Pocket Change Podcast: Recent Episodes
Leaders Credit Union
Welcome to the Pocket Change Podcast where you’ll learn better ways to spend, save and invest and take control of your financial journey. Each episode will provide smart money tips and strategies to help you become financially fit. We will also introduce you to community champions making a difference in the lives of others. Join us and our guests as we will help you become the champion of your finances. Pocket Change Podcast is presented by Leaders Credit Union where we power your passion and make lives better.
What does it mean to say yes for good? Hear from #1 bestselling author and inspiration behind the 2025 movie, Soul on Fire, John O'Leary. After getting burned on 100% of his body and given a 1% chance of survival when he was a child, John spent years hiding from his past, until one day he was called to use his story to inspire others and help them in their challenges. On the Pocket Change Podcast, John shares how he got into public speaking, what "yes for good" means, and what it means to be a hero.
01:17 – Can you tell us about your story and how you got to this point in your life?
03:11 – What did the healing process look like in the years after the accident?
05:12 – How were you able to see yourself as not being defined and limited by your past but stronger because of it?
14:24 – What does saying yes to being used for good look like and how would you advise others to live that way?
22:37 – What does the word resilience mean to you?
24:37 – Can you tell us about the movie Soul on Fire and how it came about?
29:33 - What does being a hero mean to you?
32:07 – As our keynote speaker at our EmpowerEd event in September, what can guests expect from the event that night?
35:53 – Why is it important to give back to the community?
38:04 – What is the best financial advice you've ever been given?
40:37 – If you found some extra change in your pocket, what would you spend it on?
Want to learn more about John's story? Visit his website: johnolearyinspires.com. Don't miss out on the chance to see John right here in West Tennessee at Leaders Education Foundation's annual fundraising event, EmpowerEd.
Interested in seeing John O'Leary at EmpowerEd? Visit leadersgives.org/events to get your tickets today!
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
Are you ready to take the first step towards homeownership? With almost 30 years of experience in mortgage lending, Mortgage Champion Kelli Bryan shares her insights into different home loan options, misconceptions she's seen about the mortgage process, and the current housing market. Learn more about the homebuying journey by listening to our newest episode on the Pocket Change Podcast!
Highlights:
01:03 – Can you tell us about yourself and how you got to Leaders?
03:30 – What common misconceptions do people have about the mortgage process?
05:07 – What loan options are out there and what makes them unique?
07:46 – For those looking to buy their first home, what are the first steps?
10:08 – Why is getting pre-approved important?
12:10 – What does the homebuying market look like today?
15:37 – What encouragement would you offer to someone with less than stellar credit, and what options are available to them?
19:00 – Do you have a member success story you'd like to share?
23:38 – Why is homeownership important?
25:17 – What is the best financial advice you've ever been given?
26:51 – If you found some extra change in your pocket, what would you spend it on?
Want to begin your own homebuying journey? Visit leaderscu.com/home-loans to schedule an appointment with a Mortgage Champion or to learn more about Leaders Mortgage Services!
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
Why are the arts important for the West Tennessee community? Join Sherry Freeman, Executive Director of The Jackson Symphony, as she shares the impact The Symphony has made throughout West Tennessee, the way it has grown, and how the arts bring people together. Sherry also shares about the upcoming 2026-2027 season!
01:10 – Can you share how you got involved with The Jackson Symphony?
03:03 – Have you always had a passion for the arts?
04:24 – How have you seen The Symphony grow while you've been a part of it?
07:42 – How did your career in education prepare you to lead the Jackson Symphony?
09:34 – Why is including the arts in education important?
11:06 – Can you tell us about the Regional Music Centers?
16:38 – Why do you think it's important to support the arts?
20:51 – What can we expect in the upcoming season?
25:16 – If someone wants to support the arts in their community, what advice would you give them?
30:04 – What is the best financial advice you've ever been given?
30:56 – If you found some extra change in your pocket, what would you spend it on?
Want to learn more about The Jackson Symphony and their 2026-2027 season? Visit https://www.thejacksonsymphony.org/ to get your tickets today!
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
Why is building relationships essential for trust with banking? Hear from Financial Champion Graci Miller as she shares tips about the car-buying process, explains getting pre-approved for an auto loan, and what you should do if you're trying to build your credit.
Highlights:
01:09 – Can you tell us about yourself and how you got to Leaders?
01:40 – What does a day in the life of helping members with loans look like?
02:32 – Why do you think building relationships is important when it comes to finances?
03:35 – What are common misconceptions about car buying, and what advice do you offer?
04:48 – How can someone get started borrowing money for a car?
06:42 – What does the preapproval process look like?
07:52 – How can someone build their credit to get a better interest rate?
09:52 – How would you advise someone to use debt wisely?
11:27 – What is the best financial advice that you've ever been given?
12:10 – If you found some extra change in your pocket, what would you spend it on?
Interested in buying a new vehicle? Visit leaderscu.com/auto-loans to see our rates.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
What do good leadership and good chicken have in common? In this episode, Chick-fil-A owner/operator and Army veteran, Allen Arant, shares what he has learned about leadership, teamwork, and perseverance through years of serving and leading others. Plus, he's got a Chick-fil-A menu hack or two to share!
Find Allen's Chick-fil-A restaurants at Bartlett – The Shoppes at Bartlett | Chick-fil-A and Memphis – Austin Peay Highway | Chick-fil-A
Want to find out more about Leaders? Visit Leaders Credit Union | West Tennessee Banking, Loans & Education
Highlights:
01:24 – Tell us about your background and how you got to Chick-fil-A.
05:46 – What makes your restaurants unique and what are you most proud of?
09:24 – What does good workplace culture mean to you?
17:29 – How did the Army prepare you for where you are now?
24:07 – What does leadership mean to you?
27:37 – What advice do you share with younger team members?
31:52 – How have your team members taken the initiative and become leaders themselves?
34:05 – Is there any financial advice you give to your team members?
38:31 – What's your go-to Chick-fil-A order?
39:35 – What is the best financial advice you've ever been given?
40:50 – If you found some extra change in your pocket, what would you spend it on?
How can ordinary people make an extraordinary impact for the underdogs in their community? In our newest episode, football coach and Memphis native Bill Courtney shares his journey from underdog to mentor, serving students as a coach and inspiring others— leading to the Oscar-winning documentary Undefeated.
Bill is the host of An Army of Normal Folks podcast, where he interviews everyday people making an impact in their communities. This is a conversation you don't want to miss!
01:15 – How did your journey begin?
04:22 – What aspect of coaching made it such a passion for you?
08:56 – Can you tell us about the Oscar-winning documentary, Undefeated, made about you?
14:00 – Can you tell us about your podcast, An Army of Normal Folks, and the service clubs that go with it?
18:40 – What defines great leadership?
27:34 – Why is financial literacy important?
32:40 – What encouragement would you give to people who want to help but don't know where to start?
36:10 – What is the best financial advice you've ever been given?
41:34 – If you found some extra change in your pocket, what would you spend it on?
To listen to An Army of Normal Folks podcast, visit https://www.normalfolks.us/. For more information about Bill Courtney, visit https://www.coachbillcourtney.com/.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
Why is having honest money conversations so important for newlyweds? In this episode, Jackson and Amy Glas reflect on their first year of marriage, share real-life stories, and offer practical tips for saving money, building trust, and keeping your relationship with each other and your money transparent.
01:26 – Tell us about your story. How did you two meet?
03:28 – In many relationships, someone is a saver and someone is a spender. Which are each of you?
07:11 – As the spender, what do you like to spend your money on?
08:40 – What are your smart saving tips?
17:10 – Did you experience any struggles combining finances when you got married?
18:42 – What tips do you have for people who are about to get married?
21:42 – You mentioned that you like to travel. Do you have any fun trips planned for 2026?
26:15 – What's the best financial advice you've ever been given?
30:32 – If you found some extra change in your pocket, what would you spend it on?
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
Do you own a business and are looking for someone to champion you along the way? Hear from our Business Champion, Tanner Spencer, as he shares how Leaders Business Services supports businesses of all sizes — from side-gigs to local businesses. Listen to the full episode to discover how Business Services could help you, how to get connected, and what characteristics build a great team.
Highlights:
01:02 – Tell us about yourself and how you got to Leaders.
03:03 – What did you enjoy about managing a Leaders branch?
04:10 – What does great teamwork look like to you?
05:05 – What does a day serving members in Business Services look like?
06:04 – What kind of businesses does Leaders serve?
06:28 – What are some common problems our business members face and what solutions do you offer?
08:27 – What does a new business need to get started?
09:55 – How can someone go about meeting with Leaders Business Services?
10:44 – What is the best financial advice you've ever been given?
11:50 – If you found some extra change in your pocket, what would you spend it on?
Wanting to get connected with Leaders Business Services? Call 731-664-1784 to book an appointment or learn more at leaderscu.com/business-accounts.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
Discover Memphis' most beautiful secret on the Pocket Change Podcast as the Dixon Gallery & Gardens celebrates their 50th anniversary! Join us on our latest episode to hear from Dale Skaggs, Director of Horticulture at Dixon Gallery and Gardens, as he shares his love for plants and the history behind the Dixon.
00:58 – Tell us about yourself and how you got to the Dixon.
02:31 – Can you share the story of the Dixon Gallery & Gardens?
03:48 – How are you celebrating the Dixon's 50th Anniversary?
05:59 – Can you share about the documentary on the Dixon?
06:47 – What can people expect from the tulips this year?
07:55 – At what point did you realize that this had become more than a seasonal display?
10:23 – How many quests do you anticipate this season?
12:00 – Can you tell us about your acquiring and naming your 50th Anniversary tulip?
14:58 – How did the Dixon come to have free entry?
16:47 – What's the best time to see the tulips and what can visitors expect?
18:04 – How does the Dixon positively impact the Memphis community?
19:39 – What's the best financial advice you've ever been given?
20:31 – If you found some extra change in your pocket, what would you spend it on?
Learn more about the Dixon Gallery & Gardens by visiting dixon.org.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
Did you know that without Rockabilly, there would be no Beatles? Discover the roots of Rockabilly and its impact on West Tennessee culture on this episode of the Pocket Change Podcast with Beth Bolton from Visit Jackson and Dr. Jeremy Tubbs, Music Professor from the University of Memphis Lambuth. Listen to the full episode to learn Jackson's connection to rockabilly through Carl Perkins, how you can get involved in the local music scene, and get information about the upcoming event, Blue Suede Rockabilly Weekend.
Highlights:
01:15 – Beth, can you tell us about yourself and your role at Visit Jackson, TN?
02:27 – Jeremy, how did you get involved in the Jackson music scene?
03:37 – How did you two get connected?
04:12 – What is involved in Jackson Hidden Tracks and the Jackson Music Society?
05:39 – Why is it important to invest in music in our community?
07:07 – Can you tell us about the Blue Suede Rockabilly Weekend coming up?
11:37 – Are Rockabilly festivals common? What makes them unique?
12:07 – What makes Rockabilly music distinct?
16:28 – Why is Rockabilly music so important to Jackson?
17:37 – How can an aspiring musician or someone interested in live music get involved in this area?
19:53 – What is the best piece of financial advice you've ever been given?
