returns, and keep your portfolio on track. Curious? Hit play! 👇 #investing #stocks #bonds #financialplanning
🔔 Subscribe to our channel for more insights on investing, financial planning, and wealth management.
💬 Have questions or want to discuss your investment strategy? Please visit our website to schedule time with us today.
https://www.presiliumpw.com.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This month's Big Question focuses mindset and preparation for significant market downturns, emphasizing the importance of maintaining a disciplined investment strategy rather than panicking and shifting to cash or bonds.
Key strategies we cover include rebalancing portfolios to move funds from expensive to inexpensive areas, regularly reviewing and refreshing financial plans, and conducting mental exercises to assess one's reaction to a 30% portfolio drop.
The goal is to anticipate and plan for market uncertainties proactively, ensuring readiness through collaboration and maintaining investment discipline.
🔔 Subscribe to our channel for more insights on investing, financial planning, and wealth management.
💬 Have questions or want to discuss your investment strategy? Please visit our website to schedule time with us today.
https://www.presiliumpw.com.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this week's Financial Planning Friday, we discuss the key components of a comprehensive financial plan and why it's essential for reaching your financial goals.
We cover:
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The importance of having an up-to-date net worth statement as your starting point
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How to get the right investment mix and risk level for your situation
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Calculating the probability of achieving your goals using historical data
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Projecting your finances year-by-year through retirement and modeling different scenarios
Jerry emphasizes that a solid financial plan is the foundation for making informed, confident decisions about your money. Please reach out if you or someone you know could benefit from creating a financial plan.
In this video, we dive into the “January Barometer,” a market indicator that suggests if the S&P 500 has a positive January, the market is likely to finish the year with gains. After the S&P 500 started 2025 strong with a 2.7% gain in January, we took a closer look at how this trend has played out historically.
Key takeaways:
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The S&P 500 has had a positive January 54% of the time since 1928.
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When January is positive, the market finishes the year up 87% of the time with an average return of 17.2%.
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In years when January is negative, the market is only positive 57% of the time, with an average return of 5.5%.
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Historical trends suggest reason for optimism in 2025, but we are prepared for market volatility.
🔔 Subscribe to our channel for more insights on investing, financial planning, and wealth management.
💬 Have questions or want to discuss your investment strategy? Please visit our website to schedule time with us today.
https://www.presiliumpw.com.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We share the following key insights in this 4 minute podcast on gifting to your loved ones. Please enjoy and forward to a friend!
📜 Understanding the Annual Gift Exclusion
🎓 Tax Advantages of 529 Plans
🩺 Direct Payments for Education and Medical Expenses
🌱 Empowering the Next Generation with Roth IRAs
🔒 The Role of Irrevocable Trusts
📈 Maximizing Your Lifetime Gift and Estate Tax Exemption
🔔 Subscribe to our channel for more insights on investing, financial planning, and wealth management.
💬 Have questions or want to discuss your investment strategy? Please visit our website to schedule time with us today.
https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Building Value podcast series, we review any and all topics to better help business owners make better decisions, become more informed on topics they have less time for, and build true enterprise value as they work towards their eventual exit.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
At Presilium Private Wealth we believe that successful investing is built on a foundation of discipline, long-term vision, and personalized strategies. In this podcast, we share the core investment philosophy that guides our approach to wealth management and helps our clients achieve their financial goals.
📌 What You’ll Learn in This Podcast:
✅ Our fundamental investment belief and strategy
✅ How we help clients build and preserve wealth
✅ The key principles we follow in navigating market cycles
✅ Why a long-term perspective is crucial to financial success
Our team is committed to providing expert guidance and tailored investment solutions to help you grow, protect, and transfer your wealth with confidence.
🔔 Subscribe to our channel for more insights on investing, financial planning, and wealth management.
💬 Have questions or want to discuss your investment strategy? Please visit our website to schedule time with us today.
https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We compare 2 investment strategies over the past 25 years in our latest Podcast:
Invest in the best performing asset class from the prior year
vs.
Invest in the worst performing asset class from the prior year
The results may help you to decide how to make investments going forward!
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Achieving steady returns can significantly improve your long-term financial success. In this podcast, we look at how a portfolio with steady returns can outperform a more volatile one, even with a lower average return!
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Are you worried about making a significant investment right before a crisis or market downturn?
