Savvy Budget Girl: Recent Episodes
Wendy Coop
Welcome to Savvy Budget Girl, the podcast where money talks get real—laughably real—but still smart, because who says you can't laugh while building your net worth? Join host Wendy Coop, Navy veteran, author, and all-around financial whiz as she dives into the nuts and bolts of making your money behave.
On Savvy Budget Girl, she’s here to arm you with the tools to end every month with a victory dance around your surplus of cash. Say goodbye to the paycheck-to-paycheck two-step and hello to financial freedom. She is a certified financial education instructor and an Accredited Financial Counselor® candidate.
Wendy's mission is clear: to make financial literacy accessible, engaging, and, dare we say, fun. This is your invitation to join a community of high-flying women who are ready to take charge of their financial destinies. Buckle up, and let’s show your budget who’s boss!
Imagine a future where you're living comfortably because you made smart decisions about your retirement savings now. That's the promise we're making in today's episode of the Savvy Budget Girl podcast. We're exploring the reasons you might be tempted to dip into your retirement savings early and why you should resist it. We're also distinguishing between taking a loan and withdrawing from your retirement account and the potential tax implications.
Have you heard of the term 'hardship withdrawal'? We explain what the IRS considers a hardship and the conditions that might allow one to access funds without penalty. But remember, always consult with a tax advisor. We then move on to the subject of 401k loans, dissecting the allure of quick cash and the pitfalls that come with it. It's all about equipping you with the knowledge to make the best financial decisions for your future.
Ready to launch your podcast for fun and profit? Click the link below or contact me on IG at @savvybudgetgirl!
Resources from today's episode:
https://www.fidelity.com/viewpoints/financial-basics/taking-money-from-401k
https://www.debt.org/retirement/401k-loan/
https://www.investopedia.com/financial-edge/1112/average-cost-of-an-american-christmas.aspx
https://wendycoop.as.me/podcastlaunch
Recorded live at Podcast Movement 2023 in Denver!
Are you constantly racing against time, feeling like budgeting is a luxury you can't afford? You needn't compromise your financial health due to time constraints, and I'm here to show you how. Welcome to this episode of Savvy Budget Girl, where we discuss practical, time-efficient budgeting strategies that can work for even the busiest individuals.
We delve into the benefits of a zero-based budget and the pitfalls of leaving money unallocated. Whether you're a techie who loves using budgeting apps like Mint and YNAB, or you prefer the old-school pen-and-paper method, we've got tips for you. We also discuss the merits of automatic savings, the 50-30-20 rule for budgeting, and techniques like cash envelopes for discretionary spending. And if you're a foodie, we've got some smart advice on meal planning and grocery shopping that can help you avoid splurges and save more. Tune in to take control of your finances today!
Complete show notes at http://savvybudgetgirl.com
Are you exhausted by living paycheck to paycheck and constantly worrying about your finances? What if I told you there's a simple yet powerfully effective method you can use to break free from this cycle? Welcome to this episode of Savvy Budget Girl, where I shine a spotlight on the art of zero-based budgeting. This budgeting style is perfect for beginners, empowering you to assign a job to every dollar you earn and gain a handle on your finances. I'll also delve into the secrets of combining this model with the cash envelope system.
Excited to pay off debts and start building generational wealth? Zero-based budgeting is your ticket to achieving these financial goals faster. In this episode, I walk you through the process of creating a zero-based budget that aligns with your financial aspirations. Let's take this journey together and make your money work harder for you. Remember, financial freedom is just a podcast episode away!
Subscribe to the YouTube channel and join me in revolutionizing the way we handle our hard-earned cash.
Complete show notes available at https://savvybudgetgirl.com
Looking to make $100 a day in 2023? If so, then you're in the right place! In this video, I'll share top money-making tips for the year that will help you boost your income! **Grab your free money tracker at http://trackingmycoins.com
Read the blog post:
https://savvybudgetgirl.com/how-can-i-make-100-a-day/
Join this channel to get access to the perks:
https://www.youtube.com/channel/UCYGV-NQ1qM0RX6GIrzf89pw/join
Get a budget audit for a special price!
https://wendycoop.ck.page/products/budget-audit
Buy the merch!
http://savvybudgetmerch.com
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.
