Pillar6 Podcast: Recent Episodes
Roman Polnar
This is the Pillar6 Podcast. Where we talk about important topics around money, life, success and the balance of it all.
After building and selling a successful business, Andreas Dankelmann decided to share his experiences with other entrepreneurs and business owners in growth mode.
Today, Andreas is a Vistage Chair at Vistage Worldwide, Inc., the world’s largest executive coaching organization for small and midsize business leaders. Andreas facilitates confidential peer advisory groups and provides one-on-one coaching to help CEOs and executives make better decisions to achieve better outcomes.
With over 20 years of executive leadership experience in Fortune 500 and privately held companies, Andreas also serves as an EOS Implementer, guiding leadership teams to gain clarity and traction.
In this episode… Most business owners and executives of larger organizations will periodically find themselves stuck, burned out, overwhelmed, or frustrated by slow-moving progress. Even the best-run organizations periodically experience stalling growth and loss of momentum. So what’s really holding back growth?
According to Andreas Dankelmann, a seasoned coach and former entrepreneur, businesses plateau because the leaders stall. Andreas firmly believes that an organization cannot outgrow its leadership, and the first step toward transformation begins with personal growth.
When leaders become clearer on their long-term vision and step out of the day-to-day operations to gain a better perspective, their entire organization benefits. Andreas shares how making time for deep reflection, asking the right questions, and co-creating alignment with teams can dramatically shift business outcomes.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Andreas Dankelmann, Vistage Chair at Vistage Worldwide, Inc., to talk about how transforming the leader first leads to sustainable business growth. They discuss the leadership mindset shift required for scaling, the importance of clarity and team alignment, and why business debt can silently slow momentum. Andreas also gives advice on creating space to think strategically.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Andreas Dankelmann on LinkedIn * Vistage Worldwide, Inc. * Fifth Ascent * Sync’d Up * Traction: Get a Grip on Your Business by Gino Wickman
Jason France is a retired Chief Master Sergeant from the US Air Force, an avid outdoorsman, author of Five Million Steps, and the Owner of Elevate Leadership Solutions. Having spent 31 years in the US Air Force, Jason experienced invaluable lessons in leadership, team-building, and strategic alignment. Since launching Elevate Leadership Solutions, Jason has partnered with business leaders to help them navigate complex challenges and foster high-performing cultures in their respective organizations.
In this episode, Jason shares personal and professional experiences that resulted in the most transformative and valuable realizations.
In this episode… Is the strength you’ve built through years of leadership quietly holding you back? Many high performers push forward, driven by success, structure, and service, but rarely pause to unpack the pain they carry. How can slowing down lead to breakthroughs, deeper clarity, higher growth, and deeper successes?
According to Jason France, a decorated military leader, author, and leadership coach, transformation begins when we allow ourselves to be fully present even in our most difficult moments. Compartmentalizing trauma during military service disconnected Jason from his real life and his family, but eventually asking for help marked the start of personal healing and greater growth. That moment of vulnerability became a gateway to becoming a stronger father, husband, and leader. Upon retiring, Jason solo hiked the 2,650-mile Pacific Crest Trail that led to his memoir titled Five Million Steps, where he shares meaningful moments of reflection, discoveries, and gratitude that inspired him and many of his readers.
In this episode of the Pillar6 Podcast, Roman Polnar and Tove Hansen sit down with Jason France, Owner of Elevate Leadership Solutions, to talk about how presence and pain shape more powerful leaders. Jason shares why asking for help is a sign of strength, how his long-distance hike rewired his perspective, and why being in the moment matters more than chasing what's next. Jason also shares how leaders can support others through quiet, empathetic connection.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Tove Hansen on LinkedIn * Pillar6 Advisors * Jason France: LinkedIn | Instagram | YouTube * Elevate Leadership Solutions * Five Million Steps: Hiking the Pacific Crest Trail after Three Decades of Service to Our Nation by Jason France * Enough: Climbing Toward a True Self on Mount Everest by Melissa Arnot Reid
Roman Polnar is the Founder and Managing Partner of Pillar6 Advisors, a multifaceted financial planning and wealth management firm geared toward serving successful individuals and families with active lifestyles. Roman is also a Partner at Pillar6 College Planning, where he helps families unlock debt-free money from the financial aid system so they can avoid loans and navigate the system with ease.
Roman has over 18 years of experience in the financial services profession, working for some of the nation’s most recognized names. After 10 years in the corporate world, he left to build an independent firm that would do things differently, and that’s when Pillar6 Advisors was born.
In this episode… Leadership, business growth, and personal well-being often intersect in ways that require leaders to balance values, adapt to change, and prepare for the unexpected. From building mission-driven organizations and embracing emotional complexity to leveraging digital marketing and creating essential estate plans, today’s leaders are navigating challenges that demand both heart and strategy. So what can we learn from professionals who are blending integrity, adaptability, and forward-thinking planning?
Brad Stroh shares how his company’s culture of integrity, care, and advocacy empowers 3,000 team members to create meaningful impact for families facing financial hardship. Michael Koehler explores the emotional reality that all change comes with both gains and losses, encouraging leaders to approach transitions with empathy and awareness. Lael Sturm emphasizes the increasing importance of digital marketing in a world where in-person interactions are limited, urging businesses to make online engagement a central part of their growth strategy. Andy Cahill dives into the importance of expanding one’s emotional capacity to handle complexity and uncertainty without falling into reactive patterns. Finally, Rachel Dodson highlights the critical role of estate planning — especially healthcare directives — in ensuring individuals and families are prepared for unforeseen circumstances.
In this episode of the Pillar6 Podcast, Roman Polnar reflects on these conversations with Brad Stroh, Michael Koehler, Lael Sturm, Andy Cahill, and Rachel Dodson. Their insights offer valuable guidance for leaders striving to align their business, personal, and financial lives with their values, even amidst an ever-changing world.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Brad Stroh on LinkedIn * Michael Koehler on LinkedIn * Lael Sturm on LinkedIn * Andy Cahill on LinkedIn * Rachel Dodson on LinkedIn
John Corcoran is the Co-founder of Rise25, a company that connects B2B businesses with their ideal clients, referral partners, and strategic partners. He helps clients generate ROI through its done-for-you podcast service. Since 2012, John has hosted the Smart Business Revolution Podcast, interviewing hundreds of CEOs, founders, authors, and entrepreneurs, including Peter Diamandis, Adam Grant, Gary Vaynerchuk, and Marie Forleo. He is also a recovering attorney, an author, a former White House writer, and a speechwriter for the Governor of California. During his career, John worked in Hollywood, the heart of Silicon Valley, and ran his boutique law firm in the San Francisco Bay Area, catering to small business owners and entrepreneurs.
In this episode… Launching a podcast might seem overwhelming — especially when you're already running a busy business. But what if the real value of podcasting isn’t in downloads or viral clips but in something far more powerful: building relationships? Could podcasting be the single best networking tool for B2B professionals?
According to John Corcoran, a seasoned podcast host and business relationship strategist, the answer is a resounding yes. He explains that podcasting creates a unique space for meaningful conversations with clients, referral partners, and industry influencers. He highlights that the act of inviting someone to be a guest opens doors that traditional networking simply can’t. This relational approach turns interviews into trust-building moments and helps deepen connections that often lead to new business. By consistently showing up, having thoughtful conversations, and outsourcing the busywork, John argues, podcasting becomes not just a marketing channel but a strategic growth engine.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with John Corcoran, Co-founder of Rise25, to talk about how podcasting builds powerful business relationships. They explore why authenticity beats perfection, how to use interviews to deepen professional connections, and why consistency is the secret weapon for growth. John also shares advice on overcoming self-doubt and launching your podcast even if you don’t feel ready.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * John Corcoran on LinkedIn * Rise25 * Smart Business Revolution Podcast * The E-Myth Revisited: Why Most Small Businesses Don't Work and What to Do About It by Michael E. Gerber * The Lean Startup: How Today's Entrepreneurs Use Continuous Innovation to Create Radically Successful Businesses by Eric Ries * Scaling Up: How a Few Companies Make It...and Why the Rest Don't by Verne Harnish * Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear * The Lean Startup: How Today's Entrepreneurs Use Continuous Innovation to Create Radically Successful Businesses by Eric Ries * “039: James Clear | How to Adopt Good Habits (and Drop Your Bad Habits)” on the Smart Business Revolution Podcast * “055: Adam Grant Author of Give and Take | How to Succeed in Business by Being a Giver” on the Smart Business Revolution Podcast * “[One Question] Awakening the Entrepreneur Within featuring Michael Gerber Founder of Michael E. Gerber Companies” on the Inspired Insider Podcast * “Verne Harnish | How to Scale Up Your Business (Without Losing Your Mind)” on the Smart Business Revolution Podcast * “072: Kevin Thompson | How to Make $14.5 Million from an Ugly Website” on the Smart Business Revolution Podcast * “Anthony Vidergauz | Immigrant Turns $5,000 into $300M/year Business – with Former CEO of California Closets” on the Smart Business Revolution Podcast * Sara Blakely on LinkedIn * Brad Feld on LinkedIn
Matt Cohen is a Partner at Synesis Advisors, a San Francisco-based firm specializing in the sale of privately held businesses. Matt has successfully closed over 100 transactions across industries such as healthcare, manufacturing and distribution, and other services-based businesses. Known for his mastery of the sales process, meticulous attention to detail, and client-focused approach, Matt ensures his clients are correctly positioned to get their businesses sold. Matt is a Certified Business Broker (CBB) and a member of the California Association of Business Brokers (CABB) and the International Business Brokers Association (IBBA).
