Your Retirement With Sam Duell: Recent Episodes
Sam Duell
Sam Duell and his co-hosts look at retirement planning from all angles in this podcast. They take a holistic view of retirement planning and, as the show name suggests, they stress the importance of talking with someone who believes in custom planning. After all, it's Your Retirement.
Sam, Andi, and Lake define the term peak 65 and discuss the implications of so many baby boomers reaching that age at the same time. They also offer to younger generations key lessons from the boomers’ retirement journey. The conversation moves into helping define what kind of retiree you would like to be and using real people in helping with that definition. The conversation then moves into hypothetical retirement case studies with the team offering solutions and strategies to the challenges.
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In this conversation, the hosts discuss strategies for protecting retirement portfolios from market crashes, emphasizing the importance of balancing risk and reward. They explore various investment strategies, including risk management funds, hedging options, and the significance of maintaining exposure to growth assets. The discussion then shifts to cryptocurrency, particularly Bitcoin, explaining its nature, potential benefits, and how it can fit into a retirement plan. Finally, they touch on strategies for generating tax-free retirement income, highlighting the importance of personalized financial planning. This conversation delves into the intricacies of retirement tax planning, emphasizing the importance of a strategic approach to minimize tax liabilities. The discussion covers various tax-free income sources, including Roth IRAs, municipal bonds, health savings accounts, and life insurance policy loans. The speakers highlight the significance of tax planning, common mistakes to avoid, and the benefits of Roth conversions. Additionally, they address listener questions regarding annuities and their implications for retirement income.
Reach Duell Financial Strategies at 800-203-7486.
Duell Financial Strategies
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Sam, Andi, and Luke explore behavioral finance and the effect on retirement planning. They also offer good strategies to stay on track such as understanding emotional triggers, tuning out the noise, and working with a good financial and retirement firm. They discuss the strategies and tactics of the military and how they can be coopted into retirement planning and they hold a conversation on what exactly retirement might mean to you in all senses.
Reach Duell Financial Strategies at 800-203-7486.
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Sam, Andi, and Luke draw parallels between a physical fitness and a financial fitness regimen. They discuss necessary strategies to consider in order to protect your portfolio from market downtowns and also cover some warning signs that need to be addressed to help make your money last in retirement.
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Sam, Andi, and Luke cover five retirement concerns identified by Chris Cedar of Goldman Sachs. The conversation covers the day to day money concerns, the fact that working longer is not always the answer, the importance of having a planning mentality, the importance of utilizing employer resources for those in the financial red zone, and understanding the expanding role of technology.
Reach Duell Financial Strategies at 800-203-7486.
Duell Financial Strategies
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Lake and Luke talk about the strong resolve among Americans to improve their financial situation in 2025. They discuss saving more, building an emergency fund, and having a written financial plan. They also discuss building the metaphorical retirement house with a good blueprint and a strong foundation.
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Luke and Lake cover how to prepare for retirement with a fresh, new year on the horizon. They discuss developing a balanced strategy, reviewing asset allocation, maxing out retirement contributions, and building liquidity. Anticipating the direction of interest rates and market volatility are also part of the conversation.
Reach Duell Financial Strategies at 800-203-7486.
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Sam, Andi, and Luke cover what you need to consider before launching retirement like your health coverage, cashflow, and Social Security strategy. They also dive into retirement mortgage strategies and the benefits of working part-time in retirement along with items of consideration such as Social Security and Medicare premiums.
Reach Duell Financial Strategies at 800-203-7486.
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Sam, Andi, and Luke highlight some of the successful traits of the wealthy and explain how we can incorporate them into our own retirement plan. They also discuss a hypothetical case of a recently retired woman with concerns about healthcare costs.
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Sam, Andi, and Luke cover some retirement planning changes coming in 2025 in the areas of contribution limits, the employer match, and QLACs. They also honor the U.S. military branches in comparing some of their good qualities to a sound approach in retirement planning and they describe the different phases of retirement.
Reach Duell Financial Strategies at 800-203-7486.
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Luke and Lake cover some retirement issues that need to be addressed and stress that proper planning can help ease concerns. Issues covered include market volatility, Social Security, your health and the cost of health care and possible long term care, and inflation. They also look at the pros and cons of cryptocurrency, gold, and stocks.
Reach Duell Financial Strategies at 800-203-7486.
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Luke and Lake point out some things missed by a hypothetical retiring couple and stress the importance of considering all components of retirement such as your expenses, proper diversification, maximizing Social Security, and preparing for healthcare costs. They also define proper and comprehensive estate planning.
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Luke Van Able and Lake La Chapelle compare Halloween candies to proper retirement planning in looking at proper diversification, having multiple income streams, the necessity of long term planning, and balancing risks and reward.
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Sam and Luke look at the considerations necessary to make sure you are ready for retirement. This includes building a retirement budget, maximizing savings, and adjusting your investments. Then they connect love language to retirement strategies such as setting clear goals, being proactive, and enjoying quality time in your retirement.
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Sam and Luke compare the seasons of the year to proper financial planning. They also speak to strategies that should be considered by Generation X, the oldest of which are now in the financial red zone. Finally, they warn of retirement traps to avoid.
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Sam, Andi, and Luke cover the emotions of retirement planning and how to rein them in and harness their power. They also look at fourth quarter strategies and offer tips on maximizing your savings in the financial red zone.
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Sam and Luke cover some recent financial articles and tie them in to retirement planning. Tbey discuss the “retirement disconnect” and the future tax dangers in retirement vehicles as well as concerns of retirees.
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Like the last podcast looking at the economies of past Presidents, Sam, Andi, and Luke go back further with retirement lessons that can be learned from Kings of the past. Then they jump into big hits from the 80s and how they can offer retirement lessons. They conclude with a critical retirement checklist.
