Mind over Money: Recent Episodes
Waymaker Finance
A podcast that helps Australianโs change their money mindsets โ so that they can live a life of freedom, generosity and joy. Presented by Waymaker Finance. Hosted by Lachlan Nicolson and Archie Franz.
Episode 100. We made it!
Archie, Tim and Lachy discuss the psychology around constraints, and how to use the right constraints to move us towards our goals.
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au ๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. It is NOT financial advice! Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that's tailored to your goals and situation Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz. www.waymakerfinance.com.au ๐ Recorded using Riverside.fm
Ep 99 - Money, Anxiety & Your Relationships (with Dr Esa)
Australians are more anxious than they were during the pandemic. Money pressure is a big part of why. Half of us say cost of living has hit our relationships. One in five say they've developed anxiety or depression they didn't have before.
So what do we actually do about it?
This week, Dr Esa Hukkinen joins us to unpack the link between money, anxiety and the people we love. We get into why blame creeps into couples' finances, why a sense of agency changes everything, and the difference between fear and anxiety. Then we land on what actually helps: a plan, a system, and a support team around you.
If money has been weighing on you or your relationship lately, this one's for you.
Mentioned:
- ABS National Study on Mental Health and Wellbeing (2020-22)
- Western Sydney University: Locus of control and wellbeing study
- Dr Esa: www.coachesa.com.au
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au ๐ Follow us on Instagram: @waymakerfinance IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. It is NOT financial advice! Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor that's tailored to your goals and situation Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz. www.waymakerfinance.com.au ๐ Recorded using Riverside.fm
Ep 98. Rates are up, fuel prices are climbing, and budgets are feeling the pressure. Archie, Tim and Lachy discuss how to stay calm and adjust your cash flow without hitting the panic button.
In this episode:
- Why Archie's seen this before โ and what the 80s can teach us about today's cost pressures
- The budget categories taking the biggest hit right now (and where to look for cuts)
- Why thinking in percentages beats tracking dollars
- How to use a volatile season to reset and refocus your financial goals
CORRECTION: We're on Season 5 not 4 (Lachy can't count lol)
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. It is NOT financial advice! Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 97. Archie, Tim and Lachy discuss what they learned in 2025 helping Aussies have finances that work. Tune in for this lighthearted and inspiring discussion to wrap up this year!
Thanks for listening to Mind Over Money (Season 4) in 2025. We've almost hit 10,000 downloads. We appreciate you all! โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. It is NOT financial advice! Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
ENCORE (of Ep 52) Tim, Lachy and Archiediscusscommunities, how they affect our finances, and why we need experts in our financial community.
Do you have any of these professionals in your community?
- Financial advisors?
- Accountant?
- Insurance specialist?
- Mortgage Broker?
- Buyers Advocates?
- Credit Specialists?
- Share Brokers?
- Business Brokers?
- Solicitors?
- Tik Tok professionals? (just kidding!)
๐ Follow us on Instagram: @waymakerfinance
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 95. Itโs great to save money โ but saving alone wonโt help you achieve your goals. In this episode of Mind Over Money, Lachy, Archie, and Tim unpack the mindset shift from saving to investing, and why itโs essential for having income throughout your life.
We explore:
- The power of compounding: what $10K per year (just $192 a week) could grow into over 40 years at 8% return
- Why most Aussies donโt really save โ they just delay spending
- How cars, homes, groceries and entertainment offer hidden savings that can be redirected into investments
- Why starting early matters โ and how small, consistent habits create big results
Free resource:25 Ways to Save and Invest Money
Play with the investment calculator: waymakerfinance.com.au/calculators/investment
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast[@]waymakerfinance.com.au
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. It is NOT financial advice! Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 94. Chelsea Goodwin is back on the podcast! Lachy and Tim discuss Chelseaโs new best-selling book, life in Tasmania and cost of living tips.
Get โMoney-Saving Meal Plans with Chelseaโ at BigW and all major bookstores.
We'll be back soon with Archie and the crew for more money discussions.
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast[@]waymakerfinance.com.au
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. It is NOT financial advice! Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 93 Lachy speaks to Jack Patterson from Housemark about why you shouldnโt manage your own investment property, and instead, leave it to a professional!
www.Housemark.com.au is an award-winning property management firm with locations across South East Queensland. This episode is filled with practical tips to help you manage your investment property to get the best return.
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast[@]waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. It is NOT financial advice! Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 92 (WELCOME TO SEASON 4 PREMIERE!). Archie, Lachy and Tim discuss what really matters when it comes to your home loan, and what you can do about the changes to interest rates. What a cracker of an episode to kick start season 4!
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast[@]waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 91. BONUS EP! Tim and Lachy have a yarn about the book The Psychology of Money. Go on... Have a listen!
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast[@]waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 90. Archie, Tim and Lachy discuss how brands can influence our thinking and spending. You'll learn practical steps to save thousands of dollar each year - just by changing your mindset around branding! That's worth a listen!
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast[@]waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 89. Archie, Tim and Lachy discuss Financial Coaching: what a Financial Coach is and isn't, and how Waymaker Coaching can help you find your way forward with your finances in every season of life.
Talk to a Waymaker Financial Coach or Mortgage Broker (It's free to chat!): waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast[@]waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 88. Chelsea joins us again to share her best cooking and meal planning tips. Get ready to slash your grocery bill and eat 10x more banh mi's for half the price!
https://www.instagram.com/dolladollameal/
Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Bonus: Ep 78. ๐ Matt Tembo and Lachy talk about SEQ property growth, tips for buying a townhouse/apartment + how to get started with saving to purchase your first home.
