House Rich: The First Time Home Buyer Show: Recent Episodes
Dave Culture
The real estate show for millennial first time home buyers trying to figure out “where do I start” when it comes to strategically buying their 1st home and building generational wealth. I’ll use my 7 yrs of experience as a loan officer and underwriter to break down boring mortgage guidelines and translate them into relatable home buying tips through story telling and the occasion rap lyric.
For topics like Airbnb, ,black wealth, “buying back the block”, flipping house, etc I'll bring I'll interview subject matter experts. By @Coinsnculture https://www.youtube.com/c/HouseRichTheRealEstateShow
Use my network to find a realtor (that doesn't suck) nearyou https://homeandmoney.com/houserichdave/
Gizmo and I explain why the mortgage underwriting processtakes so long by covering the steps in the underwriting process, theunderwriting timeline and common errors that can lead to delays.
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: Search on wherever you get podcasts
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
daveballjr@gmail.com
--- Send in a voice message: https://podcasters.spotify.com/pod/show/houserichpod/message
Giz and I talk about the CFPB looking to eliminate"junk fees" from mortgage lenders and how you can reduce themyourself my understanding how to read a loan estimate. We talk about. We alsotalk about common mistake 1st time homebuyer make when looking at quotes fromlenders.
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: Search on wherever you get podcasts
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
daveballjr@gmail.com
--- Send in a voice message: https://podcasters.spotify.com/pod/show/houserichpod/message
Gizmo and I discuss the pros and cons if first time homebuyers using a mortgage broker versus a big bank or direct lender when gettinga home loan. Some of the items we coverare
*seller perception
*Does a mortgage broker or bank close loans quicker
*Do mortgage brokers or banks have better loan programs
*Common misperception
*Why oversight on lenders matters
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: Search on wherever you get podcasts
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
daveballjr@gmail.com
--- Send in a voice message: https://podcasters.spotify.com/pod/show/houserichpod/message
Giz and i discuss the 2024 USA today maintenance surveycovering topics such as
-annual home maintenance costs
-How much homeowners spend yearly on maintenance
-Hidden maintenance costs
-Tips for new homeowners to reduce maintenance expenses
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: Search on wherever you get podcasts
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
daveballjr@gmail.com
--- Send in a voice message: https://podcasters.spotify.com/pod/show/houserichpod/message
Gizmo and I talk about the components of your mortgagepayment (Principal, interest taxes, insurance and HOA dues) and which ones arelikely to increase. What to watch out for with new construction homes when itcomes to property taxes and solutions if you get into a pinch and cant affordyour mortgage payment
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: Search on wherever you get podcasts
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
daveballjr@gmail.com
--- Send in a voice message: https://podcasters.spotify.com/pod/show/houserichpod/message
When touring a property make sure you are examining theneighborhood around the house because you don't want to love the house but hatethe neighborhood. I explore everything from tips on evaluating where your HOAmoney is going, accessing neighbors landscaping to how to identify upcomingconstruction.
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: Search on wherever you get podcasts
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Hey I'm back. **This is kind of a visual episode, see her for the Youtube link if you want to see what I'm referring to. https://youtu.be/0XKPpThZJKgI cover things 1st time homebuyers often overlooks whentouring a property. I cover what to look for inside an outside of the home fromchecking the gradient of the property to giving a good hard look (or smell) asto why that good smelling candle is lit in the home.Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfwOutside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/ This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap. 🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me. 🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuyingtips on the go: Search on wherever you get podcasts📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326📽️📺📹🎥TikTok- https://www.tiktok.com/@houserichdaveIG- https://www.instagram.com/houserichdave/@houserichdave
I breakdown the article from realtor.com where they list 9cities that will provide people that move there money whether they buy a homeor not.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
"These Places Will Pay You Tens of Thousands To MoveThere—but How Much Will It Really Cost You?
Those struggling to come up with a down payment for a homeor their first month’s rent plus security deposit might be relieved to knowthere are places in America that are paying people to relocate there.
Some smaller cities and states are offering incentives,worth up to $15,000, to those who can work remotely to move there. Whilerelocation incentive packages vary greatly, some are throwing in cash, free gymmemberships, museum passes—and even dinner with the mayor.
These incentives appear to be working. More than 50,000people applied for these programs in 2023, according to the online marketplaceMakeMyMove.com, as reported by CNN."
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
I breakdown president plan for the housing market asdiscussed during his state of the union speech.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
During his State of the Union Address, President Biden willcall on Congressional Republicans to end years of inaction and pass legislationto lower costs by providing a $10,000 tax credit for first-time homebuyers andpeople who sell their starter homes; build and renovate more than 2 millionhomes; and lower rental costs. PresidentBiden also announced new steps to lower homebuying and refinancing closingcosts and crack down on corporate actions that rip off renters.
https://www.whitehouse.gov/briefing-room/statements-releases/2024/03/11/fact-sheet-the-presidents-budget-cuts-housing-costs-boosts-supply-and-expands-access-to-affordable-housing/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I explain the history behind squatter's rights and whythey still exist today. Most people confused squatter's rights, the right oftenants and criminals that have illegal broken into a property and are abusingtenants right's to stay in the property.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
I also cover solution's to the squatter epidemic an well aretalk about a guy name Flash Shelton, the "Squatter Hunter" and howyou can hire him to get rid of squatters
"A New York City property owner recently ended up inhandcuffs following a fiery standoff with alleged squatters who she has beentrying to boot from her family’s home, tense footage shows.
Adele Andaloro, 47, was nabbed after changing the locks lastmonth on the $1 million home in Flushing, Queens, that she says she inheritedfrom her parents when they died, ABC’s Eyewitness News reported.
“It’s enraging,” the homeowner said of the squatter saga.
“It’s not fair that I, as the homeowner, have to be goingthrough this.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I cover the impact of settlement where National Associationof Realtors will pay $418 million in damages and will amend several rules thathousing experts say will drive down housing costs. I cover this from the pointof view of the first time home buyer and how it will impact them from aposition of increased fees, a decrease in knowledge and why first time homebuyer in low to moderate income communities will be the most impacted
Topic covered
01:43 NAR settlement case/verdict overview
02:38 How buyer’s agents are compensation
03:09 buyers agent agreement explained
04:35 Why the 1st time homebuyer is getting screwed
06:54 The impact of the settlement on home prices
07:47 what drives home prices
09:56 why sellers won’t lower prices due to NAR’s settlement
11:58 What if sellers lowered prices
15:02 Who doe FTHB turn to?
15:39 Winners
16:42 times have changed
17:10 future commission scenarios
19:32 Buyers at the lower end of the market being the mostimpacted
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
I cover the @realtordotcom article "U.S. Housing Supply Short 7.2 Million Homes" The topics covered are03:41 The large margins for new home builders and why they can over incentives to new home buyers04:40 Where the 7.2M deficit number comes from06:23 Why the starter home is disappearing08:20 Metros with the biggest deficit in single family homes"While the number of homes for sale has been recovering from pandemic-era lows thanks to a surge of new construction, a new Realtor.com® analysis found that the market is still missing up to 7.2 million homes, the result of more than a decade of underbuilding relative to population growth."Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfwOutside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/ This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.🤠In the DFW market? Schedule a planning call- https://calendly.com/houserich⭐If you're looking for a top realtor in your area I can help you with that too. https://calendly.com/houserich/📧 hello@houserichshow.com🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/ 🏠Join my email list and get a FREE credit repair guideline: https://houserichdave.myflodesk.com/newsletter📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326📽️📺📹🎥TikTok- https://www.tiktok.com/@houserichdaveIG- https://www.instagram.com/houserichdave/@houserichdave
I compared the benefits for an FHA loan versus conventional loan for 1st time homebuyers in 2024. The topics we cover are01:33 FHA loan credit requirements03:51 conventional loan credit requirements04:41 Biden's loan level price adjust "hurting" those with good credit05:21 Down payment requirements for FHA loans06:00 Conventional loan down payment requirements06:30 Update conventional loan housing hacking guidelines06:52 Conventional loan vacation home and investment property guidelines07:43 Occupancy requirements for FHA and conventional loans08:01 Does an conventional or FHA loan have better rates08:21 Differences in mortgage insurance between FHA and conventional loans09:52: LTV explained and an example11:34 How to drop mortgage insurance on an FHA loan12:12 DTI requirements for FHA and conventional loans13:19 2024 Loan limits for FHA and conventional loans14:24 Seller perception for FHA and conventional loans15:22 Appraisal differences for FHA and conventional loans16:00 The amendatory clause explainedLooking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfwOutside of Dallas? Connect w/ a dope Realtor in your local market: https://homeandmoney.com/houserichdave/ This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.🤠In the DFW market? Schedule a planning call- https://calendly.com/houserich⭐If you're looking for a top realtor in your area I can help you with that too. https://calendly.com/houserich/📧 hello@houserichshow.com🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/ 🏠Join my email list and get a FREE credit repair guideline: https://houserichdave.myflodesk.com/newsletter📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326📽️📺📹🎥TikTok- https://www.tiktok.com/@houserichdaveIG- https://www.instagram.com/houserichdave/@houserichdave
I provide an updated 2024 interest rate forecast for thehousing market as well as examine the external factors that impact yourinterest rates as well as the one you can control when it comes to yourinterest rate.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I review how to get a NACA loan in 2024 by going over theNACA guidelines listed in the NACA Qualifications Workbook as well as reviewingthe NACA Homebuyer WorkshopPresentation. These are the topics covered
1:35 Your 3 big questions about getting a NACA loan
2:50 NACA;s 10 steps to homeownership
3:00: Step 1 NACA workshop overview
3:17: step 2 Understanding the NACA membership portal
4:31: step 3 NACA qualification
4:45: 1st hand experience from a member & mindset forthe NACA program
6:11 NACA's below market rate & priority v non-prioritymembers
8:17 NACA priority and eligible areas
9:17 NACA's interest rate buy down
11:04 NACA loan type overview rehab loan, section 8 program
11:40 NACA Loan limits
12:21 how NACA determines what you can afford
12:51 NACA's budgeting worksheet
13:27 How NACA calculates monthly savings
14:05 NACA payment shock
15:30 NACA DTI limits
17:46 NACA membership requirements
18:38 NACA credit requirements
20:31 NACA does pull your credit report
21:17 How NACA looks at on-time payment history
21:39 How NACA looks at rental history /proof of payment
23:07 NACA's income qualification for W2 employees &self employed
24:00 How NACA looks at debt and derogatory credit impactthe ability to qualify
24:43 How student loan debt impacts qualifying for a NACAloan
25:39 how much money do you need for the NACA program
27:01 NACA reserve requirements
27:34 The documents you need for a NACA loan
28:12 steps 4-10 overview of the NACA program
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Maybe you can call this a very special episode. But ontoday's episode i discuss the realization i have Asperberg's syndrome as anadult how in hindsight it impacted my life from childhood to adulthood, how itbrought me to where I am today and how I plan to cope going forward.
"People with high-functioning autism/Asperger's oftenhave difficulty with social situations, and they may not be able to understandthe perspectives and feelings of others. However, their language and cognitiveskills are often typical.
