NOT the RETIREMENT Show: Recent Episodes
Bill Storie & Robin Trimingham
NOT the RETIREMENT Show
Retirement may not be a word that you are comfortable using. Fair enough. However, the purpose of this new Video & Podcast Series is to highlight the many emotional and psychological issues faced by all of us as we get older.
So, to avoid discomfort for you by using the word “Retirement” we will call it “NOT the Retirement Show”.
Make no mistake, the roller-coaster of emotions in our later years can be fast and furious.
• If we have poor health, we are worried about the outcome.
• If we don’t have enough money, we are worried we may outlive our money.
• If there is trauma in the family, we may not be able to easily resolve the problem.
• If we don’t find new activities, we may suffer boredom.
These issues, and many more, can easily cause stress or depression – or poor sleep – or poor eating – or make us feel and act grumpy.
We have been producing and hosting webinars, social media posts, videos, television shows, radio shows for over 8 years and we have gathered thousands of comments, observations, and suggestions from our 100,000 Followers in 100 Countries. We are grateful for their input and understanding - and especially their sharing of personal experiences, as they get older.
This Show will focus on the emotional impact of many issues which are largely ignored or simply taken for granted by so-called “experts on aging”. Research clearly shows a desperate need by millions of “old folks” to be understood, or maybe just heard.
Well, we hear you – and without any doubt, understand you – so we hope you enjoy “NOT the Retirement Show.”
Tell us what you think and offer suggestions as we move forwards.
Bill & Robin.
Brand new Shorts Podcast Series - also available in Video format in our YouTube Shorts Channel (2) Ozone Media Productions International (OMPI) - YouTube
Brand new Shorts Podcast Series - also available in Video format in our YouTube Shorts Channel (2) Ozone Media Productions International (OMPI) - YouTube
Brand new Shorts Podcast Series - also available in Video format in our YouTube Shorts Channel (2) Ozone Media Productions International (OMPI) - YouTube
Brand new Shorts Podcast Series - also available in Video format in our YouTube Shorts Channel (2) Ozone Media Productions International (OMPI) - YouTube
Brand new Shorts Podcast Series - also available in Video format in our YouTube Shorts Channel (2) Ozone Media Productions International (OMPI) - YouTube
Brand new Shorts Podcast Series - also available in Video format in our YouTube Shorts Channel (2) Ozone Media Productions International (OMPI) - YouTube
Brand new Shorts Podcast Series - also available in Video format in our YouTube Shorts Channel (2) Ozone Media Productions International (OMPI) - YouTube
Sounds like a great idea, right?
Tired of commuting, co-workers, late nights, endless emails and too much coffee at the desk.
Dreaming of beaches and golf and travel and getting away from it all - sign me up.
BUT
There's lots tot hink about.
This new Series will address all of the issues in details.
You don't want to wait until 65 to Retire - in fact you don't like to even use the word "Retirement" at all
- but you would like to stop working much sooner and start a business or travel or find a wonderful hobby - or just chill.
Proper financial planning at age 35 or 40 or 45 allows you to start NOW and prepare well in advance.
Here are some expert Thoughts, Ideas and Tips from Financial Gurus Ian Price and Bill Storie
(2) Ozone Media Productions International (OMPI) - YouTube
Retirement is one of the toughest jobs you will ever have.
Gone are the days when the boss told you what was needing to be done today. No instructions. No deadlines. No feedback even.
Times have changed - now YOU are the boss - your OWN boss.
YOU have to decide what to do today - you can do nothing of course - but how long will that last?
It's time to get your NEW life in gear.
You look forward for weeks, months maybe years to your Day of Retirement. Maybe you're excited. You've worked hard all your life and now it is YOUR time.
The first day of Retirement is strange - no early rise; no quick coffee; no dash to the car to get to work; no commute; no annoying colleagues; no busy workload, no millions of emails; no sandwich lunch; no long ride home, tired; no late dinner; no falling asleep on the couch with the TV blaring; no dragging to bed.
Nothing like that at all.
But then ................wham.
Get our book The Third Journey on Amazon: amzn.to/3qbqP6M
You look forward for weeks, months maybe years to your Day of Retirement.
Maybe you're excited.
