Financial Fitness: Recent Episodes
Johnny Harvey
Johnny Harvey is a Finance major with a love for talking and teaching finances. In this podcast you can expect to hear: personal finance help, stocks and basics about investing, multiple investment opportunities, and much more! This podcast will be releasing every Thursday at 9 a.m. right as the market opens.
Bruh I ain't gone lie you don't need a description for this. Just read the title and listen lmao
College has widely been seen as the way to get a good job and be successful in life. More times than not, because of this, we see people going to school in hopes to achieve this dream. For some, it comes and for others, it might not. This has caused more people to write colleges off as scams. Do you agree with this? Today, we look into this topic and Johnny gives his opinions on school.
Source used: https://www.schev.edu/research-publications/reports-publications/2022-23-tuition-fees-report#:~:text=The%20average%20tuition%20and%20all,increase%20of%20%24478%20(4.2%25).
Investing is known as the main path to wealth for the majority of people. Whether it be investing in stocks for yourself or investing in a business you are trying to start, the focus is always for success and wealth. Recently, less people are investing and saving for the future for a multitude of reasons. Today on Financial Fitness, we look into some of these reasons!
House prices have been climbing to extreme highs and the trend doesn't seem like it's slowing down. Along with inflation, people don't feel they can even buy a house in the current age let alone pay for one if you are in a house. This brings all types of discourse but one of the major topics being discussed is if the market will crash like 2008. In today's episode of Financial Fitness we look into this and how to plan for your homeownership future!
Article referenced: https://www.forbes.com/advisor/mortgages/real-estate/housing-market-predictions/
Tap in to the tape on Soundcloud: https://soundcloud.com/always-krispy/sets/the-red-tape?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing
Credit cards, car loans, & student loans are some of the leading sources of outstanding debt for most people. On paper, we have some ideas why these are the highest areas of personal debt but there is also other factors at play. Join us on this weeks episode of Financial Fitness to dive into this on top of some usual rambling. You don't want to miss this!See the Black Ops 2 unboxing I was referencing: https://youtu.be/UtjG_w0V7iU
Investing can seem very intimidating for someone who has no prior experience with it. Many people feel they aren't sure where to start and decide to turn to external areas for their financial journey. However, without knowing the true implication and how to evaluate if the advice being given is valid, can cause a less beneficial journey to financial freedom. In this episode, we dive into three areas where people tend to look for their advice and how to determine if what you are receiving is for you!
Dave Ramsey is arguably one of the most, if not the most, famous financial guru in today's world. He is known for his Baby Steps in which he created as a guide towards financial independence. However, there is one small caveat. These were created back in the 90s and in this episode, we look to see if we should still follow these steps to achieve financial freedom.
Now more than ever, the vast majority of people are in a want now/materialistic mindset. With the increase of social media, people are chasing a lifestyle of success with items resulting in an increase of living paycheck to paycheck. The truth is, employees should know how to maximize their income from their job. In this week's episode of Financial Fitness, Johnny breakdowns what ways you can increase your earning potential from your job with a lot of stories and rambling along the way!
Everyone can agree it is better to save rather than spend money in the long run. However, more times nowadays, we see more people spending their last dollars to enjoy life. Is this becoming the new norm and when should we start saving for retirement, along with how? Tap in to this week's epsidoe for these answers along with some stories in the process!
Listen to MikeiLL Good Meets Evil:
https://open.spotify.com/album/1rR1jF4vKq4ozKmrDUG51o
Source Referenced:
https://www.thriventfunds.com/insights/investing-essentials/how-much-are-you-missing-out-on-every-day-you-dont-invest.html
Now more than ever, students are taking out a record number of student loans to pay for college. The reality of it is colleges are raising prices every year, increasing the gap of affordability. However, some argue that this is just a lie and the younger generation just complains. Joining Johnny again is Doc Na for the second half of their conversation/debate on this and other topics
Listen to the Jus Talkin' podcast here:
https://open.spotify.com/show/0010geuclmd6xNUnxijc2D
Videos reacted to:
https://m.youtube.com/watch?v=vbOwfDebNSI
https://m.youtube.com/watch?v=iX3lqksUy0s
Articles used:
https://money.com/gen-z-student-loans-expectations/
https://www.cnbc.com/2021/04/08/older-millennials-with-student-debt-say-their-loans-werent-worth-it.html
It's the 1930s, the Great Depression is storming throughout the entire United States. Many families don't know when they will be back working and earning a stable income. The solution? Minimum wage! This idea and pay scale has trumped the test of times and is still in effect today. However, with the increasing costs of today's environment, is it still enough or are people just complaining? Joined by Na from the Jus Talkin' podcast, we dive into this topic and react to viral clips!
