A Mind for Money: Recent Episodes
Citizens Bank
A podcast all about wrapping your mind around your own financial situation. We're sitting down with local experts to break down what it takes to reach your money goals.
Since the turn of the century, we have seen drastic changes to the mortgage process. The economic recession of the late 00s was a large contributor the the changes we have seen over the past few decades. We sat down with Jason Schiller to discuss the changes he has seen in the lending world over his 20 years in banking.
Money is an inherently emotional topic. Today, Timmy sits down with Bailey Kaiser to talk about some of the common emotions we feel as we deal with budgeting, debt, and more.
As you grow older, you may find that while you have plenty of assets, your income streams have become more limited. In this episode, we sit down with returning guest Kelley Jensen to discuss how a reverse mortgage can be a great option for someone who has reached a point in their life where they have plenty of equity in their home, but their available cash is less than they would like.
Keeping a leg up on inflation is something that everyone should be thinking about. Savings bonds are a classic security that offers a straightforward way to put your money in a position to keep up with inflation.
Do you have irreplaceable items that you need to keep safe? A safe deposit box might be the perfect place for them. Today, we sit down with Heidi Nelson and discuss what safe deposit boxes are and how to best utilize them.
After spending your whole life working towards financial success, the last thing you want to do is leave those close to you with debt that you have left behind. Today, we sit down with Hope Dirksmeyer to discuss different kinds of life insurance and why it is important coverage to have.
When disaster strikes, it is important to know what steps to take to recover from the damages. Today, we sit down with Stephanie Schuldies, an insurance agent at Citizens Bank, and discuss what it looks like to make an insurance claim.
It's no secret that vacations can be expensive. Today, we sit down with Heidi Nelson to discuss strategies to help your vacation go off without a hitch!
There has been a lot going on lately in the investment market. Between inflation and drastic changes in stock prices, you may be looking for an investment that is more secure. Today, we sit down with Taylor Busse to discuss how CDs have become a great option for a stable investment.
As a business grows, the needs of the business will grow alongside it. Today, we sit down with Logan Koceja to discuss different services available to growing businesses to help them achieve peak performance.
Having your affairs in order is important, but it can be intimidating. There are several options of how you can prepare your assets to be passed along to those close to you. Today, Kelley Jensen joins us once again to talk about her experience handling the financial affairs after her mother-in-law passed away.
You may have heard of your town having a chamber of commerce, but what is it? Today, Timmy sits down with Vanessa Lenz from the East Troy Area Chamber of Commerce to discuss the importance of your local chamber and the benefits they provide to your community.
Being a young adult can be a hectic time of life. Not only do you have to think about what to do with your future, but you have to balance work, life, and school at the same time. Today, Timmy sits down with Raven Olver to discuss their experiences transitioning from High School into college and beyond.
The FDIC is an important organization. Today, we sit down with Adam Raychel to better understand the protection that the FDIC provides and dig into some of the recent banks that have failed.
In this episode, we sat down with Jeff DeVries and discussed his experience as acting as the Agent for his parents. This was set up through Power of Attorney, which allowed Jeff to take care of his parents and make important decisions regarding their money, care, and property.
Interest is a complicated subject. There are many variables that can affect how your interest is calculated and applied. Today, we sit down with Jessica Zieher to talk about different kinds of interest and how it affects different products.
Have you ever looked at your bank statements and wondered what the heck was going on? Have you ever had trouble even finding your statements? Today, Timmy sits down with Becky Madsen and they discuss some of the common questions that customers have about their statements.
Are you wondering what goes into growing your small business to have employees? In this episode, Timmy sits down with Barry Hannah, CEO of Hannah Home Health Care, Inc., and they discuss the process of hiring employees from top to bottom. This includes what needs to be decided before ever posting a job posting, the responsibilities of the employer once you have employees on staff, and everything in between.
Have you ever looked at your bank account activity and been confused by all of the terms and acronyms? Today, Timmy sits down with Molly Martin to go over some of the most common banking terms and acronyms.
When it comes to finance, a new year can mean a whole new you! On this episode, we sit down with Mary Asby to talk about ways to assess your finances for the new year and goals to strive for by the year's end.
Health insurance is complicated. Paying for your medical expenses can be even more complicated. Today, we sit down with Beth Keizer to discuss HSAs, FSAs and how to use them.
