Mortgage & Real Estate Podcast by Pinnacle: Recent Episodes
Chris Gianino
The Mortgage & Real Estate Podcast provides current, relevant, and practical information for home buyers and sellers. This podcast with walk you through strategies in mortgage and real estate to secure the home you desire.
Two family businesses collaborated on this memorable podcast. The Pinnacle brothers met with Jeannie Baumgartner and her son Christopher. Jeannie and Christopher are St. Louis area realtors blessed with infectious personalities.
Immediately, we were welcomed into a spectacular home in the impressive Raintree community in Hillsboro. The home is accompanied by cascading layers of hard-to-believe landscaping which leads from the back door ultimately down to the lake. But each landing along the way boasts an inviting environment for a gathering. The personalities of these realtors are personified in each element of this home. We should want our dentist to have great teeth and our jewelers to have a great watch... and our realtors should have a great home.
Jeannie leads her team and approaches her profession with unique passion and energy. She is a wealth of real estate knowledge and she is eager to share it with her clients. Jeannie shares some intimate details of the adversity she has faced in her life... particularly some serious circumstances which she encountered this year. Despite the challenges, Jeannie hasn't missed a beat. Her attitude is littered with gratitude and she has successfully passed along such a perspective to her son. They both should be proud of each other. Check out this very uplifting episode.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
From Outhouse to Penthouse is the title of Tessa Greenspan's book. Meeting with Tessa was nothing short of intriguing and inspirational. Tessa is the product of a frightening rape encounter suffered by her mother when she was 14 years.
Despite her unusual introduction to the world and her very humble upbringing, Tessa chooses every day to be a victor, rather than a victim. She values forgiveness, prayer, meditation, and gratitude. But, perhaps most importantly, Tessa recognizes that there are No Limitations Ever!
Tessa is a best-selling author, motivational speaker, and entrepreneur. Her positive mindset and resilient attitude are contagious. Do yourself a favor and take advantage of the mentoring tips and strategies described in this episode. And soon... you even will be able to enjoy Tessa's story in an upcoming film.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
Mark Lynch is an impressive representative of the St. Louis community. There is no need for Mark to describe himself as diligent and prepared... Those characteristics are strikingly obvious as the Pinnacle brothers enjoyed their conversation with Mark at Kaldi's in Chesterfield. Undoubtedly, Mark's real estate clients must feel confident and well-represented knowing that Mark is guiding their transaction transaction.
His strong educational background is familiar and assuring in the St. Louis community. He attended St. Louis University High School, then the University of Notre Dame, and finally Indiana University. Mark didn't simply go through motions at these acclaimed institutions, but rather, he embraced learning and continues to value the education he received.
Mark is tremendously prepared and well-spoken. He has a gift for understanding numbers and he can avoid the blinding effect of emotions on business. A real estate transaction is largely governed by managing expectations. Mark's analytical approach and his desire to understand what his clients truly want in their particular transaction makes him a very valuable resource as a real estate agent. Enjoy this episode as Mark generously shares his thoughtful approach to the real estate industry.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
The Pinnacle brothers sat down with Aprille Trupiano at Cafe Dolce in the Hill neighborhood. It was so interesting to listen to Aprille in a coffee shop nestled in the Italian community of St. Louis as she shared stories about her unique upbringing, travel experiences, and versatile employment history between St. Louis, Chicago, and Milan.
Aprille boasts an approach to life that most of us conclude can't be done. Aprille, the "Workaround Queen" suggests we create our own system as we approach life's challenges and opportunities. As a business owner and business coach, Aprille prides herself on being a straight talker. She simplifies the system we should pursue and urges that we: "Just Do What Is Important!"
This system is an everyday exercise on the way to establishing our 100 year legacy. In this episode, listen as Aprille describes her entertaining journey governed by 2 very important questions: 1) What can I do every day that matters?; and 2) What matters every day? As you listen to Aprille, consider how you can give yourself the latitude to find the right thing that works for you.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
It doesn't matter whether you have known Keaira Anderson for 10 minutes or 10 years, her energy is powerful and uplifting. With a strong background in social work and community building, Keaira has explored her capacity to do more... and it's clear her ceiling is high.
In just a short period of time, Keaira has transitioned into a successful real estate agent, author, and even the host of an Emmy-nominated television show. Perhaps "transitioned" isn't even the right word for Keaira because her new roles simply are an extension of the mindset she developed in social work. She embraces a "capacity building" approach and describes herself (and everyone) as a "vessel for sharing information."
