Fintech Ki Baat: Recent Episodes
Shreyas Jani
Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast
Join us on "Fintech Ki Baat" as Mahesh Shukla, founder of Payme, delves into the transformative journey of Payme, a platform dedicated to reshaping lending for the underserved market. In this episode, Mahesh explains how Payme addresses the unique challenges of high customer acquisition costs and smaller loan sizes in underserved areas. He discusses the detrimental impact of informal lending practices and how digital solutions like Payme provide a more ethical and transparent alternative. Explore the innovative use of AI in digital lending, including generative and explainable AI for underwriting, and learn about Payme's proactive Credit Assist product for rejected loan applicants. Mahesh also shares his insights on the future of digital lending, highlighting the roles of AI, the Open Credit Enablement Network, and the groundbreaking potential of credit on UPI.Chapters:00:00 - How Payme started and the critical problem it solves in financial inclusion.01:07 - Challenges in Underserved Markets: Exploring the economic hurdles in extending credit to less affluent communities.02:12 - Addressing the Needs of the Underserved Market03:39 - Economic Challenges in Underserved Areas05:10 - Analyzing Customer Acquisition Costs06:28 - Discussing Ticket Sizes and Affordability09:39 - Combating Exploitation in Informal Lending11:17 - Digital Solutions to Traditional Lending Issues12:51 - The Impact of AI on Digital Lending18:24 - Regulatory Perspectives on AI-based Underwriting20:35 - Enhancing Credit Access with AI for Thin File Customers22:29 -The transformative role of AI in enhancing credit assessments and underwriting processes25:09 - Introducing the Credit Assist Product28:05 - The Future Landscape of Digital Lending29:36 - The Potential of Credit on UPI30:12 - Conclusion and Forward LookThis episode is a must-watch for anyone interested in financial technology, digital lending, and the integration of AI in financial services. Subscribe to "Fintech Ki Baat" for more insightful discussions that navigate the frontiers of fintech innovation.
In this enlightening episode of "Fintech Ki Baat," join Mahesh Shukla, the visionary founder of PayMe, as he delves into the origins and growth of a platform designed to extend lending services to the underserved segments of the market. Mahesh shares his personal and professional experiences that led to the creation of PayMe, discusses the pivotal challenges faced in transforming the credit system, and how PayMe strives to bridge the financing gap. He also opens up about his transition from startup to an established entity, the personal trials during the COVID-19 pandemic, and the crucial aspects of maintaining mental health and stress management as a founder.Chapters:00:02 - The inspiration behind starting PayMe and its mission.03:18 - Insights into the complexities of the credit system and solutions provided by PayMe.08:22 - T Evolution from a nascent startup to a robust company.12:53 - Journey from a Startup to an Established Company13:03 - Day-to-Day Life as a Founder17:55 - Reflective Moments and Challenges Faced21:18- Coping with significant personal and professional challenges.23:33 - Essential takeaways for aspiring entrepreneurs focusing on impact, mental health, and sustainable growth.Whether you're an aspiring entrepreneur, a professional in the fintech industry, or simply interested in the stories behind innovative startups, this episode offers a profound look at the challenges and triumphs of building a company that aims to make a difference. Tune in to "Fintech Ki Baat" for more inspiring discussions with leaders shaping the finance future.
Step into the world of Vasanth Kamath, the innovative founder of Smallcase, on this episode of "Fintech Ki Baat." Vasanth opens up about his personal preferences and habits that shape his daily life and contribute to his success. From his favorite book to his morning routine, and how he unwinds from the intense world of fintech, Vasanth shares valuable insights into balancing life and work. Discover his love for Japan, his guilty pleasures, and the favorite quote that keeps him motivated. This episode is a unique glimpse into the life of a fintech entrepreneur beyond the boardroom.🔍 Episode Highlights:00:01 - Vasanth's journey and the lessons he's learned along the way.00:29 - The book that has impacted Vasanth the most.01:17 -How a structured morning routine primes him for success.01:50 - Activities Vasanth engages in to disconnect from work.02:36 -Why Japan stands out as his favourite vacation spot.03:05 - The dedication and commitment observed in Japan.04:52 - Vasanth'sGuilty Pleasure06:33 - The quote that inspires Vasanth daily.07:43 - Closing RemarksThis episode not only provides a closer look at what drives Vasanth Kamath but also offers practical tips for personal and professional growth. Tune in to "Fintech Ki Baat" for more episodes that reveal the human side of leading fintech figures.
Dive into the world of innovative investing on "Fintech Ki Baat" with Vasanth Kamath, the founder of Smallcase, who sheds light on how Smallcase is revolutionizing the investment landscape. This episode details the inception and operational framework of Smallcase, differentiating it from traditional mutual funds, and emphasizing the strategic importance of asset allocation. Vasanth also addresses the nuances of investment safety, including the burgeoning field of cryptocurrencies, and discusses the broader impacts of Smallcase on the financial industry and the macroeconomy. Further insights into the barriers and catalysts for Smallcase penetration in the market, the role of AI in enhancing financial processes, and the slow yet pivotal adoption of AI in wealth tech are also explored.🔍 Key Highlights:Origin and Functionality: Understanding Smallcase as a dynamic portfolio of stocks.Investment Strategies: The crucial differences between mutual funds and Smallcase.Asset Allocation: Why starting with the right asset allocation matters.Emerging Investment Classes: Safety and regulation in the context of cryptocurrencies.Market Impact: The potential transformative effect of Smallcase on the economy.Technology in Finance: How AI and emerging technologies are shaping the future of Smallcase and the industry at large.Chapters:00:05 - Introduction to Smallcase and Vasanth Kamath03:05 - Smallcase Explained as a Portfolio of Stocks08:25 - Distinguishing Mutual Funds from Smallcase12:50 - The Importance of Asset Allocation19:04 - Assessing the Safety of Different Investment Classes23:12 - Cryptocurrencies Discussed as an Investment Option26:18 - How Smallcase Influences the Industry and Economy31:04 - Growth Catalysts for Smallcase Penetration34:25 - Analyzing Barriers to Higher Smallcase Penetration35:05 - Discussing Market Depth and Investment Opportunities36:07- The Need for Global Ambitions in Companies37:04 - The Role of Emerging Technologies in Finance38:14 - Implementing AI in Internal Processes39:28 - Challenges of AI Integration in Wealth Tech40:30 - Wrap-Up and Rapid Fire QuestionsJoin Vasanth Kamath for a comprehensive look at how Smallcase is setting new standards in the investment world and what the future holds for this pioneering platform. Subscribe to "Fintech Ki Baat" for more in-depth discussions and insights from leaders in the fintech industry.
Welcome to "Fintech Ki Baat," where in this episode, Vasanth Kamath, Founder of @smallcase unfolds his entrepreneurial journey and the innovative aspirations behind building a Bloomberg for private companies. Delve into the challenges and triumphs of shaping the financial services industry, the critical role of data in wealth management, and how smallcase is leveling the playing field through technology. Vasanth discusses the immense value of user feedback, the necessity of external validation, and shares personal lessons on co-founder dynamics, trust, and communication.🔍 Episode Insights:Innovative Vision: The ambition to transform private company data accessibility.Startup Foundation: The initial drive and decisions that led to the creation of smallcase.User-Centric Approach: The pivotal role of feedback and validation in startup development.Leadership Insights: Lessons on trust, compatibility, and effective communication among founders.Focus and Balance: Strategies to maintain vision focus and balanced decision-making.Chapters:00:00 - Introduction and Background02:08 - Building a Bloomberg for Private Companies03:16 - The Entrepreneurial Drive Behind Starting Smallcase04:57 - Choosing the Wealth Space for Smallcase07:24 - Technology's Role in Democratizing Financial Services09:18 - The Importance of User Feedback and External Validation11:43 - Emphasizing External Validation12:30 - Foundational Lessons Learned14:19 - Staying Focused Amidst the Noise16:16 - Balancing Passion with Pragmatic Deliberation18:20 - Cultivating Community and Partnerships21:49 - The Dual Edges of Trust and Skepticism23:32 - Co-founder Compatibility and Trust26:57 - Ensuring Effective Communication Among Founders28:16 - Essential Advice for New FoundersThis episode is a must-watch for entrepreneurs, fintech professionals, and anyone interested in the intersections of technology and finance. Subscribe to "Fintech Ki Baat" for more engaging discussions that bring you closer to the heartbeat of fintech innovation.