📒 Show Notes + Resources📒
Back to School Shopping:
https://amzn.to/443HNqa
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks by trying Audible Plus:
https://amzn.to/3bhg2Ea
A7 Pink Cash Wallet from @baddiesandbudgets
https://wendycoop.com/a7pinkwallet
Grab your Budget Binder Supplies!
https://amzn.to/3un7S3q
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Come save money on Fetch with me! Sign up w/ code VQ4E8R & get bonus pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
Get the wallet in black:
https://amzn.to/3Nzq8Qh
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Boost your videos with vidIQ:
https://vidiq.com/wendycoop
Here’s where I learned all about YouTube:
https://wendycoop.com/vra
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
QUESTION — Have a question about personal finance, budgeting, or making money? Post in the comments section of this video!
Disclaimer: I am not a financial advisor; this is simply what works for my family and me and how I like to budget. Please see the link for our disclaimer policy for all of our videos on the Savvy Budget Girl channel. https://savvybudgetgirl.com/privacy-policy
Do you feel lost in the convoluted world of student loans? It's time to clear the fog and understand what the recent Supreme Court's rejection of President Biden's student loan plan entails for you. As someone who has navigated this labyrinth, I share my journey, which includes default, a resurge through the Fresh Start program, and articulating how to get ready for the recommencement of payments.
Get ready to decode the cryptic terminologies and understand the implications of subsidized versus unsubsidized loans. Learn how to find out your loan interest rates and tips on budget planning. If you're still in school or struggling with a financial crisis, discover available options, including income-driven repayment, loan consolidation, and official deferment or forbearance. This episode equips you with the knowledge and resources to face your student loans head-on, so stop fretting and start planning.
**Grab your free money tracker at http://trackingmycoins.com
Get a budget audit for a special price!
https://wendycoop.ck.page/products/budget-audit
Read the blog:
https://savvybudgetgirl.com
Buy the merch!
http://savvybudgetmerch.com
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.
📒 Show Notes + Resources📒
Back to School Shopping:
https://amzn.to/443HNqa
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks by trying Audible Plus:
https://amzn.to/3bhg2Ea
A7 Pink Cash Wallet from @baddiesandbudgets
https://wendycoop.com/a7pinkwallet
Grab your Budget Binder Supplies!
https://amzn.to/3un7S3q
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Come save money on Fetch with me! Sign up w/ code VQ4E8R & get bonus pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
Get the wallet in black:
https://amzn.to/3Nzq8Qh
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
https://tiktok.com/@savvybudgetgirl
Tune in for a debt confession update and find out what happened to my Capital One card...so embarrassing! **Grab your Budget Binder Supplies! ➡️ https://amzn.to/3un7S3q
Want to be on the channel and have your budget audited for FREE? Book an appointment at the link below:
https://wendycoop.as.me/audit
Read the blog:
https://savvybudgetgirl.com
Fresh Start Program for student loans:
https://studentaid.gov/announcements-events/default-fresh-start
Buy the merch!
http://savvybudgetmerch.com
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This episode is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.
📒 Show Notes + Resources📒
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Come save money on Fetch with me! Sign up w/ code VQ4E8R & get bonus pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R.
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
A short and sweet episode this week on how I ALMOST got another credit card. Yikes! Enjoy the story!
Join the FREE Community!
https://www.facebook.com/groups/financialeducationinitiative
HYSA recommendations:
https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts
Read the blog:
https://savvybudgetgirl.com
Buy the merch!
http://savvybudgetmerch.com
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something I'll receive a small commission.
📒 Show Notes + Resources📒
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Come save money on Fetch with me! Sign up w/ code VQ4E8R & get bonus pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R.
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
Emergency Funds: Your Financial Safety Net! 🚀 Discover the superpower that can shield you from unexpected financial woes in our latest episode. We'll unravel the importance of emergency funds and equip you with the tools to build your own fortress of financial security. From smart savings strategies to choosing the right account, we'll guide you step-by-step to create and maintain your safety net. No capes required, just practical tips and expert advice. Don't let unexpected expenses catch you off guard! Tune in now and empower yourself with the superhero strength of an emergency fund!