Keaira shares tangible strategies to walk with purpose and nurture self-confidence. Additionally, Keaira is inspired to lift up St. Louis and spread the motto of "Love Where You Live." Tune into this episode for a guaranteed smile. At the end of the episode, you will want more... then you can read her book How to Sell Homes Fast for Top Dollar and watch her on the television show The American Dream.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
A Red Circle
She ran out of PTO at the reputable law firm she worked as a successful paralegal... so Erica Williams simply formed her own company. Today, that company - A Red Circle - is a very active and impactful organization.
The Pinnacle brothers look forward to talking with people spurred to action by right motives and right intentions. Erica clearly is motivated to make a significant positive change in the St. Louis community, particularly in North St. Louis County. As we have seen before, committing to action results in meaningful change.
Tune in to learn how Erica Williams and A Red Circle are determined to lead a conversion of a "community with so much vacancy" into a community with good food, access to the arts, and effective schools. This inspirational story reveals that anything is possible with a combination of vision and action.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
LISTEN, BELIEVE, SUPPORT - JUDGE MICHAEL BURTON AND EMA REMTULA HELP VICTIMS SURVIVE AND THRIVE
Often we go about our daily lives without ever considering whether those closest to us might actually harm us... but sometimes, we are exposed to issues of people in our community facing overwhelming feelings of hopelessness and fear... fear of people in their own home.
The Gianino brothers had the eye-opening experience of sitting down with retired Judge Michael Burton and Ema Remtula as they described the mission of St. Louis Survivors Legal Support ("SLSLS") https://www.slsls.org/. SLSLS offers zealous advocacy and meaningful access to justice for victims of intimate partner violence and their children.
This episode is packed with information regarding the challenges faced by people afraid to take action and desperately in need of support. Judge Burton and Ema emphasize the importance of listening, believing, and supporting when it comes to assisting victims of intimate partner violence.
If you or someone you know is in need of protection, please contact SLSLS for help. Call or text message the dedicated helpline: (314) NOW-STOP (314-669-7867). Also, SLSLS is seeking assistance from volunteers, particularly attorneys, as well as financial support.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
It was such a privilege to sit down with Dr. Alex Vidan in the inviting and impressive office suite of Vidan Family Chiropractic. Dr. Vidan is a native of Baton Rouge, Louisiana, but for more than the last 2 decades, he has made St. Louis, Missouri his home... and what an impact he has made!
Dr. Vidan's Brentwood office is his 3rd location since he started his own chiropractic business following graduation from Logan University. His growth is indicative of his attitude toward chiropractic care, his concern for his patients, and his commitment to this community.
Time passed very quickly as we talked to Dr. Vidan. He generously shared so much insight about what guides him as a husband, a father, a chiropractic doctor, and a successful business person. A theme that permeates the source of his actions is: If we are consistently taking action with the right motives and the right intentions... and with faith in God, we will realize positive outcomes.
By the way, listen to this one all the way through... we learned to keep the tape rolling... after we "concluded" the interview.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
2 Million Followers on Social Media - Really, There's a Way to Do It!
Meet Paige Sparks of the Sparks Law Firm. Perhaps you already know about this savvy employment law attorney. Paige has produced numerous posts on TikTok about a wide variety of topics; however, most of her topics relate to employment law issues. Her appealing disposition, likeable personality, and impressive way of synthesizing complex issues into simple presentations has lead to tremendous attention including over 2 million followers.
In this episode, Paige actually shares extremely valuable information about how she turns ideas into content... and content which people want to consume. Paige generously even provides a formula for her successful content creation. She discusses how she learned to sacrifice privacy and muster courage to become a recognizable and authoritative figure on social media.
Don't be fooled though... Paige is more than a social media sensation. She's an impressive attorney surrounded by a growing hard-working team at her firm. Tune in for an entertaining visit with the attorney gone viral Paige Sparks.
@lawyerpaige
@_paigesparks
Sparks-legal.com
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
It's so interesting to discover extraordinary people in unexpected places. That's exactly what happened when the Pinnacle brothers sat down for the first time with Robert Broadhurst... now known to us as "Coach Bobby."