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Sam, Andi, and Luke cover the economies of Presidents from Jimmy Carter through Joe Biden with an emphasis on the importance of protecting your portfolio no matter the economic climate. They also discuss mistakes to avoid in retirement planning such as living beyond your means, not saving consistently, and not having a budget.
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Sam, Andi, and Luke cover some missteps to avoid on your journey to retirement. They include waiting too long to start planning, not eliminating debt, not having a budget, and deferring taxes too long. They also discuss the advantages of working with a retirement focused professional in structuring a customized plan.
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Sam and Luke cover what should be considered when you are five years away from retirement. This includes having a complete financial review done and formulating strategies for any debt, for healthcare needs, Social Security, retirement goals, and how you will retire. They also take a deep dive into estate planning and everything that comes under that umbrella.
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Sam, Andi, and Luke discuss Roth Conversions and scenarios where it would and would not make sense to consider them. They offer proactive strategies to help ensure you can maintain your lifestyle in retirement and they identify challenges boomers nearing retirement face and how to meet them.
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Sam, Andi, and Luke offer their take on some recent retirement stories. They also discuss possible fixes to the challenges Social Security faces and finding that balance between funding your needs and your wants in retirement.
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Generation X is facing challenges in saving for retirement and is often compared to Jan Brady, the middle child of the Brady Bunch. Many Gen Xers are starting to turn 59 and a half, which is the earliest age to start withdrawing money from retirement assets without penalty. However, Gen X has been overshadowed by the attention given to millennials and baby boomers, resulting in a significant gap in their ability to save enough for retirementDual Financial Strategies can provide personalized retirement lifestyle reviews and guidance to help individuals plan for retirement. In this segment, the hosts discuss where to go for financial insight and offer tips for getting started with the help of a financial professional. They emphasize the importance of paying off high-interest debt before focusing on savings. They distinguish between good debt (income-generating) and bad debt (credit card debt with high interest rates). They also discuss the need to assess risk tolerance and ensure that investments are aligned with individual goals. Finally, they explain the basics of a 401k and a pension as employer-sponsored retirement accounts.
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Sam, Andi, and Luke open with suggested strategies given the changes in the retirement landscape. They also discuss artificial intelligence and what role it can play in financial planning. When meeting with a financial professional, there are some questions you may be hesitant to ask. Sam, Andi, and Luke stress the importance of these questions such as how much they are paid, what are their qualifications, and what is their investment strategy.
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Sam, Andi, and Luke address the fact that some 10,000 baby boomers reach retirement age and the effect that can have on different retirement entities and components such as Social Security, Medicare, overall healthcare, and the labor market. They also highlight five key strategies to consider when you are five years away from retirement and suggest good questions you may consider asking when you begin your retirement planning process.
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Sam and Andi discuss changes in retirement planning over the years including the transition from defined benefit to defined contribution plans, the introduction of Roth, Health Savings Accounts, and changes in RMD ages. They take a deep dive into annuities in explaining the different types and how to choose which one possibly could be a good fit for you. They also discuss the challenges we face with higher interest rates and inflation.
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Sam, Andi, and Luke clear up some misconceptions about retirement including how much you’ll spend, how long your retirement may be, believing you can live off less, when you’ll retire, and how much your tax burden will be.
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Sam, Andi, and Luke talk about measures to take to avoid regrets that some have upon entering retirement including missed investment opportunities, debt, not having an emergency fund, and not including their spouse in the process. They also weigh in on some comments from people in the financial world including David Kostin, Jamie Dimon, and Larry Fink and tie their comments into the retirement mindset.
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Sam and Luke provide tips for boosting retirement savings for individuals who may have started late. They discuss catch-up contributions for individuals over 50, the importance of considering risk tolerance when investing, the option of delaying retirement, and the need to strategically plan for healthcare costs. They also emphasize the importance of establishing multiple retirement income sources and the need for periodic rebalancing of investment portfolios.
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Sam and Luke cover some good retirement opportunities. Some are relatively new and come from Secure Act 2.0 including Roth Accounts and Defined Contribution Plans, student loan payback strategies, and special catch up contributions. Some of the tried and true strategies revolve around Social Security, understanding sequence of returns risk, and accounting for inflation. They also discuss the spousal retirement approach in stressing open communication and the need for compromise. Sam and Luke then move into a discussion on the importance of knowing what fees you are paying.
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Andi and Luke discuss some of the financial hurdles we all face including inflation, consumer debt, lack of emergency savings, and high interest rates. They also describe the 4% rule and discuss whether or not it is still a viable option. They conclude with suggestions on good questions to ask when meeting with your financial advisor.
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Sam and Luke talk about this time of year, following taxes, being a good time to take a look at doing a financial deep clean. They cover areas such as your budget, your emergency fund, and your tax plan going forward. They also discuss your retirement savings vehicles and knocking out debt. The podcast then turns to college basketball and linking basketball strategies with financial strategies. They weigh in on some good life lesson quotes from legendary college basketball coaches.
You can reach Duell Financial Strategies by calling 800-463-4505.
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Sam and Andi detail what is taxable and how it is taxable in retirement. They cover Social Security, pensions, interest-bearing accounts, IRAs, and 401(k)s. The conversation then moves into Roth strategies. They conclude with a discussion on the fun aspect of retirement and that’s checking off your bucket list items.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke provide a thorough look at estate planning and everything that comes under the umbrella. That includes wills, trusts, financial and health care power of attorney, and beneficiary designations. They also correct some bad financial advice you could get on the street.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke compare football strategies to retirement strategies. This includes offensive and defensive strategies to consider when you’re in that financial red zone which is five to ten years away from retirement. They also give their financial take on famous quotes from football legends and then talk about bridging those gaps between you and your retirement, tackling inflation, and making sure you have a backup plan.
You can reach Duell Financial Strategies at 866-203-7486.
