BrenOnAir: Recent Episodes
Brenda Yong
We help people achieve a fulfilling and abundant life whilst leaving a legacy through a 360 approach. Hosted by Brenda Yong, licensed Financial Advisor by Bank Negara and Securities Commission with UOB Kay Hian Wealth Advisors Sdn Bhd, 5x Book Author, TedX speaker and Global Master Trainer.
This special episode is brought to you together with our corporate responsibility partner MoneySave, a P2P Crowdfunding Platform recognized by Securities Commission of Malaysia.
MoneySave assists SMEs to raise financing and assist investors to gain access to opportunities and potentially gain more attractive yields between 10-30% with affordable investing starting from RM5.
In collaboration with MoneySave, they are giving out a RM20 credit for 200 new users from now until 31st October to start investing on their platform. You just have to fill in the feedback form for our channel in the link below and the promo code will be sent to your email upon completion of the feedback form. https://forms.gle/hiT4tjxZ8ZoekgZe6
On this episode, we share on how you can use P2P as an alternative investment as well as raising capital and short term funding for your business during these challenging times
Timestamps
0:00 - Intro
1:01 - What is short term financing or lending
1:55 - Comparison on types of investments (FD, Sukuk, P2P and Stocks)
4:10 - What is P2P financing or lending
6:18 - Performance of P2P financing
6:40 - What does the business owners used the P2P funding for?
7:30 - Features of P2P platform
8:30 - Who are the investors in P2P funding
10:00 - What are the return of investment and risks when investing in P2P
12:10 - Why P2P financing?
Bankruptcy doesn't necessarily means the end, successful people have gone bankrupt many times over and are still doing fine... But what solutions can help you get out of bankruptcy? In this episode we explore what are the solutions and how you can still go on to be successful even though you have declared bankruptcy or are at near bankruptcy
This community project is supported by MoneySave, a P2P Crowdfunding Platform Approved by Securities Commission of Malaysia.
🙆🏻♂️ Follow us on
Instagram - @brenonair https://www.instagram.com/brenonair/
Facebook - TheLicensedFinancialAdvisor https://www.facebook.com/TheLicensedFinancialAdvisor
Spotify - BrenOnAir
For more information do check us out at www.brendayong.my
Bankruptcy doesn't necessarily means the end, successful people have gone bankrupt many times over and are still doing fine... But what really happens when you go bankrupt? In this episode we explore what are the implications of going bankrupt and why you probably should avoid it at all cost.
Timestamps:
00:30 - Savings from moratorium
01:45 - What to do with excess cash
02:17 - Step 1, keep emergency cash
02:57 - Step 2, build other sources of income
05:15 - Step 3, build different asset classes
06:00 - Step 4, careful study of asset class with FA
06:24 - Step 5, sign up for webinar
06:36 - Step 6, learn and get certified
07:21 - Step 7, get a counsel team
Join us today as we run through the what are the implications to taking the Moratorium? Or should you even be taking it at all? What's the difference between the moratorium in 2020 and 2021?
Timestamps
00:54 - Moratorium
01:15 - Moratorium in 2020 vs 2021
02:02 - B40, M40, T20
04:17 - Who is eligible
05:04 - Example
07:49 - Full moratorium vs 50% moratorium
Follow us as we use our Malaysian delicacies to share with you which of you debts should you priorities to ensure you will become debt free as soon as possible!
This community project is supported by MoneySave, a P2P Crowdfunding Platform Approved by Securities Commission of Malaysia.
🙆🏻♂️ Follow us on
Instagram - @brenonair
https://www.instagram.com/brenonair/
Facebook - TheLicensedFinancialAdvisor
https://www.facebook.com/TheLicensedFinancialAdvisor
Spotify - BrenOnAir
For more information do check us out at www.brendayong.my
Do you have too much stuff but too little money? In this video we share with you simple tips on HOW TO liquidate some assets as well help you declutter some of the unwanted stuff in your home
🙆🏻♂️ Follow us on
Instagram - @brenonair
https://www.instagram.com/brenonair/
Facebook - TheLicensedFinancialAdvisor
https://www.facebook.com/TheLicensedFinancialAdvisor
Spotify - BrenOnAir
For more information do check us out at
www.brendayong.my
HOW TO reduce the amount you have to pay on your mortgage and pay off your mortgage as soon as possible! Finally owning a place you can officially call home!
Timestamps:
00:30 - Mortgage
00:45 - Property cost
01:25 - Refinancing
02:05 - Debt servicing ratio
02:40 - Restructuring
04:15 - Refinancing or restructuring
05:13 - Considerations on whether to refinance or restructure
It's not your fault that you are stuck in Credit Card debt, but the hard part is how to get out of your credit card debt. In this episode we share with you on different ways that you can get out of paying super high interest on your credit card debt and cut out one of lifes' biggest problems.
This community project is supported by MoneySave, a P2P Crowdfunding Platform Approved by Securities Commission of Malaysia
Timestamps:
0:34 - 1:06 - Consumer Debt
1:30 - 2:08 - Consolidate all debt into one (Strategy 1)
2:09 - 2:30 - Balance transfer between cards (Strategy 2)
3:04 - 7:06 - Strategy 2 in detail
7:07 - 8:00 - How do I pay off all my credit cards
8:00 - 9:00 - Emergency Cash
🙆🏻♂️ Follow us on Instagram - @brenonair
https://www.instagram.com/brenonair/
Facebook - TheLicensedFinancialAdvisor
https://www.facebook.com/TheLicensedFinancialAdvisor
For more information do check us out at
www.brendayong.my