22:37 – If you found some extra change in your pocket, what would you spend it on?
Get connected with the local music scene in Jackson through Jackson Hidden Tracks. Also, learn more about the Blue Suede Rockabilly Weekend and get your tickets today.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#Money #Music #Rockabilly
Did you know that having strong relationships is essential for your financial journey? Hear from Bruce Greenway, Financial Champion at Leaders Credit Union, as he shares how his background as a teacher prepared him to be an advocate for the members he serves to empower their passions and build relationships with them. Listen to the full podcast to hear his advice on which financial products and tools can help you make better financial decisions, why HELOCs are beneficial for you when financial needs arise, and an impactful opportunity he was able to have as a teacher when he received an educator grant from Leaders Education Foundation.
Highlights:
01:16 – Can you tell us about your journey and how you got to Leaders?
03:04 – What did you enjoy most about teaching?
05:16 – What drew you to teaching in the classroom?
06:26 – What is your favorite part of your job here at Leaders?
07:31 – Why is a HELOC a good option for members?
08:18 – What common challenges faces our members, and what solutions do you offer?
09:36 – What are the top tips for someone looking to create margin or build an emergency fund?
10:33 – What other solutions do we have to benefit our members?
11:38 – What is the best financial advice you've ever been given?
12:28 – If you found some extra change in your pocket, what would you spend it on?
Watch the video that won a L.E.A.D.S. Grant for Bruce and his co-teacher's middle school students to be able to have a trip to the U.S. Space and Rocket Center.
For details and disclosures regarding our HELOC program, visit https://www.leaderscu.com/home-loans/heloc
For details and disclosures regarding our Forward Plus High Yield Savings Account, visit https://www.leaderscu.com/savings-accounts
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
How does cultivating an environment for creativity inspire local businesses and the community? In this episode, entrepreneur and creative Stephanie Riley shares how her years of experience led her to found B3 Creative Agency. Stephanie discusses the diverse clients her agency serves, her approach to building a strong company culture, her involvement in the vibrant music scene of West Tennessee, and serving the community through the Leaders Education Foundation.
01:19 – Tell us about yourself and how you became a business owner.
02:15 – What does B3 stand for?
02:43 – Have you always been creative and entrepreneurial?
04:29 – Where do you find your inspiration for your unique style & brand?
05:49 – Why is company culture so important to you?
06:29 – What do you look for when you're hiring someone?
08:32 – What advice would you give someone who is looking to reestablish their culture & brand?
11:21 – How did you get involved in the tourism & music industries?
14:13 – How has working with local brands changed how you see West Tennessee?
15:10 – What's coming up for Jackson Hidden Tracks?
17:37 – What has working with agriculture meant for you and your brand?
21:35 – As a member of the Leaders Education Foundation board, why do you choose to give back by serving in that role?
23:06 – What is the best financial advice you've ever been given?
24:57 – If you found some extra change in your pocket, what would you spend it on?
To learn more about B3 Creative Agency, visit b3creativeagency.com. Dive into the music scene in Jackson through Jackson Hidden Tracks at jacksonhiddentracks.com or get tickets to the Blue Suede Rockabilly Weekend at bluesuedeweekend.com.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#Money #Podcast #Entrepreneurship #Creative
Are there ways to use debt to help your financial well-being? Find out by hearing from Keagan van Wijk, Director of Consumer Lending at Leaders Credit Union. Wijk shares different ways you can use debt to your advantage, not your detriment, through HELOCs, cash-out financing, and balance transfers on credit cards. Also, tune in to hear Keagan's journey to the United States from England and South Africa.
Highlights:
01:18 – Tell us about yourself and your role here at Leaders.
02:26 – Can you share some of the cultural differences you've experienced in the USA, England, and South Africa?
03:48 – What was it like to transition from law to lending?
05:14 – What are good reasons to take out a loan?
07:23 – What solutions do we offer here at Leaders for our members to pay off debt?
07:51 – What is a HELOC?
09:11 – How does cash-out refinancing work and how can it be helpful?
10:07 – How can credit cards be beneficial?
11:58 – What have you found to be most helpful for our members?
13:58 – What's the best financial advice you've ever been given?
15:27 – If you found some extra change in your pocket, what would you spend it on?
16:18 – If you could have anyone on the podcast, who would it be and why?
17:10 – What drives you to come in and help our members every day?
If you're interested in how any of these loan products can benefit you on your financial journey, please visit the links below:
Auto/Vehicle Loans
Personal Loans
HELOC
*For full details and disclosures regarding our cash back offer, visit our Compass Black page.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
Why is technical education essential for people entering the workforce? In this episode, you'll meet Dr. JacQuene Rainey, President of TCAT Jackson. She draws on her background in manufacturing to advocate for students and share how her experience led her to TCAT. You'll learn about TCAT's programs, ways for high school students to get connected, and opportunities available to students.
Highlights:
01:03 – Can you tell us about yourself and your early career path?
02:37 – How has your manufacturing background impacted how you lead today in education?
04:06 – What programs & opportunities does TCAT Jackson offer?
06:13 – How does TCAT Jackson's new Stanton campus tie into Blue Oval and the developing industry in that area?
08:00 – Is there a student success story you can share with us?
09:00 – What makes skilled trades so necessary and why are they such a hot topic right now?
10:45 – How can highschoolers interested in TCAT prepare for technical school?
12:51 – What are your typical student ages?
14:50 – What common barriers have you noticed that make pursing education difficult for students?
16:46 – How has the Leaders Education Foundation's workforce readiness scholarships assisted TCAT students?
18:21 – What encouragement would you give students investing time & money in their education?
19:11 – How can students find out more about TCAT?
19:56 – What is the best financial advice you've ever been given?
20:55 – If you found some extra change in your pocket, what would you spend it on?
To learn more about TCAT Jackson's programs or to set up a tour, visit tcatjackson.edu. For more information about applying for a workforce readiness scholarship, visit leadersgives.org/workforce-scholarships.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
What financial goals do you have for 2026? Join Karen Freeman, Chief Operations Officer at Leaders Credit Union, as she shares advice on how you can make wiser money decisions this year. Tune into our newest episode of Pocket Change to learn how you can become more observant of your spending, what common financial challenges people are facing, and practical ways to establish credit.
01:19 – Can you tell us about yourself and what you do here at Leaders?
02:44 – What has your journey in banking looked like?
04:06 – Do you have any smart money advice for 2026?
05:26 – What are your personal financial goals for 2026?
06:40 – What financial challenges are our members facing this year and how would you encourage them?
07:43 – What are some practical tips for someone wanting to build or establish credit in 2026?
09:10 – What financial advice would you give college students and young adults?
11:11 – What makes a credit union different from a bank?
12:19 – What are you most excited about for Leaders in 2026?
13:09 – What is the best financial advice you've ever been given?
13:54 – If you found some extra change in your pocket, what would you spend it on?
If you need help achieving your financial goals, get help from one of our Financial Champions by calling 731-664-1784 or visit one of our branches.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
What keeps you coming back to the same career for 35 years? President & CEO of Leaders Credit Union, Todd Swims, joins us on the Pocket Change Podcast to reflect on his time at Leaders, the differences between credit unions and banks, and what he's looking forward to in 2026.
01:01 – What has 35 years at Leaders been like and what keeps you coming back every day?
02:10 – What would you say to someone who is hesitant to choose a credit union?
03:28 – Do you have any special stories from 35 years with Leaders?
05:36 – What would you like to say concerning our technology upgrade this year?
06:41 – What would you like to say to our members about what's next for Leaders?
07:56 – Can you tell us about the growth at Leaders over the last 35 years?
09:49 – Why is it important to give back to the community?
11:22 – What are you most looking forward to in 2026?
13:26 – What is some of the best financial advice you've ever been given?
14:40 – If you found some extra change in your pocket, what would you spend it on?
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com. #Podcast #Money #Finance #Banking #2025
What does it mean to give? For Russell and Melinda Kyzar, it meant decades of crossing borders, learning new languages, and embracing unfamiliar cultures to serve communities around the world. Today, their mission continues in Jackson, Tennessee, where they volunteer as ESL instructors – helping newcomers find their voice and their place in our community. In this episode of the Pocket Change Podcast, they share the profound lessons they've learned about faith, family, finances, and the transformative power of giving.
01:05 – What led you to missionary work?
02:32 – Where have you lived, and what were the highlights of those different countries?
04:46 – What was it like to learn so many different languages?
05:44 – What was it like to raise a family in so many different countries?
08:10 – How did you manage your finances amid so many international moves?
11:30 – What did community look like for you in these different countries?
13:27 – What does teaching English as a Second Language look like?
16:28 – How does teaching English impact our community?
19:05 - Out of all the countries you lived in, which had your favorite food?
20:06 – What do you feel giving is important?
21:41 – What advice would you give someone new to giving?
24:44 – What is the best financial advice you've ever been given?
26:26 – If you found some extra change in your pocket, what would you spend it on?
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#Podcast #Money #LanguageLearning #Culture #GivingTuesday
How do you support your spouse through different seasons of life? In this episode of the Pocket Change Podcast, Financial Champion Caroline Brown sits down with Shea and Carrie to share what she and her husband have learned through navigating multiple career shifts and cross-country moves over 11 years of marriage.
01:22 – How did you and your husband meet and what were the early years of marriage like?
02:38 – What does it mean to support your spouse well?
05:18 – How do you make big decisions as a couple?
07:18 – How have you managed budgeting as a couple when life circumstances have changed?
08:25 – How do you balance being content in the now while also being hopeful for the future?
10:10 – What would you say to couples in seasons of financial uncertainty?
11:44 – What is the best piece of financial advice you've ever been given?
12:31 – If you found some extra change in your pocket, what would you spend it on?
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#Podcast #Money #Marriage #Family #Finance
How do you see conflict in your workplace or personal life? While nobody enjoys conflict, it's a constant issue throughout our lives. Merry Brown, author of How to Be Unprofessional at Work and host of the podcast, Conflict Managed, shares how you can use conflict to your advantage by knowing how to handle it well. Tune in to the Pocket Change Podcast to learn how to begin looking at conflict in a new way.
01:11 – What led you into mediation and workplace conflict resolution?
02:13 – What are the biggest misconceptions about conflict?
03:02 – Do you think workplace conflict is more common now or do you think we're just more aware of it?
04:20 – What are your top tips for employers who want to mediate conflict in their workplaces?
05:32 – What advice would you give managers to help their employees improve?
07:16 – What advice would you give to a person who feels ignored by their supervisor?
08:32 – What is your advice for building strong culture in a tough environment?
09:46 – Can you tell us about your podcast and how you got started podcasting?
11:45 – What projects are you currently working on?
12:33 – Can you share some highlights of your most recent book?
13:50 – What generational shifts have you seen in the workplace?
15:48 – What is the best financial advice you've ever been given?
17:08 – If you found some extra change in your pocket, what would you spend it on?
To learn more about Merry Brown's books or Third Party Workplace Conflict Restoration Services, visit 3pconflictrestoration.com.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
How can working three jobs in college teach you about finance? Financial Champion Aleah Sidwell shares how balancing multiple jobs during school—and later working as a college admissions counselor—taught her the value of financial education. Listen to our full podcast episode to hear her story and the practical steps behind building financial responsibility through hard work and determination.
