The Money Savvy Podcast: Recent Episodes
Moneyweb Radio
The Money Savvy podcast is hosted by Boitumelo Ntsoko. The podcast features interviews with certified financial planners and wealth managers to answer readers’ pressing financial questions. Each episode will focus on a specific theme, covering topics such as retirement, retrenchments and investments, and help the listeners to make better financial moves. This podcast publishes two episodes per month.
Keagan Marcia of Parity Investment Partners unpacks the growth of hedge funds in South Africa, how they work, and what makes them an attractive option for savvy investors. Podcast series on Moneyweb
Marius Fenwick of WealthUp discusses the risk factors contributing to capital depletion and how investors can mitigate these. Podcast series on Moneyweb
Elke Brink of PSG Wealth details the intricate world of wealth management for these families, how they can navigate their challenges, and the lessons we can learn from them. Podcast series on Moneyweb
Elke Brink of PSG Wealth sheds light on the frequency, causes, and strategies to navigate these events successfully. Podcast series on Moneyweb
Craig Torr of Crue Invest discusses the pros and cons of each option and how to minimise risks and maximise returns. Podcast series on Moneyweb
Eric Jordaan of Crue Invest provides a comprehensive guide on separating your financial affairs, covering everything from personal financial planning to succession planning, ensuring you're well-prepared for your new journey. Podcast series on Moneyweb
Elke Brink of PSG Wealth details the ins and outs of disallowed contributions and how investors can harness these to reduce tax liabilities in retirement. Podcast series on Moneyweb
Marius Fenwick of WealthUp shares why adopting a long-term investment mindset can safeguard your financial future and maximise your retirement savings. Podcast series on Moneyweb
Munaf Mukadam of Gradidge-Mahura Investments details the various costs, their impact on your returns and strategies to mitigate them. Podcast series on Moneyweb
Sean Kelly of Parity Wealth Managers breaks down how bonds work and why they are crucial to modern investment strategies. Podcast series on Moneyweb
Eric Jordaan of Crue Invest explains why your will may not dictate the fate of all your assets and unravels the intricacies of investment distribution after death. Podcast series on Moneyweb
Elke Brink of PSG Wealth discusses tax-loss harvesting and what investors need to watch out for so that they don’t run afoul of Sars. Podcast series on Moneyweb
Eric Jordaan of Crue Invest shares practical strategies to avoid liquidity shortfalls and mitigate financial risks for your heirs. Podcast series on Moneyweb
Eric Jordaan of Crue Invest discusses the qualifying criteria, tax implications, and benefits of these essential estate planning tools. Podcast series on Moneyweb
Devon Card of Crue Invest delves into the nuances of each investment option, exploring the factors influencing the choice between two. Podcast series on Moneyweb
Devon Card of Crue Invest explores the various options available for income withdrawals and asset allocation within these vehicles and offers tips on how to navigate market volatility, longevity risks, and tax implications effectively. Podcast series on Moneyweb
Craig Torr of Crue Invest shares strategies to reduce overinsurance and redirect contributions to retirement savings. Podcast series on Moneyweb
Craig Torr of Crue Invest discusses the advantages of early retirement planning, provides a case study that illustrates the impact of delayed savings and shares tips on how to bridge the shortfall gap. Podcast series on Moneyweb
Craig Torr of Crue Invest discusses the risks of tax-centric approaches and why overlooking liquidity needs can pose significant challenges. Podcast series on Moneyweb
Dawn Ridler of Rexsolom Invest details how fraudsters exploit the excitement of summer travel and shares expert tips to safeguard your wallet. Podcast series on Moneyweb
The holiday season doesn't have to wreak havoc on your wallet. Maria Smit of Brenthurst Wealth shares practical steps to budget for gifts and events and offers advice on how to manage your loved ones' expectations and avoid the pressure to overspend. Podcast series on Moneyweb
Gareth Collier of Crue Invest details the factors to consider when deciding which financial goals to prioritise and whether there’s a compromise position that can help you achieve both. Podcast series on Moneyweb