We looked back at 7 of the biggest crises n the past 100 years to see how these investments would have performed over a 5 and 10 year period. The results may surprise you!
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Building Value podcast series, we review any and all topics to better help business owners make better decisions, become more informed on topics they have less time for, and build true enterprise value as they work towards their eventual exit.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our latest market outlook podcast, we studied historical trends to address three key questions as we enter 2025:
-
How does the market typically perform following two exceptional years?
-
Should we remain diversified after the remarkable performance of the S&P 500?
-
Are we prepared to navigate a potential market decline in 2025?
Please enjoy and forward to a friend!
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this podcast, we look back through history to see how the market has performed during a wide variety of political environments.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
At Presilium, we love uncovering historical insights to anticipate market trends and navigate the future with confidence. In this video, we revisit our 2024 Financial Planning Fridays series to explore how historical patterns guided our optimism and empowered us to deliver exceptional outcomes for our clients throughout the year.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We all love looking for sales when holiday shopping.
The market occasionally also gives us an opportunity to make investments at a deep discount. We discuss how these "sales" can help us to reach our long-term goals in this podcast!
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Converting your IRA to a Roth IRA can save you an enormous amount of taxes during your lifetime. We discuss who may be an ideal candidate for a Roth Conversion and walk through an example of the possible benefits.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In the Building Value video series, we review any and all topics to better help business owners make better decisions, become more informed on topics they have less time for, and build true enterprise value as they work towards their eventual exit.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We discuss the benefits of using a Donor Advised Fund to more effectively support your favorite charities in this podcast.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We have had plenty of reasons to not stay invested in stock over the past 23 years. However, acting on them and selling your long-term stock investments would have likely been a mistake. Please watch our latest podcast to see just how much this may have cost you!
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Happy Thanksgiving! We are grateful for the strong relationships we have with our clients and another great year with them!
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Most people would say that they hold stocks and bonds in their portfolio but this is not the whole story!
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In the Building Value podcast series, we review any and all topics to better help business owners make better decisions, become more informed on topics they have less time for, and build true enterprise value as they work towards their eventual exit.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Protecting yourself against cyber crime is now more important than ever before. This podcast covers 3 steps that you can take today to better protect yourself and your family.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This current bull market just turned 2 years old. We share how previous bull markets have performed and how long they have lasted after passing the 2 year mark.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
One of the most important decisions you will ever make in your financial life is determining what mix of stocks and bonds to hold in your portfolio. This mix will likely be the major component of your long-term return and the amount of volatility you experience. We share one of the ways that we help our clients make this critical decision in our latest podcast.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We have had the priviledge of our clients introducing us to many of their family, colleagues, and friends over this past year. In this podcast, we discuss the top 3 ways that we have helped them to better reach their financial goals!
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In the Building Value podcast series, we review any and all topics to better help business owners make better decisions, become more informed on topics they have less time for, and build true enterprise value as they work towards their eventual exit.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We share the benefits of having a disciplined investment strategy that aligns with your financial plan and includes regular rebalancing.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Do you hold company stock inside of your 401k?
You may be able to save a significant amount in taxes by taking advantage of "Net Unrealized Appreciation" or NUA. We share how this strategy works in this video.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We share how you can stress test your investment portfolio to ensure that you will feel comfortable holding it during times of increased volatility or severe market declines.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We share how you can minimize the income taxes your beneficiaries will have to pay on their inheritance.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The Federal Reserve is expected to lower interest rates at their next meeting later this month. We share how the market has performed in the 1, 3, and 5 years after a new fed rate cutting cycle since 1980.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In the Building Value video series, we review any and all topics to better help business owners make better decisions, become more informed on topics they have less time for, and build true enterprise value as they work towards their eventual exit.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Everyone needs 3 critical estate planning documents that are regularly updated as your life and family change. We discuss why you need these documents and provide a way that you can create them easily and for free.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We discuss the best performing stock since 1926, and then use this as another example in why we recommend that our clients avoid individual stocks as long-term investments.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
To learn more or schedule time with us today, please visit our website: https://www.presiliumpw.com/
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We looked at the performance of the S&P 500 1, 3, 6, and 12 months after the 39 declines of 5% or more since 1980.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Severe market declines can happen at any time, are impossible to predict, and therefore must be planned for.
