The Advantaged Investor: Recent Episodes
Raymond James Canada
Learn how to plan, invest and live smarter, with the Raymond James The Advantaged Investor podcast. Featuring insights from leading professionals, The Advantaged Investor provides valuable perspective for Canadian investors who want to remain knowledgeable, informed and focused on longterm success. Hear industry specialists share resourceful insights on economic events, longevity and retirement planning, growing your financial legacy and more in each discussion-based episode hosted by Chris Cooksey. Whether you already work with a trusted financial advisor or currently manage your own investment plans, The Advantaged Investor provides the engaging wealth management information you value as you pursue your most important goals.
Senior Portfolio Manager Neela White joins the podcast and host Chris Cooksey to discuss how we can ease the transition of moving mom and dad into retirement or assisted living facilities, including:
- What sort of preplanning should be done?
- How do you transition into assisted living?
- What do you do with their new space? How do you make it feel like home?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Senior Portfolio Manager Neela White returns to the podcast and joins host Chris Cooksey to discuss financial planning tips for women. A lot of financial planning applies to everyone, which we discuss, but there are important general considerations for women that should be acknowledged, including:
- Why should financial planning be different for women?
- What are the unique challenges for women?
- When should saving/planning start?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head Fixed Income Trader Harvey Libby joins host Chris Cooksey for his regular update visit to review 2024 so far and where we may be heading, including:
- Review of the year so far
- Rates/Inflation
- Opportunities
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head of Investment Strategy Neil Linsdell joins host Chris Cooksey for his regular update visit to discuss the recent market volatility and give an overview of what has gone on so far in 2024, including:
- Review of 2024 so far
- Recent volatility
- The Sahm rule
- Interest rates
- Magnificent 7 and AI
- Tech stock trends
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Charlotte Jakubowicz, VP Fixed Income and Currencies joins host Chris Cooksey to discuss the options available in the fixed income market from the traditional bonds and GICs to newer alternative options, including:
- What are the options available?
- Approaches to fixed income investing
- Bank of Canada rate cuts and the effect on the fixed income market
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Financial Planner Yannick Rivest joins the host Chris Cooksey to discuss for so summer financial planning tips, including:
- In your opinion how does a financial planner help with investor success?
- How important is it for your plan to evolve as you do and your situation changes?
- Spring/summer cleaning – as we starting think about summer and holidays, what are some tips for people who will be distracted by summer fun?
- What are some of the common ‘mistakes’ you see when talking planning with clients/investors?
- At Raymond James we are excited to be able to offer our Total Wealth Solutions – what does TWS mean?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Javed Mirza, Quantitative/Technical Strategist joins host Chris Cooksey to discuss quantitative and technical analysis, including:
- Overview of technical analysis
- Overview of quantitative analysis
- You are a Chartered Market Technician® - what does mean?
- How does you use technical and quantitative analysis to inform your views on what is going on in markets?
- What are you current views?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Robin Taub, CPA &CA, keynote speaker and bestselling author joins host Chris Cooksey to discuss what’s going on in equity markets, including:
- Importance of financial literacy
- Lack of financial planning education for kids/youth
- How to start helping your kids/grandchildren
- Important things teenagers/young adults can do
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head of Investment Strategy Neil Linsdell joins host Chris Cooksey to discuss what’s going on in equity markets, including:
- Q2 quarterly update highlights
- Interest rate cuts
- Differences between US and Canada
- Recession?
- Issues in the housing market
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head Fixed Income Trader Harvey Libby joins host Chris Cooksey to discuss what’s going on in fixed income markets, including:
- Recent federal budget and the new capital gains taxes
- Recap of where we are/where we have been
- Rates and inflation
- Opportunities
- The importance of after-tax yields.
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Sonya Dolguina, Manager, Tax Consulting joins host Chris Cooksey to talk tax, including new tax accounts and laws, cross border tax implications as well some general tax planning topics:
New account and laws
- First Home Savings Account (FHSA), what is it and who can open one?
- What if someone previously owned a home, can they open the FHSA account?
- How can a FHSA help with supporting your adult children with purchasing their first home?
o New tax law – federal anti-flipping rule for selling real estate held for less than a year
o New tax law – multi-generational home renovation tax credit
Cross Border
- Tax implications of moving to Canada, including with investments and US retirement accounts from previous employer
- Tax implications of moving out of Canada
General Tax Planning
- Income splitting with a spouse
- Maximizing tax benefits of donations by donating stocks rather than cash
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Susan Latremoille, co-founder Next Chapter Lifestyle Advisors joins host Chris Cooksey to discuss the planning non-financial aspects of retirement, which are often overlooked by pending retirees, including:
- Who is Susan and what does Next Chapter Lifestyle Advisors do?
- The importance of planning your retirement lifestyle and having meaningful non-financial conversations.
- The difference between being financially ready to retire, and being mentally ready to retire.
- What are the common pitfalls people fall into when it comes to the non-financial aspect of retirement?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Mutual Fund & ETF Specialist Luke Kahnert joins host Chris Cooksey in this episode. Luke and Chris look at the mutual fund and ETF industry, what are the trends, what are flows indicating and other interesting aspects that should be considering when look at investing into these products, including:
- What is new in the Canadian mutual fund and ETF industry?
- What were some of the top takeaways from this year’s report from IFIC?
- Do you see these growth trends for ETFs continue as we move forward and do you think, at some point?
- Can you provide some reasons for why we are seeing this continued ETFs growth?