In this episode… Selling a business is one of the most significant and emotional decisions a business owner will make. While most owners are confident operators, navigating a successful sale requires a very different mindset and a specific playbook. So what does it really take to move from wanting to sell to a closed deal?
According to Matt Cohen, a business broker with over two decades of experience, the process starts with viewing the business through the buyer’s lens. He highlights that many deals fall apart because sellers underestimate the importance of terms, deal structure, valuation, and risk mitigation from the buyer’s side. Simply having a profitable business isn’t enough to maximize its sale price; it needs to be transferable and justifiable in the eyes of a cautious buyer. Matt explains how everything from handshake contracts to overreliance on the owner to mispricings can derail a deal and why the real work begins before a business is listed for sale.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Matt Cohen, Partner at Synesis Advisors, to discuss how business owners can prepare for a successful sale. They cover the biggest misconceptions about pricing and terms, how to structure your company for buyer confidence, and what to expect during due diligence. Matt also shares tips for assembling a trusted advisory team to guide the process.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Matt Cohen on LinkedIn * Synesis Advisors * My Beloved Monster: Masha, the Half-wild Rescue Cat Who Rescued Me by Caleb Carr
Ilya Vinogradsky is the Co-founder, Chief Technology Officer, and Chief Information Officer of Astound Digital, a global digital consultancy that helps brands grow revenue by enhancing their online relationships with consumers. Founded in 2000, Astound Digital delivers personalized digital commerce experiences by combining technological expertise with creative talent. Ilya leads the company's technical teams, ensuring the quality, scalability, and cohesion necessary to provide flexible, innovative solutions that maximize customer value. With over three decades of experience, he has been instrumental in establishing Astound as a trusted partner for iconic and innovative brands worldwide.
In this episode… Scaling a business from a small startup to a global enterprise is no easy feat, especially in the fast-paced world of e-commerce. How do entrepreneurs navigate market shifts, manage growing teams, and make the tough calls that lead to lasting success? And when the time comes, what does it take to prepare for a high-stakes private equity exit?
According to Ilya Vinogradsky, a seasoned entrepreneur who grew a company from a living-room operation to over 1,000 employees, the key lies in continuous learning and adaptability. He emphasizes the importance of embracing risk while building a strong foundation of trust with co-founders and employees. By codifying company values and leading by example, he cultivated a resilient culture that can weather crises and scale sustainably. This intentional approach allowed the company to survive economic downturns, grow internationally, and ultimately attract private equity investment.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Ilya Vinogradsky, Co-founder, Chief Technology Officer, and Chief Information Officer of Astound Digital, to discuss how to scale e-commerce services companies from startup to private equity exit. They explore building a values-driven culture, navigating inflection points, and evolving leadership for growth. Ilya also shares lessons from surviving the Great Recession and preparing for an acquisition.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Ilya Vinogradsky on LinkedIn * Astound Digital * Igor Gorin on LinkedIn * The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change by Stephen R. Covey * Grit: The Power of Passion and Perseverance by Angela Duckworth * Extreme Ownership: How U.S. Navy SEALs Lead and Win by Jocko Willink and Leif Babin
Arash Shokouh is the Founder and Managing Principal of Ophtek LLC, a company specializing in cybersecurity, managed IT security and support for small- and medium-sized businesses. With over 18 years of experience in computer technology, his background includes roles at several startups and a tenure at IBM, where he contributed to developing some of the world's fastest computer processors and holds patents in computer architecture. Beyond his professional endeavors, Arash has served as a small business development commissioner for the City of San Jose and teaches computer engineering at his alma mater, San Jose State University.
In this episode… Cyberattacks are no longer just a risk for large corporations — they’re an everyday threat to individuals and small businesses alike. With phishing emails, AI-powered scams, and persistent system intrusions growing more sophisticated, what can the average person do to protect our data and avoid becoming the next target?
Cybersecurity expert and IT professional Arash Shokouh outlines the essentials for fortifying digital systems, drawing from over two decades of experience. Arash emphasizes adopting a Zero Trust mindset, which means verifying every request — even those from familiar contacts — and avoiding convenience at the cost of security.
With riveting anecdotes, including his recruitment by the CIA, he demonstrates the increasingly sophisticated nature of cyber adversaries and why individuals should migrate to secure platforms like Gmail and install trusted tools such as Malwarebytes. For businesses, he advocates consolidating services under platforms like Google Workspace or Microsoft 365 and hiring professionals to strengthen account security, monitor systems, and ensure compliance with best practices.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Arash Shokouh, Founder and Managing Principal of Ophtek, on IT security essentials for businesses and individuals. Arash shares insights into persistent cybersecurity threats, the critical shift toward Zero Trust, practical steps to secure communications, and how to vet managed service providers.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Arash Shokouh: LinkedIn | Email | Phone no.: (650) 731-7154 * Ophtek: Website | Blog | LinkedIn * Malwarebytes * Check if Your Email Was Part of a Breach: Have I Been Pwned? * 1Password * The Power of Habit: Why We Do What We Do in Life and Business by Charles Duhigg
David Goldman is the Founder of Ruby Peak Recruiting, a firm specializing in direct-hire recruiting for top level executive assistants nationwide. After moving to San Francisco from Colorado in 2001, he began his recruiting career and established Ruby Peak Recruiting in 2008. With over two decades of experience, David has been instrumental in connecting companies with exceptional talent, particularly in administrative and executive assistant roles. His dedication to building long-standing relationships and reducing friction points at every step of the process has made him a respected figure in the recruiting industry.
In this episode… Starting and running a business doesn’t have to follow a rigid script, especially in industries built on human connection. Often, doing what simply makes sense can lead to better outcomes and better engagement from all sides. So what happens when you ditch the conventional playbook and trust your instincts instead?
According to David Goldman, a recruiter with over two decades of experience, having genuine curiosity, trusting his intuition, and being adaptable have been his biggest business advantages.
David highlights how traditional recruiting methods, especially ones focused on control, convention, and rigid processes, can stifle connections, slow the rate of progress, and produce subpar outcomes.
David also explains why being present, letting go of “the way it’s always been done,” and truly understanding each person’s unique working style has shaped his unconventional but highly successful approach.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with David Goldman, Founder of Ruby Peak Recruiting, to talk about building a business by breaking away from convention. David explains why trusting intuition can create stronger client relationships, how curiosity unlocks better hiring decisions, and why rigid interview processes often backfire. David also shares his take on post-pandemic hiring trends and how to work best with recruiters.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * David Goldman on LinkedIn * Ruby Peak Recruiting * Blink: The Power of Thinking Without Thinking by Malcolm Gladwell
Ryan Shane is the President of The Housing Guild Management Co., a property management company based in San Francisco that specializes in managing apartments, homes, and commercial spaces throughout the Bay Area. Under his leadership, the company continues the legacy established by his father, Lawrence Shane, who founded The Housing Guild in 1977 with a commitment to providing exceptional service to property investors. Ryan brings a personal perspective to property management as an owner and investor, which ensures that clients' investments are well cared for and their returns maximized.
In this episode… Buying and owning investment property is one thing, but managing it successfully is another. Individual property investors can get blindsided by making emotional investment decisions or focusing solely on the bottom line. What if I told you that the key to long-term success was finding the right balance between the two?
According to Ryan Shane, a seasoned real estate investor and second-generation property manager, adopting an investor and owner’s mindset is critical for maintaining a thriving real estate portfolio while maximizing returns. He highlights the importance of viewing each property decision through an ROI lens, from maintenance choices to tenant selection. By thinking beyond short-term gains and prioritizing long-term value, owners can avoid costly mistakes and increase profitability.
In this episode of the Pillar6 Podcast, Roman Polnar sits down with Ryan Shane, President of The Housing Guild Management Co., to discuss why every property owner needs an investor and owner’s mindset. Ryan shares key strategies for evaluating real estate opportunities, making cost-effective property decisions, and balancing cash flow with long-term appreciation. He also explains the common pitfalls that owners face and how professional management can help you avoid them.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Ryan Shane on LinkedIn * The Housing Guild Management Co. * Email: hello@housingguild.com * San Francisco Apartment Association (SFAA) * California Apartment Association * San Francisco Association of Realtors * “Unlocking DSTs: A Hidden Tool in 1031 Exchanges With Amit Urban” on the Pillar6 Podcast * Nothing Down for the 2000s: Dynamic New Wealth Strategies in Real Estate by Robert G. Allen * Never Split the Difference: Negotiating As If Your Life Depended On It by Chris Voss and Tahl Raz
Michelle Lerman is an attorney specializing in estate planning, real estate law, and business law, with a focus on serving high-net-worth and ultra-high-net-worth individuals, business owners, and real estate investors. Michelle and her husband co-founded Lerman Law Partners, LLP, and joined forces with Cunningham Legal to enhance their collective expertise. She has been named a Top Attorney and received the Top Women Attorneys award in Northern California by San Francisco Magazine multiple times. In 2018, Michelle released the third edition of her book, Create Your Best Legacy: What Every Homeowner, Real Estate Investor, and Parent Must Know About Estate Planning, Living Trusts, and Probate.
In this episode… Increased wealth brings increased options and opportunities — but also complexities, especially when it comes to estate planning. With recent tax law changes and potential changes on the horizon, ultra-high-net-worth individuals need proactive strategies to safeguard their assets and minimize estate taxes. What key planning techniques should affluent families consider right now to protect their wealth for future generations?