We traveled about 2 miles from the Pinnacle Headquarters to meet with Coach Bobby in a modest conference room in the basement of a church at Tower Grove Christian Academy. Although we never previously met, we simply reached out to Coach Bobby upon the recommendation of a client...It was suggested that we should invite him as a guest on the podcast... and we certainly are grateful for that suggestion.
The world... and selfishly, St. Louis, needs more people like Coach Bobby. The challenge is in sufficiently summarizing what we learned about and from this extraordinary man. As a U.S. Naval Academy graduate, Coach Bobby embraces the philosophy that leaders eat last.
That philosophy has evolved to the extent that Coach Bobby is guided by the desire to be a servant to everyone. He is a servant as a wrestling coach, a youth minister, a deacon, an educator, and a family man. Coach Bobby is excited about the positive activity of St. Louis and we are energized about the future of the people Coach Bobby serves.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
In a riveting podcast interview led by Pete and Chris Gianino, the Executive Chef of O+O Pizza, Mike Risk, shares his unwavering dedication to culinary artistry. With a fervent love for creativity, teamwork, and quality, Mike paints a vivid picture of his kitchen as a sanctuary of innovation. As he delves into the intricate dance of flavors and ambiance, listeners are transported into a world where every dish becomes a symphony of taste.
However, it's not just about the food for Mike; it's about the entire sensory experience. He speaks passionately about the bustling atmosphere of a typical night at the restaurant, where sounds, aromas, and ambiance blend into a symphony of organized chaos. Mike describes the seamless flow from kitchen to dining area, emphasizing the interconnectedness of his team and the collective effort required to deliver an unforgettable dining experience.
Yet, amidst his culinary triumphs, Mike shares a deeply personal journey. With remarkable resilience, he opens up about his recent diagnosis with multiple sclerosis, highlighting the profound importance of his work family and loved ones during this challenging time. Despite the hurdles, his focus remains steadfast on his craft, driven by a relentless pursuit of creativity and the indomitable spirit of teamwork. With an invitation to savor the culinary delights of O+O Pizza, Olive + Oak, Clover and the Bee Wine Bar, and the Mack, Mike extends a warm welcome to all who seek not just a meal, but an unforgettable culinary experience.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
"A sure cure for the blahs is a visit to Mrs. Leonarda Gianino of 2020 Marconi. Her opening remark upon seeing me, whom she has never met but whose mother she had worked with some 50 odd years ago, was 'You're as pretty as you mother.' True or not, it lifted my spirits. The interview which ensued did nothing to dampen them."
Enjoy the oral rendition of this entertaining 1977 newspaper article. The journalist interviewed Leonarda Gianino and concluded that the article should be titled "Leonarda Gianino Shares Recipe for Happiness".
This is the first of 3 articles which were written about Leonarda during the last 15 years of Leonarda's life. Notably, Leonarda was 89 years old during this interview... and "yes," she still had another 15 years of life remaining then. She was interviewed a second time at age 99... and then again at 103 years old. Leonarda lived at 2020 Marconi Ave. in the Hill neighborhood until her death at age 104.
Perhaps you may be connecting a couple of the dots of this proud story. Leonarda is the great grandmother of Pinnacle's Chris and Pete Gianino. Leonarda immigrated to the United States from Sicily in 1913. Leonarda and her husband Pete moved into 2020 Marconi Ave. in 1922. Today, that same Marconi address serves as the headquarters for Pinnacle Home Loans. The oral rendition of the article about Leonarda was recorded in the same room where Chris and Pete visited with Great Grandma Gianino in the 1980s and 1990s as she humbly thanked God in broken English for her blessings. Now, we are happy to share her "recipe" with you.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
Chris and Pete Gianno sit down at Shaw's Coffee on The Hill to meet with Mike England - president of St. Mary's South Side Catholic High School.
Mike England has dedicated nearly 4 decades to St. Louis Catholic high schools, as a teacher, coach, and administrator. After extensive time at CBC High School, and now at St. Mary's, Mike is anything, but complacent. Eighteen months ago, it seemed like St. Mary's would be closing its doors, but today, it boasts the only high school pre-apprenticeship program around, it is spearheading an initiative to make attractive housing available to members of the community, and it is inspiring young men to believe that anything is possible.
Listen to Mike's eye-opening story, which includes nothing less than: challenging a powerful institution, saving a proud and effective high school, and enhancing a community desperately in need of support. Despite the obstacles and disappointments Mike endured while facing the Archdiocese of St. Louis, Mike identifies God's intervention as the source of the Miracle which unfolded.
