Thrive With Money Podcast: Recent Episodes
Charlotte at Save Live Thrive™
The Thrive With Money Podcast is hosted by financial counselor and the founder of Save Live Thrive™, Charlotte Darr. Save Live Thrive™ is a financial literacy business that teaches millennial women how to level up their financial education. On this podcast, we talk openly and honestly about everything from saving money, paying off debt, boosting your income, building wealth, and so much more! We will feature guest experts on money and personal finance to discuss all aspects of how to take control of your financial life.
In today's podcast episode, Charlotte discusses 6 challenges that go into paying off debt that makes it feel so HARD to do at times (even though it's really rewarding!)
We Talk About:
- Why paying off debt can feel so scary
- Values Based Spending and how it applies to your debt payoff journey
- The impact of high interest debt
- What to do if others don't support your debt repayment goals
- How to tackle unexpected expenses
Articles mentioned: Americans are piling up credit card debt--and it could prove very costly
Join the Debt Repayment Masterclass! 👉 Click here
Inside this masterclass, we're covering everything I wish I knew about debt when I first started my debt repayment journey. I’ve taken all of the mistakes I’ve made and lessons I’ve learned along the way that allowed me to pay off over $38,000 of debt in 3 years (on teacher’s income)
You'll walk away knowing exactly how to build a debt repayment strategy, break out of the debt cycle for good, and stay motivated while working towards your debt payoff goals.
Click here to join the Debt Repayment Masterclass!
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Music written by Chris Glassman
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
Your 20s are a big period of growth and learning as you experience adulthood for the first time and are faced with many important life decisions--it can all feel pretty overwhelming!
With so much to learn, do, and decide, it's hard to know where to start. In today's podcast episode, Charlotte is sharing 5 financial lessons she's learned in her 20s.
We talk about:
- Mindful spending
- Values-Based Budgeting
- Visualizing your future dreams and goals and how to use your money to get there
- The importance of building an emergency fund
- Automating your finances
- Trusting your intuition
Interested in working with Charlotte?
The Wealth Building Bootcamp is getting a MAJOR revamp this year! This 15-week group coaching experience designed to teach you how to heal your relationship with money, build wealth, pay off debt, and live the life of your dreams.
APPLY TO THE WEALTH BUILDING BOOTCAMP!! 👉 Click here Free Challenge👇The 30 Day Financial Reset is designed to help you understand your values and beliefs about money and help you understand where your money is going so that you can make a value-based budget once the 30 Day Challenge is over!
CLICK HERE to join the FREE 30 Day Financial Reset!
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Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Music written by Chris Glassman
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
In today's podcast episode, Charlotte talks about what financial success ACTUALLY IS and how to build wealth & use your money in a way that's authentically aligned with you and the things you care about.
We talk about:
- The definition of financial success
- The difference between being "rich" and being "wealthy"
- What it means to be wealthy
- Determining what financial success means for YOU
Sources/Additional Reading:
CNBC: As inflation heats up, 64% of Americans are now living paycheck to paycheck
Interested in working with Charlotte?
The Wealth Building Bootcamp is getting a MAJOR revamp this year! This 15-week group coaching experience designed to teach you how to heal your relationship with money, build wealth, pay off debt, and live the life of your dreams.
APPLY TO THE WEALTH BUILDING BOOTCAMP!! 👉 Click here Free Challenge👇The 30 Day Financial Reset is designed to help you understand your values and beliefs about money and help you understand where your money is going so that you can make a value-based budget once the 30 Day Challenge is over!
CLICK HERE to join the FREE 30 Day Financial Reset!
Follow on Instagram
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Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Music written by Chris Glassman
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
In today's podcast episode, Charlotte talks about Values Based Budgeting, which is when you make a plan for your money that’s based on the things that you care about.
We talk about:
- Gaining clarity on your values and beliefs about money
- Understanding where your money is currently going
- Making a plan for your money that aligns with the things that you care about and make you happy
The 30 Day Financial Reset is designed to help you understand your values and beliefs about money and help you understand where your money is going so that you can make a value-based budget once the 30 Day Challenge is over!
CLICK HERE to join the FREE 30 Day Financial Reset!