People with the condition may also engage in specific,repetitive body movements. They often have an orientation toward detail and aninterest in systemizing, which can come across as an obsession. Some may showremarkable facility in a narrowly focused and usually non-social area, such asbaseball statistics or train schedules"
-psychologytoday.com
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Whether you're a Veterans, Active duty service member,civilian or something in between this episode has something for you. We coverthe update 2024 VA loan guidelines. Items covered are
VA loans limits
VA loan credit requirements
VA loan residual income requirements
VA loan residual income requirements
What types of properties you can buy with a VA loan
VA funding fees
VA appraisals and more
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I discuss the bogus concept in the Marketwatch article that"Renting a three-bedroom home is cheaper than owning one in 90% of theU.S" The raw information was compiled by Attom a real-estate dataanalytics company that looked at single-family home prices between January andNovember 2023, as well as rental and wage data, for 338 U.S. counties withenough data to analyze
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I cover the 2024 updates for the FHA 203K rehab / renovationloan which allows first time home buyers to roll the renovation cost into theirloan. The items covered are
-Max FHA 203k Loan amount
-FHA 203k occupancy requirements
-Financing mortgage payments
-FHA 203k limited loan
-HUD consultant
-FHA 203k Standard Loan
-Rates
-Who can do the repairs
-Financing scenarios
-The FHA 203k Process
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I help you figure out how much home you can afford on yoursalary. I look at a client of mine's credit, income and credit to determine what kind of home she can qualify for on her 100k salary in Dallas. You can use these tips to determine how much you can qualify for based on your personal DTI.
Oh BTW there is a big difference between afford and qualify, we talk about that too.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I analyze 2024 housing market predication for industryexperts as well as where interest rate will go in 2024. I look at
2024 housing market predications from the Mortgage BankersAssociation, CoreLogic, Fannie Mae, Redfin, Zillow and more.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I cover the 2024 conventional loanguidelines. This is a mini-master class for 1st time homebuyers covers updates covering the new
2024 conventional loan limits
2024 new down payment requirementsfor house hacking
How a gift of equity works
History of Fannie Mae and Freddiemac
Bidens LLPA credit updates
conventional loan gift funds rules
conventional loan first time homebuyer requirements
conventional loan income guidelines
conventional loan creditrequirement
conventional loan DTI requirements
Seller concessional forconventional loans
and more
Looking for a home in Dallas?Schedule a call w/ me: https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ adope Realtor in your local market: https://homeandmoney.com/houserichdave/
This is a show for millennial firsttime home buyers looking to buy their 1st home and build generational wealththrough real estate. Real estate is a way to build black wealth and close thewealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. Ifyou're looking to move to the Dallas, TX area or a local looking to buy I'dlove to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out oftowners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market? Schedule aplanning call- https://calendly.com/houserich
⭐If you're looking for a top realtor in your area Ican help you with that too. https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home Buying Tips:https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuying tips on thego: https://www.houserichshow.com/
🏠Join my email list and get a FREEcredit repair guideline: https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Start here for2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real EstateAgent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok-https://www.tiktok.com/@houserichdave
IG-https://www.instagram.com/houserichdave/
@houserichdave
I discuss the CNN article concerning Navy Federal's discriminatory data. I also discuss question to askwhen interviewing your mortgage lender to make sure they are a good fit for you. I also discuss 3 questions to ask your mortgage lender if your loan is denied
The largest credit union in the UShas the widest disparity in mortgage approval rates between White and Blackborrowers of any major lender, a trend that reached new heights last year, aCNN analysis found.
Navy Federal Credit Union, whichlends to military servicemembers and veterans, approved more than 75% of theWhite borrowers who applied for a new conventional home purchase mortgage in2022, according to the most recent data available from the Consumer FinancialProtection Bureau. But less than 50% of Black borrowers who applied for thesame type of loan were approved.
Looking for a home in Dallas?Schedule a call w/ me: https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ adope Realtor in your local market: https://homeandmoney.com/houserichdave/
This is a show for millennial firsttime home buyers looking to buy their 1st home and build generational wealththrough real estate. Real estate is a way to build black wealth and close thewealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. Ifyou're looking to move to the Dallas, TX area or a local looking to buy I'dlove to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out oftowners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market? Schedule aplanning call- https://calendly.com/houserich
⭐If you're looking for a top realtor in your area Ican help you with that too. https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home Buying Tips:https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuying tips on thego: https://www.houserichshow.com/
🏠Join my email list and get a FREEcredit repair guideline: https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Start here for2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real EstateAgent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok-https://www.tiktok.com/@houserichdave
IG-https://www.instagram.com/houserichdave/
@houserichdave
-The Federal Reserve held rates steadyat the end of its two-day meeting Wednesday.
-Many economists believe thisconcludes the central bank’s rate-hiking cycle, which aimed to bring downinflation without tipping the economy into a recession.
-Still, the combination of higherrates and inflation has hit household budgets particularly hard.
This is a show for millennial firsttime home buyers looking to buy their 1st home and build generational wealththrough real estate. Real estate is a way to build black wealth and close thewealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for atop realtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real EstateAgent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok-https://www.tiktok.com/@houserichdave
IG-https://www.instagram.com/houserichdave/
@houserichdave
I discuss the report that 44% of all Single-FamilyHome Purchases were by Private Equity Firms in 2023 and tell what is and isn't true.
I think cover how this relates to the bill and Democratswanting to kick big investors out of the the housing market to improveaffordability
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I breakdown the updated 2024 FHA loan guidelines for 1sttime home buyers. In this episode I break down.
The history behind the FHA
Who is eligible for an FHA loan
Who is considered a 1st time homebuyer by the FHA
The FHA loan occupancy requirements
FHA loan credit guidelines
Mortgage insurance for an FHA loan
Pros and cons of an FHA loan v a conventional loan
FHA rates v conventional loan rates
2024 FHA loan limits
Seller concessions for an FHA loan
DTI requirements for an FHA loan
How the FHA treats student loans
FHA loan appraisals
FHA 203k rehab loan
House hacking with an FHA loan and the FHA self-sufficiencytest
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I breakdown the best time of the year for a first timehomebuyer to buy a home buy a home as a result of
-new construction deals
-negotiating power
-tax benefits and more
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
In this weeks episode I break down a commission check for adeal i closed in Dallas to show you how much a realtor typically makes from thesale of the home. I also quantify in dollars the value I added to thetransaction from a buyers perspective.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
@blackrealestatedialogue joins me this week to discuss the collusion lawsuit against the nationalassociation of realtors and the conspiracy to keep realtor commissions high. We cover
-Impact of the NAR $1.78 collusion lawsuit on the industry
-details of the trial
-verdict
-evidence
-post-trail
-listener feedback
-impact on prices,sellers, buyers & Realtors
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
Connect w/ Samhttps://www.instagram.com/blackrealestatedialogue/
https://blackrealestatedialogue.com/pages/podcast
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
📧 hello@houserichshow.com
🤠In the DFW marketschedule a FREE call- https://calendly.com/houserich/dfw
🤝 Outside of Dallas I canstill help https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
W cover the $1.78B Sitzer/Burnett collusion verdict against the National Associationof Realtors and other major real estate brokerages due to inflating real estatecommission. I break down the details of the case and answer the questions:
-The big winner of the $1.78 realtor collusion lawsuit
-Details of the NAR collusion lawsuit
- Can you negotiate commission with your Realtor
-How do realtors get paid?
-How the National Association of Realtors Sitzer/Burnett lawsuit willnegatively impact the first-time homebuyer by potentially increase the feesthey incurred in order to have representation. Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas, TX. If you'relooking to move to the Dallas, TX area or a local looking to buy I'd love tohelp. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out oftowners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market? Schedule a planningcall- https://calendly.com/houserich
⭐If you're looking for a top realtor in yourarea I can help you with that too. https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home Buying Tips:https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuying tips on the go:https://www.houserichshow.com/
🏠Join my email list and get a FREE creditrepair guideline: https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Start here for 2023mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real EstateLicense: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Real Estate After Dark covers this week's housing marketnews. This week's stories are
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
-Fed Extends Pause on Rate Hikes but Keeps Door Open toMoving Higher:
The central bank is sorting through the implications ofunexpectedly strong growth and higher borrowing costs. I'll discus how this mayimpact the 2023 housing market
-Jury finds NAR, brokerages guilty in landmark commissionssuit
Keller Williams, HomeServices of America also ordered to pay$1.78B in damages. I discuss how this may negatively impact the first timehomebuyer
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
📧 hello@houserichshow.com
🤠In the DFW marketschedule a FREE call- https://calendly.com/houserich/dfw
🤝 Outside of Dallas I canstill help https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
In this week's episode we discuss assumable mortgages. An assumablemortgage allows the buyer to purchase a home by taking over the seller'smortgage loan. One reason buyers decide to buy a home with an assumablemortgage is to take advantage of financing with a lower interest rate if rateshave risen since the seller originally purchased the home.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
FHA loan guidelines:https://youtu.be/H25Ql_02_GU?si=qi0Ca_z0DtNF8FLS
USDA loan guidelines:https://youtu.be/B4ZPEtIEj24?si=sC1Pi1y4mWrNVfi0
VA loan guidelines:https://youtu.be/pIcdlSgy4K8?si=ivSTZbszGCvqqZ7e
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline: https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Real Estate After Dark breaks this week's housingmarket news.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This week 'm joinedby
Sam of @blackrealestatedialogue and wediscuss
*Mortgage rates hitting 8% and if it is really the worsttime ever to buy a home.
*Biden Unveils Plan To Increase US Homeownership — How ItBenefits Low-to-Middle-Income Families Looking To Build Generational Wealth
*Morgan Stanley reverses course on the housing marketprediction for 2023 and 2024 forecast
Connect w/ Sam https://www.instagram.com/blackrealestatedialogue/
https://blackrealestatedialogue.com/pages/podcast
https://www.cnbc.com/2023/10/21/housing-market-is-painful-ugly-anxious-with-8percent-high-rate.html
https://finance.yahoo.com/news/biden-unveils-plan-increase-us-122815341.html
https://fortune.com/2023/10/19/high-housing-prices-home-market-affordability-morgan-stanley-forecast-2023/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
📧 hello@houserichshow.com
🤠In the DFW marketschedule a FREE call- https://calendly.com/houserich/dfw
🤝 Outside of Dallas I canstill help https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
📚 New to the page? Starthere for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I discuss the legality of buy a CPN. The process of buy aCPN.
What happens when you buy CPN
What you can use a CPN for.
The upsells that happen when you buy a CPN and is buying aCPN worth it.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline: https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave
These are the pros and cons for the 2-1 mortgage interestbuy down. I also discuss properly budgeting for the future when doing a 3-2-1or 2-1 rate buydown, I also discuss an alternative to the mortgage interestrate buy down.
Looking for a home in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? Connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
10.15 Real estate after dark we discuss this week's housing news:
1:22 I discuss the Oct 12th inflation report and the impactit has on the housing market: Inflation and the housing market: Decoding thelatest numbers
6:43 The Airbnb "renter from hell". LA lawprotects Airbnb guest living at Brentwood rental for 500+ days without payingrent
12:57 The lawsuit against NAR, the National Association ofRealtor, ReMax and other brokerage. NAR warns of “Wild West” if plaintiffs winbroker commission lawsuit
Looking for a home in Dallas? Schedule a call w/ me: https://calendly.com/houserich/dfw
Outside of Dallas? connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
This is how a first time homebuyer can figure out how muchhome they can afford no matter what the interest rates are in their market.
- I break down the major components of your debt to incomeratio.