According to Michelle Lerman, a renowned estate planning attorney with over 35 years of experience, ultra-high-net-worth individuals must act to give themselves options in advance of any significant estate and gift tax changes. She highlights the importance of irrevocable trusts as a powerful tool to preserve wealth while maintaining flexibility. Strategic gifting, life insurance planning, and entity structuring can also help minimize tax burdens and protect family assets. Without a proactive approach, wealthy families risk losing millions to unnecessary taxation and legal complications.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Michelle Lerman, an Attorney at Cunningham Legal, to discuss advanced estate planning strategies for ultra-high-net-worth individuals. They explore the impact of upcoming estate tax changes, why now is the time to establish irrevocable trusts, and how to protect family wealth from divorce or legal risks. Michelle also shares key liquidity strategies, including how life insurance can cover estate taxes.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Michelle Lerman: LinkedIn | Contact no.: (415) 308-3640 * Cunningham Legal * “Estate Planning for Families with Non-Taxable Estates With Rachel Dodson” on the Pillar6 Podcast * The Other Einstein: A Novel by Marie Benedict * Nexus by Ramez Naam
Amit grew up in a family of real estate professionals, and early on, he saw how smart investing has helped people generate wealth and help them to live the way they dreamed.
Now, as a real estate professional with Fortitude Investment Group, Amit helps rental property owners and investors navigate 1031 exchanges, Delaware Statutory Trusts (DSTs), and passive real estate investment opportunities.
With over 15 years of experience in real estate, Amit has worked in both domestic and international markets, including developing shopping malls in China.
In this episode… Many real estate investors know that 1031 exchanges are a powerful way to defer capital gains taxes, but few have explored the Delaware Statutory Trust (DST) as an alternative to traditional 1031 exchanges. Could this lesser-known tool provide greater flexibility, diversification, and passive income for investors looking to simplify their portfolios?
According to Amit Urban, a seasoned real estate expert, DSTs are highly effective tools that allow investors to reinvest their 1031 exchange proceeds into institutional-grade properties without the burden of direct management. He highlights that DSTs provide diversification across multiple asset classes, passive income, and estate planning benefits, making them an attractive option for those transitioning out of hands-on property management. Amit highlights common examples and reasons investors are turning to DSTs as a way to preserve and grow their wealth while reducing taxes and operational headaches.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Amit Urban, Registered Representative at Fortitude Investment Group, to discuss how DSTs fit into the 1031 exchange landscape. They break down who benefits most from DSTs, how they compare to direct property ownership, and why they offer a compelling tax-deferral strategy. Amit also shares key considerations, risks, and estate planning advantages of using DSTs as a long-term wealth-building tool.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Amit Urban on LinkedIn * Fortitude Investment Group * The Go-Giver, Expanded Edition: A Little Story About a Powerful Business Idea by Bob Burg and John David Mann
Becky Barton is the CEO of People415, a human resources consulting firm that helps growing businesses grow faster with streamlined workflow policies, talent management, and HR compliance. With over 20 years of experience in HR strategy and operations, she specializes in aligning workforce planning with business goals. She has worked with companies across various industries, advising on hiring practices, employee classification, compensation, and compliance. Becky also speaks on HR trends and workplace regulations, providing guidance to business owners and leaders.
In this episode… The landscape of HR is shifting once again with the second Trump administration, which will impact companies in different ways. Naturally, employers are left wondering: how will this administration impact my business, and what should we be doing? How can business owners and HR professionals stay ahead and ensure they’re making the right moves?
According to Becky Barton, a leading HR expert and thought leader, in the short term, employers should prepare for a pro-business shift in federal labor policies, with many regulations likely being rolled back. She highlights how this could reduce compliance burdens at the national level but increase complexity for multistate employers as states like California continue to enforce stricter employment laws. With expected changes in wage laws, worker classification, workplace safety, and immigration enforcement, businesses must be proactive in auditing their HR policies to mitigate risk and adapt to new realities. In the longer term, continue to focus on best practices, building your corporate culture, and building a strong, committed, and motivated workforce.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Becky Barton, CEO of People415, to discuss what the Trump 2.0 presidency means for HR and business owners. They explore the likely rollback of federal labor regulations, key compliance risks for employers, and strategies to prepare for shifting workplace policies. Becky also shares actionable insights on worker classification, AI’s role in HR, and best practices for building a resilient workforce.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Becky Barton on LinkedIn * People415 * Fisher Phillips * Quiet: The Power of Introverts in a World That Can't Stop Talking by Susan Cain
David Cranfield is the Brokerage Director at Pinney Insurance, a full-service BGA. Pinney's services help financial advisors, planners, and insurance agents expand their knowledge on insurance products and source solutions for their clients. Some of David’s areas of focus include annuities, life and disability income insurance in business planning, estate planning, and individual insurance planning. With extensive experience in the insurance and financial services industry, he also serves as the Regional Vice Chair of the National PAC Committee for NAIFA (National Association of Insurance and Financial Advisors).
In this episode… Annuities are one of the most debated topics in personal finance — praised for their lifetime income guarantees yet criticized for complexity, fees, and misuse. How can people separate fact from fiction and determine if annuities are the right financial tool for their needs?
According to David Cranfield, a seasoned financial professional and self-professed “insurance geek,” annuities are neither inherently good nor bad — they are simply tools that must be used properly.
He highlights that many misconceptions stem from an overwhelming number of annuities marketed by unqualified insurance advisors who fail to understand and explain critical details, such as guaranteed and non-guaranteed (i.e., movable) contractual provisions, fees, and various add-on riders.
However, at their core, annuities excel in providing security for retirees concerned about market volatility and outliving their assets. But improper use, such as locking too much of one's liquid assets into long-term products like annuities, can lead to financial challenges when unexpected life events arise.
In this episode of the Pillar6 Podcast, Roman Polnar speaks with David Cranfield, Brokerage Director at Pinney Insurance, to discuss common misconceptions about annuities, regulatory improvements, and best practices for informed decision-making. They explore how guarantees differ between products, why understanding surrender charges is crucial, and the importance of working with educated advisors. David also shares tips on evaluating annuity options to ensure they align with your financial goals.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * David Cranfield on LinkedIn * Pinney Insurance * National Association of Insurance & Financial Advisors (NAIFA) * The Cost of Discipleship by Dietrich Bonhoeffer * Wild at Heart: Discovering the Secret of a Man's Soul by John Eldredge * Livy: The Early History of Rome, Books I-V by Titus Livy * Life Happens
Becky Brown and Morgan Holmes are the Founders of Stride, a comprehensive tax planning, bookkeeping, and accounting firm that helps companies accelerate growth. With a combined background in bookkeeping and taxation, Morgan and Becky joined forces to help MSPs, digital agencies, and professional services achieve their business goals through better financial planning and accounting. Focusing on small to midsize companies, Becky and Morgan help streamline financial operations, strategic planning, and effective tax management.
In this episode... Keeping your books in order may be a chore, but it is essential to the financial success of any business. Whether it’s setting strategy, improving profitability, minimizing expenses, managing payroll, or navigating tax laws, accurate financial records are essential to making informed decisions and achieving sustainable growth. How can you incorporate all these elements into your annual business plan?
According to financial experts Becky Brown and Morgan Holmes, start with a check-up of your balance sheet and income statement. They highlight the importance of not only recording transactions accurately but also understanding the interplay between your balance sheet and income statement. Then, set cash flow projections and ensure that your “accounting team” is on the same page.
A holistic approach ensures accurate record-keeping, tax filing, and improves forward-looking projections. When paired with proactive tax planning, business owners can make more strategic decisions, maximize deductions, manage liabilities, and free up cash to invest in the growth of their business or personal financial goals. With these tools, businesses can reduce friction, improve efficiency, and gain peace of mind.
In this episode of the Pillar6 Podcast, Roman Polnar sits down with Becky Brown and Morgan Holmes, Founders of Stride, to discuss the essential strategies for smarter bookkeeping and tax planning. They cover the critical importance of monthly financial reviews, the benefits of aligning bookkeeping and tax services under one team, and actionable year-end tax-saving tips. Becky and Morgan also share insights on choosing the right entity structure for your business and planning for future financial changes.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Becky Brown on LinkedIn * Morgan Holmes on LinkedIn * Stride: Website | Email * Pilot * Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki * Too Big to Fail: The Inside Story of How Wall Street and Washington Fought to Save the Financial System–and Themselves by Andrew Ross Sorkin * “Avoiding Pitfalls of Business Entity Formation With Doug Bend” on the Pillar6 Podcast
Rachel Dodson is the Principal at Ayoub & Dodson LLP, a law firm in Oakland, California, specializing in estate planning, trust administration, and probate law. A certified specialist in estate planning by the California State Bar, she has over a decade of experience guiding families with young children and individuals with non-taxable estates to create practical and personalized estate plans. Rachel also serves as a Professor of Wills & Trusts at UCLaw SF (formerly Hastings) and has been recognized as a Northern California Rising Star each year by Super Lawyers since 2015.
In this episode… Estate planning is often approached with trepidation and regarded as a complex task reserved for the wealthy. However, it’s a crucial aspect of lif, impacting everyone with assets, children, and specific wishes for the future. But why is estate planning so universally important, and how can you navigate its intricacies?
Rachel Dodson, an estate planning expert, provides crystal-clear answers as she underscores the importance of foresight and professional guidance. Rachel explains that the concept of an estate extends beyond lavish properties; it includes your everyday belongings and most importantly its about the people you care about. Developing a plan for your estate can be much more manageable than you might think, and she encourages a proactive approach to organizing your assets. It’s essential to create a revocable trust so heirs can avoid the costly and lengthy probate process. A trust facilitates the management of an estate when an individual cannot make decisions due to incapacity or death. The essence of estate planning is designed to ensure the efficient transfer of assets by creating essential documents such as trusts, wills, and health-care directives.