Tune into "Fintech Ki Baat" for an exclusive deep dive with Nikhil Aggarwal, founder of @GripInvest as he explores the transformative world of alternative investments. In this episode, Nikhil unravels the innovative financial products reshaping investor portfolios, from the foundational ideas behind Grip Invest's unique offerings like LoanX and Leasex, to the broader impact of new age asset classes on wealth creation and the economy.🔍 Key Highlights:Grip on Control: The origin story behind the name Grip Invest and its philosophy of empowering investors.Alternative Investments Demystified: Understanding the risk-reward dynamics and the value proposition compared to traditional investments.Innovative Products Spotlight: Deep dive into Grip's unique products, LoanX and Leasex, and how they offer diversified, attractive returns.Ensuring Safety: The role of credit rating agencies in securing democratized asset classes.Overcoming Barriers: Strategies for increasing adoption of new investment products through transparency and education.Technological Impact: How platforms like ONDC and account aggregators are set to revolutionize the financial services industry.Chapters:00:01 - Introduction to Grip Invest03:11 - Understanding Alternate Investment Classes07:00- Highlighting Favorite New Age Investment Asset Classes11:06 - Ensuring Safety in Democratized Asset Classes13:12- Overcoming Adoption Challenges15:00 - Demystifying the Lonex Product16:29 - Introducing LoanX and Leasex19:00 - Exploring the Leasex Product22:26 - Impact of New Age Asset Classes on the Economy26:27 - Effects on Individual Investor Strategies30:07 - The Role of Emerging Technologies in Finance33:57 - Predicting the Future of Financial ServicesWhether you're a seasoned investor looking for the next big thing or a newcomer curious about alternative investments, this episode provides a wealth of knowledge and practical insights. Subscribe to "Fintech Ki Baat" for more engaging conversations that help you stay ahead in the fast-evolving world of fintech.
Join us on this inspiring episode of "Fintech Ki Baat," where Shreyas Jani sits down with Nikhil Aggarwal, the visionary founder and CEO of Grip Invest.Nikhil shares his unique journey from navigating multiple school changes to breaking ground in finance and investment banking, leading up to his entrepreneurial venture with Grip Invest. This episode delves into the significance of diverse experiences, the relentless pursuit of building a lasting legacy, and the intricacies of customer acquisition in a B2C model. Discover Nikhil's insights on prioritizing product excellence, the art of customer effort for organic growth, selecting aligned investors, and the critical importance of mental health for founders.🔍 Key Highlights:Varied Experiences: How diverse career paths can be a foundation for entrepreneurship.Legacy Building: The motivation to create something enduring.Product Excellence: Prioritizing great products over rapid scaling.Customer Acquisition: Strategies for the B2C model and the role of organic growth.Investor Alignment: Finding investors that share your vision and expectations.Simplification for Success: Making complex financial products understandable.Founder Well-being: The importance of managing stress and focusing on mental health.Chapters:00:0 - Introduction and Background06:23 - Journey From Varied Experiences to Entrepreneurship12:21 - The Drive to Build Something That Lasts14:51 - The Crucial Role of a Great Product18:19 - Celebrating Key Milestones and Validation18:26 - Emphasizing Customer Effort and Organic Growth21:21 - The Quest for the Right Investors23:11 - Simplifying Complex Financial Products28:05 - The Founder's Mental Health JourneyWhether you're an aspiring entrepreneur, a seasoned business owner, or simply interested in the fintech space, Nikhil's story offers valuable lessons on resilience, strategic thinking, and the essence of innovation. Subscribe to "Fintech Ki Baat" for more enlightening conversations that empower and educate the fintech community.
Join us for a captivating episode of Fintech Ki Baat featuring Shashank Randev, a distinguished VC and founder of 100xVC. From engineering to leading one of the most dynamic VC firms, Shashank shares his journey and deep insights into the venture capital industry. Don't miss these highlights:01:25 - Discover who Shashank is and what ignited his passion for venture capital.05:15 - The founding story of 100x VC and its mission.09:25 - Shashank's perspective on the US economy vs. the Indian ecosystem and their similarities.12:11 - Evaluating early-stage startups: Shashank's approach.16:21 - Top 3 tips for early-stage founders pitching to a VC.21:35 - The standout quality Shashank looks for in founders.27:03 - Navigating the Indian VC landscape: Local vs. global VC approach.32:38 - The impact of FOMO on VCs and how it influences decisions.37:50 - Shashank's fintech focus areas for investment.40:20 - B2B vs. B2C: Shashank's stance and strategic advice.Whether you're an aspiring entrepreneur, a startup enthusiast, or simply curious about the venture capital world, this episode offers invaluable insights directly from one of the industry's best. Dive into the discussion and unlock the secrets of successful VC engagement with Shashank Randev.
Dive into the heart of fintech investment with “Fintech Ki Baat,” where this episode, hosted by Shreyas Jani, features a riveting discussion with Osborne Saldanha, Principal at EMVC. Discover EMVC’s unique investment philosophy, the journey to becoming a VC, and Osborne’s invaluable advice for fintech startups gearing up for early-stage funding.🔍 What You’ll Learn:•EMVC’s approach to global fintech investments, with a spotlight on financial services in India.•The essential qualities for aspiring VCs: curiosity and humility.•The impact of FOMO on VC decisions and how to navigate it.•Strategic factors influencing fintech investments in 2023.•Insights into evaluating startups without an MVP and the key metrics that matter in a pitch.•Future fintech trends: Where to place your bets in wealth product manufacturing and small business credit.Whether you’re a fintech enthusiast, an investor, or an entrepreneur, this episode is packed with foresight, strategy, and stories that enlighten and inspire.Chapters[00:00] - Introduction to funding eligibility for startups.[01:02] - Insights into regulatory risks in financial services.[01:55] - Introduction to VC Unfiltered series.[02:48] - Welcome and introduction of Mr. Osan Salana, principal at EMVC.[03:25] - EMVC's investment philosophy and focus.[05:07] - Detailed strategy on fintech and financial infrastructure investments.[07:50] - Osborn's journey to becoming a VC and advice for aspiring VCs.[09:33] - Importance of unique insights for fintech startups.[11:15] - Evaluating startups without an MVP.[12:28] - Importance of considering risk factors in business scaling.[13:40] - Predictions for key fintech investment areas over the next 5 years.[15:50] - What investors look for in founders' pitches.[17:33] - Discussion on metrics and pitfalls in startup presentations.[18:25] - Elaboration on regulatory risks and compliance.[19:10] - Navigating the regulatory landscape in fintech.[20:05] - Strategies for creating FOMO among investors.[21:22] - Influence of FOMO on investment decisions.[22:40] - Reflections on changes in the investment climate.[24:15] - Future investment landscape predictions.[25:30] - Investing in non-MVP startups and market understanding.[26:50] - Examples of successful pivots based on feedback.[28:05] - Fintech sectors poised for growth.[29:40] - Innovation in customer experience and financial inclusion.[31:20] - Final advice for fintech startups on resilience and adaptability.[32:45] - Closing advice for seeking investment and scaling.[34:10] - Summary and closing remarks from the hosts and guest.🚀 Key Takeaways:•Unique insights and product-market fit are paramount for early-stage fintech startups.•The complex dance of investment decisions amidst market uncertainties and political landscapes.•The evolving focus areas in fintech that are promising lucrative returns in the coming years.💡 Stay ahead of the fintech curve by subscribing to our channel and never miss an episode of “Fintech Ki Baat.” Share your thoughts, questions, or feedback in the comments below!#FintechInvestment #StartupAdvice #VCInsights #EMVC #FintechTrends #Entrepreneurship #FintechKiBaat #VentureCapital #StartupFunding #FinancialServices #Innovation
Join us as we dive into the world of supply chain finance with Ram Iyer, the visionary founder of Vayana Network, India's leading supply chain finance company. Discover the inspiration behind the name 'Vayana' and explore the intricacies of supply chains as vital living organisms.Key Highlights:01:25- The Origin of 'Vayana': Ram Iyer shares the unique story behind the name 'Vayana' and his perspective on supply chains as comprehensive, living systems.15:25- Unraveling Supply Chain Processes: A detailed explanation of the supply chain process, shedding light on its complexity and importance in today's economy.23:20 -The Journey of an Invoice: An insightful look into the lifecycle of an invoice within the supply chain financing ecosystem.29:21-Authenticating Invoices: Ram discusses the mechanisms in place for verifying the authenticity of invoices, a critical step in supply chain finance.32:20- Blockchain's Impact: Iyer's take on how blockchain technology can transform supply chain finance, enhancing transparency and security.36:48 -AI in Underwriting: Exploring the relevance of AI technology in the underwriting process and its potential to revolutionize supply chain financing.Conclusion:Dive deeper into the fascinating world of supply chain finance with Ram Iyer and discover how Vayana Network is leading the charge in innovation. Don't miss out on this insightful episode for a comprehensive understanding of the future of finance.
Today, we're diving into the world of investing with Vasanth Kamath, the visionary founder of smallcase. He's here to break down the complex concept of asset allocation into bite-sized pieces, so even a 5-year-old can understand. Stay tuned to master the art of smart investing!Vasanth engages the audience with a simple, interactive example to help viewers visualize how asset allocation works in real life, encouraging them to think about how they would divide their own "investment cake."