- Growth in the ETF industry has been helped by ETFs have evolved from passive investing to other options, e.g. rules-based ETFs.
- Can you touch on some of other innovations we’ve seen in ETFs over the years?
- What other research can you provide when looking back at 2023?
- What do you think might be a factor that will affect next year’s IFIC report?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Paula Lester joins host Chris Cooksey in this episode. Paula is Associate VP, Estate and Trust Solutions, for Solus Trust, which is an affiliate of Raymond James. We recently published an article in the commentary and insights section of RaymondJames.ca called Failure to Launch: Adult Dependents and their Estate Rights and today Paula and I will be discussing this case and questions it raises, including:
- Overview of the case
- Why is this case so astounding?
- Who else might have a right to support from someone’s estate?
- How does a court decide how much a person should receive under a support claim?
- What can people do when planning their estate to either prevent someone from making a successful support claim like the one in this case?
- Can a person avoid these support claims by making sure that all assets pass outside of the estate? For example, putting them in trust or naming a direct beneficiary on life insurance or registered accounts?
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Chief Economist, Eugenio Alemán returns to the podcast to discuss his 2024 outlook with host Chris Cooksey, including:
- Where we are in the economic cycle
- What may be in store for 2024
- What is he worried about for economy
- Inflation and rates
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Washington Policy Analyst, Ed Mills returns to the podcast and has wide-ranging discussion with host Chris Cooksey, including:
How bills passed in the last couple of years are only starting to hit the economy. We are talking about Inflation Reduction Act, Chips and Science Act and the Bipartisan Infrastructure Bill. How they could be under threat of repeal in a Trump Administration/how they should also be viewed in the lens of national security.
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head of Investment Strategy, Neil Linsdell returns to the podcast to discuss equity markets with host Chris Cooksey, including:
- Review of 2023
- Inflation
- Rates
- Opportunities in 2024
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head Fixed Income Trader Harvey Libby returns to the podcast to discuss fixed income with host Chris Cooksey, including:
- The environment at end of 2023
- Inflation
- Rates
- Opportunities in 2024
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Financial Planner Ines Iraoui returns to the podcast to discuss end of year financial planning tips with host Chris Cooksey, including:
- What subjects are we talking about today regarding year-end financial planning?
- Tax-loss selling.
- Is there a deadline to do this?
- Can I sell, trigger a loss, and buy back these securities the next day?
- When it comes to donating, what are the options for year-end?
- Can someone only donate in cash, or can they donate investments?
- Possible changes in 2024 when it comes to donations.
- Retirement accounts - what needs to be done by the end of the year?
- Any other strategy regarding RRIFs?
- TFSA contribution limit announced for 2024?
- Is there a deadline for make a TFSA contribution?
- How about TFSA withdrawals?
- What other recommendations would you have for year-end financial planning?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Portfolio Manager Neela White returns to the podcast to discuss advance care planning with host Chris Cooksey, including:
- What is it?
- How do you start?
- What to investigate?
- Decisions to be made?
- The conversation - with who?
- Should you write it down?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head Fixed Income Trader Harvey Libby joins host Chris Cooksey to discuss his views from fixed income trading desk, including:
- Review of the last quarter
- Rates
- Opportunities
- Inflation
- Where we are headed
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Portfolio Manager Neela White joins host Chris Cooksey to discuss tips on how seniors and caregivers can develop resilience, including:
- What is resilience?
- Why is it important?
- What are ways to develop resilience as a caregiver (or anyone)?
- Why is self-care so important?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Senior Manager, Technology Risk and Assurance, Dave Iverson joins host Chris Cooksey to discuss cybersecurity awareness, including:
- Social Engineering
- Secure Password
- Public Wi-Fi Perils
- Avoiding Updates
- AI Emerges
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Equity analyst Brad Sturges joins host Chris Cooksey to discuss the sector he covers, real estate, including:
- The effects of interest rates and inflation
- Update on REITs and REIT valuations and total returns beyond income
- Update on corporate real estate
- Comments on residential real estate
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head of Investment Strategy Neil Linsdell joins host Chris Cooksey to discuss the Canadian economy, inflation and interest rates, including:
- Inflation
- Is the rate hiking from the Bank of Canada having the desired effect on tackling inflation?
- The federal government has set lofty goals for immigration. Is that helping or hurting inflation?
- Housing affordability
- What does affordability mean?
- How does all of this work back to inflation?
- Does that mean interest rates are expected to stay higher for longer?
- Recession?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Equity analyst Jeremy McCrea joins host Chris Cooksey to discuss the oil and gas sector, including:
- Overview of the sector
- What Jeremy is looking at when he’s reviewing a company or the sector
- Outlook for the rest of 2023
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Financial Planner Ines Iraoui joins host Chris Cooksey to discuss the new first home savings account (FHSA), including:
- What is an FHSA?
- Who can open an FHSA?
- Who is considered a first-time home buyer?
- What if I am a joint owner of a property and want to buy one alone?
- How does a FHSA work?
- Are FHSA contributions similar to those in an RSP?
- Are withdrawals from your FHSA similar to those in a TFSA?
- Where can I open an FHSA?
- When will the FHSA be closed?
- What if I opened an FHSA, and I decided that I didn’t want to buy a home anymore?
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
ETF & Mutual Fund Specialist Luke Kahnert joins host Chris Cooksey to discuss ETF and mutual fund flows and looks at trends in the industry and what they may be telling us about the mindset of investors, including:
- Why look at ETF and mutual fund flows?