In this episode of the Pillar6 Podcast, Roman Polnar hosts Rachel Dodson, Principal at Ayoub & Dodson LLP, about creating a tailored estate plan that resonates with individual needs and circumstances. Rachel analyses the vital components of a robust estate plan, shares insights on common pitfalls, such as writing your own will, and highlights the peace of mind that comes with a structured plan.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Rachel Dodson on LinkedIn * Ayoub & Dodson LLP * Free Estate Planning Resources
David Saxe is a Co-founder and Managing Principal at Calvera Partners, a real estate investment firm that finds, acquires, and optimizes multifamily properties in high-growth markets. Under his leadership, Calvera Partners has successfully grown from investing in seven-unit buildings to acquiring 300 unit apartment complexes in different markets. David's passion for real estate is influenced by his family's history, his academic background, and professional experience working with some of the largest real estate investment firms in the nation.
In this episode… Building wealth through real estate may sound simple, but navigating constantly shifting markets, interest rates, housing trends and property features to build value and generate income requires professional insight. So what are some best practices and bright spots in real estate investing?
According to David Saxe, a seasoned real estate investor, multifamily properties remain one of the most stable and rewarding asset classes despite economic challenges. He highlights the importance of capitalizing on supply and demand imbalances, identifying distressed investment opportunities, and investing in growth markets. By focusing on value-add properties and leveraging innovative financing strategies, David demonstrates how thoughtful execution can transform underperforming assets into consistent income-generating investments. And how building an investment fund can provide additional flexibility, leverage and ability to take advantage of opportunities in a competitive market.
In this episode of the Pillar6 Podcast, Roman Polnar sits down with David Saxe, a Co-founder and Managing Principal at Calvera Partners, to discuss building wealth through multifamily investments. David shares his journey from small-scale Bay Area properties to managing large multifamily funds, explains why out-of-state markets present unique opportunities, and offers practical advice for individual and professional investors.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * David Saxe on LinkedIn * Calvera Partners: Website | LinkedIn | Education * Fannie Mae * Freddie Mac
Doug Bend is the Founder of Bend Law Group, PC, a boutique law firm based in San Francisco that advises startups, entrepreneurs, and small business owners on entity formation, entity maintenance and ongoing legal requirements. Providing tailored guidance, Doug’s team is integral in forming over 50 new entities each year. With years of experience helping businesses navigate the complexities of legal entity formation, liability protection, and ongoing business operations. Doug has been featured in numerous publications, including Forbes, Time, and The Washington Post.
In this episode… Starting a business can be exciting, but choosing the proper legal structure and staying compliant can often feel like navigating an overwhelming maze. With many important considerations during the formation process and with various ongoing requirements, how do you ensure that your business is set up for success without being sidelined by unexpected issues?
According to Doug Bend, a seasoned business attorney and an expert in small business legal matters, the key is to assess your business’ unique needs and long-term goals before selecting an entity type. He highlights the importance of understanding factors like liability protection, tax considerations, and ongoing compliance obligations, which can vary significantly by state, like California’s high state franchise tax. Doug also stresses that maintaining your legal entity — renewing licenses and adhering to filing deadlines — is crucial for liability protection and to avoid penalties. He warns that failing to address these steps can result in expensive errors and exposure to potential liability.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Doug Bend, Founder of Bend Law Group, PC, to discuss avoiding the pitfalls in business entity formation and compliance. Doug explains when and why to transition from a sole proprietorship to a formal entity, the impact of compliance requirements like the Corporate Transparency Act, and how to manage ongoing entity maintenance. Doug also shares actionable advice for effectively dissolving inactive entities to minimize costs.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Doug Bend: LinkedIn | X | Email * Bend Law Group, PC * ”Why Should I Work With An Experienced Business Attorney Instead of Using An Online Platform To Start My Business?” by Doug Bend * The Daily Dad
Bradley Solomon is an Independent Educational Consultant at Solomon College Advising, a San Francisco-based counseling service dedicated to guiding students and families through the college admissions process. Students work closely with Bradley on pre-college planning, including developing a college list, editing college essays, and completing applications. After a successful career as a trial attorney with the California Attorney General's Office, Bradley decided to focus on guiding families through the college application process. He graduated with honors from the UCLA College Counseling Certificate Program and interned at Sacred Heart Cathedral Preparatory High School and with private counselors at College Admission Coach.
In this episode… The college admissions journey can be overwhelming, filled with questions about grades, extracurriculars, and essays. Families often wonder when it’s the right time to start planning and how students can position themselves for success. With acceptance rates shrinking and competition rising, how will students and parents navigate this high-stakes process without losing balance?
According to Bradley Solomon, a seasoned college counselor with years of experience guiding families, the best time to start planning is the first day of high school. He highlights that every decision — from course selection to summer activities — can significantly impact a student's application acceptance. Critical strategies are building strong teacher relationships, taking on meaningful extracurriculars, and maintaining focus on a few key activities rather than overloading themselves. These choices, combined with early college visits, not only enhance applications but also inspire students to strive for their best while staying organized and focused.
In this episode of the Pillar6 Podcast, Roman Polnar sits down with Bradley Solomon, Independent Educational Consultant at Solomon College Advising, to discuss how families can approach the college planning process with confidence. They explore practical advice for each high school year, strategies for creating a strong application, and the importance of a well-balanced college list. Bradley also shares tips for reducing stress, maintaining balance, and finding the best college fit for every student.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Bradley Solomon on LinkedIn * Solomon College Advising: Website | Free Consultation * College Confidential * The College Tour * Forbes America’s Top Colleges * College Kickstart * CollegePlannerPro
Matt Strain is the Founder and Principal at The-Prompt.ai, a consultancy dedicated to helping businesses adopt and integrate AI tools to enhance productivity and drive innovation. With a strong background in technology, leadership, AI and a knack for making complex technology accessible, Matt works with companies across industries to adopt AI and create practical, effective solutions. He has been featured in prominent publications like The New York Times and Forbes and frequently shares insights on using AI as a strategist, educator, creative partner, and consultant.
In this episode… In an era when artificial intelligence is increasingly woven into both professional and personal realms, knowing how to leverage its capabilities can make a huge difference. Can AI be more than just a tool? Can AI be a creative partner in shaping ideas, creating solutions and enhancing our productivity?
According to Matt Strain, an AI strategist and consultant, AI isn’t just a faster and better search engine; it’s a dynamic partner capable of sparking new idea, unlocking capabilities and creating efficiencies with ease.
Matt highlights that AI's real value shines when it’s used beyond search or summarizing data, but rather by challenging our thinking and expanding our capabilities. By treating AI like a creative collaborator, users can unlock solutions that may have otherwise gone unexplored. This approach enables professionals and everyday users alike to broaden their capabilities, saving time on routine tasks while expanding their possibilities.
In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Matt Strain, Founder and Principal at The-Prompt.ai, to discuss how AI can be harnessed as a creative partner in both work and life. They explore practical applications that save time, how to integrate AI for business strategies, and ways to use it as a tool for innovation. Matt also shares advice on overcoming common AI fears and misconceptions.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * Matt Strain on LinkedIn * The Prompt * The Prompt Pillar6 Podcast Resources * The Prompt AI Fundamentals
Special Mentions * “Matt Strain - The Ways A.I. is Revolutionizing the Writing Process” on Five Things I've Learned * The Upshot - The New York Times International * “35 Ways Real People Are Using A.I.” by Francesca Paris and Larry Buchananon of The New York Times * ChatGPT * Claude * Gemini * NotebookLM * Perplexity * Thinking, Fast and Slow by Daniel Kahneman * Player Piano by Kurt Vonnegut
Quotable Moments: * "My initial micro fame came when we were coming up on Valentine's Day, and I had an idea for a cocktail book." * "It's a good starting point, but you have to validate what comes out of it. You've got to taste test it." * "I think everybody can save 2-3 hours a week easy, right, without too much work?" * "The companies that I find interesting is Moderna... they wanted all employees to create a custom GPT." * "I tend to focus on the positive side, like I aim for that rational optimism target."
Action Steps: 1. Adopt a growth mindset towards AI: This approach helps overcome the fear of AI replacing jobs and instead focuses on how AI can augment human capabilities, thereby creating new opportunities. 2. Integrate AI into daily tasks: Using AI for routine tasks such as emails, report summarization, and meeting notes can significantly enhance productivity. 3. Engage in continuous learning and experimentation: Regularly experimenting with AI tools in various scenarios, from creative projects to complex data analysis, can deepen understanding and proficiency. 4. Encourage AI adoption in executive leadership positions: Having company leaders model AI usage can inspire broader organizational acceptance and innovation. 5. Establish clear AI usage policies: Implementing well-defined guidelines for AI use within an organization helps address concerns about data privacy and ethical usage.
James (Jay) O'Neil is the CEO of CTASafe, a compliance technology and consulting company focused on helping small and closely held businesses meet the Corporate Transparency Act (CTA) reporting requirements. With a background in law, Jay combines legal expertise with practical solutions for businesses facing new regulatory obligations. His experience includes guiding clients through complex compliance laws, and he works closely with accountants and business attorneys to streamline CTA compliance and ensure accuracy in reporting.
In this episode… Navigating the complexities of new regulations can be daunting for small business owners, especially when the stakes are high. The Corporate Transparency Act (CTA), recently enacted, requires businesses to report detailed ownership information to avoid hefty fines. But what exactly does this mean for your business, and how can you ensure compliance?
According to Jay O'Neil, a seasoned attorney and expert in compliance law, the CTA aims to create a comprehensive database to help prevent money laundering and other financial crimes. He highlights that the law applies to any small business entity registered with the Secretary of State, provided it meets specific size and revenue thresholds. While the Act’s intentions are clear, the details are complex, from identifying beneficial owners to understanding filing deadlines. Jay emphasizes that missing the January 1, 2025, deadline could result in severe financial penalties, making it crucial for business owners to understand and address these requirements now.