Gareth Collier of Crue Invest details the attraction of these trusts and how to determine if it is the right fit for you. Podcast series on Moneyweb
Gareth Collier of Crue Invest discusses the difference between tax-free savings accounts and tax-free investments, the unique tax advantages these products offer, how they impact your estate planning, as well as the associated expenses. Podcast series on Moneyweb
Sean Kelly of Paragon Wealth Managers on how SA investors can externalise their retirement planning, looking at the various investment options available to them, the tax implications and costs and how these plans fare compared to local products. Podcast series on Moneyweb
Chrisley Botha of PSG Wealth discusses the questions couples need to ask before getting married. Podcast series on Moneyweb
Elke Brink of PSG Wealth looks at how our biases and emotions can erode our returns, the mistakes we make when it comes to offshore investing, reveals a surprisingly good time to buy, and offers an alternative to trying to time the market. Podcast series on Moneyweb
Devon Card of Crue Invest discusses practical tips and offers a step-by-step roadmap for planning your child's higher education costs. Podcast series on Moneyweb
Investing can seem like a maze of jargon and choices, but this approach is simple. Elke Brink of PSG Wealth discusses the workings of this approach and how to implement it successfully. Podcast series on Moneyweb
Gareth Collier of Crue Invest shares practical tips on choosing the right business entity, separating personal and business finances, building emergency funds, and planning for retirement. Podcast series on Moneyweb
Rozanne Heystek-Potgieter of Brenthurst Wealth shares practical strategies for managing finances, overcoming tax challenges, navigating currency fluctuations, and securing your financial future while living abroad. Podcast series on Moneyweb
Mareli Binedell of PSG Wealth discusses the unique challenges women face when it comes to retirement planning, and explores strategies to overcome these obstacles and maximise savings so that we achieve financial security in retirement. Podcast series on Moneyweb
Eric Jordaan of Crue Invest discusses establishing a trust that aligns with your unique objectives, looking at the types of trusts available, the intricacies of trustee selection, beneficiary nomination, and how to draft a solid trust deed. Podcast series on Moneyweb
Social media influencers may make financial advice seem easy, but the reality is more complicated. Thulisile Nkomo of NFB Private Wealth Management discusses the dangers of accessing financial information online and offers tips for separating fact from fiction. Podcast series on Moneyweb
Richus Nel of PSG Wealth breaks down these funds, and discusses how they differ from standalone funds, the risks associated with them and what factors you should consider before buying into these investment vehicles. Podcast series on Moneyweb
Elke Brink of PSG Wealth discusses socially conscious investments, and looks at whether these perform as well as traditional investments, if investors pay higher fees on them and how to structure this part of your portfolio. Podcast series on Moneyweb
The Money Rules podcast is hosted by Boitumelo Ntsoko. The podcast features interviews with certified financial planners and wealth managers to answer readers’ pressing financial questions. Each episode will focus on a specific theme, covering topics such as retirement, retrenchments and investments, and help the listeners to make better financial moves. This podcast publishes two episodes per month. Podcast series on Moneyweb
Nastasha van Rensburg of attooh! Financial Wellness discusses some of the debt warning signs and looks at the various strategies that can be used to manage debt, including consolidation and review. Podcast series on Moneyweb
Elke Brink of PSG Wealth discusses the investment challenges women face, common mistakes to avoid, how they can play to their strengths and shares advice on how to improve returns. Podcast series on Moneyweb
We asked Open AI’s chatbot some questions from Moneyweb readers and asked Crue Invest’s Eric Jordaan to weigh in on its responses. Did it hit or miss the mark? Podcast series on Moneyweb
Francois le Clus of Attooh Financial Wellness discusses what goes into forming this type of stokvel, the investment vehicles available to these clubs, as well as tax and estate planning considerations.