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.Interested in working with Charlotte?
The Wealth Building Bootcamp is getting a MAJOR revamp this year! This 15-week group coaching experience designed to teach you how to heal your relationship with money, build wealth, pay off debt, and live the life of your dreams.
APPLY TO THE WEALTH BUILDING BOOTCAMP!! 👉 Click here
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Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Music written by Chris Glassman
In today's podcast episode, Charlotte chats about financial minimalism and setting new financial intentions as we head into 2023. Financial minimalism is based on the idea of eliminating clutter and embracing simplicity in life so that you have more time, money, and energy to send towards the things that you love and value.
In a society where we are constantly pressured to buy the next thing and keep up with the Joneses, financial minimalism can be a refreshing reset to focus on the things that truly matter to you.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
APPLY TO THE WEALTH BUILDING BOOTCAMP!! 👉 Click here
FREE Resources by Save Live Thrive™
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
- Slash Debt
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 15-week group coaching experience designed to teach you how to heal your relationship with money, build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Music written by Chris Glassman
Have you ever struggled with burnout? In today's podcast episode, Charlotte talks about her experience dealing with burnout over the last few months, how burnout can impact your finances, and some boundaries Charlotte is setting to overcome & prevent burnout in the future.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
APPLY TO THE WEALTH BUILDING BOOTCAMP!! 👉 Click here
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
- Slash Debt
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Music written by Chris Glassman
On August 24, 2022, the Biden-Harris Administration announced a new student debt relief plan that includes student debt forgiveness of up to $20,000. In today's podcast episode, we're talking about what the three parts of this plan includes, some FAQs, and next steps!
*We are still awaiting more information, but one additional thing that we've learned since this podcast episode was recorded is that, in order to receive relief, you must apply by December 31, 2023.
Once a borrower completes their application, they should receive forgiveness within 4-6 weeks. In order to receive relief prior to the payment pause expiring on December 31, 2022, be sure to apply before November 15, 2022.*
IMPORTANT!! To be notified of when the Department of Education launches the loan forgiveness application, sign up for their email subscription:
https://www.ed.gov/subscriptions
Sources/Additional Reading
- The Washington Post: Who qualifies for Biden's plan to cancel $10,000 in student debt?
- StudentAid.Gov: The Biden-Harris Administration's Student Debt Relief Plan Explained
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
- Slash Debt
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
Music written by Chris Glassman
Do you struggle with making sustainable changes to your financial habits? In today's podcast episode, Charlotte talks about the science behind setting goals, and how shifting the way you implement your goals can have lasting impacts on your financial life.
Save Live Thrive 2 Year Birthday Bonus!! If you join the Wealth Building Bootcamp during the month of August 2022, you will receive a BONUS 1:1 call with Charlotte AND an extra month of support inside of the WBB Community.
APPLY TO THE WEALTH BUILDING BOOTCAMP!! 👉 Click here
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
- Slash Debt
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
Music written by Chris Glassman
Do you ever feel like you are taking two steps forward, one steps back with your money? Like you always get a little ahead and then some unexpected expense comes up that leaves you back in debt or with little-to-nothing in savings?
In today's podcast episode, Charlotte is talking about how to plan for unexpected & irregular expenses while continuing to work towards your other financial goals.
ENROLL IN SLASH DEBT !! 👉 CLICK HERE
Those on the waitlist will receive EXCLUSIVE access to perks and bonuses like 50% off the course fee, a FREE 2022 Digital Budget Planner, and early access to the program curriculum.
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
Music written by Chris Glassman
Feelings of shame, guilt, embarrassment, and frustration are all incredibly common when thinking about your debt. BUT, these feelings can get in the way of the positive actions necessary to achieve your financial goals.
In today's episode, Charlotte is sharing her debt story and how she overcame her negative feelings about debt and become high-interest debt free.
JOIN THE SLASH DEBT WAITLIST!! 👉 CLICK HERE TO JOIN THE WAITLIST.
Those on the waitlist will receive EXCLUSIVE access to perks and bonuses like 50% off the course fee, a FREE 2022 Digital Budget Planner, and early access to the program curriculum.