You've worked hard all your life and now it is YOUR time. The first day of Retirement is strange - no early rise; no quick coffee; no dash to the car to get to work; no commute; no annoying colleagues; no busy workload, no millions of emails; no sandwich lunch; no long ride home, tired; no late dinner; no falling asleep on the couch with the TV blaring; no dragging to bed. Nothing like that at all.
But then ................wham.
Get our book The Third Journey on Amazon:
amzn.to/3qbqP6M
https://www.youtube.com/watch?v=uxyjY8LOGk4 We hear so much about whether to Leave an Inheritance to the kids and grandkids - BUT - sometimes we simply don't know HOW to Leave an Inheritance. Listen to financial expert, Ian Price, chat about the many considerations and decisions about organizing your estate to best serve your needs and those of the family.
This informative Series revolves around having the Motivation to do things in everyday life - especially in the Retirement years.
Get our book "The Third Journey" on Amazon
https://amzn.to/3qbqP6M
Should you carry your "old" routines from when you were employed into your new life in Retirement?
These days I write because I love to share ideas and give others something to think about as they go about their day without having any preconceived notions regarding what readers will take from my work, or what sorts of thoughts of their own it will subsequently inspire.
Equally, it is not for me to say who should find these words - or when they should find them - or even what they should take from them – it is only to hope that people do find them on the day that they most need to - be that today, or next week, or years from now...
Need help preparing for or adjusting to retirement life?
Get a copy of our book "The Third Journey - Making the Most of Your Retirement" and follow along as we discuss a different section of the book each week: https://amzn.to/3qbqP6M
Should You Leave an Inheritance?
Managing Your Money in Retirement is important - But inheritance decisions are complex.
Listen to experts Ian Price (Financial Consultant) and Bill Storie (C.A.) chat about things to consider regarding inheritance decisions.
Need help preparing for or adjusting to retirement life?
Get a copy of our book "The Third Journey - Making the Most of Your Retirement" and follow along as we discuss a different section of the book each week:
https://amzn.to/3qbqP6M
Ok so we've crossed the bridge into Retirement.
Life is wonderful - or so it seems for the first few weeks and months.
Then you ask yourself, "Is this it?"
"What do I do now? - I have years and years ahead of me, I can't watch YouTube videos ALL day, EVERY day.
Help....!!!!
Is saving money the ONLY part of Retirement Planning?
NO.
There's no point in saving for your retirement then discovering that when you retire you don't know what to do every day. Maybe count your money?
Listen to UK Financial Expert Ian Price chat about the other issues to be considered when making those critical plans for your retirement.
What's the Difference Between Guiding and Micro-Managing?
How do you mentor the younger people in your life?
Should you solve everyone else's problems?
Is it better to let younger people make mistakes?
Is it ever ok to say, "I told you so"?
Finding New Ways To Be Useful in Later Life - This Changes Everything.
Now that we've retired and still young maybe it's time to re-think this Retirement Stuff.
Many people have decided to get back to work - but how do you decide what to do?
Getting older is inevitable - for all of us.
Some of us are upset by that and some of us just shrug the shoulders and accept it.
Yet many of us make a conscious decision to make the best of it. "our ATTITUDE to LIFE is critical to enjoy our future years - whether we are financially secure or just happy to enjoy life.
Getting old is a life-changing event in our life. It can evolve and change year by year for many years. It is no longer a phrase we loosely use to talk about our own aging process. Sometimes we chuckle when we use it - but in these more medical times we can easily look ahead 10-20-30 years. Future Living thus becomes an essential component of our daily lives and how we take care of ourselves physically and psychologically. But do Men and Women see the aging process differently?
Maybe they do - listen to this enlightening podcast.
Now that we've retired and still young maybe it's time to re-think this Retirement Stuff.
Many people have decided to get back to work
-
maybe full-time but most likely Part Time
-
maybe for the money,
or maybe just for the fun and something to do.
For years we have all been told to save for our Retirement. Build you Nest Egg they told us.
Fine, but did anyone tell us how to handle it?
Not really.
So maybe we need to re-think what to do with all those eggs !!!!
The majority of people look at retirement as being way out in the distance- and it may be ... BUT as your life and circumstances - and the economy change - do you go back and take a fresh look at the Plan?
We all know that times have changed, We appreciate that - BUT have we changed the way we look at Retirement Planning.??
5 Steps you Must Take to Secure Your Future Retirement.
A Happy Retirement requires Planning and Preparation.