In this Podcast, I discuss how we have helped our clients successfully navigate previous market declines by planning for them in advance.
We hope that this Podcast helps you to feel even more confident in your financial plan and investment strategy. Please enjoy!
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
What if I told you that the average annual market decline over the last 44 years was 14.2%?
Shocking, yes, but what if I also told you that the market has finished positive in 33 of those 44 years?
Perhaps even more surprising, but a great reminder on the importance of embracing market declines rather than living in fear of them.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to FPF #100! We have produced a new video/podcast for you every Friday for the past 100 weeks in a row!
Our message of simple, straightforward financial advice continues to resonate with thousands of viewers. We are far from finished and will continue to create videos that we feel will help you to reach all of your financial goals!
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
How can you build real wealth and stay ahead of inflation?
In this video, we discuss the returns of 4 major asset classes over time, net of inflation.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Our clients had a great first half of 2024 at Presilium!
We gave you 3 reasons to remain optimistic and stay invested in our January 2024 market outlook podcast and all have proved true so far this year.
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this video, Jerry looks closely at Required Minimum Distributions (RMDs).
Jerry explains what RMDs are, why they're important, and who needs to take them. We'll cover the specific age at which you must start taking RMDs from your retirement accounts and how the amounts are calculated. Additionally, we'll provide tips on how to manage your RMDs to minimize taxes and avoid penalties. Whether you are nearing retirement or just planning ahead, this video will give you a clear understanding of RMDs and how they may impact your retirement strategy.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The social security trust fund is expected to run out of funds in the next decade. What will this mean for the future of social security?
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Many investors are so worried about investment volatility that they sacrifice their long-term returns. In this video, we discuss the benefits of embracing volatility instead.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this video, we share the top 3 planning strategies that we use at Presilium to save taxes for our clients.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this episode, we dive into the historical performance of the S&P 500 over the past 150 years. We examine the range of returns, highlighting how rare significant down years are, and emphasize the importance of maintaining a long-term investment perspective.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We review a few of the key events over the past 55 years that caused temporary market declines.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this video, Brian shares a retirement planning technique that allows us to give funds directly from a retirement account to our favorite charities, all while saving income taxes and satisfying annual RMD requirements.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Do you have a young person in your life who you would like to give a head start?
In this video, we look at how your gift today can compound to help them to reach a variety of life milestones.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
And for those interested, schedule time to talk with Brook today!
https://calendly.com/brook-ppw/introd...
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We review why many people don't earn anywhere near their actual "lifetime return" and how they may be able to improve on it going forward.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The Global Financial Crisis was the largest stock market decline since the Great Depression. We reviewed a few key historical facts from this time to help us prepare for the next temporary market decline.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We looked at how the market has performed during the average presidential election year since 1926. The results may surprise you!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
What would happen if the funds we contribute to the social security program were instead invested in the S&P 500? We discuss how this may look for someone who has worked for the past 40 years and the impact it may have on their retirement income.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We need to keep most of our investments in stock over the long-term in order to grow our wealth and stay ahead of inflation. Investments held in bonds and cash have had a negative real return over the past 5, 10, 15, and 20 years.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
Please watch, click the like button, and share with a friend!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In order to get the full return of a bull market, you must often endure many temporary declines along the way. i look at all of the temporary declines we faced during the last 3 bull markets in our latest video.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry shares the top 3 reasons that we don't recommend individual stocks at Presilium Private Wealth.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
I describe our core investment belief that we have successfully used to help our client's reach their financial goals for the past 23 years.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
It is nearly impossible to make sound financial planning and investment decisions if you don't know how your accounts are invested and what the performance has been. We share a few highlights from the custom report that we create for our clients in this video.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
Please watch, click the like button, and share with a friend!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The market is off to a great start in 2024! We look at how the market has historically performed for the year after outperforming for the first 2 months.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry shares how you can make successful investments when stocks are volatile or declining.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
March 9, 2024 is the 15 year anniversary of the market low made during the global financial crisis. Jerry discusses 3 key lessons from that time that we can use to become better investors today.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry looks at the key milestones in his life and where the S&P 500 was for each of them.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook anwers the BIG Question that Presilium has been hearing from our clients this month.