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
Music written by Chris Glassman
There is a LOT going on in the financial world today--from inflation, rising interest rates, bear market, talks of a potential recession--it can definitely start to feel overwhelming.
In today's podcast episode, we're diving into what each of these things are, how they're related, and steps to take to prepare your finances so that you can stick to your plan.
Sources & Additional Reading
- Forbes: How to Calculate Inflation
- The Washington Post: What will the Fed's rate hike mean for consumers?
- The Balance: What is the Federal Reserve?
- U.S. Bureau of Labor Statistics: Consumer Price Index
- Vanguard: How risk, reward & time are related
- The New York Times: What is a recession, and when is the next one going to begin?
- Investopedia: Business Cycle
- Merrill Edge: Focus on time in the market, not market timing
- NerdWallet: Current mortgage and refinance rates
FREE Resources by Save Live Thrive™
- FREE MINI-COURSE!! Your Financial Roadmap
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Interested in working with Charlotte?
- The Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
- For 1:1 Business Coaching, send Charlotte at DM on Instagram to chat and learn more about individual coaching opportunities.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.
Music written by Chris Glassman
On Friday, June 24, 2022, SCOTUS ruled to overturn Roe v. Wade. In the midst of so much grief and fear of what rights could be taken away next, today's podcast episode discusses why it is more important than ever for women to take control of their finances and achieve financial freedom.
Sources & Additional Reading
- Elle: How to Protest the Decision to Overturn Roe v. Wade
- We Won't Go Back: Find An Event
- NPR: These 3 Supreme Court decisions could be at risk after Roe v. Wade was overturned
- Michigan Ross: Women Denied an Abortion May Face Years of Financial Difficulties, New Study Finds
- ANSIRH: The Turnaway Study
- ABC News: Why abortion restrictions disproportionately impact people of color
- Dr. Pooja Lakshmin MD on Instagram: Link to post mentioned
FREE Resources by Save Live Thrive™
- FREE MINI-COURSE!! Your Financial Roadmap
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Interested in working with Charlotte?For 1:1 Business Coaching and 1:1 Financial Coaching, send Charlotte at DM on Instagram to chat and learn more about individual coaching opportunities.
The Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.
Music written by Chris Glassman
2022 is almost half way over!! That means it's time for your mid-year financial review! In this episode, we talk about the 8 steps included in a mid-year financial review so that you can create an action plan to achieve your financial goals this year.
Resources Mentioned:
- AnnualCreditReport.com
Sources & Additional Reading
- Consumer Price Index Summary
- Average Holiday Debt - Lending Tree
- Is it time for a mid-year financial review? Forbes
- Your Mid-Year Financial Checklist - Equifax
- Check-In Time: How to measure your progress towards financial goals - Go Banking Rates
- 5 Steps to Create An Estate Plan - Fidelity
- IRS announces changes to retirement plans for 2022
Interested in working with Charlotte?For 1:1 Business Coaching and 1:1 Financial Coaching, send Charlotte at DM on Instagram to chat and learn more about individual coaching opportunities.
The Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
FREE Resources by Save Live Thrive™
- FREE MINI-COURSE!! Your Financial Roadmap
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.
Music written by Chris Glassman
Haley Brown-Woods joins us on the podcast today to talk about her and her husband's journey from receiving $600k cash, spending it all within 2 years, realizing they were $222k in debt, and beginning their debt repayment journey.
Today, Haley and her husband have paid off over $132k in debt, have a top global financial education podcast, bought an investment property, and Haley has launched an online financial coaching business. Talk about an incredible financial glow up! Click here to listen to an incredibly motivating and inspiring financial story.
Listen to Haley and Justin's Financial Story
The Intro to Podcasting Course Haley mentioned
Connect with Haley:Instagram
Price of Avocado Toast Podcast
FREE Resources by Save Live Thrive™
- Your Financial Roadmap
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
Music written by Chris Glassman
Wondering how to create a budget that you actually want to stick to? Learning how to spend mindfully and in a way that reflects what you value is key!
This episode is part 2 in how to create a budget that you actually WANT to stick to.
We dive into some ideas on areas to cut back costs on so that you can spend more on the things that you love.