Help Mike continue the mission by attending or otherwise participating in the Gala on Grand on April 13th: https://www.stmaryshs.com/apps/pages/index.jsp?uREC_ID=1045845&type=d&pREC_ID=1344657.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
Around the World and Back... 50 Years With Fred Berger
Pinnacle Real Estate Advisor is honored to meet with Fred Berger... one of the founders of Riezman Berger, recognized among St. Louis' best law firms. Undoubtedly, Fred's passion is the law; however, his life story extends far beyond the walls of his Clayton law office.
Fred shares tales of his year-long hitchhiking excursion around the world and his work as a staff member in the U.S. Senate. These experiences contributed to Fred's pride in America and his gratitude to the bounty this country offers.
As an attorney with nearly 5 decades of experience, Fred certainly has made a positive impact in the St. Louis area. Whether he is preventing the construction of toxic waste incinerators, quarter-backing major hotel sale transactions, leading a law firm, or presiding as the Mayor of Westwood, Fred Berger is not slowing down. He is motivated to serve and he intends to continue to do so wherever he is confronted with a need.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
THAT'S AMORE - REALTOR ANNA KOZAK SHARES HER LOVE FOR HER ITALIAN HERITAGE, HER FAMILY, AND HER CLIENTS
Berkshire Hathaway's Anna Kozak sits down with the Pinnacle boys at Cafe Dolce on The Hill right near the Pinnacle headquarters. In this quaint, but bustling coffee shop, Anna is at ease generously describing her family's story and the compelling background which plays a critical role in forming her positive and hard-working attitude.
Although this episode includes some valuable information about residential real estate transactions, Anna's story-telling ability is the star of the show. This episode contains unique tales about immigration to the U.S., Italian cooking, and even some attractive Italian phrases.
Anna certainly lights up a room with her presence, her ability to listen, and her great smile. It is quickly apparent why she has enjoyed early success in the real estate industry. She is a straight-shooter who understands the emotions and unique circumstances involved in each transaction.
Grab a glass of wine and perhaps a cannoli while you enjoy Pinnacle's entertaining conversation with Anna Kozak.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
NEW LEGISLATION FOR LLC'S, CORPORATIONS, ASSOCIATIONS, ETC. - AVOID SERIOUS PENALTIES!
In this episode, accomplished attorney Tony Soukenik of Sandberg Phoenix upacks some of the essentials of the Corporate Transparency Act. The government wants to hone in on the personal information of owners and people with control of what amounts to 32 million entities in the United States. These entities include limited liability companies, corporations, some partnerships, some associations, etc.
Filing with the Secretary of State is a triggering event for the requirements of this legislation. Tony generously explains some of the highlights of this new law which directly impacts so many companies. Are you a 25% owner of an LLC? Are you a 25% shareholder of a corporation? Do you have some control over a partnership or an association? Do you invest in real estate? If you answered "Yes" to any of these questions, you may be a "Beneficial Owner." Please please listen and be attentive to this new law which imposes new reporting obligations.
Since this is a new law, the execution and enforcement of it will be a process of evolution. But Tony has devoted much time and energy to learn about the available information. He takes a practical look at what is at stake and the necessary steps required to comply. This episode is likely to raise eyebrows and spur many questions. Listen and consider how the Corporate Transparency Act applies to you.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
Before you listen... get ready to take notes. This Hammer is made of gold. Nestled in an interior office with no exterior window, Tim Hammett, president of Visionary Wealth Advisors, generously shares specific truths which have guided him for many years. His humility is exemplary, but his discipline and professional competence are off-the-charts.
In this episode, be attentive tothe professional, physical, and emotional philosophies which Hammer relies on to establish his daily routine. Immediately, you can implement some of the habits and attitudes which have guided Tim on a path decorated with impressive balance, love, and success.
The Hammer recognizes his role in the lives of his clients, his colleagues, and his family. He embraces the impact he has on others and constantly expresses gratitude for the blessings he has received from those around him. He's sharing a lot in this episode... take what he's giving.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
A Unique Story of Refusing to Give Up - Told in the Most Storied Pub in St. Louis
In a change of pace, Pinnacle's Mortgage and Real Estate Podcast visits John D. McGurk's in Soulard to sit down with Patrick Holloran and Mike Preusser. McGurk's is one of the best bar and restaurant attractions in St. Louis. Whether you are enjoying the live Irish music inside or the impressive and inviting patio outside, you are certain to have an incredible experience.