-I break down the difference between what you can afford andqualify for
Looking in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
🏠Join my email list andget a FREE credit repair guideline: https://houserichdave.myflodesk.com/newsletter
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
This week's housing market and home buying news. Real EstateAfter Dark 10/4
☎️Looking in Dallas? Schedule acall w/ me: https://calendly.com/houserich/dfw
🗺️Outside of Dallas?connect w/ a dope Realtor in your local market:https://homeandmoney.com/houserichdave/
-Wells Fargo economists expect Fed to cut interest ratesdramatically in 2024
-Fed's preferred inflation measure shows slowest monthlyincrease since 2020
-Biden's top economist says the key to ending the housingcrisis is giving cities and developers monetary incentives to build moreaffordable homes
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
📧 hello@houserichshow.com
🤠In the DFW marketschedule a FREE call- https://calendly.com/houserich/dfw
🤝 Outside of Dallas I canstill help https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
📚 New to the page? Starthere for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
In part II discuss how racial bias impact the appraisalindustry and how it impact minority communities with Devin Minnis & supervisor Jacquelin "Jack" Sonceauof Beltway Appraisal 2 black appraisers.
-Is there racial bias in the appraisal industry?
-We talk about a case where a black couple's home wasevaluated $500k under
-Can technology prevent racial bias in the appraisalindustry?
-Can training help prevent racial bias in the appraisalindustry
Looking in Dallas? Schedule a call w/ me:https://calendly.com/houserich/dfw
Outside of Dallas? connect w/ a dope Realtor in your localmarket: https://homeandmoney.com/houserichdave/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I interview black appraisers Devin Minnis & supervisor Jacquelin "Jack" Sonceauof Beltway Appraisal. They are a rare breed as only 2% of appraiser are black.In part 1 of this episode well discuss.The steps needs to become and appraiserThe qualifications needed to become and appraiserWhat appraisers actually doWhat appraisers look for when evaluating a propertyHow appraisers evaluate unique properties and more...This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap. In part II-https://youtu.be/ORBkCbfOogMI we discuss racial bias in the appraisal industry. Does racial bias exist in the appraisal industryThe impact of racial bias in the appraisal industry on thewealth gap Solutions to racial bias in the appraisal industry* Cases where there may have been bias in the appraisalindustry Beltway Appraisals:https://youtu.be/ORBkCbfOogMDevin Minnis: https://www.instagram.com/the_husbandappraiser/🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/📧 hello@houserichshow.com🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/ 🏠Join my email list andget a FREE credit repair guideline:https://houserichdave.myflodesk.com/newsletter📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326📽️📺📹🎥TikTok- https://www.tiktok.com/@houserichdaveIG- https://www.instagram.com/houserichdave/@houserichdave
Looking in Dallas? Schedule a call w/me:https://calendly.com/houserich/dfw
Outside of Dallas? connect w/ a dope Realtor in your local market:https://homeandmoney.com/houserichdave/
This weeks 9/27 Real Estate After Dark, home buying newstopics
-homeowners insurance companies like state farms and farmerscanceling and raising insurance premiums due to climate change
-Douglass Elliman and 30 luxury agent involved in a fairhousing lawsuit due to nor adequately helping a section 8 renter
-Kevin Hart's remarks on corporations ignoring minoritycommunities and the impact grocery stores have had on causing food deserts
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
📧 hello@houserichshow.com
🤠In the DFW market schedulea FREE call- https://calendly.com/houserich/dfw
🤝 Outside of Dallas I canstill help https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I break down the major scams and lies I see from unprofessional credit repair companies based on my real life experience in themortgage industry.
-Why credit repair companies cant legally guaranteetimelines
-The ridiculous of CPN and who they are illegal
-Why mortgage inquires don't matter
-Why credit repair companies suggest "don't paycollections"
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
•Why the Fed is raising rates•Fed rate hikes historically•Mortgage rates historically•Mortgage rate impact•Predictions for the Nov meeting
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
🤠In the DFW market?Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a toprealtor in your area I can help you with that too.https://calendly.com/houserich/
📧 hello@houserichshow.com
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
I interview home inspector Nita Davidson on tips for first time homebuyers going through the inspection process we cover.
-How to become a home inspector and how much home inspectorsmake
-Setting expectations during the home inspection
-10 major systems to look at during a home inspection
-Deal breakers and non-deal breakers during a homeinspection
-Sewer scope inspections
-Items 1st time homebuyers overlooks during a homeinspections
-How to handle mold during a home inspection
-What 1st time homebuyers should look at during a home walkthrough
-Why you should get an inspection on new constructionproperties
Our guest-https://www.instagram.com/househunter216/
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
This week's first time homebuyer news
• CFPB fines Freedom Mortgage and Realty Connect for IllegalKickbacks for referrals. I cover how to identify these pay for play schemes asa first time homebuyer and how to protect yourself
• Will return to work policies increase inventory?
• Is there a “black swan event” coming in the housing market
• Rate lock volume plummets in least affordable housingmarket in 40 years
• Q &A
https://www.consumerfinance.gov/about-us/newsroom/cfpb-penalizes-freedom-mortgage-and-realty-connect-for-illegal-kickbacks/
https://markets.businessinsider.com/news/stocks/housing-market-return-to-office-policies-home-sales-remote-work-2023-9
https://www.housingwire.com/articles/rate-lock-volume-plummets-in-least-affordable-housing-market-in-40-years/?cx_testId=26&cx_testVariant=cx_1&cx_artPos=3&cx_experienceId=EXQEK4SQSVBN#cxrecs_s
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
In this episode I cover questions that first time home buyers should be asking Realtors in order to make sure they are the right fit.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
🤠In the DFW market? Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a top realtor in your area I can help you with that too. https://calendly.com/houserich/
📧 hello@houserichshow.com
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Real Estate After Dark 9/6: I breakdown the updated 2023 housing market forecast from Fannie Mae, Zillow, Wells Fargo Goldman Sachs, the Mortgage Bankers Association and other organizations. I also break down why builder incentives make this a great time to but a new construction home.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️ 🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me. ⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇 📧 hello@houserichshow.com 👨🏽💻Schedule a call. 🤠In the DFW market- https://calendly.com/houserich/dfw 🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral 🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips ⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike 🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/ 👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool 👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est 📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326 📽️📺📹🎥 TikTok- https://www.tiktok.com/@houserichdave IG- https://www.instagram.com/houserichdave/ @houserichdave
I discuss the guidelines for Zillow's 1% down loan program. I talk other companies that have 1% down loan programs and what to look for to identify if the program works for you. Why certain real estate gurus and personalities discourage you from using certain lenders. Finally i discuss the pros and cons of down payment assistance.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
My loan being decline right before my wife and I got married is what started my professional real estate journey. I go over that story, how I house hacked at 21 w/o my roommate knowing, bought my 2 property and this turned me home buyer education advocate and expert (can I call myself an expert?).
This is a show for millennial first time home buyers looking for actionable steps to but their first home.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
🤠In the DFW market? Schedule a planning call- https://calendly.com/houserich
⭐If you're looking for a top realtor in your area I can help you with that too. https://calendly.com/houserich/
📧 hello@houserichshow.com
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Season 3 Line up so far-Home inspector letting you know what to looks for as a first time home buyer-2 award winning black appraiser covering what they look for and if there is bias in the industry- Heavy focus on guideline breakdown with a focus on actionable steps you can take as a 1st time home buyer-The headlines/news episode will be moved to YouTube live and dropped on Fridays🤠I'm a Realtor in Dallas, TX and a Veteran (Go Navy!!) with a background in mortgage lending and underwriting.🤠If you're in the DFW market schedule a call- https://calendly.com/houserich/dfw ⭐If you're looking for a top realtor in your area. https://calendly.com/houserich📧 hello@houserichshow.com
Bonus episode. If you enjoy these type of episode let me know. I typically just do them on my YouTube
In this episode I react to @EarnYourLeisure episode entitle "Housing Crisis: Is Affordable Housing a Trap? Landlords vs Tenants, Where Can You Afford to Live?". I give my feedback on
-Is there an Airbnb crash?
-If so will an Airbnb crash impact the housing market?
-Will a rent strike work
-Why is there a lack of affordable housing
-Does affordable housing and rent control keep the black community poor?
-Are there any solution to the affordable housing crisis
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Appreciate y'all for tunning in. Wanted to provide an update on where things stand as well as give some feedback.
email: hello@houserichshow.com
Schedule a 1 on 1 or get a referral:https://calendly.com/houserich
thanks, Dave
I cover Zillow, Fannie Mae and AEI's 2024 housing market predictions as well as where mortgage interest rates will go in 2023 and 2024. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️ 🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me. ⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇 📧 hello@houserichshow.com 👨🏽💻Schedule a call. 🤠In the DFW market- https://calendly.com/houserich 🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral 🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips ⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike 🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/ 👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool 👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est 📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326 📽️📺📹🎥 TikTok- https://www.tiktok.com/@houserichdave IG- https://www.instagram.com/houserichdave/ @houserichdave
First-Time Buyers Need to Earn 13% More Than a Year Ago to Afford the Typical starter Home. I discuss why that is the case and why home prices for starter homes in the US may never experience a crash. I also over the top 50 metros and how much the average homebuyer needs to buy a home.
@redfin article:https://www.redfin.com/news/starter-homes-price-income-needed-increase/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
According to recent data from @fortune the home prices in the US are up 41.79% since the start of the pandemic. In this episode I cover
-the home prices increase in 20 major US markets
-Why you already missed the housing crash
-Why the supply of home in the US will stay at all-time lows
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Jerome H. Powell, the Fed chair, announced that the central bank raised interest rates to a range of 5.25 to 5.5 percent, the highest level since 2001. The Fed's monetary policy actions are guided by our mandate to promote maximum employment and stable prices for the American people.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
coins-n-culture
**Really curious on your feedback on this episode, would you like to see more or less episode like this? I break down Larry Cheung's "Housing Market Predictions: The 2023 Housing Crash Has Just Begun (It's Now Completely Illiquid)" video. I think its a well thought out premise and back up with data but lacks over all context.
Let me know your thoughts, who do you agree with and let me know what videos/takes should break down next
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Larry's full video:https://www.youtube.com/watch?v=n-ua_VRHX2s
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
coins-n-culture
https://youtu.be/fVgnKl1k3u8
Base on the % of home price increases and decrease in the top 200 housing markets it looks like the housing market crash/correction ended in June of 2023. I also examine
-How the consumer price index and inflation impacts the housing market
-How the Federal reserve raising the bench mark rates impacts the market
-Why the information in your local market matter than what happening nationally
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
How to find down payment assistance and home buyer grants for your city, count and state when buying a home. These down payment assistance programs and grants are geared toward first time home buyers.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
The U.S. housing market is missing about 320,000 home listings valued up to $256,000, the affordable price range for middle-income buyers (households earning up to $75,000).
Middle-income buyers can afford to buy less than a quarter (23%) of listings in the current market. Five years ago, this income group could afford to buy half of all available homes.
Among the 100 largest metro areas, El Paso, Texas; Boise, Idaho; and Spokane, Wash. have the fewest affordable homes available for middle-income buyers. Conversely, three Ohio metro areas – Youngstown, Akron and Toledo – have the most.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Four years after first taking up the issue, Dallas City Council voted just before midnight Wednesday to ban short-term rentals or STRs like Airbnb and Vrbo in areas with single-family zoning.
Roughly 1,000 STRs are currently registered in single-family areas and would now become illegal with enforcement beginning in December. Thousands of others are estimated to be currently operating across the city. Until now, STRs operated without any regulations to manage them.
I breakdown
-The reason Dallas banned short term rentals
-Who Dallas short term rental ban impacts
-The Dallas City Council’s 97 page briefing on the short term rental ban
-The various cities Dallas got input from to help with the Airbnb ban ruling
-Why Dallas didn’t just regulate short term rentals
-The federal ruling and how it could impact other cities
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
After its sharpest flurry of interest rate hikes in four decades, the Federal Reserve held its key rate steady Wednesday but signaled two more increases are likely this year as officials continue to battle high inflation.
That’s more projected hikes than financial markets and many economists anticipated.