This Episode Discusses:
- Reflecting before making a big purchase
- Saving money on restaurants and groceries
- Ideas to save on big expenses
- Refinancing high interest loans
- Negotiating interest rates
- Planning for upcoming events and expenses
- Paying yourself first
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
FREE Resources by Save Live Thrive™
- FREE MINI-COURSE!! Your Financial Roadmap
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, insurance, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, insurance, or investment professional.
Music written by Chris Glassman
One of the most COMMON questions I'm asked is "how do you actually stick to your budget each month?"
This episode is part 1 of 2 in how to create a budget that you actually WANT to stick to.
This Episode Discusses:
- Values based budgeting
- Steps to create your budget
- How to create a budget that's realistic
- Keeping up the motivation to stick to it
Next week's episode will expand on these concepts, and also discuss ideas on how to make modifications to your spending so that it's more aligned with your values.
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
FREE Resources by Save Live Thrive™
- FREE MINI-COURSE!! Your Financial Roadmap
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.
Music written by Chris Glassman
I have officially been a full-time business owner for 6 months!! And OH MY GOSH what a journey it has been. Today's podcast episode discusses the 7 steps I took with my money in order to quit my job and take my business full time.
Interested in working with Charlotte?For 1:1 Business Coaching and 1:1 Financial Coaching, send Charlotte at DM on Instagram to chat and learn more about individual coaching opportunities.
The Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
FREE Resources by Save Live Thrive™
- FREE MINI-COURSE!! Your Financial Roadmap
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.
Music written by Chris Glassman
How do you know when you can afford something? What does mean to be able to "afford" a purchase, anyway?
In today's podcast episode, we talk about the difference between being able to "pay for" vs. "afford" something, so that you can feel confident in your spending, trust your financial decisions, and make sure you're living within your means.
This Episode Discusses:
- The difference between being able to "pay for" vs. "afford" something
- Values-based spending
- What it means to live within your means
- How to prioritize your spending based on your values
- An exercise on how to prep your budget for BIG upcoming purchases
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
FREE Resources by Save Live Thrive™
- FREE MINI-COURSE!! Your Financial Roadmap
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.
Music written by Chris Glassman
We bought a house!! My partner, Oliver, is joining us on the podcast today to talk about our home buying journey as first time home buyers.
This Episode Discusses:
- Buying property with a partner
- Applying for a mortgage
- Closing costs
- Budgeting for buying a home
- And other parts of our story!
FREE MINI-COURSE!! Your Financial Roadmap
Our financial futures are waaaay to important to just “wing it.” You want to make sure that you’re arriving at your financial destination as timely and efficiently as possible.
Creating a financial roadmap will help you see:
- Your financial starting point
- What you want your financial destination is
- The direction you need to head to get there
- Any detours and course corrections that might come up along the way
When you enroll, you'll also get exclusive access to the 35 page workbook to help organize and plan the next steps to take on your financial journey.
Other FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.
Music written by Chris Glassman
Vee Weir from Vee Frugal Fox is joining us today to talk about her journey away from the Dave Ramsey Community and embracing an empathy-based approach to budgeting and personal finance.
This Episode Discusses:
- The Dave Ramsey Community
- Empathy Based Budgeting
- Toxic hustle culture
- Side hustles & entrepreneurship
Where to find Vee:Instagram
Website
Co-Host: Price of Avocado Toast Podcast
Other FREE Resources by Save Live Thrive™
- Your Financial Roadmap
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
Music written by Chris Glassman
Spring is in the air! And it's time to spring clean your finances as well. In today's podcast episode, we talk about 8 steps to organize your finances this spring.
This Episode Discusses:
- Financial organization
- Tracking your net worth
- Reviewing your insurance policies
- Reviewing your financial goals
- Tracking your spending
- Revamping your budget
- Automating savings & bill payments
- Decluttering
FREE MINI-COURSE!! Your Financial Roadmap
Our financial futures are waaaay to important to just “wing it.” You want to make sure that you’re arriving at your financial destination as timely and efficiently as possible.
Creating a financial roadmap will help you see:
- Your financial starting point
- What you want your financial destination is
- The direction you need to head to get there
- Any detours and course corrections that might come up along the way
When you enroll, you'll also get exclusive access to the 35 page workbook to help organize and plan the next steps to take on your financial journey.