Mike has been a youth soccer coach for many years. He has enjoyed tremendous success on that journey. But despite the numerous years of success and accolades, perhaps one of the most improbable achievements occurred over the last few years as coach of the "lowly" St. Louis Rangers.
Mike dedicated himself to this "second" team which was barely intact. However, with the help of Patrick... (who, by the way, is largely regarded as one of the most knowledgeable people in St. Louis when it comes to female youth soccer over the last 10 years), Mike was able to lead the Rangers to the national championship game in the final match the team ever played together. Check out this proud St. Louis youth soccer story.
AND CHECK OUT MCGURK'S ON SATURDAY FEBRUARY 10TH FOR MARDI GRAS!
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
THE VERY ACCOMPLISHED AND POLISHED ALEX PEREZ SHARES VALUABLE AND ACHIEVABLE TIPS TO SUCCESS IN SALES
Alex Perez of Marcus & Millichap visits the Pinnacle Headquarters to share how he "wrestled" with many different experiences along the path toward successfully closing more than $2 Billion worth of commercial real estate transactions. This episode is packed-full of valuable and inspiring information about sales and success.
Alex embodies the characteristics of diligence, consistency, and courage. Certainly, timing is important, but Alex's story demonstrates that good timing is less about luck and more about creating opportunities born from good habits.
Succinctly, Alex urges people to put in the effort, seek education, stay in touch with clients, and do the right thing... do the right thing over and over, while honing the applicable skills. You can't help but be inspired and excited about getting to work after listening to this episode. Thanks Alex!
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
FROM SELLING BEER TO SELLING HOMES... THE CONROY'S OFFER A FULL MENU
The Pinnacle Podcast had the good fortune of sitting down with Sean and Ande Conroy at International Tap House (ITAP) in Soulard. As we sat at ITAP, a large truck was unloading substantial inventory for a special week, including the Taste of Soulard, the Pet Parade, and, of course, Mardi Gras. The budding energy was so evident.
Energy always has a source. The source of energy in ITAP squarely can be traced to the Conroy's and their business partners. At ITAP, guests are sure to recognize the importance of: i) preserving the details, ii) providing attentive service, and iii) presenting a unique experience.
While Sean devotes much of his focus at ITAP, Ande demonstrates those same qualities of hospitality in her profession as a realtor at Savio Realty.
This St. Louis power couple consists of genuinely good people... selling beer and selling homes. They didn't invent their respective industries, but they certainly approach their businesses with impressive attitudes which are easy to embrace.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
LISA SCHAUWECKER WITH BERKSHIRE HATHAWAY IS ON THE MAP... AND SHE IS HERE TO STAY
After showing a home early in the morning in Fenton, Lisa Schauwecker returned to The Hill at the headquarters of Pinnacle Home Loans to be a guest on the Mortgage and Real Estate Podcast. Although Lisa only entered the realtor profession a couple years ago, you wouldn't know it by her success and her approach to the business.
Lisa recently retired from Spire f/k/a Laclede Gas Co., so she knows her way around this town. Laclede Gas previously equipped its employees with the "Grid-Book" to map out the St. Louis area... if you know, then you know.You can find Lisa showing homes from Troy to Bonne Terre... Webster Groves to Fenton... and everywhere in between.
During her first couple of years in the industry, Lisa has earned Rookie of the Year and Honor Society awards... and clearly she is still on the move and on the rise. Lisa loves learning, networking, and engaging with clients. She recognizes that doing things the way they always have been done is not good enough. Diligence, persistence, and red-carpet-treatment is what you should expect when working with Lisa.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
In the headquarters of the Bar Association of Metropolitan St. Louis, attorney Kathie Davis sits down with Chris Gianino and Pete Gianino of Pinnacle Home Loans. Kathie is a principal attorney at the law firm Davis & Travaglini, LLC, located in Brentwood, Missouri. As a successful and experienced attorney, Kathie is a difference-maker, particularly when it comes to representing property owners, landlords, and property management companies.
In this episode, Kathie provides valuable straight-forward information about rental properties. She offers insights about leases, evictions, and collecting unpaid rent. If you own rental property, get ready to take notes because Kathie generously describes ways to protect yourselves, your property, and your stream of rental income.