The decision leaves the benchmark rate at a range of 5% to 5.25%. It marks the first meeting at which the central bank hasn’t raised its federal funds rate since January 2022.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
In a recent Fox Business interview, real estate entrepreneur and “Shark Tank” star Barbara Corcoran shared her prediction for when home prices will rise, how much she expects them to increase and more.
I take a look at the data to show why she is right.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Rep. Jimmy Panetta (D-CA-20) and Rep. Mike Kelly (R-PA-16) introduced the More Homes on the Market Act, which would amend the tax code to incentivize more homeowners to sell their houses and increase the market supply.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
How to house hack your way to financial freedom.
-My person experience with house hacking
-House hacking multi-unit and single family properties
-House hacking with a conventional, FHA and USDA loan
-How to screen and find tenants as a new landlord
-Setting your goals when house hacking
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
coins-n-culture
Rental scams are becoming more and more prevalent. In thisepisode we cover
-How to vet the listing online before you contact the"landlord"
-How to vet the "landlord" if you meet in person
-Why you need to meet your "landlord" in person
-Red flags when it comes to providing money to the"landlord"
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
We discuss how the Federal reserve's May3rd, 25 basis point rate hike impacts the housing market, how inflation isdriving the rate hikes and where interest rates have been and where they maygo.
The Federal Reserve raised its key interestrate another quarter of a percentage point on Wednesday in its ongoing bid tocrush inflation, but indicated it could pause the increases to assess theimpact of monetary tightening on the U.S. economy.
The Fed's rate-setting body said it wouldraise its benchmark rate to a range between 5% and 5.25%, the highest levelsince 2007. The increase is the 10th straight interest-rate hike since lastMarch in what has been the most aggressive rate-hiking regime since the 1980s.
This is a show for millennial first timehome buyers looking to buy their 1st home and build generational wealth throughreal estate. Real estate is a way to build black wealth and close the wealthgap.
Banking Collapse, housing market impact:https://youtu.be/WAwjSkA8_zA
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to theDallas, TX area or a local looking to buy I'd love to help. I'm Veteran (GoNavy!!) and have helped 100s of Texas (and out of towners) buy homes in mypervious life in the mortgage industry (I'm a guidelines nerd). Reach out towork with me.
⭐If you're looking for a top realtor in your area I can help youwith that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go:https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pmEst
📚 New to the page? Start here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent |Texas Real Estate License: 800326
📽️📺📹🎥
TikTok-https://www.tiktok.com/@houserichdave
IG-https://www.instagram.com/houserichdave/
@houserichdave
Getting under contract is only part of the home buyingprocess in today's episode we discuss
-Making sure your mortgage pre-approval is solid
- What your underwriter looks for
-4 things you need for a mortgage approval
-Loan Estimate v a Closing Disclosure
-Why the mortgage process "takes so long"
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
Fannie Mae and Freddie Mac will enact changes to fees known as loan-level price adjustments (LLPAs) on May 1 that will affect mortgages originating at private banks nationwide, from Wells Fargo to JPMorgan Chase, effectively tweaking interest rates paid by the vast majority of homebuyers.The result, according to industry pros: pricier monthly mortgage payments for most homebuyers — an ugly surprise for those who worked for years to build their credit, only to face higher costs than they expected as part of a housing affordability push by the US Federal Housing Finance Agency.In today's espisode we'll breakdown on the facts on what loan level price adjustments (LLPA) and compare the differences before and after the changeThis is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
https://singlefamily.fanniemae.com/media/9391/display🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇📧 hello@houserichshow.com👨🏽💻Schedule a call. 🤠In the DFW market- https://calendly.com/houserich/dfw🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike 🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/ 👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool 👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgxDavid Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326📽️📺📹🎥TikTok- https://www.tiktok.com/@houserichdaveIG- https://www.instagram.com/houserichdave/@houserichdavecoins-n-culture
The Federal Housing Administration (FHA) published forfeedback a draft update to its requirements for insuring mortgages on singlefamily homes with Accessory Dwelling Units (ADUs). The proposal adds additionalflexibility in calculating market rent and in using ADU rental income toqualify for FHA-insured mortgage financing. If finalized, these updates wouldallow more borrowers to qualify for FHA financing for properties with ADUs,including 203(k) renovation loans. FHA’s action today advances the goals of theBiden-Harris Administration’s Housing Supply Action Plan.
https://www.hud.gov/press/press_releases_media_advisories/hud_no_23_075
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
The news about the FHA new 40 year loan is inaccurate it isbased on an article from @abc15 inArizona, that did no research on an old story. The truth is the FHA announcedthis news months ago and formalized it in an announcement on March 8th. In thisepisode I break down
-what the 40 years pertains to
-How to vet false mortgage information
-The pro and cons of a 40-year FHA mortgage is the story wasaccurate
The true announcement:https://www.federalregister.gov/documents/2023/03/08/2023-04284/increased-forty-year-term-for-loan-modifications
Ground 0 of the misinformation:https://www.abc15.com/news/state/fha-approved-40-year-mortgage-for-homebuyers-in-may
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
coins-n-culture
These are 7 things you should considerwhen buying a new construction property.
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@coinsnculture
coins-n-culture
When buying a new construction property it is important tounderstand how the property near you is zoned. This is because what is builtnear you can negatively or positively impact your property values.
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
coins-n-culture
In this episode I breakdown the pros (mostly) and cons of buying a home in 2023 versuswaiting until 2023. I discus the financial cost of waiting, seller concessions,the level of competition and why it may benefit FHA buyers to purchase now.
This is ashow for millennial first time home buyers looking to buy their 1st home andbuild generational wealth through real estate. Real estate is a way to buildblack wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to theDallas, TX area or a local looking to buy I'd love to help. I'm Veteran (GoNavy!!) and have helped 100s of Texas (and out of towners) buy homes in mypervious life in the mortgage industry (I'm a guidelines nerd). Reach out towork with me.
⭐If you're looking for a top realtor in your area I can help you withthat too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go:https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st timehomebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training hereevery Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David BallDallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok-https://www.tiktok.com/@houserichdave
IG-https://www.instagram.com/houserichdave/
@houserichdave
coins-n-culture
We cover the amount you have to finance through a mortgage loan and the long-term commitment you’remaking to real estate can be overwhelming. Completing a mortgage payoff earlycould save you a bundle of money, not to mention years of not having a bigpayment hanging over your head each month, according to Dave Ramsey, financialguru, author and host of “The Dave Ramsey Show.”
-Extrapayments on your mortgage
-Bring yourlunch to work
-Pretendingto do this
-Gettingsmaller
-Planningwhen buying a home
-Finding theright pro
-The rightdown payment
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to theDallas, TX area or a local looking to buy I'd love to help. I'm Veteran (GoNavy!!) and have helped 100s of Texas (and out of towners) buy homes in mypervious life in the mortgage industry (I'm a guidelines nerd). Reach out towork with me.
⭐If you're looking for a top realtor in your area I can help you withthat too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips:https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go:https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st timehomebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training hereevery Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David BallDallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok-https://www.tiktok.com/@houserichdave
IG-https://www.instagram.com/houserichdave/
@coinsnculture
The docs most mortgage lenders will require when buying ahome are details in this episode. I also cover scenarios where mortgage lendersmay require more or less documentation.
This is a show for millennial first time home buyers lookingto buy their 1st home and build generational wealth through real estate. Realestate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Importantinfo below ⤵️
🤠I'm a Realtor in Dallas,TX. If you're looking to move to the Dallas, TX area or a local looking to buyI'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (andout of towners) buy homes in my pervious life in the mortgage industry (I'm aguidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedulea call.
🤠In the DFW market-https://calendly.com/houserich/dfw
🤝 National ReferralConcierge Service (realtor, movers, etc.)-https://calendly.com/houserich/referral
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page:https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelineshttps://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
coins-n-culture
Nine out of 10 homeowners who bought a home in the lastthree years say they were unprepared for the extra costs of maintaining andfinancing their property, according to a new survey of 1,000 U.S. homeowners byReal Estate Witch, a real estate education platform.
https://www.cnbc.com/2023/03/17/90-percent-of-homeowners-underestimated-costs.html
🤠I'm a Realtor in Dallas,TX. If you're looking to move to to the Dallas, TX area or a local looking tobuy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas(and out of towners) buy homes in my pervious life in the mortgage industry(I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a toprealtor in you area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
🤝Get referred to a topRealtor in your Market https://calendly.com/d/zy9-yqz-gry
🏡World's Best Home BuyingTips: https://www.youtube.com/@Homebuyingtips
🎙️My Podcast. Homebuyingtips on the go: https://www.houserichshow.com/
👩🏽💻My FBgroup to contact with other 1st time homebuyershttps://www.facebook.com/groups/fthbschool
👨🏽🏫I dolive home buyer educations training here every Tues at 8pm Est
📚 New to the page? Starthere for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas RealEstate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@houserichdave
coins-n-culture
The United States is not building enough homes to account for the number of people setting up their own households. As a result, there is a sizable shortage of new homes after more than a decade of under-building relative to population growth, according to a new analysis from Realtor.com released Wednesday.
The gap between single-family home constructions and household formations grew to 6.5 million homes between 2012 and 2022. However, this figure overstates the housing shortage, since new multi-family homes offer options both to buyers and renters. If multi-family construction is included — which is predominantly rental units — this gap is cut to 2.3 million homes
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@coinsnculture
coins-n-culture
I breakdown the Silicon Valley Bank Collapse so that the average person can understand it. I also talk about how it could cause the Federal Reserve to lower interest rates and impact the housing market. I also talk about my experience working at a tech firm and not getting paid.
Regulators shuttered SVB Friday and seized its deposits in the largest U.S. banking failure since the 2008 financial crisis and the second-largest ever. The company’s downward spiral began late Wednesday, when it surprised investors with news that it needed to raise $2.25 billion to shore up its balance sheet. What followed was the rapid collapse of a highly-respected bank that had grown alongside its technology clients.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️Important info below ⤵️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok- https://www.tiktok.com/@houserichdave
IG- https://www.instagram.com/houserichdave/
@coinsnculture
coins-n-culture
If you've thought about fixing your credit or paying someone to do so stat here. We cover
-Where to get your credit report and how to determining your mortgage specific credit score
-Why you need a budget when fixing your credit
-Categorizing derogatory even in your credit report
-Does freezing bureaus help with credit repair
-High lever overview of disputing items on your credit report
-How to talk to debt collectors
-How to remove inquiries from your credit report
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
In this episode we discuss the "gridlock" between homebuyer and seller in the housing market due to todays high mortgage rates. We discuss why this benefits new home builders, how the rates impact the average home owner and what's next for the housing market.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
🏠🏡🔑🗝️🏠🏡🔑🗝️🏠🏡🔑🗝️
🤠I'm a Realtor in Dallas, TX. If you're looking to move to to the Dallas, TX area or a local looking to buy I'd love to help. I'm Veteran (Go Navy!!) and have helped 100s of Texas (and out of towners) buy homes in my pervious life in the mortgage industry (I'm a guidelines nerd). Reach out to work with me.
⭐If you're looking for a top realtor in your area I can help you with that too. Don't hesitate to reach out👇
📧 hello@houserichshow.com
👨🏽💻Schedule a call.