01:06 – How did you find your way to Leaders?
02:22 – Why do you feel a personal connection to financial education?
04:18 – Can you tell us about your experience working three jobs in college?
05:26 – Did working three jobs make you feel different from your classmates?
08:12 – Since parents want their children to do better than themselves, how does that look financially?
09:54 – What do you say to people who feel left behind financially?
11:11 – How has your background given you empathy in your role at Leaders?
13:05 – What's unique about the Greater Memphis area?
15:58 – What is the difference between a credit union and a bank?
17:23 – What's your favorite part of teaching financial education?
18:57 – How can someone bring Leaders into their workplace?
20:50 – What's the best financial advice you've ever been given?
22:27 – If you found some extra change in your pocket, what would you spend it on?
Need help on your financial journey? Download our free Gen Z Guide to Grown-up Money Decisions.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#Podcast #Money #Education #Finance #College
How do community partnerships make an impact in public schools and the overall community? Find out by listening to our newest episode with Jason Sykes, leader at Bartlett City Schools. Sykes shares about his journey into advocating for education, his love for the Bartlett community, and his favorite restaurants spots.
01:15 – Can you tell us about yourself and your role with Bartlett City Schools?
01:45 – What is your background and what led you to Bartlett City Schools?
03:06 – What is your favorite part of your job?
03:59 – Why is it important for you to stay involved in the Bartlett community?
04:55 – What do you think makes Bartlett and the school district special?
09:33 – What’s your favorite thing about living in Bartlett and the Greater Memphis area?
10:16 – What’s the best place to eat in Bartlett and the Greater Memphis area?
11:37 – As someone who’s very involved with Leaders Credit Union, how did you first hear about it?
13:24 – Why do you think partnerships like ours are so important for places like Bartlett City Schools?
16:10 – What is the best financial advice you’ve ever been given?
17:48 – If you were to find some extra change in your pocket, what would you spend it on?
Interested in Bartlett City Schools or wanting to learn more about the City of Bartlett? Visit bartlettschools.org.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
We understand the homebuying journey can be overwhelming. If you have questions about the mortgage process, this is the episode for you! Join Leaders Mortgage Champion Kelly Jaunet Jones as she shares her passion for educating people before they make a decision to buy a home and building relationships with the homebuyers she helps.
"When people feel educated, they feel empowered," said Jones.
00:57 – What got you into the mortgage business and why is education so important to you?
02:11 – What are some of the common questions you get about the homebuying process?
03:49 – What are the current mortgage rates and will they go down anytime soon?
07:12 – What is “buying down the rate”?
09:53 – What’s it like for buyers and sellers in the Memphis market right now?
11:50 – Can you tell us about the classes you teach?
16:17 – What advice would you give a lifetime renter looking to buy their first home?
18:03 – What is the best piece of financial advice you’ve ever been given?
20:10 – If you found some extra change in your pocket, what would you spend it on?
Wanting to begin your homebuying journey? Reach out to Kelly or one of the other Mortgage Champions at Leaders Mortgage Services.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
Have you heard the buzz about Dancing with the Stars in Jackson? Tune in to the latest episode of the Pocket Change Podcast featuring Keisha Norwood, Director of Events & Engagement at the STAR Center, and Kyle Barron, a returning dancer. Get an inside look at this exciting community event and learn how it supports the incredible mission of the STAR Center!
00:58 – Keisha, how did your professional journey bring you to the Star Center?
01:46 – Kyle, tell us about your professional journey and how you came to be a two-time dancer with Dancing with the Stars?
03:18 – What impact have you seen through Dancing with the Stars and why should someone support the Star Center through this event?
05:59 – Kyle, how much pressure are you feeling to win this year?
06:53 – Who are this year’s dancers?
07:42 – Kyle, who is your dance partner this year?
08:33 – What is the time commitment involved to dance in this event and what do your practices look like?
09:55 – Kyle, what keeps you giving back to the Star Center through Dancing with the Stars?
11:06 – Can you tell us how people can donate, get tickets, or participate in this event?
13:13 – When and where will Dancing with the Stars be held?
13:59 – What does Leaders’ support mean to you and the Star Center?
14:46 – What is the best financial advice you’ve ever been given?
15:41 – If you found some extra change in your pocket, what would you spend it on?
To learn more about the STAR Center or Dancing with the Stars, visit dwtsjackson.com.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#Dance #Dancing #DancingWithTheStars #Nonprofit #Community #Give #Podcast
Feeling overwhelmed by your finances—from sticking to a budget to boosting your credit? You don’t have to tackle it alone. Tune in to the Pocket Change Podcast to hear advice and practical strategies from Kevin Morgan, AVP of Branch Operations at the North Highland Branch of Leaders Credit Union?
01:03 – Can you share how you came to Leaders?
03:04 – What is your role at Leaders?
03:15 – How did your background working with college students equip you for your current position?
04:50 – What are some common problems you’re able to help people in their financial journey?
06:04 – How do you advise people to go about budgeting?
11:42 – What is most important when trying to save or build credit?
13:03 – What is a secured loan or secured credit card?
14:03 – How would you advise someone to build back their credit after it has taken a hit?
16:31 – What is the best financial advice you’ve ever been given?
18:06 – If you found some extra change in your pocket, what would you spend it on?
If you need help with your monthly finances, check out this smart budgeting tool kit.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
From chasing severe storms to a close encounter with an alligator, WBBJ News Director Stan Sanders has seen it all. In the newest episode of the Pocket Change Podcast, Sanders shares captivating stories from his years in journalism—revealing how he navigates both breaking news and heartwarming community stories, what keeps him passionate about the industry, and why he believes education is vital to building stronger communities.
00:46 – How did you enter the world of news & broadcast?
01:52 – What was your early career like?
04:03 – What brought you to West Tennessee?
04:48 – How long have you been with WBBJ?
05:15 – What does a typical day at the station look like for you?
06:06 – On slower days, how do you find the news if it hasn’t found you?
07:17 – How do you focus on the positive in the news when there’s often so much negative?
08:42 – How has the shift from traditional to digital media affected how you do your job?
12:40 – What are the most powerful & memorable stories you’ve covered?
17:09 –What keeps you coming back every day?
18:01 – What inspired you to help the community by serving on the board of the Leaders Education Foundation?
20:44 – What’s the best financial advice you’ve ever been given?
22:39 – If you had extra change in your pocket, what would you spend it on?
Learn more about WBBJ News by visiting wbbjtv.com.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#news #journalism #storytelling #story #newsstory #podcast
Struggling to manage your money? You're not alone — and help is here. Financial Champion Riley Deakins shares practical tips to take control of your finances, from boosting your credit score to cutting unnecessary expenses. Whether you're just getting started or looking to sharpen your money skills, this episode has something for you. Tune in to the Pocket Change Podcast and build a stronger financial future.
Highlights:
01:08 – How did your journey lead you to financial services?
03:57 – How has working at Leaders affected your understanding of finances?
05:17 – What is your financial advice for someone entering the workforce for the first time?
05:42 – What is secured credit?
08:22 – What is your approach to budgeting?
09:51 – Which budgeting tools do you recommend?
11:42 – How else have you saved on your monthly expenses?
15:19 – How have you helped our members through their financial journeys?
16:52 – What impact have you noticed following the construction of our South Highland branch?
18:24 – What is the best financial advice you’ve ever received?
19:28 – How would you use your extra pocket change?
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#FinancialFreedom #SmartMoney #FinancialWellness #BudgetingTips #MoneyManagement #FinancialTips #MoneyAdvice
Dreaming of homeownership but unsure where to start? It may be more achievable than you think. Discover how the Tennessee Housing Development Agency (THDA) can help make your dream home affordable through down payment assistance, closing cost support, and expert financial counseling. Join us as Ralph Perrey, THDA's Executive Director, explains how his agency is helping first-time buyers turn their homeownership dreams into reality.
Highlights
01:00 - How did you get involved in the housing industry?
02:22 - What common misconceptions do you encounter about homeownership
04:58 - Why is homeownership important?
05:53 - What challenges do you see in the current market?
08:03 - What is THDA and how does it serve Tennessee families?
09:41 - What assistance does THDA offer homebuyers?
10:41 - Do you have any stories of THDA's impact?
12:34 - What homebuyer education do you offer?
14:31 - How does THDA work with lenders to make homeownership possible for those who might not think themselves qualified?
19:25 - "Catch people doing well."
20:26 - What is the best financial advice you've been given?
21:10 - What would you do with extra Pocket Change?
To learn how you can receive down payment assistance or to learn more about the THDA, visit thda.org/homebuyers.
If you don't know where to start, reach out to a Leaders Mortgage Champion who will be happy to guide you through all of your options. Get started at https://www.leaderscu.com/home-loans.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#housing #home #house #mortgage #buyingahome #househunters #realestate #homeownership
Have you heard about the latest fundraiser coming to West Tennessee? On this episode of Pocket Change Podcast, Leaders Education Foundation President, Leigh Anne Bentley, introduces us to EmpowerEd: An Evening with Dr. John Delony. This event is a way to hear an inspiring talk from our keynote speaker and an opportunity to celebrate five outstanding educators. Listen to the full episode to hear about the Foundation's impact in the lives of educators and students in our community!
Highlights
1:08 - Can you tell us about the big event coming to Jackson?
1:46 - Can you tell us more about Leaders Education Foundation and its mission?
5:04 - What can people expect from the EmpowerEd event in August?
7:21 - What made John Delony the right guest to headline this event?
9:07 - How can someone attend EmpowerEd?
9:58 - How has the Foundation made a difference?
12:16 - What is the best financial advice you’ve ever received?
13:53 - What would you do with extra pocket change?
To buy EmpowerEd tickets or become a table sponsor, visit leadersgives.org/events. You can also learn more about the Leaders Education Foundation at leadersgives.org. EmpowerEd: An Evening with Dr. John Delony is presented by West Tennessee Healthcare.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#podcast #education #johndelony #scholarships #college #school #student #learn #watch #daveramsey #mentalhealth
Why is it important to impact students, develop leaders, and give back to small businesses in our community? Lauren Saliba, Vice President of Education and Leadership Development at the Greater Jackson Chamber, joins Carrie and Shea on the Pocket Change Podcast. She shares about the leadership opportunities the Chamber offers, how they have grown over the years, and how they plan to enrich the lives of people not only in Madison County but across West Tennessee.
Highlights
1:33 - Tell us about your journey to the Jackson Chamber and the programs you oversee.
2:59 - What's your experience with Leadership University?
6:10 - Can you give us an overview of the Leadership University program?
7:41 - What is Leadership Jackson?
10:22 - What does applying look like for Leadership Jackson and how many are accepted?
16:17 - Can you share how the Chamber has evolved and grown over the years?
18:31 - What is the best financial advice you've ever been given?
19:16 - What would you buy with your pocket change?
To apply for the Leadership Jackson program, visit leadershipjackson.com. Learn how to become a member of the Greater Jackson Chamber at jacksontn.com.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#podcast #jacksontn #chamber #business #education #school #tourism #tennessee #family #jobs #foryou #leadership
Why is it important to be financially prepared for your child's future? In the newest episode of the Pocket Change Podcast, Financial Champion Lindsey Jackson shares how she and her husband have prioritized their children's financial well-being through saving. Listen to the full podcast to hear her tips and tricks for how to stick with your savings goals and how saving can intentionally make a meaningful difference in your children's lives.