In this episode of the Pillar6 Podcast, host Roman Polnar speaks with Jay O'Neil, CEO of CTASafe, to discuss the challenges and obligations of CTA compliance. They cover essential details on reporting requirements, potential penalties for non-compliance, and how CTASafe’s platform helps streamline the process for small businesses. Jay also shares practical advice for staying compliant in the face of evolving regulations.
Resources mentioned in this episode: * Roman M. Polnar on LinkedIn * Pillar6 Advisors * James (Jay) O'Neil: LinkedIn | Email * CTASafe: Website | Free Consultation | Email | Pricing * CTASafe Coupon Codes: $20 off of one time filing (PILLAR61FILE) | $400 off of concierge consulting options (PILLAR61124) * Law Offices of James O'Neil * Corporate Transparency Act (CTA) * Financial Crimes Enforcement Network (FinCEN) * Love in the Time of Cholera by Gabriel García Márquez
Andy Cahill is a Leadership Development Consultant and an Associate Partner at KONU, an international boutique consultancy for leadership development and change management. As a transformative coach, he works with purpose-driven leaders and entrepreneurs to help them make a positive difference in the world. He is also the author of the critically acclaimed science-fiction novel Gradient and the host of The Wonder Dome podcast.
In this episode… We are constantly faced with life's complexities, and without the proper tools, navigating through all the difficulties can be challenging and may even lead to despair. One way to overcome this is by letting go of things that no longer serve a purpose in our lives.
Andy Cahill, a seasoned consultant in leadership development, advocates for incorporating mindful practices to enhance conscious living. To achieve this, Andy recommends heightening your awareness of your immediate environment and taking the time to make well-informed decisions. He further emphasizes the importance of taking control of your life by carving out time for rest and slowing down, as this can play a pivotal role in facilitating effective adaptation to changes in your professional or personal life.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Andy Cahill, a Leadership Development Consultant and an Associate Partner at KONU, about strategies for managing life's complexities. They also discuss the need for conscious living, how to embrace change, and tips for slowing down.
Resources mentioned in this episode: * Pillar6 Advisors * Roman M. Polnar on LinkedIn * KONU * Andy Cahill on LinkedIn * Gradient by Anders Cahill * Adaptive Leadership Network * Immunity to Change: How to Overcome It and Unlock the Potential in Yourself and Your Organization (Leadership for the Common Good) by Robert Kegan and Lisa Laskow Lahey * The Dawn of Everything: A New History of Humanity by David Graeber and David Wengrow * The Thousand Autumns of Jacob de Zoet by David Mitchell * The Left Hand of Darkness by Ursula K. Le Guin
Michael Koehler is the Founder and CEO of KONU, an international boutique consultancy for leadership development and change management. Michael also teaches leadership as an Adjunct Lecturer at Harvard Graduate School of Education and hosts the On The Balcony podcast, where he inspires change agents, executives, and others passionate about personal development.
In this episode… According to studies, most people love change if it is in their favor. In organizations, people may be reluctant to change due to ineffective leadership or the fear of loss.
It's essential for the company's visionary leader to implement strategies that inspire teams to embrace change. Employees may fear losing control, their status, or their sense of connection with others. Engaging and communicating effectively with your team encourages positive change. Identify all potential losses that may occur and help them overcome their fears.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Michael Koehler, the Founder and CEO of KONU, about change management strategies. They also discuss Michael's adaptive leadership framework, the difference between authority and leadership, and tips for overcoming loss.
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * KONU * Michael Koehler on LinkedIn * Adaptive Leadership Network * The Wexner Foundation * On The Balcony podcast * Leadership Without Easy Answers by Ronald A. Heifetz * Out of the Shadows: Reimagining Gay Men's Lives by Walt Odets
Laura Renner is the Founder and Managing Director of Freedom Makers, a virtual assistant agency supporting small businesses and entrepreneurs with admin support. Freedom Makers pairs companies with qualified, versatile, and experienced military spouses. Laura, a former Public Affairs Officer for the US Air Force, is passionate about connecting talented military spouses with motivated small business owners. As a small business owner, she understands the stress associated with running a business and the challenge of being a military spouse struggling to build a career when assignments can change at a moment’s notice.
In this episode… In the aftermath of the Covid-19 pandemic, lifestyle businesses have increased in popularity. As a result of global lockdowns, remote work is becoming normalized — allowing people the flexibility to work from anywhere. Military spouses who often forego career opportunities due to the unpredictability of active duty assignments and transfers have benefited from the accessibility to remote positions. Are military spouses the answer for small business owners looking to outsource specialized work?
Finding the ideal virtual assistant is a challenge for many business owners. Confidentiality, trust, and discipline are key skills required when hiring an assistant, but finding the right person can be an arduous task. According to Laura Renner, the environment that military families live in helps them to stay organized, making them an asset for entrepreneurs.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Laura Renner, the Founder and Managing Director of Freedom Makers, to discuss how utilizing military spouses as virtual assistants can help build your lifestyle business. Laura shares why military spouses are ideal candidates for virtual assistant roles, what criteria to consider when hiring an assistant, and why lifestyle businesses utilize virtual assistants.
Crystal Shanks is the CEO and Certified Business Coach at Run Right Business Consulting, where business and executive coaches help entrepreneurs and executives thrive through professional and personal development. Run Right’s coaching program is uniquely personalized for each person and focuses on core needs, including marketing, sales, operations, leadership, financial mastery, career advancement, and mindset. Crystal has coached thousands of owners and businesses worldwide to generate maximum profits and substantial results for nearly 15 years.
In this episode… People hire business coaches and consultants for various reasons, including having a sounding board, gaining accountability, and helping with business challenges. They provide valuable support and guidance to leaders wanting to propel themselves to another level of success. However, to effectively support clients, consultants must ask a bevy of questions to identify pain points.
With 14 years of coaching executives and leaders under her belt, Crystal Shanks is no stranger to the business world. If you’re looking to elevate yourself or grow your business, her advice is to work with a business coach and be ready to be vulnerable and connect on an emotional level. Coaches can unveil barriers blocking your potential to reach your goals, so you must be willing to share to get to the heart of things. When you commit to the process, the walls will break and clear a path to determine what’s holding you back and the measures you can take to move forward.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Crystal Shanks, CEO and Certified Business Coach at Run Right Business Consulting, to discuss the influence of executive coaching on business growth. She shares what motivates people to work with a business coach, inspirational case studies about past clients, and the differences between a business coach and a life coach. Plus, Crystal offers a special homework assignment as a first step toward growing your business.
Brad Stroh is the Co-founder and Co-CEO of Achieve, a digital personal finance company. Formerly known as Freedom Financial, Achieve offers innovative customized financial solutions including financial education, home equity loans, personal loans, and debt resolution.
In this episode… Getting out of debt is a tough and difficult process. With the cost of borrowing on an upward trend, meeting your daily expenses can be a challenge.
To solve your financial problems, you have to effectively take control of your finances. One way to do this is to increase your financial literacy. Brad Stroh helps his clients get out of debt and achieve financial freedom by creating customized solutions. He also advises them to work with a budget, set up an emergency plan, and get an accountability partner.
In this episode of the Pillar6 Podcast, Roman Polnar sits down with Brad Stroh, the Co-founder and Co-CEO of Achieve, to talk about consumer lending and tips for getting out of debt. Brad also discusses the founding and evolution of Achieve, common predatory lending practices performed by banks, and his app recommendations.
Patricia De Fonte is the Founder and Owner of De Fonte Law PC, an estate planning firm based out of San Francisco, California. Through her relationship-based approach, Patricia works with clients to create highly personalized value-based estate plans tailored to protect and provide for their loved ones. She is an Estate Planning Attorney highly regarded within the ProVisors community.
In this episode… What do you need to start estate planning? Which documents and professionals do you need to protect your estate and loved ones?
In estate planning, there are three key areas to consider — you, your assets, and your dependents. Have you considered who will care for you in case you become incapacitated? For your own peace of mind, it is crucial that your dependents are protected and well taken care of. Writing down a list of names is not enough. According to Patricia De Fonte, an Estate Planning Attorney, 33% of people who inherit assets lose them within three years. It is, therefore, critical to ensure the person entrusted with your assets can take good care of them to prevent losses and fights among your family and friends.
In this episode of the Pillar6 Podcast, Roman Polnar sits down with Patricia De Fonte, Founder and Owner of De Fonte Law PC, to share top tips and strategies for estate planning. Patricia explains what estate planning involves, the right time to start the process, and the value of working with financial advisors. Stay tuned.
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * De Fonte Law PC * Patricia De Fonte on LinkedIn * "Using Financial Tools To Make Better Financial Decisions With Eric Dunn" on the Pillar6 Podcast * "Sports Legends and the Four Pillars of Success With Andrew Bernstein" on the Pillar6 Podcast * "Preparing for a Successful M&A Transaction With Shawn Flynn" on the Pillar6 Podcast * The Silicon Valley Podcast * ProVisors * Ian Burditt on LinkedIn * Freedom Makers * LegalZoom * The Philosophy of Money (Routledge Classics) by Georg Simmel
Shawn Flynn is a Principal at Global Capital Markets, a middle-market investment bank with expertise in mergers and acquisitions, capital markets, financial restructuring, and valuation. As an investment banker, Shawn advises business owners on decisions involving M&A transactions and raising growth capital. He also hosts The Silicon Valley Podcast where he interviews entrepreneurs, venture capitalists, and leaders in the tech industry.
In this episode… A successful M&A transaction requires cooperative participants on both the business and banking sides. It is critical that you launch your business with a growth plan and exit strategy intact. Preparing your exit strategy with ample time allows you to focus on achieving your business goals, increasing your business value, and handing it over to the buyer on your terms.