Other FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
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Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
Music written by Chris Glassman
Our mental health impacts the way we think, how feel feel, and how we act. And that includes how we manage our money. In fact, over 3/4 of Americans have reported feeling anxious about money. In today's episode, we're talking about anxiety and money, and steps that you can take to minimize your financial anxiety this year.
Sources/Additional Reading
- Psychology Today: How Anxiety Affects Our Personal Finances
- Psychology Today: How Anxiety Affects Our Buying Behaviors
- CNBC: 77% of Americans Are Anxious About their Financial Situation--here's how to take control
- Business Insider: This is when you're going to die (that's actually the name of the article lol)
- Business Insider: 7 things mental health experts wish you knew about anxiety, according to a psychotherapist
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.
Music written by Chris Glassman
March is Women’s History Month! The financial rights women have today took hundreds of years of fighting advocating for to win. And some of these rights weren’t even won until 40 years ago. In today's podcast episode, we're taking a quick tour through time to see the history behind women’s financial rights in the United States and assess where we are today.
Sources/Additional Reading
- Fidelity: Why Women Need to Plan Differently Than Men
- Fool: How Women Have Fought for Financial Equality for 100 Years - And Still Do Today
- PBS: Not All Women Gained the Vote in 1920
- CFP® Board: Making More Room for Women in the Financial Planner Profession
- Forbes: Financial Advisors' Unconscious Bias Works Against Women
- Merrill: Creating A Better Financial Future for Women
- History: Why the 19th Amendment Did Not Guarantee All Women the Right to Vote
- USA Today: Fact Check - Post Detailing 9 Things Women Couldn't Do Before 1971 Is Mostly Right
- Institute for Women's Policy Research: Gender Wage Gaps Remain Wide in Year Two of the Pandemic
- Institute for Women's Policy Research: Equal Pay Day 2022 - Digging Deeper into This Year's Gender Wage Gap
- Raynes & Lawn: What Is the Lilly Ledbetter Fair Pay Act?
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products & Programs by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
- Wealth Building Bootcamp
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Music written by Chris Glassman
Money scripts are unconscious beliefs about money that impact our financial behaviors and perspectives as adults. On today’s episode, we talk about how to uncover and rewrite your money scripts, which will help improve your overall financial health.
In this episode we talk about:
- Money scripts & money beliefs
- Rewriting your money beliefs
- Journal prompts to begin working through to help improve your money mindset
Sources/Additional Reading
- Forbes: Are your money beliefs holding you back?
- Psychology Today: Four "Money Scripts"
- Your Mental Wealth Advisors: Your Money Script
- Wired for Wealth by Brad Klontz, Ted Klontz, and Rick Kahler
- How Clients' Money Scripts Predict Their Financial Behaviors
- PBS: Money habits are set by age 7.
- Clarity Wealth Development: What's your money script?
Apply for the Wealth Building Bootcamp 👇🥳
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams. As of the release date of this episode (March 17, 2022), there are THREE SPOTS available in the program!
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
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Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music written by Chris Glassman
In today’s podcast episode, we are joined by Sami Womack, financial coach and founder of A Sunny Side Up Life, who reveals how she and her husband went from $490,000 in debt to debt-free in three years.
Today, Sami works with women all over the world to live their best lives by teaching goal setting and budgeting techniques. Listen in as Sami shares her inspiring story about her debt-free journey!
In this episode we talk about:
* The realities of a debt-free journey
* Living a minimalist and intentional life
* Deciding what types of expenses to cut back on
* Spending intentionally
* Sinking funds
Connect with Sami
* Website
* Instagram: @asunnysideuplife
* Podcast
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
* Digital Budget Planners
* The Budget Pro Spreadsheet
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, insurance, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, insurance, or investment professional.
Music written by Chris Glassman
You asked, I answered! Today’s podcast episode answers questions asked by our Instagram community.
In this episode we talk about:
- How to pick an idea for a side hustle
- Budgeting on a low income
- Is disability insurance worth it?