You plan for all the other phases of your life why not retirement?
People are living longer and you need to be prepared to care for yourself:
Mentally
Emotionally
Physically
Financially
Spiritually
Get a copy of our "How To Control Expenses Budgeting Workbook" here: https://amzn.to/35BnQhk
How long will your Sunset Years last?
A LONG time.
So let's plan for all the wonderful activities we can enjoy.
Want to learn more about living a thriving life in retirement?
How do you decide where to live in retirement?
How do you make smart financial decisions regarding whether to stay put or whether to downsize?
Listen to Bill and Robin discuss:
-
The true cost of staying in your current residence
-
What you can save by moving
-
The benefits of downsizing to become mortgage free
-
Retrofitting considerations if you plan to age in place
-
Whether to buy a second dwelling in retirement
Does the idea of down sizing in retirement make you shudder? Watch Bill and Robin discuss five common misconceptions about downsizing and moving in retirement that you need to overcome including:
-
You are giving in to the aging process
-
You will lose all your friends
-
You will never see your family
-
You will hate the place that you move to
-
It will never feel like home again
Is the stress of downsizing getting you down?
Watch as Bill and Robin discuss these 5 tips for making downsizing easy in retirement:
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The Importance of Pacing Yourself
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The Value of Doing Your Research
-
The Importance of Hiring Professionals to help you
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Why You Need to Do a trial Run Before Making the Big Move
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Why You Need to Let Go of All Your Junk!
That's right.
While we believe (correctly) that Health and Wealth are the primary issues in Retirement, the most common concern for Retirees is being BORED.
Countless studies put Boredom at the top of most lists of concerns in retirement.
The problem is made worse by the fact that many people don't recognize - or accept - that they are bored with their life in retirement.
Top Tips Include:
1.Stop focusing on what you do not have
-
Force yourself to realize what you do have
-
List ways to be around people in real life
-
Befriend someone who is lonelier than you are!
-
Get out of the house more often
-
Remember social media is a band-aid not a cure
As we get older the chances of experiencing Loneliness increase.
There is a difference between being Alone and suffering Loneliness. If we live on our own it can be argued that we are Alone.
But even if we live with a partner or the family, the feeling of Loneliness can be acute.
We may be living in a world that doesn't recognize, far less accept or understand our character.
We may be living in "another world."
Depression can be depilating. It is a tough health issue for many people and sometimes can't be avoided - but there are various tactics to decrease the likelihood of Depression in your later years.
Key Points:
-
There is no shame in getting help - only shame in doing nothing about it
-
Getting out of bed and out of the house can help
-
Talking about it can help
-
Rome wasn't built in a day - you need to be patient with yourself as you work to make changes
-
Retirement is not the end of your life - but it may need some redecorating
Everyone's an expert.
But when we get to the actual retirement planning issue we can identify most issues all on our own - so why do we hire a retirement expert?
Your retirement will be unique because you are a unique individual.
Only you know what you want to achieve in later life
Only you know what will make you happy
There is no such thing as a "one size fits all" retirement plan
7 Things a retirement Plan is NOT (#5 Will Shock You)
Do you really know what a Retirement Plan looks like. We all talk about it but when it comes to preparing one, we run out of ideas.
Yeah, we believe that money is critical (which it is) but do we fully understand how to address every other issue? -
Retirement is Not an excuse to be lazy -
Retirement Planning is not a waste of time -
A Retirement Plan is not something you make once and then forget about -
Retirement is not a time to be selfish -
Retirement Planning is not a time to be unrealistic
The Challenges of Living Longer Than You Thought on Less Money Do we understand the difference between having enough Capital to allow us to live happily in retirement.... and.... Income in Retirement. The difference is critical to your financial well-being.
This may be the most important retirement video we've ever done because as you age:
You will not have as much energy as you think Your health will not be as good as you think
Things will cost more than you expect Expenses will arise that you never budgeted for
You will not be able to work forever
There are countless opportunities to consider when contemplating starting a new business in retirement. many people will use the skills and knowledge gained from the "day job" before retirement. But some may want a change.
Here are some ideas.
Starting a new business in your retirement years can be exciting and challenging. It can also be expensive and if you intend to use your retirement fund for start-up capital - PAUSE & THINK.
What are the start-up costs?
Where will the money come from?
How long will it take to generate sales?