McCrindle Research: https://mccrindle.com.au/article/grandparent-economy/
Matt's business: www.copiusproperty.com.au
Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 86. Archie, Lachy and Tim talk about the Spending vs Saving personality. They also discuss happiness, the role of money in our lives, and how to get the big picture view on life to stay focused on your goals. You'll love this discussion!
Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 85. INSURANCE! (don't switch off!) What insurance do we need? How much should we budget for insurances? Is insurance a scam? Archie answers your questions!
Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 84. Lachy, Archie and Tim talk TAX! (Hold your excitement!) We cover CRYPTO, Stage 3 cuts, Super, deductions and more...!
Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
ENCORE of Ep34. Lachy and Archie share 5 communication strategies they learnt from two brain scientists that can help you communicate better around finances with your partner or spouse.
Andrew Newberg and Mark Robert Waldman's book: Words Can Change Your Brain: 12 Conversation Strategies to Build Trust, Resolve Conflict, and Increase Intimacy
Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 82. Tim, Archie and Lachy talk all things Mortgage Broking! What is a Mortgage Broker? Where did they come from and how can they help you today? All your questions are answered in this discussion!
Talk to a Waymaker Financial Coach or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 81. Fireside Chat with Lachy, Archie & Tim about how fear impacts our finances and decision making.
Brad Morris Counselling
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 80. Chelsea Goodwin joins us again!
Discover the delicious recipes and brilliant meal planning from the creator of $10 Meals Australia that will save you money and time every week.
BUY CHELSEA'S BOOK: https://www.penguin.com.au/books/10-meals-with-chelsea-9781761344510
Join 170,000+ other Aussies in Chelsea's Facebook groups:
- $10 Meals Australia (Chelsea's recipes)
- $10 Meals Australia- Budget Cooking Community (Discussion group)
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 79. Today we're talking about investing and the types of risks to consider to ensure you invest with success.
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson, Tim Evans and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 78. Tim, Archie and Lachy discuss how YOU can become an "Everyday Millionaire". Our conversation was inspired by the largest study every conducted on millionaires! (by Ramsey Solutions).
Further reading: Everyday Millionaires, The Millionaire Next Door, The Psychology of Money.
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
โค๏ธ Love the show? Please Subscribe! Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 77. Tim, Archie and Lachy share a proven strategy for eliminating your home loan while investing wisely.
Take the Mortgage Crusher Free Assessment: waymakerfinance.com.au/mc-assessment
www.mortgagecrusher.com.au
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 76. Tim, Archie and Lachy kick off Season 3 of Mind Over Money.
In this valentines day special, they discuss 3 ways you can reconnect with your finances and get them working for you.
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 75 (BONUS EPISODE) - Archie and Lachy share what's changing at Waymaker this year, and what's coming up for Season 3 of the podcast.
Become a Member today! www.waymakerfinance.com.au/membership
USE Code FEB40 to save $40! (Expires Jan 31st 2024)
See you Feb 14 for Season 3!
๐
ENCORE (of Ep 53) Tim and Archietalk about how super works and the 3 main types of super funds available to Australians.
Remember - this is not financial advice!
We return for Season 3 in Feb 2024. ๐ Follow us on Instagram: @waymakerfinance
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
ENCORE (of Ep 52) Tim, Lachy and Archiediscusscommunities, how they affect our finances, and why we need experts in our financial community.
Do you have any of these professionals in your community?
- Financial advisors?
- Accountant?
- Insurance specialist?
- Mortgage Broker?
- Buyers Advocates?
- Credit Specialists?
- Share Brokers?
- Business Brokers?
- Solicitors?
- Tik Tok professionals? (just kidding!)
We return for Season 3 in Feb 2024. ๐ Follow us on Instagram: @waymakerfinance
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
ENCORE (of Ep 51) Tim, Lachy and Archie discuss investing and draw some some simple keys from legendary investor Warren Buffett.
We return for Season 3 in Feb 2024. ๐ Follow us on Instagram: @waymakerfinance
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 71. THANKS for joining us in Season 2! Today, Tim, Archie and Lachy discuss their favourite episodes from 2023.
๐
Catch up on missed episodes this season!
Archies Top List:
- Ep 50 - Time and Chance
- Ep 51 - Investing Tips (Warren Buffet)
- Ep 64 - Avoid or Engage
Tim's Top List:
- Ep 32 - How to Love Your Finances and Life TODAY
- Ep 48 - Importance of Rest
- Ep 60 - Cash Flow System
Lachy's Top List:
- Ep 54 - Is Fear Driving Your Spending
- Ep 52 - Whoโs in your Financial Community
- Ep 56 - Fireside Chat with Tim
Thanks to our special guests this year on the show: Troy Rolley, Chelsea Goodwin. Kerry Sainsbury and Matthew Tembo!
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 70. Archie and Lachy talk Black Friday, Christmas Shopping & Traditions. This is a fun episode with many laughs - enjoy!
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 69. Special guest Chelsea Goodwin joins to share her tips to feed the family for less.
You'll learn:
- How to slash your grocery bill - without needing to meal prep!