Join the FREE Community!
https://www.facebook.com/groups/financialeducationinitiative
HYSA recommendations:
https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts
Read the blog:
https://savvybudgetgirl.com
Buy the merch!
http://savvybudgetmerch.com
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something I'll receive a small commission.
📒 Show Notes + Resources📒
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Come save money on Fetch with me! Sign up w/ code VQ4E8R & get 2,000 pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R.
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
Learn how to cut expenses and pay off debt faster with side hustle income. **Grab your Budget Binder Supplies! ➡️ https://amzn.to/3un7S3q
Hire me to design your website:
https://wendycoop.com/vip-day
Read the blog:
https://wendycoop.com
Buy the merch!
http://savvybudgetmerch.com
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.
📒 Show Notes + Resources📒
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Come save money on Fetch with me! Sign up w/ code VQ4E8R & get 2,000 pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
Learn how to cut expenses and pay off debt faster with side hustle income. **Grab your Budget Binder Supplies! ➡️ https://amzn.to/3un7S3q
Hire me to design your website:
https://wendycoop.com/vip-day
Read the blog:
https://wendycoop.com
Buy the merch!
http://savvybudgetmerch.com
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.
📒 Show Notes + Resources📒
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Come save money on Fetch with me! Sign up w/ code VQ4E8R & get 2,000 pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
In this video, learn how to have a debt-free Christmas! **Grab your Budget Binder Supplies! ➡️ https://amzn.to/3un7S3q
USA Today article:
https://www.usatoday.com/story/money/...
Read the blog:
https://savvybudgetgirl.com
Buy the merch!
http://savvybudgetmerch.com
Buy me a coffee:
https://www.buymeacoffee.com/savvybud...
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudget...
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.
📒 Show Notes + Resources📒
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
Curious about Walmart Plus? Will you actually save money? Join in the convo! **Grab your Budget Binder Supplies! ➡️ https://amzn.to/3un7S3q
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
Visit my shop
https://savvybudgetgirl.com
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.
📒 Show Notes + Resources📒
Walmart Plus:
https://www.walmart.com/plus
Instacart Plus:
https://www.instacart.com/instacart-plus
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Fetch code: VQ4E8R
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Boost your videos with vidIQ:
https://vidiq.com/wendycoop
Here’s where I learned all about YouTube:
https://wendycoop.com/vra
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
Should you save money or pay off debt? Or both? Listen in as I give you some things to consider so you can make the best decision.
Savvy Budget Girl on YouTube:
https://youtube.com/@savvybudgetgirl
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
Visit my shop
https://savvybudgetgirl.com
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receive a small commission.
📒 Show Notes + Resources📒
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Fetch code: VQ4E8R
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
Disclaimer: I am not a financial advisor; this is simply what works for my family and me and how I like to budget. Please see the link for our disclaimer policy for all of our videos on the Savvy Budget Girl channel. https://savvybrowngirl.com/privacy-policy
Let's discuss the 6 top sinking funds I recommend for protecting your budget in 2023 and beyond!
Savvy Budget Girl on YouTube:
https://youtube.com/@savvybudgetgirl
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
Visit my shop
https://savvybudgetgirl.com
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receive a small commission.
📒 Show Notes + Resources📒
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Fetch code: VQ4E8R
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
Disclaimer: I am not a financial advisor; this is simply what works for my family and me and how I like to budget. Please see the link for our disclaimer policy for all of our videos on the Savvy Budget Girl channel. https://savvybrowngirl.com/privacy-policy
Let's talk year-end money moves for 2022 and goals and goal-setting for 2023. What are your goals for next year? Tag me on IG in your goals post!
Buy me a coffee:
https://www.buymeacoffee.com/savvybudgetgirl
Visit my shop
https://savvybudgetgirl.com
You can also visit the Etsy shop!
https://www.etsy.com/shop/SavvyBudgetGirlTV
This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receive a small commission.