What about pricing & profit margins?
Many retirees plan to start a new business when they retire. They have the knowledge and experience and the health - and hopefully they have the available finances to get started.
But there are many issues to think about.
Now that we have accepted that Loneliness in our Retirement Years is an issue in our life, let's find Solutions to overcome, or at least reduce, the impact. Accepting that we have to handle it ourselves - perhaps with a little help from friends and family - we can begin to build a lifestyle to increase our Retirement Happiness.
As get older the chances of experiencing Loneliness increase. There is a difference between being Alone and suffering Loneliness. If we live on our own it can be argued that we are Alone. But even if we live with a partner or the family, the feeling of Loneliness can be acute. We may be living in a world that doesn't recognize, far less accept or understand our character. We may be living in "another world."
Having a strategy to prepare long-term for your retirement can be accomplished with the correct guidelines. You don't need to be an investment expert - most people are not - but you do need to have an idea of what you would like to have money-wise in your later years.
Planning is critical.
But do you understand: * The difference between value investing & investing for cash?
-
How long before retirement should you start to switch from value to cash investing?
-
How much cash should you keep in an emergency fund?
-
How often should you review your investment allocation? UK financial expert Ian Price discusses Investing for Value in your working years then Investing for Cash in your later years with Olderhood Executives Robin Trimingham and Bill Storie, C.A.. Easy-to-follow guidelines.
If you are employed and you have an Employment Pension Plan that you are contributing to - and hopefully your Employer matches your contributions, do you know how much you will receive as a Pension when you retire?
You would be surprised hw many people simply rely on the Pension Plan managers to work it out and let you know how much you will get WHEN you retire.
This NOT Retirement Series is so called because so many people around the world refuse to discuss their Retirement Planning or Preparation - or even refuse to use the word "Retirement". So we will not upset you and instead will simply refer to it as NOT Retirement. OK?
But here's the difference from other Retirement Advice Experts - Our Hosts - Bill & Robin - share not just their suggestions BUT they share their OWN EXPERIENCES - they are living these issue today.
**** To be clear - they ain't Youngsters !!!!
They have also written a book called "The Third Journey" - available on Amazon.
https://amzn.to/3GQmGv6
Being able to save for the future is the most problematic feature of personal money management. There's nothing left at the end of the month to be able to save.
"Yes, I know I should save for my retirement, but I have a pension plan at work so that's enough"
NO IT IS NOT.
This NOT Retirement Series is so called because so many people around the world refuse to discuss their Retirement Planning or Preparation - or even refuse to use the word "Retirement". So we will not upset you and instead will simply refer to it as NOT Retirement. OK?
But here's the difference from other Retirement Advice Experts - Our Hosts - Bill & Robin - share not just their suggestions BUT they share their OWN EXPERIENCES - they are living these issue today.
**** To be clear - they ain't Youngsters !!!!
They have also written a book called "The Third Journey" - available on Amazon.
https://amzn.to/3GQmGv6
If you are not getting older and have no intention of retiring this SERIES is NOT for you.
This NOT Retirement Series is so called because so many people around the world refuse to discuss their Retirement Planning or Preparation - or even refuse to use the word "Retirement". So we will not upset you and instead will simply refer to it as NOT Retirement. OK?
But here's the difference from other Retirement Advice Experts - Our Hosts - Bill & Robin - share not just their suggestions BUT they share their OWN EXPERIENCES - they are living these issue today.
**** To be clear - they ain't Youngsters !!!!
They have also written a book called "The Third Journey" - available on Amazon.
https://amzn.to/3GQmGv6
The social experts tell us that our attention span is less than that of a goldfish.......... really?
Has WFH caused us to focus on so many different things in our life that we don't spend enough time on the important things?
Retirement may not be a word that you are comfortable using. Fair enough. However, the purpose of this new Video Series is to highlight the many emotional and psychological issues face by all of us as we get older.
So, to avoid discomfort for you by using the word “Retirement” we will call the Show “NOT Retirement”.
Make no mistake, the roller-coaster of emotions in our later years can be fast and furious.
- If we have poor health, we are worried about the outcome.
- If we don’t have enough money, we are worried we may outlive our money.
- If there is trauma in the family, we may not be able to easily resolve the problem.
- If we don’t find new activities, we may suffer boredom.