- Breakfast ideas that will save you money
- Recipes to feed the family for $10
Join 150,000+ other Aussies in Chelsea's Facebook groups:
- $10 Meals Australia (Chelsea's recipes)
- $10 Meals Australia- Budget Cooking Community (Discussion group)
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 68. Q&A Part 2. Tim and Archie answer your questions in the final Q&A of 2023. You'll love this one! They cover:
- What the banks WON'T tell you on the billboard
- How to be a genius when everyone else is crazy.
- The best and worst financial goals
- and more!
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 67. Q&A Day - Part 1! Tim, Archie and Lachy answer your questions about the economy.
Mentioned in the show: CHOICE Shonky Awards
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 66. Tim and Lachy talk about travelling. What's the best way to plan for a trip? How do you know the average prices for things? What's some good ways to save money? Listen to this conversation to find out!
๐ Travel Planner Spreadsheet: https://docs.google.com/spreadsheets/d/1I_v4Xy4VnPh2VrG1OdBfnjMXXtDOlx7fRbGI85Ofh3k/edit?usp=sharing
(Sign in with Google and Make A Copy)
This is not travel or financial advice.
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 65. Tim, Archie and Lachy look at the data of cars and transportation costs in Australia, and discuss practical ways you can save money to get ahead in your finances.
Sources & Further Reading:
RACQ - Average Vehicle Running Costs
Australian Automobile Association - Average Transportation Costs
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 64. Tim, Archie and Lachy discuss avoiding & engaging your finances. In this extended episode, you'll learn why taking responsibility and running towards challenges (not away from them) is the secret to an incredible life. Plus, enjoy a few laughs along the way!
โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au
๐ Follow us on Instagram: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 63. Archie, Tim and Lachy discuss 10 ways that you can save money right now.
We cover food, transport, technology, insurances and more!
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au/#discoverycallselect
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 62. Tim and Archie discuss the mindset you need to create and grow your income throughout your life.
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au/#discoverycallselect
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions for our upcoming Q&A episode: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 61. Archie and Lachy talk about jobs - what makes a great job and how to get the most fulfilment from your workplace. Both employees and managers will love this episode!
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au/#discoverycallselect
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 60. Fighting with your spouse over money? Feeling stressed all the time? Worried about Christmas coming up?... all these problems are unnecessary: In this episode, Lachy and Archie share the 3 life-saving benefits of having a Cash Flow System in your finances.
BOOK A FREE DISCOVERY CALL WITH AN ADVOCATE: https://bookwaymaker.com.au/#discoverycallselect
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 59. Lachy talks to Kerry Sainsbury from CreditSuccess.com.au about credit scores and how to fix your credit report to get a better interest rate when you buy or refinance your home.
Links to DIY credit check websites: www.mycreditfile.com.au, www.illion.com.au, www.experian.com.au
At the end of this episode Kerry shares a special message about coercive control and
what Safe Haven Community is doing to help women. You can learn more at safehavencommunity.com.auIf you are experiencing domestic violence you can call 1800RESPECT or visit https://www.1800respect.org.au
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 58. BONUS EPISODE: Lacy continues talking to buyers advocate Matt Tembo to get his expert tips on how to find and buy a home.
Find Matt at http://matthewtembo.au
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 57. Lachy chats with buyers advocate Matt Tembo on all things property including:
- What's going on with supply?
- Why are builders disappearing?
- Is immigration overhyped?
- What's coming up in the Brisbane infrastructure pipeline?
Find Matt at http://matthewtembo.au
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 56. Tim shares his story with Lachy about moving his family from Japan to Australia, and what it's like to go through seasons of change. We also talk about living below your means, the narrow path to a great life - and more! Grab your favourite beverage and enjoy this fireside chat.
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 55. Archie and Lachy answer your money questions. And at the end, Archie explains what it means to have finances that work. Enjoy!
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 54. Archieand Lachy give a PSA (Public Service Announcement) on spending trends and how FEAR can be driving them.
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakerfinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 53. Tim and Archietalk about how super works and the 3 main types of super funds available to Australians.
Remember - this is not financial advice!
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakefinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 52. Tim, Lachy and Archiediscusscommunities, how they affect our finances, and why we need experts in our financial community.
Do you have any of these professionals in your community?
- Financial advisors?
- Accountant?
- Insurance specialist?
- Mortgage Broker?
- Buyers Advocates?
- Credit Specialists?
- Share Brokers?
- Business Brokers?
- Solicitors?
- Tik Tok professionals? (just kidding!)
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakefinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 51. Tim, Lachy and Archie discuss investing and draw some some simple keys from legendary investor Warren Buffet.
๐ Follow us on Instagram & Threads: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker: waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakefinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned. No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 45. Tim, Lachy and Archie talk about how time and chance and how it plays into your journey of building wealth.
Every generation encounters time and chance. And the impacts are different throughout history.
So how does this idea of time and chance apply today?
If youโre in your 20s or 30s today, you have some great opportunities to take hold of.
Link: Photo of Brisbane in 1850's
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker FREE at waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakefinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 49. It's nearly EOFY! Lachy and Archie talk about personal tax and give you some quick tips to get prepared for tax time and grow your wealth.
Links:
Federal Revenue breakdown chart
Mortgage Crusher
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker FREE at waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakefinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 48. Lachy and Archie talk about how REST (that's not a typo!) can help you in your work and help you build wealth.
Alex Soojung-Kim Pang is the author of Rest: Why You Get More Done When You Work Less.
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker FREE at waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakefinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 47. Tim and Archie walk you through the First Home Super Saver Scheme and how you can save thousands on tax while saving for your first home.