Please watch, click the like button, and share with a friend!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry explains the 4 key parts of the financial plan that we prepare for our clients at Presilium Private Wealth.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Happy Valentine's Day! Jerry explains why we love investing in stocks for our clients at Presilium.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry looks at how the market has performed after a long gap between record highs like we just experienced.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry looks at some of the best investment opportunities of the past 80 years. He also reviews the plan we have for our clients when the next opportunity happens.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The IRS has updated contribution limits for 2024.
Brian walks through what Presilium believes are the most important figures to be aware of!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
Please watch, click the like button, and share with a friend!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The S&P 500 just reached a new all-time high!
We looked back through history to see how the market has performed after making a new all-time high.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We show you the exceptional 4 step process that we follow with a new individual or family.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry gives us 3 reasons to remain optimistic about stocks in 2024 based on historical data.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Investing in stocks can be a powerful way to reach goals bigger than you ever thought possible! In this video, we look at two ways to reach $1 Million over the past 40 years.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
Please watch, click the like button, and share with a friend!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We look at the 2023 market results and all the clues that history gave us over the past year.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Which has generated more income over the past 30 years, stocks or bonds? The answer will surprise you and it is a huge difference!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry tells the true story of a wonderful client who recently called in because her best friend was panicked and had urged her to sell all of her investments. The same investments that have supported her retirement over the past 20+ years.
We have received many calls like this over the years and will continue to recommend that clients stick to their long-term plan despite what the media, friends and family are doing.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The blend of stocks and bonds in your portfolio will have a huge impact on your financial future. Discover the long-term returns and maximum declines of six diverse investment portfolios as you consider this important decision.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We look at all of the crises in my 22 year career and how expensive it would have been to not stay invested through each one.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
Please watch, click the like button, and share with a friend!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Discover how you can supercharge your savings and earn a much higher interest rate than at traditional banks.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Discover the 5 items you should complete before year-end 2023!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Tune in as Brook answers the BIG Question that Presilium has been hearing from our clients this month.
How's my return?
Well, the answer to that depends:
Compared to the market or compared to your goals?
And which one is more important (and consistently attainable) for you.
Please watch, click the like button, and share with a friend!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The market goes down all the time- but it never stays there.
Discover how well the market has performed over the past 15 years despite an average annual decline of more than 16% each year!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Over the past 22 months, long-term bonds have faced a staggering decline of more than 41% - recording their poorest performance ever recorded. Discover the reasons for this decline in our short video.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Are you wondering when it's time to revisit your will and estate plan?
Please join us in this short informative pocast as we dive into the 7 critical moments in your life when you should seriously consider updating your will and estate plan. This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.
The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed.
Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Discover the effects of government shutdowns on market performance over the past 30+ years in our latest video.
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Discover how we work with our clients on one of the most important decisions they face in retirement: should you choose a lump-sum or monthly pension benefit? This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The 4th quarter has historically been the best quarter for stocks over the past 20, 50, and 100 years. In this short podcast, we look back through the data to see how stocks have performed on average each quarter going back to 1923. This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Having more consistent investment returns can have a huge impact on the growth of your investment accounts!In this podcast, we show how an investment portfolio with a lower average return and low volatility can outperform a portfolio with higher average returns but with more volatility. This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Dollar cost averaging can be a great way to invest your savings to take advantage of a volatile market! We looked at the results of starting an a new investment plan right before 5 major market peaks since 1980. This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Market declines can be a great opportunity to grow your wealth! Jerry looks at the temporary market declines that have occurred during the market's best years since 1928. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Converting part of your IRA to a Roth IRA may save you an enormous amount of taxes during your retirement. In this podcast, we look at the ideal candidates to complete a Roth Conversion and walk through a real life example. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to the 1 year anniversary podcast of Financial Planning Fridays! We have posted a new podcast every week for the past year on the topics that we feel are best for your financial future. This anniversary video includes the 4 key lessons that our clients have found most impactful from the past year! Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry looks at the performance of dividend stocks vs. the overall market over a variety of time periods for the past 15 years. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this week's episode, Jerry shares an example of how well rebalancing has worked between different types of stock investments over the past 18 months. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Should you trust your investment decisions to market forecasters or fortune tellers? In this week's episode, Jerry reviews the 2023 market predictions from some of the largest investment companies in the world. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry shares how we calculate how much our clients at Presilium can safely spend in retirement while allowing their investment accounts to continue to grow over the long-term. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry looks at how stocks may perform in the 2nd half of 2023 after a very strong 1st half. As usual, we can learn a lot from market history! Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry presents the reasons and historical data on why stocks are clearly the best long-term investments. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