Elke Brink of PSG Wealth discusses some of the benefits that may be part of your package, whether you can change the funds you are invested in, how to avoid duplications in your personal capacity and how to optimise your annual tax benefit on company retirement funds.
Thulisile Nkomo of Private Wealth Management discusses the signs of an unhealthy relationship with money, the common financial mistakes people make and how to ensure that our finances can help rather than hinder us.
Tanya Joubert of PSG Wealth Pretoria East shares some ideas on presents that may prove to be the gifts that keep on giving for your family and friends.
Devon Card of Crue Invest shares some personal finance tips so that you don’t start 2023 skint.
Gareth Collier of Crue Invest discusses the various contracts and benefits of retirement villages, the upfront and ongoing costs as well as the red flags to look out for to avoid being scammed.
Richus Nel of PSG Wealth discusses the mindset and behavioural biases of investors and savers, looks at how their differing risk profiles affect the management of their portfolios and who is likely to experience more growth in their portfolio.
Chrisley Botha of PSG Wealth discusses the steps to take to prepare your finances, the best investment strategy during this period and offers tips on how to protect your career.
Franske Neiteler of PSG Wealth Pretoria-East discusses the pros and cons of each option, and whether it would be better to delay purchasing property to build up your investments instead.
Eric Jordaan of Crue Invest discusses the importance of an estate plan, the key elements that make it solid and how it needs to change as you age.Estate planning for every life stage
Elke Brink of PSG Wealth looks at what you need to consider when weighing up the two options, the best way to move funds offshore and the tax implications of doing so, as well as how to access the income earned in SA abroad.
Michael Haldane of Global & Local The Investment Experts discusses investing in whisky casks vs rare whisky bottles, how to choose the right cask, how to ensure you don’t overpay, the returns you can expect and the risks to be aware of.
Elke Brink of PSG Wealth discusses the pros and cons of piling more money into your home loan, how the scenario changes when you have an access bond or rental property and investments to consider when choosing to go this route.
Chrisley Botha of PSG Wealth shares which savings tools are best suited for short-, medium- and long-term goals, as well as tips on how you can squeeze a little extra out of your budget.
Craig Torr of Crue Invest discusses the taxes that apply to various investments, how you can strategically minimise your liabilities, and offers tips on the best way to put your return from SARS to work.
Devon Card of Crue Invest, discusses how this insurance works, what should be included in the agreements, the tax implications, and the benefits for shareholders and the co-owner’s dependants.
Richus Nel of PSG Wealth discusses the importance of succession planning and key points to consider when preparing for the future.
Francois le Clus of Attooh! Financial Wellness, gives us the low-down on non-fungible tokens, how to access them, what role they can play in your investment portfolio as well as the risks investors should be aware of before investing in them.
Eric Jordaan of Crue Invest unpacks this landmark ruling, its possible impact on marital contracts and divorces going forward and offers advice on how a stay-at-home spouse can avoid finding themselves in tough spot after divorce.
Elke Brink, CFP at PSG Wealth, discusses the merits of both strategies, and whether a combination of both will yield better returns.
From groceries, insurance and debt to utilities and petrol, Tanya Joubert, CFP at PSG Wealth Pretoria-East, shares tips on how to save on your monthly expenses.
Richus Nel, CFP at PSG Wealth, answers two readers’ questions on their ambitious rental property plans.
Richus Nel, CFP at PSG Wealth, talks all things buy-to-let and whether you would be better off creating wealth the traditional way.
Craig Torr, CFP at Crue Invest, says communication is key to avoiding and recovering from financial cheating.
Gareth Collier, CFP at Crue Invest, discusses whether retirees and soon-to-be retirees should scale back their spending assumptions, when a bucket system to investing is worth considering, if offshore investing can help inflation-proof your portfolio and the impact of rising interest rates.