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker FREE at waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakefinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 46. This week we're replaying a favourite episode (Ep23) from October 2023 where Lachy and Archie discuss the common assumptions people have around investing and how they can lead us away from achieving financial freedom.
These include:
- "My home is an investment"
- "I can invest later"
- "If I keep refinancing, iโll keep making more money"
- Shares vs property: you have to choose a side
Weโll also give you the BIG 3 things that determine whether you're actually investing or just gambling!
Resource Link: Building a $1million dollar investment. Assets compared.
We'll be back soon with new episodes!
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker FREE at waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakefinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 45. Bonus Ep! Travelling soon? Lachy shares his top 5 Travel Money Tips.
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker FREE at waymakerfinance.com.au
At the end of the episode, Lachy asked ChatGPT for some terrible travel advice. Let's pass the mic over to the robot... ๐ค
ChatGPT Response: "Here are some humorously bad travel tips that you should definitely NOT follow:
- Ignore travel warnings: Who needs safety when you have adventure?
- Skip travel insurance: Live on the edge, let fate decide!
- Pack your entire closet: You never know when you'll need that third pair of boots.
- Don't research your destination: Surprises are fun, right?
- Keep all cash in one wallet: One-stop shopping for pickpockets!
- Disregard local customs: They'll love you for being "unique."
- Forget document backups: A little identity crisis spices up any trip.
- Exchange money at the airport: Pay more for the same thing? Why not!
- Guidebooks only: Who needs the internet or locals anyway?
- Safety? Who cares!: Embrace danger like an old friend.
Remember, these are meant to be humorous and should not be taken seriously. Follow the opposite of these tips for a safer and more enjoyable trip."
--- END ๐ค ๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email **podcast@waymakefinance.com.au
โค๏ธ Love the show? Leave a rating or review!**
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 44. Tim and Archie talk about all the benefits for young people today to build wealth now, and for their future. Young people are set up for success!
Who can you share this episdoe with?
McCrindle Generational Wealth
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
Talk to a Waymaker Advocate or Mortgage Broker FREE at waymakerfinance.com.au โค๏ธ Love the show? Leave a rating or review!
๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email podcast@waymakefinance.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 43. Life is always changing! But how good are we at responding to change? Lachy and Archie talk about adjusting your finances to changing circumstances. They also share 3 steps to help you adjust when life throws you a curveball.
Talk to a Waymaker Advocate or Mortgage Broker FREE at waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance ๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email **podcast@waymakefinance.com.au
โค๏ธ Love the show? Leave a rating or review!**
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 42. In this timeless episode, Archie and Lachy walk you through the first home buyer journey and outline the 6 key steps from saving a deposit through to settlement.
๐ฅ Download the FREE accompanying eBook www.waymakerfinance.com.au/firsthome
Talk to a Waymaker Advocate or Mortgage Broker FREE at waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance ๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email **podcast@waymakefinance.com.au
โค๏ธ Love the show? Leave a rating or review!**
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 41. In this bonus episode, Lachy talks to Troy Rolley from ElectricalEmbassy about rising electricity costs and what you can do to keep your power bill down. Lachy also asks Troy about solar, the schemes around it and the future of solar and smart home batteries. You'll love this discussion!
Links mentions in the show:
https://www.yourhome.gov.au/energy
https://www.solaranalytics.com.au/
https://www.energy.gov.au/households/household-guides/life-stages-advice/rentershttps://www.solarquotes.com.au/installer-review/solar-choice-australia/https://www.globalaustralia.gov.au/industries/net-zerohttps://www.solaranalytics.com.au/https://www.electricalembassy.com.au
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance ๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email **podcast@waymakefinance.com.au
Love the show? Leave a rating โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ or review! โค๏ธ**
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 40. In part 3 of this series Archie and Lachy talk about the rising cost of personal and general insurances, what's causing premiums to rise, and how to keep your insurance costs within your budget.
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance ๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email **podcast@waymakefinance.com.au
โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ Love the show? Leave a rating or review! โค๏ธ**
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 39. In part 2 of this series Archie and Lachy talk about the rising cost of food and also how the quality of our food affects our health.
Links mentioned:
ABS: https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/annual-weight-update-cpi-and-living-cost-indexes/dec-2022 Choice:https://www.choice.com.au/shopping/everyday-shopping/supermarkets/articles/grocery-prices-loose-vs-packagedhttps://www.choice.com.au/shopping/everyday-shopping/supermarkets/articles/cheapest-groceries-australia Supermarket psychology tricks: https://www.choice.com.au/shopping/everyday-shopping/supermarkets/articles/supermarket-sales-tricks
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance ๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email **podcast@waymakefinance.com.au
โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ Love the show? Leave a rating or review! โค๏ธ**
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 38. In this episode Lachy and Archie talk about the rising costs of rents and mortgages and how you can get ahead.
This is part 1 of a 3-part episode.
Rents Chat: https://sqmresearch.com.au/weekly-rents.phpBorrowings Chart: https://www.abs.gov.au/statistics/economy/finance/lending-indicators/latest-release
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance ๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback
or email **podcast@waymakefinance.com.au
โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ Love the show? Leave a rating or review! โค๏ธ**
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 37. Today weโre talking about your SUPER โwhat it is, why it matters and whatโs going on with the recent proposed changes by the government.