These issues, and many more, can easily cause stress or depression – or poor sleep – or poor eating – or make us feel and act grumpy.
We have been producing and hosting webinars, social media posts, videos, television shows, radio shows for over 8 years and we have gathered thousands of comments, observations, and suggestions from our 100,000 Followers in 100 Countries. We are grateful for their input and understanding - and especially their sharing of personal experiences, as they get older.
This Show will focus on the emotional impact of many issues which are largely ignored or simply taken for granted by so-called “experts on aging”. Research clearly shows a desperate need by millions of “old folks” to be understood, or maybe just heard.
Well, we hear you – and without any doubt, understand you – so we hope you enjoy the - “NOT Retirement Show.”
Tell us what you think and offer suggestions as we move forwards.
By the way, check out our book on Amazon called “The Third Journey.
Bill & Robin.
Martin Rutte is the Founder of Project Heaven on Earth and his philosophy about changing the way we live together to create our own Heaven on Earth are attracting considerable attention around the world.
In this Episode of the Ozone Radio Show, Robin and Martin chat about Virtual Interaction and how we integrate the "I" into the "We".
Listen to our interview with renowned business journalist Jonathan Kent who tells us about leaving his regular job as an employed journalist on a major newspaper to start freelancing on his own. His business strategy and his family reasons. Honest and engaging.
Eating healthy foods has always been the mantra of the Medical World - and rightly so. However we have all been guilty of ignoring the advice to eat nutritious foods. Bill and Robin discuss the reasons why we are hesitant to adopt heathier eating habits.
Is it laziness or convenience or cost or a lack of knowledge?
Bill even suggests that what the meals our Granny provided was good, wholesome and healthy food from the "Farm to the Table".
So maybe NEW-trition should be re-named OLD-trition.
Eating healthy foods has always been the mantra of the Medical World - and rightly so. However we have all been guilty of ignoring the advice to eat nutritious foods. Bill and Robin discuss the reasons why we are hesitant to adopt heathier eating habits.
Is it laziness or convenience or cost or a lack of knowledge?
Bill even suggests that what the meals our Granny provided was good, wholesome and healthy food from the "Farm to the Table".
So maybe NEW-trition should be re-named OLD-trition.
Learning to Change is a phenomena we are all experiencing in today's world.
Some of us want to change our lifestyle and the way we do things while some of us are forced into change through circumstances.
How does Technology play a part?
How does Covid play a part?
How does reduced income play a part?
Bill and Robin provide some valuable insights and suggestions on how to successfully cope with change.
As we enter 2022 we reflect on lifestyle changes we may be considering. Are we doing New Year Resolutions this Year, or are we just thinking about them with no real intention of following through?
Bill and Robin explain the better way to consider making changes in your life - changes that have a great chance of success.
New Year in Scotland is a very special time of the Year.
There are so many traditions and activities around the celebration of the Scottish word for New Year's Eve - which is Hogmanay.
This dates back to the 1560's at the time of Mary Queen of Scots - she was French and introduced many French words into the vocabulary of Scotland. For example she travelled between Scotland and France regularly and suffered from "Mal de Mer" - her cure was a concoction of oranges and fruits in a jam-based jar - hence we call it "Marmalade".
This Pod also explains the use of the "First Foot" concept and then closes with the world-famous song - Auld Lang Syne - written by Scotland's National Poet, Robert Burns in the late 1970s.
This Pod is informative but also humorous and very entertaining.
Enjoy.
Check out our Video Library at
Ozone Media Productions International (OMPI) - YouTube
Our Team has years of experience both producing and hosting Podcasts, Videos, Radio shows (Live) and Television shows.
Now we bring our unique Content and Style to Online Radio.
Bill and Robin of The Olderhood Group chat about general interest topics including Money Matters, Health, Personal stories, Travel stories, The Layman's use of Technology, Social media, How to best use Zoom for quality recordings and much more.
Informative, Entertaining and lots of Fun !!
Childhood memories about Christmas in Scotland for Bill and in Toronto for Robin. Bill tells of his first long play record - Roy Orbison, Pretty Woman and his personal message from Santa. Robin tells of how she made "hockey puck" cookies with her sister looking on. Oh yes and Bill explains how every year his Mum gave him a new pair of socks !!!! Can you remember those days? Check out our Video Library at
Ozone Media Productions International (OMPI) - YouTube