If you're a business owner looking to scale your company through a merger or acquisition, there are key points to take into consideration. According to Shawn Flynn, a mid-market investment banker, working with the right advisors is crucial. Start preparing for your exit early by providing due diligence to avoid losses and help make the transition seamless. This will also help you attract the right investors.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Shawn Flynn, a Principal at Global Capital Markets, to discuss how M&A transactions work. They also discuss common challenges business owners face in the transaction process, the value of working with a financial advisor, and when to start preparing for a business exit.
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Shawn Flynn on LinkedIn * Global Capital Markets * The Silicon Valley Podcast * Software Profit Streams(TM): A Guide to Designing a Sustainably Profitable Business by Jason Tanner and Luke Hohmann * Never Say Whatever: How Small Decisions Make a Big Difference by Richard A. Moran * The Private Equity Playbook: Management’s Guide to Working with Private Equity by Adam Coffey
Roman Polnar is the Founder and Managing Partner of Pillar6 Advisors, a multifaceted financial planning and wealth management firm geared toward serving successful individuals and families with active lifestyles. Roman is also a Partner at Pillar6 College Planning, where he helps families unlock debt-free money from the financial aid system so they can avoid loans and navigate the system with ease.
Roman has over 18 years of experience in the financial services profession, working for some of the nation’s most recognized names. After 10 years in the corporate world, he left to build an independent firm that would do things differently, and that’s when Pillar6 Advisors was born.
In this episode… The recent bank collapses in the US have left many people concerned. Customers reacted by withdrawing their money, creating further problems in our financial system.
What steps should individual customers and businesses take to protect their investments? What can the government do to protect its citizens?
In this episode of the Pillar6 Podcast, host Roman Polnar is joined by Chad Frazen from Rise25 to talk about the recent bank collapse. They discuss the causes of bank failures, the effects on interest rates, and tips for protecting your money.
Resources Mentioned in this episode * Pillar6 Advisors * Roman Polnar on LinkedIn * Roman Polnar's mailing list * Chad Franzen on LinkedIn * Rise25 * Financial Planning Association * Silicon Valley Bank * Signature Bank
Roman Polnar is the Founder and Managing Partner of Pillar6 Advisors, a multifaceted financial planning and wealth management firm geared toward serving successful individuals and families with active lifestyles. Roman is also a Partner at Pillar6 College Planning, where he helps families unlock debt-free money from the financial aid system so they can avoid loans and navigate the system with ease.
Roman has over 18 years of experience in the financial services profession, working for some of the nation’s most recognized names. After 10 years in the corporate world, he left to build an independent firm that would do things differently, and that’s when Pillar6 Advisors was born.
In this episode… Balancing your work and personal life can be challenging to navigate. What can you implement in your daily routines to live a well-rounded, successful life?
For Roman Polnar, there are three key areas that he’s passionate about: managing your personal finances, leadership and entrepreneurship, and attention to personal wellness. Having interviewed many professionals and thought leaders on the Pillar6 Podcast, Roman has gained wisdom on how to live a well-rounded life.
In this episode of the Pillar6 Podcast, host Roman Polnar is interviewed by Chad Franzen from Rise25 to discuss the main takeaways from memorable interviews he conducted with thought leaders over the past year. They discuss leadership tips, personal finance best practices, and how to manage stress.
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Chad Franzen on LinkedIn * Rise25 * Jim Amerman on LinkedIn * "Connecting Tax Planning With Philanthropy” with Jim Amerman * Nancy Paul on LinkedIn * "Pay Less for College - Without Relying on Financial Aid” with Nancy Pau * Dr. Mark Salisbury on LinkedIn * "College Tuition Transparency” with Dr. Mark Salisbury * Michael Mischler on LinkedIn * Brian Gemmer on LinkedIn * "Investment Decisions in Uncertain Markets” with Brian Gemmer and Michael Mischler * Andy Block on LinkedIn * "How Reverse Mortgages Work” with Andy Block * Andrew Bernstein LinkedIn * "Sports Legends and the Four Pillars of Success” with Andrew Bernstein * Eric Dunn on LinkedIn * "Using Financial Tools To Make Better Financial Decisions” with Eric Dunn * Samantha Grant on LinkedIn * "From Loss to Abundance — Finding Time and Meaning” with Samantha Grant * Dr. Ben Bernstein on LinkedIn * "Beating Stress and Being at Your Best” with Dr. Ben Bernstein * Charlotte Smith on LinkedIn * "Living Life by Design and Leading With Purpose” with Charlotte Smith * Leah Rosenthal-Kambic on LinkedIn * "Calling on Super-moms & Super-dads With Young Kids!!!!” with Leah Rosenthal- Kambic
Samantha Grant is the Founder of GUSH Productions, an award-winning media production company based out of San Francisco. She is a journalist, Emmy-nominated documentary filmmaker, and educator who has produced films that range from polished traditional broadcast pieces to edgy and innovative online-only content. Samantha has over 20 years of experience working in the film, media production, and tech startup industries.
Samantha holds a BA in American studies and literature from Yale University and a master’s of journalism in cinematography and film/video production from the University of California, Berkeley.
In this Episode What can you learn from painful memories? How can you use tragic experiences to become a better person and improve your life?
Having experienced the loss of her 15-year-old home to a tragic fire, Samantha Grant learned valuable lessons about focusing on the most important things in life. Although she lost her possessions, she still had the love of her family and community. Samantha now uses her journalism skills to help people find meaning in life, remove distractions that prevent them from enjoying the moment, and find inner peace. She also encourages people to accept help and intentionally connect with others.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Samantha Grant, the Founder of GUSH Productions, about the lessons she learned from the tragic loss of her home. They also talk about materialism, the power of journaling, and her family's healing process.
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * GUSH Productions * Samantha Grant on LinkedIn * The Fire Journal Project * Melanie Vetter on LinkedIn * Wellfleet Circle * Siddhartha: A Novel by Hermann Hesse
Jim Amerman is a Managing Director at Foundation Source, the nation's leading provider of customized support services and technology for private foundations. Before joining the company, Jim was the Managing Director of Wealth Planning at Fortress Wealth Management and Director of Financial Planning at Westmount Asset Management. He is an expert on Roth conversion optimization.
He received his BA in economics from Duke University and his MBA in finance, accounting, and marketing from The University of Chicago Booth School of Business.
In this episode… Tax planning is a critical component of wealth management. As the year comes to a close, philanthropists and foundations need to ensure that their donations are filed in compliance with tax laws.
How can philanthropy benefit your tax planning strategy to maximize tax deductions?
Jim Amerman, a Managing Director at Foundation Source, joins Roman Polnar in this episode of the Pillar6 Podcast to share his insights on tax planning and philanthropy. Jim explains what a private foundation means, differentiates between a private foundation and Donor-Advised Fund, and discusses Roth IRA conversions.
Resources mentioned in this episode: * Foundation Source * Foundation Source Resources * Jim Amerman on LinkedIn * Jim Amerman's email: jamerman@foundationsource.com * Jim Amerman's phone: 650-676-5022 * Beyond Inclusion, Beyond Empowerment: A Developmental Strategy to Liberate Everyone by Leticia Nieto * "Turbocharge Your Child's Retirement With a Roth IRA for Kids" * "Proving a Child Has Income for a Roth"
Andy Block is a Senior Loan Advisor and Personal Finance Advisor at Flagstar Bank where he helps individuals and families make wise decisions about their personal finances. He has more than 29 years of experience in the mortgage industry with 12 years in the reverse mortgage industry. Andy specializes in reverse mortgages.
In this episode… The use of reverse mortgages has become more popular over the last couple of years. Financial advisors say that reverse mortgages can be a good financial tool if used for the right purpose.
However, reverse mortgages are not for everybody. There are some key factors to consider before getting a reverse mortgage.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Andy Block, a Senior Loan Advisor and Personal Finance Advisor at Flagstar Bank, about how reverse mortgages work. Andy discusses the downsides of reverse mortgages, their eligibility criteria, and explains the difference between reverse mortgages and traditional mortgages.
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Flagstar Bank * Andy Block on LinkedIn * Andy Block's email: andy.block@flagstar.com * A Gentleman in Moscow: A Novel by Amor Towles * The Nightingale: A Novel by Kristin Hannah
Dr. Mark Salisbury is the Co-founder and CEO of TuitionFit, a company whose mission is to aid students in finding college options that are affordable and accessible. An enthusiastic champion of college price transparency, Dr. Salisbury received his PhD in educational policy from the University of Iowa and has spent more than 25 years in academia. He has been featured in The New York Times, Forbes, The Chronicle of Higher Education, and Money Magazine. He was also featured in The Price You Pay for College and Who Gets In and Why, which are two well-known books on college admissions.
In this episode… It’s no secret that college tuition is expensive. Is there any way to know if the value of education is worth the sticker price?
Information is powerful in helping families make informed decisions on which college to attend. However, there is a lack of transparency when it comes to the cost of higher education. Colleges have the upper hand in negotiating tuition prices, causing families to feel obligated to pay the full sticker price. To bridge this gap, Dr. Mark Salisbury created TuitionFit, a tool that helps families compare tuition prices and negotiate these prices with colleges.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Dr. Mark Salisbury, the Co-founder and CEO of TuitionFit, about creating transparency in college pricing. They also discuss the evolution of college prices, how high college sticker prices impact college admissions, and how TuitionFit helps families save on college tuition fees.