Clearly, Kathie knows her way around St. Louis courtrooms, but also she has embraced this city which she has called home for decades. If you need a connection in the real estate market, a unique place to visit in the city, or simply a recommendation for a great restaurant, Kathie is an outstanding resource. By the way, Kathie also has attractive office space available for rent, as well. It's a pleasure spending time with Kathie and it is easy to see why she has earned the trust and respect of so many clients, judges, attorneys, organizations, and even restaurateurs in the St. Louis area.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
In the lobby of the Chase Park Plaza, Mechille Lauck of Currated Properties sits down with Pinnacle Home Loans to talk real estate. Right from the start, it is easy to see why real estate clients love Mechille. Mechille exudes an appealing genuineness and a valuable understanding of the emotions triggered in real estate transactions.
In this episode, Mechille shares the notion of "Like the house?"... then "write the offer"... when she is working with buyers in today's market. There is value in writing offers even in competitive offer situations. Enhance the offer to win the contract or embrace the learning opportunity which accompanies submitting an offer which is not accepted. Mechille emphasizes the importance of clear communication with clients to manage expectations, particularly in today's competitive real estate environment.
Mechille has been a friend of Pinnacle Home Loans for many years. We are very proud to feature her in this episode. Consider Mechille for your real estate needs... she understands the process, she considers the emotions... and she tirelessly searches for the unique needs of her clients. There is something special about this Mechille with an "e."
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
You made it to 2024! Now utilize the power of collaboration to build momentum in the residential real estate market.
In a real estate transaction, many times there is a buyer, seller, lender, realtor, title agent, appraiser, and several other contributors. A successful closing requires everyone to do their part. Many can get to the closing table...Few can do it while creating a pleasant experience for the consumer, leading to future business and referrals.
On today's episode we met with Knox Mailhes of Integrity Title Solutions at Katie's Pizza & Pasta. In addition to indulging in some delicious pasta, we discussed the power of a great team and the willingness of all involved parties to make the transaction efficient and successful.
We also discussed the power of utilizing resources and data to create business in real estate.
Stay tuned for part 2 in the coming weeks!
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
In this Episode, we sat down with Matt Kamp and learned how Deal Machine has revolutionized the real estate game when it comes to finding data on any property...INSTANTLY.
Deal Machine is a real estate game changing, data platform that provides tools and features to help investors, realtors, and home buyers in their property-related endeavors.
The platform is known for its innovative approach, leveraging technology to streamline various aspects of real estate investing. It offers features such as lead generation, direct mail campaigns, and property analysis to help users identify and evaluate potential investment opportunities.
With Deal Machine, users can obtain detailed property information, including the owner's contact details, through a simple and user-friendly interface. This functionality is particularly useful for anyone involved in property-related transactions who need quick and efficient access to essential information.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
"If you bring a blue collar guy into a white collar world, you can't be beaten."
-Dustin Morgan
This episode is a must-listen. Not only is it full of extremely valuable information, but also, it is an inspiring success story which can touch anyone.
Dustin Morgan provides important insights into the industry of purchasing, marketing, and managing Airbnb properties. You will enjoy hearing Dustin's story and learning what motivates Dustin to take action and turn that action in many vacation rentals and storage facilities throughout the country.
We can't say enough about this episode. Dustin offers a revealing roadmap for vacating the sidelines and jumping into calculated action. We are very grateful for Dustin's willingness to share so much. Start off the new year right and tune in for information about business, real estate, marketing, tax, social media, accounting, and philosophy.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
The Only Way To Get There Is To Be There
In this first episode of Season 2, we identify some Pinnacle points to start off 2024. There are many reasons for gratitude, hope, and optimism. Be resolved - protect your thoughts . . . what you think about expands.
The media constantly bombards us with information about inflation, interest rates, and market conditions. Much of that information can create uncertainty and fear. And generally, that information fails to recognize the truth about residential real estate, namely, that buying a home is about finding the right place to live, rather than simply buying at the right time in the market. Plus, real estate generally appreciates in value, such that "waiting for the right time" or "waiting for rates to drop" might mean missing a great opportunity.
Pinnacle Home Loans is ready for 2024. Pinnacle clients and referral partners should expect red-carpet treatment. That treatment includes: developing a relationship of trust, an emphasis on superior technology, and access to elite pricing. Align yourself with a mortgage team focused on your experience and the importance of your home purchase.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
Fortunately, during the last couple of weeks, market conditions have improved with respect to mortgage interest rates. Housing inventory continues to be down while values generally remain higher. Buyers and sellers must approach the real estate market strategically. Today, buying and selling transactions require sophisticated methods and ideas. Such methods and ideas often are born from preparation and advice provided by accomplished real estate industry professionals.