🤠In the DFW market- https://calendly.com/houserich/dfw
🤝 National Referral Concierge Service (realtor, movers, etc.)- https://calendly.com/houserich/referral
🏡World's Best Home Buying Tips: https://www.youtube.com/@Homebuyingtips
⭐Dallas Centric YouTube page: https://www.youtube.com/@WhatsDallasLike
🎙️My Podcast. Homebuying tips on the go: https://www.houserichshow.com/
👩🏽💻My FB group to contact with other 1st time homebuyers https://www.facebook.com/groups/fthbschool
👨🏽🏫I do live home buyer educations training here every Tues at 8pm Est
📚 New to the page? Start here for 2023 mortgage guidelines https://youtube.com/playlist?list=PLjFvxi72ii9j_J6dfqhvExAhE5lF5otgx
David Ball Dallas Texas Real Estate Agent | Texas Real Estate License: 800326
📽️📺📹🎥
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
In this episode I breakdown what lead to corporations jumping to the residential housing market, the 5 biggest corporate purchasers of residential homes, where corporations are buying the most residential homes and the cities where rental prices have gone the most.
The single-family rental industry got its start with government backing in the fallout after the 2008 financial crisis. “It was that rare opportunity that attracted the institutions to build a portfolio out of these foreclosed properties,” said Steven Xiao, an assistant professor of finance and managerial economics at the University of Texas at Dallas.
Since the early 2010s, Tricon Residential, Progress Residential, American Homes 4 Rent and Invitation Homes have each bought thousands of homes. They’ve also added to the housing supply in some cases with built-for-rent communities.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
Renowned minister and author Bishop T.D. Jakes wants to help close that gap. He launched a new initiative pooling together his wealth and resources to make the dream of homeownership a reality for more of us.
In this episode i discuss the African American home ownership which hasn't changes much since 1968, the community TD Jakes is building next to Tyler Perry Studios, the community mix and job and credit recourses TD Jakes in bring to the community.
T.D. Jakes Real Estate Ventures, LLC. (TDJ REV) aims to make housing more attainable for the Black community. His interest in real estate came from watching his mother, Odith, invest in real estate in his home state of West Virginia. From that moment on, housing affordability and accessibility has been on his radar.
https://www.theroot.com/t-d-jakes-wanted-more-black-folks-to-be-home-owners-s-1850150282
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
The Biden-Harris Administration announced an action that will save homebuyers and homeowners with new FHA-insured mortgages an average of $800 per year, lowering housing costs for an estimated 850,000 homebuyers and homeowners in 2023. I'm going to breakdown the math behind this move and if it should result in you actually changing your decision to buy a home in 2023.
Vice President Harris and Department of Housing and Urban Development (HUD) Secretary Fudge will travel to Bowie, Maryland, today to announce that HUD, through the Federal Housing Administration (FHA), will reduce its annual mortgage insurance premium by 0.30 percentage points, from 0.85% to 0.55% for most new borrowers. The mortgage insurance premium is the monthly fee that homeowners with FHA-insured mortgages pay to insure their mortgages, which they pay on top of their monthly principal and interest payments.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
I cover 7 FHA facts most realtors and lenders don't know. Some of the items we cover are
-The real FHA loan down payment
-How to have multiple FHA loans
-The amendatory clause
-FHA self sufficiency test
-The special DTI requirements for community property states
-The appraisal timeline requirements
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
A DSCR loan is underwritten based on property-level cash flow, rather than personal income. DSCR or Debt-Service Coverage ratio is a tool to help lenders understand a borrower's ability to pay back a loan based on the monthly rental income of the property. DSCR is a simplified way to measure cash flow and is calculated by dividing the monthly rent by the monthly principal and interest payments, taxes, insurance, and association dues (PITIA). ratio is a tool to help lenders understand a borrower's ability to pay back a loan based on the monthly rental income of the property.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
I review Rachel Cruze of Dave Ramsey's Solutions Tips for First-Time Home Buyers. She covers items such as:
*Being debt free before buying a home (shocker right)
*Affordability v what you can qualify for when buying a home
*The best loan types for 1st time homebuyers (I disagree whole heartedly with this)
*Budgeting for down payment on a home (she makes a common mistake most make)
*Talking to a lender or realtor first (I like this)
*Get clear on needs versus wants (my favorite one)
https://www.ramseysolutions.com/real-estate/tips-for-first-time-home-buyers
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
In this episode I discuss how to get 12 units in 12 months by house hacking using the FHA underwriting guidelines in your favor. I also discuss the FHA self-sufficiency test and what an underwriter looks for when determining if a multi-family home can be your primary residence.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
We discuss what 1st time and multiple home buyers thought about their decision to buy a home in 2020 and 2021 during what some are calling the housing bubble. We cover topics such as..
-
How did the housing market impact your home-buying experience?
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What percent did you pay over asking price when buying a home?
-
What was the purchase price of your home?
-
How many offers did you make before yours was accepted?
-
Did you make a sight-unseen offer on a house?
-
How long did you search for a home before your offer was accepted?
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What were your home-buying priorities, and did you compromise them to own a home?
-
What regrets do you have about your home-buying experience?
-
How could you afford to buy your home with cash?
-
How much of a down payment did you put on a home?
-
What made the home-buying process harder than expected?
-
How did the home-buying process make you feel?
-
What made the home-buying process easier than expected?
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
https://anytimeestimate.com/research/american-home-buyers-2022/
The USDA loan provides low- & moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas.Eligible applicants may purchase, build, rehabilitate, improve or relocate a dwelling in an eligible rural area with 100% financing. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers – so no money down for those who qualify!
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
USDA Eligibility Map: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfhprev
Late update I'm covering the impact the 2.1.23 rate hike will have on the housing market, mortgage rates and where things may go from here.
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
These are 6 mistakes I've been 1st time homebuyers make in a 7 yrs in the mortgage industry.The mistakes that didn't make the list were: think you can rehab a property yourself, thinking you can time the housing market & listening to guru credit hacks/ short cuts. These are the top 6 common 1st time homebuyer mistakes.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
VA helps Service members, Veterans, and eligible surviving spouses become homeowners. As part of the VA's mission to serve you, they provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
VA website:https://www.benefits.va.gov/homeloans/Who is eligible for a VA loan: https://www.va.gov/housing-assistance/home-loans/eligibility/Obtaining COE as a surviving spouse VA loan: https://www.va.gov/housing-assistance/home-loans/surviving-spouse/
These are 11 cities that'll pay for your moving costs, provide down payment assistance or other incentives to move there. Here are a few of the cities in no particular order. Check out the episode for all 11. * Paducah, Kentucky * Greater Rochester, New York * West Lafayette, Indiana (Home of Perdue University) * Tulsa, Oklahoma * Cities in Southwest Michigan * Topeka, Kansas
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
Article from Zillow and the details on how to move to these locations: https://www.zillow.com/resources/stay-informed/cities-that-pay-you-to-move-there/
The Neighborhood Assistance Corporation of America (“NACA”) is a non-profit, community advocacy and homeownership organization. NACA’s primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership. NACA has made the dream of homeownership a reality for thousands of working people by counseling them honestly and effectively, enabling even those with poor credit to purchase a home or modify their predatory loan with far better terms than those provided even in the prime market.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
An FHA 203k loan lets you purchase or refinance a fixer-upper and finance the needed repairs — all with a single loan and one monthly mortgage payment. Sometimes called a “Rehab Loan,” this type of mortgage addresses a common problem when buying a fixer-upper home. Lenders often won’t approve loans for homes in need of major repairs. But because the lender tracks and verifies repairs when using a 203k loan, it is willing to approve a loan on a home it wouldn’t otherwise consider.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
FHA 203k success story https://youtu.be/lo9DwbcyrLg
FHA 203k "un-success" story https://youtu.be/gDp3Ij6jktw
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
Belated MLK episode concerning MLK's "We're Coming To Get Our Check" speech from his Poor People’s Campaign.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
In this episode we cover the conventional loan down payment requirements, conventional loan credit requirements, conventional loan appraisals, conventional loan DTI, conventional loan gift requirements and a lot more tune in.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
Wells Fargo, long one of the biggest players in the mortgage business, is taking a big step back. The bank announced a significant shift on Tuesday to focus its mortgage business on serving bank customers and minority homebuyers instead of acquiring new customers... Wells Fargo said it will also exit its correspondent business, which buys loans made by other lenders, and reduce the size of its mortgage servicing portfolio.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
I discuss 2023 FHA loan limits, FHA loan DTI requirements, FHA appraisal, FHA loan down payment requirements, FHA loan seller concessions, house hacking with an FHA loan, FHA amendatory clause, FHA 203k Rehab loan and a lot more
FHA rehab loan: https://youtu.be/DsHkwCCQIzc
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
Bruce’s Beach, an oceanfront property in Southern California that was taken from Black owners in the Jim Crow era and returned to their descendants last year, will be sold back to Los Angeles County for nearly $20 million, county officials said Tuesday.
Gift of equity video: https://www.youtube.com/watch?v=q6lWdaTk8H8
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
These are actionable steps you can take to buy your first home. The steps in this episode are 1) listen to the episode to find out 2) determining your home ownership goals & property types 3) determine the price range you want to buy in 4) determining your home ownership budget 5) figure out how much money you need to buy a home 6) the mental aspect of buying a home 7) questions to ask a lender 8) questions to ask a realtor
Watch on YouTube: https://youtu.be/cCI2zoVioak
DIY credit course- https://youtu.be/-BvQpQyMAPY
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
Fannie Mae, one of the largest buyers of mortgages in the US, recently made updates to its automated underwriting system to make getting a mortgage more accessible to borrowers who don't have a credit score. I break down how this impacts the "credit invisible" community obtain a conventional loan easier.
https://www.businessinsider.com/personal-finance/fannie-mae-expands-mortgage-access-borrowers-no-credit-score-2022-12
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
In 11 major U.S. metros rent declined, with the largest drops in Milwaukee, Minneapolis and Baltimore. The median U.S. asking rent in October rose 7.8% year over year to $1,983, the smallest annual increase since August 2021. October marked the second-straight month of single-digit rent growth following roughly a year of double-digit gains. It was also the fifth-consecutive month in which annual rent growth decelerated, with rents rising at about half the pace they were six months earlier. Rents declined 0.9% on a month-over-month basis. https://www.redfin.com/news/redfin-rental-report-october-2022/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
My quick thoughts on Federal Reserve raised interest rates 5.% on Wednesday, a smaller increase than in recent months and an acknowledgment that inflation is finally easing. The increase marks a shift for the Fed after an unprecedented year that includes seven-straight rate hikes as part of an aggressive campaign to try and bring down the highest inflation since the early 1980s. This is how this rate hike will impact the 2023 housing market.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschoolHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsTikTok https://www.tiktok.com/@coinsncultureIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
The 11 2023 housing market predictions from 2023 from Redfins article "Housing Market Predictions 2023: A Post-Pandemic Sales Slump Will Push Home Prices Down For the First Time in a Decade."
1.Home sales will fall to their lowest level since 2011 2.Where interest rates will go 3.Home prices prices will depreciate the largest in 10 yrs and foreclosures... 4.These markets will be fine 5 Where rents will go 6. Builder will change their focus 7.Investor activity 8.Gen Z'er reaction 9. Will folks continue to migrate 10.These homes will be more expensive 11. Will cities copy Minneapolis
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
An assumable mortgage allows the buyer to purchase a home by taking over the seller's mortgage loan. One reason buyers decide to buy a home with an assumable mortgage is to take advantage of financing with a lower interest rate if rates have risen since the seller originally purchased the home. Not all mortgage are assumable however...