- How to decide which debt to pay off first
Sources/Additional Reading:
- NerdWallet: Disability Insurance - Why You Need It and How to Get It
- Investopedia: Top 5 Reasons Why People Go Bankrupt
- Guardian: What's the difference between long term and short term disability insurance?
- Council for Disability Awareness: Disability Statistics
- Money Under 30: Why Disability Insurance Is The Most Important Financial Product You Didn't Realize You Needed
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, insurance, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, insurance, or investment professional.
Music written by Chris Glassman
On today’s episode, we talk about the similarities between time and money and how to manage them both more effectively in your daily life.
In this episode we talk about:
- The similarities between time and money
- Prioritizing your time and money
- How to manage your time and money better
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
- The Budget Pro Spreadsheet
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
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Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music written by Chris Glassman
Sarah Sprague Gerber, AFC®, is joining us today to talk about tax season and some common misconceptions and mistakes people have about the United States tax system.
In This Episode We Talk About:
- Mistakes people make with their taxes
- Common misconceptions people have about the US tax system
- Tax deadlines
Educational Resources Mentioned
- Internal Revenue Service (IRS) Official Website
- SmartAsset: Federal Income Tax Calculator
- Tax Foundation (great educational resource!)
Splitwise App - great for tracking shared expenses with friends, groups, and family.
Where to find Sarah:
- Instagram at @momentumfinancialcoach
- https://momentumfinancialcoaching.com/
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
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Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music written by Chris Glassman
In today's episode, we're talking about compound interest and how it can help you build wealth faster or keep you in debt longer.
CALCULATORS (and how I calculated the examples in this episode)Bankrate Credit Card Calculator
- Credit Card Balance: $6,194
- Interest Rate: 17%
- How minimum payment is calculated: 3% of balance
Investor.gov Compound Interest Calculator
First, I calculated the first 10 years of the three hypothetical women's investment:
- Initial Investment: $500
- Monthly Contribution: $500
- Length of time in years: 10
- Estimated Interest Rate: 8%
- Interest rate variance range: 2%
- Compound Frequency: Monthly
Then, I took the final age that each hypothetical woman made their last investment, and subtracted it from the age of 65 to see the impact that time would have on the $92,582.84 they would have based on the calculation above.
To do this, my inputs into the calculator looked like this:
- Initial Investment: $92,582.84
- Monthly Contribution: $0
- Length of time in years: 65 minus the hypothetical woman stopped contributing to the investment
- Estimated Interest Rate: 8%
- Interest rate variance range: 2%
- Compound Frequency: Monthly
SOURCES:CNBC - Average Credit Card Balance By State
The Ascent - How Does Compound Interest Work?Vanguard - How risk, reward & time are related
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- The Budget Pro Spreadsheet
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
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Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music written by Chris Glassman
In today's episode, we talk about whether or not it's actually bad to spend money, and how to release feelings of guilt and shame when spending each month.
In This Episode We Talk About:
- How to spend in alignment with the things that matter to you
- How to release feelings of guilt and shame when it comes to spending
- How to create a spending plan (AKA a budget) that allows you to spend guilt-free
The 6 areas to release guilt around spending discussed in this episode was inspired by this post from Business Insider by Tanza Loudenback.
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- The Budget Pro Spreadsheet
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
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Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music written by Chris Glassman
In today's episode, Charlotte talks about what F*ck You Funds are, and why they're an important goal to set with your finances to give you additional freedom, security, and flexibility with your money (and therefore your life)
In This Episode We Talk About:
- F*ck You Funds
- Emergency Funds
- How to start saving for an Emergency & F*ck You Fund
Resources, Sources Mentioned, & Additional Reading
- NerdWallet High Yield Savings Account Comparison
- A Story of A Fuck Off Fund by Paulette Perhach (an incredibly moving post)
- 2018 Survey by Glamour
- Survey by PYMNTS and Lending Club
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- The Budget Pro Spreadsheet
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music written by Chris Glassman
Financial educator & creator, Chloe Daniels from Clo Bare Money Coach, is joining us today to talk about her journey to landing 4 promotions in 3 years, increasing her income, and shifting her focus from paying off debt ASAP to building wealth.