📒 Show Notes + Resources📒
Read my latest book, “Budgeting for Women”
https://amzn.to/3oqWP6a
Get up to two free audiobooks for trying Audible Plus:
https://amzn.to/3bhg2Ea
Apply for a Capital One Secured Card:
https://capital.one/3zZvKfV
Build your credit with a Self account:
https://self.inc/refer/10777328
Fetch code: VQ4E8R
1️⃣ YNAB (You Need a Budget)
https://wendycoop.com/ynab
2️⃣ Cash Envelope Wallet (like in my videos)
https://amzn.to/3xqXp94
3️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2F
4️⃣ Budget binder on Amazon
https://amzn.to/3RZdACQ
Here are the ways to work with me:
⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com
Connect with Savvy Budget Girl
https://instagram.com/savvybudgetgirl
Disclaimer: I am not a financial advisor; this is simply what works for my family and me and how I like to budget. Please see the link for our disclaimer policy for all of our videos on the Savvy Budget Girl channel. https://savvybrowngirl.com/privacy-policy
In this episode, I review 4 types of budgets and the anti-budget so you can choose what works best for your money and household.
This episode is NOT sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.
📒 Show Notes + Resources 📒
Order your copy of my latest book, “Budgeting for Women”
https://amzn.to/35ACDsg
1️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2Fhttps://tracking.qubemoney.com/SH2F
2️⃣ You Need a Budget (the book)
https://amzn.to/3NQ0F3f
3️⃣ Side Hustle Nation
https://sidehustlenation.com
4️⃣ How to Start a Cash Envelope System
https://youtu.be/W7eOHWh5_Tk
Got a question for a future episode? Leave your question here:
https://speakpipe.com/savvybrowngirl
Connect with Wendy Coop on Social Media
https://instagram.com/savvybrowngirl
Subscribe to the YouTube channel here: https://youtube.com/savvybrowngirltv
Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Savvy Brown Girl channel. https://savvybrowngirl.com/privacy-policy
Let's talk about 3 ways you can prepare for student loan payments to resume in January.
This episode is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission.
📒 Show Notes + Resources 📒
Order your copy of my latest book, “Budgeting for Women”
https://amzn.to/35ACDsg
1️⃣ Qube Money (digital cash envelopes)
https://tracking.qubemoney.com/SH2Fhttps://tracking.qubemoney.com/SH2F
2️⃣ You Need a Budget (the book)
https://amzn.to/3NQ0F3f
3️⃣ Side Hustle Nation
https://sidehustlenation.com
Got a question for a future episode? Leave your question here:
https://speakpipe.com/savvybrowngirl
Connect with Wendy Coop on Social Media
https://instagram.com/savvybrowngirl
Subscribe to the YouTube channel here: https://youtube.com/savvybrowngirltv
Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Wendy Coop channel. https://wendycoop.com/privacy-policy
Learn my 5 top takeaways from a week of conferences, how to save money for the next one, and what I actually spent money on this time around.
This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.
📒 Show Notes + Resources 📒
Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women”
https://amzn.to/35ACDsg
1️⃣ YNAB (You Need a Budget) budgeting software
https://wendycoop.com/ynab
2️⃣ You Need a Budget (the book)
https://amzn.to/3NQ0F3f
3️⃣ Profit First (the book)
https://amzn.to/3GJPlU6
Got a question for a future episode? Leave your question here:
https://speakpipe.com/savvybrowngirl
Connect with Wendy Coop on Social Media
https://twitter.com/mrswendycoop
https://instagram.com/mrswendycoop
Subscribe to Wendy Coop’s channel here: https://youtube.com/wendycoop
Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Wendy Coop channel. https://wendycoop.com/privacy-policy
Tune in for the five lessons I learned from self-publishing my book.
This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.
📒 Show Notes + Resources 📒
Order your copy of my latest book, “Budgeting for Women”
https://amzn.to/35ACDsg
1️⃣ Publisher Rocket
https://publisherrocket.com
2️⃣ Draft 2 Digital
https://draft2digital.com
3️⃣ Vellum (for Mac only)
https://vellum.pub
My mission at Wendy Coop is to empower 10,000 high-achieving women to share their stories by writing, publishing books, and speaking.