In this episode, we review current real estate news and discuss specific strategies with Ashley Dailey... a realtor with the Kahn & Busk Team of Coldwell Banker Premier Group. Ashley's zest for life and her commitment to her community contribute to her impressive success in the real estate industry. Even a brief conversation with Ashley quickly reveals her extensive understanding of the complexities of today's unique real estate market.
Pinnacle is very grateful that Ashley joined us for our podcast and shared some valuable information. You can learn more about Ashley on social media because she is comfortable behind the mic and in front of the camera. Also, you are likely to run into Ashley and members of her family and real estate team at any number of community events in the Eureka area.
https://www.thepinnacleloans.com/podcast
https://www.facebook.com/pinnacleadvisor
https://www.facebook.com/thepinnacleloans
https://www.instagram.com/the_pinnacle_loans/
https://www.linkedin.com/in/chrisgianino/
https://www.linkedin.com/company/7965665/admin/feed/posts/
https://www.tiktok.com/@thepinnacleloans
Of course, important mortgage programs are available for first-time homebuyers; however, now, there are unique opportunities for home buyers with gross incomes of 50% or less of the Area Median Income. Importantly, these programs are not only for first-time homebuyers.
Pinnacle Home Loans is very proud to offer this new down payment assistance program which allows qualifying buyers to make a down payment of only 1% of the purchase price! Down payment assistance is provided so that the total down payment is 3%. The borrower pays only 1% and a grant is provided to cover the other 2%. The grant is actually just that - a grant - and there is no repayment requirement.
Pinnacle offers another program which provides assistance to borrowers with 80% or less of the Area Median Income. In this program, up to $2,500 in assistance is available for qualified borrowers with less than or equal to 50% of the Area Median Income... and up to $1,250 in assistance for qualified borrowers with less than or equal to 80% of the Area Median Income.
(Check out https://sf.freddiemac.com/working-with-us/affordable-lending/home-possible-eligibility-map for more information about Area Median Income for a specific address.)
Take advantage of these important programs to increase the opportunity to buy a home and decrease the money to pay out of your pocket.
thePinnacleLoans.com
What Is A One Time Close Construction Loan? This "build anywhere" Loan makes your dream home possible...in your dream location! A Single-Close Construction to Permanent loan is a home mortgage that can be used by the borrower to close the land purchase, construction, and permanent financing of a new home at the same time. The interest rate is secured before construction begins. If rates drop during the build, the loan automatically floats down to the lower rate!
Building a custom home with a One Time Close Construction Loan can provide you and your family peace of mind. Contact Pinnacle today to get started!
For generations, buying a home in America has been a great investment. Real estate boasts a long history of consistent appreciation in value. Additionally, though, owning a home is accompanied by important emotions such as security, pride, and stability.
It is expected that buying real estate will continue to be a great idea for your financial and emotional well-being. However, just because buying real estate still is a good idea, it is very important to approach the buying process in the current environment with some new strategies.
The current environment is littered with notions which generate paralyzing fears. There are fears of inflated prices, rising interest rates, and uncertainty. Energy devoted to fear is wasted and misplaced energy. Instead, transfer that debilitating energy into strategic preparation and implementation.
In this episode, we offer a specific checklist of ideas to substantially enhance the attractiveness of a purchase offer. This checklist has been extremely valuable for clients of Pinnacle Home Loans. If your time is valuable and if you are genuinely interested in buying a new home, implement this checklist into your process. By implementing these simple, but innovative steps, your offer will stand out and you will be able to confidently invest in real estate.
Social media outlets are available from so many angles. We all feel the need to use social media in some form or fashion. How do we know what to do or when to post? How do we keep up with consistent content?
In this special episode, influencer Tan Nguyen joins the Pinnacle Podcast to talk about his amazing success using social media. Check out Tan on TikTok @ChasingTheMilk. One of his posts has over 19 Million views!!!
Tan provides tremendous insight about how he has attracted over 1 million followers through his unique social media posts. He addresses his challenges and shares important secrets about his successes. Learn how he built a community by inspiring followers and testing various approaches to identify the interests of that community.