- Review of the first half of 2023 in mutual fund and ETF flows?
- Trends in the growing Canadian ETF space
- HISA ETF structures
- Money market ETF structures that have been generating investor demand
- Trends in new product launches
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Portfolio Manager Neela White returns to discuss with host Chris Cooksey issues facing the solo senior. Neela has been on the podcast many times before, sharing her knowledge and experiences on these sorts of topics, so I encourage you to investigate the archive and check those episodes out.
- What is a solo senior?
- What should they be planning for ?
- How should they plan differently than someone with a partner?
- What systems should they put in place for safety?
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Financial Planner Ines Iraoui returns to the podcast as she and host Chris Cooksey discuss financial planning ideas you can do over the summer. Ines has been on the podcast previously, so check her previous appearances as they contain some great ideas around saving for retirement and education.
- What are some of the ways a person can enhance their financial situation in the summer?
- How can we evaluate our financial life and where do we start?
- Now that we have a budget, what do we do next?
- We now have an emergency fund – what about debt while planning for a vacation?
- What would be the first thing to do when planning for a vacation?
- What do we do when the vacation budget is lower this year?
- Are there any financial tips you would give to someone before they leave on vacation?
- When we are back from vacation, what can we do to evaluate and improve our financial situation?
Follow the podcast on LinkedIn: The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head of Investment Strategy Neil Linsdell joins host Chris Cooksey to provide an update on equity markets and the economy, including:
- First half of 2023
- Interest rates/economy/inflation
- Thoughts on recession
- What’s the rest of the year look like?
Follow the podcast on LinkedIn: The Advantaged Investor.
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head Fixed Income Trader Harvey Libby joins host Chris Cooksey to provide an update on the fixed market and opportunities therein, including:
- What is the current outlook for bond yields in the next year?
- After-tax yields, why they are important?
- Any other opportunities that you see in the market right now?
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Executive Director of the Raymond James Canada Foundation & Head of Corporate Sustainability Eric Saarvala and Senior Branch Manage Sarah Brillinger join host Chris Cooksey to discuss philanthropy, the Raymond James Canada Foundation and RJ Cares month, including:
- What is RJ Cares?
- What does RJ Cares support communities and its importance to our associates?
- How does RJ Cares contribute to the culture at Raymond James?
- How is the Ottawa branch giving back to the community?
- How clients participate in RJ Cares?
- How is RJ Cares connected with Raymond James’ corporate sustainability strategy?
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Senior Trust Advisor from Raymond James Trust (Canada), Damian McGrath, returns to the podcast to discuss transferring a family business to the next generation and some considerations for estate planning, including:
- What was in the last federal budget
- What about estate planning and the family business?
- What is an estate freeze?
- What about the scenario where I have one child in the business and another not – how do I estate plan around that?
- And what about an executor – who should that be?
- The importance of planning.
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Financial planner Ines Iraoui returns to the podcast to discuss some common financial planning myths, including misconceptions around:
- Retirement planning
- TFSAs
- Non-registered accounts
- RESPs
Follow the podcast on LinkedIn:
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Portfolio Manager Neela White returns to the podcast to discuss seniors and aging in place. Specific topics include:
- Safety tips
- Important home modifications
- When do we know that home is no longer manageable?
Follow The Advantaged Investor on LinkedIn.
Please subscribe, rate and review The Advantaged Investor. Reach out at advantagedinvestorpod@raymondjames.ca.
Head of Whole Loan Trading John Toohig (Memphis) and Nadeem Kassam (Toronto) join host Chris Cooksey to discuss interest rates, loans and what’s going on in the current market, including:
- Big Picture of the current interest rate environment
- A look at the housing market
- What’s the auto loan market saying
- Expectations going forward
Follow on LinkedIn:
John Toohig
Nadeem Kassam
The Advantaged Investor
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Equity Research Analyst Stephen Boland joins host Chris Cooksey to discuss the Canadian diversified financials sector. We also touch on the recent news about US regional banks (e.g. SVB), including:
-
With the recent news about some US banks, are there any similar concerns for Canadian companies?
-
Tier 1 capital levels/liquidity of the banks compared to US peers.
-
Contagion risk of the SVB issue on the Canadian banking sector?
-
Measures currently in place to protect consumers/depositors – e.g., CDIC.
-
How are Canadian financials responding to the current interest rate environment?
-
Is there a big worry about how Canadian consumers will be able to service their loans and mortgages?
-
Strength of the sector as a whole.
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Eric Saarvala, Executive Director, Raymond James Canada Foundation & Head of Corporate Sustainability, joins host Chris Cooksey to discuss corporate sustainability and ESG, including:
-
You hear the terms, CSR, sustainability and ESG but what exactly do they all mean?
-
What are some of the trends happening in this space? How has it evolved?
-
What does this mean for Raymond James?
-
How does the work of the Raymond James Canada Foundation contribute to our ESG story?
-
What is one thing you would like us to remember from this conversation today?
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head Fixed Income Trader Harvey Libby, joins host Chris Cooksey to discuss what is going in the fixed income market, including:
- With interested rates on pause in Canada, what are some fixed income opportunities?
- Best term to invest in?
- How is inflation affecting fixed income?
- The yield curve is inverted, what does that mean?
- Thoughts on rates, are going higher or lower?
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Equity research analyst (energy) Jeremy McCrea, joins host Chris Cooksey to discuss the Canadian energy sector, including:
- Intuitional views of the sector.