Stream the Jus Talkin' podcast here: https://open.spotify.com/show/0010geuclmd6xNUnxijc2D
Video Links:https://www.tiktok.com/@chailynt/video/7321085855760649515https://youtu.be/vbOwfDebNSI?si=6uz4SCTQvO-0xGpK
Everyday we make decisions for our lives, whether big or small ones. With each decision we make, there are factors that effect our outcome and subsequent effects of our decisions. How should we rank the importance of these factors and are our finances always the most important factor with making a decision? Johnny looks through this thought in today's episode along with our points along the way.
In recent years, the trend of being your own boss has been growing exponentially. We all want to work on our own terms and in today's episode, we look into this idea. Johnny gives his take on if he thinks side hustles are worth it and how to evaluate them. Along with this, an episode is never complete with out some random stories!
Do you ever think money is the only factor with successful in life? Many people believe that if they aren't a making 100k a year, let alone a millionaire, they aren't successful yet. In this episode, we break this down this interesting mindset. We also go over the wild schedule with the podcast and of course, a lot of rambling. You don't want to miss this!
Welcome to Financial Fitness and shoutout Na at the Jus Talkin' podcast for inspiration for the episode name! In this episode as the title says, Johnny is just talking and catching up with the listeners. He also talks about the new type of podcast episodes that will be coming soon similar to this and tells some stories along the way. Definitely a fun episode!
Welcome to Financial Fitness! In this episode, Johnny looks at the different things we should be aware before, during, and after a job search and hiring process. Johnny also gives tips throughout the episode on budgeting, how to compare your salary, and a few negotiation tips. Definitely a great episode!
Welcome to Financial Fitness! In this episode, we look at different types of investments which includes real estate investing, stock market, and others! Johnny also talks about his prior work experience for some reason. On top of this, we look at how to beat the inflation rates with our money. All around a fun episode!
Welcome back to Financial Fitness! In this episode, Johnny goes over new changes that might be coming to the podcast and the future of the podcast. Johnny also breakdown ways to invest in yourself, what to be aware about before making the leap, and how successful self investment is. Finally, Johnny goes over ways to keep yourself in check and measure your financial success in self endeavors. You don't want to miss this!
Welcome to Financial Fitness! In this episode, Johnny goes over different forms of real estate and how people can get into them. Along with that, Johnny goes over a brief bit of the 2008 recession and how it has changed real estate over the years. Finally, Johnny looks at different ways people invest with real estate. You don't want to miss this one!
Follow the instagram page for the podcast: @Financialfitness.podcast
Subscribe to the YouTube channel: https://www.youtube.com/channel/UCBevDTCjGSgb21rNLmfr_pw
Welcome to Financial Fitness! A podcast about personal finance hosted by Johnny. In this episode, Johnny goes into a recent study and article about how much money each generation needs to be happy. Along with this, Johnny breaks down if money can buy happiness and how much we need to live comfortably.
Follow the podcast on instagram: @Financialfitness.podcast
Welcome to Financial Fitness! A podcast about personal finances hosted by Johnny. In this episode, we look at two articles that go over the average savings and net worth broken down by age periods throughout our life. Johnny gives his take on if these articles are something to use as a guide and educates the audience on how to calculate their own net worth!
Follow the podcast on Instagram: @FinancialFitness.podcast
In today's episode, Johnny breakdowns different types of debt, why debt is important, and how it effects our lives. Debt is something most, if not all, people will have at some point in our lives. We should all have a guide on how to deal with this and potentially pay off our debts quicker. A way to do this is called an Amortization schedule and in this episode, Johnny breaks down how to build one for yourself!
Follow the podcast on Instagram: @Financialfitness.podcast
Welcome back to Financial Fitness! A podcast about personal finance with a fun spin on it presented by Johnny. In this episode, we go over what happened with Johnny and the podcast as well as the future of the show. Follow the podcast on Instagram at: @Financialfitness.podcast
In this episode of Financial Fitness, Johnny is talking about the wonderful world of debt. He discusses what it is, is there such thing as good debt, and what you can do to get out of debt. Thank you so much for listening and checking out the podcast if this is your first episode. New episodes come out every Thursday morning at 9 a.m. Follow the podcast page @financialfitness.podcast on instagram!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
On this episode of Financial Fitness, Johnny will be discussing the recent boom in the trading card world. He breaks down what are they, how to get them, and if they're even worth it to get into. Thanks for listening to today's episode. New episodes will be out every Thursday at 9 am. Feel free to follow the podcast instagram page @Financialfitness.podcast. Have a great day!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
On this episode of Financial Fitness, Johnny will be breaking down why, how, and what investing is. Be sure to keep up with the podcast for updates on @financialfitness.podcast on instagram. Thanks for listening!
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
On this episode of Financial Fitness, Johnny will be talking about the GME stock issue and shorting stocks. Thank you for listening and feel free to follow and dm Johnny on instagram @financialfitness.podcast