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It’s important to anticipate and plan for the changes in your life once you retire. This podcast opens with life changes such as your daily routine, your social life, your fitness, and your income. How has retirement itself changed in the last fifty years? Sam, Andi, and Luke point out the differences between traditional retirement and modern retirement in areas such as the demise of the private sector pension, longevity, and Social Security strategies.
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Still in the New Year the podcast devotes time to considering financial goals or resolutions, how to approach them, and how to stay on track. These include everything from paying off debt to increasing your savings and more.
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Warnings of what could harm your retirement start off the podcast with a discussion on having a budget, automating your savings and payments, planning for healthcare costs, and not relying too heavily on being able to work longer. Then Sam, Andi, and Luke take a look at what a retirement portfolio stress test could be for you.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Luke provides the answers to some commonly asked and very important questions regarding proper retirement planning. He also looks at what should be considered in shoring up your retirement in the new year. These include revisiting your household budget, checking your emergency fund, tackling debt, establishing financial goals, and reviewing your asset allocation.
You can reach Duell Financial Strategies by calling 866-203-7486.
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You’ll hear clips from familiar movies and a sitcom with a holiday theme. Luke takes these clips and shares retirement and financial lessons we can learn from them. He also looks at how we can learn from the ghosts of Christmas retirement past and present and apply those lessons for the future.
You can reach Duell Financial Strategies at 866-203-7486.
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Sam, Andi, and Luke cut through some harsh realities of retirement planning and offer solutions. Some issues covered are the amount of bear markets to expect, needing more than Social Security, and longevity. How should you mirror the traits of successful CEOs in our retirement? That’s also covered in this podcast.
You can reach Duell Financial Strategies at 866-203-7486.
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Sam, Andi, and Luke talk about what we need to consider strategically as the year draws to a close. Most of the bullet points are about good tax moves. They also look at changes to Social Security coming in 2024 including the COLA, maximum taxable earnings increasing as well as the earnings test. Then the conversation turns to what you may face in retirement such as restlessness and the need to re-define yourself.
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Sam, Andi, and Luke review Secure Act 2.0 in looking at the provisions that are currently in place and what we can expect in 2024. They also provide answers for ten frequently asked questions by those nearing retirement.
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Sam, Andi, and Luke discuss withdrawal in retirement and break down the potential win and lose strategies. What questions need to be answered in comprehensive retirement planning? That’s covered in categories such as Social Security and spousal claiming strategies, budgeting, 401(k) maneuvers, taxes, and income building.
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Andi and Luke run through some common excuses people give for not seeking the help of a financial professional when nearing retirement. They counter these with good reasons why it is critical to work with a financial partner. Some excuses are:
“I’m a DIY (do it yourself) person” Scary!
“I’m already retired” Don’t forget second opinion.
“I get my advice from friends and family” “Danger Will Robinson!”
“I don’t know where to begin” A phone call is a good first step.
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Sam, Andi, and Luke open with some good suggestions on things people should consider doing and some to consider not doing on their journey to retirement. Everyone should know how much income they’ll need, prepare for the unexpected, factor inflation, and be aware of the fees they are paying. Fears are also addressed in this podcast and suggestions to overcome them. Inflation, Social Security, market volatility, and the cost of health care are among the fears discussed.
You can reach Duell Financial Strategies at 866-203-7486.
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Andi and Luke offer information on the different scam operations out there and tips to avoid them. They also dissect survey results from a Northwestern Mutual Planning and Progress study that shows Americans’ concerns about the economy and how much they would need to retire.
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Honoring Financial Literacy Month, the game is Financial Jeopardy covering retirement facts to make sure you’re not in financial jeopardy. Categories include Important Retirement Ages, Penalties and Fees, Retirement Savings Vehicles, and Retirement Rules of Thumb.
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Luke runs down some expenses that can eat away at your savings when you’re in retirement. They include healthcare, home ownership, inflation, taxes, and longevity. He also looks into the financial and retirement mindset and strategies that can build confidence in your journey to and through retirement.
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Luke starts the conversation by breaking down the massive baby boomer generation and discussing what needs to be considered by middle and late baby boomers. He devotes the rest of the podcast in cutting through mis-information and declaring whether retirement statements are fact, fiction, or somewhere in between.
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We can learn from celebrities even when they make mistakes. Sam and Luke cover some bad celebrity financial moves from not having proper estate planning to overspending to getting in trouble over taxes. They further give tips on mistakes to avoid such as failing to have a tax plan, estate plan, or diversification. How can you beef up your savings? You’ll find some good suggestions in this podcast.
You can reach Duell Financial Strategies at 866-203-7486.
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At the opening of football season, Sam, Andi, and Luke discuss good offensive and defensive strategies to consider in retirement planning. They talk about going on the offense with income built in, building wealth, diversifying, and creating a budget. Defensive measures include bridging gaps, building an emergency fund, creating an estate plan, considering appropriate insurance, and looking at protective long term care strategies.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Andi and Luke share insight into our current climate and factors to consider given higher inflation and higher interest rates. They also break down a survey reflecting confidence levels of those in the Generation X and baby boomer generations.
You can reach Duell Financial Strategies at 866-203-7486.
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It’s amazing how you can tie iconic TV sitcom scenes to retirement planning. Sam, Andi, and Luke do just that with Kramer giving himself a gold watch and pointing out that retirement falls more on us now. Fred Sanford gets a lesson on how Social Security benefits are calculated and Archie Bunker schools us on inflation. Those clips and more are featured in the podcast. Then Sam, Andi, and Luke school us on annuities.
You can reach Duell Financial Strategies by calling 866-203-7486.
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What are some of the standard retirement rules? How have they withstood the test of time? How could they be good starting points. Sam, Andi, and Luke cover the 4 percent rule, the Rule of 72, the 60/40 Stock/Bond Rule, and the Rule of 100. They also give information on Social Security in the form of a quiz.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Andi and Luke discuss the best proactive responses to retirement strategies including long-term care, health care, living on pre-taxed income, and factoring inflation. They also address concerns of pre-retirees and retirees and offer good questions to ask of yourself. These include:“do I have a plan” “do I have a budget” “do I have income built into my plan” “am I working with a retirement specialist?”