In an enlightening episode of our podcast, we had the pleasure of hosting Ram Iyer, the visionary founder of Vayana, India's leading supply chain finance company. Despite steering a robust team of 450, Ram intriguingly revealed Vayana operates without a traditional HR department. Here are the key highlights from the interview:01:20- Ram delves into his rich background, the inception of Vayana, and the profound meaning behind the name 'Vayana', offering a glimpse into the company's ethos.14:30- He shares insightful perspectives on identifying the perfect moment to embark on an entrepreneurial journey, providing valuable guidance for aspiring founders.24:20- Addressing the challenge of maintaining work-life balance, Ram discusses his strategies for juggling professional demands with personal life, an essential lesson for entrepreneurs navigating the demanding path of business ownership.30:16- Offering sage advice to budding entrepreneurs, Ram outlines three critical 'don'ts' to avoid, laying down a roadmap for navigating the pitfalls of entrepreneurship.This episode offers a rare peek into the mind of a successful entrepreneur who has mastered the art of leading a major company while upholding a balanced personal life, all without the conventional structures of HR. Don't miss these invaluable insights for aspiring and established entrepreneurs alike.
Join us as we delve into the fascinating world of peer-to-peer (P2P) lending with Mukesh Bubna, the visionary founder of Monexo, India's first P2P lending platform. In this exclusive podcast, Mukesh shares his journey, the inspiration behind Monexo, and how P2P lending is reshaping the financial landscape in India. Discover key insights on:01:08 The story behind the name "Monexo."03:25: How P2P lending differs from traditional lending methods.07:08:Viewing P2P lending as a viable revenue avenue from a retail perspective.12:10:The recourse for investors when the other party defaults in P2P lending.23:00: The impact of P2P lending on the portfolios of retail investors over 5-6 years compared to non-investors.30:00: The long-term macroeconomic effects of cultivating a credit-taking habit.Don't miss these insights from a pioneer in the P2P lending space. Whether you're an investor, a borrower, or just curious about the future of finance, this episode is packed with valuable information.
Join us as Mukesh Bubna, founder and CEO of Monexo, takes us through the riveting journey of building India's first P2P lending platform. From his transition across international markets to the foundational steps of starting up, Mukesh shares invaluable insights and personal anecdotes from his entrepreneurial journey.01:35- Discover the backstory of Monexo and Mukesh's journey 21:50- Insights into startup accountability and the entrepreneurial mindset 32:54- Mukesh's transition from employee to founder (32:54)38:00- Exploring the concept of a safety net for entrepreneurs (38:00)Dive into the lessons learned, the hurdles overcome, and the wisdom gained by a pioneer in the fintech space. Whether you're an aspiring entrepreneur or a seasoned business owner, there's something for everyone!👉 Watch now and let us know your thoughts in the comments!
Join us in this episode where we chat with Rajat Deshpande, Founder of FinBox, and dive deep into the world of Embedded Finance. Discover how Finbox is revolutionizing India's financial landscape!🚀 Finbox in a nutshell: Finbox is a game-changer in India, redefining finance with innovative solutions.TIME STAMPS-01:00 - The intriguing story behind the name Finbox.12:05 - Exploring what Finbox does and its impact.17:45 - Discover the most unique use case built by Finbox.19:24 - A fun and simple explanation of embedded finance, even for a 5-year-old!20:52 - Dive into the backend of Finbox's financial side - how money moves and works.30:00 - Let's debunk some myths about Finbox.Don't miss out on this enlightening conversation about FinBox and the future of finance in India! Subscribe to our podcast now!
Join us in an eye-opening conversation with Rajat, the innovative mind behind FinBox, as we delve into the riveting chronicles of his entrepreneurial journey. Discover the pivotal moments that inspired Rajat to take the leap into the world of startups.From his initial safety nets to the invaluable lessons learned from the pitfalls along the way, Rajat lays it all out in the open, offering a rare glimpse into the life of a founder.TIME STAMPS:-01:15- What was the moment that convinced Rajat to leave his comfort zone and venture into the unknown?06:00- How did Rajat's 'safety net' shape his approach to risk-taking in business?"09:12- Most Frugal things done in the early days as Founder16:38- When did you feel the venture is actually going to work?20:24- How does Rajat stay sane where in the startup industry every day is like a rollercoaster ride?22:25- Hard-earned lessons Rajat can share about the missteps that redefine a founder's path?
Dive into digital commerce with Rahul Handa, Executive Vice President of Strategic Initiatives at ONDC, who recently joined us on our podcast. Rahul sheds light on what ONDC is and how it's transforming the digital commerce landscape.🔍 In this quick, 5-minute session, gain valuable insights directly from an industry expert. Discover the inner workings, potential impact, and prospects of ONDC, an initiative poised to revolutionise online commerce.
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This "VC Unfiltered" episode features Mayank Jain, a principal at Stellaris Venture Capital. Mayank shares his extensive experience in the venture capital industry, offering valuable insights for fintech startups and entrepreneurs.Episode Highlights :-01:14 - Background of Mayank15:25 - Stellaris VP an Overview?18:27 - Fintech Models that excites you as a VC! 26:37 - Fintech Wishlist! Solutions you want to see being built?28:50 - What can most founders do better while pitching ?31:00 - What do VC's look for while evaluating a startup and how do you arrive at a valuation for early stage Startups?33:43 - Founders or Founding team Vs. Thesis which would you give more weightage to ?35:26 - Do Indian VC's fall for FOMO while investing in a startup? And How to create FOMO in Investors?38:02 - What key metrics would you want to hear in Founder's pitch ?Mayank Jain's Background: Mayank discusses his journey from being an average student to attending IIT Delhi and IIM Ahmedabad, and his transition into the startup ecosystem.Experience in Startups and Fintech: Insights into his time at small startups, his own HR tech company, and roles in companies like Practo and Ola Financial Services.Stellaris Venture Partners: An overview of Stellaris Venture Partners, their investment thesis, and focus areas, especially in fintech.Investment Strategy: Mayank delves into what Stellaris looks for in startups, focusing on lending solutions, embedded lending, and fintech infrastructure.Future of Fintech: Discussion on the evolution of fintech, potential future trends, and areas of interest for upcoming investments.Advice for Founders: Mayank shares advice for early-stage founders on pitching, building a thesis, and focusing on customer segments, problems, solutions, economics, and market strategies.Q&A with Founders: Addressing questions from founders about venture capital, startup evaluation, and what VCs look for in early-stage startups.Notable Quotes:"India is a special country with its own nuances, and you have to factor that in.""The biggest opportunity lies in credit, as both consumers and SMEs are extremely credit starved."Recommended for:Entrepreneurs, startup founders, fintech enthusiasts, and anyone interested in venture capital and the evolving landscape of fintech in India.
In this captivating episode of our podcast, we're honoured to feature Puneet Gupta, the visionary founder of Kaleidofin. Dive into the origin story of a name that's now synonymous with fintech innovation!🔍 Puneet not only unravels the intriguing backstory of Kaleidofin's name but also delves into the core of what his startup is all about. Discover how Kaleidofin is revolutionizing the way people borrow money, with a keen focus on understanding the 'intent to pay' of its customers.💡 Plus, get an exclusive peek into the technologies that excite Puneet and how they are shaping the future of fintech.👉 Don't miss this blend of inspiration, innovation, and insight. Like, Share, and Subscribe for more stories behind the startups changing our world!TIME STAMPS:00:00:00: Introduction and Insurance Insight00:00:43: The Origin Story of Kaleidofin00:01:34: The Concept of Kaleidofin & its Objectives00:02:59: Understanding Kaleidofin's Services & Its Target Market00:04:19: Who is the Primary Customer Base of Kaleidofin?00:06:05: Insurance Penetration and its Impact00:07:00: Understanding Loan Products for Unregular Cash Flows00:09:00: The Persona Creation Methodology in Kaleidofin00:11:18: Correlating Loan Paying Capacity and Income00:12:00: Willingness to Pay and Credit scoring in Kaleidofin00:14:00: The Challenge of Exclusion in Credit Scoring00:19:06: Future Tech Experiments in Kaleidofin00:20:04: The Excitement about API Banking and IoT Devices00:21:22: Advice for Aspiring Entrepreneurs00:22:46: Insights on entrepreneurship, finance, and personas00:23:07: Closing remarks and thanks
in today's episode we have with us Mr. Puneet Gupta - Cofounder: Kaleidofin. In this segment, Puneet talks about his journey of building two successful businesses from scratch, Dvara and Kaleidofin.Puneet shares anecdotes of how he garnered fresh new insights on how inclusion works during his field visits in Bihar. He also shares what inspired him to start Kaleidofin and also shares a few do's and don'ts for budding entrepreneurs!Timestamps The Loneliness of Being a Co-Founder: 0:04-0:35 Introducing Punit Gupta, Founder and CEO of Kaleidofin: 0:28-1:00 Background of Punit Gupta and the Genesis of Kaleidofin: 1:00-4:54 The Role of Technology and Digital Initiatives in Financial Inclusion: 3:00-4:54 Stress Management and Entrepreneurial Challenges: 13:57-15:54 The Importance of Having a Co-Founder: 15:05-16:19 Top Don'ts for Budding Entrepreneurs: 16:23-18:27
In This Episode, Bhavik Vasa, Founder -of GetVantage a revenue-based financing platform, explains what different types of fundraising options an entrepreneur has and when each type makes sense.