We are now in a new bull market! Jerry looks at the returns and length of the previous 14 bull markets since World War II for clues on what may happen next. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry presents 5 key ways that using a trust can benefit you and your family. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Jerry discusses 3 key ways that our clients at Presilium use to grow their wealth over time. Please watch, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The bear market in stocks that began in June of last year is now over! The S&P 500 is now up more than 20% from the October 2022 low and we have entered a new bull market! In this week’s video, Jerry discusses the lessons learned from this bear market. Please watch, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week, Jerry looks at how the value of the stock market closely tracks earnings over the long-term but is unpredictable in the short term. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This week, we chose our 7 favorite headlines from the year 2033. We are now in a time of unprecedented progress and technological advancement. The best financial way to participate in this growth is to own shares in the companies working towards this amazing future. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Stocks have historically performed really well after inflation has fallen by more than 5%. In this podcast, Jerry looks at how the S&P 500 has performed after 12 month CPI declines of 5%+ since 1940. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
The average bull market has gained 4x as much as the average bear market has lost since 1926. In this episode of FPF, Jerry looks at the returns of every bull and bear market since 1926. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
What if, instead of a 5-, 10-, or 20-year time horizon, you had a 100-year outlook for you, your family, and your favorite charities? You may not realize it, but you can have an amazing impact on future generations. In this week's FPF episode we look at an example of this and how our legacy can extend well beyond our lifetimes. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 37th Financial Planning Friday's episode, Jerry shows how the Dow Jones Industrial Average will reach 351,000 in 30 years if it grows the same way as it did over the past 30 years. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 36th Financial Planning Friday's episode, Jerry discusses why diversification is so important in reaching your goals and reducing risk. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 35th Financial Planning Friday's episode, Jerry discusses 2 additional reasons that we continue to be optimistic about 2023. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 34th Financial Planning Friday's episode, Jerry discusses using a Donor Advised Funds to more effectively support your favorite charities. Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 33rd Financial Planning Friday's episode, Jerry works to clarify much of the confusion around your Social Security benefits by sharing seven key things to consider. Please watch, click the like button, and share with a friend! This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 32nd Financial Planning Friday's episode, Jerry discusses three major keys why so many Americans fall short of achieving their financial goals. Please watch, click the like button, and share with a friend! This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 31st Financial Planning Friday's episode, we review the importance of committing to your unique investment plan and strategy, and not acting on the advice of your neighbors. Please watch, click the like button, and share with a friend! This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this special Financial Planning Friday's episode, we discuss the big mistake that Silicon Valley Bank made that led to their failure and what this may mean for the future of the U.S. banking system. Please listen, click the like button, and share with a friend! This episode is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this episode is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this episode to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 30th Financial Planning Friday's episode, we look at a number of reasons that now is the best time in history to be alive and why this is important for your investment portfolio.
Please listen, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This is a Presilium Emergency Drill and may be one of the most important exercises that you can do as a long-term investor.
This episode is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this episode is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 28th Financial Planning Friday's episode, we look at the average performance of the S&P 500 during the 13 recessions that we have experienced since World War II.
The results will surprise you!
Please listen, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 27th Financial Planning Friday's episode, we look at 2 ways to potentially save on taxes to increase your after-tax return.
Please watch, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 26th Financial Planning Friday's episode, we look at what the market returns in January have historically meant for the entire calendar year.
Please listen, click the like button, and share with a friend! This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this podcast to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 25th Financial Planning Friday's episode, we look at why you should never give your long-term investments a day off.
Please listen, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our 24th Financial Planning Friday's episode, we look at a variety of crises over the past 20 years and why you should always stay invested.
Please listen, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #23 podcast, we discuss your market volatility cushion and why it is so important to know how many years it will last.
We also show the percent of time the S&P 500 has been positive over various rolling periods.
Please listen, click the like button, and share with a friend!
This Podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #22 podcast, we discuss the best ways to maximize the 2023 IRS limits. We also show the power of saving inside of your retirement accounts as young as possible.
Please go to https://www.presiliumpw.com/news_insights/2023-tax-and-retirement-contribution-limits/ to download the one page 2023 tax summary we mention in the podcast.