Here are the ways to work with me:
⚡️FREE Guide: Download your FREE money tracker here: https://trackingmycoins.com
⚡️VIRTUAL/IN-PERSON STRATEGY SESSION: Get a 1-hour strategy session to self-publish your book. Leave with an actionable plan to reach your publishing goals. Schedule your session: https://wendycoop.as.me/pickmybrain
Connect with Wendy Coop on Social Media
https://twitter.com/mrswendycoop
https://instagram.com/mrswendycoop
Subscribe to Wendy Coop’s channel here: https://youtube.com/wendycoop
Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Wendy Coop channel. https://wendycoop.com/privacy-policy
Learn Biblical money mindset with coach Charissa Quade! **Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com
This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.
📒 Show Notes + Resources 📒
Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women”
https://amzn.to/35ACDsg
From Charissa: 4 Steps to Making More Sales
https://changeyourfinances.com/brown
1️⃣ Publisher Rocket
https://publisherrocket.com
2️⃣ Draft 2 Digital
https://draft2digital.com
3️⃣ Vellum (for Mac only)
https://vellum.pub
My mission at Wendy Coop is to empower 10,000 high-achieving women to share their stories by writing, publishing books, and speaking.
Here are the ways to work with me:
⚡️FREE Guide: Download your FREE money tracker here: https://trackingmycoins.com
⚡️VIRTUAL/IN-PERSON STRATEGY SESSION: Get a 1-hour strategy session to self-publish your book. Leave with an actionable plan to reach your publishing goals. Schedule your session: https://wendycoop.as.me/pickmybrain
Connect with Wendy Coop on Social Media
https://twitter.com/mrswendycoop
https://instagram.com/mrswendycoop
Subscribe to Wendy Coop’s channel here: https://youtube.com/wendycoop
Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Wendy Coop channel. https://wendycoop.com/privacy-policy
Learn how Walli Miller when from overspender to the first millionaire in her family! **Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com
Walli's website: https://financiallythriving.com/
Walli on IG: @financially_thriving
This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.
📒 Show Notes + Resources 📒
Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women”
https://amzn.to/35ACDsg
1️⃣ Clever Girl Finance Side Hustle Guide
https://amzn.to/3KBMaPI
2️⃣ Rich B**** by Nicole Lapin
https://amzn.to/3Kzdi21
3️⃣ Money Talks (for couples) by Tai and Talaat McNeely
https://amzn.to/3tQFNCb
4️⃣ Jumpstart Your Marriage and Money by Elle Martinez
https://amzn.to/3nOq42G
5️⃣ SYMBIS Pre-Marriage and Marital Assessment
https://www.symbis.com/
6️⃣ YNAB (You Need a Budget) paid budgeting software and app
https://wendycoop.com/ynab
Join the Savvy Brown Girl community:
https://facebook.com/groups/savvybrowngirl
My mission at Wendy Coop is to inspire 10,000 high-achieving women to win the money game and establish generational wealth.
Here are the ways to work with me:
⚡️FREE Guide: Download your FREE money tracker here: https://trackingmycoins.com
⚡️VIRTUAL/IN-PERSON STRATEGY SESSION: Get a 3-hour financial strategy session. Leave with an actionable plan to reach your financial goals. Schedule your session: https://wendycoop.as.me/strategy
Connect with Wendy Coop on Social Media
https://twitter.com/mrswendycoop
https://instagram.com/mrswendycoop
Subscribe to Wendy Coop’s channel here: https://youtube.com/wendycoop
Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Wendy Coop channel. https://wendycoop.com/privacy-policy
Learn the one way NOT to build your emergency fund, how to actually fund it, and where to stash it. **Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com
This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.