In This Episode We Talk About:
- Preparing to ask for a promotion
- Negotiating a raise in your salary
- Determining a price point for your side hustle
- Building your money mindset
- Action steps to take with your money after increasing your income
- Paying off debt vs. investing
- Spending in a way that aligns with your values
Where to find Chloe:
- Instagram and TikTok at @clobaremoneycoach
- https://clobare.mykajabi.com/opt-in
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music written by Chris Glassman
HAPPY NEW YEAR! Today we're talking about how to take consistent action towards your financial goals in the new year.
This episode talks about:
- Money mindset
- Money beliefs
- Setting financial goals that are based on your core values
- Taking actions with your finances that are aligned with your core values
- Reverse engineering the steps to take to achieve your financial goals
Missed the FREE 2022 Financial Goal Setting Workshop? You can still follow the exercises and activities inside the workbook!
Download the workbook here:
https://savelivethrive.ck.page/a6f38f0dd8
FREE Resources by Save Live Thrive™
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
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Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music written by Chris Glassman
Can you believe that there are only 3 weeks left of 2021? Seriously--time is FLYING.
Today's podcast episode covers an end of year financial checklist to help get your money ready for the new year!
Annual Credit Report Website (which is the website mandated by the US Government) https://www.annualcreditreport.com/index.action
In This Episode We Talk About:
- Important financial dates and deadlines for 2021
- How to review the progress made towards your financial goals
- How to check in on your budget for the last year
- Planning for large upcoming expenses
- Asset Allocation & Rebalancing Your Portfolio
- Obtaining A Copy of Your Credit Report
- Reviewing important financial documents before the new year
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music Written By Chris Glassman
Money mindset is a huge part of of a financial journey. Essentially, your money mindset is the representation of your attitudes and beliefs about money, and it has a giant impact on the actions and behaviors that you make with your personal finances.
I know that my personal money mindset has changed DRASTICALLY over the last few years, and especially since I became a small business owner. Today's episode talks about my money mindset evolution and how my views of investing in myself and my skills has changed over the last few years.
In This Episode We Talk About:
- Money mindset
- Money anxiety
- Taking small steps towards financial goals
- Spending in a way that reflects your values
- Investing in yourself & your personal growth
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music Written By Chris Glassman
If there is one topic that I KNOW a lot of my clients feel anxious about, and that I have felt anxious about myself, is navigating conversations about money--especially in romantic relationships. Today's episode covers financial conversations to have in a relationship, and what types of money questions you can ask your partner (or potential future partner) at different stages of your relationship.
In This Episode We Talk About:
- How to talk about money with a romantic partner
- Conversations to have about money when you first meet
- Conversations to have about money when your relationship starts getting serious
- Conversations to have about money when you're moving in together
- Combining finances with a partner
- Conversations to have about money when you're engaged
- Conversations to have about money when you're married
Splitwise App:https://www.splitwise.com/
(not sponsored, I just really love this app for splitting expenses with others!)
Sources/Additional Reading:
https://institutedfa.com/Leading-Causes-Divorce/#:~:text=According%20to%20a%20recent%20survey,money%20issues%22%20(22%25)
https://www.ubs.com/content/dam/WealthManagementAmericas/documents/2018-37666-UBS-Own-Your-Worth-report-R32.pdf
https://www.annuity.org/financial-literacy/women/
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music Written By Chris Glassman
Thinking about starting a side hustle this year? Then this episode is a MUST LISTEN for someone starting a new side hustle or small business.
Today's episode covers everything from identifying business ideas, creating a business plan, building a startup business budget, different business entity types, basics of business finances, as well as common questions people ask me about my side hustle journeys.
In This Episode We Talk About:
- Identifying your skills and interests
- Creating a business plan
- Competitor research
- Marketing your business
- Building a business budget
- Business Entities - the basics
- Business Finances
- FAQs about starting a side hustle or small business
RESOURCES MENTIONED:
This post contains affiliate links that, at no additional cost to you, I may earn a small commission.Download the FREE 58 Side Hustle Ideas Workbook:
https://savelivethrive.ck.page/0fbb1d5145
The Small Business Administration
https://www.sba.gov/
Quick search in USPTO (United States Patent and Trademark Office)
https://www.uspto.gov/trademarks/search
Profit First by Mike Michalowicz
https://amzn.to/3wCZKvH
I forgot to mention this in today's podcast episode, but I highly recommend working with a trademark lawyer to help you select and apply for a trademark for your business.