In the latest episode of Fintech Ki Baat, our host Shreyas delves into the world of Peer-to-Peer lending with Mr. Mukesh Bubna Founder & CEO at Monexo. Revolutionizing the financial landscape, P2P lending cuts out the institutional middlemen, enabling a direct connection between lenders and borrowers. This democratic system has given a new lease of life to credit, offering exciting investment opportunities and fresh challenges.Delving deeper, Shreyas and Mukesh elucidate the dynamics of P2P lending, from the loan approval process to risk assessment, and from return management to diversification strategies. The episode emphasizes on the requirement of a prudent approach while embarking on the path of P2P lending, reminding listeners of the potential perils along with the lucrative opportunities. This deeply engaging episode is a must-listen for anyone who wants to navigate the treacherous yet rewarding path of P2P lending..
We're thrilled to host Smita Ram and Rama Krishna, the visionaries behind RangDe. Dive into the story behind RangDe's name, learn about the transformative power of social investing, and discover how RangDe is changing lives. Plus, get exclusive insights and enjoy an exciting rapid-fire round with our guests. Don't miss out! 🌟 TIME STAMPS:-0:55 - Origin of the name RangDe.04:51 - What is Social Investing?08:50 - How did Rangde impact the lives of Individuals13:47 - How does one identify the intent to pay when the cost of borrowing is going up in the formal lending17:55 - Issues with Repayment20:39 - A specific set of Antidotes one needs to keep in mind23:33 - Social Investing simplified as if one is explaining to a 5 y/o26:07 - Vision of RangDe27:40 - Rapid Fire Round
Welcome to our latest podcast episode where we delve into the fintech sphere with Smita Ram and Ramakrishna, the pioneering founders of @RangDeIndia India's premier social investing platform. Join us as we uncover the inspirational journey behind RangDe's inception and growth.Smita and Ramakrishna share the eureka moment that led to the birth of RangDe. They discuss the challenges they faced in the nascent stages and the vision that propelled them forward in the fintech landscape.They also revealed their approach to risk management, discussing the importance of having safety nets and backups when venturing into the startup world.Hear about the most humbling experiences they encountered while building RangDe, offering a rare glimpse into the emotional rollercoaster of entrepreneurship. They also shared their top three 'don'ts' for budding entrepreneurs, a must-listen for anyone looking to make their mark in the fintech industry.Conclusion:This episode is a treasure trove of insights for anyone interested in fintech, startups, or the power of social entrepreneurship. TIME STAMPS:-01:53 - Journey of Starting @RangDeIndia 06:43 - How did you come across the problem statement that you wanted to solve for.12:49 - What kind of planning did you have in your mind while starting & how much time you took to create an backup & plan about your safety nets?19:25 - Most Humbling Moment24:35 - How to find a right Co-Founder?28:00 - Biggest Mistake you made in Rangde?33:35 - Top 3 Don'ts for Budding entrepreneurs.
Join us as we sit down with Bhavik Vasa, the visionary Founder & CEO of GetVantage, a leading fintech startup revolutionizing access to equity-free working capital, business optimization tools, and a vibrant founders community. In this interview, Bhavik shares the fascinating origin story behind the name GetVantage. He even walks us through the customer journey once we onboard the platform. He also provides invaluable insights & antidotes for startup success, and we wrap up the conversation with a rapid-fire round of questions. !TIME STAMPS:-0:55 - Origin of name GetVantage1:29 - What is GetVantage into?07:42 - What is the customer journey once he onboards the GetVantage Platform?11:38 - If you were to explain Fund Raising to a 5-year-old kid how would you define the term24:55- How should one identify which type of funding to opt for?29:19 - Unique antidots one should keep in mind 39:40 - How does Bhavik see this Industry now that it has access to sustainable non-diluted capital for the next 5 years. How do you foresee the ecosystem differently?44:45 - Rapid Fire Round
Check out our exclusive Interview with Mr. Bhavik Vasa Founder & CEO of GetVantage the leading fintech startup revolutionizing access to equity-free working capital, business optimisation tools & a thriving founders community!In this captivating conversation, Bhavik takes us on a journey through his entrepreneurial path, sharing his earliest memory of starting up & the challenges he faced along the way. From humble beginnings to a game-changing platform, Bhavik's story is one of resilience & determination. Ever wondered how Bhavik manages to stay sane amidst a fast-paced & demanding business environment? TUNE IN AS HE UNVEILS HIS SECRETS TO MAINTAINING BALANCE, STAYING FOCUSED & THRIVING IN THE FACE OF ADVERSITY. DON'T MISS OUT ON LEARNING FROM THE BRIGHTEST MIND IN THE INDUSTRY! TIME STAMPS:-01:24 - Who & How is Bhavik Vasa as a person?02:24 - Earliest Memory of setting foot in the world of business06:36 - What is that drives a specific community i.e. Gujrathi, Marwadi that drives entrepreneurial bug inside them?11:00 - What did you start with & came to a point where in you decided to end up in a startup?25:05 - Your most humbling moment29:13 - Go to disconnecting technique to remain sane 33:02 - One Mistake you think you could have avoided or done differently
In this segment, Vishu shares valuable insights about the will-making process in India and why Aasaanwill should be your go-to platform for all your will-related needs. Tune in now to gain a deeper understanding and make informed decisions!Vishnu also sheds light on the intricacies of the will-making process in India, making it easier for our listeners to navigate this important aspect of estate planning. From its humble beginnings to becoming a trusted name in the Industry, Aasaanwill has revolutionised the way wills are created and managed. Vishnu's unwavering commitment to providing a simple, convenient and accessible solution has made Aasaanwill the go-to platform for countless individuals and families.Don't forget to subscribe to our podcast channel and take a step towards securing your legacy today!TIMESTAMPS:-0:29 - What's with the name and the reason for naming it as Aasasnwill03:06 - Why choose Aasaanwill for will-making?12:56 - What is the current will-making process in India?17:36 - What is one's end-to-end Journey with Aasaanwill?27:36 - How do you see yourself and Aasaanwill evolving in the world of technology?
Join us as we deep dive into a Captivating conversation with Vishnu Chundi, the brilliant mind behind Aasaanwill.In this episode, Vishnu shares his inspiring journey as the founder of Aasaanwill and sheds light on the importance of wills in today's world.Vishnu reflects on the fascinating differences in the mindset of customers between London & India. He even talks about the spark that ignited Vishnu's Entrepreneurial Journey.Curious about what inspired vishnu to embark on this transformative journey?? Tune in now to gain a deeper understanding of the importance of wills, the differences in customer mindset and the valuable lessons learned during the startup journey.TIME STAMPS:-02:55 - Let's know a bit more about the founder of Aasaanwill.05:50 - What inspired Vishnu to take the Plunge?09:26 - Journey of building Aasaanwill & difference in building an startup in London vs. In India.15:23 - At what point while building Aasaanwill you were sure this is going to work out pretty well.22:40 - How do you balance out the work stress?28:11 - What is the biggest mistake you have made so far as a founder of Aasaanwill.
In this Captivating episode of our podcast, we had the privilege of hosting CEO & MD of Aegon Life as he shares his personal story, shedding light on the challenges he faced and the pivotal moments that shaped his career. From his early days in the Insurance Business to his rise as a leader, his experience inspires aspiring professionals.One of the key topics that Mr. Satishwar delves into is the impact of Digitalization on the Insurance Sector and how did he go about it. He provides valuable insights into how technological advancements have revolutionised the way insurance products are offered, purchased and serviced. With a keen eye for innovation, he discusses the major challenges faced during his transformative period and how Aegon Life adapted to stay ahead of the curve.TIMESTAMPS:-01:12 - How did your journey of Aegon Life Begin?13:12 - Be it ICICI, BOB or Aegon Life how was your Journey of Building Aegon Life from scratch to one?16:44 - What does it take to build a Digital Insurance business from the grounds up?21:33 - Digitalisation started after mid covid so what are the challenges that are causing a slight lag there?30:22 - Major Challenges stopping in a lot of startups into the Insurance Space41:33 - How does Digitalisation play a role in changing Modern India?51:29 - Rural vs. Urban India59:29 - Which emerging technology excites you the most
Join us as we dive into an inspiring conversation with Akshay Mehrotra as he shares his incredible journey of starting his startup and how he turned his vision into reality.Get ready to be inspired by his entrepreneurial spirit and learn valuable insights on building a successful business in digital lending.In this episode, Akshay, delves into the ever-evolving landscape of technology & its impact on the lending industry. He provides fascinating insights into the challenges faced in digital lending & how disruptive solutions like blockchain are shaping up the future.Don't miss out on this thought-provoking conversation with Akshay Mehrotra where he uncovers the future of digital lending.TIMESTAMPS:-00:39 - How did the name Early Salary come across?04:00 - What has the Digital Lending landscape been like back in 2013-14 to the current revolution?06:44 - How have you seen technology evolving through the years?11:13 - What is the new problem in the Digital Lending?16:18 - What is your interpretation of the new current digital lending guideline related to FLDG?18:36 - How would you explain FLDG who is unaware of the term 19:04 - Explain the difference between Co-Lending and FLDG26:15 - How do you see blockchain technology in the next 5 years?30:00 - Rapid Fire Round
In our latest podcast, we had the pleasure of hosting Mr. Akshay Mehrotra the Resilient Entrepreneur who turned his dreams into reality !