Please listen, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #21 podcast, we give our market outlook and discuss the 3 primary reasons that we are so optimistic about 2023.
Please watch, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #20 podcast, we review all that has happened in 2022 and revisit a few reasons to be optimistic looking ahead.
Please watch, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #19 podcast we discuss the importance of having an updated family balance sheet.
Please listen, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #18 podcast we discuss the yield curve and where you should consider investing your allocation to bonds and cash.
Please listen, click the like button, and share with a friend!
Please find the Financial Planning Friday's #!3 video that we mention on optimizing short-term accounts here: https://www.youtube.com/watch?v=4npuI...
The WSJ article, The $42 Billion Dollar Question, Why Aren't American's Ditching Big Banks can be found here: https://www.wsj.com/articles/the-42-billion-question-why-arent-americans-ditching-big-banks-11670472623?st=59akx2pgrqvws9t&reflink=desktopwebshare_permalink
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #17 video we discuss the amazing power of compound growth over time.
How do you turn $1,000 into $5 Million? By purchasing stocks and then watching your investment grow over long periods of time!
Please watch, click the like button, and share with a friend! This podcast for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #16 video we discuss market performance after midterm elections.
The S&P 500 has been positive 12 months after all 18 midterm elections since 1950 with an average return of 18.6%! Please watch our latest Financial Planning Friday's video on market performance after midterm elections and how the S&P 500 has done with a Democratic White House and Republican Congress.
Please watch, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #15 we discuss the process that we follow with every introduction our clients make to us. We are very grateful for all of the wonderful people that we have met over the past 21 years and appreciate the trust our clients place in us.
Please watch, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #14 podcast we discuss using a 529 college savings plan to make investments in order to fund the rising cost of education.
Please watch, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this podcast is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #13 podcast we discuss optimizing your short-term accounts and the different types of investments that we use with our clients.
Please listen, click the like button, and share with a friend!
This podcast is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #12 we look at time in the market vs. market timing and the data that supports staying invested for the long-term.
Please watch, click the like button, and share with a friend!
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In our Financial Planning Friday's #11 video we look at bull and bear markets that occurred between 1980-2022 and their impact on long-term investment returns.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this video we discuss our secure client vault and a few of the ways our clients can use it to store important documents.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
In this video, we discuss estate and trust planning, naming beneficiaries, and gifting.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to Presilium Private Wealth's Financial Planning Fridays. This is our weekly series on the importance of financial planning. We will be taking a look at some of the most important parts of a financial plan and how it can benefit you and your family. www.PresiliumPW.com This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to Presilium Private Wealth's Financial Planning Fridays. This is our weekly series on the importance of financial planning. We will be taking a look at some of the most important parts of a financial plan and how it can benefit you and your family. www.PresiliumPW.com This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to Presilium Private Wealth's Financial Planning Fridays. This is our weekly series on the importance of financial planning. We will be taking a look at some of the most important parts of a financial plan and how it can benefit you and your family. www.PresiliumPW.com This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to Presilium Private Wealth's Financial Planning Fridays. This is our weekly series on the importance of financial planning. We will be taking a look at some of the most important parts of a financial plan and how it can benefit you and your family. www.PresiliumPW.com This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to Presilium Private Wealth's Financial Planning Fridays. This is our weekly series on the importance of financial planning. We will be taking a look at some of the most important parts of a financial plan and how it can benefit you and your family. www.PresiliumPW.com This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to Presilium Private Wealth's Financial Planning Fridays. This is our weekly series on the importance of financial planning. We will be taking a look at some of the most important parts of a financial plan and how it can benefit you and your family. www.PresiliumPW.com This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to Presilium Private Wealth's Financial Planning Fridays. This is our weekly series on the importance of financial planning. We will be taking a look at some of the most important parts of a financial plan and how it can benefit you and your family.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Welcome to Presilium Private Wealth's Financial Planning Fridays. This is our weekly series on the importance of financial planning. We will be taking a look at some of the most important parts of a financial plan and how it can benefit you and your family.
This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
This recording is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this recording is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this recording to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
A bear market can be a great time to add to stocks. Here are a few things to consider!
This recording is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services. The content of this recording is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this recording to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision. Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.
Top 3 actions that you can take in a down market to improve your long-term financial plan.