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง ๐ฌ Give us feedback / submit your questions: waymakerfinance.com.au/podcast/feedback or email podcast@waymakefinance.com.au โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ Love the show? Leave a rating or review! โค๏ธ
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 36. Lachy and Tim talk about the 5 super-practical habits you need to grow your money this year and beyond.
Number 3 will make you SMILE! ๐
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: **podcast@waymakefinance.com.au (we love your Q's and feedback!)
โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ Love the show? Leave a rating or review! โค๏ธ**
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 35. Archie and Lachy talk about bringing partners or spouses on the journey of building wealth together. They discuss:
- Overcoming the individualism mindset, even when weโre in a committed relationship
- Addressing past mistakes, fears or confusion around money with our partner or spouse
- How our own upbringing effects how we perceive money and risk
- 3 strategies to help bring your partner or spouse on the journey of building wealth together
- The power of a cash flow system and a family-wealth mindset
Share this episode with your partner/spouse!
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: **podcast@waymakefinance.com.au (we love your Q's and feedback!)
โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ Love the show? Leave a rating or review! โค๏ธ**
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep34. Lachy and Archie share 5 simple communication strategies they learnt from two brain scientists. Sounds interesting? It is!
Andrew Newberg and Mark Robert Waldman's book: Words Can Change Your Brain: 12 Conversation Strategies to Build Trust, Resolve Conflict, and Increase Intimacy
WHO CAN YOU SHARE THIS EPISODE WITH TODAY?
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: **podcast@waymakefinance.com.au (we love your Q's and feedback!)
โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ Love the show? Leave a rating or review! โค๏ธ**
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 33. Q&A Day! We kick off Season 2 of the podcast by asking Archie (an Accredited Mortgage Broker) some hot topic questions around interest rates, getting a home loan, personal debt, and paying off a home in this market.
WHO CAN YOU SHARE THIS EPISODE WITH TODAY?
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: **podcast@waymakefinance.com.au (we love your Q's and feedback!)
โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ Love the show? Leave a rating or review! โค๏ธ**
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 32. Bonus episode with Tim Evans & Lachy Nicolson. Life is 10% what happens to you and 90% how you respond to it. In today's episode, we talk about the subtle dangers of comparison, how to cultivate contentment (and what it actually is) and gratitude - so that you are set up to have your BEST YEAR EVER!
You'll love this discussion!
Episode resources:
World Income Calculator: https://howrichami.givingwhatwecan.org/how-rich-am-i
Gratitude Assessment: https://drive.google.com/file/d/1Yqap6knFgv2py9RRtO0axKo7gN2zkdNa/view?usp=sharing (print or digital fill PDF)
Talk to an Advocate or Mortgage Broker FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: **podcast@waymakefinance.com.au (we love your Q's and feedback!)
โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ โญ๏ธ Love the show? Leave a rating or review! โค๏ธ**
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast! You've been warned.
No information on this show takes into account your personal financial situation or goals. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep31. What could you accomplish this year IF you had a proven framework for goal achievement? In this bonus episode, Lachy walks you through a 7-step plan for effective goal design and achievement. Drawing on wisdom from Michael Hyatt and the SMARTER Goals system.
For more on the topic of goals, check out this episode of the Business Accelerator podcast.
Talk to an Advocate FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: podcast@waymakefinance.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waymakerfinance.com.au
๐ Recorded using Riverside.fm
Ep 30. Hey everyone! WOW - thank you for a great year together and for all your feedback and encouragement. Itโs great to hear that this podcast has changed peopleโs lives and helped them move forward in their finances. Thatโs what weโre all about here at Waymaker.
***So, in our final episode for the year and for season 1 of the show, weโre going to recap the top 10 money mindsets from this year that we learnt together, and keep those top of mind as we move forward into 2023.
Don't miss this one! Here we go...***Show notes:
- Living costs. Episode 19. Food, Housing & Transport are the top 3 costs. Stay in control by changing how you operate in these 3 areas.
- Cashflow. Episode 18. To stop the credit crunch, we can implement a cash flow system so we can manage our daily finances and also plan out our year.
- Home loans. We did several sessions around home loans. Whatโs involved when getting a home loan ep 14, how to pay it off quick ep 17 (Mortgage Crusher), concessions on buying your home (ep 16 Q&A), First Home Super Saver Scheme ep 13. The mindset here is get a home thatโs suitable for you, that will help you achieve freedom, not chew all your money. A home is more than just aesthetics, itโs about security and peace.
- Awareness in our finances. Episode 11. We are easily programmed if things match our beliefs and we resist any change when it conflicts with our beliefs. Eg people say they don't believe in super, or shares are too risky. WE talked about this in episode 1 with assumptions as well.
- Cars. "You need a car loan" thatโs the common lie sold to us. You can actually invest to buy cars and do really well. And buy cars cheaper that you would with cash or debt. We talked about an investment strategy called The Million Dollar Car in episodes 5 & 6.
- Shares vs property. I have to choose a side. We talked about this in episode 23 on assumptions. And we talked about the difference between gambling and investing.
- Having a long-term plan is key. Otherwise youโll just fall into the marketing noise and hype. We talked about this in episode 2. Short-term goals are often just spending goals. Long-term goals and have a long-term plan helps us navigate life and stay on the path we want. It takes time to develop a long term plan.
- What is Investing? 4 things to look for when youโre investing in anything. We talked about this in episode 7, then followed up your questions in episode 9.
- Resilience is key. In episode 8 we talked about stress, decision making and avoidance. We encouraged you around building financial resilience, and some tips of how to do that. Episode 8 is a 10-min one, so its nice and short.