📒 Show Notes + Resources 📒
Nerdwallet article:
https://www.nerdwallet.com/article/investing/early-withdrawals-401ks
Pre-Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women”
https://amzn.to/35ACDsg
1️⃣ Clever Girl Finance Side Hustle Guide
https://amzn.to/3KBMaPI
2️⃣ Rich B**** by Nicole Lapin
https://amzn.to/3Kzdi21
3️⃣ Money Talks (for couples) by Tai and Talaat McNeely
https://amzn.to/3tQFNCb
4️⃣ Jumpstart Your Marriage and Money by Elle Martinez
https://amzn.to/3nOq42G
5️⃣ SYMBIS Pre-Marriage and Marital Assessment
https://www.symbis.com/
6️⃣ YNAB (You Need a Budget) paid budgeting software and app
https://wendycoop.com/ynab
Join the Savvy Brown Girl community for women of color:
https://facebook.com/groups/savvybrowngirl
My mission at Wendy Coop is to inspire 10,000 high-achieving women to win the money game and establish generational wealth.
Here are the ways to work with me:
⚡️FREE Guide: Download your FREE money tracker here: http://trackingmycoins.com
⚡️VIRTUAL/IN-PERSON STRATEGY SESSION: Get a 2-hour financial strategy session. Leave with an actionable plan to reach your financial goals. Schedule your session: https://wendycoop.as.me/strategy
Connect with Wendy Coop on Social Media
https://twitter.com/mrswendycoop
https://instagram.com/mrswendycoop
Subscribe to Wendy Coop’s channel here: https://youtube.com/wendycoop
Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Wendy Coop channel. https://wendycoop.com/privacy-policy
Today we talk about three lessons I learned from budgeting! **Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com
To read this episode as a blog: https://wendycoop.com/3-lessons-i-learned-from-creating-a-budget/
This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.
📒 Show Notes + Resources 📒
Pre-Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women”
https://amzn.to/35ACDsg
1️⃣ Clever Girl Finance Side Hustle Guide
https://amzn.to/3KBMaPI
2️⃣ Rich B**** by Nicole Lapin
https://amzn.to/3Kzdi21
3️⃣ Money Talks (for couples) by Tai and Talaat McNeely
https://amzn.to/3tQFNCb
4️⃣ Jumpstart Your Marriage and Money by Elle Martinez
https://amzn.to/3nOq42G
My mission at Wendy Coop is to inspire 10,000 high-achieving women to win the money game and establish generational wealth.
Here are the ways to work with me:
⚡️FREE Guide: Download your FREE money tracker here: https://trackingmycoins.com
⚡️VIRTUAL/IN-PERSON STRATEGY SESSION: Get a 2-hour financial strategy session. Leave with an actionable plan to reach your financial goals. Schedule your session: https://wendycoop.as.me/strategy
Connect with Wendy Coop on Social Media
https://twitter.com/mrswendycoop
https://instagram.com/mrswendycoop
Subscribe to Wendy Coop’s channel here: https://youtube.com/wendycoop
Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Wendy Coop channel. https://wendycoop.com/privacy-policy
Today I discuss whether or not Dave Ramsey's baby emergency fund is enough! **Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com
To read this as a blog: https://wendycoop.com/is-a-1000-baby-emergency-fund-enough-dave-ramsey/
This episode is NOT sponsored. Some product links are affiliate links which means if you buy
something we'll receive a small commission.
To read this as a blog:
📒 Show Notes + Resources 📒
Pre-Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women”
https://amzn.to/35ACDsg
1️⃣ Clever Girl Finance Side Hustle Guide
https://amzn.to/3KBMaPI
2️⃣ Rich B**** by Nicole Lapin
https://amzn.to/3Kzdi21
3️⃣ Money Talks (for couples) by Tai and Talaat McNeely
https://amzn.to/3tQFNCb
4️⃣ Jumpstart Your Marriage and Money by Elle Martinez
https://amzn.to/3nOq42G
My mission at Wendy Coop is to inspire 10,000 high-achieving women to win the money game and establish generational wealth.