- Recent piece 10 Red Flags to Watch Out For This Reserve Season and Alternative Solutions – what is reserve season and why it’s important.
- Top three red flags (full report been posted to our social media accounts).
- Record profits.
- M&A activity.
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Head of Investment Strategy Nadeem Kassam, joins host Chris Cooksey to discuss the start of 2023 and what may happen as we go through the year, including:
o Market performance year to date
o What’s your base case for 2023 - is a recession still in the cards?
o How are US earnings so far?
o Inflation, has it peaked?
o Interest rates, is the pain here done?
o Major risks
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Chief Economist Eugenio Aleman, joins host Chris Cooksey to discuss his 2023 outlook, including:
- What’s going on with the debt ceiling
- Employment
- Inflation
- What’s keeping you up worrying
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Financial Planner Ines Iraoui joins host Chris Cooksey to discuss registered retirement income funds (RRIFs), including:
¨ Why is 71 an important age in financial planning?
o Can you convert your RRSP at any point?
o What about Locked-in RRSPs?
¨ How do RRIF withdrawals work?
o Are there minimum amounts for withdrawals?
o What about the maximum? You said there isn’t any?
o What about Locked-in LIFs minimums and maximums?
¨ What do these withdrawals mean for your investments?
o A portion?
o Why?
¨ How does it affect retirement income?
o What can individuals do to minimize the taxes?
¨ Are there tax advantages that come with these withdrawals?
¨ Can individuals continue to make RRSP contributions when they turn 72?
o How does that work?
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Senior Manager, IT Security, Dave Iverson, joins host Chris Cooksey to discuss how to protect your online information and the importance of regularly reviewing your digital footprint, including:
- Review your passwords
- Delete social accounts you no longer need
- Centralize items saved to the cloud
- Review digital subscriptions
- Double check account settings
- Give everything a good clean
- Delete old apps
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Senior Trust Advisor Riaan Botha, from Raymond James Trust (Canada), joins host Chris Cooksey to discuss digital assets and your estate, including:
- What are digital assets?
- Can they be part of your will?
- Current laws that cover digital assets?
- Things to consider (passwords, encryption)
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Certified Professional Consultant on Aging (CPCA), Elder Planning Counselor (EPC) and Portfolio Manager Neela White joins host Chris Cooksey to discuss ways to include family with dementia in all the activities that the holiday season presents, including:
- What sort of activities should we do at a holiday get together?
- What should we be prepared for?
- What should we do if the whole experience becomes too overwhelming?
- How long is too long for someone with dementia?
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Happy holidays and all the best for a profitable 2023 – new episodes return in January 2023. In the meantime, check out the archive.
John Toohig, Head of Whole Loan Trading for Raymond James & Associates, joins host Chris Cooksey to discuss his role with the firm and gives a great overview of what whole loan trading is and what the segment is indicating in terms of the overall market, including:
-
Overview of Whole Loan Trading
-
Current trends among consumer borrowers and lenders
-
How the US consumer is doing
-
Liquidity in US lending markets
-
With talk about recession out there, are any signs of stress in the US lending market
John and his team within the Whole Loan Group publish weekly commentary on LinkedIn, called Let’s Talk Loans – check it out.
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca
Wondering what high yield debt is? David Barcus, Head of High Yield Capital Markets for Raymond James & Associates joins host Chris Cooksey to give an overview of North American high yield debt, including:
- What is high yield debt?
- How have things like raising interest rates and recession talk influenced markets.
- Some of the current trends.
Please subscribe, rate and review. Reach out at advantagedinvestorpod@raymondjames.ca.
Portfolio Manager & Senior Equity Specialist Larbi Moumni joins host Chris Cooksey to discuss dividend investing, including:
- Benefits and risks of dividend paying stocks
- How to evaluate dividend stocks
- What type of companies should investors consider when searching for dividend stocks
Please subscribe, rate and review.
Institutional Equity Strategist Tavis McCourt joins host Chris Cooksey to discuss recent market action with a look towards 2023, including:
- Catalysts of the recent rally from the October lows.
- Bear market rally or new bull? Is the worst behind us? Where do you see the best opportunities?
- What about bonds and cash?
- What are major risks to your outlook?
- What keeps you up at night?
Please subscribe, rate and review.
Head Currency Trader Ajay Virk and Fixed Investment Specialist Erik Yep join host Chris Cooksey to discuss rising interest rates and the effects on foreign exchange markets, including:
- US dollar strength
- Greenback/loonie
- BoE/GBP
- BoC/CAD
- Fed/USD
Please subscribe, rate and review.
Because of events that occur around the world there are always reasons that investors can find not to invest. Washington Policy Analyst Ed Mills joins host Chris Cooksey to help breakdown our geopolitical world and how it may effect markets, including:
-
US midterm scenarios
-
20th National Congress of the Chinese Communist Party Xi/ Hu Jintao
-
Europe (Ukraine/Russia) and new UK PM (Rishi Sunak)
-
Iran protest – does it spread?
Please subscribe, rate and review.
Because of events that occur around the world there are always reasons that investors can find not to invest. Washington Policy Analyst Ed Mills joins host Chris Cooksey to help breakdown our geopolitical world and how it may effect markets, including:
-
US midterm scenarios
-
20th National Congress of the Chinese Communist Party Xi/ Hu Jintao
-
Europe (Ukraine/Russia) and new UK PM (Rishi Sunak)
-
Iran protest – does it spread?