He shared his remarkable journey highlighting the challenges he faced, the mistakes he made and the invaluable lessons he learnt building Fibe.
From Humble beginnings to a thriving startup. Akshay recounted how he navigated the entrepreneurial landscape, even in the face of adversity. He candidly shared his experience of encountering a staggering 129 rejections before finally achieving success. His unwavering determination & refusal to give up serve as an inspiration to all aspiring entrepreneurs out there!
Don't miss out on this inspiring conversation with a true trailblazer!
Timestamps:-
03:50 - What made you think let's do something of your own? 09:24 - After having so many rejections at 129th what magic happened and you raised 3 successful fundraising rounds? 11:15 - Your most humbling moment 15:27 - Advice for budding entrepreneurs to cope with stress 17:38 - Your Biggest Mistake 19:44 - 3 don'ts for budding Entrepreneurs.
Check out our Exclusive Podcast Interview with Rahul Handa, Executive Vice President- Strategic Initiatives at ONDC as he shares his insights on ONDC’s Definition, Market Place Impact and India Post - ONDC
In this episode, we had the privilege of sitting down with Rahul Handa VP at ONDC to better understand this groundbreaking Initiative. Rahul sheds light on the core essence of ONDC, and its potential impact on India and the marketplace.
Time Stamps
04:27 - What is ONDC? 12:08 - What kind of Impact will ONDC have on the way e-commerce does business v/s Market Place Model? 25:52 - Explain how a credit given to a common man fits into the entire O & C Framework and how it works out. 33:29 - Have you come across something or ideated internally any use cases that you think are completely offbeat and interesting? 40:00 - If I am a common man how essentially one’s life will change after ONDC? 42:53 - How do you see India 2 years down the line after the Impact of ONDC has been completely absorbed?
Don’t miss out on this insightful conversation with Rahul Handa as he shares his thoughts on ONDC. Tune in to our podcast now and be part of the Journey towards a digitally empowered India!
In this Segment, Mr. Vineet takes us on an Inspiring journey of how he built Jiraaf from scratch and the problem statement that fueled his entrepreneurial drive. Embark on a thrilling journey into the complex financial investments and assets world with Vineet as your guide. * Don't miss the thrilling rapid-fire round where Vineet shares Intriguing insights and personal anecdotes that will keep you on the edge of the seat! CHAPTERS:-01:14 - How did the extraordinary journey of Jiraaf started?04:22 - What is the problem statement Jiraaf is solving?08:22 - What are the asset categories available on Jiraaf?11:00 - Explain Investing as a concept to a 5-year-old kid, a 12th Grad Student and someone who is on the verge to start his professional career19:24 - What is Treasury Bill?23:57 - Investment Ecosystem In India?29:01 - Rapid Fire Round
We had the pleasure of featuring Mr. Vineet Agrawal the Visionary Co-Founder of Jiraaf. Vineet shared his inspirational Journey, shedding light on what inspired him to take the plunge into the world of Fintech. Vineet talks about his inspiring journey as an entrepreneur and his experiences of raising capital for his startup. He also imparts valuable dos and don'ts for budding entrepreneurs.
Join us as we delve into Vineet's Journey and gain inspiration for our own venture!
TIMESTAMPS:-
01:29 - Self Introduction and What is Jiraaf Into? 04:59 - What Jiraaf does? 08:11 - What inspired you to take the Plunge? 10:28 - Experience raising 1st Round of Funding 12:04 - One tip to founders looking to raise capital at the idea stage. 14:33 - Most Humbling moment that you faced & make you challenge everything you knew about Fintech 18:30 - How do you stay sane? 21:50 - Let's talk about Sop's 23:32 - One of the Biggest mistakes 26:29 - If you had 1 Billion $ on the day you started your business what, would you have done differently? 28:42 - Top 3 don'ts for budding Entrepreneurs.
Watch out the full podcast episode now and get ready to be inspired!
Stay tuned for future episodes till will leave you motivated and ready to conquer your own entrepreneurial dreams!
In this Interesting episode of Dhande Ki Baat with Mr Beka Dalakishvili the Visionary founder of Kernel Finance as he takes us on a captivating journey through his remarkable Entrepreneur journey. Beka also shares invaluable insights into the MSME industry in India and evolving economies across India and South East Asia.
KEY TAKEAWAYS: - In this episode, you will gain a deeper understanding of the MSME Industry, the Importance of Financial Inclusion, and the Potential economic growth of South East Asia.
Don't miss this incredible opportunity to hear out from an exceptional entrepreneur. Tune in now !!
CHAPTERS : 00:41 - What is the origin story of the name Kernal Finance? 07:23 - Global landscape with respect to the startup ecosystem 12:14 - Insights on African Economy 14:40 - Explain Working Capital, to a 5-year-old kid, 12th Grad Student 25:03 - How is Emerging technology playing a role in Digitalization? 32:50 - How is MSME Industry evolving outside India? 35:34 - Rapid Fire Round
We had the privilege of hosting a remarkable entrepreneur Mr. Beka Dalakishvili the visionary founder of Kernal Finance. Beka shared his fascinating journey and what inspired him to take the plunge into the world of fintech. He affectionately refers to himself as "Finance Walla" Beka shared some invaluable tips for Budding Entrepreneurs, What made him enter into the Indian Msme Segment, and Some of his Learnings.
To hear more about Beka Dalakishvili Journey and his Mission to simplify finance for business tune in to our latest podcast episode.
CHAPTERS : 01:23 - What is Kernel Finance Into? 06:48 - What inspired you to take the plunge? 09:45 - What has been the most humbling moment that made you challenge everything you know? 11:40 - How did you identify it's time to shut down your previous startup? 14: 24 - How do you keep sane given a founder has to del with so much stress 17: 43 - One of your Biggest Mistake? 20:38 - If you had 1 Billion Dollar in your Account on the day 1 you started your business how would you have done things differently? 22:53 - Top 3 Don't for budding entrepreneurs?
Today, we have a special treat for all of you as we dive into the world of ONDC - a game-changing network protocol that is reshaping the e-commerce landscape in India. And guess what? We are incredibly fortunate to have three exceptional guests with us.
In this Panel Discussion, we talk about ONDC's significance, its impact on customers at the retail level, and its transformative role in shaping Bharat - the very essence of India. With its accessible and seamless services, even in remote areas, ONDC is bridging the digital divide and creating new opportunities for entrepreneurs and local businesses. The result? A thriving Bharat that stands at the forefront of digital progress.
Make sure to like, share, and subscribe to our channel for more captivating discussions on cutting-edge technologies and their impact on society. Stay curious, embrace innovation, and be a part of India's remarkable digital revolution!
CHAPTERS:- 05:10 - What is ONDC? 08:24 - Impact of Interoperable Platforms / Networks on Economies like India 11:26 - How do you see Ondc's growth in a more globalized India? 14:13 - How do you look at ONDC from a transitional perspective? 19:40- How is ONDC affecting the Customers at the retail level? 25:17 - ONDC impact on end retail Consumers in Bharat. 29:19 - What are the new use cases being explored? 32:58 - What can act as a differentiator for startups who are onboarding sellers? 35:00 - What makes one believe that ONDC will be really successful given the fact there are so many e-commerce companies who have tried to work with the Bharat segment? 44:46 - How do you see the Financial Intersection of ONDC ? 51:46- Most exciting use case of ONDC.
Don't miss out on this Interesting Conversation with Mr. Sathvik Vishwanath Co-Founder & Ceo of Unocoins. In this episode Sathvik took us on a captivating Journey back to the origins of Bitcoin. He eloquently explained the concept of Bitcoin Mining and explains complex concepts in a manner accessible to everyone regardless of their level of expertise.If you are Intrigued by the world of Cryptocurrencies this episode is a must listen! Make sure to hit on subscribe button to stay well-versed on what's happening in the world of Fintech and don't miss out on an incredible opportunity to learn from the Industry's Visionary Leaders! CHAPTERS:-0:42 - What's the origin story of the name Unocoins?03:38 - Explain Bitcoin to me like a 5-Year-old kid.07:04 - Explain Bitcoin to a student who passed out of 12th Grade.08:29 - Explain Bitcoin to someone who is about to make a Businessdecision to use distributed ledger technology in their business.13:00 - The original story of Bitcoin & DLT behind it. 27:35 - How the Economy would be different if er had decentralised stable coin as main stay currency ?
Don't miss this inspiring Conversation with Mr. Sathvik Vishwanath Co-Founder & CEO of Unocoins, as he takes us through the highs and lows of his entrepreneurial Journey, Sharing his valuable insights & lessons learned along the way. From the early days of exploring potential cryptocurrencies to navigating regulatory challenges and overcoming numerous obstacles to create a platform that has revolutionized the crypto landscape in India.
Whether you are a crypto enthusiast or simply curious about the world of digital currencies, this interview is a must-watch !!
In this episode, we have Anand Agrawal Co-Founder & CPTO of Credgenics with us. Credgenics helps one to Simplify your loan resolution processes with an end-to-end platform that enables lenders to increase collections rate. In this segment "Dhande Ki Baat "- A Business Deep Dive we talk about the evolving world of digital collection. The idea is to understand what goes behind the scenes of an efficient collection ecosystem and how can digital lending scale efficiently in newer frontiers.