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
The Federal Housing Finance Agency (FHFA) today announced the conforming loan limit values (CLLs) for mortgages to be acquired by Fannie Mae and Freddie Mac (the Enterprises) in 2023. In most of the United States, the 2023 CLL value for one-unit properties will be $726,200, an increase of $79,000 from $647,200 in 2022. They are higher in high cost of living areas such as New York or Los Angeles. I also discuss the importance of this increase as it related to jumbo loans.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
Peak-to-trough, Morgan Stanley expects U.S. home prices to fall 10% by 2024. However, the firm also says a 20% crash is possible. The 10% decline is up from their 7% depreciation prediction earlier in the year. They base this on looking at the Case-Shiller National Home Price Index.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
JPMorgan Chase is partnering with Haven Realty Capital buying and developer $1 Billion in rental properties. Their goal is to buy and build “entire communities of new homes,” They are starting with 2,500 homes in three neighborhoods in Atlanta in the next 3 months. The goal is to turn American into a nation of renters. They are partnering with builder to buy homes at a discount.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture #jpmorganchase #realestatenews #homebuying
Today we answer a listener's question about how to deal with a debt collector that is attempting to collect her son's debt from her.
DIY debt repair class- https://youtu.be/-BvQpQyMAPY
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
Wells Fargo's home loan origination volume is down 90%. I used to be a lender with Wells Fargo so I can add some perspective to this headline. The time frame for this period is very important, so is the type of volume (purchase v refi). There are a lot of sensational headlines concerning the housing market and in this series I'll add some perspective on what's clickbait and what's really really.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
In this episode I breakdown my Experian boost does not help you when it comes to improving your credit to buy a home or car. Experian boost main purpose it to get access to you banking account. Per their website " improve your credit scores and build credit history using utility, telecom, rent and streaming service bills you pay every month. Experian Boost works by connecting to your bank and credit card accounts to find qualifying on-time bill payments"
DIY Credit Master Class-https://youtu.be/-BvQpQyMAPY
Experian site- https://www.experian.com/blogs/ask-experian/does-experian-boost-work/
Ficoscore.com scores lenders use- https://www.ficoscore.com/education
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
The seller is responsible for paying the buyer's agent and the seller's agents commission in almost every scenario you can think of. In this week's listener mail I dive in to what to do if this number is less than normal. I also cover what the real estate agents fiduciary responsibility is per the National Association of Realtors.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
A 2:1 interest rate buy down can be used to combat interest rates in this high interest rate market. This is video i will share the pros and cons as well as add some context to where rate have been historical so you can better understand what a "good" rate is.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Homebuyinh tips on the go, listen to the podcast https://www.houserichshow.com
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
The Federal Reserve, raised its short-term borrowing rate by 0.75 percentage point to a target range of 3.75%-4%, the highest level since January 2008. The has an impact on mortgage rates and designed to slow appreciation on home prices combat inflation.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Home tips on the go, listen to the podcast https://www.houserichshow.comEmail: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
TikTok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
Mortgage rates are high, right. But high in relation to what. The "good" things about high interest rates in there is less competition. This ironically is what you wan to wait until 2024 or whenever to buy a house right. In today's episode im going to go over the steps that I would take to get the best rate and deal if I was going to buy a home in this housing market.
This is the link to the accompanying YouTube video: https://youtu.be/KXlUg4Yi9GE
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Home tips on the go, listen to the podcast https://www.houserichshow.com Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs TikTok https://www.tiktok.com/@coinsnculture IG- https://www.instagram.com/coinsnculture/ @coinsnculture coins-n-culture
The Fair Debt Collection Practices Act (FDCPA) (15 USC 1692 et seq.) was designed to eliminate abusive, deceptive, and unfair debt collection practices. It also protects reputable debt collectors from unfair competition and encourages consistent state action to protect consumers from abuses in debt collection. These are 10 violations debt collectors made that may earn you $1000.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Listen on the go on all podcast platform https://www.houserichshow.comFirst Time Home Buyer School- https://www.facebook.com/groups/fthbschoolFind a realtor in your area: https://findarealtor.my.canva.site/Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschoolHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsPodcast/Youtube- https://www.houserichshow.comTiktok https://www.tiktok.com/@coinsncultureIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
Generational wealth is a huge buzz word, but folks rarely talk about the generational actions that needs to accompany them. In this episode i talk about the trip i took to Colorado Springs where my wife and i stayed in a $1M airbnb which i later discovered was a detached triplex.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Listen on the go on all podcast platform https://www.houserichshow.comFirst Time Home Buyer School- https://www.facebook.com/groups/fthbs... Find a realtor in your area: https://findarealtor.my.canva.site/Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbs... Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/r... Podcast/Youtube- https://www.houserichshow.comTiktok https://www.tiktok.com/@coinsncultureIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
As a first time home buyer when touring homes and walking through a home you should be aware of issue seller may try to hide of may even just be completely unaware of. These are items your realtor should be aware of but may not be.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Listen on the go on all podcast platform https://www.houserichshow.comFirst Time Home Buyer School- https://www.facebook.com/groups/fthbschoolFind a realtor in your area: https://findarealtor.my.canva.site/Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschoolHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsPodcast/Youtube- https://www.houserichshow.comTiktok https://www.tiktok.com/@coinsncultureIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
In this episode I analyze Fannie Mae's October housing forecast. I cover what they think will happen through the year 2023 when it comes to rates, home appreciation (and depreciation), and home sales. I also use quotes from Fannie Mae Chief Economist Doug Duncan
Listen on the go on all podcast platform https://www.houserichshow.comFirst Time Home Buyer School- https://www.facebook.com/groups/fthbs...Find a realtor in your area: https://findarealtor.my.canva.site/Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbs...Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/r...Podcast/Youtube- https://www.houserichshow.comTiktok https://www.tiktok.com/@coinsncultureIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
I had my mortgage, home loan declined by my own company as a lender. Here 5 lessons i learned when it comes to income checks, credit check, time lines and what to do after the facts.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Listen on the go on all podcast platform https://www.houserichshow.comFirst Time Home Buyer School- https://www.facebook.com/groups/fthbschoolFind a realtor in your area: https://findarealtor.my.canva.site/Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschoolHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsPodcast/Youtube- https://www.houserichshow.comTiktok https://www.tiktok.com/@coinsncultureIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
In this week's episode i talk about the best time of the year to purchase a home. In my ipinion its not the summer time it is ( ) due to all the reasons you probably dont want to buy a home then. These are when you can get the best deals from seller not matter the market and get home builder discounts, This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Listen on the go on all podcast platform https://www.houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Find a realtor in your area: https://findarealtor.my.canva.site/
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
Tiktok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
For Indigenous People Day I set out to look up loan programs for Native Americans and make across and interesting bit of information as to why they were able to get loan all the way into the late 90s.
Listen on the go on all podcast platform https://www.houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Find a realtor https://findarealtor.my.canva.site/
Email: hello@houserichshow.com
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsPodcast/
Youtube- https://www.houserichshow.com
Tiktok https://www.tiktok.com/@coinsnculture
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
In this episode I go over 2008 housing market crash data such as interest rates, feels fund rate, unemployment, inventory and housing prices and compare them to today. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbs...Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/r...Podcast/Youtube- https://www.houserichshow.comIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
In this weeks episode I'm breaking down how to find down payment assistance for your home purchase in any market. I'll cover what website to go to, who to ask, what questions to ask and what the community reinvestment act is. This is the website mentioned. https://www.hud.gov/topics/rental_assistance/local
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs Podcast/Youtube- https://www.houserichshow.com IG- https://www.instagram.com/coinsnculture/ @coinsnculture coins-n-culture
In this week’s live episode, I discuss what Jerome Powell and the Federal Reserve means by a housing market reset. The Federal Reserve raised interest rates by 75 basis points in order to combat inflation with the goal to cool down the housing market with the goal to combat inflation. The accompanying YouTube video https://youtu.be/xHhQeepQauk
Sources of info. https://tradingeconomics.com/ https://fortune.com/2022/09/22/housing-market-federal-reserve-reset-through-difficult-housing-correction-home-prices/ https://finance.yahoo.com/news/3-charts-to-ease-fears-that-were-repeating-the-housing-bubble-morning-brief-100021048.htm
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education
Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschoolHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsPodcast/Youtube- https://www.houserichshow.comIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
I always hear folks say don't sell grandma's but then provide any actionable steps in case grandma or the family experiences a hardship. In this episode I cover what a gift of equity is and also give an overview of seller financing.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbs... Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/r... Podcast/Youtube- https://www.houserichshow.com https://www.tiktok.com/@coinsncultureIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
In this live video i discuss the current housing market and jump into what the data says about go over housing home prices, mortgage interest rates, housing inventory and affordability from 2018 to present. I also cover a few questions you should ask yourself before pulling the trigger on a home in any market This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschool Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs Podcast/Youtube- https://www.houserichshow.com https://www.tiktok.com/@coinsnculture IG- https://www.instagram.com/coinsnculture/ @coinsnculture coins-n-culture
This is s deep dive into a question I got last week. I discuss where discrimination can happen during the loan process. Go over if the size of the bank matters, walk through the loan process and who actually looks at your loan during the mortgage process.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
I talk to Nick Gouché the co founder of legacy home loans about founding the nations largest black led mortgage company, their mission to increase black home ownership, the history of discrimination and redlining in America and go over the guidelines of the "Closing the Gap" loan program a “Special Purpose Credit Program” (SPCP) for Black people who want to become homeowners. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
*Contact a Legacy Home Loans Lender https://www.myhomelegacy.com/
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
In this week's episode I talk to @reekestate about scaling his real estate portfolio. How growing up in a real estate environment encouraged him to start his real estate journey. We also cover hard money, BRRR strategy, being your own contractors and much more. This is a great episode on leaning how this black entrepreneur built wealth through real estate.
Tarik's IG- https://www.instagram.com/r.eekestate/
His Link Tree- https://linktr.ee/reekestate
His Mentorship- https://www.mmiuniversity.com/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
There is alot of misinformation online as far as Bank of America's Community Affordable Loan Solution loan program from why are they launching it now, to why isnt it only for minorities, will this accelerate gentrification etc. I address all that and more in this video. If you got value share with a friend so we can stop the spread of nonsense.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
In this live episode I cover Bank of America 0% down mortgage program for minority communities which is targeted at help increase home ownership. Right now it is rolled out in Dallas, Detroit, Charlotte, Miami and Los Angeles. It requires no closing costs, no down payment and it has no minimum credit score. Check out the live for all the mortgage guidelines. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture coins-n-culture #dallasrealestate #detroitrealestate #charlotterealestate #miamirealestate #larealestate #downpaymentassistance #realestatenews
In this episode I break down the finances behind owning my primary residence for 6 years. I discuss the appreciation, my mortgage statement increase, how it compares to rent in the area, what changed in my neighborhood, and what we've spent on the property via HOA fees and maintenance.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate will also help close the wealth gap in the black community.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture coins-n-culture
In this episode I sit down Anthony Armstrong. We discuss his journey from the arena league and staying with him mom, to making it in the NLF. We also discuss how it feels to score a TD. We then talk about the transitions to into the civilian world and becoming an award winning realtor in the Dallas area. We also discuss if the Dallas market is over valued and when is the right time to buy.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
His IG- https://www.instagram.com/ratedarmstrong/
Contact Anthony-http://agentarmstrong.realtor/
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
REITS are a way to invest in real estate by teaming up and investing with someone with a track records of success (or failure, lol). Buying a REIT is investing a company that invests in real estate. You get a divided from the company you invested in similar to collecting rent with physical real estate. Check out the full episode for more This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
In this episode I cover 10 myths millennial 1st time home buyers should know. Don't let misinformation stop you from building generational wealth through. Some of the topics were cover are. -Is now a good time to buy -Are rates to high -can you get a mortgage with student loans -What credit score you need to get a mortgage -What are the down payment requirements for a mortgage. Tune if for the rest This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
Maryland SmartBuy 3.0 gives homebuyers an opportunity to purchase any home in Maryland that meets Maryland Mortgage Program guidelines while paying off student debt. The program will put 15% of the purchase price towards your student loans, but cap the amount at $50,000. Check out this episode for the full details. This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap. Home Buyer Education Email: hello@houserichshow.com First Time Home Buyer School- https://www.facebook.com/groups/fthbschoolHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsPodcast/Youtube- https://www.houserichshow.comIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
In today's episode we cover what happens to your mortgage loan once it goes to the underwriter. The four things that your underwriter looks at when looking to approve your loan are the income & debts, credit, funds for the down payment and then a special fourth item you'll need to tune it to see.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
There are many things you should consider when buying a new home such as the timeline of the master planned community, comparable sales, the zone of the land in the area and a lot more. Check out the episode for all of the tips. Buying a new construction home is definitely a way for millennials to build generational wealth.