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Dr. Mark Salisbury on LinkedIn * Dr. Mark Salisbury's email: mark@tuitionfit.org * TuitionFit * The Price You Pay for College: An Entirely New Road Map for the Biggest Financial Decision Your Family Will Ever Make by Ron Lieber * Who Gets In and Why: A Year Inside College Admissions by Jeffrey Selingo * The Great Experiment: Why Diverse Democracies Fall Apart and How They Can Endure by Yascha Mounk
Aaron Klein is the Co-founder and CEO of Riskalyze, a behavioral finance tool. Riskalyze is known for inventing the Risk Number, which powers the world's first Risk Alignment Platform. Their mission is to help financial advisers and individuals evaluate their investments and build better portfolios. It was built on an academic framework that won the Nobel Prize for economics.
Aaron was honored by Investment News as one of the industry’s top 40 Under 40 executives. He has also led Riskalyze to be named one of the world’s top 10 most innovative companies in finance by Fast Company Magazine.
In this episode… How do you evaluate risk when making financial decisions? How can you react to risk appropriately?
Risk is an essential factor when investing and building a financial portfolio. A risk assessment can give you insight into your investment choices and help you become a better investor, make more informed decisions, and achieve better financial outcomes. Declining a risk assessment can negatively impact your investments.
In this episode of the Pillar6 Podcast, Roman Polnar sits down with Aaron Klein, the Co-founder and CEO of Riskalyze, to discuss why risk assessment is essential when making financial decisions. Aaron talks about his risk assessment framework, tips for long-term investments, and explains how financial advisers can help clients make more informed financial decisions.
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Riskalyze * Aaron Klein on LinkedIn * Aaron Klein on Twitter * Thinking, Fast and Slow by Daniel Kahneman * The Hard Thing About Hard Things: Building a Business When There Are No Easy Answers by Ben Horowitz * "Using Financial Tools To Make Better Financial Decisions With Eric Dunn"
Roman Polnar is the Founder and Managing Partner of Pillar6 Advisors, a multifaceted financial planning and wealth management firm geared toward serving successful individuals and families with active lifestyles. Roman is also a Partner at Pillar6 College Planning, where he helps families unlock debt-free money from the financial aid system so they can avoid loans and navigate the system with ease.
Roman has over 18 years of experience in the financial services profession, working for some of the nation’s most recognized names. After 10 years in the corporate world, he left to build an independent firm that would do things differently, and that’s when Pillar6 Advisors was born.
In this episode… Putting kids through college has become even more expensive, with more families applying for financial aid to curb the cost. However, many miss out on significant opportunities because of common mistakes made in the application process.
As an advisor to families applying for financial aid, some typical mistakes Roman Polnar sees include over-reporting the value of assets, filling out and submitting application forms late, and assuming that any family can qualify for financial aid. Roman advises people to work with a professional to guide them through the application process to ensure maximum college financial aid assistance.
In this episode of the Pillar6 Podcast, Roman Polnar sits down with Chad Franzen of Rise25 to talk about the most common mistakes families make with financial aid planning. Roman discusses the connection between wealth management and financial aid planning, the benefits of having money conversations with kids, and how he helped a client get over $17,000 in financial aid.
Resources mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Chad Franzen on LinkedIn * Rise25
Andrew Bernstein is a Senior Official NBA Photographer starting his 42nd season. He is a member of the Naismith Memorial Basketball Hall of Fame and the second photographer to have ever been honored by the Hall of Fame. He has photographed the LA Lakers, LA Kings, LA Clippers, and the LA Dodgers, and he has been published in virtually every major sports magazine around the world.
Andrew co-authored the book The Mamba Mentality: How I Play with Kobe Bryant. He is in the process of transitioning from on-court photography to building a sports content platform called Legends of Sport, where he hosts a weekly podcast entering its sixth season. Andrew is also the Director of Photography for AEG's Crypto.com Arena and Microsoft Theater LA Live. He runs a successful team and venue photography business.
In this episode… What does success mean to you? Would you define it by the amount of money you make, the family you build, or the business you grow?
For Andrew Bernstein, success means being fulfilled in whatever you do, whether work or family-related. Having spent years working alongside top NBA players, Andrew learned there are four pillars to success and that success comes at a cost — being obsessed with what you do, curious about your craft, relentless in your pursuit, and overcoming obstacles will cost you time, energy, and resources, but the reward is worth it. Andrew has experienced the benefits of challenging himself and accomplishing his goals while maintaining respect for the people around him. His advice is to build trust and nurture positive relationships with others. Never give anyone a reason to distrust or doubt you.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Andrew Bernstein, a Senior Official NBA Photographer, about sports legends and why success comes at a cost. Andrew talks about the four pillars of success, honoring memorable athletes through his podcast, and his drive for success.
Resources mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Andrew Bernstein LinkedIn | Instagram | Website * Legends of Sport Instagram | YouTube | Website * The Mamba Mentality: How I Play by Kobe Bryant * The Rise: Kobe Bryant and the Pursuit of Immortality by Mike Sielski * The Second Mountain: The Quest for a Moral Life by David Brooks * Darleen Santore on LinkedIn * Dr. Ben Bernstein on LinkedIn * "Beating Stress and Being at Your Best With Dr. Ben Bernstein"
Dr. Ben Bernstein is a licensed clinical psychologist who trains people in high-stress occupations to manage their stress and stay in the zone. His keynote presentations and workshops are not only engaging, but useful for learning how to apply stress management principles. He is also the author of Stress Free, Crush Your Test Anxiety, A Teen’s Guide to Success, and Stressed Out! for Parents. Dr. Bernstein's highly effective model for reducing stress includes the body, mind, and spirit. His clients not only learn how to handle the most challenging situations in a calm, confident, and focused way, but they also perform better, are more fulfilled, and are better equipped to contribute to their sphere of influence.
In this episode… Are you struggling with managing stress? Is stress affecting your performance at work or home?
The primary cause of stress is a disconnection between your mind, body, and spirit which can lead to distractions that affect your performance. Having spent years working with professionals and overcoming his own depression and addiction, Dr. Ben Bernstein says it is essential to have a positive mindset. Connecting with others, avoiding worry, and accepting your circumstances will help you get back on track to achieving your goals.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Dr. Ben Bernstein, a high-performance coach, author, and speaker, about how to beat stress and be your best. Dr.Bernstein explains how stress affects performance, discusses his system for helping people stay in the zone, and discusses the value of reconnecting with others. Thanks for tuning in!
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Dr. Ben Bernstein's website * Dr. Ben Bernstein's webinar * Dr. Ben Bernstein on LinkedIn * Crush Your Test Anxiety by Ben Bernstein * A Teen's Guide to Success: How to Be Calm, Confident, & Focused by Ben Bernstein * Stressed Out! For Parents by Ben Bernstein * Finding Me: A Memoir by Viola Davis
Roman Polnar is the Founder and Managing Partner of Pillar6 Advisors, a multifaceted financial planning and wealth management firm geared toward serving successful individuals and families with active lifestyles. Roman is also a Partner at Pillar6 College Planning, where he helps families unlock debt-free money from the financial aid system so they can avoid loans and navigate the system with ease.
Roman has over 18 years of experience in the financial services profession, working for some of the nation’s most recognized names. After 10 years in the corporate world, he left to build an independent firm that would do things differently, and that’s when Pillar6 Advisors was born.
In this episode… There are many aspects of financial planning — taxes, cash flow, investment, risk insurance, estate and legacy, retirement, and goal planning. Where does anyone begin?
As Roman Polnar says, financial planning is an essential structural exercise that aligns people and organizations with their goals. Finding balance is necessary in order to create amazing experiences and live a happy, stress-free life. So when is the right time to think about financial planning? How can you put all the aspects of financial planning together in a well-coordinated manner?
In this episode of the Pillar6 Podcast, Roman Polnar sits down with Chad Franzen of Rise25 to discuss financial planning best practices to coordinate your finances. Roman explains what financial advisory involves, shares his approach to lifestyle planning and wealth management, and discusses the biggest regrets people have about their money decisions.
Resources mentioned in this episode: * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Chad Franzen on LinkedIn * Rise25
Eric Dunn is the CEO of Quicken, makers of the best-selling personal finance software in the US. Under his leadership, the company successfully spun off from Intuit and modernized its product suite — leading to significant growth and attracting a major investment from Aquiline Capital Partners in 2021. Today, Quicken provides more than two million active users the tools to lead healthier financial lives.
Before serving as Quicken's CEO, Eric spent more than 20 years at Intuit, where he was the fourth employee. As the CFO, he took the company into its IPO (initial public offering) in 1993. During his career, Eric has also pursued technology investing as an angel investor and Partner at Cardinal Ventures.
In this episode… Technology has made it easier and more convenient for businesses and individuals to manage their finances. Every year, new tools and software are launched into the market to help people make better financial decisions.
Eric Dunn, the creator of Quicken, advises that having the right financial tool can help you understand your finances better. It can also help you create better budgets, manage debts, and invest wisely.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Eric Dunn, the CEO of Quicken, about using financial tools to make better financial decisions. Eric talks about the growth and evolution of Quicken, tips for managing finances, and the future of the personal fintech space.
Resources mentioned in this episode: * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Eric Dunn on LinkedIn * Quicken * Simplifi by Quicken * Intuit * Rise25 * Rise25 contact email: support@rise25.com * John Corcoran on LinkedIn * Smart Business Revolution * “Eric Dunn | Quicken CEO on Going from Intuit Employee #4 To Beating Microsoft and Building the #1 Personal Finance Software” * Scott Cook * Quickpay * Brad Smith on LinkedIn
Brian Gemmer is a Principal and Portfolio Manager at Gemmer Asset Management, which is a registered investment advisor with the Securities and Exchange Commission (SEC). The company provides investment management and back-office support to independent investment advisory firms and professionals. Prior to that, Brian was a Partner and Portfolio Manager at GlobeFlex Capital, an institutional money management firm in San Diego, CA. He graduated magna cum laude with a bachelor’s degree in finance and information management from the Wharton School of Business at the University of Pennsylvania.