Enjoy this episode with valuable information you can put to use immediately.
"Every case is BIG to the person who brings it to us." Applying for a home loan is a very important step for the applicant. At Pinnacle Home Loans, we appreciate the importance of each loan transaction and we want our clients to have an experience which reflects that appreciation. We know you are entrusting us with something BIG.
The Pinnacle team is comprised of members with extensive mortgage experience, unique legal experience, and persuasive creativity. Pinnacle's comprehensive team approach is constructed to ensure our clients make it to the closing table successfully and on time. We understand there will be challenges, obstacles, and roadblocks, but we know your deal is very important.
Expect the reputation and unique tools of Pinnacle to be assets for your important loan transaction.
It's purchase season in the home-buying industry! The home mortgage process is different for each person. Preparation is the key to finding a mortgage product which works best for a particular borrower in a particular transaction.
This episode provides an overview of the considerations related to credit, down payment, interest rate, monthly payment, and closing costs. There are perceptions about what a mortgage looks like, but it is important to determine the right mortgage composition for your particular transaction.
Listen to this episode to develop a better understanding of how to tailor a loan which works for you.
IF YOU ARE NOT USING THESE STRATEGIES WHEN MAKING AN OFFER TO PURCHASE A HOME, YOU SIMPLY ARE HOPING AND PRAYINGIn this environment of increased demand and heightened competition, dispose of the Hope and Pray ("HAP") method when it comes to home buying. Instead, implement the Strategic - Agile - Prepared ("SAP") method. SAP sticks.
Let's be honest, successful offers are the ones which stand-out. Price matters, but there is so much more to a real estate transaction. Make your offer stand-out by providing peace of mind for the seller and reflecting a clear intention to show up at the closing table on-time and without surprises.
In this episode, we discuss specific strategies and important ideas to enhance the appeal of a purchase offer. Each transaction has a unique set of circumstances, so the strategies employed must be tailored to fit those circumstances. Align yourself with the right real estate professionals who are equipped with the tools and ideas essential to win a purchase offer for you.
What if you could finance your land purchase and your new home construction on that land in a single transaction... even before a shovel enters the ground? Well, now you can with the One-Time Close for New Construction available through Pinnacle Home Loans!
This mortgage product is expected to be a game-changer for anyone contemplating new construction for their next home. Also, builders will appreciate the predictability and accessibility associated with this product.
This episode introduces some of the very attractive features of this loan, including: i) a single closing which includes land acquisition, construction costs, and permanent financing; ii) a single interest rate with a float-down option; and iii) a single loan approval process.
If you considered building a new home, but were apprehensive about complicated financing requirements, now is the time to take advantage of this fantastic financing opportunity for new construction!
This real estate market, which is characterized by reduced inventory and higher interest rates, can seem daunting to buyers and sellers. It is so important to be agile and prepared with the tools and information necessary to make savvy real estate decisions.
Instead of being paralyzed with inaction, connect yourself with professionals who have valuable solutions to the unique challenges of this market. Whether you want to close on a real estate transaction in 10 days or 3 months, Pinnacle Home Loans has the experience and strategies available to meet your needs.
Prepare your house to sell now ... and make sure your mortgage pre-approval and corresponding purchase offer is very strong... because Local Listing Day is less than one month away. Join the many many people who will be listing their homes to sell causing an important shift in the market.
The current real estate environment is littered with notions of low inventory and rising interest rates. Existing homeowners and aspiring homeowners are paralyzed with apprehension about listing homes for sale and finding homes to buy. What if sellers could sell their homes for the price they want simply by taking action? And what if buyers could have resources and time required to inspire them enter the market now under the current market conditions?
This episode addresses a strategy for increasing inventory and provides buyers with the tools needed to enter the market with confidence. List your home now. You might list it for sale or for rent, but either way, numerous tools are available for you to buy the home you want soon.
The cost of attending college can be enormous... from tuition, to books, to food, to housing. In the majority of cases, the housing expense essentially is a rental payment. What if college students could buy a home to live in during college and collect rent from roommates, rather than paying rent to the university or an absent landlord?
This episode describes an amazing way for families to purchase a home for college-age kids. College students actually can be homeowners even if they don't have a job. Then the "housing" element of college expenses becomes an asset with immediate advantages and important benefits for the future.
Help your college student get off to a great start with this simple, but dramatic, financial opportunity.