Highlights
1:12 - Where did you get your passion for helping children save money?
1:42 - Can you tell us about your family and journey to saving?
3:29 - What are some things you say to our members about saving?
4:57 - How do you balance saving for an emergency and your children's savings?
6:01 - How do you involve your kids in saving?
10:51 - Are there any specific savings goals that you have met yourself?
11:37 - What is the best financial advice you've ever been given?
12:19 - What would you use with your pocket change?
Want to see when you'll reach your savings goals? Be sure to check out our savings goal calculator to know what you'll need to set aside to meet your savings at leaderscu.com/savings-goal-calculator.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#podcast #savings #savingsgoals #goals #financialeducation #save #financialfreedom #finance #money #foryou
How does the YMCA of Memphis and the Mid-South make a difference for families in our community? Representatives from the Y, Dave Bratcher and Rachel Ryan, share the organization's story and highlight their new Dancing with the Stars Memphis event on the Pocket Change Podcast. Be sure to listen to the full podcast to learn the YMCA's history, how it has grown, and who will be taking the floor at their upcoming event.
Highlights
1:08 - Could you tell us about what you do with the YMCA and the Mid-South?
4:39 - Can you tell us about your upcoming event, Dancing with the Stars?
5:54 - What are some of the programs that the Dancing with the Stars will help support?
7:54 - Who is dancing in Dancing with the Stars?
10:16 - Can you give us more details about what people can expect?
12:41 - Can you tell our listeners how they can support their local dancers?
13:15 - What is some of the best financial advice you've ever been given?
15:29 - How would you spend your pocket change?'
To learn more about the YMCA in Memphis and the Mid-South, visit ymcamemphis.org. Be sure to vote for your favorite dancer for Dancing with the Stars at dancinginmemphis.com.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#podcast #ymca #dance #nonprofit #give #learn #donate #memphis #tennessee #education #serve #dancing #celebrity
Do you have a passion for starting your own business? Lee and Beth Wilson are local entrepreneurs with extensive experience starting businesses from the ground up. From an escape room, running from the law on a reality tv show, and making candles, they share their story of entrepreneurship on the newest episode of the Pocket Change Podcast.
Highlights
1:15 - Can you share about your journey to entrepreneurship?
2:23 - What led you to open escape rooms?
9:24 - How did Lee end up being on the CBS reality TV show, Hunted?
13:10 - What did Beth think of Lee going on Hunted?
22:04 - Where did the name Wisdom House originate?
34:34 - Tell us about your success with the Wisdom House candles.
37:50 - What's the best financial advice you've been given?
40:05 - What would you do with your pocket change?
40:57 - Where can you get Wisdom House candles?
To learn more about Wisdom House or to purchase a candle, visit wisdomhouse.com or go to their Etsy Shop at https://www.etsy.com/shop/WisdomHouseCo.
The Pocket Change Podcast is presented by Leaders Credit Union. Visit leaderscu.com to begin your financial journey with us!
#podcast #business #localbusiness #entrepreneurship #wisdomhouse
How does Leaders help members through financial hardships? In this episode of the Pocket Change Podcast, Member Solutions Representative Vanessa Rogers shares how her department assists members with any questions or roadblocks they may encounter along their financial journeys. Also, discover how Leaders has evolved over the years and how being community-focused can make an impact.
Highlights 1:26 - Can you tell us about your journey to Leaders? 1:52 - Where did you start at Leaders when you arrived? 2:13 - What other departments have you worked in at the credit union? 2:34 - How does the Member Solutions Department help members? 3:46 - Why is it crucial for Leaders to help members during their financial hardships? 4:35 - What are some stories about how you've helped members over the years? 7:08 - Why do you think giving back to the community is important? 8:31 - What are some of the first changes you experienced at Leaders? 9:08 - What are some of your favorite things about Leaders? 10:38 - What is some of the best financial advice you've been given? 10:58 - What would you spend with your pocket change?
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#financialfreedom #financialjourney #finance #money #savings #creditunion
What exciting things are happening in Madison County, Tennessee? From growth in population to new local businesses and schools, Madison County Mayor AJ Massey joins the Pocket Change Podcast to discuss how his administration has been making an impact. Mayor Massey shares how his former career in banking prepared him for public office. Be sure to listen to the full episode to learn all the developments unfolding in our community.
Highlights
1:21 - Could you tell us about your journey into politics?
4:52 - What is something you're most proud of in your role as mayor?
10:03 - What do you see as the most significant challenge for Madison County right now?
12:29 - What can you share about the Jackson Regional Airport?
14:13 - What is your favorite new addition to Madison County?
16:11 - What updates can you share about the new Pope School project?
17:50 - What is the best financial advice you've ever been given?
19:16 - What would you do with your pocket change?
To learn more about Madison County, visit their website at madisoncountytn.gov.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#podcast #government #tourism #jacksontn #economy #businessdevelopment #business #localbusiness #travel #exploretennessee #explore #smalltown
Did you know the generation you come from might influence how you handle money? On this episode of Pocket Change, Carrie and Shea sit down with Adam Clarke, AVP of Sales Development at Leaders Credit Union, to discuss the different generations and their preferences. Whether you are a Gen-Xer or Boomer, Clarke shares how his team sees members interact differently with their banking needs and communication depending on their generation. Learn more about these generational differences and how Leaders uniquely serve each in this episode of the Pocket Change Podcast.
"We try to make sure that we're reaching a hand out in every direction so that wherever our member reaches out for us, we're ready to grab them," said Clarke.
Highlights
1:27 - Tell us about yourself and what you do here at Leaders.
2:01 - What generation is your family?
2:23 - What are the differences between the generations in how they prefer to bank?
3:42 - What do you see in communication differences across generations?
4:53 - How does the AmpliFi team meet members where they are in their financial journey?
6:54 - Why would someone choose Leaders?
7:53 - What is the best financial advice you've ever been given?
9:07 - What would you do with your pocket change?
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#podcast #trends #genz #millennial #banking #creditunion #innovation #finance #money #foryou
What exciting things are in store for the City of Jackson? From revitalizing downtown to developing a Great Wolf Lodge, hear what the city has to look forward to from the City of Jackson's Mayor, Scott Conger, on the newest episode of the Pocket Change Podcast. Also, listen in to hear about his journey into politics, what challenges he's faced in his role as mayor, and his best financial advice.
Highlights
1:17 - Can you tell us about your journey into politics?
3:33 - What are you most proud of in your role as mayor?
5:39 - What do you see as a significant challenge for the city of Jackson?
7:15 - Why is it important to have a strong and vibrant community downtown?
8:35 - Can you tell us about the Great Wolf Lodge and the new convention center?
10:49 - How is city leadership serving the community through the various outreach initiatives in Jackson?
12:44 - Could you give a personal reflection of what it was like to lead the city of Jackson through a pandemic?
14:33 - What is some of the best financial advice you've ever been given?
15:27 - What would you spend with your pocket change?
Stay updated about upcoming events in the city of Jackson by visiting jacksontn.gov.
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.
#cityofjackson #jacksontn #731 #tennessee #downtownjackson #podcast #creditunion #citydevelopment #tourism #government
Did you know that Leaders opened a new branch in Arlington, TN? As the second branch in the Greater Memphis area, the Financial Champions at Leaders are excited to help the Arlington Community with its financial needs. Brittany Boone, AVP of Branch Operations at the Arlington Branch, shares what drew her to Leaders and how her team can help people excel in their financial journeys.
"It is important for us to pour into these communities," said Boone. "It is important to me, not just professionally, but personally, to pour back into a community that is pouring into my own children."
Highlights
1:16 - Can you tell us about yourself and your journey to Leaders?
2:54 - What was your first impression of Leaders?
5:08 - Can you tell our listeners what services are at the Arlington Branch?
6:05 - Where is the Arlington Branch located in the area?
6:36 - What are the qualifications for membership?
7:17 - Why should people choose Leaders for their banking needs?
8:19 - What's the best financial advice you've ever been given?
8:40 - What would you do with your pocket change?
To learn more about Leaders Credit Union, visit leaderscu.com. Listeners can join for free by using code: ARLINGTON, and we'll waive the $25 membership fee.
#podcast #banking #arlingtontn #memphistn #creditunion #newbranch #financialfreedom #finance #mortgage #savings #financialwellness
How do healthcare providers shape the culture of a community? Hear the story of West Tennessee Healthcare from its President and CEO, Tina Prescott, as she shares the impact the organization has made for 75 years serving families in West Tennessee. Also, learn how they are expanding to provide specialized care and to reach patients in rural communities.
"We stand on the shoulders of so many leaders and so many wonderful leaders that have really built that for 75 years, " said Prescott. "...We stand on the shoulders of people who have been very good with their stewardship and financial sustainability goals, and we continue that."
Highlights
1:13 - Could you tell us about yourself and your journey to West Tennessee Healthcare?
2:57 - What drew you to the healthcare profession?
4:03 - What is the work culture you are trying to build?
5:17 - What does growth look like for your organization?
8:25 - After losing longtime West Tennessee Healthcare leader J.R. Ross, can you tell us about his impact and legacy?
10:06 - Do you have a recent story about how you've helped families in West Tennessee?
12:58 - Can you tell us about West Tennessee Healthcare's partnership with Leaders Credit Union for the last 40 years?
14:21 - What was the best financial advice you've ever been given?
16:17 - How would you spend your pocket change?
Learn more about West Tennessee Healthcare at wth.org.
To learn more about Leaders Credit Union or how to become a member, visit leaderscu.com.
#podcast #healthcare #doctor #health #healing #creditunion #medical #hospital #nursing #nurse #mentalhealth #finance #banking
Did you know that 80% of gym memberships purchased in January go unused by February? Financial resolutions often face a similar fate – but they don't have to. In the latest episode of Pocket Change podcast, hosts Shea and Carrie celebrate the show's second anniversary by diving into practical ways to make your money goals stick in 2025.
The episode kicks off with a candid discussion about the top five New Year's resolutions people commonly abandon: fitness goals, quitting bad habits, learning new skills, dietary changes, and – you guessed it – saving money. The hosts then pivot to sharing actionable strategies for making financial resolutions that last, emphasizing the importance of starting small and setting realistic goals.
Highlights
1:13 - Top 5 New Year's resolutions people give up on
3:26 - Start small with your goals and resolutions
4:59 - Ways to save money and improve your finances in 2025
5:06 - Audit your subscriptions
5:59 - Gamify your savings
6:31 - Use your skills to earn more money
7:43 - No spend weekends
8:59 - Digital minimalism financial cleanse
10:36 - Ways to save on groceries
11:34 - Coffee fund investing hack
12:51 - Cashback/rewards optimization
13:50 - 30-day rule for impulse purchases
15:05 - Meal prep bulk cooking challenge
16:17 - Biggest money regret last year
15:59 - What would you do with your pocket change?
You won't want to miss this episode!
Want to earn more cash back? Leaders Compass Black card is currently paying an unlimited 3%* cash back with direct deposit for the first 15 months. See https://www.leaderscu.com/credit-cards/compass-black-cash-back for full details and disclosures.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.