Devon Card, CFP at Crue Invest, shares a trick on how to review your financial performance for the year, gives five ways to best use your bonus, the tax, estate and insurance planning you should be undertaking, and how to prepare now to take the worry out of Januworry.
Thulisile Nkomo, CFP at NFB Private Wealth Management, discusses how to maximise your financial windfall smartly, including how to handle debt, whether to upgrade your lifestyle, if leaving your job is a good idea, income-generating investments to consider, and how to create a financial legacy for your children.
Marius Fenwick, CFP at WealthUp, discusses the financial considerations parents need to think about before giving their children an early inheritance, the best way to distribute their assets, the different taxes to take into account, and advises parents on how to think about sharing this inheritance among their children.
Rick Briers-Danks, CFP at Veritas Wealth, discusses how to calculate the amount of capital you need to retire early, what your investment strategy should be, the tax-saving tools you can use and the lifestyle changes you need to make to achieve your goal.
Craig Torr, CFP at Crue Invest, discusses how soon-to-be stay-at-home parents must handle their existing retirement savings when resigning, whether the family budget should factor in the parent’s retirement funding, the cover they need to secure their retirement, and how unmarried stay-at-home parents can protect themselves in this situation.
Gareth Collier, CFP at Crue Invest, discusses whether a retirement portfolio containing alternative assets can outperform one without, which alternative assets to consider, risks to be aware of and what percentage of your portfolio should be dedicated to these assets.
Gareth Collier, CFP at Crue Invest, discusses whether a retirement portfolio containing alternative assets can outperform one without, which alternative assets to consider, risks to be aware of and what percentage of your portfolio should be dedicated to these assets.
Richus Nel, CFP at PSG Wealth, discusses steps to take when you realise you may not make your retirement savings target, whether you should consider a longer career span, if downscaling your home can help, and whether you can supplement your income with the government pension.
Craig Torr, CFP at Crue Invest, discusses how much you need to save for your child’s secondary and tertiary education, the best product to achieve this, how to save for a nest egg to set them up and the options available for parents to kickstart their child’s investment journey.
Eric Jordaan, CFP at Crue Invest, discusses marital contracts available in SA, the costs of having an antenuptial contract drafted, how the contracts affect your financial planning and whether you can change your contract after getting married.
Elke Brink, wealth advisor at PSG Wealth, looks at unconventional asset classes that could possibly form part of your portfolio, if you’re already well invested.
Gareth Collier, CFP at Crue Invest, discusses business opportunities you can explore, the best way to fund your side hustle, along with tax and estate planning considerations.
Elke Brink, wealth advisor at PSG Wealth, on why offshore investing is recommended, the sectors seeing great interest, and the avenues you can use to gain access to overseas markets.
Trent Hodges, CFP at Gray Capital, shares some ideas on where you can invest your money, with options for different budgets.
Eric Jordaan, CFP at Crue Invest, discusses the options available to you when faced with retrenchment, including how to handle your retirement funds, reprioritising your budget, and when credit protection plans come into play.
Gareth Collier, CFP at Crue Invest, sheds light on car financing, deal assists and deferred payments for those in the market for a new set of wheels.
The financial planning and investment field is filled with technical jargon that can often be a barrier entry for first-time investors. Craig Turton, who is a certified financial planner at Easy Equities, explains some of these terms.
The current economic climate has led some people to consider dipping into their retirement funds to access capital. But what exactly can you use these funds for, and what percentage of your savings can you access? Devon Card, certified financial planner at Crue Invest, provides clarity on this.
We’ve all heard that having a financial advisor by your side to help manage your financial path is highly recommended. Thulisile Nkomo of NFB Private Wealth Management discusses the value advisors add and the questions you need to ask a financial planner before engaging their services.
For most people, venturing into investments can be intimidating. Elke Brink of PSG Wealth discusses what to consider before embarking on this journey, the investment vehicles you should be looking at and offers advice on how to invest in shares.