Michael Mischler is a Portfolio Strategist at Gemmer Asset Management. He joined the company in 2013 as a research associate. Prior to that, he worked as an analyst for both J.P. Morgan and Credit Suisse in San Francisco. A Chartered Financial Analyst and member of the CFA Institute, Michael received a bachelor's degree in industrial technology from Cal Poly San Luis Obispo.
In this episode… Are you worried about the security of your investments in an uncertain economy? Are there strategies you can adopt to diversify your investment portfolio? And is time in the market better than timing the market?
When investing in challenging economic situations, it is essential to start with your end goal in mind. Identify your objectives and stay focused for the long-term. The team at Gemmer Asset Management advises investors to build a balanced portfolio in order to create financial freedom. In addition, one of the secrets to gaining wealth is being disciplined, consistent, and having a solid investment plan. This makes it possible to maximize compound interest and grow your investments long-term.
In this episode of the Pillar6 Podcast, Roman Polnar is joined by Brian Gemmer and Michael Mischler from Gemmer Asset Management to talk about making wise investment decisions in an uncertain market. They discuss challenges in the current investment market, the right time to start investing, and common financial mistakes made by clients and advisors.
Resources Mentioned in this episode * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Gemmer Asset Management * Brian Gemmer on LinkedIn * Michael Mischler on LinkedIn
Nancy Paul is the Founder of The Institute for Financial Literacy in College Planning, a collaborative education center and think tank dedicated to boldly leading at the intersection of financial literacy, higher education, teen empowerment, and financial wellness. Nancy found over $600,000 in merit scholarships for her three daughters and turned that personal experience into a career helping other families afford college. She now provides coaching, consulting, and training for financial advisors, corporations, and groups that are committed to financial wellness. She is also the author of The Little Book About Scholarships and the creator of The College Treasure Chest.
In this episode… What is your driving force as you find the best college for your child? Is it the cost, ranking, or safety of the college?
As a mother of three, Nancy Paul was shocked (and horrified) when their college counselor admitted that she didn't consider cost when creating her daughter’s college list of “best fit” schools. College planning doesn’t mean just picking a college — it also includes financial literacy for parents, students, college counselors, and financial professionals that work with these families. Parents want the best for their children, so they should start thinking about their college education when they are still young. Before students get admitted into college, financial planning is a must.
In this episode of The Pillar6 Podcast, Roman Polnar is joined by Nancy Paul, the Founder of The Institute for Financial Literacy in College Planning, to talk about the student loan forgiveness plan recently announced by the federal government. They also discuss why families with young kids should start college planning early, why parents and college counselors need to be financially literate, and how Nancy helps families find scholarships and get financial aid.
Resources mentioned in this episode: * Pillar6 Advisors * Roman M. Polnar on LinkedIn * Nancy Paul's website * Nancy Paul on LinkedIn * The Little Book About Scholarships: Frequently Asked Questions About Scholarships. Money for College that Doesn't Have To Be Paid Back by Nancy L. Paul * The College Treasure Chest * The Institute for Financial Literacy in College Planning
Lael Sturm is the Founder and Managing Director at LPSS Digital Marketing, a full-service marketing and strategy agency. He has worked with well-known companies, including MTV, Microsoft, Bloomberg, and Virgin Airways. He also works with startups and professional services firms, including solopreneurs and professionals who want to reach more ideal customers.
Lael studied media at the University of Arizona before earning his MBA from the Columbia Business School, where he focused on management, marketing, and finance.
In this episode… What can companies do to thrive in hard economic times? What marketing strategies can they use to increase visibility and accessibility and become more profitable?
Many companies reduce marketing and advertising budgets during economic downturns in an effort to conserve money. They cut back for fear of being faced with lower demand for their products. However, it’s the ideal time to leverage digital marketing and make it a critical part of your company’s marketing mix.
In this episode of the Pillar6 Podcast, Roman Polnar is joined by Lael Sturm, the Founder and Managing Director of LPSS Digital Marketing, to discuss the value of digital marketing during challenging economic times. Lael talks about maximizing paid ads, differentiating between content marketing and content strategy, and using online courses to increase revenue. Stay tuned.
Charlotte Smith is a former lawyer turned Executive Life Design Coach. She works with leaders across the Bay Area, the UK, and internationally to design lives that work. She knows that success, happiness, and fulfillment are not out of reach, even in uncertain times, especially when you have the right tools and mindset.
In this episode… What does it mean to live a life by design? What does it involve? And what can people do to become better leaders and move through difficult times?
Charlotte Smith says that to have a successful and fulfilling life, you need to have a well designed and well-rounded life. If your health, work-life, finances, relationships, and spiritual life aren’t in balance, you will feel the effects. A good strategy for getting out of a rut is to take small steps and keep moving forward in your life. It’s important, especially during difficult times, to be mindful of what you are consuming, both in terms of food and information. Life has changed a lot, and there have been many adversities and challenges, but it has also given us an opportunity to pause and discover what is really important.
In this episode of the Pillar6 Podcast, Roman Polnar interviews Charlotte Smith, an Executive Life Design Coach, about what it means to live a life by design. Charlotte also shares her advice for leading teams and communities better, the right mindset for building resiliency, and how to achieve balance in your life to realize your potential.
Justin Miller is a Partner and the National Director of Wealth Planning at Evercore Wealth Management and the Managing Director at Evercore Trust Company. He works with accountants, attorneys, and other advisors to provide comprehensive wealth planning advice to clients. He is a highly respected, knowledgeable, and passionate tax attorney and an Accredited Estate Planner (AEP) and Certified Financial Planner (CFP). Justin is also an adjunct professor at Golden Gate University School of Law, a Fellow of the American Bar Foundation, and a Fellow of the American College of Trust and Estate Counsel.
In this episode… In 2021, there were many tax changes that the US administration proposed. These changes would affect both companies and individuals and cover income tax, capital gains tax, and taxation on cryptocurrency (crypto) and real estate investments.
So, what should corporations and individuals know about the proposed tax changes, and what tax planning opportunities are advantageous?
In this episode of the Pillar6 Podcast, Roman Polnar is joined by Justin Miller, a Partner and National Director of Wealth Planning at Evercore Wealth Management. Justin talks about the best practices for year-end tax planning. Justin discusses the biggest proposed income tax changes, the taxation of crypto investments, how to offset crypto gains or losses with traditional investments, and his recommendations on tax-saving opportunities. Stay tuned.
Jen Grondahl Lee is a Debt and Credit Strategy Attorney at Jen Lee Law, Inc. She helps her clients handle debt and credit issues and advises them on credit card loans, student loans, past-due taxes, identity theft, credit report problems, and other matters related to debt and credit.
Jen has been featured in ConsumerAffairs, US News & World Report, and other national publications. She is the co-author of Preventing Credit Card Fraud and a regular speaker in the professional community in Northern California. As the host of the Debt Therapy podcast, she shares practical financial advice on everyday topics.
In this episode… Did you know that more than 70% of people in the United States have debt or credit problems? Is bankruptcy a good option for you? Are you in a financial bind and don’t know what you should do to get back on track?
Jen Grondahl Lee works with many people with debt issues. Determining the best solution for money problems depends a lot on the person’s short and long-term goals. Jen walks people through their options and guides them along in handling sticky financial situations. She helps them find solutions by encouraging them to work with a budget and prioritizing the most important things. Creating discipline, getting to a more comfortable financial place, and even starting a retirement plan are all essential pieces of a sound financial strategy.
In this episode of the Pillar6 Podcast, Roman Polmar is joined by Jen Grondahl Lee, a Debt and Credit Strategy Attorney at Jen Lee Law, Inc., to discuss best practices for solving debt and credit problems. Jen explains how debt consolidations work, talks about the ins and outs of bankruptcy, and shares resources and tools for managing debt. Stay tuned to hear how you can get your head above water!
Yuliya Magomedov is the Founder and Lead Attorney at Magomedov Law Group, a firm that provides estate planning services as well as other legal advice. Yuliya guides her clients through the often-complicated estate planning process and also offers continuous guidance if it becomes necessary. She can practice law in the State of California, the United States District Court, Northern District of California, and the United States Court of Appeals for the Ninth Circuit. She is a member of Consumer Attorneys of California and the San Francisco Trial Lawyer Association.
In this episode… Conversations about estate planning, being incapacitated, and writing a will can be unpleasant and touchy subjects. For many people, estate planning is a foreign concept, so they do nothing to plan. The result is that the family left behind is burdened with making difficult decisions, which can cause a lot of discord among them. So how can people take care of and protect their families if they fall sick or die?
Estate planning is very much underrated in this day and age. For many people, it’s a very unfamiliar concept, and they don’t understand why it’s crucial. Estate planning doesn’t just have to do with wills, trusts, or what happens to your assets after death. A lot of the estate planning process deals with disability or not being able to make decisions for yourself and appointing people who you trust to do that for you in that situation. It’s also about planning for unexpected events, taking care of bills, funerals, medical treatments, and other expenses, and making decisions if you can’t do it for yourself. You may have an idea of what you want, but it leaves everything to chance if you don’t get it written out in a legal form.
In this episode of the Pillar6 Podcast, Roman Polnar is joined by Yuliya Magomedov, the Founder and Lead Attorney at Magomedov Law Group, to talk about the benefits of estate planning and planning ahead. Yuliya also talks about the three most important documents for estate planning, explains who can serve as a witness to a will, and talks about the limitations of probate. Stay tuned to hear what it takes to plan your estate and why it’s essential for everyone.