Please subscribe, rate and review.
Q3 is over. What’s in store for Q4 and beyond? Fixed Income Strategist Ellis Phifer and Head of Investment Strategy Nadeem Kassam join host Chris Cooksey on the podcast to recap the third quarter and look ahead to the fourth quarter, including:
- The causes of current volatility, and will it end soon?
- Central bank rate increases, including the recent rate hike by the BoC and expectations for the Fed
- Is the technical recession over and are we in a new bull market?
- Q3 earning results and expectations
- Bond market update
Please subscribe, rate and review.
Q3 is over. What’s in store for Q4 and beyond? Fixed Income Strategist Ellis Phifer and Head of Investment Strategy Nadeem Kassam join host Chris Cooksey on the podcast to recap the third quarter and look ahead to the fourth quarter, including:
- The causes of current volatility, and will it end soon?
- Central bank rate increases, including the recent rate hike by the BoC and expectations for the Fed
- Is the technical recession over and are we in a new bull market?
- Q3 earning results and expectations
- Bond market update
Please subscribe, rate and review.
October is cybersecurity awareness month. Senior Manager, IT Security Dave Iverson joins host Chris Cooksey on the podcast to discuss phishing and provides tips on how to avoid being taken advantage of, including:
- What is phishing?
- What should you do if you have been phished?
- Types of phishing scams.
- What can you do to prevent being phished?
- How can you fight back and help prevent phishing?
Please subscribe, rate and review.
October is cybersecurity awareness month. Senior Manager, IT Security Dave Iverson joins host Chris Cooksey on the podcast to discuss phishing and provides tips on how to avoid being taken advantage of, including:
- What is phishing?
- What should you do if you have been phished?
- Types of phishing scams.
- What can you do to prevent being phished?
- How can you fight back and help prevent phishing?
Please subscribe, rate and review.
Thanksgiving is the start of the giving season. Senior Advisor Diana Mao in our charitable giving program joins host Chris Cooksey on the podcast to discuss charitable giving funds (also known as donor advised funds), including:
- What is a charitable giving fund?
- What are the benefits of a charitable giving fund?
- Can other people donate to a charitable giving fund?
- What are the tax benefits of charitable donations?
- What are some donation strategies?
Please subscribe, rate and review.
Thanksgiving is the start of the giving season. Senior Advisor Diana Mao in our charitable giving program joins host Chris Cooksey on the podcast to discuss charitable giving funds (also known as donor advised funds), including:
- What is a charitable giving fund?
- What are the benefits of a charitable giving fund?
- Can other people donate to a charitable giving fund?
- What are the tax benefits of charitable donations?
- What are some donation strategies?
Please subscribe, rate and review.
School is back in session across Canada. Financial Planner Ines Iraoui joins host Chris Cooksey on the podcast to discuss RESPs. Discussion includes:
What is an RESP?
-
Who can open and contribute to an RESP?
-
Who can be a beneficiary of an RESP?
-
Types of plans?
-
Amount per years or lifetime?
-
How long they last or can be accessed?
What are some of the grants available?
What kind of investments can an RESP hold?
What are the tax advantages of an RESP?
How do withdrawals work in an RESP?
Why would opening an RESP be recommended?
Please subscribe, rate and review.
School is back in session across Canada. Financial Planner Ines Iraoui joins host Chris Cooksey on the podcast to discuss RESPs. Discussion includes:
What is an RESP?
-
Who can open and contribute to an RESP?
-
Who can be a beneficiary of an RESP?
-
Types of plans?
-
Amount per years or lifetime?
-
How long they last or can be accessed?
What are some of the grants available?
What kind of investments can an RESP hold?
What are the tax advantages of an RESP?
How do withdrawals work in an RESP?
Why would opening an RESP be recommended?
Please subscribe, rate and review.
Chief Economist Eugenio Alemán joins host Chris Cooksey to discuss the US and global economy, including:
- The US heading into the Q4 of 2022 – Where do things stand?
- Recession talk - Is the US economy headed for a hard landing?
- The Fed’s battle versus inflation who is winning? Anything about the economy keeping you up at night?
- Are there any areas of the market that remain structurally well positioned?
- Looking outside of the US/NA anything that looks interesting/compelling?
Please subscribe, rate and review.
Equity Research Analyst Jeremy McCrae joins host Chris Cooksey to discuss Canadian energy, specifically the exploration and production sector. In this episode we explore 5 trends derived from how the ‘smart money’ was deployed in Q2, including:
- What ‘Energy Focused’ funds are buying
- Which funds picked the best performing companies in 2Q and what are they buying now
- Which E&P names have existing shareholders adding to (vs. selling) the most
- Which companies are seeing the most ‘new’ funds take a starting position
- Where is cross-ownership the highest and where is the potential for rotation
Please subscribe, rate and review.
Head of Equity Research Daryl Swetlishoff joins host Chris Cooksey to discuss the Canadian paper and forestry sector. In this episode we talk about the importance of this sector to the Canadian economy, including:
-
Overview of the Canadian forestry/paper sector.
-
Key themes and risks for investors.
-
What industry CEOs are saying about the industry
-
How demand/housing/interest rates affect the sector
Please subscribe. Rate and review.
Last time Fixed Income Strategist Ellis Phifer and Head of Investment Strategy Nadeem Kassam joined host Chris Cooksey on the podcast (end of June) the dreaded ‘r’ word was discussed. In this episode we discuss markets and the economy since then, and if their views have evolved. Conversation includes:
- Big picture overview for the global economy – Where are we today and where do we go from here?