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke address some of the reasons people give for putting off seeking the help of a financial retirement professional including a feeling of being overwhelmed by it, thinking they don’t have enough money, and thinking it would be too expensive. They look at how your financial strategies should be adjusted when you’re getting closer to retirement and then break down how retirement can be more expensive than most of us think and how to prepare for that.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke address some of the reasons people give for putting off seeking the help of a financial retirement professional including a feeling of being overwhelmed by it, thinking they don’t have enough money, and thinking it would be too expensive. They look at how your financial strategies should be adjusted when you’re getting closer to retirement and then break down how retirement can be more expensive than most of us think and how to prepare for that.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke cite statistics from a couple of surveys that state the obvious. Couples don’t necessarily see eye to eye when it comes to finances and retirement. They stress the need for compromise in areas such as risk, savings, and retirement target date. They address retiree concerns like inflation, the state of Social Security, and longevity and get back to basics with some good practices to make sure you’re on the right track to retirement.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Luke goes on the hot seat guessing the top answers from participants in a 2023 EBRI Employee Benefit Research Institute retirement confidence survey. We cite results on concerns of pre-retirees and retirees in their comfort level on reaching retirement and living comfortably in retirement. Luke moves into strategies to consider in the financial red zone, 5-10 years from retirement. He then discusses the advantages to consider when looking at the Roth IRA option.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke explain the importance of building income sources in your retirement and making sure they are in line with your expected expenses. They dive into the subject of behavioral finance and how all the components relate to retirement planning. They also highlight ways that money could be wasted in retirement such as excessive fees, overpayment in taxes, overspending, and ignoring healthcare costs.
You can reach Duell Financial Strategies by calling 866-203-7486.
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We give three statements about retirement consideration and Andi and Luke out the one that is not true and explains why. They also expand on some of the ones that are true. They also cover valid retirement related questions that begin with the word “when” and point out areas to address in the planning process to help ease the anxiety of challenging economic times.
You can reach Duell Financial Strategies at 866-203-7486.
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It’s amazing how you can take iconic movie clips and relate them to retirement planning. If you’re skeptical about that, then listen to how Luke relates lines from movies to what we should be considering in strategizing for retirement. He brings back the popular retirement myth busters in correcting some common misconceptions about long term care protection, debt, Social Security, and safe money. What are good questions to ask when meeting with a financial advisor? Luke covers some of them in this podcast.'
You can reach Duell Financial Strategies by calling 866-203-7486.
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What are people searching for online when deciding to seek the help of a financial advisor? Sam, Andi, and Luke cover some of the top searches and relates them to his specialty of retirement strategies. Some include what to bring to the first meeting, how are financial advisors compensated, and why is a financial advisor better than a robo-advisor. Then they explain why the age of 65 may be universally thought of as retirement age but that it’s different from person to person and explain why. Sam, Andi, and Luke move into how to help ease that transition from accumulation to decumulation in retirement.
You can reach Duell Financial Strategies by calling 866-203-7486.
Duell Financial Strategies
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Following the failed attempt to override President Biden’s veto of the Labor Department ESG investment rule, Marty explores the potential effects of that on the retirement savings efforts of Americans. He also discusses the most recent interest rate hike. What are red flags to watch out for when meeting with an investment advisor. Some of these are covered here including high pressure sales, downplaying risk, and encouragement to go “all in” on one investment.
You can reach Duell Financial Strategies by calling 866-203-7486.
Duell Financial Strategies
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Sam, Andi, and Luke look at the situation in the banking sector in explaining the root causes and possible effects. They also discuss protective strategies regarding this and the other financial challenges we face. They cover regrets that many retirees have and how to avoid them and they clear up misconceptions in the retirement arena in areas such as Social Security, annuities, taxes, and the 4% rule.
You can reach Duell Financial Strategies by calling 866-203-9486.
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Do you have a retirement plan that eases the fear of running out of money? Marty covers what to consider in helping to allay that fear including developing a spending plan, aggressively contributing to your retirement accounts, building an emergency fund, and preparing for health care costs. He offers suggestions to help you stay on track in your retirement. Marty stresses to not give up on the stock market but to properly allocate your risk and to consider safer alternative investment options. If you ask a retirement professional if you are ready to retire or how much you will need in retirement, you’ll probably get some questions from them to help them ascertain. Questions covered in this podcast include if you’ve considered a “second act” in your retirement, how important your financial legacy is to you, and if you and your spouse or partner share your retirement lifestyle vision.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke go over strategies to consider in building your retirement income. They start by discussing how retirement income building strategies are so much more important now than in the days when many people had a pension to count on. They talk about risk tolerance, using tools like annuities, and even taking a hard look at your retirement date and your Social Security claiming age in the effort to make your money last in retirement. They also break down the “rollover” strategies involving your 401(k), 403(b), and IRA.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke cover retirement savings strategies to consider and some to at least give a second thought. They discuss fixed annuities, Roth IRAs, Dividend Aristocrats, and Health Savings Accounts as some vehicles to strongly consider. They also stress being properly proportioned as to how much you keep in a savings account, the pros and cons of CDs and Money Markets, and how much you should have in low risk investments. They talk about the Fed and the effect that rising interest rates could have on your portfolio.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Luke covers some strategies to help eliminate worrying about your retirement savings and running out of money in retirement. Those include paying off debt, determining retirement spending needs, practicing retirement spending, and investing in the right type of insurance. He then reveals some retirement stats related to longevity and planning for that, accessing retirement funds too early, and planning for the possibility of being forced into retirement before you’re ready. What are signs that you may not be ready to retire. Luke talks about those who are looking for a quick retirement fix and spending without a plan.
You can reach Duell Financial Strategies by calling 866-203-7486.