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com/home
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
In this episode I talk to Tramaine Robinson about building up his real estate portfolio using his 9 to 5, leaving his 9 to 5 and then going back to his 9 to 5 in order to build his real estate portfolio. We also talk house hacking and building a portfolio with his finance. This black millennial entrepreneur is definitely building generational wealth through real estate.
His IG-https://www.instagram.com/9to5landlord414/
Linktree-https://linktr.ee/9to5landlord414-----
Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com/home
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
There are basically 3 things that can happen when you buy a home whether its during a recession or a great economy. You home value can go up or down, interest rates and increase or decrease from when you locked in your rate and you could lose you job you could keep your job. We'll walk through these scenarios. Buy property it is the key to building generational wealth. It is also the key to closing the wealth gap in the black community. House Rich the millennial real estate show. Email: hello@houserichshow.com Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
*It's a little noisy the 1st 1 minutes, this was a spontaneous episode i decided to film on my morning walk
A Philadelphia mortgage lender owned by Berkshire Hathaway has agreed to pay $24 million to resolve lending discrimination claims in three states, the Department of Justice announced Wednesday, in what prosecutors have called the second-largest “redlining” settlement in the agency’s history. per the Washington Post In this episode I'll tell you why this news shouldn't be shocking (hint it has nothing to do with Warren Buffet or Berkshire Hathaway specifically). I'll also talk about actionable steps you can take to reduce the chances you are discriminated against (hint: it involves educating yourself). As always, real estate is a great way for millennials to figure out how to build generational wealth through real estate. This is key to closing the wealth gap in the black community. Home Buyer Education Email: hello@houserichshow.com Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
In this episode I cover how to properly interview your realtor. Some the questions we cover are are what areas they cover, are they part of a real estate teas, does the realtor work with buyers or sellers, etc. Real estate is a great way for millennials to figure out how to build generational wealth through real estate. This is key to closing the wealth gap in the black community.
Email: hello@houserichshow.com
Real Estate Referral Network- https://www.houserichshow.com/referral
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Blog- https://www.houserichshow.com/home
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
In this episode I breakdown the the 2022 guidelines and requirements for FHA loans. We cover FHA loan limits, FHA occupancy requirements, FHA loan limits, FHA 203K rehab loan, house hacking, FHA down payment requirements, FHA credit score requirements, the FHA amendatory clause, FHA inspections, FHA appraisals and more. Real estate is a great way for millennials to figure out how to build generational wealth through real estate. This is key to closing the wealth gap in the black community.
. Email: hello@houserichshow.com Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
I break down the how your credit/fico score is comprise, how it's weighted a what you can do to impact your score. The 5 major components of your credit score are payment history, credit utilization, length of credit history, new credit and credit mix. I also cover my favorite topic which is why inquiries don't really matter. Credit is another way to build generational wealth through real estate.
Email: hello@houserichshow.com
Real Estate Referral Network- https://www.houserichshow.com/referral
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Blog- https://www.houserichshow.com/home
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
In this episode I talk to Daniel Martinez Co-founder of Hivemind on how he created the ultimate all-in-one customer relationship management (CRM) tool Hivemind with no technical experience. We also talk about how we uses creative financing to secure land deals with no money out of pocket and why its easier to do that buying homes. This is another way millennials can build generational wealth through real estate.
Daniel- https://dmartinez.io/
Email: hello@houserichshow.com Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
In this episode I discuss why mortgage brokers are better than direct lenders. They are able to shop your scenario around to find the best fit for you without you having to do all the leg work. This episode with help you make the correct step when building generation wealth though real estate. Intro sponsored by William Leonard Roberts II
Home Buyer Education Email: hello@houserichshow.com Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
In this episode I discuss why mortgage brokers are not inherently better than direct lenders. The broker is a middle man in the mortgage process which connects the borrower with a lender that fits best for you. This episode with help you make the correct step when building generation wealth though real estate. Intro sponsored by Shawn Corey Carter III
Home Buyer Education Email: hello@houserichshow.com Real Estate Referral Network- https://www.houserichshow.com/referralHome Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKsBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/@coinsnculture coins-n-culture
Feedback is welcome via IG https://instagram.com/coinsnculture or email hello@houserichshow.com
Almost 100 years after the government took their land, it has been returned. This week, the Los Angeles Board of Supervisors unanimously approved that a beachfront property known as Bruce’s Beach be transferred back to the descendants of its former owners, Willa and Charles Bruce. The Bruces bought their little corner of Los Angeles in 1912 and, in an era when segregated beaches were common, constructed the West Coast’s first resort for black people, the Guardian reported. In 1924, after the relentless harassment of racist neighbors and the Ku Klux Klan failing to push out the community the Bruces built, the Manhattan Beach City Council condemned their portion of the neighborhood and seized over two dozen properties through eminent domain...
I also cover a market update
Email: hello@houserichshow.com
Real Estate Referral Network- https://www.houserichshow.com/referral
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Blog- https://www.houserichshow.com/home
IG- https://www.instagram.com/coinsnculture/
@coinsnculture coins-n-culture
Today I chatted with Steven Stack a black millennial entrepreneur who became a debt free millionaire at the age of 31 through leveraging real estate and investing. We also discus building generational wealth and how higher rates and inflation actual benefit land lords and property owners.
Steve's IG-https://www.instagram.com/stackingwithstack/
Linktree- https://linktr.ee/stackingwithstack
Me
Email: hello@houserichshow.com
Real Estate Referral Network- https://www.houserichshow.com/referral
Home Buying & Credit Courses- https://coinsnculture.gumroad.com/l/rHHKs
Blog- https://www.houserichshow.com/home
IG- https://www.instagram.com/coinsnculture/
@coinsnculture
coins-n-culture
A Central Texas family was left scrambling after a builder canceled the contract for a new house they were building. The couple was six months into the process and had already sold their current home when they learned the new one, they’d been putting money toward wouldn’t be theirs after all.
This has happened various times in the Dallas Fort Worth Market and is something you definitely should be looking out for. Make sure you are always using a realtors for new construction. I share a way to work around this and a hack to save money by using a realtor.
Email: hello@houserichshow.com Real Estate Referral Network- https://www.houserichshow.com/referralHome Buyer Education Courses-https://coinsnculture.gumroad.com/l/rHHKsCredit Course- https://coinsnculture.gumroad.com/l/yfZAqWBlog- https://www.houserichshow.com/homeIG- https://www.instagram.com/coinsnculture/
millennial Real Estate, black wealth, @coinsnculture
Mortgage points are pre-paid interest, they are used by your lender to buy down the interest. They can be used for you benefit and if you're uniformed they can be used to take advantage of you as most people are just looking for the lowest interest rate. Watch the full video for this great mortgage, real estate, home buying tip. As always real estate in the key to generational wealth, go get you some. @coinsnculture
Leave a review to get a FREE copy of my point comparison worksheet
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
I (@Coinsnculture) tell the story about how I at the time a 21 yr old millennial got a down payment to help purchase my 1st property and ended house hacking the property for 5 yrs without my roomie knowing I owned the place. I also list some random things I found out as a 1st time home owner. Real estate is the key to building generational wealth in the black (or any) community.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode I go over all of the factors that impact your mortgage interest rate. The federal reserve raising the bench mark rate only indirectly impacts your mortgage interest. There are 6 factors you can control but also 5 you have no control over. Tune in to check them out.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
I break down the number about the viral 40x rent rule in NYC and why this is actually about the same in every city. I also go on a mini rant about living below your means as well and discuss how this is really the same ratio when buying a house.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
In this episode I cover the million dollar LA real estate market, landing high profile clients online, is million dollar listing LA real, buying real estate in foreign countries and a lot more tune in. Work w. Nathaniel- https://www.getzelsgroup.com/HIs- IG https://www.instagram.com/getzelsgroup/?hl=en
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This is a breakdown of the VA loan requirement from who is eligible, down payment requirements, VA funding fee, DTI, PMI, loan limits and appraisals. It basically everything you need to know. If I missed something don't hesitate to leave a comment.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
In this episode I talk to George aka @thewealthyg about establishing the mindset in his early 20s to retire from the corporate world, why real estate wasn't quick enough and how partnering with other and mentorship lead him to establishing this Turo business which accelerate the process. George is definitely building black wealth through his endeavors. His IG-https://www.instagram.com/thewealthyg/Linktree- https://www.thewealthyg.com/links
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
A lot of people perception on where the housing market is based on what they hope will happen But what do the actual numbers say. I went to https://www.census.gov/ so you don't have to.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
I go over Ericka's journey from moving from NC to Texas, delivering pizza and eventually into entrepreneurship. She breaks down what tax liens are and how to actually make money without every stepping into the tax the where the lien is. She has built up a youtube community of over 60,000 followers to teach the benefits of real estate in the black community.
Ericka's YouTube @Ericka Williams Classy Climb Smartphone Money
Ericka's IG-https://www.instagram.com/erickasclassyclimb/
Ericka's Linktree- https://solo.to/erickawilliams
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
I want to acknowledge those those died fighting for this country as well as the ones that weren't deemed "worthy" enough to get honored. I cover (read) a Time article written by OLIVIA B. WAXMAN where she covers David Blight’s 2001 book Race and Reunion: The Civil War in American Memory. It talks about the previous enslaved people that started memorial day to honor their fellow fallen soldiers. https://time.com/5836444/black-memorial-day/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
I breakdown how student loans impact conventional loans (Fannie Mae and Freddie Mac), FHA loans, USDA loans and VA loans.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
These are actionable step you should take if your looking to buy a home this year or any year. We talk about identifying your budget, qualifying v affordability, loan types and working backwards to find your purchase price.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I chat w/ Jared T Ross a Metaverse consultant about what the Metaverse is, digital real estate, virtual real estate, block chain, NFTs & more https://www.instagram.com/jaredtross/
Free NFT Masterclass https://www.nftequation.com/replay
Linktree https://www.liinks.co/jaredtross
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture #metaverse #virtualrealestate #NFT #realestatenews
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I break down NACA from a guidelines perspective. I cover down payment and credit requirements, DTI needed, income limits, fees and why the process takes longer for some than it does for others. If you're looking to build wealth via real estate tune into this episode
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I'm joined by Darryl Dibbs of EXP and #ResGrp real out of Detroit. We break down why and how as little as 5 years ago you could buy property in Detroit for a few thousand dollars via the Detroit Land Bank to where things are today. We also cover why Detroit is bouncing back and some 1st time home buyer tips. If you're looking to build generational wealth through real estate in the Detroit area tune in. #detroitrealestate #detroitlandbank
Darryl IG-https://www.instagram.com/darryldibbs/Linktree-https://linktr.ee/DarrylDibbs
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode I talk about what you can do about rising interest rates, how they should impact your decision to buy a home and ways to lower your interest rate.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode I talk to KayR about his journey from growing up in Philly. Buying his 1st property in 2009 right in the middle of the housing crisis. Growing his portfolio to 105 and hiring his family to help manage it. Tips for new landlord and more. KayR's IG-https://www.instagram.com/kayjayconsulting/website-https://www.kayjayconsulting.net/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode I cover mortgage lending guidelines, the FHA self-sufficiency test, strategies for different different property and more. It basically what you need to know to get started.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I talk with Gene about losing $350k on his 1st real estate deal, tax, creative financing strategies, infinite banking and more. This black entrepreneur from Chicago used his losses to accomplish big wins and obtain financial independence using real estate.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
The FHA loan is a good loan program but make sure you understand these 7 things before you get one. How many FHA loans you can have at once The actual down payment The amendatory clause FHA self-sufficiency test Not the lowest down payment Community property guidelines This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
This week I talk with Lamon Woods a black entrepreneur out of Louisiana about his journey from making less than $30,000/yr to owning 114 properties and counting. We discuss working with a mentor, how his wife was his biggest supporter, using small banks for 100% financing, networking and more. He is definitely building wealth through real estate Lamon's IG-https://www.instagram.com/1_800hustla/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
The FHA 203K loan is a great way to build equity by buying the worse home on the block and fixing it up by rolling the rehab costs into the loan.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I talked to Rod Stanback about this journey from investor to starting his own hard money lending company Flip Funding. How hard money lending works, who hard money is best for and how to get started in the business. This black entreprenuer is build a lasting legacy and black wealth through real estate.