In today’s episode we have Mr Anand Agrawal, Co-Founder and CPTO of Credgencis. A Startup that’s revolutionising Digital collections process with an end-to-end platform that enables lenders to increase collections rate by 20%. In this segment, he talks about his 'entrepreneurial journey and learnings of building a startup. To learn more about Credgencis, stay tuned for Part-2 named "Dhande Ki Baat" !!!
In this latest podcast episode, we explore the game-changing role of FinTech startups in fostering climate-tech adoption in India. Listen as Aditya Damani, founder of the trailblazing digital lending startup Credit Fair, and Varun Goenka, mastermind behind Charge Up, share their insights. Delve into how cutting-edge FinTech is bridging gaps, increasing penetration to empower climate-friendly practices, and heralding India's sustainable future. Understand how the innovative digital strategies like AI-Based underwriting, real-time Digital onboarding etc are used to overcome financing and inclusion challenges to increase the reach of climate tech solutions across India and revolutionize the Indian market. Learn about the intersection of finance, technology, and environmental sustainability. Perfect for those interested in FinTech, Startups, Climate-Tech, or India's evolving Fintech ecosystem. Don't miss out on this interesting discussion!
Don't miss the interesting rapid fire round at 21:40 !In this episode of Fintech Ki baat podcast we have Ajinkya Kulkarni, Founder of Wint Wealth with us.Wint Wealth is a platform for retail Investors to invest in assets that give higher fixed deposit that are less risky than equities.In this segment "Dhande Ki Baat "- A Business Deep Dive, we talk about the evolving Indian Debt Markets, how can retail investors leverage the power of debt to attain their goal of financial freedom and how fintech is changing the industry dynamics.
In this episode, we have a special guest Mr. Ajinkya Kulkarni the Founder of Wint Wealth, Wint Wealth is a platform that brings a whole new asset class to the retail investor promising them 9-11% returns.
In this segment "A Founder's Story" he talks about his roller coaster ride of an entrepreneurial Journey which is one of Perseverance, Innovation, Failures and Growth.To learn more about Wint Wealth and what it does stay tuned for the next segment "Dhande Ki Baat" where we explore the all neew asset classes and tell you how you can invest in the same!!
The best is yet to come!Fintech Ki baat Is a unique fintech podcast covering the fintech ecosystem in India with the aim to demystify and simplify everything fintech.
Chapters :-
00:46 Intro
01:37 Background of Ajinkya
02:10 Previous Startup
04:57 Biggest Mistakes and Learnings
05:56 Identifying the right set of co-founders
08:57 What inspired you to Start up?
10:23 How did you know this was a good idea?
11:21 Initial Validation
11:46 How to reduce CAC in a B2C Startups
12:01 Organic Growth Marketing - How and Why?
16:37 Mental Health and Well-being as a founder
21:11 The Most Humbling Moment
22:35 Take aways for Budding Entrepreneurs
In this episode, we have a special guest, Shreyans Nahar, who is building a unique Fintech startup called FinSire. Don't miss the rapid fire in the end at 22:43 !Finsire is a Digital Asset infrastructure company that allows one to pledge any of your asset such as (Mutual fund units, FD, Gold, Shares, and more) to get a loan or credit card.In this Segment "Dhande Ki Baat - Business Deep-Dive" we talk about Finsire and what it does stay tuned for the Part 2 of this episode!About Finsire and Shreyans: https://medium.com/@shrey_finsire/journey-of-a-lifetime-sweet-and-essential-as-salt-5967b11a41b6Finsire Website: https://finsire.com/Subscribe to Fintech Ki Baat Podcast: https://www.youtube.com/@fintechkibaatdilse9051?sub_confirmation=1Timestamps: 00:19 Origin of the name01:36 The Problem Statement?04:25 Marwadi Families and Business06:51 Impact on Retail consumers?09:03 Democratising Leveraging!09:15 Impact on Distribution of Financial Services?13:25 Why should one Leverage?17:21 Way Forward?
22:43 Rapid Fire!!!Follow Us :Spotify: https://open.spotify.com/show/3rZRqOGWDVVxBjAanlC440Apple Podcast: https://podcasts.apple.com/in/podcast/fintech-ki-baat/id1561667914Fintech, Fintech Podcast, Fintech explained , Startups, Startup Ideas
In this episode, we have with us Shreyans Nahar, who is building a unique Fintech startup called FinSire. Finsire is a Digital Assets Infrastructure platform that allows one to pledge any of your asset such as (Mutual fund units, FD, Gold, Shares, and more) to get a loan or credit card.In this Segment "The Founder's Story - An entrepreneurial journey" of first episode we talk more about Shreyans's entrepreneurial journey and learnings of building a fintech startup in India. To learn More about Finsire and what it does stay tuned for the Part 2 of this episode "Dhande Ki Baat - Business Deep-Dive"Shownotes 00:00 Intro00:40 Founders Background04:01 Marwadi Families and Business06:37 Motivation to startup13:49 What is finsire ?14:30 Why did you build in India?18:02 The Most Humbling moment?21:37 How many times did you feel low?24:26 A founder and his mental health
Shreyas Jani (00:02.498)
Hello and welcome to a brand new season two of the FinTech ki Baat Dil Se podcast.
Your one stop shop for everything FinTech.
From latest news to deep dive into business models, we've got it all.
So be sure to like, share and subscribe to stay updated.
Now here's what's new. We are introducing three new segments.
Which means that each conversation that we'll have with the founders will essentially be divided into three different segments and then will be recorded and released separately. Here are the three segments.
1) The first one is called the founder story and entrepreneurial journey.
This segment essentially covers a founder's journey of building their startup from scratch and talks a lot more about their ups and downs, their lows, their successes and what inspired them to start and what motivated them to persevere to build a successful business.
This segment is geared a lot more around entrepreneurship and is ideal for budding entrepreneurs or any founders who are stuck in effects and needs of motivation.
2) The second segment is called Dhande Ki Baat, the business deep dive. In this segment, we bisect and dissect complicated fintech business models and try to understand from the founders on how these models work. So we can bring to you the answer to the most commonly asked question, "Dhanda kaise hota hai?"
3) Third Segment is the Rapid Fire Round : 5 Questions, 10 Mins and a whole lotta fun.
Stay tuned for the first episode coming out soon!!
Cheers!
In conversation with Mr. Vaibhav Joshi Co-Founder and CEO of Easypay. Vaibhav talks about his roller-coaster journey of experimenting in various industries. He has been hands on entrepreneur right from starting his food tech startup to working in banking sector and now becoming a co-founder of a successful fintech startup. He shares the insights and learning’s that he has derived from his mistakes and successes from past experiences. He also shares his views on the evolution of Neo Banking and MSME lending and how he aims to revolutionise the same via Easypay.
In a candid chat with Mr. Ketan Patel an Ex Banker turned Startup Magnate. He talks about his illustrious career over couple of decades and shares his inspiring journey of becoming the CEO OF THE YEAR. Ketan also shared his views on the evolution of the Payment industry and the impact of the same on MSME space. He also talks about stark differences he sees in how current generation approaches their career v/s previous generations.
In this Episode, we will be having an in-depth conversation with Hardika Shah who will take us through her entrepreneurial journey of building Kinara Capital which has received global recognition for disrupting small business lending. With over 4,000 crores in collateral-free business loans disbursed by Kinara, Hardika will discuss the importance of digitization on the ecosystem and the vast MSME credit gap.
In this episode we have a candid chat with Mr. Mayur Modi, CEO-Cofounder Moneyboxx, an NBFC that is revolutionizing access to credit for micro and small entrepreneurs. Mayur talks about his entrepreneurship journey,his 1st hand experience building from scratch and some amazing customer stories.
In this episode we explore how financial awareness can be sustainably built across various demographics of India.We talk about how to look at new and emerging alternate investment classes and when and how should you invest in them.We also get to learn about Mukesh’s entrepreneurship journey and how he came to be the founder of one of the largest Neo-wealth advisory companys in India .
In today’s episode we have with us Mr.Abhishek Gandhi (Founder and CEO Fatak Pay).Abhishek shares his inspiring Journey of building two marquee Fintech Startups of India (Rupee Circle, FatakPay),He also Talks about why he left his illustrious career abroad to come back to India and builds for Bharat!
Today’s episode is a part-one of a 2 part series, “Building for Bharat through platforms”In today’s episode we have with us Mr.Sanjay Jain, Partner - Bharat Innovation fund.Mr.Sanjay has played a key role in strategising the architecture of many digital platforms such as UPI, OCEN, Account Aggregation Framework etc as a part of his time volunteering with Ispirit foundation.In this series We discuss the thought processes behind the creation, evolution and the impact that each of this platforms have created.
In today’s episode we have with us Mr.Ankit Mehra , Cofounder and CEO Gyandhan. Gyandhan helps students fulfil their dreams of getting good education by providing seamless education loans.
podcast #educationloan #startup #fintech #funding #gyandhan #loans #finance #financewithsharan
In today’s episode we chat with Yatir Zaluski, CEO and founder of Tel Aviv based startup - ConfirmU. Confirm you enables underwriting of New to Credit segment by assessing their personality on the basis of how they play a specifically designed game.