- We canโt change on our own. In episode 25 we talked about our Advocacy program and how weโre designed to change with others. We talked about the importance of having trusted people with us on the journey to help us install good mindsets and build on good values in and around our finances. In episode 25 we also talked about what the Waymaker Advocacy program is, and what people are achieving when they join our community.
Thanks for rating and reviewing the podcast ๐
Talk to an Advocate FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: podcast@waymakefinance.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content inclu
Ep 29. This week Lachy and Archie talk about our mindsets around income and how we can have income throughout our life.
๐ธ Archie & Lachy
๐ Poverty line stats
Talk to an Advocate FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: podcast@waymakefinance.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep 28. This week Lachy and Archie tackle interest rates, refinancing and how to crush your home loan. ๐ก ๐ธ
Interest rate graph link Talk to an Mortgage Broker FREE: waymakerfinance.com.au/home-loans
Talk to an Advocate FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: podcast@waymakefinance.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Have you been avoiding your finances? Does it all give you a headache? In this episode, Lachy and Archie give you a 3 step plan to re-engage and take action!
Talk to an Advocate FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: podcast@waymakefinance.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep 26. In this bonus episode, Lachy and Tamara give you 5 tips to help you get ahead of the Christmas silly season upon us all. Preparation is ๐
Talk to an Advocate FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: podcast@waymakefinance.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep 25. Lachy and Archie show you what Wealth Advocate is and how they can help you obtain financial freedom.
Members of our Advocacy program are improving their Net Wealth by $30,000+ in the first 12 months - That could be you in 2023! Don't miss this episode!
Talk to an Advocate FREE: waymakerfinance.com.au
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: podcast@waymakefinance.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Share this podcast with your friends: waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep 24. Today we look at the Diderot Effect, and how we can apply it to our financial decisions and freedom.
Check out James Clear's article on this: jamesclear.com/diderot-effect
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: podcast@waymakefinance.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep23. This week weโre talking about the common assumptions people have around investing and how they can lead us away from achieving financial freedom.
These include:
- "My home is an investment"
- "I can invest later"
- "If I keep refinancing, iโll keep making more money"
- Shares vs property: you have to choose a side
Weโll also give you the BIG 3 things that determine whether you're actually investing or just gambling!
Resource Link: Building a $1million dollar investment. Assets compared.
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep22. In this bonus episode, Lachy walks you through 5 simple steps to better protect your accounts and banking info online. Level up your cyber awareness! ๐งโ๐ป
We'll send the bill for this episode to Optus! ๐
Got a tip to add? ๐ @waymakerfinance on Instagram.
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep 21. How much is your income really worth? And should you insure it?
What is personal insurance and how is it different from general insurance?
How much should we pay for personal insurance?
All these questions answered and more in today's conversation!
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep20. Lachy and Archie run through 10 simple ways you can save money on everyday bills, items and spending. Plus how to weight up CONVENIENCE with VALUE.
- Choice - Groceries: https://www.choice.com.au/shopping/everyday-shopping/supermarkets/articles/cheapest-groceries-australia
- Petrol Spy - https://petrolspy.com.au/map
- 7-Eleven Fuel Lock: https://www.7eleven.com.au/my-7-eleven.html
- Choice - Washing Powder: https://www.choice.com.au/home-and-living/laundry-and-cleaning/laundry-detergents
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep19. Lachy and Archie talk about how to adjust your living costs now and achieve your financial goals - even with higher inflation.
(Lachy says sorry about his microphone quality in this one!)
Links mentioned in the show:
- ABS - Consumer Price Index: https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/consumer-price-index-australia/latest-release
- RBA - Measuring Inflation: https://www.rba.gov.au/education/resources/explainers/inflation-and-its-measurement.html#:~:text=The%20most%20well-known%20indicator,and%20services%20consumed%20by%20households
- RACQ - Car Running Costs: https://www-cdn.rac.com.au/-/media/files/rac-website/car-and-motoring/running-costs/2020/car-running-cost-guide2020.pdf?la=en&modified=20201021031408&hash=C2E0B382EEDA8517337F38091F9044328126F92B
- Choice - Cheaper Food: https://www.choice.com.au/shopping/everyday-shopping/supermarkets/articles/cheapest-groceries-australia
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep18. A Cash Flow System is the foundation to building wealth. When you have a handle on your day-to-day finances, you can make better decisions with clarity and joy.
In this episode, Lachy and Archie talk about why we all need a good Cash Flow System and how we can gamify it for our success.
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Ep 17.What if you could pay your home off twice as fast AND build investment assets that go on to generate income throughout your life?
That's exactly what we're discussing in today's episode!
This is the final Ep in our Home Ownership Series ๐ where we help you navigate the world of property - from building your deposit, to securing finance, finding a home and paying off the mortgage.
Mortgage Crusher Assessment: https://www.waym.com.au/mortgage-crusher
๐ Follow us on Instagram for tips and money hacks: @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
IMPORTANT: All of our content including this episode is only for education and entertainment purposes only. Never get financial advice from a podcast!
It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Recorded using Riverside.fm
Thereโs so much marketing noise when it comes to our money. And figuring out personal finances is hard enough.ย
'Mind over Money' makes navigating money a whole lot easier.ย
Each week Lachlan and Archie simplify a topic like super, home loans or investing, to help you get a better handle on your money - so that you can take clear and confident steps forward.ย
So listen in as we discuss money mindsets, building wealth, buying a property, and so much more!