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There are new savings and tax opportunities that could be utilized. Sam, Andi, and Luke cover new income tax brackets and withholdings, the raising of standard deductions, contribution limits, and the RMD age. They offer an in depth look at annuities including the different types and the pros and cons. They then discuss what to consider in the event of the passing of a spouse. Topics covered include the tax implications, the changes in income, and making sure to consider avoiding decisions such as unplanned withdrawals.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke discuss the impact of taxes on retirement and steps to counteract that impact. They explain how withdrawals from retirement accounts and pensions can be taxed. They also talk about the calculation of provisional income and how that can make your Social Security subject to taxation. What are the milestone ages in your retirement journey? They go over the important ages and even introduces a couple of new ones.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi and Luke hightlight mistakes to avoid in retirement planning including not factoring inflation and longevity, overestimating income, and not finding the balance of conservative and aggressive in investing. They look at life events when it is important to consult your financial professional. Those include job change or loss of job, marriage, divorse, loss of spouse, and caring for a parent. Then they move into a conversation which points out how retirement of today is different from that of our parents and grandparents. Certainly the dwindling away of the private sector pension is included along with longevity, changing habits of how and when we retire, and health care concerns that can come with a longer life.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Now that it has passed, Sam, Andi, and Luke review some of the key provisions of Secure Act 2.0 including the raising of the RMD age, additional catch-up opportunities, and expanded Roth contributions. They look at lessons that can be learned from 2022 and how to move forward towards retirement in a stronger position and then dispel some common retirement myths.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam and Luke define the retirement income replacement rate and look at what needs to be considered in building income for your retirement. This includes determining how much income you will need compared to your pre-retirement income, how much you earn, how much you save, when you will retire, your tax rates, and what Social Security covers. They also look at tax strategies that can help you presently and in the future. This includes traditional 401(k) and IRA saving strategies as well as Roth. Then they discuss a growing trend of working in retirement in explaining why more people are choosing to in some form or fashion and what should be considered when making that choice.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke cover some solid planning tips to help you retire in a challenging economy in 2023. Understanding sequence of returns and possibly delaying Social Security are part of the conversation. What are some important questions you should be able to answer when considering your retirement and income plan? Those include your budget, your tax strategies, long-term care protection, and other sources of income in your retirement. They also cover protecting your income in retirement.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Luke covers strategies to implement when in the financial red zone which is five to ten years away from retirement. These include looking at funding your 401(k) to the max, rethinking your 401(k) assignments, and looking at traditional and Roth IRAs. He also addresses financial challenges head on like high inflation and possible recession and the need to build, plan, strategize, explore, and review.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke cover steps to take in the financial red zone, the five to ten years before you retire, that can help make sure your money takes you all the way through retirement. They cover creating tax-diversified sources of income, looking at opening a Health Savings Account for those eligible, eliminating debt, and creating that financial plan with a retirement specialist. What is the compounding effect of inflation and the loss of purchasing power and how is that affecting retirees and soon to be retirees? They provide answers along with discussing strategies to factor in high inflation. They close by looking at certain behaviors that could potentially sabotage your retirement plan such as not looking ahead, being overly optimistic with your budget, and procrastination.
You can reach Duell Financial Strategies by calling 866-203-7486.
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You want a retirement with as few regrets as possible. What are some things you can do in the financial red zone to avoid having those regrets? Sam and Luke cover that in this podcast. They also address the current economic climate with the bear market, inflation, rising interest rates, recession possibly looming and what retirees and soon to be retirees should be considering. They close with good financial red zone moves to make sure you launch a stronger retirement such as catch-up saving, paying off debt, and determining retirement spending needs.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke cover three retirement investment mistakes to avoid including maintaining the wrong asset allocation, failure to properly diversify, and investing without liquid savings. If you are of the mind to expedite your retirement date, they give you some things to consider. They also offer tips to help give you more comfort in your retirement spending such as developing a good, structured spending plan and exploring different potential income solutions.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke point out how retirement planning is different now due to many factors such as dwindling pensions and longevity. They talk about the importance of building income, protecting your wealth, and factoring in health care costs and inflation. Then they move into discovering fees you may be paying and avoiding unnecessary costs in retirement including penalties. They keep the conversation grounded in reality as they debunk some retirement myths and old ways of thinking in crafting retirement strategies.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Luke reminds us that, even though you may choose to work in your seventies, there are still retirement planning considerations. Among those are how it will work with your RMDs, Social Security claiming strategies, and how working could impact your tax situation. He also addresses the fear of running out of money in retirement with moves to consider to help make your money last. Those include creating a floor, bucketing your money, making systematic withdrawals, and using account sequencing. Luke also points out some retirement planning mistakes to avoid in December with the end of the year approaching.
You can reach Duell Financial Strategies by calling 866-203-7486.
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What are good questions to ask your financial professional in times of economic turmoil? Sam, Andi, and Luke cover some of these including long-term planning, diversification, and whether or not to change course. They also warn of retirement mistakes to avoid and offer reminders of the changes to legacy planning which came with the original Secure Act.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam and Luke remind us that, even though you may choose to work in your seventies, there are still retirement planning considerations. Among those are how it will work with your RMDs, Social Security claiming strategies, and how working could impact your tax situation. They also address the fear of running out of money in retirement with moves to consider to help make your money last. Those include creating a floor, bucketing your money, making systematic withdrawals, and using account sequencing. They also point out some retirement planning mistakes to avoid in December with the end of the year approaching.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Look look at strategies to have in place when you first retire. They cover the adjustment period, prioritizing expenses, continuing to save, having a Social Security Strategy, and seeking out professional help. They also discuss the next wave of retirees-Generation X. These are the people born between 1965 and 1980. The older ones are clearly in the financial red zone but are they ready? They look at a study that will give some insight. Then they move into some things to consider at the end of the year including maximizing your 401(k), IRA, Roth, and Health Savings Account savings and looking at strategic tax moves.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam and Luke cite results of a J.D. Power study that revealed some pitfalls of utilizing digital resources in planning your own retirement. They break down the advantages and, in their opinion, the necessity of working with a professional to build and maintain your retirement. They also go over some of the “curveballs” of retirement in the form of unexpected expenses and then offer strategies to stay on track in the current economic environment.