#podcast #newyear #resolutions #money #savings #hacks #2025 #banking #creditunion #cashback #creditcards
How is the Dream Center making a difference for women and families across West Tennessee? In our newest Pocket Change Podcast, the Dream Center's executive director, Gail Gustafson, shares how the Center has grown, its mission as an organization, and the visions her team has for the future. Also, hear about their upcoming event featuring country music singer Sara Evans.
Highlights 1:09 - What does the Dream Center provide to the community?
1:36 - How did the Dream Center begin?
2:43 - Tell us about your new building.
3:31 - What is the goal of the Dream Center?
6:58 - How many families has the Dream Center helped?
7:16 - What impact has Leaders with Love had on your organization?
8:00 - What are some ways that people in our community can support the Dream Center?
10:12 - Are there specific times you take donations?
10:46 - What annual event is coming up for the Dream Center?
12:01 - What is the best financial advice you've ever been given?
12:23 - If you had pocket change, what would you use it for?
If you're interested in supporting the Dream Center, you can give online anytime or call to find out what donations they need.
To learn more about Leaders Credit Union or how to become a member, visit leaderscu.com.
#Christmas #podcast #holiday #nonprofit #give #family
How is Leaders Credit Union making an impact in our communities this holiday season? Join Carrie and Shea as they talk with Todd Swims, the President and CEO of Leaders. Todd shares about the Leaders with Love initiative, reflects on 2024 and the growth of the credit union, and what he's looking forward to in the year ahead. Be sure to listen to the entire episode to hear some exciting news!
Highlights 1:42 - What makes Leaders Credit Union unique?
2:21 - What is something you were most proud of working at Leaders for 34 years?
3:09 - Can you give us a reflection on 2024 and the overall health of the credit union?
4:24 - Recently, you were named Best Banker in Jackson by VIP Magazine. What does this recognition mean to you?
5:28 - Why do you feel giving back to our communities through Leaders with Love Projects is essential?
7:12 - How does Leaders with Love fit with our mission as a credit union?
8:04 - What are your favorite projects from previous years?
9:29 - What are you most excited about going into the new year?
12:21 - What is the best financial advice you've ever been given?
13:11 - What would you do with your pocket change?
The Pocket Change Podcast is presented by Leaders Credit Union.
To learn more about Leaders Credit Union or how to become a member, visit leaderscu.com.
#podcast #holiday #serve #nonprofit #finance #creditunion #banking #money #savings #volunteer #give #foryou #financialfreedom
How is sports the driving force of passion in the Memphis community? ESPN Radio hosts, Jason Smith and John Martin, join the Pocket Change Podcast to share their experiences with talk radio, the history of sports in Memphis, and what they love about the people there.
Highlights 1:31 - Could you share about how you got into radio?
5:34 - What do you love most about covering Memphis sports?
8:38 - What do you love about the city of Memphis?
11:52 - What has the sponsorship through Leaders brought to the studio?
15:06 - What is the best financial advice you've been given?
19:31 - What would you do with your pocket change?
Leaders Credit Union is the studio sponsor for the Jason and John Show on ESPN Radio 92.9. Tune into their show from 11 a.m. - 2 p.m. Monday through Friday.
To learn more about Leaders Credit Union or how to become a member, visit leaderscu.com.
#podcast #radio #sports #memphisgrizzlies #memphistn #basketball #community #finance #creditunion #banking #journalism #news #sportsnews
Do you know how to protect yourself from financial fraud? Find out in our latest podcast episode with Rebecca Scheidecker, Risk Management Specialist at Leaders Credit Union. Rebecca shares the many ways fraudsters try to steal your money and identity and what signs you need to look out for to protect yourself.
Highlights 1:07 - What is the number one way fraudsters take our money?
2:53 - What is an example of a text a person could get that is actually fraudulent?
6:11 - What advice would you give to not fall for these scams?
7:15 - What are other common scams?
10:30 - What are some common misconceptions of fraud?
12:47 - What are some ways to prevent fraud from happening?
14:54 - What is some of the best financial advice you've ever been given?
15:51 - What would you do with your pocket change?
Knowing the signs of fraud is essential to prevent it from happening. Take our quiz to see how well you can detect fraudulent activity.
To learn more about Leaders Credit Union or how to become a member, visit leaderscu.com.
#podcast #fraud #fraudawareness #fraudprevention #finance #financialfreedom #money #savings #foryou #moneytips #scam #scammers #fraudalert
What happens when you need financial services away from home? Learn about what shared branching is and how it can benefit you from Bernardo Ferreira, AVP of Branch Operations at Leaders in Bartlett, TN. Bernardo shares his story of coming to America from Portugal and how this journey led him to become a Financial Champion at Leaders. Si hablas español, descubre qué servicios te puede ofrecer Leaders Credit Union.
Highlights 1:15 - Can you tell us about your journey to becoming a Financial Champion?
2:20 - Why did you decide to work in the financial services industry?
2:50 - What are some common financial concerns that you see with members?
4:10 - What is shared branching?
5:44 - ¿Qué servicios financieros ofrece Leaders?
7:31 - What is the best financial advice you've been given?
8:08 - How would you use your pocket change?
To learn more about Leaders Credit Union and how to become a member, visit leaderscu.com.
Si está interesado en convertirse en miembro, visite leaderscu.com o llame al 731 664-1784.
#podcast #creditunion #money #dinero #cooperativadecrédito #finanzas
#cuentacorriente #cuentadeahorros
What is the STAR Center, and how is it making a difference for families? Discover how the STAR Center is paving the way for individuals with special needs to succeed through our newest podcast with Dr. Jennifer Graves, President of the STAR Center. Dr. Graves shares how assistive technology is helping those with disabilities, how their team provides reading and speech therapy for students and home care, as well as what to look forward to in their upcoming event, Dancing with the STARs.
Highlights 1:08 - What is the history of the STAR Center?
4:35 - What services does the STAR Center offer?
7:35 - What does the STAR Center's mission mean to you?
9:58 - How many families has the STAR Center served?
10:51 - Can you tell us more about Dancing with the Stars?
14:03 - What is the best financial advice you've been given?
15:02 - What would you buy with your pocket change?
If you want to learn more about the STAR Center or attend Dancing with the Stars, visit https://www.star-center.org/.
To learn more about Leaders Credit Union and how to become a member, visit leaderscu.com.
#podcast #specialneeds #disabilities #serve #crushtheno
What financial concerns are keeping you from moving forward towards your goals? Join Carrie and Shea as they hear from Matt Emison, AVP of Branch Operations at the Dyersburg Branch, who shares how Leaders Dyersburg meets people where they are on their financial journey. Be sure to listen to the full episode to learn what services the branch offers, the growth in their market, and why Matt believes the team at Leaders is unique.
Highlights 1:15 - How did you become a financial champion at Leaders?
2:30 - What financial needs to members tend to come in with at the branch?
3:28 - What services are offered at the Dyersburg Branch?
4:24 - What are some other concerns members have?
6:44 - What growth have you seen in the Dyersburg market?
7:44 - What makes us different from other financial institutions?
8:32 - What is the best financial advice you've ever been given?
9:14 - What would you spend with your pocket change?
To learn more about Leaders Credit Union and how to become a member, visit leaderscu.com. To learn more about the Dyersburg Branch, visit https://www.leaderscu.com/locations/dyersburg.
#podcast #creditunion #banking #finance #savings #financialfreedom
Are you curious about other cultures in your community? The Jackson International Food and Art Festival provides a unique opportunity to learn about our community's many countries and cultures. Listen to our newest podcast episode with the Festival's co-founder, Dr. Sandra Dee, who shares how the Festival started, what to expect this year, and why cultural sensitivity is vital for connecting with others.
Highlights 1:06 - How did the Jackson International Food & Arts Festival start?
3:03 - Why is it so important to spread cultural awareness?
5:06 - What should attendees expect this year?
6:19 - What activities are available for children?
8:00 - What are some new things we can expect at the Festival?
9:04 - When and where will the Festival be?
10:16 - What is the best piece of financial advice?
10:49 - What would you spend your pocket change on?
Are you interested to learn more about the Jackson International Food & Arts Festival? The Jackson International Food & Arts Festival will occur on Saturday, September 21, 2024, at the Jackson Fairgrounds. Learn more at https://www.jifaf.com/.
Pocket Change Podcast is brought to you be Leaders Credit Union. Learn more at leaderscu.com.
#podcast #internationalfood #food #festival #jacksontn #culture
How do we engage our local community to be interested in financial literacy? Having financial literacy is the key to achieving financial freedom. Unfortunately, many communities struggle to reach that goal because they lack a basic understanding of managing their money or access to financial wellness resources. Discover how financial education is making a difference in Memphis, TN, with Chris Thomas, Community Engagement Specialist at Leaders Credit Union.
Highlights 1:39 - How did you get into the credit union industry?
2:58 - What was your first impression of Memphis and coming to Tennessee?
3:52 - What's your favorite BBQ in Memphis?
4:23 - What do you think is the greatest need you've seen in the Memphis area?
4:55 - How will Leaders Credit Union combat financial barriers?
6:13 - What are some of the fun ways Leaders teaches financial education?
7:16 - What is the best financial advice you've ever been given?
8:02 - What would you spend your pocket change on?
Are you interested in promoting financial education in your community? Contact the Community Engagement team at ce@leaderscu.com.
To learn more about Leaders Credit Union and their services, visit leaderscu.com.
#podcast #financialliteracy #financialeducation #personalfinance #financialfreedom #memphistn #choose901
How are community colleges helping students fast-track into the middle class? While people may think community colleges are limiting, they actually provide students with freedom from significant debt from student loans and opportunities for career advancement. In our latest podcast episode, Dr. Rothstein, President of Jackson State Community College, explains how community colleges benefit students in West Tennessee and nationwide.
Highlights 1:09 - How did you become a college president?
5:47 - What were your first impressions of stepping on the campus of Jackson State Community College and Jackson in general?
8:37 - What are some misconceptions about community colleges?
11:26 - What will the Workforce Development Center look like?
12:41 - What is the best financial advice you've ever received?
14:11 - What would you purchase if you had some extra pocket change?
Are you interested in pursuing a degree at Jackson State Community College? Visit https://www.jscc.edu/ to discover what programs might be a good fit for you.
Learn what scholarships could benefit you through Leaders Education Foundation by visiting leadersgives.org/scholarships.
#podcast #scholarships #college #communitycollege #education
Do you feel that your financial needs and goals are met by your financial institution? When you're looking for a solution to your unique needs, you don't want to be sold to, but rather guided, on your financial journey. If you think about sales, you might not be fond of the image that comes to mind, such as a cars salesman who is trying to push a deal. When it comes to your financial institution, it is important that you are given full transparency about how to move forward in your financial journey with what rates, accounts, and products are best for you. At Leaders Credit Union, they take a needs-based approach to how they serve their members' needs. Join Carrie and Shea as they discuss what sales should look like for credit union members with Hinna Jamal, Sales Strategy Officer at Leaders.
Highlights
1:21 - How did you get to Leaders?
4:43 - What are some economic factors that are affecting our members?
6:03 - What are some areas where our members are looking for assistance?