In this episode we have Rohit Rathi - Cofounder of Karmalife, a platform that enables credit to the blue collared segment. The vision is to establish a platform that can bring lending to the next billion.
In this episode we chat with Ruchir who candidly talks about his entrepreneurship journey, how he dealt with the closure of his previous startup and built again from scratch, how he’s building to revolutionise Insurance distribution and personal anecdotes on building sustainably.
In this episode we talk about how due to a variety of external factors, women have always struggled with getting access to financial knowledge, right mentoring, financial services in general and how the same can be solved for. We have Dr. Jasmine Gupta with us who has set out to build LXME, a platform aimed at empowering women to take control of their own finances.
In this episode we talk about the most underpenetrated financial sector of the country, Insurance and how startups like Ensuredit are working towards redefining Insure-tech for Bharat.
Is Sachetisation the way to achieving Holistic inclusion in Bharat?
What goes into building Bharat's largest network of "Digital Pradhans" ?
How does one go about making financial services available in every corner of Bharat?
We answer all this and more in Todays's episode of Fintech ki Baat Dil se, with Mr. Anand Kumar Bajaj who's the founder, VEO and MD of Paynearby technologies, builder of India's largest distributor network for Digital services.
In this episode of Fintech ki baat dil se, we speak with Aditya Damani, who is the founder of Credit Fair. A digital first NBFC now expanding into P2P segment through a partnership route.
Aditya talks about how credit as a segment is evolving in India and will be the most lucrative for organisations looking to create a foothold in India. He believes that India has a highest potential NTC (New to credit) customer base, majority of which is based in under-penetrated areas, which opens up huge opportunities for lenders to build and distribute innovative products to capitalise on the same. Aditya also believes that how you originate loans is equally if not more crucial than how you underwrite and is building Credit fair on the same ideology.
Tune in to deep dive and learn more about the evolving credit landscape of India with Aditya Damani.
Here's a sneak peek into our conversation with Aditya Damani, Founder - Credit fair. We talk about the current Digital lending landscape of Indi and how it's evolving.
In this episode we chat with Kulin Shah, Founder - Onsurity. Kulin talks about, - His inspiration for starting Onsurity. - The Problem statement they set out to solve - Challenges in building and scaling a B2B startup. - The most under penetrated insurance segment (MSME employees) - Building a superb customer experience.
Here's a sneak peek into our upcoming episode with Kulin Shah, Cofounder - Onsurity. India's leading Some employee wellness platform.
We talk with Mr.Vineet Tyagi about the evolving global lending ecosystem with Emerging technologies playing more ad more role in the underwriting of a loan through evolving LOS and LMS.
In this episode we have the pleasure of hosting Mr.Deepak Bhuvaneshwari Uniyal, Co-founder of Insurance Samadhan. Insurance Samadhan is a Insurtech startup that helps customers realise their claims in case they’re rejected by insurance companies on unreasonable grounds. Insurance Samadhan was featured in 1st season of Shark tank India and was funded by Piyush bansal - founder of lenskart.
Here’s a sneak peek of our conversation with Mr.Deepak Bhuvaneshwari Uniyal, Co-founder of Insurance Samadhan. Insurance Samadhan is a Insurtech startup that helps customers realise their claims in case they’re rejected by insurance companies on unreasonable grounds. Insurance Samadhan was featured in 1st season of Shark tank India and was funded by Piyush bansal - founder of lenskart.
We're back with a brand new episode of fintech ki baat where we have the pleasure of speaking to Dilip Modi - Founder of Spice Money Here's what we talk about: - Overview of Financial services distribution landscape for rural India - Financial inclusion and reconciling the adverse effects of digital divide on financial health of rural folk through “phygital” channels. - The most difficult part about solving for Bharat and what can the industry do to solve for it together? - Adoption of Technology based distribution in rural India and how rural India reacts - What will be the next big tech piece to enable effective distribution of financial services in Bharat - Awareness creation in rural india around financial services and their benefits. - Solving for trust in rural India
A Sneak Peek into our upcoming episode with Mr.Dilip Modi,Founder and CEO at Spice Group. The Conversation revolves around India can drive financial inclusion in Tier 3 and below vis Phygital means.
In today's episode we're in conversation with Anurag Sinha - Founder of One Card, which is one of the top Credit card startups in India. We cover a slew of topic that includes: 1) What inspired him to leave a high paying banking Job to pursue a startup 2) From Job to starting Walnut to Onecard the journey to fintech. 3) The right way to issue a credit card : One score - Building healthy credit habits and awareness before issuing a credit card. Tune in to learn more from Anurag's experience in building up and scaling of the fastest growing Card startups in the country!
In today's episode we're in conversation with Anurag Sinha - Founder of One Card, which is one of the top Credit card startups in India. We cover a slew of topic that includes: 1) What inspired him o leave a high paying banking Job to pursue a startup 2) From Job to Walnut to Onecard the journey to fintech. 3) The right way to issue a credit card : One score - Building healthy credit habits and awareness before issuing a credit card.
Stay tuned to learn more from Anurag's experience building up and scaling of the fastest growing Card startups in the country!
In this episode of Fintech ki Baat, we have with us Abhishek Poddar - Co-Founder - Plum. We dive into the universe of Health Insurance and talk about how India is moving towards making the space more inclusive with players like Plum who provide insurance benefits to startups/companies with a team of as small as 2!
In this episode of Fintech ki Baat, we have with us Abhishek Poddar - Co-Founder - Plum. We dive into the universe of Health Insurance and talk about how India is moving towards making the space more inclusive with players like Plum who provide insurance benefits to startups/companies with a team of as small as 2!
In this episode of Fintech ki Baat, we have with us Murli Nayar - President - Zeta. We dive into the universe of Embedded Finance and talk about how various novel embedded finance use cases can be created and leveraged to create additional revenue lined]s for traditional businesses.
In this episode of Fintech ki Baat, we have with us Murali Nayar - President - Zeta. We dive into the universe of Embedded Finance and talk about how various novel embedded finance use cases can be created and leveraged to create additional revenue lined]s for traditional businesses.
In this episode, we chat with Mikhil Innani, CEO and MD of Apollo Finvest. He talks about how the Digital lending ecosystem will evolve over the coming decade and its impact on SME's and Unbanked India. We also briefly touch upon how Lending will become invisible and an obvious natural course to pursue for the majority of today's Aggregator giants like Zomato, Oyo, etc.
In the upcoming episode, we chat with Mikhil Innani, CEO and MD of Apollo Finvest. He talks about how the Digital lending ecosystem will evolve over the coming decade and it's impact on SME's and Unbanked India. We also briefly touch upon the how Lending will become invisble and an obvious natural course to pursue for majority of today's Aggregator giants like ZOmato, Oyo, etc.
This week on #FintechKiBaat we bring to you an interesting piece from Tarusha Mittal 🤖 (Hiring) ,- Founder at Oropocket and a serial Crypto-preneur.
Tarusha shares her views on:
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Regulations surrounding Crypto,
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Decentralised Finance #defi and how it'll impact the financial ecosystem in the long term.
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How to avoid having rug pulled from under your feet when investing in crypto.
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How to do your own due dilligence when investing in crypto.
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What is NFT?
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Is it safe to invest in NFTs?
and more.
Tune in to the latest episode of our podcast #fintechkibaat
In this episode we talk with Tarusha Mittal - Founder of Oropocket, India's leading Defi platform. Tarusha Demystifies the world of NFTs, Decentralized Finance, Crypto currencies and throws light on how should one go about doing their own due dilligence to not end up losing money when investing in these new asset classes.
In this episode Gyaan from the Pehelwaan, we have with us Munish Bhatia - Ex senior banker and Founder - FinVu. FinVu is one of the first companies to get a AA NBFC license from RBI. Account Aggregator is a new concept which allows consent based data exchange between financial institutions. This data can include evertyhing from Baking data to investment information and more. Today we talk about how AA will democratize finance as we know it and usher in a new era of Open banking where Financial institutions will have access to the entire stack of consumers financial data, thus enabling more and more people get access to the formal financial system.
Tune in to learn more!!
Here's a sneak peek into the next episode of Gyaan from the Pehelwaan, In this episode we have with us Munish Bhatia - Ex senior banker and Founder - FinVu. FinVu is one of the first companies to get a AA NBFC license from RBI. Account Aggregator is a new concept which allows consent based data exchange between financial institutions. This data can include evertyhing from Baking data to investment information and more. Stay tuned for the full episode to learn more about this new business model!
In this episode of On the Flipside, we have Atul Monga - Founder, Basic Home Loan. Atul talks about his journey from being a Investment Banker and an Angel Investor in the states to becoming a founder in his motherland India! He talks about the problem that inspired him to take the leap of faith and start something to solve for the least digitized lending space: Home Loan. Below Are the few of the Takeaways from the conversation:
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We're at least a decade away from completely digitizing the Home Loan Process.