Timmy sits down with Ryan Dahms to discuss the process of paying for college and also discuss alternatives to the traditional 4-year school.
People have a lot of questions when it comes to banking, but what about the situations where people don’t ask the questions? We talk with Jake Starck about a wide variety of circumstances where people often misunderstand how banks work.
Benjamin Franklin once famously said, “In this world, nothing is certain except death and taxes.” As soon as you hit the working world, income taxes become a guaranteed part of your life. Eric Kramer from East Troy Tax Service is here to share pointers on how to be ready to file your annual income tax return and how to know if you are having enough withheld from your paychecks.
Taking advantage of senior citizens is, unfortunately, one of the most common types of fraud we see. By building awareness around Elder Financial Abuse, we hope to protect our customers from becoming victims. Aimee McGinty from the Elder Rights Project joins us to outline what types of things may indicate abuse and what resources are available for seniors and their families.
You’ve heard that father knows best… When your dad also happens to be the CEO of a bank, he must have the best financial advice ever, right? Timmy gets the scoop straight from the guy who taught him about money, Citizens Bank President & CEO Jeff Standafer – from how to set yourself up for financial success to what you should do if you get in a money crunch.
Adulting comes with many responsibilities, like getting a “real” job, paying your own bills, and cleaning up your place because no one else is there to do it. Making sure you have the right financial tools in place is a great way to set yourself up for adulting success. Our resident young adult Alyssa Kramer shares pointers on how to get started.
When you’re in the market for a new home, there are certain protocols to be followed – yet most people are unaware of what makes for good home buying etiquette. Local real estate expert Gina Dingman is here to help you avoid the many faux pas she has seen over the years, so that you can be the best home buyer you can be.
We said: Let us know what you want to know! You asked: Are online banks safe? Should I use a debit card or credit card? How should I finance a new car? Any tips for saving a down payment for a house? How much money do I need to comfortably retire? Find out who won our contest and get the answers to these burning questions!
Why is everything from gas and groceries to rent and utilities costing so much more than it did before? One word: Inflation! Watcher of the economy Stef Bonesteel explains what inflation is, why we’re feeling its impacts like we are now, and what you can do to adjust.
The amount of banking you can do online or mobily has increased dramatically in recent years… and thanks in large part to the pandemic, more people are adopting digital tools. Our resident digital banking mastermind Jonathan Lloyd runs through the evolution and how to make the best use of current technology.
Submit your best banking or finance question for a future episode of A Mind for Money and you could win $100 cash! Listen for all of the details. Contest entry period ends May 13, 2022 at 5:00 pm Central Time.
Contest rules: https://www.citizenbank.bank/assets/files/p7xLf6kp/podcast-cash-giveaway-rules-20220425.pdf
If you’re questioning whether to tap into your home’s equity – or even if you have any equity at all – listen as lending guru Kelley Jensen details how to determine and access available value in your home and what you can use your equity to accomplish.
For some, the thought of setting a budget ranks right up there with going to the dentist. But, a well-planned personal budget can reduce stress and ensure funds for all aspects of life -- regardless of income. Our personal finance pro Bailey Kaiser shares some easy yet valuable tips.
Specific threats from the cyber world are constantly changing, but the telltale clues and criminal tactics often stay the same. Learn how to quickly spot scams so you can avoid becoming a victim. Our head of IT Security, Scott Noles, shares advice on how to keep your information safe.
You hear people talk about good credit and bad credit, but what does that mean? What exactly is a credit score and how do you know what yours is? Learn the basics of credit -- including what impacts credit and why it matters -- from our lending and credit expert Lowell Nuesse.
Saving money is important but it’s not always easy. From making sure you have funds set aside for an emergency to saving for a new home or retirement, personal finance specialist Logan Koceja breaks down simple strategies to grow your nest egg.
Insurance: something you hope you never have to use but are glad to know is there. Find out what and how much to cover from our insurance officer Laurel Brinkman.
Ever feel like everyone (but you) just gets how banking and finances work? There's no shame in the questions we ask our personal banking guru Rebecca Motley.
For many, turning a passion into a business is a life-long dream -- but one that comes with risk and sacrifice. Business expert Ryan Lilly talks us through what to consider.
Do you know what it takes to become a homeowner? What if you're moving for the first time in years and have forgotten the process? Whether you're looking to buy a new home for the first time or the fifth time, our mortgage expert Kelley Jensen gives an overview of everything involved.