7:17 - How does Leaders treat the concept of sales differently?
11:37 - What is your best piece of financial advice?
12:52 – What would you spend your pocket change on?
Wondering what it would be like to be a member at Leaders? Visit our membership page at https://www.leaderscu.com/membership-benefits to learn how we can help you on your financial journey.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
#podcast #creditunion #sales #workculture #serve #finance #inflation #debt
How is racecar driving making a difference for the economy in West Tennessee? Join in the conversation with Kel Kearns, Ford Mustang Challenge Series Competitor, as he shares about how professional racing can play a key role in the growth of our community. Be sure to listen to full episode to learn more about the Mustang Challenge, Kel’s racecar, and his experiences working with Ford.
Highlights
1:23 - How did you get started in the Mustang Challenge?
3:16 - Have you always been interested in racing?
4:37 - Tell us about the partnership that Leaders has with the Mustang Challenge.
5:58 - How did you build your career with Ford?
8:14 - Having lived all over the world, what is keeping you in West Tennessee?
10:00 - What is some of the best financial advice you’ve ever been given?
11:07 - What would you buy with your pocket change?
Interested to learn more about the Mustang Challenge? Follow the races here.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
Are you interested to learn tips for interviewing, resumes, and job applications? Listen to our podcast to learn from the VP of Human Resources at Leaders Credit Union, Erin Mitchell, as she shares her advice on how to be prepared for your job search. If you’re interested in working at Leaders, check out the full episode to find out what it means to be a financial champion and what opportunities they offer for their employees.
Highlights
1:10 - What is your background in HR?
1:37 - What is the best advice you’d give to someone looking for a job?
2:38 - Why is culture so important in the hiring process?
4:20 - What does financial champion mean for Leaders?
4:54 - What is the training offered to financial champions?
6:52 - What does the application process for the “Best Credit Unions to Work For” look like?
7:46 - What new positions are open at Leaders?
Are you interested in working at Leaders Credit Union? See what positions are available at https://leaderscu.com/careers.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
#podcast #creditunion #employee #workculture #job #interview #jobsearch #hiring
Why is having a local sports team important to our community? Find out in this episode featuring Dennis Bastien, President and CEO of the Jackson Rockabillys. Having worked with multiple baseball teams across the South and Midwest over the years, Dennis saw potential in our area and the team. Discover how the Rockabillys are and will continue to support our community with their games and events.
Highlights
1:31: How did you get started in baseball?
3:07: What keeps you coming back year after year?
3:55: Of all the places to choose to bring a franchise, why did you choose Jackson?
5:01: Why should the community support the Rockabillys?
7:04: What events do you have planned for the summer?
Are you looking for a fun activity for you and your family this summer? See the Jackson Rockabillys’ full schedule at rockabillysbaseball.com and find a time to cheer on the Goats!
Are you a member of Leaders Credit Union? Get your free ticket vouchers for Leaders Night at the Ballpark on Friday, June 14, 2024!
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.
#podcast #baseball #community #sports #jacksonrockabillys #gogoats #rockthegoat
Why is journalism and storytelling so important? Join our hosts, Carrie and Shea, as they learn about the future of journalism from Ted Kluck, Associate Professor of Communication Arts at Union University. Along with overseeing Union’s journalism program, Kluck has years of professional writing and podcasting experience. Discovery why storytelling and the arts are so impactful by checking out this new episode.
Highlights
2:45: How did you get involved with podcasts?
4:44: How do you think journalism has changed in the last 10-15 years?
6:17: Why is storytelling so important?
7:54: How do you think Leaders has impacted the journalism program at Union University through our partnership?
10:31: Why is the arts still so important for education?
12:41: What is some of your financial advice?
To learn more about journalism at Union University, visit https://www.unioncommarts.com/programs/journalism/ or check out the student magazine at https://www.cardinalandcream.info/.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
#podcast #journalism #storytelling #writing #write #creditunion
Why is financial education so important for our community? Join our hosts, Shea Brown and Carrie Cantrell, as they explore how the Community Engagement team serves the community. Evan Flora, Community Engagement Specialist for Leaders, shares how they provide financial education to employers, employees, and students across West Tennessee.
Highlights
1:15: Tell us about yourself and your background at Leaders.
2:36: Tell us about what the Community Engagement team does at Leaders.
3:46: What does a day in the life of a Community Engagement Specialist look like?
5:17: Why is it important to teach financial education to our students and community?
6:45: What is a Financial Reality Fair?
8:27: How can a school or a group contact your team to set up a Financial Reality Fair or class?
9:02: How do free financial wellness benefits help employers in our region?
To contact the Community Engagement team, visit leaderscu.com/partners to fill out an interest form, or email ce@leaderscu.com.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
#podcast #community #creditunions #financialwellness #benefits
You’ve likely heard about the various new companies, businesses, and manufacturing plants that are coming to West Tennessee, but what do these new workforce developments mean for you? One of these new plants is Dixie, which manufactures household paper products. Hear firsthand from Dixie’s Plant Director, Mike Cook, as he shares about the employment culture and community impact Dixie is planning to bring to Jackson and surrounding communities.
Highlights
1:04: What do you do at Dixie?
2:16: What products does Dixie make? What is Georgia-Pacific?
3:15: Why did Georgia Pacific and Dixie choose Jackson?
4:17: When will the Dixie facility open?
4:51: How many employees is Dixie planning to hire?
5:09: What kind of employee culture is Dixie wanting to build?
6:21: Why is it important to support workforce development in our region?
7:56: Why do you feel it’s important to partner with local small business in this area?
8:27: For those with environmental concerns, how are the paper plates are made?
10:20: How can we learn more about Dixie?
Are you interested in applying for a job or want to learn more about Dixie? Visit www.dixiejackson.com.
If you'd like to know more about the Workforce Readiness Scholarships from the Leaders Education Foundation presented by Dixie, visit: https://www.leadersgives.org/workforce-scholarships.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
#podcast #communitydevelopment #innovate #manfucaturing
As you begin to financially plan for your retirement, there are many questions you may have about how to maximize your wealth. On the latest episode of Pocket Change, we talk with Kevin Smith, LPL Financial Planner with Leaders Investment Services, who shares his advice on how you can make the most of your financial situation to have a secure future. Whether you want to build a lake house, purchase an RV, or travel the world, learn how you can make your goals for retirement come true by listening to this episode of the Pocket Change Podcast.
Highlights
2:24: What is income planning?
3:10: How has retirement income planning changed?
5:00: How will social security change in the upcoming years?
6:01: What tools can we use to create additional income for our retirement?
8:47: What advice would you have to those who are 30, 20, and 10 years out from retirement?
10:18: What makes Leaders Investment Services different from other brokers?
11:17: What is the best way to contact Leaders Investment Services?
Are prepared for your retirement or do you have questions about income planning? Learn more and schedule an appointment at https://www.leaderscu.com/investments.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
Are you curious about what is happening in the Jackson-Madison County School System? Join Carrie and Shea as they talk with the JMCSS Chief of Staff, Melissa Spurgeon, as she shares what’s been the current trends in education. Listen to the latest episode of the Pocket Change Podcast to learn the importance of public education, what upcoming projects are in the future for schools in Madison County, and how you can make an impact in supporting your local school system.
Highlights
1:42: What Does Being the Chief of Staff Entail?
2:21: Why is Public Education So Important?
3:04: How Do You Feel that Education Has Evolved or Changed?
6:11: What Projects are Happening in the Jackson-Madison County School System?
6:51: What does S.T.E.M. Stand For?
10:48: What is One Your Favorite Things About Being a Teacher?
13:20: Why is It Important for Local Business and Organizations to Partner with the School System?
The Pocket Change Podcast is presented by Leaders Credit Union. To learn more, visit www.leaderscu.com.
With an ever-changing housing market, buying a home can feel overwhelming and stressful. Listen to the new episode of the Pocket Change Podcast, where you can learn from experts on how to make wise financial decisions that will benefit your future. Chris Gray, Chief Mortgage Officer at Leaders Credit Union, sits down with Shea and Carrie and provides insights on the housing market and ways to be prepared to buy. It's don't miss for anyone in the home buying process.
Highlights
2:09: Updates for Home Buyers
4:01: What is Your Advice for Someone Who is Unsure About the Home Buying Journey?
4:53: What is the Best Way to Get in Contact?
5:57: What are Some Down Payment Assistance Programs People and Borrowers May Qualify For?
8:14: What Would You Say Makes Leaders Different from Other Mortgage Companies?
Ready to start your home buying journey? Learn more and get pre-qualified today at https://www.leaderscu.com/home-loans.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com.
Dreaming of buying your own home but feeling lost in the process? In this episode of the Pocket Change Podcast, Maddie and Shea chat with Brent Ward, CEO of CWTAR, about all things home buying.
In this episode, you'll discover:
- Why finding the right realtor is crucial: Brent emphasizes the importance of interviewing multiple realtors to find someone you feel comfortable with, has local expertise, and communicates clearly.
- The benefits of homeownership: From building equity to long-term wealth building, Brent sheds light on the many advantages of owning your own home.
- Essential considerations for making an informed decision: Brent stresses the importance of understanding the current housing market and getting advice from multiple realtors and mortgage lenders including your local bank or credit union.
Highlights:
1:14 – What does CWTAR stand for?
2:31 – What is your advice to a first-time homebuyer?
4:35 – What should people look for in a real estate agent?
5:29 – Is there a difference between an agent and a realtor?
6:52 – Tips for second or third home buyers or sellers.
8:36 – Do you have any advice for the process of financing a home?
10:11 – What are the benefits to home ownership versus renting?
12:45 – Where do you see the real estate market going in the next few years?
This episode is packed with practical insights and expert advice to guide you on your journey. Listen now and gain the confidence you need to make informed decisions and achieve your dream of owning your own home.
If you are ready to take the first step towards homeownership, reach out to one of our mortgage champions to help walk your through the process. Get pre-qualified today at https://www.leaderscu.com/home-loans/champions.
Pocket Change is presented by Leaders Credit Union. Learn more at leaderscu.com.
Feeling overwhelmed by the endless cycle of debt? You're not alone. Debt consolidation can be a powerful tool to manage your finances and get out of debt faster. In this episode of the Pocket Change Podcast, Angela Utley, a senior underwriter at Leaders Credit Union, dives deep into the world of debt consolidation, equipping you with the knowledge and strategies you need to conquer your debt and achieve your financial goals.
Highlights:
2:59-3:33 - What is debt consolidation?
3:44-4:12 - How can debt consolidation help our members?
5:10-6:33 - Difference between unsecured and secured loans
6:37-7:52 - Other options to consolidate debt
8:03-8:38 - What factors effect the loan you qualify for?
9:01-11:00 Debt Snowball vs. Debt Avalanche
Ready to learn more? Schedule a free check-up with a financial champion at Leaders Credit Union to discuss your debt consolidation options and take control of your financial future.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.
For full details and disclosures on Leaders Debt Consolidation Loan options, visit https://www.leaderscu.com/personal-loans#debt-consolidation.
For full details and disclosures on Leaders introductory rate on their balance transfer credit card, visit https://www.leaderscu.com/credit-cards.