- July CPI numbers came in lower than expected (for July) – Thoughts on inflation going forward.
- Coupled with the decline we have seen in commodities, what does this mean for your rate expectations for the Fed/BoC? Are we in the clear?
- What market season are we in? Early-/mid-/late-WINTER?
- Some risks on the horizon that markets aren’t pricing in or talking less about.
- Ideas on portfolio positioning heading into year-end within their equity/bond portfolios.
Please subscribe and rate & review the podcast!
Negative headlines are all around us right now. To help sort through global geopolitical situations affecting markets and the economy, our colleague in Virginia, Associate Analyst – Washington Policy Alex Anderson joins host Chris Cooksey on this episode. Discussion includes:
-
US – Developments on the policy side of things in US – Buyback tax, Chips Act, etc., mid-term elections
-
US/Taiwan/China – The implication on markets/long-term geo relations, etc.
-
Ukraine/Russia – The endgame, energy policy in Europe, etc.
-
Other geopolitical developments keeping Alex up at night.
Please rate and review the podcast!
As we head towards September and the start of school, many will be taking the initial steps with an empty nest. Portfolio Manager Neela White returns to the podcast and joins host Chris Cooksey to discuss empty nesters, including:
-
What is it?
-
What can you put in place to combat the feeling?
-
How to help your kids deal with you?
-
How can this affect your finances?
Please rate and review the podcast!
Americans are googling "recession" more than at any time since 2004, so I invited Head of Investment Strategy Nadeem Kassam and Fixed Income Strategist Ellis Phifer to join the podcast to discuss the dreaded R word, including:
-
The NBER definition of a recession
-
What fixed income and equity markets are hinting at
-
Markets were hot, what has happened?
-
Volatility, with no place to hide
-
What can investors consider doing?
Please rate and review the podcast!
With inflation running hot and interest rates going up, Head of Investment Strategy Nadeem Kassam and Equity Research Analyst Brad Sturges join Advantaged Investor host Chris Cooksey to discuss real estate, including:
-
Recent performance of the REIT sector
-
How higher rates, regulatory updates (federal budget) may affect the sector
-
Ideas for investors investing in REITs
-
What’s going on in the residential real estate market, in light of interest rate increases
Quick summary of what happened in the first half of 2022 and what may be on tap for the second half of the year.
Please rate and review the podcast!
Tavis McCourt, Institutional Equity Strategist with Raymond James Financial in Nashville and Nadeem Kassam, Head of Investment Strategy in Toronto join the podcast to discuss current market conditions and the advice they are providing to investors, including:
-
Market volatility has pickup considerable this year leaving investors with few places to hide.
-
The underlying fundamentals for the economy
-
For long-term oriented investors are there any areas within the markets that still look attractive?
-
The headlines are painting a rather doom and gloom outlook, what’s your take on this – are we headed into a recession/hard-landing?
-
What keeps you up at night?
Please rate and review the podcast!
This episode, Head Fixed Income Trader Harvey Libby joins Advantaged Investor host Chris Cooksey to discuss fixed income markets, including:
- Overview of what markets are saying about interests rates
- Opportunities in fixed income
- What risks he’s keeping an eye on
Please rate and review the podcast!
This episode Senior Equity Specialist & Portfolio Manager Larbi Moumni and Equity Specialist Peter Tewolde join Advantaged Investor host Chris Cooksey to discuss markets, including:
- Sell in May and go away?
- What do equity fundamentals look like?
- What’s causing the volatility?
- How do conditions affect how PIMG portfolios are managed?
- Balancing risk in portfolios
Please rate and review the podcast!
This episode, CEO Jamie Coulter joins the Advantaged Investor podcast. Jamie talks with host Chris Cooksey, about his first few months as CEO, how the firm has grown in the 20 plus years since coming to Canada, what the future looks like and the importance of providing advice to clients. Join us as Jamie provides his insights into Raymond James.
Nadeem Kassam, Head of Investment Strategy joins Advantaged Investor host Chris Cooksey to answer questions on how 2022 has begun and how markets may react, including:
How was Q1 2022?
What’s the outlook for the rest of the year?
What about inflation, interest rates and the inverted yield curve?
Please rate and review the podcast!
David Quezada, director and research analyst with our Equity Capital Markets group and Phil Hardwick, chief operating officer of Base Carbon, a recently listed company, and a widely known expert on the topic join Advantaged Investor host Chris Cooksey to have a Carbon 101 discussion. What of the carbon market? What are carbon offset credits? What is the potential opportunity for investors.
Don’t forget to rate and review the podcast!
Head Currencies Trader Ajay Virk joins the Advantaged Investor to discuss how geopolitical events affect currencies and how the US and Canadian dollars are behaving while the Russian invasion of Ukraine continues. He also provides an overview of how oil’s price increases will play a role in the value of currencies.
Don’t forget to rate and review the podcast!
Chief Economist Scott Brown and Washington Policy Analyst Ed Mills join Advantaged Investor host Chris Cooksey to discuss the economy and markets. In light of the situation in Ukraine, Scott provides macro economy overview of global growth, central bank policy expectations, commodities and inflation. Ed Mills also joins the podcast to provide an overview of the current situation in Russian/Ukraine; reviews recent developments; discusses ways the crisis could play out, as well as other potential geopolitical events that are on the radar for the remainder of the year (e.g. China, US mid-terms, etc.)