Presented by Waymaker Financeย
Based in Australia.ย
Today's Q&A questions include:
- How do I get a home loan as a business owner?
- Is now the right time to buy a home?
- Will the property market crash soon?
- How do I access equity in my home?
- What kind of government schemes are there for first home buyers?
- If my partner has a bad credit history, should I keep them off the mortgage?
- How can I save tax on my loan?
& more!
This is the 4th episode in our Home Ownership Series ๐ where we help you navigate the world of property - from building your deposit, to securing finance, finding a home and paying off the mortgage.
This episode was recorded August 12th 2022. Information may have changed since then.
This is not financial advice. You've been warned.
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Follow us on Instagram @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
๐ Recorded using Riverside.fm
Disclaimer: All of our content including this episode is only for education and entertainment purposes only. It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation!
Lachy chats to Matt Tembo, a professional buyers advocate at Inspire Reality Brisbane. In this in-depth discussion, Matt covers the key things home buyers need to look out for on their journey of finding a suitable home or investment property.
This is the 3rd instalment in our Home Ownership Series ๐ where we help you navigate the world of property - from building your deposit, to securing finance, finding a home and paying off the mortgage.
This is not financial advice, and specific information (eg. contribution caps) discussed in this episode will likely change over time. You've been warned.
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Follow us on Instagram @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
๐ Recorded using Riverside.fm
Disclaimer: All of our content including this episode is only for education and entertainment purposes only. It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation!
Archie and Lachy walk you through the entire process of getting a home loan. If you've yet to buy a home, this episode will help you prepare well!
This is the 2nd episode in our home ownership ๐ series where we help you navigate the world of property - from building your deposit, to securing finance, finding a home and paying off the mortgage.
This is not financial advice, and specific information (eg. contribution caps) discussed in this episode will likely change over time. You've been warned.
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Follow us on Instagram @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
๐ Recorded using Riverside.fm
Disclaimer: All of our content including this episode is only for education and entertainment purposes only. It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation!
Buying for your first home isn't easy - but it is possible! Today weโre talking about the First Home Super Save Scheme (FHSSS). It's basically money laundering via your super with a side of tax deduction - and it's legal! What's not to love?!
Today's guest is Financial Advisor/In-house Genius Lukas Christensen.
This is part of a new month-long series exploring property and strategies to buy your first home and secure finance.
This is not financial advice, and specific information (eg. contribution caps) discussed in this episode will likely change over time. You've been warned.
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Follow us on Instagram @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
๐ Recorded using Riverside.fm
Disclaimer: All of our content including this episode is only for education and entertainment purposes only. It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation!
Our mindset shapes our reality. If we can change our mindset we can change our finances.
In this week's conversation, Lachy and Archie explore the 3 key areas in our financial world we need good mindsets in order to do well and prosper.
'Our Brain' - Watch on ABC iview
Take the red pill! ๐
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ Follow us on Instagram @waymakerfinance
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
๐ Recorded using Riverside.fm
Disclaimer: All of our content including this episode is only for education and entertainment purposes only. It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation!
Awareness is the first step to making any good decision. In this episode, Archie and Lachy reflect on how to cultivate a practice of awareness in your financial world and journey. There are 3 types of awareness to consider:
- Influences
- Seasons
- People
You'll love this heartful, thought-provoking episode!
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
๐ Recorded using Riverside.fm
๐ Follow us on Instagram @waymakerfinance
Soundtrack in the break and at the end is "Eternal Garden" by Dan Henig (Find him on Youtube). Intro music licensed by Premium Beats.
Disclaimer: All of our content including this episode is only for education and entertainment purposes only. It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation!
๐ Interest rates are going up - so what can we do about it?
In this episode, Lachy and Archie discuss;
- What really sends people into a panic around rising rates (it's not the home loan)
- When it's a good time to refinance
- The double-win of paying down your loan now
- How a Mortgage Broker can help you avoid the banks tricks
& more!
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
waymakerpodcast.com.au
Presented by Waymaker Finance ๐ฆ๐บ & hosted by Lachlan Nicolson and Archie Franz.
www.waym.com.au
๐ง Send us your money questions for future Q&A shows: hello@waym.com.au
๐ Recorded using Riverside.fm
๐ Follow us on Instagram @waymakerfinance
Disclaimer: All of our content including this episode is only for education and entertainment purposes only. It does not take into account your personal objectives, financial situation or needs. Please consider if the advice is appropriate to you and your needs, before acting on the information. We always recommend you seek personal financial advice from a Financial Advisor thatโs tailored to your goals and situation!
It's Q&A day! Archie answers your questions about rising interest rates, why are ETFs so popular, switching super funds - is bigger better? Why is bitcoin crashing? (lol) and more!
Send us your money questions for future Q&A shows:ย hello@waym.com.au
Share the podcast: waymakerpodcast.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Presented by Waymaker Finance Australia
www.waym.com.au
Recorded using Riverside.fm
Follow us on Instagram @waymakerfinance
Hosted by Lachlan Nicolson and Archie Franz.
Thank you for listening! See you next week.