If you're in the market for a new home this year, you need to tune into this episode of Pocket Change. David McLemore, president of the West Tennessee Home Builders Association, join Shea and Maddie to discuss the housing market in 2024 and why it's a buyer's market right now.
Highlights: 2:59-4:10 - Update on current housing market 4:14-7:37 - How to take advantage of buyer's market 8:30-9:57 - Blue Oval City's impact on the housing market 10:03-11:21 - Why is home ownership so important 12:00-14:25 - Biggest advice for 2024
If you need help with a home purchase of your own, reach out to a Leaders mortgage champion at https://www.leaderscu.com/home-loans.
Pocket Change Podcast is brought to you by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
Looking to improve your finances in 2024? On this special episode of Pocket Change Podcast, Jonathan Jones, financial counseling coordinator, joined Shea and Maddie for the first episode of the new year. He shares financial wisdom and advice to help you kickstart this new year with a solid budget and a healthy credit score. We are also celebrating one year of our Pocket Change podcast. Thanks for tuning in!
2:26-4:00 - Jonathan's best piece of advice for 2024
4:10-5:25 - How to recover from spending too much around the holidays
5:48-9:25 - Budgeting tips
9:35-12:40 - Why money is relational
13:00-22:20 - what effects your credit score
22:35-25:15 - Why Leaders has certified financial counselors
25:30-29:15 - Financial success stores
If you'd like to meet with a financial counselor, visit our website https://www.leaderscu.com/financial-wellness/tools.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.
On this episode of Pocket Change Podcast, we explore the unique culture and mission of Leaders Credit Union through a conversation with our CEO, Todd Swims. Shea and Maddie dive into Todd's 33-year journey with Leaders, highlighting the credit union’s growth and his personal experience. Leaders with Love, an annual community service project around the holidays driven by our employees, exemplifies the credit union's commitment to its members and the local community.
1:23-2:50 - Todd's history at Leaders
2:58-5:32 - What is Todd most proud of?
6:05-7:30 - Purpose behind Leaders with Love
7:40-10:15 - Todd's favorite Leaders with Love projects
11:00-11:53 - Why should we give back?
12:01-14:05 - Our mission at Leaders/the credit union difference
Watch our full Leaders with Love 2023 video to see some of the incredible projects our financial champions came up with: https://www.youtube.com/watch?v=6ABd505SMcg&feature=youtu.be
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
On this episode of Pocket Change Podcast, we talk to Jackson's own Lauren “Lolo” Pritchard, a singer-songwriter whose journey has taken her from Broadway to giving back to her hometown. She shares the story behind her annual Christmas show, her passion for supporting local artists, and why she believes in investing in the Jackson community.
1:13-4:01 - About Lolo's career
4:11-6:10 - Lolo Christmas show
6:15-8:33 - Snack Backpack Program at RIFA
10:35-11:43 - Ticket info for Christmas show
11:47-15:42 - The importance of giving back to community
15:52-19:52 - Why Lolo moved back to Jackson
20:05-12:20 - No Reverse Records
20:23-24:19 - Best advice for a new artist
You can purchase tickets to Lolo’s Christmas show on her website https://www.lolomusic.com/christmas. If you’d like more information on the Snack Backpack program at RIFA, visit their website https://www.rifajackson.org/ministries/snack-backpack/. The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
In this episode of the Pocket Change podcast, we discuss the frustrations people may experience with their banking and the process of switching accounts. Brandy Ahlquist, the Vice President of Member Experience and Innovation at Leaders Credit Union, shares valuable insights on making the switch and how our members can have a step-by-step guide to walk them through the process.
1:35-2:40 - About Brandy & member experience
3:16-5:20 - The first step in switching
6:00-7:31 - Next steps in switching
7:36-8:12 - The hardest part in switching
8:51-10:52 - Personal experience switching
11:31-12:22 - How does our guide help member experience?
12:28-13:08- Why do people think it's hard to switch?
12:18-14:20 - Why would you choose Leaders?
14:41-15:30 - Why has Brandy stayed at Leaders so long?
Are you thinking of making the switch? You can visit leaderscu.com/switch, where you can find the Ditch & Switch Kit and access additional resources for a seamless account-switching experience.
The Pocket Change Podcast is brought to you by Leaders Credit Union. Learn more at leaderscu.com.
In this Pocket Change episode, Matt Marshall, the president and CEO of United Way of West Tennessee, joined Shea and Maddie to talk about Giving Tuesday coming up at the end of November and how United Way helps our area non profits. He emphasizes the vital role of education as a foundation for community success, as it influences financial stability and health, and gave us many ways to be involved this giving season.
1:22-2:00 - About Matt & how he got to United Way
2:08-3:20 - United Way's mission
3:35-5:10 - What is Giving Tuesday?
5:23-6:40 - Why is it important to have local Give731?
6:49-8:23 - How you can be involved
9:40-11:35 - How non profits can sign up & be involved
14:00-14:40 - We all have different passions
You can go to https://www.give731.org/ to find out all the ways you can be involved this year.
To support United Way of West Tennessee, visit https://uwwt.org/.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/
With the constant advancement in technology, digital banking is the way many people choose to handle their finances, and at Leaders, we are a digital first credit union. On this episode of Pocket Change Podcast, we talk to Latoya Ingram, Director of E-Branch Operations at Leaders, to hear how the call center is always staying ahead of what you need.
1:12-1:36 - About Latoya
1:38-1:56 - Digital banking at Leaders
2:01-2:41 - What does the E-Branch do?
4:16-6:17 - The importance of our members and their needs
6:27-7:27 - Why is the E-Branch called "the Gym?"
7:37-8:23 - Culture of the E-Branch
You can check out all the digital banking Leaders has to offer through our website or in our app https://www.leaderscu.com/online-banking. You can also give our E-Branch a call at 731.664.1784.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.
The Discovery Park of America is a staple of West Tennessee and has helped numerous people discovery what they want to do in their future careers and experience something new around every corner. In this episode of Pocket Change Podcast, Shea and Maddie sat down with Scott Williams, the president of Discovery Park of America, located in Union City, Tennessee. With the park's 10th anniversary on the horizon, this conversation was an opportunity to talk about the park's history, its mission, and the exciting developments in store for visitors.
1:08-3:21 - About Scott & how he came to Discovery Park
3:22-4:48 - Most rewarding part about tourism
5:00-6:34 - History of Discovery Park of America
6:37-7:14 - People see their first escalator at DPA
7:58-9:14 - Why Discovery Park is in Union City
8:15-10:44 - The impact of DPA
12:50-15:30 - 10th anniversary birthday celebration
15:35-19:10 - New things coming to Discovery Park
20:03-21:55 - Scott's podcast "Reelfoot Forward"
You can visit Discovery Park of America by going to their website https://discoveryparkofamerica.com.
You can listen to Scott's podcast, "ReelFoot Forward" on any podcast platform https://discoveryparkofamerica.com/about-us/podcast/.
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/
How often do you think about the small purchases you make every day? Whether you’re a big family or are living by yourself, it is crucial to make a budget and find ways to save money on the little purchases so that you can meet your financial goals. Scott Heit, Director of Marketing and Digital Strategy at Leaders, joined Pocket Change to talk about how his family has found hacks to make their money go farther.
1:20-2:00 - About Scott and saving money as a family
2:12-2:42 - Scott's best saving tips
3:40-5:10 - Use Rakuten to save on online shopping
5:15-6:15 - Cashback credit cards
6:20-8:05 - How to use mobile apps
8:50-10:57 - Grocery shopping tips
11:05-12:25 - Ordering pizza saving hack
Leaders has a free budgeting tool for all members called money management and has educational content to help you meet your financial goals. Learn more at https://www.leaderscu.com/money-management
Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.
How much do your kids know about money? On this episode of Pocket Change Podcast, Eva Wright, sophomore at Milan High School and the Miss Bethel University Teen Volunteer, joined us to talk about how she teaches kids to handle finances. She is passionate about financial literacy and has created a platform called “Common Cent$” and a club called “Girls Just Wanna Have Funds” where she teaches kids about money management and educates them on finances.
1:33-2:00 - Eva's involvement in pageants
2:07-3:15 - Common Cent$ Platform explained
3:20-4:27 - Strategies to help kids learn about money
4:42-5:26 - How to use money jars
5:31-6:45 - Other financial hacks
7:35-8:33 - Should school require financial literacy courses?
8:40-9:36 - Scholarships available through pageants
Check out Eva’s Instagram profile @e.va_w.right to follow her financial education journey. You can learn how to open a Future Leaders Account on our website or walk into any of our branches https://www.leaderscu.com/youth-banking.
Life is full of transitional moments and times of change, and they all play a part in our financial journeys. On this episode of the Pocket Change Podcast, we sit down with Mary Helen Holt, the former co-host of the podcast and the Marketing and PR Specialist at Leaders Credit Union over the past year. What did she learn working at a Credit Union for a year? Check out the episode to find out.
Highlights:
2:58-4:38 - What did you learn working at a credit union?
4:48-5:51 - Advice for change
6:28-8:40 - How to become financially literate
9:27-11:08 - Sometimes you save to spend
11:15-12:25 - Be a good listener
12:26-13:50 - What's next for Mary Helen?
The Pocket Change Podcast is present by Leaders Credit Union.
Learn more about the benefits of Leaders, visit our website and check out our financial wellness tools to help you become more financially literate. https://www.leaderscu.com/financial-wellness/tools
College is a time of new experiences and memories, but it also comes with many financial decisions for the first time. Dr. Dub Oliver, President of Union University, joined the Pocket Change Podcast to share his advice for college students on how to manage their money wisely and avoid financial heartaches.
Highlights:
3:00-4:10 - What's special about college
4:30-6:10 - One piece of advice for college students
6:18-8:15 - Do you recommend credit cards in college?
8:33-10:17 - How to be a good steward in college
12:07-13:10 - Working as a college student
13:48-15:51 - A few more money tips
If you'd like to learn more about Union University, visit their website at uu.edu.
If you'd like to see what educational resources Leaders has to offer, check out our financial wellness tools at https://www.leaderscu.com/financial-wellness/tools.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.
On this episode of Pocket Change Podcast, Leigh Anne Bentley, president of the Leaders Education Foundation, gives us some insight into the heart of the foundation, which is to give back to students and teachers in West Tennessee. The foundation offers several programs, including LEADS Grants, scholarships, and sponsorships.
Highlights:
1:40-2:00 - About the Foundation
2:20-3:00 - What LEADS Stands For
5:00-6:50 - Educational Programs We Support
7:05-7:32 - How Can a Teacher Apply for LEADS Grants?
8:16-9:05 - Scholarship Programs
10:45-11:50 - Applying for LEADS Educator Grants
To find out more about Leaders Education Foundation, check out leadersgives.org.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
On this episode of the Pocket Change Podcast, our guest Courtney Searcy, Program Director of Our Jackson Home, tells us the mission of Our Jackson Home and all that you need to know about 731 Day coming up at the end of July. 731 Day is a community event that celebrates the people and stories of Jackson, Tennessee. The event is organized by Our Jackson Home, a nonprofit organization that promotes the city of Jackson through its journal and events.
Highlights:
1:30-2:55: The History of Our Jackson Home
3:16-4:02: Mission of Our Jackson Home
4:14-5:15: 731Day Explained
5:50-6:39: What is Porchfest?