Rod's IG -https://www.instagram.com/rod_hardmoney/
Link tree- https://linktr.ee/RodStanback
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this weeks video I breakdown how a gift of equity works. This is a tool to keep real estate in the family essentially for free. You use the equity in the property to buy the property.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
This is a crash course on what to do in order to buy your 1st home. In this podcast I break down the mental and process of preparing to become a home owner to getting the keys. We talk about
*what to think about before you talk to a lender and realtor
*the 3 things your lender evaluates
*should you talk to a lender or realtors 1st
*different loan types
I Wanted to keep this video relatively short but if you have questions just ask. If you're looking to buy your 1st home and build wealth through real estate this episode is for you.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Man I have bunch of these stories where folks have for lack of a batter terms just waisted my time. These three scenarios were moving to Japan 3 days after going under contract, the person not actually having a job & some one just deciding to pay cash the day of closing.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode I talk with Stephen Lewis the co-owner of Ink Realty about transitioning from an underwriter to a realtor. Building a tech platform, Homematchx, to connect to connect buyers and sellers and bring more transparency to the home buying process. We also discuss creative ways to win deals in this market and building a home from scratch. This black entrepreneur is building generational wealth for this family through real estate.
Stephen IG- https://www.instagram.com/steveinkrealty/Website- https://www.thisissteve.co/Linktree- https://linktr.ee/thisissteve
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this video I break down the pros and cons of a home equity line of credit versus a cash-out refi so you can help determine which one may better fit your needs. These are both great ways to pull equity out of your home.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
This episode is a must listen for anyone looking to grow their presence on social media. I talk to @Safiya Martin about transitioning from a career in the medical field to becoming Philly's #1 mobile notary. We also discuss marketing, her journey into residential real estate and how to actually grow your brand on YouTube and TikTok.
Safiya's TikTok -https://www.tiktok.com/@safiyamartin_
Safiya's IG- https://www.instagram.com/safiyamartin/
Safiya's YouTube: https://www.youtube.com/channel/UCMS4u5gfezYmaw0ow3VJdOQ
Linktree: https://linktr.ee/martinsnotaryservices
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Equifax, Experian and TransUnion are making sweeping changes to how they report medical debt in collections beginning this summer. How this impacts the home buying process…
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Here's a free tutorial on how to remove inquires from your credit report. The steps are at the 11 min mark but you should watch the whole video. How inquires actually impact your credit/FICO score and how they impact you qualifying for a mortgage. This is a longer more detailed version of the video I did a few months back.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Did you know 60% of hotels are actually owned by individuals. You don’t have to be a rich guy with a monocle. You do need to bring some money to the table but there are other factors that are equally important. This black female entrepreneur is striving to increase the hotel ownership rate in the black community. Tune into this week’s episode to find out what they are.
Davonne’s IG - https://www.instagram.com/davonnereaves/
Linktree - https://www.instagram.com/davonnereaves/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
So bring awareness is great but unless you have a time machine. We need to take action to do better and make other so better in the future. We’ll talk about interviewing you lender, are brokers better than direct lender and a little bit more. In full disclosure I worked for Wells Fargo about 4 yrs ago.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
This is the best way to house hack in order to build generational wealth. Apply this theory using an FHA or VA loan to start your real estate portfolio and it will set you up for success. Then you get the dream home.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Tyron McDaniel of Houston Vintage Homes breaks down how to take a lot form scratch and build a home on it. The type of lot he mentioned to buy was very eye opening. We also discuss how to keep your contractor on schedule, what adds value to a home and dive into why gentrification is a good thing and it helps to build wealth in the black community.
IG-https://www.instagram.com/houstonvintagehomes/
Linktree-https://taplink.cc/houstonvintagehomes
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Yes you can repair you own credit just like you could change your own oil. I have no issue with credit repair but their are a lot of bogus people out there trying to take advantage of other people's lack of knowledge. If you're looking for tips to fix your credit in order to become a home owners this episode is for you.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture/
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
This week I talk to Phillip Washing Jr a black entrepreneur and the Chief Investment Officer (and owner) of Stone Hill Wealth Management & host of one of the top investing podcasts "Wealth Building Made Simple". If you want to stat investing or just wants to add some more tools to your portfolio this is the episode for you. Real estate isn't the only way to build wealth see this episode for more.
Podcast- http://askphillip.phillipwashingtonjr.com/
His IG- https://www.instagram.com/askphillip/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this week's topic I break down how to go from 0 - 12 doors in 12 months using the FHA loan. This is how to use the FHA guidelines and 1 loophole to your advantage to build your real estate portfolio. If you have questions about house hacking this is the episode for you.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode I sit down with black real estate investors Eric and Jamiel of the monopoly bros. They are two investors from Detroit met at a networking event in Detroit and after purchasing single family properties decided to make the leap into the commercial space. They have purchased a 52-unit building in Detroit and are looking to scale their portfolio even more. They did it through cold calling, networking, and listen to the episode to get the rest.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
You need to be interviewing your mortgage lender. For instance matching quotes, down payment assistance, turn times and programs.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode I speaking Scottie Smith II about buying and renovating his 1st home at 19, becoming a broker at 21, hosting Dallas 1st ever foreclosure bus tour, developing affordable housing is Dallas and his new project a 15+ cabin lake side retreat, The Retreat @ Lake Noire, which is just 90 miles outside of Dallas. This black entrepreneur is building black generational wealth through real estate development.
Invest in the project: https://www.smallchange.co/projects/Retreat-at-Lake-Noire
Scottie on IG: https://www.instagram.com/scottielsmith/
His Linktree: https://linktr.ee/scottielsmith
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
JP Morgan Chase's program allows up to $5000 towards your cash to close, check the episode for the details and let me know what questions you have.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this week's episode I talk to Sam Dolciné of Black Real Estate Dialogue (BRED) and getting into podcasting and hitting 200k downloads. Building relationships online, out of state investing and his online BRED Community. This black entrepreneur supports uses his platorm to promotes the stories of other real estate investors.
BRED IG- https://www.instagram.com/blackrealestatedialogue/
LinkTree - www.blackrealestatedialogue.com/links
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Per federal guidelines there is a minimum criteria borrowers must meet to qualify for home loans, however lenders are free to implementing additional guidelines known as mortgage overlays to decrease the likelihood that borrowers will default on their home loan.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I breakdown how to use premium pricing
This may be better to watch on YouTube, heres the link https://youtu.be/625hQWvdbrs
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I talk fatherhood, black entrepreneurship, out of state investing, brand building, building digital products, investing as a team and much worth w/ Charles Olgelsby aka Todd Capital the options king of Tweet Talk: The Black Wealth Podcast and The Millionaire Talk Show with Todd and Michelle.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Tips and trick on buying a new construction home. Interim financing, construction timelines and big and small builders.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I talk about the NACA program, life as a landlord, financial freedom, building a brand and much more w Andre Haynes. This black entrepreneur used the NACA rules to build generational wealth for him and his family.
@renissance125 Andre's IG-https://www.instagram.com/renaissance125/
Linktree-https://linktr.ee/Renaissance125
YouTube-https://www.youtube.com/channel/UCXyTgZK_jyl1p-n5xdh1sRA/videos
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Response to the article Jim Jones posted about fair housing. Solutions: NACA, VA loans, USDA & what a loan officer looks for.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I chat w/ Jared T Ross a Metaverse consultant about what the Metaverse is, digital real estate, virtual real estate, block chain, NFTs & more. Learn to build wealth by purchasing digital real estate. Black wealth
https://www.instagram.com/jaredtross/Free NFT Masterclass https://www.nftequation.com/replayLinktree https://www.liinks.co/jaredtross
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I talk to Steve(@shotbyslim) and Chris Lovell (@christhemoneymom) about how their are building their real estate portfolio in LA through multi-family properties and have their eyes set on properties on the East coast and internationally. The couple is using house hacking to build their real estate portfolio and build wealth.
Connect with @Christhemoneymom-Link Tree https://linktr.ee/christhemoneymom
https://christhemoneymom.com/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In this episode I cover 10 actionable steps to becoming a homeowner from credit to DTI to who to talk to.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Breaking down your mortgage FICO/credit score. Payment history – 35 percent of your FICO score. ... The amount you owe – 30 percent of your credit score. ... Length of your credit history – 15 percent of your credit score. ... Mix of credit in use – 10 percent of your credit score. ... New credit – 10 percent of your FICO score. #ficoscore #creditscore #credittips
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I talk with J Rashad Thomas the former President of NAREB's chapter of the Dallas Association of Realtist and fair housing, his real estate business and tips for 1st time home owners and realtors. He is the homeownership ambassador and focused on building wealth through home ownership especially in the black community.
Connect with J Rashad here. https://www.instagram.com/homeownership_ambassador/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
I talk to Kadeem Howell about using the 203k loan program, NY real estate, HUD consultants and his vending business. This great way for a first time home buyer to get started in this competitive housing market and build wealth through real estate. Kadeem Howell-https://www.instagram.com/doctordeem/
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Learn when to use an FHA v a conventional loan.
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Learn what a real estate notary does, how to become one and how to make it a side hustle or use it to leave you 9 to 5. I talk to Rafaniel Jimerson of The Stampin’ Academy about building a national notary agency, Stamper Signings. Check out this real estate side hustle and see how Rafaniel is building black wealth. Grab Stamper's notary courses-https://gumroad.com/a/141579379
This is a show for millennial first time home buyers looking to buy their 1st home and build generational wealth through real estate. Real estate is a way to build black wealth and close the wealth gap.
Home Buyer Education Email: hello@houserichshow.com
First Time Home Buyer School- https://www.facebook.com/groups/fthbschool
Home Buying & Credit Courses-https://coinsnculture.gumroad.com/l/rHHKs
Podcast/Youtube- https://www.houserichshow.com
IG- https://www.instagram.com/coinsnculture/
Tiktok https://www.tiktok.com/@coinsnculture
@coinsnculture
coins-n-culture
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Get to know who I am, what we'll be talking about the podcast format and my personal real estate journey
This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app