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The main problem areas in digitizing the home loan market is the vast un-organized and scattered property database in the country, even in the metro areas to an extent.
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The best possible solution for the current scenario to optimize this space is a Phygital approach which merges offline on-site verification with digital customer verification, underwriting and Disbursement.
Tune in to learn more how the home loan industry is poised and how will fintech revolutionize it.
In this Maiden Panel discussion on our channel, we invite industry stalwarts and domain experts to give us their views on the newly released E-Rupi by NPCI. They share their views on - Possibility of plethora of new use cases - Impact of this solution on the future of Digital currency - CBDC equivalency or lack of it. - What this means for the rural India and DBT. - How will this addresses the problem of fund leakages in Govt funded subsidies
In this Maiden Panel discussion on our channel, we invite industry stalwarts and domain experts to give us their views on the newly released E-Rupi by NPCI.
They share their views on
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Possibility of plethora of new use cases
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Impact of this solution on the future of Digital currency
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CBDC equivalency or lack of it.
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What this means for the rural India and DBT.
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How will this addresses the problem of fund leakages in Govt funded subsidies
In this episode we have with us Chiranth and Asif from the Core team of Riskcovry a leading Insurtech startup that completely automates and digitises the backend Insurance journey for any fintech. We set out to understand the state of insurance in India and how the emerging Insurtech segment is enabling product innovation leading to a higher market penetration in "Bharat". We talk about: - State of Insurance before Covid - "API-fication" of Insurance and it's challenges - Sachetisation of insurance products and emerging product innovations. - Embedded Insurance - "Creating an Invisible Insurance Journey for the Gen Z" Here's a sneak peek into the episode, stay tuned to learn more.
In this Episode of Gyaan from the Pehelwaan, we have with us Chiranth and Asif from Riskcovry, which is an Cutting edge Insurtech API platform. In our conversation with them we dive deep into the Insurance industry it's nitty-gritties and how it's confluence with emerging technologies will bring in a paradigm shift in the Insurance sector. We also get insights into what it takes to build and scalea successful Insuretech startup in India.
In this episode of On the flypside, we talk about the journey of Savart which is founded by the inspirational Sankarsh Chanda, Sankarsh’s journey is nothing short of inspirational. After hearing Sankarsh talk about how he got the inspiration to build Savart to how he dropped out of college to pursue his passion full time at the age of 17 I find it a bit reminiscent of the journeys of the like of Steve jobs and Bill gates. From breaking the age based stereotypes to raising his first VC round at 19 Sankarsh takes us through his roller coaster of a journey and gives us insights into the how to successfully build and run a startup no matter how old you are. Tune in now to get a sneak peek into Sankarsh’s Journey. #entrpreneurship #podcast #fintech #startup
In this episode of On the flypside, we talk about the journey of Savart which is founded by the inspirational Sankarsh Chanda, Sankarsh’s journey is nothing short of inspirational. After hearing Sankarsh talk about how he got the inspiration to build Savart to how he dropped out of college to pursue his passion full time at the age of 17 I find it a bit reminiscent of the journeys of the like of Steve jobs and Bill gates. From breaking the age based stereotypes to raising his first VC round at 19 Sankarsh takes us through his roller coaster of a journey and gives us insights into the how to successfully build and run a startup no matter how old you are. Tune in now to get a sneak peek into Sankarsh’s Journey. #entrpreneurship #podcast #fintech #startup
In this Episode of Gyaan from the Pehelwaan we talk to Mr. Pratekk Agarwaal , Startup Investor| Mentor | Fintech and Digital Lending Stalwart | EX-CBO Bharat Pe| He talks about professional his journey of Changing careers, Donning multiple hats, staying curious and satisfying one’s passion for knowledge. He speaks about the Indian Digital Lending Landscape and how it is evolving , how can it be used to catalyse the rural population and how should credit be built for the next Billion.
In this Episode of Gyaan from the Pehelwaan we talk to Mr. Pratekk Agarwaal , Startup Investor| Mentor | Fintech and Digital Lending Stalwart | EX-CBO Bharat Pe| He talks about professional his journey of Changing careers, Donning multiple hats, staying curious and satisfying one’s passion for knowledge. He speaks about the Indian Digital Lending Landscape and how it is evolving , how can it be used to catalyse the rural population and how should credit be built for the next Billion.
In the light of the recent news of data leaks from databases of various unicorns startup and full blown legacy players, we’ve invited The Cyber security and Fintech expert Mr. Vikram Pandya who speaks about the importance of adopting Cyber security inclusive process in the fintech product building roadmap. He demonstrates a few reliable ways to determine if a website/app is compliant and also suggests a few workflows to inculcate a data-security inclusive product roadmap.
In the light of the recent news of data leaks from databases of various unicorns startup and full blown legacy players, we’ve invited The Cyber security and Fintech expert Mr. Vikram Pandya who speaks about the importance of adopting Cyber security inclusive process in the fintech product building roadmap. He demonstrates a few reliable ways to determine if a website/app is compliant and also suggests a few workflows to inculcate a data-security inclusive product roadmap.
Here is a sneak peek into the first episode of Gyaan from the pehelwaan! In this segment we converse with the industry experts about various topics around entrepreneurship and fintech. In the first episode we have invited the Cashless Man of India Mr.Abhishant Pant , who left his cushy corporate job to become an entrepreneur himself and started The Fintech Meetup with a goal of catalysing the fintech startup ecosystem, currently he runs one of the India’s biggest startup outreach programs l, India’s largest Fintech accelerator and one of India’s first Fintech focused Angel investment fund. Stay tuned for the full episode coming soon!!!!
Here is a sneak peek into the first episode of Gyaan from the pehelwaan! In this segment we converse with the industry experts about various topics around entrepreneurship and fintech. In the first episode we have invited the Cashless Man of India Mr.Abhishant Pant , who left his cushy corporate job to become an entrepreneur himself and started The Fintech Meetup with a goal of catalysing the fintech startup ecosystem, currently he runs one of the India’s biggest startup outreach programs, India’s largest Fintech accelerator and one of India’s first Fintech focused Angel investment fund. Stay tuned for the full episode coming soon!!!!
We’re back with another episode of Fintech ki Baat dil se’s On the Flip side. In this episode we have Ravinder with us who talks about his entrepreneurial journey and how he built WIMWISURE. He talks about his struggles, challenges and how he overcame the same!
We’re back with another episode of Fintech ki Baat dil se’s On the Flip side. In this episode we have Ravinder with us who talks about his entrepreneurial journey and how he built WIMWISURE. He talks about his struggles, challenges and how he overcame the same!
In this trailer we give you a sneak peek into the journey of Finlok’s founder:Tanuj Sinha ! Tanuj talks about his journey as an entrepreneur transcending Finlok and how his passion for making an impact drives him to undertake one adventure after another! Stay tuned for the full episode to know more!!
In this episode we speak with Neeraj Tiwari about his inspirational journey through multiple ventures and hear his thoughts on how he runs his startup passionately!! ‘On the Flipside’ is a segment in which we chat with experienced startup founders and ex-founders to gain insights from their journey as a founder and present it to you in a videocast/podcast format.
Here’s a Sneak peak 🤫 into the second episode of On the Flip-Side which is coming out this weekend. In this episode we speak with Neeraj Tiwari about his inspirational journey through multiple ventures and hear his thoughts on how he runs his startup passionately!! 🔥🙌 ‘On the Flipside’ is a segment in which we chat with experienced startup founders and ex-founders to gain insights from their journey as a founder and present it to you in a videocast/podcast format. Do like share comment and Subscribe!! 🔥
‘On the Flipside’ is a segment in which we chat with experienced startup founders and ex-founders to gain insights from their journey as a founder and present it to you in a videocast/podcast format. In the first episode of On the Flip-side segment of our podcast FinTech Ki baat dil se we chat with Atul Prakash who is the founder of a recently closed down startup Valucircles. Atul, a Banker turner founder, passionately talks about his journey as a founder, his inspiration, his motivation and the entire roller coaster of experiences as a founder.
On the Flip-Side is a segment in our Podcast Fintech Ki Baat Dil Se, in which we speak to startup founders who have seen the good, the bad and the ugly of the startup world. We take their learning’s and insights and present it to you in a short podcast format.
I believe we all have a Creative side for which we struggle to find a medium to express it through, “Fintech ki Baat dil se” is mine and Sagrika Shah’s attempt at channelling our inner creators and quench our thirst for “Fintech Gyaan” through the medium of video podcasts. “Fintech ki baat dil se” is a journey through we plan on exploring the fintech startup ecosystem of India and capturing the insights derived from the same on short bite sized videos. We will be following the below 4 themes on this journey: 1) Insights from the failed startups (On the flip-side) 2) Insights from the Industry Experts: (Gyaan From the pehelwan) 3) A fireside chat between two rival startup founders: (Jab They Met) 4) A Segments where we try to capture ground level realities and behind the scene of digitisation and financial inclusion journey of India. Click here to view our Pilot: https://lnkd.in/eyee4zz , don’t forget to like, share, comment and subscribe. Our first trailer will be out tomorrow so stay tuned.