You can reach Sam, Andi, and Luke by calling 866-203-7486.
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Sam, Andi, and Luke talk about the announced Social Security Cost of Living Adjustment for 2023 pointing out that it is the highest in forty years but also that inflation is as well. They discuss how this high inflation, volatility, and rising interest rates must be factored when planning for retirement. They get into the sudden shift for retirees when entering retirement and goes over the process of “de-accumulation.” Then they look at retirement challenge solutions such as planning for inflation in your other retirement income streams, preparing for out-of-pocket health care costs, and building good tax strategies.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Your approach to investing in retirement can certainly be different than earlier in your life. Sam, Andi, and Luke run through some things to consider and some practices to avoid. They include having a proper philosophy that can be flexible and able to change over time and to avoid questioning your plan due to volatility, trying to outperform the market, and letting your emotions get the best of you. They also look at four financial gaps that could stand in your way to retirement. They include the knowledge, resources, perception, and empowerment gap. Then they expand on some of the observations of Morningstar’s Christine Benz.
You can reach Duell Financial Strategies by calling 866-203-7486.
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In the midst of recent market volatility, what are the major concerns of retirees and pre-retirees? Sam, Andi, and Luke break that down in looking at how Americans feel about the future of their retirement, the level of their fear of running out of money, and their ability to cover living expenses. They also discuss their approach to a safe withdrawal rate and then move into RMD mistakes to avoid.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Luke breaks down proposals that are included in Securing a Strong Retirement Act of 2022 which is also known as Secure Act 2.0. Proposed changes include requiring employers to auto enroll employees in a 401(k) or 403(b), raising the RMD age, new rules for 401(k) retirement plans, and increases for catch up contributions. He also gives considerations on saving more and saving smarter for retirement such as factoring in longevity and inflation, looking at a health savings account, and considering an annuity. Luke then moves to what you will do with all that time in retirement. Trips, part-time work, fitness, health, and finding your purpose are included in the conversation.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke explain what should be considered in formulating your retirement plan including knowing your vision, your day-to-day expenses, reviewing your assets, your risk, and your potential tax liability. The conversation then moves to options available with your old 401(k) and mistakes to avoid helping to make sure you don’t run out of money in retirement.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Luke covers the topic everybody’s talking about and that’s inflation. He talks about the need to have a growth aspect in your retirement plan, planning for healthcare costs, and even touches on TIPS and I-bonds. He then moves into some frequently asked questions on cryptocurrency and discusses whether or not it should be included in your retirement and by how much. He closes by going through the different phases of retirement to pre-retirement planning, the big day, the honeymoon phase, and creating your new retirement identity.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam, Andi, and Luke go over what should be considered when nearing retirement such as taking advantage of catch-up contributions, looking at your investment strategies, and making decisions about your Social Security. The discussion then moves into fortifying your portfolio and your retirement plan during times of market volatility and five mistakes to steer clear of when considering your retirement plan.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Sam and Luke break down the cumulative impact of federal and state taxes in retirement looking at Traditional IRAs and 401(k)s, Social Security, pension, annuities, and dividends. They also provide an update on Secure Act 2.0 and the proposed provisions as they stand now as this legislation works its way through Congress.
You can reach the team at 866-203-7486.
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Sam, Andi, and Luke outline three tax strategies to help you keep more of what you’ve saved over the years. They then move into the challenges we face such as high inflation and market volatility and the moves to help you navigate to and through your retirement such as generating lifetime income, proactive health care and tax strategies, and proper estate planning.
You can reach the team at 866-203-7486.
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Sam, Andi, and Luke outline three tax strategies to help you keep more of what you’ve saved over the years. They then move into the challenges we face such as high inflation and market volatility and the moves to help you navigate to and through your retirement such as generating lifetime income, proactive health care and tax strategies, and proper estate planning.
You can reach the team by calling 866-203-7486.
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As we’re seeing high inflation, how should you factor that in your retirement plan? Sam, Andi, and Luke explore the effects of inflation in your strategies and good moves to consider. They also discuss the psychological effect of transitioning from the accumulation phase of your life to one of decumulation and then talk about what they consider when meeting clients for their periodic portfolio review.
You can reach the team at Duell Financial Strategies by calling 866-203-7486.
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Taxes follow you into retirement. How do you make sure you pay only your fair share? Sam and Luke address many things to consider regarding taxes in retirement such as lost tax deductions, income strategies, Social Security tax rules, and components that are and are not subject to taxation. They stay on the tax theme with looking at the proactive strategy of utilizing the Roth IRA and then cover risks in retirement from longevity to health care and sequence of returns risk.
You can reach the team by calling 866-203-7486.
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Does cryptocurrency belong in your retirement portfolio. Sam, Andi, and Luke take a close look at crypto and if or how to include it in your plan. They cover retirement planning strategies for those who started a little late and stress that retirement planning of today is different from that of our parents’ generation.
You can reach the team by callling 866-203-7486.
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Knowledge is power and Sam, Andi, and Luke examine some things that retirees and pre-retirees don’t know that they don’t know. Three areas of insufficient knowledge are how much growth is needed to factor inflation, how much income Social Security will provide, and how much to safely withdraw. They also go over some tax benefits for those 50 and older and warn of expenses that could put a dent in your retirement savings.
You can reach the team at Duell Financial Strategies by calling 866-203-7486.
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The distribution phase of retirement can be complicated. Andi and Luke cover some retirement distribution strategies to consider. They discuss some important things to consider while utilizing your 401(k) and good strategies with that and other retirement saving tools and options. What are red flags you may be missing on your road to retirement? Andi and Luke go over a list of those and offers some solutions that could help you get back on track.