Here are the ways to work with me:
⚡️FREE Guide: Download your FREE money tracker here: https://trackingmycoins.com
⚡️VIRTUAL/IN-PERSON STRATEGY SESSION: Get a 2-hour financial strategy session. Leave with an actionable plan to reach your financial goals. Schedule your session: https://wendycoop.as.me/strategy
Connect with Wendy Coop on Social Media
https://twitter.com/mrswendycoop
https://instagram.com/mrswendycoop
Subscribe to Wendy Coop’s channel here: https://youtube.com/wendycoop
Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Wendy Coop channel. https://wendycoop.com/privacy-policy
Learn how to start a podcast. Wendy breaks down equipment for every budget level! ** Grab your FREE beginner podcast guide ➡️ http://pastorpodcastguide.com
This video is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.
📒 Show Notes 📒
1️⃣ Samson Q2U microphone:
https://amzn.to/3B5y1Wp
2️⃣ Audio Technica ATR2100x microphone:
https://amzn.to/3B9vw5h
3️⃣ Tascam DR-40X audio recorder and interface:
https://amzn.to/3kBE9A7
My mission at Coop Creative Consulting LLC is to help 10,000 women of color go full-time doing what they love and making an impact through the power of podcasting.
Here are the ways to work with me at Coop Creative Consulting LLC:
⚡️FREE GUIDE: Download your FREE Beginner Podcast Guide here: http://pastorpodcastguide.com
⚡️COACHING: Get an hour of coaching to help you launch that podcast. Grab a spot on my calendar: https://wendycoop.com/product/1-hr-podcast-coaching/
⚡️LAUNCH SERVICE: Grab a spot on my calendar for a FREE discovery call about hiring me to launch your podcast: https://wendycoop.com/call/
Connect with Wendy Coop on Social Media
https://twitter.com/pastorwendycoop
https://instagram.com/pastorwendycoop
Subscribe to Wendy Coop’s channel here: https://youtube.com/wendycoop
In this bonus episode, Wendy breaks down 5 common myths that keep people from starting a podcast! **Schedule your free discovery call to launch your podcast: ➡️ https://wendycoop.com/call
This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission.
📒 Show Notes 📒
1️⃣ Beginner Podcast Kit
http://beginnerpodcastkit.com
My mission at Coop Creative Consulting LLC is to help 10,000 women of color go full-time doing what they love and making an impact through the power of podcasting.
Here are the ways to work with me at Coop Creative Consulting LLC:
⚡️COACHING: Get an hour of coaching to help you launch that podcast. Grab a spot on my calendar: https://wendycoop.com/product/1-hr-podcast-coaching/
Connect with Wendy Coop on Social Media
https://twitter.com/pastorwendycoop
https://instagram.com/pastorwendycoop
Subscribe to Wendy Coop’s YouTube channel here: https://youtube.com/wendycoop
With everyone going back to amusement parks, how do you have a great time out and still save money?
I've got those tips for you and more in this episode.
Be sure to subscribe and leave a review on your favorite app and you could be featured in a future episode!
Looking to start a podcast?
Download your podcast beginner's guide at
http://pastorpodcastguide.com
Have you ever wondered if you should take that low-paying freelance gig to build your portfolio? Is it tempting because you think if you do it quickly you'll make more money?
In this episode, I dive into the truth about what it's really costing you to take those low-paying freelance gigs.
Resources mentioned in the show:
Profit First by Mike Michalowicz audiobook: https://amzn.to/3xrbcds
Think Media Podcast
Shannon Mattern's Pep Talks for Side Hustlers Podcast https://shannonmattern.com
Get your free money tracker:
http://trackingmycoins.com
In this episode, we talk about 7 myths about money that are holding you back from succeeding and prospering.
Grab your free landing page template at
https://technicallywendy.com
Do you want to save or pay off debt first? It's a tough question and one that we all need to answer. I go over the pros and cons of both options in this episode, so you can make the best decision for your personal situation!
Grab your FREE money tracker at
http://trackingmycoins.com
Welcome to the Savvy Brown Girl podcast where we talk about how to win with money.
I'm your host, Wendy Coop, and this podcast is for all of you savvy women out there looking to make more, save, more, and end the paycheck-to-paycheck life.
In future episodes, we will talk about all things money and business to get you on the road to making that coin and getting to financial freedom.
Don't forget to subscribe to the show!
Grab your FREE money tracker here: http://trackingmycoins.com