Portfolio manager Neela White from our 3Macs division, joins the Advantaged Investor host Chris Cooksey to discuss ways we can support seniors on holidays, including:
-
How can we redefine Valentine’s Day so that it’s an inclusive day?
-
What sort of activities can you plan for a senior on Valentine’s Day?
-
How can you support someone who has been widowed?
-
How can you support your parents who may be caring for each other?
Head of Investment Strategy Nadeem Kassam and Managing Director of Fixed Income Research in the US, Ellis Phifer join the Advantaged Investor to review the macro-environment for fixed income and equity investors. We also discuss central banks and their strategies moving forward.
Head of Investment Strategy Nadeem Kassam joins the Advantaged Investor to discuss recent market volatility, what investors should do during times like these and provides insight on how he is combatting the many headwinds – from Russia/Ukraine, the ongoing pandemic and inflation.
Associate Vice President & Portfolio Manager Spencer Barnes joins host Chris Cooksey on the Advantaged Investor to discuss the latest edition of the Raymond James Managed Money Report, including: why it is important to understand underperformance? how does peer comparison work? what is manager analysis? what is mean reversion? and corporate class funds -what are they and are they the same as a few years ago?
Managed Money Report https://www.raymondjames.ca/-/media/rj/dotcom-canada/files/wealth-management/market-commentary-and-research/managedmoneyreport.pdf
Happy holidays!
Neela White, portfolio manager, joins host Chris Cooksey on the Advantaged Investor to discuss the not only the economic costs of social isolation but also the health concerns, including:
-
How does social isolation affect your health?
-
What factors can contribute to social isolation?
-
Who are at particular risk?
-
What are some things we can do to feel more connected?
Chris Meekins, managing director, equity research at our parent firm Raymond James Financial joins host Chris Cooksey on the Advantaged Investor to discuss Covid-19 and the Omicron variant, including:
-
Covid – what’s the quick overview on where we stand globally in terms of spread etc.
-
Variants- is it surprise to see new variants?
-
What do we know about Omicron? Or even what don’t we know about the variant?
-
Is there real concern we are heading back towards where we were in March 2020?
Head of Investment Strategy, Nadeem Kassam, joins host Chris Cooksey on the Advantaged Investor to discuss a recently written piece by our PCS team, ‘Goldilocks and Three Bears.’ Covered is why gold has lost its shine recently (compared to other commodities), environments when gold has outperformed (historically), expectations for the yellow metal in 2022, gold and portfolio asset allocation and whether crypto currencies should be viewed as a gold alternative.
Damian McGrath, Senior Trust Advisor with Raymond James Trust, joins host Chris Cooksey on the Advantaged Investor to discuss trusts, including:
-
What is a trust?
-
When should a person consider a testamentary trust?
-
What about lifetime trusts, when might these be used?
-
Is a trust about tax?
-
Who should be a trustee?
Associate Investment Strategist Luiz Furlani and Head of Investment Strategy Nadeem Kassam join host Chris Cooksey on the Advantaged Investor to discuss their market outlook as 2021 is coming to a close and what to expect as 2022 is starting at us from the not too distant future. They also talk about the wall of worry, inflation and how important asset allocation is for investors.
Fixed Income & Foreign Exchange Specialist, Ajay Virk returns to the Advantaged Investor and joins host Chris Cooksey to give a foreign exchange update, including:
-
The biggest question (for Canadians) is USD/CAD, so where are we headed?
-
Review of recent Bank of Canada comments
-
What are market expectations telling us?
Portfolio Manager Neela White from the 3Macs division of Raymond James returns to the Advantaged Investor and joins host Chris Cooksey to further discuss elder care, concentrating on differences between long term care and retirement homes, things people should know and how the pandemic has affected things, including:
-
What is the difference between long term care and retirement homes?
-
Do you think that the pandemic affected seniors applying to long term care?
-
What should older adults and their adult children know?
-
What keeps you up at night when you think of aging?
Associate Vice President & Portfolio Manager, Mutual Fund and ETF Strategy Spencer Barnes joins the Advantaged Investor host Chris Cooksey to discuss why back-to-school is good time to review mutual fund and ETF portfolios for the remainder of the year and going into next year, and how year-end distributions can affect things. We will also touch on some notable industry trends, including:
-
A new school year, a new portfolio?
-
September always feels like the start of a new year, regardless of if you have kids going back. What does it, or should it mean for your portfolio?
-
What does coming into calendar year-end mean for investors in managed money securities?
-
Tax considerations? Planning?
-
What is tax loss harvesting?
-
Notable industry trends:
-
ESG
-
Fee compression
Senior Trust Advisor Damian McGrath from Raymond James Trust (Canada) joins The Advantaged Investor host Chris Cooksey to discuss the importance of estate planning, including:
-
We often hear that problematic substance use not only impacts the individual suffering from addiction, but also has a ripple effect on society. What are the costs to society of problematic substance use?
-
What is estate planning?
-
What is probate
-
What is it like being an executor?
— Who should I choose as my executor?
What about taxes how do they work in an estate?
- How can we minimize taxes
Description: Executive Director Chantal Vallerand of Drug Free Kids Canada (DFKC) , joins the Advantaged Investor host Chris Cooksey to discuss the economics of addiction and how DFKC helps parents start difficult conversations, including:
-
We often hear that problematic substance use not only impacts the individual suffering from addiction, but also has a ripple effect on society. What are the costs to society of problematic substance use?
-
What are the healthcare expenditures when it comes to prevention vs treatment of drug related problems?