You can Duell Financial Strategies by calling 866-203-7486.
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There are many people who may want to give “well-intentioned” but questionable tips on retirement. Sam, Andi, and Luke stress the importance of consulting a professional before making any decisions and they cover some commonly given questionable advice. They also cover how retirement planning can be different for women and they highlight some retirement mistakes to avoid.
You can reach the team at Duell Financial Strategies by calling 866-203-7486.
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Rules of thumb are approximate methods for doing something and certainly may need to be tweaked to adapt to changing times and situations. Sam, Andi, and Luke discuss some investment and retirement rules of thumb everyone should know. They also break down retirement planning for couples and how each spouse may view retirement differently. Then they cover much of what needs to be considered for retirement planning and how the strategies and line of thinking could be unique to that stage of your life.
You can reach Duell Financial Strategies by calling 866-203-7486.
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Inflation, taxes, and investment challenges are three major threats that could impact your retirement. Sam, Andi, and Luke offer suggestions of protection and proactive measures that can be implemented. They also discuss planning long term for retirement to help alleviate the risk of longevity and explain why the help of a professional is so critical in today’s retirement planning.
You can reach Duell Financial Strategies by calling 866-203-7486.
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No one can accurately predict the next bear market and when it will occur, but one thing is for sure. You can prepare yourself for it and should if you’re approaching retirement. Marty outlines some moves that can help protect your retirement plan. He also outlines ways to supercharge your retirement savings if you got a late start and covers some calculations to consider in helping determine your retirement launch date.
You can reach Sam Duell and the team at Duell Financial Strategies by calling 866-203-7486.
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How do you keep your finances in order when heading to retirement facing challenges like inflation and volatility? Sam, Andi, and Luke discuss good measure in that regard as well as pointing out things to make sure you do not overlook as you’re heading to retirement. They also cover some important questions that sometimes clients are hesitant to ask.
You can reach Duell Financial Strategies by calling 866-203-7486.
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The discussion centers around proper management of your savings to maximize your retirement portfolio. Luke talks about fees to be aware of, the importance of having a flexible plan, maximizing your contributions, and creating income streams. 401(k) statistics and learning from the mistakes and regrets of some current retirees are also part of the discussion.
You can reach the team at Duell Financial Strategies by calling 866-203-7486.
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What if you start a little late saving for retirement? Sam, Andi, and Luke remind us it is never too late but cautions us not to panic, to be careful with risk, and to seek the help of a professional. They also discuss some important returns on investment for all of your retirement savings including time and your health. Then they move into strategies to weather the storm of a jittery market.
You can reach the team at Duell Financial Strategies by calling 866-203-7486.
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Rising inflation and market volatility continue to be a concern. Part of the discussion centers around the importance of considering the effect of the stock market on your retirement savings. Sam, Andi, and Luke also offer ideas and strategies to maximize your 401(k) and outline some important decisions you’ll face related to your spending and income sources in retirement.
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Retirement risk worries loom large as we face inflation and uncertainty in the markets. Luke Vanable covers what should be considered in safeguarding your retirement. He also outlines some good proactive strategies that can help in securing as tax free a retirement as possible and Luke goes over some commonly asked questions financial professionals get from their clients.
You can reach the team at 866-203-7486.
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Planning for today’s retirees involves looking at possible tax changes in the future. Ben discusses how much of your retirement income will be taxable and proactive strategies to help. Safety in your financial red zone and retirement years is also part of the discussion as well as steps you should not put off in your retirement planning.
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What are retirement strategies that are somewhat outdated today? Sam, Andi, and Luke cover how we should approach mainstays such as the 60/40 split, the 4% rule, and a heavy concentration on dividend stocks. They also cover some retirement changes on the horizon for 2022 and warn of the potential risks such as longevity, sequence of returns, and long-term care.
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Market volatility is the opening topic in this podcast. Sam, Andi, and Luke outline ways a market correction could impact your retirement along with tips to help keep your plan strong in the event of a correction of worse. What’s the key to protecting your savings from a crash and what are your best investment strategies. They also talk about simplifying your entry into retirement and go over some of the financial gaps that could impact your planning.
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Proper withdrawal strategies in retirement opens the conversation in this podcast. Sam, Andi, and Luke discuss what savings vehicles you should look at in withdrawals and in what order to put those. They also cover red flags that would indicate your current plan needs a second opinion and then move into tips on building confidence in your spending in retirement.
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Inflation. We’re feeling it now. Sam Duell and the team identifie the problems of inflation in retirement and offer strategies to have in place to make sure your retirement factors in inflation throughout your retirement. They also explain how they can run your portfolio through a stress test to identify areas that need improvement especially given the fact that people are living longer in retirement now.
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Sam Duell, Andi Schooler Duell and Luke Vonabel look at how to protect your retirement plan if the market goes bonkers, “whoops” or “uh-oh.” They’ll also run through what choices you have if you leave an old job and have a 401(k). Fall is the time for football, falling leaves, pumpkin spice everything and, reviewing your retirement and income plan. They will take you through what you need to know and much more on this week’s show!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
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What is SECURE Act 2.0? Luke Vonabel will explain what the proposed legislation could mean for your retirement accounts if it is passed. Just like the Cher song, we can’t turn back time but we can avoid regrets when it comes to planning for your retirement. Luke will talk about how. He will also look at some steps you can take to make sure you have a smooth transition into retirement.
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
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Sam Duell, Andi Schooler Duell and Luke Vonabel have some tips on how to avoid mistakes when inheriting an IRA or 401k. An unexpected retirement can be overwhelming. They will discuss what you need to know to deal with this unforeseen situation. Single? Well, you are not alone when it comes to planning for your retirement on your own. Sam, Andi and Luke will go over important information for the 45.2% of the U.S. population living an independent lifestyle.