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music Written By Chris Glassman
Hearing talk about a recession is a pretty scary thing. Whenever a recession hits, it brings a ton of discomfort and uncertainty for individuals and their finances. In today's episode, we're diving deep into what a recession is, factors that can contribute to a recession, the impact that a recession can have on your finances, and how to prepare your money to remain financially successful in the midst of a recession.
In This Episode We Talk About:
- What is a recession?
- What causes a recession?
- How long can a recession last?
- 4 phases of the economic cycle
- 6 steps to recession-proof your finances
Sources & Extra Reading!!:
https://www.investopedia.com/terms/b/businesscycle.asp
https://www.forbes.com/advisor/investing/what-is-a-recession/
https://www.bankrate.com/personal-finance/smart-money/watch-these-indicators-know-when-recession-could-be-coming/
https://www.kiplinger.com/article/investing/t038-c032-s014-4-key-indicators-of-a-looming-recession.html
https://www.thebalance.com/what-is-the-business-cycle-3305912
https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp
https://www.forbes.com/advisor/investing/what-is-diversification/
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music Written By Chris Glassman
It can be tough to break toxic money habits, but one of the first steps is to acknowledge the habit so you can create space for building new, positive habits instead. In this episode, I'm sharing five toxic money habits that I see among millennials and steps you can take to let go of that habit this year.
In This Episode We Talk About:
- Toxic money habits
- Past financial mistakes
- Comparing your financial success to others
- Spending above your means
- Emotional spending
- Not talking about money
This post contains affiliate links that, at no additional cost to you, I may earn a small commission.
The Psychology of Money by Morgan Housel:
https://amzn.to/2Zy2LAY
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
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Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music Written By Chris Glassman
A lot of times, people want to get started on their financial journey but they have NO idea what step to take first. This episode outlines 7 steps to creating your financial roadmap so that you can start managing your money in a way that feels good for YOU.
In This Episode We Talk About:
- Checking in with your money mindset
- Taking stock of your financial situation
- Determining your financial goals
- Tracking your spending
- Building an emergency fund
- Paying off high interest debt
- Building wealth
- Increasing your income
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music Written By Chris Glassman
My financial journey has been a whirlwind, which is one of the reasons why I am SO passionate about sharing financial education with you. This episode covers my personal top 5 financial mistakes, things I would do differently if I could go back in time, and strategies that I used to recover from the financial mistakes I made.
My hope is that by sharing my journey and past financial mistakes with you, you can avoid making them as well.
In This Episode We Talk About:
- Buying something you can "pay for" but can't "afford"
- Renting an apartment that's too expensive
- Not building an emergency fund
- Living paycheck to paycheck
- Impulsive spending
- How I wish I hadn't waited to invest
FREE Resources by Save Live Thrive™
- 2022 Goal Setting Workshop Workbook
- Organize Your Finances Workbook
- Mini Digital Budget Planner
Products by Save Live Thrive™:
- Digital Budget Planners
Financial Education Programs by Save Live Thrive™
The Wealth Building Bootcamp: A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
Follow on Instagram
Follow on TikTok
Join our Newsletter
Help the Thrive With Money Podcast grow! Follow this link to leave a 5-star review.
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, or investment professional.
Music Written By Chris Glassman
WELCOME to the Thrive With Money Podcast! I am seriously so excited that you are here.
On this very first episode of the show, I wanted to introduce myself so that we aren't total strangers! You'll learn a little bit about me, my journey, and what ultimately led me to starting Save Live Thrive™ and teaching millennial women how to level up their financial lives.
If you are brand new to the SLT community, don't forget to connect with us and make this newfound friendship official!
INSTAGRAM:
https://www.instagram.com/savelivethrive/
ANNND join our weekly email newsletter and receive a free workbook outlining 6 steps you can take to organize your finances this year:
https://savelivethrive.ck.page/organize-your-finances-workbook
Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, investment, tax, or legal advice.
Music written by Chris Glassman