8:10-8:53: 5 Artists This Year
To find out more information about 731 Day and Porchfest, you can visit 731day.com. If you want to know how Leaders supports our community, you can check out our community involvement on our website https://www.leaderscu.com/community-involvement.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
The financial industry is filled with acronyms, and one of those is a HELOC, which stands for a Home Equity Line of Credit. On this episode of the Pocket Change Podcast, Shea and Mary Helen sit down with our guest Spencer Platt, Executive Vice President of Leaders Credit Union, who explains everything you need to know about HELOCs and the various ways you can use them.
Highlights:
3:07-4:00- What is a HELOC?
4:07-4:48- Quick Example
4:54-6:05- What do people use it for?
6:07-6:40- Cash Flow
6:50-8:05- 7 Year draw
9:30-11:00- Interest rate for HELOC
11:50-12:15- How does someone get a HELOC?
To learn more about HELOCs, visit https://www.leaderscu.com/home-loans/heloc.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
Downtowns are the heart of our communities. In this episode of the Pocket Change Podcast, Shea and Mary Helen sit down with Beth Ann Simpson, director of Jackson Downtown Development Corporation, to discuss the recent growth and momentum of downtown Jackson, Tennessee. JDDC is a nonprofit that partners with area business owners and the community to highlight all that is happening in Downtown Jackson.
Highlights:
2:42-3:50 - What is JDDC?
4:40-6:26 - What exciting things are happening downtown?
7:31-8:09 - Food Truck Fridays
9:02-10:04 - Why is it important to support downtown?
10:05-11:14 - Hidden gems downtown
11:32-12:26 What can you do with a $20 budget?
To stay up-to-date on all the things happening in Downtown Jackson, visit https://www.downtownjacksontn.com/.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
Is your money protected? With all the recent bank failures, that’s an important question to ask. In this episode of the Pocket Change Podcast, Shea and Mary Helen sit down with Seth Rudd, CFO at Leaders Credit Union, to discuss "How to protect your money and watch it grow." Not only do they discuss FDIC and NCUA insurance, they also examine the best accounts to help you grow their hard earned money. Put your trust in a financial institution that has safeguards in place to protect your money, minimize your risk, and maximize your rewards.
Highlights:
2:27-2:47 – No one has lost a dime of federally insured money
3:55-4:47 – Are Credit Unions federally insured?
6:49-7:33 - Is Leaders Credit Union safe?
7:46-8:29 - Favorite Savings account
8:56-9:32 - CDs are a great savings option
9:45-10:31 – Difference between Certificates and Money Market Accounts
10:57-12:10 - What is CD laddering?
Products featured on this podcast
Fast Forward Savings: https://www.leaderscu.com/savings-accounts/fast-forward
Champion High-Yield Savings: https://www.leaderscu.com/savings-accounts/champion-high-yield
Certifcates: https://www.leaderscu.com/savings-accounts/term-share-certificates
Money Market Certificates: https://www.leaderscu.com/savings-accounts/money-market-certificate
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
Traveling to Disney World is not cheap and planning can be a daunting task. On this episode of the Pocket Change Podcast, we're talking about the most magical place on earth and ways to save money on your Disney vacation. Kristi Woody, photographer and avid Disney traveler, sits down with Shea and Mary Helen to share her ways to save for Disney and save while your at the parks. If you're planning a trip to Disney, this is a must listen!
Highlights:
4:50-5:54 - Use a Disney travel planner
6:01-6:40 - Tips for discounted park tickets
8:16-8:59 - What are the top value resorts
11:10-12:03 - Bring water and snacks with you to the park
12:21-13:02 - Try the unique snacks
14:26-15:07 - Hacks to save on Disney's Memory Maker
15:08-15:58 - Give your kids a budget
Products on the Podcast:
Champion Rewards Checking earns interest with no monthly fees or minimum balance requirements: https://www.leaderscu.com/checking-accounts/champion-rewards
Fast Forward Savings: https://www.leaderscu.com/savings-accounts/fast-forward
To support Kristi's Disney small shop, Favorite Deputy Co, visit https://www.etsy.com/shop/FavoriteDeputy
To learn more about Give Kids the World Village, visit https://www.gktw.org/
On this episode of the Pocket Change Podcast, Kay Carroll, Director of Mortgage Sales and Services at Leaders Credit Union, talks about what a first-time homebuyer should know when navigating the homebuying process. The process of buying a home for the first time can be a daunting and overwhelming experience, especially for those who are not familiar. This podcast is dedicated to helping first-time homebuyers navigate the complexities of the home-buying process by providing valuable insights, tips, and advice from industry experts.
Highlights:
2:00-2:30 – How much down payment do you need to buy a house
5:13-6:15 - The importance of credit reports
9:44-10:32 – Understanding the mortgage lingo
11:27-12:07 – Pre-Qualifications can set you a part as a buyer
14:05-15:04 - What to look for in a realtor
17:03-17:45 – Leaders refi assurance offer
If you're ready to start the homebuyer journey, speak with a Leaders mortgage champion by visiting https://www.leaderscu.com/home-loans/champions
Learn more about all of Leaders home loan options at https://www.leaderscu.com/home-loans
*No Lender Fees Offer redeemable toward all lender fees except interest rate discount points, lock extension fees, rate re-lock fees, and prepaid daily interest due at closing. No Appraisal Cost Offer redeemable toward recipient’s actual appraisal cost or $500, whichever is less. Lender fee credit and appraisal credit will appear on final closing disclosures. To redeem offer, provide this card prior to initial loan disclosures and card expiration date. Offer only valid when all the following conditions are met: (1) the offer is redeemed by the recipient toward refinance of a first lien, owner occupied residential mortgage loan of $100,000 or more closed with Leaders Credit Union (Leaders); (2) Leaders originated the recipient’s initial purchase mortgage on the property; (3) since the recipient’s initial purchase mortgage, no subsequent refinance of the property has occurred; and (4) the recipient has made at least six consecutive payments on the initial purchase mortgage during the scheduled payment period in which they were due. Offer not valid on modification, conversion, or refinance of short-term financing, including but not limited to, construction or bridge loans. Offer may be subject to additional terms, conditions, restrictions, and product exclusions, all of which may change without notice. Offer and mortgage loans are subject to underwriting guidelines and approval. Offer may not: (a) be used in conjunction with any other down payment or cost assistance programs; (b) be combined with other Leaders offers, promotions, or incentives; (c) be transferred to another borrower; or (d) be redeemed for cash. Leaders employees are not eligible. Recipient is solely responsible for any personal tax liability arising out of this offer.
This episode of the Pocket Change Podcast, titled "The Power of Giving Back: Honoring the Unsung Heroes of our Community", is a touching tribute to the individuals who make a difference in their communities through acts of kindness and generosity. Guest Teri Jelks, evening anchor at WBBJ 7 Eyewitness News, introduces the West Tennessee Community Champion program which recognizes the unsung heroes who have made significant contributions to their communities without seeking recognition or reward. The Community Champion program, a partnership between WBBJ and Leaders Credit Union, features inspiring stories of individuals who have selflessly dedicated their time and resources to improve the lives of those around them. The episode calls attention to the importance of giving back to our communities and the positive impact it can have on individuals and society as a whole.
Highlights:
1:56 – 2:10 – Which is better reporting or anchoring?
2:42 – 3:36 – What is the Community Champion program?
3:59 – 4:24 – Someone is going to be inspired by your story
8:38 – 9:01 – If you had spare pocket change, what are you spending it on?
To learn more about the Community Champion program, visit: https://www.leaderscu.com/community-involvement.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.
On this episode of Pocket Change, Brant Tibbs, Leaders Investment Services, LPL, and co-hosts Shea and Mary Helen chat about investment possibilities. Brant shares a basic overview of investment types and gets into the differences between 401K, IRAs, Traditional, and Roth. If you are confused by your options, this is a great episode to learn the basics of investing 101.
Key moments:
5:45 – 6:37 (Difference in 401K and IRA)
6:55 – 7:28 (Difference in Traditional IRA vs. Roth)
8:50 – 9:14 (Brant explains what you need to succeed, "drive and direction")
11:22 – 11:56 (We all take a different journey to reach our goals)
If you don't know where to start with your investment journey, Leaders Investment Champions are here to guide you. Learn more at https://www.leaderscu.com/investments.
Pocket Change is presented by Leaders Credit Union.
Community is always around us. We shouldn't wait to be kind, but rather intentional and aggressive.
On this episode Luke Pruett, Foundation Director of Le Bonheur Children's Hospital, and co-hosts Shea and Mary Helen discuss the importance and power of Cultivating Community. Luke co-host his own podcast called The Social Brokers, giving others the platform to share their story.
Be sure to rate, review, and subscribe to the Pocket Change Podcast on your favorite podcast platform and subscribe to @leaderscreditunion on YouTube.
Did you know there are five money personalities? When it comes to finances you can be a spender, saver, investor, debtor, or avoider. Although we may have tendencies of all, we closely relate to only one. Tune in to hear this episode as Community Engagement Specialist, Carrie Cantrell and co-hosts Shea and Mary Helen discuss the five money personalities and their correlating animals. Which animal are you? Learn more about your habits, to learn more about yourself.
Be sure to rate, review, and subscribe to the Pocket Change Podcast. And subscribe to Leaders Credit Union's YouTube channel to watch these full episodes: https://www.youtube.com/@leaderscreditunion
Ford Motor Company recently announced its investment in Blue Oval City, which will have a huge economic impact on the greater West Tennessee region. Tune in to this epsiode to hear President and CEO of the Greater Jackson Chamber, Kyle Spurgeon, and financial champion co-hosts Shea and Mary Helen discuss the excitement and concerns that surround the impact of Blue Oval City. It is sure to have a transformational impact on cities like Memphis, Jackson, Brownsville, and all of West Tennessee.
Be sure to rate, review, and subscribe to the Pocket Change Podcast. And subscribe to the Leaders Credit Union's YouTube channel to watch these episodes: https://www.youtube.com/@leaderscreditunion
Start your year off right with these financially fit tips! On this episode of the Pocket Change Podcast, we're discussing 5 tips to get you financially fit in 2023. Our guest Karen Freeman, COO at Leaders Credit Union, shares practical tips to help you on your financial journey. If you implement these tips you are sure to see a positive change in your money habits.
Subscribe to the Pocket Change Podcast to learn better ways to spend, save, and invest, and take control of your financial journey.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.
On this episode of the Pocket Change Podcast, we're discussing the importance of emergency savings with our special guest Dave Bratcher, Senior Vice President, YMCA of West Tennessee. As a son of two educators, Dave learned the value of saving and being disciplined with his money from an early age. When unexpected tragedy occurred, Dave had a plan, which included an emergency savings.
Subscribe to the Pocket Change Podcast to learn better ways to spend, save, and invest, and take control of your financial journey.
The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.
Welcome to the Pocket Change Podcast where you’ll learn better ways to spend, save and invest and take control of your financial journey. Each episode will provide smart money tips and strategies to help you become financially fit. We will also introduce you to community champions making a difference in the lives of others. Join us and our guests as we will help you become the champion of your finances. Pocket Change Podcast is presented by Leaders Credit Union where we power your passion and make lives better.