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
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Sam Duell, Andi Schooler Duell and Luke Vonabel will look into if it makes sense to add cryptocurrency like Bitcoin to your retirement portfolio. They'll also look at several withdrawal strategies to keep taxes at a minimum and keep more of your hard earned money. So you want to retire? It takes strategic planning to get there and they will show you how. That and so much more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
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Sam Duell, Andi Schooler Duell and Luke Vonabel talk about things to consider when planning for decumulation or drawing down your retirement dollars, including how to set up your investments. They'll also talk about how to avoid pitfalls and anxiety when it comes to not being properly prepared for retirement. They also talk about the “what ifs” when planning for retirement and how having a solid retirement and income plan is key and so much more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
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Andi Schooler Duell along with Luke Vonabel talk about how inflation works and what you can do to combat inflation risk in your retirement plan. Next, they talk about what you can do with a 401k once you enter into retirement and it’s all dependent on your age, when you retire and the rules your company has regarding the 401k. Most people will need some type of long term care as they age. Andi and Luke will talk about long term care insurance alternatives and a lot more.
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
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Sam Duell and Andi Schooler Duell along with Luke Vonabel take a look to see if you are ready to start your retirement journey sooner. Over a trillion dollars is left behind in old 401k’s. Yep, you read that right. Sam, Andi and Luke will explain what you can do to retrieve yours if you have one and put it to work for you in your retirement. Think it’s hard to save for retirement if you don’t have a 401k? Think again. Sam, Andi and Luke will give you different options that can put you on the right track to a stress free retirement.
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
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Luke Vonabel talks about how doing some work in advance of your retirement can keep taxes low or best yet, avoid them altogether. He’ll explain. Once you hit 50, it’s time to buckle down and get serious about retirement. Luke will have tips to help you. He will also have some things you may be doing to sabotage your retirement and not even know it. That and more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
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Sam Duell and Andi Schooler Duell along with Luke Vonabel have some tax savings strategies for your retirement. They also have some simple steps that can help you jump start your retirement savings as you get closer to your target date. They will also take a look at a Morningstar report with some great retirement savings tips that have been gathered over the years. That and a lot more
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
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Sam Duell and Andi Schooler Duell along with Luke Vonabel break down a retirement checklist to see if you have all of your t’s crossed and your i’s dotted. They'll also have important questions to ask a prospective financial advisor and women traditionally save less when it comes to retirement. Sam, Andi and Luke will point out some ways to help women achieve their retirement savings goals. That and a lot more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
See omnystudio.com/listener for privacy information.
Is there such a thing as a “happy retirement plan” Believe it or not, there is and on this week’s show, Sam Duell and Andi Schooler Duell will tell you how you can get one! They'll also separate facts from fiction when it comes to how much you need to have saved for such things like healthcare expenses. So, you have been saving and have a plan. Great! You may be ready right now to take the plunge and retire. Sam and Andi will give some tips on how to know if you are ready to go That and so much more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
See omnystudio.com/listener for privacy information.
Sam Duell and Luke Vanabel talk about the three things you need to have as you navigate the next phase of your life. He’ll also outline some things to keep in mind to make your retirement plan better, how to have the best retirement distribution plan and a lot more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
See omnystudio.com/listener for privacy information.
Sam Duell, Luke Vanabel and Andi Schooler Duell take a look at the differences between Roth IRA’s and Roth 401k’s and talks about which one may be best for you. They'll also talk about things you can do when you are in retirement. Taking up tennis and cruising may be top of mind but there are some important things that you need to do that will make your retirement stress free. They’ll explain. The decade leading up to retirement is crucial to the retirement benefits you’ll have and how much you will be able to spend. They will have tips on that and a lot more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
See omnystudio.com/listener for privacy information.
Sam Duell, Luke Vanabel and Andi Schooler Duell will show you the five areas that can help your retirement be successful. They will also show you how to make sure you are on the right track with the best retirement plan for you and give you tips on realistic retirement planning strategies and a lot more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
See omnystudio.com/listener for privacy information.
On this week’s show, Sam Duell and Luke Vanabel will highlight some retirement milestones and why you should celebrate them. He will also go over some strategies to position yourself into a tax efficient retirement. No 401k? No problem! He will go over options that you can use to save for retirement, even if you are self employed and a lot more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com
See omnystudio.com/listener for privacy information.
On this week’s show, Sam Duell and Luke Vanabel will highlight some retirement milestones and why you should celebrate them. He will also go over some strategies to position yourself into a tax efficient retirement. No 401k? No problem! He will go over options that you can use to save for retirement, even if you are self employed and a lot more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com
See omnystudio.com/listener for privacy information.
Sam Duell and Andi Schooler Duell explain what you need to know about Secure Act 2.0 and why it has a good possibility of passing in Congress. Economic experts say we had a recession of sorts when COVID-19 hit last year but will we have a longer one sooner than later? They will give us the scoop on that. Plus, they will also talk about expenses in retirement and why it is so important to have a plan in place and so much more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
See omnystudio.com/listener for privacy information.
On this week's episode, Sam Duell and Andi Schooler Duell have some good advice on how to avoid making retirement mistakes in challenging financial times including retiring too soon; how to plan for retirement like an adult, yep, including not spending beyond your means and a lot more!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
See omnystudio.com/listener for privacy information.
On this episode of Your Retirement, Consumer Advocate Chuck Kaiton talks with Sam Duell, Andi Schooler Duell and Luke Vanabel. They will break down some retirement “truth bombs” that will help avoid a financial crunch down the line; he will also take a look at a study of those who plan to delay and to accelerate their retirement and how you may relate; having a 401K is a good thing but is going show you how a Roth IRA can complement it and a lot more!!
To get your questions answered or get in touch with Sam and the team, call 866-203-7486. You can also visit their website - https://duellstrategies.com/
See omnystudio.com/listener for privacy information.