All information on this site is for education and entertainment purposes only. Any advice is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider if the advice is appropriate to you and your needs, before acting on the information. We recommend you seek personal financial advice thatโs tailored to your needs. ย
Feeling stressed in your finances? In this week's Quick Win you'll learn how to build more resilience in your finances so that you can be ready for whatever life throws at you.ย
Send us your money questions for Q&A shows:ย hello@waym.com.au
Share the podcast: waymakerpodcast.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Presented by Waymaker Finance Australia
www.waym.com.au
Recorded using Riverside.fm
Follow us on Instagram @waymakerfinance
Hosted by Lachlan Nicolson and Archie Franz.
Thank you for listening! See you next week.
All information on this site is for education and entertainment purposes only. Any advice is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider if the advice is appropriate to you and your needs, before acting on the information. We recommend you seek personal financial advice thatโs tailored to your needs. ย
Lachy and Archie discuss what makes for great investing advice and what doesn't.
This is our first discussion on the topic of investing - Enjoy!
Send us your money questions for Q&A shows:ย hello@waym.com.au
Share the podcast: waymakerpodcast.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Presented by Waymaker Finance Australia
www.waym.com.au
Recorded using Riverside.fm
Follow us on Instagram @waymakerfinance
Hosted by Lachlan Nicolson and Archie Franz.
Thank you for listening! See you next week.
All information on this site is for education and entertainment purposes only. Any advice is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider if the advice is appropriate to you and your needs, before acting on the information. We recommend you seek personal financial advice thatโs tailored to your needs. ย
In this part 2 of our cars discussion, Archie and Lachy show you a proven strategy to turn your car loan into a million-dollar investment!
Visuals for this show can be found here: https://links.waym.com.au/cars
If you haven't yet, go back and listen to the previous episode on cars (episode 5).
Send us your money questions for Q&A shows: waymakerpodcast.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Presented by Waymaker Finance Australia
www.waym.com.au
Recorded using Riverside.fm
Follow us on Instagram @waymakerfinance
Hosted by Lachlan Nicolson and Archie Franz.
Thank you for listening! See you next week.
All information on this site is for education and entertainment purposes only. Any advice is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider if the advice is appropriate to you and your needs, before acting on the information. We recommend you seek personal financial advice thatโs tailored to your needs.
Car choices can be overwhelming, and often we don't know the true cost is to our finances long-term.
Archie and Lachy discuss how our mindsets around cars can either set us up for a good winโor to be disappointed down the track. They also give practical questions you can ask in determining how much to spend on your next car.
This is a 2-part episode! Next week we'll continue the discussion and show you how to turn your car loan into an investment to buy and replace cars.
Send us your money questions for Q&A shows: waymakerpodcast.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Presented by Waymaker Finance Australia
www.waym.com.au
Recorded using Riverside.fm
Follow us on Instagram @waymakerfinance
Hosted by Lachlan Nicolson and Archie Franz.
Thank you for listening! See you next week.
All information on this site is for education and entertainment purposes only. Any advice is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider if the advice is appropriate to you and your needs, before acting on the information. We recommend you seek personal financial advice thatโs tailored to your needs.
Lachy and Archie discuss how fear can drive our decision making, especially when we don't have the right feedback loops. Learn how to build your resilience as an investor so that you can ignore the noise and stay on the path!
View our latest blog on this topic.
Send us your money questions for Q&A shows:ย waymakerpodcast.com.au
Mind Over Money is a podcast that helps Australians change their money mindsets - so that they can live a life of freedom, generosity and joy.
Presented by Waymaker Finance Australia
www.waym.com.au
Follow us on Instagram @waymakerfinance
Hosted by Lachlan Nicolson and Archie Franz.
Thank you for listening! See you next week.
All information on this site is for education and entertainment purposes only. Any advice is general in nature and does not take into account your personal objectives, financial situation or needs. Therefore, you should consider if the advice is appropriate to you and your needs, before acting on the information. We recommend you seek personal financial advice thatโs tailored to your needs. ย
Lachy and Archie discuss what it means to obtain financial freedomโthe answer may surprise you!ย
Send us your money questions for Q&A shows:ย waymakerpodcast.com.au
Mind Over Money is a podcast that helps Australianโs change their money mindsets -
so that they can live a life of freedom, generosity and joy.
Presented by Waymaker Finance Australia
www.waym.com.au
Follow us on Instagram @waymakerfinance
Hosted by Lachlan Nicolson and Archie Franz.
Thank you for listening! See you next week.
It's important to set long-term goals around your finances to live a focused and fulfilled life. And so that's what we're talking about in today's episode!
P.S - Can you believe it's already FEBRUARY?!
Send us your money questions for Q&A shows:ย waymakerpodcast.com.au
orย hello@waym.com.au
Mind Over Money is a podcast that helps Australianโs change their money mindsets -
so that they can live a life of freedom, generosity and joy.
Presented by Waymaker Finance Australia
www.waym.com.au
Follow us on Instagram @waymakerfinance
Hosted by Lachlan Nicolson and Archie Franz.
Thank you for listening! See ya next week.
Music at the start of the episode:
Track: Driverย by Broke in Summer
Music provided by Audio Library Plus
In our FIRST episode, we chat about assumptions around our money, and how they could be holding us back from millions of dollars in lifelong wealth creation.
Mind Over Money is a podcast that helps Australianโs change their money mindsets -
so that they can live a life of freedom, generosity and joy.
Presented by Waymaker Finance Australia
www.waym.com.au
Send us your money questions for Q&A shows: hello@waym.com.au
Follow us on Instagram @waymakerfinance
Hosted by Lachlan Nicolson and Archie Franz.
Thank you for listening!