-
From your perspective, what is a good starting point for discussing substances with youth, and who should be involved in the conversation?
— Issues with substance use can hit closer to home for some youth, either due to personal lived experience or that of a loved one. This can make conversations more challenging at times. How would you approach discussing substance use in this instance?
Larbi Moumni, senior equity specialist and portfolio manager, joins The Advantaged Investor to discuss Raymond James Guided Portfolios with host Chris Cooksey, including:
-
An overview and update of the Guided Portfolios.
-
A discussion on how these portfolios are managed – the multi-disciplined approach that underpins the investment process, and what a quality company is.
Senior alternative investments specialist, Emma Querengesser joins The Advantaged Investor to discuss alternative investments with host Chris Cooksey, including:
-
What are alternative investments?
-
How alternative investment products can fit in a portfolio?
-
What should investors consider to determine if these investments make sense for their situation?
-
Who/What invests in alternative investments?
-
How did alternative investments perform during COVID-19?
Head of investment strategy, Nadeem Kassam, returns to The Advantaged Investor to discuss equity markets with host Chris Cooksey, including:
-
In the first half of the year most equity markets globally have performed extremely well, including the S&P/TSX and S&P 500 index, which have posted double-digit returns, what is your outlook going forward?
-
When we spoke in June you were fairly positive on the outlook for the global economy, including both Canada and the US. Has this changed at all given the recent spike in COVID-19 cases across the world due to the more infectious/contagious Delta variant?
-
We have seen a recent spike in volatility over the past few weeks. What is the reason for this and what do you suggest investor do should volatility pick up from here?
-
How do you think about asset allocation over the next 12-24 months and maybe even longer-term?
-
Where do you see the best opportunities today?
Ajay Virk, a fixed income and foreign exchange specialist, joins The Advantaged Investor to discuss the world of foreign exchange with host Chris Cooksey, including: the outlook for the USD, the greenback/loonie rate and what he’s watching for in currencies moving forward.
Nadeem Kassam, head of investment strategy, returns to The Advantaged Investor to discuss equity markets with host Chris Cooksey, including: expectations for the back half of the year and into 2022; equity valuations - considering the robust earnings outlook and the current low yield environment, are they justified; areas of the market with the greatest opportunities in both Canada and in the US; earnings season in the US - Nadeem’s take and a review of a recently published piece, It’s Getting Hot in Here, which discusses the recent pickup in inflation and discusses investor positioning ideas.
Greg Jizmayjan, one of Raymond James’s estate planning advisors, returns to The Advantaged Investor to discuss income replacement through insurance solutions with host Chris Cooksey, including: What your greatest asset? Isn’t life insurance more important? Where does employer provided group long term disability fit in? What about association plans like the Ontario Medical Association or professional engineers associations? Which one is more important to have: disability insurance or critical illness insurance? And, where’s a good place to start?
Harvey Libby, vice president, fixed income and currencies with Raymond James, joins The Advantaged Investor host Chris Cooksey to talk about fixed income, including the current state of fixed income markets, how inflation may affect things moving forward and what about rates? Are they going up?
Neela White, portfolio manager with 3Macs, a division of Raymond James, joins The Advantaged Investor host Chris Cooksey to answer the following question about elder abuse; Post pandemic, do you feel that the focus on LTC has lost its shine?, Do you think that as a result of the pandemic, financial abuse has increased?, How do you recognized abuse, neglect and financial abuse? and What can you do? Neela also speaks from personal experience about her own worries as her parents aged in place.
Debbie Wong, vice president, tax consulting with the Raymond James Private Client Group, joins the Advantaged Investor podcast to discuss the 2021 federal budget.
Nadeem Kassam, head of investment strategy with the Raymond James Private Client Solutions group, joins The Advantaged Investor host Chris Cooksey to review the first quarter of 2021, provide an outlook for the remainder of the year and talk about inflation risks when there is so much central bank driven liquidity in the market.
Chris Antony, investment specialist, fixed income with the Raymond James Private Client Solutions group, joins The Advantaged Investor host Chris Cooksey to discuss how environmental, social and governance investments performed in 2020 and what were some of the key trends it the space? How do large institutional investors, such as pension funds, view ESG? How are corporations embedding sustainability in their business models and what are their motivations? And what are the biggest ESG trends/catalysts expected in 2021?
Greg Jizmejian, estate planning advisor, Raymond James Financial Planning, joins The Advantaged Investor host Chris Cooksey to answer common questions about life insurance including; how much is appropriate, are you ever too young or too old, what is the right type for you and how past health issues can affect coverage.
Raymond James’ Spencer Barnes, associate vice president, mutual fund and ETF strategy, joins The Advantaged Investor host Chris Cooksey to discuss setting goals, some of the human biases that investors should be aware of and investment themes that are important to investment portfolio construction.
Debbie Wong, Raymond James’ vice president, tax consulting, joins The Advantaged Investor host Chris Cooksey to review some important items that tax filers should know before filing their 2020 tax returns, and the importance of tax planning throughout the year.
Nadeem Kassam, senior equity specialist, from the Raymond James PCS Investment Strategy team, joins The Advantaged Investor host Chris Cooksey to provide an insight into where equity markets are and where they may be going.
Jennifer Hodgson, Chief Executive Officer of Raymond James Trust (Canada) and Raymond James Trust (Quebec) Ltd, speaks with The Advantaged Investor host Chris Cooksey about the importance of trust services.